increase 1.348.0 → 1.350.0

data/lib/increase/models/real_time_decision.rb

@@ -975,9 +975,9 @@ module Increase
         required :account_id, String
 
         # @!attribute additional_amounts
-        #   Additional amounts associated with the card authorization, such as ATM
-        #   surcharges fees. These are usually a subset of the `amount` field and are used
-        #   to provide more detailed information about the transaction.
+        #   Additional amounts associated with the card authorization, such as ATM surcharge
+        #   fees. These are usually a subset of the `amount` field and are used to provide
+        #   more detailed information about the transaction.
         #
         #   @return [Increase::Models::RealTimeDecision::CardAuthorization::AdditionalAmounts]
         required :additional_amounts, -> { Increase::RealTimeDecision::CardAuthorization::AdditionalAmounts }
@@ -1187,9 +1187,9 @@ module Increase
         #   @param account_id [String] The identifier of the Account the authorization will debit.
         #
         #   @param additional_amounts [Increase::Models::RealTimeDecision::CardAuthorization::AdditionalAmounts]
-        #     Additional amounts associated with the card authorization, such as ATM
-        #     surcharges fees. These are usually a subset of the `amount` field and are used
-        #     to provide more detailed information about the transaction.
+        #     Additional amounts associated with the card authorization, such as ATM surcharge
+        #     fees. These are usually a subset of the `amount` field and are used to provide
+        #     more detailed information about the transaction.
         #
         #   @param approval [Increase::Models::RealTimeDecision::CardAuthorization::Approval, nil]
         #     Present if and only if `decision` is `approve`. Contains information related to
@@ -1379,9 +1379,9 @@ module Increase
                    nil?: true
 
           # @!method initialize(clinic:, dental:, original:, prescription:, surcharge:, total_cumulative:, total_healthcare:, transit:, unknown:, vision:)
-          #   Additional amounts associated with the card authorization, such as ATM
-          #   surcharges fees. These are usually a subset of the `amount` field and are used
-          #   to provide more detailed information about the transaction.
+          #   Additional amounts associated with the card authorization, such as ATM surcharge
+          #   fees. These are usually a subset of the `amount` field and are used to provide
+          #   more detailed information about the transaction.
           #
           #   @param clinic [Increase::Models::RealTimeDecision::CardAuthorization::AdditionalAmounts::Clinic, nil]
           #     The part of this transaction amount that was for clinic-related services.
@@ -2543,9 +2543,9 @@ module Increase
         required :account_id, String
 
         # @!attribute additional_amounts
-        #   Additional amounts associated with the card authorization, such as ATM
-        #   surcharges fees. These are usually a subset of the `amount` field and are used
-        #   to provide more detailed information about the transaction.
+        #   Additional amounts associated with the card authorization, such as ATM surcharge
+        #   fees. These are usually a subset of the `amount` field and are used to provide
+        #   more detailed information about the transaction.
         #
         #   @return [Increase::Models::RealTimeDecision::CardBalanceInquiry::AdditionalAmounts]
         required :additional_amounts, -> { Increase::RealTimeDecision::CardBalanceInquiry::AdditionalAmounts }
@@ -2674,9 +2674,9 @@ module Increase
         #   @param account_id [String] The identifier of the Account the authorization will debit.
         #
         #   @param additional_amounts [Increase::Models::RealTimeDecision::CardBalanceInquiry::AdditionalAmounts]
-        #     Additional amounts associated with the card authorization, such as ATM
-        #     surcharges fees. These are usually a subset of the `amount` field and are used
-        #     to provide more detailed information about the transaction.
+        #     Additional amounts associated with the card authorization, such as ATM surcharge
+        #     fees. These are usually a subset of the `amount` field and are used to provide
+        #     more detailed information about the transaction.
         #
         #   @param approval [Increase::Models::RealTimeDecision::CardBalanceInquiry::Approval, nil]
         #     Present if and only if `decision` is `approve`. Contains information related to
@@ -2820,9 +2820,9 @@ module Increase
                    nil?: true
 
           # @!method initialize(clinic:, dental:, original:, prescription:, surcharge:, total_cumulative:, total_healthcare:, transit:, unknown:, vision:)
-          #   Additional amounts associated with the card authorization, such as ATM
-          #   surcharges fees. These are usually a subset of the `amount` field and are used
-          #   to provide more detailed information about the transaction.
+          #   Additional amounts associated with the card authorization, such as ATM surcharge
+          #   fees. These are usually a subset of the `amount` field and are used to provide
+          #   more detailed information about the transaction.
           #
           #   @param clinic [Increase::Models::RealTimeDecision::CardBalanceInquiry::AdditionalAmounts::Clinic, nil]
           #     The part of this transaction amount that was for clinic-related services.

