parse_decision 0.0.5

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Files changed (68) hide show
  1. checksums.yaml +7 -0
  2. data/.gitignore +17 -0
  3. data/.rspec +2 -0
  4. data/Gemfile +6 -0
  5. data/LICENSE +22 -0
  6. data/README.md +71 -0
  7. data/bin/parse_decision +126 -0
  8. data/lib/parse_decision/config.rb +90 -0
  9. data/lib/parse_decision/controller.rb +142 -0
  10. data/lib/parse_decision/parsedecisiontask.rb +31 -0
  11. data/lib/parse_decision/parser.rb +194 -0
  12. data/lib/parse_decision/pd_context.rb +148 -0
  13. data/lib/parse_decision/plugin/application.rb +48 -0
  14. data/lib/parse_decision/plugin/plugin.rb +56 -0
  15. data/lib/parse_decision/plugin/ppm_xpath.rb +70 -0
  16. data/lib/parse_decision/plugin/pre_decision_guideline.rb +177 -0
  17. data/lib/parse_decision/plugin/product.rb +176 -0
  18. data/lib/parse_decision/plugin/product_xpath.rb +52 -0
  19. data/lib/parse_decision/plugin/web_product.rb +179 -0
  20. data/lib/parse_decision/plugin.rb +50 -0
  21. data/lib/parse_decision/version.rb +5 -0
  22. data/lib/parse_decision.rb +59 -0
  23. data/parse_decision.gemspec +27 -0
  24. data/rakefile.rb +58 -0
  25. data/spec/context_spec.rb +21 -0
  26. data/spec/data/multiproduct.decision.txt +1481 -0
  27. data/spec/data/prod.decision.txt +3957 -0
  28. data/spec/data/reference/multiproduct/001-APP.xml +1 -0
  29. data/spec/data/reference/multiproduct/001-Mod-Forbear-PRODUCT.xml +357 -0
  30. data/spec/data/reference/multiproduct/001-Mod-Forgive-PRODUCT.xml +361 -0
  31. data/spec/data/reference/multiproduct/001-Mod-RateTerm-PRODUCT.xml +353 -0
  32. data/spec/data/reference/multiproduct/001-Mod-SAM-PRODUCT.xml +365 -0
  33. data/spec/data/reference/product/001-APP.xml +1 -0
  34. data/spec/data/reference/product/001-Validation-Rules.xml +536 -0
  35. data/spec/data/reference/product/002-APP.xml +1 -0
  36. data/spec/data/reference/product/002-FAPIILoanModification-PRODUCT.xml +1770 -0
  37. data/spec/data/reference/web/001-APP.xml +1 -0
  38. data/spec/data/reference/web/001-Product01-PRODUCT.xml +1088 -0
  39. data/spec/data/reference/web/002-APP.xml +1 -0
  40. data/spec/data/reference/web/002-Product01-PRODUCT.xml +15 -0
  41. data/spec/data/reference/workflow/001-APP.xml +1 -0
  42. data/spec/data/reference/workflow/001-WF-DataClearing-Pre-Rules.xml +37 -0
  43. data/spec/data/reference/workflow-2/001-APP.xml +1 -0
  44. data/spec/data/reference/workflow-2/001-WF-ProdSel-Post-Rules.xml +699 -0
  45. data/spec/data/test.rb +13 -0
  46. data/spec/data/validation.decision.txt +1199 -0
  47. data/spec/data/web.decision.txt +1128 -0
  48. data/spec/data/wf.decision.txt +43 -0
  49. data/spec/data/wf2.decision.txt +705 -0
  50. data/spec/parser_spec.rb +308 -0
  51. data/spec/plugin_app_spec.rb +40 -0
  52. data/spec/plugin_ppmxpath_spec.rb +74 -0
  53. data/spec/plugin_predecision_spec.rb +81 -0
  54. data/spec/plugin_product_spec.rb +117 -0
  55. data/spec/plugin_productxpath_spec.rb +76 -0
  56. data/spec/plugin_spec.rb +54 -0
  57. data/spec/spec_helper.rb +81 -0
  58. data/test/data/2.2.decision-multiple.txt +1391 -0
  59. data/test/data/2.2.decision.txt +1128 -0
  60. data/test/data/2.decision.txt +1481 -0
  61. data/test/plugins/test_plugin_predecisionguideline.rb +120 -0
  62. data/test/plugins/test_plugin_product.rb +120 -0
  63. data/test/test_config.rb +90 -0
  64. data/test/test_context.rb +103 -0
  65. data/test/test_parse_webdecision.rb +121 -0
