increase 1.348.0 → 1.350.0

data/lib/increase/resources/entities.rb

@@ -5,7 +5,7 @@ module Increase
     class Entities
       # Create an Entity
       #
-      # @overload create(structure:, corporation: nil, description: nil, government_authority: nil, joint: nil, natural_person: nil, risk_rating: nil, supplemental_documents: nil, terms_agreements: nil, third_party_verification: nil, trust: nil, request_options: {})
+      # @overload create(structure:, corporation: nil, description: nil, government_authority: nil, joint: nil, natural_person: nil, risk_rating: nil, sole_proprietorship: nil, supplemental_documents: nil, terms_agreements: nil, third_party_verification: nil, trust: nil, request_options: {})
       #
       # @param structure [Symbol, Increase::Models::EntityCreateParams::Structure] The type of Entity to create.
       #
@@ -33,6 +33,10 @@ module Increase
       #   An assessment of the entity's potential risk of involvement in financial crimes,
       #   such as money laundering.
       #
+      # @param sole_proprietorship [Increase::Models::EntityCreateParams::SoleProprietorship]
+      #   Details of the sole proprietorship entity to create. Required if `structure` is
+      #   equal to `sole_proprietorship`.
+      #
       # @param supplemental_documents [Array<Increase::Models::EntityCreateParams::SupplementalDocument>]
       #   Additional documentation associated with the entity.
       #
@@ -87,7 +91,7 @@ module Increase
 
       # Update an Entity
       #
-      # @overload update(entity_id, corporation: nil, details_confirmed_at: nil, government_authority: nil, natural_person: nil, risk_rating: nil, terms_agreements: nil, third_party_verification: nil, trust: nil, request_options: {})
+      # @overload update(entity_id, corporation: nil, details_confirmed_at: nil, government_authority: nil, natural_person: nil, risk_rating: nil, sole_proprietorship: nil, terms_agreements: nil, third_party_verification: nil, trust: nil, request_options: {})
       #
       # @param entity_id [String] The entity identifier.
       #
@@ -112,6 +116,10 @@ module Increase
       #   An assessment of the entity’s potential risk of involvement in financial crimes,
       #   such as money laundering.
       #
+      # @param sole_proprietorship [Increase::Models::EntityUpdateParams::SoleProprietorship]
+      #   Details of the sole proprietorship entity to update. If you specify this
+      #   parameter and the entity is not a sole proprietorship, the request will fail.
+      #
       # @param terms_agreements [Array<Increase::Models::EntityUpdateParams::TermsAgreement>]
       #   New terms that the Entity agreed to. Not all programs are required to submit
       #   this data. This will not archive previously submitted terms.

data/lib/increase/resources/entity_onboarding_sessions.rb

@@ -55,7 +55,7 @@ module Increase
         )
       end
 
-      # List Entity Onboarding Session
+      # List Entity Onboarding Sessions
       #
       # @overload list(cursor: nil, idempotency_key: nil, limit: nil, status: nil, request_options: {})
       #

data/lib/increase/resources/lockbox_recipients.rb

@@ -16,7 +16,7 @@ module Increase
       #
       # @param description [String] The description you choose for the Lockbox Recipient.
       #
-      # @param recipient_name [String] The name of the Lockbox Recipient
+      # @param recipient_name [String] The name of the Lockbox Recipient.
       #
       # @param request_options [Increase::RequestOptions, Hash{Symbol=>Object}, nil]
       #

data/lib/increase/resources/physical_cards.rb

@@ -10,7 +10,8 @@ module Increase
       # @param card_id [String] The underlying card representing this physical card.
       #
       # @param cardholder [Increase::Models::PhysicalCardCreateParams::Cardholder]
-      #   Details about the cardholder, as it will appear on the physical card.
+      #   Details about the cardholder, as it will appear on the physical card. The
+      #   combined first name and last name cannot exceed 25 characters.
       #
       # @param shipment [Increase::Models::PhysicalCardCreateParams::Shipment]
       #   The details used to ship this physical card.

