parse_decision 0.0.5

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Files changed (68) hide show
  1. checksums.yaml +7 -0
  2. data/.gitignore +17 -0
  3. data/.rspec +2 -0
  4. data/Gemfile +6 -0
  5. data/LICENSE +22 -0
  6. data/README.md +71 -0
  7. data/bin/parse_decision +126 -0
  8. data/lib/parse_decision/config.rb +90 -0
  9. data/lib/parse_decision/controller.rb +142 -0
  10. data/lib/parse_decision/parsedecisiontask.rb +31 -0
  11. data/lib/parse_decision/parser.rb +194 -0
  12. data/lib/parse_decision/pd_context.rb +148 -0
  13. data/lib/parse_decision/plugin/application.rb +48 -0
  14. data/lib/parse_decision/plugin/plugin.rb +56 -0
  15. data/lib/parse_decision/plugin/ppm_xpath.rb +70 -0
  16. data/lib/parse_decision/plugin/pre_decision_guideline.rb +177 -0
  17. data/lib/parse_decision/plugin/product.rb +176 -0
  18. data/lib/parse_decision/plugin/product_xpath.rb +52 -0
  19. data/lib/parse_decision/plugin/web_product.rb +179 -0
  20. data/lib/parse_decision/plugin.rb +50 -0
  21. data/lib/parse_decision/version.rb +5 -0
  22. data/lib/parse_decision.rb +59 -0
  23. data/parse_decision.gemspec +27 -0
  24. data/rakefile.rb +58 -0
  25. data/spec/context_spec.rb +21 -0
  26. data/spec/data/multiproduct.decision.txt +1481 -0
  27. data/spec/data/prod.decision.txt +3957 -0
  28. data/spec/data/reference/multiproduct/001-APP.xml +1 -0
  29. data/spec/data/reference/multiproduct/001-Mod-Forbear-PRODUCT.xml +357 -0
  30. data/spec/data/reference/multiproduct/001-Mod-Forgive-PRODUCT.xml +361 -0
  31. data/spec/data/reference/multiproduct/001-Mod-RateTerm-PRODUCT.xml +353 -0
  32. data/spec/data/reference/multiproduct/001-Mod-SAM-PRODUCT.xml +365 -0
  33. data/spec/data/reference/product/001-APP.xml +1 -0
  34. data/spec/data/reference/product/001-Validation-Rules.xml +536 -0
  35. data/spec/data/reference/product/002-APP.xml +1 -0
  36. data/spec/data/reference/product/002-FAPIILoanModification-PRODUCT.xml +1770 -0
  37. data/spec/data/reference/web/001-APP.xml +1 -0
  38. data/spec/data/reference/web/001-Product01-PRODUCT.xml +1088 -0
  39. data/spec/data/reference/web/002-APP.xml +1 -0
  40. data/spec/data/reference/web/002-Product01-PRODUCT.xml +15 -0
  41. data/spec/data/reference/workflow/001-APP.xml +1 -0
  42. data/spec/data/reference/workflow/001-WF-DataClearing-Pre-Rules.xml +37 -0
  43. data/spec/data/reference/workflow-2/001-APP.xml +1 -0
  44. data/spec/data/reference/workflow-2/001-WF-ProdSel-Post-Rules.xml +699 -0
  45. data/spec/data/test.rb +13 -0
  46. data/spec/data/validation.decision.txt +1199 -0
  47. data/spec/data/web.decision.txt +1128 -0
  48. data/spec/data/wf.decision.txt +43 -0
  49. data/spec/data/wf2.decision.txt +705 -0
  50. data/spec/parser_spec.rb +308 -0
  51. data/spec/plugin_app_spec.rb +40 -0
  52. data/spec/plugin_ppmxpath_spec.rb +74 -0
  53. data/spec/plugin_predecision_spec.rb +81 -0
  54. data/spec/plugin_product_spec.rb +117 -0
  55. data/spec/plugin_productxpath_spec.rb +76 -0
  56. data/spec/plugin_spec.rb +54 -0
  57. data/spec/spec_helper.rb +81 -0
  58. data/test/data/2.2.decision-multiple.txt +1391 -0
  59. data/test/data/2.2.decision.txt +1128 -0
  60. data/test/data/2.decision.txt +1481 -0
  61. data/test/plugins/test_plugin_predecisionguideline.rb +120 -0
  62. data/test/plugins/test_plugin_product.rb +120 -0
  63. data/test/test_config.rb +90 -0
  64. data/test/test_context.rb +103 -0
  65. data/test/test_parse_webdecision.rb +121 -0
  66. data/test/test_parser.rb +69 -0
  67. data/test/test_parser_parse.rb +110 -0
  68. metadata +225 -0
data/spec/data/reference/multiproduct/001-APP.xml ADDED
@@ -0,0 +1 @@
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+ <DECISION_REQUEST><APPLICATION ApplicationID="2" OrganizationID="2" CreatedDate="02/25/2010" ModifiedDate="03/12/2010" Summary="Batch Upload Application" StateID="3" State="00-New" User="Admin" SpouseIncludeFlag="N" SpouseQualFlag="N" JointFlag="N" UserID="2" UserName="CV Admin User" OrganizationName="Impac Companies" ForwardDate="03/08/2010" ManualCredit="N" UserTypeId="" Source="Internal" ActName="Impac Companies" InBankruptcy="N" BankruptcyStatus="None" BankruptcyReaffirmation="N" BorrowerTotalMonthlyObligations="550.0000" HideMessages="N" CSPMonthlyGrossIncome="1664.0000" VerifiedGrossIncome="1664.0000" CalculatedCSPMonthlyGrossIncome="1664.0000" CalculatedVerifiedGrossIncome="1664.0000" IncomeTolerance="25.0000"><ORGANIZATION OrganizationID="2" APP_ORG_ID="2" UDFInt1="0" UDFInt2="0" UDFInt3="0" UDFInt4="0" UDFInt5="0" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5=""/><USER UserID="2" APP_USER_ID="2" IsSupervisor="1" UDFInt1="0" UDFInt2="0" UDFInt3="0" UDFInt4="0" UDFInt5="0" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5="" SubmittedUser=""/><APPLICATIONTEAM><APPLICATIONTEAM_USER FirstName="CV Admin" LastName="User" OrganizationName="Impac Companies" OriginType="Internal" UserType="Originator" UserID="2" ATM_ID="2"><APPLICATIONTEAM_USER_ORGANIZATION