@v587d/capital-generation 2.7.3 → 2.7.4

package/selected-skills/claude-for-financial-services-cn/vertical-plugins/investment-banking/skills/china-strip-profile/SKILL.md

@@ -0,0 +1,196 @@
+---
+name: china-strip-profile
+description: Create one-page company profile slides (strip profiles) for A-share targets in pitch books and deal materials. Adapted from the original strip-profile skill for Chinese companies, A-share market data, and Chinese business terminology. Triggers on "A股公司简介", "公司概况", "strip profile China", "one-pager A-share", or "target profile for [company]".
+---
+
+# china-strip-profile
+
+## Purpose
+
+Create professional **A股目标公司简介/Strip Profile** slides for pitch books and deal materials.
+
+## Data Sources
+
+### Tier 0 — 万得 Wind（最全面付费数据）
+- 覆盖：A股/港美股/基金/指数/债券/宏观/研报/分析（44个工具）
+- MCP 服务：`wind-mcp`（需 `WIND_API_KEY` 密钥，以 `ak_` 开头）
+- 优势：全市场覆盖面最广、数据最全面、包含研报和量化分析
+- 密钥申请：https://aifinmarket.wind.com.cn/#/home
+
+### Tier 1 — 同花顺 iFind（付费精确数据）/ AkShare MCP（Tier-2 免费备选）
+
+```python
+get_stock_info(ticker)                     → Company profile
+get_quote(ticker)                         → Current valuation
+get_historical_data(ticker)               → Stock performance
+get_financials(ticker, "income", "annual")  → Revenue, profit
+get_financials(ticker, "balance", "annual") → Assets, debt
+get_industry_stocks(industry="...")        → Peer context
+get_stock_news(ticker)                    → Recent news
+```
+
+### Secondary Sources
+
+- **巨潮资讯** — annual reports, prospectus (招股说明书)
+- **企查查 / 天眼查** — corporate structure, subsidiaries
+- **公司官网** — investor relations materials
+- **券商研报** — existing research (if covered)
+
+## Workflow
+
+### Step 1: Gather Target Information
+
+**Company basics:**
+- 公司全称 (Full name)
+- 股票代码 (Ticker)
+- 上市板块 (Listing board: 主板/创业板/科创板/北交所)
+- 上市日期 (Listing date)
+- 行业分类 (Industry classification)
+- 总部地址 (Headquarters)
+- 员工人数 (Employee count)
+
+**Business description:**
+- 主营业务 (Core business)
+- 产品/服务 (Products/services)
+- 商业模式 (Business model)
+- 客户结构 (Customer base)
+- 地域分布 (Geographic footprint)
+
+**Financial snapshot (most recent):**
+
+| Metric | FY2023 | FY2022 | YoY |
+|--------|--------|--------|-----|
+| Revenue (亿) | | | |
+| Net Income (亿) | | | |
+| Gross Margin | | | |
+| Net Margin | | | |
+| ROE | | | |
+| Net Debt/EBITDA | | | |
+
+**Market data:**
+- Current price (latest close)
+- Market cap (总市值 / 流通市值)
+- 52-week high/low
+- YTD performance
+- Average daily turnover
+
+### Step 2: Identify Key Investment Highlights
+
+**Highlight categories:**
+
+1. **Market leadership** (市场地位)
+   - Market share rank
+   - Competitive advantages
+   - Barriers to entry
+
+2. **Financial profile** (财务特征)
+   - Revenue scale and growth
+   - Margin profile
+   - Cash generation
+   - Balance sheet strength
+
+3. **Growth drivers** (成长动力)
+   - New products / expansion
+   - Market opportunities
+   - Capacity additions
+
+4. **Valuation context** (估值位置)
+   - Current multiples vs history
+   - vs peers
+   - Upside/downside
+
+### Step 3: Build Slide Content
+
+**Standard strip profile layout (1 slide, typically):**
+
+**Left panel — Company snapshot:**
+```
+[公司LOGO/名称] [股票代码]
+[行业] | [上市板块] | [上市日期]
+
+公司简介：
+[2-3 sentences on business model]
+
+核心财务 (最近财年):
+  营业收入: XX亿 (YoY: +XX%)
+  净利润: XX亿 (YoY: +XX%)
+  毛利率: XX%
+  净利率: XX%
+  ROE: XX%
+  有息负债: XX亿
+```
+
+**Right panel — Key metrics / highlights:**
+```
+[3-5 bullet investment highlights]
+- 市场地位: ...
