@jjlmoya/utils-finance 1.3.0 → 1.6.0
This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.
- package/package.json +2 -1
- package/src/tests/faq_count.test.ts +1 -1
- package/src/tests/i18n_coverage.test.ts +36 -0
- package/src/tests/locale_completeness.test.ts +3 -0
- package/src/tests/slug_uniqueness.test.ts +81 -0
- package/src/tests/title_quality.test.ts +1 -1
- package/src/tool/compoundInterest/i18n/de.ts +208 -0
- package/src/tool/compoundInterest/i18n/id.ts +208 -0
- package/src/tool/compoundInterest/i18n/it.ts +208 -0
- package/src/tool/compoundInterest/i18n/ja.ts +207 -0
- package/src/tool/compoundInterest/i18n/ko.ts +207 -0
- package/src/tool/compoundInterest/i18n/nl.ts +208 -0
- package/src/tool/compoundInterest/i18n/pl.ts +208 -0
- package/src/tool/compoundInterest/i18n/pt.ts +208 -0
- package/src/tool/compoundInterest/i18n/ru.ts +208 -0
- package/src/tool/compoundInterest/i18n/sv.ts +208 -0
- package/src/tool/compoundInterest/i18n/tr.ts +208 -0
- package/src/tool/compoundInterest/i18n/zh.ts +202 -0
- package/src/tool/compoundInterest/index.ts +15 -7
- package/src/tool/courtFeeCalculator/i18n/de.ts +152 -0
- package/src/tool/courtFeeCalculator/i18n/fr.ts +1 -1
- package/src/tool/courtFeeCalculator/i18n/id.ts +152 -0
- package/src/tool/courtFeeCalculator/i18n/it.ts +152 -0
- package/src/tool/courtFeeCalculator/i18n/ja.ts +152 -0
- package/src/tool/courtFeeCalculator/i18n/ko.ts +152 -0
- package/src/tool/courtFeeCalculator/i18n/nl.ts +152 -0
- package/src/tool/courtFeeCalculator/i18n/pl.ts +152 -0
- package/src/tool/courtFeeCalculator/i18n/pt.ts +152 -0
- package/src/tool/courtFeeCalculator/i18n/ru.ts +152 -0
- package/src/tool/courtFeeCalculator/i18n/sv.ts +152 -0
- package/src/tool/courtFeeCalculator/i18n/tr.ts +152 -0
- package/src/tool/courtFeeCalculator/i18n/zh.ts +152 -0
- package/src/tool/courtFeeCalculator/index.ts +16 -8
- package/src/tool/debtSnowball/i18n/de.ts +160 -0
- package/src/tool/debtSnowball/i18n/id.ts +160 -0
- package/src/tool/debtSnowball/i18n/it.ts +160 -0
- package/src/tool/debtSnowball/i18n/ja.ts +157 -0
- package/src/tool/debtSnowball/i18n/ko.ts +160 -0
- package/src/tool/debtSnowball/i18n/nl.ts +160 -0
- package/src/tool/debtSnowball/i18n/pl.ts +160 -0
- package/src/tool/debtSnowball/i18n/pt.ts +160 -0
- package/src/tool/debtSnowball/i18n/ru.ts +160 -0
- package/src/tool/debtSnowball/i18n/sv.ts +160 -0
- package/src/tool/debtSnowball/i18n/tr.ts +160 -0
- package/src/tool/debtSnowball/i18n/zh.ts +160 -0
- package/src/tool/debtSnowball/index.ts +17 -9
- package/src/tool/fireCalculator/component.astro +12 -3
- package/src/tool/fireCalculator/i18n/de.ts +261 -0
- package/src/tool/fireCalculator/i18n/en.ts +5 -5
- package/src/tool/fireCalculator/i18n/es.ts +2 -2
- package/src/tool/fireCalculator/i18n/fr.ts +5 -5
- package/src/tool/fireCalculator/i18n/id.ts +261 -0
- package/src/tool/fireCalculator/i18n/it.ts +261 -0
- package/src/tool/fireCalculator/i18n/ja.ts +261 -0
- package/src/tool/fireCalculator/i18n/ko.ts +261 -0
- package/src/tool/fireCalculator/i18n/nl.ts +261 -0
- package/src/tool/fireCalculator/i18n/pl.ts +261 -0
- package/src/tool/fireCalculator/i18n/pt.ts +261 -0
- package/src/tool/fireCalculator/i18n/ru.ts +261 -0
- package/src/tool/fireCalculator/i18n/sv.ts +261 -0
- package/src/tool/fireCalculator/i18n/tr.ts +261 -0
- package/src/tool/fireCalculator/i18n/zh.ts +261 -0
- package/src/tool/fireCalculator/index.ts +15 -7
- package/src/tool/ibanBicSwiftConverter/i18n/de.ts +128 -0
- package/src/tool/ibanBicSwiftConverter/i18n/id.ts +128 -0
- package/src/tool/ibanBicSwiftConverter/i18n/it.ts +128 -0
- package/src/tool/ibanBicSwiftConverter/i18n/ja.ts +128 -0
- package/src/tool/ibanBicSwiftConverter/i18n/ko.ts +128 -0
- package/src/tool/ibanBicSwiftConverter/i18n/nl.ts +128 -0
- package/src/tool/ibanBicSwiftConverter/i18n/pl.ts +128 -0
- package/src/tool/ibanBicSwiftConverter/i18n/pt.ts +128 -0
- package/src/tool/ibanBicSwiftConverter/i18n/ru.ts +128 -0
- package/src/tool/ibanBicSwiftConverter/i18n/sv.ts +128 -0
- package/src/tool/ibanBicSwiftConverter/i18n/tr.ts +128 -0
- package/src/tool/ibanBicSwiftConverter/i18n/zh.ts +128 -0
- package/src/tool/ibanBicSwiftConverter/index.ts +15 -7
- package/src/tool/inflation/i18n/de.ts +297 -0
- package/src/tool/inflation/i18n/id.ts +297 -0
- package/src/tool/inflation/i18n/it.ts +297 -0
- package/src/tool/inflation/i18n/ja.ts +297 -0
- package/src/tool/inflation/i18n/ko.ts +297 -0
- package/src/tool/inflation/i18n/nl.ts +297 -0
- package/src/tool/inflation/i18n/pl.ts +297 -0
- package/src/tool/inflation/i18n/pt.ts +297 -0
- package/src/tool/inflation/i18n/ru.ts +297 -0
- package/src/tool/inflation/i18n/sv.ts +297 -0
- package/src/tool/inflation/i18n/tr.ts +297 -0
- package/src/tool/inflation/i18n/zh.ts +297 -0
- package/src/tool/inflation/index.ts +17 -9
- package/src/tool/lateInterest/i18n/de.ts +224 -0
- package/src/tool/lateInterest/i18n/id.ts +224 -0
- package/src/tool/lateInterest/i18n/it.ts +224 -0
- package/src/tool/lateInterest/i18n/ja.ts +224 -0
- package/src/tool/lateInterest/i18n/ko.ts +224 -0
- package/src/tool/lateInterest/i18n/nl.ts +224 -0
- package/src/tool/lateInterest/i18n/pl.ts +224 -0
- package/src/tool/lateInterest/i18n/pt.ts +224 -0
- package/src/tool/lateInterest/i18n/ru.ts +224 -0
- package/src/tool/lateInterest/i18n/sv.ts +224 -0
- package/src/tool/lateInterest/i18n/tr.ts +224 -0
- package/src/tool/lateInterest/i18n/zh.ts +224 -0
- package/src/tool/lateInterest/index.ts +17 -9
- package/src/tool/legalInterestRate/i18n/de.ts +143 -0
- package/src/tool/legalInterestRate/i18n/id.ts +143 -0
- package/src/tool/legalInterestRate/i18n/it.ts +143 -0
- package/src/tool/legalInterestRate/i18n/ja.ts +143 -0
- package/src/tool/legalInterestRate/i18n/ko.ts +143 -0
- package/src/tool/legalInterestRate/i18n/nl.ts +143 -0
- package/src/tool/legalInterestRate/i18n/pl.ts +143 -0
- package/src/tool/legalInterestRate/i18n/pt.ts +143 -0
- package/src/tool/legalInterestRate/i18n/ru.ts +143 -0
- package/src/tool/legalInterestRate/i18n/sv.ts +143 -0
- package/src/tool/legalInterestRate/i18n/tr.ts +143 -0
- package/src/tool/legalInterestRate/i18n/zh.ts +143 -0
- package/src/tool/legalInterestRate/index.ts +17 -9
- package/src/tool/lotteryOptimizer/i18n/de.ts +177 -0
- package/src/tool/lotteryOptimizer/i18n/id.ts +177 -0
- package/src/tool/lotteryOptimizer/i18n/it.ts +177 -0
- package/src/tool/lotteryOptimizer/i18n/ja.ts +177 -0
- package/src/tool/lotteryOptimizer/i18n/ko.ts +177 -0
