sophhub 0.4.19 → 0.4.21

package/skills/sophnet-stock/src/scripts/test_stock_analysis.py

@@ -1,409 +1,409 @@
-#!/usr/bin/env python3
-# /// script
-# requires-python = ">=3.10"
-# dependencies = [
-#     "pytest>=8.0.0",
-#     "yfinance>=0.2.40",
-#     "pandas>=2.0.0",
-# ]
-# ///
-"""
-Tests for Stock Analysis Skill v6.0
-
-Run with: uv run pytest test_stock_analysis.py -v
-"""
-
-import json
-import pytest
-from unittest.mock import Mock, patch, MagicMock
-from datetime import datetime, timezone
-import pandas as pd
-
-# Import modules to test
-from analyze_stock import (
-    detect_asset_type,
-    normalize_ticker,
-    format_error_output,
-    calculate_rsi,
-    fetch_stock_data,
-    analyze_earnings_surprise,
-    analyze_fundamentals,
-    analyze_momentum,
-    synthesize_signal,
-    EarningsSurprise,
-    Fundamentals,
-    MomentumAnalysis,
-    MarketContext,
-    StockData,
-)
-from dividends import analyze_dividends
-from watchlist import (
-    add_to_watchlist,
-    remove_from_watchlist,
-    list_watchlist,
-    WatchlistItem,
-)
-from portfolio import PortfolioStore
-
-
-class TestAssetTypeDetection:
-    """Test asset type detection."""
-    
-    def test_stock_detection(self):
-        assert detect_asset_type("AAPL") == "stock"
-        assert detect_asset_type("MSFT") == "stock"
-        assert detect_asset_type("googl") == "stock"
-    
-    def test_crypto_detection(self):
-        assert detect_asset_type("BTC-USD") == "crypto"
-        assert detect_asset_type("ETH-USD") == "crypto"
-        assert detect_asset_type("sol-usd") == "crypto"
-    
-    def test_edge_cases(self):
-        # Ticker ending in USD but not crypto format
-        assert detect_asset_type("MUSD") == "stock"
-        # Numbers in ticker
-        assert detect_asset_type("BRK.B") == "stock"
-
-
-class TestTickerNormalization:
-    """Test ticker normalization for index aliases."""
-
-    def test_index_aliases(self):
-        assert normalize_ticker("IXIC") == "^IXIC"
-        assert normalize_ticker("GSPC") == "^GSPC"
-        assert normalize_ticker("DJI") == "^DJI"
-
-    def test_non_index_tickers_unchanged_except_case(self):
-        assert normalize_ticker("aapl") == "AAPL"
-        assert normalize_ticker("^ixic") == "^IXIC"
-        assert normalize_ticker("btc-usd") == "BTC-USD"
-
-
-class TestErrorFormatting:
-    """Test JSON-safe error formatting for tool integrations."""
-
-    def test_json_error_output(self):
-        payload = json.loads(format_error_output("Invalid ticker", output="json"))
-        assert payload["success"] is False
-        assert payload["error"] == "Invalid ticker"
-
-    def test_text_error_output(self):
-        assert format_error_output("Invalid ticker", output="text") == "Error: Invalid ticker"
-
-
-class TestRSICalculation:
-    """Test RSI calculation."""
-    
-    def test_rsi_overbought(self):
-        """Test RSI > 70 (overbought)."""
-        # Create rising prices
-        prices = pd.Series([100 + i * 2 for i in range(20)])
-        rsi = calculate_rsi(prices, period=14)
-        assert rsi is not None
-        assert rsi > 70
-    
-    def test_rsi_oversold(self):
-        """Test RSI < 30 (oversold)."""
-        # Create falling prices
-        prices = pd.Series([100 - i * 2 for i in range(20)])
-        rsi = calculate_rsi(prices, period=14)
-        assert rsi is not None
-        assert rsi < 30
-    
-    def test_rsi_insufficient_data(self):
-        """Test RSI with insufficient data."""
