swiss-activemerchant 1.0.1

data/lib/active_merchant/billing/gateways/jetpay_v2.rb

@@ -0,0 +1,432 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class JetpayV2Gateway < Gateway
+      self.test_url = 'https://test1.jetpay.com/jetpay'
+      self.live_url = 'https://gateway20.jetpay.com/jetpay'
+
+      self.money_format = :cents
+      self.default_currency = 'USD'
+      self.supported_countries = %w[US CA]
+      self.supported_cardtypes = %i[visa master american_express discover]
+
+      self.homepage_url = 'http://www.jetpay.com'
+      self.display_name = 'JetPay'
+
+      API_VERSION = '2.2'
+
+      ACTION_CODE_MESSAGES = {
+        '000' =>  'Approved.',
+        '001' =>  'Refer to card issuer.',
+        '002' =>  'Refer to card issuer, special condition.',
+        '003' =>  'Invalid merchant or service provider.',
+        '004' =>  'Pick up card.',
+        '005' =>  'Do not honor.',
+        '006' =>  'Error.',
+        '007' =>  'Pick up card, special condition.',
+        '008' =>  'Honor with ID (Show ID).',
+        '010' =>  'Partial approval.',
+        '011' =>  'VIP approval.',
+        '012' =>  'Invalid transaction.',
+        '013' =>  'Invalid amount or exceeds maximum for card program.',
+        '014' =>  'Invalid account number (no such number).',
+        '015' =>  'No such issuer.',
+        '019' =>  'Re-enter Transaction.',
+        '021' =>  'No action taken (unable to back out prior transaction).',
+        '025' =>  'Transaction Not Found.',
+        '027' =>  'File update field edit error.',
+        '028' =>  'File is temporarily unavailable.',
+        '030' =>  'Format error.',
+        '039' =>  'No credit account.',
+        '041' =>  'Pick up card (lost card).',
+        '043' =>  'Pick up card (stolen card).',
+        '051' =>  'Insufficient funds.',
+        '052' =>  'No checking account.',
+        '053' =>  'No savings account.',
+        '054' =>  'Expired Card.',
+        '055' =>  'Incorrect PIN.',
+        '057' =>  'Transaction not permitted to cardholder.',
+        '058' =>  'Transaction not allowed at terminal.',
+        '061' =>  'Exceeds withdrawal limit.',
+        '062' =>  'Restricted card (eg, Country Exclusion).',
+        '063' =>  'Security violation.',
+        '065' =>  'Activity count limit exceeded.',
+        '068' =>  'Response late.',
+        '070' =>  'Contact card issuer.',
+        '071' =>  'PIN not changed.',
+        '075' =>  'Allowable number of PIN-entry tries exceeded.',
+        '076' =>  'Unable to locate previous message (no matching retrieval reference number).',
+        '077' =>  'Repeat or reversal data are inconsistent with original message.',
+        '078' =>  'Blocked (first use), or non-existent account.',
+        '079' =>  'Key exchange validation failed.',
+        '080' =>  'Credit issuer unavailable or invalid date.',
+        '081' =>  'PIN cryptographic error found.',
+        '082' =>  'Negative online CVV results.',
+        '084' =>  'Invalid auth life cycle.',
+        '085' =>  'No reason to decline - CVV or AVS approved.',
+        '086' =>  'Cannot verify PIN.',
+        '087' =>  'Cashback not allowed.',
+        '089' =>  'Issuer Down.',
+        '091' =>  'Issuer Down.',
+        '092' =>  'Unable to route transaction.',
+        '093' =>  'Transaction cannot be completed - violation of law.',
+        '094' =>  'Duplicate transmission.',
+        '096' =>  'System error.',
+        '100' =>  'Deny.',
+        '101' =>  'Expired Card.',
+        '103' =>  'Deny - Invalid manual Entry 4DBC.',
+        '104' =>  'Deny - New card issued.',
+        '105' =>  'Deny - Account Cancelled.',
+        '106' =>  'Exceeded PIN Attempts.',
+        '107' =>  'Please Call Issuer.',
+        '109' =>  'Invalid merchant.',
+        '110' =>  'Invalid amount.',
+        '111' =>  'Invalid account.',
+        '115' =>  'Service not permitted.',
+        '117' =>  'Invalid PIN.',
+        '119' =>  'Card member not enrolled.',
+        '122' =>  'Invalid card (CID) security code.',
+        '125' =>  'Invalid effective date.',
