swiss-activemerchant 1.0.1

data/lib/active_merchant/billing/gateways/firstdata_e4.rb

@@ -0,0 +1,452 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class FirstdataE4Gateway < Gateway
+      # TransArmor support requires v11 or lower
+      self.test_url = 'https://api.demo.globalgatewaye4.firstdata.com/transaction/v11'
+      self.live_url = 'https://api.globalgatewaye4.firstdata.com/transaction/v11'
+
+      TRANSACTIONS = {
+        sale:          '00',
+        authorization: '01',
+        verify:        '05',
+        capture:       '32',
+        void:          '33',
+        credit:        '34',
+        store:         '05'
+      }
+
+      POST_HEADERS = {
+        'Accepts' => 'application/xml',
+        'Content-Type' => 'application/xml'
+      }
+
+      SUCCESS = 'true'
+
+      SENSITIVE_FIELDS = %i[verification_str2 expiry_date card_number]
+
+      BRANDS = {
+        visa: 'Visa',
+        master: 'Mastercard',
+        american_express: 'American Express',
+        jcb: 'JCB',
+        discover: 'Discover'
+      }
+
+      E4_BRANDS = BRANDS.merge({ mastercard: 'Mastercard' })
+
+      DEFAULT_ECI = '07'
+
+      self.supported_cardtypes = BRANDS.keys
+      self.supported_countries = %w[CA US]
+      self.default_currency = 'USD'
+      self.homepage_url = 'http://www.firstdata.com'
+      self.display_name = 'FirstData Global Gateway e4'
+
+      STANDARD_ERROR_CODE_MAPPING = {
+        # Bank error codes: https://firstdata.zendesk.com/entries/471297-First-Data-Global-Gateway-e4-Bank-Response-Codes
+        '201' => STANDARD_ERROR_CODE[:incorrect_number],
+        '531' => STANDARD_ERROR_CODE[:invalid_cvc],
+        '503' => STANDARD_ERROR_CODE[:invalid_cvc],
+        '811' => STANDARD_ERROR_CODE[:invalid_cvc],
+        '605' => STANDARD_ERROR_CODE[:invalid_expiry_date],
+        '522' => STANDARD_ERROR_CODE[:expired_card],
+        '303' => STANDARD_ERROR_CODE[:card_declined],
+        '530' => STANDARD_ERROR_CODE[:card_declined],
+        '401' => STANDARD_ERROR_CODE[:call_issuer],
+        '402' => STANDARD_ERROR_CODE[:call_issuer],
+        '501' => STANDARD_ERROR_CODE[:pickup_card],
+        # Ecommerce error codes -- https://firstdata.zendesk.com/entries/451980-ecommerce-response-codes-etg-codes
+        '22' => STANDARD_ERROR_CODE[:invalid_number],
+        '25' => STANDARD_ERROR_CODE[:invalid_expiry_date],
+        '31' => STANDARD_ERROR_CODE[:incorrect_cvc],
+        '44' => STANDARD_ERROR_CODE[:incorrect_zip],
+        '42' => STANDARD_ERROR_CODE[:processing_error]
+      }
+
+      # Create a new FirstdataE4Gateway
+      #
+      # The gateway requires that a valid login and password be passed
+      # in the +options+ hash.
+      #
+      # ==== Options
+      #
+      # * <tt>:login</tt> --    The EXACT ID.  Also known as the Gateway ID.
+      #                         (Found in your administration terminal settings)
+      # * <tt>:password</tt> -- The terminal password (not your account password)
+      def initialize(options = {})
+        requires!(options, :login, :password)
+        @options = options
+
+        super
+      end
+
+      def authorize(money, credit_card_or_store_authorization, options = {})
+        commit(:authorization, build_sale_or_authorization_request(money, credit_card_or_store_authorization, options))
+      end
+
+      def purchase(money, credit_card_or_store_authorization, options = {})
+        commit(:sale, build_sale_or_authorization_request(money, credit_card_or_store_authorization, options))
+      end
+
+      def capture(money, authorization, options = {})
+        commit(:capture, build_capture_or_credit_request(money, authorization, options))
+      end
+
+      def void(authorization, options = {})
+        commit(:void, build_capture_or_credit_request(money_from_authorization(authorization), authorization, options))
+      end
+
+      def refund(money, authorization, options = {})
+        commit(:credit, build_capture_or_credit_request(money, authorization, options))
+      end
+
+      def verify(credit_card, options = {})
+        commit(:verify, build_sale_or_authorization_request(0, credit_card, options))
+      end
+
+      # Tokenize a credit card with TransArmor
+      #
+      # The TransArmor token and other card data necessary for subsequent
+      # transactions is stored in the response's +authorization+ attribute.