-        prices = pd.Series([100, 101, 102])  # Too few points
-        rsi = calculate_rsi(prices, period=14)
-        assert rsi is None
-
-
-class TestEarningsSurprise:
-    """Test earnings surprise analysis."""
-    
-    def test_earnings_beat(self):
-        """Test positive earnings surprise."""
-        # Mock StockData with earnings beat
-        mock_earnings = pd.DataFrame({
-            "Reported EPS": [1.50],
-            "EPS Estimate": [1.20],
-        }, index=[pd.Timestamp("2024-01-15")])
-        
-        mock_data = Mock(spec=StockData)
-        mock_data.earnings_history = mock_earnings
-        
-        result = analyze_earnings_surprise(mock_data)
-        
-        assert result is not None
-        assert result.score > 0
-        assert result.surprise_pct > 0
-        assert "Beat" in result.explanation
-    
-    def test_earnings_miss(self):
-        """Test negative earnings surprise."""
-        mock_earnings = pd.DataFrame({
-            "Reported EPS": [0.80],
-            "EPS Estimate": [1.00],
-        }, index=[pd.Timestamp("2024-01-15")])
-        
-        mock_data = Mock(spec=StockData)
-        mock_data.earnings_history = mock_earnings
-        
-        result = analyze_earnings_surprise(mock_data)
-        
-        assert result is not None
-        assert result.score < 0
-        assert result.surprise_pct < 0
-        assert "Missed" in result.explanation
-
-
-class TestFundamentals:
-    """Test fundamentals analysis."""
-    
-    def test_strong_fundamentals(self):
-        """Test stock with strong fundamentals."""
-        mock_data = Mock(spec=StockData)
-        mock_data.info = {
-            "trailingPE": 15,
-            "operatingMargins": 0.25,
-            "revenueGrowth": 0.30,
-            "debtToEquity": 30,
-        }
-        
-        result = analyze_fundamentals(mock_data)
-        
-        assert result is not None
-        assert result.score > 0
-        assert "pe_ratio" in result.key_metrics
-    
-    def test_weak_fundamentals(self):
-        """Test stock with weak fundamentals."""
-        mock_data = Mock(spec=StockData)
-        mock_data.info = {
-            "trailingPE": 50,
-            "operatingMargins": 0.02,
-            "revenueGrowth": -0.10,
-            "debtToEquity": 300,
-        }
-        
-        result = analyze_fundamentals(mock_data)
-        
-        assert result is not None
-        assert result.score < 0
-
-
-class TestMomentum:
-    """Test momentum analysis."""
-    
-    def test_overbought_momentum(self):
-        """Test overbought conditions."""
-        # Create mock price history with rising prices near 52w high
-        dates = pd.date_range(end=datetime.now(), periods=100)
-        prices = pd.DataFrame({
-            "Close": [100 + i * 0.5 for i in range(100)],
-            "Volume": [1000000] * 100,
-        }, index=dates)
-        
-        mock_data = Mock(spec=StockData)
-        mock_data.price_history = prices
-        mock_data.info = {
-            "fiftyTwoWeekHigh": 150,
-            "fiftyTwoWeekLow": 80,
-            "regularMarketPrice": 148,
-        }
-        
-        result = analyze_momentum(mock_data)
-        
-        assert result is not None
-        assert result.rsi_status == "overbought"
-        assert result.near_52w_high == True
-        assert result.score < 0  # Overbought = negative score
-
-
-class TestSignalSynthesis:
-    """Test signal synthesis."""
-    
-    def test_buy_signal(self):
-        """Test BUY recommendation synthesis."""
-        earnings = EarningsSurprise(score=0.8, explanation="Beat by 20%", actual_eps=1.2, expected_eps=1.0, surprise_pct=20)
-        fundamentals = Fundamentals(score=0.6, key_metrics={"pe_ratio": 15}, explanation="Strong margins")
-        
-        signal = synthesize_signal(
-            ticker="TEST",
-            company_name="Test Corp",
-            earnings=earnings,
-            fundamentals=fundamentals,
-            analysts=None,
-            historical=None,
-            market_context=None,
-            sector=None,
-            earnings_timing=None,
-            momentum=None,
-            sentiment=None,
-        )
-        
-        assert signal.recommendation == "BUY"
-        assert signal.confidence > 0.5
-    
-    def test_sell_signal(self):
-        """Test SELL recommendation synthesis."""
