earnrate 0.2.11 → 0.2.13

package/data/cards/chase-ihg-one-rewards-business.yaml

@@ -1,5 +1,6 @@
 id: chase-ihg-one-rewards-business
 name: IHG One Rewards Business Credit Card
+color: '#2c2c2c'
 issuer: chase
 network: mastercard
 currency: ihg-points
@@ -55,6 +56,19 @@ milestones:
     rewards:
       - a free night at IHG hotels (up to 50,000 points)
     note: 'Use it within 12 months.'
+# Merchant statement credits, on top of what the purchase earns.
+credits:
+  - id: instacart
+    match: { merchants: [instacart] }
+    amount: 10
+    period: month
+    enroll: true
+    note: "Instacart credits, which need an active Instacart+ membership: activate Chase's complimentary one with the card. Through December 31, 2027."
+  - id: expensify
+    match: { merchants: [expensify] }
+    amount: 100
+    period: calendar_year
+    note: 'Bought directly from Expensify on expensify.com or in its app, applied automatically.'
 evidence:
   - rule: base_rate
     url: https://creditcards.chase.com/business-credit-cards/IHG/business
@@ -116,6 +130,19 @@ evidence:
   - rule: foreign_transaction_fee
     url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65355.html
     quote: 'Foreign Transactions None Penalty Fees'
+  - rule: instacart
+    url: https://creditcards.chase.com/business-credit-cards/IHG/business
+    quote: 'Receive a $10 Instacart credit monthly for purchases made directly through Instacart'
+  - rule: instacart
+    url: https://creditcards.chase.com/business-credit-cards/IHG/business
+    quote: 'Active Instacart+ membership is required to receive your $10 monthly credit.'
+  - rule: expensify
+    url: https://creditcards.chase.com/business-credit-cards/IHG/business
+    quote: 'up to a maximum accumulation of $100 in a calendar year'
+  - rule: expensify
+    url: https://creditcards.chase.com/business-credit-cards/IHG/business
+    quote: 'purchases made directly with Expensify through expensify.com and the Expensify app'
 todo:
   - "Starting January 1, 2027, $50,000 of purchases in a calendar year earns Diamond Elite status. It isn't listed as a milestone yet, because a milestone has no start date."
-  - The $100 airline statement credit and the up to $100 yearly Expensify credit aren't modeled.
+  - The $100 airline statement credit (after $250 on flights bought directly each calendar year) isn't modeled.
+  - "The issuer's terms don't say whether purchases a credit pays for earn rewards. Its credits are modeled as earning the card's rate on the whole purchase, with the credit on top."

package/data/cards/chase-ihg-one-rewards-premier-select.yaml

@@ -1,5 +1,7 @@
 id: chase-ihg-one-rewards-premier-select
 name: IHG One Rewards Premier Select Credit Card
+short_name: IHG Premier Select
+color: '#2f4f6f'
 issuer: chase
 network: mastercard
 currency: ihg-points
@@ -46,6 +48,16 @@ milestones:
     rewards:
       - a free night at IHG hotels (up to 60,000 points)
     note: 'A second free night on top of the Anniversary Free Night; use it within 12 months.'
+# Merchant statement credits, on top of what the purchase earns.
+credits:
+  - id: instacart
+    match: { merchants: [instacart] }
+    amount: 10
+    period: month
+    enroll: true
+    note: "Instacart credits, which need an active Instacart+ membership: activate Chase's complimentary one with the card. Through December 31, 2027."
+todo:
+  - "The issuer's terms don't say whether purchases a credit pays for earn rewards. Its credits are modeled as earning the card's rate on the whole purchase, with the credit on top."
 evidence:
   - rule: base_rate
     url: https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premier-select
@@ -89,3 +101,9 @@ evidence:
   - rule: foreign_transaction_fee
     url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65336.html
     quote: 'Foreign Transactions None Penalty Fees'
+  - rule: instacart
+    url: https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premier-select
+    quote: 'Receive a $10 Instacart credit monthly for purchases made directly through Instacart'
+  - rule: instacart
+    url: https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premier-select
+    quote: 'Active Instacart+ membership is required to receive your $10 monthly credit.'

