@openfinclaw/findoo-datahub-plugin 2026.3.2 → 2026.3.10

package/_vendor/claude-skills-finance/assets/forecast_report_template.md

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+# Revenue Forecast Report
+
+## Report Header
+
+| Field | Value |
+|-------|-------|
+| **Company** | [Company Name] |
+| **Forecast Period** | [Start] to [End] |
+| **Prepared By** | [Analyst Name] |
+| **Date** | [Report Date] |
+| **Forecast Type** | [Driver-Based / Trend-Based / Blended] |
+
+## Executive Summary
+
+[2-3 sentence overview of the revenue forecast, key assumptions, and confidence level. Highlight the base case total revenue, expected growth rate, and any significant departures from prior forecast or budget.]
+
+### Key Metrics at a Glance
+
+| Metric | Value |
+|--------|-------|
+| Base Case Total Revenue | $[X]M |
+| Expected Growth Rate | [X]% |
+| Forecast Confidence | [High / Medium / Low] |
+| Revenue Range (Bear to Bull) | $[X]M - $[X]M |
+| Primary Revenue Driver | [Driver description] |
+
+## Historical Trend Analysis
+
+### Revenue Trend
+
+| Period | Revenue | Growth Rate | Gross Margin |
+|--------|---------|------------|-------------|
+| [Q/Year-4] | $[X]M | - | [X]% |
+| [Q/Year-3] | $[X]M | [X]% | [X]% |
+| [Q/Year-2] | $[X]M | [X]% | [X]% |
+| [Q/Year-1] | $[X]M | [X]% | [X]% |
+| [Current] | $[X]M | [X]% | [X]% |
+
+### Trend Statistics
+
+| Metric | Value |
+|--------|-------|
+| Average Growth Rate | [X]% |
+| Trend Direction | [Upward / Flat / Downward] |
+| R-squared (fit quality) | [X] |
+| Seasonality Detected | [Yes / No] |
+
+## Revenue Drivers
+
+### Primary Drivers
+
+| Driver | Current Value | Projected Value | Growth |
+|--------|-------------|-----------------|--------|
+| [Units / Customers / etc.] | [X] | [X] | [X]% |
+| [Price / ARPU / etc.] | $[X] | $[X] | [X]% |
+| [Conversion / Retention] | [X]% | [X]% | [X]pp |
+
+### Driver Assumptions
+
+1. **[Driver 1]:** [Assumption and rationale]
+2. **[Driver 2]:** [Assumption and rationale]
+3. **[Driver 3]:** [Assumption and rationale]
+
+## Scenario Comparison
+
+### Summary
+
+| Scenario | Total Revenue | Growth Rate | Op. Income | Gross Margin | Probability |
+|----------|-------------|-------------|-----------|-------------|-------------|
+| Bull | $[X]M | [X]% | $[X]M | [X]% | [X]% |
+| **Base** | **$[X]M** | **[X]%** | **$[X]M** | **[X]%** | **[X]%** |
+| Bear | $[X]M | [X]% | $[X]M | [X]% | [X]% |
+
+### Scenario Assumptions
+
+**Bull Case:**
+- [Key assumption 1]
+- [Key assumption 2]
+- [Trigger: what conditions would cause this scenario]
+
+**Base Case:**
+- [Key assumption 1]
+- [Key assumption 2]
+
+**Bear Case:**
+- [Key assumption 1]
+- [Key assumption 2]
+- [Trigger: what conditions would cause this scenario]
+
+## Monthly/Quarterly Forecast Detail (Base Case)
+
+| Period | Revenue | COGS | Gross Profit | OpEx | Op. Income |
+|--------|---------|------|-------------|------|-----------|
+| [Period 1] | $[X] | $[X] | $[X] | $[X] | $[X] |
+| [Period 2] | $[X] | $[X] | $[X] | $[X] | $[X] |
+| [Period 3] | $[X] | $[X] | $[X] | $[X] | $[X] |
+| [Period 4] | $[X] | $[X] | $[X] | $[X] | $[X] |
+| ... | ... | ... | ... | ... | ... |
+| **Total** | **$[X]** | **$[X]** | **$[X]** | **$[X]** | **$[X]** |
