parse_decision 0.0.5

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Files changed (68) hide show
  1. checksums.yaml +7 -0
  2. data/.gitignore +17 -0
  3. data/.rspec +2 -0
  4. data/Gemfile +6 -0
  5. data/LICENSE +22 -0
  6. data/README.md +71 -0
  7. data/bin/parse_decision +126 -0
  8. data/lib/parse_decision/config.rb +90 -0
  9. data/lib/parse_decision/controller.rb +142 -0
  10. data/lib/parse_decision/parsedecisiontask.rb +31 -0
  11. data/lib/parse_decision/parser.rb +194 -0
  12. data/lib/parse_decision/pd_context.rb +148 -0
  13. data/lib/parse_decision/plugin/application.rb +48 -0
  14. data/lib/parse_decision/plugin/plugin.rb +56 -0
  15. data/lib/parse_decision/plugin/ppm_xpath.rb +70 -0
  16. data/lib/parse_decision/plugin/pre_decision_guideline.rb +177 -0
  17. data/lib/parse_decision/plugin/product.rb +176 -0
  18. data/lib/parse_decision/plugin/product_xpath.rb +52 -0
  19. data/lib/parse_decision/plugin/web_product.rb +179 -0
  20. data/lib/parse_decision/plugin.rb +50 -0
  21. data/lib/parse_decision/version.rb +5 -0
  22. data/lib/parse_decision.rb +59 -0
  23. data/parse_decision.gemspec +27 -0
  24. data/rakefile.rb +58 -0
  25. data/spec/context_spec.rb +21 -0
  26. data/spec/data/multiproduct.decision.txt +1481 -0
  27. data/spec/data/prod.decision.txt +3957 -0
  28. data/spec/data/reference/multiproduct/001-APP.xml +1 -0
  29. data/spec/data/reference/multiproduct/001-Mod-Forbear-PRODUCT.xml +357 -0
  30. data/spec/data/reference/multiproduct/001-Mod-Forgive-PRODUCT.xml +361 -0
  31. data/spec/data/reference/multiproduct/001-Mod-RateTerm-PRODUCT.xml +353 -0
  32. data/spec/data/reference/multiproduct/001-Mod-SAM-PRODUCT.xml +365 -0
  33. data/spec/data/reference/product/001-APP.xml +1 -0
  34. data/spec/data/reference/product/001-Validation-Rules.xml +536 -0
  35. data/spec/data/reference/product/002-APP.xml +1 -0
  36. data/spec/data/reference/product/002-FAPIILoanModification-PRODUCT.xml +1770 -0
  37. data/spec/data/reference/web/001-APP.xml +1 -0
  38. data/spec/data/reference/web/001-Product01-PRODUCT.xml +1088 -0
  39. data/spec/data/reference/web/002-APP.xml +1 -0
  40. data/spec/data/reference/web/002-Product01-PRODUCT.xml +15 -0
  41. data/spec/data/reference/workflow/001-APP.xml +1 -0
  42. data/spec/data/reference/workflow/001-WF-DataClearing-Pre-Rules.xml +37 -0
  43. data/spec/data/reference/workflow-2/001-APP.xml +1 -0
  44. data/spec/data/reference/workflow-2/001-WF-ProdSel-Post-Rules.xml +699 -0
  45. data/spec/data/test.rb +13 -0
  46. data/spec/data/validation.decision.txt +1199 -0
  47. data/spec/data/web.decision.txt +1128 -0
  48. data/spec/data/wf.decision.txt +43 -0
  49. data/spec/data/wf2.decision.txt +705 -0
  50. data/spec/parser_spec.rb +308 -0
  51. data/spec/plugin_app_spec.rb +40 -0
  52. data/spec/plugin_ppmxpath_spec.rb +74 -0
  53. data/spec/plugin_predecision_spec.rb +81 -0
  54. data/spec/plugin_product_spec.rb +117 -0
  55. data/spec/plugin_productxpath_spec.rb +76 -0
  56. data/spec/plugin_spec.rb +54 -0
  57. data/spec/spec_helper.rb +81 -0
  58. data/test/data/2.2.decision-multiple.txt +1391 -0
  59. data/test/data/2.2.decision.txt +1128 -0
  60. data/test/data/2.decision.txt +1481 -0
  61. data/test/plugins/test_plugin_predecisionguideline.rb +120 -0
  62. data/test/plugins/test_plugin_product.rb +120 -0
  63. data/test/test_config.rb +90 -0
  64. data/test/test_context.rb +103 -0