package/data/cards/chase-ihg-one-rewards-premier.yaml

@@ -1,5 +1,6 @@
 id: chase-ihg-one-rewards-premier
 name: IHG One Rewards Premier Credit Card
+color: '#1f2b3a'
 issuer: chase
 network: mastercard
 currency: ihg-points
@@ -51,6 +52,14 @@ milestones:
     rewards:
       - Diamond Elite status
     note: Status lasts through the end of the next calendar year.
+# Merchant statement credits, on top of what the purchase earns.
+credits:
+  - id: instacart
+    match: { merchants: [instacart] }
+    amount: 10
+    period: month
+    enroll: true
+    note: "Instacart credits, which need an active Instacart+ membership: activate Chase's complimentary one with the card. Through December 31, 2027."
 evidence:
   - rule: base_rate
     url: https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premier
@@ -109,5 +118,12 @@ evidence:
   - rule: foreign_transaction_fee
     url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65294.html
     quote: 'Foreign Transactions None Penalty Fees'
+  - rule: instacart
+    url: https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premier
+    quote: 'Receive a $10 Instacart credit monthly for purchases made directly through Instacart'
+  - rule: instacart
+    url: https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premier
+    quote: 'Active Instacart+ membership is required to receive your $10 monthly credit.'
 todo:
   - The $100 airline statement credit (after $250 on flights bought directly each calendar year, through 12/31/27) isn't modeled.
+  - "The issuer's terms don't say whether purchases a credit pays for earn rewards. Its credits are modeled as earning the card's rate on the whole purchase, with the credit on top."

package/data/cards/chase-ihg-one-rewards.yaml

@@ -1,5 +1,6 @@
 id: chase-ihg-one-rewards
 name: IHG One Rewards Credit Card
+color: '#3f5f7f'
 issuer: chase
 network: mastercard
 currency: ihg-points

package/data/cards/chase-ink-business-cash.yaml

@@ -1,5 +1,6 @@
 id: chase-ink-business-cash
 name: Ink Business Cash
+color: '#33393f'
 issuer: chase
 network: visa
 currency: cash
@@ -62,6 +63,16 @@ rules:
     rate: 5
     valid_to: 2027-09-30
     note: Limited-time offer, for Lyft products bought in the Lyft app (rides, bikes and scooters, memberships). Not gift cards or car rentals.
+# Merchant statement credits, on top of what the purchase earns.
+credits:
+  - id: instacart
+    match: { merchants: [instacart] }
+    amount: 20
+    period: month
+    enroll: true
+    note: "Instacart credits in an Instacart Business account, which need an active Instacart+ membership: activate Chase's complimentary one with the card. Through December 31, 2027."
+todo:
+  - "The issuer's terms don't say whether purchases a credit pays for earn rewards. Its credits are modeled as earning the card's rate on the whole purchase, with the credit on top."
 # Issuer text backing each rule; `yarn check-sources` checks it weekly.
 evidence:
   - rule: base_rate
@@ -103,3 +114,6 @@ evidence:
   - rule: foreign_transaction_fee
     url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63827.html
     quote: 'Foreign Transactions 3% of the amount of each transaction in U.S. dollars'
+  - rule: instacart
+    url: https://creditcards.chase.com/business-credit-cards/ink/cash
+    quote: 'Instacart+ members get a $20 Instacart credit each month automatically loaded into their Instacart Business Account'

package/data/cards/chase-ink-business-preferred.yaml

@@ -1,5 +1,6 @@
 id: chase-ink-business-preferred
 name: Ink Business Preferred
+color: '#1f2328'
 issuer: chase
 network: visa
 currency: UR