data/lib/increase/models/simulations/card_authentication_create_params.rb

@@ -48,7 +48,7 @@ module Increase
         optional :merchant_country, String
 
         # @!attribute merchant_name
-        #   The name of the merchant
+        #   The name of the merchant.
         #
         #   @return [String, nil]
         optional :merchant_name, String
@@ -78,7 +78,7 @@ module Increase
         #
         #   @param merchant_country [String] The country the merchant resides in.
         #
-        #   @param merchant_name [String] The name of the merchant
+        #   @param merchant_name [String] The name of the merchant.
         #
         #   @param purchase_amount [Integer] The purchase amount in cents.
         #

data/lib/increase/models/simulations/card_dispute_action_params.rb

@@ -22,8 +22,8 @@ module Increase
         required :network, enum: -> { Increase::Simulations::CardDisputeActionParams::Network }
 
         # @!attribute visa
-        #   The Visa-specific parameters for the taking action on the dispute. Required if
-        #   and only if `network` is `visa`.
+        #   The Visa-specific parameters for taking action on the dispute. Required if and
+        #   only if `network` is `visa`.
         #
         #   @return [Increase::Models::Simulations::CardDisputeActionParams::Visa, nil]
         optional :visa, -> { Increase::Simulations::CardDisputeActionParams::Visa }
@@ -36,8 +36,8 @@ module Increase
         #     under the sub-object with the same identifier as the network.
         #
         #   @param visa [Increase::Models::Simulations::CardDisputeActionParams::Visa]
-        #     The Visa-specific parameters for the taking action on the dispute. Required if
-        #     and only if `network` is `visa`.
+        #     The Visa-specific parameters for taking action on the dispute. Required if and
+        #     only if `network` is `visa`.
         #
         #   @param request_options [Increase::RequestOptions, Hash{Symbol=>Object}]
 
@@ -147,8 +147,8 @@ module Increase
                    -> { Increase::Simulations::CardDisputeActionParams::Visa::TimeOutUserPrearbitration }
 
           # @!method initialize(action:, accept_chargeback: nil, accept_user_submission: nil, decline_user_prearbitration: nil, receive_merchant_prearbitration: nil, reject: nil, represent: nil, request_further_information: nil, time_out_chargeback: nil, time_out_merchant_prearbitration: nil, time_out_representment: nil, time_out_user_prearbitration: nil)
-          #   The Visa-specific parameters for the taking action on the dispute. Required if
-          #   and only if `network` is `visa`.
+          #   The Visa-specific parameters for taking action on the dispute. Required if and
+          #   only if `network` is `visa`.
           #
           #   @param action [Symbol, Increase::Models::Simulations::CardDisputeActionParams::Visa::Action]
           #     The action to take. Details specific to the action are required under the

data/lib/increase/models/simulations/entity_update_validation_params.rb

@@ -48,13 +48,13 @@ module Increase
           module Category
             extend Increase::Internal::Type::Enum
 
-            # The entity's tax identifier could not be verified. Update the tax ID with the [update an entity API](/documentation/api/entities#update-an-entity.corporation.legal_identifier).
+            # The entity's tax identifier could not be verified. Update the tax ID with the [update an entity API](/documentation/api/entities#update-an-entity).
             ENTITY_TAX_IDENTIFIER = :entity_tax_identifier
 
-            # The entity's address could not be validated. Update the address with the [update an entity API](/documentation/api/entities#update-an-entity.corporation.address).
+            # The entity's address could not be validated. Update the address with the [update an entity API](/documentation/api/entities#update-an-entity).
             ENTITY_ADDRESS = :entity_address
 
-            # The entity's identity could not be verified. Update the identification with the [update an entity API](/documentation/api/entities#update-an-entity.natural_person.identification).
+            # The entity's identity could not be verified. Update the identification with the [update an entity API](/documentation/api/entities#update-an-entity).
             ENTITY_IDENTITY = :entity_identity
 
             # A beneficial owner's identity could not be verified. Update the identification with the [update a beneficial owner API](/documentation/api/beneficial-owners#update-a-beneficial-owner).

data/lib/increase/models/simulations/inbound_check_deposit_adjustment_params.rb

@@ -15,7 +15,10 @@ module Increase
         required :inbound_check_deposit_id, String
 
