@socialgouv/fiches-vdd 2.1311.0 → 2.1312.0

This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.
Files changed (254) hide show
  1. package/CHANGELOG.md +7 -0
  2. package/data/associations/F1132.json +5 -5
  3. package/data/associations/F2722.json +5 -5
  4. package/data/associations/F3177.json +5 -5
  5. package/data/associations/index.json +223 -223
  6. package/data/index.json +78113 -78179
  7. package/data/particuliers/F1.json +2 -77
  8. package/data/particuliers/F10203.json +853 -0
  9. package/data/particuliers/F1029.json +4 -4
  10. package/data/particuliers/F1030.json +2 -2
  11. package/data/particuliers/F10752.json +2 -77
  12. package/data/particuliers/F10864.json +61 -103
  13. package/data/particuliers/F1132.json +5 -5
  14. package/data/particuliers/F11683.json +1 -1
  15. package/data/particuliers/F12.json +203 -131
  16. package/data/particuliers/F12163.json +2 -2
  17. package/data/particuliers/F1225.json +58 -84
  18. package/data/particuliers/F1226.json +2 -77
  19. package/data/particuliers/F1228.json +2 -77
  20. package/data/particuliers/F1234.json +2 -77
  21. package/data/particuliers/F12413.json +1 -1
  22. package/data/particuliers/F1245.json +2 -77
  23. package/data/particuliers/F12812.json +1 -1
  24. package/data/particuliers/F13974.json +1 -1
  25. package/data/particuliers/F14149.json +3 -3
  26. package/data/particuliers/F1419.json +194 -235
  27. package/data/particuliers/F142.json +1 -1
  28. package/data/particuliers/F14709.json +2 -77
  29. package/data/particuliers/F15268.json +3 -3
  30. package/data/particuliers/F15274.json +1 -1
  31. package/data/particuliers/F15675.json +1142 -732
  32. package/data/particuliers/F16139.json +2307 -188
  33. package/data/particuliers/F1690.json +1 -1
  34. package/data/particuliers/F17.json +2 -77
  35. package/data/particuliers/F1745.json +447 -369
  36. package/data/particuliers/F17450.json +178 -151
  37. package/data/particuliers/F18.json +2 -77
  38. package/data/particuliers/F18089.json +1 -1
  39. package/data/particuliers/F18098.json +1 -1
  40. package/data/particuliers/F1989.json +23 -84
  41. package/data/particuliers/F1991.json +2 -77
  42. package/data/particuliers/F2.json +372 -121
  43. package/data/particuliers/F21618.json +2 -77
  44. package/data/particuliers/F21765.json +368 -66
  45. package/data/particuliers/F22387.json +1 -1
  46. package/data/particuliers/F22414.json +2 -77
  47. package/data/particuliers/F22449.json +2 -77
  48. package/data/particuliers/F23671.json +1 -1
  49. package/data/particuliers/F24496.json +1 -1
  50. package/data/particuliers/F2613.json +2 -77
  51. package/data/particuliers/F2617.json +2 -77
  52. package/data/particuliers/F2633.json +104 -35
  53. package/data/particuliers/F2661.json +12 -53
  54. package/data/particuliers/F2702.json +38 -87
  55. package/data/particuliers/F2705.json +108 -133
  56. package/data/particuliers/F2722.json +5 -5
  57. package/data/particuliers/F2842.json +2 -2
  58. package/data/particuliers/F2971.json +25 -4
  59. package/data/particuliers/F3085.json +85 -118
  60. package/data/particuliers/F31130.json +99 -1
  61. package/data/particuliers/F31219.json +1 -1
  62. package/data/particuliers/F31442.json +4 -79
  63. package/data/particuliers/F31443.json +2 -77
  64. package/data/particuliers/F31472.json +1 -1
  65. package/data/particuliers/F3152.json +2 -77
  66. package/data/particuliers/F3153.json +2 -77
  67. package/data/particuliers/F31603.json +1 -1
  68. package/data/particuliers/F31638.json +2 -2
  69. package/data/particuliers/F3169.json +18 -59
  70. package/data/particuliers/F3170.json +143 -81
  71. package/data/particuliers/F31704.json +199 -179
  72. package/data/particuliers/F31725.json +2 -77
  73. package/data/particuliers/F3173.json +15 -56
  74. package/data/particuliers/F3177.json +5 -5
  75. package/data/particuliers/F3178.json +2 -77
  76. package/data/particuliers/F31881.json +1 -1
  77. package/data/particuliers/F32744.json +2 -77
  78. package/data/particuliers/F32829.json +2 -77
  79. package/data/particuliers/F33252.json +1 -1
  80. package/data/particuliers/F33681.json +664 -175
  81. package/data/particuliers/F33694.json +1 -1
  82. package/data/particuliers/F33879.json +3 -78
  83. package/data/particuliers/F33885.json +2 -77
  84. package/data/particuliers/F33999.json +1 -1
  85. package/data/particuliers/F34009.json +2 -77
  86. package/data/particuliers/F34064.json +2 -77
  87. package/data/particuliers/F34088.json +14 -55
  88. package/data/particuliers/F34115.json +24 -85
  89. package/data/particuliers/F34175.json +2 -77
  90. package/data/particuliers/F34328.json +270 -266
  91. package/data/particuliers/F35008.json +1 -1
  92. package/data/particuliers/F35120.json +334 -269
  93. package/data/particuliers/F35127.json +111 -216
  94. package/data/particuliers/F35777.json +30 -53
  95. package/data/particuliers/F35778.json +30 -53
  96. package/data/particuliers/F35782.json +318 -989
  97. package/data/particuliers/F358.json +2 -77
  98. package/data/particuliers/F359.json +2 -77
  99. package/data/particuliers/F35900.json +149 -51
  100. package/data/particuliers/F35936.json +135 -9
  101. package/data/particuliers/F36282.json +1112 -889
  102. package/data/particuliers/F36401.json +2 -77
  103. package/data/particuliers/F36656.json +912 -3
  104. package/data/particuliers/F369.json +2 -77
  105. package/data/particuliers/F383.json +2 -77
  106. package/data/particuliers/F38577.json +6 -6
  107. package/data/particuliers/F387.json +16 -57
  108. package/data/particuliers/F408.json +28 -2
