earnrate 0.2.10 → 0.2.12
This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.
- package/README.md +31 -11
- package/data/CHANGELOG.md +154 -0
- package/data/VERSION +1 -1
- package/data/cards/amex-blue-business-plus.yaml +1 -0
- package/data/cards/amex-blue-cash-everyday.yaml +1 -0
- package/data/cards/amex-blue-cash-preferred.yaml +7 -0
- package/data/cards/amex-business-gold.yaml +134 -0
- package/data/cards/amex-business-platinum.yaml +115 -0
- package/data/cards/amex-delta-skymiles-blue.yaml +91 -0
- package/data/cards/amex-delta-skymiles-gold.yaml +122 -0
- package/data/cards/amex-delta-skymiles-platinum.yaml +120 -0
- package/data/cards/amex-delta-skymiles-reserve.yaml +82 -0
- package/data/cards/amex-gold.yaml +1 -0
- package/data/cards/amex-hilton-honors-aspire.yaml +142 -0
- package/data/cards/amex-hilton-honors-business.yaml +93 -0
- package/data/cards/amex-hilton-honors-surpass.yaml +153 -0
- package/data/cards/amex-hilton-honors.yaml +119 -0
- package/data/cards/amex-marriott-bonvoy-bevy.yaml +118 -0
- package/data/cards/amex-marriott-bonvoy-brilliant.yaml +93 -0
- package/data/cards/amex-marriott-bonvoy-business.yaml +116 -0
- package/data/cards/amex-platinum.yaml +15 -0
- package/data/cards/bank-of-america-atmos-rewards-ascent.yaml +14 -0
- package/data/cards/bank-of-america-atmos-rewards-business.yaml +15 -0
- package/data/cards/bank-of-america-atmos-rewards-summit.yaml +17 -0
- package/data/cards/bank-of-america-customized-cash-rewards.yaml +34 -1
- package/data/cards/bank-of-america-premium-rewards.yaml +134 -0
- package/data/cards/bank-of-america-travel-rewards.yaml +123 -0
- package/data/cards/bank-of-america-unlimited-cash-rewards.yaml +83 -0
- package/data/cards/barclays-jetblue-plus.yaml +86 -0
- package/data/cards/bilt-blue.yaml +60 -0
- package/data/cards/bilt-obsidian.yaml +1 -0
- package/data/cards/bilt-palladium.yaml +76 -0
- package/data/cards/capital-one-kohls-card.yaml +1 -0
- package/data/cards/capital-one-kohls-rewards-visa.yaml +1 -0
- package/data/cards/capital-one-quicksilver.yaml +82 -0
- package/data/cards/capital-one-savor.yaml +2 -0
- package/data/cards/capital-one-spark-cash-plus.yaml +80 -0
- package/data/cards/capital-one-venture-x-business.yaml +97 -0
- package/data/cards/capital-one-venture-x.yaml +2 -0
- package/data/cards/capital-one-venture.yaml +2 -0
- package/data/cards/chase-aeroplan.yaml +30 -0
- package/data/cards/chase-freedom-flex.yaml +1 -0
- package/data/cards/chase-freedom-rise.yaml +29 -0
- package/data/cards/chase-freedom-unlimited.yaml +1 -0
- package/data/cards/chase-ihg-one-rewards-business.yaml +1 -0
- package/data/cards/chase-ihg-one-rewards-premier-select.yaml +2 -0
- package/data/cards/chase-ihg-one-rewards-premier.yaml +1 -0
- package/data/cards/chase-ihg-one-rewards.yaml +1 -0
- package/data/cards/chase-ink-business-cash.yaml +1 -0
- package/data/cards/chase-ink-business-preferred.yaml +1 -0
- package/data/cards/chase-ink-business-unlimited.yaml +69 -0
- package/data/cards/chase-marriott-bonvoy-bold.yaml +124 -0
- package/data/cards/chase-marriott-bonvoy-boundless.yaml +78 -0
- package/data/cards/chase-prime-visa.yaml +1 -0
- package/data/cards/chase-sapphire-preferred.yaml +1 -0
- package/data/cards/chase-sapphire-reserve.yaml +30 -0
- package/data/cards/chase-southwest-performance-business.yaml +2 -0
- package/data/cards/chase-southwest-plus.yaml +2 -0
- package/data/cards/chase-southwest-premier-business.yaml +2 -0
- package/data/cards/chase-southwest-premier.yaml +2 -0
- package/data/cards/chase-southwest-priority.yaml +2 -0
- package/data/cards/chase-united-business.yaml +11 -0
- package/data/cards/chase-united-club-business.yaml +20 -0
- package/data/cards/chase-united-club.yaml +32 -0
- package/data/cards/chase-united-explorer.yaml +20 -0
- package/data/cards/chase-united-gateway.yaml +19 -0
- package/data/cards/chase-united-quest.yaml +20 -0
- package/data/cards/citi-aadvantage-business.yaml +14 -1
- package/data/cards/citi-aadvantage-executive.yaml +2 -0
- package/data/cards/citi-aadvantage-globe.yaml +2 -0
- package/data/cards/citi-aadvantage-mileup.yaml +2 -0
- package/data/cards/citi-aadvantage-platinum-select.yaml +14 -1
- package/data/cards/citi-costco-anywhere-visa-business.yaml +2 -0
- package/data/cards/citi-costco-anywhere-visa.yaml +2 -0
- package/data/cards/citi-custom-cash.yaml +1 -0
- package/data/cards/citi-double-cash.yaml +1 -0
- package/data/cards/citi-my-best-buy-visa.yaml +1 -0
- package/data/cards/citi-strata-elite.yaml +1 -0
- package/data/cards/citi-strata-premier.yaml +1 -0
- package/data/cards/citi-strata.yaml +164 -0
- package/data/cards/discover-it-cash-back.yaml +188 -0
- package/data/cards/paypal-cashback-mastercard.yaml +41 -0
- package/data/cards/sams-club-mastercard.yaml +68 -0
- package/data/cards/sofi-unlimited-2.yaml +1 -0
- package/data/cards/td-bank-nordstrom-credit-card.yaml +1 -0
- package/data/cards/td-bank-nordstrom-visa.yaml +1 -0
- package/data/cards/td-bank-target-circle-card.yaml +1 -0
- package/data/cards/usbank-altitude-connect.yaml +150 -0
