earnrate 0.2.11 → 0.2.13

package/data/cards/usbank-smartly.yaml

@@ -0,0 +1,107 @@
+id: usbank-smartly
+name: U.S. Bank Smartly Visa Signature Card
+short_name: U.S. Bank Smartly
+color: '#16171b'
+issuer: usbank
+network: visa
+# Earned as points, 1 point per 1% of cash back, worth full value as a
+# deposit to a U.S. Bank account (see todo on statement credits).
+currency: cash
+last_verified: 2026-11-04
+verified_by: claude
+source_urls:
+  - https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html
+  - https://rewards.usbank.com/benefits/card/SmartlyBenefits/program-rules
+  - https://onboarding.usbank.com/gateway/partner/credit-card/begin?locationCode=8069&offerId=36672BDX52&sourceCode=87869&page=terms
+base_rate: 2
+annual_fee: 0
+foreign_transaction_fee: 3
+caps:
+  # The Smartly Earning Bonus counts only the first $10,000 of eligible net
+  # purchases a billing cycle; past it every tier earns the base 2%.
+  - id: smartly-earning-bonus
+    amount: 10000
+    period: month
+    then_rate: 2
+rules:
+  # Smartly Earning Bonus tiers, by the 30-day average balance in Bank
+  # Smartly Checking and Safe Debit, with a Bank Smartly Savings account.
+  - id: everything-smartly-25
+    match: { any: true }
+    rate: 2.5
+    cap: smartly-earning-bonus
+    requires: { membership: usbank-smartly-25 }
+    note: 2% plus the 25% Smartly Earning Bonus (a qualifying balance from $10,000 per the card page, $5,000 per the program rules, to $49,999.99), on the first $10,000 of eligible net purchases each billing cycle. Education, gift cards, insurance, tax, business-to-business merchants and third-party bill payment earn 2% and don't count toward the $10,000.
+  - id: everything-smartly-50
+    match: { any: true }
+    rate: 3
+    cap: smartly-earning-bonus
+    requires: { membership: usbank-smartly-50 }
+    note: 2% plus the 50% Smartly Earning Bonus (qualifying balance $50,000 to $99,999.99), on the first $10,000 of eligible net purchases each billing cycle. Education, gift cards, insurance, tax, business-to-business merchants and third-party bill payment earn 2% and don't count toward the $10,000.
+  - id: everything-smartly-100
+    match: { any: true }
+    rate: 4
+    cap: smartly-earning-bonus
+    requires: { membership: usbank-smartly-100 }
+    note: 2% plus the 100% Smartly Earning Bonus (qualifying balance $100,000 or more), on the first $10,000 of eligible net purchases each billing cycle. Education, gift cards, insurance, tax, business-to-business merchants and third-party bill payment earn 2% and don't count toward the $10,000.
+  - id: travel-center-hotels-car-rentals
+    match:
+      {
+        merchants:
+          [usbank-travel-center-hotels, usbank-travel-center-car-rentals],
+      }
+    rate: 6
+    note: Prepaid hotels and car rentals booked in the U.S. Bank Travel Center with this card, 4 extra points on top of the base 2. Air isn't included.
+# Issuer text backing each rule; `yarn check-sources` checks it weekly.
+evidence:
+  - rule: base_rate
+    url: https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html
+    quote: 'Earn unlimited 2% cash back on every purchase.'
+  - rule: base_rate
+    url: https://rewards.usbank.com/benefits/card/SmartlyBenefits/program-rules
+    quote: 'Maximum Point value applies to Points redeemed for a deposit into an eligible checking, savings or money market account'
+  - rule: everything-smartly-25
+    url: https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html
+    quote: 'Includes a 25% Smartly Earning Bonus with a qualifying balance between $10,000 and $49,999.'
+  - rule: everything-smartly-25
