odoo-forge-bundle 0.1.0

package/payload/skills/odoo18-docs/references/docs/applications/finance/accounting/payments/checks.md

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+---
+title: "Checks"
+source_url: "https://docs.odoo.sbggai.top/applications/finance/accounting/payments/checks.html"
+---
+
+======
+# Checks
+
+There are two ways to handle payments received by checks in Odoo, either by using :ref:`outstanding
+accounts <checks/outstanding-account>` or by :ref:`bypassing the reconciliation process
+<checks/reconciliation-bypass>`.
+
+**Using outstanding accounts is recommended**, as your bank account balance stays accurate by taking
+into account checks yet to be cashed.
+
+> **note**:
+>    Both methods produce the same data in your accounting at the end of the process. But if you
+   have checks that have not been cashed in, the **Outstanding Account** method reports these
+   checks in the **Outstanding Receipts** account. However, funds appear in your bank account
+   whether or not they are reconciled, as the bank value is reflected at the moment of the bank
+   statement.
+
+.. seealso::
+   * :ref:`Outstanding accounts <accounting/bank/outstanding-accounts>`
+   * :ref:`Bank reconciliation <accounting/reconciliation>`
+
+.. _checks/outstanding-account:
+
+# Method 1: Outstanding account
+
+When you receive a check, you :doc:`record a payment <../bank/reconciliation>` by check on the
+invoice. Then, when your bank account is credited with the check's amount, you reconcile the payment
+and statement to move the amount from the **Outstanding Receipt** account to the **Bank** account.
+
+> **tip**:
+>    You can create a new payment method named *Checks* if you would like to identify such payments
+   quickly. To do so, go to :menuselection:`Accounting --> Configuration --> Journals --> Bank`,
+   click the :guilabel:`Incoming Payments` tab, and :guilabel:`Add a line`. As :guilabel:`Payment
+   Method`, select :guilabel:`Manual`, and enter `Checks` as name.
+
+.. _checks/reconciliation-bypass:
+
+# Method 2: Reconciliation bypass
+
+When you receive a check, you :doc:`record a payment <../bank/reconciliation>` on the related
+invoice. The amount is then moved from the **Account Receivable** to the **Bank** account, bypassing
+the reconciliation and creating only **one journal entry**.
+
+To do so, you *must* follow the following setup. Go to :menuselection:`Accounting --> Configuration
+--> Journals --> Bank`. Click the :guilabel:`Incoming Payments` tab and then :guilabel:`Add a line`,
+select :guilabel:`Manual` as :guilabel:`Payment Method`, and enter `Checks` as :guilabel:`Name`.
+Click the toggle menu button, tick :guilabel:`Outstanding Receipts accounts`, and in the
+:guilabel:`Outstanding Receipts accounts` column, and set the :guilabel:`Bank` account for the
+**Checks** payment method.
+
+.. image:: checks/outstanding-payment-accounts.png
+   :alt: Bypass the Outstanding Receipts account using the Bank account.
+
+# Payment registration
+
+> **note**:
+>    By default, there are two ways to register payments made by check:
+
+   - **Manual**: for single checks;
+   - **Batch**: for multiple checks at once.
+
+   This documentation focuses on **single-check** payments. For **batch deposits**, see :doc:`the
+   batch payments documentation <batch>`.
+
+Once you receive a customer check, go to the related invoice (:menuselection:`Accounting -->
+Customer --> Invoices)`, and click :guilabel:`Register Payment`. Fill in the payment information:
+
+- :guilabel:`Journal: Bank`;
+- :guilabel:`Payment method`: :guilabel:`Manual` (or **Checks** if you have created a specific
+  payment method);
+- :guilabel:`Memo`: enter the check number;
+- Click :guilabel:`Create Payment`.
+
+.. image:: checks/payment-checks.png
+   :alt: Check payment info
+
+The generated journal entries are different depending on the payment registration method chosen.
+
+# Journal entries
+
+## Outstanding account
+
+The invoice is marked as :guilabel:`In Payment` as soon as you record the payment. This operation
+produces the following **journal entry**:
+
++----------------------+-------------------+----------+----------+
+| Account              | Statement Match   | Debit    | Credit   |
++======================+===================+==========+==========+
+| Account Receivable   |                   |          | 100.00   |
++----------------------+-------------------+----------+----------+
+| Outstanding Receipts |                   | 100.00   |          |
++----------------------+-------------------+----------+----------+
+
+Then, once you receive the bank statements, match this statement with the check of the **Outstanding
+Receipts** account. This produces the following **journal entry**:
+
++---------------------+-------------------+----------+----------+
+| Account             | Statement Match   | Debit    | Credit   |
++=====================+===================+==========+==========+
+| Outstanding Receipts|        X          |          | 100.00   |
++---------------------+-------------------+----------+----------+
+| Bank                |                   | 100.00   |          |
++---------------------+-------------------+----------+----------+
+
+If you use this approach to manage received checks, you get the list of checks that have not been
+cashed in the **Outstanding Receipt** account (accessible, for example, from the general ledger).
+
+## Reconciliation bypass
+
+The invoice is marked as :guilabel:`Paid` as soon as you record the check.
+
+With this approach, you bypass the use of **outstanding accounts**, effectively getting only one
+journal entry in your books and bypassing the reconciliation:
+
++----------------------+-------------------+----------+----------+
+| Account              | Statement Match   | Debit    | Credit   |
++======================+===================+==========+==========+
+| Account Receivable   | X                 |          | 100.00   |
++----------------------+-------------------+----------+----------+
+| Bank                 |                   | 100.00   |          |
++----------------------+-------------------+----------+----------+