data/lib/increase/resources/simulations/card_authentications.rb

@@ -28,7 +28,7 @@ module Increase
         #
         # @param merchant_country [String] The country the merchant resides in.
         #
-        # @param merchant_name [String] The name of the merchant
+        # @param merchant_name [String] The name of the merchant.
         #
         # @param purchase_amount [Integer] The purchase amount in cents.
         #

data/lib/increase/resources/simulations/card_disputes.rb

@@ -18,8 +18,8 @@ module Increase
         #   under the sub-object with the same identifier as the network.
         #
         # @param visa [Increase::Models::Simulations::CardDisputeActionParams::Visa]
-        #   The Visa-specific parameters for the taking action on the dispute. Required if
-        #   and only if `network` is `visa`.
+        #   The Visa-specific parameters for taking action on the dispute. Required if and
+        #   only if `network` is `visa`.
         #
         # @param request_options [Increase::RequestOptions, Hash{Symbol=>Object}, nil]
         #

data/lib/increase/resources/simulations/inbound_check_deposits.rb

@@ -50,7 +50,10 @@ module Increase
         # @param inbound_check_deposit_id [String] The identifier of the Inbound Check Deposit to adjust.
         #
         # @param amount [Integer]
-        #   The adjustment amount in cents. Defaults to the amount of the Inbound Check
+        #   The adjustment amount in cents. A positive amount means that the funds are being
+        #   returned to you by the other bank and is a credit to your account, as happens
+        #   for a `wrong_payee_credit`. A negative amount is a debit to your account, as
+        #   happens for a `late_return`. Defaults to the amount of the Inbound Check
         #   Deposit.
         #
         # @param reason [Symbol, Increase::Models::Simulations::InboundCheckDepositAdjustmentParams::Reason]

data/lib/increase/resources/simulations/interest_payments.rb

@@ -9,7 +9,7 @@ module Increase
         #
         # @overload create(account_id:, amount:, accrued_on_account_id: nil, period_end: nil, period_start: nil, request_options: {})
         #
-        # @param account_id [String] The identifier of the Account the Interest Payment should be paid to is for.
+        # @param account_id [String] The identifier of the Account the Interest Payment should be paid to.
         #
         # @param amount [Integer] The interest amount in cents. Must be positive.
         #

data/lib/increase/resources/simulations/pending_transactions.rb

@@ -10,7 +10,7 @@ module Increase
         # @overload release_inbound_funds_hold(pending_transaction_id, request_options: {})
         #
         # @param pending_transaction_id [String]
-        #   The pending transaction to release. The pending transaction must have a
+        #   The pending transaction to release. The pending transaction must have an
         #   `inbound_funds_hold` source.
         #
         # @param request_options [Increase::RequestOptions, Hash{Symbol=>Object}, nil]

data/lib/increase/resources/simulations/physical_cards.rb

@@ -41,8 +41,8 @@ module Increase
         end
 
         # This endpoint allows you to simulate advancing the shipment status of a Physical
-        # Card, to simulate e.g., that a physical card was attempted shipped but then
-        # failed delivery.
+        # Card, to simulate e.g., that a physical card was attempted to be shipped but
+        # then failed delivery.
         #
         # @overload advance_shipment(physical_card_id, shipment_status:, request_options: {})
         #

