anchi-toolkit 1.0.0

package/.antigravity/skills/payment-integration/references/polar/webhooks.md

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+# Polar Webhooks
+
+Event handling, signature verification, and monitoring.
+
+## Setup
+
+1. Org Settings → Webhooks
+2. Enter endpoint URL (publicly accessible)
+3. Receive webhook secret (base64 encoded)
+4. Select event types
+5. Save configuration
+
+**Requirements:**
+- HTTPS endpoint
+- Respond within 20 seconds
+- Return 2xx status code
+
+## Signature Verification
+
+### Headers
+```
+webhook-id: msg_xxx
+webhook-signature: v1,signature_xxx
+webhook-timestamp: 1642000000
+```
+
+### TypeScript Verification
+```typescript
+import { validateEvent, WebhookVerificationError } from '@polar-sh/sdk/webhooks';
+
+app.post('/webhook/polar', (req, res) => {
+  try {
+    const event = validateEvent(
+      req.body,
+      req.headers,
+      process.env.POLAR_WEBHOOK_SECRET
+    );
+
+    // Event is valid, process it
+    await handleEvent(event);
+
+    res.json({ received: true });
+  } catch (error) {
+    if (error instanceof WebhookVerificationError) {
+      console.error('Invalid webhook signature');
+      return res.status(400).json({ error: 'Invalid signature' });
+    }
+    throw error;
+  }
+});
+```
+
+### Python Verification
+```python
+from polar_sdk.webhooks import validate_event, WebhookVerificationError
+
+@app.route('/webhook/polar', methods=['POST'])
+def polar_webhook():
+    try:
+        event = validate_event(
+            request.get_data(),
+            dict(request.headers),
+            os.environ['POLAR_WEBHOOK_SECRET']
+        )
+
+        handle_event(event)
+        return {'received': True}
+
+    except WebhookVerificationError:
+        return {'error': 'Invalid signature'}, 400
+```
+
+### Manual Verification
+```typescript
+import crypto from 'crypto';
+
+function verifySignature(payload, headers, secret) {
+  const timestamp = headers['webhook-timestamp'];
+  const signatures = headers['webhook-signature'].split(',');
+
+  const signedPayload = `${timestamp}.${payload}`;
+  const expectedSignature = crypto
+    .createHmac('sha256', Buffer.from(secret, 'base64'))
+    .update(signedPayload)
+    .digest('base64');
+
+  return signatures.some(sig => {
+    const [version, signature] = sig.split('=');
+    return version === 'v1' && signature === expectedSignature;
+  });
+}
+```
+
+## Event Types
+
+### Checkout
+- `checkout.created` - Checkout session created
+- `checkout.updated` - Session updated
+
+### Order
+- `order.created` - Order created (check `billing_reason`)
+  - `purchase` - One-time product
+  - `subscription_create` - New subscription
+  - `subscription_cycle` - Renewal
+  - `subscription_update` - Plan change
+- `order.paid` - Payment confirmed
+- `order.updated` - Order updated
+- `order.refunded` - Refund processed
+
+### Subscription
+- `subscription.created` - Subscription created
+- `subscription.active` - Subscription activated
+- `subscription.updated` - Subscription modified
+- `subscription.canceled` - Cancellation scheduled
+- `subscription.revoked` - Subscription terminated
+
+**Note:** Multiple events may fire for single action
+
+### Customer
+- `customer.created` - Customer created
+- `customer.updated` - Customer modified
+- `customer.deleted` - Customer deleted
+- `customer.state_changed` - Benefits/subscriptions changed
+
+### Benefit Grant
+- `benefit_grant.created` - Benefit granted
+- `benefit_grant.updated` - Grant modified
+- `benefit_grant.revoked` - Benefit revoked
+
+### Refund
+- `refund.created` - Refund initiated
+- `refund.updated` - Refund status changed
+
+### Product
+- `product.created` - Product created
+- `product.updated` - Product modified
+
+## Event Structure
+
+```typescript
+{
+  "type": "order.paid",
+  "data": {
+    "id": "order_xxx",
+    "amount": 2000,
+    "currency": "USD",
+    "billing_reason": "purchase",
+    "customer": { ... },
+    "product": { ... },
+    "subscription": null,
+    "metadata": { ... }
+  }
+}
+```
+
+## Handler Implementation
+
+### Basic Handler
+```typescript
+async function handleEvent(event) {
+  switch (event.type) {
+    case 'order.paid':
+      await handleOrderPaid(event.data);
+      break;
+
+    case 'subscription.active':
+      await grantAccess(event.data.customer_id);
+      break;
+
+    case 'subscription.revoked':
+      await revokeAccess(event.data.customer_id);
