@gajae-code/ai 0.1.1

package/src/auth-storage.ts

@@ -0,0 +1,4104 @@
+/**
+ * Credential storage for API keys and OAuth tokens.
+ * Handles loading, saving, refreshing credentials, and usage tracking.
+ *
+ * This module defines:
+ * - `AuthCredentialStore` interface: persistence abstraction (SQLite, remote vault, …)
+ * - `AuthStorage` class: credential management with round-robin, usage limits, OAuth refresh
+ * - `SqliteAuthCredentialStore`: concrete SQLite-backed implementation
+ */
+import { Database, type Statement } from "bun:sqlite";
+import * as fs from "node:fs/promises";
+import * as path from "node:path";
+import { getAgentDbPath, logger } from "@gajae-code/utils";
+import { getEnvApiKey } from "./stream";
+import type { Provider } from "./types";
+import type {
+	CredentialRankingStrategy,
+	UsageCredential,
+	UsageFetchContext,
+	UsageFetchParams,
+	UsageLimit,
+	UsageLogger,
+	UsageProvider,
+	UsageReport,
+} from "./usage";
+import { claudeRankingStrategy, claudeUsageProvider } from "./usage/claude";
+import { googleGeminiCliUsageProvider } from "./usage/gemini";
+import { githubCopilotUsageProvider } from "./usage/github-copilot";
+import { antigravityUsageProvider } from "./usage/google-antigravity";
+import { kimiUsageProvider } from "./usage/kimi";
+import { codexRankingStrategy, openaiCodexUsageProvider } from "./usage/openai-codex";
+import { zaiUsageProvider } from "./usage/zai";
+import { getOAuthApiKey, getOAuthProvider, refreshOAuthToken } from "./utils/oauth";
+import { loginDeepSeek } from "./utils/oauth/deepseek";
+import { loginOpenAICodexDevice } from "./utils/oauth/openai-codex";
+import type { OAuthController, OAuthCredentials, OAuthProvider, OAuthProviderId } from "./utils/oauth/types";
+
+// ─────────────────────────────────────────────────────────────────────────────
+// Credential Types
+// ─────────────────────────────────────────────────────────────────────────────
+
+export type ApiKeyCredential = {
+	type: "api_key";
+	key: string;
+};
+
+export type OAuthCredential = {
+	type: "oauth";
+} & OAuthCredentials;
+
+export type AuthCredential = ApiKeyCredential | OAuthCredential;
+
+export type AuthCredentialEntry = AuthCredential | AuthCredential[];
+
+export type AuthStorageData = Record<string, AuthCredentialEntry>;
+
+/**
+ * Serialized representation of AuthStorage for passing to subagent workers.
+ * Contains only the essential credential data, not runtime state.
+ */
+export interface SerializedAuthStorage {
+	credentials: Record<
+		string,
+		Array<{
+			id: number;
+			type: "api_key" | "oauth";
+			data: Record<string, unknown>;
+		}>
+	>;
+	runtimeOverrides?: Record<string, string>;
+	dbPath?: string;
+}
+
+/**
+ * Auth credential with database row ID for updates/deletes.
+ * Wraps AuthCredential with storage metadata.
+ */
+export interface StoredAuthCredential {
+	id: number;
+	provider: string;
+	credential: AuthCredential;
+	disabledCause: string | null;
+}
+
+/**
+ * Per-credential health record returned by {@link AuthStorage.checkCredentials}.
+ *
+ * Use this to identify which credential in a multi-account pool is causing
+ * auth errors. `ok` is tri-state:
+ *
+ * - `true` — credential authenticated against the provider's auth-verifying
+ *   probe (today: the usage endpoint). For OAuth this also exercises refresh
+ *   when the access token was expired.
+ * - `false` — the probe rejected the credential (401/403/refresh failure/etc).
+ *   `reason` carries the upstream error string.
+ * - `null` — no probe is configured for this provider (or the configured
+ *   probe doesn't support this credential type). The credential's auth
+ *   status is unverifiable from here.
+ */
+export interface CredentialHealthResult {
+	/** Database row id (matches {@link StoredAuthCredential.id}). */
+	id: number;
+	provider: string;
+	type: AuthCredential["type"];
+	/** OAuth email if known on the stored credential or surfaced by the probe. */
+	email?: string;
+	/** OAuth account id / org id if known. */
+	accountId?: string;
+	/** `true` when the refresh token lives on a remote broker (sentinel was present). */
+	remoteRefresh?: true;
+	ok: boolean | null;
+	/** Failure / unverifiable reason; absent when `ok === true`. */
+	reason?: string;
+	/** Probe usage report (raw payload stripped) when `ok === true`. */
+	report?: Omit<UsageReport, "raw">;
+}
+
+export interface CheckCredentialsOptions {
+	signal?: AbortSignal;
+	/** Per-credential probe timeout (ms). Defaults to the configured usage request timeout. */
+	timeoutMs?: number;
+	/** Provider → base URL override, same shape as {@link AuthStorage.fetchUsageReports}. */
+	baseUrlResolver?: (provider: Provider) => string | undefined;
+}
+
+// ─────────────────────────────────────────────────────────────────────────────
+// Auth Broker Snapshot Types
+// ─────────────────────────────────────────────────────────────────────────────
+
+/**
+ * Sentinel value placed in OAuth `refresh` fields when a credential is shared
+ * via {@link AuthStorage.exportSnapshot}. Refresh tokens never leave the broker;
+ * clients must call back to refresh.
+ */
+export const REMOTE_REFRESH_SENTINEL = "__remote__" as const;
+export type RemoteRefreshSentinel = typeof REMOTE_REFRESH_SENTINEL;
+
+/** OAuth credential with refresh token replaced by the broker sentinel. */
+export type RemoteOAuthCredential = Omit<OAuthCredential, "refresh"> & {
+	refresh: RemoteRefreshSentinel;
+};
+
+/** Discriminated credential payload as published by the broker. */
+export type SnapshotCredential = ApiKeyCredential | RemoteOAuthCredential;
+
+export interface AuthCredentialSnapshotEntry {
+	id: number;
+	provider: string;
+	credential: SnapshotCredential;
+	identityKey: string | null;
+}
+
+/**
+ * Wire-shaped snapshot exported by {@link AuthStorage.exportSnapshot} and
+ * served by the auth-broker server on `GET /v1/snapshot`.
+ */
+export interface AuthCredentialSnapshot {
+	generation: number;
+	generatedAt: number;
+	credentials: AuthCredentialSnapshotEntry[];
+}
+
+// ─────────────────────────────────────────────────────────────────────────────
+// AuthCredentialStore interface
+// ─────────────────────────────────────────────────────────────────────────────
+
+/**
+ * Persistence abstraction consumed by {@link AuthStorage}.
+ *
+ * Concrete implementations:
+ * - {@link SqliteAuthCredentialStore} — local SQLite-backed store (default).
+ * - `RemoteAuthCredentialStore` from `./auth-broker` — client-side snapshot of
+ *   a remote broker; mutating methods (`replace*`, `upsert*`, `delete*ForProvider`)
+ *   throw because login flows route through the broker, not the client.
+ */
+export interface AuthCredentialStore {
+	close(): void;
+	listAuthCredentials(provider?: string): StoredAuthCredential[];
+	updateAuthCredential(id: number, credential: AuthCredential): void;
+	deleteAuthCredential(id: number, disabledCause: string): void;
+	tryDisableAuthCredentialIfMatches(id: number, expectedData: string, disabledCause: string): boolean;
+	replaceAuthCredentialsForProvider(provider: string, credentials: AuthCredential[]): StoredAuthCredential[];
+	upsertAuthCredentialForProvider(provider: string, credential: AuthCredential): StoredAuthCredential[];
+	deleteAuthCredentialsForProvider(provider: string, disabledCause: string): void;
+	getCache(key: string, options?: { includeExpired?: boolean }): string | null;
+	setCache(key: string, value: string, expiresAtSec: number): void;
+	cleanExpiredCache(): void;
+	/**
+	 * Optional store-supplied OAuth refresh. When present, `AuthStorage` uses
+	 * it before the per-provider local refresh path. `RemoteAuthCredentialStore`
+	 * implements this against the broker; SQLite stores leave it undefined.
+	 *
+	 * Precedence: `AuthStorageOptions.refreshOAuthCredential` > this hook > local.
+	 *
+	 * `signal` propagates the agent's cancel (ESC, request abort, …) all the
+	 * way to the broker fetch so a hung connection can't strand the caller
+	 * for `timeoutMs * (maxRetries + 1)`.
+	 */
+	refreshOAuthCredential?(
+		provider: Provider,
+		credentialId: number,
+		credential: OAuthCredential,
+		signal?: AbortSignal,
+	): Promise<OAuthCredentials>;
+	/**
+	 * Optional async pre-read hook invoked after AuthStorage selects a stored
+	 * credential but before it returns that credential for an outbound request.
+	 * Remote broker stores use this to wait out imminent rotations and refresh
+	 * their local snapshot before the caller sees a stale access token.
+	 */
+	prepareForRequest?(credentialId: number, opts?: { signal?: AbortSignal }): Promise<boolean | undefined>;
+	/**
+	 * Optional store-supplied aggregate usage fetch. When present, `AuthStorage`
+	 * routes `fetchUsageReports()` here instead of fanning out per-credential.
+	 * `RemoteAuthCredentialStore` proxies to the broker (whose datacenter IP
+	 * isn't rate-limited like a heavy residential client).
+	 *
+	 * Precedence: `AuthStorageOptions.fetchUsageReports` > this hook > local fan-out.
+	 *
+	 * `signal` propagates the agent's cancel down to the broker fetch.
+	 */
+	fetchUsageReports?(signal?: AbortSignal): Promise<UsageReport[] | null>;
+	/**
+	 * Optional store-supplied per-credential usage report lookup. When present,
+	 * `AuthStorage` consults this before its own per-credential upstream fetch
+	 * (`#getUsageReport`). `RemoteAuthCredentialStore` implements this against
+	 * the broker's aggregate `/v1/usage` (one coalesced round-trip shared across
+	 * all callers) so multi-credential ranking on the client never hits the
+	 * upstream provider's rate-limited usage endpoint from the laptop IP.
+	 *
+	 * Returning `null` is authoritative — `AuthStorage` does NOT fall back to
+	 * the local fetch path. The store hook owns the decision, since falling
+	 * back would re-introduce the per-IP rate-limit problem the broker exists
+	 * to avoid.
+	 *
+	 * `signal` propagates the agent's cancel down to the broker fetch.
+	 */
+	getUsageReport?(provider: Provider, credential: OAuthCredential, signal?: AbortSignal): Promise<UsageReport | null>;
+	/**
+	 * Optional store hook to invalidate a specific credential after the upstream
+	 * provider returned 401 on a supposedly-fresh key. Remote stores force the
+	 * broker to re-issue the row; local stores can leave it undefined and let
+	 * {@link AuthStorage.invalidateCredentialMatching} fall back to `reload()`.
+	 */
+	markCredentialSuspect?(credentialId: number, opts?: { signal?: AbortSignal }): Promise<void>;
+	/**
+	 * Optional async write hook for upserting a single credential. When present,
+	 * `AuthStorage.#upsertOAuthCredential` routes through this instead of the
+	 * sync `upsertAuthCredentialForProvider`. `RemoteAuthCredentialStore` uses
+	 * it to send the upsert to the broker via `POST /v1/credential`.
+	 *
+	 * Implementations MUST update the in-memory snapshot before returning so the
+	 * post-write read path is consistent.
+	 */
+	upsertAuthCredentialRemote?(provider: string, credential: AuthCredential): Promise<StoredAuthCredential[]>;
+	/**
+	 * Optional async write hook for replace-all semantics (e.g. API-key login
+	 * overwriting any previous keys for the same provider). When present,
+	 * `AuthStorage.set` routes through this instead of the sync
+	 * `replaceAuthCredentialsForProvider`.
+	 */
+	replaceAuthCredentialsRemote?(provider: string, credentials: AuthCredential[]): Promise<StoredAuthCredential[]>;
+	/**
+	 * Optional async write hook for clearing every credential for a provider
+	 * (logout). When present, `AuthStorage.remove` routes through this instead
+	 * of the sync `deleteAuthCredentialsForProvider`.
+	 */
+	deleteAuthCredentialsRemote?(provider: string, disabledCause: string): Promise<void>;
+}
+
+// ─────────────────────────────────────────────────────────────────────────────
+// AuthStorage Options
+// ─────────────────────────────────────────────────────────────────────────────
+
+/**
+ * Event payload describing a credential that was just soft-disabled.
+ *
+ * Today the only call site is OAuth refresh failures with a definitive cause
+ * (`invalid_grant`, `401/403` not from a network blip, etc.) — the
+ * disabled_cause string is the verbatim error captured for forensics.
