increase 1.348.0 → 1.350.0

data/lib/increase/models/fednow_transfer.rb

@@ -108,6 +108,14 @@ module Increase
       #   @return [Increase::Models::FednowTransfer::Rejection, nil]
       required :rejection, -> { Increase::FednowTransfer::Rejection }, nil?: true
 
+      # @!attribute returns
+      #   If the transfer is returned by the recipient's bank, this will contain details
+      #   of each return. FedNow allows returning part of a transfer, so a transfer can be
+      #   returned more than once.
+      #
+      #   @return [Array<Increase::Models::FednowTransfer::Return>]
+      required :returns, -> { Increase::Internal::Type::ArrayOf[Increase::FednowTransfer::Return] }
+
       # @!attribute routing_number
       #   The destination American Bankers' Association (ABA) Routing Transit Number
       #   (RTN).
@@ -161,7 +169,7 @@ module Increase
       #   @return [String]
       required :unstructured_remittance_information, String
 
-      # @!method initialize(id:, account_id:, account_number:, acknowledgement:, amount:, created_at:, created_by:, creditor_address:, creditor_name:, currency:, debtor_address:, debtor_name:, external_account_id:, idempotency_key:, pending_transaction_id:, rejection:, routing_number:, source_account_number_id:, status:, submission:, transaction_id:, type:, unique_end_to_end_transaction_reference:, unstructured_remittance_information:)
+      # @!method initialize(id:, account_id:, account_number:, acknowledgement:, amount:, created_at:, created_by:, creditor_address:, creditor_name:, currency:, debtor_address:, debtor_name:, external_account_id:, idempotency_key:, pending_transaction_id:, rejection:, returns:, routing_number:, source_account_number_id:, status:, submission:, transaction_id:, type:, unique_end_to_end_transaction_reference:, unstructured_remittance_information:)
       #   FedNow transfers move funds, within seconds, between your Increase account and
       #   any other account supporting FedNow.
       #
@@ -214,6 +222,11 @@ module Increase
       #     If the transfer is rejected by FedNow or the destination financial institution,
       #     this will contain supplemental details.
       #
+      #   @param returns [Array<Increase::Models::FednowTransfer::Return>]
+      #     If the transfer is returned by the recipient's bank, this will contain details
+      #     of each return. FedNow allows returning part of a transfer, so a transfer can be
+      #     returned more than once.
+      #
       #   @param routing_number [String]
       #     The destination American Bankers' Association (ABA) Routing Transit Number
       #     (RTN).
@@ -543,6 +556,104 @@ module Increase
         end
       end
 