+
+## 13-Week Rolling Cash Flow
+
+### Summary
+
+| Metric | Value |
+|--------|-------|
+| Opening Cash Balance | $[X] |
+| Projected Closing Balance | $[X] |
+| Net Cash Change | $[X] |
+| Minimum Cash Balance | $[X] (Week [N]) |
+| Cash Runway | [N] weeks |
+
+### Weekly Cash Flow Projection
+
+| Week | Inflows | Outflows | Net Cash Flow | Closing Balance |
+|------|---------|----------|--------------|----------------|
+| 1 | $[X] | $[X] | $[X] | $[X] |
+| 2 | $[X] | $[X] | $[X] | $[X] |
+| 3 | $[X] | $[X] | $[X] | $[X] |
+| ... | ... | ... | ... | ... |
+| 13 | $[X] | $[X] | $[X] | $[X] |
+
+### Cash Flow Notes
+
+- **Week [N]:** [Description of any significant one-time items]
+- **Week [N]:** [Description of any significant one-time items]
+
+## Forecast Accuracy Tracking
+
+### vs Prior Forecast
+
+| Metric | Prior Forecast | Current Forecast | Change |
+|--------|---------------|-----------------|--------|
+| Revenue | $[X]M | $[X]M | [X]% |
+| Growth Rate | [X]% | [X]% | [X]pp |
+| Gross Margin | [X]% | [X]% | [X]pp |
+
+### Historical Forecast Accuracy (MAPE)
+
+| Period | Forecast | Actual | Error | MAPE |
+|--------|----------|--------|-------|------|
+| [Period-3] | $[X] | $[X] | $[X] | [X]% |
+| [Period-2] | $[X] | $[X] | $[X] | [X]% |
+| [Period-1] | $[X] | $[X] | $[X] | [X]% |
+| **Average MAPE** | | | | **[X]%** |
+
+## Key Risks and Assumptions
+
+### Upside Risks
+1. [Risk/opportunity with quantified potential impact]
+2. [Risk/opportunity with quantified potential impact]
+
+### Downside Risks
+1. [Risk with quantified potential impact]
+2. [Risk with quantified potential impact]
+
+### Critical Assumptions
+1. [Assumption that if wrong would materially change the forecast]
+2. [Assumption that if wrong would materially change the forecast]
+
+## Recommendations
+
+1. **[Recommendation 1]:** [Specific action with expected impact]
+2. **[Recommendation 2]:** [Specific action with expected impact]
+3. **[Recommendation 3]:** [Specific action with expected impact]
+
+## Next Steps
+
+| # | Action | Owner | Due Date |
+|---|--------|-------|----------|
+| 1 | [Action item] | [Name] | [Date] |
+| 2 | [Action item] | [Name] | [Date] |
+| 3 | [Action item] | [Name] | [Date] |
+
+---
+
+*Report generated using Financial Analyst Skill - Forecast Builder*

package/_vendor/claude-skills-finance/assets/sample_financial_data.json

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+{
+  "_description": "Sample financial data covering all 4 scripts: ratio_calculator, dcf_valuation, budget_variance_analyzer, and forecast_builder",
+
+  "ratio_analysis": {
+    "income_statement": {
+      "revenue": 50000000,
+      "cost_of_goods_sold": 30000000,
+      "operating_income": 8000000,
+      "ebitda": 10000000,
+      "net_income": 5500000,
+      "interest_expense": 1200000
+    },
+    "balance_sheet": {
+      "total_assets": 40000000,
+      "current_assets": 15000000,
+      "cash_and_equivalents": 5000000,
+      "accounts_receivable": 6000000,
+      "inventory": 3500000,
+      "total_equity": 22000000,
+      "total_debt": 12000000,
+      "current_liabilities": 8000000
+    },
+    "cash_flow": {
+      "operating_cash_flow": 7500000,