- package/src/tool/lotteryOptimizer/i18n/nl.ts +177 -0
- package/src/tool/lotteryOptimizer/i18n/pl.ts +177 -0
- package/src/tool/lotteryOptimizer/i18n/pt.ts +177 -0
- package/src/tool/lotteryOptimizer/i18n/ru.ts +177 -0
- package/src/tool/lotteryOptimizer/i18n/sv.ts +177 -0
- package/src/tool/lotteryOptimizer/i18n/tr.ts +177 -0
- package/src/tool/lotteryOptimizer/i18n/zh.ts +177 -0
- package/src/tool/lotteryOptimizer/index.ts +17 -9
- package/src/tool/mortgage/i18n/de.ts +223 -0
- package/src/tool/mortgage/i18n/id.ts +219 -0
- package/src/tool/mortgage/i18n/it.ts +223 -0
- package/src/tool/mortgage/i18n/ja.ts +219 -0
- package/src/tool/mortgage/i18n/ko.ts +219 -0
- package/src/tool/mortgage/i18n/nl.ts +219 -0
- package/src/tool/mortgage/i18n/pl.ts +219 -0
- package/src/tool/mortgage/i18n/pt.ts +219 -0
- package/src/tool/mortgage/i18n/ru.ts +219 -0
- package/src/tool/mortgage/i18n/sv.ts +219 -0
- package/src/tool/mortgage/i18n/tr.ts +219 -0
- package/src/tool/mortgage/i18n/zh.ts +219 -0
- package/src/tool/mortgage/index.ts +15 -7
- package/src/tool/percentageCalculator/i18n/de.ts +229 -0
- package/src/tool/percentageCalculator/i18n/id.ts +229 -0
- package/src/tool/percentageCalculator/i18n/it.ts +229 -0
- package/src/tool/percentageCalculator/i18n/ja.ts +229 -0
- package/src/tool/percentageCalculator/i18n/ko.ts +229 -0
- package/src/tool/percentageCalculator/i18n/nl.ts +229 -0
- package/src/tool/percentageCalculator/i18n/pl.ts +229 -0
- package/src/tool/percentageCalculator/i18n/pt.ts +229 -0
- package/src/tool/percentageCalculator/i18n/ru.ts +229 -0
- package/src/tool/percentageCalculator/i18n/sv.ts +229 -0
- package/src/tool/percentageCalculator/i18n/tr.ts +229 -0
- package/src/tool/percentageCalculator/i18n/zh.ts +229 -0
- package/src/tool/percentageCalculator/index.ts +15 -7
- package/src/tool/rentIncreaseCalculator/i18n/de.ts +136 -0
- package/src/tool/rentIncreaseCalculator/i18n/id.ts +136 -0
- package/src/tool/rentIncreaseCalculator/i18n/it.ts +136 -0
- package/src/tool/rentIncreaseCalculator/i18n/ja.ts +136 -0
- package/src/tool/rentIncreaseCalculator/i18n/ko.ts +136 -0
- package/src/tool/rentIncreaseCalculator/i18n/nl.ts +136 -0
- package/src/tool/rentIncreaseCalculator/i18n/pl.ts +136 -0
- package/src/tool/rentIncreaseCalculator/i18n/pt.ts +136 -0
- package/src/tool/rentIncreaseCalculator/i18n/ru.ts +136 -0
- package/src/tool/rentIncreaseCalculator/i18n/sv.ts +136 -0
- package/src/tool/rentIncreaseCalculator/i18n/tr.ts +136 -0
- package/src/tool/rentIncreaseCalculator/i18n/zh.ts +136 -0
- package/src/tool/rentIncreaseCalculator/index.ts +17 -9
- package/src/types.ts +1 -1
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import type { WithContext, FAQPage, HowTo, SoftwareApplication } from 'schema-dts';
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import type { ToolLocaleContent } from '../../../types';
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import type { LegalInterestRateUI } from '../ui';
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const slug = 'legal-interest-on-money-spain';
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const title = '법정 이자';
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const description = '2026년 스페인에서 적용되는 법정 이자를 계산해 보세요. 예산법에 따른 이율 3.25% 시뮬레이터입니다.';
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const faqData = [
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{
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question: '2026년 법정 이자율은 얼마인가요?',
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answer: '2026년 법정 이자율은 국가 일반 예산법에 의해 3.25%로 고정되었습니다.',
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},
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{
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question: '지연 이자는 어떻게 계산되나요?',
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answer: '지연 이자는 미납 원금에 3.25%를 곱하고 지연 일수를 곱한 뒤 36,500으로 나누어 계산합니다. 365일 기준을 사용합니다.',
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},
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{
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question: '법정 이자와 지연 이자의 차이점은 무엇인가요?',
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answer: '법정 이자는 기본 기준 금리입니다. 세무 지연 이자(Hacienda)는 4.0625%입니다. 상거래 이자(약 10.15%)가 가장 높습니다.',
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},
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{
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question: '계약 조항이 없어도 자동으로 적용되나요?',
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answer: '네, 지불 지연이 발생하고 별도의 이자 합의가 없는 경우 법정 이자가 기본적으로 자동 적용됩니다.',
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},
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{
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question: '소송 이자(Interés Procesal)란 무엇인가요?',
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answer: '소송 이자는 법정 이자에 2%를 더한 5.25%이며, 금전 지급을 명하는 판결이 내려진 시점부터 적용됩니다.',
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},
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];
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const howToData = [
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{
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name: '미납 원금 입력',
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text: '이자를 계산해야 하는 금액(예: 미납된 청구서)을 입력합니다.',
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},
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{
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name: '지연 일수 지정',
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text: '지불 지연이 며칠 동안 지속되었는지 또는 지속될 예정인지 입력합니다. 365일 기준입니다.',
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},
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{
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name: '결과 확인',
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text: '2026년에 유효한 3.25%를 적용한 발생 이자액과 총 납부액이 자동으로 표시됩니다.',
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},
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{
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name: '기타 이율 확인',
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text: '세무 지연 이자(4.06%) 등과 같은 다른 기준 이율도 참고해 보세요.',
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},
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const bibliographyData = [
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{