  109. package/data/particuliers/F415.json +25 -76
  110. package/data/particuliers/F426.json +803 -241
  111. package/data/particuliers/F427.json +2 -77
  112. package/data/particuliers/F434.json +1 -1
  113. package/data/particuliers/F444.json +34 -57
  114. package/data/particuliers/F446.json +2 -77
  115. package/data/particuliers/F461.json +1 -1
  116. package/data/particuliers/F465.json +1 -1
  117. package/data/particuliers/F490.json +232 -147
  118. package/data/particuliers/F496.json +1 -1
  119. package/data/particuliers/F5.json +175 -82
  120. package/data/particuliers/F514.json +2 -2
  121. package/data/particuliers/F544.json +3 -3
  122. package/data/particuliers/F551.json +2 -2
  123. package/data/particuliers/F823.json +189 -2
  124. package/data/particuliers/F9.json +2 -77
  125. package/data/particuliers/N247.json +2 -77
  126. package/data/particuliers/N480.json +1 -1
  127. package/data/particuliers/R11242.json +30 -1
  128. package/data/particuliers/R12684.json +1 -1
  129. package/data/particuliers/R12713.json +1 -1
  130. package/data/particuliers/R12720.json +1 -74
  131. package/data/particuliers/R13625.json +1 -1
  132. package/data/particuliers/R3080.json +2 -2
  133. package/data/particuliers/R42228.json +1 -1
  134. package/data/particuliers/R42229.json +1 -1
  135. package/data/particuliers/R42230.json +1 -1
  136. package/data/particuliers/R44055.json +3 -22
  137. package/data/particuliers/R44056.json +3 -22
  138. package/data/particuliers/R44927.json +30 -1
  139. package/data/particuliers/R45758.json +0 -82
  140. package/data/particuliers/R46083.json +14 -14
  141. package/data/particuliers/R48996.json +3 -22
  142. package/data/particuliers/R48997.json +3 -22
  143. package/data/particuliers/R48998.json +3 -22
  144. package/data/particuliers/R49864.json +1 -1
  145. package/data/particuliers/R51612.json +1 -1
  146. package/data/particuliers/R57308.json +34 -0
  147. package/data/particuliers/R64674.json +1 -1
  148. package/data/particuliers/R64825.json +3 -29
  149. package/data/particuliers/R66936.json +2 -2
  150. package/data/particuliers/R69377.json +34 -5
  151. package/data/particuliers/index.json +5402 -5402
  152. package/data/professionnels/F15204.json +1 -1
  153. package/data/professionnels/F17485.json +1 -1
  154. package/data/professionnels/F20668.json +272 -11965
  155. package/data/professionnels/F21006.json +1 -1
  156. package/data/professionnels/F22387.json +1 -1
  157. package/data/professionnels/F22574.json +6 -6
  158. package/data/professionnels/F22576.json +32 -128
  159. package/data/professionnels/F22591.json +81 -10
  160. package/data/professionnels/F23497.json +91 -11
  161. package/data/professionnels/F23533.json +85 -175
  162. package/data/professionnels/F23546.json +374 -447
  163. package/data/professionnels/F23547.json +56 -55
  164. package/data/professionnels/F23548.json +186 -16
  165. package/data/professionnels/F23556.json +1 -1
  166. package/data/professionnels/F23568.json +211 -344
  167. package/data/professionnels/F23628.json +0 -50
  168. package/data/professionnels/F24013.json +1 -1
  169. package/data/professionnels/F24542.json +1 -1
  170. package/data/professionnels/F31031.json +104 -2
  171. package/data/professionnels/F31046.json +3 -67
  172. package/data/professionnels/F31048.json +124 -81
  173. package/data/professionnels/F31139.json +230 -248
  174. package/data/professionnels/F31149.json +4 -57
  175. package/data/professionnels/F31154.json +8 -209
  176. package/data/professionnels/F31177.json +1 -1
  177. package/data/professionnels/F31192.json +27 -1
  178. package/data/professionnels/F31205.json +28 -2
  179. package/data/professionnels/F31326.json +2 -42
  180. package/data/professionnels/F31461.json +0 -40
  181. package/data/professionnels/F31638.json +2 -2
  182. package/data/professionnels/F31704.json +199 -179
  183. package/data/professionnels/F32847.json +128 -5
  184. package/data/professionnels/F32963.json +10 -10
  185. package/data/professionnels/F32966.json +1 -1
  186. package/data/professionnels/F33816.json +337 -55
  187. package/data/professionnels/F34020.json +29 -172
  188. package/data/professionnels/F34547.json +1 -1
  189. package/data/professionnels/F34671.json +27 -1
  190. package/data/professionnels/F35361.json +27 -1
  191. package/data/professionnels/F35391.json +1 -1
  192. package/data/professionnels/F35438.json +463 -7
  193. package/data/professionnels/F35494.json +5 -45
  194. package/data/professionnels/F35999.json +37 -37
  195. package/data/professionnels/F36006.json +10 -60
  196. package/data/professionnels/F36007.json +4 -44
  197. package/data/professionnels/F36015.json +37 -37
  198. package/data/professionnels/F36016.json +37 -37
  199. package/data/professionnels/F36021.json +10 -10
  200. package/data/professionnels/F36022.json +10 -10
  201. package/data/professionnels/F36023.json +10 -10
  202. package/data/professionnels/F36210.json +10 -100
  203. package/data/professionnels/F36211.json +10 -86
  204. package/data/professionnels/F36212.json +11 -184
  205. package/data/professionnels/F36215.json +10 -114
  206. package/data/professionnels/F36232.json +3 -43
  207. package/data/professionnels/F36235.json +2 -42
  208. package/data/professionnels/F36237.json +3 -43
  209. package/data/professionnels/F36238.json +4 -44
  210. package/data/professionnels/F36239.json +3 -43
  211. package/data/professionnels/F36240.json +4 -44
  212. package/data/professionnels/F36528.json +93 -59
  213. package/data/professionnels/F37028.json +77 -105
