@oriro/orirocli 0.1.11 → 0.1.12

package/skills/legal/legal-privacy/SKILL.md

@@ -1,161 +1,161 @@
----
-watermark: ORIRO
-disable-model-invocation: true
-name: legal-privacy
-provider: ORIRO.ai
-copyright: Copyright (c) 2026 ORIRO.ai
-description: >
-  Privacy law — GDPR, CCPA, PIPEDA, data collection obligations, user rights,
-  privacy policies, and data breach response. Activate for questions about
-  user privacy, data collection, cookie consent, privacy policies, GDPR
-  compliance, California privacy rights, or any data protection question.
-  Sources: EU GDPR text, CCPA (California Civil Code 1798), ICO guidance,
-  FTC privacy guidance.
----
-
-# Privacy Law
-
-## GDPR (General Data Protection Regulation)
-
-Applies to ANY organization that processes data of EU/EEA residents,
-regardless of where the organization is located.
-Fines: up to €20M or 4% of global annual revenue, whichever is higher.
-
-### Six lawful bases for processing personal data
-
-You must have one to process personal data:
-
-1. **Consent:** Freely given, specific, informed, unambiguous. Withdrawable.
-2. **Contract:** Processing necessary for a contract with the person.
-3. **Legal obligation:** Processing required by law.
-4. **Vital interests:** To protect someone's life.
-5. **Public task:** Performance of a public authority function.
-6. **Legitimate interests:** Your interests balanced against individual rights.
-
-**Consent requirements:**
-
-- Cannot be buried in terms of service
-- Cannot be pre-ticked boxes
-- Must be as easy to withdraw as to give
-- Must be documented
-
-### Individual rights under GDPR
-
-- **Right to be informed:** Know what data is collected and why.
-- **Right of access:** Receive a copy of their personal data (within 30 days).
-- **Right to rectification:** Correct inaccurate data.
-- **Right to erasure ("right to be forgotten"):** Delete data (with limitations).
-- **Right to restrict processing:** Pause processing while disputing accuracy.
-- **Right to data portability:** Receive data in machine-readable format.
-- **Right to object:** Object to processing based on legitimate interests.
-- **Rights related to automated decision-making:** Human review of automated decisions.
-
-### Data breach notification
-
-Must notify supervisory authority within 72 hours if breach poses risk to individuals.
-If high risk: must also notify affected individuals "without undue delay."
-
-### Privacy by Design
-
-Build privacy protection into systems from the start, not as an afterthought.
-Default settings must be privacy-friendly.
-
-### Data Processing Agreement (DPA)
-
-Required when sharing personal data with processors (vendors, cloud providers).
-Must specify: purpose, duration, nature of processing, rights, obligations.
-
----
-
-## CCPA / CPRA (California Consumer Privacy Act)
-
-Applies to for-profit businesses doing business in California AND meeting any one of:
-
-- $25M+ annual gross revenue
-- Buy/sell/receive personal info of 100,000+ consumers annually
-- Derive 50%+ of annual revenue from selling personal information
-
-### Consumer rights under CCPA
-
-- **Know:** What personal information is collected, used, disclosed, sold.
-- **Delete:** Request deletion of personal information (with exceptions).
-- **Opt-out of sale:** Stop the sale of their personal information.
-- **Non-discrimination:** Cannot be penalized for exercising rights.
-- **Correct:** Request correction of inaccurate information (CPRA addition).
-- **Limit use:** Limit use of sensitive personal information (CPRA addition).
-
-### "Do Not Sell My Personal Information"
-
-If you sell personal information, must have a clear link on homepage.
-"Selling" broadly interpreted — includes sharing for advertising purposes.
-
-### Privacy Policy requirements
-
-Must disclose:
-
-- Categories of personal information collected
-- Purposes for collection
-- Categories of third parties information is shared with
-- Consumer rights and how to exercise them
-- Contact information for privacy requests
-
----
-
-## What every website needs
-
-### Privacy Policy
-
-Required by: GDPR (if any EU users), CCPA (if California users), CalOPPA (all California users), most app stores, most payment processors.
