earnrate 0.2.10 → 0.2.12

package/data/cards/chase-united-business.yaml

@@ -1,5 +1,6 @@
 id: chase-united-business
 name: United Business Card
+color: '#1f3f77'
 issuer: chase
 network: visa
 currency: united-miles
@@ -39,6 +40,13 @@ rules:
     match: { categories: [transit] }
     rate: 2
     note: Local transit and commuting, including rideshare, taxis, trains, buses, ferries, tolls and parking. Not airlines, car rentals, bike or scooter rentals or car sharing.
+milestones:
+  - id: spend-25k
+    spend: 25000
+    period: calendar_year
+    rewards:
+      - 2 continental U.S. Economy Plus seat upgrades
+    note: 'For the primary cardmember, on tickets bought with the card. Chase says to allow 6-8 weeks for them to post; use them within 12 months.'
 todo:
   - United Card Events from Chase also earn 2x; no merchant exists for them, so they aren't modeled.
 # Issuer text backing each rule; `yarn check-sources` checks it weekly.
@@ -88,3 +96,6 @@ evidence:
   - rule: foreign_transaction_fee
     url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65426.html
     quote: 'Foreign Transactions None Penalty Fees'
+  - rule: spend-25k
+    url: https://creditcards.chase.com/business-credit-cards/united/united-business-card
+    quote: 'Earn 2 continental U.S. Economy Plus® seat upgrades after spending $25,000 each calendar year.'

package/data/cards/chase-united-club-business.yaml

@@ -1,5 +1,6 @@
 id: chase-united-club-business
 name: United Club Business Card
+color: '#1a2130'
 issuer: chase
 network: visa
 currency: united-miles
@@ -26,6 +27,19 @@ rules:
     match: { merchants: [renowned-hotels-chase-travel] }
     rate: 5
     note: Prepaid hotel stays booked through Renowned Hotels and Resorts for United Cardmembers on Chase Travel. Bookings through FROSCH and its family of travel companies don't earn 5x.
+milestones:
+  - id: spend-40k
+    spend: 40000
+    period: calendar_year
+    rewards:
+      - 2 global Economy Plus seat upgrades
+    note: 'For the primary cardmember, on tickets bought with the card. Chase says to allow 6-8 weeks for them to post; use them within 12 months.'
+  - id: spend-50k
+    spend: 50000
+    period: calendar_year
+    rewards:
+      - United Club All Access membership
+    note: 'Premier Gold status unlocks it too. It lasts the rest of that calendar year and all of the next.'
 todo:
   - United Card Events from Chase also earn 2x; no merchant exists for them, so they aren't modeled.
 # Issuer text backing each rule; `yarn check-sources` checks it weekly.
@@ -57,3 +71,9 @@ evidence:
   - rule: foreign_transaction_fee
     url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65424.html
     quote: 'Foreign Transactions None Penalty Fees'
+  - rule: spend-40k
+    url: https://creditcards.chase.com/business-credit-cards/united/united-club-business
+    quote: 'Earn 2 global Economy Plus® seat upgrades after spending $40,000 each calendar year.'
+  - rule: spend-50k
+    url: https://creditcards.chase.com/business-credit-cards/united/united-club-business
+    quote: 'Receive United Club All Access Membership after spending $50,000 in a calendar year'