package/payload/skills/odoo18-docs/references/docs/applications/finance/accounting/payments/follow_up.md

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+---
+title: "Follow-up on invoices"
+source_url: "https://docs.odoo.sbggai.top/applications/finance/accounting/payments/follow_up.html"
+---
+
+=====================
+# Follow-up on invoices
+
+Follow-up messages can be sent to customers when payments are overdue. Odoo helps identify late
+payments and allows scheduling and sending the appropriate reminders using **follow-up actions**
+according to the number of overdue days. Follow-ups can be sent through different methods, including
+email, post, or SMS.
+
+.. seealso::
+   - [Odoo Tutorials: Payment Follow-up ](https://www.youtube.com/watch?v=50qy2ygS7eM)
+   - :doc:`/applications/finance/accounting/customer_invoices/payment_terms`
+
+.. _accounting/follow_up/configuration:
+
+# Configuration
+
+To configure :guilabel:`Follow-up actions`, go to :menuselection:`Accounting --> Configuration
+--> Follow-up Levels`. In the :guilabel:`Follow-up Levels` list view, several follow-up levels and
+actions are configured by default.
+
+To modify a follow-up level, click on the record. From the form view, edit the
+:guilabel:`Description` or adjust the number of days before a reminder is sent. In the
+:guilabel:`Notification` tab, select :guilabel:`Actions` such as :guilabel:`Send Email`, :ref:`Send
+a Letter <customer_invoices/snailmail>`, and :ref:`Send SMS Message <pricing/pricing_and_faq>`.
+
+> **note**:
+>    Sending letters or SMS messages in Odoo requires :doc:`In-App Purchase (IAP)
+   </applications/essentials/in_app_purchase>` credit or tokens.
+
+To use a pre-filled template when sending an email or letter, select a :guilabel:`Content Template`.
+To modify it, click the :icon:`oi-arrow-right` :guilabel:`(internal link arrow)` icon next to the
+:guilabel:`Content Template` field. If enabled, SMS messages use a specific :guilabel:`Sms Template`
+field that can be modified by clicking the :icon:`oi-arrow-right` :guilabel:`(internal link arrow)`
+icon.
+
+Other options can be enabled in the :guilabel:`Options` section within the specific follow-up level:
+
+- Automate the reminder with the :guilabel:`Automatic` option.
+- :guilabel:`Attach Invoices` that are overdue in the reminder.
+- :guilabel:`Add followers` on the related customer to receive notifications about any email reply
+  made on the reminder's email.
+
+In the :guilabel:`Activity` tab, enable the option to automatically schedule :doc:`activities
+</applications/essentials/activities>` when the follow-up level is triggered. Select the
+:guilabel:`Responsible` user and the :guilabel:`Activity Type`, and enter a :guilabel:`Summary`.
+
+To add a new :guilabel:`Follow-up Level`, click :guilabel:`New` and fill in the fields.
+
+> **tip**:
+>    Set a negative number of days to send a reminder before the invoice due date.
+
+.. _accounting/follow_up/invoice-follow-ups:
+
+# Invoice follow-ups
+
+> **note**:
+>    Reconcile all bank transactions before starting the follow-up process to avoid sending reminders
+   for invoices that have already been paid.
+
+To view all overdue invoices, go to :menuselection:`Accounting --> Customers --> Invoices`. In the
+:guilabel:`Invoices` list view, click into the search bar and filter on :guilabel:`Overdue`.
+
+.. _accounting/follow_up/follow-ups-for-one-customer:
+
+## Follow-ups for one customer
+
+For a detailed overview of a customer's invoice follow-up status, go to :menuselection:`Accounting
+--> Customers --> Customers`. Open the customer's form and click the :guilabel:`Accounting` tab. In