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name: '2026년 스페인 국가 일반 예산법',
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url: 'https://www.boe.es/',
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},
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{
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name: '스페인 민법 - 제1108조 이하',
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url: 'https://www.boe.es/',
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},
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{
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name: '지불 지연 방지법 (Ley 3/2004)',
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url: 'https://www.boe.es/',
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},
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];
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const seoData = [
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{
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type: 'title',
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text: '법정 이자 2026 스페인 - 계산기',
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},
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{
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type: 'paragraph',
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html: '스페인의 <strong>2026년 법정 이자</strong>는 <strong>3.25%</strong>입니다. 별도의 합의가 없는 한 지불 지연 시 자동으로 적용됩니다.',
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},
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const faqSchema: WithContext<FAQPage> = {
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'@context': 'https://schema.org',
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'@type': 'FAQPage',
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mainEntity: faqData.map((item) => ({
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'@type': 'Question',
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name: item.question,
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acceptedAnswer: { '@type': 'Answer', text: item.answer },
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})),
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};
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const howToSchema: WithContext<HowTo> = {
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'@context': 'https://schema.org',
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'@type': 'HowTo',
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name: title,
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description,
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step: howToData.map((step, i) => ({
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'@type': 'HowToStep',
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position: i + 1,
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name: step.name,
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text: step.text,
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})),
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};
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const appSchema: WithContext<SoftwareApplication> = {
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'@context': 'https://schema.org',
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'@type': 'SoftwareApplication',
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name: title,
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description,
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applicationCategory: 'FinanceApplication',
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offers: { '@type': 'Offer', price: '0', priceCurrency: 'EUR' },
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};
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export const content: ToolLocaleContent<LegalInterestRateUI> = {
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slug,
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title,
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description,
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faqTitle: '자주 묻는 질문',
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bibliographyTitle: '법적 출처',
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ui: {
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labelTitle: '법정 이자율',
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labelDescription: '2026년 예산법에 따른 법정 이자액을 계산합니다. 스페인용 3.25% 시뮬레이터입니다.',
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labelBadge: '국가 관보 (BOE) 2026',
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labelSubtitle: '2026년 법정 이자율은 3.25%로 유지됩니다.',
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labelLegalInterest: '법정 이자',
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labelDelayInterest: '지연 이자',
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labelCommercialOperations: '상거래',
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labelActive: '2026년 유효',
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labelTributary: '세무 (Hacienda)',
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labelFirstHalf: '2026년 상반기',
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labelQuickCalculator: '간편 이자 계산기 (3.25%)',
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labelCapital: '미납 원금',
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labelDays: '지연 일수',
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labelInterestGenerated: '발생 이자',
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labelTotalToPay: '총 납부액',
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labelFormula: '이 계산기는 표준 단리 공식을 적용합니다.',
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labelBase: '스페인 현행 규정에 따라 공식 계산에는 365일 기준을 사용합니다.',
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labelOfficialRegulation: '공식 규정',
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currencySymbol: '€',
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currencyCode: 'EUR',
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currencyLocale: 'ko-KR',
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},
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faq: faqData,
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howTo: howToData,
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bibliography: bibliographyData,
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seo: seoData,
