increase 1.348.0 → 1.350.0

data/sig/increase/models/transaction.rbs

@@ -112,6 +112,7 @@ module Increase
           check_deposit_return: Increase::Transaction::Source::CheckDepositReturn?,
           check_transfer_deposit: Increase::Transaction::Source::CheckTransferDeposit?,
           fednow_transfer_acknowledgement: Increase::Transaction::Source::FednowTransferAcknowledgement?,
+          fednow_transfer_return: Increase::Transaction::Source::FednowTransferReturn?,
           fee_payment: Increase::Transaction::Source::FeePayment?,
           inbound_ach_transfer: Increase::Transaction::Source::InboundACHTransfer?,
           inbound_ach_transfer_return_intention: Increase::Transaction::Source::InboundACHTransferReturnIntention?,
@@ -175,6 +176,8 @@ module Increase
 
         attr_accessor fednow_transfer_acknowledgement: Increase::Transaction::Source::FednowTransferAcknowledgement?
 
+        attr_accessor fednow_transfer_return: Increase::Transaction::Source::FednowTransferReturn?
+
         attr_accessor fee_payment: Increase::Transaction::Source::FeePayment?
 
         attr_accessor inbound_ach_transfer: Increase::Transaction::Source::InboundACHTransfer?
@@ -233,6 +236,7 @@ module Increase
           ?check_deposit_return: Increase::Transaction::Source::CheckDepositReturn?,
           ?check_transfer_deposit: Increase::Transaction::Source::CheckTransferDeposit?,
           ?fednow_transfer_acknowledgement: Increase::Transaction::Source::FednowTransferAcknowledgement?,
+          ?fednow_transfer_return: Increase::Transaction::Source::FednowTransferReturn?,
           ?fee_payment: Increase::Transaction::Source::FeePayment?,
           ?inbound_ach_transfer: Increase::Transaction::Source::InboundACHTransfer?,
           ?inbound_ach_transfer_return_intention: Increase::Transaction::Source::InboundACHTransferReturnIntention?,
@@ -275,6 +279,7 @@ module Increase
           check_deposit_return: Increase::Transaction::Source::CheckDepositReturn?,
           check_transfer_deposit: Increase::Transaction::Source::CheckTransferDeposit?,
           fednow_transfer_acknowledgement: Increase::Transaction::Source::FednowTransferAcknowledgement?,
+          fednow_transfer_return: Increase::Transaction::Source::FednowTransferReturn?,
           fee_payment: Increase::Transaction::Source::FeePayment?,
           inbound_ach_transfer: Increase::Transaction::Source::InboundACHTransfer?,
           inbound_ach_transfer_return_intention: Increase::Transaction::Source::InboundACHTransferReturnIntention?,
@@ -311,6 +316,7 @@ module Increase
           | :check_deposit_acceptance
           | :check_deposit_return
           | :fednow_transfer_acknowledgement
+          | :fednow_transfer_return
           | :check_transfer_deposit
           | :fee_payment
           | :inbound_ach_transfer
@@ -383,6 +389,9 @@ module Increase
           # FedNow Transfer Acknowledgement: details will be under the `fednow_transfer_acknowledgement` object.
           FEDNOW_TRANSFER_ACKNOWLEDGEMENT: :fednow_transfer_acknowledgement
 
+          # FedNow Transfer Return: details will be under the `fednow_transfer_return` object.
+          FEDNOW_TRANSFER_RETURN: :fednow_transfer_return
+
           # Check Transfer Deposit: details will be under the `check_transfer_deposit` object.
           CHECK_TRANSFER_DEPOSIT: :check_transfer_deposit
 
@@ -4935,6 +4944,110 @@ module Increase
           def to_hash: -> { transfer_id: String }
         end
 