Address="" City="" Zip="" PhoneNumber="" ATM_USER_ID="2" OrganizationID="2"/></APPLICATIONTEAM_USER></APPLICATIONTEAM><APPLICANTS><APPLICANT BorrowerID="3" FirstName="Homer" LastName="Simpson" Telephone="714-338-7152" IsPrimary="Y" Score="0" ForeignNationalIndicator="N" App1003ID="2" APA_1003_PRIMARY="1" BestContactTime="8:00 PM" BestContactNumber="(714) 338-7152"><EMPLOYMENTS><EMPLOYMENT EmploymentID="5" IsSelfEmployed="N" Type="Primary" Months="48" CurrentType="WageEarner" EPM_ISRELATIVE_FLAG="0" Retired="0" W2="Y"/><EMPLOYMENT EmploymentID="7" IsSelfEmployed="N" Type="Previous" EPM_ISRELATIVE_FLAG="0" Retired="0" W2="Y"/></EMPLOYMENTS><RESIDENCES><RESIDENCE ResidenceID="3" AddressL1="Any Street" City="Irvine" IsPresent="Y" Region="CA" Country="US" HouseNumber="123" IsMailing="N"/></RESIDENCES></APPLICANT><APPLICANT BorrowerID="4" FirstName="Marge" LastName="Simpson" IsPrimary="N" Score="0" ForeignNationalIndicator="N" App1003ID="2" APA_1003_PRIMARY="0"><EMPLOYMENTS><EMPLOYMENT EmploymentID="6" IsSelfEmployed="N" Type="Primary" Months="0" EPM_ISRELATIVE_FLAG="0" Retired="0" W2="Y"/><EMPLOYMENT EmploymentID="8" IsSelfEmployed="N" Type="Previous" EPM_ISRELATIVE_FLAG="0" Retired="0" W2="Y"/></EMPLOYMENTS><RESIDENCES><RESIDENCE ResidenceID="4" IsPresent="Y" IsMailing="N"/></RESIDENCES></APPLICANT></APPLICANTS><ASSETS/><EXPENSES><EXPENSE ExpenseID="4" Amount="0.0000" IsCurrent="Y" Type="HomeownerAssociationDues" BorrowerID="3" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="5" Amount="120.0000" IsCurrent="Y" Type="HazardInsurance" BorrowerID="3" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="6" Amount="80.0000" IsCurrent="Y" Type="RealEstateTaxes" BorrowerID="3" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="30" Amount="11.0000" IsCurrent="Y" Type="CableSatelliteInternet" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="31" Amount="400.0000" IsCurrent="Y" Type="Food" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="32" Amount="75.0000" IsCurrent="Y" Type="WaterSewer" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="33" Amount="150.0000" IsCurrent="Y" Type="Electricity" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="34" Amount="1400.0000" IsCurrent="Y" Type="FirstMortgagePAndI" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="35" Amount="400.0000" IsCurrent="Y" Type="TelephoneCellPhone" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="36" Amount="0.0000" IsCurrent="Y" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="37" Amount="0.0000" IsCurrent="Y" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="38" Amount="0.0000" IsCurrent="Y" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="39" Amount="0.0000" IsCurrent="Y" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="40" Amount="500.0000" IsCurrent="Y" Type="Other" UnpaidBalance="0.0000" IsDiscretionary="N"/><EXPENSE ExpenseID="41" Amount="50.0000" IsCurrent="Y" Type="FloodInsurance" UnpaidBalance="0.0000" IsDiscretionary="N"/><EXPENSE ExpenseID="42" Amount="0.0000" IsCurrent="Y" UnpaidBalance="0.0000" IsDiscretionary="N"/><EXPENSE ExpenseID="43" Amount="0.0000" IsCurrent="Y" UnpaidBalance="0.0000" IsDiscretionary="N"/><EXPENSE ExpenseID="44" Amount="0.0000" IsCurrent="Y" UnpaidBalance="0.0000" IsDiscretionary="N"/><EXPENSE ExpenseID="45" Amount="0.0000" IsCurrent="Y" UnpaidBalance="0.0000" IsDiscretionary="N"/><EXPENSE ExpenseID="46" Amount="0.0000" IsCurrent="Y" UnpaidBalance="0.0000" IsDiscretionary="N"/></EXPENSES><INCOMES><INCOME IncomeID="16" Amount="0.0000" Type="Alimony" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="17" Amount="1664.0000" Type="BaseEmplIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="18" Amount="111.0000" Type="BaseEmplIncome" IsFederalTaxExempted="0" FrequencyId="6" IsVerified="1" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="19" Amount="222.0000" Type="BaseEmplIncome" IsFederalTaxExempted="0" FrequencyId="1" IsVerified="1" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="20" Amount="333.0000" Type="BaseEmplIncome" IsFederalTaxExempted="0" FrequencyId="8" IsVerified="1" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="21" Amount="4444.0000" Type="BaseEmplIncome" IsFederalTaxExempted="0" FrequencyId="7" IsVerified="1" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="22" Amount="0.0000" Type="Other" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="23" Amount="0.0000" Type="Overtime" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="24" Amount="0.0000" Type="PensionOrRetirementIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="25" Amount="0.0000" Type="NetRentalIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="26" Amount="0.0000" Type="SelfEmploymentIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="27" Amount="0.0000" Type="SocialSecurityOrDisabilityIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="28" Amount="0.0000" Type="TipsOrGratuities" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="29" Amount="0.0000" Type="TrustIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="30" Amount="0.0000" Type="UnemploymentOrWelfareIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="31" Amount="0.0000" Type="Bonuses" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="32" Amount="0.0000" Type="ChildSupport" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="33" Amount="0.0000" Type="Commissions" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME><INCOME