swiss-activemerchant 1.0.1

data/lib/active_merchant/billing/gateways/payu_latam.rb

@@ -0,0 +1,482 @@
+require 'digest/md5'
+
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class PayuLatamGateway < Gateway
+      self.display_name = 'PayU Latam'
+      self.homepage_url = 'http://www.payulatam.com'
+
+      self.test_url = 'https://sandbox.api.payulatam.com/payments-api/4.0/service.cgi'
+      self.live_url = 'https://api.payulatam.com/payments-api/4.0/service.cgi'
+
+      self.supported_countries = %w[AR BR CL CO MX PA PE]
+      self.default_currency = 'USD'
+      self.money_format = :dollars
+      self.supported_cardtypes = %i[visa master american_express diners_club naranja cabal]
+
+      BRAND_MAP = {
+        'visa' => 'VISA',
+        'master' => 'MASTERCARD',
+        'maestro' => 'MASTERCARD',
+        'american_express' => 'AMEX',
+        'diners_club' => 'DINERS',
+        'naranja' => 'NARANJA',
+        'cabal' => 'CABAL'
+      }
+
+      MINIMUMS = {
+        'ARS' => 1700,
+        'BRL' => 600,
+        'MXN' => 3900,
+        'PEN' => 500
+      }
+
+      def initialize(options = {})
+        requires!(options, :merchant_id, :account_id, :api_login, :api_key, :payment_country)
+        super
+      end
+
+      def purchase(amount, payment_method, options = {})
+        post = {}
+        auth_or_sale(post, 'AUTHORIZATION_AND_CAPTURE', amount, payment_method, options)
+        commit('purchase', post)
+      end
+
+      def authorize(amount, payment_method, options = {})
+        post = {}
+        auth_or_sale(post, 'AUTHORIZATION', amount, payment_method, options)
+        commit('auth', post)
+      end
+
+      def capture(amount, authorization, options = {})
+        post = {}
+
+        add_credentials(post, 'SUBMIT_TRANSACTION', options)
+        add_transaction_elements(post, 'CAPTURE', options)
+        add_reference(post, authorization)
+
+        if !amount.nil? && amount.to_f != 0.0
+          post[:transaction][:additionalValues] ||= {}
+          post[:transaction][:additionalValues][:TX_VALUE] = invoice_for(amount, options)[:TX_VALUE]
+        end
+
+        commit('capture', post)
+      end
+
+      def void(authorization, options = {})
+        post = {}
+
+        add_credentials(post, 'SUBMIT_TRANSACTION', options)
+        add_transaction_elements(post, 'VOID', options)
+        add_reference(post, authorization)
+
+        commit('void', post)
+      end
+
+      def refund(amount, authorization, options = {})
+        post = {}
+
+        add_credentials(post, 'SUBMIT_TRANSACTION', options)
+
+        if options[:partial_refund]
+          add_transaction_elements(post, 'PARTIAL_REFUND', options)
+          post[:transaction][:additionalValues] ||= {}
+          post[:transaction][:additionalValues][:TX_VALUE] = invoice_for(amount, options)[:TX_VALUE]
+        else
+          add_transaction_elements(post, 'REFUND', options)
+        end
+
+        add_reference(post, authorization)
+        commit('refund', post)
+      end
+
+      def verify(credit_card, options = {})
+        minimum = MINIMUMS[options[:currency].upcase] if options[:currency]
+        amount = options[:verify_amount] || minimum || 100
+
+        MultiResponse.run(:use_first_response) do |r|
+          r.process { authorize(amount, credit_card, options) }
+          r.process(:ignore_result) { void(r.authorization, options) }
+        end
+      end
+
+      def store(payment_method, options = {})
+        post = {}
+
+        add_credentials(post, 'CREATE_TOKEN')
+        add_payment_method_to_be_tokenized(post, payment_method, options)
+
+        commit('store', post)
+      end
+
+      def verify_credentials
+        post = {}
+        add_credentials(post, 'GET_PAYMENT_METHODS')
+        response = commit('verify_credentials', post)
+        response.success?
+      end
+
+      def supports_scrubbing?
+        true
+      end
+
+      def scrub(transcript)
+        transcript.
+          gsub(%r((\"creditCard\\\":{\\\"number\\\":\\\")\d+), '\1[FILTERED]').
+          gsub(%r((\"securityCode\\\":\\\")\d+), '\1[FILTERED]').