+      class Return < Increase::Internal::Type::BaseModel
+        # @!attribute amount
+        #   The returned amount in USD cents. This is always a positive number.
+        #
+        #   @return [Integer]
+        required :amount, Integer
+
+        # @!attribute return_reason_additional_information
+        #   Additional information about the return provided by the recipient's bank.
+        #
+        #   @return [String, nil]
+        required :return_reason_additional_information, String, nil?: true
+
+        # @!attribute return_reason_code
+        #   The reason the transfer was returned as provided by the recipient's bank.
+        #
+        #   @return [Symbol, Increase::Models::FednowTransfer::Return::ReturnReasonCode]
+        required :return_reason_code, enum: -> { Increase::FednowTransfer::Return::ReturnReasonCode }
+
+        # @!attribute transfer_id
+        #   The identifier of the FedNow Transfer that led to this Transaction.
+        #
+        #   @return [String]
+        required :transfer_id, String
+
+        # @!method initialize(amount:, return_reason_additional_information:, return_reason_code:, transfer_id:)
+        #   A FedNow Transfer Return is created when a FedNow Transfer sent from Increase is
+        #   returned by the recipient's bank.
+        #
+        #   @param amount [Integer] The returned amount in USD cents. This is always a positive number.
+        #
+        #   @param return_reason_additional_information [String, nil]
+        #     Additional information about the return provided by the recipient's bank.
+        #
+        #   @param return_reason_code [Symbol, Increase::Models::FednowTransfer::Return::ReturnReasonCode]
+        #     The reason the transfer was returned as provided by the recipient's bank.
+        #
+        #   @param transfer_id [String] The identifier of the FedNow Transfer that led to this Transaction.
+
+        # The reason the transfer was returned as provided by the recipient's bank.
+        #
+        # @see Increase::Models::FednowTransfer::Return#return_reason_code
+        module ReturnReasonCode
+          extend Increase::Internal::Type::Enum
+
+          # The destination account is closed. Corresponds to the FedNow reason codes `AC04` and `AC07`.
+          ACCOUNT_CLOSED = :account_closed
+
+          # The destination account is currently blocked from receiving transactions. Corresponds to the FedNow reason code `AC06`.
+          ACCOUNT_BLOCKED = :account_blocked
+
+          # The recipient's bank was not a valid agent for this transfer. Corresponds to the FedNow reason codes `AC14` and `AGNT`.
+          INVALID_AGENT = :invalid_agent
+
+          # The destination account does not exist. Corresponds to the FedNow reason code `AC03`.
+          INVALID_CREDITOR_ACCOUNT_NUMBER = :invalid_creditor_account_number
+
+          # The destination account number was incorrect. Corresponds to the FedNow reason code `AC01`.
+          INCORRECT_ACCOUNT_NUMBER = :incorrect_account_number
+
+          # The destination account holder is deceased. Corresponds to the FedNow reason code `MD07`.
+          END_CUSTOMER_DECEASED = :end_customer_deceased
+
+          # The transfer was not permitted by the recipient's bank. Corresponds to the FedNow reason code `AG01`.
+          TRANSACTION_FORBIDDEN = :transaction_forbidden
+
+          # The transfer was returned for a regulatory reason at the recipient's bank. Corresponds to the FedNow reason code `RR04`.
+          REGULATORY_REASON = :regulatory_reason
+
+          # The transfer was reported as fraudulent. Corresponds to the FedNow reason code `FR01`.
+          FRAUD = :fraud
+
+          # The transfer duplicated another transfer. Corresponds to the FedNow reason codes `AM05` and `DUPL`.
+          DUPLICATION = :duplication
+
+          # The transfer amount was incorrect. Corresponds to the FedNow reason code `AM09`.
+          WRONG_AMOUNT = :wrong_amount
+
+          # The transfer was returned at the request of the recipient's customer. Corresponds to the FedNow reason code `CUST`.
+          REQUESTED_BY_CUSTOMER = :requested_by_customer
+
+          # The recipient's bank could not apply the funds. Corresponds to the FedNow reason code `RUTA`.
+          UNABLE_TO_APPLY = :unable_to_apply
+
+          # The recipient's bank did not specify a reason. Corresponds to the FedNow reason codes `MS02` and `MS03`.
+          NOT_SPECIFIED = :not_specified
+
+          # The reason is provided as narrative information in the additional information field. Corresponds to the FedNow reason code `NARR`.
+          NARRATIVE = :narrative
+
+          # The transfer was returned for some other reason.
+          OTHER = :other
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+      end
+
       # The lifecycle status of the transfer.
       #
       # @see Increase::Models::FednowTransfer#status
@@ -558,9 +669,6 @@ module Increase
         # The transfer has been canceled.
         CANCELED = :canceled
 
-        # The transfer has been rejected by Increase.
-        REVIEWING_REJECTED = :reviewing_rejected
-
         # The transfer requires attention from an Increase operator.
         REQUIRES_ATTENTION = :requires_attention
 
@@ -576,6 +684,9 @@ module Increase
         # The transfer was rejected by the network or the recipient's bank.
         REJECTED = :rejected
 
+        # The transfer was returned by the recipient's bank.
+        RETURNED = :returned
+
         # @!method self.values
         #   @return [Array<Symbol>]
       end

data/lib/increase/models/fednow_transfer_list_params.rb

@@ -155,9 +155,6 @@ module Increase
           # The transfer has been canceled.
           CANCELED = :canceled
 