+- 成长动力: ...
+- 竞争优势: ...
+- 估值水平: ...
+```
+
+**Bottom — Charts:**
+- Revenue / profit history (3-5 years)
+- PE band or comparable multiples
+- Share price performance
+
+### Step 4: Visual Design
+
+**Design guidelines:**
+- Clean, professional layout
+- Consistent with firm's pitch deck template
+- Key numbers prominently displayed
+- Charts simple and readable
+- Chinese labels appropriate for audience
+
+**Color scheme (default if no template):**
+- Section headers: Dark blue `#1F4E79` with white text
+- Data cells: Light grey `#F2F2F2` or white
+- Accent: Company brand colors (research via web search)
+- Text: Black / dark grey
+
+### Step 5: Quality Check
+
+**Before finalizing:**
+- [ ] All financials sourced from 巨潮 or AkShare
+- [ ] Market data current
+- [ ] Key highlights compelling and factual
+- [ ] Charts readable and properly labeled
+- [ ] Brand colors correct (researched, not assumed)
+- [ ] Formatting consistent with deck template
+
+## China-Specific Considerations
+
+### Listing Boards
+
+| Board | Requirements | Characteristics |
+|-------|-------------|-----------------|
+| 主板 (Main Board) | Profitable, established | Large-caps, mature companies |
+| 创业板 (ChiNext) | Growth, innovation | Tech, healthcare, growth |
+| 科创板 (STAR Market) | Hard tech, R&D | Semiconductors, biotech, advanced mfg |
+| 北交所 (BJSE) | SMEs, innovative | Smaller, earlier-stage companies |
+
+### A-share Specifics
+
+- 涨跌停 limits affect trading profile
+- 北向资金 ownership tracked for large-caps
+- 股东户数 changes (from quarterly reports)
+- 限售股比例 (restricted shares) affects float
+- 质押比例 (share pledge ratio) — flag if >30%
+
+### Industry-Specific Metrics
+
+| Industry | Key Metrics to Highlight |
+|----------|-------------------------|
+| 白酒 | 批价, 渠道库存, 动销增速 |
+| 半导体 | 产能利用率, 技术节点, 客户认证 |
+| 新能源 | 产能, 出货量, 技术路线 |
+| 医药 | 管线, 研发投入, 集采中标 |
+| 银行 | NIM, 不良率, 拨备覆盖率 |
+| 互联网 | DAU/MAU, ARPU, 变现效率 |
+> **Data Source Mode Switch**: Set env var `IFIND_DATA_SOURCE_MODE` to control data source preference.
+> - `ifind-only` (strict): Use iFind only, error if unavailable
+> - `ifind-fallback` (default): iFind preferred, fallback to AkShare
+> - `akshare-only`: Skip iFind, use AkShare only
+> - `wind-only`: Wind only, error if unavailable
+> - `wind-fallback`: Wind first, fallback to iFind → AkShare

package/selected-skills/claude-for-financial-services-cn/vertical-plugins/investment-banking/skills/china-teaser/SKILL.md

@@ -0,0 +1,235 @@
+---
+name: china-teaser
+description: Draft anonymous one-page company teasers for A-share sell-side M&A processes. Creates compelling blind profiles without revealing the company's identity, adapted for Chinese market conventions. Triggers on "A股Teaser", "盲审材料", "blind profile China", "anonymous teaser A-share", or "sell-side teaser".
+---
+
+# china-teaser
+
+## Purpose
+
+Draft **A股并购盲审Teaser /  teaser** for sell-side M&A processes — anonymous one-page profiles designed to gauge buyer interest before NDA execution.