+      break;
+
+    case 'benefit_grant.created':
+      await notifyBenefitGranted(event.data);
+      break;
+
+    default:
+      console.log(`Unhandled event: ${event.type}`);
+  }
+}
+```
+
+### Order Handler
+```typescript
+async function handleOrderPaid(order) {
+  // Handle different billing reasons
+  switch (order.billing_reason) {
+    case 'purchase':
+      await fulfillOneTimeOrder(order);
+      break;
+
+    case 'subscription_create':
+      await handleNewSubscription(order);
+      break;
+
+    case 'subscription_cycle':
+      await handleRenewal(order);
+      break;
+
+    case 'subscription_update':
+      await handleUpgrade(order);
+      break;
+  }
+}
+```
+
+### Customer State Handler
+```typescript
+async function handleCustomerStateChanged(customer) {
+  // Customer state includes:
+  // - active_subscriptions
+  // - active_benefits
+
+  const hasActiveSubscription = customer.active_subscriptions.length > 0;
+
+  if (hasActiveSubscription) {
+    await enableFeatures(customer.external_id);
+  } else {
+    await disableFeatures(customer.external_id);
+  }
+}
+```
+
+## Best Practices
+
+### 1. Respond Immediately
+```typescript
+app.post('/webhook/polar', async (req, res) => {
+  // Respond quickly
+  res.json({ received: true });
+
+  // Queue for background processing
+  await webhookQueue.add('polar-webhook', req.body);
+});
+```
+
+### 2. Idempotency
+```typescript
+async function handleEvent(event) {
+  // Check if already processed
+  const exists = await db.processedEvents.findOne({
+    webhook_id: event.id
+  });
+
+  if (exists) {
+    console.log('Event already processed');
+    return;
+  }
+
+  // Process event
+  await processEvent(event);
+
+  // Mark as processed
+  await db.processedEvents.insert({
+    webhook_id: event.id,
+    processed_at: new Date()
+  });
+}
+```
+
+### 3. Retry Logic
+```typescript
+async function processWithRetry(event, maxRetries = 3) {
+  let attempt = 0;
+
+  while (attempt < maxRetries) {
+    try {
+      await handleEvent(event);
+      return;
+    } catch (error) {
+      attempt++;
+      if (attempt >= maxRetries) throw error;
+      await sleep(1000 * attempt);
+    }
+  }
+}
+```
+
+### 4. Error Handling
+```typescript
+app.post('/webhook/polar', async (req, res) => {
+  try {
+    const event = validateEvent(req.body, req.headers, secret);
+    res.json({ received: true });
+
+    await processWithRetry(event);
+  } catch (error) {
+    console.error('Webhook processing failed:', error);
+    // Log to error tracking service
+    await logError(error, req.body);
+
+    if (error instanceof WebhookVerificationError) {
+      return res.status(400).json({ error: 'Invalid signature' });
+    }
+
+    // Return 2xx even on processing errors
+    // Polar will retry if non-2xx
+    res.json({ received: true });
+  }
+});
+```
+
+### 5. Logging
+```typescript
+logger.info('Webhook received', {
+  event_type: event.type,
+  event_id: event.id,
+  customer_id: event.data.customer?.id,
+  amount: event.data.amount
+});
+```
+
+## Monitoring
+
+### Dashboard Features
+- View webhook attempts
+- Check response status
+- Review retry history
+- Manual retry option
+- Filter by event type
+- Search by customer
+
+### Application Monitoring
+```typescript
+const metrics = {
+  webhooks_received: counter('polar_webhooks_received_total'),
+  webhooks_processed: counter('polar_webhooks_processed_total'),
+  webhooks_failed: counter('polar_webhooks_failed_total'),
+  processing_time: histogram('polar_webhook_processing_seconds')
+};
+
+app.post('/webhook/polar', async (req, res) => {
+  metrics.webhooks_received.inc({ type: req.body.type });
+
+  const timer = metrics.processing_time.startTimer();
+
+  try {
+    await handleEvent(req.body);
+    metrics.webhooks_processed.inc({ type: req.body.type });
+  } catch (error) {
+    metrics.webhooks_failed.inc({ type: req.body.type });
+  } finally {
+    timer();
+  }
+
+  res.json({ received: true });
+});
+```
+
+## Framework Adapters
+
+### Next.js
+```typescript
+import { validateEvent } from '@polar-sh/nextjs/webhooks';
+
+export async function POST(req: Request) {
+  const event = await validateEvent(req);
+
+  await handleEvent(event);
+
+  return Response.json({ received: true });
+}
+```
+
+### Laravel
+```php
+use Polar\Webhooks\WebhookHandler;
+
+Route::post('/webhook/polar', function (Request $request) {
