increase 1.348.0 → 1.350.0

data/sig/increase/models/event_list_params.rbs

@@ -183,6 +183,7 @@ module Increase
           | :"physical_card_profile.updated"
           | :"physical_check.created"
           | :"physical_check.updated"
+          | :"plaid_processor_token.created"
           | :"checkbook.created"
           | :"checkbook.updated"
           | :"program.created"
@@ -507,6 +508,9 @@ module Increase
           # Occurs whenever a Physical Check is updated.
           PHYSICAL_CHECK_UPDATED: :"physical_check.updated"
 
+          # Occurs whenever a Plaid Processor Token is created.
+          PLAID_PROCESSOR_TOKEN_CREATED: :"plaid_processor_token.created"
+
           # Occurs whenever a Checkbook is created.
           CHECKBOOK_CREATED: :"checkbook.created"
 

data/sig/increase/models/event_subscription.rbs

@@ -167,6 +167,7 @@ module Increase
           | :"physical_card_profile.updated"
           | :"physical_check.created"
           | :"physical_check.updated"
+          | :"plaid_processor_token.created"
           | :"checkbook.created"
           | :"checkbook.updated"
           | :"program.created"
@@ -491,6 +492,9 @@ module Increase
           # Occurs whenever a Physical Check is updated.
           PHYSICAL_CHECK_UPDATED: :"physical_check.updated"
 
+          # Occurs whenever a Plaid Processor Token is created.
+          PLAID_PROCESSOR_TOKEN_CREATED: :"plaid_processor_token.created"
+
           # Occurs whenever a Checkbook is created.
           CHECKBOOK_CREATED: :"checkbook.created"
 

data/sig/increase/models/event_subscription_create_params.rbs

@@ -170,6 +170,7 @@ module Increase
           | :"physical_card_profile.updated"
           | :"physical_check.created"
           | :"physical_check.updated"
+          | :"plaid_processor_token.created"
           | :"checkbook.created"
           | :"checkbook.updated"
           | :"program.created"
@@ -494,6 +495,9 @@ module Increase
           # Occurs whenever a Physical Check is updated.
           PHYSICAL_CHECK_UPDATED: :"physical_check.updated"
 
+          # Occurs whenever a Plaid Processor Token is created.
+          PLAID_PROCESSOR_TOKEN_CREATED: :"plaid_processor_token.created"
+
           # Occurs whenever a Checkbook is created.
           CHECKBOOK_CREATED: :"checkbook.created"
 

data/sig/increase/models/fednow_transfer.rbs

@@ -18,6 +18,7 @@ module Increase
         idempotency_key: String?,
         pending_transaction_id: String?,
         rejection: Increase::FednowTransfer::Rejection?,
+        returns: ::Array[Increase::FednowTransfer::Return],
         routing_number: String,
         source_account_number_id: String,
         status: Increase::Models::FednowTransfer::status,
@@ -61,6 +62,8 @@ module Increase
 
       attr_accessor rejection: Increase::FednowTransfer::Rejection?
 
+      attr_accessor returns: ::Array[Increase::FednowTransfer::Return]
+
       attr_accessor routing_number: String
 
       attr_accessor source_account_number_id: String
@@ -94,6 +97,7 @@ module Increase
         idempotency_key: String?,
         pending_transaction_id: String?,
         rejection: Increase::FednowTransfer::Rejection?,
+        returns: ::Array[Increase::FednowTransfer::Return],
         routing_number: String,
         source_account_number_id: String,
         status: Increase::Models::FednowTransfer::status,
@@ -121,6 +125,7 @@ module Increase
         idempotency_key: String?,
         pending_transaction_id: String?,
         rejection: Increase::FednowTransfer::Rejection?,
+        returns: ::Array[Increase::FednowTransfer::Return],
         routing_number: String,
         source_account_number_id: String,
         status: Increase::Models::FednowTransfer::status,
@@ -390,16 +395,120 @@ module Increase
         end
       end
 