+    url: https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html
+    quote: 'Have or open a U.S. Bank Smartly® Savings account with a minimum opening deposit of $25'
+  - rule: everything-smartly-25
+    url: https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html
+    quote: 'Smartly Earning Bonus applies to a maximum of $10,000 in eligible Net Purchases each Card billing cycle.'
+  - rule: everything-smartly-25
+    url: https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html
+    quote: 'Purchases classified as (1) education/school, gift cards (including discount gift card sites), insurance, or tax'
+  - rule: everything-smartly-25
+    url: https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html
+    quote: 'These Purchases are not calculated as part of the $10,000 cap.'
+  - rule: everything-smartly-50
+    url: https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html
+    quote: 'Includes a 50% Smartly Earning Bonus with a qualifying balance between $50,000 and $99,999.'
+  - rule: everything-smartly-50
+    url: https://rewards.usbank.com/benefits/card/SmartlyBenefits/program-rules
+    quote: 'a base of 2 Points plus the Smartly Earning Bonus of 1 Point'
+  - rule: everything-smartly-100
+    url: https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html
+    quote: 'Includes a 100% Smartly Earning Bonus with a qualifying balance of $100,000 or more.'
+  - rule: everything-smartly-100
+    url: https://rewards.usbank.com/benefits/card/SmartlyBenefits/program-rules
+    quote: 'a base of 2 Points plus the Smartly Earning Bonus of 2 Points'
+  - rule: travel-center-hotels-car-rentals
+    url: https://rewards.usbank.com/benefits/card/SmartlyBenefits/program-rules
+    quote: 'Earn 4 more Points on hotels and car rentals booked directly on the Travel Center website.'
+  - rule: travel-center-hotels-car-rentals
+    url: https://rewards.usbank.com/benefits/card/SmartlyBenefits/program-rules
+    quote: 'spent on prepaid car and hotel reservations made on the Travel Center website'
+  - rule: annual_fee
+    url: https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html
+    quote: 'Enjoy a cash back credit card with no annual fee'
+  - rule: foreign_transaction_fee
+    url: https://onboarding.usbank.com/gateway/partner/credit-card/begin?locationCode=8069&offerId=36672BDX52&sourceCode=87869&page=terms
+    quote: 'Foreign Transaction 3% of each foreign transaction'
+todo:
+  - 'The card page puts the 2.5% tier at a qualifying balance of $10,000 to $49,999; the program rules page says "Between $5,000 - $49,999.99". The tier memberships (usbank-smartly-25, -50, -100) are named by rate, so a wallet picks its tier either way; which threshold applies is unconfirmed.'
+  - "Bonus exclusions aren't modeled: education, gift cards, insurance, tax, business-to-business merchants and third-party bill payment earn 2% at every tier and don't use the $10,000, but earnrate has no categories for them, so the tier rules apply to them."
+  - 'Points are worth full value only as a deposit to a U.S. Bank checking, savings or money market account. The card page also lists statement credits at that value; the program rules say statement credits may be at a reduced rate, without saying what. Modeled as cash at 1¢.'
+  - 'Whether the Smartly Earning Bonus also applies to Travel Center hotels and car rentals (which would make them 6.5% to 8%) is unstated: the 4 extra points are "in addition to your base earn". Modeled at 6% for every tier.'
+  - 'The tier can change within a billing cycle as the 30-day average balance moves; earnrate takes the tier the wallet says.'

