increase 1.348.0 → 1.350.0

data/rbi/increase/models/transaction.rbi

@@ -594,6 +594,27 @@ module Increase
         end
         attr_writer :fednow_transfer_acknowledgement
 
+        # A FedNow Transfer Return object. This field will be present in the JSON response
+        # if and only if `category` is equal to `fednow_transfer_return`. A FedNow
+        # Transfer Return is created when a FedNow Transfer sent from Increase is returned
+        # by the recipient's bank.
+        sig do
+          returns(
+            T.nilable(Increase::Transaction::Source::FednowTransferReturn)
+          )
+        end
+        attr_reader :fednow_transfer_return
+
+        sig do
+          params(
+            fednow_transfer_return:
+              T.nilable(
+                Increase::Transaction::Source::FednowTransferReturn::OrHash
+              )
+          ).void
+        end
+        attr_writer :fednow_transfer_return
+
         # A Fee Payment object. This field will be present in the JSON response if and
         # only if `category` is equal to `fee_payment`. A Fee Payment represents a payment
         # made to Increase.
@@ -654,7 +675,7 @@ module Increase
         # An Inbound Check Adjustment object. This field will be present in the JSON
         # response if and only if `category` is equal to `inbound_check_adjustment`. An
         # Inbound Check Adjustment is created when Increase receives an adjustment for a
-        # check or return deposited through Check21.
+        # check or return deposited through Check 21.
         sig do
           returns(
             T.nilable(Increase::Transaction::Source::InboundCheckAdjustment)
@@ -1025,6 +1046,10 @@ module Increase
               T.nilable(
                 Increase::Transaction::Source::FednowTransferAcknowledgement::OrHash
               ),
+            fednow_transfer_return:
+              T.nilable(
+                Increase::Transaction::Source::FednowTransferReturn::OrHash
+              ),
             fee_payment:
               T.nilable(Increase::Transaction::Source::FeePayment::OrHash),
             inbound_ach_transfer:
@@ -1195,6 +1220,11 @@ module Increase
           # `fednow_transfer_acknowledgement`. A FedNow Transfer Acknowledgement is created
           # when a FedNow Transfer sent from Increase is acknowledged by the receiving bank.
           fednow_transfer_acknowledgement: nil,
+          # A FedNow Transfer Return object. This field will be present in the JSON response
+          # if and only if `category` is equal to `fednow_transfer_return`. A FedNow
+          # Transfer Return is created when a FedNow Transfer sent from Increase is returned
+          # by the recipient's bank.
+          fednow_transfer_return: nil,
           # A Fee Payment object. This field will be present in the JSON response if and
           # only if `category` is equal to `fee_payment`. A Fee Payment represents a payment
           # made to Increase.
@@ -1213,7 +1243,7 @@ module Increase
           # An Inbound Check Adjustment object. This field will be present in the JSON
           # response if and only if `category` is equal to `inbound_check_adjustment`. An
           # Inbound Check Adjustment is created when Increase receives an adjustment for a
-          # check or return deposited through Check21.
+          # check or return deposited through Check 21.
           inbound_check_adjustment: nil,
           # An Inbound Check Deposit Return Intention object. This field will be present in
           # the JSON response if and only if `category` is equal to
@@ -1342,6 +1372,8 @@ module Increase
                 T.nilable(
                   Increase::Transaction::Source::FednowTransferAcknowledgement
                 ),
+              fednow_transfer_return:
+                T.nilable(Increase::Transaction::Source::FednowTransferReturn),
               fee_payment: T.nilable(Increase::Transaction::Source::FeePayment),
               inbound_ach_transfer:
                 T.nilable(Increase::Transaction::Source::InboundACHTransfer),
@@ -1514,6 +1546,13 @@ module Increase
               Increase::Transaction::Source::Category::TaggedSymbol
             )
 
+          # FedNow Transfer Return: details will be under the `fednow_transfer_return` object.
+          FEDNOW_TRANSFER_RETURN =
+            T.let(
+              :fednow_transfer_return,
+              Increase::Transaction::Source::Category::TaggedSymbol
+            )
+
           # Check Transfer Deposit: details will be under the `check_transfer_deposit` object.
           CHECK_TRANSFER_DEPOSIT =
             T.let(
@@ -3051,9 +3090,9 @@ module Increase
           end
           attr_accessor :actioner
 
