@v587d/capital-generation 2.7.3 → 2.7.5

package/selected-skills/claude-for-financial-services-cn/vertical-plugins/investment-banking/skills/china-competitive-analysis/SKILL.md

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+---
+name: china-competitive-analysis
+description: Competitive landscape analysis for A-share companies and Chinese industries. Maps competitors, compares positioning, and assesses relative strengths. Adapted from the original competitive-analysis skill for Chinese market context. Triggers on "A股竞争格局", "行业竞争分析", "competitive landscape China", "competitive analysis A-share", or "[company] competitors China".
+---
+
+# china-competitive-analysis
+
+## Purpose
+
+Analyze **A股行业竞争格局**, mapping competitive dynamics for Chinese companies and industries.
+
+## Data Sources
+
+### Tier 0 — 万得 Wind（最全面付费数据）
+- 覆盖：A股/港美股/基金/指数/债券/宏观/研报/分析（44个工具）
+- MCP 服务：`wind-mcp`（需 `WIND_API_KEY` 密钥，以 `ak_` 开头）
+- 优势：全市场覆盖面最广、数据最全面、包含研报和量化分析
+- 密钥申请：https://aifinmarket.wind.com.cn/#/home
+
+### Tier 1 — 同花顺 iFind（付费精确数据）/ AkShare MCP（Tier-2 免费备选）
+
+```python
+get_industry_stocks(industry="...")    → Full peer list
+get_quote(ticker)                     → Valuation, market cap
+get_financials(ticker, "income")      → Revenue, margins
+get_financials(ticker, "balance")     → Assets, debt
+get_stock_info(ticker)                → Business description
+```
+
+### Secondary Sources
+- 巨潮年报 — detailed segment data
+- 券商行业报告 — analyst competitive analysis
+- Wind / Choice — market share data
+- 行业协会 — industry statistics
+
+## Workflow
+
+### Step 1: Map the Competitive Set
+
+**Industry definition:**
+```python
+# Get full industry composition
+get_industry_stocks(industry="白酒")
+```
+
+**Tier the competitors:**
+
+| Tier | Description | Examples |
+|------|-------------|---------|
+| Tier 1 (龙头) | Market leaders, >10% share | {{SECTOR_LEADER}} ({{EXAMPLE_SECTOR}}) |
+| Tier 2 (挑战者) | Strong #2-5, growing share | {{CHALLENGER_1}}, {{CHALLENGER_2}} |
+| Tier 3 (跟随者) | Niche players, regional | {{NICH_PLAYER}} |
+| Tier 4 (边缘) | Declining or niche | {{LOW_END_PLAYER}} |
+
+### Step 2: Competitive Comparison Matrix
+
+**Core comparison table:**
+
+| Company | Revenue (亿) | YoY | Gross Margin | Net Margin | ROE | Market Cap (亿) | PE (TTM) | Market Share |
+|---------|-------------|-----|-------------|------------|-----|----------------|----------|-------------|
+| | | | | | | | | |
+
+**Expand with competitive dimensions:**
+
+| Dimension | Leader | Challenger 1 | Challenger 2 | Follower |
+|-----------|--------|-------------|-------------|---------|
+| 品牌力 (Brand) | | | | |
+| 渠道能力 (Distribution) | | | | |
+| 产品力 (Product quality) | | | | |
+| 成本优势 (Cost advantage) | | | | |
+| 研发投入 (R&D) | | | | |
+| 国际化 (International) | | | | |
+
+### Step 3: Market Share Analysis
+
+**Share trends:**
+
+| Company | 2020 | 2021 | 2022 | 2023 | 2024E | Trend |
+|---------|------|------|------|------|-------|-------|
+| | | | | | | ↑ / → / ↓ |
+
+**Concentration metrics:**
+- CR3, CR5, CR10 (top 3/5/10 concentration)
+- HHI (Herfindahl-Hirschman Index)
+- Market share distribution
+
+### Step 4: Competitive Positioning
+