  214. package/data/professionnels/F37782.json +1 -1
  215. package/data/professionnels/F37786.json +28 -2
  216. package/data/professionnels/F37825.json +1 -1
  217. package/data/professionnels/F37829.json +1 -1
  218. package/data/professionnels/F37830.json +1 -1
  219. package/data/professionnels/F37832.json +41 -13
  220. package/data/professionnels/F37882.json +3 -3
  221. package/data/professionnels/F37900.json +5 -29
  222. package/data/professionnels/F37910.json +1 -1
  223. package/data/professionnels/F37937.json +1 -1
  224. package/data/professionnels/F37980.json +1 -1
  225. package/data/professionnels/F37982.json +1 -1
  226. package/data/professionnels/F38092.json +1 -1
  227. package/data/professionnels/F38096.json +1 -1
  228. package/data/professionnels/F38125.json +1 -1
  229. package/data/professionnels/F38154.json +2 -2
  230. package/data/professionnels/F38455.json +10 -60
  231. package/data/professionnels/F38456.json +10 -60
  232. package/data/professionnels/F38459.json +2 -2
  233. package/data/professionnels/F38511.json +1 -1
  234. package/data/professionnels/N23663.json +1 -1
  235. package/data/professionnels/N32301.json +1 -1
  236. package/data/professionnels/N32305.json +64 -3
  237. package/data/professionnels/R11242.json +30 -1
  238. package/data/professionnels/R14416.json +237 -5
  239. package/data/professionnels/R14517.json +151 -3
  240. package/data/professionnels/R14518.json +151 -3
  241. package/data/professionnels/R14646.json +30 -1
  242. package/data/professionnels/R14697.json +30 -1
  243. package/data/professionnels/R17115.json +31 -2
  244. package/data/professionnels/R17761.json +30 -1
  245. package/data/professionnels/R44574.json +5 -3
  246. package/data/professionnels/R44927.json +30 -1
  247. package/data/professionnels/R46083.json +14 -14
  248. package/data/professionnels/R57308.json +34 -0
  249. package/data/professionnels/R69377.json +34 -5
  250. package/data/professionnels/index.json +2258 -2261
  251. package/package.json +1 -1
  252. package/data/professionnels/R12720.json +0 -381
  253. package/data/professionnels/R19458.json +0 -402
  254. package/data/professionnels/R19462.json +0 -402
package/data/particuliers/F16139.json CHANGED
@@ -10,6 +10,7 @@
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  "ID": "F16139",
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  "type": "Fiche d'information conditionnée",
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  "xsi:noNamespaceSchemaLocation": "../Schemas/3.4/Publication.xsd",
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+ "dateDerniereModificationImportante": "2025-02-18T00:00:00",
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  "spUrl": "https://www.service-public.fr/particuliers/vosdroits/F16139"
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  },
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  "children": [
@@ -49,7 +50,7 @@
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  "children": [
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  {
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  "type": "text",
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- "text": "Avoir un compte épargne logement (CEL) peut permettre d'obtenir un prêt épargne logement. Ce prêt doit servir à financer l'achat ou la construction d'un logement, ou encore des travaux dans un logement. Les caractéristiques du prêt (taux d'intérêt, versement ou non d'une prime), dépendent de la date d'ouverture du CEL."
53
+ "text": "Avoir un compte épargne logement (CEL) peut permettre d'obtenir un prêt épargne logement. Ce prêt doit servir à financer l'achat ou la construction d'un logement, ou encore des travaux dans un logement. Les caractéristiques du prêt (taux d'intérêt, versement ou non d'une prime), dépendent de la date d'ouverture du CEL. Nous vous expliquons."
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  }
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  ]
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  },
@@ -79,7 +80,7 @@
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  "children": [
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  {
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  "type": "text",
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- "text": "modified 2023-01-01"
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+ "text": "modified 2025-02-18"
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  }
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  ]
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  },
@@ -395,7 +396,7 @@
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  "children": [
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  {
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  "type": "text",
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- "text": "Avoir un compte épargne logement (CEL) peut permettre d'obtenir un prêt épargne logement. Ce prêt doit servir à financer l'achat ou la construction d'un logement, ou encore des travaux dans un logement. Les caractéristiques du prêt (taux d'intérêt, versement ou non d'une prime), dépendent de la date d'ouverture du CEL."
399
+ "text": "Avoir un compte épargne logement (CEL) peut permettre d'obtenir un prêt épargne logement. Ce prêt doit servir à financer l'achat ou la construction d'un logement, ou encore des travaux dans un logement. Les caractéristiques du prêt (taux d'intérêt, versement ou non d'une prime), dépendent de la date d'ouverture du CEL. Nous vous expliquons."