+the :guilabel:`Invoice follow-ups` section, click on the different levels to view the
+:guilabel:`Follow-up Status` of each level. If actions are needed, click :guilabel:`Overdue
+Invoices` to have a detailed list of the overdue invoices.
+
+Additional options can be set:
+
+- :guilabel:`Reminders`: These are either :guilabel:`Automatic` or :guilabel:`Manual`.
+- :guilabel:`Next reminder`: The date by which the next follow-up actions should be taken is
+  automatically set when follow-ups are processed, but can be manually adjusted if needed.
+- :guilabel:`Responsible`: The user who handles the follow-up actions.
+
+To manually send a payment reminder to a customer, click :guilabel:`Send` and select the actions in
+the :guilabel:`Send and Print` window:
+
+- :guilabel:`Print`
+- :guilabel:`Email`
+- :guilabel:`Sms`
+- :guilabel:`By post`
+
+Enable the :guilabel:`Attach Invoices` option and change the :guilabel:`Content Template` if needed.
+Then, click :guilabel:`Send` or :guilabel:`Send & Print` to send the :ref:`follow-up report
+<accounting/follow_up/follow-up-report>`.
+
+
+.. seealso::
+   :doc:`/applications/essentials/in_app_purchase`
+
+> **note**:
+>    - The contact information on the invoice or the contact form is used to send the reminder.
+   - The chatter keeps a full record of all follow-up actions.
+
+.. _accounting/follow_up/follow-ups-for-all-customers:
+
+## Follow-ups for all customers due for action
+
+After setting up the additional :ref:`follow-up
+<accounting/follow_up/follow-ups-for-one-customer>` options, review which customers have
+overdue invoices or require follow-up. To do so, go to :menuselection:`Accounting --> Customers -->
+Customers`. In the :guilabel:`Customers` kanban view, click the search bar and filter by
+:guilabel:`Overdue Invoices` or :guilabel:`Requires Follow-up`.
+
+To take follow-up actions for all relevant customers, switch to the list view and select the
+customers requiring follow-up. Then, click :icon:`fa-cog` :guilabel:`(Actions)` and select
+:guilabel:`Process Follow-ups` to send them the :ref:`follow-up report
+<accounting/follow_up/follow-up-report>`.
+
+.. _accounting/follow_up/reports:
+
+# Reports
+
+.. _accounting/follow_up/customer-statement:
+
+## Customer statement
+
+To get a comprehensive overview of a customer's account status, click the :guilabel:`Customer
+Statement` smart button on the customer's form. This statement corresponds to the :ref:`Partner
+Ledger <accounting/invoices/partner-ledger>` report's portion specific to that customer.
+
+To send it to the customer, click :guilabel:`Send`, change the :guilabel:`Email Template` if needed,
+and click :guilabel:`Print & Send`.
+
+To view the customer statements for multiple customers at once, select the customers from the
+:guilabel:`Customers` list view, click :icon:`fa-cog` :guilabel:`(Actions)`, and select
+:guilabel:`Open Customer Statements`.
+
+Click :guilabel:`PDF` or :guilabel:`XLSX` to generate a PDF or XLSX file, respectively.
+
+.. _accounting/follow_up/follow-up-report:
+
+## Follow-up report
+
+To get a complete overview of a customer's due invoices, separating those that are due from those
+that are overdue, click the :ref:`Customer Statement <accounting/follow_up/customer-statement>`
+smart button on the customer's form. Then, click :icon:`fa-book` :guilabel:`Report: Customer
+Statement` and select :guilabel:`Follow-Up Report`.
+
+To view the follow-up report for all customers at once, go to :menuselection:`Accounting -->
+Reporting --> Partner Ledger`. Then, click :icon:`fa-book` :guilabel:`Report:` and select
+:guilabel:`Follow-Up Report`.
+
+Click :guilabel:`PDF` or :guilabel:`XLSX` to generate a PDF or XLSX file, respectively.