-        earnings = EarningsSurprise(score=-0.8, explanation="Missed by 20%", actual_eps=0.8, expected_eps=1.0, surprise_pct=-20)
-        fundamentals = Fundamentals(score=-0.6, key_metrics={"pe_ratio": 50}, explanation="Weak margins")
-        
-        signal = synthesize_signal(
-            ticker="TEST",
-            company_name="Test Corp",
-            earnings=earnings,
-            fundamentals=fundamentals,
-            analysts=None,
-            historical=None,
-            market_context=None,
-            sector=None,
-            earnings_timing=None,
-            momentum=None,
-            sentiment=None,
-        )
-        
-        assert signal.recommendation == "SELL"
-    
-    def test_risk_off_penalty(self):
-        """Test risk-off mode reduces BUY confidence."""
-        earnings = EarningsSurprise(score=0.8, explanation="Beat", actual_eps=1.2, expected_eps=1.0, surprise_pct=20)
-        fundamentals = Fundamentals(score=0.6, key_metrics={}, explanation="Strong")
-        market = MarketContext(
-            vix_level=25,
-            vix_status="elevated",
-            spy_trend_10d=2.0,
-            qqq_trend_10d=1.5,
-            market_regime="choppy",
-            score=-0.2,
-            explanation="Risk-off",
-            gld_change_5d=3.0,
-            tlt_change_5d=2.0,
-            uup_change_5d=1.5,
-            risk_off_detected=True,
-        )
-        
-        signal = synthesize_signal(
-            ticker="TEST",
-            company_name="Test Corp",
-            earnings=earnings,
-            fundamentals=fundamentals,
-            analysts=None,
-            historical=None,
-            market_context=market,
-            sector=None,
-            earnings_timing=None,
-            momentum=None,
-            sentiment=None,
-        )
-        
-        # Should still be BUY but with reduced confidence
-        assert signal.recommendation in ["BUY", "HOLD"]
-        assert any("RISK-OFF" in c for c in signal.caveats)
-
-
-class TestWatchlist:
-    """Test watchlist functionality."""
-    
-    @patch('watchlist.get_current_price')
-    @patch('watchlist.save_watchlist')
-    @patch('watchlist.load_watchlist')
-    def test_add_to_watchlist(self, mock_load, mock_save, mock_price):
-        """Test adding ticker to watchlist."""
-        mock_load.return_value = []
-        mock_price.return_value = 150.0
-        mock_save.return_value = None
-        
-        result = add_to_watchlist("AAPL", target_price=200.0)
-        
-        assert result["success"] == True
-        assert result["action"] == "added"
-        assert result["ticker"] == "AAPL"
-        assert result["target_price"] == 200.0
-    
-    @patch('watchlist.save_watchlist')
-    @patch('watchlist.load_watchlist')
-    def test_remove_from_watchlist(self, mock_load, mock_save):
-        """Test removing ticker from watchlist."""
-        mock_load.return_value = [
-            WatchlistItem(ticker="AAPL", added_at="2024-01-01T00:00:00+00:00")
-        ]
-        mock_save.return_value = None
-        
-        result = remove_from_watchlist("AAPL")
-        
-        assert result["success"] == True
-        assert result["removed"] == "AAPL"
-
-
-class TestDividendAnalysis:
-    """Test dividend analysis."""
-    
-    @patch('yfinance.Ticker')
-    def test_dividend_stock(self, mock_ticker):
-        """Test analysis of dividend-paying stock."""