+ *
+ * Subscribers can use this to surface a notification, banner, or auto-launch
+ * a re-login flow instead of letting the credential silently disappear.
+ */
+export interface CredentialDisabledEvent {
+	provider: string;
+	disabledCause: string;
+}
+
+export type AuthStorageOptions = {
+	usageProviderResolver?: (provider: Provider) => UsageProvider | undefined;
+	rankingStrategyResolver?: (provider: Provider) => CredentialRankingStrategy | undefined;
+	usageFetch?: typeof fetch;
+	usageRequestTimeoutMs?: number;
+	usageLogger?: UsageLogger;
+	/**
+	 * Resolve a config value (API key, header value, etc.) to an actual value.
+	 * - coding-agent injects its resolveConfigValue (supports "!command" syntax via pi-natives)
+	 * - Default: checks environment variable first, then treats as literal
+	 */
+	configValueResolver?: (config: string) => Promise<string | undefined>;
+	/**
+	 * Optional callback fired when AuthStorage automatically disables a
+	 * credential because something detected it as no longer usable — today
+	 * that's the OAuth refresh-failure path in `getApiKey`. NOT fired for
+	 * user-initiated `remove()` (the user already knows) or dedup of
+	 * duplicate credentials (uninteresting hygiene).
+	 */
+	onCredentialDisabled?: (event: CredentialDisabledEvent) => void | Promise<void>;
+	/**
+	 * Override OAuth refresh. When set, `AuthStorage` calls this instead of the
+	 * per-provider local refresh function. Receives the credential id so the
+	 * implementation can address remote credentials.
+	 *
+	 * Must return updated {@link OAuthCredentials} with at least `access` and
+	 * `expires`. `refresh` may be an opaque sentinel (e.g. `"__remote__"`) when
+	 * the actual refresh token never leaves the broker.
+	 */
+	refreshOAuthCredential?: (
+		provider: Provider,
+		credentialId: number,
+		credential: OAuthCredential,
+		signal?: AbortSignal,
+	) => Promise<OAuthCredentials>;
+	/**
+	 * Human-readable description of the credential store backing this
+	 * AuthStorage instance. Surfaced through {@link AuthStorage.describeCredentialSource}
+	 * so the TUI can show where a token came from (broker URL or local SQLite path).
+	 *
+	 * Examples:
+	 * - `"local ~/.gjc/agent/agent.db"`
+	 * - `"broker http://can.internal:8765"`
+	 */
+	sourceLabel?: string;
+	/**
+	 * Override `fetchUsageReports`. When set, `AuthStorage.fetchUsageReports`
+	 * calls this instead of fanning out per-credential. The primary use case is
+	 * routing through a broker that egresses from a less-throttled IP — e.g. a
+	 * residential laptop trips Anthropic's per-IP rate limit on the usage
+	 * endpoint and drops 2-of-5 credentials, while the VPS broker gets all 5.
+	 *
+	 * Implementations may return null when no usage data is available; the
+	 * AuthStorage caller surfaces that to its own consumer unchanged.
+	 */
+	fetchUsageReports?: (signal?: AbortSignal) => Promise<UsageReport[] | null>;
+};
+
+// ─────────────────────────────────────────────────────────────────────────────
+// Default Config Value Resolver
+// ─────────────────────────────────────────────────────────────────────────────
+
+/**
+ * Default config value resolver that checks env vars and treats as literal.
+ * Does NOT support "!command" syntax (that requires pi-natives).
+ */
+async function defaultConfigValueResolver(config: string): Promise<string | undefined> {
+	const envValue = process.env[config];
+	return envValue || config;
+}
+
+// ─────────────────────────────────────────────────────────────────────────────
+// Usage Providers (defaults)
+// ─────────────────────────────────────────────────────────────────────────────
+
+const DEFAULT_USAGE_PROVIDERS: UsageProvider[] = [
+	openaiCodexUsageProvider,
+	kimiUsageProvider,
+	antigravityUsageProvider,
+	googleGeminiCliUsageProvider,
+	claudeUsageProvider,
+	zaiUsageProvider,
+	githubCopilotUsageProvider,
+];
+
+const DEFAULT_USAGE_PROVIDER_MAP = new Map<Provider, UsageProvider>(
+	DEFAULT_USAGE_PROVIDERS.map(provider => [provider.id, provider]),
+);
+
+const USAGE_CACHE_PREFIX = "usage_cache:";
+// 5 min stale tolerance. Anthropic / OpenAI rate-limit /usage hard at the IP
+// level so we can't fetch all N credentials every cycle; with a long cache
+// each credential's last-known value sticks visible while peers retry. UI
+// data (5h / 7d / monthly limits) is fine being a few minutes stale.
+const USAGE_REPORT_TTL_MS = 5 * 60_000;
+const USAGE_LAST_GOOD_RETENTION_MS = 24 * 60 * 60_000;
+/**
+ * Per-credential cool-down after a usage fetch fails. While this window is
+ * active we serve the last successful value to avoid dropping the credential
+ * from the report; without a previous value we just return null and retry
+ * on the next poll.
+ */
+const USAGE_FAILURE_BACKOFF_MS = 10_000;
+// Bumped from 3s — Anthropic model usage retries up to 3 times with exponential backoff
+// (~3.5s total worst case); a tight per-request budget aborts retries mid-cycle.
+const DEFAULT_USAGE_REQUEST_TIMEOUT_MS = 10_000;
+const DEFAULT_OAUTH_REFRESH_TIMEOUT_MS = 10_000;
+/**
+ * Refresh OAuth access tokens this many ms before their stated expiry. The
+ * skew exists so callers downstream of {@link AuthStorage} (stream providers,
+ * usage probes, web_search) never observe a credential that is expired or
+ * about to expire mid-request — there's a single rotation point and everyone
+ * downstream trusts the token they receive.
+ *
+ * Set to 60s: comfortably absorbs request RTT + a clock-skew window without
+ * triggering a refresh on every request. Provider token endpoints typically
+ * mint access tokens with 30-60min lifetimes, so refreshing 60s early changes
+ * the rotation cadence by <4%.
+ */
+const OAUTH_REFRESH_SKEW_MS = 60_000;
+/**
+ * Cap on the buffered credential_disabled backlog held while no handler is attached.
+ * In practice the backlog is 0–N where N ≈ active providers (≤ ~20). The cap exists so
+ * pathological detach-without-reattach loops can't grow memory unboundedly.
+ */
+const MAX_PENDING_DISABLED_EVENTS = 32;
+
+type UsageCacheEntry<T> = {
+	value: T;
+	expiresAt: number;
+};
+
+interface UsageCache {
+	get<T>(key: string): UsageCacheEntry<T> | undefined;
+	getStale<T>(key: string): UsageCacheEntry<T> | undefined;
+	set<T>(key: string, entry: UsageCacheEntry<T>): void;
+	cleanup?(): void;
+}
+
+type UsageRequestDescriptor = {
+	provider: Provider;
+	credential: UsageCredential;
+	baseUrl?: string;
+};
+
+type AuthApiKeyOptions = {
+	baseUrl?: string;
+	modelId?: string;
+	/**
+	 * Caller's cancel signal. Threaded into any broker-bound OAuth refresh so
+	 * `ESC` / request abort actually kills a hung broker fetch instead of
+	 * stranding the caller for `timeoutMs * (maxRetries + 1)`.
+	 */
+	signal?: AbortSignal;
+};
+type OAuthResolutionResult = { apiKey: string; credential: OAuthCredential };
+
+/**
+ * Refreshed OAuth access plus identity metadata returned by
+ * {@link AuthStorage.getOAuthAccess}. Callers that authenticate via a bearer
+ * AND need the credential's identity (OpenAI code backend `chatgpt-account-id`, Google
+ * `projectId`, GitHub `enterpriseUrl`) consume this shape directly; the
+ * refresh slot is deliberately omitted because rotating refresh tokens never
+ * leave {@link AuthStorage}.
+ */
+export interface OAuthAccess {
+	accessToken: string;
+	accountId?: string;
+	email?: string;
+	projectId?: string;
+	enterpriseUrl?: string;
+}
+export interface InvalidateCredentialMatchingOptions {
+	signal?: AbortSignal;
+	sessionId?: string;
+}
+
+function isAbortSignalOption(
+	value: InvalidateCredentialMatchingOptions | AbortSignal | undefined,
+): value is AbortSignal {
+	return typeof value === "object" && value !== null && "aborted" in value && "addEventListener" in value;
+}
+
+function requiresOpenAICodexProModel(provider: string, modelId: string | undefined): boolean {
+	return provider === "openai-codex" && typeof modelId === "string" && modelId.includes("-spark");
+}
+
+function getUsagePlanType(report: UsageReport | null): string | undefined {
+	const metadata = report?.metadata;
+	if (!metadata || typeof metadata !== "object" || Array.isArray(metadata)) return undefined;
+	const planType = (metadata as { planType?: unknown }).planType;
+	return typeof planType === "string" ? planType.toLowerCase() : undefined;
+}
+
+function getOpenAICodexPlanPriority(report: UsageReport | null): number {
+	const planType = getUsagePlanType(report);
+	if (!planType) return 1;
+	return planType.includes("pro") ? 0 : 2;
+}
+
+function hasOpenAICodexProPlan(report: UsageReport | null): boolean {
+	return getUsagePlanType(report)?.includes("pro") === true;
+}
+
+function resolveDefaultUsageProvider(provider: Provider): UsageProvider | undefined {
+	return DEFAULT_USAGE_PROVIDER_MAP.get(provider);
+}
+
+const DEFAULT_RANKING_STRATEGIES = new Map<Provider, CredentialRankingStrategy>([
+	["openai-codex", codexRankingStrategy],
+	["anthropic", claudeRankingStrategy],
+]);
+
+function resolveDefaultRankingStrategy(provider: Provider): CredentialRankingStrategy | undefined {
+	return DEFAULT_RANKING_STRATEGIES.get(provider);
+}
+
+function parseUsageCacheEntry<T>(raw: string): UsageCacheEntry<T> | undefined {
+	try {
+		const parsed = JSON.parse(raw) as { value?: T; expiresAt?: unknown };
+		const expiresAt = typeof parsed.expiresAt === "number" ? parsed.expiresAt : undefined;
+		if (!expiresAt || !Number.isFinite(expiresAt)) return undefined;
+		return { value: parsed.value as T, expiresAt };
+	} catch {
+		return undefined;
+	}
+}
+
+/**
+ * Race `promise` against `signal`, rejecting only this caller when the signal
+ * fires. The underlying promise keeps running so other awaiters on the same
+ * single-flight fetch aren't punished by a peer's cancel.
+ */
+function raceUsageWithSignal<T>(promise: Promise<T>, signal: AbortSignal | undefined): Promise<T> {
+	if (!signal) return promise;
+	if (signal.aborted) return Promise.reject(new Error("usage fetch aborted"));
+	return new Promise<T>((resolve, reject) => {
+		const onAbort = (): void => {
+			signal.removeEventListener("abort", onAbort);
+			reject(new Error("usage fetch aborted"));
+		};
+		signal.addEventListener("abort", onAbort, { once: true });
+		promise.then(
+			value => {
+				signal.removeEventListener("abort", onAbort);
+				resolve(value);
+			},
+			err => {
+				signal.removeEventListener("abort", onAbort);
+				reject(err);
+			},
+		);
+	});
+}
+
+function raceCredentialRefreshWithSignal<T>(
+	promise: Promise<T>,
+	signal: AbortSignal | undefined,
+	message = "credential refresh aborted",
+): Promise<T> {
+	if (!signal) return promise;
+	if (signal.aborted) return Promise.reject(new Error(message));
+	const abort = Promise.withResolvers<never>();
+	const onAbort = (): void => abort.reject(new Error(message));
+	signal.addEventListener("abort", onAbort, { once: true });
+	return Promise.race([promise, abort.promise]).finally(() => {
+		signal.removeEventListener("abort", onAbort);
+	});
+}
+
+function authCredentialEquals(left: AuthCredential, right: AuthCredential): boolean {
+	if (left.type !== right.type) return false;
+	if (left.type === "api_key") {
+		return right.type === "api_key" && left.key === right.key;
+	}
+	if (right.type !== "oauth") return false;
+	return (
+		left.access === right.access &&
+		left.refresh === right.refresh &&
+		left.expires === right.expires &&
+		left.accountId === right.accountId &&
+		left.email === right.email &&
+		left.projectId === right.projectId &&
+		left.enterpriseUrl === right.enterpriseUrl
+	);
+}
+
+function storedCredentialArraysEqual(left: StoredCredential[], right: StoredCredential[]): boolean {
+	if (left.length !== right.length) return false;
+	for (let index = 0; index < left.length; index += 1) {
+		const leftEntry = left[index];
+		const rightEntry = right[index];
+		if (!leftEntry || !rightEntry) return false;
+		if (leftEntry.id !== rightEntry.id) return false;
+		if (!authCredentialEquals(leftEntry.credential, rightEntry.credential)) return false;
+	}
+	return true;
+}
+
+// ─────────────────────────────────────────────────────────────────────────────
+// Usage Cache (backed by AuthCredentialStore)
+// ─────────────────────────────────────────────────────────────────────────────
+
+class AuthStorageUsageCache implements UsageCache {
+	constructor(private store: AuthCredentialStore) {}
+
+	get<T>(key: string): UsageCacheEntry<T> | undefined {
+		const raw = this.store.getCache(`${USAGE_CACHE_PREFIX}${key}`);
+		if (!raw) return undefined;
+		return parseUsageCacheEntry<T>(raw);
+	}
+
+	getStale<T>(key: string): UsageCacheEntry<T> | undefined {
+		const raw = this.store.getCache(`${USAGE_CACHE_PREFIX}${key}`, { includeExpired: true });
+		if (!raw) return undefined;
+		return parseUsageCacheEntry<T>(raw);
+	}
+
+	set<T>(key: string, entry: UsageCacheEntry<T>): void {
+		const payload = JSON.stringify({ value: entry.value, expiresAt: entry.expiresAt });
+		const durableExpiresAt =
+			entry.value === null ? entry.expiresAt : Math.max(entry.expiresAt, Date.now() + USAGE_LAST_GOOD_RETENTION_MS);
+		this.store.setCache(`${USAGE_CACHE_PREFIX}${key}`, payload, Math.floor(durableExpiresAt / 1000));
+	}
+
+	cleanup(): void {
+		this.store.cleanExpiredCache();
+	}
+}
+
+// ─────────────────────────────────────────────────────────────────────────────
+// In-memory representation
+// ─────────────────────────────────────────────────────────────────────────────
+
+type StoredCredential = { id: number; credential: AuthCredential };
+
+// ─────────────────────────────────────────────────────────────────────────────
+// AuthStorage Class
+// ─────────────────────────────────────────────────────────────────────────────
+
+/**
+ * Credential storage backed by an AuthCredentialStore.