data/lib/increase/resources/simulations/programs.rb

@@ -9,7 +9,7 @@ module Increase
         # operates more than one program, `program_id` is a required field when creating
         # accounts.
         #
-        # @overload create(name:, bank: nil, lending_maximum_extendable_credit: nil, reserve_account_id: nil, request_options: {})
+        # @overload create(name:, bank: nil, lending_maximum_extendable_credit: nil, loan_accounts_require_loan_offers: nil, reserve_account_id: nil, request_options: {})
         #
         # @param name [String] The name of the program being added.
         #
@@ -19,7 +19,11 @@ module Increase
         # @param lending_maximum_extendable_credit [Integer]
         #   The maximum extendable credit of the program being added.
         #
-        # @param reserve_account_id [String] The identifier of the Account the Program should be added to is for.
+        # @param loan_accounts_require_loan_offers [Boolean]
+        #   Whether opening a loan Account under this Program requires an accepted Loan
+        #   Offer. Requires `lending_maximum_extendable_credit`. Defaults to `false`.
+        #
+        # @param reserve_account_id [String] The identifier of the Account the Program should be added to.
         #
         # @param request_options [Increase::RequestOptions, Hash{Symbol=>Object}, nil]
         #

data/lib/increase/resources/wire_transfers.rb

@@ -40,7 +40,7 @@ module Increase
       #   destination account.
       #
       # @param source_account_number_id [String]
-      #   The ID of an Account Number that will be passed to the wire's recipient
+      #   The ID of an Account Number that will be passed to the wire's recipient.
       #
       # @param request_options [Increase::RequestOptions, Hash{Symbol=>Object}, nil]
       #

data/lib/increase/version.rb

@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.348.0"
+  VERSION = "1.350.0"
 end

data/rbi/increase/models/account_create_params.rbi

@@ -144,37 +144,53 @@ module Increase
 
         # The number of days after the statement date that the Account can be past due
         # before being considered delinquent.
-        sig { returns(Integer) }
-        attr_accessor :grace_period_days
+        sig { returns(T.nilable(Integer)) }
+        attr_reader :grace_period_days
+
+        sig { params(grace_period_days: Integer).void }
+        attr_writer :grace_period_days
+
+        # The date on which the loan matures.
+        sig { returns(T.nilable(Date)) }
+        attr_reader :maturity_date
+
+        sig { params(maturity_date: Date).void }
+        attr_writer :maturity_date
 
         # The day of the month on which the loan statement is generated.
-        sig { returns(Integer) }
-        attr_accessor :statement_day_of_month
+        sig { returns(T.nilable(Integer)) }
+        attr_reader :statement_day_of_month
+
+        sig { params(statement_day_of_month: Integer).void }
+        attr_writer :statement_day_of_month
 
         # The type of statement payment for the account.
         sig do
           returns(
-            Increase::AccountCreateParams::Loan::StatementPaymentType::OrSymbol
+            T.nilable(
+              Increase::AccountCreateParams::Loan::StatementPaymentType::OrSymbol
+            )
           )
         end
-        attr_accessor :statement_payment_type
+        attr_reader :statement_payment_type
 
-        # The date on which the loan matures.
-        sig { returns(T.nilable(Date)) }
-        attr_reader :maturity_date
-
-        sig { params(maturity_date: Date).void }
-        attr_writer :maturity_date
+        sig do
+          params(
+            statement_payment_type:
+              Increase::AccountCreateParams::Loan::StatementPaymentType::OrSymbol
+          ).void
+        end
+        attr_writer :statement_payment_type
 
         # The loan details for the account.
         sig do
           params(
             credit_limit: Integer,
             grace_period_days: Integer,
+            maturity_date: Date,
             statement_day_of_month: Integer,
             statement_payment_type:
-              Increase::AccountCreateParams::Loan::StatementPaymentType::OrSymbol,
-            maturity_date: Date
+              Increase::AccountCreateParams::Loan::StatementPaymentType::OrSymbol
           ).returns(T.attached_class)
         end
         def self.new(
@@ -182,13 +198,13 @@ module Increase
           credit_limit:,
           # The number of days after the statement date that the Account can be past due
           # before being considered delinquent.
-          grace_period_days:,
+          grace_period_days: nil,
+          # The date on which the loan matures.
+          maturity_date: nil,
           # The day of the month on which the loan statement is generated.
-          statement_day_of_month:,
+          statement_day_of_month: nil,
           # The type of statement payment for the account.
-          statement_payment_type:,
-          # The date on which the loan matures.
-          maturity_date: nil
+          statement_payment_type: nil
         )
         end
 