+        '181' =>  'Format error.',
+        '182' =>  'Please wait.',
+        '183' =>  'Invalid currency code.',
+        '187' =>  'Deny - new card issued.',
+        '188' =>  'Deny - Expiration date required.',
+        '189' =>  'Deny - Cancelled or Closed Merchant/SE.',
+        '200' =>  'Deny - Pick up card.',
+        '400' =>  'Reversal accepted.',
+        '601' =>  'Reject - EMV Chip Declined Transaction.',
+        '602' =>  'Reject - Suspected Fraud.',
+        '603' =>  'Reject - Communications Error.',
+        '604' =>  'Reject - Insufficient Approval.',
+        '750' =>  'Velocity Check Fail.',
+        '899' =>  'Misc Decline.',
+        '900' =>  'Invalid Message Type.',
+        '901' =>  'Invalid Merchant ID.',
+        '903' =>  'Debit not supported.',
+        '904' =>  'Private label not supported.',
+        '905' =>  'Invalid card type.',
+        '906' =>  'Unit not active.',
+        '908' =>  'Manual card entry invalid.',
+        '909' =>  'Invalid track information.',
+        '911' =>  'Master merchant not found.',
+        '912' =>  'Invalid card format.',
+        '913' =>  'Invalid card type.',
+        '914' =>  'Invalid card length.',
+        '917' =>  'Expired card.',
+        '919' =>  'Invalid entry type.',
+        '920' =>  'Invalid amount.',
+        '921' =>  'Invalid messge format.',
+        '923' =>  'Invalid ABA.',
+        '924' =>  'Invalid DDA.',
+        '925' =>  'Invalid TID.',
+        '926' =>  'Invalid Password.',
+        '930' =>  'Invalid zipcode.',
+        '931' =>  'Invalid Address.',
+        '932' =>  'Invalid ZIP and Address.',
+        '933' =>  'Invalid CVV2.',
+        '934' =>  'Program Not Allowed.',
+        '935' =>  'Invalid Device/App.',
+        '940' =>  'Record Not Found.',
+        '941' =>  'Merchant ID error.',
+        '942' =>  'Refund Not Allowed.',
+        '943' =>  'Refund denied.',
+        '955' =>  'Invalid PIN block.',
+        '956' =>  'Invalid KSN.',
+        '958' =>  'Bad Status.',
+        '959' =>  'Seek Record limit exceeded.',
+        '960' =>  'Internal Key Database Error.',
+        '961' =>  'TRANS not Supported. Cash Disbursement required a specific MCC.',
+        '962' =>  'Invalid PIN key (Unknown KSN).',
+        '981' =>  'Invalid AVS.',
+        '987' =>  'Issuer Unavailable.',
+        '988' =>  'System error SD.',
+        '989' =>  'Database Error.',
+        '992' =>  'Transaction Timeout.',
+        '996' =>  'Bad Terminal ID.',
+        '997' =>  'Message rejected by association.',
+        '999' =>  'Communication failure',
+        nil   =>  'No response returned (missing credentials?).'
+      }
+
+      def initialize(options = {})
+        requires!(options, :login)
+        super
+      end
+
+      def purchase(money, payment, options = {})
+        commit(money, build_sale_request(money, payment, options))
+      end
+
+      def authorize(money, payment, options = {})
+        commit(money, build_authonly_request(money, payment, options))
+      end
+
+      def capture(money, reference, options = {})
+        transaction_id, _, _, token = reference.split(';')
+        commit(money, build_capture_request(money, transaction_id, options), token)
+      end
+
+      def void(reference, options = {})
+        transaction_id, _, amount, token = reference.split(';')
+        commit(amount.to_i, build_void_request(amount.to_i, transaction_id, options), token)
+      end
+
+      def credit(money, payment, options = {})
+        commit(money, build_credit_request(money, nil, payment, options))
+      end
+
+      def refund(money, reference, options = {})
+        transaction_id, _, _, token = reference.split(';')
+        commit(money, build_credit_request(money, transaction_id, token, options), token)
+      end
+
+      def verify(credit_card, options = {})
+        authorize(0, credit_card, options)
+      end
+
+      def store(credit_card, options = {})
+        commit(nil, build_store_request(credit_card, options))
+      end
+
+      def supports_scrubbing
+        true
+      end
+
+      def scrub(transcript)
+        transcript.