+ * Reads from storage on reload(), manages round-robin credential selection,
+ * usage limit tracking, and OAuth token refresh.
+ */
+export class AuthStorage {
+	static readonly #defaultBackoffMs = 60_000; // Default backoff when no reset time available
+
+	/** Provider -> credentials cache, populated from store on reload(). */
+	#data: Map<string, StoredCredential[]> = new Map();
+	#runtimeOverrides: Map<string, string> = new Map();
+	#configOverrides: Map<string, string> = new Map();
+	/** Tracks next credential index per provider:type key for round-robin distribution (non-session use). */
+	#providerRoundRobinIndex: Map<string, number> = new Map();
+	/** Tracks the last used credential per provider for a session (used for rate-limit switching). */
+	#sessionLastCredential: Map<string, Map<string, { type: AuthCredential["type"]; index: number }>> = new Map();
+	/** Maps provider:type -> credentialIndex -> blockedUntilMs for temporary backoff. */
+	#credentialBackoff: Map<string, Map<number, number>> = new Map();
+	#usageProviderResolver?: (provider: Provider) => UsageProvider | undefined;
+	#rankingStrategyResolver?: (provider: Provider) => CredentialRankingStrategy | undefined;
+	#usageCache: UsageCache;
+	#usageRequestInFlight: Map<string, Promise<UsageReport | null>> = new Map();
+	#usageReportsInFlight: Map<string, Promise<UsageReport[] | null>> = new Map();
+	#usageFetch: typeof fetch;
+	#usageRequestTimeoutMs: number;
+	#usageLogger?: UsageLogger;
+	#fallbackResolver?: (provider: string) => string | undefined;
+	#store: AuthCredentialStore;
+	#configValueResolver: (config: string) => Promise<string | undefined>;
+	#refreshOAuthCredentialOverride?: AuthStorageOptions["refreshOAuthCredential"];
+	#fetchUsageReportsOverride?: AuthStorageOptions["fetchUsageReports"];
+	#sourceLabel?: string;
+	#credentialDisabledListeners: Set<(event: CredentialDisabledEvent) => void | Promise<void>> = new Set();
+	/**
+	 * Buffer for credential_disabled events fired while no listener is subscribed.
+	 * Drained (in insertion order) to the first listener that triggers the empty→non-empty
+	 * transition via {@link AuthStorage.onCredentialDisabled}. Bounded at
+	 * {@link MAX_PENDING_DISABLED_EVENTS}; oldest entries are dropped to keep memory predictable
+	 * if a long-lived AuthStorage somehow accumulates a backlog (provider count is naturally small,
+	 * but a process that runs without subscribers for a long time shouldn't grow this unboundedly).
+	 */
+	#pendingDisabledEvents: CredentialDisabledEvent[] = [];
+	#generation = 1;
+	#generationListeners: Set<(generation: number) => void> = new Set();
+	#oauthRefreshInFlight: Map<number, Promise<AuthCredentialSnapshotEntry>> = new Map();
+	#oauthCredentialRefreshInFlight: Map<number, Promise<OAuthCredentials>> = new Map();
+	#closed = false;
+
+	constructor(store: AuthCredentialStore, options: AuthStorageOptions = {}) {
+		this.#store = store;
+		this.#configValueResolver = options.configValueResolver ?? defaultConfigValueResolver;
+		this.#usageProviderResolver = options.usageProviderResolver ?? resolveDefaultUsageProvider;
+		this.#rankingStrategyResolver = options.rankingStrategyResolver ?? resolveDefaultRankingStrategy;
+		this.#usageCache = new AuthStorageUsageCache(this.#store);
+		this.#usageFetch = options.usageFetch ?? fetch;
+		this.#usageRequestTimeoutMs = options.usageRequestTimeoutMs ?? DEFAULT_USAGE_REQUEST_TIMEOUT_MS;
+		this.#refreshOAuthCredentialOverride = options.refreshOAuthCredential;
+		this.#fetchUsageReportsOverride = options.fetchUsageReports;
+		this.#sourceLabel = options.sourceLabel;
+		if (options.onCredentialDisabled) {
+			// Constructor-registered subscribers are permanent for this AuthStorage's lifetime;
+			// the unsubscribe handle is intentionally discarded.
+			this.onCredentialDisabled(options.onCredentialDisabled);
+		}
+		this.#usageLogger =
+			options.usageLogger ??
+			({
+				debug: (message, meta) => logger.debug(message, meta),
+				warn: (message, meta) => logger.warn(message, meta),
+			} satisfies UsageLogger);
+	}
+
+	/**
+	 * Create an AuthStorage instance backed by a AuthCredentialStore.
+	 * Convenience factory for standalone use (e.g., pi-ai CLI).
+	 * @param dbPath - Path to SQLite database
+	 */
+	static async create(dbPath: string, options: AuthStorageOptions = {}): Promise<AuthStorage> {
+		const store = await SqliteAuthCredentialStore.open(dbPath);
+		return new AuthStorage(store, options);
+	}
+
+	/**
+	 * Close the underlying credential store.
+	 *
+	 * After calling this, the instance must not be reused.
+	 */
+	close(): void {
+		if (this.#closed) return;
+		this.#closed = true;
+		this.#store.close();
+	}
+
+	getGeneration(): number {
+		return this.#generation;
+	}
+
+	onGenerationChanged(listener: (generation: number) => void): () => void {
+		this.#generationListeners.add(listener);
+		return () => {
+			this.#generationListeners.delete(listener);
+		};
+	}
+
+	offGenerationChanged(listener: (generation: number) => void): void {
+		this.#generationListeners.delete(listener);
+	}
+
+	#bumpGeneration(reason: string): void {
+		this.#generation += 1;
+		for (const listener of [...this.#generationListeners]) {
+			try {
+				listener(this.#generation);
+			} catch (error) {
+				logger.debug("AuthStorage generation listener failed", { reason, error: String(error) });
+			}
+		}
+	}
+
+	/**
+	 * Subscribe to {@link CredentialDisabledEvent}s. Multiple subscribers are supported and
+	 * each fires for every disable event; subscribers are invoked in registration order with
+	 * exceptions and async rejections isolated per-listener so a misbehaving subscriber
+	 * cannot break the disable path or starve the rest of the chain.
+	 *
+	 * If `credential_disabled` events were emitted while no listener was subscribed, they are
+	 * replayed (in insertion order) to the listener that triggers the empty→non-empty
+	 * transition. The drain is one-shot — listeners that subscribe after that no longer see
+	 * past events.
+	 *
+	 * Returns an unsubscribe function. The function is idempotent: calling it more than once
+	 * is a no-op. After every subscriber has unsubscribed, subsequent disable events buffer
+	 * again until the next subscribe.
+	 *
+	 * @param listener Callback invoked with each disable event. May be sync or async.
+	 * @returns A function that removes this listener from the subscriber set.
+	 */
+	onCredentialDisabled(listener: (event: CredentialDisabledEvent) => void | Promise<void>): () => void {
+		const wasEmpty = this.#credentialDisabledListeners.size === 0;
+		this.#credentialDisabledListeners.add(listener);
+		if (wasEmpty && this.#pendingDisabledEvents.length > 0) {
+			const drained = this.#pendingDisabledEvents;
+			this.#pendingDisabledEvents = [];
+			for (const event of drained) {
+				this.#invokeListener(listener, event);
+			}
+		}
+		return () => {
+			this.#credentialDisabledListeners.delete(listener);
+		};
+	}
+
+	/**
+	 * Set a runtime API key override (not persisted to disk).
+	 * Used for CLI --api-key flag.
+	 */
+	setRuntimeApiKey(provider: string, apiKey: string): void {
+		this.#runtimeOverrides.set(provider, apiKey);
+	}
+
+	/**
+	 * Remove a runtime API key override.
+	 */
+	removeRuntimeApiKey(provider: string): void {
+		this.#runtimeOverrides.delete(provider);
+	}
+
+	/**
+	 * Register a per-provider API key sourced from user configuration
+	 * (e.g. `models.yml` `providers.<name>.apiKey`). Higher priority than
+	 * stored credentials and OAuth tokens — when the user pins a key in
+	 * config, that key is what authenticates outbound requests, regardless
+	 * of whatever the broker happens to have loaded for that provider.
+	 *
+	 * Lower priority than {@link setRuntimeApiKey} so a CLI `--api-key`
+	 * still wins for the duration of a single invocation.
+	 */
+	setConfigApiKey(provider: string, apiKey: string): void {
+		this.#configOverrides.set(provider, apiKey);
+	}
+
+	/**
+	 * Remove a single config-sourced API key override.
+	 */
+	removeConfigApiKey(provider: string): void {
+		this.#configOverrides.delete(provider);
+	}
+
+	/**
+	 * Drop every config-sourced API key. Called by `ModelRegistry` before
+	 * re-parsing `models.yml` so removed entries actually disappear.
+	 */
+	clearConfigApiKeys(): void {
+		this.#configOverrides.clear();
+	}
+
+	/**
+	 * Set a fallback resolver for API keys not found in storage or env vars.
+	 * Used for custom provider keys from models.json.
+	 */
+	setFallbackResolver(resolver: (provider: string) => string | undefined): void {
+		this.#fallbackResolver = resolver;
+	}
+
+	/**
+	 * Reload credentials from storage.
+	 */
+	async reload(): Promise<void> {
+		const records = this.#store.listAuthCredentials();
+		const grouped = new Map<string, StoredCredential[]>();
+		for (const record of records) {
+			const list = grouped.get(record.provider) ?? [];
+			list.push({ id: record.id, credential: record.credential });
+			grouped.set(record.provider, list);
+		}
+
+		const dedupedGrouped = new Map<string, StoredCredential[]>();
+		for (const [provider, entries] of grouped.entries()) {
+			const deduped = this.#pruneDuplicateStoredCredentials(provider, entries);
+			if (deduped.length > 0) {
+				dedupedGrouped.set(provider, deduped);
+			}
+		}
+
+		const removedProviders = new Set(this.#data.keys());
+		for (const [provider, entries] of dedupedGrouped) {
+			this.#setStoredCredentials(provider, entries);
+			removedProviders.delete(provider);
+		}
+		for (const provider of removedProviders) {
+			this.#setStoredCredentials(provider, []);
+		}
+	}
+
+	/**
+	 * Gets cached credentials for a provider.
+	 * @param provider - Provider name (e.g., "anthropic", "openai")
+	 * @returns Array of stored credentials, empty if none exist
+	 */
+	#getStoredCredentials(provider: string): StoredCredential[] {
+		return this.#data.get(provider) ?? [];
+	}
+
+	/**
+	 * Updates in-memory credential cache for a provider.
+	 * Removes the provider entry entirely if credentials array is empty.