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import type { WithContext, FAQPage, HowTo, SoftwareApplication } from 'schema-dts';
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import type { ToolLocaleContent } from '../../../types';
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import type { LegalInterestRateUI } from '../ui';
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const slug = 'wettelijke-rente-spanje-2026';
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const title = 'Wettelijke Rente';
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const description = 'Bereken de wettelijke rente die in 2026 van toepassing is in Spanje. Simulator met een tarief van 3,25% volgens de Begrotingswet.';
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const faqData = [
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{
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question: 'Wat is de wettelijke rente in 2026?',
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answer: 'De wettelijke rente blijft voor het boekjaar 2026 op 3,25%, vastgesteld door de Spaanse Algemene Begrotingswet.',
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},
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{
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question: 'Hoe wordt de verzuimrente berekend?',
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answer: 'De verzuimrente wordt berekend door het uitstaande kapitaal te vermenigvuldigen met 3,25% en het aantal dagen vertraging, gedeeld door 36.500. Er wordt uitgegaan van 365 dagen per jaar.',
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},
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{
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question: 'Wat is het verschil tussen wettelijke rente en verzuimrente?',
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answer: 'De wettelijke rente is het basisreferentiepercentage. De fiscale verzuimrente (Hacienda) bedraagt 4,0625%. De rente voor commerciële transacties (ca. 10,15%) is de hoogste.',
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},
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{
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question: 'Wordt het automatisch toegepast zonder contractclausule?',
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answer: 'Ja, de wettelijke rente wordt standaard toegepast bij betalingsachterstand wanneer er geen andere rente is overeengekomen.',
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},
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{
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question: 'Wat is procesrente?',
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answer: 'De procesrente bedraagt 5,25% (wettelijke rente plus 2 punten) en wordt toegepast vanaf het moment dat een vonnis tot betaling van geld wordt uitgesproken.',
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},
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];
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const howToData = [
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{
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name: 'Voer het uitstaande kapitaal in',
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text: 'Voer het geldbedrag in waarover u de rente wilt berekenen (bijv. een onbetaalde factuur).',
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},
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{
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name: 'Geef het aantal dagen vertraging op',
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text: 'Geef aan hoeveel dagen de betalingsachterstand heeft geduurd of zal duren. Basis 365 dagen.',
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},
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{
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name: 'Bekijk het resultaat',
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text: 'Ontvang automatisch het bedrag aan gegenereerde rente en het totaal te betalen bedrag bij 3,25%.',
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},
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{
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name: 'Bekijk andere tarieven',
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text: 'Bekijk referentiepercentages zoals fiscale verzuimrente (4,06%) voor meer context.',
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},
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];
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const bibliographyData = [
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{
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name: 'Algemene Begrotingswet Spanje 2026',
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url: 'https://www.boe.es/',
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},
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{
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name: 'Spaans Burgerlijk Wetboek - Art. 1108 e.v.',
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url: 'https://www.boe.es/',
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},
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{
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name: 'Wet 3/2004 tegen Betalingsachterstanden',
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url: 'https://www.boe.es/',
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},
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];
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const seoData = [
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{
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type: 'title',
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text: 'Wettelijke Rente 2026 Spanje - Calculator',
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},
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{
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type: 'paragraph',
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html: 'De <strong>wettelijke rente in 2026</strong> bedraagt <strong>3,25%</strong> in Spanje. Dit wordt automatisch toegepast bij betalingsachterstand als er niets anders is overeengekomen.',
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},
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];
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const faqSchema: WithContext<FAQPage> = {