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  }
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  ]
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  }
@@ -559,7 +560,7 @@
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  "children": [
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  {
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  "type": "text",
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- "text": "Construction de votre résidence principale (achat du terrain et travaux de construction)"
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+ "text": "Construction de la résidence principale (achat du terrain et travaux de construction)"
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  }
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  ]
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  }
@@ -581,36 +582,6 @@
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  }
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  ]
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  },
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- {
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- "type": "element",
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- "name": "Item",
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- "children": [
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- {
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- "type": "element",
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- "name": "Paragraphe",
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- "children": [
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- {
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- "type": "text",
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- "text": "Achat de parts de "
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- },
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- {
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- "type": "element",
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- "name": "LienIntra",
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- "attributes": {
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- "LienID": "R67135",
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- "type": "Définition de glossaire"
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- },
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- "children": [
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- {
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- "type": "text",
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- "text": "société civile de placement immobilier (SCPI)"
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- }
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- ]
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- }
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- ]
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- }
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- ]
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- },
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  {
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  "type": "element",
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  "name": "Item",
@@ -768,7 +739,7 @@
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  "children": [
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  {
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  "type": "text",
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- "text": "société civile de placement immobilier (SCPI)"
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+ "text": "société civiles de placement immobilier (SCPI)"
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  }
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  ]
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  }
@@ -786,39 +757,7 @@
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  "children": [
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  {
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  "type": "text",
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- "text": "Construction ou achat d’une résidence secondaire (dans le neuf)"
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- }
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- ]
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- }
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- ]
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- },
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- {
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- "type": "element",
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- "name": "Item",
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- "children": [
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- {
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- "type": "element",
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- "name": "Paragraphe",
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- "children": [
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- {
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- "type": "text",
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- "text": "Rénovation ou extension d’une résidence secondaire"
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- }
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- ]
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- }
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- ]
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- },
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- {
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- "type": "element",
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- "name": "Item",
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- "children": [
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- {
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- "type": "element",
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- "name": "Paragraphe",
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- "children": [
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- {
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- "type": "text",
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- "text": "Achat d’une résidence de loisirs ou de tourisme"
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+ "text": "Financement d'un local à usage commercial ou professionnel comprenant également votre résidence principale"
822
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  }
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  ]
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  }
@@ -1312,7 +1251,7 @@
1312
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  "children": [
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  {
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  "type": "text",
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- "text": "La procédure d'octroi du prêt varie en fonction de la nature du prêt demandé."
1254
+ "text": "La procédure d'octroi du prêt varie selon la nature du prêt demandé."
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  }
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  ]
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  },
@@ -1441,16 +1380,31 @@
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  },
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  {
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  "type": "element",
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- "name": "LienInterne",
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+ "name": "LienExterne",
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  "attributes": {
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- "LienPublication": "F2456",
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- "type": "Fiche Question-réponse conditionnée",
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- "audience": "Particuliers"
1385
+ "URL": "https://www.inc-conso.fr/content/banque/taux-nominal-ou-reel-taeg-taux-dusure-quest-ce-que-cest"
1449
1386
  },
1450
1387
  "children": [
1451
1388
  {
1452
1389
  "type": "text",
1453
- "text": "taux annuel effectif global du prêt n'est pas supérieur au taux de l'usure"
1390
+ "text": "taux annuel effectif global"
1391
+ }
1392
+ ]
1393
+ },
1394
+ {
1395
+ "type": "text",
1396
+ "text": "du prêt n'est pas supérieur au"
1397
+ },
1398
+ {
1399
+ "type": "element",
1400
+ "name": "LienExterne",
1401
+ "attributes": {
1402
+ "URL": "https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000050842814"
1403
+ },
1404
+ "children": [
1405
+ {
1406
+ "type": "text",
1407
+ "text": "taux de l'usure"
1454
1408
  }
1455
1409
  ]
1456
1410
  },
@@ -1735,7 +1689,24 @@
1735
1689
  "children": [
1736
1690
  {
1737
1691
  "type": "text",
1738
- "text": "taux annuel effectif global du prêt n'est pas supérieur au taux de l'usure"
1692
+ "text": "taux annuel effectif global"
1693
+ }
1694
+ ]
1695
+ },
1696
+ {
1697
+ "type": "text",
1698
+ "text": " du prêt n'est pas supérieur au "
1699
+ },
1700
+ {
1701
+ "type": "element",
1702
+ "name": "LienExterne",
1703
+ "attributes": {
1704
+ "URL": "https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000050842814"
1705
+ },
1706
+ "children": [
1707
+ {
1708
+ "type": "text",
1709
+ "text": "taux de l'usure"
1739
1710
  }
1740
1711
  ]
1741
1712
  },
@@ -2075,153 +2046,2231 @@
2075
2046
  "children": [
2076
2047
  {
2077
2048
  "type": "text",
2078
- "text": "Le taux d'intérêt du prêt dépend de la période durant laquelle vous avez épargné sur votre CEL."
2079
- }
2080
- ]
2081
- },
2082
- {
2083
- "type": "element",
2084
- "name": "Paragraphe",
2085
- "children": [
2086
- {
2087
- "type": "text",
2088
- "text": "Votre CEL n'ouvre pas droit à la prime d'État."
2089
- }
2090
- ]
2091
- }
2092
- ]
2093
- },
2094
- {
2095
- "type": "element",
2096
- "name": "Cas",
2097
- "children": [
2098
- {
2099
- "type": "element",
2100
- "name": "Titre",
2101
- "children": [
2102
- {
2103
- "type": "text",
2104
- "text": "CEL ouvert avant 2018"
2105
- }
2106
- ]
2107
- },
2108
- {
2109
- "type": "element",
2110
- "name": "Paragraphe",
2111
- "children": [
2112
- {
2113
- "type": "text",
2114
- "text": "Le taux d'intérêt du prêt dépend de la période durant laquelle vous avez épargné sur votre CEL."
2115
- }
2116
- ]
2117
- },
2118
- {
2119
- "type": "element",
2120
- "name": "Paragraphe",
2121
- "children": [
2122
- {
2123
- "type": "text",
2124
- "text": "Vous pouvez bénéficier d'une prime d'État accordée en fin de période d'épargne."