-          # Additional amounts associated with the card authorization, such as ATM
-          # surcharges fees. These are usually a subset of the `amount` field and are used
-          # to provide more detailed information about the transaction.
+          # Additional amounts associated with the card authorization, such as ATM surcharge
+          # fees. These are usually a subset of the `amount` field and are used to provide
+          # more detailed information about the transaction.
           sig do
             returns(
               Increase::Transaction::Source::CardFinancial::AdditionalAmounts
@@ -3293,9 +3332,9 @@ module Increase
             # Whether this financial was approved by Increase, the card network through
             # stand-in processing, or the user through a real-time decision.
             actioner:,
-            # Additional amounts associated with the card authorization, such as ATM
-            # surcharges fees. These are usually a subset of the `amount` field and are used
-            # to provide more detailed information about the transaction.
+            # Additional amounts associated with the card authorization, such as ATM surcharge
+            # fees. These are usually a subset of the `amount` field and are used to provide
+            # more detailed information about the transaction.
             additional_amounts:,
             # The pending amount in the minor unit of the transaction's currency. For dollars,
             # for example, this is cents.
@@ -3669,9 +3708,9 @@ module Increase
             end
             attr_writer :vision
 
-            # Additional amounts associated with the card authorization, such as ATM
-            # surcharges fees. These are usually a subset of the `amount` field and are used
-            # to provide more detailed information about the transaction.
+            # Additional amounts associated with the card authorization, such as ATM surcharge
+            # fees. These are usually a subset of the `amount` field and are used to provide
+            # more detailed information about the transaction.
             sig do
               params(
                 clinic:
@@ -12167,7 +12206,7 @@ module Increase
 
           # The American Bankers' Association (ABA) Routing Transit Number (RTN) for the
           # bank depositing this check. In some rare cases, this is not transmitted via
-          # Check21 and the value will be null.
+          # Check 21 and the value will be null.
           sig { returns(T.nilable(String)) }
           attr_accessor :bank_of_first_deposit_routing_number
 
@@ -12225,7 +12264,7 @@ module Increase
             back_image_file_id:,
             # The American Bankers' Association (ABA) Routing Transit Number (RTN) for the
             # bank depositing this check. In some rare cases, this is not transmitted via
-            # Check21 and the value will be null.
+            # Check 21 and the value will be null.
             bank_of_first_deposit_routing_number:,
             # When the check was deposited.
             deposited_at:,
@@ -12324,6 +12363,211 @@ module Increase
           end
         end
 