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'@context': 'https://schema.org',
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'@type': 'FAQPage',
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mainEntity: faqData.map((item) => ({
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'@type': 'Question',
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name: item.question,
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acceptedAnswer: { '@type': 'Answer', text: item.answer },
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})),
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};
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const howToSchema: WithContext<HowTo> = {
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'@context': 'https://schema.org',
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'@type': 'HowTo',
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name: title,
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description,
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step: howToData.map((step, i) => ({
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'@type': 'HowToStep',
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position: i + 1,
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name: step.name,
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text: step.text,
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})),
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};
|
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+
|
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const appSchema: WithContext<SoftwareApplication> = {
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'@context': 'https://schema.org',
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'@type': 'SoftwareApplication',
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name: title,
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description,
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applicationCategory: 'FinanceApplication',
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offers: { '@type': 'Offer', price: '0', priceCurrency: 'EUR' },
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};
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+
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export const content: ToolLocaleContent<LegalInterestRateUI> = {
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slug,
|
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title,
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description,
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faqTitle: 'Veelgestelde Vragen',
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bibliographyTitle: 'Wettelijke Bronnen',
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ui: {
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labelTitle: 'Wettelijk Rentetarief',
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labelDescription: 'Bereken de rente volgens de Begrotingswet 2026. Simulator met 3,25% voor Spanje.',
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labelBadge: 'Staatsblad (BOE) 2026',
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labelSubtitle: 'De wettelijke rente blijft voor 2026 op 3,25%.',
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labelLegalInterest: 'Wettelijke Rente',
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labelDelayInterest: 'Verzuimrente',
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labelCommercialOperations: 'Handelstransacties',
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labelActive: 'Geldig in 2026',
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labelTributary: 'Fiscaal (Belastingdienst)',
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labelFirstHalf: 'Eerste Helft 2026',
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labelQuickCalculator: 'Snelcalculator Rente (3,25%)',
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127
|
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labelCapital: 'Uitstaand Kapitaal',
|
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|
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labelDays: 'Dagen Vertraging',
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129
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labelInterestGenerated: 'Gegenereerde Rente',
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labelTotalToPay: 'Totaal te Betalen',
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labelFormula: 'Deze calculator gebruikt de standaardformule voor enkelvoudige rente:',
|
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|
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labelBase: 'Berekening op basis van 365 dagen volgens de Spaanse wetgeving.',
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|
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labelOfficialRegulation: 'Officiële Regelgeving',
|
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currencySymbol: '€',
|
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currencyCode: 'EUR',
|
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currencyLocale: 'nl-NL',
|
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+
},
|
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|
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faq: faqData,
|
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|
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howTo: howToData,
|
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140
|
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bibliography: bibliographyData,
|
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141
|
+
seo: seoData,
|
|
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|
+
schemas: [faqSchema, howToSchema, appSchema],
|
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|
+
};
|
|
@@ -0,0 +1,143 @@
|
|
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1
|
+
import type { WithContext, FAQPage, HowTo, SoftwareApplication } from 'schema-dts';
|
|
2
|
+
import type { ToolLocaleContent } from '../../../types';
|
|
3
|
+
import type { LegalInterestRateUI } from '../ui';
|
|
4
|
+
|
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5
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const slug = 'odsetki-ustawowe-hiszpania-2026';
|
|
6
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const title = 'Odsetki Ustawowe';