package/data/cards/venmo-credit-card.yaml

@@ -0,0 +1,151 @@
+id: venmo-credit-card
+name: Venmo Credit Card
+color: '#1a7fe0'
+# Issued by Synchrony Bank as a Visa or Visa Signature; cash back lands in the
+# linked Venmo balance daily. The categories have been fixed since the
+# rewards terms' 6/2026 revision (no more automatic top category).
+issuer: synchrony
+network: visa
+currency: cash
+last_verified: 2026-11-04
+verified_by: claude
+source_urls:
+  - https://venmo.com/about/creditcard/
+  - https://venmo.com/about/creditcard/rewards
+  - https://www.synchronybankterms.com/syfterms/html/VCCRewardsTerms.htm
+  - https://www.synchronybankterms.com/syfterms/html/VenmoVCCApplyTerms_combo.htm
+base_rate: 1
+annual_fee: 0
+foreign_transaction_fee: 0
+rules:
+  - id: dining-nightlife
+    match: { categories: [dining] }
+    rate: 3
+    note: Restaurants and quick-serve restaurants, for dining in, carryout, drive-through or delivery, plus bars. Set by merchant category code, so a cafe inside a gas station may not count. Venmo's pages also name bakeries and liquor stores, which the Synchrony terms don't.
+  - id: entertainment
+    match:
+      {
+        categories:
+          [entertainment, movie_theaters, streaming, fitness, sporting_goods],
+      }
+    rate: 3
+    note: Movie theaters, concert and theatrical promoters, pro sports, streaming and other subscription TV, radio or streaming, sporting goods stores, and membership sports and recreation clubs (gyms, golf, tennis, swimming).
+  - id: entertainment-other
+    # Visa's codes for the rest of Venmo's "Eligible entertainment
+    # categories" list. Betting (7995) is on the list but Synchrony treats
+    # gambling as a cash advance, which earns nothing.
+    match:
+      {
+        mccs:
+          [
+            5192,
+            5735,
+            5811,
+            5815,
+            5816,
+            5817,
+            5818,
+            5945,
+            5972,
+            5994,
+            5998,
+            7032,
+            7033,
+            7841,
+            7911,
+            7929,
+            7932,
+            7933,
+            7991,
+            7992,
+            7993,
+            7994,
+            7996,
+            7998,
+            7999,
+          ],
+      }
+    rate: 3
+    note: Also entertainment to Venmo, by merchant category code. Books, periodicals and newspapers, record stores, caterers, digital goods (books, movies, music, games and apps), hobby, toy and game stores, stamp and coin stores, newsstands, tent and awning shops, camps and campgrounds, video rental, dance halls and studios, bands, billiards, bowling, tourist attractions, public golf courses, arcades, amusement parks, aquariums and recreation services.
+todo:
+  - "3% when the card is the linked payment method in Venmo (Venmo checkout online, paying a business profile, or a goods-and-services payment) isn't modeled: earnrate sees the merchant and channel, not how a purchase is paid, so those purchases get their category rate here. Venmo personal payments funded by the card earn 1%."
+  - "An extra 1% on dining and entertainment (4% in all) when the purchase is split with another Venmo user in the app and everyone pays within 30 days isn't modeled."
+  - "Cable, satellite and pay TV (MCC 4899, on Venmo's list) earns 3%, but earnrate's TV-and-internet category also covers internet service, which Venmo's page puts at 1% under bills, so only the streaming category is in the rule."
+  - "Purchases through a third-party payment account, card reader or digital wallet that doesn't pass the merchant category code earn 1%."
+  - "The MCC numbers in entertainment-other are Visa's codes for the category names on Venmo's rewards page, which lists names only."
+evidence:
+  - rule: base_rate
+    url: https://www.synchronybankterms.com/syfterms/html/VCCRewardsTerms.htm
+    quote: '1%: Other. All other Eligible Purchases made where Visa credit cards are accepted will earn 1% Cash Rewards.'
+  - rule: base_rate
+    url: https://www.synchronybankterms.com/syfterms/html/VCCRewardsTerms.htm
