parse_decision 0.0.5

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Files changed (68) hide show
  1. checksums.yaml +7 -0
  2. data/.gitignore +17 -0
  3. data/.rspec +2 -0
  4. data/Gemfile +6 -0
  5. data/LICENSE +22 -0
  6. data/README.md +71 -0
  7. data/bin/parse_decision +126 -0
  8. data/lib/parse_decision/config.rb +90 -0
  9. data/lib/parse_decision/controller.rb +142 -0
  10. data/lib/parse_decision/parsedecisiontask.rb +31 -0
  11. data/lib/parse_decision/parser.rb +194 -0
  12. data/lib/parse_decision/pd_context.rb +148 -0
  13. data/lib/parse_decision/plugin/application.rb +48 -0
  14. data/lib/parse_decision/plugin/plugin.rb +56 -0
  15. data/lib/parse_decision/plugin/ppm_xpath.rb +70 -0
  16. data/lib/parse_decision/plugin/pre_decision_guideline.rb +177 -0
  17. data/lib/parse_decision/plugin/product.rb +176 -0
  18. data/lib/parse_decision/plugin/product_xpath.rb +52 -0
  19. data/lib/parse_decision/plugin/web_product.rb +179 -0
  20. data/lib/parse_decision/plugin.rb +50 -0
  21. data/lib/parse_decision/version.rb +5 -0
  22. data/lib/parse_decision.rb +59 -0
  23. data/parse_decision.gemspec +27 -0
  24. data/rakefile.rb +58 -0
  25. data/spec/context_spec.rb +21 -0
  26. data/spec/data/multiproduct.decision.txt +1481 -0
  27. data/spec/data/prod.decision.txt +3957 -0
  28. data/spec/data/reference/multiproduct/001-APP.xml +1 -0
  29. data/spec/data/reference/multiproduct/001-Mod-Forbear-PRODUCT.xml +357 -0
  30. data/spec/data/reference/multiproduct/001-Mod-Forgive-PRODUCT.xml +361 -0
  31. data/spec/data/reference/multiproduct/001-Mod-RateTerm-PRODUCT.xml +353 -0
  32. data/spec/data/reference/multiproduct/001-Mod-SAM-PRODUCT.xml +365 -0
  33. data/spec/data/reference/product/001-APP.xml +1 -0
  34. data/spec/data/reference/product/001-Validation-Rules.xml +536 -0
  35. data/spec/data/reference/product/002-APP.xml +1 -0
  36. data/spec/data/reference/product/002-FAPIILoanModification-PRODUCT.xml +1770 -0
  37. data/spec/data/reference/web/001-APP.xml +1 -0
  38. data/spec/data/reference/web/001-Product01-PRODUCT.xml +1088 -0
  39. data/spec/data/reference/web/002-APP.xml +1 -0
  40. data/spec/data/reference/web/002-Product01-PRODUCT.xml +15 -0
  41. data/spec/data/reference/workflow/001-APP.xml +1 -0
  42. data/spec/data/reference/workflow/001-WF-DataClearing-Pre-Rules.xml +37 -0
  43. data/spec/data/reference/workflow-2/001-APP.xml +1 -0
  44. data/spec/data/reference/workflow-2/001-WF-ProdSel-Post-Rules.xml +699 -0
  45. data/spec/data/test.rb +13 -0
  46. data/spec/data/validation.decision.txt +1199 -0
  47. data/spec/data/web.decision.txt +1128 -0
  48. data/spec/data/wf.decision.txt +43 -0
  49. data/spec/data/wf2.decision.txt +705 -0
  50. data/spec/parser_spec.rb +308 -0
  51. data/spec/plugin_app_spec.rb +40 -0
  52. data/spec/plugin_ppmxpath_spec.rb +74 -0
  53. data/spec/plugin_predecision_spec.rb +81 -0
  54. data/spec/plugin_product_spec.rb +117 -0
  55. data/spec/plugin_productxpath_spec.rb +76 -0
  56. data/spec/plugin_spec.rb +54 -0
  57. data/spec/spec_helper.rb +81 -0
  58. data/test/data/2.2.decision-multiple.txt +1391 -0
  59. data/test/data/2.2.decision.txt +1128 -0
  60. data/test/data/2.decision.txt +1481 -0
  61. data/test/plugins/test_plugin_predecisionguideline.rb +120 -0
  62. data/test/plugins/test_plugin_product.rb +120 -0
  63. data/test/test_config.rb +90 -0
  64. data/test/test_context.rb +103 -0
  65. data/test/test_parse_webdecision.rb +121 -0
  66. data/test/test_parser.rb +69 -0
  67. data/test/test_parser_parse.rb +110 -0
  68. metadata +225 -0
data/spec/data/reference/web/002-APP.xml ADDED
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+ <DECISION_REQUEST><APPLICATION ApplicationID="6928" OrganizationID="10" CreatedDate="04/21/2010" ModifiedDate="04/22/2010" Summary="Batch Upload Application" StateID="3" State="00-New" User="DataUploadImpac" SpouseIncludeFlag="N" SpouseQualFlag="N" JointFlag="N" UserID="43" UserName="Data Upload" OrganizationName="Data Upload" ForwardDate="04/22/2010" UDFStr1="Detailed" UDFStr11="ModRate:3.5 ModTerm:60 ModPmt:0 ModLoanBal0 ModDLQStatus: MOSStatus:(720) Submitted to Servicer/Investor for Docs" UDFStr12="she lost her main source of income and is living off of the money she does on the side which is website design jobs for her own business. most of the money she made was from her job she was laid off on." ManualCredit="N" UserTypeId="" Source="Internal" ActName="Impac Companies" InBankruptcy="N" FrontRatio="0.0000" BackRatio="0.0000" BankruptcyReaffirmation="N" HideMessages="N" CalculatedCSPMonthlyGrossIncome="2000.0000" CalculatedVerifiedGrossIncome="0.0000" IncomeTolerance="25.0000" OriginalFICO="674"><ORGANIZATION OrganizationID="10" APP_ORG_ID="10" UDFInt1="0" UDFInt2="0" UDFInt3="0" UDFInt4="0" UDFInt5="0" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5=""/><USER UserID="43" APP_USER_ID="43" IsSupervisor="1" UDFInt1="0" UDFInt2="0" UDFInt3="0" UDFInt4="0" UDFInt5="0" UDFStr1="3003/New Business" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5="" SubmittedUser="Data Upload" SubmittedOrganization="Data Upload" SubmittedOrigin="Internal"/><APPLICATIONTEAM><APPLICATIONTEAM_USER