package/data/cards/chase-united-club.yaml

@@ -1,5 +1,6 @@
 id: chase-united-club
 name: United Club Card
+color: '#1c2533'
 issuer: chase
 network: visa
 currency: united-miles
@@ -38,6 +39,25 @@ rules:
     match: { categories: [dining] }
     rate: 2
     note: Includes takeout and eligible delivery services.
+milestones:
+  - id: spend-20k
+    spend: 20000
+    period: calendar_year
+    rewards:
+      - a 10,000-mile award flight discount
+    note: "Up to two a calendar year. It posts to MileagePlus within 6-8 weeks and expires 12 months after it's issued."
+  - id: spend-40k
+    spend: 40000
+    period: calendar_year
+    rewards:
+      - a second 10,000-mile award flight discount
+    note: "The most a calendar year: two discounts, on up to $40,000 of purchases. It posts to MileagePlus within 6-8 weeks and expires 12 months after it's issued."
+  - id: spend-50k
+    spend: 50000
+    period: calendar_year
+    rewards:
+      - United Club All Access membership
+    note: 'Premier Gold status unlocks it too. It lasts the rest of that calendar year and all of the next.'
 todo:
   - United Card Events from Chase also earn 5x; no merchant exists for them, so they aren't modeled.
 # Issuer text backing each rule; `yarn check-sources` checks it weekly.
@@ -90,3 +110,15 @@ evidence:
   - rule: foreign_transaction_fee
     url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC62957.html
     quote: 'Foreign Transactions None Penalty Fees'
+  - rule: spend-20k
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-club
+    quote: 'Earn a 10,000-mile award flight discount after $20,000 in purchases'
+  - rule: spend-40k
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-club
+    quote: 'up to two times each calendar year'
+  - rule: spend-40k
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-club
+    quote: 'on up to a maximum of $40,000 in net purchases per calendar year'
+  - rule: spend-50k
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-club
+    quote: 'Receive United Club All Access Membership after spending $50,000 in a calendar year'

package/data/cards/chase-united-explorer.yaml

@@ -1,5 +1,6 @@
 id: chase-united-explorer
 name: United Explorer Card
+color: '#2b4f86'
 issuer: chase
 network: visa
 currency: united-miles
@@ -31,6 +32,19 @@ rules:
     match: { categories: [travel.hotels] }
     rate: 2
     note: Only hotel stays booked directly with the hotel. Not travel agencies, discount travel sites, vacation clubs, tour operators or packages; on-site purchases count only if they code as the hotel.
+milestones:
+  - id: spend-10k
+    spend: 10000
+    period: calendar_year
+    rewards:
+      - '$100 United TravelBank cash'
+    note: 'One a calendar year. It posts to MileagePlus within 6-8 weeks, and the booking must be made within 12 months of issue.'
+  - id: spend-20k
+    spend: 20000
+    period: calendar_year
+    rewards:
+      - a 10,000-mile award flight discount
+    note: "One a calendar year. It posts to MileagePlus within 6-8 weeks and expires 12 months after it's issued."
 todo:
   - United Card Events from Chase also earn 3x; no merchant exists for them, so they aren't modeled.
 # Issuer text backing each rule; `yarn check-sources` checks it weekly.
@@ -74,3 +88,9 @@ evidence:
   - rule: foreign_transaction_fee
     url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63218.html
     quote: 'Foreign Transactions None Penalty Fees'
+  - rule: spend-10k
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-explorer
+    quote: 'Earn $100 in United® TravelBank cash after you spend $10,000 on purchases each calendar year'
+  - rule: spend-20k
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-explorer
+    quote: 'Earn a 10,000-mile award flight discount after spending $20,000 each calendar year'

package/data/cards/chase-united-gateway.yaml

@@ -1,5 +1,6 @@
 id: chase-united-gateway
 name: United Gateway Card
+color: '#4f7bbd'
 issuer: chase
 network: visa
 currency: united-miles
@@ -30,6 +31,15 @@ rules:
     match: { categories: [transit] }
     rate: 2
     note: Local transit and commuting, including rideshare, taxis, trains, buses, ferries, tolls and parking. Not airlines, car rentals, bike or scooter rentals or car sharing.
+milestones:
+  - id: spend-10k
+    spend: 10000
+    period: calendar_year
+    rewards:
+      - 2 first checked bag certificates
+      - 10% or more off award flights
+      - 6x MileagePlus miles from United on United fares
+    note: "The award discount lasts the rest of that calendar year and all of the next. The 6x miles come from United's MileagePlus program, not the card, so they don't change what the card earns."
 todo:
   - United Card Events from Chase also earn 2x; no merchant exists for them, so they aren't modeled.
 # Issuer text backing each rule; `yarn check-sources` checks it weekly.
@@ -67,3 +77,12 @@ evidence:
   - rule: foreign_transaction_fee
     url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65777.html
     quote: 'Foreign Transactions None Penalty Fees'
+  - rule: spend-10k
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-gateway
+    quote: 'Earn 2 first standard checked bags after you spend $10,000 in a calendar year.'
+  - rule: spend-10k
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-gateway
+    quote: 'Save 10% or more on flights booked with miles after spending $10,000 in a calendar year.'
+  - rule: spend-10k
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-gateway
+    quote: "you'll earn 6x miles on fare from United as a MileagePlus member after spending $10,000"