+        class FednowTransferReturn < Increase::Internal::Type::BaseModel
+          OrHash =
+            T.type_alias do
+              T.any(
+                Increase::Transaction::Source::FednowTransferReturn,
+                Increase::Internal::AnyHash
+              )
+            end
+
+          # The returned amount in USD cents. This is always a positive number.
+          sig { returns(Integer) }
+          attr_accessor :amount
+
+          # Additional information about the return provided by the recipient's bank.
+          sig { returns(T.nilable(String)) }
+          attr_accessor :return_reason_additional_information
+
+          # The reason the transfer was returned as provided by the recipient's bank.
+          sig do
+            returns(
+              Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+            )
+          end
+          attr_accessor :return_reason_code
+
+          # The identifier of the FedNow Transfer that led to this Transaction.
+          sig { returns(String) }
+          attr_accessor :transfer_id
+
+          # A FedNow Transfer Return object. This field will be present in the JSON response
+          # if and only if `category` is equal to `fednow_transfer_return`. A FedNow
+          # Transfer Return is created when a FedNow Transfer sent from Increase is returned
+          # by the recipient's bank.
+          sig do
+            params(
+              amount: Integer,
+              return_reason_additional_information: T.nilable(String),
+              return_reason_code:
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::OrSymbol,
+              transfer_id: String
+            ).returns(T.attached_class)
+          end
+          def self.new(
+            # The returned amount in USD cents. This is always a positive number.
+            amount:,
+            # Additional information about the return provided by the recipient's bank.
+            return_reason_additional_information:,
+            # The reason the transfer was returned as provided by the recipient's bank.
+            return_reason_code:,
+            # The identifier of the FedNow Transfer that led to this Transaction.
+            transfer_id:
+          )
+          end
+
+          sig do
+            override.returns(
+              {
+                amount: Integer,
+                return_reason_additional_information: T.nilable(String),
+                return_reason_code:
+                  Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol,
+                transfer_id: String
+              }
+            )
+          end
+          def to_hash
+          end
+
+          # The reason the transfer was returned as provided by the recipient's bank.
+          module ReturnReasonCode
+            extend Increase::Internal::Type::Enum
+
+            TaggedSymbol =
+              T.type_alias do
+                T.all(
+                  Symbol,
+                  Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode
+                )
+              end
+            OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+            # The destination account is closed. Corresponds to the FedNow reason codes `AC04` and `AC07`.
+            ACCOUNT_CLOSED =
+              T.let(
+                :account_closed,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The destination account is currently blocked from receiving transactions. Corresponds to the FedNow reason code `AC06`.
+            ACCOUNT_BLOCKED =
+              T.let(
+                :account_blocked,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The recipient's bank was not a valid agent for this transfer. Corresponds to the FedNow reason codes `AC14` and `AGNT`.
+            INVALID_AGENT =
+              T.let(
+                :invalid_agent,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The destination account does not exist. Corresponds to the FedNow reason code `AC03`.
+            INVALID_CREDITOR_ACCOUNT_NUMBER =
+              T.let(
+                :invalid_creditor_account_number,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The destination account number was incorrect. Corresponds to the FedNow reason code `AC01`.
+            INCORRECT_ACCOUNT_NUMBER =
+              T.let(
+                :incorrect_account_number,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The destination account holder is deceased. Corresponds to the FedNow reason code `MD07`.
+            END_CUSTOMER_DECEASED =
+              T.let(
+                :end_customer_deceased,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The transfer was not permitted by the recipient's bank. Corresponds to the FedNow reason code `AG01`.
+            TRANSACTION_FORBIDDEN =
+              T.let(
+                :transaction_forbidden,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The transfer was returned for a regulatory reason at the recipient's bank. Corresponds to the FedNow reason code `RR04`.
+            REGULATORY_REASON =
+              T.let(
+                :regulatory_reason,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The transfer was reported as fraudulent. Corresponds to the FedNow reason code `FR01`.
+            FRAUD =
+              T.let(
+                :fraud,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The transfer duplicated another transfer. Corresponds to the FedNow reason codes `AM05` and `DUPL`.
+            DUPLICATION =
+              T.let(
+                :duplication,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The transfer amount was incorrect. Corresponds to the FedNow reason code `AM09`.
+            WRONG_AMOUNT =
+              T.let(
+                :wrong_amount,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The transfer was returned at the request of the recipient's customer. Corresponds to the FedNow reason code `CUST`.
+            REQUESTED_BY_CUSTOMER =
+              T.let(
+                :requested_by_customer,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The recipient's bank could not apply the funds. Corresponds to the FedNow reason code `RUTA`.
+            UNABLE_TO_APPLY =
+              T.let(
+                :unable_to_apply,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The recipient's bank did not specify a reason. Corresponds to the FedNow reason codes `MS02` and `MS03`.
+            NOT_SPECIFIED =
+              T.let(
+                :not_specified,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The reason is provided as narrative information in the additional information field. Corresponds to the FedNow reason code `NARR`.
+            NARRATIVE =
+              T.let(
+                :narrative,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            # The transfer was returned for some other reason.
+            OTHER =
+              T.let(
+                :other,
+                Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+              )
+
+            sig do
+              override.returns(
+                T::Array[
+                  Increase::Transaction::Source::FednowTransferReturn::ReturnReasonCode::TaggedSymbol
+                ]
+              )
+            end
+            def self.values
+            end
+          end
+        end
+
         class FeePayment < Increase::Internal::Type::BaseModel
           OrHash =
             T.type_alias do
@@ -12808,7 +13052,8 @@ module Increase
           sig { returns(String) }
           attr_accessor :adjusted_transaction_id
 