+
+## Data Sources
+
+### Tier 0 — 万得 Wind（最全面付费数据）
+- 覆盖：A股/港美股/基金/指数/债券/宏观/研报/分析（44个工具）
+- MCP 服务：`wind-mcp`（需 `WIND_API_KEY` 密钥，以 `ak_` 开头）
+- 优势：全市场覆盖面最广、数据最全面、包含研报和量化分析
+- 密钥申请：https://aifinmarket.wind.com.cn/#/home
+
+### Tier 1 — 同花顺 iFind（付费精确数据）/ AkShare MCP（Tier-2 免费备选）
+
+```python
+# Anonymized financial metrics
+get_industry_stocks(industry="...")     → Industry context, peer benchmarks
+get_quote(ticker)                       → Valuation ranges (anonymized)
+get_financials(ticker, "income")        → Revenue, margins (anonymized)
+```
+
+### Secondary Sources
+- 巨潮 — target company filings (anonymized data extraction)
+- Wind / Choice — industry benchmarks
+- 券商研报 — sector overviews for context
+
+## Workflow
+
+### Step 1: Anonymize Target Information
+
+**Strip identifying information:**
+- Company name → "Leading [Industry] Player"
+- Ticker → "[Listing Board] -listed Company"
+- Exact location → "Headquartered in [Region]"
+- Specific products → Product categories only
+- Customer names → "Major domestic/international clients"
+- Management names → Titles only
+
+**Preserve:**
+- Industry/sector
+- Revenue scale (ranges)
+- Margin profile
+- Growth trajectory
+- Market position (leader/challenger)
+- Geographic footprint (regions, not cities)
+- Deal rationale
+
+### Step 2: Structure the Teaser
+
+**Standard A-share teaser format:**
+
+```
+[CONFIDENTIAL — FOR DISCUSSION PURPOSES ONLY]
+
+[ANONYMOUS TARGET]
+[Industry Category] | [Listing Board] | [Region]
+
+═══════════════════════════════════════════
+
+INVESTMENT HIGHLIGHTS
+
+• Leading position in [industry] with ~[X%] market share
+• Revenue of ~[XX]亿 RMB with [XX%] YoY growth
+• [Gross/Operating] margin of [XX%], above sector average
+• Strong [competitive advantage: brand/technology/distribution]
+• Established [customer base / channel network / R&D platform]
+• Attractive valuation at [X]x EV/EBITDA vs peers at [Y]x
+
+═══════════════════════════════════════════
+
+COMPANY OVERVIEW
+
+Business: [Description without names]
+Founded: [Year]
+Headquarters: [Region]
+Employees: ~[XXX]
+Listing: [Board] since [Year]
+
+Core Business:
+• [Segment 1]: [XX%] of revenue
+• [Segment 2]: [XX%] of revenue
+• [Segment 3]: [XX%] of revenue
+
+═══════════════════════════════════════════
+
+MARKET POSITION
+
+• #X player in China [industry] market (~[XX]亿 RMB TAM)
+• Strong presence in [region/segment]
+• Key competitive advantages: [bullet points]
+• [XX%] market share in core segment
+
+═══════════════════════════════════════════
+
+FINANCIAL SNAPSHOT
+
+(RMB 亿元)
+
+                   2022    2023    2024E
+Revenue            XX      XX      XX
+YoY Growth         XX%     XX%     XX%
+Gross Profit       XX      XX      XX
+Gross Margin       XX%     XX%     XX%
+EBITDA             XX      XX      XX
+EBITDA Margin      XX%     XX%     XX%
+Net Income         XX      XX      XX
+Net Margin         XX%     XX%     XX%
+
+═══════════════════════════════════════════
+
+TRANSACTION RATIONALE
+
+• Industry consolidation opportunity — top [X] players control [XX%]
+• Synergies: [cost savings / revenue enhancement]
+• Attractive valuation vs transaction comps
+• Strong [cash flow / growth] supporting leverage capacity
+
+═══════════════════════════════════════════
+
+CONFIDENTIALITY
+This teaser is prepared solely for discussion purposes and is subject to a
+Non-Disclosure Agreement. All information is provided on a confidential basis
+and may not be reproduced or distributed without prior written consent.