- package/data/cards/usbank-altitude-go.yaml +118 -0
- package/data/cards/usbank-cash-plus.yaml +1 -0
- package/data/cards/wells-fargo-active-cash.yaml +1 -0
- package/data/cards/wells-fargo-autograph-journey.yaml +73 -0
- package/data/cards/wells-fargo-autograph.yaml +1 -0
- package/data/categories.yaml +3 -1
- package/data/currencies.yaml +60 -0
- package/data/issuers.yaml +25 -1
- package/data/memberships.yaml +10 -0
- package/data/merchants/overrides.yaml +515 -1
- package/data/merchants/seed.yaml +883 -6
- package/dist/cli/import.js +2 -2
- package/dist/cli/wallet.js +8 -1
- package/dist/data/integrity.js +37 -0
- package/dist/data/wallet-edit.js +3 -1
- package/dist/engine/cheat-sheet.js +3 -0
- package/dist/engine/checklist.js +14 -3
- package/dist/engine/evaluate.js +19 -7
- package/dist/engine/intro.js +36 -0
- package/dist/engine/recommend.js +41 -10
- package/dist/engine/record.js +2 -0
- package/dist/engine/rule-text.js +15 -1
- package/dist/engine/setup.js +6 -0
- package/dist/engine/text.js +23 -0
- package/dist/engine/wallet-change.js +20 -3
- package/dist/engine/wallet-summary.js +24 -4
- package/dist/format/card-art.js +21 -0
- package/dist/format/cards.js +1 -0
- package/dist/format/wallet-yaml.js +1 -0
- package/dist/format/wallet.js +10 -4
- package/dist/import/analyze.js +1 -0
- package/dist/mcp/inputs.js +3 -0
- package/dist/mcp/prompts.js +90 -0
- package/dist/mcp/schemas.js +17 -0
- package/dist/mcp/server.js +2 -0
- package/dist/mcp/tools/account.js +8 -5
- package/dist/mcp/tools/answers.js +7 -0
- package/dist/mcp/tools/wallet.js +7 -2
- package/dist/schema/card.js +23 -0
- package/dist/schema/issuer.js +4 -0
- package/dist/schema/wallet.js +3 -0
- package/package.json +12 -3
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@@ -0,0 +1,97 @@
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id: capital-one-venture-x-business
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name: Capital One Venture X Business
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short_name: Venture X Business
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color: '#2b2d31'
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issuer: capital-one
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network: mastercard # World Elite Mastercard for Business, per capitalone.com/credit-cards/benefits-guide
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currency: C1
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business: true
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last_verified: 2026-11-04
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verified_by: claude
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source_urls:
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- https://www.capitalone.com/small-business/credit-cards/venture-x-business/
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# The card page's "View important rates and disclosures" (pricing and
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# rewards FAQ); the number is the page's offer id and changes with it.
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- https://disclosures.capitalone.com/disclosure.42243.en-US.html
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base_rate: 2
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annual_fee: 395
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foreign_transaction_fee: 0
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welcome_offer:
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points: 150000
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spend: 40000
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months: 4
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note: 'The first tier of a limited-time two-tier offer: 150,000 miles after $40,000 in the first 4 months, plus another 150,000 miles and a $1,000 Capital One Business Travel credit after $120,000 in the same 4 months. Only through the card page; it may not be available to existing or previous Capital One Business cardholders.'
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rules:
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- id: business-travel-hotels-and-car-rentals
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match:
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{
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merchants:
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[
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capital-one-business-travel-hotels,
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capital-one-business-travel-car-rentals,
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],
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}
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rate: 10
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note: Only when booked through Capital One Business Travel. Purchases paid with the travel credits earn no miles, and hotel incidentals or upgrades paid outside Capital One Business Travel earn the base 2X.