-
-Minimum content:
-
-1. What data you collect (name, email, payment info, cookies, usage data)
-2. Why you collect it (fulfilling orders, analytics, marketing)
-3. How it's stored and protected
-4. Who you share it with (payment processors, analytics, advertising)
-5. User rights (access, deletion, opt-out)
-6. How long you retain data
-7. Contact information for privacy requests
-8. Date of last update
-
-### Cookie notice
-
-GDPR requires informed consent BEFORE placing non-essential cookies.
-Non-essential = analytics cookies, advertising cookies.
-Essential cookies (login session, shopping cart) don't need consent.
-
-Requirements:
-
-- Clear description of cookie categories
-- Opt-in for non-essential (not opt-out)
-- Easy to reject as to accept
-- Cannot deny service for rejecting non-essential cookies
-- Preference should be remembered and not reset constantly
-
-### Data breach plan
-
-Prepare before an incident:
-
-1. Who is notified internally first?
-2. How is breach scope assessed?
-3. Who notifies authorities (72-hour GDPR window)?
-4. How are affected users notified?
-5. How is evidence preserved?
-6. Who is the outside counsel/PR contact?
-
----
-
-## Practical checklist for web products
-
-**Data minimization:** Only collect what you actually use.
-**Encryption:** Encrypt data at rest and in transit.
-**Access controls:** Only employees who need data can access it.
-**Vendor review:** Review privacy practices of every vendor you send data to.
-**Retention limits:** Delete data when no longer needed.
-**Privacy policy:** Plain language, accurate, current.
-**Response process:** Document how to handle access/deletion requests.
-**Incident response plan:** Written and tested before needed.
-
-Sources: GDPR text (eur-lex.europa.eu), ICO guidance (ico.org.uk),
-CCPA text (California Civil Code 1798.100 et seq.),
-FTC guidance (ftc.gov), CPRA amendments to CCPA
+---
+watermark: ORIRO
+disable-model-invocation: true
+name: legal-privacy
+provider: ORIRO.ai
+copyright: Copyright (c) 2026 ORIRO.ai
+description: >
+  Privacy law — GDPR, CCPA, PIPEDA, data collection obligations, user rights,
+  privacy policies, and data breach response. Activate for questions about
+  user privacy, data collection, cookie consent, privacy policies, GDPR
+  compliance, California privacy rights, or any data protection question.
+  Sources: EU GDPR text, CCPA (California Civil Code 1798), ICO guidance,
+  FTC privacy guidance.
+---
+
+# Privacy Law
+
+## GDPR (General Data Protection Regulation)
+
+Applies to ANY organization that processes data of EU/EEA residents,
+regardless of where the organization is located.
+Fines: up to €20M or 4% of global annual revenue, whichever is higher.
+
+### Six lawful bases for processing personal data
+
+You must have one to process personal data:
+
+1. **Consent:** Freely given, specific, informed, unambiguous. Withdrawable.
+2. **Contract:** Processing necessary for a contract with the person.
+3. **Legal obligation:** Processing required by law.
+4. **Vital interests:** To protect someone's life.
+5. **Public task:** Performance of a public authority function.
+6. **Legitimate interests:** Your interests balanced against individual rights.
+
+**Consent requirements:**
+
+- Cannot be buried in terms of service
+- Cannot be pre-ticked boxes
+- Must be as easy to withdraw as to give
+- Must be documented
+
+### Individual rights under GDPR
+
+- **Right to be informed:** Know what data is collected and why.
+- **Right of access:** Receive a copy of their personal data (within 30 days).
+- **Right to rectification:** Correct inaccurate data.
+- **Right to erasure ("right to be forgotten"):** Delete data (with limitations).
+- **Right to restrict processing:** Pause processing while disputing accuracy.