FirstName="Data" LastName="Upload" OrganizationName="Data Upload" OriginType="Internal" UserType="Originator" UserID="43" ATM_ID="6975"><APPLICATIONTEAM_USER_ORGANIZATION Address="" City="" Zip="" PhoneNumber="" ATM_USER_ID="43" OrganizationID="10"/></APPLICATIONTEAM_USER><APPLICATIONTEAM_USER FirstName="Michele" LastName="Sooy" OrganizationName="Impac Companies" OriginType="Internal" UserType="Underwriter" UserID="16" ATM_ID="7706"><APPLICATIONTEAM_USER_ORGANIZATION Address="19500 Jamboree Road" City="Irvine" Region="CA" Zip="92612" PhoneNumber="(800) 597-4101" ATM_USER_ID="16" OrganizationID="2"/></APPLICATIONTEAM_USER><APPLICATIONTEAM_USER FirstName="Jerick" LastName="Alikpala" OrganizationName="Impac Companies" OriginType="Internal" UserType="Mod Processor" UserID="45" ATM_ID="7707"><APPLICATIONTEAM_USER_ORGANIZATION Address="19500 Jamboree Road" City="Irvine" Region="CA" Zip="92612" PhoneNumber="(800) 597-4101" ATM_USER_ID="45" OrganizationID="2"/></APPLICATIONTEAM_USER><APPLICATIONTEAM_USER FirstName="Cathy" LastName="Engle" OrganizationName="Impac Companies" OriginType="Internal" UserType="Portfolio Manager" UserID="39" ATM_ID="7708"><APPLICATIONTEAM_USER_ORGANIZATION Address="19500 Jamboree Road" City="Irvine" Region="CA" Zip="92612" PhoneNumber="(800) 597-4101" ATM_USER_ID="39" OrganizationID="2"/></APPLICATIONTEAM_USER></APPLICATIONTEAM><APPLICANTS><APPLICANT BorrowerID="13845" FirstName="TRACY" LastName="OKAMURA" NationalId="567690549" Telephone="818-781-9980" IsPrimary="Y" Score="0" ForeignNationalIndicator="N" App1003ID="40" APA_1003_PRIMARY="1" PreferredLanguage="English"><EMPLOYMENTS><EMPLOYMENT EmploymentID="27679" IsSelfEmployed="N" Phone="530-386-0611" Type="Primary" Months="0" EPM_ISRELATIVE_FLAG="0" Retired="0" W2="Y"/><EMPLOYMENT EmploymentID="29161" IsSelfEmployed="N" Type="Previous" EPM_ISRELATIVE_FLAG="0" Retired="0" W2="Y"/></EMPLOYMENTS><RESIDENCES><RESIDENCE ResidenceID="10879" AddressL1="COLUMBUS AVE" City="VAN NUYS" PostalCode="91411" IsPresent="Y" Region="CA" Country="US" HouseNumber="6455" IsMailing="N"/></RESIDENCES></APPLICANT><APPLICANT BorrowerID="14586" IsPrimary="N" ForeignNationalIndicator="N" App1003ID="40" APA_1003_PRIMARY="0"><EMPLOYMENTS><EMPLOYMENT EmploymentID="28420" IsSelfEmployed="N" Type="Primary" Months="0" EPM_ISRELATIVE_FLAG="0" Retired="0" W2="Y"/><EMPLOYMENT EmploymentID="29902" IsSelfEmployed="N" Type="Previous" EPM_ISRELATIVE_FLAG="0" Retired="0" W2="Y"/></EMPLOYMENTS><RESIDENCES><RESIDENCE ResidenceID="11612" IsPresent="Y" IsMailing="N"/></RESIDENCES></APPLICANT></APPLICANTS><ASSETS/><EXPENSES><EXPENSE ExpenseID="21402" Amount="25.0000" IsCurrent="Y" Type="HomeownerAssociationDues" BorrowerID="13845" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="22143" Amount="0.0000" IsCurrent="Y" Type="HazardInsurance" BorrowerID="13845" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="22884" Amount="100.0000" IsCurrent="Y" Type="RealEstateTaxes" BorrowerID="13845" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="23649" Amount="0.0000" IsCurrent="Y" Type="IRAContributions401k" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23650" Amount="0.0000" IsCurrent="Y" Type="AutoInsuranceMaintenanceGas" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23651" Amount="25.0000" IsCurrent="Y" Type="AutoLoans" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23652" Amount="0.0000" IsCurrent="Y" Type="CableSatelliteInternet" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23653" Amount="0.0000" IsCurrent="Y" Type="Electricity" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23654" Amount="0.0000" IsCurrent="Y" Type="Food" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23655" Amount="0.0000" IsCurrent="Y" Type="HealthInsurance" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23656" Amount="0.0000" IsCurrent="Y" Type="Medical" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23657" Amount="0.0000" IsCurrent="Y" Type="MortgageExpensesonAllotherProperties" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23658" Amount="0.0000" IsCurrent="Y" Type="MortgageInsurance" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23659" Amount="0.0000" IsCurrent="Y" Type="TelephoneCellPhone" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23660" Amount="0.0000" IsCurrent="Y" Type="WaterSewer" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23661" Amount="0.0000" IsCurrent="Y" Type="Alimony" UnpaidBalance="0.0000" IsDiscretionary="N"/><EXPENSE ExpenseID="23662" Amount="0.0000" IsCurrent="Y" Type="ChildSupport" UnpaidBalance="0.0000" IsDiscretionary="N"/><EXPENSE ExpenseID="23663" Amount="0.0000" IsCurrent="Y" Type="CreditCard1" UnpaidBalance="0.0000" IsDiscretionary="N"/><EXPENSE ExpenseID="23664" Amount="0.0000" IsCurrent="Y" Type="FederalIncomeTax" UnpaidBalance="0.0000" IsDiscretionary="N"/><EXPENSE ExpenseID="23665" Amount="0.0000" IsCurrent="Y" Type="StateIncomeTax" UnpaidBalance="0.0000" IsDiscretionary="N"/></EXPENSES><INCOMES><INCOME