swiss-activemerchant 1.0.1

data/lib/active_merchant/billing/gateways/stripe_payment_intents.rb

@@ -0,0 +1,602 @@
+require 'active_support/core_ext/hash/slice'
+
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    # This gateway uses the current Stripe {Payment Intents API}[https://stripe.com/docs/api/payment_intents].
+    # For the legacy API, see the Stripe gateway
+    class StripePaymentIntentsGateway < StripeGateway
+      ALLOWED_METHOD_STATES = %w[automatic manual].freeze
+      ALLOWED_CANCELLATION_REASONS = %w[duplicate fraudulent requested_by_customer abandoned].freeze
+      CREATE_INTENT_ATTRIBUTES = %i[description statement_descriptor_suffix statement_descriptor receipt_email save_payment_method]
+      CONFIRM_INTENT_ATTRIBUTES = %i[receipt_email return_url save_payment_method setup_future_usage off_session]
+      UPDATE_INTENT_ATTRIBUTES = %i[description statement_descriptor_suffix statement_descriptor receipt_email setup_future_usage]
+      DEFAULT_API_VERSION = '2020-08-27'
+
+      def create_intent(money, payment_method, options = {})
+        MultiResponse.run do |r|
+          if payment_method.is_a?(NetworkTokenizationCreditCard)
+            r.process { tokenize_apple_google(payment_method, options) }
+            payment_method = (r.params['token']['id']) if r.success?
+          end
+          r.process do
+            post = {}
+            add_amount(post, money, options, true)
+            add_capture_method(post, options)
+            add_confirmation_method(post, options)
+            add_customer(post, options)
+
+            result = add_payment_method_token(post, payment_method, options)
+            return result if result.is_a?(ActiveMerchant::Billing::Response)
+
+            add_external_three_d_secure_auth_data(post, options)
+            add_metadata(post, options)
+            add_return_url(post, options)
+            add_connected_account(post, options)
+            add_radar_data(post, options)
+            add_shipping_address(post, options)
+            add_stored_credentials(post, options)
+            setup_future_usage(post, options)
+            add_exemption(post, options)
+            add_ntid(post, options)
+            add_claim_without_transaction_id(post, options)
+            add_error_on_requires_action(post, options)
+            add_fulfillment_date(post, options)
+            request_three_d_secure(post, options)
+            add_level_three(post, options)
+
+            CREATE_INTENT_ATTRIBUTES.each do |attribute|
+              add_whitelisted_attribute(post, options, attribute)
+            end
+            commit(:post, 'payment_intents', post, options)
+          end
+        end
+      end
+
+      def show_intent(intent_id, options)
+        commit(:get, "payment_intents/#{intent_id}", nil, options)
+      end
+
+      def create_test_customer
+        response = api_request(:post, 'customers')
+        response['id']
+      end
+
+      def confirm_intent(intent_id, payment_method, options = {})
+        post = {}
+        result = add_payment_method_token(post, payment_method, options)
+        return result if result.is_a?(ActiveMerchant::Billing::Response)
+
+        add_payment_method_types(post, options)
+        CONFIRM_INTENT_ATTRIBUTES.each do |attribute|
+          add_whitelisted_attribute(post, options, attribute)
+        end
+
+        commit(:post, "payment_intents/#{intent_id}/confirm", post, options)
+      end
+
+      def create_payment_method(payment_method, options = {})
+        post_data = add_payment_method_data(payment_method, options)
+
+        options = format_idempotency_key(options, 'pm')
+        commit(:post, 'payment_methods', post_data, options)
+      end
+
+      def add_payment_method_data(payment_method, options = {})
+        post_data = {}
+        post_data[:type] = 'card'
+        post_data[:card] = {}
+        post_data[:card][:number] = payment_method.number
+        post_data[:card][:exp_month] = payment_method.month
+        post_data[:card][:exp_year] = payment_method.year
+        post_data[:card][:cvc] = payment_method.verification_value if payment_method.verification_value
+        add_billing_address(post_data, options)
+        add_name_only(post_data, payment_method) if post_data[:billing_details].nil?