package/data/cards/chase-ink-business-unlimited.yaml

@@ -0,0 +1,80 @@
+id: chase-ink-business-unlimited
+name: Ink Business Unlimited
+color: '#4a5560'
+issuer: chase
+# The pricing and terms say "By becoming a Visa Business Card cardmember".
+network: visa
+currency: cash
+last_verified: 2026-11-04
+verified_by: claude
+source_urls:
+  - https://creditcards.chase.com/business-credit-cards/ink/unlimited
+  - https://www.chase.com/personal/credit-cards/education/rewards-benefits/how-to-combine-chase-credit-card-points-in-household
+  - https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63749.html
+base_rate: 1.5
+business: true
+annual_fee: 0
+foreign_transaction_fee: 3
+welcome_offer:
+  dollars: 750
+  spend: 6000
+  months: 3
+  note: 'Chase: "The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee." Chase may also consider factors about your business.'
+# Its cash back is earned as Ultimate Rewards points, which Chase lets you
+# move to another Ultimate Rewards card on your account.
+pools_into:
+  currency: UR
+  when_wallet_has:
+    [
+      chase-sapphire-preferred,
+      chase-sapphire-reserve,
+      chase-ink-business-preferred,
+    ]
+rules:
+  - id: lyft
+    match: { merchants: [lyft] }
+    rate: 5
+    valid_to: 2027-09-30
+    note: Limited-time offer, a total of 5% on Lyft rides through September 30, 2027.
+# Merchant statement credits, on top of what the purchase earns.
+credits:
+  - id: instacart
+    match: { merchants: [instacart] }
+    amount: 20
+    period: month
+    enroll: true
+    note: "Instacart credits in an Instacart Business account, which need an active Instacart+ membership: activate Chase's complimentary one with the card. Through December 31, 2027."
+todo:
+  - "The issuer's terms don't say whether purchases a credit pays for earn rewards. Its credits are modeled as earning the card's rate on the whole purchase, with the credit on top."
+# Issuer text backing each rule; `yarn check-sources` checks it weekly.
+evidence:
+  - rule: base_rate
+    url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
+    quote: 'Earn unlimited 1.5% Cash Back rewards on every purchase made for your business.'
+  - rule: lyft
+    url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
+    quote: 'Earn a total of 5% cash back on Lyft rides through September 30, 2027'
+  - rule: pools_into
+    url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
+    quote: 'Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards'
+  - rule: pools_into
+    url: https://www.chase.com/personal/credit-cards/education/rewards-benefits/how-to-combine-chase-credit-card-points-in-household
+    quote: 'You can combine points from one Chase card to another Chase card on your account'
+  - rule: annual_fee
+    url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
+    quote: 'ANNUAL FEE $0'
+  - rule: annual_fee
+    url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63749.html
+    quote: 'Annual Membership Fee None'
+  - rule: welcome_offer
+    url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
+    quote: 'after you spend $6,000 on purchases in the first 3 months after account opening'
+  - rule: welcome_offer
+    url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
+    quote: 'Earn $750 cash back'
+  - rule: foreign_transaction_fee
+    url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63749.html
+    quote: 'Foreign Transactions 3% of the amount of each transaction in U.S. dollars'
+  - rule: instacart
+    url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
+    quote: 'Instacart+ members get a $20 Instacart credit each month automatically loaded into their Instacart Business Account'

package/data/cards/chase-marriott-bonvoy-bold.yaml

@@ -1,5 +1,6 @@
 id: chase-marriott-bonvoy-bold
 name: Marriott Bonvoy Bold Credit Card
+color: '#4b5a6a'
 issuer: chase
 network: visa
 currency: marriott-bonvoy

package/data/cards/chase-marriott-bonvoy-boundless.yaml

@@ -1,5 +1,7 @@
 id: chase-marriott-bonvoy-boundless
 name: Marriott Bonvoy Boundless Credit Card
+short_name: Bonvoy Boundless
+color: '#2e3742'
 issuer: chase
 network: visa
 currency: marriott-bonvoy

package/data/cards/chase-prime-visa.yaml

@@ -1,5 +1,6 @@
 id: chase-prime-visa
 name: Prime Visa
+color: '#24384f'
 issuer: chase
 network: visa
 currency: cash