IncomeID="666" Amount="0.0000" Type="Alimony" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="667" Amount="2000.0000" Type="BaseEmplIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="668" Amount="0.0000" Type="Bonuses" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="669" Amount="0.0000" Type="ChildSupport" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="670" Amount="0.0000" Type="Commissions" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="671" Amount="0.0000" Type="DividendsOrInterest" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="672" Amount="0.0000" Type="Other" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="673" Amount="0.0000" Type="Overtime" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="674" Amount="0.0000" Type="PensionOrRetirementIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="675" Amount="0.0000" Type="RentalIncomeOtherProperties" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="676" Amount="0.0000" Type="NetRentalIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="677" Amount="0.0000" Type="SelfEmploymentIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="678" Amount="0.0000" Type="SocialSecurityOrDisabilityIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="679" Amount="0.0000" Type="TipsOrGratuities" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="680" Amount="0.0000" Type="UnemploymentOrWelfareIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME></INCOMES><PARAMETERS><PPM Name="Full Am Revert To IO" Value="N"/><PPM Name="IO Revert To Full Am" Value="N"/><PPM Name="Extend IO Period" Value="N"/><PPM Name="Add Back IO Feature if Expired" Value="N"/><PPM Name="Lower Margin Or Floor For Loan Term" Value="N"/><PPM Name="Defer Past Due Int Or Principal" Value="N"/><PPM Name="ManualCredit" Value="Y"/><PPM Name="Max IO Feature" Value="0"/><PPM Name="Rate1" Value="0.000"/><PPM Name="Rate2" Value="0.000"/><PPM Name="Rate3" Value="0.000"/><PPM Name="Rate4" Value="0.000"/><PPM Name="Rate5" Value="0.000"/><PPM Name="Step Rate ARM or FRM"/><PPM Name="Term1" Value="0"/><PPM Name="Term2" Value="0"/><PPM Name="Term3" Value="0"/><PPM Name="Term4" Value="0"/><PPM Name="Term5" Value="0"/><PPM Name="Rank" Value=""/><PPM Name="ManualCredit" Value="Y"/></PARAMETERS><LOANS><LOAN LoanID="6928" Amount="377150.8300" Rate="4.3750" DocumentationTypeID="21" LienNumber="1" Duration="360" Margin="3.0000" ComboFlag="N" DocumentationTypeName="Full Doc" LienType="1st" HighOverDueActivities="33" MediumOverDueActivities="0" LowOverDueActivities="0" AmortizationType="Fixed" LoanStage="Unknown" CurrentStage="M400-Underwrite InProcess" PI="2147.3200" OriginalLoanAmount="392000.0000" SellerLoanNumber="1100371500" MortgageType="ConventionalwithPMI" OpenConditionCount="0" OpenConditionPriorToProcessingCount="0" OpenConditionPriorToSubmissionCount="0" OpenConditionPriorToQualificationCount="0" OpenConditionPriorToTrialPeriodCount="0" OpenConditionPriorToLoanModificationCount="0" OpenConditionPriorToOversightCount="0" IOIndicator="Y" Decision="Y" LoanModFee="1195.0000" AppraisalFee="0.0000" MaturityDate="03/01/2033" NoteResetRate="0.0000" LastPaidInstallmentDate="10/01/2009" BorrowerContribution="0.0000" ProductBeforeMod="ARM" OriginalRate="4.87500" PurchaserType="Private" PayArrearagesAtOnceWithLiqAssets="N" PayArrearagesInInstmntWithLiqAssets="N" FNMAHomeSaverNote="N" CurrentlyInLoanMod="N" PreviousModifiedUnderHMP="N" BorrowerAgreesEscrowSetup="N" Approval="N" NPVLock="0" ProductID="1" LTVAtOrigination="80.0000" PriorLoanMod="N" ImminentDefaultFlag="N" FirstPaidDateAtOrigination="04/01/2003" TimeInCurrentStage="123" LoanModificationStartDate="05/01/2010" RefundAmount="0.0000" CampaignName="20091216_02" CampaignExpirationDate="01/31/2010" LeadSource="Mod #40" OriginalPurposeofLoan="Refinance" ClientLoanNumber="26258411" CurrentLifeCap="10.8750" CurrentMargin="0.0000" EarnestMoneyDeposit="0.0000" ModFeeCollected="0.0000"><DEFAULT MonthsInDefault="0" DelinquencyStatus="90DaysDelinquent" AbilityToResumeCurrentMtgPmt="N" DQESCROW="0.0000" DQFEES="0.0000" DQInterest="0.0000"/><INVESTOR/><SERVICER ServicerName="Bank of America"/><LISTINGAGENT/><AFTERMOD AmortizationTermAfterModification="60" InterestRateAfterModification="4.0000" PrincipalandInterestPaymentAfterMod="2132.2200" PrincipalForbearanceAmount="0.0000" PrincipalForgivenessAmount="0.0000" UnpaidPrincipalBalanceAfterModification="382650.9500"/><OTHERLOAN OriginalRate="0.0000" Rate="0.0000" OriginalLoanAmount="165000.0000" LoanAmount="100000.0000" PI="0.0000" PastDueAmount="0.0000" IOIndicator="N"/><OVERRIDES FloorRate="0.0000" IOTerm="0"/><TASKS><TASK TaskID="705" TaskDefinitionID="125" TaskStage="M200-Package Out" Name="Run Engine Calc"/><TASK TaskID="706" TaskDefinitionID="126" TaskStage="M200-Package Out" Name="Send Cover/Offer Letter"/><TASK TaskID="707" TaskDefinitionID="127" TaskStage="M200-Package Out" Name="Send Financial Worksheet"/><TASK TaskID="708" TaskDefinitionID="128" TaskStage="M200-Package Out" Name="Package Out Followup Email Internal"/><TASK TaskID="709" TaskDefinitionID="129" TaskStage="M200-Package Out" Name="Package Out Followup Email External"/><TASK TaskID="710" TaskDefinitionID="134" TaskStage="M200-Package Out" Name="Input Borrower Data"/><TASK TaskID="711" TaskDefinitionID="135" TaskStage="M200-Package Out" Name="Select Product Path"/><TASK TaskID="712" TaskDefinitionID="136" TaskStage="M200-Package