+        post_data
+      end
+
+      def add_payment_method_card_data_token(post_data, payment_method)
+        post_data.merge!({
+          payment_method_types: ['card'],
+          payment_method_data: { type: 'card', card: { token: payment_method } }
+        })
+      end
+
+      def update_intent(money, intent_id, payment_method, options = {})
+        post = {}
+        add_amount(post, money, options)
+
+        result = add_payment_method_token(post, payment_method, options)
+        return result if result.is_a?(ActiveMerchant::Billing::Response)
+
+        add_payment_method_types(post, options)
+        add_customer(post, options)
+        add_metadata(post, options)
+        add_shipping_address(post, options)
+        add_connected_account(post, options)
+        add_fulfillment_date(post, options)
+
+        UPDATE_INTENT_ATTRIBUTES.each do |attribute|
+          add_whitelisted_attribute(post, options, attribute)
+        end
+        commit(:post, "payment_intents/#{intent_id}", post, options)
+      end
+
+      def create_setup_intent(payment_method, options = {})
+        MultiResponse.run do |r|
+          r.process do
+            post = {}
+            add_customer(post, options)
+            result = add_payment_method_token(post, payment_method, options, r)
+            return result if result.is_a?(ActiveMerchant::Billing::Response)
+
+            add_metadata(post, options)
+            add_return_url(post, options)
+            add_fulfillment_date(post, options)
+            request_three_d_secure(post, options)
+            post[:on_behalf_of] = options[:on_behalf_of] if options[:on_behalf_of]
+            post[:usage] = options[:usage] if %w(on_session off_session).include?(options[:usage])
+            post[:description] = options[:description] if options[:description]
+
+            commit(:post, 'setup_intents', post, options)
+          end
+        end
+      end
+
+      def retrieve_setup_intent(setup_intent_id, options = {})
+        # Retrieving a setup_intent passing 'expand[]=latest_attempt' allows the caller to
+        # check for a network_transaction_id and ds_transaction_id
+        # eg (latest_attempt -> payment_method_details -> card -> network_transaction_id)
+        #
+        # Being able to retrieve these fields enables payment flows that rely on MIT exemptions, e.g: off_session
+        commit(:post, "setup_intents/#{setup_intent_id}", {
+          'expand[]': 'latest_attempt'
+        }, options)
+      end
+
+      def authorize(money, payment_method, options = {})
+        create_intent(money, payment_method, options.merge!(confirm: true, capture_method: 'manual'))
+      end
+
+      def purchase(money, payment_method, options = {})
+        create_intent(money, payment_method, options.merge!(confirm: true, capture_method: 'automatic'))
+      end
+
+      def capture(money, intent_id, options = {})
+        post = {}
+        currency = options[:currency] || currency(money)
+        post[:amount_to_capture] = localized_amount(money, currency)
+        if options[:transfer_amount]
+          post[:transfer_data] = {}
+          post[:transfer_data][:amount] = options[:transfer_amount]
+        end
+        post[:application_fee_amount] = options[:application_fee] if options[:application_fee]
+        options = format_idempotency_key(options, 'capture')
+        commit(:post, "payment_intents/#{intent_id}/capture", post, options)
+      end
+
+      def void(intent_id, options = {})
+        post = {}
+        post[:cancellation_reason] = options[:cancellation_reason] if ALLOWED_CANCELLATION_REASONS.include?(options[:cancellation_reason])
+        commit(:post, "payment_intents/#{intent_id}/cancel", post, options)
+      end
+
+      def refund(money, intent_id, options = {})
+        if intent_id.include?('pi_')
+          intent = api_request(:get, "payment_intents/#{intent_id}", nil, options)
+
+          return Response.new(false, intent['error']['message'], intent) if intent['error']
+
+          charge_id = intent.try(:[], 'charges').try(:[], 'data').try(:[], 0).try(:[], 'id')
+
+          if charge_id.nil?