-          # The amount of the check adjustment.
+          # The amount of the check adjustment in USD cents. A positive amount is a credit
+          # to your account and a negative amount is a debit.
           sig { returns(Integer) }
           attr_accessor :amount
 
@@ -12823,7 +13068,7 @@ module Increase
           # An Inbound Check Adjustment object. This field will be present in the JSON
           # response if and only if `category` is equal to `inbound_check_adjustment`. An
           # Inbound Check Adjustment is created when Increase receives an adjustment for a
-          # check or return deposited through Check21.
+          # check or return deposited through Check 21.
           sig do
             params(
               adjusted_transaction_id: String,
@@ -12835,7 +13080,8 @@ module Increase
           def self.new(
             # The ID of the transaction that was adjusted.
             adjusted_transaction_id:,
-            # The amount of the check adjustment.
+            # The amount of the check adjustment in USD cents. A positive amount is a credit
+            # to your account and a negative amount is a debit.
             amount:,
             # The reason for the adjustment.
             reason:
@@ -13350,7 +13596,7 @@ module Increase
           sig { returns(T.nilable(String)) }
           attr_accessor :input_message_accountability_data
 
-          # The American Banking Association (ABA) routing number of the bank that sent the
+          # The American Bankers' Association (ABA) routing number of the bank that sent the
           # wire.
           sig { returns(T.nilable(String)) }
           attr_accessor :instructing_agent_routing_number
@@ -13430,7 +13676,7 @@ module Increase
             # abbreviated as IMAD. It is created when the wire is submitted to the Fedwire
             # service and is helpful when debugging wires with the originating bank.
             input_message_accountability_data:,
-            # The American Banking Association (ABA) routing number of the bank that sent the
+            # The American Bankers' Association (ABA) routing number of the bank that sent the
             # wire.
             instructing_agent_routing_number:,
             # The sending bank's identifier for the wire transfer.

data/rbi/increase/models/transaction_list_params.rbi

@@ -275,6 +275,13 @@ module Increase
               Increase::TransactionListParams::Category::In::TaggedSymbol
             )
 
+          # FedNow Transfer Return: details will be under the `fednow_transfer_return` object.
+          FEDNOW_TRANSFER_RETURN =
+            T.let(
+              :fednow_transfer_return,
+              Increase::TransactionListParams::Category::In::TaggedSymbol
+            )
+
           # Check Transfer Deposit: details will be under the `check_transfer_deposit` object.
           CHECK_TRANSFER_DEPOSIT =
             T.let(

data/rbi/increase/models/unwrap_webhook_event.rbi

@@ -783,6 +783,13 @@ module Increase
             Increase::UnwrapWebhookEvent::Category::TaggedSymbol
           )
 
+        # Occurs whenever a Plaid Processor Token is created.
+        PLAID_PROCESSOR_TOKEN_CREATED =
+          T.let(
+            :"plaid_processor_token.created",
+            Increase::UnwrapWebhookEvent::Category::TaggedSymbol
+          )
+
         # Occurs whenever a Checkbook is created.
         CHECKBOOK_CREATED =
           T.let(

data/rbi/increase/models/wire_drawdown_request.rbi

@@ -12,6 +12,11 @@ module Increase
       sig { returns(String) }
       attr_accessor :id
 
+      # The Account to which the debtor—the recipient of this request—is being requested
+      # to send funds.
+      sig { returns(String) }
+      attr_accessor :account_id
+
       # The Account Number to which the debtor—the recipient of this request—is being
       # requested to send funds.
       sig { returns(String) }
@@ -131,6 +136,7 @@ module Increase
       sig do
         params(
           id: String,
+          account_id: String,
           account_number_id: String,
           amount: Integer,
           created_at: Time,
@@ -157,6 +163,9 @@ module Increase
       def self.new(
         # The Wire drawdown request identifier.
         id:,
+        # The Account to which the debtor—the recipient of this request—is being requested
+        # to send funds.
+        account_id:,
         # The Account Number to which the debtor—the recipient of this request—is being
         # requested to send funds.
         account_number_id:,
@@ -213,6 +222,7 @@ module Increase
         override.returns(
           {
             id: String,
+            account_id: String,
             account_number_id: String,
             amount: Integer,
             created_at: Time,

data/rbi/increase/models/wire_transfer_create_params.rbi

@@ -90,7 +90,7 @@ module Increase
       sig { params(routing_number: String).void }
       attr_writer :routing_number
 