2049
+ "text": "Le taux d'intérêt du prêt dépend de la période durant laquelle vous avez épargné sur votre CEL :"
2125
2050
  }
2126
2051
  ]
2127
2052
  },
2128
2053
  {
2129
2054
  "type": "element",
2130
- "name": "Paragraphe",
2055
+ "name": "Tableau",
2131
2056
  "children": [
2132
- {
2133
- "type": "text",
2134
- "text": "La prime est égale à "
2135
- },
2136
2057
  {
2137
2058
  "type": "element",
2138
- "name": "Valeur",
2059
+ "name": "Titre",
2139
2060
  "children": [
2140
2061
  {
2141
2062
  "type": "text",
2142
- "text": "50 %"
2063
+ "text": "Taux du prêt selon la période d'épargne"
2143
2064
  }
2144
2065
  ]
2145
2066
  },
2146
2067
  {
2147
- "type": "text",
2148
- "text": " des intérêts acquis à partir du 16 juin 1988 et pris en compte dans le calcul du prêt."
2149
- }
2150
- ]
2151
- },
2152
- {
2153
- "type": "element",
2154
- "name": "Paragraphe",
2155
- "children": [
2068
+ "type": "element",
2069
+ "name": "Colonne",
2070
+ "attributes": {
2071
+ "largeur": "30",
2072
+ "type": "normal"
2073
+ }
2074
+ },
2156
2075
  {
2157
- "type": "text",
2158
- "text": "Son montant maximum est de "
2076
+ "type": "element",
2077
+ "name": "Colonne",
2078
+ "attributes": {
2079
+ "largeur": "30",
2080
+ "type": "normal"
2081
+ }
2159
2082
  },
2160
2083
  {
2161
2084
  "type": "element",
2162
- "name": "Valeur",
2085
+ "name": "Rangée",
2086
+ "attributes": {
2087
+ "type": "header"
2088
+ },
2163
2089
  "children": [
2164
2090
  {
2165
- "type": "text",
2166
- "text": "1 144 €"
2091
+ "type": "element",
2092
+ "name": "Cellule",
2093
+ "children": [
2094
+ {
2095
+ "type": "element",
2096
+ "name": "Paragraphe",
2097
+ "children": [
2098
+ {
2099
+ "type": "text",
2100
+ "text": "Période d'épargne"
2101
+ }
2102
+ ]
2103
+ }
2104
+ ]
2105
+ },
2106
+ {
2107
+ "type": "element",
2108
+ "name": "Cellule",
2109
+ "children": [
2110
+ {
2111
+ "type": "element",
2112
+ "name": "Paragraphe",
2113
+ "children": [
2114
+ {
2115
+ "type": "text",
2116
+ "text": "Taux du prêt"
2117
+ }
2118
+ ]
2119
+ }
2120
+ ]
2167
2121
  }
2168
2122
  ]
2169
2123
  },
2170
- {
2171
- "type": "text",
2172
- "text": "."
2173
- }
2174
- ]
2175
- },
2176
- {
2177
- "type": "element",
2178
- "name": "Paragraphe",
2179
- "children": [
2180
- {
2181
- "type": "text",
2182
- "text": "Cette prime est exonérée de l'impôt sur le revenu, mais elle est soumise "
2183
- },
2184
2124
  {
2185
2125
  "type": "element",
2186
- "name": "LienInterne",
2126
+ "name": "Rangée",
2187
2127
  "attributes": {
2188
- "LienPublication": "F2329",
2189
- "type": "Fiche d'information conditionnée",
2190
- "audience": "Particuliers"
2128
+ "type": "normal"
2191
2129
  },
2192
2130
  "children": [
2193
2131
  {
2194
- "type": "text",
2195
- "text": "aux prélèvements sociaux"
2132
+ "type": "element",
2133
+ "name": "Cellule",
2134
+ "children": [
2135
+ {
2136
+ "type": "element",
2137
+ "name": "Paragraphe",
2138
+ "children": [
2139
+ {
2140
+ "type": "text",
2141
+ "text": "De 2018 au 31 janvier 2020"
2142
+ }
2143
+ ]
2144
+ }
2145
+ ]
2146
+ },
2147
+ {
2148
+ "type": "element",
2149
+ "name": "Cellule",
2150
+ "children": [
2151
+ {
2152
+ "type": "element",
2153
+ "name": "Paragraphe",
2154
+ "children": [
2155
+ {
2156
+ "type": "element",
2157
+ "name": "Valeur",
2158
+ "children": [
2159
+ {
2160
+ "type": "text",
2161
+ "text": "2 %"
2162
+ }
2163
+ ]
2164
+ }
2165
+ ]
2166
+ }
2167
+ ]
2196
2168
  }
2197
2169
  ]
2198
2170
  },
2199
2171
  {
2200
- "type": "text",
2201
- "text": "."