-          # The transfer has been rejected by Increase.
-          REVIEWING_REJECTED = :reviewing_rejected
-
           # The transfer requires attention from an Increase operator.
           REQUIRES_ATTENTION = :requires_attention
 
@@ -173,6 +170,9 @@ module Increase
           # The transfer was rejected by the network or the recipient's bank.
           REJECTED = :rejected
 
+          # The transfer was returned by the recipient's bank.
+          RETURNED = :returned
+
           # @!method self.values
           #   @return [Array<Symbol>]
         end

data/lib/increase/models/inbound_ach_transfer.rb

@@ -117,7 +117,7 @@ module Increase
       required :originator_company_name, String
 
       # @!attribute originator_routing_number
-      #   The American Banking Association (ABA) routing number of the bank originating
+      #   The American Bankers' Association (ABA) routing number of the bank originating
       #   the transfer.
       #
       #   @return [String]
@@ -229,7 +229,7 @@ module Increase
       #   @param originator_company_name [String] The name of the company that initiated the transfer.
       #
       #   @param originator_routing_number [String]
-      #     The American Banking Association (ABA) routing number of the bank originating
+      #     The American Bankers' Association (ABA) routing number of the bank originating
       #     the transfer.
       #
       #   @param receiver_id_number [String, nil] The id of the receiver of the transfer.

data/lib/increase/models/inbound_check_deposit.rb

@@ -60,7 +60,7 @@ module Increase
       # @!attribute bank_of_first_deposit_routing_number
       #   The American Bankers' Association (ABA) Routing Transit Number (RTN) for the
       #   bank depositing this check. In some rare cases, this is not transmitted via
-      #   Check21 and the value will be null.
+      #   Check 21 and the value will be null.
       #
       #   @return [String, nil]
       required :bank_of_first_deposit_routing_number, String, nil?: true
@@ -177,7 +177,7 @@ module Increase
       #   @param bank_of_first_deposit_routing_number [String, nil]
       #     The American Bankers' Association (ABA) Routing Transit Number (RTN) for the
       #     bank depositing this check. In some rare cases, this is not transmitted via
-      #     Check21 and the value will be null.
+      #     Check 21 and the value will be null.
       #
       #   @param check_number [String, nil] The check number printed on the check being deposited.
       #
@@ -231,7 +231,8 @@ module Increase
         required :adjusted_at, Time
 
         # @!attribute amount
-        #   The amount of the adjustment.
+        #   The amount of the adjustment in USD cents. A positive amount is a credit to your
+        #   account and a negative amount is a debit.
         #
         #   @return [Integer]
         required :amount, Integer
@@ -251,7 +252,9 @@ module Increase
         # @!method initialize(adjusted_at:, amount:, reason:, transaction_id:)
         #   @param adjusted_at [Time] The time at which the return adjustment was received.
         #
-        #   @param amount [Integer] The amount of the adjustment.
+        #   @param amount [Integer]
+        #     The amount of the adjustment in USD cents. A positive amount is a credit to your
+        #     account and a negative amount is a debit.
         #
         #   @param reason [Symbol, Increase::Models::InboundCheckDeposit::Adjustment::Reason]
         #     The reason for the adjustment.

data/lib/increase/models/inbound_fednow_transfer.rb

@@ -78,6 +78,12 @@ module Increase
       #   @return [Increase::Models::InboundFednowTransfer::Decline, nil]
       required :decline, -> { Increase::InboundFednowTransfer::Decline }, nil?: true
 
+      # @!attribute end_to_end_identification
+      #   A free-form reference string set by the sender, to help identify the transfer.
+      #
+      #   @return [String, nil]
+      required :end_to_end_identification, String, nil?: true
+
       # @!attribute status
       #   The lifecycle status of the transfer.
       #
@@ -91,6 +97,12 @@ module Increase
       #   @return [String, nil]
       required :transaction_id, String, nil?: true
 
+      # @!attribute transaction_identification
+      #   The FedNow network identification of the transfer.
+      #
+      #   @return [String, nil]
+      required :transaction_identification, String, nil?: true
+
       # @!attribute type
       #   A constant representing the object's type. For this resource it will always be
       #   `inbound_fednow_transfer`.
@@ -112,7 +124,7 @@ module Increase
       #   @return [String, nil]
       required :unstructured_remittance_information, String, nil?: true
 