+      "total_debt_service": 3000000
+    },
+    "market_data": {
+      "share_price": 45.00,
+      "shares_outstanding": 10000000,
+      "market_cap": 450000000,
+      "earnings_growth_rate": 0.12
+    }
+  },
+
+  "dcf_valuation": {
+    "historical": {
+      "revenue": [38000000, 42000000, 45000000, 48000000, 50000000],
+      "net_income": [3800000, 4200000, 4500000, 5000000, 5500000],
+      "net_debt": 7000000,
+      "shares_outstanding": 10000000
+    },
+    "assumptions": {
+      "projection_years": 5,
+      "revenue_growth_rates": [0.10, 0.09, 0.08, 0.07, 0.06],
+      "fcf_margins": [0.12, 0.13, 0.13, 0.14, 0.14],
+      "default_revenue_growth": 0.05,
+      "default_fcf_margin": 0.10,
+      "terminal_growth_rate": 0.025,
+      "terminal_ebitda_margin": 0.20,
+      "exit_ev_ebitda_multiple": 12.0,
+      "wacc_inputs": {
+        "risk_free_rate": 0.04,
+        "equity_risk_premium": 0.06,
+        "beta": 1.1,
+        "cost_of_debt": 0.055,
+        "tax_rate": 0.25,
+        "debt_weight": 0.30,
+        "equity_weight": 0.70
+      }
+    }
+  },
+
+  "budget_variance": {
+    "company": "Acme Corp",
+    "period": "Q4 2025",
+    "line_items": [
+      {
+        "name": "Product Revenue",
+        "type": "revenue",
+        "department": "Sales",
+        "category": "Revenue",
+        "actual": 12500000,
+        "budget": 12000000,
+        "prior_year": 10800000
+      },
+      {
+        "name": "Service Revenue",
+        "type": "revenue",
+        "department": "Sales",
+        "category": "Revenue",
+        "actual": 3200000,
+        "budget": 3500000,
+        "prior_year": 2900000
+      },
+      {
+        "name": "Cost of Goods Sold",
+        "type": "expense",
+        "department": "Operations",
+        "category": "COGS",
+        "actual": 7800000,
+        "budget": 7200000,
+        "prior_year": 6700000
+      },
+      {
+        "name": "Salaries & Wages",
+        "type": "expense",
+        "department": "Human Resources",
+        "category": "Personnel",
+        "actual": 2100000,
+        "budget": 2200000,
+        "prior_year": 1950000
+      },
+      {
+        "name": "Marketing & Advertising",
+        "type": "expense",
+        "department": "Marketing",
+        "category": "Sales & Marketing",
+        "actual": 850000,
+        "budget": 750000,
+        "prior_year": 680000
+      },
+      {
+        "name": "Software & Technology",
+        "type": "expense",
+        "department": "Engineering",
+        "category": "Technology",
+        "actual": 420000,
+        "budget": 400000,
+        "prior_year": 350000
+      },
+      {
+        "name": "Office & Facilities",
+        "type": "expense",
+        "department": "Operations",
+        "category": "G&A",
+        "actual": 180000,
+        "budget": 200000,
+        "prior_year": 175000
+      },
+      {
+        "name": "Travel & Entertainment",
+        "type": "expense",
+        "department": "Sales",
+        "category": "Sales & Marketing",
+        "actual": 95000,
+        "budget": 120000,
+        "prior_year": 88000
+      },
+      {
+        "name": "Professional Services",
+        "type": "expense",