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- id: business-travel-flights-and-vacation-rentals
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match:
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{
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merchants:
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[
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capital-one-business-travel-flights,
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capital-one-business-travel-vacation-rentals,
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],
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}
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rate: 5
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note: Only when booked through Capital One Business Travel.
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- id: capital-one-entertainment
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match: { merchants: [capital-one-entertainment] }
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rate: 5
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note: Tickets bought on the Capital One Entertainment ticketing platform only. Cardholder-exclusive pre-sales and tickets bought directly from Capital One Hall or Capital One Arena are excluded.
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evidence:
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- rule: base_rate
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url: https://www.capitalone.com/small-business/credit-cards/venture-x-business/
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quote: 'Earn unlimited 2X miles on every purchase, everywhere, no limits or category restrictions.'
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- rule: base_rate
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url: https://disclosures.capitalone.com/disclosure.42243.en-US.html
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quote: 'and 2 miles per dollar on all other purchases'
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- rule: business-travel-hotels-and-car-rentals
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url: https://www.capitalone.com/small-business/credit-cards/venture-x-business/
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quote: 'Book through Capital One Business Travel to earn 10X miles on hotels and rental cars'
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- rule: business-travel-hotels-and-car-rentals
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url: https://disclosures.capitalone.com/disclosure.42243.en-US.html
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quote: 'You will earn 10 miles per dollar on hotels and rental cars'
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- rule: business-travel-hotels-and-car-rentals
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url: https://disclosures.capitalone.com/disclosure.42243.en-US.html
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quote: 'such as hotel incidentals, upgrades or other expenses, will not earn the enhanced earn rate'
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- rule: business-travel-flights-and-vacation-rentals
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url: https://www.capitalone.com/small-business/credit-cards/venture-x-business/
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quote: 'and 5X miles on flights and vacation rentals.'
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- rule: business-travel-flights-and-vacation-rentals
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url: https://disclosures.capitalone.com/disclosure.42243.en-US.html
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quote: '5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel'
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- rule: capital-one-entertainment
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url: https://disclosures.capitalone.com/disclosure.42243.en-US.html
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quote: 'You will earn 5 miles per dollar spent on Capital One Entertainment purchases.'
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- rule: capital-one-entertainment
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url: https://disclosures.capitalone.com/disclosure.42243.en-US.html
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quote: 'Tickets purchased through the Capital One cardholder exclusive pre-sales'
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- rule: annual_fee
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url: https://www.capitalone.com/small-business/credit-cards/venture-x-business/
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quote: '$395 annual fee'
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- rule: annual_fee
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url: https://disclosures.capitalone.com/disclosure.42243.en-US.html
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quote: 'Annual Fee $395.'
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- rule: welcome_offer
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url: https://www.capitalone.com/small-business/credit-cards/venture-x-business/
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quote: 'Spend $40,000 in the first four months and earn 150,000 miles.'
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- rule: welcome_offer
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url: https://disclosures.capitalone.com/disclosure.42243.en-US.html
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quote: 'You will earn 150,000 bonus miles when you spend $40,000'
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- rule: foreign_transaction_fee
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url: https://www.capitalone.com/small-business/credit-cards/venture-x-business/
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quote: 'Pay zero foreign transaction fees on purchases made outside of the United States'
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todo:
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- "The welcome offer's second tier (another 150,000 miles and a $1,000 Capital One Business Travel credit after $120,000 in the first 4 months) isn't modeled: a welcome offer has one spend threshold."
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- Not modeled (credits and perks, not miles per dollar) the $300 annual Capital One Business Travel credit, the 10,000-mile anniversary bonus, the $120 Global Entry/TSA PreCheck credit and lounge access.
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- The rates disclosure lists no foreign transaction fee in its fee table; the 0 comes from the card page's "Pay zero foreign transaction fees".
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id: capital-one-venture
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name: Capital One Venture Rewards Credit Card
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short_name: Capital One Venture
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color: '#1d3c6e'
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issuer: capital-one
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# The card page never names the network in visible text. Its embedded product
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# data says MasterCard; older Venture accounts may be on Visa.
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id: chase-aeroplan
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name: Chase Air Canada Aeroplan Card
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short_name: Chase Aeroplan
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color: '#1e1e1e'
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issuer: chase
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network: mastercard
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currency: aeroplan
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- id: gas
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match: { categories: [gas] }
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rate: 2
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milestones:
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- id: spend-25k
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spend: 25000
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period: calendar_year
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rewards:
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- 10,000 Status Qualifying Credits
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note: 'For the primary cardmember. All Aeroplan cards together give at most 25,000 SQC a calendar year. Allow 6-8 weeks for them to post.'
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- id: spend-50k
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spend: 50000
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period: calendar_year
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rewards:
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- 10,000 more Status Qualifying Credits
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note: 'For the primary cardmember. All Aeroplan cards together give at most 25,000 SQC a calendar year. Allow 6-8 weeks for them to post.'