  65. data/test/test_parse_webdecision.rb +121 -0
  66. data/test/test_parser.rb +69 -0
  67. data/test/test_parser_parse.rb +110 -0
  68. metadata +225 -0
data/spec/data/reference/product/002-APP.xml ADDED
@@ -0,0 +1 @@
1
+ <DECISION_REQUEST><APPLICATION ApplicationID="205" OrganizationID="27" CreatedDate="01/12/2013" ModifiedDate="02/25/2013" Summary="Batch Upload Application" StateID="3" State="01 New File" SpouseIncludeFlag="N" SpouseQualFlag="N" JointFlag="N" UserID="478" UserName="Import User" OrganizationName="Loan Import" ForwardDate="02/25/2013" UserTypeId="" Source="Internal" ActName="HSBC" InBankruptcy="N" BankruptcyStatus="None" BankruptcyReaffirmation="N" HideMessages="N" CalculatedCSPMonthlyGrossIncome="1.0000" CalculatedVerifiedGrossIncome="0.0000" IncomeTolerance="25.0000"><ORGANIZATION OrganizationID="27" UDFInt1="0" UDFInt2="0" UDFInt3="0" UDFInt4="0" UDFInt5="0" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5=""/><USER UserID="478" IsSupervisor="0" UDFInt1="0" UDFInt2="0" UDFInt3="0" UDFInt4="0" UDFInt5="0" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5="" SubmittedUser=""/><APPLICATIONTEAM><APPLICATIONTEAM_USER FirstName="Import" LastName="User" OrganizationName="Loan Import" OriginType="Internal" UserType="Originator" UserID="478" LoginID="Import" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5=""><APPLICATIONTEAM_USER_ORGANIZATION Address="" City="" Region="CA" Zip="" PhoneNumber="" OrganizationID="27"/></APPLICATIONTEAM_USER><APPLICATIONTEAM_USER FirstName="The" LastName="Borrower" OrganizationName="HSBC Corporate" OriginType="Internal" UserType="Borrower" UserID="704" LoginID="borrower" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5=""><APPLICATIONTEAM_USER_ORGANIZATION Address="" City="" Zip="" PhoneNumber="" OrganizationID="2"/></APPLICATIONTEAM_USER></APPLICATIONTEAM><APPLICANTS><APPLICANT BorrowerID="205" FirstName="ELLER R CHINYE" NationalId="221461532" DateOfBirth="12/01/1958" IsPrimary="Y" Score="0" ForeignNationalIndicator="N"><EMPLOYMENTS><EMPLOYMENT EmploymentID="205" IsSelfEmployed="N" Type="Primary" CurrentType="WageEarner" Retired="0" W2="Y"/><EMPLOYMENT EmploymentID="2205" IsSelfEmployed="N" Type="Previous" Retired="0" W2="Y"/></EMPLOYMENTS><RESIDENCES><RESIDENCE ResidenceID="205" IsPresent="Y" IsMailing="N"/></RESIDENCES></APPLICANT><APPLICANT BorrowerID="1205" FirstName="DORCU CHINYE" NationalId="211489745" DateOfBirth="01/01/1953" IsPrimary="N" ForeignNationalIndicator="N"><EMPLOYMENTS><EMPLOYMENT EmploymentID="1205" IsSelfEmployed="N" Type="Primary" CurrentType="UnemployedTemporary" Retired="0" W2="Y"/><EMPLOYMENT EmploymentID="3205" IsSelfEmployed="N" Type="Previous" Retired="0" W2="Y"/></EMPLOYMENTS><RESIDENCES><RESIDENCE ResidenceID="1205" IsPresent="Y" IsMailing="N"/></RESIDENCES></APPLICANT></APPLICANTS><ASSETS/><EXPENSES><EXPENSE ExpenseID="205" Amount="0.0000" IsCurrent="Y" Type="HomeownerAssociationDues" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="1205" Amount="1.0000" IsCurrent="Y" Type="HazardInsurance" FrequencyID="3" MonthlyAmount="1.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="2205" Amount="1.0000" IsCurrent="Y" Type="RealEstateTaxes" FrequencyID="3" MonthlyAmount="1.