-        mock_stock = Mock()
-        mock_stock.info = {
-            "longName": "Johnson & Johnson",
-            "regularMarketPrice": 160.0,
-            "dividendYield": 0.03,
-            "dividendRate": 4.80,
-            "trailingEps": 6.00,
-        }
-        mock_stock.dividends = pd.Series(
-            [1.2, 1.2, 1.2, 1.2] * 5,  # 5 years of quarterly dividends
-            index=pd.date_range(start="2019-01-01", periods=20, freq="Q")
-        )
-        mock_ticker.return_value = mock_stock
-        
-        result = analyze_dividends("JNJ")
-        
-        assert result is not None
-        assert result.dividend_yield == 3.0
-        assert result.payout_ratio == 80.0
-        assert result.income_rating != "no_dividend"
-    
-    @patch('yfinance.Ticker')
-    def test_no_dividend_stock(self, mock_ticker):
-        """Test analysis of non-dividend stock."""
-        mock_stock = Mock()
-        mock_stock.info = {
-            "longName": "Amazon",
-            "regularMarketPrice": 180.0,
-            "dividendYield": None,
-            "dividendRate": None,
-        }
-        mock_ticker.return_value = mock_stock
-        
-        result = analyze_dividends("AMZN")
-        
-        assert result is not None
-        assert result.income_rating == "no_dividend"
-
-
-class TestIntegration:
-    """Integration tests (require network)."""
-    
-    @pytest.mark.integration
-    def test_real_stock_analysis(self):
-        """Test real stock analysis (AAPL)."""
-        data = fetch_stock_data("AAPL", verbose=False)
-        
-        assert data is not None
-        assert data.ticker == "AAPL"
-        assert data.info is not None
-        assert "regularMarketPrice" in data.info
-    
-    @pytest.mark.integration
-    def test_real_crypto_analysis(self):
-        """Test real crypto analysis (BTC-USD)."""
-        data = fetch_stock_data("BTC-USD", verbose=False)
-        
-        assert data is not None
-        assert data.asset_type == "crypto"
-
-
-# Run tests
-if __name__ == "__main__":
-    pytest.main([__file__, "-v", "--ignore-glob=*integration*"])
+#!/usr/bin/env python3
+# /// script
+# requires-python = ">=3.10"
+# dependencies = [
+#     "pytest>=8.0.0",
+#     "yfinance>=0.2.40",
+#     "pandas>=2.0.0",
+# ]
+# ///
+"""
+Tests for Stock Analysis Skill v6.0
+
+Run with: uv run pytest test_stock_analysis.py -v
+"""
+
+import json
+import pytest
+from unittest.mock import Mock, patch, MagicMock
+from datetime import datetime, timezone
+import pandas as pd
+
+# Import modules to test
+from analyze_stock import (
+    detect_asset_type,
+    normalize_ticker,
+    format_error_output,
+    calculate_rsi,
+    fetch_stock_data,
+    analyze_earnings_surprise,
+    analyze_fundamentals,
+    analyze_momentum,
+    synthesize_signal,
+    EarningsSurprise,
+    Fundamentals,
+    MomentumAnalysis,
+    MarketContext,
+    StockData,
+)
+from dividends import analyze_dividends
+from watchlist import (
+    add_to_watchlist,
+    remove_from_watchlist,
+    list_watchlist,
+    WatchlistItem,
+)
+from portfolio import PortfolioStore
+
+
+class TestAssetTypeDetection:
+    """Test asset type detection."""
+    
+    def test_stock_detection(self):
+        assert detect_asset_type("AAPL") == "stock"
+        assert detect_asset_type("MSFT") == "stock"
+        assert detect_asset_type("googl") == "stock"
+    
+    def test_crypto_detection(self):
+        assert detect_asset_type("BTC-USD") == "crypto"
+        assert detect_asset_type("ETH-USD") == "crypto"
+        assert detect_asset_type("sol-usd") == "crypto"
+    
+    def test_edge_cases(self):
+        # Ticker ending in USD but not crypto format
+        assert detect_asset_type("MUSD") == "stock"
+        # Numbers in ticker
+        assert detect_asset_type("BRK.B") == "stock"
+
+
+class TestTickerNormalization:
+    """Test ticker normalization for index aliases."""