+
+[Advisor Name] | [Date]
+```
+
+### Step 3: Financial Anonymization
+
+**Ranges to use:**
+
+| Actual | Display As |
+|--------|-----------|
+| 15.2亿 | ~15亿 |
+| 23.7亿 | ~20-25亿 |
+| 156.3亿 | ~150亿 |
+| 0.98% | ~1% |
+| 15.23% | ~15% |
+
+**Multiple rounding:**
+- 8.3x → ~8x
+- 12.7x → ~12-13x
+- 23.45x → ~23x
+
+### Step 4: Design
+
+**Layout:**
+- Single page (A4 or letter)
+- Clean, professional design
+- Firm branding (logo, colors)
+- No company-specific imagery
+- Generic industry imagery acceptable
+
+**Visual elements:**
+- Company logo: Anonymous icon or generic placeholder
+- Charts: Revenue growth, margin trends (anonymized)
+- Market share: Industry context without naming
+
+### Step 5: Distribution Protocol
+
+**Distribution rules:**
+1. Only to qualified, vetted buyers
+2. Under mutual NDA
+3. Version control (track who received which version)
+4. No forwarding without approval
+5. Digital: PDF with disabled printing/editing preferred
+
+## China-Specific Considerations
+
+### A-share Market Context
+
+| Feature | Teaser Consideration |
+|---------|----------------------|
+| 涨跌停限制 | Mention as market characteristic |
+| 散户投资者 | Note retail participation level |
+| 政策驱动 | Highlight policy tailwinds/risks |
+| 北向资金 | Foreign ownership trend |
+| 外资准入 | Foreign investment restrictions if applicable |
+
+### Anonymization Best Practices
+
+**Do NOT include:**
+- Exact company name or ticker
+- Specific city names (use region: 华东, 华南, 华北)
+- Customer/supplier names
+- Specific product brand names
+- Management names
+- Exact address
+
+**DO include:**
+- Industry sector (e.g., 白酒, 半导体)
+- Revenue range
+- Margin profile
+- Growth trajectory
+- Market position (# rank)
+- Geographic region (broad)
+- Competitive strengths (general)
+
+### China M&A Market Context
+
+**Typical teaser distribution:**
+- 5-20 potential buyers
+- Mix of strategic and financial
+- 国企买家 often requires longer relationship-building
+- 外资买家 may need additional regulatory context
+
+**Valuation context to include:**
+- A-share market multiples
+- Recent comparable transactions
+- Control premium range
+- Market sentiment
+
+## Quality Checks
+
+Before distributing:
+- [ ] All identifying information removed
+- [ ] Financial data anonymized appropriately
+- [ ] Industry context clear
+- [ ] Investment thesis compelling
+- [ ] Design professional
+- [ ] Distribution list approved
+- [ ] NDA in place for all recipients
+> **Data Source Mode Switch**: Set env var `IFIND_DATA_SOURCE_MODE` to control data source preference.
+> - `ifind-only` (strict): Use iFind only, error if unavailable
+> - `ifind-fallback` (default): iFind preferred, fallback to AkShare
+> - `akshare-only`: Skip iFind, use AkShare only
+> - `wind-only`: Wind only, error if unavailable
+> - `wind-fallback`: Wind first, fallback to iFind → AkShare

package/selected-skills/claude-for-financial-services-cn/vertical-plugins/operations/skills/china-kyc-doc-parse/SKILL.md

@@ -0,0 +1,252 @@
+---
+name: china-kyc-doc-parse
+description: Parse and extract data from Chinese identity documents for KYC (Know Your Customer) compliance. Adapts the original kyc-doc-parse skill for Chinese ID cards, business licenses, and domestic compliance requirements. Triggers on "A股KYC", "身份文件解析", "parse Chinese ID", "KYC document", "客户身份识别", or "extract [document type]".
+---
+
+# china-kyc-doc-parse
+
+## Purpose
+
+Parse **中国身份文件** — extract and verify data from Chinese KYC documents.