-      # @!method initialize(id:, account_id:, account_number_id:, amount:, confirmation:, created_at:, creditor_name:, currency:, debtor_account_number:, debtor_name:, debtor_routing_number:, decline:, status:, transaction_id:, type:, unique_end_to_end_transaction_reference:, unstructured_remittance_information:)
+      # @!method initialize(id:, account_id:, account_number_id:, amount:, confirmation:, created_at:, creditor_name:, currency:, debtor_account_number:, debtor_name:, debtor_routing_number:, decline:, end_to_end_identification:, status:, transaction_id:, transaction_identification:, type:, unique_end_to_end_transaction_reference:, unstructured_remittance_information:)
       #   An Inbound FedNow Transfer is a FedNow transfer initiated outside of Increase to
       #   your account.
       #
@@ -147,6 +159,9 @@ module Increase
       #   @param decline [Increase::Models::InboundFednowTransfer::Decline, nil]
       #     If your transfer is declined, this will contain details of the decline.
       #
+      #   @param end_to_end_identification [String, nil]
+      #     A free-form reference string set by the sender, to help identify the transfer.
+      #
       #   @param status [Symbol, Increase::Models::InboundFednowTransfer::Status]
       #     The lifecycle status of the transfer.
       #
@@ -154,6 +169,8 @@ module Increase
       #     The identifier of the Transaction object created when the transfer was
       #     confirmed.
       #
+      #   @param transaction_identification [String, nil] The FedNow network identification of the transfer.
+      #
       #   @param type [Symbol, Increase::Models::InboundFednowTransfer::Type]
       #     A constant representing the object's type. For this resource it will always be
       #     `inbound_fednow_transfer`.
@@ -240,6 +257,9 @@ module Increase
           # Your account is not enabled to receive FedNow transfers.
           FEDNOW_NOT_ENABLED = :fednow_not_enabled
 
+          # The transaction is not allowed per Increase's terms.
+          TRANSACTION_NOT_ALLOWED = :transaction_not_allowed
+
           # @!method self.values
           #   @return [Array<Symbol>]
         end

data/lib/increase/models/inbound_mail_item.rb

@@ -10,6 +10,14 @@ module Increase
       #   @return [String]
       required :id, String
 
+      # @!attribute account_id
+      #   The identifier for the Account that checks in this mail item are deposited into.
+      #   For mail items that could not be routed to a Lockbox Recipient, this will be
+      #   null.
+      #
+      #   @return [String, nil]
+      required :account_id, String, nil?: true
+
       # @!attribute checks
       #   The checks in the mail item.
       #
@@ -67,7 +75,7 @@ module Increase
       #   @return [Symbol, Increase::Models::InboundMailItem::Type]
       required :type, enum: -> { Increase::InboundMailItem::Type }
 
-      # @!method initialize(id:, checks:, created_at:, file_id:, lockbox_address_id:, lockbox_recipient_id:, recipient_name:, rejection_reason:, status:, type:)
+      # @!method initialize(id:, account_id:, checks:, created_at:, file_id:, lockbox_address_id:, lockbox_recipient_id:, recipient_name:, rejection_reason:, status:, type:)
       #   Inbound Mail Items represent pieces of physical mail delivered to a Lockbox
       #   Address. Increase automatically deposits checks mailed to a Lockbox Recipient
       #   into the recipient's Account. Checks that are not matched to a Lockbox Recipient
@@ -75,6 +83,11 @@ module Increase
       #
       #   @param id [String] The Inbound Mail Item identifier.
       #
+      #   @param account_id [String, nil]
+      #     The identifier for the Account that checks in this mail item are deposited into.
+      #     For mail items that could not be routed to a Lockbox Recipient, this will be
+      #     null.
+      #
       #   @param checks [Array<Increase::Models::InboundMailItem::Check>] The checks in the mail item.
       #
       #   @param created_at [Time]

data/lib/increase/models/inbound_wire_drawdown_request.rb

@@ -10,6 +10,13 @@ module Increase
       #   @return [String]
       required :id, String
 