+	 * @param provider - Provider name (e.g., "anthropic", "openai")
+	 * @param credentials - Array of stored credentials to cache
+	 */
+	#setStoredCredentials(provider: string, credentials: StoredCredential[]): void {
+		const current = this.#data.get(provider) ?? [];
+		if (storedCredentialArraysEqual(current, credentials)) return;
+		if (credentials.length === 0) {
+			this.#data.delete(provider);
+		} else {
+			this.#data.set(provider, credentials);
+		}
+		this.#bumpGeneration("credentials");
+	}
+
+	#resolveOAuthDedupeIdentityKey(provider: string, credential: OAuthCredential): string | null {
+		return resolveCredentialIdentityKey(provider, credential);
+	}
+
+	#dedupeOAuthCredentials(provider: string, credentials: AuthCredential[]): AuthCredential[] {
+		const seen = new Set<string>();
+		const deduped: AuthCredential[] = [];
+		for (let index = credentials.length - 1; index >= 0; index -= 1) {
+			const credential = credentials[index];
+			if (credential.type !== "oauth") {
+				deduped.push(credential);
+				continue;
+			}
+			const identityKey = this.#resolveOAuthDedupeIdentityKey(provider, credential);
+			if (!identityKey) {
+				deduped.push(credential);
+				continue;
+			}
+			if (seen.has(identityKey)) {
+				continue;
+			}
+			seen.add(identityKey);
+			deduped.push(credential);
+		}
+		return deduped.reverse();
+	}
+
+	#pruneDuplicateStoredCredentials(provider: string, entries: StoredCredential[]): StoredCredential[] {
+		const seen = new Set<string>();
+		const kept: StoredCredential[] = [];
+		const removed: StoredCredential[] = [];
+		for (let index = entries.length - 1; index >= 0; index -= 1) {
+			const entry = entries[index];
+			const credential = entry.credential;
+			if (credential.type !== "oauth") {
+				kept.push(entry);
+				continue;
+			}
+			const identityKey = this.#resolveOAuthDedupeIdentityKey(provider, credential);
+			if (!identityKey) {
+				kept.push(entry);
+				continue;
+			}
+			if (seen.has(identityKey)) {
+				removed.push(entry);
+				continue;
+			}
+			seen.add(identityKey);
+			kept.push(entry);
+		}
+		if (removed.length > 0) {
+			for (const entry of removed) {
+				this.#store.deleteAuthCredential(entry.id, "deduplicated duplicate credential");
+			}
+			this.#resetProviderAssignments(provider);
+		}
+		return kept.reverse();
+	}
+
+	/** Returns all credentials for a provider as an array */
+	#getCredentialsForProvider(provider: string): AuthCredential[] {
+		return this.#getStoredCredentials(provider).map(entry => entry.credential);
+	}
+
+	/** Composite key for round-robin tracking: "anthropic:oauth" or "openai:api_key" */
+	#getProviderTypeKey(provider: string, type: AuthCredential["type"]): string {
+		return `${provider}:${type}`;
+	}
+
+	/**
+	 * Returns next index in round-robin sequence for load distribution.
+	 * Increments stored counter and wraps at total.
+	 */
+	#getNextRoundRobinIndex(providerKey: string, total: number): number {
+		if (total <= 1) return 0;
+		const current = this.#providerRoundRobinIndex.get(providerKey) ?? -1;
+		const next = (current + 1) % total;
+		this.#providerRoundRobinIndex.set(providerKey, next);
+		return next;
+	}
+
+	/**
+	 * FNV-1a hash for deterministic session-to-credential mapping.
+	 * Ensures the same session always starts with the same credential.
+	 */
+	#getHashedIndex(sessionId: string, total: number): number {
+		if (total <= 1) return 0;
+		return Bun.hash.xxHash32(sessionId) % total;
+	}
+
+	/**
+	 * Returns credential indices in priority order for selection.
+	 * With sessionId: starts from hashed index (consistent per session).
+	 * Without sessionId: starts from round-robin index (load balancing).
+	 * Order wraps around so all credentials are tried if earlier ones are blocked.
+	 */
+	#getCredentialOrder(providerKey: string, sessionId: string | undefined, total: number): number[] {
+		if (total <= 1) return [0];
+		const start = sessionId
+			? this.#getHashedIndex(sessionId, total)
+			: this.#getNextRoundRobinIndex(providerKey, total);
+		const order: number[] = [];
+		for (let i = 0; i < total; i++) {
+			order.push((start + i) % total);
+		}
+		return order;
+	}
+
+	/** Returns block expiry timestamp for a credential, cleaning up expired entries. */
+	#getCredentialBlockedUntil(providerKey: string, credentialIndex: number): number | undefined {
+		const backoffMap = this.#credentialBackoff.get(providerKey);
+		if (!backoffMap) return undefined;
+		const blockedUntil = backoffMap.get(credentialIndex);
+		if (!blockedUntil) return undefined;
+		if (blockedUntil <= Date.now()) {
+			backoffMap.delete(credentialIndex);
+			if (backoffMap.size === 0) {
+				this.#credentialBackoff.delete(providerKey);
+			}
+			return undefined;
+		}
+		return blockedUntil;
+	}
+
+	/** Checks if a credential is temporarily blocked due to usage limits. */
+	#isCredentialBlocked(providerKey: string, credentialIndex: number): boolean {
+		return this.#getCredentialBlockedUntil(providerKey, credentialIndex) !== undefined;
+	}
+
+	/** Marks a credential as blocked until the specified time. */
+	#markCredentialBlocked(providerKey: string, credentialIndex: number, blockedUntilMs: number): void {
+		const backoffMap = this.#credentialBackoff.get(providerKey) ?? new Map<number, number>();
+		const existing = backoffMap.get(credentialIndex) ?? 0;
+		backoffMap.set(credentialIndex, Math.max(existing, blockedUntilMs));
+		this.#credentialBackoff.set(providerKey, backoffMap);
+	}
+
+	/** Records which credential was used for a session (for rate-limit switching). */
+	#recordSessionCredential(
+		provider: string,
+		sessionId: string | undefined,
+		type: AuthCredential["type"],
+		index: number,
+	): void {
+		if (!sessionId) return;
+		const sessionMap = this.#sessionLastCredential.get(provider) ?? new Map();
+		sessionMap.set(sessionId, { type, index });
+		this.#sessionLastCredential.set(provider, sessionMap);
+	}
+
+	/** Retrieves the last credential used by a session. */
+	#getSessionCredential(
+		provider: string,
+		sessionId: string | undefined,
+	): { type: AuthCredential["type"]; index: number } | undefined {
+		if (!sessionId) return undefined;
+		return this.#sessionLastCredential.get(provider)?.get(sessionId);
+	}
+
+	/** Clears the last credential used by a session for a provider. */
+	#clearSessionCredential(provider: string, sessionId: string | undefined): void {
+		if (!sessionId) return;
+		const sessionMap = this.#sessionLastCredential.get(provider);
+		if (!sessionMap) return;
+		sessionMap.delete(sessionId);
+		if (sessionMap.size === 0) {
+			this.#sessionLastCredential.delete(provider);
+		}
+	}
+
+	/**
+	 * Selects a credential of the specified type for a provider.
+	 * Returns both the credential and its index in the original array (for updates/removal).
+	 * Uses deterministic hashing for session stickiness and skips blocked credentials when possible.
+	 */
+	#selectCredentialByType<T extends AuthCredential["type"]>(
+		provider: string,
+		type: T,
+		sessionId?: string,
+	): { credential: Extract<AuthCredential, { type: T }>; index: number } | undefined {
+		const credentials = this.#getCredentialsForProvider(provider)
+			.map((credential, index) => ({ credential, index }))
+			.filter(
+				(entry): entry is { credential: Extract<AuthCredential, { type: T }>; index: number } =>
+					entry.credential.type === type,
+			);
+
+		if (credentials.length === 0) return undefined;
+		if (credentials.length === 1) return credentials[0];
+
+		const providerKey = this.#getProviderTypeKey(provider, type);
+		const order = this.#getCredentialOrder(providerKey, sessionId, credentials.length);
+		const fallback = credentials[order[0]];
+
+		for (const idx of order) {
+			const candidate = credentials[idx];
+			if (!this.#isCredentialBlocked(providerKey, candidate.index)) {
+				return candidate;
+			}
+		}
+
+		return fallback;
+	}
+
+	/**
+	 * Clears round-robin and session assignment state for a provider.
+	 * Called when credentials are added/removed to prevent stale index references.
+	 */
+	#resetProviderAssignments(provider: string): void {
+		for (const key of this.#providerRoundRobinIndex.keys()) {
+			if (key.startsWith(`${provider}:`)) {
+				this.#providerRoundRobinIndex.delete(key);
+			}
+		}
+		this.#sessionLastCredential.delete(provider);
+		for (const key of this.#credentialBackoff.keys()) {
+			if (key.startsWith(`${provider}:`)) {
+				this.#credentialBackoff.delete(key);
+			}
+		}
+	}
+
+	/** Updates credential at index in-place (used for OAuth token refresh) */
+	#replaceCredentialAt(provider: string, index: number, credential: AuthCredential): void {
+		const entries = this.#getStoredCredentials(provider);
+		if (index < 0 || index >= entries.length) return;
+		const target = entries[index];
+		this.#store.updateAuthCredential(target.id, credential);
+		const updated = [...entries];
+		updated[index] = { id: target.id, credential };
+		this.#setStoredCredentials(provider, updated);
+	}
+
+	/**
+	 * CAS-style disable used when OAuth refresh definitively fails: only disables
+	 * persisted `data` still matches the credential we attempted to refresh.
+	 * Returns `false` when a peer rotated the row between our pre-check and the
+	 * disable, so the caller can reload and retry instead of clobbering the
+	 * freshly-rotated credential.
+	 */
+	#tryDisableCredentialAtIfMatches(
+		provider: string,
+		index: number,
+		expectedCredential: AuthCredential,
+		disabledCause: string,
+	): boolean {
+		const entries = this.#getStoredCredentials(provider);
+		if (index < 0 || index >= entries.length) return false;
+		const target = entries[index];
+		const serialized = serializeCredential(provider, expectedCredential);
+		if (!serialized) return false;
+		const disabled = this.#store.tryDisableAuthCredentialIfMatches(target.id, serialized.data, disabledCause);
+		if (!disabled) return false;
+		const updated = entries.filter((_value, idx) => idx !== index);
+		this.#setStoredCredentials(provider, updated);
+		this.#resetProviderAssignments(provider);
+		this.#emitCredentialDisabled({ provider, disabledCause });
+		return true;
+	}
+
+	#emitCredentialDisabled(event: CredentialDisabledEvent): void {
+		if (this.#credentialDisabledListeners.size === 0) {
+			// No subscribers — buffer for later replay. Cap the backlog so a process that runs
+			// without subscribers for a long time can't grow memory unboundedly; drop oldest
+			// under pressure.
+			if (this.#pendingDisabledEvents.length >= MAX_PENDING_DISABLED_EVENTS) {
+				this.#pendingDisabledEvents.shift();
+			}
+			this.#pendingDisabledEvents.push(event);
+			return;
+		}
+		// Snapshot before iteration so a listener that subscribes/unsubscribes during fan-out
+		// can't observe a partially-mutated set or receive an event it just registered for.
+		const listeners = [...this.#credentialDisabledListeners];
+		for (const listener of listeners) {
+			this.#invokeListener(listener, event);
+		}
+	}
+
+	#invokeListener(
+		listener: (event: CredentialDisabledEvent) => void | Promise<void>,
+		event: CredentialDisabledEvent,
+	): void {
+		const logListenerError = (error: unknown): void => {
+			logger.warn("onCredentialDisabled listener threw", { provider: event.provider, error: String(error) });
+		};
+		try {
+			const result = listener(event);
+			if (result && typeof (result as PromiseLike<void>).then === "function") {
+				(result as Promise<void>).catch(logListenerError);
+			}
+		} catch (error) {
+			logListenerError(error);
+		}
+	}
+
+	/**
+	 * Get credential for a provider (first entry if multiple).
+	 */
+	get(provider: string): AuthCredential | undefined {
+		return this.#getCredentialsForProvider(provider)[0];
+	}
+
+	/**
+	 * Set credential for a provider.
+	 */
+	async set(provider: string, credential: AuthCredentialEntry): Promise<void> {
+		const normalized = Array.isArray(credential) ? credential : [credential];
+		const deduped = this.#dedupeOAuthCredentials(provider, normalized);
+		const stored = this.#store.replaceAuthCredentialsRemote
+			? await this.#store.replaceAuthCredentialsRemote(provider, deduped)
+			: this.#store.replaceAuthCredentialsForProvider(provider, deduped);
+		this.#setStoredCredentials(
+			provider,
+			stored.map(record => ({ id: record.id, credential: record.credential })),
+		);
+		this.#resetProviderAssignments(provider);
+	}
+
+	async #upsertOAuthCredential(provider: string, credential: OAuthCredential): Promise<void> {
+		const stored = this.#store.upsertAuthCredentialRemote
+			? await this.#store.upsertAuthCredentialRemote(provider, credential)
+			: this.#store.upsertAuthCredentialForProvider(provider, credential);
+		this.#setStoredCredentials(
+			provider,
+			stored.map(record => ({ id: record.id, credential: record.credential })),
+		);
+		this.#resetProviderAssignments(provider);
+	}
+
+	/**
+	 * Remove credential for a provider.