+
+    def test_index_aliases(self):
+        assert normalize_ticker("IXIC") == "^IXIC"
+        assert normalize_ticker("GSPC") == "^GSPC"
+        assert normalize_ticker("DJI") == "^DJI"
+
+    def test_non_index_tickers_unchanged_except_case(self):
+        assert normalize_ticker("aapl") == "AAPL"
+        assert normalize_ticker("^ixic") == "^IXIC"
+        assert normalize_ticker("btc-usd") == "BTC-USD"
+
+
+class TestErrorFormatting:
+    """Test JSON-safe error formatting for tool integrations."""
+
+    def test_json_error_output(self):
+        payload = json.loads(format_error_output("Invalid ticker", output="json"))
+        assert payload["success"] is False
+        assert payload["error"] == "Invalid ticker"
+
+    def test_text_error_output(self):
+        assert format_error_output("Invalid ticker", output="text") == "Error: Invalid ticker"
+
+
+class TestRSICalculation:
+    """Test RSI calculation."""
+    
+    def test_rsi_overbought(self):
+        """Test RSI > 70 (overbought)."""
+        # Create rising prices
+        prices = pd.Series([100 + i * 2 for i in range(20)])
+        rsi = calculate_rsi(prices, period=14)
+        assert rsi is not None
+        assert rsi > 70
+    
+    def test_rsi_oversold(self):
+        """Test RSI < 30 (oversold)."""
+        # Create falling prices
+        prices = pd.Series([100 - i * 2 for i in range(20)])
+        rsi = calculate_rsi(prices, period=14)
+        assert rsi is not None
+        assert rsi < 30
+    
+    def test_rsi_insufficient_data(self):
+        """Test RSI with insufficient data."""
+        prices = pd.Series([100, 101, 102])  # Too few points
+        rsi = calculate_rsi(prices, period=14)
+        assert rsi is None
+
+
+class TestEarningsSurprise:
+    """Test earnings surprise analysis."""
+    
+    def test_earnings_beat(self):
+        """Test positive earnings surprise."""
+        # Mock StockData with earnings beat
+        mock_earnings = pd.DataFrame({
+            "Reported EPS": [1.50],
+            "EPS Estimate": [1.20],
+        }, index=[pd.Timestamp("2024-01-15")])
+        
+        mock_data = Mock(spec=StockData)
+        mock_data.earnings_history = mock_earnings
+        
+        result = analyze_earnings_surprise(mock_data)
+        
+        assert result is not None
+        assert result.score > 0
+        assert result.surprise_pct > 0
+        assert "Beat" in result.explanation
+    
+    def test_earnings_miss(self):
+        """Test negative earnings surprise."""
+        mock_earnings = pd.DataFrame({
+            "Reported EPS": [0.80],
+            "EPS Estimate": [1.00],
+        }, index=[pd.Timestamp("2024-01-15")])
+        
+        mock_data = Mock(spec=StockData)
+        mock_data.earnings_history = mock_earnings
+        
+        result = analyze_earnings_surprise(mock_data)
+        
+        assert result is not None
+        assert result.score < 0
+        assert result.surprise_pct < 0
+        assert "Missed" in result.explanation
+
+
+class TestFundamentals:
+    """Test fundamentals analysis."""
+    
+    def test_strong_fundamentals(self):
+        """Test stock with strong fundamentals."""
+        mock_data = Mock(spec=StockData)
+        mock_data.info = {
+            "trailingPE": 15,
+            "operatingMargins": 0.25,
+            "revenueGrowth": 0.30,
+            "debtToEquity": 30,
+        }
+        
+        result = analyze_fundamentals(mock_data)
+        
+        assert result is not None
+        assert result.score > 0
+        assert "pe_ratio" in result.key_metrics
+    
+    def test_weak_fundamentals(self):
+        """Test stock with weak fundamentals."""
