@mmerterden/multi-agent-pipeline 8.6.0

package/pipeline/skills/shared/external/passkit-wallet/SKILL.md

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+---
+name: passkit-wallet
+description: "Integrate Apple Pay payments and Wallet passes using PassKit. Use when adding Apple Pay buttons, creating payment requests, handling payment authorization, adding passes to Wallet, configuring merchant capabilities, managing shipping and contact fields, or working with PKPaymentRequest, PKPaymentAuthorizationController, PKPaymentButton, PKPass, PKAddPassesViewController, PKPassLibrary, or Apple Pay checkout flows."
+---
+
+# PassKit — Apple Pay & Wallet
+
+Accept Apple Pay payments for physical goods and services, and add passes to
+the user's Wallet. Covers payment buttons, payment requests, authorization,
+Wallet passes, and merchant configuration. Targets Swift 6.2 / iOS 26+.
+
+## Contents
+
+- [Setup](#setup)
+- [Displaying the Apple Pay Button](#displaying-the-apple-pay-button)
+- [Creating a Payment Request](#creating-a-payment-request)
+- [Presenting the Payment Sheet](#presenting-the-payment-sheet)
+- [Handling Payment Authorization](#handling-payment-authorization)
+- [Wallet Passes](#wallet-passes)
+- [Checking Pass Library](#checking-pass-library)
+- [Common Mistakes](#common-mistakes)
+- [Review Checklist](#review-checklist)
+- [References](#references)
+
+## Setup
+
+### Project Configuration
+
+1. Enable the **Apple Pay** capability in Xcode
+2. Create a Merchant ID in the Apple Developer portal (format: `merchant.com.example.app`)
+3. Generate and install a Payment Processing Certificate for your merchant ID
+4. Add the merchant ID to your entitlements
+
+### Availability Check
+
+Always verify the device can make payments before showing Apple Pay UI.
+
+```swift
+import PassKit
+
+func canMakePayments() -> Bool {
+    // Check device supports Apple Pay at all
+    guard PKPaymentAuthorizationController.canMakePayments() else {
+        return false
+    }
+    // Check user has cards for the networks you support
+    return PKPaymentAuthorizationController.canMakePayments(
+        usingNetworks: [.visa, .masterCard, .amex, .discover],
+        capabilities: .threeDSecure
+    )
+}
+```
+
+## Displaying the Apple Pay Button
+
+### SwiftUI
+
+Use the built-in `PayWithApplePayButton` view in SwiftUI.
+
+```swift
+import SwiftUI
+import PassKit
+
+struct CheckoutView: View {
+    var body: some View {
+        PayWithApplePayButton(.buy) {
+            startPayment()
+        }
+        .payWithApplePayButtonStyle(.black)
+        .frame(height: 48)
+        .padding()
+    }
+}
+```
+
+### UIKit
+
+Use `PKPaymentButton` for UIKit-based interfaces.
+
+```swift
+let button = PKPaymentButton(
+    paymentButtonType: .buy,
+    paymentButtonStyle: .black
+)
+button.cornerRadius = 12
+button.addTarget(self, action: #selector(startPayment), for: .touchUpInside)
+```
+
+**Button types:** `.buy`, `.setUp`, `.inStore`, `.donate`, `.checkout`, `.book`, `.subscribe`, `.reload`, `.addMoney`, `.topUp`, `.order`, `.rent`, `.support`, `.contribute`, `.tip`
+
+## Creating a Payment Request
+
+Build a `PKPaymentRequest` with your merchant details and the items being purchased.
+
+```swift
+func createPaymentRequest() -> PKPaymentRequest {
+    let request = PKPaymentRequest()
+    request.merchantIdentifier = "merchant.com.example.app"
+    request.countryCode = "US"
+    request.currencyCode = "USD"
+    request.supportedNetworks = [.visa, .masterCard, .amex, .discover]
+    request.merchantCapabilities = .threeDSecure
+
+    request.paymentSummaryItems = [
+        PKPaymentSummaryItem(label: "Widget", amount: 9.99),
+        PKPaymentSummaryItem(label: "Shipping", amount: 4.99),
+        PKPaymentSummaryItem(label: "My Store", amount: 14.98) // Total (last item)
+    ]
+
+    return request
+}
+```
+
+The **last item** in `paymentSummaryItems` is treated as the total and its label appears as the merchant name on the payment sheet.