|
|
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|
+
const description = 'Oblicz odsetki ustawowe obowiązujące w Hiszpanii w 2026 roku. Symulator ze stawką 3,25% zgodnie z ustawą budżetową.';
|
|
8
|
+
|
|
9
|
+
const faqData = [
|
|
10
|
+
{
|
|
11
|
+
question: 'Ile wynoszą odsetki ustawowe w 2026 roku?',
|
|
12
|
+
answer: 'Odsetki ustawowe w Hiszpanii na rok 2026 utrzymują się na poziomie 3,25%, ustalonym przez ustawę o budżecie państwa.',
|
|
13
|
+
},
|
|
14
|
+
{
|
|
15
|
+
question: 'Jak obliczyć odsetki za opóźnienie?',
|
|
16
|
+
answer: 'Odsetki za opóźnienie oblicza się mnożąc zaległy kapitał przez 3,25%, liczbę dni zwłoki i dzieląc przez 36.500. Stosuje się bazę 365 dni.',
|
|
17
|
+
},
|
|
18
|
+
{
|
|
19
|
+
question: 'Jaka jest różnica między odsetkami ustawowymi a odsetkami za opóźnienie?',
|
|
20
|
+
answer: 'Odsetki ustawowe to podstawowa stopa referencyjna. Podatkowe odsetki za opóźnienie (Hacienda) wynoszą 4,0625%. Odsetki w transakcjach handlowych (ok. 10,15%) są najwyższe.',
|
|
21
|
+
},
|
|
22
|
+
{
|
|
23
|
+
question: 'Czy stosuje się je automatycznie bez zapisu w umowie?',
|
|
24
|
+
answer: 'Tak, odsetki ustawowe stosuje się domyślnie w przypadku opóźnienia w płatności, jeśli nie uzgodniono innych odsetek.',
|
|
25
|
+
},
|
|
26
|
+
{
|
|
27
|
+
question: 'Co to są odsetki procesowe?',
|
|
28
|
+
answer: 'Odsetki procesowe wynoszą 5,25% (odsetki ustawowe plus 2 punkty) i są stosowane od momentu wydania wyroku nakazującego zapłatę pieniędzy.',
|
|
29
|
+
},
|
|
30
|
+
];
|
|
31
|
+
|
|
32
|
+
const howToData = [
|
|
33
|
+
{
|
|
34
|
+
name: 'Wprowadź zaległy kapitał',
|
|
35
|
+
text: 'Wpisz kwotę, od której musisz obliczyć odsetki (np. niezapłaconą fakturę).',
|
|
36
|
+
},
|
|
37
|
+
{
|
|
38
|
+
name: 'Określ dni zwłoki',
|
|
39
|
+
text: 'Wskaż, ile dni trwało lub będzie trwać opóźnienie w płatności. Baza 365 dni.',
|
|
40
|
+
},
|
|
41
|
+
{
|
|
42
|
+
name: 'Zobacz wynik',
|
|
43
|
+
text: 'Otrzymaj automatycznie kwotę wygenerowanych odsetek i sumę do zapłaty przy stawce 3,25%.',
|
|
44
|
+
},
|
|
45
|
+
{
|
|
46
|
+
name: 'Sprawdź inne stawki',
|
|
47
|
+
text: 'Zobacz stopy referencyjne, takie jak odsetki podatkowe (4,06%), dla dodatkowego kontekstu.',
|
|
48
|
+
},
|
|
49
|
+
];
|
|
50
|
+
|
|
51
|
+
const bibliographyData = [
|
|
52
|
+
{
|
|
53
|
+
name: 'Ustawa o budżecie państwa (Hiszpania) 2026',
|
|
54
|
+
url: 'https://www.boe.es/',
|
|
55
|
+
},
|
|
56
|
+
{
|
|
57
|
+
name: 'Hiszpański Kodeks Cywilny - Art. 1108 i nast.',
|
|
58
|
+
url: 'https://www.boe.es/',
|
|
59
|
+
},
|
|
60
|
+
{
|
|
61
|
+
name: 'Ustawa 3/2004 o zwalczaniu opóźnień w płatnościach',
|
|
62
|
+
url: 'https://www.boe.es/',
|
|
63
|
+
},
|
|
64
|
+
];
|
|
65
|
+
|
|
66
|
+
const seoData = [
|
|
67
|
+
{
|
|
68
|
+
type: 'title',
|
|
69
|
+
text: 'Odsetki Ustawowe 2026 Hiszpania - Kalkulator',
|
|
70
|
+
},
|
|
71
|
+
{
|
|
72
|
+
type: 'paragraph',
|
|
73
|
+
html: '<strong>Odsetki ustawowe w 2026 roku</strong> wynoszą <strong>3,25%</strong> w Hiszpanii. Stosuje się je automatycznie w przypadku opóźnienia, jeśli nie uzgodniono inaczej.',
|
|
74
|
+
},
|
|
75
|
+
];
|
|
76
|
+
|
|
77
|
+
const faqSchema: WithContext<FAQPage> = {
|
|
78
|
+
'@context': 'https://schema.org',
|
|
79
|
+
'@type': 'FAQPage',
|
|
80
|
+
mainEntity: faqData.map((item) => ({
|
|
81
|
+
'@type': 'Question',
|
|
82
|
+
name: item.question,
|
|
83
|
+
acceptedAnswer: { '@type': 'Answer', text: item.answer },
|
|
84
|
+
})),
|
|
85
|
+
};
|
|
86
|
+
|
|
87
|
+
const howToSchema: WithContext<HowTo> = {
|
|
88
|
+
'@context': 'https://schema.org',
|
|
89
|
+
'@type': 'HowTo',
|
|
90
|
+
name: title,
|
|
91
|
+
description,
|
|
92
|
+
step: howToData.map((step, i) => ({
|
|
93
|
+
'@type': 'HowToStep',
|
|
94
|
+
position: i + 1,
|
|
95
|
+
name: step.name,
|
|
96
|
+
text: step.text,
|
|
97
|
+
})),
|
|
98
|
+
};
|
|
99
|
+
|
|
100
|
+
const appSchema: WithContext<SoftwareApplication> = {
|
|
101
|
+
'@context': 'https://schema.org',
|
|
102
|
+
'@type': 'SoftwareApplication',
|
|
103
|
+
name: title,
|
|
104
|
+
description,
|
|
105
|
+
applicationCategory: 'FinanceApplication',
|
|
106
|
+
offers: { '@type': 'Offer', price: '0', priceCurrency: 'EUR' },
|
|
107
|
+
};
|
|
108
|
+
|
|
109
|
+
export const content: ToolLocaleContent<LegalInterestRateUI> = {
|
|
110
|
+
slug,
|
|
111
|
+
title,
|
|
112
|
+
description,
|
|
113
|
+
faqTitle: 'Często Zadawane Pytania',
|
|
114
|
+
bibliographyTitle: 'Źródła Prawne',
|
|
115
|
+
ui: {
|
|
116
|
+
labelTitle: 'Stopa Odsetek Ustawowych',
|
|
117
|
+
labelDescription: 'Oblicz kwotę odsetek ustawowych zgodnie z ustawą budżetową 2026. Symulator ze stawką 3,25% dla Hiszpanii.',
|
|
118
|
+
labelBadge: 'Dziennik Urzędowy (BOE) 2026',
|
|
119
|
+
labelSubtitle: 'Odsetki ustawowe na rok 2026 utrzymują się na poziomie 3,25%.',
|
|
120
|
+
labelLegalInterest: 'Odsetki Ustawowe',
|
|
121
|
+
labelDelayInterest: 'Odsetki za Opóźnienie',
|
|
122
|
+
labelCommercialOperations: 'Transakcje Handlowe',
|
|
123
|
+
labelActive: 'Obowiązuje w 2026',
|
|
124
|
+
labelTributary: 'Podatkowe (Hacienda)',
|
|
125
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+
labelFirstHalf: 'Pierwsze półrocze 2026',
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labelQuickCalculator: 'Szybki Kalkulator Odsetek (3,25%)',
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labelCapital: 'Zaległy Kapitał',
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labelDays: 'Dni Zwłoki',
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labelInterestGenerated: 'Wygenerowane Odsetki',
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labelTotalToPay: 'Suma do Zapłaty',
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labelFormula: 'Kalkulator stosuje standardowy wzór na odsetki proste:',
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labelBase: 'Do oficjalnych obliczeń stosuje się bazę 365 dni zgodnie z hiszpańskimi przepisami.',
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labelOfficialRegulation: 'Regulacje Oficjalne',
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currencySymbol: '€',
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currencyCode: 'EUR',
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currencyLocale: 'pl-PL',
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},
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faq: faqData,
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howTo: howToData,