+    quote: 'there is no maximum amount of Eligible Purchases that may earn Cash Rewards.'
+  - rule: base_rate
+    url: https://venmo.com/about/creditcard/
+    quote: 'You’ll earn 1% cash back on all other purchases with your card.'
+  - rule: dining-nightlife
+    url: https://www.synchronybankterms.com/syfterms/html/VCCRewardsTerms.htm
+    quote: 'All Eligible Purchases made in Dining & Nightlife will earn 3% Cash Rewards.'
+  - rule: dining-nightlife
+    url: https://www.synchronybankterms.com/syfterms/html/VCCRewardsTerms.htm
+    quote: 'restaurants and quick serve restaurants that sell prepared food and drinks'
+  - rule: dining-nightlife
+    url: https://www.synchronybankterms.com/syfterms/html/VCCRewardsTerms.htm
+    quote: 'the café of a gas station may have an MCC as a type of merchant other than a restaurant'
+  - rule: dining-nightlife
+    url: https://venmo.com/about/creditcard/
+    quote: 'Earn 3% cash back on dining and entertainment.'
+  - rule: entertainment
+    url: https://www.synchronybankterms.com/syfterms/html/VCCRewardsTerms.htm
+    quote: 'All Eligible Purchases made in Entertainment will earn 3% Cash Rewards.'
+  - rule: entertainment
+    url: https://www.synchronybankterms.com/syfterms/html/VCCRewardsTerms.htm
+    quote: 'Entertainment includes movie theaters, theatrical and concert promoters, video game rental stores'
+  - rule: entertainment
+    url: https://www.synchronybankterms.com/syfterms/html/VCCRewardsTerms.htm
+    quote: 'ongoing delivery of television/radio/streaming content on a subscription or fee basis'
+  - rule: entertainment
+    url: https://www.synchronybankterms.com/syfterms/html/VCCRewardsTerms.htm
+    quote: 'sports and recreation facilities that require membership such as health clubs'
+  - rule: entertainment
+    url: https://venmo.com/about/creditcard/rewards
+    quote: 'Sporting Goods Stores Hobby, Toy & Game Stores'
+  - rule: entertainment-other
+    url: https://www.synchronybankterms.com/syfterms/html/VCCRewardsTerms.htm
+    quote: 'digital goods such as books, movies, music and games, books and newsstands, amusement parks'
+  - rule: entertainment-other
+    url: https://venmo.com/about/creditcard/rewards
+    quote: 'Books / Periodicals / Newspapers Record Stores'
+  - rule: entertainment-other
+    url: https://venmo.com/about/creditcard/rewards
+    quote: 'Stamp & Coin Stores News Dealers / Newsstands Tent And Awning Shops'
+  - rule: entertainment-other
+    url: https://venmo.com/about/creditcard/rewards
+    quote: 'Sporting / Recreational Camps Trailer Parks / Campgrounds'
+  - rule: entertainment-other
+    url: https://venmo.com/about/creditcard/rewards
+    quote: 'DVD / Video Tape Rental Stores Dance Halls / Studios / Schools'
+  - rule: entertainment-other
+    url: https://venmo.com/about/creditcard/rewards
+    quote: 'Bands / Orchestras / Entertain Billiard / Pool Establishment Bowling Alleys'
+  - rule: entertainment-other
+    url: https://venmo.com/about/creditcard/rewards
+    quote: 'Tourist Attractions and Exhibits Public Golf Courses Video Amusement Game Supply'
+  - rule: entertainment-other
+    url: https://venmo.com/about/creditcard/rewards
+    quote: 'Amusement Parks / Circus Aquariums / Seaquariums Recreation Services Caterers'
+  - rule: entertainment-other
+    url: https://venmo.com/about/creditcard/rewards
+    quote: 'Digital Goods: Applications (Excludes Games) Large Digital Goods Merchant'
+  - rule: entertainment-other
+    url: https://www.synchronybankterms.com/syfterms/html/VenmoVCCApplyTerms_combo.htm
+    quote: 'lottery tickets or other legalized gambling transactions'
+  - rule: annual_fee
+    url: https://www.synchronybankterms.com/syfterms/html/VenmoVCCApplyTerms_combo.htm
+    quote: 'Fees Annual Fee None Transaction Fees'
+  - rule: foreign_transaction_fee
+    url: https://www.synchronybankterms.com/syfterms/html/VenmoVCCApplyTerms_combo.htm
+    quote: 'Foreign Transaction Fee We will not charge you a foreign transaction fee.'
+  - rule: foreign_transaction_fee
+    url: https://venmo.com/about/creditcard/
+    quote: 'No foreign transaction fee 2 Spend when you travel.'