+            error_message = "No associated charge for #{intent['id']}"
+            error_message << "; payment_intent has a status of #{intent['status']}" if intent.try(:[], 'status') && intent.try(:[], 'status') != 'succeeded'
+            return Response.new(false, error_message, intent)
+          end
+        else
+          charge_id = intent_id
+        end
+
+        super(money, charge_id, options)
+      end
+
+      # Note: Not all payment methods are currently supported by the {Payment Methods API}[https://stripe.com/docs/payments/payment-methods]
+      # Current implementation will create a PaymentMethod object if the method is a token or credit card
+      # All other types will default to legacy Stripe store
+      def store(payment_method, options = {})
+        params = {}
+        post = {}
+        # If customer option is provided, create a payment method and attach to customer id
+        # Otherwise, create a customer, then attach
+        if payment_method.is_a?(StripePaymentToken) || payment_method.is_a?(ActiveMerchant::Billing::CreditCard)
+          result = add_payment_method_token(params, payment_method, options)
+          return result if result.is_a?(ActiveMerchant::Billing::Response)
+
+          if options[:customer]
+            customer_id = options[:customer]
+          else
+            post[:description] = options[:description] if options[:description]
+            post[:email] = options[:email] if options[:email]
+            options = format_idempotency_key(options, 'customer')
+            post[:expand] = [:sources]
+            customer = commit(:post, 'customers', post, options)
+            customer_id = customer.params['id']
+          end
+          options = format_idempotency_key(options, 'attach')
+          attach_parameters = { customer: customer_id }
+          attach_parameters[:validate] = options[:validate] unless options[:validate].nil?
+          commit(:post, "payment_methods/#{params[:payment_method]}/attach", attach_parameters, options)
+        else
+          super(payment_method, options)
+        end
+      end
+
+      def unstore(identification, options = {}, deprecated_options = {})
+        if identification.include?('pm_')
+          _, payment_method = identification.split('|')
+          commit(:post, "payment_methods/#{payment_method}/detach", nil, options)
+        else
+          super(identification, options, deprecated_options)
+        end
+      end
+
+      def verify(payment_method, options = {})
+        create_setup_intent(payment_method, options.merge!({ confirm: true, verify: true }))
+      end
+
+      def setup_purchase(money, options = {})
+        requires!(options, :payment_method_types)
+        post = {}
+        add_currency(post, options, money)
+        add_amount(post, money, options)
+        add_payment_method_types(post, options)
+        add_metadata(post, options)
+        commit(:post, 'payment_intents', post, options)
+      end
+
+      private
+
+      def off_session_request?(options = {})
+        (options[:off_session] || options[:setup_future_usage]) && options[:confirm] == true
+      end
+
+      def add_connected_account(post, options = {})
+        super(post, options)
+        post[:application_fee_amount] = options[:application_fee] if options[:application_fee]
+      end
+
+      def add_whitelisted_attribute(post, options, attribute)
+        post[attribute] = options[attribute] if options[attribute]
+      end
+
+      def add_capture_method(post, options)
+        capture_method = options[:capture_method].to_s
+        post[:capture_method] = capture_method if ALLOWED_METHOD_STATES.include?(capture_method)
+      end
+
+      def add_confirmation_method(post, options)
+        confirmation_method = options[:confirmation_method].to_s
+        post[:confirmation_method] = confirmation_method if ALLOWED_METHOD_STATES.include?(confirmation_method)
+      end
+
+      def add_customer(post, options)
+        customer = options[:customer].to_s
+        post[:customer] = customer if customer.start_with?('cus_')
+      end
+
+      def add_fulfillment_date(post, options)
+        post[:fulfillment_date] = options[:fulfillment_date].to_i if options[:fulfillment_date]
+      end
+
+      def add_metadata(post, options = {})
+        super
+
+        post[:metadata][:event_type] = options[:event_type] if options[:event_type]
+      end
+
+      def add_level_three(post, options = {})
+        level_three = {}
+
+        level_three[:merchant_reference] = options[:merchant_reference] if options[:merchant_reference]
+        level_three[:customer_reference] = options[:customer_reference] if options[:customer_reference]
+        level_three[:shipping_address_zip] = options[:shipping_address_zip] if options[:shipping_address_zip]
+        level_three[:shipping_from_zip] = options[:shipping_from_zip] if options[:shipping_from_zip]
+        level_three[:shipping_amount] = options[:shipping_amount] if options[:shipping_amount]
+        level_three[:line_items] = options[:line_items] if options[:line_items]
+
+        post[:level3] = level_three unless level_three.empty?