+          gsub(%r((Authorization: Basic )\w+), '\1[FILTERED]').
+          gsub(%r((>)\d+(</CardNum>)), '\1[FILTERED]\2').
+          gsub(%r((<CVV2>)\d+(</CVV2>)), '\1[FILTERED]\2')
+      end
+
+      private
+
+      def build_xml_request(transaction_type, options = {}, transaction_id = nil, &block)
+        xml = Builder::XmlMarkup.new
+        xml.tag! 'JetPay', 'Version' => API_VERSION do
+          # Basic values needed for any request
+          xml.tag! 'TerminalID', @options[:login]
+          xml.tag! 'TransactionType', transaction_type
+          xml.tag! 'TransactionID', transaction_id.nil? ? generate_unique_id.slice(0, 18) : transaction_id
+          xml.tag! 'Origin', options[:origin] || 'INTERNET'
+          xml.tag! 'IndustryInfo', 'Type' => options[:industry_info] || 'ECOMMERCE'
+          xml.tag! 'Application', (options[:application] || 'n/a'), { 'Version' => options[:application_version] || '1.0' }
+          xml.tag! 'Device', (options[:device] || 'n/a'), { 'Version' => options[:device_version] || '1.0' }
+          xml.tag! 'Library', 'VirtPOS SDK', 'Version' => '1.5'
+          xml.tag! 'Gateway', 'JetPay'
+          xml.tag! 'DeveloperID', options[:developer_id] || 'n/a'
+
+          if block_given?
+            yield xml
+          else
+            xml.target!
+          end
+        end
+      end
+
+      def build_sale_request(money, payment, options)
+        build_xml_request('SALE', options) do |xml|
+          add_payment(xml, payment)
+          add_addresses(xml, options)
+          add_customer_data(xml, options)
+          add_invoice_data(xml, options)
+          add_user_defined_fields(xml, options)
+          xml.tag! 'TotalAmount', amount(money)
+
+          xml.target!
+        end
+      end
+
+      def build_authonly_request(money, payment, options)
+        build_xml_request('AUTHONLY', options) do |xml|
+          add_payment(xml, payment)
+          add_addresses(xml, options)
+          add_customer_data(xml, options)
+          add_invoice_data(xml, options)
+          add_user_defined_fields(xml, options)
+          xml.tag! 'TotalAmount', amount(money)
+
+          xml.target!
+        end
+      end
+
+      def build_capture_request(money, transaction_id, options)
+        build_xml_request('CAPT', options, transaction_id) do |xml|
+          add_invoice_data(xml, options)
+          add_purchase_order(xml, options)
+          add_user_defined_fields(xml, options)
+          xml.tag! 'TotalAmount', amount(money)
+
+          xml.target!
+        end
+      end
+
+      def build_void_request(money, transaction_id, options)
+        build_xml_request('VOID', options, transaction_id) do |xml|
+          xml.tag! 'TotalAmount', amount(money)
+          xml.target!
+        end
+      end
+
+      def build_credit_request(money, transaction_id, payment, options)
+        build_xml_request('CREDIT', options, transaction_id) do |xml|
+          add_payment(xml, payment)
+          add_invoice_data(xml, options)
+          add_addresses(xml, options)
+          add_customer_data(xml, options)
+          add_user_defined_fields(xml, options)
+          xml.tag! 'TotalAmount', amount(money)
+
+          xml.target!
+        end
+      end
+
+      def build_store_request(credit_card, options)
+        build_xml_request('TOKENIZE', options) do |xml|
+          add_payment(xml, credit_card)
+          add_addresses(xml, options)
+          add_customer_data(xml, options)
+
+          xml.target!
+        end
+      end
+
+      def commit(money, request, token = nil)
+        response = parse(ssl_post(url, request))
+
+        success = success?(response)
+        Response.new(success,
+          success ? 'APPROVED' : message_from(response),
+          response,
+          test: test?,
+          authorization: authorization_from(response, money, token),
+          avs_result: AVSResult.new(code: response[:avs]),
+          cvv_result: CVVResult.new(response[:cvv2]),
+          error_code: success ? nil : error_code_from(response))
+      end
+
+      def url
+        test? ? test_url : live_url
+      end
+
+      def parse(body)
+        return {} if body.blank?