Out" Name="Estimate Fees"/><TASK TaskID="713" TaskDefinitionID="137" TaskStage="M200-Package Out" Name="Assign Sales Agent"/><TASK TaskID="714" TaskDefinitionID="138" TaskStage="M210-Package Assembly" Name="Input Hardship Data"/><TASK TaskID="715" TaskDefinitionID="139" TaskStage="M210-Package Assembly" Name="Input Financial Data"/><TASK TaskID="716" TaskDefinitionID="140" TaskStage="M210-Package Assembly" Name="Input Borrower Contact Data"/><TASK TaskID="717" TaskDefinitionID="141" TaskStage="M210-Package Assembly" Name="Input Valuation Data"/><TASK TaskID="718" TaskDefinitionID="142" TaskStage="M400-Underwrite InProcess" Name="Verify Loan Entry Data"/><TASK TaskID="719" TaskDefinitionID="143" TaskStage="M400-Underwrite InProcess" Name="Verify Availability of Proposed Loan Mod"/><TASK TaskID="720" TaskDefinitionID="144" TaskStage="M400-Underwrite InProcess" Name="Verify Eligibilty of Mod"/><TASK TaskID="721" TaskDefinitionID="145" TaskStage="M400-Underwrite InProcess" Name="Verify Property Valuations"/><TASK TaskID="722" TaskDefinitionID="146" TaskStage="M400-Underwrite InProcess" Name="Verify Logic + Completeness of Mod Data"/><TASK TaskID="723" TaskDefinitionID="147" TaskStage="M400-Underwrite InProcess" Name="Input Negotiated Mod Terms"/><TASK TaskID="724" TaskDefinitionID="148" TaskStage="M400-Underwrite InProcess" Name="Calculate Borrower Fees"/><TASK TaskID="725" TaskDefinitionID="130" TaskStage="M450-Underwrite Approval" Name="Lock-Down Borrower Fees"/><TASK TaskID="726" TaskDefinitionID="151" TaskStage="M450-Underwrite Approval" Name="Sales Agent notified of Approval"/><TASK TaskID="727" TaskDefinitionID="152" TaskStage="M450-Underwrite Approval" Name="Approval Letter Issued"/><TASK TaskID="728" TaskDefinitionID="153" TaskStage="M450-Underwrite Approval" Name="Mod Refused by Customer"/><TASK TaskID="729" TaskDefinitionID="154" TaskStage="M450-Underwrite Approval" Name="Billing Info Collected from Borrower"/><TASK TaskID="731" TaskDefinitionID="155" TaskStage="M460-Underwrite Suspended" Name="Sales Agent notified of Suspension"/><TASK TaskID="732" TaskDefinitionID="142" TaskStage="M400-Underwrite InProcess" Name="Verify Loan Entry Data"/><TASK TaskID="733" TaskDefinitionID="143" TaskStage="M400-Underwrite InProcess" Name="Verify Availability of Proposed Loan Mod"/><TASK TaskID="734" TaskDefinitionID="144" TaskStage="M400-Underwrite InProcess" Name="Verify Eligibilty of Mod"/><TASK TaskID="735" TaskDefinitionID="145" TaskStage="M400-Underwrite InProcess" Name="Verify Property Valuations"/><TASK TaskID="736" TaskDefinitionID="146" TaskStage="M400-Underwrite InProcess" Name="Verify Logic + Completeness of Mod Data"/><TASK TaskID="737" TaskDefinitionID="147" TaskStage="M400-Underwrite InProcess" Name="Input Negotiated Mod Terms"/><TASK TaskID="738" TaskDefinitionID="148" TaskStage="M400-Underwrite InProcess" Name="Calculate Borrower Fees"/></TASKS><PAYMENTS><PAYMENT PaymentId="4263" DueAmount="7047.1000" InterestRate="4.0000" TrialPayment="Y"/><PAYMENT PaymentId="4264" DueAmount="7047.1000" InterestRate="4.0000" TrialPayment="Y"/><PAYMENT PaymentId="4265" DueAmount="7047.1000" InterestRate="4.0000" TrialPayment="Y"/></PAYMENTS></LOAN></LOANS><COLLATERALS><COLLATERAL CollID="6928" AddressL1="14521" AddressL2="WOLFGANG ROAD" City="TRUCKEE" PostalCode="96161" RegionValue="CA" Units="0" RealEstateType="DPUDS" HomeOwnershipType="PrimaryResidence" LoanID="6928" LoanPurpose="Refinance" NonWarrantableCondo="0" HomeOwnershipTypeID="1" HUDRepo="0" ModelHomeLeaseback="0" InheritedProperty="0" ValidAVM="N" ValidFlood="N" Occupied="N" Listed="N" CurrentListingPrice="0.0000" ForeclosureStatus="Approved" CurrentMonthlyRent="0.0000" HOAPastDueAmount="0.0000" NumberOfOffers="0" TenantCooperation="N" PermissionToContactAgent="N" HOAorManagementCompany="N"><COUNTIES><COUNTY StateCode="06" State="CA" CountyCode="057" CountyName="Nevada County" CBSACode="46020" 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Order="0" ProductType="6">Improve</DPM><DPM Name="assumptionMsg" Type="DPM" Order="0" ProductType="6">-- Hardship Severity: Moderate-- Hardship Term: ShortTerm-- Future Income: Improve-- Borrower Intent: Wish To Stay-- Property Valuation Type: AVM-- Months In Default: 4</DPM><DPM Name="Maturity Date" Type="DPM" Order="0" ProductType="2">3/1/2033</DPM><DPM Name="Housing Region" Type="DPM" Order="0" ProductType="6">Stable</DPM><DPM Name="Min Rate-SAM" Type="DPM" Order="0" ProductType="4">5</DPM><DPM Name="targetBeFailedPayment" Type="DPM" Order="0" ProductType="4">2132.22</DPM><DPM Name="forbearFlag" Type="DPM" Order="0" ProductType="6">N</DPM><DPM Name="Hardship Severity" Type="DPM" Order="0" ProductType="6">Moderate</DPM><DPM Name="modRateTermTerm" Type="DPM" Order="0" ProductType="4">60</DPM><DPM Name="Monthly Payment at Floor Rate" Type="DPM" Order="0" ProductType="4">2257.22</DPM><DPM Name="Discount Rate" Type="DPM" Order="0" ProductType="4">0.004</DPM><DPM Name="Payment" Type="DPM" 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ProductType="2">4/22/2015</DPM><DPM Name="Target Payment" Type="DPM" Order="0" ProductType="4">475</DPM><DPM Name="Forbearance Max Principle" Type="DPM" Order="0" ProductType="5">0</DPM><DPM