         # @!attribute amount
-        #   The adjustment amount in cents. Defaults to the amount of the Inbound Check
+        #   The adjustment amount in cents. A positive amount means that the funds are being
+        #   returned to you by the other bank and is a credit to your account, as happens
+        #   for a `wrong_payee_credit`. A negative amount is a debit to your account, as
+        #   happens for a `late_return`. Defaults to the amount of the Inbound Check
         #   Deposit.
         #
         #   @return [Integer, nil]
@@ -31,7 +34,10 @@ module Increase
         #   @param inbound_check_deposit_id [String] The identifier of the Inbound Check Deposit to adjust.
         #
         #   @param amount [Integer]
-        #     The adjustment amount in cents. Defaults to the amount of the Inbound Check
+        #     The adjustment amount in cents. A positive amount means that the funds are being
+        #     returned to you by the other bank and is a credit to your account, as happens
+        #     for a `wrong_payee_credit`. A negative amount is a debit to your account, as
+        #     happens for a `late_return`. Defaults to the amount of the Inbound Check
         #     Deposit.
         #
         #   @param reason [Symbol, Increase::Models::Simulations::InboundCheckDepositAdjustmentParams::Reason]
@@ -49,15 +55,6 @@ module Increase
           # The check was deposited to the wrong payee and the depositing institution has reimbursed the funds with a Wrong Payee Credit.
           WRONG_PAYEE_CREDIT = :wrong_payee_credit
 
-          # The check was deposited with a different amount than what was written on the check.
-          ADJUSTED_AMOUNT = :adjusted_amount
-
-          # The recipient was not able to process the check. This usually happens for e.g., low quality images.
-          NON_CONFORMING_ITEM = :non_conforming_item
-
-          # The check has already been deposited elsewhere and so this is a duplicate.
-          PAID = :paid
-
           # @!method self.values
           #   @return [Array<Symbol>]
         end

data/lib/increase/models/simulations/interest_payment_create_params.rb

@@ -9,7 +9,7 @@ module Increase
         include Increase::Internal::Type::RequestParameters
 
         # @!attribute account_id
-        #   The identifier of the Account the Interest Payment should be paid to is for.
+        #   The identifier of the Account the Interest Payment should be paid to.
         #
         #   @return [String]
         required :account_id, String
@@ -39,7 +39,7 @@ module Increase
         optional :period_start, Time
 
         # @!method initialize(account_id:, amount:, accrued_on_account_id: nil, period_end: nil, period_start: nil, request_options: {})
-        #   @param account_id [String] The identifier of the Account the Interest Payment should be paid to is for.
+        #   @param account_id [String] The identifier of the Account the Interest Payment should be paid to.
         #
         #   @param amount [Integer] The interest amount in cents. Must be positive.
         #

data/lib/increase/models/simulations/pending_transaction_release_inbound_funds_hold_params.rb

@@ -9,7 +9,7 @@ module Increase
         include Increase::Internal::Type::RequestParameters
 
         # @!attribute pending_transaction_id
-        #   The pending transaction to release. The pending transaction must have a
+        #   The pending transaction to release. The pending transaction must have an
         #   `inbound_funds_hold` source.
         #
         #   @return [String]
@@ -17,7 +17,7 @@ module Increase
 
         # @!method initialize(pending_transaction_id:, request_options: {})
         #   @param pending_transaction_id [String]
-        #     The pending transaction to release. The pending transaction must have a
+        #     The pending transaction to release. The pending transaction must have an
         #     `inbound_funds_hold` source.
         #
         #   @param request_options [Increase::RequestOptions, Hash{Symbol=>Object}]

data/lib/increase/models/simulations/program_create_params.rb

@@ -26,13 +26,20 @@ module Increase
         #   @return [Integer, nil]
         optional :lending_maximum_extendable_credit, Integer
 
+        # @!attribute loan_accounts_require_loan_offers
+        #   Whether opening a loan Account under this Program requires an accepted Loan
+        #   Offer. Requires `lending_maximum_extendable_credit`. Defaults to `false`.
+        #
+        #   @return [Boolean, nil]
+        optional :loan_accounts_require_loan_offers, Increase::Internal::Type::Boolean
+
         # @!attribute reserve_account_id
-        #   The identifier of the Account the Program should be added to is for.
+        #   The identifier of the Account the Program should be added to.
         #
         #   @return [String, nil]
         optional :reserve_account_id, String
 