  66. data/test/test_parser.rb +69 -0
  67. data/test/test_parser_parse.rb +110 -0
  68. metadata +225 -0
data/spec/data/reference/web/001-APP.xml ADDED
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+ <DECISION_REQUEST><APPLICATION ApplicationID="6928" OrganizationID="10" CreatedDate="04/21/2010" ModifiedDate="04/22/2010" Summary="Batch Upload Application" StateID="3" State="00-New" User="DataUploadImpac" SpouseIncludeFlag="N" SpouseQualFlag="N" JointFlag="N" UserID="43" UserName="Data Upload" OrganizationName="Data Upload" ForwardDate="04/22/2010" UDFStr1="Detailed" UDFStr11="ModRate:3.5 ModTerm:60 ModPmt:0 ModLoanBal0 ModDLQStatus: MOSStatus:(720) Submitted to Servicer/Investor for Docs" UDFStr12="she lost her main source of income and is living off of the money she does on the side which is website design jobs for her own business. most of the money she made was from her job she was laid off on." ManualCredit="N" UserTypeId="" Source="Internal" ActName="Impac Companies" InBankruptcy="N" FrontRatio="0.0000" BackRatio="0.0000" BankruptcyReaffirmation="N" HideMessages="N" CalculatedCSPMonthlyGrossIncome="2000.0000" CalculatedVerifiedGrossIncome="0.0000" IncomeTolerance="25.0000" OriginalFICO="674"><ORGANIZATION OrganizationID="10" APP_ORG_ID="10" UDFInt1="0" UDFInt2="0" UDFInt3="0" UDFInt4="0" UDFInt5="0" UDFStr1="" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5=""/><USER UserID="43" APP_USER_ID="43" IsSupervisor="1" UDFInt1="0" UDFInt2="0" UDFInt3="0" UDFInt4="0" UDFInt5="0" UDFStr1="3003/New Business" UDFStr2="" UDFStr3="" UDFStr4="" UDFStr5="" SubmittedUser="Data Upload" SubmittedOrganization="Data Upload" SubmittedOrigin="Internal"/><APPLICATIONTEAM><APPLICATIONTEAM_USER FirstName="Data" LastName="Upload" OrganizationName="Data Upload" OriginType="Internal" UserType="Originator" UserID="43" ATM_ID="6975"><APPLICATIONTEAM_USER_ORGANIZATION Address="" City="" Zip="" PhoneNumber="" ATM_USER_ID="43" OrganizationID="10"/></APPLICATIONTEAM_USER><APPLICATIONTEAM_USER FirstName="Michele" LastName="Sooy" OrganizationName="Impac Companies" OriginType="Internal" UserType="Underwriter" UserID="16" ATM_ID="7706"><APPLICATIONTEAM_USER_ORGANIZATION Address="19500 Jamboree Road" City="Irvine" Region="CA" Zip="92612" PhoneNumber="(800) 597-4101" ATM_USER_ID="16" OrganizationID="2"/></APPLICATIONTEAM_USER><APPLICATIONTEAM_USER FirstName="Jerick" LastName="Alikpala" OrganizationName="Impac Companies" OriginType="Internal" UserType="Mod Processor" UserID="45" ATM_ID="7707"><APPLICATIONTEAM_USER_ORGANIZATION Address="19500 Jamboree Road" City="Irvine" Region="CA" Zip="92612" PhoneNumber="(800) 597-4101" ATM_USER_ID="45" OrganizationID="2"/></APPLICATIONTEAM_USER><APPLICATIONTEAM_USER FirstName="Cathy" LastName="Engle" OrganizationName="Impac Companies" OriginType="Internal" UserType="Portfolio Manager" UserID="39" ATM_ID="7708"><APPLICATIONTEAM_USER_ORGANIZATION Address="19500 Jamboree Road" City="Irvine" Region="CA" Zip="92612" PhoneNumber="(800) 597-4101" ATM_USER_ID="39" OrganizationID="2"/></APPLICATIONTEAM_USER></APPLICATIONTEAM><APPLICANTS><APPLICANT BorrowerID="13845" FirstName="TRACY" LastName="OKAMURA" NationalId="567690549" Telephone="818-781-9980" IsPrimary="Y" Score="0" ForeignNationalIndicator="N" App1003ID="40" APA_1003_PRIMARY="1" PreferredLanguage="English"><EMPLOYMENTS><EMPLOYMENT EmploymentID="27679" IsSelfEmployed="N" Phone="530-386-0611" Type="Primary" Months="0" EPM_ISRELATIVE_FLAG="0" Retired="0" W2="Y"/><EMPLOYMENT