Name="Months Delinquent" Type="DPM" Order="0" ProductType="4">3</DPM><DPM Name="Borrower Contribution" Type="DPM" Order="0" ProductType="4">0</DPM><DPM Name="Income Type" Type="DPM" Order="0" ProductType="6">Borr Income</DPM><DPM Name="Min Rate-RateTerm" Type="DPM" Order="0" ProductType="4">4</DPM><DPM Name="Future Quarter" Type="DPM" Order="0" ProductType="6">Q2</DPM><DPM Name="modForgiveRateTmp" Type="DPM" Order="0" ProductType="4">4</DPM><DPM Name="overrideStepRateTerm" Type="DPM" Order="0" ProductType="6">N</DPM><DPM Name="Max UPB" Type="DPM" Order="0" ProductType="4">0</DPM><DPM Name="modSAMPaymentTmp" Type="DPM" Order="0" ProductType="4">2132.22</DPM><DPM Name="modForbearRate" Type="DPM" Order="0" ProductType="4">4</DPM><DPM Name="modSAMUPBTmp" Type="DPM" Order="0" 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Name="modForbearRateTmp" Type="DPM" Order="0" ProductType="4">4</DPM><DPM Name="modSAMUPB" Type="DPM" Order="0" ProductType="4">382650.95</DPM><DPM Name="REO Foreclosure Expense Percentage" Type="DPM" Order="0" ProductType="4">0.02</DPM><DPM Name="samDecision" Type="DPM" Order="0" ProductType="6">Fail</DPM><DPM Name="Borrower Deposit Reqd" Type="DPM" Order="0" ProductType="5">0</DPM><DPM Name="modRateTermRate" Type="DPM" Order="0" ProductType="4">4</DPM><DPM Name="Gross Target DTI1-NOO" Type="DPM" Order="0" ProductType="4">110</DPM><DPM Name="tempMsg" Type="DPM" Order="0" ProductType="6">-- Months In Default: 4</DPM><DPM Name="targetBeFailedFloorRate" Type="DPM" Order="0" ProductType="4">4</DPM><DPM Name="Floor Rate" Type="DPM" Order="0" ProductType="4">4</DPM><DPM Name="tempForbearAmount" Type="DPM" Order="0" ProductType="4" /><DPM Name="REO Foreclosure Time" Type="DPM" Order="0" ProductType="4">24</DPM><DPM Name="Available Products" Type="DPM" Order="0" ProductType="6">1|2|6|7|8|9|10</DPM><DPM Name="Gross Target DTI2-OO" Type="DPM" Order="0" ProductType="4">30</DPM><DPM Name="modRateTermPaymentTmp" Type="DPM" Order="0" ProductType="4">2132.22</DPM><DPM Name="YearFutureQuarter" Type="DPM" Order="0" ProductType="6">2012Q2</DPM><DPM Name="Min Rate-Forbear" Type="DPM" Order="0" ProductType="4">5</DPM><DPM Name="Test Backend" Type="DPM" Order="0" ProductType="6">No</DPM><DPM Name="Current Interest Rate" Type="DPM" Order="0" ProductType="4">4.375</DPM><DPM Name="Current Quarter No." Type="DPM" Order="0" ProductType="4">2</DPM></DerivedParameters ></Decision ></LOAN_DECISIONS>
data/spec/data/reference/web/002-Product01-PRODUCT.xml ADDED
@@ -0,0 +1,15 @@
1
+ <PRODUCT_DATA>
2
+ <Rules> <Rule Name="ShowSummaryScreen" Id="357" ConditionResult="True">
3
+ <DPM Name="Show Summary Screen Type" Type="DPM">Detailed</DPM>
4
+ </Rule>
5
+ </Rules>
6
+
7
+
8
+
9
+
10
+ <Decision GuidelineId="8" GuidelineName="Loan Post Processing Guideline" Rulecount="0" ExecutionTime="4/22/2010 5:55:20 PM" ExecutionResult="True">
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+ <DerivedParameters>
12
+ <DPM Name="Show Summary Screen Type" Type="DSM" Order="0" ProductType="6">Detailed</DPM>
13
+ </DerivedParameters>
14
+ </Decision>
15
+ </PRODUCT_DATA>
data/spec/data/reference/workflow/001-APP.xml ADDED
@@ -0,0 +1 @@
1
+ <DECISION_REQUEST><APPLICATION ApplicationID="99" OrganizationID="27" CreatedDate="03/19/2012" ModifiedDate="03/04/2013" Summary="Batch Upload Application" StateID="3" State="01 New File" SpouseIncludeFlag="N" SpouseQualFlag="N" JointFlag="N" UserID="199" UserName="Import User" OrganizationName="Loan Import" ForwardDate="03/04/2013" UserTypeId="" Source="Internal" ActName="HSBC" InBankruptcy="N" BankruptcyStatus="None" BankruptcyReaffirmation="N" HideMessages="N" IncomeTolerance="25.0000"><ORGANIZATION OrganizationID="27" UDFInt1="0" UDFInt2="0" UDFInt3="0" UDFInt4="0" UDFInt5="0" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5=""/><USER UserID="199" IsSupervisor="1" UDFInt1="0" UDFInt2="0" UDFInt3="0" UDFInt4="0" UDFInt5="0" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5="" SubmittedUser=""/><APPLICATIONTEAM><APPLICATIONTEAM_USER FirstName="Import" LastName="User" OrganizationName="Loan Import" OriginType="Internal" UserType="Originator" UserID="199" LoginID="Import" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5=""><APPLICATIONTEAM_USER_ORGANIZATION Address="" City="" Region="CA" Zip="" PhoneNumber="" OrganizationID="27"/></APPLICATIONTEAM_USER><APPLICATIONTEAM_USER FirstName="The" LastName="Borrower" OrganizationName="HSBC Corporate" OriginType="Internal" UserType="Borrower" UserID="234" LoginID="borrower" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5=""><APPLICATIONTEAM_USER_ORGANIZATION Address="" City="" Zip="" PhoneNumber="" OrganizationID="2"/></APPLICATIONTEAM_USER></APPLICATIONTEAM><APPLICANTS><APPLICANT BorrowerID="99" FirstName="HIPPOL D CANTA A" NationalId="555256093" IsPrimary="Y" Score="0" ForeignNationalIndicator="N"><EMPLOYMENTS><EMPLOYMENT EmploymentID="99" IsSelfEmployed="N" Type="Primary" Retired="0" W2="Y"/><EMPLOYMENT EmploymentID="2099" IsSelfEmployed="N" Type="Previous" Retired="0" W2="Y"/></EMPLOYMENTS><RESIDENCES><RESIDENCE ResidenceID="99" IsPresent="Y" IsMailing="N"/></RESIDENCES></APPLICANT><APPLICANT BorrowerID="1099" FirstName="DAMAR