+- **Right to data portability:** Receive data in machine-readable format.
+- **Right to object:** Object to processing based on legitimate interests.
+- **Rights related to automated decision-making:** Human review of automated decisions.
+
+### Data breach notification
+
+Must notify supervisory authority within 72 hours if breach poses risk to individuals.
+If high risk: must also notify affected individuals "without undue delay."
+
+### Privacy by Design
+
+Build privacy protection into systems from the start, not as an afterthought.
+Default settings must be privacy-friendly.
+
+### Data Processing Agreement (DPA)
+
+Required when sharing personal data with processors (vendors, cloud providers).
+Must specify: purpose, duration, nature of processing, rights, obligations.
+
+---
+
+## CCPA / CPRA (California Consumer Privacy Act)
+
+Applies to for-profit businesses doing business in California AND meeting any one of:
+
+- $25M+ annual gross revenue
+- Buy/sell/receive personal info of 100,000+ consumers annually
+- Derive 50%+ of annual revenue from selling personal information
+
+### Consumer rights under CCPA
+
+- **Know:** What personal information is collected, used, disclosed, sold.
+- **Delete:** Request deletion of personal information (with exceptions).
+- **Opt-out of sale:** Stop the sale of their personal information.
+- **Non-discrimination:** Cannot be penalized for exercising rights.
+- **Correct:** Request correction of inaccurate information (CPRA addition).
+- **Limit use:** Limit use of sensitive personal information (CPRA addition).
+
+### "Do Not Sell My Personal Information"
+
+If you sell personal information, must have a clear link on homepage.
+"Selling" broadly interpreted — includes sharing for advertising purposes.
+
+### Privacy Policy requirements
+
+Must disclose:
+
+- Categories of personal information collected
+- Purposes for collection
+- Categories of third parties information is shared with
+- Consumer rights and how to exercise them
+- Contact information for privacy requests
+
+---
+
+## What every website needs
+
+### Privacy Policy
+
+Required by: GDPR (if any EU users), CCPA (if California users), CalOPPA (all California users), most app stores, most payment processors.
+
+Minimum content:
+
+1. What data you collect (name, email, payment info, cookies, usage data)
+2. Why you collect it (fulfilling orders, analytics, marketing)
+3. How it's stored and protected
+4. Who you share it with (payment processors, analytics, advertising)
+5. User rights (access, deletion, opt-out)
+6. How long you retain data
+7. Contact information for privacy requests
+8. Date of last update
+
+### Cookie notice
+
+GDPR requires informed consent BEFORE placing non-essential cookies.
+Non-essential = analytics cookies, advertising cookies.
+Essential cookies (login session, shopping cart) don't need consent.
+
+Requirements:
+
+- Clear description of cookie categories
+- Opt-in for non-essential (not opt-out)
+- Easy to reject as to accept
+- Cannot deny service for rejecting non-essential cookies
+- Preference should be remembered and not reset constantly
+
+### Data breach plan
+
+Prepare before an incident:
+
+1. Who is notified internally first?
+2. How is breach scope assessed?
+3. Who notifies authorities (72-hour GDPR window)?
+4. How are affected users notified?
+5. How is evidence preserved?
+6. Who is the outside counsel/PR contact?
+
+---
+
+## Practical checklist for web products
+
+**Data minimization:** Only collect what you actually use.
+**Encryption:** Encrypt data at rest and in transit.
+**Access controls:** Only employees who need data can access it.
+**Vendor review:** Review privacy practices of every vendor you send data to.
+**Retention limits:** Delete data when no longer needed.
+**Privacy policy:** Plain language, accurate, current.
+**Response process:** Document how to handle access/deletion requests.
+**Incident response plan:** Written and tested before needed.