EmploymentID="29161" IsSelfEmployed="N" Type="Previous" EPM_ISRELATIVE_FLAG="0" Retired="0" W2="Y"/></EMPLOYMENTS><RESIDENCES><RESIDENCE ResidenceID="10879" AddressL1="COLUMBUS AVE" City="VAN NUYS" PostalCode="91411" IsPresent="Y" Region="CA" Country="US" HouseNumber="6455" IsMailing="N"/></RESIDENCES></APPLICANT><APPLICANT BorrowerID="14586" IsPrimary="N" ForeignNationalIndicator="N" App1003ID="40" APA_1003_PRIMARY="0"><EMPLOYMENTS><EMPLOYMENT EmploymentID="28420" IsSelfEmployed="N" Type="Primary" Months="0" EPM_ISRELATIVE_FLAG="0" Retired="0" W2="Y"/><EMPLOYMENT EmploymentID="29902" IsSelfEmployed="N" Type="Previous" EPM_ISRELATIVE_FLAG="0" Retired="0" W2="Y"/></EMPLOYMENTS><RESIDENCES><RESIDENCE ResidenceID="11612" IsPresent="Y" IsMailing="N"/></RESIDENCES></APPLICANT></APPLICANTS><ASSETS/><EXPENSES><EXPENSE ExpenseID="21402" Amount="25.0000" IsCurrent="Y" Type="HomeownerAssociationDues" BorrowerID="13845" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="22143" Amount="0.0000" IsCurrent="Y" Type="HazardInsurance" BorrowerID="13845" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="22884" Amount="100.0000" IsCurrent="Y" Type="RealEstateTaxes" BorrowerID="13845" UnpaidBalance="0.0000" IsDiscretionary="N"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></EXPENSE><EXPENSE ExpenseID="23649" Amount="0.0000" IsCurrent="Y" Type="IRAContributions401k" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23650" Amount="0.0000" IsCurrent="Y" Type="AutoInsuranceMaintenanceGas" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23651" Amount="25.0000" IsCurrent="Y" Type="AutoLoans" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23652" Amount="0.0000" IsCurrent="Y" Type="CableSatelliteInternet" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23653" Amount="0.0000" IsCurrent="Y" Type="Electricity" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23654" Amount="0.0000" IsCurrent="Y" Type="Food" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23655" Amount="0.0000" IsCurrent="Y" Type="HealthInsurance" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23656" Amount="0.0000" IsCurrent="Y" Type="Medical" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23657" Amount="0.0000" IsCurrent="Y" Type="MortgageExpensesonAllotherProperties" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23658" Amount="0.0000" IsCurrent="Y" Type="MortgageInsurance" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23659" Amount="0.0000" IsCurrent="Y" Type="TelephoneCellPhone" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23660" Amount="0.0000" IsCurrent="Y" Type="WaterSewer" UnpaidBalance="0.0000" IsDiscretionary="Y"/><EXPENSE ExpenseID="23661" Amount="0.0000" IsCurrent="Y" Type="Alimony" UnpaidBalance="0.0000" IsDiscretionary="N"/><EXPENSE ExpenseID="23662" Amount="0.0000" IsCurrent="Y" Type="ChildSupport" UnpaidBalance="0.0000" IsDiscretionary="N"/><EXPENSE ExpenseID="23663" Amount="0.0000" IsCurrent="Y" Type="CreditCard1" UnpaidBalance="0.0000" IsDiscretionary="N"/><EXPENSE ExpenseID="23664" Amount="0.0000" IsCurrent="Y" Type="FederalIncomeTax" UnpaidBalance="0.0000" IsDiscretionary="N"/><EXPENSE ExpenseID="23665" Amount="0.0000" IsCurrent="Y" Type="StateIncomeTax" UnpaidBalance="0.0000" IsDiscretionary="N"/></EXPENSES><INCOMES><INCOME