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- id: spend-75k
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spend: 75000
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period: calendar_year
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rewards:
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- Aeroplan 35K Status
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note: 'For the primary cardmember, for the rest of that calendar year and all of the next.'
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todo:
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- 'Through December 31, 2026, the cardmember page creditcards.chase.com/aircanada lists 500 bonus points for each $2,000 spent per calendar month, up to 1,500 a month (+0.25x on the first $6,000). It is not on the product page, and the engine picks one rule rather than stacking, so it is not modeled.'
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# Issuer text backing each rule; `yarn check-sources` checks it weekly.
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- rule: foreign_transaction_fee
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url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65070.html
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quote: 'Foreign Transactions None Penalty Fees'
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- rule: spend-25k
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url: https://creditcards.chase.com/travel-credit-cards/aircanada/aeroplan
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quote: 'will receive 10,000 Status Qualifying Credits (SQC) once you spend $25,000 in purchases'
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- rule: spend-50k
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url: https://creditcards.chase.com/travel-credit-cards/aircanada/aeroplan
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quote: 'an additional 10,000 SQC once you spend $50,000 in purchases'
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- rule: spend-75k
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url: https://creditcards.chase.com/travel-credit-cards/aircanada/aeroplan
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quote: 'Each calendar year you spend at least $75,000 in purchases on your Chase Air Canada Aeroplan Card account'
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id: chase-freedom-rise
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name: Chase Freedom Rise
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color: '#2f6db5'
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issuer: chase
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network: visa
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currency: cash
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last_verified: 2026-11-04
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verified_by: claude
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source_urls:
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- https://creditcards.chase.com/cash-back-credit-cards/freedom/rise
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- https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65397.html
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base_rate: 1.5
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annual_fee: 0
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foreign_transaction_fee: 3
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# No welcome offer: the $25 statement credit for enrolling in automatic
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# payments needs no spending, so it isn't a welcome offer earnrate can value.
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# Issuer text backing each rule; `yarn check-sources` checks it weekly.
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evidence:
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- rule: base_rate
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url: https://creditcards.chase.com/cash-back-credit-cards/freedom/rise
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quote: 'establish credit and earn 1.5% cash back on all purchases'
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- rule: annual_fee
|
|
23
|
+
url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65397.html
|
|
24
|
+
quote: 'Annual Membership Fee None'
|
|
25
|
+
- rule: foreign_transaction_fee
|
|
26
|
+
url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65397.html
|
|
27
|
+
quote: 'Foreign Transactions 3% of the amount of each transaction in U.S. dollars'
|
|
28
|
+
todo:
|
|
29
|
+
- "Chase doesn't say on these pages whether Freedom Rise's cash back can be moved to a Sapphire or Ink Preferred card as Ultimate Rewards points, so pools_into isn't set."
|
|
@@ -0,0 +1,69 @@
|
|
|
1
|
+
id: chase-ink-business-unlimited
|
|
2
|
+
name: Ink Business Unlimited
|
|
3
|
+
color: '#4a5560'
|
|
4
|
+
issuer: chase
|
|
5
|
+
# The pricing and terms say "By becoming a Visa Business Card cardmember".
|
|
6
|
+
network: visa
|
|
7
|
+
currency: cash
|
|
8
|
+
last_verified: 2026-11-04
|
|
9
|
+
verified_by: claude
|
|
10
|
+
source_urls:
|
|
11
|
+
- https://creditcards.chase.com/business-credit-cards/ink/unlimited
|
|
12
|
+
- https://www.chase.com/personal/credit-cards/education/rewards-benefits/how-to-combine-chase-credit-card-points-in-household
|
|
13
|
+
- https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63749.html
|
|
14
|
+
base_rate: 1.5
|
|
15
|
+
business: true
|
|
16
|
+
annual_fee: 0
|
|
17
|
+
foreign_transaction_fee: 3
|
|
18
|
+
welcome_offer:
|
|
19
|
+
dollars: 750
|
|
20
|
+
spend: 6000
|
|
21
|
+
months: 3
|
|
22
|
+
note: 'Chase: "The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee." Chase may also consider factors about your business.'
|
|
23
|
+
# Its cash back is earned as Ultimate Rewards points, which Chase lets you
|
|
24
|
+
# move to another Ultimate Rewards card on your account.
|
|
25
|
+
pools_into:
|
|
26
|
+
currency: UR
|
|
27
|
+
when_wallet_has:
|
|
28
|
+
[
|
|
29
|
+
chase-sapphire-preferred,
|
|
30
|
+
chase-sapphire-reserve,
|
|
31
|
+
chase-ink-business-preferred,
|
|
32
|
+
]
|
|
33
|
+
rules:
|
|
34
|
+
- id: lyft
|
|
35
|
+
match: { merchants: [lyft] }
|
|
36
|
+
rate: 5
|
|
37
|
+
valid_to: 2027-09-30
|
|
38
|
+
note: Limited-time offer, a total of 5% on Lyft rides through September 30, 2027.