+          gsub(%r((\"apiKey\\\":\\\")\w+), '\1[FILTERED]')
+      end
+
+      private
+
+      def auth_or_sale(post, transaction_type, amount, payment_method, options)
+        add_credentials(post, 'SUBMIT_TRANSACTION', options)
+        add_transaction_elements(post, transaction_type, options)
+        add_order(post, options)
+        add_buyer(post, payment_method, options)
+        add_invoice(post, amount, options)
+        add_signature(post)
+        add_payment_method(post, payment_method, options)
+        add_payer(post, payment_method, options)
+        add_extra_parameters(post, options)
+      end
+
+      def add_credentials(post, command, options = {})
+        post[:test] = test? unless command == 'CREATE_TOKEN'
+        post[:language] = options[:language] || 'en'
+        post[:command] = command
+        merchant = {}
+        merchant[:apiLogin] = @options[:api_login]
+        merchant[:apiKey] = @options[:api_key]
+        post[:merchant] = merchant
+      end
+
+      def add_transaction_elements(post, type, options)
+        transaction = {}
+        transaction[:paymentCountry] = @options[:payment_country]
+        transaction[:type] = type
+        transaction[:ipAddress] = options[:ip] || ''
+        transaction[:userAgent] = options[:user_agent] if options[:user_agent]
+        transaction[:cookie] = options[:cookie] if options[:cookie]
+        transaction[:deviceSessionId] = options[:device_session_id] if options[:device_session_id]
+        post[:transaction] = transaction
+      end
+
+      def add_order(post, options)
+        order = {}
+        order[:accountId] = @options[:account_id]
+        order[:partnerId] = options[:partner_id] if options[:partner_id]
+        order[:referenceCode] = options[:order_id] || generate_unique_id
+        order[:description] = options[:description] || 'Compra en ' + @options[:merchant_id]
+        order[:language] = options[:language] || 'en'
+        order[:shippingAddress] = shipping_address_fields(options) if options[:shipping_address]
+        post[:transaction][:order] = order
+      end
+
+      def add_payer(post, payment_method, options)
+        address = options[:billing_address]
+        payer = {}
+        payer[:fullName] = payment_method.name.strip
+        payer[:contactPhone] = address[:phone] if address && address[:phone]
+        payer[:dniNumber] = options[:dni_number] if options[:dni_number]
+        payer[:dniType] = options[:dni_type] if options[:dni_type]
+        payer[:emailAddress] = options[:email] if options[:email]
+        payer[:birthdate] = options[:birth_date] if options[:birth_date] && @options[:payment_country] == 'MX'
+        payer[:billingAddress] = billing_address_fields(options)
+        post[:transaction][:payer] = payer
+      end
+
+      def billing_address_fields(options)
+        return unless address = options[:billing_address]
+
+        billing_address = {}
+        billing_address[:street1] = address[:address1]
+        billing_address[:street2] = address[:address2]
+        billing_address[:city] = address[:city]
+        billing_address[:state] = address[:state]
+        billing_address[:country] = address[:country] unless address[:country].blank?