package/data/cards/chase-sapphire-preferred.yaml

@@ -1,5 +1,6 @@
 id: chase-sapphire-preferred
 name: Chase Sapphire Preferred Card
+color: '#1f4f9c'
 issuer: chase
 network: visa
 currency: UR
@@ -82,6 +83,13 @@ rules:
     match: { categories: [transit] }
     rate: 2
     note: Chase's travel category includes passenger trains, buses, taxis, ferries, tolls and parking. Rideshare codes as a taxi.
+# Merchant statement credits, on top of what the purchase earns.
+credits:
+  - id: chase-travel-hotels
+    match: { merchants: [chase-travel] }
+    amount: 100
+    period: cardmember_year
+    note: 'Hotel stays bought through Chase Travel only, applied automatically.'
 # Issuer text backing each rule; `yarn check-sources` checks it weekly.
 evidence:
   - rule: base_rate
@@ -144,5 +152,9 @@ evidence:
   - rule: foreign_transaction_fee
     url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65222.html
     quote: 'Foreign Transactions None Penalty Fees'
+  - rule: chase-travel-hotels
+    url: https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred
+    quote: 'Earn up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel'
 todo:
   - "peloton: the $5,000 limit runs across the whole offer (4/1/2025 to 12/31/2027), which no cap period can express, and the $150 minimum per purchase isn't modeled."
+  - "The issuer's terms don't say whether purchases a credit pays for earn rewards. Its credits are modeled as earning the card's rate on the whole purchase, with the credit on top."

package/data/cards/chase-sapphire-reserve.yaml

@@ -1,5 +1,6 @@
 id: chase-sapphire-reserve
 name: Chase Sapphire Reserve
+color: '#1b2a44'
 issuer: chase
 network: visa
 currency: UR
@@ -17,10 +18,10 @@ welcome_offer:
   spend: 6000
   months: 3
   note: 'Chase: "This credit card is unavailable to you if you currently have this card open. The new cardmember bonus may not be available to you if you previously held this card or received a new cardmember bonus for this card." Chase may also weigh how many cards you''ve opened and closed.'
-# Not modeled on purpose: the $300 travel credit, The Edit credit, dining,
-# StubHub, Lyft and Peloton statement credits, and the $75,000-spend benefits.
-# They're credits or perks, not earn rates. Purchases covered by the travel
-# credit or The Edit credit earn no points.
+# Not modeled: The Edit credit (per booking), the Exclusive Tables dining
+# credit (restaurants in an OpenTable program), DoorDash promos and the
+# $75,000-spend benefits. Purchases covered by the travel credit or The Edit
+# credit earn no points.
 rules:
   - id: chase-travel
     match: { merchants: [chase-travel] }
@@ -57,6 +58,30 @@ milestones:
       - up to $500 in Southwest credits on Chase Travel
       - up to $250 in credits at The Shops at Chase
     note: 'For the primary cardmember. Each lasts the rest of that calendar year and all of the next (Explorist through the following February). A-List needs your Rapid Rewards number linked on Chase.com.'
+# Merchant statement credits, on top of what the purchase earns.
+credits:
+  - id: travel
+    match: { categories: [travel] }
+    amount: 300
+    period: cardmember_year
+    note: "Anything in Chase's travel category, applied automatically; earnrate matches its travel purchases, not the trains, buses, taxis, tolls and parking Chase also counts. The purchases it covers earn no points. The year runs from the account anniversary (Chase counts to the first statement after it)."
+  - id: stubhub
+    match: { merchants: [stubhub, viagogo] }
+    amount: 150
+    period: half_year
+    enroll: true
+    note: 'StubHub and viagogo, through December 31, 2027. Activate once on chase.com.'
+  - id: lyft-credit
+    match: { merchants: [lyft] }
+    amount: 10
+    period: month
+    note: 'A $10 Lyft credit in the app each month, through September 30, 2027, once the card is added to Lyft. Rides only, not memberships, fees, tips or taxes.'
+  - id: peloton-credit
+    match: { merchants: [peloton-membership] }
+    amount: 10
+    period: month
+    enroll: true
+    note: 'Peloton memberships (All-Access, Rental, App+, Guide, App One, Strength+), through December 31, 2027. Activate once on chase.com.'
 # Issuer text backing each rule; `yarn check-sources` checks it weekly.
 evidence:
   - rule: base_rate
@@ -125,5 +150,21 @@ evidence:
   - rule: spend-75k
     url: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
     quote: '$75,000 Spend Benefit – $250 Credit for The Shops at Chase'
+  - rule: travel
+    url: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
+    quote: 'A statement credit will be automatically applied to your account for purchases made in the travel category'
+  - rule: travel
+    url: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
+    quote: 'any purchases that qualify for the $300 Annual Travel Credit'
+  - rule: stubhub
+    url: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
+    quote: 'with StubHub and viagogo up to a maximum accumulation of $150 in statement credits'
+  - rule: lyft-credit
+    url: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
+    quote: 'will receive a $10 Lyft credit each calendar month through 9/30/2027'
+  - rule: peloton-credit
+    url: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
+    quote: 'qualifying Peloton Membership purchases up to a monthly maximum of $10'
 todo:
   - "peloton: the $5,000 limit runs across the whole offer (4/1/2025 to 12/31/2027), which no cap period can express, and the $150 minimum per purchase isn't modeled."
+  - "Chase's terms say purchases the $300 travel credit covers earn no points, but earnrate counts the card's rate on the whole purchase with the credit on top (an engine gap). For its other credits the terms don't say, and they're modeled the same way."