@@ -197,10 +213,10 @@ module Increase
             {
               credit_limit: Integer,
               grace_period_days: Integer,
+              maturity_date: Date,
               statement_day_of_month: Integer,
               statement_payment_type:
-                Increase::AccountCreateParams::Loan::StatementPaymentType::OrSymbol,
-              maturity_date: Date
+                Increase::AccountCreateParams::Loan::StatementPaymentType::OrSymbol
             }
           )
         end

data/rbi/increase/models/account_number.rbi

@@ -150,7 +150,7 @@ module Increase
           end
 
         # Whether ACH debits are allowed against this Account Number. Note that they will
-        # still be declined if this is `allowed` if the Account Number is not active.
+        # still be declined if this is `allowed` but the Account Number is not active.
         sig do
           returns(
             Increase::AccountNumber::InboundACH::DebitStatus::TaggedSymbol
@@ -167,7 +167,7 @@ module Increase
         end
         def self.new(
           # Whether ACH debits are allowed against this Account Number. Note that they will
-          # still be declined if this is `allowed` if the Account Number is not active.
+          # still be declined if this is `allowed` but the Account Number is not active.
           debit_status:
         )
         end
@@ -184,7 +184,7 @@ module Increase
         end
 
         # Whether ACH debits are allowed against this Account Number. Note that they will
-        # still be declined if this is `allowed` if the Account Number is not active.
+        # still be declined if this is `allowed` but the Account Number is not active.
         module DebitStatus
           extend Increase::Internal::Type::Enum
 

data/rbi/increase/models/ach_transfer.rbi

@@ -2575,12 +2575,12 @@ module Increase
             )
           end
 
-        # The timestamp by which any administrative returns are expected to be received
-        # by. This follows the Nacha guidelines for return windows, which are: "In
-        # general, return entries must be received by the RDFI’s ACH Operator by its
-        # deposit deadline for the return entry to be made available to the ODFI no later
-        # than the opening of business on the second banking day following the Settlement
-        # Date of the original entry.".
+        # The timestamp by which any administrative returns are expected to be received.
+        # This follows the Nacha guidelines for return windows, which are: "In general,
+        # return entries must be received by the RDFI’s ACH Operator by its deposit
+        # deadline for the return entry to be made available to the ODFI no later than the
+        # opening of business on the second banking day following the Settlement Date of
+        # the original entry.".
         sig { returns(Time) }
         attr_accessor :administrative_returns_expected_by
 
@@ -2637,12 +2637,12 @@ module Increase
           ).returns(T.attached_class)
         end
         def self.new(
-          # The timestamp by which any administrative returns are expected to be received
-          # by. This follows the Nacha guidelines for return windows, which are: "In
-          # general, return entries must be received by the RDFI’s ACH Operator by its
-          # deposit deadline for the return entry to be made available to the ODFI no later
-          # than the opening of business on the second banking day following the Settlement
-          # Date of the original entry.".
+          # The timestamp by which any administrative returns are expected to be received.
+          # This follows the Nacha guidelines for return windows, which are: "In general,
+          # return entries must be received by the RDFI’s ACH Operator by its deposit
+          # deadline for the return entry to be made available to the ODFI no later than the
+          # opening of business on the second banking day following the Settlement Date of
+          # the original entry.".
           administrative_returns_expected_by:,
           # The ACH transfer's effective date as sent to the Federal Reserve. If a specific
           # date was configured using `preferred_effective_date`, this will match that

data/rbi/increase/models/balance_lookup.rbi

@@ -36,7 +36,7 @@ module Increase
       sig { returns(Increase::BalanceLookup::Type::TaggedSymbol) }
       attr_accessor :type
 