+    $event = WebhookHandler::validate(
+        $request->getContent(),
+        $request->headers->all(),
+        config('polar.webhook_secret')
+    );
+
+    dispatch(new ProcessPolarWebhook($event));
+
+    return response()->json(['received' => true]);
+});
+```
+
+## Testing
+
+### Manual Testing
+```bash
+# Use Polar dashboard to send test webhooks
+# Or use webhook testing tools
+
+curl -X POST https://your-domain.com/webhook/polar \
+  -H "Content-Type: application/json" \
+  -H "webhook-id: msg_test" \
+  -H "webhook-timestamp: $(date +%s)" \
+  -H "webhook-signature: v1,test_signature" \
+  -d '{"type":"order.paid","data":{...}}'
+```
+
+### Local Testing with ngrok
+```bash
+# Expose local server
+ngrok http 3000
+
+# Use ngrok URL in Polar webhook settings
+https://abc123.ngrok.io/webhook/polar
+```

package/.antigravity/skills/payment-integration/references/sepay/api.md

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+# SePay API Reference
+
+Base URL: `https://my.sepay.vn/userapi/`
+Rate Limit: 2 calls/second
+
+## Transaction API
+
+### List Transactions
+```
+GET /userapi/transactions/list
+```
+
+**Parameters:**
+- `account_number` (string) - Bank account ID
+- `transaction_date_min/max` (yyyy-mm-dd) - Date range
+- `since_id` (integer) - Start from ID
+- `limit` (integer) - Max 5000 per request
+- `reference_number` (string) - Transaction reference
+- `amount_in` (number) - Incoming amount
+- `amount_out` (number) - Outgoing amount
+
+**Response:**
+```json
+{
+  "status": 200,
+  "transactions": [{
+    "id": 92704,
+    "gateway": "Vietcombank",
+    "transaction_date": "2023-03-25 14:02:37",
+    "account_number": "0123499999",
+    "content": "payment content",
+    "transfer_type": "in",
+    "transfer_amount": 2277000,
+    "accumulated": 19077000,
+    "reference_number": "MBVCB.3278907687",
+    "bank_account_id": 123
+  }]
+}
+```
+
+### Transaction Details
+```
+GET /userapi/transactions/details/{transaction_id}
+```
+
+### Count Transactions
+```
+GET /userapi/transactions/count
+```
+
+## Bank Account API
+
+### List Bank Accounts
+```
+GET /userapi/bankaccounts/list
+```
+
+**Parameters:**
+- `short_name` - Bank identifier
+- `last_transaction_date_min/max` - Date range
+- `since_id` - Starting account ID
+- `limit` - Results per page (default 100)
+- `accumulated_min/max` - Balance range
+
+**Response:**
+```json
+{
+  "id": 123,
+  "account_holder_name": "NGUYEN VAN A",
+  "account_number": "0123456789",
+  "accumulated": 50000000,
+  "last_transaction": "2025-01-13 10:30:00",
+  "bank_short_name": "VCB",
+  "active": 1
+}
+```
+
+### Account Details
+```
+GET /userapi/bankaccounts/details/{bank_account_id}
+```
+
+### Count Accounts
+```
+GET /userapi/bankaccounts/count
+```
+
+## Order-Based Virtual Account API
+
+**Concept:** Each order gets unique VA with exact amount matching for automated confirmation.
+
+**Flow:**
+1. Create order → API generates unique VA
+2. Display VA + QR to customer
+3. Customer transfers to VA
+4. Bank notifies SePay on success
+5. SePay triggers webhook
+6. Update order status
+
+**Advantages:**
+- Precision: VA accepts only exact amounts
+- Independence: Each order has own VA (no content parsing)
+- Security: VAs auto-cancel after success/expiration
+- Integration: RESTful API
+
+**Supported Banks:** BIDV and others (check docs for full list)
+
+## Error Handling
+
+**HTTP Status Codes:**
+- 200 OK - Successful
+- 201 Created - Resource created
+- 400 Bad Request - Invalid parameters
+- 401 Unauthorized - Invalid/missing auth
+- 403 Forbidden - Insufficient permissions
+- 404 Not Found - Resource not found
+- 429 Too Many Requests - Rate limit exceeded
+- 500 Internal Server Error - Server error
+- 503 Service Unavailable - Temporarily unavailable
+
+**Rate Limit Response:**
+```json
+{
+  "status": 429,
+  "error": "rate_limit_exceeded",
+  "message": "Too many requests"
+}
+```
+
+Check `x-sepay-userapi-retry-after` header for retry timing.
+
+## Best Practices
+
+1. **Pagination:** Use `limit` and `since_id` for large datasets
+2. **Date Ranges:** Query specific periods to reduce response size
+3. **Rate Limiting:** Implement exponential backoff
+4. **Error Handling:** Log all errors with context
+5. **Caching:** Cache bank account lists
+6. **Monitoring:** Track API response times and error rates
+7. **Reconciliation:** Regular transaction matching