+**Positioning map:**
+
+For 2x2 matrices, use:
+- X-axis: Price (价格) or Scale (规模)
+- Y-axis: Quality (品质) or Growth (增速)
+
+Example for {{EXAMPLE_SECTOR}}:
+```
+         高端/品质
+           |
+   {{SECTOR_LEADER}}    |   {{CHALLENGER_1}}/{{CHALLENGER_2}}
+           |
+   {{NICH_PLAYER}} |   {{NATIONAL_BRAND}}
+           |
+           |________________
+              低端/性价比    高端/溢价
+```
+
+### Step 5: Barriers to Entry
+
+**China-specific barriers:**
+
+| Barrier Type | Examples |
+|-------------|---------|
+| 品牌护城河 | Consumer brand loyalty, 品牌认知 |
+| 渠道壁垒 | Distribution network, 经销商体系 |
+| 规模效应 | Cost advantages from scale |
+| 技术壁垒 | Patents, know-how, 技术积累 |
+| 牌照/资质 | Regulatory licenses, 牌照 |
+| 资金壁垒 | Capital requirements |
+| 政策壁垒 | Industry access restrictions |
+| 数据壁垒 | Data network effects |
+
+### Step 6: Threat Assessment
+
+**New entrants:**
+- Likely sources (related industries, overseas)
+- Barriers effectiveness
+
+**Substitutes:**
+- Alternative products/services
+- Switching costs
+
+**Supplier power:**
+- Input concentration
+- Price volatility (e.g., 原材料)
+
+**Buyer power:**
+- Customer concentration
+- Switching costs
+
+**Rivalry intensity:**
+- Number and size of competitors
+- Industry growth rate
+- Differentiation level
+- Exit barriers
+
+### Step 7: Competitive Dynamics
+
+**Historical evolution:**
+- How has competitive landscape changed?
+- What drove shifts (policy, technology, demand)?
+
+**Current dynamics:**
+- Price competition (价格战)
+- Capacity expansion
+- M&A activity
+- New product launches
+
+**Future outlook:**
+- Likely consolidation?
+- New entrants?
+- Technology disruption?
+
+## China-Specific Considerations
+
+### Industry Structure
+
+| Pattern | Description | Example Industries |
+|---------|-------------|-------------------|
+| 寡头垄断 | Few large players | 白酒 (top 5 >80%) |
+| 分散竞争 | Fragmented, many players | 餐饮, 零售 |
+| 区域割据 | Regional champions | 啤酒, 食品加工 |
+| 龙头集中 | Consolidating toward leaders | 家电, 医药流通 |
+
+### Competitive Behavior
+
+- **价格战** (price wars) — common in commoditized sectors
+- **渠道争夺** (channel competition) — 经销商, 线上平台
+- **产能扩张** (capacity race) — leads to overcapacity
+- **并购整合** (consolidation M&A) — industry rationalization
+- **国际化** (going global) — emerging competitive frontier
+
+### Government Role
+
+- 产业政策 shapes competitive dynamics
+- 国企 vs 民企 competitive dynamics
+- 地方保护 (local protectionism) in some industries
+- 反垄断 enforcement affects market structure
+
+## Output Format
+
+**Standard competitive analysis deliverable:**
+
+```
+【行业】竞争格局分析
+
+一、行业概述
+   市场规模, 增速, 发展阶段
+
+二、竞争地图
+   Tier划分, 市场份额
+
+三、核心竞争要素
+   各玩家优势对比
+
+四、竞争动态
+   价格, 渠道, 产能, 并购
+
+五、壁垒分析
+   进入壁垒, 现有壁垒有效性
+
+六、趋势展望
+   行业整合, 新进入者, 技术变革
+
+七、结论与启示
+   投资/战略含义
+```
+
+## Quality Checks
+
+Before delivering:
+- [ ] Competitive set complete and relevant
+- [ ] Market share data sourced
+- [ ] Comparison matrix comprehensive
+- [ ] Barriers analyzed
+- [ ] Competitive dynamics explained
+- [ ] Forward outlook included
+- [ ] Strategic implications drawn
+> **Data Source Mode Switch**: Set env var `IFIND_DATA_SOURCE_MODE` to control data source preference.