package/data/cards/verizon-visa-card.yaml

@@ -0,0 +1,122 @@
+id: verizon-visa-card
+name: Verizon Visa Card
+color: '#1c1c1c'
+# Issued by Synchrony Bank as a Visa Signature. Rewards are Verizon Dollars,
+# which redeem at $1 for a $1 statement credit on the card, or toward Verizon
+# bills, devices and accessories, so a Verizon Dollar is 1¢ per cent earned
+# here. Earning and redeeming need an active Verizon account.
+issuer: synchrony
+network: visa
+currency: cash
+last_verified: 2026-11-04
+verified_by: claude
+source_urls:
+  - https://www.verizon.com/financial-services/verizon-visa-card/
+  - https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+  - https://www.verizon.com/support/verizon-visa-card-faqs/
+base_rate: 1
+annual_fee: 0
+foreign_transaction_fee: 0
+requires_membership: verizon-account
+welcome_offer:
+  dollars: 150
+  spend: 0
+  months: 3
+  valid_to: 2027-01-13
+  note: 'A $150 statement credit after one purchase within 90 days of opening, for applicants approved 8/12/26 to 1/13/27; spend 0 stands in for "make one purchase". One offer per account; the credit posts 1-2 billing cycles after the purchase.'
+rules:
+  - id: gas-ev-charging
+    match: { categories: [gas, ev_charging] }
+    rate: 4
+    note: Merchants coded as service stations or automated fuel dispensers, and EV charging stations. Not aviation or other non-automotive fuel. EV charging billed by a parking lot or garage can code as parking and earn 1%.
+  - id: grocery-stores
+    match: { categories: [grocery.supermarket] }
+    rate: 4
+    note: Grocery stores and supermarkets, by merchant category code. Groceries at Walmart, Target and other big-box stores may not count.
+  - id: restaurants
+    match: { categories: [dining] }
+    rate: 4
+    note: Restaurants, drinking places and fast food, including takeout and delivery. A cafe inside another store can code as that store and earn 1%.
+  - id: caterers
+    match: { mccs: [5811] }
+    rate: 4
+    note: Caterers count as restaurants.
+  - id: verizon-purchases
+    match: { merchants: [verizon-store] }
+    rate: 4
+    note: Devices and accessories bought at a Verizon store, Verizon online, by phone with Verizon or at an exclusive Verizon Authorized Retailer. Not Verizon wireless or Fios bill payments, or items charged to those bills, which earn 1%. Not Verizon services sold at big-box stores like Walmart or Best Buy.
+todo:
+  - "No readable Synchrony rates-and-fees table: the application's pricing terms are only inside the apply flow, and no synchronybankterms.com page for this card was found. The no-fee and no-foreign-fee quotes are from Verizon's own pages."
+  - 'Verizon Dollars are forfeited if the Verizon wireless or Fios account closes, if the cardholder stops being its Account Owner or Manager, after 90 days if the card closes, or after 24 months with no card or rewards activity. Once Verizon service ends, the card earns nothing.'
+  - 'Card benefits not modeled: Auto Pay discounts of up to $10 a month per line when paying the Verizon bill with the card, 2 free TravelPass days a year, and 0% device financing over 36 months.'
+  - "Verizon Loyalty's separate 3% in Verizon Dollars on the Verizon bill comes with being a customer, not with the card, so it isn't counted."
+evidence:
+  - rule: base_rate
+    url: https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+    quote: '1% in Verizon Dollars for all other Net New Purchases made on your Credit Card Account'
+  - rule: base_rate
+    url: https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+    quote: 'There is no limit on earning Verizon Dollars for any of the Net New Purchases listed above.'
+  - rule: base_rate
+    url: https://www.verizon.com/support/verizon-visa-card-faqs/
+    quote: '$1 Verizon Dollar = $1 Statement Credit'