-      # Represents a request to lookup the balance of an Account at a given point in
+      # Represents a request to look up the balance of an Account at a given point in
       # time.
       sig do
         params(

data/rbi/increase/models/beneficial_owner_create_params.rbi

@@ -306,8 +306,7 @@ module Increase
           # An identification number that can be used to verify the individual's identity,
           # such as a social security number. For Social Security Numbers and Individual
           # Taxpayer Identification Numbers, submit nine digits with no dashes or other
-          # separators. When testing in sandbox, use one of our
-          # [sandbox test values](https://increase.com/documentation/sandbox-test-values).
+          # separators.
           sig { returns(String) }
           attr_accessor :number
 
@@ -390,8 +389,7 @@ module Increase
             # An identification number that can be used to verify the individual's identity,
             # such as a social security number. For Social Security Numbers and Individual
             # Taxpayer Identification Numbers, submit nine digits with no dashes or other
-            # separators. When testing in sandbox, use one of our
-            # [sandbox test values](https://increase.com/documentation/sandbox-test-values).
+            # separators.
             number:,
             # Information about the United States driver's license used for identification.
             # Required if `method` is equal to `drivers_license`.

data/rbi/increase/models/beneficial_owner_update_params.rbi

@@ -264,8 +264,7 @@ module Increase
         # An identification number that can be used to verify the individual's identity,
         # such as a social security number. For Social Security Numbers and Individual
         # Taxpayer Identification Numbers, submit nine digits with no dashes or other
-        # separators. When testing in sandbox, use one of our
-        # [sandbox test values](https://increase.com/documentation/sandbox-test-values).
+        # separators.
         sig { returns(String) }
         attr_accessor :number
 
@@ -348,8 +347,7 @@ module Increase
           # An identification number that can be used to verify the individual's identity,
           # such as a social security number. For Social Security Numbers and Individual
           # Taxpayer Identification Numbers, submit nine digits with no dashes or other
-          # separators. When testing in sandbox, use one of our
-          # [sandbox test values](https://increase.com/documentation/sandbox-test-values).
+          # separators.
           number:,
           # Information about the United States driver's license used for identification.
           # Required if `method` is equal to `drivers_license`.

data/rbi/increase/models/card_dispute.rbi

@@ -12,6 +12,10 @@ module Increase
       sig { returns(String) }
       attr_accessor :id
 
+      # The Account that the Card Dispute is associated with.
+      sig { returns(String) }
+      attr_accessor :account_id
+
       # The amount of the dispute.
       sig { returns(Integer) }
       attr_accessor :amount
@@ -109,6 +113,7 @@ module Increase
       sig do
         params(
           id: String,
+          account_id: String,
           amount: Integer,
           card_id: String,
           created_at: Time,
@@ -128,6 +133,8 @@ module Increase
       def self.new(
         # The Card Dispute identifier.
         id:,
+        # The Account that the Card Dispute is associated with.
+        account_id:,
         # The amount of the dispute.
         amount:,
         # The Card that the Card Dispute is associated with.
@@ -176,6 +183,7 @@ module Increase
         override.returns(
           {
             id: String,
+            account_id: String,
             amount: Integer,
             card_id: String,
             created_at: Time,

data/rbi/increase/models/card_dispute_submit_user_submission_params.rbi

@@ -7403,6 +7403,7 @@ module Increase
                 )
               end
 
+            # The category the dispute is being changed to.
             sig do
               returns(
                 Increase::CardDisputeSubmitUserSubmissionParams::Visa::UserPrearbitration::CategoryChange::Category::OrSymbol
@@ -7425,6 +7426,7 @@ module Increase
               ).returns(T.attached_class)
             end
             def self.new(
+              # The category the dispute is being changed to.
               category:,
               # The reason for the category change.
               reason:
@@ -7443,6 +7445,7 @@ module Increase
             def to_hash
             end
 
+            # The category the dispute is being changed to.
             module Category
               extend Increase::Internal::Type::Enum