+      end
+
+      def add_return_url(post, options)
+        return unless options[:confirm]
+
+        post[:confirm] = options[:confirm]
+        post[:return_url] = options[:return_url] if options[:return_url]
+      end
+
+      def add_payment_method_token(post, payment_method, options, responses = [])
+        case payment_method
+        when StripePaymentToken
+          post[:payment_method_data] = {
+            type: 'card',
+            card: {
+              token: payment_method.payment_data['id'] || payment_method.payment_data
+            }
+          }
+          post[:payment_method] = payment_method.payment_data['id'] || payment_method.payment_data
+        when String
+          extract_token_from_string_and_maybe_add_customer_id(post, payment_method)
+        when ActiveMerchant::Billing::CreditCard
+          return create_payment_method_and_extract_token(post, payment_method, options, responses) if options[:verify]
+
+          get_payment_method_data_from_card(post, payment_method, options, responses)
+        end
+      end
+
+      def extract_token_from_string_and_maybe_add_customer_id(post, payment_method)
+        if payment_method.include?('|')
+          customer_id, payment_method = payment_method.split('|')
+          post[:customer] = customer_id
+        end
+
+        if payment_method.include?('tok_')
+          add_payment_method_card_data_token(post, payment_method)
+        else
+          post[:payment_method] = payment_method
+        end
+      end
+
+      def tokenize_apple_google(payment, options = {})
+        tokenization_method = payment.source == :google_pay ? :android_pay : payment.source
+        post = {
+          card: {
+            number: payment.number,
+            exp_month: payment.month,
+            exp_year: payment.year,
+            tokenization_method: tokenization_method,
+            eci: payment.eci,
+            cryptogram: payment.payment_cryptogram
+          }
+        }
+        add_billing_address_for_card_tokenization(post, options) if %i(apple_pay android_pay).include?(tokenization_method)
+        token_response = api_request(:post, 'tokens', post, options)
+        success = token_response['error'].nil?
+        if success && token_response['id']
+          Response.new(success, nil, token: token_response)
+        elsif token_response['error']['message']
+          Response.new(false, "The tokenization process fails. #{token_response['error']['message']}")
+        else
+          Response.new(false, "The tokenization process fails. #{token_response}")
+        end
+      end
+
+      def get_payment_method_data_from_card(post, payment_method, options, responses)
+        return create_payment_method_and_extract_token(post, payment_method, options, responses) unless off_session_request?(options)
+
+        post[:payment_method_data] = add_payment_method_data(payment_method, options)
+      end
+
+      def create_payment_method_and_extract_token(post, payment_method, options, responses)
+        payment_method_response = create_payment_method(payment_method, options)
+        return payment_method_response if payment_method_response.failure?
+
+        responses << payment_method_response
+        add_payment_method_token(post, payment_method_response.params['id'], options)
+      end
+
+      def add_payment_method_types(post, options)
+        payment_method_types = options[:payment_method_types] if options[:payment_method_types]
+        return if payment_method_types.nil?
+
+        post[:payment_method_types] = Array(payment_method_types)
+      end
+
+      def add_exemption(post, options = {})
+        return unless options[:confirm]
+
+        post[:payment_method_options] ||= {}
+        post[:payment_method_options][:card] ||= {}
+        post[:payment_method_options][:card][:moto] = true if options[:moto]
+      end
+
+      # Stripe Payment Intents now supports specifying on a transaction level basis stored credential information.
+      # The feature is currently gated but is listed as `stored_credential_transaction_type` inside the
+      # `post[:payment_method_options][:card]` hash. Since this is a beta field adding an extra check to use
+      # the existing logic by default. To be able to utilize this field, you must reach out to Stripe.
+
+      def add_stored_credentials(post, options = {})
+        return unless options[:stored_credential] && !options[:stored_credential].values.all?(&:nil?)
+
+        post[:payment_method_options] ||= {}
+        post[:payment_method_options][:card] ||= {}
+        add_stored_credential_transaction_type(post, options) if options[:stored_credential_transaction_type]
+
+        stored_credential = options[:stored_credential]
+        post[:payment_method_options][:card][:mit_exemption] = {}
+
+        # Stripe PI accepts network_transaction_id and ds_transaction_id via mit field under card.
+        # The network_transaction_id can be sent in nested under stored credentials OR as its own field (add_ntid handles when it is sent in on its own)
+        # If it is sent is as its own field AND under stored credentials, the value sent under its own field is what will send.
+        post[:payment_method_options][:card][:mit_exemption][:ds_transaction_id] = stored_credential[:ds_transaction_id] if stored_credential[:ds_transaction_id]
+        post[:payment_method_options][:card][:mit_exemption][:network_transaction_id] = stored_credential[:network_transaction_id] if stored_credential[:network_transaction_id]
+      end
+
+      def add_stored_credential_transaction_type(post, options = {})
+        stored_credential = options[:stored_credential]
+        # Do not add anything unless these are present.