+        billing_address[:postalCode] = address[:zip] if @options[:payment_country] == 'MX'
+        billing_address[:phone] = address[:phone]
+        billing_address
+      end
+
+      def add_buyer(post, payment_method, options)
+        buyer = {}
+        if buyer_hash = options[:buyer]
+          buyer[:fullName] = buyer_hash[:name]
+          buyer[:dniNumber] = buyer_hash[:dni_number]
+          buyer[:dniType] = buyer_hash[:dni_type]
+          buyer[:merchantBuyerId] = buyer_hash[:merchant_buyer_id]
+          buyer[:cnpj] = buyer_hash[:cnpj] if @options[:payment_country] == 'BR'
+          buyer[:emailAddress] = buyer_hash[:email]
+          buyer[:contactPhone] = (options[:billing_address][:phone] if options[:billing_address]) || (options[:shipping_address][:phone_number] if options[:shipping_address]) || ''
+          buyer[:shippingAddress] = shipping_address_fields(options) if options[:shipping_address]
+        else
+          buyer[:fullName] = payment_method.name.strip
+          buyer[:dniNumber] = options[:dni_number]
+          buyer[:dniType] = options[:dni_type]
+          buyer[:merchantBuyerId] = options[:merchant_buyer_id]
+          buyer[:cnpj] = options[:cnpj] if @options[:payment_country] == 'BR'
+          buyer[:emailAddress] = options[:email]
+          buyer[:contactPhone] = (options[:billing_address][:phone] if options[:billing_address]) || (options[:shipping_address][:phone_number] if options[:shipping_address]) || ''
+          buyer[:shippingAddress] = shipping_address_fields(options) if options[:shipping_address]
+        end
+        post[:transaction][:order][:buyer] = buyer
+      end
+
+      def shipping_address_fields(options)
+        return unless address = options[:shipping_address]
+
+        shipping_address = {}
+        shipping_address[:street1] = address[:address1]
+        shipping_address[:street2] = address[:address2]
+        shipping_address[:city] = address[:city]
+        shipping_address[:state] = address[:state]
+        shipping_address[:country] = address[:country]
+        shipping_address[:postalCode] = address[:zip]
+        shipping_address[:phone] = address[:phone_number]
+        shipping_address
+      end
+
+      def add_invoice(post, money, options)
+        post[:transaction][:order][:additionalValues] = invoice_for(money, options)
+      end
+
+      def invoice_for(money, options)
+        tx_value = {}
+        tx_value[:value] = amount(money)
+        tx_value[:currency] = options[:currency] || currency(money)
+
+        tx_tax = {}
+        tx_tax[:value] = options[:tax] || '0'
+        tx_tax[:currency] = options[:currency] || currency(money)
+
+        tx_tax_return_base = {}
+        tx_tax_return_base[:value] = options[:tax_return_base] || '0'
+        tx_tax_return_base[:currency] = options[:currency] || currency(money)
+
+        additional_values = {}
+        additional_values[:TX_VALUE] = tx_value
+        additional_values[:TX_TAX] = tx_tax if @options[:payment_country] == 'CO'
+        additional_values[:TX_TAX_RETURN_BASE] = tx_tax_return_base if @options[:payment_country] == 'CO'
+
+        additional_values
+      end
+
+      def add_signature(post)
+        post[:transaction][:order][:signature] = signature_from(post)
+      end
+
+      def signature_from(post)
+        signature_string = [
+          @options[:api_key],
+          @options[:merchant_id],
+          post[:transaction][:order][:referenceCode],
+          post[:transaction][:order][:additionalValues][:TX_VALUE][:value],
+          post[:transaction][:order][:additionalValues][:TX_VALUE][:currency]
+        ].compact.join('~')
+
+        Digest::MD5.hexdigest(signature_string)
+      end
+
+      def codensa_bin?(number)
+        number.start_with?('590712')
+      end
+
+      def add_payment_method(post, payment_method, options)
+        if payment_method.is_a?(String)
+          brand, token = split_authorization(payment_method)
+          credit_card = {}
+          credit_card[:securityCode] = options[:cvv] if options[:cvv]
+          credit_card[:processWithoutCvv2] = true if options[:cvv].blank?
+          post[:transaction][:creditCard] = credit_card
+          post[:transaction][:creditCardTokenId] = token
+          post[:transaction][:paymentMethod] = brand.upcase
+        else
+          credit_card = {}
+          credit_card[:number] = payment_method.number
+          credit_card[:securityCode] = payment_method.verification_value || options[:cvv]
+          credit_card[:expirationDate] = format(payment_method.year, :four_digits).to_s + '/' + format(payment_method.month, :two_digits).to_s
+          credit_card[:name] = payment_method.name.strip
+          credit_card[:processWithoutCvv2] = true if add_process_without_cvv2(payment_method, options)
+          post[:transaction][:creditCard] = credit_card
+          post[:transaction][:paymentMethod] = codensa_bin?(payment_method.number) ? 'CODENSA' : BRAND_MAP[payment_method.brand.to_s]
+        end
+      end
+
+      def add_process_without_cvv2(payment_method, options)
+        return true if payment_method.verification_value.blank? && options[:cvv].blank?