+> - `ifind-only` (strict): Use iFind only, error if unavailable
+> - `ifind-fallback` (default): iFind preferred, fallback to AkShare
+> - `akshare-only`: Skip iFind, use AkShare only
+> - `wind-only`: Wind only, error if unavailable
+> - `wind-fallback`: Wind first, fallback to iFind → AkShare

package/selected-skills/claude-for-financial-services-cn/vertical-plugins/investment-banking/skills/china-datapack-builder/SKILL.md

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+---
+name: china-datapack-builder
+description: Build professional data packs for A-share investment banking deals — M&A due diligence, IC materials, company profiles. Adapted from the original datapack-builder skill for Chinese data sources (AkShare, 巨潮, exchange filings) and CAS accounting. Triggers on "A股数据包", "投行数据包", "datapack China", "due diligence pack A-share", or "IC data pack [company]".
+---
+
+# china-datapack-builder
+
+## Purpose
+
+Build professional **A股投行数据包 (Data Pack)** for investment banking workflows — M&A due diligence, IC review, deal execution.
+
+## Data Sources
+
+### Tier 0 — 万得 Wind（最全面付费数据）
+- 覆盖：A股/港美股/基金/指数/债券/宏观/研报/分析（44个工具）
+- MCP 服务：`wind-mcp`（需 `WIND_API_KEY` 密钥，以 `ak_` 开头）
+- 优势：全市场覆盖面最广、数据最全面、包含研报和量化分析
+- 密钥申请：https://aifinmarket.wind.com.cn/#/home
+
+### Tier 1 — 同花顺 iFind（付费精确数据）/ AkShare MCP（Tier-2 免费备选）
+
+```python
+get_financials(ticker, "income", "annual")   → P&L history
+get_financials(ticker, "balance", "annual")  → Balance sheet
+get_financials(ticker, "cashflow", "annual") → Cash flow
+get_quote(ticker)                            → Current valuation
+get_historical_data(ticker)                  → Trading history
+get_industry_stocks(industry="...")           → Peer comparison
+get_stock_info(ticker)                       → Company profile
+```
+
+### Secondary Sources
+
+- **巨潮资讯** — mandatory filings (年报, 中报, 季报)
+- **上交所 / 深交所** — announcements, filings
+- **公司官网** — investor materials
+- **企查查 / 天眼查** — corporate structure
+- **Wind / Choice** — comprehensive data
+
+## Workflow
+
+### Step 1: Define Pack Scope
+
+**Data pack types:**
+
+| Pack Type | Purpose | Typical Content |
+|-----------|---------|-----------------|
+| Company overview | Initial target screening | Financials, profile, peers |
+| Due diligence | Pre-deal deep dive | 3-statement, quality of earnings, debt |
+| IC preparation | Investment committee | Executive summary, model, risks |
+| M&A comps | Comparable transactions | Precedent deals, trading comps |
+| Sector deep dive | Market context | Industry overview, competitive map |
+
+### Step 2: Gather Source Materials
+
+**Financial data collection:**
+
+```python
+# 3-5 years historicals
+for year in range(2020, 2025):
+    get_financials(ticker, "income", "annual")
+    get_financials(ticker, "balance", "annual")
+    get_financials(ticker, "cashflow", "annual")
+```
+
+**Corporate information:**
+- 公司股权结构 (ownership structure)
+- 子公司/参股公司 (subsidiaries / associates)
+- 关联交易 (related party transactions)
+- 对外担保 (guarantees)
+- 诉讼仲裁 (litigation / arbitration)
+
+**Market data:**
+- Current and historical share price