+        return unless stored_credential[:reason_type] && stored_credential[:initiator]
+
+        # Not compatible with off_session parameter.
+        options.delete(:off_session)
+        if stored_credential[:initial_transaction]
+          # Initial transactions must by CIT
+          return unless stored_credential[:initiator] == 'cardholder'
+
+          initial_transaction_stored_credential(post, stored_credential[:reason_type])
+        else
+          # Subsequent transaction
+          subsequent_transaction_stored_credential(post, stored_credential[:initiator], stored_credential[:reason_type])
+        end
+      end
+
+      def initial_transaction_stored_credential(post, reason_type)
+        if reason_type == 'unscheduled'
+          # Charge on-session and store card for future one-off payment use
+          post[:payment_method_options][:card][:stored_credential_transaction_type] = 'setup_off_session_unscheduled'
+        elsif reason_type == 'recurring'
+          # Charge on-session and store card for future recurring payment use
+          post[:payment_method_options][:card][:stored_credential_transaction_type] = 'setup_off_session_recurring'
+        else
+          # Charge on-session and store card for future on-session payment use.
+          post[:payment_method_options][:card][:stored_credential_transaction_type] = 'setup_on_session'
+        end
+      end
+
+      def subsequent_transaction_stored_credential(post, initiator, reason_type)
+        if initiator == 'cardholder'
+          # Charge on-session customer using previously stored card.
+          post[:payment_method_options][:card][:stored_credential_transaction_type] = 'stored_on_session'
+        elsif reason_type == 'recurring'
+          # Charge off-session customer using previously stored card for recurring transaction
+          post[:payment_method_options][:card][:stored_credential_transaction_type] = 'stored_off_session_recurring'
+        else
+          # Charge off-session customer using previously stored card for one-off transaction
+          post[:payment_method_options][:card][:stored_credential_transaction_type] = 'stored_off_session_unscheduled'
+        end
+      end
+
+      def add_ntid(post, options = {})
+        return unless options[:network_transaction_id]
+
+        post[:payment_method_options] ||= {}
+        post[:payment_method_options][:card] ||= {}
+        post[:payment_method_options][:card][:mit_exemption] = {}
+
+        post[:payment_method_options][:card][:mit_exemption][:network_transaction_id] = options[:network_transaction_id] if options[:network_transaction_id]
+      end
+
+      def add_claim_without_transaction_id(post, options = {})
+        return if options[:stored_credential] || options[:network_transaction_id] || options[:ds_transaction_id]
+        return unless options[:claim_without_transaction_id]
+
+        post[:payment_method_options] ||= {}
+        post[:payment_method_options][:card] ||= {}
+        post[:payment_method_options][:card][:mit_exemption] = {}
+
+        # Stripe PI accepts claim_without_transaction_id for transactions without transaction ids.
+        # Gateway validation for this field occurs through a different service, before the transaction request is sent to the gateway.