+
+Sources: GDPR text (eur-lex.europa.eu), ICO guidance (ico.org.uk),
+CCPA text (California Civil Code 1798.100 et seq.),
+FTC guidance (ftc.gov), CPRA amendments to CCPA

package/skills/legal/legal-real-estate/LICENSE

@@ -1,21 +1,21 @@
-MIT License
-
-Copyright (c) 2026 ORIRO.ai
-
-Permission is hereby granted, free of charge, to any person obtaining a copy
-of this software and associated documentation files (the "Software"), to deal
-in the Software without restriction, including without limitation the rights
-to use, copy, modify, merge, publish, distribute, sublicense, and/or sell
-copies of the Software, and to permit persons to whom the Software is
-furnished to do so, subject to the following conditions:
-
-The above copyright notice and this permission notice shall be included in all
-copies or substantial portions of the Software.
-
-THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
-IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,
-FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE
-AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER
-LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,
-OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE
-SOFTWARE.
+MIT License
+
+Copyright (c) 2026 ORIRO.ai
+
+Permission is hereby granted, free of charge, to any person obtaining a copy
+of this software and associated documentation files (the "Software"), to deal
+in the Software without restriction, including without limitation the rights
+to use, copy, modify, merge, publish, distribute, sublicense, and/or sell
+copies of the Software, and to permit persons to whom the Software is
+furnished to do so, subject to the following conditions:
+
+The above copyright notice and this permission notice shall be included in all
+copies or substantial portions of the Software.
+
+THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
+IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,
+FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE
+AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER
+LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,
+OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE
+SOFTWARE.

package/skills/legal/legal-real-estate/SKILL.md

@@ -1,142 +1,142 @@
----
-watermark: ORIRO
-disable-model-invocation: true
-name: legal-real-estate
-provider: ORIRO.ai
-copyright: Copyright (c) 2026 ORIRO.ai
-description: >
-  Real estate law — buying, selling, leases, tenant rights, landlord obligations,
-  property disputes, and real estate contracts. Activate for questions about
-  buying or selling a home, rental agreements, tenant rights, lease disputes,
-  security deposits, eviction, or any real estate legal question.
-  Sources: HUD, CFPB homebuyer guides, state landlord-tenant law summaries.
----
-
-# Real Estate Law
-
-## Buying a home — the legal process
-
-### Purchase Agreement
-
-Binding contract once signed by both parties.
-Key terms to negotiate:
-
-- **Purchase price**
-- **Earnest money deposit:** Typically 1-3% of purchase price. Shows good faith. Returned if contingencies not met.
-- **Contingencies:** Conditions that must be met; otherwise buyer can exit and recover earnest money.
-  - Inspection contingency: right to inspect and negotiate repairs or exit
-  - Financing contingency: exit if loan falls through
-  - Appraisal contingency: exit if home appraises below purchase price
-  - Sale contingency: exit if buyer's current home doesn't sell
-
-**Never waive inspection contingency** unless you can afford to buy as-is regardless.
-
-### Title
-
-Title = legal ownership of property.
-**Title search:** Examines public records for claims against the property (liens, judgments, unpaid taxes).
-**Title insurance:**
-
-- Owner's policy: protects you from pre-existing title defects
-- Lender's policy: required by most lenders
-  One-time premium at closing. Worth it.
-
-### Closing
-
-Transfer of ownership.
-**Closing disclosure (CD):** Sent 3 business days before closing. Review every line.
-**Common closing costs:** 2-5% of loan amount.
-
-- Origination fees
-- Appraisal
-- Title insurance
-- Escrow fees
-- Prepaid interest
-- Property tax escrow setup
-
-**What you sign at closing:**
-
-- Deed: transfers title to you
-- Mortgage/Deed of trust: your promise to repay + security interest in property
-- Promissory note: your personal promise to repay the loan
-
----
-
-## Selling a home
-
-**Disclosure requirements:** Sellers must disclose known material defects.
-Examples: water damage, foundation issues, past flooding, hazardous materials (lead, asbestos), neighbor disputes.
-
-Failure to disclose known defects = fraud. Liability survives closing in most states.