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423217" Amount="0.0000" IsCurrent="Y" Type="IRAContributions401k" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423218" Amount="0.0000" IsCurrent="Y" Type="Academic" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423219" Amount="0.0000" IsCurrent="Y" Type="CableSatelliteInternet" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423220" Amount="0.0000" IsCurrent="Y" Type="CharitableDonations" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423221" Amount="0.0000" IsCurrent="Y" Type="ChildRelatedElderlyCare" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423222" Amount="0.0000" IsCurrent="Y" Type="Clothes" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423223" Amount="1.0000" IsCurrent="Y" Type="Electricity" FrequencyID="3" MonthlyAmount="1.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423224" Amount="0.0000" IsCurrent="Y" Type="Food" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423225" Amount="0.0000" IsCurrent="Y" Type="GarbageCollection" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423226" Amount="0.0000" IsCurrent="Y" Type="Medical" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423227" Amount="0.0000" IsCurrent="Y" Type="HealthInsurance" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423228" Amount="0.0000" IsCurrent="Y" Type="NaturalGasOil" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423229" Amount="0.0000" IsCurrent="Y" Type="OtherDiscretionary" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423230" Amount="0.0000" IsCurrent="Y" Type="OtherFinancingPAndI" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423231" Amount="0.0000" IsCurrent="Y" Type="PropertyMaintenance" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423232" Amount="0.0000" IsCurrent="Y" Type="Transportation" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423233" Amount="0.0000" IsCurrent="Y" Type="WaterSewer" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="Y"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423234" Amount="0.0000" IsCurrent="Y" Type="Alimony" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423235" Amount="0.0000" IsCurrent="Y" Type="Carpayment1" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423236" Amount="0.0000" IsCurrent="Y" Type="CreditCard1" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423237" Amount="0.0000" IsCurrent="Y" Type="EscrowPayment" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423238" Amount="0.0000" IsCurrent="Y" Type="FloodInsurance" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423239" Amount="0.0000" IsCurrent="Y" Type="Installments" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423240" Amount="0.0000" IsCurrent="Y" Type="AutoInsuarnce" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423241" Amount="0.0000" IsCurrent="Y" Type="OpenCreditLine" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423242" Amount="0.0000" IsCurrent="Y" Type="PMI" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="423243" Amount="0.0000" IsCurrent="Y" Type="StudentLoan" FrequencyID="3" MonthlyAmount="0.0000" BorrowerID="205" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></EXPENSE></EXPENSES><INCOMES><INCOME IncomeID="980" Amount="0.0000" Type="Alimony" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="981" Amount="1.0000" Type="BaseEmplIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" MonthlyAmount="1.