package/data/cards/chase-united-quest.yaml

@@ -1,5 +1,6 @@
 id: chase-united-quest
 name: United Quest Card
+color: '#253a5c'
 issuer: chase
 network: visa
 currency: united-miles
@@ -65,6 +66,19 @@ rules:
       }
     rate: 2
     note: Only the services on Chase's select streaming list, like Netflix, Hulu, Disney+ and Spotify.
+milestones:
+  - id: spend-20k
+    spend: 20000
+    period: calendar_year
+    rewards:
+      - a 10,000-mile award flight discount
+    note: "One a calendar year. It posts to MileagePlus within 6-8 weeks and expires 12 months after it's issued. Separate from the 10,000-mile discount every cardmember anniversary."
+  - id: spend-40k
+    spend: 40000
+    period: calendar_year
+    rewards:
+      - 2 global Economy Plus seat upgrades
+    note: 'For the primary cardmember, on tickets bought with the card. Chase says to allow 6-8 weeks for them to post; use them within 12 months.'
 todo:
   - United Card Events from Chase also earn 4x; no merchant exists for them, so they aren't modeled.
 # Issuer text backing each rule; `yarn check-sources` checks it weekly.
@@ -120,3 +134,9 @@ evidence:
   - rule: foreign_transaction_fee
     url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65756.html
     quote: 'Foreign Transactions None Penalty Fees'
+  - rule: spend-20k
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-quest
+    quote: 'Earn a 10,000-mile award flight discount after spending $20,000 each calendar year'
+  - rule: spend-40k
+    url: https://creditcards.chase.com/travel-credit-cards/united/united-quest
+    quote: 'Earn 2 global Economy Plus® seat upgrades after spending $40,000 each calendar year.'

package/data/cards/citi-aadvantage-business.yaml

@@ -1,5 +1,7 @@
 id: citi-aadvantage-business
 name: Citi / AAdvantage Business World Elite Mastercard
+short_name: AAdvantage Business
+color: '#3a4a5a'
 issuer: citi
 network: mastercard
 currency: aadvantage-miles
@@ -37,8 +39,16 @@ rules:
     match: { categories: [phone, tv_internet] }
     rate: 2
     note: Telecom merchants (phone service and equipment such as cell phones) and cable and satellite TV, internet, phone and radio providers.
-# Not modeled: free checked bag, companion certificate after $30,000 spend. Loyalty Points toward status aren't card earnings.
+milestones:
+  - id: spend-30k
+    spend: 30000
+    period: cardmember_year
+    rewards:
+      - an American Airlines Companion Certificate
+    note: "Citi's cardmembership year runs from the billing cycle after the anniversary month, so it can be a few weeks off the anniversary date. Issued after the card renews: the companion pays $99 plus taxes and fees on a domestic Main Cabin round trip."
+# Not modeled: free checked bag. Loyalty Points toward status aren't card earnings.
 todo:
+  - Citi counts the $30,000 milestone over a cardmembership year that starts with the billing cycle after the anniversary month; `cardmember_year` uses the anniversary date, so progress can be a few weeks off.
   - Warehouse-club gas earns 2x if the club codes it as a gas station; earnrate's gas.superstore can't tell, so it's excluded. Moot at Costco, which takes only Visa.
 evidence:
   - rule: base_rate
@@ -86,3 +96,6 @@ evidence:
   - rule: foreign_transaction_fee
     url: https://www.citi.com/credit-cards/citi-aadvantage-business-credit-card
     quote: 'Fee for Foreign Purchases — None'
+  - rule: spend-30k
+    url: https://www.citi.com/credit-cards/citi-aadvantage-business-credit-card
+    quote: 'Earn an American Airlines Companion Certificate for qualifying domestic travel after you spend $30,000 in purchases each cardmembership year'