-
-**Capital gains exemption:**
-Single: exclude up to $250,000 of gain from taxes.
-Married filing jointly: exclude up to $500,000 of gain.
-Requirements: owned and lived in as primary residence for 2 of last 5 years.
-
----
-
-## Rental — landlord obligations
-
-### What landlords must provide
-
-**Habitability (implied warranty of habitability):** In all states.
-
-- Weatherproof structure
-- Working plumbing, heating, electrical
-- Freedom from pests
-- Safe and sanitary conditions
-  Failure = tenant may repair and deduct, withhold rent, or terminate lease (varies by state).
-
-### Security deposits
-
-**Limits:** Many states cap at 1-2 months rent.
-**Permitted deductions:** Unpaid rent, damage beyond normal wear and tear.
-**Normal wear and tear:** Not deductible. Includes: small nail holes, normal carpet wear, paint fading.
-**Return deadlines:** Varies by state (14-30 days is common). Must provide itemized statement.
-**Penalties for violations:** Many states impose 2-3× the deposit amount for improper withholding.
-
-### Entry notice
-
-Most states require 24-48 hours notice before landlord entry.
-Emergency exceptions (fire, flooding, burst pipe).
-
----
-
-## Tenant rights
-
-### Anti-retaliation protections
-
-Landlord cannot retaliate by increasing rent, decreasing services, or evicting because tenant:
-
-- Complained about habitability
-- Reported to housing authority
-- Organized with other tenants
-- Exercised legal rights
-
-### Eviction process (required steps — landlord cannot skip)
-
-1. Written notice to tenant (type depends on reason):
-   - Pay or Quit: pay overdue rent within X days or vacate
-   - Cure or Quit: fix a lease violation or vacate
-   - Unconditional Quit: vacate with no option to fix (for serious violations or repeated issues)
-2. If tenant doesn't comply: file unlawful detainer (eviction) with court
-3. Court hearing: both sides present their case
-4. If landlord wins: sheriff serves writ of possession
-5. If tenant doesn't vacate: sheriff physically removes tenant
-
-**Illegal eviction:** Landlord CANNOT change locks, remove doors/windows, shut off utilities, or physically remove tenant without a court order. Illegal eviction = significant liability.
-
-### Lease termination
-
-**Month-to-month:** Either party can terminate with proper notice (usually 30-60 days).
-**Fixed-term lease:** Cannot typically terminate early without penalty unless:
-
-- Habitability violations
-- Active military duty (SCRA protection)
-- Domestic violence situations (many states)
-- Mutual agreement
-
-Sources: HUD (hud.gov), CFPB buying a home guide (consumerfinance.gov),
-state landlord-tenant law (varies by state — check your state attorney general's website),
-National Housing Law Project
+---
+watermark: ORIRO
+disable-model-invocation: true
+name: legal-real-estate
+provider: ORIRO.ai
+copyright: Copyright (c) 2026 ORIRO.ai
+description: >
+  Real estate law — buying, selling, leases, tenant rights, landlord obligations,
+  property disputes, and real estate contracts. Activate for questions about
+  buying or selling a home, rental agreements, tenant rights, lease disputes,
+  security deposits, eviction, or any real estate legal question.
+  Sources: HUD, CFPB homebuyer guides, state landlord-tenant law summaries.
+---
+
+# Real Estate Law
+
+## Buying a home — the legal process
+
+### Purchase Agreement
+
+Binding contract once signed by both parties.
+Key terms to negotiate:
+
+- **Purchase price**
+- **Earnest money deposit:** Typically 1-3% of purchase price. Shows good faith. Returned if contingencies not met.
+- **Contingencies:** Conditions that must be met; otherwise buyer can exit and recover earnest money.
+  - Inspection contingency: right to inspect and negotiate repairs or exit
+  - Financing contingency: exit if loan falls through
+  - Appraisal contingency: exit if home appraises below purchase price
+  - Sale contingency: exit if buyer's current home doesn't sell
+
+**Never waive inspection contingency** unless you can afford to buy as-is regardless.