+      type return_ =
+        {
+          amount: Integer,
+          return_reason_additional_information: String?,
+          return_reason_code: Increase::Models::FednowTransfer::Return::return_reason_code,
+          transfer_id: String
+        }
+
+      class Return < Increase::Internal::Type::BaseModel
+        attr_accessor amount: Integer
+
+        attr_accessor return_reason_additional_information: String?
+
+        attr_accessor return_reason_code: Increase::Models::FednowTransfer::Return::return_reason_code
+
+        attr_accessor transfer_id: String
+
+        def initialize: (
+          amount: Integer,
+          return_reason_additional_information: String?,
+          return_reason_code: Increase::Models::FednowTransfer::Return::return_reason_code,
+          transfer_id: String
+        ) -> void
+
+        def to_hash: -> {
+          amount: Integer,
+          return_reason_additional_information: String?,
+          return_reason_code: Increase::Models::FednowTransfer::Return::return_reason_code,
+          transfer_id: String
+        }
+
+        type return_reason_code =
+          :account_closed
+          | :account_blocked
+          | :invalid_agent
+          | :invalid_creditor_account_number
+          | :incorrect_account_number
+          | :end_customer_deceased
+          | :transaction_forbidden
+          | :regulatory_reason
+          | :fraud
+          | :duplication
+          | :wrong_amount
+          | :requested_by_customer
+          | :unable_to_apply
+          | :not_specified
+          | :narrative
+          | :other
+
+        module ReturnReasonCode
+          extend Increase::Internal::Type::Enum
+
+          # The destination account is closed. Corresponds to the FedNow reason codes `AC04` and `AC07`.
+          ACCOUNT_CLOSED: :account_closed
+
+          # The destination account is currently blocked from receiving transactions. Corresponds to the FedNow reason code `AC06`.
+          ACCOUNT_BLOCKED: :account_blocked
+
+          # The recipient's bank was not a valid agent for this transfer. Corresponds to the FedNow reason codes `AC14` and `AGNT`.
+          INVALID_AGENT: :invalid_agent
+
+          # The destination account does not exist. Corresponds to the FedNow reason code `AC03`.
+          INVALID_CREDITOR_ACCOUNT_NUMBER: :invalid_creditor_account_number
+
+          # The destination account number was incorrect. Corresponds to the FedNow reason code `AC01`.
+          INCORRECT_ACCOUNT_NUMBER: :incorrect_account_number
+
+          # The destination account holder is deceased. Corresponds to the FedNow reason code `MD07`.
+          END_CUSTOMER_DECEASED: :end_customer_deceased
+
+          # The transfer was not permitted by the recipient's bank. Corresponds to the FedNow reason code `AG01`.
+          TRANSACTION_FORBIDDEN: :transaction_forbidden
+
+          # The transfer was returned for a regulatory reason at the recipient's bank. Corresponds to the FedNow reason code `RR04`.
+          REGULATORY_REASON: :regulatory_reason
+
+          # The transfer was reported as fraudulent. Corresponds to the FedNow reason code `FR01`.
+          FRAUD: :fraud
+
+          # The transfer duplicated another transfer. Corresponds to the FedNow reason codes `AM05` and `DUPL`.
+          DUPLICATION: :duplication
+
+          # The transfer amount was incorrect. Corresponds to the FedNow reason code `AM09`.
+          WRONG_AMOUNT: :wrong_amount
+
+          # The transfer was returned at the request of the recipient's customer. Corresponds to the FedNow reason code `CUST`.
+          REQUESTED_BY_CUSTOMER: :requested_by_customer
+
+          # The recipient's bank could not apply the funds. Corresponds to the FedNow reason code `RUTA`.
+          UNABLE_TO_APPLY: :unable_to_apply
+
+          # The recipient's bank did not specify a reason. Corresponds to the FedNow reason codes `MS02` and `MS03`.
+          NOT_SPECIFIED: :not_specified
+
+          # The reason is provided as narrative information in the additional information field. Corresponds to the FedNow reason code `NARR`.
+          NARRATIVE: :narrative
+
+          # The transfer was returned for some other reason.
+          OTHER: :other
+
+          def self?.values: -> ::Array[Increase::Models::FednowTransfer::Return::return_reason_code]
+        end
+      end
+
       type status =
         :pending_submitting
         | :pending_reviewing
         | :canceled
-        | :reviewing_rejected
         | :requires_attention
         | :pending_approval
         | :pending_response
         | :complete
         | :rejected
+        | :returned
 
       module Status
         extend Increase::Internal::Type::Enum
@@ -413,9 +522,6 @@ module Increase
         # The transfer has been canceled.
         CANCELED: :canceled
 
