earnrate 0.2.11 → 0.2.13

This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.
Files changed (158) hide show
  1. package/README.md +37 -12
  2. package/data/CHANGELOG.md +291 -0
  3. package/data/VERSION +1 -1
  4. package/data/cards/amex-blue-business-plus.yaml +1 -0
  5. package/data/cards/amex-blue-cash-everyday.yaml +29 -2
  6. package/data/cards/amex-blue-cash-preferred.yaml +26 -0
  7. package/data/cards/amex-business-gold.yaml +169 -0
  8. package/data/cards/amex-business-platinum.yaml +184 -0
  9. package/data/cards/amex-delta-skymiles-blue.yaml +91 -0
  10. package/data/cards/amex-delta-skymiles-gold.yaml +29 -1
  11. package/data/cards/amex-delta-skymiles-platinum.yaml +35 -1
  12. package/data/cards/amex-delta-skymiles-reserve.yaml +35 -1
  13. package/data/cards/amex-gold.yaml +53 -0
  14. package/data/cards/amex-hilton-honors-aspire.yaml +25 -1
  15. package/data/cards/amex-hilton-honors-business.yaml +106 -0
  16. package/data/cards/amex-hilton-honors-surpass.yaml +16 -1
  17. package/data/cards/amex-hilton-honors.yaml +2 -0
  18. package/data/cards/amex-marriott-bonvoy-bevy.yaml +2 -0
  19. package/data/cards/amex-marriott-bonvoy-brilliant.yaml +17 -1
  20. package/data/cards/amex-marriott-bonvoy-business.yaml +116 -0
  21. package/data/cards/amex-platinum.yaml +111 -0
  22. package/data/cards/apple-card.yaml +76 -0
  23. package/data/cards/bank-of-america-atmos-rewards-ascent.yaml +1 -0
  24. package/data/cards/bank-of-america-atmos-rewards-business.yaml +2 -0
  25. package/data/cards/bank-of-america-atmos-rewards-summit.yaml +1 -0
  26. package/data/cards/bank-of-america-customized-cash-rewards.yaml +34 -1
  27. package/data/cards/bank-of-america-premium-rewards.yaml +134 -0
  28. package/data/cards/bank-of-america-travel-rewards.yaml +123 -0
  29. package/data/cards/bank-of-america-unlimited-cash-rewards.yaml +83 -0
  30. package/data/cards/barclays-jetblue-plus.yaml +86 -0
  31. package/data/cards/bilt-blue.yaml +60 -0
  32. package/data/cards/bilt-obsidian.yaml +13 -2
  33. package/data/cards/bilt-palladium.yaml +86 -0
  34. package/data/cards/caltech-efcu-platinum-mastercard.yaml +50 -0
  35. package/data/cards/capital-one-kohls-card.yaml +1 -0
  36. package/data/cards/capital-one-kohls-rewards-visa.yaml +1 -0
  37. package/data/cards/capital-one-quicksilver.yaml +2 -0
  38. package/data/cards/capital-one-rei-co-op-mastercard.yaml +62 -0
  39. package/data/cards/capital-one-savor.yaml +2 -0
  40. package/data/cards/capital-one-spark-cash-plus.yaml +80 -0
  41. package/data/cards/capital-one-venture-x-business.yaml +124 -0
  42. package/data/cards/capital-one-venture-x.yaml +32 -2
  43. package/data/cards/capital-one-venture.yaml +2 -0
  44. package/data/cards/chase-aeroplan.yaml +16 -0
  45. package/data/cards/chase-freedom-flex.yaml +1 -0
  46. package/data/cards/chase-freedom-rise.yaml +29 -0
  47. package/data/cards/chase-freedom-unlimited.yaml +1 -0
  48. package/data/cards/chase-ihg-one-rewards-business.yaml +28 -1
  49. package/data/cards/chase-ihg-one-rewards-premier-select.yaml +18 -0
  50. package/data/cards/chase-ihg-one-rewards-premier.yaml +16 -0
  51. package/data/cards/chase-ihg-one-rewards.yaml +1 -0
  52. package/data/cards/chase-ink-business-cash.yaml +14 -0
  53. package/data/cards/chase-ink-business-preferred.yaml +1 -0
  54. package/data/cards/chase-ink-business-unlimited.yaml +80 -0
  55. package/data/cards/chase-marriott-bonvoy-bold.yaml +1 -0
  56. package/data/cards/chase-marriott-bonvoy-boundless.yaml +2 -0
  57. package/data/cards/chase-prime-visa.yaml +1 -0
  58. package/data/cards/chase-sapphire-preferred.yaml +12 -0
  59. package/data/cards/chase-sapphire-reserve.yaml +45 -4
  60. package/data/cards/chase-southwest-performance-business.yaml +2 -0
  61. package/data/cards/chase-southwest-plus.yaml +2 -0
  62. package/data/cards/chase-southwest-premier-business.yaml +2 -0
  63. package/data/cards/chase-southwest-premier.yaml +2 -0
  64. package/data/cards/chase-southwest-priority.yaml +2 -0
  65. package/data/cards/chase-united-business.yaml +33 -0
  66. package/data/cards/chase-united-club-business.yaml +41 -0
  67. package/data/cards/chase-united-club.yaml +41 -0
  68. package/data/cards/chase-united-explorer.yaml +33 -0
  69. package/data/cards/chase-united-gateway.yaml +1 -0
  70. package/data/cards/chase-united-quest.yaml +41 -0
  71. package/data/cards/citi-aadvantage-business.yaml +2 -0
  72. package/data/cards/citi-aadvantage-executive.yaml +28 -1
  73. package/data/cards/citi-aadvantage-globe.yaml +2 -0
  74. package/data/cards/citi-aadvantage-mileup.yaml +2 -0
  75. package/data/cards/citi-aadvantage-platinum-select.yaml +2 -0