T DAMARIO" NationalId="535817167" IsPrimary="N" ForeignNationalIndicator="N"><EMPLOYMENTS><EMPLOYMENT EmploymentID="1099" IsSelfEmployed="N" Type="Primary" Retired="0" W2="Y"/><EMPLOYMENT EmploymentID="3099" IsSelfEmployed="N" Type="Previous" Retired="0" W2="Y"/></EMPLOYMENTS><RESIDENCES><RESIDENCE ResidenceID="1099" IsPresent="Y" IsMailing="N"/></RESIDENCES></APPLICANT></APPLICANTS><ASSETS/><PARAMETERS><PPM Name="UDF IUI Insurance Premium" Value="00000.00"/><PPM Name="UDF Current Deferred Principal" Value="000000000.00"/><PPM Name="UDF Trial Payment Received Date 3"/><PPM Name="UDF Reli Insurance Premium" Value="00000.00"/><PPM Name="UDF Current Deferred Interest" Value="000000000.00"/><PPM Name="UDF Initial Tax / Insurance Required Date"/><PPM Name="UDF Life Insurance Premium" Value="00000.00"/><PPM Name="UDF TDR Flag" Value="0"/><PPM Name="UDF Disability Insurance Premium" Value="00000.00"/><PPM Name="UDF Initial Tax / Insurance Complete Date"/><PPM Name="Borrower Intends Short Sale"/><PPM Name="UDF AppDebugCheck1"/><PPM Name="UDF DebugCheck1" Value="N"/><PPM Name="UDF DebugCheck2" Value="N"/><PPM Name="UDF DebugCheck3" Value="N"/><PPM Name="UDF DebugText1" Value=""/><PPM Name="UDF DebugText2" Value=""/><PPM Name="UDF Due Day"/><PPM Name="UDF Escrow Balance"/><PPM Name="UDF Has Previous 6 Payment Mod"/><PPM Name="UDF Initial Tax / Insurance Complete"/><PPM Name="UDF Previous Mod Category2 Activated Date"/><PPM Name="UDF Use Validation Scripting" Value="N"/><PPM Name="ManualCredit" Value="Y"/></PARAMETERS><LOANS><LOAN LoanID="99" LoanNumber="99" Amount="16458.4400" Rate="5.2500" LienNumber="2" Duration="480" ComboFlag="N" LienType="2nd" HighOverDueActivities="0" MediumOverDueActivities="0" LowOverDueActivities="0" LoanStage="99 Decline Application" CurrentStage="99 Decline Application" PI="123.5700" OriginalLoanAmount="17950.0000" SellerLoanNumber="7043885860" MortgageType="HELOC" IOIndicator="N" Decision="N" RemainingOriginalTerm="0" PastDueAmount="243.5700" MaturityDate="08/31/2025" EscrowPaymentAmount="0.00000" NoteResetRate="0.0000" GSELoanNumber="0000000000" NoteDate="08/01/1985" SuspenseAmount="0.0000" EscrowShortageForAdvances="0.0000" ProductBeforeMod="ARM" OriginalRate="6.75000" PayArrearagesAtOnceWithLiqAssets="N" PayArrearagesInInstmntWithLiqAssets="N" FNMAHomeSaverNote="N" CurrentlyInLoanMod="N" PreviousModifiedUnderHMP="N" BorrowerAgreesEscrowSetup="N" Approval="N" MIPartialClaimPayment="0.0000" InternalStatusCode="1LMCode-NotActive" NPVLock="0" ProductID="37" LTVAtOrigination="0.0000" PriorLoanMod="N" ImminentDefaultFlag="N" TimeInCurrentStage="1" AncillaryAmount="0.0000" OriginalLoanStandardSecurityInstrument="N" InterVivosTrust="N" CurrentMaturityDate="08/31/2025" PreviousModificationForbearanceAmount="0.0000" IOIndicatorCurrent="N" CurrentNextRateResetDate="01/28/2012" PastTwoYearsTaxesPaid="N" EscrowBalance="0.0000" RecoverableCorporateAdvances="0.0000" StageChangeDate="03/04/2013" ARMFlag="N" OriginationFrontEndRatio="0.0000" CurrentPaymentDueDay="23" ServicingSystem="HMS" PMIInsurance="N" CurrentPrincipalPayment="123.5700" CurrentIOPayment="0.0000" IncompletenessLetterSentCount="0" FFIEC="N" AgencyType="L2F" PendingServiceRelease="N" HasEscrowAccount="N" HOAFeesCurrent="N" CurrentlyOnActiveMod="N" CorpAdvancesForDQTaxes="0.0000" CorpAdvancesNonTaxNonInsurance="0.0000" BorrowerSendDocsBeforeExpirationDate="N" OptOutofNewMod="N" PendingInvestorAccount="N" MinARMAdjustment="0.0000" MaxARMAdjustment="0.0000" ARMChangeFrequency="0" ARMFloor="0.0000" ARMCeiling="18.0000" PrepayFlag="N" GrossDisposableIncomeatOrigination="0.0000" InvestmentPropertyAtOrigination="N" PayrightRewardsFlag="N" PreviousModNoOrLowIncome="N" TroubledDebtReservesFlag="N" BorrowerAgreedToSendDocuments="N" TaxWatchandInsuranceProjectionsCompleted="N" CreditType="Y" ContractualInterestRate="0.0000" IsPrincipalWriteDown="N" IsPersonalHomeLoan="N" ContractualPIPayment="0.0000" InterestMethodType="020" AssociationDuesEscrowed="N" OfferMeetsFHAGuidelines="N" OptionalInsuranceAmount="0.0000" PreviouslyModifiedUnderHAMPTier2="N" DeclineApproval="N" CompletedDocs="N" PCOValue="0.0000" ServicingAdvances="0.0000" StageAlias="Denied"><LOCKS/><DEFAULT DelinquencyStatus="CurrentOrNotDelinquent" AbilityToResumeCurrentMtgPmt="N" DQPIPayment="0.0000" DelinquentCounselorCode="L2F" AccountInLitigation="N" BankruptcyLitigation="N" ChangeofCircumstance="N" IncomePreviouslyUsedForCategory1Mod="N"/><INVESTOR InvestorCode="30041"/><MSP/><SERVICER/><LISTINGAGENT/><PREVIOUSMODS ModCount="1" ModsLast60MonthsCount="0" PreviousModDTI="0.0000" NoOrLowIncome="N" PreviousModificationDeferredInterest="0.0000" Category2ModTerm="0"><PREVIOUSMOD Category1ModCount="0" Category1ModActivatedCount="0" Category1FailedTrialsCount="0" Category1FailedTrialPmtsCount="0" Category1FailedTrialNSFCount="0" CategoryFailedTrialDocNotSentCount="0" Category1ModFailedCount="0" Category1InterestRate="0.0000" Category1MonthlyPayment="0.0000" Category1ModTerm="0" Category1ModDisposableIncome="0.0000" Category1ModTotalIncome="0.0000" LastRestructureDate="03/24/2000"><Category1 Forbearance="N"/></PREVIOUSMOD></PREVIOUSMODS><Decision GuidelineId="34" GuidelineName="FAP II