+        "department": "Finance",
+        "category": "G&A",
+        "actual": 310000,
+        "budget": 250000,
+        "prior_year": 220000
+      },
+      {
+        "name": "R&D Expenses",
+        "type": "expense",
+        "department": "Engineering",
+        "category": "R&D",
+        "actual": 1500000,
+        "budget": 1400000,
+        "prior_year": 1200000
+      }
+    ]
+  },
+
+  "forecast": {
+    "historical_periods": [
+      {"period": "Q1 2024", "revenue": 10500000, "gross_profit": 4200000, "operating_income": 1575000},
+      {"period": "Q2 2024", "revenue": 11200000, "gross_profit": 4480000, "operating_income": 1680000},
+      {"period": "Q3 2024", "revenue": 11800000, "gross_profit": 4720000, "operating_income": 1770000},
+      {"period": "Q4 2024", "revenue": 12500000, "gross_profit": 5000000, "operating_income": 1875000},
+      {"period": "Q1 2025", "revenue": 12800000, "gross_profit": 5120000, "operating_income": 1920000},
+      {"period": "Q2 2025", "revenue": 13500000, "gross_profit": 5400000, "operating_income": 2025000},
+      {"period": "Q3 2025", "revenue": 14100000, "gross_profit": 5640000, "operating_income": 2115000},
+      {"period": "Q4 2025", "revenue": 15700000, "gross_profit": 6280000, "operating_income": 2355000}
+    ],
+    "drivers": {
+      "units": {
+        "base_units": 5000,
+        "growth_rate": 0.04
+      },
+      "pricing": {
+        "base_price": 2800,
+        "annual_increase": 0.03
+      }
+    },
+    "assumptions": {
+      "revenue_growth_rate": 0.08,
+      "gross_margin": 0.40,
+      "opex_pct_revenue": 0.25,
+      "forecast_periods": 12
+    },
+    "scenarios": {
+      "base": {
+        "growth_adjustment": 0.0,
+        "margin_adjustment": 0.0
+      },
+      "bull": {
+        "growth_adjustment": 0.04,
+        "margin_adjustment": 0.03
+      },
+      "bear": {
+        "growth_adjustment": -0.03,
+        "margin_adjustment": -0.02
+      }
+    },
+    "cash_flow_inputs": {
+      "opening_cash_balance": 2500000,
+      "weekly_revenue": 350000,
+      "collection_rate": 0.85,
+      "collection_lag_weeks": 2,
+      "weekly_payroll": 160000,
+      "weekly_rent": 15000,
+      "weekly_operating": 45000,
+      "weekly_other": 20000,
+      "one_time_items": [
+        {"week": 3, "amount": -250000, "description": "Annual insurance premium"},
+        {"week": 6, "amount": 500000, "description": "Customer prepayment"},
+        {"week": 9, "amount": -180000, "description": "Equipment purchase"},
+        {"week": 13, "amount": -75000, "description": "Quarterly tax payment"}
+      ]
+    },
+    "forecast_periods": 12
+  }
+}

package/_vendor/claude-skills-finance/assets/variance_report_template.md

@@ -0,0 +1,122 @@
+# Budget Variance Report
+
+## Report Header
+
+| Field | Value |
+|-------|-------|
+| **Company** | [Company Name] |
+| **Period** | [Reporting Period] |
+| **Prepared By** | [Analyst Name] |
+| **Date** | [Report Date] |
+| **Materiality Threshold** | [X]% or $[Y]K |
+
+## Executive Summary
+
+[2-3 sentence overview of overall performance vs budget, highlighting whether the company is tracking ahead or behind plan and the primary drivers of variance.]