-        # @!method initialize(name:, bank: nil, lending_maximum_extendable_credit: nil, reserve_account_id: nil, request_options: {})
+        # @!method initialize(name:, bank: nil, lending_maximum_extendable_credit: nil, loan_accounts_require_loan_offers: nil, reserve_account_id: nil, request_options: {})
         #   @param name [String] The name of the program being added.
         #
         #   @param bank [Symbol, Increase::Models::Simulations::ProgramCreateParams::Bank]
@@ -41,7 +48,11 @@ module Increase
         #   @param lending_maximum_extendable_credit [Integer]
         #     The maximum extendable credit of the program being added.
         #
-        #   @param reserve_account_id [String] The identifier of the Account the Program should be added to is for.
+        #   @param loan_accounts_require_loan_offers [Boolean]
+        #     Whether opening a loan Account under this Program requires an accepted Loan
+        #     Offer. Requires `lending_maximum_extendable_credit`. Defaults to `false`.
+        #
+        #   @param reserve_account_id [String] The identifier of the Account the Program should be added to.
         #
         #   @param request_options [Increase::RequestOptions, Hash{Symbol=>Object}]
 

data/lib/increase/models/transaction.rb

@@ -381,6 +381,19 @@ module Increase
                  -> { Increase::Transaction::Source::FednowTransferAcknowledgement },
                  nil?: true
 
+        # @!attribute fednow_transfer_return
+        #   A FedNow Transfer Return object. This field will be present in the JSON response
+        #   if and only if `category` is equal to `fednow_transfer_return`. A FedNow
+        #   Transfer Return is created when a FedNow Transfer sent from Increase is returned
+        #   by the recipient's bank.
+        #
+        #   @return [Increase::Models::Transaction::Source::FednowTransferReturn, nil]
+        optional :fednow_transfer_return,
+                 -> {
+                   Increase::Transaction::Source::FednowTransferReturn
+                 },
+                 nil?: true
+
         # @!attribute fee_payment
         #   A Fee Payment object. This field will be present in the JSON response if and
         #   only if `category` is equal to `fee_payment`. A Fee Payment represents a payment
@@ -414,7 +427,7 @@ module Increase
         #   An Inbound Check Adjustment object. This field will be present in the JSON
         #   response if and only if `category` is equal to `inbound_check_adjustment`. An
         #   Inbound Check Adjustment is created when Increase receives an adjustment for a
-        #   check or return deposited through Check21.
+        #   check or return deposited through Check 21.
         #
         #   @return [Increase::Models::Transaction::Source::InboundCheckAdjustment, nil]
         optional :inbound_check_adjustment,
@@ -562,7 +575,7 @@ module Increase
                  },
                  nil?: true
 