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="982" Amount="0.0000" Type="BaseEmplIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" MonthlyAmount="0.0000" BorrowerID="1205"><APPLICANTS><APPLICANT ApplicantIDREF="1205" IsPrimary="N" NationalId="211489745"/></APPLICANTS></INCOME><INCOME IncomeID="983" Amount="0.0000" Type="ChildSupport" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="984" Amount="0.0000" Type="Commissions" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="985" Amount="0.0000" Type="DividendsOrInterest" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="986" Amount="0.0000" Type="Other" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="987" Amount="0.0000" Type="Overtime" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="988" Amount="0.0000" Type="PensionOrRetirementIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="989" Amount="0.0000" Type="NetRentalIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="990" Amount="0.0000" Type="RentalIncomeOtherProperties" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="991" Amount="0.0000" Type="SelfEmploymentIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="992" Amount="0.0000" Type="SocialSecurityOrDisabilityIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="993" Amount="0.0000" Type="TipsOrGratuities" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="994" Amount="0.0000" Type="TrustIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="995" Amount="0.0000" Type="UnemploymentOrWelfareIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME><INCOME IncomeID="996" Amount="0.0000" Type="Bonuses" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="0" MonthlyAmount="0.0000" BorrowerID="205"><APPLICANTS><APPLICANT ApplicantIDREF="205" IsPrimary="Y" NationalId="221461532"/></APPLICANTS></INCOME></INCOMES><PARAMETERS><PPM Name="UDF TDR Flag" Value="0"/><PPM Name="UDF Disability Insurance Premium" Value="00000.00"/><PPM Name="UDF Initial Tax / Insurance Required Date"/><PPM Name="UDF Trial Payment Received Date 3"/><PPM Name="UDF Initial Tax / Insurance Complete Date"/><PPM Name="Borrower Intends Short Sale"/><PPM Name="UDF AppDebugCheck1"/><PPM Name="UDF Current Deferred Interest"/><PPM Name="UDF Current Deferred Principal"/><PPM Name="UDF DebugCheck1" Value="N"/><PPM Name="UDF DebugCheck2" Value="N"/><PPM Name="UDF DebugCheck3" Value="Y"/><PPM Name="UDF DebugText1" Value=""/><PPM Name="UDF DebugText2" Value=""/><PPM Name="UDF Due Day"/><PPM Name="UDF Initial Tax / Insurance Complete"/><PPM Name="UDF IUI Insurance Premium"/><PPM Name="UDF Life Insurance Premium"/><PPM Name="UDF Reli Insurance Premium"/><PPM Name="UDF Use Validation Scripting" Value="N"/><PPM Name="ManualCredit" Value="Y"/></PARAMETERS><LOANS><LOAN LoanID="205" LoanNumber="205" Amount="43128.6800" Rate="12.3900" LienNumber="1" Duration="360" ComboFlag="N" LienType="1st" HighOverDueActivities="0" MediumOverDueActivities="0" LowOverDueActivities="0" LoanStage="25 Underwriting Review" CurrentStage="25 Underwriting Review" PI="507.9300" OriginalLoanAmount="47975.0000" SellerLoanNumber="0084225749" MortgageType="ConventionalwoPMI" IOIndicator="N" Decision="N" RemainingOriginalTerm="0" PastDueAmount="2036.6000" MaturityDate="06/30/2028" EscrowPaymentAmount="0.00000" NoteResetRate="0.0000" GSELoanNumber="0000000000" NoteDate="05/21/1998" SuspenseAmount="0.0000" EscrowShortageForAdvances="0.0000" ProductBeforeMod="FixedRate" OriginalRate="12.39000" PayArrearagesAtOnceWithLiqAssets="N" PayArrearagesInInstmntWithLiqAssets="N" FNMAHomeSaverNote