IncomeID="666" Amount="0.0000" Type="Alimony" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="667" Amount="2000.0000" Type="BaseEmplIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="668" Amount="0.0000" Type="Bonuses" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="669" Amount="0.0000" Type="ChildSupport" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="670" Amount="0.0000" Type="Commissions" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="671" Amount="0.0000" Type="DividendsOrInterest" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="672" Amount="0.0000" Type="Other" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="673" Amount="0.0000" Type="Overtime" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="674" Amount="0.0000" Type="PensionOrRetirementIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="675" Amount="0.0000" Type="RentalIncomeOtherProperties" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="676" Amount="0.0000" Type="NetRentalIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="677" Amount="0.0000" Type="SelfEmploymentIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="678" Amount="0.0000" Type="SocialSecurityOrDisabilityIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="679" Amount="0.0000" Type="TipsOrGratuities" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME><INCOME IncomeID="680" Amount="0.0000" Type="UnemploymentOrWelfareIncome" IsFederalTaxExempted="0" FrequencyId="3" IsVerified="1" BorrowerID="13845"><APPLICANTS><APPLICANT ApplicantIDREF="13845" IsPrimary="Y" NationalId="567690549"/></APPLICANTS></INCOME></INCOMES><PARAMETERS><PPM Name="Full Am Revert To IO" Value="N"/><PPM Name="IO Revert To Full Am" Value="N"/><PPM Name="Extend IO Period" Value="N"/><PPM Name="Add Back IO Feature if Expired" Value="N"/><PPM Name="Lower Margin Or Floor For Loan Term" Value="N"/><PPM Name="Defer Past Due Int Or Principal" Value="N"/><PPM Name="ManualCredit" Value="Y"/><PPM Name="Max IO Feature" Value="0"/><PPM Name="Rate1" Value="0.000"/><PPM Name="Rate2" Value="0.000"/><PPM Name="Rate3" Value="0.000"/><PPM Name="Rate4" Value="0.000"/><PPM Name="Rate5" Value="0.000"/><PPM Name="Step Rate ARM or FRM"/><PPM Name="Term1" Value="0"/><PPM Name="Term2" Value="0"/><PPM Name="Term3" Value="0"/><PPM Name="Term4" Value="0"/><PPM Name="Term5" Value="0"/><PPM Name="Rank" Value=""/><PPM Name="ManualCredit" Value="Y"/></PARAMETERS><LOANS><LOAN LoanID="6928" Amount="377150.8300" Rate="4.3750" DocumentationTypeID="21" LienNumber="1" Duration="360" Margin="3.0000" ComboFlag="N" DocumentationTypeName="Full Doc" LienType="1st" HighOverDueActivities="33" MediumOverDueActivities="0" LowOverDueActivities="0" AmortizationType="Fixed" LoanStage="Unknown" CurrentStage="M400-Underwrite InProcess" PI="2147.3200" OriginalLoanAmount="392000.0000" SellerLoanNumber="1100371500" MortgageType="ConventionalwithPMI" OpenConditionCount="0" OpenConditionPriorToProcessingCount="0" OpenConditionPriorToSubmissionCount="0" OpenConditionPriorToQualificationCount="0" OpenConditionPriorToTrialPeriodCount="0" OpenConditionPriorToLoanModificationCount="0" OpenConditionPriorToOversightCount="0" IOIndicator="Y" Decision="Y" LoanModFee="1195.0000" AppraisalFee="0.0000" MaturityDate="03/01/2033" NoteResetRate="0.0000" LastPaidInstallmentDate="10/01/2009" BorrowerContribution="0.0000" ProductBeforeMod="ARM" OriginalRate="4.87500" PurchaserType="Private" PayArrearagesAtOnceWithLiqAssets="N" PayArrearagesInInstmntWithLiqAssets="N" FNMAHomeSaverNote="N" CurrentlyInLoanMod="N" PreviousModifiedUnderHMP="N" BorrowerAgreesEscrowSetup="N" Approval="N" NPVLock="0" ProductID="1" LTVAtOrigination="80.0000" PriorLoanMod="N" ImminentDefaultFlag="N" FirstPaidDateAtOrigination="04/01/2003" TimeInCurrentStage="123" LoanModificationStartDate="05/01/2010" RefundAmount="0.0000" CampaignName="20091216_02" CampaignExpirationDate="01/31/2010" LeadSource="Mod #40" OriginalPurposeofLoan="Refinance" ClientLoanNumber="26258411" CurrentLifeCap="10.8750" CurrentMargin="0.0000" EarnestMoneyDeposit="0.0000" ModFeeCollected="0.0000"><DEFAULT MonthsInDefault="0" DelinquencyStatus="90DaysDelinquent" AbilityToResumeCurrentMtgPmt="N" DQESCROW="0.0000" DQFEES="0.0000" DQInterest="0.0000"/><INVESTOR/><SERVICER ServicerName="Bank of America"/><LISTINGAGENT/><AFTERMOD AmortizationTermAfterModification="60" InterestRateAfterModification="4.0000" PrincipalandInterestPaymentAfterMod="2132.2200" PrincipalForbearanceAmount="0.0000" PrincipalForgivenessAmount="0.0000" UnpaidPrincipalBalanceAfterModification="382650.9500"/><OTHERLOAN OriginalRate="0.0000" Rate="0.0000" OriginalLoanAmount="165000.0000" LoanAmount="100000.0000" PI="0.0000" PastDueAmount="0.0000" IOIndicator="N"/><OVERRIDES FloorRate="0.0000" IOTerm="0"/><TASKS><TASK TaskID="705" TaskDefinitionID="125" TaskStage="M200-Package Out" Name="Run Engine Calc"/><TASK TaskID="706" TaskDefinitionID="126" TaskStage="M200-Package Out" Name="Send Cover/Offer Letter"/><TASK TaskID="707" TaskDefinitionID="127" TaskStage="M200-Package Out" Name="Send Financial Worksheet"/><TASK TaskID="708" TaskDefinitionID="128" TaskStage="M200-Package Out" Name="Package Out Followup Email Internal"/><TASK TaskID="709" TaskDefinitionID="129" TaskStage="M200-Package Out" Name="Package Out Followup Email External"/><TASK TaskID="710" TaskDefinitionID="134" TaskStage="M200-Package Out" Name="Input Borrower Data"/><TASK TaskID="711" TaskDefinitionID="135" TaskStage="M200-Package Out" Name="Select Product Path"/><TASK TaskID="712" TaskDefinitionID="136" TaskStage="M200-Package Out" Name="Estimate Fees"/><TASK TaskID="713" TaskDefinitionID="137" TaskStage="M200-Package Out" Name="Assign Sales Agent"/><TASK TaskID="714" TaskDefinitionID="138" TaskStage="M210-Package Assembly" Name="Input Hardship Data"/><TASK TaskID="715" TaskDefinitionID="139" TaskStage="M210-Package Assembly" Name="Input Financial Data"/><TASK TaskID="716" TaskDefinitionID="140" TaskStage="M210-Package Assembly" Name="Input Borrower Contact Data"/><TASK TaskID="717" TaskDefinitionID="141" TaskStage="M210-Package Assembly" Name="Input Valuation Data"/><TASK TaskID="718" TaskDefinitionID="142" TaskStage="M400-Underwrite InProcess" Name="Verify Loan Entry Data"/><TASK TaskID="719" TaskDefinitionID="143" TaskStage="M400-Underwrite InProcess" Name="Verify Availability of Proposed Loan Mod"/><TASK TaskID="720" TaskDefinitionID="144" TaskStage="M400-Underwrite InProcess" Name="Verify Eligibilty of Mod"/><TASK TaskID="721" TaskDefinitionID="145" TaskStage="M400-Underwrite InProcess" Name="Verify Property Valuations"/><TASK TaskID="722" TaskDefinitionID="146" TaskStage="M400-Underwrite InProcess" Name="Verify Logic + Completeness of Mod Data"/><TASK TaskID="723" TaskDefinitionID="147" TaskStage="M400-Underwrite InProcess" Name="Input Negotiated Mod Terms"/><TASK TaskID="724" TaskDefinitionID="148" TaskStage="M400-Underwrite InProcess" Name="Calculate Borrower Fees"/><TASK TaskID="725" TaskDefinitionID="130" TaskStage="M450-Underwrite Approval" Name="Lock-Down Borrower