-        # @!method initialize(category:, account_revenue_payment: nil, account_transfer_intention: nil, ach_transfer_intention: nil, ach_transfer_rejection: nil, ach_transfer_return: nil, blockchain_offramp_transfer_settlement: nil, blockchain_onramp_transfer_intention: nil, card_dispute_acceptance: nil, card_dispute_financial: nil, card_dispute_loss: nil, card_financial: nil, card_push_transfer_acceptance: nil, card_refund: nil, card_revenue_payment: nil, card_settlement: nil, cashback_payment: nil, check_deposit_acceptance: nil, check_deposit_return: nil, check_transfer_deposit: nil, fednow_transfer_acknowledgement: nil, fee_payment: nil, inbound_ach_transfer: nil, inbound_ach_transfer_return_intention: nil, inbound_check_adjustment: nil, inbound_check_deposit_return_intention: nil, inbound_fednow_transfer_confirmation: nil, inbound_real_time_payments_transfer_confirmation: nil, inbound_wire_reversal: nil, inbound_wire_transfer: nil, inbound_wire_transfer_reversal: nil, interest_payment: nil, internal_source: nil, other: nil, real_time_payments_transfer_acknowledgement: nil, sample_funds: nil, swift_transfer_intention: nil, swift_transfer_return: nil, wire_transfer_intention: nil)
+        # @!method initialize(category:, account_revenue_payment: nil, account_transfer_intention: nil, ach_transfer_intention: nil, ach_transfer_rejection: nil, ach_transfer_return: nil, blockchain_offramp_transfer_settlement: nil, blockchain_onramp_transfer_intention: nil, card_dispute_acceptance: nil, card_dispute_financial: nil, card_dispute_loss: nil, card_financial: nil, card_push_transfer_acceptance: nil, card_refund: nil, card_revenue_payment: nil, card_settlement: nil, cashback_payment: nil, check_deposit_acceptance: nil, check_deposit_return: nil, check_transfer_deposit: nil, fednow_transfer_acknowledgement: nil, fednow_transfer_return: nil, fee_payment: nil, inbound_ach_transfer: nil, inbound_ach_transfer_return_intention: nil, inbound_check_adjustment: nil, inbound_check_deposit_return_intention: nil, inbound_fednow_transfer_confirmation: nil, inbound_real_time_payments_transfer_confirmation: nil, inbound_wire_reversal: nil, inbound_wire_transfer: nil, inbound_wire_transfer_reversal: nil, interest_payment: nil, internal_source: nil, other: nil, real_time_payments_transfer_acknowledgement: nil, sample_funds: nil, swift_transfer_intention: nil, swift_transfer_return: nil, wire_transfer_intention: nil)
         #   This is an object giving more details on the network-level event that caused the
         #   Transaction. Note that for backwards compatibility reasons, additional
         #   undocumented keys may appear in this object. These should be treated as
@@ -695,6 +708,12 @@ module Increase
         #     `fednow_transfer_acknowledgement`. A FedNow Transfer Acknowledgement is created
         #     when a FedNow Transfer sent from Increase is acknowledged by the receiving bank.
         #
+        #   @param fednow_transfer_return [Increase::Models::Transaction::Source::FednowTransferReturn, nil]
+        #     A FedNow Transfer Return object. This field will be present in the JSON response
+        #     if and only if `category` is equal to `fednow_transfer_return`. A FedNow
+        #     Transfer Return is created when a FedNow Transfer sent from Increase is returned
+        #     by the recipient's bank.
+        #
         #   @param fee_payment [Increase::Models::Transaction::Source::FeePayment, nil]
         #     A Fee Payment object. This field will be present in the JSON response if and
         #     only if `category` is equal to `fee_payment`. A Fee Payment represents a payment
@@ -717,7 +736,7 @@ module Increase
         #     An Inbound Check Adjustment object. This field will be present in the JSON
         #     response if and only if `category` is equal to `inbound_check_adjustment`. An
         #     Inbound Check Adjustment is created when Increase receives an adjustment for a
-        #     check or return deposited through Check21.
+        #     check or return deposited through Check 21.
         #
         #   @param inbound_check_deposit_return_intention [Increase::Models::Transaction::Source::InboundCheckDepositReturnIntention, nil]
         #     An Inbound Check Deposit Return Intention object. This field will be present in
@@ -854,6 +873,9 @@ module Increase
           # FedNow Transfer Acknowledgement: details will be under the `fednow_transfer_acknowledgement` object.
           FEDNOW_TRANSFER_ACKNOWLEDGEMENT = :fednow_transfer_acknowledgement
 
+          # FedNow Transfer Return: details will be under the `fednow_transfer_return` object.
+          FEDNOW_TRANSFER_RETURN = :fednow_transfer_return
+
           # Check Transfer Deposit: details will be under the `check_transfer_deposit` object.
           CHECK_TRANSFER_DEPOSIT = :check_transfer_deposit
 
@@ -1678,9 +1700,9 @@ module Increase
           required :actioner, enum: -> { Increase::Transaction::Source::CardFinancial::Actioner }
 
           # @!attribute additional_amounts
-          #   Additional amounts associated with the card authorization, such as ATM
-          #   surcharges fees. These are usually a subset of the `amount` field and are used
-          #   to provide more detailed information about the transaction.
+          #   Additional amounts associated with the card authorization, such as ATM surcharge
+          #   fees. These are usually a subset of the `amount` field and are used to provide
+          #   more detailed information about the transaction.
           #
           #   @return [Increase::Models::Transaction::Source::CardFinancial::AdditionalAmounts]
           required :additional_amounts, -> { Increase::Transaction::Source::CardFinancial::AdditionalAmounts }
@@ -1866,9 +1888,9 @@ module Increase
           #     stand-in processing, or the user through a real-time decision.
           #
           #   @param additional_amounts [Increase::Models::Transaction::Source::CardFinancial::AdditionalAmounts]
-          #     Additional amounts associated with the card authorization, such as ATM
-          #     surcharges fees. These are usually a subset of the `amount` field and are used
-          #     to provide more detailed information about the transaction.
+          #     Additional amounts associated with the card authorization, such as ATM surcharge
+          #     fees. These are usually a subset of the `amount` field and are used to provide
+          #     more detailed information about the transaction.
           #
           #   @param amount [Integer]
           #     The pending amount in the minor unit of the transaction's currency. For dollars,
@@ -2057,9 +2079,9 @@ module Increase
                      nil?: true
 