package/payload/skills/odoo18-docs/references/docs/applications/finance/accounting/payments/forecast.md

@@ -0,0 +1,49 @@
+---
+title: "Forecast future bills to pay"
+source_url: "https://docs.odoo.sbggai.top/applications/finance/accounting/payments/forecast.html"
+---
+
+============================
+# Forecast future bills to pay
+
+In Odoo, you can manage payments by setting automatic **Payments Terms** and **follow-ups**.
+
+# Configuration: payment terms
+
+In order to track vendor conditions, we use **Payment Terms** in Odoo. They allow keeping track of
+due dates on invoices. Examples of **Payment Terms** are:
+
+-  50% within 30 days
+-  50% within 45 days
+
+To create them, go to :menuselection:`Accounting --> Configuration --> Invoicing: Payment Terms` and
+click on :guilabel:`Create` to add new terms or click existing ones to modify them.
+
+.. seealso::
+   [Odoo Tutorials: Payment Terms
+   ](https://www.odoo.com/slides/slide/payment-terms-1679?fullscreen=1)
+
+Once **Payment Terms** are defined, you can assign them to your vendor by default. To do so, go to
+:menuselection:`Vendors --> Vendors`, select a vendor, click the :guilabel:`Sales & Purchase` tab,
+and select a specific **Payment Term**. This way, every time you purchase from this vendor, Odoo
+automatically proposes the chosen Payment Term.
+
+> **note**:
+>    If you do not set a specific Payment Term on a vendor, you can still set one on the vendor bill.
+
+# Forecast bills to pay with the aged payable report
+
+To track amounts to be paid to the vendors, use the **Aged Payable** report. To access it, go to
+:menuselection:`Accounting --> Reporting --> Partner Reports: Aged Payable`. This report gives you a
+summary per vendor of the amounts to pay, compared to their due date (the due date being computed on
+each bill using the terms). This report tells you how much you will have to pay within the following
+months.
+
+# Select bills to pay
+
+You can get a list of all your vendor bills by going to :menuselection:`Vendors --> Bills`. To view
+only the bills that you need to pay, click :menuselection:`Filters --> Bills to Pay`. To view only
+overdue payments, select the :guilabel:`Overdue` filter instead.
+
+You can also group bills by their due date by clicking :menuselection:`Group By --> Due Date` and
+selecting a time period.

package/payload/skills/odoo18-docs/references/docs/applications/finance/accounting/payments/online/install_portal_patch.md