Loan Modification Program Guideline" ExecutionTime="2013-03-04T18:28:03.737"><DerivedParameters><DPM Name="Exclusion Decision" Value="Exclude"/><DPM Name="Trial Period Completed" Value="N"/><DPM Name="Low Income Flag" Value="N"/><DPM Name="Foreclosure NPV Value" Value="999999999.99"/><DPM Name="Days Since Last Appraisal" Value="0"/><DPM Name="Type Of Modification"/><DPM Name="Can Change Stage" Value="Y"/><DPM Name="Material Change Rate" Value="999.99"/></DerivedParameters></Decision><AFTERMOD PrincipalForbearanceAmount="0.0000"/><OTHERLOAN IOIndicator="N"/><HAUP/><NPVRESULTFROMTREASURY WaterfallTest="N" DeminimisTest="N" ForbearanceFlag="N" NPVRunSuccessful="N" PRAWaterfallTest="N" PRANPVTest="N"/><OVERRIDES/><TASKS><TASK TaskID="63" TaskDefinitionID="9" TaskStage="99 Decline Application" Name="Sending Denial Letter" Status="Open" TaskType="Workflow"/></TASKS><TITLE_COMPANY/><PRODUCT ProductID="37" Name="FAP II Loan Modification"/><CLOSING_COMPANY/></LOAN></LOANS><COLLATERALS><COLLATERAL CollID="99" AddressL2="00100 CORNBLUE STREET" City="EARTHQUAKE" PostalCode="93304" RegionValue="CA" Units="1" RealEstateType="SingleFamily" LoanID="99" NonWarrantableCondo="0" HUDRepo="0" ModelHomeLeaseback="0" InheritedProperty="0" ValidAVM="N" ValidFlood="N" Occupied="N" Listed="N" OccupancyStatus="BorrowerOccupied" ForeclosureStatus="None" TenantCooperation="N" PermissionToContactAgent="N" HOAorManagementCompany="N" OriginationValue="0.0000" PropertyDamage="N" Cancellation="N" RescindedMICoverage="N" AbilitytoContribute="N" ReasonforDefaultResolved="N" ChargedOff="N" RentalPropertyCertified="N"><COUNTIES><COUNTY StateCode="06" State="CA" CountyCode="029" CountyName="Kern County" CBSACode="12540" CBSATitle="Bakersfield CA" CBSALSAD="Metropolitan Statistical Area"/></COUNTIES><HAMPCOUNTIES><COUNTY ZipCode="93304" Region="8" MSAName="Bakersfield CA"/></HAMPCOUNTIES><VALUATIONS><VALUATION AsIsValue="0.0000" IsCurrent="Y"/><VALUATION Type="AutomatedValuationModel" IsCurrent="N"/><VALUATION Type="BrokerPriceOpinion" AsIsValue="0.0000" IsCurrent="N"/><VALUATION Type="Fullappraisal" IsCurrent="N"/><VALUATION Type="AutomatedValuationModelOther" IsCurrent="N"/></VALUATIONS><SHORTSALE MIApprovalRequiredforSS="N" AllowrentafterSS="N" AllowDILifSSFails="N" AllowDeedforLease="N" ListPropertyAsIs="N" AcceptSaleifNetProceedsMet="N" VendorRetainedtoAssistListingAgentwithSS="N" PreviousShortSaleAttemptFailed="N"/><LIQUIDATION TitleDelayorIssue="N" LegalDelayorIssue="N"/></COLLATERAL></COLLATERALS></APPLICATION><WORKFLOWEVENT Name="ClearDataPreEvent"><EVENTATTRIBUTES /></WORKFLOWEVENT></DECISION_REQUEST>
data/spec/data/reference/workflow/001-WF-DataClearing-Pre-Rules.xml ADDED
@@ -0,0 +1,37 @@
1
+ <WF-DataClearing-Pre_DATA>
2
+ <PARAMS><DATA_SET Name='CURRENT LOAN STAGE' Value='99 Decline Application'/><DATA_SET Name='STATE OF THE SUBJECT PROPERTY' Value='CA'/><DATA_SET Name='TODAYS DATE' Value='3/4/2013 12:00:00 AM'/><DATA_SET Name='FORWARD DATE' Value='3/4/2013 12:00:00 AM'/></PARAMS>
3
+ <DISCARD_BY_PARSER>
4
+ <!-- <Guideline Id=47 Name=WF-DataClearing-Pre Version=1218/>
5
+
6
+ -->
7
+ </DISCARD_BY_PARSER>
8
+ <Decision GuidelineId="47" GuidelineName="WF-DataClearing-Pre" Rulecount="0" ExecutionTime="3/4/2013 7:29:01 PM" ExecutionResult="True">
9
+ <Rules> <Rule Name="Set-CurrentStage" Id="73331" ConditionResult="True">
10
+ <DPM Name="Current Stage" Type="DPM">99 Decline Application</DPM>
11
+ <DPM Name="Stage" Type="DPM">99</DPM>
12
+ <DPM Name="stageNum" Type="DPM">99</DPM>
13
+ </Rule>
14
+ <Rule Name="Hold-CalcNumDaysInStage99" Id="100287" ConditionResult="True">
15
+ <DPM Name="tempDate" Type="DPM">3/4/2013 12:00:00 AM</DPM>
16
+ <DPM Name="Todays Date" Type="DPM">3/4/2013 12:00:00 AM</DPM>
17
+ <DPM Name="Temp Number" Type="DPM">0</DPM>
18
+ </Rule>
19
+ <Rule Name="Hold-DoNotDataClear" Id="100288" ConditionResult="True">
20
+ <Message Type="EXCEPTIONS" RuleId="100288" RulesetId="539" Id="0" PriorTo="" Category="" Visibility="" Critical=""><![CDATA[ Should not clear. ]]></Message> <DPM Name="Decision" Type="DPM">Fail</DPM>
21
+ </Rule>
22
+ </Rules>
23
+ <Decision GuidelineId="47" GuidelineName="WF-DataClearing-Pre" Rulecount="0" ExecutionTime="3/4/2013 7:29:01 PM" ExecutionResult="True">
24
+ <Messages>
25
+ <Message Type="Exceptions" RuleId="100288" RulesetId="539"><![CDATA[Should not clear]]></Message>
26
+ </Messages>
27
+ <DerivedParameters>
28
+ <DPM Id="727" Name="Decision" Type="DSM" Order="0" ProductType="6">Fail</DPM>
29
+ <DPM Id="1071" Name="Current Stage" Type="DSM" Order="0" ProductType="6">99 Decline Application</DPM>
30
+ <DPM Id="1194" Name="Stage" Type="DPM" Order="0" ProductType="6">99</DPM>
31
+ <DPM Id="736" Name="tempDate" Type="DPM" Order="0" ProductType="2">3/4/2013</DPM>
32
+ <DPM Id="697" Name="Todays Date" Type="DPM" Order="0" ProductType="2">3/4/2013</DPM>
33
+ <DPM Id="1225" Name="stageNum" Type="DPM" Order="0" ProductType="4">99</DPM>
34
+ <DPM Id="763" Name="Temp Number" Type="DPM" Order="0" ProductType="4">0</DPM>
35
+ </DerivedParameters>
36
+ </Decision></Decision>
37
+ </WF-DataClearing-Pre_DATA>
data/spec/data/reference/workflow-2/001-APP.xml ADDED
@@ -0,0 +1 @@
1