+      # @!attribute account_id
+      #   The Account from which the recipient of this request is being requested to send
+      #   funds.
+      #
+      #   @return [String]
+      required :account_id, String
+
       # @!attribute amount
       #   The amount being requested in cents.
       #
@@ -139,13 +146,17 @@ module Increase
       #   @return [String, nil]
       required :unstructured_remittance_information, String, nil?: true
 
-      # @!method initialize(id:, amount:, created_at:, creditor_account_number:, creditor_address_line1:, creditor_address_line2:, creditor_address_line3:, creditor_name:, creditor_routing_number:, currency:, debtor_address_line1:, debtor_address_line2:, debtor_address_line3:, debtor_name:, end_to_end_identification:, input_message_accountability_data:, instruction_identification:, recipient_account_number_id:, type:, unique_end_to_end_transaction_reference:, unstructured_remittance_information:)
+      # @!method initialize(id:, account_id:, amount:, created_at:, creditor_account_number:, creditor_address_line1:, creditor_address_line2:, creditor_address_line3:, creditor_name:, creditor_routing_number:, currency:, debtor_address_line1:, debtor_address_line2:, debtor_address_line3:, debtor_name:, end_to_end_identification:, input_message_accountability_data:, instruction_identification:, recipient_account_number_id:, type:, unique_end_to_end_transaction_reference:, unstructured_remittance_information:)
       #   Inbound wire drawdown requests are requests from someone else to send them a
       #   wire. For more information, see our
       #   [Wire Drawdown Requests documentation](/documentation/wire-drawdown-requests).
       #
       #   @param id [String] The Wire drawdown request identifier.
       #
+      #   @param account_id [String]
+      #     The Account from which the recipient of this request is being requested to send
+      #     funds.
+      #
       #   @param amount [Integer] The amount being requested in cents.
       #
       #   @param created_at [Time]

data/lib/increase/models/inbound_wire_transfer.rb

@@ -96,7 +96,7 @@ module Increase
       required :debtor_name, String, nil?: true
 
       # @!attribute debtor_routing_number
-      #   The American Banking Association (ABA) routing number of the sender.
+      #   The American Bankers' Association (ABA) routing number of the sender.
       #
       #   @return [String, nil]
       required :debtor_routing_number, String, nil?: true
@@ -122,7 +122,7 @@ module Increase
       required :input_message_accountability_data, String, nil?: true
 
       # @!attribute instructing_agent_routing_number
-      #   The American Banking Association (ABA) routing number of the bank that sent the
+      #   The American Bankers' Association (ABA) routing number of the bank that sent the
       #   wire.
       #
       #   @return [String, nil]
@@ -217,7 +217,7 @@ module Increase
       #   @param debtor_name [String, nil] A name set by the sender.
       #
       #   @param debtor_routing_number [String, nil]
-      #     The American Banking Association (ABA) routing number of the sender.
+      #     The American Bankers' Association (ABA) routing number of the sender.
       #
       #   @param description [String] An Increase-constructed description of the transfer.
       #
@@ -230,7 +230,7 @@ module Increase
       #     service and is helpful when debugging wires with the originating bank.
       #
       #   @param instructing_agent_routing_number [String, nil]
-      #     The American Banking Association (ABA) routing number of the bank that sent the
+      #     The American Bankers' Association (ABA) routing number of the bank that sent the
       #     wire.
       #
       #   @param instruction_identification [String, nil] The sending bank's identifier for the wire transfer.

data/lib/increase/models/intrafi_exclusion.rb

@@ -30,7 +30,7 @@ module Increase
       required :entity_id, String
 
       # @!attribute excluded_at
-      #   When this was exclusion was confirmed by IntraFi.
+      #   When this exclusion was confirmed by IntraFi.
       #
       #   @return [Time, nil]
       required :excluded_at, Time, nil?: true
@@ -57,7 +57,7 @@ module Increase
       required :status, enum: -> { Increase::IntrafiExclusion::Status }
 