+
+## Data Sources
+
+### Tier 0 — 万得 Wind（最全面付费数据）
+- 覆盖：A股/港美股/基金/指数/债券/宏观/研报/分析（44个工具）
+- MCP 服务：`wind-mcp`（需 `WIND_API_KEY` 密钥，以 `ak_` 开头）
+- 优势：全市场覆盖面最广、数据最全面、包含研报和量化分析
+- 密钥申请：https://aifinmarket.wind.com.cn/#/home
+
+### Tier 1 — 同花顺 iFind（付费精确数据）/ AkShare MCP（Tier-2 免费备选）
+
+```python
+# Not typically used for KYC; for background checks:
+get_stock_info(ticker)                    → Company verification (if applicable)
+```
+
+### Secondary Sources
+- 国家企业信用信息公示系统 — business license verification
+- 天眼查 / 企查查 — corporate information
+- 公安部 — ID verification (via approved channels)
+
+## Document Types
+
+### 1. 个人身份证 (Personal ID Card)
+
+**Front of ID card:**
+
+| Field | Location | Data Type |
+|-------|----------|-----------|
+| 姓名 | Upper section | Text |
+| 性别 | Below name | 男/女 |
+| 民族 | Below gender | Text (e.g., 汉) |
+| 出生日期 | Below ethnicity | YYYY年MM月DD日 |
+| 住址 | Lower section | Address |
+| 公民身份号码 | Lower section | 18-digit number |
+
+**Back of ID card:**
+
+| Field | Description |
+|-------|-------------|
+| 签发机关 | Issuing authority |
+| 有效期限 | Validity period |
+| 证件签发 | Issue date |
+| 证件失效 | Expiry date |
+
+**ID number structure:**
+
+| Position | Length | Content |
+|----------|--------|---------|
+| 1-6 | 6 digits | Address code (行政区划) |
+| 7-14 | 8 digits | Birth date (YYYYMMDD) |
+| 15-17 | 3 digits | Order code + gender (odd=male, even=female) |
+| 18 | 1 digit | Check digit |
+
+### 2. 营业执照 (Business License)
+
+**Unified Social Credit Code (统一社会信用代码):**
+
+| Structure | Length | Content |
+|-----------|--------|---------|
+| 登记管理部门代码 | 1 digit | 9=工商, 1=机构编制, etc. |
+| 机构类别代码 | 1 digit | |
+| 登记管理机关行政区划码 | 6 digits | |
+| 主体标识码 | 9 digits | Org code |
+| 校验码 | 1 digit | Check digit |
+
+**Business license fields:**
+
+| Field | Content |
+|-------|---------|
+| 统一社会信用代码 | 18-digit code |
+| 名称 | Company name |
+| 类型 | Entity type |
+| 法定代表人 | Legal representative |
+| 注册资本 | Registered capital |
+| 成立日期 | Establishment date |
+| 住所 | Registered address |
+| 经营范围 | Business scope |
+| 登记机关 | Registration authority |
+| 登记日期 | Registration date |
+
+### 3. 护照 (Passport)
+
+| Field | Content |
+|-------|---------|
+| 护照号码 | Letter + 8 digits |
+| 姓名 | Chinese + Pinyin |
+| 国籍 | Nationality |
+| 出生日期 | DD/MM/YYYY |
+| 性别 | M/F |
+| 出生地点 | Place of birth |
+| 签发日期 | Issue date |
+| 有效期至 | Expiry date |
+| 签发机关 | Issuing authority |
+
+### 4. 港澳通行证 / 台湾通行证
+
+| Field | Content |
+|-------|---------|
+| 证件号码 | HK/Macau/Taiwan travel permit number |
+| 姓名 | Name |
+| 出生日期 | DOB |
+| 性别 | Gender |
+| 有效期至 | Expiry date |
+
+### 5. 外国人居留许可证
+
+| Field | Content |
+|-------|---------|
+| 姓名 | Name (native + Chinese) |
+| 国籍 | Nationality |
+| 出生日期 | DOB |
+| 性别 | Gender |
+| 有效期至 | Expiry date |
+| 签发机关 | Issuing authority |
+
+## Parsing Workflow
+
+### Step 1: Document Intake
+
+**Document verification:**
+
+| Check | Pass Criteria |
+|-------|--------------|
+| 照片清晰 | Photo clear enough to read |