-        # The transfer has been rejected by Increase.
-        REVIEWING_REJECTED: :reviewing_rejected
-
         # The transfer requires attention from an Increase operator.
         REQUIRES_ATTENTION: :requires_attention
 
@@ -431,6 +537,9 @@ module Increase
         # The transfer was rejected by the network or the recipient's bank.
         REJECTED: :rejected
 
+        # The transfer was returned by the recipient's bank.
+        RETURNED: :returned
+
         def self?.values: -> ::Array[Increase::Models::FednowTransfer::status]
       end
 

data/sig/increase/models/fednow_transfer_list_params.rbs

@@ -129,12 +129,12 @@ module Increase
           :pending_submitting
           | :pending_reviewing
           | :canceled
-          | :reviewing_rejected
           | :requires_attention
           | :pending_approval
           | :pending_response
           | :complete
           | :rejected
+          | :returned
 
         module In
           extend Increase::Internal::Type::Enum
@@ -148,9 +148,6 @@ module Increase
           # The transfer has been canceled.
           CANCELED: :canceled
 
-          # The transfer has been rejected by Increase.
-          REVIEWING_REJECTED: :reviewing_rejected
-
           # The transfer requires attention from an Increase operator.
           REQUIRES_ATTENTION: :requires_attention
 
@@ -166,6 +163,9 @@ module Increase
           # The transfer was rejected by the network or the recipient's bank.
           REJECTED: :rejected
 
+          # The transfer was returned by the recipient's bank.
+          RETURNED: :returned
+
           def self?.values: -> ::Array[Increase::Models::FednowTransferListParams::Status::in_]
         end
       end

data/sig/increase/models/inbound_fednow_transfer.rbs

@@ -14,8 +14,10 @@ module Increase
         debtor_name: String,
         debtor_routing_number: String,
         decline: Increase::InboundFednowTransfer::Decline?,
+        end_to_end_identification: String?,
         status: Increase::Models::InboundFednowTransfer::status,
         transaction_id: String?,
+        transaction_identification: String?,
         type: Increase::Models::InboundFednowTransfer::type_,
         unique_end_to_end_transaction_reference: String?,
         unstructured_remittance_information: String?
@@ -46,10 +48,14 @@ module Increase
 
       attr_accessor decline: Increase::InboundFednowTransfer::Decline?
 
+      attr_accessor end_to_end_identification: String?
+
       attr_accessor status: Increase::Models::InboundFednowTransfer::status
 
       attr_accessor transaction_id: String?
 
+      attr_accessor transaction_identification: String?
+
       attr_accessor type: Increase::Models::InboundFednowTransfer::type_
 
       attr_accessor unique_end_to_end_transaction_reference: String?
@@ -69,8 +75,10 @@ module Increase
         debtor_name: String,
         debtor_routing_number: String,
         decline: Increase::InboundFednowTransfer::Decline?,
+        end_to_end_identification: String?,
         status: Increase::Models::InboundFednowTransfer::status,
         transaction_id: String?,
+        transaction_identification: String?,
         type: Increase::Models::InboundFednowTransfer::type_,
         unique_end_to_end_transaction_reference: String?,
         unstructured_remittance_information: String?
@@ -89,8 +97,10 @@ module Increase
         debtor_name: String,
         debtor_routing_number: String,
         decline: Increase::InboundFednowTransfer::Decline?,
+        end_to_end_identification: String?,
         status: Increase::Models::InboundFednowTransfer::status,
         transaction_id: String?,
+        transaction_identification: String?,
         type: Increase::Models::InboundFednowTransfer::type_,
         unique_end_to_end_transaction_reference: String?,
         unstructured_remittance_information: String?
@@ -145,6 +155,7 @@ module Increase
           | :group_locked
           | :entity_not_active
           | :fednow_not_enabled
+          | :transaction_not_allowed
 
         module Reason
           extend Increase::Internal::Type::Enum
@@ -167,6 +178,9 @@ module Increase
           # Your account is not enabled to receive FedNow transfers.
           FEDNOW_NOT_ENABLED: :fednow_not_enabled
 