+	 */
+	async remove(provider: string): Promise<void> {
+		if (this.#store.deleteAuthCredentialsRemote) {
+			await this.#store.deleteAuthCredentialsRemote(provider, "deleted by user");
+		} else {
+			this.#store.deleteAuthCredentialsForProvider(provider, "deleted by user");
+		}
+		this.#setStoredCredentials(provider, []);
+		this.#resetProviderAssignments(provider);
+	}
+
+	/**
+	 * List all providers with credentials.
+	 */
+	list(): string[] {
+		return [...this.#data.keys()];
+	}
+
+	/**
+	 * Check if credentials exist for a provider in storage.
+	 */
+	has(provider: string): boolean {
+		return this.#getCredentialsForProvider(provider).length > 0;
+	}
+
+	/**
+	 * Check if any form of auth is configured for a provider.
+	 * Unlike getApiKey(), this doesn't refresh OAuth tokens.
+	 */
+	hasAuth(provider: string): boolean {
+		if (this.#runtimeOverrides.has(provider)) return true;
+		if (this.#configOverrides.has(provider)) return true;
+		if (this.#getCredentialsForProvider(provider).length > 0) return true;
+		if (getEnvApiKey(provider)) return true;
+		if (this.#fallbackResolver?.(provider)) return true;
+		return false;
+	}
+
+	/**
+	 * Check if OAuth credentials are configured for a provider.
+	 */
+	hasOAuth(provider: string): boolean {
+		return this.#getCredentialsForProvider(provider).some(credential => credential.type === "oauth");
+	}
+
+	/**
+	 * Get OAuth credentials for a provider.
+	 */
+	getOAuthCredential(provider: string): OAuthCredential | undefined {
+		return this.#getCredentialsForProvider(provider).find(
+			(credential): credential is OAuthCredential => credential.type === "oauth",
+		);
+	}
+
+	/**
+	 * Get the OAuth `accountId` for a provider, preferring the credential that is
+	 * session-sticky for `sessionId` when multiple OAuth credentials are configured.
+	 * Falls back to the first OAuth credential when no session preference exists (e.g.
+	 * first call before any `getApiKey` has been issued, or single-credential setups).
+	 * Returns `undefined` when no OAuth credential carries an `accountId`.
+	 */
+	getOAuthAccountId(provider: string, sessionId?: string): string | undefined {
+		const allCredentials = this.#getCredentialsForProvider(provider);
+		const oauthCredentials = allCredentials.filter((c): c is OAuthCredential => c.type === "oauth");
+		if (oauthCredentials.length === 0) return undefined;
+
+		// Runtime / config overrides bypass OAuth account_uuid attribution — the
+		// caller is authenticating with an explicit key, not the broker's OAuth.
+		if (this.#runtimeOverrides.has(provider) || this.#configOverrides.has(provider)) return undefined;
+
+		// Prefer the session-sticky credential when available.
+		const sessionPref = this.#getSessionCredential(provider, sessionId);
+		// If the session has been routed to a stored API key, do not inject OAuth account_uuid.
+		if (sessionPref !== undefined && sessionPref.type !== "oauth") return undefined;
+
+		// When no session-sticky credential is recorded yet (first call before any getApiKey,
+		// or all stored credentials are unavailable), the request falls through to the env-key
+		// or fallback-resolver path in getApiKey() — neither is OAuth-authenticated, so
+		// account_uuid injection would misattribute traffic. Only apply this guard when
+		// sessionPref is absent; a recorded OAuth sticky (sessionPref.type === "oauth") must
+		// NOT be blocked even if an env key also happens to exist.
+		if (!sessionPref && (getEnvApiKey(provider) || this.#fallbackResolver?.(provider))) return undefined;
+		// Resolve the sticky index against the full credential list — the index is
+		// recorded against the unfiltered provider array (by #recordSessionCredential /
+		// #tryOAuthCredential), not the OAuth-only subset, so dereferencing it into the
+		// filtered array would be off-by-N when any non-OAuth credential precedes the
+		// OAuth ones (e.g. [api_key, oauth_A, oauth_B] stored order).
+		const stickyCredential = sessionPref?.type === "oauth" ? allCredentials[sessionPref.index] : undefined;
+		const preferred = stickyCredential?.type === "oauth" ? stickyCredential : oauthCredentials[0];
+		const accountId = preferred?.accountId;
+		return typeof accountId === "string" && accountId.length > 0 ? accountId : undefined;
+	}
+
+	/**
+	 * Get all credentials.
+	 */
+	getAll(): AuthStorageData {
+		const result: AuthStorageData = {};
+		for (const [provider, entries] of this.#data.entries()) {
+			const credentials = entries.map(entry => entry.credential);
+			if (credentials.length === 1) {
+				result[provider] = credentials[0];
+			} else if (credentials.length > 1) {
+				result[provider] = credentials;
+			}
+		}
+		return result;
+	}
+
+	/**
+	 * Login to an OAuth provider.
+	 */
+	async login(
+		provider: OAuthProviderId,
+		ctrl: OAuthController & {
+			/** onAuth is required by auth-storage but optional in OAuthController */
+			onAuth: (info: { url: string; instructions?: string }) => void;
+			/** onPrompt is required for some providers (github-copilot, OpenAI code provider) */
+			onPrompt: (prompt: { message: string; placeholder?: string }) => Promise<string>;
+		},
+	): Promise<void> {
+		let credentials: OAuthCredentials;
+		const saveApiKeyCredential = async (apiKey: string): Promise<void> => {
+			const newCredential: ApiKeyCredential = { type: "api_key", key: apiKey };
+			await this.set(provider, newCredential);
+		};
+		const manualCodeInput = () => ctrl.onPrompt({ message: "Paste the authorization code (or full redirect URL):" });
+		switch (provider) {
+			case "anthropic": {
+				const { loginAnthropic } = await import("./utils/oauth/anthropic");
+				credentials = await loginAnthropic({
+					...ctrl,
+					onManualCodeInput: ctrl.onManualCodeInput ?? manualCodeInput,
+				});
+				break;
+			}
+			case "alibaba-coding-plan": {
+				const { loginAlibabaCodingPlan } = await import("./utils/oauth/alibaba-coding-plan");
+				const apiKey = await loginAlibabaCodingPlan(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "github-copilot": {
+				const { loginGitHubCopilot } = await import("./utils/oauth/github-copilot");
+				credentials = await loginGitHubCopilot({
+					onAuth: (url, instructions) => ctrl.onAuth({ url, instructions }),
+					onPrompt: ctrl.onPrompt,
+					onProgress: ctrl.onProgress,
+					signal: ctrl.signal,
+				});
+				break;
+			}
+			case "google-gemini-cli": {
+				const { loginGeminiCli } = await import("./utils/oauth/google-gemini-cli");
+				credentials = await loginGeminiCli({
+					...ctrl,
+					onManualCodeInput: ctrl.onManualCodeInput ?? manualCodeInput,
+				});
+				break;
+			}
+			case "google-antigravity": {
+				const { loginAntigravity } = await import("./utils/oauth/google-antigravity");
+				credentials = await loginAntigravity({
+					...ctrl,
+					onManualCodeInput: ctrl.onManualCodeInput ?? manualCodeInput,
+				});
+				break;
+			}
+			case "openai-codex": {
+				const { loginOpenAICodex } = await import("./utils/oauth/openai-codex");
+				credentials = await loginOpenAICodex({
+					...ctrl,
+					onManualCodeInput: ctrl.onManualCodeInput ?? manualCodeInput,
+				});
+				break;
+			}
+			case "openai-codex-device": {
+				// Device/headless flow — stores credentials under "OpenAI code provider" so the
+				// provider can pick them up without a separate provider configuration.
+				const deviceCredentials = await loginOpenAICodexDevice(ctrl);
+				const newCredential: OAuthCredential = { type: "oauth", ...deviceCredentials };
+				await this.#upsertOAuthCredential("openai-codex", newCredential);
+				return;
+			}
+			case "gitlab-duo": {
+				const { loginGitLabDuo } = await import("./utils/oauth/gitlab-duo");
+				credentials = await loginGitLabDuo({
+					...ctrl,
+					onManualCodeInput: ctrl.onManualCodeInput ?? manualCodeInput,
+				});
+				break;
+			}
+			case "kimi-code": {
+				const { loginKimi } = await import("./utils/oauth/kimi");
+				credentials = await loginKimi(ctrl);
+				break;
+			}
+			case "kilo": {
+				const { loginKilo } = await import("./utils/oauth/kilo");
+				credentials = await loginKilo(ctrl);
+				break;
+			}
+			case "cursor": {
+				const { loginCursor } = await import("./utils/oauth/cursor");
+				credentials = await loginCursor(
+					url => ctrl.onAuth({ url }),
+					ctrl.onProgress ? () => ctrl.onProgress?.("Waiting for browser authentication...") : undefined,
+				);
+				break;
+			}
+			case "perplexity": {
+				const { loginPerplexity } = await import("./utils/oauth/perplexity");
+				credentials = await loginPerplexity(ctrl);
+				break;
+			}
+			case "huggingface": {
+				const { loginHuggingface } = await import("./utils/oauth/huggingface");
+				const apiKey = await loginHuggingface(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "opencode-zen":
+			case "opencode-go": {
+				const { loginOpenCode } = await import("./utils/oauth/opencode");
+				const apiKey = await loginOpenCode(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "lm-studio": {
+				const { loginLmStudio } = await import("./utils/oauth/lm-studio");
+				const apiKey = await loginLmStudio(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "ollama": {
+				const { loginOllama } = await import("./utils/oauth/ollama");
+				const apiKey = await loginOllama(ctrl);
+				if (!apiKey) {
+					return;
+				}
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "ollama-cloud": {
+				const { loginOllamaCloud } = await import("./utils/oauth/ollama-cloud");
+				const apiKey = await loginOllamaCloud(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "cerebras": {
+				const { loginCerebras } = await import("./utils/oauth/cerebras");
+				const apiKey = await loginCerebras(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "deepseek": {
+				const apiKey = await loginDeepSeek(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "fireworks": {
+				const { loginFireworks } = await import("./utils/oauth/fireworks");
+				const apiKey = await loginFireworks(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "firepass": {
+				const { loginFirepass } = await import("./utils/oauth/firepass");
+				const apiKey = await loginFirepass(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "zai": {
+				const { loginZai } = await import("./utils/oauth/zai");
+				const apiKey = await loginZai(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "qianfan": {
+				const { loginQianfan } = await import("./utils/oauth/qianfan");
+				const apiKey = await loginQianfan(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "minimax-code": {
+				const { loginMiniMaxCode } = await import("./utils/oauth/minimax-code");
+				const apiKey = await loginMiniMaxCode(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "minimax-code-cn": {
+				const { loginMiniMaxCodeCn } = await import("./utils/oauth/minimax-code");
+				const apiKey = await loginMiniMaxCodeCn(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "synthetic": {
+				const { loginSynthetic } = await import("./utils/oauth/synthetic");
+				const apiKey = await loginSynthetic(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "tavily": {
+				const { loginTavily } = await import("./utils/oauth/tavily");
+				const apiKey = await loginTavily(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "venice": {
+				const { loginVenice } = await import("./utils/oauth/venice");
+				const apiKey = await loginVenice(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "litellm": {
+				const { loginLiteLLM } = await import("./utils/oauth/litellm");
+				const apiKey = await loginLiteLLM(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "moonshot": {
+				const { loginMoonshot } = await import("./utils/oauth/moonshot");
+				const apiKey = await loginMoonshot(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "kagi": {
+				const { loginKagi } = await import("./utils/oauth/kagi");
+				const apiKey = await loginKagi(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "nanogpt": {
+				const { loginNanoGPT } = await import("./utils/oauth/nanogpt");
+				const apiKey = await loginNanoGPT(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "together": {
+				const { loginTogether } = await import("./utils/oauth/together");
+				const apiKey = await loginTogether(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "cloudflare-ai-gateway": {
+				const { loginCloudflareAiGateway } = await import("./utils/oauth/cloudflare-ai-gateway");
+				const apiKey = await loginCloudflareAiGateway(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "vercel-ai-gateway": {
+				const { loginVercelAiGateway } = await import("./utils/oauth/vercel-ai-gateway");
+				const apiKey = await loginVercelAiGateway(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "vllm": {
+				const { loginVllm } = await import("./utils/oauth/vllm");
+				const apiKey = await loginVllm(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "parallel": {
+				const { loginParallel } = await import("./utils/oauth/parallel");
+				const apiKey = await loginParallel(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "qwen-portal": {
+				const { loginQwenPortal } = await import("./utils/oauth/qwen-portal");
+				const apiKey = await loginQwenPortal(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "nvidia": {
+				const { loginNvidia } = await import("./utils/oauth/nvidia");
+				const apiKey = await loginNvidia(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "xiaomi": {
+				const { loginXiaomi } = await import("./utils/oauth/xiaomi");
+				const apiKey = await loginXiaomi(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			case "zenmux": {
+				const { loginZenMux } = await import("./utils/oauth/zenmux");
+				const apiKey = await loginZenMux(ctrl);
+				await saveApiKeyCredential(apiKey);
+				return;
+			}
+			default: {
+				const customProvider = getOAuthProvider(provider);
+				if (!customProvider) {
+					throw new Error(`Unknown OAuth provider: ${provider}`);
+				}
+				const customLoginResult = await customProvider.login({
+					onAuth: info => ctrl.onAuth(info),
+					onProgress: ctrl.onProgress,
+					onPrompt: ctrl.onPrompt,
+					onManualCodeInput: ctrl.onManualCodeInput ?? manualCodeInput,
+					signal: ctrl.signal,
+				});
+				if (typeof customLoginResult === "string") {
+					await saveApiKeyCredential(customLoginResult);
+					return;
+				}
+				credentials = customLoginResult;
+				break;
+			}
+		}
+		const newCredential: OAuthCredential = { type: "oauth", ...credentials };
+		await this.#upsertOAuthCredential(provider, newCredential);
+	}
+
+	/**
+	 * Logout from a provider.