       # @!attribute submitted_at
-      #   When this was exclusion was submitted to IntraFi by Increase.
+      #   When this exclusion was submitted to IntraFi by Increase.
       #
       #   @return [Time, nil]
       required :submitted_at, Time, nil?: true
@@ -85,7 +85,7 @@ module Increase
       #
       #   @param entity_id [String] The entity for which this institution is excluded.
       #
-      #   @param excluded_at [Time, nil] When this was exclusion was confirmed by IntraFi.
+      #   @param excluded_at [Time, nil] When this exclusion was confirmed by IntraFi.
       #
       #   @param fdic_certificate_number [String, nil]
       #     The Federal Deposit Insurance Corporation's certificate number for the
@@ -98,7 +98,7 @@ module Increase
       #
       #   @param status [Symbol, Increase::Models::IntrafiExclusion::Status] The status of the exclusion request.
       #
-      #   @param submitted_at [Time, nil] When this was exclusion was submitted to IntraFi by Increase.
+      #   @param submitted_at [Time, nil] When this exclusion was submitted to IntraFi by Increase.
       #
       #   @param type [Symbol, Increase::Models::IntrafiExclusion::Type]
       #     A constant representing the object's type. For this resource it will always be

data/lib/increase/models/lockbox_recipient_create_params.rb

@@ -27,7 +27,7 @@ module Increase
       optional :description, String
 
       # @!attribute recipient_name
-      #   The name of the Lockbox Recipient
+      #   The name of the Lockbox Recipient.
       #
       #   @return [String, nil]
       optional :recipient_name, String
@@ -42,7 +42,7 @@ module Increase
       #
       #   @param description [String] The description you choose for the Lockbox Recipient.
       #
-      #   @param recipient_name [String] The name of the Lockbox Recipient
+      #   @param recipient_name [String] The name of the Lockbox Recipient.
       #
       #   @param request_options [Increase::RequestOptions, Hash{Symbol=>Object}]
     end

data/lib/increase/models/pending_transaction.rb

@@ -18,9 +18,9 @@ module Increase
 
       # @!attribute amount
       #   The Pending Transaction amount in the minor unit of its currency. For dollars,
-      #   for example, this is cents. This amount does not change after the Pending
-      #   Transaction is created. If a card authorization settles for a different amount,
-      #   the settled amount is available on the resulting Transaction and on the Card
+      #   for example, this is cents. For a card authorization this is the amount still
+      #   held: it decreases when the merchant reverses part of the authorization. The
+      #   amount that settled is available on the resulting Transaction and on the Card
       #   Payment's `state.settled_amount`.
       #
       #   @return [Integer]
@@ -111,9 +111,9 @@ module Increase
       #
       #   @param amount [Integer]
       #     The Pending Transaction amount in the minor unit of its currency. For dollars,
-      #     for example, this is cents. This amount does not change after the Pending
-      #     Transaction is created. If a card authorization settles for a different amount,
-      #     the settled amount is available on the resulting Transaction and on the Card
+      #     for example, this is cents. For a card authorization this is the amount still
+      #     held: it decreases when the merchant reverses part of the authorization. The
+      #     amount that settled is available on the resulting Transaction and on the Card
       #     Payment's `state.settled_amount`.
       #
       #   @param completed_at [Time, nil]
@@ -768,9 +768,9 @@ module Increase
           required :actioner, enum: -> { Increase::PendingTransaction::Source::CardAuthorization::Actioner }
 
           # @!attribute additional_amounts
-          #   Additional amounts associated with the card authorization, such as ATM
-          #   surcharges fees. These are usually a subset of the `amount` field and are used
-          #   to provide more detailed information about the transaction.
+          #   Additional amounts associated with the card authorization, such as ATM surcharge
+          #   fees. These are usually a subset of the `amount` field and are used to provide
+          #   more detailed information about the transaction.
           #
           #   @return [Increase::Models::PendingTransaction::Source::CardAuthorization::AdditionalAmounts]
           required :additional_amounts,
@@ -811,8 +811,8 @@ module Increase
           required :direction, enum: -> { Increase::PendingTransaction::Source::CardAuthorization::Direction }
 