+
+### Requesting Shipping and Contact Info
+
+```swift
+request.requiredShippingContactFields = [.postalAddress, .emailAddress, .name]
+request.requiredBillingContactFields = [.postalAddress]
+
+request.shippingMethods = [
+    PKShippingMethod(label: "Standard", amount: 4.99),
+    PKShippingMethod(label: "Express", amount: 9.99),
+]
+request.shippingMethods?[0].identifier = "standard"
+request.shippingMethods?[0].detail = "5-7 business days"
+request.shippingMethods?[1].identifier = "express"
+request.shippingMethods?[1].detail = "1-2 business days"
+
+request.shippingType = .shipping // .delivery, .storePickup, .servicePickup
+```
+
+### Supported Networks
+
+| Network | Constant |
+|---|---|
+| Visa | `.visa` |
+| Mastercard | `.masterCard` |
+| American Express | `.amex` |
+| Discover | `.discover` |
+| China UnionPay | `.chinaUnionPay` |
+| JCB | `.JCB` |
+| Maestro | `.maestro` |
+| Electron | `.electron` |
+| Interac | `.interac` |
+
+Query available networks at runtime with `PKPaymentRequest.availableNetworks()`.
+
+## Presenting the Payment Sheet
+
+Use `PKPaymentAuthorizationController` (works in both SwiftUI and UIKit, no view controller needed).
+
+```swift
+@MainActor
+func startPayment() {
+    let request = createPaymentRequest()
+    let controller = PKPaymentAuthorizationController(paymentRequest: request)
+    controller.delegate = self
+    controller.present()
+}
+```
+
+## Handling Payment Authorization
+
+Implement `PKPaymentAuthorizationControllerDelegate` to process the payment token.
+
+```swift
+extension CheckoutCoordinator: PKPaymentAuthorizationControllerDelegate {
+    func paymentAuthorizationController(
+        _ controller: PKPaymentAuthorizationController,
+        didAuthorizePayment payment: PKPayment,
+        handler completion: @escaping (PKPaymentAuthorizationResult) -> Void
+    ) {
+        // Send payment.token.paymentData to your payment processor
+        Task {
+            do {
+                try await paymentService.process(payment.token)
+                completion(PKPaymentAuthorizationResult(status: .success, errors: nil))
+            } catch {
+                completion(PKPaymentAuthorizationResult(status: .failure, errors: [error]))
+            }
+        }
+    }
+
+    func paymentAuthorizationControllerDidFinish(
+        _ controller: PKPaymentAuthorizationController
+    ) {
+        controller.dismiss()
+    }
+}
+```
+
+### Handling Shipping Changes
+
+```swift
+func paymentAuthorizationController(
+    _ controller: PKPaymentAuthorizationController,
+    didSelectShippingMethod shippingMethod: PKShippingMethod,
+    handler completion: @escaping (PKPaymentRequestShippingMethodUpdate) -> Void
+) {
+    let updatedItems = recalculateItems(with: shippingMethod)
+    let update = PKPaymentRequestShippingMethodUpdate(paymentSummaryItems: updatedItems)
+    completion(update)
+}
+```
+
+## Wallet Passes
+
+### Adding a Pass to Wallet
+
+Load a `.pkpass` file and present `PKAddPassesViewController`.
+
+```swift
+func addPassToWallet(data: Data) {
+    guard let pass = try? PKPass(data: data) else { return }
+
+    if let addController = PKAddPassesViewController(pass: pass) {
+        addController.delegate = self
+        present(addController, animated: true)
+    }
+}
+```
+
+### SwiftUI Wallet Button
+
+```swift
+import PassKit
+import SwiftUI
+
+struct AddPassButton: View {
+    let passData: Data
+
+    var body: some View {
+        Button("Add to Wallet") {
+            addPass()
+        }
+    }
+
+    func addPass() {
+        guard let pass = try? PKPass(data: passData) else { return }
+        let library = PKPassLibrary()
+        library.addPasses([pass]) { status in
+            switch status {
+            case .shouldReviewPasses:
+                // Present review UI
+                break
+            case .didAddPasses:
+                // Passes added successfully
+                break
+            case .didCancelAddPasses:
+                break
+            @unknown default:
+                break
+            }
+        }
+    }
+}
+```
+
+## Checking Pass Library
+
+Use `PKPassLibrary` to inspect and manage passes the user already has.
+
+```swift
+let library = PKPassLibrary()
+
+// Check if a specific pass is already in Wallet
+let hasPass = library.containsPass(pass)
+
+// Retrieve passes your app can access
+let passes = library.passes()
+
+// Check if pass library is available
+guard PKPassLibrary.isPassLibraryAvailable() else { return }
+```
+
+## Common Mistakes
+
+### DON'T: Use StoreKit for physical goods
+
+Apple Pay (PassKit) is for **physical goods and services**. StoreKit is for digital
+content, subscriptions, and in-app purchases. Using the wrong framework leads to
+App Review rejection.