|
|
39
|
+
# Not modeled: the complimentary three-month Instacart+ membership and its
|
|
40
|
+
# monthly Instacart credit, which are benefits rather than earning rates.
|
|
41
|
+
# Issuer text backing each rule; `yarn check-sources` checks it weekly.
|
|
42
|
+
evidence:
|
|
43
|
+
- rule: base_rate
|
|
44
|
+
url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
|
|
45
|
+
quote: 'Earn unlimited 1.5% Cash Back rewards on every purchase made for your business.'
|
|
46
|
+
- rule: lyft
|
|
47
|
+
url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
|
|
48
|
+
quote: 'Earn a total of 5% cash back on Lyft rides through September 30, 2027'
|
|
49
|
+
- rule: pools_into
|
|
50
|
+
url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
|
|
51
|
+
quote: 'Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards'
|
|
52
|
+
- rule: pools_into
|
|
53
|
+
url: https://www.chase.com/personal/credit-cards/education/rewards-benefits/how-to-combine-chase-credit-card-points-in-household
|
|
54
|
+
quote: 'You can combine points from one Chase card to another Chase card on your account'
|
|
55
|
+
- rule: annual_fee
|
|
56
|
+
url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
|
|
57
|
+
quote: 'ANNUAL FEE $0'
|
|
58
|
+
- rule: annual_fee
|
|
59
|
+
url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63749.html
|
|
60
|
+
quote: 'Annual Membership Fee None'
|
|
61
|
+
- rule: welcome_offer
|
|
62
|
+
url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
|
|
63
|
+
quote: 'after you spend $6,000 on purchases in the first 3 months after account opening'
|
|
64
|
+
- rule: welcome_offer
|
|
65
|
+
url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
|
|
66
|
+
quote: 'Earn $750 cash back'
|
|
67
|
+
- rule: foreign_transaction_fee
|
|
68
|
+
url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63749.html
|
|
69
|
+
quote: 'Foreign Transactions 3% of the amount of each transaction in U.S. dollars'
|
|
@@ -0,0 +1,124 @@
|
|
|
1
|
+
id: chase-marriott-bonvoy-bold
|
|
2
|
+
name: Marriott Bonvoy Bold Credit Card
|
|
3
|
+
color: '#4b5a6a'
|
|
4
|
+
issuer: chase
|
|
5
|
+
network: visa
|
|
6
|
+
currency: marriott-bonvoy
|
|
7
|
+
last_verified: 2026-11-03
|
|
8
|
+
verified_by: claude
|
|
9
|
+
source_urls:
|
|
10
|
+
- https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold
|
|
11
|
+
- https://www.chase.com/personal/credit-cards/rewards-category-faq
|
|
12
|
+
- https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65105.html
|
|
13
|
+
base_rate: 1
|
|
14
|
+
annual_fee: 0
|
|
15
|
+
foreign_transaction_fee: 0
|
|
16
|
+
welcome_offer:
|
|
17
|
+
points: 45000
|
|
18
|
+
spend: 1000
|
|
19
|
+
months: 3
|
|
20
|
+
not_with: [chase-marriott-bonvoy-boundless]
|
|
21
|
+
note: 'No end date given. Chase: "This credit card is not available to you if (1) you currently have any of the following cards or (2) you received a new cardmember bonus for any of the following cards within the last 24 months" (Marriott Bonvoy Premier, Rewards Premier, Boundless, Rewards Premier Plus, Bold). The bonus also isn''t available to holders of the Marriott Bonvoy American Express Card in the last 30 days, or anyone approved for the Marriott Bonvoy Business, Brilliant or Bevy American Express cards in the last 90 days or paid their bonus in the last 24 months.'
|
|
22
|
+
rules:
|
|
23
|
+
- id: marriott-hotels
|
|
24
|
+
match: { merchants: [marriott] }
|
|
25
|
+
rate: 3
|
|
26
|
+
note: Card points only, at hotels participating in Marriott Bonvoy. Chase advertises "up to 14X total", which adds up to 10X base points and 1X Silver Elite bonus that Marriott posts for stays; those aren't card earnings.
|
|
27
|
+
- id: grocery
|
|
28
|
+
match: { categories: [grocery.supermarket] }
|
|
29
|
+
rate: 2
|
|
30
|
+
note: Chase's grocery stores exclude warehouse clubs, discount stores, drugstores and gas at grocery-store stations; delivery services count only if they code as a grocery store.