+          # The transaction is not allowed per Increase's terms.
+          TRANSACTION_NOT_ALLOWED: :transaction_not_allowed
+
           def self?.values: -> ::Array[Increase::Models::InboundFednowTransfer::Decline::reason]
         end
       end

data/sig/increase/models/inbound_mail_item.rbs

@@ -3,6 +3,7 @@ module Increase
     type inbound_mail_item =
       {
         id: String,
+        account_id: String?,
         checks: ::Array[Increase::InboundMailItem::Check],
         created_at: Time,
         file_id: String,
@@ -17,6 +18,8 @@ module Increase
     class InboundMailItem < Increase::Internal::Type::BaseModel
       attr_accessor id: String
 
+      attr_accessor account_id: String?
+
       attr_accessor checks: ::Array[Increase::InboundMailItem::Check]
 
       attr_accessor created_at: Time
@@ -37,6 +40,7 @@ module Increase
 
       def initialize: (
         id: String,
+        account_id: String?,
         checks: ::Array[Increase::InboundMailItem::Check],
         created_at: Time,
         file_id: String,
@@ -50,6 +54,7 @@ module Increase
 
       def to_hash: -> {
         id: String,
+        account_id: String?,
         checks: ::Array[Increase::InboundMailItem::Check],
         created_at: Time,
         file_id: String,

data/sig/increase/models/inbound_wire_drawdown_request.rbs

@@ -3,6 +3,7 @@ module Increase
     type inbound_wire_drawdown_request =
       {
         id: String,
+        account_id: String,
         amount: Integer,
         created_at: Time,
         creditor_account_number: String,
@@ -28,6 +29,8 @@ module Increase
     class InboundWireDrawdownRequest < Increase::Internal::Type::BaseModel
       attr_accessor id: String
 
+      attr_accessor account_id: String
+
       attr_accessor amount: Integer
 
       attr_accessor created_at: Time
@@ -70,6 +73,7 @@ module Increase
 
       def initialize: (
         id: String,
+        account_id: String,
         amount: Integer,
         created_at: Time,
         creditor_account_number: String,
@@ -94,6 +98,7 @@ module Increase
 
       def to_hash: -> {
         id: String,
+        account_id: String,
         amount: Integer,
         created_at: Time,
         creditor_account_number: String,

data/sig/increase/models/pending_transaction.rbs

@@ -1834,7 +1834,7 @@ module Increase
         # The Pending Transaction is still awaiting confirmation.
         PENDING: :pending
 
-        # The Pending Transaction is confirmed. An associated Transaction exists for this object. The Pending Transaction will no longer count against your balance and can generally be hidden from UIs, etc. The Pending Transaction's `amount` is not updated if the associated Transaction settles for a different amount.
+        # The Pending Transaction is confirmed. An associated Transaction exists for this object. The Pending Transaction will no longer count against your balance and can generally be hidden from UIs, etc. The Pending Transaction's `amount` is the amount that was still held when it completed, which can differ from the amount of the associated Transaction.
         COMPLETE: :complete
 
         def self?.values: -> ::Array[Increase::Models::PendingTransaction::status]

data/sig/increase/models/pending_transaction_list_params.rbs

@@ -228,7 +228,7 @@ module Increase
           # The Pending Transaction is still awaiting confirmation.
           PENDING: :pending
 
-          # The Pending Transaction is confirmed. An associated Transaction exists for this object. The Pending Transaction will no longer count against your balance and can generally be hidden from UIs, etc. The Pending Transaction's `amount` is not updated if the associated Transaction settles for a different amount.
+          # The Pending Transaction is confirmed. An associated Transaction exists for this object. The Pending Transaction will no longer count against your balance and can generally be hidden from UIs, etc. The Pending Transaction's `amount` is the amount that was still held when it completed, which can differ from the amount of the associated Transaction.
           COMPLETE: :complete
 
           def self?.values: -> ::Array[Increase::Models::PendingTransactionListParams::Status::in_]

data/sig/increase/models/physical_card.rbs

@@ -3,6 +3,7 @@ module Increase
     type physical_card =
       {
         id: String,
+        account_id: String,
         card_id: String,
         cardholder: Increase::PhysicalCard::Cardholder,
         created_at: Time,
@@ -16,6 +17,8 @@ module Increase
     class PhysicalCard < Increase::Internal::Type::BaseModel
       attr_accessor id: String
 