+
+```swift
+// WRONG: Using StoreKit to sell a physical product
+let product = try await Product.products(for: ["com.example.tshirt"])
+
+// CORRECT: Use Apple Pay for physical goods
+let request = PKPaymentRequest()
+request.paymentSummaryItems = [
+    PKPaymentSummaryItem(label: "T-Shirt", amount: 29.99),
+    PKPaymentSummaryItem(label: "My Store", amount: 29.99)
+]
+```
+
+### DON'T: Hardcode merchant ID in multiple places
+
+```swift
+// WRONG: Merchant ID scattered across the codebase
+let request1 = PKPaymentRequest()
+request1.merchantIdentifier = "merchant.com.example.app"
+// ...elsewhere:
+let request2 = PKPaymentRequest()
+request2.merchantIdentifier = "merchant.com.example.app" // easy to get out of sync
+
+// CORRECT: Centralize configuration
+enum PaymentConfig {
+    static let merchantIdentifier = "merchant.com.example.app"
+    static let countryCode = "US"
+    static let currencyCode = "USD"
+    static let supportedNetworks: [PKPaymentNetwork] = [.visa, .masterCard, .amex]
+}
+```
+
+### DON'T: Forget the total line item
+
+The last item in `paymentSummaryItems` is the total row. If you omit it, the
+payment sheet shows no merchant name or total.
+
+```swift
+// WRONG: No total item
+request.paymentSummaryItems = [
+    PKPaymentSummaryItem(label: "Widget", amount: 9.99)
+]
+
+// CORRECT: Last item is the total with your merchant name
+request.paymentSummaryItems = [
+    PKPaymentSummaryItem(label: "Widget", amount: 9.99),
+    PKPaymentSummaryItem(label: "My Store", amount: 9.99) // Total
+]
+```
+
+### DON'T: Skip the canMakePayments check
+
+```swift
+// WRONG: Show Apple Pay button without checking
+PayWithApplePayButton(.buy) { startPayment() }
+
+// CORRECT: Only show when available
+if PKPaymentAuthorizationController.canMakePayments(
+    usingNetworks: PaymentConfig.supportedNetworks
+) {
+    PayWithApplePayButton(.buy) { startPayment() }
+} else {
+    // Show alternative checkout or setup button
+    Button("Set Up Apple Pay") { /* guide user */ }
+}
+```
+
+### DON'T: Dismiss the controller before completing authorization
+
+```swift
+// WRONG: Dismissing inside didAuthorizePayment
+func paymentAuthorizationController(
+    _ controller: PKPaymentAuthorizationController,
+    didAuthorizePayment payment: PKPayment,
+    handler completion: @escaping (PKPaymentAuthorizationResult) -> Void
+) {
+    controller.dismiss() // Too early -- causes blank sheet
+    completion(.init(status: .success, errors: nil))
+}
+
+// CORRECT: Dismiss only in paymentAuthorizationControllerDidFinish
+func paymentAuthorizationControllerDidFinish(
+    _ controller: PKPaymentAuthorizationController
+) {
+    controller.dismiss()
+}
+```
+
+## Review Checklist
+
+- [ ] Apple Pay capability enabled and merchant ID configured in Developer portal
+- [ ] Payment Processing Certificate generated and installed
+- [ ] `canMakePayments(usingNetworks:)` checked before showing Apple Pay button
+- [ ] Last item in `paymentSummaryItems` is the total with merchant display name
+- [ ] Payment token sent to server for processing (never decoded client-side)
+- [ ] `paymentAuthorizationControllerDidFinish` dismisses the controller
+- [ ] Shipping method changes recalculate totals via delegate callback
+- [ ] StoreKit used for digital goods; Apple Pay used for physical goods
+- [ ] Wallet passes loaded from signed `.pkpass` bundles
+- [ ] `PKPassLibrary.isPassLibraryAvailable()` checked before pass operations
+- [ ] Apple Pay button uses system-provided `PKPaymentButton` or `PayWithApplePayButton`
+- [ ] Error states handled in authorization result (network failures, declined cards)
+
+## References
+
+- Extended patterns (recurring payments, coupon codes, multi-merchant): `references/wallet-passes.md`
+- [PassKit framework](https://sosumi.ai/documentation/passkit)
+- [PKPaymentRequest](https://sosumi.ai/documentation/passkit/pkpaymentrequest)
+- [PKPaymentAuthorizationController](https://sosumi.ai/documentation/passkit/pkpaymentauthorizationcontroller)
+- [PKPaymentButton](https://sosumi.ai/documentation/passkit/pkpaymentbutton)
+- [PKPass](https://sosumi.ai/documentation/passkit/pkpass)
+- [PKAddPassesViewController](https://sosumi.ai/documentation/passkit/pkaddpassesviewcontroller)
+- [PKPassLibrary](https://sosumi.ai/documentation/passkit/pkpasslibrary)
+- [PKPaymentNetwork](https://sosumi.ai/documentation/passkit/pkpaymentnetwork)

package/pipeline/skills/shared/external/passkit-wallet/references/wallet-passes.md

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+# PassKit Extended Patterns
+
+Overflow reference for the `passkit-wallet` skill. Contains advanced patterns that exceed the main skill file's scope.