+- Trading volumes and liquidity
+- Ownership breakdown (institutional, retail, 北向)
+- Shareholder changes over time
+
+### Step 3: Normalize & Structure
+
+**Data normalization standards:**
+
+1. **Currency**: All figures in CNY (人民币)
+2. **Units**: Consistent (亿元 preferred for large companies)
+3. **Periods**: Align fiscal years (typically Dec 31)
+4. **Adjustments**: Normalize for one-time items
+
+**Standard data pack sections:**
+
+#### Section 1: Executive Summary
+- 1-page overview
+- Key investment highlights
+- Valuation summary
+- Critical risks
+
+#### Section 2: Company Overview
+- Business description
+- History and milestones
+- Organizational structure
+- Management team
+- Shareholder structure
+
+#### Section 3: Financial Summary
+- Income statement (3-5 years)
+- Balance sheet (3-5 years)
+- Cash flow statement (3-5 years)
+- Key ratios and metrics
+- Revenue bridge
+
+#### Section 4: Operating Metrics
+- Revenue by segment
+- Volume / unit data (if relevant)
+- Capacity / utilization
+- Geographic breakdown
+
+#### Section 5: Quality of Earnings
+- Revenue quality (cash conversion)
+- Margin analysis
+- One-time items identification
+- Earnings sustainability
+
+#### Section 6: Balance Sheet Analysis
+- Asset quality
+- Working capital efficiency
+- Debt structure
+- Off-balance sheet items
+
+#### Section 7: Peer Comparison
+- Trading multiples
+- Financial metrics
+- Operating metrics
+- Valuation dispersion
+
+#### Section 8: Transaction History
+- Historical M&A
+- Capital raising history
+- Major corporate actions
+
+#### Section 9: Risk Factors
+- Company-specific risks
+- Industry risks
+- Regulatory risks
+- Market risks
+
+### Step 4: Excel Workbook Structure
+
+**Recommended tabs:**
+
+| Tab | Content |
+|-----|---------|
+| 封面 (Cover) | Pack title, date, confidentiality |
+| 摘要 (Summary) | Key data points, valuation |
+| 利润表 (Income Statement) | Historical + projected |
+| 资产负债表 (Balance Sheet) | Historical + projected |
+| 现金流量表 (Cash Flow) | Historical + projected |
+| 财务指标 (Key Metrics) | Ratios, growth rates |
+| 可比公司 (Comparable Cos) | Peer analysis |
+| 估值 (Valuation) | DCF, multiples, football field |
+| 运营数据 (Operating Data) | Volume, capacity, etc. |
+| 公司治理 (Governance) | Ownership, management, related party |
+| 风险 (Risks) | Risk factor analysis |
+
+### Step 5: Quality Standards
+
+**Data integrity:**
+- [ ] All figures sourced from 巨潮 PDF or AkShare
+- [ ] Cross-referenced against multiple sources where possible
+- [ ] Adjustments documented
+- [ ] No transcription errors
+
+**Formatting:**
+- [ ] Consistent formatting throughout
+- [ ] Clear section headers
+- [ ] Source citations in cell comments
+- [ ] Professional appearance
+
+**Completeness:**
+- [ ] All sections relevant to deal type included
+- [ ] Key risks identified and documented
+- [ ] Valuation analysis complete
+- [ ] Peer comparison adequate
+
+## China-Specific Considerations
+
+### Regulatory Filings
+
+| Filing | Frequency | Source | Key Data |
+|--------|-----------|--------|----------|
+| 年报 (Annual report) | Annual | 巨潮 | Full financials, MD&A, risks |