IncomeID="34" Amount="0.0000" Type="DividendsOrInterest" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" BorrowerID="3"><APPLICANTS><APPLICANT ApplicantIDREF="3" IsPrimary="Y"/></APPLICANTS></INCOME></INCOMES><PARAMETERS><PPM Name="CurrentMonthlyRent" Value="950"/><PPM Name="NumberOfOffers" Value="0"/><PPM Name="HOAPastDueAmount" Value="750.00"/><PPM Name="HOAorManagementCompany" Value="Rentals R Us Mgmt Co."/><PPM Name="LeaseExpirationDate" Value="12/31/2010"/><PPM Name="TenantPhone" Value="(714) 338-7152"/><PPM Name="TenantName" Value="Joe Shmoe"/><PPM Name="ManualCredit" Value="Y"/><PPM Name="ManualCredit" Value="Y"/></PARAMETERS><LOANS><LOAN LoanID="2" Amount="100000.0000" Rate="17.5000" LienNumber="1" ComboFlag="N" LienType="1st" HighOverDueActivities="0" MediumOverDueActivities="0" LowOverDueActivities="0" LoanStage="Unknown" CurrentStage="S300-Listed" PI="1466.3300" OriginalLoanAmount="100000.0000" SellerLoanNumber="123456789" MortgageType="ConventionalwithPMI" OpenConditionCount="3" OpenConditionPriorToProcessingCount="0" OpenConditionPriorToSubmissionCount="0" OpenConditionPriorToQualificationCount="0" OpenConditionPriorToTrialPeriodCount="3" OpenConditionPriorToLoanModificationCount="0" OpenConditionPriorToOversightCount="0" IOIndicator="N" RemainingOriginalTerm="0" MaturityDate="01/01/2038" NoteResetRate="0.0000" NoteDate="01/01/2008" LastPaidInstallmentDate="11/30/2009" ProductBeforeMod="FixedRate" OriginalRate="10.12500" PurchaserType="Private" PayArrearagesAtOnceWithLiqAssets="N" PayArrearagesInInstmntWithLiqAssets="N" FNMAHomeSaverNote="N" CurrentlyInLoanMod="N" PreviousModifiedUnderHMP="N" BorrowerAgreesEscrowSetup="N" Approval="N" LTVAtOrigination="85.0000" PriorLoanMod="N" ImminentDefaultFlag="N" TimeInCurrentStage="5567"><DEFAULT ReasonForDefault="Deathofborrowerfamilymember" BorrowerIntent="ContinuetoOwntheHomeandLiveinit" MonthsInDefault="3" DelinquencyStatus="120DaysDelinquent" AbilityToResumeCurrentMtgPmt="N" DQESCROW="0.0000" DQFEES="0.0000" DQInterest="0.0000"/><INVESTOR/><SERVICER/><LISTINGAGENT ListingAgentFirstName="Mary" ListingAgentLastName="Jones" ListingAgentContact="714-338-7152" DatePropertyListed="01/01/2010"/><AFTERMOD/><OTHERLOAN InvestorName="Wells Fargo" LoanAmount="29000.0000" IOIndicator="N"/><OVERRIDES/><TASKS><TASK TaskID="1" TaskDefinitionID="2" TaskStage="00-New" Name="Get Borrower Income" Status="Incomplete" StatusUser="CV Admin" StatusDateTime="03/11/2010"/><TASK TaskID="2" TaskDefinitionID="1" TaskStage="S200-Pre-Marketing" Name="Enter in Transaction Summary Data"/></TASKS></LOAN></LOANS><COLLATERALS><COLLATERAL CollID="2" AddressL1="108" AddressL2="Loma Media" City="Santa Barbara" PostalCode="93103" RegionValue="CA" Units="1" RealEstateType="SingleFamily" HomeOwnershipType="PrimaryResidence" LoanID="2" NonWarrantableCondo="0" HomeOwnershipTypeID="1" HUDRepo="0" ModelHomeLeaseback="0" InheritedProperty="0" ValidAVM="N" ValidFlood="N" Occupied="Y" Listed="Y" CurrentListingPrice="130000.0000" Condition="Fair" OccupancyStatus="BorrowerOccupied" CurrentMonthlyRent="1050.0000" LeaseExpirationDate="07/01/2010" HOAorManagementCompanyName="Merrit Property Mgmt" HOAPastDueAmount="590.0000" TenantName="Homer Simpson" TenantPhone="714-338-7152" TenantCooperation="Y" PermissionToContactAgent="N" HOAorManagementCompany="Y"><COUNTIES><COUNTY StateCode="06" State="CA" CountyCode="083" CountyName="Santa Barbara County" CBSACode="42060" CBSATitle="Santa Barbara-Santa Maria-Goleta CA" CBSALSAD="Metropolitan Statistical Area"/></COUNTIES><VALUATION Type="AutomatedValuationModel" Date="02/28/2010" AsIsValue="125000.0000"/><SHORTSALE/></COLLATERAL></COLLATERALS></APPLICATION></DECISION_REQUEST>
data/spec/data/reference/multiproduct/001-Mod-Forbear-PRODUCT.xml ADDED
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+ <PRODUCT_DATA>
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+ <PRODUCTS><PRODUCT ProductID="2" Name="Mod-Forbear" Program="IMPC Mod-Forbear" ProgramDisplayName="IMPC Mod-Forbear" ProgramID="2" Rate="0.0000" MortgageTypeID="1" Description="Mod-Forbear" Duration="360" IsAssumable="0" IsBiWeekly="0" IsPrepayPenalty="0" IsChallenger="0" MaxLTV="200" MaxCLTV="200" MaxLoanAmount="99999999.0000" FirstRateAdjustmentCap="0" RateAdjustmentCap="0" RateLifetimeCap="0" RateMargin="0" RateIndex="0" RateFloor="0" PaymentAdjustment="0" PaymentAdjustmentCap="0" AmortizationType="Fixed" ProductType="Mortgage" MortgageType="ConventionalwithPMI" POSGuidelineId="2" GuidelineName="Impac" UWGuidelineID="2" UWGuidelineName="Impac" POSGuidelineName="Impac" AUSSource="CQDS" /></PRODUCTS>