+      # The authorization string may be passed to +authorize+ and +purchase+
+      # instead of a +ActiveMerchant::Billing::CreditCard+ instance.
+      #
+      # TransArmor support must be explicitly activated on your gateway
+      # account by FirstData. If your authorization string is empty, contact
+      # FirstData support for account setup assistance.
+      #
+      # === Example
+      #
+      #   # Generate token
+      #   result = gateway.store(credit_card)
+      #   if result.success?
+      #     my_record.update_attributes(:authorization => result.authorization)
+      #   end
+      #
+      #   # Use token
+      #   result = gateway.purchase(1000, my_record.authorization)
+      #
+      # https://firstdata.zendesk.com/entries/21303361-transarmor-tokenization
+      def store(credit_card, options = {})
+        commit(:store, build_store_request(credit_card, options), credit_card)
+      end
+
+      def verify_credentials
+        response = void('0')
+        response.message != 'Unauthorized Request. Bad or missing credentials.'
+      end
+
+      def supports_scrubbing?
+        true
+      end
+
+      def scrub(transcript)
+        transcript.
+          gsub(%r((<Card_Number>).+(</Card_Number>)), '\1[FILTERED]\2').
+          gsub(%r((<VerificationStr2>).+(</VerificationStr2>)), '\1[FILTERED]\2').
+          gsub(%r((<Password>).+(</Password>))i, '\1[FILTERED]\2').
+          gsub(%r((<CAVV>).+(</CAVV>)), '\1[FILTERED]\2').
+          gsub(%r((Card Number : ).*\d)i, '\1[FILTERED]')
+      end
+
+      def supports_network_tokenization?
+        true
+      end
+
+      private
+
+      def build_request(action, body)
+        xml = Builder::XmlMarkup.new
+
+        xml.instruct!
+        xml.tag! 'Transaction', xmlns: 'http://secure2.e-xact.com/vplug-in/transaction/rpc-enc/encodedTypes' do
+          add_credentials(xml)
+          add_transaction_type(xml, action)
+          xml << body
+        end
+
+        xml.target!
+      end
+
+      def build_sale_or_authorization_request(money, credit_card_or_store_authorization, options)
+        xml = Builder::XmlMarkup.new
+
+        add_amount(xml, money, options)
+
+        if credit_card_or_store_authorization.is_a? String
+          add_credit_card_token(xml, credit_card_or_store_authorization, options)
+        else
+          add_credit_card(xml, credit_card_or_store_authorization, options)
+        end
+
+        add_customer_data(xml, options)
+        add_invoice(xml, options)
+        add_tax_fields(xml, options)
+        add_level_3(xml, options)
+
+        xml.target!
+      end
+
+      def build_capture_or_credit_request(money, identification, options)
+        xml = Builder::XmlMarkup.new
+
+        add_identification(xml, identification)
+        add_amount(xml, money, options)
+        add_customer_data(xml, options)
+        add_card_authentication_data(xml, options)
+
+        xml.target!
+      end
+
+      def build_store_request(credit_card, options)
+        xml = Builder::XmlMarkup.new
+
+        add_credit_card(xml, credit_card, options)
+        add_customer_data(xml, options)
+
+        xml.target!