+
+## Contents
+
+- [Recurring Payment Requests](#recurring-payment-requests)
+- [Coupon Code Support](#coupon-code-support)
+- [Multi-Merchant Payments](#multi-merchant-payments)
+- [Deferred Payments](#deferred-payments)
+- [Updating Passes with Push Notifications](#updating-passes-with-push-notifications)
+- [SwiftUI Payment Flow](#swiftui-payment-flow)
+
+## Recurring Payment Requests
+
+Set up subscription-style recurring payments with `PKRecurringPaymentRequest`.
+
+```swift
+import PassKit
+
+func createSubscriptionRequest() -> PKPaymentRequest {
+    let request = PKPaymentRequest()
+    request.merchantIdentifier = "merchant.com.example.app"
+    request.countryCode = "US"
+    request.currencyCode = "USD"
+    request.supportedNetworks = [.visa, .masterCard, .amex]
+    request.merchantCapabilities = .threeDSecure
+
+    let monthlyItem = PKRecurringPaymentSummaryItem(
+        label: "Monthly Subscription",
+        amount: 9.99
+    )
+    monthlyItem.intervalUnit = .month
+    monthlyItem.intervalCount = 1
+
+    request.paymentSummaryItems = [
+        monthlyItem,
+        PKPaymentSummaryItem(label: "My Service", amount: 9.99)
+    ]
+
+    let recurringRequest = PKRecurringPaymentRequest(
+        paymentDescription: "Monthly Premium",
+        regularBilling: monthlyItem,
+        managementURL: URL(string: "https://example.com/manage")!
+    )
+    recurringRequest.billingAgreement = "You will be charged $9.99/month."
+    request.recurringPaymentRequest = recurringRequest
+
+    return request
+}
+```
+
+## Coupon Code Support
+
+Enable coupon codes on the payment sheet and handle validation.
+
+```swift
+func createRequestWithCoupons() -> PKPaymentRequest {
+    let request = createPaymentRequest()
+    request.supportsCouponCode = true
+    request.couponCode = "" // pre-fill if known
+    return request
+}
+
+// Handle coupon code entry in the delegate
+extension PaymentCoordinator: PKPaymentAuthorizationControllerDelegate {
+    func paymentAuthorizationController(
+        _ controller: PKPaymentAuthorizationController,
+        didChangeCouponCode couponCode: String,
+        handler completion: @escaping (PKPaymentRequestCouponCodeUpdate) -> Void
+    ) {
+        Task {
+            do {
+                let discount = try await validateCoupon(couponCode)
+                let updatedItems = applyDiscount(discount)
+                completion(PKPaymentRequestCouponCodeUpdate(
+                    paymentSummaryItems: updatedItems
+                ))
+            } catch {
+                let couponError = PKPaymentRequest.paymentCouponCodeInvalidError(
+                    localizedDescription: "Invalid coupon code."
+                )
+                completion(PKPaymentRequestCouponCodeUpdate(
+                    errors: [couponError],
+                    paymentSummaryItems: originalItems
+                ))
+            }
+        }
+    }
+}
+```
+
+## Multi-Merchant Payments
+
+Request separate payment tokens for multiple merchants in one transaction using `PKPaymentTokenContext`.