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+ <PARAMS><DATA_SET Name='TOTAL VERIFIED SEMIMONTHLY INCOME' Value='333'/><DATA_SET Name='DQ INTEREST' Value='0'/><DATA_SET Name='TOTAL VERIFIED BIWEEKLY INCOME' Value='222'/><DATA_SET Name='LOAN AMOUNT' Value='100000'/><DATA_SET Name='MORTGAGE OWNER' Value='Private'/><DATA_SET Name='PRESENT MONTHLY RENT' Value='0'/><DATA_SET Name='PRESENT OTHER FINANCING P AND I' Value='0'/><DATA_SET Name='PROGRAM NAME' Value='IMPC Mod-Forbear'/><DATA_SET Name='PROPERTY VALUATION TYPE' Value='AutomatedValuationModel'/><DATA_SET Name='PRESENT OTHER HOUSING EXPENSES' Value='500'/><DATA_SET Name='PROPERTY TYPE' Value='SingleFamily'/><DATA_SET Name='NO. OF UNITS' Value='1'/><DATA_SET Name='OCCUPANCY' Value='PrimaryResidence'/><DATA_SET Name='TOTAL VERIFIED WEEKLY INCOME' Value='111'/><DATA_SET Name='TOTAL VERIFIED ANNUAL INCOME' Value='4444'/><DATA_SET Name='PRESENT MORTGAGE INSURANCE' Value='0'/><DATA_SET Name='BORROWER INTENT' Value='ContinuetoOwntheHomeandLiveinit'/><DATA_SET Name='CSP PRINCIPAL FORBEARANCE AMOUNT' Value=''/><DATA_SET Name='PRESENT HOMEOWNER ASSN. DUES' Value='0'/><DATA_SET Name='LIEN NUMBER' Value='1'/><DATA_SET Name='TODAYS DATE' Value='3/12/2010 12:00:00 AM'/><DATA_SET Name='IR' Value='17.5'/><DATA_SET Name='LTV AT ORIGINATION' Value='85'/><DATA_SET Name='MATURITY DATE' Value='1/1/2038 12:00:00 AM'/><DATA_SET Name='PRESENT REAL ESTATE TAXES' Value='80'/><DATA_SET Name='DELINQUENCY STATUS' Value='120DaysDelinquent'/><DATA_SET Name='PRESENT HAZARD INSURANCE' Value='120'/><DATA_SET Name='PRESENT FLOOD INSURANCE' Value='50'/></PARAMS>
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+ <Rules> <Rule Name="IMPC Initialization PLK.1" Id="1437" ConditionResult="True">
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+ <DPM Name="Lien Number" Type="DPM">1</DPM>
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+ <DPM Name="Future Income" Type="DPM">Improve</DPM>
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+ <DPM Name="Hardship Severity" Type="DPM">Moderate</DPM>
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+ <DPM Name="Hardship Term" Type="DPM">Short Term</DPM>
9
+ <DPM Name="Gross Target DTI1" Type="DPM">0</DPM>
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+ <DPM Name="Gross Target DTI2" Type="DPM">0</DPM>
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+ <DPM Name="Backend Target DTI" Type="DPM">0</DPM>
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+ <DPM Name="Decision" Type="DPM">Pass</DPM>
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+ <DPM Name="Rate Matrix Group" Type="DPM">0</DPM>
14
+ <DPM Name="Min LTV" Type="DPM">0</DPM>
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+ <DPM Name="Max LTV" Type="DPM">0</DPM>
16
+ <DPM Name="Min CLTV" Type="DPM">0</DPM>
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+ <DPM Name="Max CLTV" Type="DPM">0</DPM>
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+ <DPM Name="Min UPB" Type="DPM">0</DPM>
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+ <DPM Name="Max UPB" Type="DPM">0</DPM>
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+ <DPM Name="Full UW Trigger" Type="DPM">No</DPM>
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+ <DPM Name="Motivation" Type="DPM">ContinuetoOwntheHomeandLiveinit</DPM>
22
+ <DPM Name="Months Delinquent" Type="DPM">0</DPM>
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+ <DPM Name="Current Occupancy" Type="DPM">PrimaryResidence</DPM>
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+ <DPM Name="Debt Source Property" Type="DPM">Primary</DPM>
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+ <DPM Name="Income Type" Type="DPM">Borr Income</DPM>
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+ <DPM Name="Test Backend" Type="DPM">No</DPM>
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+ <DPM Name="Min Rate-RateTerm" Type="DPM">0</DPM>
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+ <DPM Name="Min Rate-Forbear" Type="DPM">0</DPM>
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+ <DPM Name="Min Rate-Forgive" Type="DPM">0</DPM>
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+ <DPM Name="Min Rate-SAM" Type="DPM">0</DPM>
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+ <DPM Name="Rate Increment" Type="DPM">0.125</DPM>
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+ <DPM Name="Mod Term1" Type="DPM">0</DPM>
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+ <DPM Name="Mod Term2" Type="DPM">0</DPM>
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+ <DPM Name="Term Rate Threshold" Type="DPM">0</DPM>
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+ <DPM Name="Forbearance Max Principle" Type="DPM">0</DPM>
36
+ <DPM Name="Forbearance Max Interest" Type="DPM">0</DPM>
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+ <DPM Name="Forgive Max Principle" Type="DPM">0</DPM>