package/data/cards/citi-aadvantage-executive.yaml

@@ -1,5 +1,7 @@
 id: citi-aadvantage-executive
 name: Citi / AAdvantage Executive World Legend Mastercard
+short_name: AAdvantage Executive
+color: '#1e1e22'
 issuer: citi
 network: mastercard
 currency: aadvantage-miles

package/data/cards/citi-aadvantage-globe.yaml

@@ -1,5 +1,7 @@
 id: citi-aadvantage-globe
 name: Citi / AAdvantage Globe Mastercard
+short_name: AAdvantage Globe
+color: '#2c3e5a'
 issuer: citi
 network: mastercard
 currency: aadvantage-miles

package/data/cards/citi-aadvantage-mileup.yaml

@@ -1,5 +1,7 @@
 id: citi-aadvantage-mileup
 name: American Airlines AAdvantage MileUp Card
+short_name: AAdvantage MileUp
+color: '#8aa3bf'
 issuer: citi
 # The card page's ID Theft Protection terms have cardholders enroll "with your
 # Citibank Mastercard", and its footer carries the Mastercard trademark notice.

package/data/cards/citi-aadvantage-platinum-select.yaml

@@ -1,5 +1,7 @@
 id: citi-aadvantage-platinum-select
 name: Citi / AAdvantage Platinum Select World Elite Mastercard
+short_name: AAdvantage Platinum
+color: '#a7b0b8'
 issuer: citi
 network: mastercard
 currency: aadvantage-miles
@@ -30,8 +32,16 @@ rules:
     exclude: { categories: [gas.superstore] }
     rate: 2
     note: Warehouse-club gas counts only when the club codes it as a gas station, so superstore and warehouse-club gas is excluded here to stay conservative. Discount, department and convenience stores don't count.
-# Not modeled: free first checked bag, preferred boarding, companion certificate. Loyalty Points toward status aren't card earnings.
+milestones:
+  - id: spend-20k
+    spend: 20000
+    period: cardmember_year
+    rewards:
+      - a $125 American Airlines Flight Discount
+    note: "Citi's cardmembership year runs from the billing cycle after the anniversary month, so it can be a few weeks off the anniversary date. The discount expires a year after it's issued."
+# Not modeled: free first checked bag, preferred boarding. Loyalty Points toward status aren't card earnings.
 todo:
+  - Citi counts the $20,000 milestone over a cardmembership year that starts with the billing cycle after the anniversary month; `cardmember_year` uses the anniversary date, so progress can be a few weeks off.
   - Warehouse-club gas earns 2x if the club codes it as a gas station; earnrate's gas.superstore can't tell, so it's excluded. Moot at Costco, which takes only Visa.
 evidence:
   - rule: base_rate
@@ -73,3 +83,6 @@ evidence:
   - rule: foreign_transaction_fee
     url: https://www.citi.com/credit-cards/citi-aadvantage-platinum-elite-credit-card
     quote: 'there are no foreign transaction fees'
+  - rule: spend-20k
+    url: https://www.citi.com/credit-cards/citi-aadvantage-platinum-elite-credit-card
+    quote: 'Earn a $125 American Airlines Flight Discount certificate (the “Flight Discount”) after you spend $20,000 or more in purchases'

package/data/cards/citi-costco-anywhere-visa-business.yaml

@@ -1,5 +1,7 @@
 id: citi-costco-anywhere-visa-business
 name: Costco Anywhere Visa Business Card by Citi
+short_name: Costco Visa Business
+color: '#3a3e44'
 issuer: citi
 network: visa
 currency: cash