|
|
31
|
+
- id: internet-cable-phone
|
|
32
|
+
match: { categories: [tv_internet, phone] }
|
|
33
|
+
rate: 2
|
|
34
|
+
- id: streaming
|
|
35
|
+
match:
|
|
36
|
+
{
|
|
37
|
+
merchants:
|
|
38
|
+
[
|
|
39
|
+
apple-music,
|
|
40
|
+
apple-tv,
|
|
41
|
+
disney-plus,
|
|
42
|
+
espn,
|
|
43
|
+
fubotv,
|
|
44
|
+
max,
|
|
45
|
+
hulu,
|
|
46
|
+
netflix,
|
|
47
|
+
pandora,
|
|
48
|
+
paramount-plus,
|
|
49
|
+
peacock,
|
|
50
|
+
showtime,
|
|
51
|
+
siriusxm,
|
|
52
|
+
sling-tv,
|
|
53
|
+
spotify,
|
|
54
|
+
youtube-premium,
|
|
55
|
+
youtube-tv,
|
|
56
|
+
fandango-at-home,
|
|
57
|
+
],
|
|
58
|
+
}
|
|
59
|
+
rate: 2
|
|
60
|
+
note: Only the services on Chase's select streaming list, like Netflix, Hulu, Disney+ and Spotify.
|
|
61
|
+
- id: rideshare
|
|
62
|
+
match: { categories: [transit.rideshare] }
|
|
63
|
+
rate: 2
|
|
64
|
+
note: Taxis, limousines and rideshare. Not car rentals, car sharing or carpools.
|
|
65
|
+
- id: food-delivery
|
|
66
|
+
match:
|
|
67
|
+
{
|
|
68
|
+
merchants:
|
|
69
|
+
[doordash, caviar, uber-eats, postmates, grubhub, delivery-com],
|
|
70
|
+
}
|
|
71
|
+
rate: 2
|
|
72
|
+
note: Only orders placed directly through DoorDash, Caviar, Uber Eats, Postmates, Grubhub, Seamless or Delivery.com, on the website or app.
|
|
73
|
+
evidence:
|
|
74
|
+
- rule: base_rate
|
|
75
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold
|
|
76
|
+
quote: "You'll earn 1 point for each $1 spent on all other purchases."
|
|
77
|
+
- rule: marriott-hotels
|
|
78
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold
|
|
79
|
+
quote: "You'll earn 3 points for each $1 spent on qualifying purchases made at hotels participating in Marriott Bonvoy"
|
|
80
|
+
- rule: marriott-hotels
|
|
81
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold
|
|
82
|
+
quote: 'You will only receive the accelerated earn of 3 points for each $1 spent from the credit card program.'
|
|
83
|
+
- rule: grocery
|
|
84
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold
|
|
85
|
+
quote: 'Earn 2X points for every $1 spent on purchases at grocery stores.'
|
|
86
|
+
- rule: grocery
|
|
87
|
+
url: https://www.chase.com/personal/credit-cards/rewards-category-faq
|
|
88
|
+
quote: 'Delivery service merchants will be included if they classify as a grocery store merchant.'
|
|
89
|
+
- rule: internet-cable-phone
|
|
90
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold
|
|
91
|
+
quote: 'Earn 2X points for every $1 spent on select streaming, and internet, cable, and phone services.'
|
|
92
|
+
- rule: streaming
|
|
93
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold
|
|
94
|
+
quote: 'Earn 2X points for every $1 spent on select streaming, and internet, cable, and phone services.'
|
|
95
|
+
- rule: streaming
|
|
96
|
+
url: https://www.chase.com/personal/credit-cards/rewards-category-faq
|
|
97
|
+
quote: 'Only subscriptions paid for, or purchases made with the following select merchants will qualify for this category'
|
|
98
|
+
- rule: rideshare
|
|
99
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold
|
|
100
|
+
quote: 'the following rideshare rewards category: taxicabs and limousines'
|
|
101
|
+
- rule: rideshare
|
|
102
|
+
url: https://www.chase.com/personal/credit-cards/rewards-category-faq
|
|
103
|
+
quote: 'Merchants in this category include operators of taxi, limousine, and rideshare services.'
|
|
104
|
+
- rule: food-delivery
|
|
105
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold
|
|
106
|
+
quote: 'Earn 2X points for every $1 spent on rideshare and select food delivery.'
|
|
107
|
+
- rule: food-delivery
|
|
108
|
+
url: https://www.chase.com/personal/credit-cards/rewards-category-faq
|
|
109
|
+
quote: 'Only purchases made with the following select food delivery merchants will qualify for this category'
|
|
110
|
+
- rule: annual_fee
|
|
111
|
+
url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65105.html
|
|
112
|
+
quote: 'Annual Membership Fee None'
|
|
113
|
+
- rule: foreign_transaction_fee
|
|
114
|
+
url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65105.html
|
|
115
|
+
quote: 'Foreign Transactions None Penalty Fees'
|
|
116
|
+
- rule: welcome_offer
|
|
117
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold
|
|
118
|
+
quote: 'Earn 45,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening'
|
|
119
|
+
- rule: not_with
|
|
120
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold
|
|
121
|
+
quote: 'This credit card is not available to you if (1) you currently have any of the following cards'
|
|
122
|
+
todo:
|
|
123
|
+
- Automatic Silver Elite status and 5 Elite Night Credits each calendar year aren't modeled; they don't depend on spending.