+        type fednow_transfer_return =
+          {
+            amount: Integer,
+            return_reason_additional_information: String?,
+            return_reason_code: Increase::Models::Transaction::Source::FednowTransferReturn::return_reason_code,
+            transfer_id: String
+          }
+
+        class FednowTransferReturn < Increase::Internal::Type::BaseModel
+          attr_accessor amount: Integer
+
+          attr_accessor return_reason_additional_information: String?
+
+          attr_accessor return_reason_code: Increase::Models::Transaction::Source::FednowTransferReturn::return_reason_code
+
+          attr_accessor transfer_id: String
+
+          def initialize: (
+            amount: Integer,
+            return_reason_additional_information: String?,
+            return_reason_code: Increase::Models::Transaction::Source::FednowTransferReturn::return_reason_code,
+            transfer_id: String
+          ) -> void
+
+          def to_hash: -> {
+            amount: Integer,
+            return_reason_additional_information: String?,
+            return_reason_code: Increase::Models::Transaction::Source::FednowTransferReturn::return_reason_code,
+            transfer_id: String
+          }
+
+          type return_reason_code =
+            :account_closed
+            | :account_blocked
+            | :invalid_agent
+            | :invalid_creditor_account_number
+            | :incorrect_account_number
+            | :end_customer_deceased
+            | :transaction_forbidden
+            | :regulatory_reason
+            | :fraud
+            | :duplication
+            | :wrong_amount
+            | :requested_by_customer
+            | :unable_to_apply
+            | :not_specified
+            | :narrative
+            | :other
+
+          module ReturnReasonCode
+            extend Increase::Internal::Type::Enum
+
+            # The destination account is closed. Corresponds to the FedNow reason codes `AC04` and `AC07`.
+            ACCOUNT_CLOSED: :account_closed
+
+            # The destination account is currently blocked from receiving transactions. Corresponds to the FedNow reason code `AC06`.
+            ACCOUNT_BLOCKED: :account_blocked
+
+            # The recipient's bank was not a valid agent for this transfer. Corresponds to the FedNow reason codes `AC14` and `AGNT`.
+            INVALID_AGENT: :invalid_agent
+
+            # The destination account does not exist. Corresponds to the FedNow reason code `AC03`.
+            INVALID_CREDITOR_ACCOUNT_NUMBER: :invalid_creditor_account_number
+
+            # The destination account number was incorrect. Corresponds to the FedNow reason code `AC01`.
+            INCORRECT_ACCOUNT_NUMBER: :incorrect_account_number
+
+            # The destination account holder is deceased. Corresponds to the FedNow reason code `MD07`.
+            END_CUSTOMER_DECEASED: :end_customer_deceased
+
+            # The transfer was not permitted by the recipient's bank. Corresponds to the FedNow reason code `AG01`.
+            TRANSACTION_FORBIDDEN: :transaction_forbidden
+
+            # The transfer was returned for a regulatory reason at the recipient's bank. Corresponds to the FedNow reason code `RR04`.
+            REGULATORY_REASON: :regulatory_reason
+
+            # The transfer was reported as fraudulent. Corresponds to the FedNow reason code `FR01`.
+            FRAUD: :fraud
+
+            # The transfer duplicated another transfer. Corresponds to the FedNow reason codes `AM05` and `DUPL`.
+            DUPLICATION: :duplication
+
+            # The transfer amount was incorrect. Corresponds to the FedNow reason code `AM09`.
+            WRONG_AMOUNT: :wrong_amount
+
+            # The transfer was returned at the request of the recipient's customer. Corresponds to the FedNow reason code `CUST`.
+            REQUESTED_BY_CUSTOMER: :requested_by_customer
+
+            # The recipient's bank could not apply the funds. Corresponds to the FedNow reason code `RUTA`.
+            UNABLE_TO_APPLY: :unable_to_apply
+
+            # The recipient's bank did not specify a reason. Corresponds to the FedNow reason codes `MS02` and `MS03`.
+            NOT_SPECIFIED: :not_specified
+
+            # The reason is provided as narrative information in the additional information field. Corresponds to the FedNow reason code `NARR`.
+            NARRATIVE: :narrative
+
+            # The transfer was returned for some other reason.
+            OTHER: :other
+
+            def self?.values: -> ::Array[Increase::Models::Transaction::Source::FednowTransferReturn::return_reason_code]
+          end
+        end
+
         type fee_payment =
           {
             amount: Integer,

data/sig/increase/models/transaction_list_params.rbs

@@ -97,6 +97,7 @@ module Increase
           | :check_deposit_acceptance
           | :check_deposit_return
           | :fednow_transfer_acknowledgement
+          | :fednow_transfer_return
           | :check_transfer_deposit
           | :fee_payment
           | :inbound_ach_transfer
@@ -169,6 +170,9 @@ module Increase
           # FedNow Transfer Acknowledgement: details will be under the `fednow_transfer_acknowledgement` object.
           FEDNOW_TRANSFER_ACKNOWLEDGEMENT: :fednow_transfer_acknowledgement
 