           # @!attribute expires_at
-          #   The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) when this authorization
-          #   will expire and the pending transaction will be released.
+          #   The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) time at which this
+          #   authorization will expire and the pending transaction will be released.
           #
           #   @return [Time]
           required :expires_at, Time
@@ -983,9 +983,9 @@ module Increase
           #     stand-in processing, or the user through a real-time decision.
           #
           #   @param additional_amounts [Increase::Models::PendingTransaction::Source::CardAuthorization::AdditionalAmounts]
-          #     Additional amounts associated with the card authorization, such as ATM
-          #     surcharges fees. These are usually a subset of the `amount` field and are used
-          #     to provide more detailed information about the transaction.
+          #     Additional amounts associated with the card authorization, such as ATM surcharge
+          #     fees. These are usually a subset of the `amount` field and are used to provide
+          #     more detailed information about the transaction.
           #
           #   @param amount [Integer]
           #     The pending amount in the minor unit of the transaction's currency. For dollars,
@@ -1006,8 +1006,8 @@ module Increase
           #     cardholder to the merchant or from the merchant to the cardholder.
           #
           #   @param expires_at [Time]
-          #     The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) when this authorization
-          #     will expire and the pending transaction will be released.
+          #     The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) time at which this
+          #     authorization will expire and the pending transaction will be released.
           #
           #   @param healthcare [Increase::Models::PendingTransaction::Source::CardAuthorization::Healthcare, nil]
           #     The healthcare-related fields for this authorization. Only present for specific
@@ -1210,9 +1210,9 @@ module Increase
                      nil?: true
 
             # @!method initialize(clinic:, dental:, original:, prescription:, surcharge:, total_cumulative:, total_healthcare:, transit:, unknown:, vision:)
-            #   Additional amounts associated with the card authorization, such as ATM
-            #   surcharges fees. These are usually a subset of the `amount` field and are used
-            #   to provide more detailed information about the transaction.
+            #   Additional amounts associated with the card authorization, such as ATM surcharge
+            #   fees. These are usually a subset of the `amount` field and are used to provide
+            #   more detailed information about the transaction.
             #
             #   @param clinic [Increase::Models::PendingTransaction::Source::CardAuthorization::AdditionalAmounts::Clinic, nil]
             #     The part of this transaction amount that was for clinic-related services.
@@ -2811,7 +2811,7 @@ module Increase
         # The Pending Transaction is still awaiting confirmation.
         PENDING = :pending
 
-        # The Pending Transaction is confirmed. An associated Transaction exists for this object. The Pending Transaction will no longer count against your balance and can generally be hidden from UIs, etc. The Pending Transaction's `amount` is not updated if the associated Transaction settles for a different amount.
+        # The Pending Transaction is confirmed. An associated Transaction exists for this object. The Pending Transaction will no longer count against your balance and can generally be hidden from UIs, etc. The Pending Transaction's `amount` is the amount that was still held when it completed, which can differ from the amount of the associated Transaction.
         COMPLETE = :complete
 
         # @!method self.values

data/lib/increase/models/pending_transaction_list_params.rb

@@ -193,9 +193,8 @@ module Increase
       class Status < Increase::Internal::Type::BaseModel
         # @!attribute in_
         #   Filter Pending Transactions for those with the specified status. By default only
-        #   Pending Transactions in with status `pending` will be returned. For GET
-        #   requests, this should be encoded as a comma-delimited string, such as
-        #   `?in=one,two,three`.
+        #   Pending Transactions with status `pending` will be returned. For GET requests,
+        #   this should be encoded as a comma-delimited string, such as `?in=one,two,three`.
         #
         #   @return [Array<Symbol, Increase::Models::PendingTransactionListParams::Status::In>, nil]
         optional :in_,
@@ -207,9 +206,8 @@ module Increase
         # @!method initialize(in_: nil)
         #   @param in_ [Array<Symbol, Increase::Models::PendingTransactionListParams::Status::In>]
         #     Filter Pending Transactions for those with the specified status. By default only
-        #     Pending Transactions in with status `pending` will be returned. For GET
-        #     requests, this should be encoded as a comma-delimited string, such as
-        #     `?in=one,two,three`.
+        #     Pending Transactions with status `pending` will be returned. For GET requests,
+        #     this should be encoded as a comma-delimited string, such as `?in=one,two,three`.
 