+      end
+
+      def add_credentials(xml)
+        xml.tag! 'ExactID', @options[:login]
+        xml.tag! 'Password', @options[:password]
+      end
+
+      def add_transaction_type(xml, action)
+        xml.tag! 'Transaction_Type', TRANSACTIONS[action]
+      end
+
+      def add_identification(xml, identification)
+        authorization_num, transaction_tag, = identification.split(';')
+
+        xml.tag! 'Authorization_Num', authorization_num
+        xml.tag! 'Transaction_Tag', transaction_tag
+      end
+
+      def add_amount(xml, money, options)
+        currency_code = options[:currency] || default_currency
+        xml.tag! 'DollarAmount', localized_amount(money, currency_code)
+        xml.tag! 'Currency', currency_code
+      end
+
+      def add_credit_card(xml, credit_card, options)
+        if credit_card.respond_to?(:track_data) && credit_card.track_data.present?
+          xml.tag! 'Track1', credit_card.track_data
+          xml.tag! 'Ecommerce_Flag', 'R'
+        else
+          xml.tag! 'Card_Number', credit_card.number
+          xml.tag! 'Expiry_Date', expdate(credit_card)
+          xml.tag! 'CardHoldersName', credit_card.name
+          xml.tag! 'CardType', card_type(credit_card.brand)
+
+          add_credit_card_eci(xml, credit_card, options)
+          add_credit_card_verification_strings(xml, credit_card, options)
+        end
+      end
+
+      def add_credit_card_eci(xml, credit_card, options)
+        eci =
+          if credit_card.is_a?(NetworkTokenizationCreditCard) && credit_card.source == :apple_pay && card_brand(credit_card) == 'discover'
+            # Discover requires any Apple Pay transaction, regardless of in-app
+            # or web, and regardless of the ECI contained in the PKPaymentToken,
+            # to have an ECI value explicitly of 04.
+            '04'
+          else
+            (credit_card.respond_to?(:eci) ? credit_card.eci : nil) || options[:eci] || DEFAULT_ECI
+          end
+
+        xml.tag! 'Ecommerce_Flag', /^[0-9]+$/.match?(eci.to_s) ? eci.to_s.rjust(2, '0') : eci
+      end
+
+      def add_credit_card_verification_strings(xml, credit_card, options)
+        address = options[:billing_address] || options[:address]
+        if address
+          address_values = []
+          %i[address1 zip city state country].each { |part| address_values << address[part].to_s.tr("\r\n", ' ').strip }
+          xml.tag! 'VerificationStr1', address_values.join('|')
+        end
+
+        if credit_card.is_a?(NetworkTokenizationCreditCard)
+          add_network_tokenization_credit_card(xml, credit_card)
+        else
+          if credit_card.verification_value?
+            xml.tag! 'CVD_Presence_Ind', '1'
+            xml.tag! 'VerificationStr2', credit_card.verification_value
+          end
+
+          add_card_authentication_data(xml, options)
+        end
+      end
+
+      def add_network_tokenization_credit_card(xml, credit_card)
+        case card_brand(credit_card).to_sym
+        when :american_express
+          cryptogram = Base64.decode64(credit_card.payment_cryptogram)
+          xml.tag!('XID', Base64.encode64(cryptogram[20...40]))
+          xml.tag!('CAVV', Base64.encode64(cryptogram[0...20]))
+        else
+          xml.tag!('XID', credit_card.transaction_id) if credit_card.transaction_id
+          xml.tag!('CAVV', credit_card.payment_cryptogram)
+        end
+      end
+
+      def add_card_authentication_data(xml, options)
+        xml.tag! 'CAVV', options[:cavv]
+        xml.tag! 'XID', options[:xid]
+      end
+
+      def add_credit_card_token(xml, store_authorization, options)
+        params = store_authorization.split(';')
+        credit_card = CreditCard.new(
+          brand: params[1],
+          first_name: params[2],
+          last_name: params[3],
+          month: params[4],
+          year: params[5]
+        )
+
+        xml.tag! 'TransarmorToken', params[0]
+        xml.tag! 'Expiry_Date', expdate(credit_card)
+        xml.tag! 'CardHoldersName', credit_card.name
+        xml.tag! 'CardType', card_type(credit_card.brand)
+        add_card_authentication_data(xml, options)
+      end
+
+      def add_customer_data(xml, options)
+        xml.tag! 'Customer_Ref', options[:customer] if options[:customer]
+        xml.tag! 'Client_IP', options[:ip] if options[:ip]
+        xml.tag! 'Client_Email', options[:email] if options[:email]