2202
- }
2203
- ]
2204
- }
2205
- ]
2206
- }
2207
- ]
2208
- }
2209
- ]
2210
- },
2211
- {
2212
- "type": "element",
2213
- "name": "Chapitre",
2214
- "children": [
2215
- {
2216
- "type": "element",
2217
- "name": "Titre",
2218
- "children": [
2219
- {
2220
- "type": "element",
2221
- "name": "Paragraphe",
2222
- "children": [
2223
- {
2224
- "type": "text",
2172
+ "type": "element",
2173
+ "name": "Rangée",
2174
+ "attributes": {
2175
+ "type": "normal"
2176
+ },
2177
+ "children": [
2178
+ {
2179
+ "type": "element",
2180
+ "name": "Cellule",
2181
+ "children": [
2182
+ {
2183
+ "type": "element",
2184
+ "name": "Paragraphe",
2185
+ "children": [
2186
+ {
2187
+ "type": "text",
2188
+ "text": "De février 2020 au 31 janvier 2022"
2189
+ }
2190
+ ]
2191
+ }
2192
+ ]
2193
+ },
2194
+ {
2195
+ "type": "element",
2196
+ "name": "Cellule",
2197
+ "children": [
2198
+ {
2199
+ "type": "element",
2200
+ "name": "Paragraphe",
2201
+ "children": [
2202
+ {
2203
+ "type": "element",
2204
+ "name": "Valeur",
2205
+ "children": [
2206
+ {
2207
+ "type": "text",
2208
+ "text": "1,75 %"
2209
+ }
2210
+ ]
2211
+ }
2212
+ ]
2213
+ }
2214
+ ]
2215
+ }
2216
+ ]
2217
+ },
2218
+ {
2219
+ "type": "element",
2220
+ "name": "Rangée",
2221
+ "attributes": {
2222
+ "type": "normal"
2223
+ },
2224
+ "children": [
2225
+ {
2226
+ "type": "element",
2227
+ "name": "Cellule",
2228
+ "children": [
2229
+ {
2230
+ "type": "element",
2231
+ "name": "Paragraphe",
2232
+ "children": [
2233
+ {
2234
+ "type": "text",
2235
+ "text": "De février 2022 au 31 juillet 2022"
2236
+ }
2237
+ ]
2238
+ }
2239
+ ]
2240
+ },
2241
+ {
2242
+ "type": "element",
2243
+ "name": "Cellule",
2244
+ "children": [
2245
+ {
2246
+ "type": "element",
2247
+ "name": "Paragraphe",
2248
+ "children": [
2249
+ {
2250
+ "type": "element",
2251
+ "name": "Valeur",
2252
+ "children": [
2253
+ {
2254
+ "type": "text",
2255
+ "text": "2,25 %"
2256
+ }
2257
+ ]
2258
+ }
2259
+ ]
2260
+ }
2261
+ ]
2262
+ }
2263
+ ]
2264
+ },
2265
+ {
2266
+ "type": "element",
2267
+ "name": "Rangée",
2268
+ "attributes": {
2269
+ "type": "normal"
2270
+ },
2271
+ "children": [
2272
+ {
2273
+ "type": "element",
2274
+ "name": "Cellule",
2275
+ "children": [
2276
+ {
2277
+ "type": "element",
2278
+ "name": "Paragraphe",
2279
+ "children": [
2280
+ {
2281
+ "type": "text",
2282
+ "text": "D'août 2022 au 31 janvier 2023"
2283
+ }
2284
+ ]
2285
+ }
2286
+ ]
2287
+ },
2288
+ {
2289
+ "type": "element",
2290
+ "name": "Cellule",
2291
+ "children": [
2292
+ {
2293
+ "type": "element",
2294
+ "name": "Paragraphe",
2295
+ "children": [
2296
+ {
2297
+ "type": "element",
2298
+ "name": "Valeur",
2299
+ "children": [
2300
+ {
2301
+ "type": "text",
2302
+ "text": "2,75 %"
2303
+ }
2304
+ ]
2305
+ }
2306
+ ]
2307
+ }
2308
+ ]
2309
+ }
2310
+ ]
2311
+ },
2312
+ {
2313
+ "type": "element",
2314
+ "name": "Rangée",
2315
+ "attributes": {
2316
+ "type": "normal"
2317
+ },
2318
+ "children": [
2319
+ {
2320
+ "type": "element",
2321
+ "name": "Cellule",
2322
+ "children": [
2323
+ {
2324
+ "type": "element",
2325
+ "name": "Paragraphe",
2326
+ "children": [
2327
+ {
2328
+ "type": "text",
2329
+ "text": "De février 2023 au 31 janvier 2025"
2330
+ }
2331
+ ]
2332
+ }
2333
+ ]
2334
+ },
2335
+ {
2336
+ "type": "element",
2337
+ "name": "Cellule",
2338
+ "children": [
2339
+ {
2340
+ "type": "element",
2341
+ "name": "Paragraphe",
2342
+ "children": [
2343
+ {
2344
+ "type": "element",
2345
+ "name": "Valeur",
2346
+ "children": [
2347
+ {
2348
+ "type": "text",
2349
+ "text": "3,5 %"
2350
+ }
2351
+ ]
2352
+ }
2353
+ ]
2354
+ }
2355
+ ]
2356
+ }
2357
+ ]
2358
+ },
2359
+ {
2360
+ "type": "element",
2361
+ "name": "Rangée",
2362
+ "attributes": {
2363
+ "type": "normal"
2364
+ },
2365
+ "children": [
2366
+ {
2367
+ "type": "element",
2368
+ "name": "Cellule",
2369
+ "children": [
2370
+ {
2371
+ "type": "element",
2372
+ "name": "Paragraphe",
2373
+ "children": [
2374
+ {
2375
+ "type": "text",
2376
+ "text": "Depuis le 1"
2377
+ },
2378
+ {
2379
+ "type": "element",
2380
+ "name": "Exposant",
2381
+ "children": [
2382
+ {
2383
+ "type": "text",
2384
+ "text": "er"
2385
+ }
2386
+ ]
2387
+ },
2388
+ {
2389
+ "type": "text",
2390
+ "text": " février 2025"
2391
+ }
2392
+ ]
2393
+ }
2394
+ ]
2395
+ },
2396
+ {
2397
+ "type": "element",
2398
+ "name": "Cellule",
2399
+ "children": [
2400
+ {
2401
+ "type": "element",
2402
+ "name": "Paragraphe",
2403
+ "children": [
2404
+ {
2405
+ "type": "element",
2406
+ "name": "Valeur",
2407
+ "children": [
2408
+ {
2409
+ "type": "text",
2410
+ "text": "3 %"
2411
+ }
2412
+ ]
2413
+ }
2414
+ ]
2415
+ }
2416
+ ]
2417
+ }
2418
+ ]
2419
+ }
2420
+ ]
2421
+ },
2422
+ {
2423
+ "type": "element",
2424
+ "name": "ANoter",
2425
+ "children": [
2426
+ {
2427
+ "type": "element",
2428
+ "name": "Titre",
2429
+ "children": [
2430
+ {
2431
+ "type": "text",
2432
+ "text": "À noter"
2433
+ }
2434
+ ]
2435
+ },
2436
+ {
2437
+ "type": "element",
2438
+ "name": "Paragraphe",
2439
+ "children": [
2440
+ {
2441
+ "type": "text",
2442
+ "text": "Votre CEL n'ouvre pas droit à la prime d'État."