+| 文字清晰 | Text legible |
+| 无遮挡 | No obstruction of key fields |
+| 证件在有效期内 | Not expired |
+| 证件真实 | Genuine appearance |
+
+### Step 2: Data Extraction
+
+**Extraction checklist:**
+
+| Document | Fields to Extract |
+|----------|------------------|
+| 身份证 | Name, ID number, DOB, gender, address |
+| 营业执照 | Company name, USCC, legal rep, registered capital, scope |
+| 护照 | Passport number, name, nationality, DOB, expiry |
+| 其他 | As applicable |
+
+### Step 3: ID Number Validation
+
+**ID number checks:**
+
+| Check | Method | Pass |
+|-------|--------|------|
+| Length | 18 digits | ✓ |
+| Birth date | Valid date | ✓ |
+| Gender | Odd/even check | ✓ |
+| Check digit | Mod 11 algorithm | ✓ |
+| Address code | Valid code | ✓ |
+
+**Check digit algorithm:**
+```
+Weights: 7, 9, 10, 5, 8, 4, 2, 1, 6, 3, 7, 9, 10, 5, 8, 4, 2
+Remainder → 0-10 → Code: 10→X, 0→1, 1→0, 2→9, ...
+```
+
+### Step 4: Address Code Decoding
+
+**Address code lookup:**
+
+| Code | Province/City |
+|------|--------------|
+| 11 | 北京 |
+| 31 | 上海 |
+| 44 | 广东 |
+| 33 | 浙江 |
+| 32 | 江苏 |
+| ... | ... |
+
+### Step 5: Data Normalization
+
+**Normalization rules:**
+
+| Field | Normalization |
+|-------|--------------|
+| Name | Trim whitespace, no middle dots |
+| ID number | Uppercase X for check digit |
+| DOB | YYYY-MM-DD format |
+| Address | Standardize |
+| Phone | +86 format |
+| Registered capital | Convert to 万元 |
+| Dates | YYYY-MM-DD format |
+
+### Step 6: Quality Checks
+
+**Extraction quality:**
+
+| Check | Pass |
+|-------|------|
+| All required fields extracted | ✓ |
+| Data format correct | ✓ |
+| ID number validated | ✓ |
+| Dates valid | ✓ |
+| No OCR errors | ✓ |
+
+## China-Specific Considerations
+
+### Anti-Money Laundering (AML)
+
+| Requirement | Implementation |
+|-------------|----------------|
+| 客户身份识别 | Identify and verify customer |
+| 受益所有人 | Ultimate beneficial owner |
+| 持续识别 | Ongoing monitoring |
+| 风险分类 | Risk categorization |
+| 身份证明文件 | Minimum documents required |
+
+### Required Documents by Customer Type
+
+| Type | Required |
+|------|----------|
+| 中国个人 | 身份证 |
+| 外国个人 | 护照 + 居留许可 |
+| 中国企业 | 营业执照 + 法人身份证 |
+| 外国企业 | 注册文件 + 授权代表证件 |
+
+### Common Issues
+
+| Issue | Resolution |
+|-------|-----------|
+| 照片模糊 | Request clearer copy |
+| 证件过期 | Request current document |
+| 信息矛盾 | Verify with other sources |
+| 扫描不全 | Request complete document |
+
+## Quality Checks
+
+Before completing:
+- [ ] All fields extracted
+- [ ] Data validated
+- [ ] Documents verified
+- [ ] AML checks performed
+- [ ] Records complete
+> **Data Source Mode Switch**: Set env var `IFIND_DATA_SOURCE_MODE` to control data source preference.
+> - `ifind-only` (strict): Use iFind only, error if unavailable
+> - `ifind-fallback` (default): iFind preferred, fallback to AkShare
+> - `akshare-only`: Skip iFind, use AkShare only
+> - `wind-only`: Wind only, error if unavailable
+> - `wind-fallback`: Wind first, fallback to iFind → AkShare