+  - rule: base_rate
+    url: https://www.verizon.com/support/verizon-visa-card-faqs/
+    quote: 'Cardholders can redeem available Verizon Dollars as a statement credit toward the current balance'
+  - rule: base_rate
+    url: https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+    quote: '1% in Verizon Dollars for every Net New Purchase made for the payment of your Verizon Wireless Account bill'
+  - rule: gas-ev-charging
+    url: https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+    quote: '4% in Verizon Dollars for every Net New Purchase of gas and at electric vehicle'
+  - rule: gas-ev-charging
+    url: https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+    quote: 'Gas stations do not include merchants of aviation or other non-automotive fuels.'
+  - rule: gas-ev-charging
+    url: https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+    quote: 'a merchant of parking lots, parking meters or parking garages may have an MCC identification'
+  - rule: grocery-stores
+    url: https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+    quote: 'Grocery purchases include purchases made at grocery stores and supermarkets.'
+  - rule: grocery-stores
+    url: https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+    quote: 'grocery purchases at Walmart, Target or other "big box" retailers may not qualify'
+  - rule: restaurants
+    url: https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+    quote: '4% in Verizon Dollars for every Net New Purchase made at restaurants.'
+  - rule: restaurants
+    url: https://www.verizon.com/financial-services/verizon-visa-card/
+    quote: '4% on restaurant purchases, including take-out and delivery'
+  - rule: caterers
+    url: https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+    quote: 'Restaurants are generally identified as restaurants, drinking places, fast food places and caterers.'
+  - rule: verizon-purchases
+    url: https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+    quote: 'Net New Purchase made at a Verizon operated store, Verizon online, over the phone with a Verizon representative'
+  - rule: verizon-purchases
+    url: https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+    quote: 'Verizon purchases include purchases of devices and accessories but do not include the payment'
+  - rule: verizon-purchases
+    url: https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+    quote: 'including any "big box" retailers such as Walmart or Best Buy that offer Verizon services.'
+  - rule: annual_fee
+    url: https://www.verizon.com/support/verizon-visa-card-faqs/
+    quote: 'No annual fee and foreign transaction fees.'
+  - rule: foreign_transaction_fee
+    url: https://www.verizon.com/support/verizon-visa-card-faqs/
+    quote: 'No annual fee and foreign transaction fees.'
+  - rule: requires_membership
+    url: https://www.verizon.com/support/verizon-visa-card-rewards-legal/
+    quote: 'In order to apply for a Credit Card Account, you must be either a Verizon Account Owner'
+  - rule: requires_membership
+    url: https://www.verizon.com/support/verizon-visa-card-faqs/
+    quote: 'Verizon wireless Business accounts and Prepaid accounts aren’t eligible to apply for the Verizon Visa Card.'
+  - rule: requires_membership
+    url: https://www.verizon.com/support/verizon-visa-card-faqs/
+    quote: 'you won’t continue to earn rewards, discounts, bonuses or Verizon Dollars'
+  - rule: welcome_offer
+    url: https://www.verizon.com/financial-services/verizon-visa-card/
+    quote: 'This offer is available for applicants who are approved between 8/12/26 and 1/13/27.'
+  - rule: welcome_offer
+    url: https://www.verizon.com/financial-services/verizon-visa-card/
+    quote: 'make one purchase within 90 days to receive the $150 statement credit.'