package/data/cards/chase-southwest-performance-business.yaml

@@ -1,5 +1,7 @@
 id: chase-southwest-performance-business
 name: Southwest Rapid Rewards Performance Business Credit Card
+short_name: Southwest Performance
+color: '#2b3a67'
 issuer: chase
 network: visa
 currency: southwest-rapid-rewards

package/data/cards/chase-southwest-plus.yaml

@@ -1,5 +1,7 @@
 id: chase-southwest-plus
 name: Southwest Rapid Rewards Plus Credit Card
+short_name: Southwest Plus
+color: '#3c6fc4'
 issuer: chase
 network: visa
 currency: southwest-rapid-rewards

package/data/cards/chase-southwest-premier-business.yaml

@@ -1,5 +1,7 @@
 id: chase-southwest-premier-business
 name: Southwest Rapid Rewards Premier Business Credit Card
+short_name: Southwest Premier Biz
+color: '#2d4b9a'
 issuer: chase
 network: visa
 currency: southwest-rapid-rewards

package/data/cards/chase-southwest-premier.yaml

@@ -1,5 +1,7 @@
 id: chase-southwest-premier
 name: Southwest Rapid Rewards Premier Credit Card
+short_name: Southwest Premier
+color: '#304cb2'
 issuer: chase
 network: visa
 currency: southwest-rapid-rewards

package/data/cards/chase-southwest-priority.yaml

@@ -1,5 +1,7 @@
 id: chase-southwest-priority
 name: Southwest Rapid Rewards Priority Credit Card
+short_name: Southwest Priority
+color: '#1e2f5e'
 issuer: chase
 network: visa
 currency: southwest-rapid-rewards

package/data/cards/chase-united-business.yaml

@@ -1,5 +1,6 @@
 id: chase-united-business
 name: United Business Card
+color: '#1f3f77'
 issuer: chase
 network: visa
 currency: united-miles
@@ -48,6 +49,26 @@ milestones:
     note: 'For the primary cardmember, on tickets bought with the card. Chase says to allow 6-8 weeks for them to post; use them within 12 months.'
 todo:
   - United Card Events from Chase also earn 2x; no merchant exists for them, so they aren't modeled.
+  - "The issuer's terms don't say whether purchases a credit pays for earn rewards. Its credits are modeled as earning the card's rate on the whole purchase, with the credit on top."
+# Merchant statement credits, on top of what the purchase earns.
+credits:
+  - id: instacart
+    match: { merchants: [instacart] }
+    amount: 10
+    period: month
+    enroll: true
+    note: "Instacart credits, which need an active Instacart+ membership: activate Chase's complimentary one with the card. Through December 31, 2027."
+  - id: rideshare
+    match: { categories: [transit.rideshare] }
+    amount: 8
+    period: month
+    enroll: true
+    note: 'Rideshare rides. Opt in each year. December allows $12 (modeled at $8).'
+  - id: jsx
+    match: { merchants: [jsx] }
+    amount: 100
+    period: cardmember_year
+    note: 'Flights booked directly with JSX.'
 # Issuer text backing each rule; `yarn check-sources` checks it weekly.
 evidence:
   - rule: annual_fee
@@ -98,3 +119,15 @@ evidence:
   - rule: spend-25k
     url: https://creditcards.chase.com/business-credit-cards/united/united-business-card
     quote: 'Earn 2 continental U.S. Economy Plus® seat upgrades after spending $25,000 each calendar year.'
+  - rule: instacart
+    url: https://creditcards.chase.com/business-credit-cards/united/united-business-card
+    quote: 'you can receive one $10 credit in your Instacart account each month'
+  - rule: rideshare
+    url: https://creditcards.chase.com/business-credit-cards/united/united-business-card
+    quote: 'up to $8 back as a statement credit each month from January through November'
+  - rule: rideshare
+    url: https://creditcards.chase.com/business-credit-cards/united/united-business-card
+    quote: 'Yearly opt-in is required.'
+  - rule: jsx
+    url: https://creditcards.chase.com/business-credit-cards/united/united-business-card
+    quote: 'Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX'