+
+        false
+      end
+
+      def add_extra_parameters(post, options)
+        extra_parameters = {}
+        extra_parameters[:INSTALLMENTS_NUMBER] = options[:installments_number] || 1
+        extra_parameters[:EXTRA1] = options[:extra_1] if options[:extra_1]
+        extra_parameters[:EXTRA2] = options[:extra_2] if options[:extra_2]
+        extra_parameters[:EXTRA3] = options[:extra_3] if options[:extra_3]
+        post[:transaction][:extraParameters] = extra_parameters
+      end
+
+      def add_reference(post, authorization)
+        order_id, transaction_id = split_authorization(authorization)
+        order = {}
+        order[:id] = order_id
+        post[:transaction][:order] = order
+        post[:transaction][:parentTransactionId] = transaction_id
+        post[:transaction][:reason] = 'n/a'
+      end
+
+      def add_payment_method_to_be_tokenized(post, payment_method, options)
+        credit_card_token = {}
+        credit_card_token[:payerId] = options[:payer_id] || generate_unique_id
+        credit_card_token[:name] = payment_method.name.strip
+        credit_card_token[:identificationNumber] = options[:dni_number]
+        credit_card_token[:paymentMethod] = BRAND_MAP[payment_method.brand.to_s]
+        credit_card_token[:number] = payment_method.number
+        credit_card_token[:expirationDate] = format(payment_method.year, :four_digits).to_s + '/' + format(payment_method.month, :two_digits).to_s
+        post[:creditCardToken] = credit_card_token
+      end
+
+      def commit(action, params)
+        raw_response = ssl_post(url, post_data(params), headers)
+        response = parse(raw_response)
+      rescue ResponseError => e
+        raw_response = e.response.body
+        response_error(raw_response)
+      rescue JSON::ParserError
+        unparsable_response(raw_response)
+      else
+        success = success_from(action, response)
+        Response.new(
+          success,
+          message_from(action, success, response),
+          response,
+          authorization: success ? authorization_from(action, response) : nil,
+          error_code: success ? nil : error_from(action, response),
+          test: test?
+        )
+      end
+
+      def headers
+        {
+          'Content-Type' => 'application/json',
+          'Accept' => 'application/json'
+        }
+      end
+
+      def post_data(params)
+        params.merge(test: test?)
+        params.to_json
+      end
+
+      def url
+        test? ? test_url : live_url
+      end
+
+      def parse(body)
+        JSON.parse(body)
+      end
+
+      def success_from(action, response)
+        case action
+        when 'store'
+          response['code'] == 'SUCCESS' && response['creditCardToken'] && response['creditCardToken']['creditCardTokenId'].present?
+        when 'verify_credentials'
+          response['code'] == 'SUCCESS'
+        when 'refund', 'void'
+          response['code'] == 'SUCCESS' && response['transactionResponse'] && (response['transactionResponse']['state'] == 'PENDING' || response['transactionResponse']['state'] == 'APPROVED')
+        else
+          response['code'] == 'SUCCESS' && response['transactionResponse'] && (response['transactionResponse']['state'] == 'APPROVED')
+        end
+      end
+
+      def message_from(action, success, response)
+        case action
+        when 'store'
+          message_from_store(success, response)
+        when 'verify_credentials'
+          message_from_verify_credentials(success)
+        else
+          message_from_transaction_response(success, response)
+        end
+      end
+
+      def message_from_store(success, response)
+        return response['code'] if success
+
+        error_description = response['creditCardToken']['errorDescription'] if response['creditCardToken']
+        response['error'] || error_description || 'FAILED'
+      end
+
+      def message_from_verify_credentials(success)
+        return 'VERIFIED' if success
+
+        'FAILED'
+      end
+
+      def message_from_transaction_response(success, response)
+        response_code = response.dig('transactionResponse', 'responseCode') || response.dig('transactionResponse', 'pendingReason')
+        return response_code if success
+        return response_code + ' | ' + response.dig('transactionResponse', 'paymentNetworkResponseErrorMessage') if response.dig('transactionResponse', 'paymentNetworkResponseErrorMessage')
+        return response.dig('transactionResponse', 'responseMessage') if response.dig('transactionResponse', 'responseMessage')
+        return response['error'] if response['error']
+        return response_code if response_code
+
+        'FAILED'
+      end
+
+      def authorization_from(action, response)
+        case action
+        when 'store'
+          [
+            response['creditCardToken']['paymentMethod'],
+            response['creditCardToken']['creditCardTokenId']
+          ].compact.join('|')
+        when 'verify_credentials'
+          nil
+        else
+          [
+            response['transactionResponse']['orderId'],
+            response['transactionResponse']['transactionId']
+          ].compact.join('|')
+        end
+      end
+
+      def split_authorization(authorization)
+        authorization.split('|')
+      end
+
+      def error_from(action, response)
+        case action
+        when 'store'
+          response['creditCardToken']['errorDescription'] if response['creditCardToken']
+        when 'verify_credentials'
+          response['error'] || 'FAILED'
+        else
+          response['transactionResponse']['paymentNetworkResponseCode'] || response['transactionResponse']['errorCode'] if response['transactionResponse']
+        end
+      end
+
+      def response_error(raw_response)
+        response = parse(raw_response)
+      rescue JSON::ParserError
+        unparsable_response(raw_response)
+      else
+        return Response.new(
+          false,
+          message_from('', false, response),
+          response,
+          test: test?