package/data/cards/citi-costco-anywhere-visa.yaml

@@ -1,5 +1,7 @@
 id: citi-costco-anywhere-visa
 name: Costco Anywhere Visa Card by Citi
+short_name: Costco Anywhere Visa
+color: '#2f3338'
 issuer: citi
 network: visa
 currency: cash

package/data/cards/citi-custom-cash.yaml

@@ -1,5 +1,6 @@
 id: citi-custom-cash
 name: Citi Custom Cash Card
+color: '#3a7d8c'
 issuer: citi
 network: mastercard
 currency: cash

package/data/cards/citi-double-cash.yaml

@@ -1,5 +1,6 @@
 id: citi-double-cash
 name: Citi Double Cash Card
+color: '#6aa7a8'
 issuer: citi
 network: mastercard
 currency: cash

package/data/cards/citi-my-best-buy-visa.yaml

@@ -1,5 +1,6 @@
 id: citi-my-best-buy-visa
 name: My Best Buy Visa Card
+color: '#1d4fa0'
 issuer: citi
 network: visa
 currency: best-buy-rewards

package/data/cards/citi-strata-elite.yaml

@@ -1,5 +1,6 @@
 id: citi-strata-elite
 name: Citi Strata Elite Card
+color: '#2a2a2a'
 issuer: citi
 network: mastercard
 currency: TYP

package/data/cards/citi-strata-premier.yaml

@@ -1,5 +1,6 @@
 id: citi-strata-premier
 name: Citi Strata Premier Card
+color: '#3b4250'
 issuer: citi
 network: mastercard
 currency: TYP