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bibliography: bibliographyData,
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seo: seoData,
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schemas: [faqSchema, howToSchema, appSchema],
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};
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@@ -0,0 +1,143 @@
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import type { WithContext, FAQPage, HowTo, SoftwareApplication } from 'schema-dts';
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import type { ToolLocaleContent } from '../../../types';
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import type { LegalInterestRateUI } from '../ui';
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const slug = 'juro-legal-dinheiro-espanha-2026';
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const title = 'Juro Legal do Dinheiro';
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const description = 'Calcule o juro legal aplicável em Espanha para 2026. Simulador com taxa de 3,25% conforme a Lei de Orçamento.';
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const faqData = [
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{
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question: 'Qual é o juro legal do dinheiro em 2026?',
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answer: 'O juro legal do dinheiro mantém se nos 3,25% para o exercício de 2026, fixado pela Lei de Orçamento Geral do Estado espanhol.',
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},
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{
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question: 'Como se calcula o juro de mora?',
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answer: 'O juro de mora calcula-se multiplicando o capital em dívida pelos 3,25% e pelo número de dias de atraso, dividindo por 36.500. Utiliza-se a base de 365 dias.',
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},
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{
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question: 'Qual é a diferença entre juro legal e juro de mora?',
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answer: 'O juro legal é a taxa base de referência. O juro de mora tributário (Hacienda) é de 4,0625%. O juro para operações comerciais (aprox. 10,15%) é o mais alto.',
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},
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{
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question: 'Aplica-se automaticamente sem cláusula contratual?',
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answer: 'Sim, o juro legal aplica-se por defeito quando há atraso no pagamento e não foi pactuado outro juro.',
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},
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{
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question: 'O que é o juro processual?',
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answer: 'O juro processual é de 5,25% (juro legal mais 2 pontos) aplicado desde que é proferida uma sentença de condenação ao pagamento de quantia em dinheiro.',
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},
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];
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const howToData = [
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{
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name: 'Introduza o capital em dívida',
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text: 'Escreva a quantia sobre a qual precisa de calcular os juros (ex: uma fatura por pagar).',
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},
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{
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name: 'Especifique os dias de atraso',
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text: 'Indique quantos dias durou ou durará a falta de pagamento. Base de 365 dias.',
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},
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{
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name: 'Visualize o resultado',
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text: 'Obtenha automaticamente o montante de juros gerados e o total a pagar aos 3,25%.',
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},
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{
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name: 'Consulte outras taxas',
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text: 'Observe as taxas de referência como a mora tributária (4,06%) para contexto adicional.',
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},
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];
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const bibliographyData = [
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{
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name: 'Lei de Orçamento Geral do Estado (Espanha) 2026',
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url: 'https://www.boe.es/',
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},
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{
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name: 'Código Civil Espanhol - Art. 1108 e seguintes',
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url: 'https://www.boe.es/',
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},
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{
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name: 'Lei 3/2004 de Luta contra a Morosidade',
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url: 'https://www.boe.es/',
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},
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];
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const seoData = [
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{
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type: 'title',
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text: 'Juro Legal 2026 Espanha - Calculadora',
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},
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{
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type: 'paragraph',