  76. package/data/cards/citi-costco-anywhere-visa-business.yaml +2 -0
  77. package/data/cards/citi-costco-anywhere-visa.yaml +2 -0
  78. package/data/cards/citi-custom-cash.yaml +1 -0
  79. package/data/cards/citi-double-cash.yaml +1 -0
  80. package/data/cards/citi-my-best-buy-visa.yaml +1 -0
  81. package/data/cards/citi-strata-elite.yaml +21 -1
  82. package/data/cards/citi-strata-premier.yaml +1 -0
  83. package/data/cards/citi-strata.yaml +164 -0
  84. package/data/cards/discover-it-cash-back.yaml +22 -3
  85. package/data/cards/fidelity-rewards-visa-signature.yaml +60 -0
  86. package/data/cards/navy-federal-cash-rewards-plus.yaml +61 -0
  87. package/data/cards/navy-federal-cash-rewards.yaml +60 -0
  88. package/data/cards/navy-federal-more-rewards-amex.yaml +92 -0
  89. package/data/cards/paypal-cashback-mastercard.yaml +52 -0
  90. package/data/cards/penfed-power-cash-rewards.yaml +47 -0
  91. package/data/cards/sams-club-mastercard.yaml +68 -0
  92. package/data/cards/sofi-unlimited-2.yaml +1 -0
  93. package/data/cards/td-bank-nordstrom-credit-card.yaml +1 -0
  94. package/data/cards/td-bank-nordstrom-visa.yaml +1 -0
  95. package/data/cards/td-bank-target-circle-card.yaml +1 -0
  96. package/data/cards/usbank-altitude-connect.yaml +156 -0
  97. package/data/cards/usbank-altitude-go.yaml +124 -0
  98. package/data/cards/usbank-cash-plus.yaml +1 -0
  99. package/data/cards/usbank-smartly.yaml +107 -0
  100. package/data/cards/venmo-credit-card.yaml +151 -0
  101. package/data/cards/verizon-visa-card.yaml +122 -0
  102. package/data/cards/wells-fargo-active-cash.yaml +1 -0
  103. package/data/cards/wells-fargo-autograph-journey.yaml +73 -0
  104. package/data/cards/wells-fargo-autograph.yaml +1 -0
  105. package/data/categories.yaml +3 -1
  106. package/data/currencies.yaml +48 -0
  107. package/data/issuers.yaml +44 -1
  108. package/data/memberships.yaml +45 -0
  109. package/data/merchants/overrides.yaml +947 -1
  110. package/data/merchants/seed.yaml +1916 -62
  111. package/dist/cli/args.js +18 -0
  112. package/dist/cli/explore.js +10 -1
  113. package/dist/cli/import.js +2 -2
  114. package/dist/cli/run.js +4 -1
  115. package/dist/cli/wallet.js +37 -3
  116. package/dist/data/file-store.js +5 -2
  117. package/dist/data/integrity.js +59 -0
  118. package/dist/data/store.js +4 -1
  119. package/dist/data/wallet-edit.js +28 -7
  120. package/dist/engine/cheat-sheet.js +17 -5
  121. package/dist/engine/checklist.js +38 -6
  122. package/dist/engine/credits.js +65 -0
  123. package/dist/engine/evaluate.js +57 -18
  124. package/dist/engine/explore.js +70 -7
  125. package/dist/engine/intro.js +36 -0
  126. package/dist/engine/offers.js +2 -1
  127. package/dist/engine/periods.js +10 -3
  128. package/dist/engine/recommend.js +101 -20
  129. package/dist/engine/record.js +43 -1
  130. package/dist/engine/rotation.js +3 -0
  131. package/dist/engine/rule-text.js +28 -3
  132. package/dist/engine/setup.js +20 -3
  133. package/dist/engine/simulate.js +10 -1
  134. package/dist/engine/text.js +107 -0
  135. package/dist/engine/wallet-change.js +57 -4
  136. package/dist/engine/wallet-summary.js +54 -6
  137. package/dist/format/card-art.js +21 -0
  138. package/dist/format/card-text.js +4 -3
  139. package/dist/format/cards.js +1 -0
  140. package/dist/format/cheat-sheet.js +2 -0
  141. package/dist/format/explore.js +20 -4
  142. package/dist/format/recommendation.js +6 -2
  143. package/dist/format/wallet-yaml.js +1 -0
  144. package/dist/format/wallet.js +15 -5
  145. package/dist/import/analyze.js +8 -2
  146. package/dist/mcp/inputs.js +13 -0
  147. package/dist/mcp/prompts.js +9 -1
  148. package/dist/mcp/schemas.js +87 -1
  149. package/dist/mcp/tools/account.js +3 -1
  150. package/dist/mcp/tools/answers.js +9 -4
  151. package/dist/mcp/tools/wallet.js +20 -8
  152. package/dist/merchants/resolve.js +8 -0
  153. package/dist/schema/card.js +60 -3
  154. package/dist/schema/common.js +1 -1
  155. package/dist/schema/issuer.js +4 -0
  156. package/dist/schema/merchant.js +3 -0
  157. package/dist/schema/wallet.js +11 -0
  158. package/package.json +12 -3
package/data/memberships.yaml CHANGED
@@ -12,6 +12,16 @@
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  # as Costco's own 2% reward, which earnrate doesn't model.
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  annual_fee: 65
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  members_shop_at: [costco, costco-gas, costco-travel]
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+ - id: sams-club
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+ name: Sam's Club membership