-      # The ID of an Account Number that will be passed to the wire's recipient
+      # The ID of an Account Number that will be passed to the wire's recipient.
       sig { returns(T.nilable(String)) }
       attr_reader :source_account_number_id
 
@@ -139,7 +139,7 @@ module Increase
         # The American Bankers' Association (ABA) Routing Transit Number (RTN) for the
         # destination account.
         routing_number: nil,
-        # The ID of an Account Number that will be passed to the wire's recipient
+        # The ID of an Account Number that will be passed to the wire's recipient.
         source_account_number_id: nil,
         request_options: {}
       )

data/rbi/increase/resources/cards.rbi

@@ -145,8 +145,8 @@ module Increase
       )
       end
 
-      # Sensitive details for a Card include the primary account number, expiry, card
-      # verification code, and PIN.
+      # Sensitive details for a Card include the primary account number, expiration,
+      # card verification code, and PIN.
       sig do
         params(
           card_id: String,

data/rbi/increase/resources/check_transfers.rbi

@@ -52,7 +52,7 @@ module Increase
         # If provided, the check will be valid on or before this date. After this date,
         # the check transfer will be automatically stopped and deposits will not be
         # accepted. For checks printed by Increase, this date is included on the check as
-        # its expiry.
+        # its expiration.
         valid_until_date: nil,
         request_options: {}
       )

data/rbi/increase/resources/entities.rbi

@@ -14,6 +14,8 @@ module Increase
           joint: Increase::EntityCreateParams::Joint::OrHash,
           natural_person: Increase::EntityCreateParams::NaturalPerson::OrHash,
           risk_rating: Increase::EntityCreateParams::RiskRating::OrHash,
+          sole_proprietorship:
+            Increase::EntityCreateParams::SoleProprietorship::OrHash,
           supplemental_documents:
             T::Array[
               Increase::EntityCreateParams::SupplementalDocument::OrHash
@@ -48,6 +50,9 @@ module Increase
         # An assessment of the entity's potential risk of involvement in financial crimes,
         # such as money laundering.
         risk_rating: nil,
+        # Details of the sole proprietorship entity to create. Required if `structure` is
+        # equal to `sole_proprietorship`.
+        sole_proprietorship: nil,
         # Additional documentation associated with the entity.
         supplemental_documents: nil,
         # The terms that the Entity agreed to. Not all programs are required to submit
@@ -88,6 +93,8 @@ module Increase
             Increase::EntityUpdateParams::GovernmentAuthority::OrHash,
           natural_person: Increase::EntityUpdateParams::NaturalPerson::OrHash,
           risk_rating: Increase::EntityUpdateParams::RiskRating::OrHash,
+          sole_proprietorship:
+            Increase::EntityUpdateParams::SoleProprietorship::OrHash,
           terms_agreements:
             T::Array[Increase::EntityUpdateParams::TermsAgreement::OrHash],
           third_party_verification:
@@ -115,6 +122,9 @@ module Increase
         # An assessment of the entity’s potential risk of involvement in financial crimes,
         # such as money laundering.
         risk_rating: nil,
+        # Details of the sole proprietorship entity to update. If you specify this
+        # parameter and the entity is not a sole proprietorship, the request will fail.
+        sole_proprietorship: nil,
         # New terms that the Entity agreed to. Not all programs are required to submit
         # this data. This will not archive previously submitted terms.
         terms_agreements: nil,

data/rbi/increase/resources/entity_onboarding_sessions.rbi

@@ -41,7 +41,7 @@ module Increase
       )
       end
 
-      # List Entity Onboarding Session
+      # List Entity Onboarding Sessions
       sig do
         params(
           cursor: String,

data/rbi/increase/resources/lockbox_recipients.rbi

@@ -21,7 +21,7 @@ module Increase
         lockbox_address_id:,
         # The description you choose for the Lockbox Recipient.
         description: nil,
-        # The name of the Lockbox Recipient
+        # The name of the Lockbox Recipient.
         recipient_name: nil,
         request_options: {}
       )