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+---
+title: "Install the patch to disable online invoice payment"
+source_url: "https://docs.odoo.sbggai.top/applications/finance/accounting/payments/online/install_portal_patch.html"
+---
+
+===================================================
+# Install the patch to disable online invoice payment
+
+Following recent changes in Odoo 16, you might be warned that disabling the :guilabel:`Invoice
+Online Payment` setting will uninstall modules. If you want to disable the feature without
+uninstalling modules, follow the steps below to install the module **Payment - Account / Invoice
+Online Payment Patch**.
+
+> **note**:
+>    | If your Odoo database is created after the module **Payment - Account / Invoice Online Payment
+     Patch** was released, you don't have anything to do.
+   | To check if the module is already installed, go to :guilabel:`Apps`, remove the `Apps` filter,
+     and search for `account_payment`. If the module **Payment - Account / Invoice Online Payment
+     Patch** is present and marked as installed, your Odoo database is already up-to-date and you
+     are able to disable the feature without side-effect.
+
+# Update Odoo to the latest release
+
+The possibility to disable the :guilabel:`Invoice Online Payment` setting without side-effect is
+made available through a new Odoo module; to be able to install it, you must make sure that your
+Odoo source code is up-to-date.
+
+If you use Odoo on Odoo.com or Odoo.sh platform, your code is already up-to-date and you can proceed
+to the next step.
+
+If you use Odoo with an on-premise setup or through a partner, you must update your installation as
+detailed in :doc:`this documentation page </administration/on_premise/update>`, or by contacting
+your integrating partner.
+
+# Update the list of available modules
+
+New modules must be *discovered* by your Odoo instance to be available in the **Apps** menu.
+
+To do so, activate the :ref:`developer mode <developer-mode>`, and go to :menuselection:`Apps -->
+Update Apps List`. A wizard will ask for confirmation.
+
+# Install the module Invoice Online Payment Patch
+
+> **warning**:
+>    You should never install new modules in your production database without first testing them in a
+   duplicate or staging environment. For Odoo.com customers, a duplicate database can be created
+   from the database management page. For Odoo.sh users, you should use a staging or duplicate
+   database. For on-premise users, you should use a staging environment---contact your integrating
+   partner for more information regarding how to test a new module in your particular setup.
+
+The module should now be available in your :guilabel:`Apps` menu. Remove the `Apps` filter and
+search for `account_payment`; the module :guilabel:`Payment - Account / Invoice Online Payment Patch`
+should be available for installation. If you cannot find the module after having updated the list
+of available modules, it means your Odoo source code is not up-to-date; refer to step one of this
+page.
+
+Once the module is installed, disabling the feature will work as intended and will not ask you to
+uninstall installed applications or modules.

package/payload/skills/odoo18-docs/references/docs/applications/finance/accounting/payments/online.md

@@ -0,0 +1,50 @@
+---
+title: ""
+source_url: "https://docs.odoo.sbggai.top/applications/finance/accounting/payments/online.html"
+---
+
+:show-content:
+# 
+# Online payments
+
+.. toctree::
+
+   online/install_portal_patch
+
+To make it more convenient for your customers to pay the invoices you issue, you can activate the
+**Invoice Online Payment** feature, which adds a *Pay Now* button on their **Customer Portal**. This
+allows your customers to see their invoices online and pay directly with their favorite payment
+method, making the payment process much easier.
+
+.. image:: online/online-payment-providers.png
+   :align: center
+   :alt: Payment provider choice after having clicked on "Pay Now"
+
+# Configuration
+
+Make sure your :doc:`payment providers are correctly configured <../../payment_providers>`.
+
+> **note**:
+>    By default, ":doc:`Wire Transfer </applications/finance/payment_providers/wire_transfer>`" is the
+   only payment provider activated, but you still have to fill out the payment details.
+
+To activate the Invoice Online Payment, go to :menuselection:`Accounting --> Configuration -->
+Settings --> Customer Payments`, enable **Invoice Online Payment**, and click on *Save*.
+
+# Customer Portal
+
+After issuing the invoice, click on *Send & Print* and send the invoice by email to the customer.
+They will receive an email with a link that redirects them to the invoice on their **Customer
+Portal**.
+
+.. image:: online/view-invoice.png
+   :alt: Email with a link to view the invoice online on the Customer Portal.
+
+They can choose which Payment Provider to use by clicking on *Pay Now*.
+
+.. image:: online/pay-now.png
+   :alt: "Pay now" button on an invoice in the Customer Portal.
+
+.. seealso::
+
+   - :doc:`/applications/finance/payment_providers`

package/payload/skills/odoo18-docs/references/docs/applications/finance/accounting/payments/pay_checks.md