+| 中报 (Semi-annual) | Semi-annual | 巨潮 | Condensed financials |
+| 季报 (Quarterly) | Quarterly | 巨潮 | Condensed financials |
+| 业绩预告 | As required | 巨潮 | Directional guidance |
+| 重大事项公告 | Ad-hoc | 巨潮 | M&A, contracts, etc. |
+
+### Common Data Issues
+
+| Issue | Solution |
+|-------|----------|
+| 千元 vs 元 units | Check 财务报表附注 for units |
+| 合并 vs 母公司报表 | Use 合并报表 for group analysis |
+| 非经常性损益 | Flag and normalize |
+| 政府补助 | Identify and separate |
+| 关联交易占比高 | Flag for due diligence |
+
+### Industry-Specific Data
+
+| Industry | Special Data Needs |
+|----------|-------------------|
+| 白酒 | 批价数据, 渠道库存, 经销商数量 |
+| 半导体 | 产能数据, 晶圆出货, 客户结构 |
+| 新能源 | 装机量, 产能, 技术参数 |
+| 医药 | 管线数据, 临床进展, 集采中标 |
+| 房地产 | 可售资源, 去化率, 土储 |
+
+## Quality Checks
+
+Before delivering:
+- [ ] Data pack scope clearly defined
+- [ ] All financials complete and accurate
+- [ ] Source materials documented
+- [ ] Adjustments transparent
+- [ ] Peer comparison relevant
+- [ ] Valuation analysis included
+- [ ] Risk factors comprehensive
+- [ ] Excel workbook well-structured
+- [ ] Confidentiality notices included
+> **Data Source Mode Switch**: Set env var `IFIND_DATA_SOURCE_MODE` to control data source preference.
+> - `ifind-only` (strict): Use iFind only, error if unavailable
+> - `ifind-fallback` (default): iFind preferred, fallback to AkShare
+> - `akshare-only`: Skip iFind, use AkShare only
+> - `wind-only`: Wind only, error if unavailable
+> - `wind-fallback`: Wind first, fallback to iFind → AkShare

package/selected-skills/claude-for-financial-services-cn/vertical-plugins/investment-banking/skills/china-deal-tracker/SKILL.md

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+---
+name: china-deal-tracker
+description: Track A-share sell-side M&A and deal pipeline with milestones, deadlines, and action items. Adapted from the original deal-tracker skill for Chinese market deal processes. Triggers on "A股交易跟踪", "并购进度", "deal tracker China", "M&A pipeline A-share", or "track progress on [deal]".
+---
+
+# china-deal-tracker
+
+## Purpose
+
+Track **A股投行交易/并购进度** with structured milestone tracking, deadline management, and action item follow-up.
+
+## Data Sources
+
+### Tier 0 — 万得 Wind（最全面付费数据）
+- 覆盖：A股/港美股/基金/指数/债券/宏观/研报/分析（44个工具）
+- MCP 服务：`wind-mcp`（需 `WIND_API_KEY` 密钥，以 `ak_` 开头）
+- 优势：全市场覆盖面最广、数据最全面、包含研报和量化分析
+- 密钥申请：https://aifinmarket.wind.com.cn/#/home
+
+### Tier 1 — 同花顺 iFind（付费精确数据）/ AkShare MCP（Tier-2 免费备选）
+
+## Workflow
+
+### Step 1: Set Up Deal Record
+
+**Deal setup template:**
+
+```json
+{
+  "deal_name": "[Target] 股权转让",
+  "deal_type": "股权收购 / 资产收购 / 吸收合并 / 借壳",
+  "target": "[Company name] ([Ticker])",
+  "industry": "[Industry]",
+  "mandate_date": "[Date]",
+  "expected_close": "[Date]",
+  "deal_size": "XX亿",
+  "status": "Active / On hold / Completed / Terminated"
+}
+```
+
+### Step 2: Define Milestones
+
+**Standard A-share M&A milestones:**
+
+| # | Milestone | Typical Duration | Dependencies |
+|---|-----------|-----------------|-------------|
+| 1 | 委托签约 (Mandate signing) | Day 0 | Client agreement |