+
+```swift
+func createMultiMerchantRequest() -> PKPaymentRequest {
+    let request = PKPaymentRequest()
+    request.merchantIdentifier = "merchant.com.example.platform"
+    request.countryCode = "US"
+    request.currencyCode = "USD"
+    request.supportedNetworks = [.visa, .masterCard, .amex]
+    request.merchantCapabilities = .threeDSecure
+
+    request.paymentSummaryItems = [
+        PKPaymentSummaryItem(label: "Hotel Stay", amount: 299.00),
+        PKPaymentSummaryItem(label: "Car Rental", amount: 89.00),
+        PKPaymentSummaryItem(label: "Travel Platform", amount: 388.00)
+    ]
+
+    let hotelContext = PKPaymentTokenContext(
+        merchantIdentifier: "merchant.com.example.hotel",
+        externalIdentifier: "hotel-booking-123",
+        merchantName: "Example Hotel",
+        merchantDomain: "hotel.example.com",
+        amount: 299.00
+    )
+
+    let carContext = PKPaymentTokenContext(
+        merchantIdentifier: "merchant.com.example.carrental",
+        externalIdentifier: "car-rental-456",
+        merchantName: "Example Car Rental",
+        merchantDomain: "carrental.example.com",
+        amount: 89.00
+    )
+
+    request.multiTokenContexts = [hotelContext, carContext]
+    return request
+}
+```
+
+## Deferred Payments
+
+Set up payments that charge later, such as hotel bookings or pre-orders.
+
+```swift
+func createDeferredPaymentRequest() -> PKPaymentRequest {
+    let request = createPaymentRequest()
+
+    let deferredDate = Calendar.current.date(
+        byAdding: .day, value: 14, to: Date()
+    )!
+
+    let deferredRequest = PKDeferredPaymentRequest(
+        paymentDescription: "Hotel Booking - Check-in",
+        deferredBilling: PKDeferredPaymentSummaryItem(
+            label: "Hotel Stay (charged at check-in)",
+            amount: 299.00
+        ),
+        managementURL: URL(string: "https://example.com/bookings")!
+    )
+    deferredRequest.freeCancellationDate = deferredDate
+    deferredRequest.freeCancellationDateTimeZone = .current
+
+    request.deferredPaymentRequest = deferredRequest
+    return request
+}
+```
+
+## Updating Passes with Push Notifications
+
+Passes in Wallet can receive push notifications to trigger an update. The flow:
+
+1. The pass JSON includes a `webServiceURL` and `authenticationToken`
+2. When the pass is added to Wallet, the device registers with your server
+3. To update, send an empty push notification to the device
+4. The device calls your `webServiceURL` to fetch the updated `.pkpass` bundle
+
+### Server Endpoints (your web service must implement)
+
+| Method | Path | Purpose |
+|---|---|---|
+| POST | `/v1/devices/{deviceId}/registrations/{passTypeId}/{serialNumber}` | Register device for updates |
+| DELETE | `/v1/devices/{deviceId}/registrations/{passTypeId}/{serialNumber}` | Unregister device |
+| GET | `/v1/devices/{deviceId}/registrations/{passTypeId}` | Get serial numbers of updated passes |
+| GET | `/v1/passes/{passTypeId}/{serialNumber}` | Download the latest pass |
+
+### Checking for Updates In-App
+
+```swift
+import PassKit
+
+let library = PKPassLibrary()
+
+// Replace an existing pass with updated data
+func updatePass(newPassData: Data) {
+    guard let updatedPass = try? PKPass(data: newPassData) else { return }
+    if library.containsPass(updatedPass) {
+        library.replacePass(with: updatedPass)
+    }
+}
+```
+
+## SwiftUI Payment Flow
+
+A complete SwiftUI payment view with availability check, button, and processing.
+
+```swift
+import SwiftUI
+import PassKit
+
+struct PaymentView: View {
+    @State private var paymentStatus: PaymentStatus = .idle
+
+    private var canPay: Bool {
+        PKPaymentAuthorizationController.canMakePayments(
+            usingNetworks: [.visa, .masterCard, .amex],
+            capabilities: .threeDSecure
+        )
+    }
+
+    var body: some View {
+        VStack(spacing: 16) {
+            OrderSummaryView()
+
+            if canPay {
+                PayWithApplePayButton(.buy) {
+                    processPayment()
+                }
+                .payWithApplePayButtonStyle(.black)
+                .frame(height: 48)
+            } else {
+                Button("Checkout with Card") {
+                    // Fallback payment flow
+                }
+                .buttonStyle(.borderedProminent)
+            }
+
+            if case .error(let message) = paymentStatus {
+                Text(message)
+                    .foregroundStyle(.red)
+                    .font(.caption)
+            }
+        }
+        .padding()
+    }
+
+    @MainActor
+    private func processPayment() {
+        let coordinator = PaymentCoordinator { result in
+            paymentStatus = result
+        }
+        coordinator.startPayment()
+    }
+}
+
+enum PaymentStatus {
+    case idle
+    case processing
+    case success
+    case error(String)
+}
+```