="N" CurrentlyInLoanMod="N" PreviousModifiedUnderHMP="N" BorrowerAgreesEscrowSetup="N" Approval="N" MIPartialClaimPayment="0.0000" InternalStatusCode="1LMCode-NotActive" NPVLock="0" ProductID="37" LTVAtOrigination="95.0000" PriorLoanMod="N" ImminentDefaultFlag="N" TimeInCurrentStage="68" AncillaryAmount="153.2000" OriginalLoanStandardSecurityInstrument="N" InterVivosTrust="N" CurrentMaturityDate="06/30/2028" PreviousModificationForbearanceAmount="0.0000" IOIndicatorCurrent="N" CurrentNextRateResetDate="04/01/2003" PastTwoYearsTaxesPaid="N" EscrowBalance="0.0000" RecoverableCorporateAdvances="153.2000" StageChangeDate="02/25/2013" ARMFlag="N" OriginationFrontEndRatio="0.0000" CurrentPaymentDueDay="1" ServicingSystem="HMS" PMIInsurance="N" CurrentPrincipalPayment="507.9300" CurrentIOPayment="0.0000" IncompletenessLetterSentCount="0" FFIEC="N" AgencyType="GTF" PendingServiceRelease="N" HasEscrowAccount="N" HOAFeesCurrent="N" CurrentlyOnActiveMod="N" CorpAdvancesForDQTaxes="0.0000" UpcomingTaxAdvances="0.0000" CorpAdvancesForForcedPlacedInsurance="1222.0300" CorpAdvancesNonTaxNonInsurance="0.0000" BorrowerRequiredtoPayDownpayment="Y" BorrowerSendDocsBeforeExpirationDate="N" AllDocsReceived="Complete" LoanDocsReceivedDate="02/25/2013" OptOutofNewMod="N" PendingInvestorAccount="N" MinARMAdjustment="0.0000" MaxARMAdjustment="0.0000" ARMChangeFrequency="0" ARMFloor="10.1250" ARMCeiling="17.1250" PrepayFlag="N" GrossDisposableIncomeatOrigination="0.0000" InvestmentPropertyAtOrigination="Y" PayrightRewardsFlag="N" PreviousModNoOrLowIncome="N" TroubledDebtReservesFlag="N" BorrowerAgreedToSendDocuments="N" TaxWatchandInsuranceProjectionsCompleted="N" CreditType="N" ContractualInterestRate="0.0000" IsPrincipalWriteDown="N" IsPersonalHomeLoan="N" ContractualPIPayment="0.0000" InterestMethodType="000" AssociationDuesEscrowed="N" OfferMeetsFHAGuidelines="N" EscrowPaymentCapitalized="150.0000" EscrowPaymentNotCapitalized="150.0000" EscrowPaymentPartial="0.0000" ReinstatementAmount="0.0000" OptionalInsuranceAmount="0.0000" PreviouslyModifiedUnderHAMPTier2="N" DeclineApproval="N" CompletedDocs="Y" PCOValue="30670.0000" TroubledDebtReservesType="R" VendorCode="0024010" ServicingAdvances="136.2200" StatusCode2="N" StageAlias="Application In Review"><LOCKS><LOCK Date="02/25/2013 13:23:44.590" Type="DODLock" User="12345678" IsProgram="N"><LOCKEDITEM Name="Delinquency Status" Type="DTS" Value="60DaysDelinquent"/><LOCKEDITEM Name="Has Escrow Account" Type="DTS" Value="N"/></LOCK></LOCKS><DEFAULT ReasonForDefault="Death of Spouse" BorrowerIntent="ContinuetoOwntheHomeandLiveinit" DelinquencyStatus="60DaysDelinquent" AbilityToResumeCurrentMtgPmt="N" DQFEES="0.0000" DQPIPayment="1523.7900" DelinquentCounselorCode="GTF" AccountInLitigation="N" BankruptcyLitigation="N" ChangeofCircumstance="N" IncomePreviouslyUsedForCategory1Mod="N" DelinquencyStatusCode="3"/><INVESTOR InvestorCode="30000"/><MSP/><SERVICER/><LISTINGAGENT/><CONDITIONS><CONDITION Type="Qualification" Count="1" Status="Satisfied"/><CONDITION Type="Trial Period" Count="2" Status="Satisfied"/></CONDITIONS><CONDITIONS><CONDITION_DETAIL Description=" Letter Stating Financial Situation (Co-Borrower) " PriorToType="Trial Period" Status="Satisfied" Category="Financials" Name="Hardship Letter-CoBorrower" Modified="02/25/2013"/><CONDITION_DETAIL Description=" Two (2) sequential pay stubs (dated within last 60 calendar days of