package/data/cards/chase-united-club-business.yaml

@@ -1,5 +1,6 @@
 id: chase-united-club-business
 name: United Club Business Card
+color: '#1a2130'
 issuer: chase
 network: visa
 currency: united-miles
@@ -41,6 +42,31 @@ milestones:
     note: 'Premier Gold status unlocks it too. It lasts the rest of that calendar year and all of the next.'
 todo:
   - United Card Events from Chase also earn 2x; no merchant exists for them, so they aren't modeled.
+  - "The issuer's terms don't say whether purchases a credit pays for earn rewards. Its credits are modeled as earning the card's rate on the whole purchase, with the credit on top."
+# Merchant statement credits, on top of what the purchase earns.
+credits:
+  - id: instacart
+    match: { merchants: [instacart] }
+    amount: 20
+    period: month
+    enroll: true
+    note: "Instacart credits, which need an active Instacart+ membership: activate Chase's complimentary one with the card. Through December 31, 2027. Each credit applies to one order."
+  - id: rideshare
+    match: { categories: [transit.rideshare] }
+    amount: 12
+    period: month
+    enroll: true
+    note: 'Rideshare rides. Opt in each year. December allows $18 (modeled at $12).'
+  - id: jsx
+    match: { merchants: [jsx] }
+    amount: 200
+    period: cardmember_year
+    note: 'Flights booked directly with JSX.'
+  - id: renowned-hotels-credit
+    match: { merchants: [renowned-hotels-chase-travel] }
+    amount: 200
+    period: cardmember_year
+    note: 'Hotel stays prepaid through Renowned Hotels and Resorts for United cardmembers.'
 # Issuer text backing each rule; `yarn check-sources` checks it weekly.
 evidence:
   - rule: annual_fee
@@ -76,3 +102,18 @@ evidence:
   - rule: spend-50k
     url: https://creditcards.chase.com/business-credit-cards/united/united-club-business
     quote: 'Receive United Club All Access Membership after spending $50,000 in a calendar year'
+  - rule: instacart
+    url: https://creditcards.chase.com/business-credit-cards/united/united-club-business
+    quote: 'you can receive two (2) $10 credits in your Instacart account each month'
+  - rule: rideshare
+    url: https://creditcards.chase.com/business-credit-cards/united/united-club-business
+    quote: 'up to $12 back as a statement credit each month from January through November'
+  - rule: rideshare
+    url: https://creditcards.chase.com/business-credit-cards/united/united-club-business
+    quote: 'Yearly opt-in is required.'
+  - rule: jsx
+    url: https://creditcards.chase.com/business-credit-cards/united/united-club-business
+    quote: 'Get up to $200 back as a statement credit each anniversary year when you book flights directly with JSX'
+  - rule: renowned-hotels-credit
+    url: https://creditcards.chase.com/business-credit-cards/united/united-club-business
+    quote: 'Receive up to $200 back in statement credits each anniversary year on hotel accommodations'