+        )
+      end
+
+      def unparsable_response(raw_response)
+        message = 'Invalid JSON response received from PayuLatamGateway. Please contact PayuLatamGateway if you continue to receive this message.'
+        message += " (The raw response returned by the API was #{raw_response.inspect})"
+        return Response.new(false, message)
+      end
+    end
+  end
+end

data/lib/active_merchant/billing/gateways/payway.rb

@@ -0,0 +1,207 @@
+module ActiveMerchant
+  module Billing
+    class PaywayGateway < Gateway
+      self.live_url = self.test_url = 'https://ccapi.client.qvalent.com/payway/ccapi'
+
+      self.supported_countries = ['AU']
+      self.supported_cardtypes = %i[visa master diners_club american_express bankcard]
+      self.display_name        = 'Pay Way'
+      self.homepage_url        = 'http://www.payway.com.au'
+      self.default_currency    = 'AUD'
+      self.money_format        = :cents
+
+      SUMMARY_CODES = {
+        '0' => 'Approved',
+        '1' => 'Declined',
+        '2' => 'Erred',
+        '3' => 'Rejected'
+      }
+
+      RESPONSE_CODES = {
+        '00' => 'Completed Successfully',
+        '01' => 'Refer to card issuer',
+        '03' => 'Invalid merchant',
+        '04' => 'Pick-up card',
+        '05' => 'Do not honour',
+        '08' => 'Honour only with identification',
+        '12' => 'Invalid transaction',
+        '13' => 'Invalid amount',
+        '14' => 'Invalid card number (no such number)',
+        '30' => 'Format error',
+        '36' => 'Restricted card',
+        '41' => 'Lost card',
+        '42' => 'No universal card',
+        '43' => 'Stolen card',
+        '51' => 'Not sufficient funds',
+        '54' => 'Expired card',
+        '61' => 'Exceeds withdrawal amount limits',
+        '62' => 'Restricted card',
+        '65' => 'Exceeds withdrawal frequency limit',
+        '91' => 'Issuer or switch is inoperative',
+        '92' => 'Financial institution or intermediate network facility cannot be found for routing',
+        '94' => 'Duplicate transmission',
+        'Q1' => 'Unknown Buyer',
+        'Q2' => 'Transaction Pending',
+        'Q3' => 'Payment Gateway Connection Error',
+        'Q4' => 'Payment Gateway Unavailable',
+        'Q5' => 'Invalid Transaction',
+        'Q6' => 'Duplicate Transaction - requery to determine status',
+        'QA' => 'Invalid parameters or Initialisation failed',
+        'QB' => 'Order type not currently supported',
+        'QC' => 'Invalid Order Type',
+        'QD' => 'Invalid Payment Amount - Payment amount less than minimum/exceeds maximum allowed limit',
+        'QE' => 'Internal Error',
+        'QF' => 'Transaction Failed',
+        'QG' => 'Unknown Customer Order Number',
+        'QH' => 'Unknown Customer Username or Password',
+        'QI' => 'Transaction incomplete - contact Westpac to confirm reconciliation',
+        'QJ' => 'Invalid Client Certificate',
+        'QK' => 'Unknown Customer Merchant',
+        'QL' => 'Business Group not configured for customer',
+        'QM' => 'Payment Instrument not configured for customer',
+        'QN' => 'Configuration Error',
+        'QO' => 'Missing Payment Instrument',
+        'QP' => 'Missing Supplier Account',
+        'QQ' => 'Invalid Credit Card Verification Number',
+        'QR' => 'Transaction Retry',
+        'QS' => 'Transaction Successful',
+        'QT' => 'Invalid currency',
+        'QU' => 'Unknown Customer IP Address',
+        'QV' => 'Invalid Original Order Number specified for Refund, Refund amount exceeds capture amount, or Previous capture was not approved',
+        'QW' => 'Invalid Reference Number',
+        'QX' => 'Network Error has occurred',
+        'QY' => 'Card Type Not Accepted',
+        'QZ' => 'Zero value transaction'
+      }
+
+      TRANSACTIONS = {
+        authorize: 'preauth',
+        purchase: 'capture',
+        capture: 'captureWithoutAuth',
+        status: 'query',
+        refund: 'refund',
+        store: 'registerAccount'
+      }
+
+      def initialize(options = {})
+        @options = options
+
+        @options[:merchant] ||= 'TEST' if test?