+
+        xml = REXML::Document.new(body)
+
+        response = {}
+        xml.root.elements.to_a.each do |node|
+          parse_element(response, node)
+        end
+        response
+      end
+
+      def parse_element(response, node)
+        if node.has_elements?
+          node.elements.each { |element| parse_element(response, element) }
+        else
+          response[node.name.underscore.to_sym] = node.text
+        end
+      end
+
+      def format_exp(value)
+        format(value, :two_digits)
+      end
+
+      def success?(response)
+        response[:action_code] == '000'
+      end
+
+      def message_from(response)
+        ACTION_CODE_MESSAGES[response[:action_code]]
+      end
+
+      def authorization_from(response, money, previous_token)
+        original_amount = amount(money) if money
+        [response[:transaction_id], response[:approval], original_amount, (response[:token] || previous_token)].join(';')
+      end
+
+      def error_code_from(response)
+        response[:action_code]
+      end
+
+      def add_payment(xml, payment)
+        return unless payment
+
+        if payment.is_a? String
+          token = payment
+          _, _, _, token = payment.split(';') if payment.include? ';'
+          xml.tag! 'Token', token if token
+        else
+          add_credit_card(xml, payment)
+        end
+      end
+
+      def add_credit_card(xml, credit_card)
+        xml.tag! 'CardNum', credit_card.number, 'CardPresent' => false, 'Tokenize' => true
+        xml.tag! 'CardExpMonth', format_exp(credit_card.month)
+        xml.tag! 'CardExpYear', format_exp(credit_card.year)
+
+        xml.tag! 'CardName', [credit_card.first_name, credit_card.last_name].compact.join(' ') if credit_card.first_name || credit_card.last_name
+
+        xml.tag! 'CVV2', credit_card.verification_value unless credit_card.verification_value.nil? || (credit_card.verification_value.length == 0)
+      end
+
+      def add_addresses(xml, options)
+        if billing_address = options[:billing_address] || options[:address]
+          xml.tag! 'Billing' do
+            xml.tag! 'Address', [billing_address[:address1], billing_address[:address2]].compact.join(' ')
+            xml.tag! 'City', billing_address[:city]
+            xml.tag! 'StateProv', billing_address[:state]
+            xml.tag! 'PostalCode', billing_address[:zip]
+            xml.tag! 'Country', lookup_country_code(billing_address[:country])
+            xml.tag! 'Phone', billing_address[:phone]
+            xml.tag! 'Email', options[:email] if options[:email]
+          end
+        end
+
+        if shipping_address = options[:shipping_address]
+          xml.tag! 'Shipping' do
+            xml.tag! 'Name', shipping_address[:name]
+            xml.tag! 'Address', [shipping_address[:address1], shipping_address[:address2]].compact.join(' ')
+            xml.tag! 'City', shipping_address[:city]
+            xml.tag! 'StateProv', shipping_address[:state]
+            xml.tag! 'PostalCode', shipping_address[:zip]
+            xml.tag! 'Country', lookup_country_code(shipping_address[:country])
+            xml.tag! 'Phone', shipping_address[:phone]
+          end
+        end
+      end
+
+      def add_customer_data(xml, options)
+        xml.tag! 'UserIPAddress', options[:ip] if options[:ip]
+      end
+
+      def add_invoice_data(xml, options)
+        xml.tag! 'OrderNumber', options[:order_id] if options[:order_id]
+        if tax_amount = options[:tax_amount]
+          xml.tag! 'TaxAmount', tax_amount, { 'ExemptInd' => options[:tax_exempt] || 'false' }
+        end
+      end
+
+      def add_purchase_order(xml, options)
+        if purchase_order = options[:purchase_order]
+          xml.tag! 'Billing' do
+            xml.tag! 'CustomerPO', purchase_order
+          end
+        end
+      end
+
+      def add_user_defined_fields(xml, options)
+        xml.tag! 'UDField1', options[:ud_field_1] if options[:ud_field_1]
+        xml.tag! 'UDField2', options[:ud_field_2] if options[:ud_field_2]
+        xml.tag! 'UDField3', options[:ud_field_3] if options[:ud_field_3]
+      end
+
+      def lookup_country_code(code)
+        country = Country.find(code) rescue nil
+        country&.code(:alpha3)
+      end
+    end
+  end
+end