             # @!method initialize(clinic:, dental:, original:, prescription:, surcharge:, total_cumulative:, total_healthcare:, transit:, unknown:, vision:)
-            #   Additional amounts associated with the card authorization, such as ATM
-            #   surcharges fees. These are usually a subset of the `amount` field and are used
-            #   to provide more detailed information about the transaction.
+            #   Additional amounts associated with the card authorization, such as ATM surcharge
+            #   fees. These are usually a subset of the `amount` field and are used to provide
+            #   more detailed information about the transaction.
             #
             #   @param clinic [Increase::Models::Transaction::Source::CardFinancial::AdditionalAmounts::Clinic, nil]
             #     The part of this transaction amount that was for clinic-related services.
@@ -6855,7 +6877,7 @@ module Increase
           # @!attribute bank_of_first_deposit_routing_number
           #   The American Bankers' Association (ABA) Routing Transit Number (RTN) for the
           #   bank depositing this check. In some rare cases, this is not transmitted via
-          #   Check21 and the value will be null.
+          #   Check 21 and the value will be null.
           #
           #   @return [String, nil]
           required :bank_of_first_deposit_routing_number, String, nil?: true
@@ -6912,7 +6934,7 @@ module Increase
           #   @param bank_of_first_deposit_routing_number [String, nil]
           #     The American Bankers' Association (ABA) Routing Transit Number (RTN) for the
           #     bank depositing this check. In some rare cases, this is not transmitted via
-          #     Check21 and the value will be null.
+          #     Check 21 and the value will be null.
           #
           #   @param deposited_at [Time] When the check was deposited.
           #
@@ -6964,6 +6986,108 @@ module Increase
           #   @param transfer_id [String] The identifier of the FedNow Transfer that led to this Transaction.
         end
 
+        # @see Increase::Models::Transaction::Source#fednow_transfer_return
+        class FednowTransferReturn < Increase::Internal::Type::BaseModel
+          # @!attribute amount
+          #   The returned amount in USD cents. This is always a positive number.
+          #
+          #   @return [Integer]
+          required :amount, Integer
+
+          # @!attribute return_reason_additional_information
+          #   Additional information about the return provided by the recipient's bank.
+          #
+          #   @return [String, nil]
+          required :return_reason_additional_information, String, nil?: true
+
+          # @!attribute return_reason_code
+          #   The reason the transfer was returned as provided by the recipient's bank.
+          #
+          #   @return [Symbol, Increase::Models::Transaction::Source::FednowTransferReturn::ReturnReasonCode]
+          required :return_reason_code,
+                   enum: -> { Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode }
+
+          # @!attribute transfer_id
+          #   The identifier of the FedNow Transfer that led to this Transaction.
+          #
+          #   @return [String]
+          required :transfer_id, String
+
+          # @!method initialize(amount:, return_reason_additional_information:, return_reason_code:, transfer_id:)
+          #   A FedNow Transfer Return object. This field will be present in the JSON response
+          #   if and only if `category` is equal to `fednow_transfer_return`. A FedNow
+          #   Transfer Return is created when a FedNow Transfer sent from Increase is returned
+          #   by the recipient's bank.
+          #
+          #   @param amount [Integer] The returned amount in USD cents. This is always a positive number.
+          #
+          #   @param return_reason_additional_information [String, nil]
+          #     Additional information about the return provided by the recipient's bank.
+          #
+          #   @param return_reason_code [Symbol, Increase::Models::Transaction::Source::FednowTransferReturn::ReturnReasonCode]
+          #     The reason the transfer was returned as provided by the recipient's bank.
+          #
+          #   @param transfer_id [String] The identifier of the FedNow Transfer that led to this Transaction.
+
+          # The reason the transfer was returned as provided by the recipient's bank.
+          #
+          # @see Increase::Models::Transaction::Source::FednowTransferReturn#return_reason_code
+          module ReturnReasonCode
+            extend Increase::Internal::Type::Enum
+
+            # The destination account is closed. Corresponds to the FedNow reason codes `AC04` and `AC07`.
+            ACCOUNT_CLOSED = :account_closed
+
+            # The destination account is currently blocked from receiving transactions. Corresponds to the FedNow reason code `AC06`.
+            ACCOUNT_BLOCKED = :account_blocked
+
+            # The recipient's bank was not a valid agent for this transfer. Corresponds to the FedNow reason codes `AC14` and `AGNT`.
+            INVALID_AGENT = :invalid_agent
+
+            # The destination account does not exist. Corresponds to the FedNow reason code `AC03`.
+            INVALID_CREDITOR_ACCOUNT_NUMBER = :invalid_creditor_account_number
+
+            # The destination account number was incorrect. Corresponds to the FedNow reason code `AC01`.
+            INCORRECT_ACCOUNT_NUMBER = :incorrect_account_number
+
+            # The destination account holder is deceased. Corresponds to the FedNow reason code `MD07`.
+            END_CUSTOMER_DECEASED = :end_customer_deceased
+
+            # The transfer was not permitted by the recipient's bank. Corresponds to the FedNow reason code `AG01`.
+            TRANSACTION_FORBIDDEN = :transaction_forbidden
+
+            # The transfer was returned for a regulatory reason at the recipient's bank. Corresponds to the FedNow reason code `RR04`.
+            REGULATORY_REASON = :regulatory_reason
+
+            # The transfer was reported as fraudulent. Corresponds to the FedNow reason code `FR01`.
+            FRAUD = :fraud
+
+            # The transfer duplicated another transfer. Corresponds to the FedNow reason codes `AM05` and `DUPL`.
+            DUPLICATION = :duplication
+
+            # The transfer amount was incorrect. Corresponds to the FedNow reason code `AM09`.
+            WRONG_AMOUNT = :wrong_amount
+
+            # The transfer was returned at the request of the recipient's customer. Corresponds to the FedNow reason code `CUST`.
+            REQUESTED_BY_CUSTOMER = :requested_by_customer
+
+            # The recipient's bank could not apply the funds. Corresponds to the FedNow reason code `RUTA`.
+            UNABLE_TO_APPLY = :unable_to_apply
+
+            # The recipient's bank did not specify a reason. Corresponds to the FedNow reason codes `MS02` and `MS03`.
+            NOT_SPECIFIED = :not_specified
+
+            # The reason is provided as narrative information in the additional information field. Corresponds to the FedNow reason code `NARR`.
+            NARRATIVE = :narrative
+
+            # The transfer was returned for some other reason.
+            OTHER = :other
+
+            # @!method self.values
+            #   @return [Array<Symbol>]
+          end
+        end
+
         # @see Increase::Models::Transaction::Source#fee_payment
         class FeePayment < Increase::Internal::Type::BaseModel
           # @!attribute amount
@@ -7231,7 +7355,8 @@ module Increase
           required :adjusted_transaction_id, String
 