2443
+ }
2444
+ ]
2445
+ }
2446
+ ]
2447
+ }
2448
+ ]
2449
+ },
2450
+ {
2451
+ "type": "element",
2452
+ "name": "Cas",
2453
+ "children": [
2454
+ {
2455
+ "type": "element",
2456
+ "name": "Titre",
2457
+ "children": [
2458
+ {
2459
+ "type": "text",
2460
+ "text": "CEL ouvert avant 2018"
2461
+ }
2462
+ ]
2463
+ },
2464
+ {
2465
+ "type": "element",
2466
+ "name": "Paragraphe",
2467
+ "children": [
2468
+ {
2469
+ "type": "text",
2470
+ "text": "Le taux d'intérêt du prêt dépend de la période durant laquelle vous avez épargné sur votre CEL."
2471
+ }
2472
+ ]
2473
+ },
2474
+ {
2475
+ "type": "element",
2476
+ "name": "Complement",
2477
+ "children": [
2478
+ {
2479
+ "type": "element",
2480
+ "name": "Titre",
2481
+ "children": [
2482
+ {
2483
+ "type": "text",
2484
+ "text": "Pour connaître les taux d'intérêt du prêt depuis le 16 mai 1986"
2485
+ }
2486
+ ]
2487
+ },
2488
+ {
2489
+ "type": "element",
2490
+ "name": "Tableau",
2491
+ "children": [
2492
+ {
2493
+ "type": "element",
2494
+ "name": "Colonne",
2495
+ "attributes": {
2496
+ "largeur": "20",
2497
+ "type": "normal"
2498
+ }
2499
+ },
2500
+ {
2501
+ "type": "element",
2502
+ "name": "Colonne",
2503
+ "attributes": {
2504
+ "largeur": "20",
2505
+ "type": "normal"
2506
+ }
2507
+ },
2508
+ {
2509
+ "type": "element",
2510
+ "name": "Colonne",
2511
+ "attributes": {
2512
+ "largeur": "15",
2513
+ "type": "normal"
2514
+ }
2515
+ },
2516
+ {
2517
+ "type": "element",
2518
+ "name": "Rangée",
2519
+ "attributes": {
2520
+ "type": "header"
2521
+ },
2522
+ "children": [
2523
+ {
2524
+ "type": "element",
2525
+ "name": "Cellule",
2526
+ "attributes": {
2527
+ "fusionHorizontale": "2"
2528
+ },
2529
+ "children": [
2530
+ {
2531
+ "type": "element",
2532
+ "name": "Paragraphe",
2533
+ "children": [
2534
+ {
2535
+ "type": "text",
2536
+ "text": "Période d'épargne"
2537
+ }
2538
+ ]
2539
+ }
2540
+ ]
2541
+ },
2542
+ {
2543
+ "type": "element",
2544
+ "name": "Cellule",
2545
+ "attributes": {
2546
+ "fusionVerticale": "2"
2547
+ },
2548
+ "children": [
2549
+ {
2550
+ "type": "element",
2551
+ "name": "Paragraphe",
2552
+ "children": [
2553
+ {
2554
+ "type": "text",
2555
+ "text": "Taux du prêt"
2556
+ }
2557
+ ]
2558
+ }
2559
+ ]
2560
+ }
2561
+ ]
2562
+ },
2563
+ {
2564
+ "type": "element",
2565
+ "name": "Rangée",
2566
+ "attributes": {
2567
+ "type": "header"
2568
+ },
2569
+ "children": [
2570
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2571
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2656
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2716
+ "name": "Valeur",
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2719
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2782
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2908
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3006
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3034
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3286
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3329
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4098
+ "name": "Paragraphe",
4099
+ "children": [
4100
+ {
4101
+ "type": "element",
4102
+ "name": "Valeur",
4103
+ "children": [
4104
+ {
4105
+ "type": "text",
4106
+ "text": "3,50 %"
4107
+ }
4108
+ ]
4109
+ }
4110
+ ]
4111
+ }
4112
+ ]
4113
+ }
4114
+ ]
4115
+ },
4116
+ {
4117
+ "type": "element",
4118
+ "name": "Rangée",
4119
+ "attributes": {
4120
+ "type": "normal"
4121
+ },
4122
+ "children": [
4123
+ {
4124
+ "type": "element",
4125
+ "name": "Cellule",
4126
+ "children": [
4127
+ {
4128
+ "type": "element",
4129
+ "name": "Paragraphe",
4130
+ "children": [
4131
+ {
4132
+ "type": "text",
4133
+ "text": "Depuis le 1/02/2025"
4134
+ }
4135
+ ]
4136
+ }
4137
+ ]
4138
+ },
4139
+ {
4140
+ "type": "element",
4141
+ "name": "Cellule"
4142
+ },
4143
+ {
4144
+ "type": "element",
4145
+ "name": "Cellule",
4146
+ "children": [
4147
+ {
4148
+ "type": "element",
4149
+ "name": "Paragraphe",
4150
+ "children": [
4151
+ {
4152
+ "type": "element",
4153
+ "name": "Valeur",
4154
+ "children": [
4155
+ {
4156
+ "type": "text",
4157
+ "text": "3 %"
4158
+ }
4159
+ ]
4160
+ }
4161
+ ]
4162
+ }
4163
+ ]
4164
+ }
4165
+ ]
4166
+ }
4167
+ ]
4168
+ }
4169
+ ]
4170
+ },
4171
+ {
4172
+ "type": "element",
4173
+ "name": "Paragraphe",
4174
+ "children": [
4175
+ {
4176
+ "type": "text",
4177
+ "text": "Vous pouvez bénéficier d'une prime d'État accordée en fin de période d'épargne. La prime est égale à "
4178
+ },
4179
+ {
4180
+ "type": "element",
4181
+ "name": "Valeur",
4182
+ "children": [
4183
+ {
4184
+ "type": "text",
4185
+ "text": "50 %"
4186
+ }
4187
+ ]
4188
+ },
4189
+ {
4190
+ "type": "text",
4191
+ "text": " des intérêts acquis à partir du 16 juin 1988, sans pouvoir dépasser "
4192
+ },
4193
+ {
4194
+ "type": "element",
4195
+ "name": "Valeur",
4196
+ "children": [
4197
+ {
4198
+ "type": "text",
4199
+ "text": "1 144 €"
4200
+ }
4201
+ ]
4202
+ },
4203
+ {
4204
+ "type": "text",
4205
+ "text": ". Elle est prise en compte dans le calcul du prêt."