package/data/cards/chase-united-club.yaml

@@ -1,5 +1,6 @@
 id: chase-united-club
 name: United Club Card
+color: '#1c2533'
 issuer: chase
 network: visa
 currency: united-miles
@@ -59,6 +60,31 @@ milestones:
     note: 'Premier Gold status unlocks it too. It lasts the rest of that calendar year and all of the next.'
 todo:
   - United Card Events from Chase also earn 5x; no merchant exists for them, so they aren't modeled.
+  - "The issuer's terms don't say whether purchases a credit pays for earn rewards. Its credits are modeled as earning the card's rate on the whole purchase, with the credit on top."
+# Merchant statement credits, on top of what the purchase earns.
+credits:
+  - id: instacart
+    match: { merchants: [instacart] }
+    amount: 20
+    period: month
+    enroll: true
+    note: "Instacart credits, which need an active Instacart+ membership: activate Chase's complimentary one with the card. Through December 31, 2027. Each credit applies to one order."
+  - id: rideshare
+    match: { categories: [transit.rideshare] }
+    amount: 12
+    period: month
+    enroll: true
+    note: 'Rideshare rides. Opt in each year. December allows $18 (modeled at $12).'
+  - id: jsx
+    match: { merchants: [jsx] }
+    amount: 200
+    period: cardmember_year
+    note: 'Flights booked directly with JSX.'
+  - id: renowned-hotels-credit
+    match: { merchants: [renowned-hotels-chase-travel] }
+    amount: 200
+    period: cardmember_year
+    note: 'Hotel stays prepaid through Renowned Hotels and Resorts for United cardmembers.'
 # Issuer text backing each rule; `yarn check-sources` checks it weekly.
 evidence:
   - rule: annual_fee
@@ -121,3 +147,18 @@ evidence:
   - rule: spend-50k
     url: https://creditcards.chase.com/travel-credit-cards/united/united-club
     quote: 'Receive United Club All Access Membership after spending $50,000 in a calendar year'
+  - rule: instacart
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-club
+    quote: 'you can receive two (2) $10 credits in your Instacart account each month'
+  - rule: rideshare
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-club
+    quote: 'up to $12 back as a statement credit each month from January through November'
+  - rule: rideshare
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-club
+    quote: 'Yearly opt-in is required.'
+  - rule: jsx
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-club
+    quote: 'Get up to $200 back as a statement credit each anniversary year when you book flights directly with JSX'
+  - rule: renowned-hotels-credit
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-club
+    quote: 'Receive up to $200 back in statement credits each anniversary year on hotel accommodations'

package/data/cards/chase-united-explorer.yaml

@@ -1,5 +1,6 @@
 id: chase-united-explorer
 name: United Explorer Card
+color: '#2b4f86'
 issuer: chase
 network: visa
 currency: united-miles
@@ -46,6 +47,26 @@ milestones:
     note: "One a calendar year. It posts to MileagePlus within 6-8 weeks and expires 12 months after it's issued."
 todo:
   - United Card Events from Chase also earn 3x; no merchant exists for them, so they aren't modeled.
+  - "The issuer's terms don't say whether purchases a credit pays for earn rewards. Its credits are modeled as earning the card's rate on the whole purchase, with the credit on top."
+# Merchant statement credits, on top of what the purchase earns.
+credits:
+  - id: instacart
+    match: { merchants: [instacart] }
+    amount: 10
+    period: month
+    enroll: true
+    note: "Instacart credits, which need an active Instacart+ membership: activate Chase's complimentary one with the card. Through December 31, 2027."
+  - id: rideshare
+    match: { categories: [transit.rideshare] }
+    amount: 5
+    period: month
+    enroll: true
+    note: 'Rideshare rides. Opt in each year.'
+  - id: jsx
+    match: { merchants: [jsx] }
+    amount: 100
+    period: cardmember_year
+    note: 'Flights booked directly with JSX.'
 # Issuer text backing each rule; `yarn check-sources` checks it weekly.
 evidence:
   - rule: annual_fee
@@ -93,3 +114,15 @@ evidence:
   - rule: spend-20k
     url: https://creditcards.chase.com/travel-credit-cards/united/united-explorer
     quote: 'Earn a 10,000-mile award flight discount after spending $20,000 each calendar year'
+  - rule: instacart
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-explorer
+    quote: 'you can receive one $10 credit in your Instacart account each month'
+  - rule: rideshare
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-explorer
+    quote: 'receive up to $5 back as a statement credit each month on rideshare purchases'
+  - rule: rideshare
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-explorer
+    quote: 'Yearly opt-in is required.'
+  - rule: jsx
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-explorer
+    quote: 'Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX'

package/data/cards/chase-united-gateway.yaml

@@ -1,5 +1,6 @@
 id: chase-united-gateway
 name: United Gateway Card
+color: '#4f7bbd'
 issuer: chase
 network: visa
 currency: united-miles