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+ <DPM Name="Forgive Max Interest" Type="DPM">0</DPM>
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+ <DPM Name="Borrower Deposit Reqd" Type="DPM">0</DPM>
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+ <DPM Name="Property Type" Type="DPM">SingleFamily</DPM>
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+ <DPM Name="No of Units" Type="DPM">1</DPM>
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+ <DPM Name="Current UPB" Type="DPM">100000</DPM>
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+ <DPM Name="Mortgage Owner" Type="DPM">Private</DPM>
44
+ <DPM Name="LTV" Type="DPM">85</DPM>
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+ <DPM Name="CLTV" Type="DPM">0</DPM>
46
+ <DPM Name="Housing Region" Type="DPM">Stable+</DPM>
47
+ <DPM Name="Best Fit Display" Type="DPM">All</DPM>
48
+ </Rule>
49
+ <Rule Name="IMPC DelinquencyStatus PLK.1" Id="1535" ConditionResult="False">
50
+ </Rule>
51
+ <Rule Name="IMPC DelinquencyStatus PLK.2" Id="1536" ConditionResult="False">
52
+ </Rule>
53
+ <Rule Name="IMPC DelinquencyStatus PLK.3" Id="1537" ConditionResult="False">
54
+ </Rule>
55
+ <Rule Name="IMPC DelinquencyStatus PLK.4" Id="1538" ConditionResult="False">
56
+ </Rule>
57
+ <Rule Name="IMPC DelinquencyStatus PLK.5" Id="1539" ConditionResult="False">
58
+ </Rule>
59
+ <Rule Name="IMPC DelinquencyStatus PLK.6" Id="1540" ConditionResult="False">
60
+ </Rule>
61
+ <Rule Name="IMPC SetMotivation PLK.1" Id="1529" ConditionResult="False">
62
+ </Rule>
63
+ <Rule Name="IMPC SetMotivation PLK.2" Id="1530" ConditionResult="True">
64
+ <DPM Name="Motivation" Type="DPM">Wish To Stay</DPM>
65
+ </Rule>
66
+ <Rule Name="IMPC SetPropertyValuation PLK.1" Id="1561" ConditionResult="True">
67
+ <DPM Name="Valuation Type" Type="DPM">AVM</DPM>
68
+ </Rule>
69
+ <Rule Name="IMPC SetOccupancy PLK.1" Id="1407" ConditionResult="True">
70
+ <DPM Name="Current Occupancy" Type="DPM">Owner</DPM>
71
+ <DPM Name="Debt Source Property" Type="DPM">Primary</DPM>
72
+ <DPM Name="Income Type" Type="DPM">Borr Income</DPM>
73
+ </Rule>
74
+ <Rule Name="IMPC SetProductCode PLK.1" Id="1565" ConditionResult="False">
75
+ </Rule>
76
+ <Rule Name="IMPC SetProductCode PLK.2" Id="1566" ConditionResult="True">
77
+ <DPM Name="Product Code" Type="DPM">3</DPM>
78
+ </Rule>
79
+ <Rule Name="IMPC DetermineTargetDTIs PLK.1" Id="1411" ConditionResult="True">
80
+ <DPM Name="Gross Target DTI1-OO" Type="DPM">40</DPM>
81
+ <DPM Name="Gross Target DTI1-NOO" Type="DPM">110</DPM>
82
+ <DPM Name="Gross Target DTI1-2ND" Type="DPM">45</DPM>
83
+ <DPM Name="Gross Target DTI2-OO" Type="DPM">30</DPM>
84
+ <DPM Name="Gross Target DTI2-NOO" Type="DPM">110</DPM>
85
+ <DPM Name="Gross Target DTI2-2ND" Type="DPM">35</DPM>
86
+ <DPM Name="Backend Target DTI-OO" Type="DPM">75</DPM>
87
+ <DPM Name="Backend Target DTI-NOO" Type="DPM">75</DPM>
88
+ <DPM Name="Backend Target DTI-2ND" Type="DPM">80</DPM>
89
+ </Rule>
90
+ <Rule Name="IMPC SetTargetDTIs PLK.1" Id="1574" ConditionResult="True">
91
+ <DPM Name="Gross Target DTI1" Type="DPM">40</DPM>
92
+ <DPM Name="Gross Target DTI2" Type="DPM">30</DPM>
93
+ <DPM Name="Backend Target DTI" Type="DPM">75</DPM>
94
+ </Rule>
95
+ <Rule Name="IMPC SetRateMatrixGroup PLK.1" Id="1541" ConditionResult="False">
96
+ </Rule>
97
+ <Rule Name="IMPC SetRateMatrixGroup PLK.2" Id="1542" ConditionResult="True">
98
+ <DPM Name="Full UW Trigger" Type="DPM">No</DPM>
99
+ <DPM Name="Rate Matrix Group" Type="DPM">2</DPM>
100
+ </Rule>
101
+ <Rule Name="IMPC SetRatesAndTerms PLK.1" Id="1438" ConditionResult="False">
102
+ </Rule>
103
+ <Rule Name="IMPC SetRatesAndTerms PLK.2" Id="1439" ConditionResult="True">
104
+ <DPM Name="Available Products" Type="DPM">1|2|6|7|8|9|10</DPM>
105
+ <DPM Name="Test Backend" Type="DPM">No</DPM>
106
+ <DPM Name="Min Rate-RateTerm" Type="DPM">4.5</DPM>
107
+ <DPM Name="Min Rate-Forbear" Type="DPM">5</DPM>
108
+ <DPM Name="Min Rate-Forgive" Type="DPM">5</DPM>
109
+ <DPM Name="Min Rate-SAM" Type="DPM">5</DPM>
110
+ <DPM Name="Rate Increment" Type="DPM">0.125</DPM>
111
+ <DPM Name="Mod Term1" Type="DPM">60</DPM>
112
+ <DPM Name="Mod Term2" Type="DPM">24</DPM>
113
+ <DPM Name="Term Rate Threshold" Type="DPM">3</DPM>
114
+ <DPM Name="Forbearance Max Principle" Type="DPM">0</DPM>
115
+ <DPM Name="Forbearance Max Interest" Type="DPM">0</DPM>
116
+ <DPM Name="Forgive Max Principle" Type="DPM">0</DPM>
117
+ <DPM Name="Forgive Max Interest" Type="DPM">0</DPM>
118
+ <DPM Name="Borrower Deposit Reqd" Type="DPM">0</DPM>
119
+ </Rule>
120
+ <Rule Name="IMPC SetMinRate PLK.1" Id="1577" ConditionResult="False">
121
+ </Rule>
122
+ <Rule Name="IMPC SetMinRate PLK.2" Id="1578" ConditionResult="True">
123
+ <DPM Name="Min Rate" Type="DPM">5</DPM>
124
+ </Rule>
125
+ <Rule Name="CalcRemainingTerm" Id="1" ConditionResult="True">
126
+ <DPM Name="Maturity Date" Type="DPM">1/1/2038 12:00:00 AM</DPM>
127
+ <DPM Name="today" Type="DPM">3/12/2010 12:00:00 AM</DPM>