+      attr_accessor account_id: String
+
       attr_accessor card_id: String
 
       attr_accessor cardholder: Increase::PhysicalCard::Cardholder
@@ -34,6 +37,7 @@ module Increase
 
       def initialize: (
         id: String,
+        account_id: String,
         card_id: String,
         cardholder: Increase::PhysicalCard::Cardholder,
         created_at: Time,
@@ -46,6 +50,7 @@ module Increase
 
       def to_hash: -> {
         id: String,
+        account_id: String,
         card_id: String,
         cardholder: Increase::PhysicalCard::Cardholder,
         created_at: Time,

data/sig/increase/models/simulations/entity_update_validation_params.rbs

@@ -54,13 +54,13 @@ module Increase
           module Category
             extend Increase::Internal::Type::Enum
 
-            # The entity's tax identifier could not be verified. Update the tax ID with the [update an entity API](/documentation/api/entities#update-an-entity.corporation.legal_identifier).
+            # The entity's tax identifier could not be verified. Update the tax ID with the [update an entity API](/documentation/api/entities#update-an-entity).
             ENTITY_TAX_IDENTIFIER: :entity_tax_identifier
 
-            # The entity's address could not be validated. Update the address with the [update an entity API](/documentation/api/entities#update-an-entity.corporation.address).
+            # The entity's address could not be validated. Update the address with the [update an entity API](/documentation/api/entities#update-an-entity).
             ENTITY_ADDRESS: :entity_address
 
-            # The entity's identity could not be verified. Update the identification with the [update an entity API](/documentation/api/entities#update-an-entity.natural_person.identification).
+            # The entity's identity could not be verified. Update the identification with the [update an entity API](/documentation/api/entities#update-an-entity).
             ENTITY_IDENTITY: :entity_identity
 
             # A beneficial owner's identity could not be verified. Update the identification with the [update a beneficial owner API](/documentation/api/beneficial-owners#update-a-beneficial-owner).

data/sig/increase/models/simulations/inbound_check_deposit_adjustment_params.rbs

@@ -39,12 +39,7 @@ module Increase
           request_options: Increase::RequestOptions
         }
 
-        type reason =
-          :late_return
-          | :wrong_payee_credit
-          | :adjusted_amount
-          | :non_conforming_item
-          | :paid
+        type reason = :late_return | :wrong_payee_credit
 
         module Reason
           extend Increase::Internal::Type::Enum
@@ -55,15 +50,6 @@ module Increase
           # The check was deposited to the wrong payee and the depositing institution has reimbursed the funds with a Wrong Payee Credit.
           WRONG_PAYEE_CREDIT: :wrong_payee_credit
 
-          # The check was deposited with a different amount than what was written on the check.
-          ADJUSTED_AMOUNT: :adjusted_amount
-
-          # The recipient was not able to process the check. This usually happens for e.g., low quality images.
-          NON_CONFORMING_ITEM: :non_conforming_item
-
-          # The check has already been deposited elsewhere and so this is a duplicate.
-          PAID: :paid
-
           def self?.values: -> ::Array[Increase::Models::Simulations::InboundCheckDepositAdjustmentParams::reason]
         end
       end

data/sig/increase/models/simulations/program_create_params.rbs

@@ -6,6 +6,7 @@ module Increase
           name: String,
           bank: Increase::Models::Simulations::ProgramCreateParams::bank,
           lending_maximum_extendable_credit: Integer,
+          loan_accounts_require_loan_offers: bool,
           reserve_account_id: String
         }
         & Increase::Internal::Type::request_parameters
@@ -26,6 +27,10 @@ module Increase
 
         def lending_maximum_extendable_credit=: (Integer) -> Integer
 
+        attr_reader loan_accounts_require_loan_offers: bool?
+
+        def loan_accounts_require_loan_offers=: (bool) -> bool
+
         attr_reader reserve_account_id: String?
 
         def reserve_account_id=: (String) -> String
@@ -34,6 +39,7 @@ module Increase
           name: String,
           ?bank: Increase::Models::Simulations::ProgramCreateParams::bank,
           ?lending_maximum_extendable_credit: Integer,
+          ?loan_accounts_require_loan_offers: bool,
           ?reserve_account_id: String,
           ?request_options: Increase::request_opts
         ) -> void
@@ -42,6 +48,7 @@ module Increase
           name: String,
           bank: Increase::Models::Simulations::ProgramCreateParams::bank,
           lending_maximum_extendable_credit: Integer,
+          loan_accounts_require_loan_offers: bool,
           reserve_account_id: String,
           request_options: Increase::RequestOptions
         }