@jjlmoya/utils-finance 1.30.0 → 1.32.0

package/src/tool/profitability/i18n/sv.ts

@@ -63,7 +63,7 @@ export const content: ToolLocaleContent<ProfitabilityUI> = {
     },
     {
       type: 'paragraph',
-      html: '<strong>ROI</strong> visar den totala procentuella vinsten men ignorerar tiden. <strong>CAGR</strong> är bättre för långsiktig analys.',
+      html: '<strong>ROI</strong> visar den totala procentuella vinsten men ignorerar tiden. <strong>CAGR</strong> är bättre för långsiktig analys eftersom måttet omvandlar utvecklingen till en genomsnittlig årlig tillväxttakt och gör investeringar med olika löptid lättare att jämföra. Kontrollera att startvärde, slutvärde, period och avgifter bygger på samma antaganden.',
     },
 
   { type: 'paragraph', html: "Använd resultatet för planering och scenariejämförelser; det ersätter inte en officiell beräkning eller professionell rådgivning." },

package/src/tool/profitability/i18n/tr.ts

@@ -70,7 +70,7 @@ export const content: ToolLocaleContent<ProfitabilityUI> = {
   { type: 'paragraph', html: "Kullanmadan önce sonucu hesaplayıcının gösterdiği varsayımlarla birlikte yorumlayın." },
   { type: 'paragraph', html: "Girdileri, birimleri, yuvarlamayı, tarihi ve yargı alanını kontrol edin; her biri tahmini değiştirebilir." },
   { type: 'paragraph', html: "Sonucu planlama ve senaryo karşılaştırması için kullanın; resmî hesabın veya uzman görüşünün yerine geçmez." },
-  { type: 'paragraph', html: "Kullanmadan önce sonucu hesaplayıcının gösterdiği varsayımlarla birlikte yorumlayın." },],
+  { type: 'paragraph', html: "Kullanmadan önce sonucu hesaplayıcının gösterdiği varsayımlarla birlikte yorumlayın. CAGR teorik bir ortalamadır ve fiyat dalgalanmasını göstermez; yatırım dönemini, ücretleri, para girişlerini ve çekimleri kontrol edin. ROI toplam sonucu, CAGR ise farklı süreleri karşılaştırmayı kolaylaştırır." },],
   faq,
   bibliography: [
     {