the application date) " PriorToType="Trial Period" Status="Satisfied" Category="Financials" Name="Income-Paystubs" Modified="02/25/2013"/><CONDITION_DETAIL Description=" Death Certificate " PriorToType="Qualification" Status="Satisfied" Category="Hardship Package" Name="Death Certificate" Modified="02/25/2013"/></CONDITIONS><PREVIOUSMODS ModCount="3" ModsLast60MonthsCount="1" PreviousModDTI="0.0000" NoOrLowIncome="N" PreviousModificationDeferredInterest="5923.9100" Category2ModTerm="0"><PREVIOUSMOD Category1ModCount="0" Category1ModActivatedCount="0" Category1FailedTrialsCount="0" Category1FailedTrialPmtsCount="0" Category1FailedTrialNSFCount="0" CategoryFailedTrialDocNotSentCount="0" Category1ModFailedCount="0" Category1InterestRate="0.0000" Category1MonthlyPayment="0.0000" Category1ModTerm="0" Category1ModDisposableIncome="0.0000" Category1ModTotalIncome="0.0000" LastRestructureDate="07/02/2012"><Category1 Forbearance="N"/></PREVIOUSMOD></PREVIOUSMODS><Decision GuidelineId="34" GuidelineName="FAP II Loan Modification Program Guideline" ExecutionTime="2013-02-25T13:31:00.350"><DerivedParameters><DPM Name="Trial Period Completed" Value="N"/><DPM Name="Low Income Flag" Value="N"/><DPM Name="Foreclosure NPV Value" Value="999999999.99"/><DPM Name="Days Since Last Appraisal" Value="0"/><DPM Name="Type Of Modification"/><DPM Name="Can Change Stage" Value="Y"/><DPM Name="Material Change Rate" Value="999.99"/></DerivedParameters></Decision><AFTERMOD AmortizationTermAfterModification="0" InterestRateAfterModification="0.0000" PrincipalForbearanceAmount="0.0000"/><OTHERLOAN IOIndicator="N"/><HAUP/><NPVRESULTFROMTREASURY WaterfallTest="N" DeminimisTest="N" ForbearanceFlag="N" NPVRunSuccessful="N" PRAWaterfallTest="N" PRANPVTest="N"/><OVERRIDES/><TASKS><TASK TaskID="106" TaskDefinitionID="1" TaskStage="20 Pending Docs" Name="Submit Docs" Status="Completed" StatusUser="Pamela" StatusDateTime="02/25/2013" TaskType="Workflow"/><TASK TaskID="107" TaskDefinitionID="2" TaskStage="22 Docs Verification" Name="Review Docs" Status="Open" TaskType="Workflow"/></TASKS><TITLE_COMPANY/><PRODUCT ProductID="37" Name="FAP II Loan Modification"/><CLOSING_COMPANY/></LOAN></LOANS><COLLATERALS><COLLATERAL CollID="205" AddressL2="00100 AZURE STREET" City="CARLISLE" PostalCode="29031" RegionValue="SC" Units="1" RealEstateType="OneToFourFamilyResidentialConventional" LoanID="205" NonWarrantableCondo="0" HUDRepo="0" ModelHomeLeaseback="0" InheritedProperty="0" ValidAVM="N" ValidFlood="N" Occupied="N" Listed="N" Condition="Excellent" OccupancyStatus="Unknown" ForeclosureStatus="None" TenantCooperation="N" PermissionToContactAgent="N" HOAorManagementCompany="N" OriginationValue="50500.0000" PropertyDamage="N" PoolID="0000" Cancellation="N" RescindedMICoverage="N" AbilitytoContribute="N" ReasonforDefaultResolved="N" ChargedOff="N" RentalPropertyCertified="N"><COUNTIES><COUNTY StateCode="45" State="SC" CountyCode="023" CountyName="Chester County" CBSACode="16900" CBSATitle="Chester SC" CBSALSAD="Micropolitan Statistical Area" CSACode="172" CSATitle="Charlotte-Gastonia-Salisbury NC-SC" CSALSAD="Combined Statistical Area"/><COUNTY StateCode="45" State="SC" CountyCode="039" CountyName="Fairfield County" CBSACode="17900" CBSATitle="Columbia SC" CBSALSAD="Metropolitan Statistical Area" CSACode="192" CSATitle="Columbia-Newberry SC" CSALSAD="Combined Statistical Area"/><COUNTY