+        mock_data = Mock(spec=StockData)
+        mock_data.info = {
+            "trailingPE": 50,
+            "operatingMargins": 0.02,
+            "revenueGrowth": -0.10,
+            "debtToEquity": 300,
+        }
+        
+        result = analyze_fundamentals(mock_data)
+        
+        assert result is not None
+        assert result.score < 0
+
+
+class TestMomentum:
+    """Test momentum analysis."""
+    
+    def test_overbought_momentum(self):
+        """Test overbought conditions."""
+        # Create mock price history with rising prices near 52w high
+        dates = pd.date_range(end=datetime.now(), periods=100)
+        prices = pd.DataFrame({
+            "Close": [100 + i * 0.5 for i in range(100)],
+            "Volume": [1000000] * 100,
+        }, index=dates)
+        
+        mock_data = Mock(spec=StockData)
+        mock_data.price_history = prices
+        mock_data.info = {
+            "fiftyTwoWeekHigh": 150,
+            "fiftyTwoWeekLow": 80,
+            "regularMarketPrice": 148,
+        }
+        
+        result = analyze_momentum(mock_data)
+        
+        assert result is not None
+        assert result.rsi_status == "overbought"
+        assert result.near_52w_high == True
+        assert result.score < 0  # Overbought = negative score
+
+
+class TestSignalSynthesis:
+    """Test signal synthesis."""
+    
+    def test_buy_signal(self):
+        """Test BUY recommendation synthesis."""
+        earnings = EarningsSurprise(score=0.8, explanation="Beat by 20%", actual_eps=1.2, expected_eps=1.0, surprise_pct=20)
+        fundamentals = Fundamentals(score=0.6, key_metrics={"pe_ratio": 15}, explanation="Strong margins")
+        
+        signal = synthesize_signal(
+            ticker="TEST",
+            company_name="Test Corp",
+            earnings=earnings,
+            fundamentals=fundamentals,
+            analysts=None,
+            historical=None,
+            market_context=None,
+            sector=None,
+            earnings_timing=None,
+            momentum=None,
+            sentiment=None,
+        )
+        
+        assert signal.recommendation == "BUY"
+        assert signal.confidence > 0.5
+    
+    def test_sell_signal(self):
+        """Test SELL recommendation synthesis."""
+        earnings = EarningsSurprise(score=-0.8, explanation="Missed by 20%", actual_eps=0.8, expected_eps=1.0, surprise_pct=-20)
+        fundamentals = Fundamentals(score=-0.6, key_metrics={"pe_ratio": 50}, explanation="Weak margins")
+        
+        signal = synthesize_signal(
+            ticker="TEST",
+            company_name="Test Corp",
+            earnings=earnings,
+            fundamentals=fundamentals,
+            analysts=None,
+            historical=None,
+            market_context=None,
+            sector=None,
+            earnings_timing=None,
+            momentum=None,
+            sentiment=None,
+        )
+        
+        assert signal.recommendation == "SELL"
+    
+    def test_risk_off_penalty(self):
+        """Test risk-off mode reduces BUY confidence."""
+        earnings = EarningsSurprise(score=0.8, explanation="Beat", actual_eps=1.2, expected_eps=1.0, surprise_pct=20)
+        fundamentals = Fundamentals(score=0.6, key_metrics={}, explanation="Strong")
+        market = MarketContext(
+            vix_level=25,
+            vix_status="elevated",
+            spy_trend_10d=2.0,
+            qqq_trend_10d=1.5,
+            market_regime="choppy",
+            score=-0.2,
+            explanation="Risk-off",
+            gld_change_5d=3.0,
+            tlt_change_5d=2.0,
+            uup_change_5d=1.5,
+            risk_off_detected=True,
+        )
+        
+        signal = synthesize_signal(
+            ticker="TEST",
+            company_name="Test Corp",
+            earnings=earnings,
+            fundamentals=fundamentals,
+            analysts=None,
+            historical=None,
+            market_context=market,
+            sector=None,
+            earnings_timing=None,
+            momentum=None,
+            sentiment=None,
+        )
+        
+        # Should still be BUY but with reduced confidence
+        assert signal.recommendation in ["BUY", "HOLD"]
+        assert any("RISK-OFF" in c for c in signal.caveats)
+
+
+class TestWatchlist:
+    """Test watchlist functionality."""