+
+### Title
+
+Title = legal ownership of property.
+**Title search:** Examines public records for claims against the property (liens, judgments, unpaid taxes).
+**Title insurance:**
+
+- Owner's policy: protects you from pre-existing title defects
+- Lender's policy: required by most lenders
+  One-time premium at closing. Worth it.
+
+### Closing
+
+Transfer of ownership.
+**Closing disclosure (CD):** Sent 3 business days before closing. Review every line.
+**Common closing costs:** 2-5% of loan amount.
+
+- Origination fees
+- Appraisal
+- Title insurance
+- Escrow fees
+- Prepaid interest
+- Property tax escrow setup
+
+**What you sign at closing:**
+
+- Deed: transfers title to you
+- Mortgage/Deed of trust: your promise to repay + security interest in property
+- Promissory note: your personal promise to repay the loan
+
+---
+
+## Selling a home
+
+**Disclosure requirements:** Sellers must disclose known material defects.
+Examples: water damage, foundation issues, past flooding, hazardous materials (lead, asbestos), neighbor disputes.
+
+Failure to disclose known defects = fraud. Liability survives closing in most states.
+
+**Capital gains exemption:**
+Single: exclude up to $250,000 of gain from taxes.
+Married filing jointly: exclude up to $500,000 of gain.
+Requirements: owned and lived in as primary residence for 2 of last 5 years.
+
+---
+
+## Rental — landlord obligations
+
+### What landlords must provide
+
+**Habitability (implied warranty of habitability):** In all states.
+
+- Weatherproof structure
+- Working plumbing, heating, electrical
+- Freedom from pests
+- Safe and sanitary conditions
+  Failure = tenant may repair and deduct, withhold rent, or terminate lease (varies by state).
+
+### Security deposits
+
+**Limits:** Many states cap at 1-2 months rent.
+**Permitted deductions:** Unpaid rent, damage beyond normal wear and tear.
+**Normal wear and tear:** Not deductible. Includes: small nail holes, normal carpet wear, paint fading.
+**Return deadlines:** Varies by state (14-30 days is common). Must provide itemized statement.
+**Penalties for violations:** Many states impose 2-3× the deposit amount for improper withholding.
+
+### Entry notice
+
+Most states require 24-48 hours notice before landlord entry.
+Emergency exceptions (fire, flooding, burst pipe).
+
+---
+
+## Tenant rights
+
+### Anti-retaliation protections
+
+Landlord cannot retaliate by increasing rent, decreasing services, or evicting because tenant:
+
+- Complained about habitability
+- Reported to housing authority
+- Organized with other tenants
+- Exercised legal rights
+
+### Eviction process (required steps — landlord cannot skip)
+
+1. Written notice to tenant (type depends on reason):
+   - Pay or Quit: pay overdue rent within X days or vacate
+   - Cure or Quit: fix a lease violation or vacate
+   - Unconditional Quit: vacate with no option to fix (for serious violations or repeated issues)
+2. If tenant doesn't comply: file unlawful detainer (eviction) with court
+3. Court hearing: both sides present their case
+4. If landlord wins: sheriff serves writ of possession
+5. If tenant doesn't vacate: sheriff physically removes tenant
+
+**Illegal eviction:** Landlord CANNOT change locks, remove doors/windows, shut off utilities, or physically remove tenant without a court order. Illegal eviction = significant liability.
+
+### Lease termination
+
+**Month-to-month:** Either party can terminate with proper notice (usually 30-60 days).
+**Fixed-term lease:** Cannot typically terminate early without penalty unless:
+
+- Habitability violations
+- Active military duty (SCRA protection)
+- Domestic violence situations (many states)
+- Mutual agreement
+
+Sources: HUD (hud.gov), CFPB buying a home guide (consumerfinance.gov),
+state landlord-tenant law (varies by state — check your state attorney general's website),
+National Housing Law Project