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+ ask: I have a Sam's Club membership
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+ # Club, the basic tier ($60). Plus ($120) is its own entry below because it
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+ # raises the Sam's Club Mastercard's rate at Sam's Club.
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+ annual_fee: 60
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+ members_shop_at: [sams-club, sams-club-gas]
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+ - id: sams-club-plus
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+ name: Sam's Club Plus membership
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+ ask: I have Sam's Club Plus
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  - id: bank-of-america-account
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  name: Bank of America checking or savings
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  ask: I bank with Bank of America
@@ -31,3 +41,38 @@
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  group: bofa-preferred-rewards
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  - id: nordy-club-ambassador
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  name: Nordy Club Ambassador
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+ # Credit union memberships are by eligibility (employer, family, area), not
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+ # a yearly fee. Caltech EFCU's is a one-time $5 fee plus a $5 deposit; Navy
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+ # Federal's (the armed forces, veterans, DoD civilians and their families) a
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+ # $5 minimum savings balance.
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+ - id: caltech-efcu
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+ name: Caltech Employees Federal Credit Union membership
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+ annual_fee: 0
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+ - id: navy-federal
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+ name: Navy Federal Credit Union membership
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+ annual_fee: 0
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+ # U.S. Bank Smartly Earning Bonus tiers, by the qualifying balance in Bank
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+ # Smartly Checking and Safe Debit with a Bank Smartly Savings account.
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+ - id: usbank-smartly-25
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+ name: U.S. Bank Smartly Earning Bonus, 25% tier
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+ group: usbank-smartly-earning-bonus
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+ - id: usbank-smartly-50
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+ name: U.S. Bank Smartly Earning Bonus, 50% tier ($50,000 or more)
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+ group: usbank-smartly-earning-bonus
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+ - id: usbank-smartly-100
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+ name: U.S. Bank Smartly Earning Bonus, 100% tier ($100,000 or more)
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+ group: usbank-smartly-earning-bonus
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+ # The price isn't on file: rei.com refuses plain fetches and Capital One's
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+ # card page doesn't state it. 0 is a placeholder.
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+ - id: rei-co-op
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+ name: REI Co-op membership
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+ annual_fee: 0
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+ # Account Owner or Manager on a consumer postpaid Verizon wireless account,
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+ # or a Fios Account Owner. It's the service bill, not a fee of its own.
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+ - id: verizon-account
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+ name: Verizon wireless or Fios account
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+ annual_fee: 0
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+ # A PenFed checking account, or military service: raises the PenFed Power
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+ # Cash Rewards card from 1.5% to 2%.
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+ - id: penfed-honors-advantage
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+ name: PenFed Honors Advantage