+
+### Key Metrics
+
+| Metric | Actual | Budget | Variance ($) | Variance (%) | Status |
+|--------|--------|--------|-------------|-------------|--------|
+| Total Revenue | $[X] | $[X] | $[X] | [X]% | [Fav/Unfav] |
+| Total Expenses | $[X] | $[X] | $[X] | [X]% | [Fav/Unfav] |
+| Net Income | $[X] | $[X] | $[X] | [X]% | [Fav/Unfav] |
+| Operating Margin | [X]% | [X]% | [X]pp | - | [Fav/Unfav] |
+
+## Material Variances
+
+### [Variance Item 1 - e.g., Product Revenue]
+
+| | Actual | Budget | Variance | |
+|---|--------|--------|---------|---|
+| Amount | $[X] | $[X] | $[X] | [X]% |
+
+**Root Cause:** [Detailed explanation of why this variance occurred]
+
+**Impact:** [Quantified impact on profitability and cash flow]
+
+**Corrective Action:** [Specific steps being taken to address the variance]
+
+**Responsible:** [Owner] | **Target Date:** [Date]
+
+---
+
+### [Variance Item 2]
+
+| | Actual | Budget | Variance | |
+|---|--------|--------|---------|---|
+| Amount | $[X] | $[X] | $[X] | [X]% |
+
+**Root Cause:** [Explanation]
+
+**Impact:** [Impact]
+
+**Corrective Action:** [Action items]
+
+**Responsible:** [Owner] | **Target Date:** [Date]
+
+---
+
+## Department Performance
+
+| Department | Actual | Budget | Variance ($) | Variance (%) | Favorable | Unfavorable |
+|-----------|--------|--------|-------------|-------------|-----------|-------------|
+| Sales | $[X] | $[X] | $[X] | [X]% | [N] | [N] |
+| Operations | $[X] | $[X] | $[X] | [X]% | [N] | [N] |
+| Marketing | $[X] | $[X] | $[X] | [X]% | [N] | [N] |
+| Engineering | $[X] | $[X] | $[X] | [X]% | [N] | [N] |
+| Finance | $[X] | $[X] | $[X] | [X]% | [N] | [N] |
+| HR | $[X] | $[X] | $[X] | [X]% | [N] | [N] |
+
+## Category Breakdown
+
+| Category | Actual | Budget | Variance ($) | Variance (%) |
+|----------|--------|--------|-------------|-------------|
+| Revenue | $[X] | $[X] | $[X] | [X]% |
+| COGS | $[X] | $[X] | $[X] | [X]% |
+| Personnel | $[X] | $[X] | $[X] | [X]% |
+| Sales & Marketing | $[X] | $[X] | $[X] | [X]% |
+| Technology | $[X] | $[X] | $[X] | [X]% |
+| G&A | $[X] | $[X] | $[X] | [X]% |
+| R&D | $[X] | $[X] | $[X] | [X]% |
+
+## Prior Year Comparison
+
+| Metric | Current Actual | Prior Year | YoY Change ($) | YoY Change (%) |
+|--------|---------------|-----------|---------------|---------------|
+| Revenue | $[X] | $[X] | $[X] | [X]% |
+| Gross Profit | $[X] | $[X] | $[X] | [X]% |
+| Operating Income | $[X] | $[X] | $[X] | [X]% |
+| Net Income | $[X] | $[X] | $[X] | [X]% |
+
+## Risks and Opportunities
+
+### Risks
+1. [Risk description with quantified impact]
+2. [Risk description with quantified impact]
+
+### Opportunities
+1. [Opportunity description with quantified upside]
+2. [Opportunity description with quantified upside]
+
+## Forecast Impact
+
+Based on current variances, the full-year forecast is adjusted as follows:
+
+| Metric | Original FY Forecast | Revised FY Forecast | Change |
+|--------|---------------------|--------------------|---------|
+| Revenue | $[X] | $[X] | $[X] |
+| EBITDA | $[X] | $[X] | $[X] |
+| Net Income | $[X] | $[X] | $[X] |
+
+## Action Items
+
+| # | Action | Owner | Due Date | Status |
+|---|--------|-------|----------|--------|
+| 1 | [Action description] | [Name] | [Date] | [Open/In Progress/Complete] |
+| 2 | [Action description] | [Name] | [Date] | [Open/In Progress/Complete] |
+| 3 | [Action description] | [Name] | [Date] | [Open/In Progress/Complete] |
+
+---
+
+*Report generated using Financial Analyst Skill - Budget Variance Analyzer*