128
+ <DPM Name="Remaining Term" Type="DPM">333</DPM>
129
+ </Rule>
130
+ <Rule Name="CalcUnpaidBalance" Id="2" ConditionResult="True">
131
+ <DPM Name="Current UPB" Type="DPM">100000</DPM>
132
+ </Rule>
133
+ <Rule Name="CalcDqInterest" Id="3" ConditionResult="True">
134
+ <DPM Name="interest" Type="DPM">17.5</DPM>
135
+ <DPM Name="DQ Interest" Type="DPM">0</DPM>
136
+ </Rule>
137
+ <Rule Name="OverrideDqInterest" Id="4" ConditionResult="False">
138
+ </Rule>
139
+ <Rule Name="CalcNewUpb" Id="5" ConditionResult="True">
140
+ <DPM Name="New UPB" Type="DPM">100000</DPM>
141
+ </Rule>
142
+ <Rule Name="Calc-MonthlyIncome" Id="1590" ConditionResult="True">
143
+ <DPM Name="Monthly Income" Type="DPM">481</DPM>
144
+ <DPM Name="Monthly Income" Type="DPM">851.333333333333</DPM>
145
+ <DPM Name="Monthly Income" Type="DPM">1332.33333333333</DPM>
146
+ <DPM Name="Monthly Income" Type="DPM">1998.33333333333</DPM>
147
+ </Rule>
148
+ <Rule Name="Calc-MonthlyExpenses" Id="1591" ConditionResult="True">
149
+ <DPM Name="Present Monthly Expenses" Type="DPM">750</DPM>
150
+ <DPM Name="Housing Expenses" Type="DPM">250</DPM>
151
+ <DPM Name="Monthly Liabilities" Type="DPM">500</DPM>
152
+ </Rule>
153
+ <Rule Name="Setup-GrossTarget1DTI" Id="527" ConditionResult="True">
154
+ <DPM Name="Target DTI" Type="DPM">40</DPM>
155
+ <DPM Name="Target Payment" Type="DPM">0</DPM>
156
+ </Rule>
157
+ <Rule Name="CalcTargetPmt-FromTargetDTI" Id="528" ConditionResult="True">
158
+ <DPM Name="Target Payment" Type="DPM">799.333333333333</DPM>
159
+ <DPM Name="Target Payment" Type="DPM">549.333333333333</DPM>
160
+ </Rule>
161
+ <Rule Name="Store-GrossTarget1Payment" Id="529" ConditionResult="True">
162
+ <DPM Name="Gross Target 1 Payment" Type="DPM">549.333333333333</DPM>
163
+ </Rule>
164
+ <Rule Name="CalcProposedRateTerm" Id="9" ConditionResult="True">
165
+ <DPM Name="Goal Payment" Type="DPM">549.333333333333</DPM>
166
+ <DPM Name="Current UPB" Type="DPM">100000</DPM>
167
+ <DPM Name="Current Interest Rate" Type="DPM">17.5</DPM>
168
+ <DPM Name="Floor Rate" Type="DPM">5</DPM>
169
+ <DPM Name="Max Term Extension" Type="DPM">333</DPM>
170
+ <DPM Name="Floor Term" Type="DPM">333</DPM>
171
+ <DPM Name="Status" Type="DPM">True</DPM>
172
+ <DPM Name="Floor Rate" Type="DPM">0.00416666666666667</DPM>
173
+ <DPM Name="Monthly PI at Floor Rate" Type="DPM">555.866542232696</DPM>
174
+ <DPM Name="Floor Rate" Type="DPM">5</DPM>
175
+ <DPM Name="Monthly Payment at Floor Rate" Type="DPM">805.866542232696</DPM>
176
+ </Rule>
177
+ <Rule Name="Target1GoalPaymentNotMet" Id="1581" ConditionResult="False">
178
+ </Rule>
179
+ <Rule Name="Target1GoalPaymentNotMet-Msgs" Id="1583" ConditionResult="False">
180
+ </Rule>
181
+ <Rule Name="Store-GrossTarget1RatePmt" Id="530" ConditionResult="True">
182
+ <DPM Name="Gross Target 1 Rate" Type="DPM">5</DPM>
183
+ <DPM Name="Gross Target 1 Payment" Type="DPM">555.866542232696</DPM>
184
+ <DPM Name="Gross Target 1 Term" Type="DPM">333</DPM>
185
+ </Rule>
186
+ <Rule Name="CalcBackendDTIwithProposedPmt" Id="180" ConditionResult="True">
187
+ <DPM Name="Backend DTI" Type="DPM">65.3477835979664</DPM>
188
+ </Rule>
189
+ <Rule Name="CheckBackendDTIagainstTargetDTI" Id="181" ConditionResult="False">
190
+ </Rule>
191
+ <Rule Name="Setup-BackendTargetDTI" Id="531" ConditionResult="True">
192
+ <DPM Name="Backend DTI" Type="DPM">75</DPM>
193
+ <DPM Name="Target Payment" Type="DPM">0</DPM>
194
+ </Rule>
195
+ <Rule Name="CalcTargetPmt-FromBeDTI" Id="532" ConditionResult="True">
196
+ <DPM Name="Target Payment" Type="DPM">1498.75</DPM>
197
+ <DPM Name="Target Payment" Type="DPM">748.75</DPM>
198
+ </Rule>
199
+ <Rule Name="Store-BackendTargetPayment" Id="533" ConditionResult="True">
200
+ <DPM Name="Backend Pmt" Type="DPM">748.75</DPM>
201
+ </Rule>
202
+ <Rule Name="CalcProposedRateTerm" Id="9" ConditionResult="True">
203
+ <DPM Name="Goal Payment" Type="DPM">748.75</DPM>
204
+ <DPM Name="Current UPB" Type="DPM">100000</DPM>
205
+ <DPM Name="Current Interest Rate" Type="DPM">17.5</DPM>
206
+ <DPM Name="Floor Rate" Type="DPM">5</DPM>
207
+ <DPM Name="Max Term Extension" Type="DPM">333</DPM>
208
+ <DPM Name="Floor Term" Type="DPM">333</DPM>
209
+ <DPM Name="Status" Type="DPM">True</DPM>
210
+ <DPM Name="Floor Rate" Type="DPM">0.00416666666666667</DPM>
211
+ <DPM Name="Monthly PI at Floor Rate" Type="DPM">555.866542232696</DPM>
212
+ <DPM Name="Floor Rate" Type="DPM">5</DPM>
213
+ <DPM Name="Monthly Payment at Floor Rate" Type="DPM">805.866542232696</DPM>
214
+ </Rule>
215
+ <Rule Name="TargetBeGoalPaymentNotMet" Id="1584" ConditionResult="False">
216
+ </Rule>
217
+ <Rule Name="TargetBeGoalPaymentNotMet-Msgs" Id="1585" ConditionResult="False">
218
+ </Rule>
219
+ <Rule Name="Store-BackendRateTerm" Id="534" ConditionResult="True">
220
+ <DPM Name="Backend Rate" Type="DPM">8.125</DPM>
221
+ <DPM Name="Backend Term" Type="DPM">333</DPM>
222
+ <DPM Name="Backend Pmt" Type="DPM">757.115361865311</DPM>