         module In
           extend Increase::Internal::Type::Enum
@@ -217,7 +215,7 @@ module Increase
           # The Pending Transaction is still awaiting confirmation.
           PENDING = :pending
 
-          # The Pending Transaction is confirmed. An associated Transaction exists for this object. The Pending Transaction will no longer count against your balance and can generally be hidden from UIs, etc. The Pending Transaction's `amount` is not updated if the associated Transaction settles for a different amount.
+          # The Pending Transaction is confirmed. An associated Transaction exists for this object. The Pending Transaction will no longer count against your balance and can generally be hidden from UIs, etc. The Pending Transaction's `amount` is the amount that was still held when it completed, which can differ from the amount of the associated Transaction.
           COMPLETE = :complete
 
           # @!method self.values

data/lib/increase/models/physical_card.rb

@@ -10,6 +10,12 @@ module Increase
       #   @return [String]
       required :id, String
 
+      # @!attribute account_id
+      #   The identifier for the Account this Physical Card belongs to.
+      #
+      #   @return [String]
+      required :account_id, String
+
       # @!attribute card_id
       #   The identifier for the Card this Physical Card represents.
       #
@@ -62,7 +68,7 @@ module Increase
       #   @return [Symbol, Increase::Models::PhysicalCard::Type]
       required :type, enum: -> { Increase::PhysicalCard::Type }
 
-      # @!method initialize(id:, card_id:, cardholder:, created_at:, idempotency_key:, physical_card_profile_id:, shipment:, status:, type:)
+      # @!method initialize(id:, account_id:, card_id:, cardholder:, created_at:, idempotency_key:, physical_card_profile_id:, shipment:, status:, type:)
       #   Custom physical Visa cards that are shipped to your customers. The artwork is
       #   configurable by a connected [Card Profile](/documentation/api#card-profiles).
       #   The same Card can be used for multiple Physical Cards. Printing cards incurs a
@@ -71,6 +77,8 @@ module Increase
       #
       #   @param id [String] The physical card identifier.
       #
+      #   @param account_id [String] The identifier for the Account this Physical Card belongs to.
+      #
       #   @param card_id [String] The identifier for the Card this Physical Card represents.
       #
       #   @param cardholder [Increase::Models::PhysicalCard::Cardholder]

data/lib/increase/models/physical_card_create_params.rb

@@ -14,7 +14,8 @@ module Increase
       required :card_id, String
 
       # @!attribute cardholder
-      #   Details about the cardholder, as it will appear on the physical card.
+      #   Details about the cardholder, as it will appear on the physical card. The
+      #   combined first name and last name cannot exceed 25 characters.
       #
       #   @return [Increase::Models::PhysicalCardCreateParams::Cardholder]
       required :cardholder, -> { Increase::PhysicalCardCreateParams::Cardholder }
@@ -36,7 +37,8 @@ module Increase
       #   @param card_id [String] The underlying card representing this physical card.
       #
       #   @param cardholder [Increase::Models::PhysicalCardCreateParams::Cardholder]
-      #     Details about the cardholder, as it will appear on the physical card.
+      #     Details about the cardholder, as it will appear on the physical card. The
+      #     combined first name and last name cannot exceed 25 characters.
       #
       #   @param shipment [Increase::Models::PhysicalCardCreateParams::Shipment]
       #     The details used to ship this physical card.
@@ -61,7 +63,8 @@ module Increase
         required :last_name, String
 
         # @!method initialize(first_name:, last_name:)
-        #   Details about the cardholder, as it will appear on the physical card.
+        #   Details about the cardholder, as it will appear on the physical card. The
+        #   combined first name and last name cannot exceed 25 characters.
         #
         #   @param first_name [String] The cardholder's first name.
         #