+ <DECISION_REQUEST><APPLICATION ApplicationID="6824" OrganizationID="27" CreatedDate="01/12/2013" ModifiedDate="03/06/2013" Summary="Batch Upload Application" StateID="3" State="01 New File" SpouseIncludeFlag="N" SpouseQualFlag="N" JointFlag="N" UserID="478" UserName="Import User" OrganizationName="Loan Import" ForwardDate="03/06/2013" UDFStr11="test" UDFStr12="test" UserTypeId="" Source="Internal" ActName="HSBC" InBankruptcy="N" BankruptcyStatus="None" BankruptcyReaffirmation="N" HideMessages="N" CalculatedCSPMonthlyGrossIncome="2822.7800" CalculatedVerifiedGrossIncome="0.0000" IncomeTolerance="25.0000"><ORGANIZATION OrganizationID="27" UDFInt1="0" UDFInt2="0" UDFInt3="0" UDFInt4="0" UDFInt5="0" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5=""/><USER UserID="478" IsSupervisor="0" UDFInt1="0" UDFInt2="0" UDFInt3="0" UDFInt4="0" UDFInt5="0" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5="" SubmittedUser=""/><APPLICATIONTEAM><APPLICATIONTEAM_USER FirstName="Import" LastName="User" OrganizationName="Loan Import" OriginType="Internal" UserType="Originator" UserID="478" LoginID="Import" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5=""><APPLICATIONTEAM_USER_ORGANIZATION Address="" City="" Region="CA" Zip="" PhoneNumber="" OrganizationID="27"/></APPLICATIONTEAM_USER><APPLICATIONTEAM_USER FirstName="The" LastName="Borrower" OrganizationName="HSBC Corporate" OriginType="Internal" UserType="Borrower" UserID="704" LoginID="borrower" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5=""><APPLICATIONTEAM_USER_ORGANIZATION Address="" City="" Zip="" PhoneNumber="" OrganizationID="2"/></APPLICATIONTEAM_USER></APPLICATIONTEAM><APPLICANTS><APPLICANT BorrowerID="12824" FirstName="INDIAN E EROS" NationalId="256477503" DateOfBirth="07/25/1956" IsPrimary="Y" Score="0" ForeignNationalIndicator="N"><EMPLOYMENTS><EMPLOYMENT EmploymentID="24824" IsSelfEmployed="N" Type="Primary" CurrentType="WageEarner" Retired="0" W2="Y"/><EMPLOYMENT EmploymentID="26580" IsSelfEmployed="N" Type="Previous" Retired="0" W2="Y"/></EMPLOYMENTS><RESIDENCES><RESIDENCE ResidenceID="12824" IsPresent="Y" IsMailing="N"/></RESIDENCES></APPLICANT><APPLICANT BorrowerID="13702" NationalId="000000000" IsPrimary="N" ForeignNationalIndicator="N"><EMPLOYMENTS><EMPLOYMENT EmploymentID="25702" IsSelfEmployed="N" Type="Primary" Retired="0" W2="Y"/><EMPLOYMENT EmploymentID="27458" IsSelfEmployed="N" Type="Previous" Retired="0" W2="Y"/></EMPLOYMENTS><RESIDENCES><RESIDENCE ResidenceID="13702" IsPresent="Y" IsMailing="N"/></RESIDENCES></APPLICANT></APPLICANTS><ASSETS/><EXPENSES><EXPENSE ExpenseID="18824" Amount="0.0000" IsCurrent="Y" Type="HomeownerAssociationDues" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="19702" Amount="0.0000" IsCurrent="Y" Type="HazardInsurance" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="20580" Amount="1.0000" IsCurrent="Y" Type="RealEstateTaxes" FrequencyID="3" MonthlyAmount="1.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426778" Amount="0.0000" IsCurrent="Y" Type="IRAContributions401k" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426779" Amount="0.0000" IsCurrent="Y" Type="Academic" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426780" Amount="0.0000" IsCurrent="Y" Type="CableSatelliteInternet" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426781" Amount="0.0000" IsCurrent="Y" Type="CharitableDonations" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426782" Amount="0.0000" IsCurrent="Y" Type="ChildRelatedElderlyCare" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426783" Amount="0.0000" IsCurrent="Y" Type="Clothes" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426784" Amount="1.0000" IsCurrent="Y" Type="Electricity" FrequencyID="3" MonthlyAmount="1.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426785" Amount="0.0000" IsCurrent="Y" Type="Food" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426786" Amount="0.0000" IsCurrent="Y" Type="GarbageCollection" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426787" Amount="0.0000" IsCurrent="Y" Type="Medical" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426788" Amount="0.0000" IsCurrent="Y" Type="HealthInsurance" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426789" Amount="0.0000" IsCurrent="Y" Type="NaturalGasOil" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426790" Amount="0.0000" IsCurrent="Y" Type="OtherDiscretionary" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426791" Amount="0.0000" IsCurrent="Y" Type="OtherFinancingPAndI" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426792" Amount="0.0000" IsCurrent="Y" Type="PropertyMaintenance" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="12824" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="12824" IsPrimary="Y" NationalId="256477503"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="426793" Amount="0.0000" IsCurrent="Y" Type="Transportation" FrequencyID="3" MonthlyAmount="0.0000" 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Alimony, child support, or separate maintenance income need NOT be revealed if you do NOT wish to have it considered as a basis for repaying this obligation. 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