+| 2 | Teaser 制作 | 3-5 days | Information gathering |
+| 3 | 买方筛选 (Buyer screening) | 1-2 weeks | IOI responses |
+| 4 | NDA 签署 | 1-3 days | Buyer identification |
+| 5 | 管理层会议 (Management meeting) | Week 3-4 | Buyer shortlist |
+| 6 | 尽调 (Due diligence) | 2-4 weeks | Data room access |
+| 7 | 投标 (Bid submission) | Week 6-8 | DD complete |
+| 8 | 谈判 (Negotiation) | 2-4 weeks | Best bid selection |
+| 9 | 排他 (Exclusivity) | 2-4 weeks | Term sheet signed |
+| 10 | SPA 签署 (Signing) | 4-8 weeks | Approvals obtained |
+| 11 | 监管审批 (Regulatory approval) | 1-6 months | Filing complete |
+| 12 | 交割 (Closing) | Day 0 of closing | All CPs satisfied |
+
+### Step 3: Track Action Items
+
+**Action item format:**
+
+| # | Action | Owner | Deadline | Status | Notes |
+|---|--------|-------|----------|--------|-------|
+| 1 | 制作Teaser | [Name] | [Date] | In progress | |
+| 2 | 买方联系 | [Name] | [Date] | Not started | 3 target buyers |
+| 3 | 管理层会议安排 | [Name] | [Date] | Pending | 需确认日期 |
+
+### Step 4: Weekly Status Update
+
+**Standard status format:**
+
+```
+【[Deal Name]】周报 [YYYY-MM-DD]
+
+一、本周进展
+   - [Milestone 1]: [Status update]
+   - [Milestone 2]: [Status update]
+
+二、下周计划
+   - [Action 1]
+   - [Action 2]
+
+三、风险与问题
+   - [Issue 1]: [Mitigation]
+   - [Issue 2]: [Escalation needed?]
+
+四、时间表更新
+   [Updated timeline if changed]
+```
+
+### Step 5: Deadlines & Alerts
+
+**Critical deadlines to track:**
+
+| Deadline | Alert Level | Action Required |
+|----------|-------------|-----------------|
+| IOI submission | High | Confirm receipt |
+| FBO submission | High | Final review |
+| Management meeting | High | Preparation, logistics |
+| Regulatory filing | Critical | Prepare documents |
+| SPA signing | Critical | Final terms |
+| Closing | Critical | Coordination |
+
+### Step 6: Pipeline Overview
+
+**Deal pipeline summary:**
+
+| Deal | Stage | Size | Expected Close | Probability | Next Action |
+|------|-------|------|---------------|-------------|-------------|
+| | | | | | |
+
+## China-Specific Considerations
+
+### Regulatory Timeline Variations
+
+| Factor | Impact |
+|--------|--------|
+| 反垄断审查 | Can add 60-180 days |
+| 国有股权转让 | Requires 评估 and 产权交易所 |
+| 外资安全审查 | 30-60 days if foreign buyer |
+| 行业准入 | Sector-specific approvals |
+
+### Common Delays
+
+| Issue | Typical Impact | Mitigation |
+|-------|---------------|------------|
+| 监管审批延迟 | +30-90 days | Early filing, engage regulators |
+| 管理层分歧 | +2-4 weeks | Alignment meetings |
+| 买方尽调问题 | +1-2 weeks | Data room preparation |
+| 估值差距 | +2-4 weeks | Advisor mediation |
+| 审批机关反馈 | Variable | Proactive engagement |
+
+### A-share Specific Items
+
+- **停牌** (Trading halt): Target company stock halt during process
+- **信息披露** (Disclosure): Public announcements required at key stages
+- **内幕信息管理** (Insider trading): Strict MI management required
+- **保密期** (Confidentiality period): Typically 6-12 months
+
+## Quality Checks
+
+Before updating:
+- [ ] All milestones defined
+- [ ] Owners assigned
+- [ ] Deadlines realistic
+- [ ] Status accurate
+- [ ] Risks flagged
+- [ ] Next actions clear
+- [ ] Pipeline summary current