package/data/cards/citi-strata.yaml

@@ -0,0 +1,164 @@
+id: citi-strata
+name: Citi Strata Card
+color: '#5c6b7a'
+issuer: citi
+# The card page's FAQ: "The Citi Strata Card is a Mastercard."
+network: mastercard
+currency: TYP
+last_verified: 2026-11-04
+verified_by: claude
+source_urls:
+  - https://www.citi.com/credit-cards/citi-strata-credit-card
+  # The card page's "Important Pricing & Information" link (terms, fees and
+  # rewards definitions).
+  - https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+base_rate: 1
+annual_fee: 0
+foreign_transaction_fee: 3
+welcome_offer:
+  points: 20000
+  spend: 1000
+  months: 3
+  note: Not available if you currently have or previously had a Citi Strata or Citi Strata Student account; Citi may also decline the bonus based on your history of opening, closing and using credit cards. Offers may vary.
+choices:
+  # Select Streaming Services until changed; it can be changed once each
+  # calendar quarter.
+  - id: self-select
+    pick: 1
+    period: until_changed
+    default: [select-streaming]
+    options:
+      select-streaming:
+        merchants:
+          [
+            amazon-prime-video,
+            apple-music,
+            disney-plus,
+            directv-stream,
+            espn,
+            fandango-at-home,
+            fubotv,
+            max,
+            hulu,
+            mlb-tv,
+            nba-league-pass,
+            netflix,
+            pandora,
+            paramount-plus,
+            sling-tv,
+            spotify,
+            starz,
+            siriusxm,
+            tidal,
+            youtube-premium,
+            youtube-tv,
+          ]
+      fitness-clubs: [fitness]
+      live-entertainment: [entertainment]
+rules:
+  - id: citi-travel-hotels-cars-attractions
+    match:
+      {
+        merchants:
+          [
+            citi-travel-hotels,
+            citi-travel-car-rentals,
+            citi-travel-attractions,
+          ],
+      }
+    rate: 5
+    note: Booked on the Citi Travel site (cititravel.com or 1-833-737-1288). Only the part paid with the card earns, not the part paid with points.
+  - id: supermarkets
+    match: { categories: [grocery.supermarket] }
+    exclude:
+      { categories: [superstore, warehouse_club, convenience_store, drugstore] }
+    rate: 3
+    note: Excludes superstores, warehouse clubs, convenience stores, drugstores, specialty food stores, bakeries and meal kit delivery. Online supermarkets count only if the merchant uses the supermarket merchant code.
+  - id: gas-ev-charging-select-transit
+    match: { categories: [gas, ev_charging, transit, travel.car_rental] }
+    exclude: { categories: [gas.superstore] }
+    rate: 3
+    note: Gas stations and EV charging, plus car rentals, ferries, commuter and passenger railways, subways, taxis and car services, tolls, parking, bus lines and RV rentals. Gas at warehouse clubs, superstores, discount, department and convenience stores doesn't count; neither do bike or scooter rentals.
+  - id: self-select
+    match: { choice: self-select }
+    rate: 3
+    note: The Self-Select Category you chose (Select Streaming Services until you change it). Streaming bundled with another product, or billed through another platform, doesn't count. Live entertainment is tickets for concerts, live sports, theater and amusement parks, not movie theaters, museums or golf.
+  - id: restaurants
+    match: { categories: [dining] }
+    exclude: { merchants: [dodger-stadium, bellagio] }
+    rate: 2
+    note: Includes cafes, bars, lounges, fast food, takeout and restaurant delivery services. Excludes bakeries, caterers and restaurants inside another business (hotels, stores, stadiums, grocery stores, warehouse clubs).
+# Issuer text backing each rule; `yarn check-sources` checks it weekly.
+evidence:
+  - rule: base_rate
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: '1 point per dollar spent on All Other Purchases'
+  - rule: citi-travel-hotels-cars-attractions
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: '5 points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com'
+  - rule: citi-travel-hotels-cars-attractions
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'only the portion paid with your card will earn points'
+  - rule: supermarkets
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: '3 points per dollar spent at Supermarkets'
+  - rule: supermarkets
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'Excludes purchases at general merchandise/discount superstores'
+  - rule: supermarkets
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'drugstores, warehouse clubs, wholesale clubs, specialty vendors, bakeries'
+  - rule: gas-ev-charging-select-transit
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: '3 points per dollar spent at Gas & EV Charging Stations and on Select Transit.'
+  - rule: gas-ev-charging-select-transit
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'Select transit includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services'
+  - rule: gas-ev-charging-select-transit
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals'
+  - rule: gas-ev-charging-select-transit
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'Gas stations exclude gas purchases at warehouse clubs, wholesale stores, superstores, discount stores'
+  - rule: self-select
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: '3 points per dollar spent on an eligible Self-Select Category of your choice'
+  - rule: self-select
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'the default Self-Select Category is Select Streaming Services'
+  - rule: self-select
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'You may change your Self-Select Category once each calendar quarter'
+  - rule: self-select
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'Includes the following streaming providers: Amazon Prime Video, Apple Music, Disney+'
+  - rule: self-select
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'including concerts, live sporting events, live theatrical productions, amusement parks, and orchestras'
+  - rule: self-select
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'athletic, sports and recreation facilities requiring membership such as health, tennis, and swimming clubs'
+  - rule: restaurants
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: '2 points per dollar spent at Restaurants'
+  - rule: restaurants
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'Excludes purchases at bakeries, caterers, and restaurants located inside another business'
+  - rule: annual_fee
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'Annual Fee None'
+  - rule: welcome_offer
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: 'after spending $1,000 in the first 3 months'
+  - rule: welcome_offer
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: 'Earn 20,000 bonus points'
+  - rule: welcome_offer
+    url: https://www.citi.com/credit-cards/citi-strata-credit-card
+    quote: 'if you currently have or previously had a Citi Strata® or a Citi Strata Student account'
+  - rule: foreign_transaction_fee
+    url: https://online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=694a2bccaa4fab7c7710d9d9f1f36fbac5552a971559393761b722e87102c50f
+    quote: 'Foreign Purchase Transaction 3% of each purchase transaction in U.S. dollars.'
+todo:
+  - "The Self-Select Category can also be Cosmetic Stores/Barber Shops/Hair Salons or Pet Supply Stores, which have no earnrate category, so those two options aren't offered."
+  - "The terms link carries a session-like token (HKOP); if Citi rotates it, take the new one from the card page's Important Pricing & Information link."