|
|
124
|
+
- 'Pay Yourself Back redeems Bonvoy points at "$100 for every 12,500 points" (0.8 cents) against airline tickets bought directly and Marriott hotel purchases on this card, up to $750 of redemptions a year. earnrate values the currency, not a per-card redemption, so this isn''t modeled.'
|
|
@@ -0,0 +1,78 @@
|
|
|
1
|
+
id: chase-marriott-bonvoy-boundless
|
|
2
|
+
name: Marriott Bonvoy Boundless Credit Card
|
|
3
|
+
short_name: Bonvoy Boundless
|
|
4
|
+
color: '#2e3742'
|
|
5
|
+
issuer: chase
|
|
6
|
+
network: visa
|
|
7
|
+
currency: marriott-bonvoy
|
|
8
|
+
last_verified: 2026-11-03
|
|
9
|
+
verified_by: claude
|
|
10
|
+
source_urls:
|
|
11
|
+
- https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless
|
|
12
|
+
- https://www.chase.com/personal/credit-cards/rewards-category-faq
|
|
13
|
+
- https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65195.html
|
|
14
|
+
base_rate: 2
|
|
15
|
+
annual_fee: 95
|
|
16
|
+
foreign_transaction_fee: 0
|
|
17
|
+
rules:
|
|
18
|
+
- id: marriott-hotels
|
|
19
|
+
match: { merchants: [marriott] }
|
|
20
|
+
rate: 6
|
|
21
|
+
note: Card points only, at hotels participating in Marriott Bonvoy. Chase advertises "up to 17X total", which adds up to 10X base points and 1X Silver Elite bonus that Marriott posts for stays; those aren't card earnings.
|
|
22
|
+
- id: dining-grocery-gas
|
|
23
|
+
match: { categories: [dining, grocery.supermarket, gas] }
|
|
24
|
+
rate: 3
|
|
25
|
+
cap: { amount: 6000, period: calendar_year, then_rate: 2 }
|
|
26
|
+
note: On the first $6,000 of combined purchases a year. Chase's year runs from account opening (then each later year) through the December statement date, close to a calendar year. Dining includes takeout and eligible delivery services. Chase's grocery stores exclude warehouse clubs, discount stores, drugstores and gas at grocery-store stations; delivery services count only if they code as a grocery store.
|
|
27
|
+
milestones:
|
|
28
|
+
- id: spend-35k
|
|
29
|
+
spend: 35000
|
|
30
|
+
period: calendar_year
|
|
31
|
+
rewards:
|
|
32
|
+
- Gold Elite status
|
|
33
|
+
note: January 1 through December 31; purchases that post in the next year count toward that year. Chase says to allow up to 8 weeks for status to post. One Boundless account per Marriott Bonvoy member qualifies.
|
|
34
|
+
evidence:
|
|
35
|
+
- rule: base_rate
|
|
36
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless
|
|
37
|
+
quote: "You'll earn 2 points for each $1 spent on all other purchases."
|
|
38
|
+
- rule: marriott-hotels
|
|
39
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless
|
|
40
|
+
quote: "You'll earn 6 points for each $1 spent on qualifying purchases made at hotels participating in Marriott Bonvoy"
|
|
41
|
+
- rule: marriott-hotels
|
|
42
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless
|
|
43
|
+
quote: 'You will only receive the accelerated earn of 6 points for each $1 spent from the credit card program.'
|
|
44
|
+
- rule: dining-grocery-gas
|
|
45
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless
|
|
46
|
+
quote: 'first $6,000 spent annually on combined purchases in the following rewards categories: gas stations'
|
|
47
|
+
- rule: dining-grocery-gas
|
|
48
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless
|
|
49
|
+
quote: 'dining at restaurants including takeout and eligible delivery services'
|
|
50
|
+
- rule: dining-grocery-gas
|
|
51
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless
|
|
52
|
+
quote: 'After $6,000 is spent on combined purchases in these categories annually, you go back to earning 2 points'
|
|
53
|
+
- rule: dining-grocery-gas
|
|
54
|
+
url: https://www.chase.com/personal/credit-cards/rewards-category-faq
|
|
55
|
+
quote: 'Delivery service merchants will be included if they classify as a grocery store merchant.'
|
|
56
|
+
- rule: dining-grocery-gas
|
|
57
|
+
url: https://www.chase.com/personal/credit-cards/rewards-category-faq
|
|
58
|
+
quote: 'Delivery and takeout services will be included if they classify as a restaurant merchant'
|
|
59
|
+
- rule: spend-35k
|
|
60
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless
|
|
61
|
+
quote: 'Path to Gold Status when you spend $35,000 on purchases each calendar year.'