@@ -0,0 +1,59 @@
+---
+title: "Pay by checks"
+source_url: "https://docs.odoo.sbggai.top/applications/finance/accounting/payments/pay_checks.html"
+---
+
+=============
+# Pay by checks
+
+Once you decide to pay a supplier bill, you can select to pay by check. You can then print all the
+payments registered by check. Finally, the bank reconciliation process will match the checks you
+sent to suppliers with actual bank statements.
+
+# Configuration
+
+## Activate checks payment methods
+
+To activate the checks payment method, go to :menuselection:`Accounting --> Configuration -->
+Settings`, and scroll down to the :guilabel:`Vendor Payments` section. There, you can activate the
+payment method as well as set up the :guilabel:`Check Layout`.
+
+> **note**:
+>    - Once the :guilabel:`Checks` setting is activated, the **Checks** payment method is
+     automatically set up in the :guilabel:`Outgoing Payments` tabs of **bank** journals.
+   - Some countries require specific modules to print checks; such modules may be installed by
+     default. For instance, the :guilabel:`U.S. Checks Layout` module is required to print U.S.
+     checks.
+
+# Compatible check stationery for printing checks
+
+## United States
+
+For the United States, Odoo supports by default the check formats of:
+
+- **Quickbooks & Quicken**: check on top, stubs in the middle and bottom;
+- **Peachtree**: check in the middle, stubs on top and bottom;
+- **ADP**: check in the bottom, and stubs on the top.
+
+# Pay a supplier bill with a check
+
+Paying a supplier with a check is done in three steps:
+
+1. registering a payment
+2. printing checks in batch for all registered payments
+3. reconciling bank statements
+
+## Register a payment by check
+
+To register a payment, open any supplier bill from the menu :menuselection:`Purchases --> Vendor
+Bills`.
+Once the supplier bill is validated, you can register a payment. Set the :guilabel:`Payment Method`
+to :guilabel:`Checks` and validate the payment.
+
+## Print checks
+
+On your :guilabel:`Accounting Dashboard` in the :guilabel:`Bank` Journal, you can see the
+number of checks registered. By clicking on :guilabel:`Checks to print` you have got the possibility
+to print the reconciled checks.
+
+To print all checks in batch, select all payments from the list view and click on :guilabel:`Print`.

package/payload/skills/odoo18-docs/references/docs/applications/finance/accounting/payments/pay_sepa.md

@@ -0,0 +1,87 @@
+---
+title: "Pay with SEPA"
+source_url: "https://docs.odoo.sbggai.top/applications/finance/accounting/payments/pay_sepa.html"
+---
+
+=============
+# Pay with SEPA
+
+SEPA, the Single Euro Payments Area, is a payment-integration initiative of the European Union to
+simplify bank transfers denominated in euros. SEPA allows you to send payment orders to your
+bank to automate bank wire transfers.
+
+SEPA is supported by the banks of the 27 EU member states, as well as:
+
+EFTA countries:
+
+- Iceland;
+- Liechtenstein;
+- Norway;
+- Switzerland.
+
+Non-EEA SEPA countries:
+
+- Andorra;
+- Monaco;
+- San Marino;
+- United Kingdom;
+- Vatican City State.
+
+Non-EEA territories:
+
+- Saint-Pierre-et-Miquelon;
+- Guernsey;
+- Jersey;
+- Isle of Man.
+
+When paying a bill in Odoo, you can select SEPA mandates as a payment option. At the end of the day,
+you can generate the SEPA file containing all bank wire transfers and upload it to your online
+banking interface to process the payments.
+
+By default, the file follows the SEPA Credit Transfer **'pain.001.001.03'** specifications. This is
+a well-defined standard among banks. However, for Swiss and German companies, other formats are used
+**'pain.001.001.03.ch.02'** for Switzerland and **'pain.001.003.03'** for Germany.
+
+Once the payments are processed by your bank, you can directly import the account statement in
+Odoo. The bank reconciliation process will seamlessly match the SEPA orders you sent to your bank
+with actual bank statements.
+
+# Configuration
+
+## Activate SEPA Credit Transfer (SCT)
+
+To pay suppliers with SEPA, you must activate the **SEPA Credit Transfer** setting. To do so, go to
+:menuselection:`Accounting --> Configuration --> Settings --> Vendor Payments: SEPA Credit Transfer
+(SCT)`. By activating the setting and filling out your company data, you will be able to use the
+SCT option when paying your vendor.
+
+> **note**:
+>    According to the localization package installed, the **SEPA Direct Debit** and **SEPA Credit
+   Transfer** modules may be installed by default. If not, they need to be :ref:`installed <general/install>`.
+
+## Activate SEPA payment methods on banks
+
+From the accounting dashboard, click on the drop-down menu (:guilabel:`⋮`) on your bank journal and
+select :guilabel:`Configuration`. Click the :guilabel:`Outgoing Payments` tab, and, if not already
+present, add :guilabel:`SEPA Credit Transfer` under :guilabel:`Payment Method`.
+
+Make sure to specify the IBAN account number (domestic account numbers do not work with SEPA) and
+the BIC (bank identifier code) in the :guilabel:`Journal Entries` tab.
+
+## Registering payments
+
+You can register any vendor payments made with SEPA. To do so, go to :menuselection:`Accounting -->
+Vendors --> Payments`. When creating your payment, select :guilabel:`SEPA Credit Transfer` as the
+:guilabel:`Payment Method`.
+
+The first time you pay a vendor with SEPA, you have to fill in the :guilabel:`Recipient Bank
+Account` field with the bank name, IBAN, and BIC (Bank Identifier Code). Odoo automatically verifies
+if the IBAN format is respected.
+
+For future payments to this vendor, Odoo will automatically suggest you the bank account, but it
+remains possible to select a new one.
+
+Once your payment is registered, do not forget to confirm it. You can also pay vendor bills from the
+bill directly using the :guilabel:`Register Payment` button at the top of a vendor bill.
+The form is the same, but the payment is directly linked to the bill and will be automatically
+reconciled with it.

