earnrate 0.2.10 → 0.2.12

package/data/cards/wells-fargo-autograph-journey.yaml

@@ -0,0 +1,73 @@
+id: wells-fargo-autograph-journey
+name: Wells Fargo Autograph Journey Card
+short_name: Autograph Journey
+color: '#2b2b2b'
+issuer: wells-fargo
+network: visa
+currency: WFR
+last_verified: 2026-11-04
+verified_by: claude
+source_urls:
+  - https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+  - https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/
+base_rate: 1
+annual_fee: 95
+foreign_transaction_fee: 0
+welcome_offer:
+  points: 60000
+  spend: 4000
+  months: 3
+  note: Offers may differ by marketing channel. Not available if you have the card or opened one in the last 48 months, even if it's closed.
+rules:
+  - id: hotels
+    match: { categories: [travel.hotels] }
+    rate: 5
+    note: Merchants coded as hotels and motels.
+  - id: airlines
+    match: { categories: [travel.flights] }
+    rate: 4
+    note: Merchants coded as airlines and air carriers.
+  - id: restaurants
+    match: { categories: [dining] }
+    rate: 3
+    note: Restaurants, bars, fast food and caterers.
+  - id: other-travel
+    match: { categories: [travel] }
+    rate: 3
+    note: Car rentals, cruise lines, travel agencies, discount travel sites, timeshares and campgrounds.
+# Not modeled: the $50 yearly statement credit after a $50 airline purchase.
+# Issuer text backing each rule; `yarn check-sources` checks it weekly.
+evidence:
+  - rule: base_rate
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: '1 rewards point will be earned per $1 spent on other net purchases'
+  - rule: hotels
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'Five rewards points (1 base point plus 4 bonus points) are earned per $1 spent'
+  - rule: hotels
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'with retailers whose merchant category code is classified as hotel/motel'
+  - rule: airlines
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'Airlines: 4 points (1 base point plus 3 bonus points) for every $1 spent'
+  - rule: restaurants
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'eating places and restaurants, drinking places, fast food restaurants, and caterers'
+  - rule: other-travel
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds'
+  - rule: annual_fee
+    url: https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/
+    quote: 'Annual Fee $95'
+  - rule: welcome_offer
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'when you spend $4,000 in purchases in the first 3 months'
+  - rule: welcome_offer
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'Earn 60,000 bonus points'
+  - rule: welcome_offer
+    url: https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/
+    quote: 'or opened one within the last 48 months from the date of the application'
+  - rule: foreign_transaction_fee
+    url: https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/
+    quote: 'Foreign Transaction None'

package/data/cards/wells-fargo-autograph.yaml

@@ -1,5 +1,6 @@
 id: wells-fargo-autograph
 name: Wells Fargo Autograph Card
+color: '#7d2130'
 issuer: wells-fargo
 network: visa
 currency: WFR

package/data/categories.yaml

@@ -26,7 +26,9 @@
   mccs: [5814]
 
 - id: grocery
-  name: Grocery
+  name: Grocery stores
+  # Keeps /best/grocery, the page's address before it had this name.
+  slug: grocery
 - id: grocery.supermarket
   name: Supermarkets
   aliases: [groceries, grocery, grocery stores, supermarket]

package/data/currencies.yaml

@@ -33,6 +33,31 @@
     - https://www.sofi.com/credit-card/unlimited/
     - https://www.sofi.com/card/rewards?cardtype=c
 
+- id: bofa-travel-rewards
+  name: Bank of America Travel Rewards points
+  value_cents: 1.0
+  redemptions:
+    cash: 0.6
+  redemption_names:
+    cash: as cash
+  note: Each point is worth 1¢ as a statement credit against travel and dining purchases from the past 12 months, or 0.6¢ redeemed for cash.
+  sources:
+    - https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079333&productoffercode=75&locale=en_US
+
+- id: bofa-premium-rewards
+  name: Bank of America Premium Rewards points
+  value_cents: 1.0
+  note: Each point is worth 1¢ redeemed for cash, a statement credit or travel at the Travel Center.
+  sources:
+    - https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079485&productoffercode=UN&locale=en_US
+
+- id: usbank-altitude
+  name: U.S. Bank Altitude points
+  value_cents: 1.0
+  note: U.S. Bank values 20,000 Altitude Go points at $200 as a deposit to a U.S. Bank account (1¢ a point). Points also redeem as a statement credit, or for travel, gift cards and merchandise.
+  sources:
+    - https://www.usbank.com/credit-cards/altitude-go-visa-signature-credit-card.html
+
 - id: best-buy-rewards
   name: My Best Buy rewards
   value_cents: 2.0
@@ -123,6 +148,15 @@
   sources:
     - https://thepointsguy.com/loyalty-programs/monthly-valuations/
 