           # @!attribute amount
-          #   The amount of the check adjustment.
+          #   The amount of the check adjustment in USD cents. A positive amount is a credit
+          #   to your account and a negative amount is a debit.
           #
           #   @return [Integer]
           required :amount, Integer
@@ -7246,11 +7371,13 @@ module Increase
           #   An Inbound Check Adjustment object. This field will be present in the JSON
           #   response if and only if `category` is equal to `inbound_check_adjustment`. An
           #   Inbound Check Adjustment is created when Increase receives an adjustment for a
-          #   check or return deposited through Check21.
+          #   check or return deposited through Check 21.
           #
           #   @param adjusted_transaction_id [String] The ID of the transaction that was adjusted.
           #
-          #   @param amount [Integer] The amount of the check adjustment.
+          #   @param amount [Integer]
+          #     The amount of the check adjustment in USD cents. A positive amount is a credit
+          #     to your account and a negative amount is a debit.
           #
           #   @param reason [Symbol, Increase::Models::Transaction::Source::InboundCheckAdjustment::Reason]
           #     The reason for the adjustment.
@@ -7644,7 +7771,7 @@ module Increase
           required :input_message_accountability_data, String, nil?: true
 
           # @!attribute instructing_agent_routing_number
-          #   The American Banking Association (ABA) routing number of the bank that sent the
+          #   The American Bankers' Association (ABA) routing number of the bank that sent the
           #   wire.
           #
           #   @return [String, nil]
@@ -7717,7 +7844,7 @@ module Increase
           #     service and is helpful when debugging wires with the originating bank.
           #
           #   @param instructing_agent_routing_number [String, nil]
-          #     The American Banking Association (ABA) routing number of the bank that sent the
+          #     The American Bankers' Association (ABA) routing number of the bank that sent the
           #     wire.
           #
           #   @param instruction_identification [String, nil] The sending bank's identifier for the wire transfer.

data/lib/increase/models/transaction_list_params.rb

@@ -131,6 +131,9 @@ module Increase
           # FedNow Transfer Acknowledgement: details will be under the `fednow_transfer_acknowledgement` object.
           FEDNOW_TRANSFER_ACKNOWLEDGEMENT = :fednow_transfer_acknowledgement
 