223
+ </Rule>
224
+ <Rule Name="CalcMaxForbearPrinciple" Id="1586" ConditionResult="False">
225
+ <DPM Name="Max Forbearance Principle" Type="DPM">0</DPM>
226
+ </Rule>
227
+ <Rule Name="CalcBalanceFromDTI" Id="1587" ConditionResult="False">
228
+ </Rule>
229
+ <Rule Name="CalcForbearAmount" Id="1588" ConditionResult="False">
230
+ </Rule>
231
+ <Rule Name="OverrideForbearPrincipleAmount" Id="1589" ConditionResult="False">
232
+ </Rule>
233
+ <Rule Name="SubtractForbearPrincipleAmountFromUPB" Id="1582" ConditionResult="False">
234
+ </Rule>
235
+ <Rule Name="Setup-GrossTarget2DTI" Id="535" ConditionResult="True">
236
+ <DPM Name="Target DTI" Type="DPM">30</DPM>
237
+ <DPM Name="Target Payment" Type="DPM">0</DPM>
238
+ </Rule>
239
+ <Rule Name="CalcTargetPmt-FromTargetDTI" Id="528" ConditionResult="True">
240
+ <DPM Name="Target Payment" Type="DPM">599.5</DPM>
241
+ <DPM Name="Target Payment" Type="DPM">349.5</DPM>
242
+ </Rule>
243
+ <Rule Name="Store-GrossTarget2Payment" Id="536" ConditionResult="True">
244
+ <DPM Name="Gross Target 2 Payment" Type="DPM">349.5</DPM>
245
+ </Rule>
246
+ <Rule Name="Set-ProposedRatePmt-Target1" Id="537" ConditionResult="True">
247
+ <DPM Name="Proposed Rate" Type="DPM">5</DPM>
248
+ <DPM Name="Proposed Pmt" Type="DPM">555.866542232696</DPM>
249
+ </Rule>
250
+ <Rule Name="Set-ProposedRatePmt-BeTarget" Id="538" ConditionResult="False">
251
+ </Rule>
252
+ <Rule Name="Set-ProposedRatePmt-Target2" Id="539" ConditionResult="False">
253
+ </Rule>
254
+ <Rule Name="Set-TermBasedOnTermRateThreshold" Id="540" ConditionResult="True">
255
+ <DPM Name="Proposed Term" Type="DPM">60</DPM>
256
+ </Rule>
257
+ <Rule Name="ShowResults" Id="187" ConditionResult="True">
258
+ <Message Type="FINDINGS" RuleId="187" RulesetId="2" Id="0" PriorTo="" Category="" Visibility="" Critical=""><![CDATA[ Proposed Rate: 5. ]]></Message> <Message Type="FINDINGS" RuleId="187" RulesetId="2" Id="0" PriorTo="" Category="" Visibility="" Critical=""><![CDATA[ Proposed Payment: 555.866542232696. ]]></Message> <Message Type="FINDINGS" RuleId="187" RulesetId="2" Id="0" PriorTo="" Category="" Visibility="" Critical=""><![CDATA[ Proposed Term: 60. ]]></Message> </Rule>
259
+ </Rules>
260
+ <Decision GuidelineId="2" Rulecount="0" ExecutionTime="3/12/2010 11:43:33 AM" ExecutionResult="True">
261
+ <Messages>
262
+ <Message Type="Findings" RuleId="187" RulesetId="2"><![CDATA[Proposed Rate: 5]]></Message>
263
+ <Message Type="Findings" RuleId="187" RulesetId="2"><![CDATA[Proposed Payment: 555.866542232696]]></Message>
264
+ <Message Type="Findings" RuleId="187" RulesetId="2"><![CDATA[Proposed Term: 60]]></Message>
265
+ </Messages>
266
+ <DerivedParameters>
267
+ <DPM Name="Gross Target 1 Term" Type="DSM" Order="0" ProductType="4">333</DPM>
268
+ <DPM Name="Backend Pmt" Type="DSM" Order="0" ProductType="3">757.115361865311</DPM>
269
+ <DPM Name="DQ Interest" Type="DSM" Order="0" ProductType="3">0</DPM>
270
+ <DPM Name="Backend Rate" Type="DSM" Order="0" ProductType="4">8.125</DPM>
271
+ <DPM Name="Backend Term" Type="DSM" Order="0" ProductType="4">333</DPM>
272
+ <DPM Name="Gross Target DTI1" Type="DSM" Order="0" ProductType="4">40</DPM>
273
+ <DPM Name="Gross Target DTI2" Type="DSM" Order="0" ProductType="4">30</DPM>
274
+ <DPM Name="Decision" Type="DSM" Order="0" ProductType="6">Pass</DPM>
275
+ <DPM Name="Proposed Term" Type="DSM" Order="0" ProductType="4">60</DPM>
276
+ <DPM Name="Backend Target DTI" Type="DSM" Order="0" ProductType="4">75</DPM>
277
+ <DPM Name="Gross Target 1 Payment" Type="DSM" Order="0" ProductType="3">555.866542232696</DPM>
278
+ <DPM Name="Proposed Rate" Type="DSM" Order="0" ProductType="4">5</DPM>
279
+ <DPM Name="Proposed Pmt" Type="DSM" Order="0" ProductType="3">555.866542232696</DPM>
280
+ <DPM Name="Best Fit Display" Type="DSM" Order="0" ProductType="6">All</DPM>
281
+ <DPM Name="Gross Target 2 Payment" Type="DSM" Order="0" ProductType="3">349.5</DPM>
282
+ <DPM Name="Gross Target 1 Rate" Type="DSM" Order="0" ProductType="4">5</DPM>
283
+ <DPM Name="Target Payment" Type="DPM" Order="0" ProductType="3">349.5</DPM>
284
+ <DPM Name="Forgive Max Interest" Type="DPM" Order="0" ProductType="4">0</DPM>
285
+ <DPM Name="Min Rate-Forbear" Type="DPM" Order="0" ProductType="4">5</DPM>
286
+ <DPM Name="LTV" Type="DPM" Order="0" ProductType="4">85</DPM>
287
+ <DPM Name="CLTV" Type="DPM" Order="0" ProductType="4">0</DPM>
288
+ <DPM Name="No of Units" Type="DPM" Order="0" ProductType="4">1</DPM>
289
+ <DPM Name="Max LTV" Type="DPM" Order="0" ProductType="4">0</DPM>
290
+ <DPM Name="Min Rate-RateTerm" Type="DPM" Order="0" ProductType="4">4.5</DPM>
291
+ <DPM Name="Product Code" Type="DPM" Order="0" ProductType="4">3</DPM>
292
+ <DPM Name="Maturity Date" Type="DPM" Order="0" ProductType="2">1/1/2038</DPM>
293
+ <DPM Name="Remaining Term" Type="DPM" Order="0" ProductType="4">333</DPM>
294
+ <DPM Name="Backend Target DTI-NOO" Type="DPM" Order="0" ProductType="4">75</DPM>
295