+      end
+
+      def add_address(xml, options)
+        if address = (options[:billing_address] || options[:address])
+          xml.tag! 'ZipCode', address[:zip]
+        end
+      end
+
+      def add_invoice(xml, options)
+        xml.tag! 'Reference_No', options[:order_id]
+        xml.tag! 'Reference_3',  options[:description] if options[:description]
+      end
+
+      def add_tax_fields(xml, options)
+        xml.tag! 'Tax1Amount',  options[:tax1_amount] if options[:tax1_amount]
+        xml.tag! 'Tax1Number',  options[:tax1_number] if options[:tax1_number]
+      end
+
+      def add_level_3(xml, options)
+        xml.tag!('Level3') { |x| x << options[:level_3] } if options[:level_3]
+      end
+
+      def expdate(credit_card)
+        "#{format(credit_card.month, :two_digits)}#{format(credit_card.year, :two_digits)}"
+      end
+
+      def card_type(credit_card_brand)
+        E4_BRANDS[credit_card_brand.to_sym] if credit_card_brand
+      end
+
+      def commit(action, request, credit_card = nil)
+        url = (test? ? self.test_url : self.live_url)
+        begin
+          response = parse(ssl_post(url, build_request(action, request), POST_HEADERS))
+        rescue ResponseError => e
+          response = parse_error(e.response)
+        end
+
+        Response.new(successful?(response), message_from(response), response,
+          test: test?,
+          authorization: successful?(response) ? response_authorization(action, response, credit_card) : '',
+          avs_result: { code: response[:avs] },
+          cvv_result: response[:cvv2],
+          error_code: standard_error_code(response))
+      end
+
+      def successful?(response)
+        response[:transaction_approved] == SUCCESS
+      end
+
+      def response_authorization(action, response, credit_card)
+        if action == :store
+          store_authorization_from(response, credit_card)
+        else
+          authorization_from(response)
+        end
+      end
+
+      def authorization_from(response)
+        if response[:authorization_num] && response[:transaction_tag]
+          [
+            response[:authorization_num],
+            response[:transaction_tag],
+            (response[:dollar_amount].to_f * 100).round
+          ].join(';')
+        else
+          ''
+        end
+      end
+
+      def store_authorization_from(response, credit_card)
+        if response[:transarmor_token].present?
+          [
+            response[:transarmor_token],
+            credit_card.brand,
+            credit_card.first_name,
+            credit_card.last_name,
+            credit_card.month,
+            credit_card.year
+          ].map { |value| value.to_s.delete(';') }.join(';')
+        else
+          raise StandardError, "TransArmor support is not enabled on your #{display_name} account"
+        end
+      end
+
+      def money_from_authorization(auth)
+        _, _, amount = auth.split(/;/, 3)
+        amount.to_i
+      end
+
+      def message_from(response)
+        if response[:faultcode] && response[:faultstring]
+          response[:faultstring]
+        elsif response[:error_number] && response[:error_number] != '0'
+          response[:error_description]
+        else
+          result = (response[:exact_message] || '')
+          result << " - #{response[:bank_message]}" if response[:bank_message].present?
+          result
+        end
+      end
+
+      def parse_error(error)
+        {
+          transaction_approved: 'false',
+          error_number: error.code,
+          error_description: error.body,
+          ecommerce_error_code: error.body.gsub(/[^\d]/, '')
+        }
+      end
+
+      def standard_error_code(response)
+        STANDARD_ERROR_CODE_MAPPING[response[:bank_resp_code] || response[:ecommerce_error_code]]
+      end
+
+      def parse(xml)
+        response = {}
+        xml = REXML::Document.new(xml)
+
+        if root = REXML::XPath.first(xml, '//TransactionResult')
+          parse_elements(response, root)
+        end
+
+        response.delete_if { |k, _v| SENSITIVE_FIELDS.include?(k) }
+      end
+
+      def parse_elements(response, root)
+        root.elements.to_a.each do |node|
+          response[node.name.gsub(/EXact/, 'Exact').underscore.to_sym] = (node.text || '').strip
+        end
+      end
+    end
+  end
+end