data/rbi/increase/resources/physical_cards.rbi

@@ -16,7 +16,8 @@ module Increase
       def create(
         # The underlying card representing this physical card.
         card_id:,
-        # Details about the cardholder, as it will appear on the physical card.
+        # Details about the cardholder, as it will appear on the physical card. The
+        # combined first name and last name cannot exceed 25 characters.
         cardholder:,
         # The details used to ship this physical card.
         shipment:,

data/rbi/increase/resources/simulations/card_authentications.rbi

@@ -37,7 +37,7 @@ module Increase
           merchant_category_code: nil,
           # The country the merchant resides in.
           merchant_country: nil,
-          # The name of the merchant
+          # The name of the merchant.
           merchant_name: nil,
           # The purchase amount in cents.
           purchase_amount: nil,

data/rbi/increase/resources/simulations/card_disputes.rbi

@@ -23,8 +23,8 @@ module Increase
           # The network of the Card Dispute. Details specific to the network are required
           # under the sub-object with the same identifier as the network.
           network:,
-          # The Visa-specific parameters for the taking action on the dispute. Required if
-          # and only if `network` is `visa`.
+          # The Visa-specific parameters for taking action on the dispute. Required if and
+          # only if `network` is `visa`.
           visa: nil,
           request_options: {}
         )

data/rbi/increase/resources/simulations/inbound_check_deposits.rbi

@@ -50,7 +50,10 @@ module Increase
         def adjustment(
           # The identifier of the Inbound Check Deposit to adjust.
           inbound_check_deposit_id,
-          # The adjustment amount in cents. Defaults to the amount of the Inbound Check
+          # The adjustment amount in cents. A positive amount means that the funds are being
+          # returned to you by the other bank and is a credit to your account, as happens
+          # for a `wrong_payee_credit`. A negative amount is a debit to your account, as
+          # happens for a `late_return`. Defaults to the amount of the Inbound Check
           # Deposit.
           amount: nil,
           # The reason for the adjustment. Defaults to `wrong_payee_credit`.

data/rbi/increase/resources/simulations/interest_payments.rbi

@@ -17,7 +17,7 @@ module Increase
           ).returns(Increase::Transaction)
         end
         def create(
-          # The identifier of the Account the Interest Payment should be paid to is for.
+          # The identifier of the Account the Interest Payment should be paid to.
           account_id:,
           # The interest amount in cents. Must be positive.
           amount:,

data/rbi/increase/resources/simulations/pending_transactions.rbi

@@ -13,7 +13,7 @@ module Increase
           ).returns(Increase::PendingTransaction)
         end
         def release_inbound_funds_hold(
-          # The pending transaction to release. The pending transaction must have a
+          # The pending transaction to release. The pending transaction must have an
           # `inbound_funds_hold` source.
           pending_transaction_id,
           request_options: {}

data/rbi/increase/resources/simulations/physical_cards.rbi

@@ -37,8 +37,8 @@ module Increase
         end
 
         # This endpoint allows you to simulate advancing the shipment status of a Physical
-        # Card, to simulate e.g., that a physical card was attempted shipped but then
-        # failed delivery.
+        # Card, to simulate e.g., that a physical card was attempted to be shipped but
+        # then failed delivery.
         sig do
           params(
             physical_card_id: String,

data/rbi/increase/resources/simulations/programs.rbi

@@ -13,6 +13,7 @@ module Increase
             name: String,
             bank: Increase::Simulations::ProgramCreateParams::Bank::OrSymbol,
             lending_maximum_extendable_credit: Integer,
+            loan_accounts_require_loan_offers: T::Boolean,
             reserve_account_id: String,
             request_options: Increase::RequestOptions::OrHash
           ).returns(Increase::Program)
@@ -24,7 +25,10 @@ module Increase
           bank: nil,
           # The maximum extendable credit of the program being added.
           lending_maximum_extendable_credit: nil,
-          # The identifier of the Account the Program should be added to is for.
+          # Whether opening a loan Account under this Program requires an accepted Loan
+          # Offer. Requires `lending_maximum_extendable_credit`. Defaults to `false`.
+          loan_accounts_require_loan_offers: nil,
+          # The identifier of the Account the Program should be added to.
           reserve_account_id: nil,
           request_options: {}
         )