+          # FedNow Transfer Return: details will be under the `fednow_transfer_return` object.
+          FEDNOW_TRANSFER_RETURN: :fednow_transfer_return
+
           # Check Transfer Deposit: details will be under the `check_transfer_deposit` object.
           CHECK_TRANSFER_DEPOSIT: :check_transfer_deposit
 

data/sig/increase/models/unwrap_webhook_event.rbs

@@ -141,6 +141,7 @@ module Increase
         | :"physical_card_profile.updated"
         | :"physical_check.created"
         | :"physical_check.updated"
+        | :"plaid_processor_token.created"
         | :"checkbook.created"
         | :"checkbook.updated"
         | :"program.created"
@@ -465,6 +466,9 @@ module Increase
         # Occurs whenever a Physical Check is updated.
         PHYSICAL_CHECK_UPDATED: :"physical_check.updated"
 
+        # Occurs whenever a Plaid Processor Token is created.
+        PLAID_PROCESSOR_TOKEN_CREATED: :"plaid_processor_token.created"
+
         # Occurs whenever a Checkbook is created.
         CHECKBOOK_CREATED: :"checkbook.created"
 

data/sig/increase/models/wire_drawdown_request.rbs

@@ -3,6 +3,7 @@ module Increase
     type wire_drawdown_request =
       {
         id: String,
+        account_id: String,
         account_number_id: String,
         amount: Integer,
         created_at: Time,
@@ -27,6 +28,8 @@ module Increase
     class WireDrawdownRequest < Increase::Internal::Type::BaseModel
       attr_accessor id: String
 
+      attr_accessor account_id: String
+
       attr_accessor account_number_id: String
 
       attr_accessor amount: Integer
@@ -67,6 +70,7 @@ module Increase
 
       def initialize: (
         id: String,
+        account_id: String,
         account_number_id: String,
         amount: Integer,
         created_at: Time,
@@ -90,6 +94,7 @@ module Increase
 
       def to_hash: -> {
         id: String,
+        account_id: String,
         account_number_id: String,
         amount: Integer,
         created_at: Time,

data/sig/increase/resources/entities.rbs

@@ -9,6 +9,7 @@ module Increase
         ?joint: Increase::EntityCreateParams::Joint,
         ?natural_person: Increase::EntityCreateParams::NaturalPerson,
         ?risk_rating: Increase::EntityCreateParams::RiskRating,
+        ?sole_proprietorship: Increase::EntityCreateParams::SoleProprietorship,
         ?supplemental_documents: ::Array[Increase::EntityCreateParams::SupplementalDocument],
         ?terms_agreements: ::Array[Increase::EntityCreateParams::TermsAgreement],
         ?third_party_verification: Increase::EntityCreateParams::ThirdPartyVerification,
@@ -28,6 +29,7 @@ module Increase
         ?government_authority: Increase::EntityUpdateParams::GovernmentAuthority,
         ?natural_person: Increase::EntityUpdateParams::NaturalPerson,
         ?risk_rating: Increase::EntityUpdateParams::RiskRating,
+        ?sole_proprietorship: Increase::EntityUpdateParams::SoleProprietorship,
         ?terms_agreements: ::Array[Increase::EntityUpdateParams::TermsAgreement],
         ?third_party_verification: Increase::EntityUpdateParams::ThirdPartyVerification,
         ?trust: Increase::EntityUpdateParams::Trust,

data/sig/increase/resources/simulations/programs.rbs

@@ -6,6 +6,7 @@ module Increase
           name: String,
           ?bank: Increase::Models::Simulations::ProgramCreateParams::bank,
           ?lending_maximum_extendable_credit: Integer,
+          ?loan_accounts_require_loan_offers: bool,
           ?reserve_account_id: String,
           ?request_options: Increase::request_opts
         ) -> Increase::Program

metadata

@@ -1,14 +1,14 @@
 --- !ruby/object:Gem::Specification
 name: increase
 version: !ruby/object:Gem::Version
-  version: 1.348.0
+  version: 1.350.0
 platform: ruby
 authors:
 - Increase
 autorequire:
 bindir: bin
 cert_chain: []
-date: 2026-08-20 00:00:00.000000000 Z
+date: 2026-09-08 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: cgi