package/data/cards/wells-fargo-active-cash.yaml

@@ -1,5 +1,6 @@
 id: wells-fargo-active-cash
 name: Wells Fargo Active Cash Card
+color: '#b8333a'
 issuer: wells-fargo
 network: visa
 currency: cash

package/data/cards/wells-fargo-autograph-journey.yaml

@@ -0,0 +1,73 @@
+id: wells-fargo-autograph-journey
+name: Wells Fargo Autograph Journey Card
+short_name: Autograph Journey
+color: '#2b2b2b'
+issuer: wells-fargo
+network: visa
+currency: WFR
+last_verified: 2026-11-04
+verified_by: claude
+source_urls:
+  - https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+  - https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/
+base_rate: 1
+annual_fee: 95
+foreign_transaction_fee: 0
+welcome_offer:
+  points: 60000
+  spend: 4000
+  months: 3
+  note: Offers may differ by marketing channel. Not available if you have the card or opened one in the last 48 months, even if it's closed.
+rules:
+  - id: hotels
+    match: { categories: [travel.hotels] }
+    rate: 5
+    note: Merchants coded as hotels and motels.
+  - id: airlines
+    match: { categories: [travel.flights] }
+    rate: 4
+    note: Merchants coded as airlines and air carriers.
+  - id: restaurants
+    match: { categories: [dining] }
+    rate: 3
+    note: Restaurants, bars, fast food and caterers.
+  - id: other-travel
+    match: { categories: [travel] }
+    rate: 3
+    note: Car rentals, cruise lines, travel agencies, discount travel sites, timeshares and campgrounds.
+# Not modeled: the $50 yearly statement credit after a $50 airline purchase.
+# Issuer text backing each rule; `yarn check-sources` checks it weekly.
+evidence:
+  - rule: base_rate
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: '1 rewards point will be earned per $1 spent on other net purchases'
+  - rule: hotels
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'Five rewards points (1 base point plus 4 bonus points) are earned per $1 spent'
+  - rule: hotels
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'with retailers whose merchant category code is classified as hotel/motel'
+  - rule: airlines
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'Airlines: 4 points (1 base point plus 3 bonus points) for every $1 spent'
+  - rule: restaurants
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'eating places and restaurants, drinking places, fast food restaurants, and caterers'
+  - rule: other-travel
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds'
+  - rule: annual_fee
+    url: https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/
+    quote: 'Annual Fee $95'
+  - rule: welcome_offer
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'when you spend $4,000 in purchases in the first 3 months'
+  - rule: welcome_offer
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'Earn 60,000 bonus points'
+  - rule: welcome_offer
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'or opened one within the last 48 months from the date of the application'
+  - rule: foreign_transaction_fee
+    url: https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/
+    quote: 'Foreign Transaction None'

package/data/cards/wells-fargo-autograph.yaml

@@ -1,5 +1,6 @@
 id: wells-fargo-autograph
 name: Wells Fargo Autograph Card
+color: '#7d2130'
 issuer: wells-fargo
 network: visa
 currency: WFR

package/data/categories.yaml

@@ -26,7 +26,9 @@
   mccs: [5814]
 
 - id: grocery
-  name: Grocery
+  name: Grocery stores
+  # Keeps /best/grocery, the page's address before it had this name.
+  slug: grocery
 - id: grocery.supermarket
   name: Supermarkets
   aliases: [groceries, grocery, grocery stores, supermarket]

package/data/currencies.yaml

@@ -33,6 +33,45 @@
     - https://www.sofi.com/credit-card/unlimited/
     - https://www.sofi.com/card/rewards?cardtype=c
 
+- id: bofa-travel-rewards
+  name: Bank of America Travel Rewards points
+  value_cents: 1.0
+  redemptions:
+    cash: 0.6
+  redemption_names:
+    cash: as cash
+  note: Each point is worth 1¢ as a statement credit against travel and dining purchases from the past 12 months, or 0.6¢ redeemed for cash.
+  sources:
+    - https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079333&productoffercode=75&locale=en_US
+
+- id: bofa-premium-rewards
+  name: Bank of America Premium Rewards points
+  value_cents: 1.0
+  note: Each point is worth 1¢ redeemed for cash, a statement credit or travel at the Travel Center.
+  sources:
+    - https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079485&productoffercode=UN&locale=en_US
+
+- id: usbank-altitude
+  name: U.S. Bank Altitude points
+  value_cents: 1.0
+  note: U.S. Bank values 20,000 Altitude Go points at $200 as a deposit to a U.S. Bank account (1¢ a point). Points also redeem as a statement credit, or for travel, gift cards and merchandise.
+  sources:
+    - https://www.usbank.com/credit-cards/altitude-go-visa-signature-credit-card.html
+
+- id: navy-federal-rewards
+  name: Navy Federal Rewards points
+  value_cents: 1.0
+  note: Each point is worth 1¢ redeemed for cash (20,000 points is "a $200 value", per Navy Federal). Points also go to gift cards, merchandise and travel through the Navy Federal Rewards Center.
+  sources:
+    - https://www.navyfederal.org/loans-cards/credit-cards/more-rewards.html
+
+- id: rei-rewards
+  name: REI Co-op Mastercard rewards
+  value_cents: 1.0
+  note: Dollars to spend at REI stores, REI.com, REI Outlet and the REI app, as Total REI Rewards. They can't be taken as cash or a check, and don't expire while the account is open.
+  sources:
+    - https://www.capitalone.com/credit-cards/rei/
+
 - id: best-buy-rewards
   name: My Best Buy rewards
   value_cents: 2.0
@@ -123,6 +162,15 @@
   sources:
     - https://thepointsguy.com/loyalty-programs/monthly-valuations/
 