StateCode="45" State="SC" CountyCode="087" CountyName="Union County" CBSACode="46420" CBSATitle="Union SC" CBSALSAD="Micropolitan Statistical Area" CSACode="273" CSATitle="Greenville-Spartanburg-Anderson SC" CSALSAD="Combined Statistical Area"/></COUNTIES><HAMPCOUNTIES><COUNTY ZipCode="29031" Region="107" MSAName="South Atlantic"/></HAMPCOUNTIES><VALUATIONS><VALUATION Type="DesktopValuation" Date="10/03/2012" AsIsValue="63900.0000" IsCurrent="Y"/><VALUATION Type="AutomatedValuationModel" IsCurrent="N"/><VALUATION Type="BrokerPriceOpinion" IsCurrent="N"/><VALUATION Type="Fullappraisal" IsCurrent="N"/><VALUATION Type="AutomatedValuationModelOther" IsCurrent="N"/></VALUATIONS><SHORTSALE MIApprovalRequiredforSS="N" AllowrentafterSS="N" AllowDILifSSFails="N" AllowDeedforLease="N" ListPropertyAsIs="N" AcceptSaleifNetProceedsMet="N" VendorRetainedtoAssistListingAgentwithSS="N" PreviousShortSaleAttemptFailed="N"/><LIQUIDATION TitleDelayorIssue="N" LegalDelayorIssue="N"/></COLLATERAL></COLLATERALS><DEDUCTIONS><DEDUCTION DEDUCTIONID="1081" Amount="0.0000" Type="FederalIncomeTax" FrequencyId="3" BorrowerID="205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1082" Amount="0.0000" Type="FederalIncomeTax" FrequencyId="3" BorrowerID="1205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1083" Amount="0.0000" Type="StateIncomeTax" FrequencyId="3" BorrowerID="205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1084" Amount="0.0000" Type="StateIncomeTax" FrequencyId="3" BorrowerID="1205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1085" Amount="0.0000" Type="CountyCityTax" FrequencyId="3" BorrowerID="205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1086" Amount="0.0000" Type="CountyCityTax" FrequencyId="3" BorrowerID="1205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1087" Amount="0.0000" Type="IRAContributions401k" FrequencyId="3" BorrowerID="205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1088" Amount="0.0000" Type="IRAContributions401k" FrequencyId="3" BorrowerID="1205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1089" Amount="0.0000" Type="LoanDeduction401k" FrequencyId="3" BorrowerID="205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1090" Amount="0.0000" Type="LoanDeduction401k" FrequencyId="3" BorrowerID="1205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1091" Amount="0.0000" Type="HealthInsurance" FrequencyId="3" BorrowerID="205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1092" Amount="0.0000" Type="HealthInsurance" FrequencyId="3" BorrowerID="1205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1093" Amount="0.0000" Type="FlexibleSpendingAccount" FrequencyId="3" BorrowerID="205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1094" Amount="0.0000" Type="FlexibleSpendingAccount" FrequencyId="3" BorrowerID="1205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1095" Amount="0.0000" Type="RetirementorSocialSecurityTax" FrequencyId="3" BorrowerID="205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1096" Amount="0.0000" Type="RetirementorSocialSecurityTax" FrequencyId="3" BorrowerID="1205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1097" Amount="0.0000" Type="OtherDeductions" FrequencyId="3" BorrowerID="205" MonthlyAmount="0.0000"/><DEDUCTION DEDUCTIONID="1098" Amount="0.0000" Type="OtherDeductions" FrequencyId="3" BorrowerID="1205" MonthlyAmount="0.0000"/></DEDUCTIONS></APPLICATION></DECISION_REQUEST>