+    
+    @patch('watchlist.get_current_price')
+    @patch('watchlist.save_watchlist')
+    @patch('watchlist.load_watchlist')
+    def test_add_to_watchlist(self, mock_load, mock_save, mock_price):
+        """Test adding ticker to watchlist."""
+        mock_load.return_value = []
+        mock_price.return_value = 150.0
+        mock_save.return_value = None
+        
+        result = add_to_watchlist("AAPL", target_price=200.0)
+        
+        assert result["success"] == True
+        assert result["action"] == "added"
+        assert result["ticker"] == "AAPL"
+        assert result["target_price"] == 200.0
+    
+    @patch('watchlist.save_watchlist')
+    @patch('watchlist.load_watchlist')
+    def test_remove_from_watchlist(self, mock_load, mock_save):
+        """Test removing ticker from watchlist."""
+        mock_load.return_value = [
+            WatchlistItem(ticker="AAPL", added_at="2024-01-01T00:00:00+00:00")
+        ]
+        mock_save.return_value = None
+        
+        result = remove_from_watchlist("AAPL")
+        
+        assert result["success"] == True
+        assert result["removed"] == "AAPL"
+
+
+class TestDividendAnalysis:
+    """Test dividend analysis."""
+    
+    @patch('yfinance.Ticker')
+    def test_dividend_stock(self, mock_ticker):
+        """Test analysis of dividend-paying stock."""
+        mock_stock = Mock()
+        mock_stock.info = {
+            "longName": "Johnson & Johnson",
+            "regularMarketPrice": 160.0,
+            "dividendYield": 0.03,
+            "dividendRate": 4.80,
+            "trailingEps": 6.00,
+        }
+        mock_stock.dividends = pd.Series(
+            [1.2, 1.2, 1.2, 1.2] * 5,  # 5 years of quarterly dividends
+            index=pd.date_range(start="2019-01-01", periods=20, freq="Q")
+        )
+        mock_ticker.return_value = mock_stock
+        
+        result = analyze_dividends("JNJ")
+        
+        assert result is not None
+        assert result.dividend_yield == 3.0
+        assert result.payout_ratio == 80.0
+        assert result.income_rating != "no_dividend"
+    
+    @patch('yfinance.Ticker')
+    def test_no_dividend_stock(self, mock_ticker):
+        """Test analysis of non-dividend stock."""
+        mock_stock = Mock()
+        mock_stock.info = {
+            "longName": "Amazon",
+            "regularMarketPrice": 180.0,
+            "dividendYield": None,
+            "dividendRate": None,
+        }
+        mock_ticker.return_value = mock_stock
+        
+        result = analyze_dividends("AMZN")
+        
+        assert result is not None
+        assert result.income_rating == "no_dividend"
+
+
+class TestIntegration:
+    """Integration tests (require network)."""
+    
+    @pytest.mark.integration
+    def test_real_stock_analysis(self):
+        """Test real stock analysis (AAPL)."""
+        data = fetch_stock_data("AAPL", verbose=False)
+        
+        assert data is not None
+        assert data.ticker == "AAPL"
+        assert data.info is not None
+        assert "regularMarketPrice" in data.info
+    
+    @pytest.mark.integration
+    def test_real_crypto_analysis(self):
+        """Test real crypto analysis (BTC-USD)."""
+        data = fetch_stock_data("BTC-USD", verbose=False)
+        
+        assert data is not None
+        assert data.asset_type == "crypto"
+
+
+# Run tests
+if __name__ == "__main__":
+    pytest.main([__file__, "-v", "--ignore-glob=*integration*"])