Fees"/><TASK TaskID="726" TaskDefinitionID="151" TaskStage="M450-Underwrite Approval" Name="Sales Agent notified of Approval"/><TASK TaskID="727" TaskDefinitionID="152" TaskStage="M450-Underwrite Approval" Name="Approval Letter Issued"/><TASK TaskID="728" TaskDefinitionID="153" TaskStage="M450-Underwrite Approval" Name="Mod Refused by Customer"/><TASK TaskID="729" TaskDefinitionID="154" TaskStage="M450-Underwrite Approval" Name="Billing Info Collected from Borrower"/><TASK TaskID="731" TaskDefinitionID="155" TaskStage="M460-Underwrite Suspended" Name="Sales Agent notified of Suspension"/><TASK TaskID="732" TaskDefinitionID="142" TaskStage="M400-Underwrite InProcess" Name="Verify Loan Entry Data"/><TASK TaskID="733" TaskDefinitionID="143" TaskStage="M400-Underwrite InProcess" Name="Verify Availability of Proposed Loan Mod"/><TASK TaskID="734" TaskDefinitionID="144" TaskStage="M400-Underwrite InProcess" Name="Verify Eligibilty of Mod"/><TASK TaskID="735" TaskDefinitionID="145" TaskStage="M400-Underwrite InProcess" Name="Verify Property Valuations"/><TASK TaskID="736" TaskDefinitionID="146" TaskStage="M400-Underwrite InProcess" Name="Verify Logic + Completeness of Mod Data"/><TASK TaskID="737" TaskDefinitionID="147" TaskStage="M400-Underwrite InProcess" Name="Input Negotiated Mod Terms"/><TASK TaskID="738" TaskDefinitionID="148" TaskStage="M400-Underwrite InProcess" Name="Calculate Borrower Fees"/></TASKS><PAYMENTS><PAYMENT PaymentId="4263" DueAmount="7047.1000" InterestRate="4.0000" TrialPayment="Y"/><PAYMENT PaymentId="4264" DueAmount="7047.1000" InterestRate="4.0000" TrialPayment="Y"/><PAYMENT PaymentId="4265" DueAmount="7047.1000" InterestRate="4.0000" TrialPayment="Y"/></PAYMENTS></LOAN></LOANS><COLLATERALS><COLLATERAL CollID="6928" AddressL1="14521" AddressL2="WOLFGANG ROAD" City="TRUCKEE" PostalCode="96161" RegionValue="CA" Units="0" RealEstateType="DPUDS" HomeOwnershipType="PrimaryResidence" LoanID="6928" LoanPurpose="Refinance" NonWarrantableCondo="0" HomeOwnershipTypeID="1" HUDRepo="0" ModelHomeLeaseback="0" InheritedProperty="0" ValidAVM="N" ValidFlood="N" Occupied="N" Listed="N" CurrentListingPrice="0.0000" ForeclosureStatus="Approved" CurrentMonthlyRent="0.0000" HOAPastDueAmount="0.0000" NumberOfOffers="0" TenantCooperation="N" PermissionToContactAgent="N" HOAorManagementCompany="N"><COUNTIES><COUNTY StateCode="06" State="CA" CountyCode="057" CountyName="Nevada County" CBSACode="46020" CBSATitle="Truckee-Grass Valley CA" CBSALSAD="Micropolitan Statistical Area" CSACode="472" CSATitle="Sacramento--Arden-Arcade--Yuba City CA-NV" CSALSAD="Combined Statistical Area"/><COUNTY StateCode="06" State="CA" CountyCode="061" CountyName="Placer County" CBSACode="40900" CBSATitle="Sacramento--Arden-Arcade--Roseville CA" CBSALSAD="Metropolitan Statistical Area" CSACode="472" CSATitle="Sacramento--Arden-Arcade--Yuba City CA-NV" CSALSAD="Combined Statistical Area"/></COUNTIES><HAMPCOUNTIES><COUNTY ZipCode="96161" Region="110" MSAName="California"/></HAMPCOUNTIES><VALUATIONS><VALUATION AsIsValue="0.0000" IsCurrent="Y"/><VALUATION Type="AutomatedValuationModel" AsIsValue="0.0000" IsCurrent="N"/><VALUATION Type="BrokerPriceOpinion" AsIsValue="0.0000" IsCurrent="N"/><VALUATION Type="Fullappraisal" AsIsValue="490000.0000" IsCurrent="N"/><VALUATION Type="AutomatedValuationModelOther" Date="04/01/2003" AsIsValue="650000.0000" IsCurrent="N"/></VALUATIONS><SHORTSALE 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