+- id: trueblue-points
+  name: JetBlue TrueBlue points
+  value_cents: 1.0
+  range: [1.0, 1.35]
+  note: JetBlue publishes no fixed cash value; award prices track the published base fare, and the Barclays Points Payback rate is shown only at redemption. 1.0¢ is a conservative default. 1.35¢ is TPG's November 2026 valuation.
+  sources:
+    - https://cards.barclaycardus.com/banking/cards/jetblue-plus-card/
+    - https://thepointsguy.com/loyalty-programs/monthly-valuations/
+
 - id: ihg-points
   name: IHG One Rewards points
   value_cents: 0.5

package/data/issuers.yaml

@@ -1,35 +1,78 @@
 # The banks behind the cards: the name shown for each, and other words people
-# search with ("bofa", "amex"). Every card's `issuer` must be one of these.
+# search with ("bofa", "amex"), and a color for drawing a card that has none
+# of its own. Every card's `issuer` must be one of these.
 
 - id: amex
   name: American Express
+  color: '#2a6db0'
   search: [amex, american express]
 - id: bank-of-america
   name: Bank of America
+  color: '#b5122b'
   search: [bofa, boa, bankofamerica]
+- id: barclays
+  name: Barclays
+  color: '#00395d'
+  search: [barclaycard, barclays us]
 - id: capital-one
   name: Capital One
+  color: '#1d3c6e'
   search: [capitalone]
+- id: caltech-efcu
+  name: Caltech Employees Federal Credit Union
+  color: '#ff6c0c'
+  search: [cefcu, caltech efcu, caltech credit union]
 - id: chase
   name: Chase
+  color: '#1f4f9c'
 - id: citi
   name: Citi
+  color: '#3b4f66'
   search: [citibank]
 - id: column
   # Column N.A. issues the Bilt card; people know it as Bilt.
   name: Bilt
+  color: '#1a1a1a'
   search: [bilt]
 - id: discover
   name: Discover
+  color: '#e8751a'
   search: [discover it]
+- id: elan
+  # Elan Financial Services issues the Fidelity Rewards Visa Signature.
+  name: Elan Financial Services
+  color: '#1d3f6e'
+  search: [elan, elan financial]
+- id: goldman-sachs
+  # Goldman Sachs Bank USA issues the Apple Card.
+  name: Goldman Sachs
+  color: '#6b8fbf'
+  search: [goldman, gs]
+- id: navy-federal
+  name: Navy Federal Credit Union
+  color: '#1b3a6b'
+  search: [nfcu, navy federal, navy fed]
+- id: penfed
+  name: PenFed Credit Union
+  color: '#1f5c99'
+  search: [penfed, pentagon federal]
 - id: sofi
   name: SoFi
+  color: '#2d2f36'
+- id: synchrony
+  # Synchrony Bank issues the PayPal Cashback Mastercard.
+  name: Synchrony
+  color: '#3b3f46'
+  search: [syf, synchrony bank]
 - id: td-bank
   name: TD Bank
+  color: '#2f6b3a'
   search: [td]
 - id: usbank
   name: U.S. Bank
+  color: '#3c4655'
   search: [us bank]
 - id: wells-fargo
   name: Wells Fargo
+  color: '#b8333a'
   search: [wf, wellsfargo]