+        requires!(options, :username, :password, :merchant, :pem)
+
+        @options[:eci] ||= 'SSL'
+      end
+
+      def authorize(amount, payment_method, options = {})
+        requires!(options, :order_id)
+
+        post = {}
+        add_payment_method(post, payment_method)
+        add_order(post, amount, options)
+        commit(:authorize, post)
+      end
+
+      def capture(amount, authorization, options = {})
+        requires!(options, :order_id)
+
+        post = {}
+        add_reference(post, authorization)
+        add_order(post, amount, options)
+        commit(:capture, post)
+      end
+
+      def purchase(amount, payment_method, options = {})
+        requires!(options, :order_id)
+
+        post = {}
+        add_payment_method(post, payment_method)
+        add_order(post, amount, options)
+        commit(:purchase, post)
+      end
+
+      def refund(amount, authorization, options = {})
+        requires!(options, :order_id)
+
+        post = {}
+        add_reference(post, authorization)
+        add_order(post, amount, options)
+        commit(:refund, post)
+      end
+
+      def store(credit_card, options = {})
+        requires!(options, :billing_id)
+
+        post = {}
+        add_payment_method(post, credit_card)
+        add_payment_method(post, options[:billing_id])
+        commit(:store, post)
+      end
+
+      def status(options = {})
+        requires!(options, :order_id)
+
+        commit(:status, 'customer.orderNumber' => options[:order_id])
+      end
+
+      private
+
+      def add_payment_method(post, payment_method)
+        if payment_method.respond_to?(:number)
+          post['card.cardHolderName'] = "#{payment_method.first_name} #{payment_method.last_name}"
+          post['card.PAN']            = payment_method.number
+          post['card.CVN']            = payment_method.verification_value
+          post['card.expiryYear']     = payment_method.year.to_s[-2, 2]
+          post['card.expiryMonth']    = sprintf('%02d', payment_method.month)
+        else
+          post['customer.customerReferenceNumber'] = payment_method
+        end
+      end
+
+      def add_reference(post, reference)
+        post['customer.originalOrderNumber'] = reference
+      end
+
+      def add_order(post, amount, options)
+        post['order.ECI']            = @options[:eci]
+        post['order.amount']         = amount
+        post['card.currency']        = (options[:currency] || currency(amount))
+        post['customer.orderNumber'] = options[:order_id][0...20]
+      end
+
+      def add_auth(post)
+        post['customer.username'] = @options[:username]
+        post['customer.password'] = @options[:password]
+        post['customer.merchant'] = @options[:merchant]
+      end
+
+      # Creates the request and returns the summarized result
+      def commit(action, post)
+        add_auth(post)
+        post['order.type'] = TRANSACTIONS[action]
+
+        request = post.map { |k, v| "#{k}=#{CGI.escape(v.to_s)}" }.join('&')
+        response = ssl_post(self.live_url, request)
+
+        params = {}
+        CGI.parse(response).each_pair do |key, value|
+          actual_key = key.split('.').last
+          params[actual_key.underscore.to_sym] = value[0]
+        end
+
+        message = "#{SUMMARY_CODES[params[:summary_code]]} - #{RESPONSE_CODES[params[:response_code]]}"
+
+        success = (params[:summary_code] ? (params[:summary_code] == '0') : (params[:response_code] == '00'))
+
+        Response.new(success, message, params,
+          test: (@options[:merchant].to_s == 'TEST'),
+          authorization: post[:order_number])
+      rescue ActiveMerchant::ResponseError => e
+        raise unless e.response.code == '403'
+
+        return Response.new(false, 'Invalid credentials', {}, test: test?)
+      rescue ActiveMerchant::ClientCertificateError
+        return Response.new(false, 'Invalid certificate', {}, test: test?)
+      end
+    end
+  end
+end