|
|
62
|
+
- rule: spend-35k
|
|
63
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless
|
|
64
|
+
quote: 'to spend $35,000 to earn Gold Elite Status will run from January 1 through December 31'
|
|
65
|
+
- rule: annual_fee
|
|
66
|
+
url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65195.html
|
|
67
|
+
quote: 'Annual Membership Fee $95'
|
|
68
|
+
- rule: annual_fee
|
|
69
|
+
url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless
|
|
70
|
+
quote: 'ANNUAL FEE $95'
|
|
71
|
+
- rule: foreign_transaction_fee
|
|
72
|
+
url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC65195.html
|
|
73
|
+
quote: 'Foreign Transactions None Penalty Fees'
|
|
74
|
+
todo:
|
|
75
|
+
- 'The welcome offer is 3 Free Night Awards (each up to 50,000 points a night) after $3,000 in purchases in the first 3 months, not points, so the schema can''t hold it. Chase: "This credit card is not available to you if (1) you currently have any of the following cards or (2) you received a new cardmember bonus for any of the following cards within the last 24 months" (Marriott Bonvoy Premier, Rewards Premier, Boundless, Rewards Premier Plus, Bold); the bonus also isn''t available to holders of the Marriott Bonvoy American Express Card in the last 30 days, or anyone approved for Brilliant or Bevy in the last 90 days or paid their bonus in the last 24 months.'
|
|
76
|
+
- 1 Elite Night Credit for every $5,000 in purchases, with no limit, isn't modeled (milestones are once a period).
|
|
77
|
+
- The yearly Free Night Award (up to 35,000 points) after each account anniversary, automatic Silver Elite status and 15 Elite Night Credits each calendar year aren't modeled; they don't depend on spending.
|
|
78
|
+
- "The airline statement credit isn't modeled: $50 after $250 on purchases directly with airlines June 4 to Dec 31, 2026, and another $50 after $250 Jan 1 to June 30, 2027."
|
|
@@ -1,5 +1,6 @@
|
|
|
1
1
|
id: chase-sapphire-reserve
|
|
2
2
|
name: Chase Sapphire Reserve
|
|
3
|
+
color: '#1b2a44'
|
|
3
4
|
issuer: chase
|
|
4
5
|
network: visa
|
|
5
6
|
currency: UR
|
|
@@ -46,6 +47,17 @@ rules:
|
|
|
46
47
|
valid_from: 2025-04-01
|
|
47
48
|
valid_to: 2027-12-31
|
|
48
49
|
note: Peloton equipment and accessory purchases over $150 bought directly from Peloton, on up to $5,000 in total purchases over the whole offer. Not memberships, apparel or gift cards.
|
|
50
|
+
milestones:
|
|
51
|
+
- id: spend-75k
|
|
52
|
+
spend: 75000
|
|
53
|
+
period: calendar_year
|
|
54
|
+
rewards:
|
|
55
|
+
- IHG One Rewards Diamond Elite status
|
|
56
|
+
- Southwest A-List status
|
|
57
|
+
- World of Hyatt Explorist status
|
|
58
|
+
- up to $500 in Southwest credits on Chase Travel
|
|
59
|
+
- up to $250 in credits at The Shops at Chase
|
|
60
|
+
note: 'For the primary cardmember. Each lasts the rest of that calendar year and all of the next (Explorist through the following February). A-List needs your Rapid Rewards number linked on Chase.com.'
|
|
49
61
|
# Issuer text backing each rule; `yarn check-sources` checks it weekly.
|
|
50
62
|
evidence:
|
|
51
63
|
- rule: base_rate
|
|
@@ -96,5 +108,23 @@ evidence:
|
|
|
96
108
|
- rule: foreign_transaction_fee
|
|
97
109
|
url: https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64842.html
|
|
98
110
|
quote: 'Foreign Transactions None Penalty Fees'
|
|
111
|
+
- rule: spend-75k
|
|
112
|
+
url: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
|
|
113
|
+
quote: 'Spend $75,000 each calendar year and unlock status and credits with leading travel and shopping brands.'
|
|
114
|
+
- rule: spend-75k
|
|
115
|
+
url: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
|
|
116
|
+
quote: '$75,000 Spend Benefit – IHG One Rewards Diamond Elite Status'
|
|
117
|
+
- rule: spend-75k
|
|
118
|
+
url: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
|
|
119
|
+
quote: '$75,000 Spend Benefit – Southwest Airlines Rapid Rewards A-List Status'
|
|
120
|
+
- rule: spend-75k
|
|
121
|
+
url: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
|
|
122
|
+
quote: '$75,000 Spend Benefit – World of Hyatt Explorist Status'
|
|
123
|
+
- rule: spend-75k
|
|
124
|
+
url: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
|
|
125
|
+
quote: '$75,000 Spend Benefit – $500 Southwest Airlines Chase Travel Credit'
|
|
126
|
+
- rule: spend-75k
|
|
127
|
+
url: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
|
|
128
|
+
quote: '$75,000 Spend Benefit – $250 Credit for The Shops at Chase'
|
|
99
129
|
todo:
|
|
100
130
|
- "peloton: the $5,000 limit runs across the whole offer (4/1/2025 to 12/31/2027), which no cap period can express, and the $150 minimum per purchase isn't modeled."
|