+	 */
+	async logout(provider: string): Promise<void> {
+		await this.remove(provider);
+	}
+
+	// ─────────────────────────────────────────────────────────────────────────────
+	// Usage API Integration
+	// Queries provider usage endpoints to detect rate limits before they occur.
+	// ─────────────────────────────────────────────────────────────────────────────
+
+	#buildUsageCredential(credential: OAuthCredential): UsageCredential {
+		return {
+			type: "oauth",
+			accessToken: credential.access,
+			refreshToken: credential.refresh,
+			expiresAt: credential.expires,
+			accountId: credential.accountId,
+			projectId: credential.projectId,
+			email: credential.email,
+			enterpriseUrl: credential.enterpriseUrl,
+		};
+	}
+
+	#buildUsageCacheIdentity(credential: UsageCredential): string {
+		const parts: string[] = [credential.type];
+		const accountId = credential.accountId?.trim();
+		if (accountId) parts.push(`account:${accountId}`);
+		const email = credential.email?.trim().toLowerCase();
+		if (email) parts.push(`email:${email}`);
+		const projectId = credential.projectId?.trim();
+		if (projectId) parts.push(`project:${projectId}`);
+		const enterpriseUrl = credential.enterpriseUrl?.trim().toLowerCase();
+		if (enterpriseUrl) parts.push(`enterprise:${enterpriseUrl}`);
+		// Only fall back to a secret-derived key when a stable account identifier is unavailable.
+		// Including the token hash when accountId/email are present causes cache misses on
+		// every OAuth refresh — usage data is per-account, not per-token.
+		const hasStableIdentifier = Boolean(accountId || email);
+		if (!hasStableIdentifier) {
+			const secret = credential.apiKey?.trim() || credential.refreshToken?.trim() || credential.accessToken?.trim();
+			if (secret) {
+				parts.push(`secret:${Bun.hash(secret).toString(16)}`);
+			} else {
+				parts.push("anonymous");
+			}
+		}
+		return parts.join("|");
+	}
+
+	#normalizeUsageBaseUrl(baseUrl?: string): string {
+		return baseUrl?.trim().replace(/\/+$/, "") ?? "";
+	}
+
+	#buildUsageReportCacheKey(request: UsageRequestDescriptor): string {
+		const baseUrl = this.#normalizeUsageBaseUrl(request.baseUrl) || "default";
+		const identity = this.#buildUsageCacheIdentity(request.credential);
+		return `report:${request.provider}:${baseUrl}:${identity}`;
+	}
+
+	#buildUsageReportsCacheKey(requests: ReadonlyArray<UsageRequestDescriptor>): string {
+		const snapshot = requests
+			.map(
+				request =>
+					`${request.provider}:${this.#normalizeUsageBaseUrl(request.baseUrl) || "default"}:${this.#buildUsageCacheIdentity(request.credential)}`,
+			)
+			.sort()
+			.join("\n");
+		return `reports:${Bun.hash(snapshot).toString(16)}`;
+	}
+
+	#buildUsageRequest(provider: Provider, credential: UsageCredential, baseUrl?: string): UsageRequestDescriptor {
+		return { provider, credential, baseUrl };
+	}
+
+	#buildUsageRequestForOauth(
+		provider: Provider,
+		credential: OAuthCredential,
+		baseUrl?: string,
+	): UsageRequestDescriptor {
+		return this.#buildUsageRequest(provider, this.#buildUsageCredential(credential), baseUrl);
+	}
+
+	#buildRefreshableOauthCredential(credential: UsageCredential): OAuthCredential | null {
+		if (!credential.accessToken || !credential.refreshToken || credential.expiresAt === undefined) {
+			return null;
+		}
+		return {
+			type: "oauth",
+			access: credential.accessToken,
+			refresh: credential.refreshToken,
+			expires: credential.expiresAt,
+			accountId: credential.accountId,
+			projectId: credential.projectId,
+			email: credential.email,
+			enterpriseUrl: credential.enterpriseUrl,
+		};
+	}
+
+	#mergeRefreshedUsageCredential(credential: UsageCredential, refreshed: OAuthCredentials): UsageCredential {
+		return {
+			...credential,
+			accessToken: refreshed.access,
+			refreshToken: refreshed.refresh,
+			expiresAt: refreshed.expires,
+			accountId: refreshed.accountId ?? credential.accountId,
+			projectId: refreshed.projectId ?? credential.projectId,
+			email: refreshed.email ?? credential.email,
+			enterpriseUrl: refreshed.enterpriseUrl ?? credential.enterpriseUrl,
+		};
+	}
+
+	/**
+	 * Find the stored credential id matching a {@link UsageCredential} so the
+	 * refresh override can address the row. Mirrors the matching logic in
+	 * {@link AuthStorage.#persistRefreshedUsageCredential}.
+	 */
+	#findStoredCredentialIdForUsageCredential(provider: Provider, previous: UsageCredential): number | undefined {
+		const entries = this.#getStoredCredentials(provider);
+		const match = entries.find(entry => {
+			if (entry.credential.type !== "oauth") return false;
+			if (previous.refreshToken && entry.credential.refresh === previous.refreshToken) return true;
+			if (previous.accessToken && entry.credential.access === previous.accessToken) return true;
+			return (
+				entry.credential.accountId === previous.accountId &&
+				entry.credential.email === previous.email &&
+				entry.credential.projectId === previous.projectId
+			);
+		});
+		return match?.id;
+	}
+
+	#persistRefreshedUsageCredential(provider: Provider, previous: UsageCredential, next: UsageCredential): void {
+		const entries = this.#getStoredCredentials(provider);
+		const index = entries.findIndex(entry => {
+			if (entry.credential.type !== "oauth") return false;
+			if (previous.refreshToken && entry.credential.refresh === previous.refreshToken) return true;
+			if (previous.accessToken && entry.credential.access === previous.accessToken) return true;
+			return (
+				entry.credential.accountId === previous.accountId &&
+				entry.credential.email === previous.email &&
+				entry.credential.projectId === previous.projectId
+			);
+		});
+		if (index === -1) return;
+		const existing = entries[index]!.credential;
+		if (existing.type !== "oauth") return;
+		this.#replaceCredentialAt(provider, index, {
+			type: "oauth",
+			access: next.accessToken ?? existing.access,
+			refresh: next.refreshToken ?? existing.refresh,
+			expires: next.expiresAt ?? existing.expires,
+			accountId: next.accountId,
+			projectId: next.projectId,
+			email: next.email,
+			enterpriseUrl: next.enterpriseUrl,
+		});
+	}
+
+	async #fetchUsageUncached(request: UsageRequestDescriptor, timeoutMs?: number): Promise<UsageReport | null> {
+		const resolver = this.#usageProviderResolver;
+		if (!resolver) return null;
+
+		const providerImpl = resolver(request.provider);
+		if (!providerImpl) return null;
+
+		const timeoutSignal =
+			typeof timeoutMs === "number" && Number.isFinite(timeoutMs) && timeoutMs > 0
+				? AbortSignal.timeout(timeoutMs)
+				: undefined;
+		let params: UsageRequestDescriptor & { signal?: AbortSignal } = { ...request, signal: timeoutSignal };
+
+		if (
+			request.credential.type === "oauth" &&
+			request.credential.expiresAt !== undefined &&
+			Date.now() + OAUTH_REFRESH_SKEW_MS >= request.credential.expiresAt
+		) {
+			const refreshableCredential = this.#buildRefreshableOauthCredential(request.credential);
+			if (refreshableCredential) {
+				try {
+					const refreshableCredentialId = this.#findStoredCredentialIdForUsageCredential(
+						request.provider,
+						request.credential,
+					);
+					const refreshed = await this.#refreshOAuthCredential(
+						request.provider,
+						refreshableCredential,
+						refreshableCredentialId,
+						timeoutSignal,
+					);
+					const refreshedCredential = this.#mergeRefreshedUsageCredential(request.credential, refreshed);
+					this.#persistRefreshedUsageCredential(request.provider, request.credential, refreshedCredential);
+					params = {
+						...params,
+						credential: refreshedCredential,
+					};
+				} catch (error) {
+					this.#usageLogger?.debug("Usage credential refresh failed, using original credential", {
+						provider: request.provider,
+						error: String(error),
+					});
+				}
+			}
+		}
+
+		if (providerImpl.supports && !providerImpl.supports(params)) return null;
+
+		try {
+			return await providerImpl.fetchUsage(params, {
+				fetch: this.#usageFetch,
+				logger: this.#usageLogger,
+			});
+		} catch (error) {
+			logger.debug("AuthStorage usage fetch failed", {
+				provider: request.provider,
+				error: String(error),
+			});
+			return null;
+		}
+	}
+
+	async #fetchUsageCached(request: UsageRequestDescriptor, timeoutMs?: number): Promise<UsageReport | null> {
+		const cacheKey = this.#buildUsageReportCacheKey(request);
+		const now = Date.now();
+		const cached = this.#usageCache.get<UsageReport | null>(cacheKey);
+		// Fresh cache hit: return whatever's there (success or null fallback).
+		if (cached && cached.expiresAt > now) {
+			return cached.value;
+		}
+
+		const inFlight = this.#usageRequestInFlight.get(cacheKey);
+		if (inFlight) return inFlight;
+
+		const promise = (async () => {
+			const report = await this.#fetchUsageUncached(request, timeoutMs);
+			const ttlJitter = USAGE_REPORT_TTL_MS * (Math.random() * 0.5 - 0.25);
+			if (report !== null) {
+				// Success: stagger per-credential cache expiry so all accounts don't
+				// refresh in the same window — Anthropic / OpenAI rate-limit `/usage`
+				// per source IP regardless of account, and synchronized 5-credential
+				// fan-out trips 429s every cycle. With ±25% jitter on TTL the refresh
+				// times decorrelate within a few cycles.
+				this.#usageCache.set(cacheKey, { value: report, expiresAt: Date.now() + USAGE_REPORT_TTL_MS + ttlJitter });
+				return report;
+			}
+			// Failure: cache the LAST GOOD value (if any) with a short jittered TTL
+			// so the credential cools down briefly without dropping out of the
+			// report. If we never had a good value, return null this cycle and
+			// don't write — let the next poll retry.