+        post[:payment_method_options][:card][:mit_exemption][:claim_without_transaction_id] = options[:claim_without_transaction_id]
+      end
+
+      def add_error_on_requires_action(post, options = {})
+        return unless options[:confirm]
+
+        post[:error_on_requires_action] = true if options[:error_on_requires_action]
+      end
+
+      def request_three_d_secure(post, options = {})
+        return unless options[:request_three_d_secure] && %w(any automatic).include?(options[:request_three_d_secure])
+
+        post[:payment_method_options] ||= {}
+        post[:payment_method_options][:card] ||= {}
+        post[:payment_method_options][:card][:request_three_d_secure] = options[:request_three_d_secure]
+      end
+
+      def add_external_three_d_secure_auth_data(post, options = {})
+        return unless options[:three_d_secure]&.is_a?(Hash)
+
+        three_d_secure = options[:three_d_secure]
+        post[:payment_method_options] ||= {}
+        post[:payment_method_options][:card] ||= {}
+        post[:payment_method_options][:card][:three_d_secure] ||= {}
+        post[:payment_method_options][:card][:three_d_secure][:version] = three_d_secure[:version] || (three_d_secure[:ds_transaction_id] ? '2.2.0' : '1.0.2')
+        post[:payment_method_options][:card][:three_d_secure][:electronic_commerce_indicator] = three_d_secure[:eci] if three_d_secure[:eci]
+        post[:payment_method_options][:card][:three_d_secure][:cryptogram] = three_d_secure[:cavv] if three_d_secure[:cavv]
+        post[:payment_method_options][:card][:three_d_secure][:transaction_id] = three_d_secure[:ds_transaction_id] || three_d_secure[:xid]
+      end
+
+      def setup_future_usage(post, options = {})
+        post[:setup_future_usage] = options[:setup_future_usage] if %w(on_session off_session).include?(options[:setup_future_usage])
+        post[:off_session] = options[:off_session] if off_session_request?(options)
+        post
+      end
+
+      def add_billing_address_for_card_tokenization(post, options = {})
+        return unless (billing = options[:billing_address] || options[:address])
+
+        post[:card][:address_city] = billing[:city] if billing[:city]
+        post[:card][:address_country] = billing[:country] if billing[:country]
+        post[:card][:address_line1] = billing[:address1] if billing[:address1]
+        post[:card][:address_line2] = billing[:address2] if billing[:address2]
+        post[:card][:address_zip] = billing[:zip] if billing[:zip]
+        post[:card][:address_state] = billing[:state] if billing[:state]
+      end
+
+      def add_billing_address(post, options = {})
+        return unless billing = options[:billing_address] || options[:address]
+
+        email = billing[:email] || options[:email]
+
+        post[:billing_details] = {}
+        post[:billing_details][:address] = {}
+        post[:billing_details][:address][:city] = billing[:city] if billing[:city]
+        post[:billing_details][:address][:country] = billing[:country] if billing[:country]
+        post[:billing_details][:address][:line1] = billing[:address1] if billing[:address1]
+        post[:billing_details][:address][:line2] = billing[:address2] if billing[:address2]
+        post[:billing_details][:address][:postal_code] = billing[:zip] if billing[:zip]
+        post[:billing_details][:address][:state] = billing[:state] if billing[:state]
+        post[:billing_details][:email] = email if email
+        post[:billing_details][:name] = billing[:name] if billing[:name]
+        post[:billing_details][:phone] = billing[:phone] if billing[:phone]
+      end
+
+      def add_name_only(post, payment_method)
+        post[:billing_details] = {} unless post[:billing_details]
+
+        name = [payment_method.first_name, payment_method.last_name].compact.join(' ')
+        post[:billing_details][:name] = name
+      end
+
+      def add_shipping_address(post, options = {})
+        return unless shipping = options[:shipping_address]
+
+        post[:shipping] = {}
+
+        # fields required by Stripe PI
+        post[:shipping][:address] = {}
+        post[:shipping][:address][:line1] = shipping[:address1]
+        post[:shipping][:name] = shipping[:name]
+
+        # fields considered optional by Stripe PI
+        post[:shipping][:address][:city] = shipping[:city] if shipping[:city]
+        post[:shipping][:address][:country] = shipping[:country] if shipping[:country]
+        post[:shipping][:address][:line2] = shipping[:address2] if shipping[:address2]
+        post[:shipping][:address][:postal_code] = shipping[:zip] if shipping[:zip]
+        post[:shipping][:address][:state] = shipping[:state] if shipping[:state]
+        post[:shipping][:phone] = shipping[:phone_number] if shipping[:phone_number]
+        post[:shipping][:carrier] = (shipping[:carrier] || options[:shipping_carrier]) if shipping[:carrier] || options[:shipping_carrier]
+        post[:shipping][:tracking_number] = (shipping[:tracking_number] || options[:shipping_tracking_number]) if shipping[:tracking_number] || options[:shipping_tracking_number]
+      end
+
+      def format_idempotency_key(options, suffix)
+        return options unless options[:idempotency_key]
+
+        options.merge(idempotency_key: "#{options[:idempotency_key]}-#{suffix}")
+      end
+
+      def success_from(response, options)
+        if response['status'] == 'requires_action' && !options[:execute_threed]
+          response['error'] = {}
+          response['error']['message'] = 'Received unexpected 3DS authentication response, but a 3DS initiation flag was not included in the request.'
+          return false
+        end
+
+        super(response, options)
+      end
+
+      def add_currency(post, options, money)
+        post[:currency] = options[:currency] || currency(money)
+      end
+    end
+  end
+end