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html: 'O <strong>juro legal 2026</strong> é de <strong>3,25%</strong> em Espanha. Aplica-se automaticamente em caso de atraso no pagamento se não houver outro acordo.',
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},
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];
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+
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const faqSchema: WithContext<FAQPage> = {
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'@context': 'https://schema.org',
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'@type': 'FAQPage',
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mainEntity: faqData.map((item) => ({
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'@type': 'Question',
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name: item.question,
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acceptedAnswer: { '@type': 'Answer', text: item.answer },
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})),
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};
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+
|
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const howToSchema: WithContext<HowTo> = {
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'@context': 'https://schema.org',
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'@type': 'HowTo',
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name: title,
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description,
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step: howToData.map((step, i) => ({
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'@type': 'HowToStep',
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position: i + 1,
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name: step.name,
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text: step.text,
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})),
|
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98
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};
|
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99
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+
|
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100
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const appSchema: WithContext<SoftwareApplication> = {
|
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+
'@context': 'https://schema.org',
|
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+
'@type': 'SoftwareApplication',
|
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name: title,
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description,
|
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+
applicationCategory: 'FinanceApplication',
|
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offers: { '@type': 'Offer', price: '0', priceCurrency: 'EUR' },
|
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+
};
|
|
108
|
+
|
|
109
|
+
export const content: ToolLocaleContent<LegalInterestRateUI> = {
|
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110
|
+
slug,
|
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111
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+
title,
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112
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description,
|
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113
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faqTitle: 'Perguntas Frequentes',
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114
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+
bibliographyTitle: 'Fontes Legais',
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115
|
+
ui: {
|
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116
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+
labelTitle: 'Taxa de Juro Legal',
|
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117
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+
labelDescription: 'Calcule o montante dos juros legais conforme a Lei de Orçamento 2026. Simulador a 3,25% para Espanha.',
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+
labelBadge: 'Boletim Oficial do Estado 2026',
|
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119
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+
labelSubtitle: 'O juro legal do dinheiro mantém se em 3,25% para 2026.',
|
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120
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+
labelLegalInterest: 'Juro Legal',
|
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121
|
+
labelDelayInterest: 'Juro de Mora',
|
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122
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+
labelCommercialOperations: 'Operações Comerciais',
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123
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+
labelActive: 'Vigente em 2026',
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124
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labelTributary: 'Tributário (Hacienda)',
|
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125
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+
labelFirstHalf: 'Primeiro Semestre 2026',
|
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126
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+
labelQuickCalculator: 'Calculadora Rápida de Juros (3,25%)',
|
|
127
|
+
labelCapital: 'Capital em Dívida',
|
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128
|
+
labelDays: 'Dias de Atraso',
|
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129
|
+
labelInterestGenerated: 'Juros Gerados',
|
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130
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+
labelTotalToPay: 'Total a Pagar',
|
|
131
|
+
labelFormula: 'Esta calculadora aplica a fórmula padrão de juro simples:',
|
|
132
|
+
labelBase: 'Utiliza-se uma base de 365 dias para o cálculo oficial segundo a norma espanhola.',
|
|
133
|
+
labelOfficialRegulation: 'Regulação Oficial',
|
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134
|
+
currencySymbol: '€',
|
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135
|
+
currencyCode: 'EUR',
|
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136
|
+
currencyLocale: 'pt-PT',
|
|
137
|
+
},
|
|
138
|
+
faq: faqData,
|
|
139
|
+
howTo: howToData,
|
|
140
|
+
bibliography: bibliographyData,
|
|
141
|
+
seo: seoData,
|
|
142
|
+
schemas: [faqSchema, howToSchema, appSchema],
|
|
143
|
+
};
|