+          # FedNow Transfer Return: details will be under the `fednow_transfer_return` object.
+          FEDNOW_TRANSFER_RETURN = :fednow_transfer_return
+
           # Check Transfer Deposit: details will be under the `check_transfer_deposit` object.
           CHECK_TRANSFER_DEPOSIT = :check_transfer_deposit
 

data/lib/increase/models/unwrap_webhook_event.rb

@@ -369,6 +369,9 @@ module Increase
         # Occurs whenever a Physical Check is updated.
         PHYSICAL_CHECK_UPDATED = :"physical_check.updated"
 
+        # Occurs whenever a Plaid Processor Token is created.
+        PLAID_PROCESSOR_TOKEN_CREATED = :"plaid_processor_token.created"
+
         # Occurs whenever a Checkbook is created.
         CHECKBOOK_CREATED = :"checkbook.created"
 

data/lib/increase/models/wire_drawdown_request.rb

@@ -10,6 +10,13 @@ module Increase
       #   @return [String]
       required :id, String
 
+      # @!attribute account_id
+      #   The Account to which the debtor—the recipient of this request—is being requested
+      #   to send funds.
+      #
+      #   @return [String]
+      required :account_id, String
+
       # @!attribute account_number_id
       #   The Account Number to which the debtor—the recipient of this request—is being
       #   requested to send funds.
@@ -135,7 +142,7 @@ module Increase
       #   @return [String]
       required :unstructured_remittance_information, String
 
-      # @!method initialize(id:, account_number_id:, amount:, created_at:, creditor_address:, creditor_name:, currency:, debtor_account_number:, debtor_address:, debtor_external_account_id:, debtor_name:, debtor_routing_number:, end_to_end_identification:, fulfillment_inbound_wire_transfer_id:, idempotency_key:, status:, submission:, type:, unique_end_to_end_transaction_reference:, unstructured_remittance_information:)
+      # @!method initialize(id:, account_id:, account_number_id:, amount:, created_at:, creditor_address:, creditor_name:, currency:, debtor_account_number:, debtor_address:, debtor_external_account_id:, debtor_name:, debtor_routing_number:, end_to_end_identification:, fulfillment_inbound_wire_transfer_id:, idempotency_key:, status:, submission:, type:, unique_end_to_end_transaction_reference:, unstructured_remittance_information:)
       #   Wire drawdown requests enable you to request that someone else send you a wire.
       #   Because there is nuance to making sure your counterparty's bank processes these
       #   correctly, we ask that you reach out to
@@ -145,6 +152,10 @@ module Increase
       #
       #   @param id [String] The Wire drawdown request identifier.
       #
+      #   @param account_id [String]
+      #     The Account to which the debtor—the recipient of this request—is being requested
+      #     to send funds.
+      #
       #   @param account_number_id [String]
       #     The Account Number to which the debtor—the recipient of this request—is being
       #     requested to send funds.

data/lib/increase/models/wire_transfer_create_params.rb

@@ -73,7 +73,7 @@ module Increase
       optional :routing_number, String
 
       # @!attribute source_account_number_id
-      #   The ID of an Account Number that will be passed to the wire's recipient
+      #   The ID of an Account Number that will be passed to the wire's recipient.
       #
       #   @return [String, nil]
       optional :source_account_number_id, String
@@ -112,7 +112,7 @@ module Increase
       #     destination account.
       #
       #   @param source_account_number_id [String]
-      #     The ID of an Account Number that will be passed to the wire's recipient
+      #     The ID of an Account Number that will be passed to the wire's recipient.
       #
       #   @param request_options [Increase::RequestOptions, Hash{Symbol=>Object}]
 

data/lib/increase/resources/cards.rb

@@ -172,8 +172,8 @@ module Increase
         )
       end
 
-      # Sensitive details for a Card include the primary account number, expiry, card
-      # verification code, and PIN.
+      # Sensitive details for a Card include the primary account number, expiration,
+      # card verification code, and PIN.
       #
       # @overload details(card_id, request_options: {})
       #

data/lib/increase/resources/check_transfers.rb

@@ -44,7 +44,7 @@ module Increase
       #   If provided, the check will be valid on or before this date. After this date,
       #   the check transfer will be automatically stopped and deposits will not be
       #   accepted. For checks printed by Increase, this date is included on the check as
-      #   its expiry.
+      #   its expiration.
       #
       # @param request_options [Increase::RequestOptions, Hash{Symbol=>Object}, nil]
       #