+ <DPM Name="Gross Target DTI1-2ND" Type="DPM" Order="0" ProductType="4">45</DPM>
296
+ <DPM Name="Max Forbearance Principle" Type="DPM" Order="0" ProductType="3">0</DPM>
297
+ <DPM Name="Gross Target DTI1-NOO" Type="DPM" Order="0" ProductType="4">110</DPM>
298
+ <DPM Name="Motivation" Type="DPM" Order="0" ProductType="6">Wish To Stay</DPM>
299
+ <DPM Name="Hardship Severity" Type="DPM" Order="0" ProductType="6">Moderate</DPM>
300
+ <DPM Name="Future Income" Type="DPM" Order="0" ProductType="6">Improve</DPM>
301
+ <DPM Name="Gross Target DTI2-2ND" Type="DPM" Order="0" ProductType="4">35</DPM>
302
+ <DPM Name="Current Occupancy" Type="DPM" Order="0" ProductType="6">Owner</DPM>
303
+ <DPM Name="Mod Term2" Type="DPM" Order="0" ProductType="4">24</DPM>
304
+ <DPM Name="Mod Term1" Type="DPM" Order="0" ProductType="4">60</DPM>
305
+ <DPM Name="Backend DTI" Type="DPM" Order="0" ProductType="4">75</DPM>
306
+ <DPM Name="Floor Rate" Type="DPM" Order="0" ProductType="4">5</DPM>
307
+ <DPM Name="Full UW Trigger" Type="DPM" Order="0" ProductType="6">No</DPM>
308
+ <DPM Name="Rate Increment" Type="DPM" Order="0" ProductType="4">0.125</DPM>
309
+ <DPM Name="Goal Payment" Type="DPM" Order="0" ProductType="3">748.75</DPM>
310
+ <DPM Name="Monthly Liabilities" Type="DPM" Order="0" ProductType="3">500</DPM>
311
+ <DPM Name="Backend Target DTI-2ND" Type="DPM" Order="0" ProductType="4">80</DPM>
312
+ <DPM Name="Income Type" Type="DPM" Order="0" ProductType="6">Borr Income</DPM>
313
+ <DPM Name="Monthly Income" Type="DPM" Order="0" ProductType="3">1998.33333333333</DPM>
314
+ <DPM Name="Current UPB" Type="DPM" Order="0" ProductType="3">100000</DPM>
315
+ <DPM Name="Target DTI" Type="DPM" Order="0" ProductType="4">30</DPM>
316
+ <DPM Name="Gross Target DTI1-OO" Type="DPM" Order="0" ProductType="4">40</DPM>
317
+ <DPM Name="Gross Target DTI2-OO" Type="DPM" Order="0" ProductType="4">30</DPM>
318
+ <DPM Name="Current Interest Rate" Type="DPM" Order="0" ProductType="4">17.5</DPM>
319
+ <DPM Name="Present Monthly Expenses" Type="DPM" Order="0" ProductType="3">750</DPM>
320
+ <DPM Name="Valuation Type" Type="DPM" Order="0" ProductType="6">AVM</DPM>
321
+ <DPM Name="Min Rate" Type="DPM" Order="0" ProductType="4">5</DPM>
322
+ <DPM Name="Forbearance Max Interest" Type="DPM" Order="0" ProductType="4">0</DPM>
323
+ <DPM Name="Max Term Extension" Type="DPM" Order="0" ProductType="4">333</DPM>
324
+ <DPM Name="Floor Term" Type="DPM" Order="0" ProductType="4">333</DPM>
325
+ <DPM Name="Available Products" Type="DPM" Order="0" ProductType="6">1|2|6|7|8|9|10</DPM>
326
+ <DPM Name="Hardship Term" Type="DPM" Order="0" ProductType="6">Short Term</DPM>
327
+ <DPM Name="Housing Expenses" Type="DPM" Order="0" ProductType="3">250</DPM>
328
+ <DPM Name="Status" Type="DPM" Order="0" ProductType="1">True</DPM>
329
+ <DPM Name="interest" Type="DPM" Order="0" ProductType="4">17.5</DPM>
330
+ <DPM Name="New UPB" Type="DPM" Order="0" ProductType="3">100000</DPM>
331
+ <DPM Name="Months Delinquent" Type="DPM" Order="0" ProductType="4">0</DPM>
332
+ <DPM Name="Term Rate Threshold" Type="DPM" Order="0" ProductType="4">3</DPM>
333
+ <DPM Name="Min CLTV" Type="DPM" Order="0" ProductType="4">0</DPM>
334
+ <DPM Name="Min LTV" Type="DPM" Order="0" ProductType="4">0</DPM>
335
+ <DPM Name="Lien Number" Type="DPM" Order="0" ProductType="4">1</DPM>
336
+ <DPM Name="Debt Source Property" Type="DPM" Order="0" ProductType="6">Primary</DPM>
337
+ <DPM Name="Mortgage Owner" Type="DPM" Order="0" ProductType="6">Private</DPM>
338
+ <DPM Name="Min Rate-Forgive" Type="DPM" Order="0" ProductType="4">5</DPM>
339
+ <DPM Name="Forgive Max Principle" Type="DPM" Order="0" ProductType="3">0</DPM>
340
+ <DPM Name="Min UPB" Type="DPM" Order="0" ProductType="3">0</DPM>
341
+ <DPM Name="Borrower Deposit Reqd" Type="DPM" Order="0" ProductType="5">0</DPM>
342
+ <DPM Name="Property Type" Type="DPM" Order="0" ProductType="6">SingleFamily</DPM>
343
+ <DPM Name="Gross Target DTI2-NOO" Type="DPM" Order="0" ProductType="4">110</DPM>
344
+ <DPM Name="today" Type="DPM" Order="0" ProductType="2">3/12/2010</DPM>
345
+ <DPM Name="Max CLTV" Type="DPM" Order="0" ProductType="4">0</DPM>
346
+ <DPM Name="Min Rate-SAM" Type="DPM" Order="0" ProductType="4">5</DPM>
347
+ <DPM Name="Test Backend" Type="DPM" Order="0" ProductType="6">No</DPM>
348
+ <DPM Name="Housing Region" Type="DPM" Order="0" ProductType="6">Stable+</DPM>
349
+ <DPM Name="Monthly PI at Floor Rate" Type="DPM" Order="0" ProductType="3">555.866542232696</DPM>
350
+ <DPM Name="Rate Matrix Group" Type="DPM" Order="0" ProductType="6">2</DPM>
351
+ <DPM Name="Max UPB" Type="DPM" Order="0" ProductType="3">0</DPM>
352
+ <DPM Name="Forbearance Max Principle" Type="DPM" Order="0" ProductType="5">0</DPM>
353
+ <DPM Name="Backend Target DTI-OO" Type="DPM" Order="0" ProductType="4">75</DPM>
354
+ <DPM Name="Monthly Payment at Floor Rate" Type="DPM" Order="0" ProductType="3">805.866542232696</DPM>
355
+ </DerivedParameters>
356
+ </Decision>
357
+ </PRODUCT_DATA>