package/src/tool/profitability/i18n/zh.ts

@@ -1,118 +1,118 @@
-import type { ProfitabilityUI } from '../ui';
-import type { ToolLocaleContent } from '../../../types';
-
-export const ui: ProfitabilityUI = {
-  labelInitialInvestment: '初始投资',
-  labelFinalValue: '最终价值 / 当前余额',
-  labelTimeSelection: '投资期限',
-  labelYears: '年',
-  labelMonths: '个月',
-  labelDays: '天',
-  labelROI: '投资回报率 (ROI)',
-  labelCAGR: '年化增长率 (CAGR)',
-  labelNetProfit: '净利润',
-  labelLinearGrowth: '线性增长（估计）',
-  labelExponentialGrowth: '复利增长 (CAGR)',
-  labelPositiveResult: '盈利投资',
-  labelNegativeResult: '亏损状态',
-  labelCopyResult: '复制结果',
-  labelCopied: '已复制！',
-};
-
-const slug = 'profitability-calculator-roi-cagr';
-const title = '投资盈利计算器：ROI & CAGR';
-const description = '精确分析您的投资绩效。计算 ROI 和 CAGR 以了解您的真实年化收益。';
-
-const faq = [
-  {
-    question: '多少 CAGR 才算好？',
-    answer: '从历史来看，标普 500 指数的年化回报率约为 7-10%。',
-  },
-  {
-    question: '为什么我的 CAGR 不同于总 ROI？',
-    answer: 'ROI 是不考虑时间的总收益率。CAGR 是将回报"年化"后的结果。',
-  },
-
-  { question: "使用结果前应检查什么？", answer: "请检查输入、单位、假设和限制；结果仅供参考，不是正式决定。" },];
-
-const howTo = [
-  {
-    name: '输入初始资本',
-    text: '输入您最初投资的金额。',
-  },
-  {
-    name: '输入最终价值',
-    text: '输入当前市场价值。',
-  },
-  {
-    name: '设置投资期限',
-    text: '指定您持有投资的时间。',
-  },
-];
-
-export const content: ToolLocaleContent<ProfitabilityUI> = {
-  slug,
-  title,
-  description,
-  ui,
-  seo: [
-    {
-      type: 'title',
-      text: 'ROI 与 CAGR：哪个指标更好？',
-      level: 2,
-    },
-    {
-      type: 'paragraph',
-      html: '<strong>ROI</strong> 显示总收益百分比，但忽略了时间。<strong>CAGR</strong> 对于长期分析更具优势，因为它将回报"年化"。',
-    },
-
-  { type: 'paragraph', html: "结果可用于规划和比较方案，但不能替代官方计算或专业建议。" },
-  { type: 'paragraph', html: "使用前请结合计算器显示的假设一起解读结果。" },
-  { type: 'paragraph', html: "请检查输入值、单位、四舍五入方式、日期和司法辖区，因为每项都可能改变估算。" },
-  { type: 'paragraph', html: "结果可用于规划和比较方案，但不能替代官方计算或专业建议。" },
-  { type: 'paragraph', html: "使用前请结合计算器显示的假设一起解读结果。" },],
-  faq,
-  bibliography: [
-    {
-      name: 'ROI 定义 - Investopedia',
-      url: 'https://www.investopedia.com/terms/r/returnoninvestment.asp',
-    },
-  ],
-  howTo,
-  schemas: [
-    {
-      '@context': 'https://schema.org',
-      '@type': 'FinancialProduct',
-      name: title,
-      description,
-    },
-    {
-      '@context': 'https://schema.org',
-      '@type': 'FAQPage',
-      mainEntity: faq.map((f) => ({
-        '@type': 'Question',
-        name: f.question,
-        acceptedAnswer: { '@type': 'Answer', text: f.answer },
-      })),
-    },
-    {
-      '@context': 'https://schema.org',
-      '@type': 'HowTo',
-      name: title,
-      step: howTo.map((h, i) => ({
-        '@type': 'HowToStep',
-        position: i + 1,
-        name: h.name,
-        text: h.text,
-      })),
-    },
-    {
-      '@context': 'https://schema.org',
-      '@type': 'SoftwareApplication',
-      name: title,
-      applicationCategory: 'FinanceApplication',
-      operatingSystem: 'All',
-      offers: { '@type': 'Offer', price: '0', priceCurrency: 'USD' },
-    },
-  ],
-};
+import type { ProfitabilityUI } from '../ui';
+import type { ToolLocaleContent } from '../../../types';
+
+export const ui: ProfitabilityUI = {
+  labelInitialInvestment: '初始投资',
+  labelFinalValue: '最终价值 / 当前余额',
+  labelTimeSelection: '投资期限',
+  labelYears: '年',
+  labelMonths: '个月',
+  labelDays: '天',
+  labelROI: '投资回报率 (ROI)',
+  labelCAGR: '年化增长率 (CAGR)',
+  labelNetProfit: '净利润',
+  labelLinearGrowth: '线性增长（估计）',
+  labelExponentialGrowth: '复利增长 (CAGR)',
+  labelPositiveResult: '盈利投资',
+  labelNegativeResult: '亏损状态',
+  labelCopyResult: '复制结果',
+  labelCopied: '已复制！',
+};
+
+const slug = 'profitability-calculator-roi-cagr';
+const title = '投资盈利计算器：ROI & CAGR';
+const description = '精确分析您的投资绩效。计算 ROI 和 CAGR 以了解您的真实年化收益。';
+
+const faq = [
+  {
+    question: '多少 CAGR 才算好？',
+    answer: '从历史来看，标普 500 指数的年化回报率约为 7-10%。',
+  },
+  {
+    question: '为什么我的 CAGR 不同于总 ROI？',
+    answer: 'ROI 是不考虑时间的总收益率。CAGR 是将回报"年化"后的结果。',
+  },
+
+  { question: "使用结果前应检查什么？", answer: "请检查输入、单位、假设和限制；结果仅供参考，不是正式决定。" },];
+
+const howTo = [
+  {
+    name: '输入初始资本',
+    text: '输入您最初投资的金额。',
+  },
+  {
+    name: '输入最终价值',
+    text: '输入当前市场价值。',
+  },
+  {
+    name: '设置投资期限',
+    text: '指定您持有投资的时间。',
+  },
+];
+
+export const content: ToolLocaleContent<ProfitabilityUI> = {
+  slug,
+  title,
+  description,
+  ui,
+  seo: [
+    {
+      type: 'title',
+      text: 'ROI 与 CAGR：哪个指标更好？',
+      level: 2,
+    },
+    {
+      type: 'paragraph',
+      html: '<strong>ROI</strong> 显示总收益百分比，但忽略了时间。<strong>CAGR</strong> 对于长期分析更具优势，因为它将回报"年化"。',
+    },
+
+  { type: 'paragraph', html: "结果可用于规划和比较方案，但不能替代官方计算或专业建议。比较不同投资时，请确保初始价值、最终价值、持有期限和费用采用相同口径，并确认增长率没有把一次性收益误当成年化回报。" },
+  { type: 'paragraph', html: "使用前请结合计算器显示的假设一起解读结果。ROI适合查看一次投资的总体回报，而CAGR更适合把不同持有期限换算到同一年度尺度；两者应结合现金流时间、费用和风险一起判断。" },
+  { type: 'paragraph', html: "请检查输入值、单位、四舍五入方式、日期和司法辖区，因为每项都可能改变估算。" },
+  { type: 'paragraph', html: "结果可用于规划和比较方案，但不能替代官方计算或专业建议。" },
+  { type: 'paragraph', html: "使用前请结合计算器显示的假设一起解读结果。" },],
+  faq,
+  bibliography: [
+    {
+      name: 'ROI 定义 - Investopedia',
+      url: 'https://www.investopedia.com/terms/r/returnoninvestment.asp',
+    },
+  ],
+  howTo,
+  schemas: [
+    {
+      '@context': 'https://schema.org',
+      '@type': 'FinancialProduct',
+      name: title,
+      description,
+    },
+    {
+      '@context': 'https://schema.org',
+      '@type': 'FAQPage',
+      mainEntity: faq.map((f) => ({
+        '@type': 'Question',
+        name: f.question,
+        acceptedAnswer: { '@type': 'Answer', text: f.answer },
+      })),
+    },
+    {
+      '@context': 'https://schema.org',
+      '@type': 'HowTo',
+      name: title,
+      step: howTo.map((h, i) => ({
+        '@type': 'HowToStep',
+        position: i + 1,
+        name: h.name,
+        text: h.text,
+      })),
+    },
+    {
+      '@context': 'https://schema.org',
+      '@type': 'SoftwareApplication',
+      name: title,
+      applicationCategory: 'FinanceApplication',
+      operatingSystem: 'All',
+      offers: { '@type': 'Offer', price: '0', priceCurrency: 'USD' },
+    },
+  ],
+};