+- id: trueblue-points
+  name: JetBlue TrueBlue points
+  value_cents: 1.0
+  range: [1.0, 1.35]
+  note: JetBlue publishes no fixed cash value; award prices track the published base fare, and the Barclays Points Payback rate is shown only at redemption. 1.0¢ is a conservative default. 1.35¢ is TPG's November 2026 valuation.
+  sources:
+    - https://cards.barclaycardus.com/banking/cards/jetblue-plus-card/
+    - https://thepointsguy.com/loyalty-programs/monthly-valuations/
+
 - id: ihg-points
   name: IHG One Rewards points
   value_cents: 0.5
@@ -131,6 +165,32 @@
   sources:
     - https://thepointsguy.com/loyalty-programs/monthly-valuations/
 
+- id: delta-skymiles
+  name: Delta SkyMiles
+  value_cents: 1.0
+  range: [1.0, 1.2]
+  note: Delta's Pay with Miles lets Delta Amex cardholders take $50 off a Delta fare for every 5,000 miles (1.0¢ a mile). 1.2¢ is TPG's November 2026 valuation.
+  sources:
+    - https://www.delta.com/paywithmiles
+    - https://thepointsguy.com/loyalty-programs/monthly-valuations/
+
+- id: hilton-honors
+  name: Hilton Honors points
+  value_cents: 0.4
+  note: Hilton publishes no general cash value for points; its terms say rewards can't be redeemed for cash, and the only fixed rate is for Event Credits on group bills (25,000 points for $50, 0.2¢). 0.4¢ is TPG's November 2026 valuation, below the 0.5¢ default used for IHG, so it's the default here.
+  sources:
+    - https://www.hilton.com/en/hilton-honors/terms/
+    - https://thepointsguy.com/loyalty-programs/monthly-valuations/
+
+- id: marriott-bonvoy
+  name: Marriott Bonvoy points
+  value_cents: 0.5
+  range: [0.5, 0.75]
+  note: Marriott publishes no general cash value for points. The only fixed rate is Chase's Pay Yourself Back on the Bonvoy Bold card, $100 for every 12,500 points (0.8¢), limited to airline and Marriott purchases on that card. 0.5¢ is the conservative default IHG uses too; 0.75¢ is TPG's November 2026 valuation.
+  sources:
+    - https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold
+    - https://thepointsguy.com/loyalty-programs/monthly-valuations/
+
 - id: kohls-rewards
   name: Kohl's Rewards
   value_cents: 1.0

package/data/issuers.yaml

@@ -1,32 +1,56 @@
 # The banks behind the cards: the name shown for each, and other words people
-# search with ("bofa", "amex"). Every card's `issuer` must be one of these.
+# search with ("bofa", "amex"), and a color for drawing a card that has none
+# of its own. Every card's `issuer` must be one of these.
 
 - id: amex
   name: American Express
+  color: '#2a6db0'
   search: [amex, american express]
 - id: bank-of-america
   name: Bank of America
+  color: '#b5122b'
   search: [bofa, boa, bankofamerica]
+- id: barclays
+  name: Barclays
+  color: '#00395d'
+  search: [barclaycard, barclays us]
 - id: capital-one
   name: Capital One
+  color: '#1d3c6e'
   search: [capitalone]
 - id: chase
   name: Chase
+  color: '#1f4f9c'
 - id: citi
   name: Citi
+  color: '#3b4f66'
   search: [citibank]
 - id: column
   # Column N.A. issues the Bilt card; people know it as Bilt.
   name: Bilt
+  color: '#1a1a1a'
   search: [bilt]
+- id: discover
+  name: Discover
+  color: '#e8751a'
+  search: [discover it]
 - id: sofi
   name: SoFi
+  color: '#2d2f36'
+- id: synchrony
+  # Synchrony Bank issues the PayPal Cashback Mastercard.
+  name: Synchrony
+  color: '#3b3f46'
+  search: [syf, synchrony bank]
 - id: td-bank
   name: TD Bank
+  color: '#2f6b3a'
   search: [td]
 - id: usbank
   name: U.S. Bank
+  color: '#3c4655'
   search: [us bank]
 - id: wells-fargo
   name: Wells Fargo
+  color: '#b8333a'
   search: [wf, wellsfargo]

package/data/memberships.yaml

@@ -12,6 +12,16 @@
   # as Costco's own 2% reward, which earnrate doesn't model.
   annual_fee: 65
   members_shop_at: [costco, costco-gas, costco-travel]
+- id: sams-club
+  name: Sam's Club membership
+  ask: I have a Sam's Club membership
+  # Club, the basic tier ($60). Plus ($120) is its own entry below because it
+  # raises the Sam's Club Mastercard's rate at Sam's Club.
+  annual_fee: 60
+  members_shop_at: [sams-club, sams-club-gas]
+- id: sams-club-plus
+  name: Sam's Club Plus membership
+  ask: I have Sam's Club Plus
 - id: bank-of-america-account
   name: Bank of America checking or savings
   ask: I bank with Bank of America