4206
+ }
4207
+ ]
4208
+ },
4209
+ {
4210
+ "type": "element",
4211
+ "name": "ASavoir",
4212
+ "children": [
4213
+ {
4214
+ "type": "element",
4215
+ "name": "Titre",
4216
+ "children": [
4217
+ {
4218
+ "type": "text",
4219
+ "text": "À savoir"
4220
+ }
4221
+ ]
4222
+ },
4223
+ {
4224
+ "type": "element",
4225
+ "name": "Paragraphe",
4226
+ "children": [
4227
+ {
4228
+ "type": "text",
4229
+ "text": "Cette prime est exonérée de l'impôt sur le revenu, mais elle est soumise "
4230
+ },
4231
+ {
4232
+ "type": "element",
4233
+ "name": "LienInterne",
4234
+ "attributes": {
4235
+ "LienPublication": "F2329",
4236
+ "type": "Fiche d'information conditionnée",
4237
+ "audience": "Particuliers"
4238
+ },
4239
+ "children": [
4240
+ {
4241
+ "type": "text",
4242
+ "text": "aux prélèvements sociaux"
4243
+ }
4244
+ ]
4245
+ },
4246
+ {
4247
+ "type": "text",
4248
+ "text": "."
4249
+ }
4250
+ ]
4251
+ }
4252
+ ]
4253
+ }
4254
+ ]
4255
+ }
4256
+ ]
4257
+ }
4258
+ ]
4259
+ },
4260
+ {
4261
+ "type": "element",
4262
+ "name": "Chapitre",
4263
+ "children": [
4264
+ {
4265
+ "type": "element",
4266
+ "name": "Titre",
4267
+ "children": [
4268
+ {
4269
+ "type": "element",
4270
+ "name": "Paragraphe",
4271
+ "children": [
4272
+ {
4273
+ "type": "text",
2225
4274
  "text": "Peut-on rembourser le prêt épargne logement de façon anticipée ?"
2226
4275
  }
2227
4276
  ]
@@ -2555,6 +4604,76 @@
2555
4604
  }
2556
4605
  ]
2557
4606
  },
4607
+ {
4608
+ "type": "element",
4609
+ "name": "PourEnSavoirPlus",
4610
+ "attributes": {
4611
+ "type": "Information pratique",
4612
+ "ID": "R54612",
4613
+ "URL": "https://www.inc-conso.fr/content/banque/taux-nominal-ou-reel-taeg-taux-dusure-quest-ce-que-cest",
4614
+ "audience": "Particuliers"
4615
+ },
4616
+ "children": [
4617
+ {
4618
+ "type": "element",
4619
+ "name": "Titre",
4620
+ "children": [
4621
+ {
4622
+ "type": "text",
4623
+ "text": "Taux nominal ou réel, TAEG, taux de l'usure : qu'est-ce que c'est ?"
4624
+ }
4625
+ ]
4626
+ },
4627
+ {
4628
+ "type": "element",
4629
+ "name": "Source",
4630
+ "attributes": {
4631
+ "ID": "R30643"
4632
+ },
4633
+ "children": [
4634
+ {
4635
+ "type": "text",
4636
+ "text": "Institut national de la consommation (INC)"
4637
+ }
4638
+ ]
4639
+ }
4640
+ ]
4641
+ },
4642
+ {
4643
+ "type": "element",
4644
+ "name": "PourEnSavoirPlus",
4645
+ "attributes": {
4646
+ "type": "Information pratique",
4647
+ "ID": "R24523",
4648
+ "URL": "https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000050842814",
4649
+ "audience": "Particuliers"
4650
+ },
4651
+ "children": [
4652
+ {
4653
+ "type": "element",
4654
+ "name": "Titre",
4655
+ "children": [
4656
+ {
4657
+ "type": "text",
4658
+ "text": "Taux de l'usure à partir du 1er janvier 2025"
4659
+ }
4660
+ ]
4661
+ },
4662
+ {
4663
+ "type": "element",
4664
+ "name": "Source",
4665
+ "attributes": {
4666
+ "ID": "R38880"
4667
+ },
4668
+ "children": [
4669
+ {
4670
+ "type": "text",
4671
+ "text": "Legifrance"
4672
+ }
4673
+ ]
4674
+ }
4675
+ ]
4676
+ },
2558
4677
  {
2559
4678
  "type": "element",
2560
4679
  "name": "Definition",