+			const lastGood = this.#usageCache.getStale<UsageReport | null>(cacheKey)?.value ?? null;
+			if (lastGood !== null) {
+				const backoffJitter = USAGE_FAILURE_BACKOFF_MS * (Math.random() * 0.5 - 0.25);
+				const coolDown = Date.now() + USAGE_FAILURE_BACKOFF_MS + backoffJitter;
+				this.#usageCache.set(cacheKey, { value: lastGood, expiresAt: coolDown });
+			}
+			return lastGood;
+		})().finally(() => {
+			this.#usageRequestInFlight.delete(cacheKey);
+		});
+
+		this.#usageRequestInFlight.set(cacheKey, promise);
+		return promise;
+	}
+
+	#collectUsageRequests(options?: {
+		baseUrlResolver?: (provider: Provider) => string | undefined;
+	}): UsageRequestDescriptor[] {
+		const resolver = this.#usageProviderResolver;
+		if (!resolver) return [];
+
+		const requests: UsageRequestDescriptor[] = [];
+		const providers = new Set<string>([
+			...this.#data.keys(),
+			...DEFAULT_USAGE_PROVIDERS.map(provider => provider.id),
+		]);
+
+		for (const providerId of providers) {
+			const provider = providerId as Provider;
+			const providerImpl = resolver(provider);
+			if (!providerImpl) continue;
+			const baseUrl = options?.baseUrlResolver?.(provider);
+			let entries = this.#getStoredCredentials(providerId);
+			if (entries.length > 0) {
+				const dedupedEntries = this.#pruneDuplicateStoredCredentials(providerId, entries);
+				if (dedupedEntries.length !== entries.length) {
+					this.#setStoredCredentials(providerId, dedupedEntries);
+				}
+				entries = dedupedEntries;
+			}
+
+			if (entries.length === 0) {
+				const runtimeKey = this.#runtimeOverrides.get(providerId);
+				const envKey = getEnvApiKey(providerId);
+				const apiKey = runtimeKey ?? envKey;
+				if (!apiKey) continue;
+				const request = this.#buildUsageRequest(provider, { type: "api_key", apiKey }, baseUrl);
+				if (providerImpl.supports && !providerImpl.supports(request)) continue;
+				requests.push(request);
+				continue;
+			}
+
+			for (const entry of entries) {
+				const credential = entry.credential;
+				const request =
+					credential.type === "api_key"
+						? this.#buildUsageRequest(provider, { type: "api_key", apiKey: credential.key }, baseUrl)
+						: this.#buildUsageRequestForOauth(provider, credential, baseUrl);
+				if (providerImpl.supports && !providerImpl.supports(request)) continue;
+				requests.push(request);
+			}
+		}
+
+		return requests;
+	}
+
+	#getUsageReportMetadataValue(report: UsageReport, key: string): string | undefined {
+		const metadata = report.metadata;
+		if (!metadata || typeof metadata !== "object") return undefined;
+		const value = metadata[key];
+		return typeof value === "string" ? value.trim() : undefined;
+	}
+
+	#getUsageReportScopeAccountId(report: UsageReport): string | undefined {
+		const ids = new Set<string>();
+		for (const limit of report.limits) {
+			const accountId = limit.scope.accountId?.trim();
+			if (accountId) ids.add(accountId);
+		}
+		if (ids.size === 1) return [...ids][0];
+		return undefined;
+	}
+
+	#getUsageReportIdentifiers(report: UsageReport): string[] {
+		const identifiers: string[] = [];
+		const email = this.#getUsageReportMetadataValue(report, "email");
+		if (email) identifiers.push(`email:${email.toLowerCase()}`);
+		if (report.provider === "openai-codex" || report.provider === "anthropic") {
+			return identifiers.map(identifier => `${report.provider}:${identifier.toLowerCase()}`);
+		}
+		const accountId = this.#getUsageReportMetadataValue(report, "accountId");
+		if (accountId) identifiers.push(`account:${accountId}`);
+		const account = this.#getUsageReportMetadataValue(report, "account");
+		if (account) identifiers.push(`account:${account}`);
+		const user = this.#getUsageReportMetadataValue(report, "user");
+		if (user) identifiers.push(`account:${user}`);
+		const username = this.#getUsageReportMetadataValue(report, "username");
+		if (username) identifiers.push(`account:${username}`);
+		const scopeAccountId = this.#getUsageReportScopeAccountId(report);
+		if (scopeAccountId) identifiers.push(`account:${scopeAccountId}`);
+		return identifiers.map(identifier => `${report.provider}:${identifier.toLowerCase()}`);
+	}
+
+	#mergeUsageReportGroup(reports: UsageReport[]): UsageReport {
+		if (reports.length === 1) return reports[0];
+		const sorted = [...reports].sort((a, b) => {
+			const limitDiff = b.limits.length - a.limits.length;
+			if (limitDiff !== 0) return limitDiff;
+			return (b.fetchedAt ?? 0) - (a.fetchedAt ?? 0);
+		});
+		const base = sorted[0];
+		const mergedLimits = [...base.limits];
+		const limitIds = new Set(mergedLimits.map(limit => limit.id));
+		const mergedMetadata: Record<string, unknown> = { ...(base.metadata ?? {}) };
+		let fetchedAt = base.fetchedAt;
+
+		for (const report of sorted.slice(1)) {
+			fetchedAt = Math.max(fetchedAt, report.fetchedAt);
+			for (const limit of report.limits) {
+				if (!limitIds.has(limit.id)) {
+					limitIds.add(limit.id);
+					mergedLimits.push(limit);
+				}
+			}
+			if (report.metadata) {
+				for (const [key, value] of Object.entries(report.metadata)) {
+					if (mergedMetadata[key] === undefined) {
+						mergedMetadata[key] = value;
+					}
+				}
+			}
+		}
+
+		return {
+			...base,
+			fetchedAt,
+			limits: mergedLimits,
+			metadata: Object.keys(mergedMetadata).length > 0 ? mergedMetadata : undefined,
+		};
+	}
+
+	#dedupeUsageReports(reports: UsageReport[]): UsageReport[] {
+		const groups: UsageReport[][] = [];
+		const idToGroup = new Map<string, number>();
+
+		for (const report of reports) {
+			const identifiers = this.#getUsageReportIdentifiers(report);
+			let groupIndex: number | undefined;
+			for (const identifier of identifiers) {
+				const existing = idToGroup.get(identifier);
+				if (existing !== undefined) {
+					groupIndex = existing;
+					break;
+				}
+			}
+			if (groupIndex === undefined) {
+				groupIndex = groups.length;
+				groups.push([]);
+			}
+			groups[groupIndex].push(report);
+			for (const identifier of identifiers) {
+				idToGroup.set(identifier, groupIndex);
+			}
+		}
+
+		const deduped = groups.map(group => this.#mergeUsageReportGroup(group));
+		if (deduped.length !== reports.length) {
+			this.#usageLogger?.debug("Usage reports deduped", {
+				before: reports.length,
+				after: deduped.length,
+			});
+		}
+		return deduped;
+	}
+
+	#isUsageLimitExhausted(limit: UsageLimit): boolean {
+		if (limit.status === "exhausted") return true;
+		const amount = limit.amount;
+		if (amount.usedFraction !== undefined && amount.usedFraction >= 1) return true;
+		if (amount.remainingFraction !== undefined && amount.remainingFraction <= 0) return true;
+		if (amount.used !== undefined && amount.limit !== undefined && amount.used >= amount.limit) return true;
+		if (amount.remaining !== undefined && amount.remaining <= 0) return true;
+		if (amount.unit === "percent" && amount.used !== undefined && amount.used >= 100) return true;
+		return false;
+	}
+
+	/** Returns true if usage indicates rate limit has been reached. */
+	#isUsageLimitReached(report: UsageReport): boolean {
+		return report.limits.some(limit => this.#isUsageLimitExhausted(limit));
+	}
+
+	/** Extracts the earliest reset timestamp from exhausted windows (in ms). */
+	#getUsageResetAtMs(report: UsageReport, nowMs: number): number | undefined {
+		const candidates: number[] = [];
+		for (const limit of report.limits) {
+			if (!this.#isUsageLimitExhausted(limit)) continue;
+			const window = limit.window;
+			if (window?.resetsAt && window.resetsAt > nowMs) {
+				candidates.push(window.resetsAt);
+			}
+		}
+		if (candidates.length === 0) return undefined;
+		return Math.min(...candidates);
+	}
+
+	async #getUsageReport(
+		provider: Provider,
+		credential: OAuthCredential,
+		options?: { baseUrl?: string; timeoutMs?: number; signal?: AbortSignal },
+	): Promise<UsageReport | null> {
+		// Store-level hook (e.g. `RemoteAuthCredentialStore`) is authoritative
+		// when present: the broker already aggregates usage from a less-throttled
+		// IP, and falling back to the local per-credential fetch would defeat the
+		// whole point of routing through it.
+		const storeHook = this.#store.getUsageReport?.bind(this.#store);
+		if (storeHook) {
+			return storeHook(provider, credential, options?.signal);
+		}
+		return this.#fetchUsageCached(
+			this.#buildUsageRequestForOauth(provider, credential, options?.baseUrl),
+			options?.timeoutMs ?? this.#usageRequestTimeoutMs,
+		);
+	}
+
+	async fetchUsageReports(options?: {
+		baseUrlResolver?: (provider: Provider) => string | undefined;
+		/** Caller's cancel signal; only rejects this caller, never the shared upstream fetch. */
+		signal?: AbortSignal;
+	}): Promise<UsageReport[] | null> {
+		// Caller override > store-level hook > local per-credential fan-out.
+		// `RemoteAuthCredentialStore` implements the store hook so a gateway
+		// backed by a broker automatically routes usage to the broker without
+		// needing the caller to wire it explicitly.
+		const override = this.#fetchUsageReportsOverride ?? this.#store.fetchUsageReports?.bind(this.#store);
+		if (override) {
+			// Reuse the in-flight map so concurrent callers (widget poll + format
+			// dispatch + credential selection) coalesce into one upstream call.
+			// Each caller's `signal` only cancels THAT caller's await; the
+			// shared upstream fetch runs to completion so peers aren't punished.
+			const OVERRIDE_KEY = "__override__";
+			let shared = this.#usageReportsInFlight.get(OVERRIDE_KEY);
+			if (!shared) {
+				// Don't forward the caller signal into the shared fetch — first caller's
+				// abort would otherwise cancel the upstream for every peer.
+				shared = override().finally(() => {
+					this.#usageReportsInFlight.delete(OVERRIDE_KEY);
+				});
+				this.#usageReportsInFlight.set(OVERRIDE_KEY, shared);
+			}
+			return raceUsageWithSignal(shared, options?.signal);
+		}
+		if (!this.#usageProviderResolver) return null;
+
+		const requests = this.#collectUsageRequests(options);
+		if (requests.length === 0) return [];
+
+		this.#usageLogger?.debug("Usage fetch requested", {
+			providers: [...new Set(requests.map(request => request.provider))].sort(),
+		});
+
+		// Per-credential caching with jitter lives in #fetchUsageCached, so we
+		// don't store the aggregated result here — doing so locks the widget to
+		// a single decorrelation snapshot for 30s, defeating the jitter (some
+		// accounts can be missing from one fetch and present in the next; the
+		// aggregate cache freezes whichever set landed first).
+		const cacheKey = this.#buildUsageReportsCacheKey(requests);
+
+		const inFlight = this.#usageReportsInFlight.get(cacheKey);
+		if (inFlight) return inFlight;
+
+		const promise = (async () => {
+			for (const request of requests) {
+				this.#usageLogger?.debug("Usage fetch queued", {
+					provider: request.provider,
+					credentialType: request.credential.type,
+					baseUrl: request.baseUrl,
+					accountId: request.credential.accountId,
+					email: request.credential.email,
+				});
+			}
+
+			const results = await Promise.all(
+				requests.map(request => this.#fetchUsageCached(request, this.#usageRequestTimeoutMs)),
+			);
+			const reports = results.filter((report): report is UsageReport => report !== null);
+			const deduped = this.#dedupeUsageReports(reports);
+			// no outer cache write — see comment above.
+			const resolved = deduped;
+			this.#usageLogger?.debug("Usage fetch resolved", {
+				reports: resolved.map(report => {
+					const accountLabel =
+						this.#getUsageReportMetadataValue(report, "email") ??
+						this.#getUsageReportMetadataValue(report, "accountId") ??
+						this.#getUsageReportMetadataValue(report, "account") ??
+						this.#getUsageReportMetadataValue(report, "user") ??
+						this.#getUsageReportMetadataValue(report, "username") ??
+						this.#getUsageReportScopeAccountId(report);
+					return {
+						provider: report.provider,
+						limits: report.limits.length,
+						account: accountLabel,
+					};
+				}),
+			});
+			return resolved;
+		})().finally(() => {
+			this.#usageReportsInFlight.delete(cacheKey);
+		});
+
+		this.#usageReportsInFlight.set(cacheKey, promise);
+		return promise;
+	}
+
+	/**
+	 * Probe each stored credential against its provider's auth-verifying usage
+	 * endpoint and report per-credential auth health.
+	 *
+	 * Surfaces the identity of failing credentials so callers running a
+	 * multi-account pool (e.g. a broker-backed auth-gateway) can tell which
+	 * row is producing 401s. The probe mirrors the per-credential fan-out
+	 * inside {@link AuthStorage.fetchUsageReports} (OAuth refresh-on-expiry,
+	 * then `UsageProvider.fetchUsage`) but does NOT swallow errors — every
+	 * credential gets either `ok: true`, `ok: false` with `reason`, or
+	 * `ok: null` when no probe is configured for the provider.