package/payload/skills/odoo18-docs/references/docs/applications/finance/accounting/payments/trusted_accounts.md

@@ -0,0 +1,63 @@
+---
+title: "Trusted accounts (send money)"
+source_url: "https://docs.odoo.sbggai.top/applications/finance/accounting/payments/trusted_accounts.html"
+---
+
+=============================
+# Trusted accounts (send money)
+
+To protect users from sending money to scammers, vendor bank account numbers must be marked as
+trusted before you can use them to make an outgoing payment.
+
+To do so, open the vendor bank account and click on the :guilabel:`Send Money` toggle switch button.
+
+.. image:: trusted_accounts/send-money-toggle.png
+   :align: center
+   :alt: Example of a vendor bank account with the "Send Money" toggle button switched to "trusted."
+
+> **note**:
+>    All accounts are initially marked as untrusted.
+
+# Phishing attacks
+
+A **phishing attack** is an online scam designed to trick individuals or companies into giving away
+sensitive information or money by sending out fraudulent communication. Fraudsters pretend to be
+legitimate companies and may use partial information to give credibility to their requests.
+
+There are several types of phishing attacks, including **invoice fraud**. In this case, the
+fraudster pretends to be a genuine supplier following up on unpaid bills or sending a new invoice,
+but with different payment information than usual and with fake contact details.
+
+To protect yourself from these types of phishing attacks, remain vigilant when you receive
+unexpected invoices or payment requests.
+
+> **important**:
+>    In case of doubt, **we recommend contacting the vendor by phone**. Make sure to call an official
+   phone number by searching yourself, as the URLs, email addresses, and phone numbers written in
+   the communication you received may be fake.
+
+## Elements to check
+
+There are several elements you can check by yourself when you receive an outgoing payment request to
+a new account:
+
+Communication style
+  Fraudulent emails and invoices often use a different communication style, such as **different
+  wording**, and may include **spelling and grammatical mistakes**. Examine and **compare** them
+  with previous ones that you know to be authentic (e.g., payment instructions, language, company
+  logo, etc.).*
+
+Urgency
+  Invoice frauds often use **urgent or threatening language** and change the **payment deadline**.
+  Check if you really received a late payment reminder previously.
+
+Type of account
+  A company is unlikely to replace a bank account with a **money transfer service**.
+
+Email and links domain names
+  Double-check the **email address domain** (`example@domain.com`). However, be wary that fraudsters
+  can make their email addresses look genuine or even hack email addresses from your vendor's
+  employees or even someone within your own organization.
+
+  Hover over the links in your email and check that the URLs they redirect to are genuine. Your
+  internet browser usually displays the link's target at the bottom left of the window.