+	 *
+	 * Iterates sequentially to avoid synchronized N-account fan-out that
+	 * upstream `/usage` rate limiters (per source IP) treat as a burst.
+	 *
+	 * Only inspects active rows from {@link AuthCredentialStore.listAuthCredentials};
+	 * soft-disabled rows are already known-bad and don't need a network probe.
+	 * Environment-variable API keys are not enumerated — the caller's intent
+	 * here is "which of my stored credentials is broken".
+	 */
+	async checkCredentials(options?: CheckCredentialsOptions): Promise<CredentialHealthResult[]> {
+		options?.signal?.throwIfAborted();
+		const stored = this.#store.listAuthCredentials();
+		const resolver = this.#usageProviderResolver;
+		const timeoutMs = options?.timeoutMs ?? this.#usageRequestTimeoutMs;
+		const ctx: UsageFetchContext = { fetch: this.#usageFetch, logger: this.#usageLogger };
+
+		const results: CredentialHealthResult[] = [];
+		for (const row of stored) {
+			options?.signal?.throwIfAborted();
+			const base: CredentialHealthResult = {
+				id: row.id,
+				provider: row.provider,
+				type: row.credential.type,
+				ok: null,
+			};
+			if (row.credential.type === "oauth") {
+				if (row.credential.email) base.email = row.credential.email;
+				if (row.credential.accountId) base.accountId = row.credential.accountId;
+				if (row.credential.refresh === REMOTE_REFRESH_SENTINEL) base.remoteRefresh = true;
+			}
+
+			const providerImpl = resolver?.(row.provider as Provider);
+			if (!providerImpl) {
+				base.reason = `no usage probe configured for provider ${row.provider}`;
+				results.push(base);
+				continue;
+			}
+
+			const baseUrl = options?.baseUrlResolver?.(row.provider as Provider);
+			const cred = row.credential;
+			const initialRequest: UsageRequestDescriptor =
+				cred.type === "api_key"
+					? this.#buildUsageRequest(row.provider as Provider, { type: "api_key", apiKey: cred.key }, baseUrl)
+					: this.#buildUsageRequestForOauth(row.provider as Provider, cred, baseUrl);
+
+			if (providerImpl.supports && !providerImpl.supports(initialRequest)) {
+				base.reason = `usage probe does not support ${cred.type} credentials for ${row.provider}`;
+				results.push(base);
+				continue;
+			}
+
+			const timeoutSignal = AbortSignal.timeout(timeoutMs);
+			const probeSignal = options?.signal ? AbortSignal.any([options.signal, timeoutSignal]) : timeoutSignal;
+			let params: UsageFetchParams & { signal: AbortSignal } = { ...initialRequest, signal: probeSignal };
+
+			// Refresh expired OAuth before probing — without this an expired access
+			// token reports as `false` when the credential is actually healthy
+			// (broker would happily refresh it on the next real request).
+			if (
+				cred.type === "oauth" &&
+				initialRequest.credential.type === "oauth" &&
+				initialRequest.credential.expiresAt !== undefined &&
+				Date.now() >= initialRequest.credential.expiresAt
+			) {
+				const refreshable = this.#buildRefreshableOauthCredential(initialRequest.credential);
+				if (refreshable) {
+					try {
+						const refreshed = await this.#refreshOAuthCredential(
+							row.provider as Provider,
+							refreshable,
+							row.id,
+							probeSignal,
+						);
+						const refreshedCredential = this.#mergeRefreshedUsageCredential(initialRequest.credential, refreshed);
+						this.#persistRefreshedUsageCredential(
+							row.provider as Provider,
+							initialRequest.credential,
+							refreshedCredential,
+						);
+						params = { ...params, credential: refreshedCredential };
+					} catch (error) {
+						base.ok = false;
+						base.reason = `oauth refresh failed: ${error instanceof Error ? error.message : String(error)}`;
+						results.push(base);
+						continue;
+					}
+				}
+			}
+
+			try {
+				const report = await providerImpl.fetchUsage(params, ctx);
+				if (report === null) {
+					base.reason = "usage probe returned no data for this credential";
+				} else {
+					base.ok = true;
+					const accountId = this.#getUsageReportMetadataValue(report, "accountId");
+					const email = this.#getUsageReportMetadataValue(report, "email");
+					if (accountId) base.accountId = accountId;
+					if (email) base.email = email;
+					const { raw: _raw, ...trimmed } = report;
+					base.report = trimmed;
+				}
+			} catch (error) {
+				base.ok = false;
+				base.reason = error instanceof Error ? error.message : String(error);
+			}
+
+			results.push(base);
+		}
+
+		return results;
+	}
+
+	/**
+	 * Marks the current session's credential as temporarily blocked due to usage limits.
+	 * Uses usage reports to determine accurate reset time when available.
+	 * Returns true if a credential was blocked, enabling automatic fallback to the next credential.
+	 */
+	async markUsageLimitReached(
+		provider: string,
+		sessionId: string | undefined,
+		options?: { retryAfterMs?: number; baseUrl?: string; signal?: AbortSignal },
+	): Promise<boolean> {
+		const sessionCredential = this.#getSessionCredential(provider, sessionId);
+		if (!sessionCredential) return false;
+
+		const providerKey = this.#getProviderTypeKey(provider, sessionCredential.type);
+		const now = Date.now();
+		let blockedUntil = now + (options?.retryAfterMs ?? AuthStorage.#defaultBackoffMs);
+
+		if (sessionCredential.type === "oauth" && this.#rankingStrategyResolver?.(provider)) {
+			const credential = this.#getCredentialsForProvider(provider)[sessionCredential.index];
+			if (credential?.type === "oauth") {
+				const report = await this.#getUsageReport(provider, credential, options);
+				if (report && this.#isUsageLimitReached(report)) {
+					const resetAtMs = this.#getUsageResetAtMs(report, Date.now());
+					if (resetAtMs && resetAtMs > blockedUntil) {
+						blockedUntil = resetAtMs;
+					}
+				}
+			}
+		}
+
+		this.#markCredentialBlocked(providerKey, sessionCredential.index, blockedUntil);
+
+		const remainingCredentials = this.#getCredentialsForProvider(provider)
+			.map((credential, index) => ({ credential, index }))
+			.filter(
+				(entry): entry is { credential: AuthCredential; index: number } =>
+					entry.credential.type === sessionCredential.type && entry.index !== sessionCredential.index,
+			);
+
+		return remainingCredentials.some(candidate => !this.#isCredentialBlocked(providerKey, candidate.index));
+	}
+
+	#resolveWindowResetAt(window: UsageLimit["window"]): number | undefined {
+		if (!window) return undefined;
+		if (typeof window.resetsAt === "number" && Number.isFinite(window.resetsAt)) {
+			return window.resetsAt;
+		}
+		return undefined;
+	}
+
+	#normalizeUsageFraction(limit: UsageLimit | undefined): number {
+		const usedFraction = limit?.amount.usedFraction;
+		if (typeof usedFraction !== "number" || !Number.isFinite(usedFraction)) {
+			return 0.5;
+		}
+		return Math.min(Math.max(usedFraction, 0), 1);
+	}
+
+	/** Computes `usedFraction / elapsedHours` — consumption rate per hour within the current window. Lower drain rate = less pressure = preferred. */
+	#computeWindowDrainRate(limit: UsageLimit | undefined, nowMs: number, fallbackDurationMs: number): number {
+		const usedFraction = this.#normalizeUsageFraction(limit);
+		const durationMs = limit?.window?.durationMs ?? fallbackDurationMs;
+		if (!Number.isFinite(durationMs) || durationMs <= 0) {
+			return usedFraction;
+		}
+		const resetAt = this.#resolveWindowResetAt(limit?.window);
+		if (!Number.isFinite(resetAt)) {
+			return usedFraction;
+		}
+		const remainingWindowMs = (resetAt as number) - nowMs;
+		const clampedRemainingWindowMs = Math.min(Math.max(remainingWindowMs, 0), durationMs);
+		const elapsedMs = durationMs - clampedRemainingWindowMs;
+		if (elapsedMs <= 0) {
+			return usedFraction;
+		}
+		const elapsedHours = elapsedMs / (60 * 60 * 1000);
+		if (!Number.isFinite(elapsedHours) || elapsedHours <= 0) {
+			return usedFraction;
+		}
+		return usedFraction / elapsedHours;
+	}
+
+	async #rankOAuthSelections(args: {
+		providerKey: string;
+		provider: string;
+		order: number[];
+		credentials: Array<{ credential: OAuthCredential; index: number }>;
+		options?: AuthApiKeyOptions;
+		strategy: CredentialRankingStrategy;
+	}): Promise<
+		Array<{
+			selection: { credential: OAuthCredential; index: number };
+			usage: UsageReport | null;
+			usageChecked: boolean;
+		}>
+	> {
+		const nowMs = Date.now();
+		const { strategy } = args;
+		const ranked: Array<{
+			selection: { credential: OAuthCredential; index: number };
+			usage: UsageReport | null;
+			usageChecked: boolean;
+			blocked: boolean;
+			blockedUntil?: number;
+			hasPriorityBoost: boolean;
+			secondaryUsed: number;
+			secondaryDrainRate: number;
+			primaryUsed: number;
+			primaryDrainRate: number;
+			orderPos: number;
+		}> = [];
+		// Pre-fetch usage reports in parallel for non-blocked credentials.
+		// Wrap with a timeout so slow/429'd fetches don't indefinitely block
+		// credential selection — better to pick a credential without usage data
+		// than to hang the agent waiting for rate-limited usage endpoints.
+		const usageTimeout = Math.max(5000, this.#usageRequestTimeoutMs * 1.5);
+		const usagePromise = Promise.all(
+			args.order.map(async idx => {
+				const selection = args.credentials[idx];
+				if (!selection) return null;
+				const blockedUntil = this.#getCredentialBlockedUntil(args.providerKey, selection.index);
+				if (blockedUntil !== undefined) return { selection, usage: null, usageChecked: false, blockedUntil };
+				const usage = await this.#getUsageReport(args.provider, selection.credential, {
+					...args.options,
+					timeoutMs: this.#usageRequestTimeoutMs,
+				});
+				return { selection, usage, usageChecked: true, blockedUntil: undefined as number | undefined };
+			}),
+		);
+		const timeoutSignal = Promise.withResolvers<null>();
+		// `Bun.sleep` keeps the event loop alive even after Promise.race resolves,
+		// which leaks a 7.5–15s timer per credential-selection call. Use an unref'd
+		// timer so the timeout doesn't pin the process and clear it on the happy
+		// path so memory drops immediately.
+		const timer = setTimeout(() => timeoutSignal.resolve(null), usageTimeout);
+		timer.unref?.();
+		const usageResults = await Promise.race([usagePromise, timeoutSignal.promise]).then(result => {
+			clearTimeout(timer);
+			return (
+				result ??
+				args.order.map(idx => {
+					const selection = args.credentials[idx];
+					return selection ? { selection, usage: null, usageChecked: false, blockedUntil: undefined } : null;
+				})
+			);
+		});
+
+		for (let orderPos = 0; orderPos < usageResults.length; orderPos += 1) {
+			const result = usageResults[orderPos];
+			if (!result) continue;
+			const { selection, usage, usageChecked } = result;
+			let { blockedUntil } = result;
+			let blocked = blockedUntil !== undefined;
+			if (!blocked && usage && this.#isUsageLimitReached(usage)) {
+				const resetAtMs = this.#getUsageResetAtMs(usage, nowMs);
+				blockedUntil = resetAtMs ?? Date.now() + AuthStorage.#defaultBackoffMs;
+				this.#markCredentialBlocked(args.providerKey, selection.index, blockedUntil);
+				blocked = true;
+			}
+			const windows = usage ? strategy.findWindowLimits(usage) : undefined;
+			const primary = windows?.primary;
+			const secondary = windows?.secondary;
+			const secondaryTarget = secondary ?? primary;
+			ranked.push({
+				selection,
+				usage,
+				usageChecked,
+				blocked,
+				blockedUntil,
+				hasPriorityBoost: strategy.hasPriorityBoost?.(primary) ?? false,
+				secondaryUsed: this.#normalizeUsageFraction(secondaryTarget),
+				secondaryDrainRate: this.#computeWindowDrainRate(
+					secondaryTarget,
+					nowMs,
+					strategy.windowDefaults.secondaryMs,
+				),
+				primaryUsed: this.#normalizeUsageFraction(primary),
+				primaryDrainRate: this.#computeWindowDrainRate(primary, nowMs, strategy.windowDefaults.primaryMs),
+				orderPos,
+			});
+		}
+		ranked.sort((left, right) => {
+			if (left.blocked !== right.blocked) return left.blocked ? 1 : -1;
+			if (left.blocked && right.blocked) {
+				const leftBlockedUntil = left.blockedUntil ?? Number.POSITIVE_INFINITY;
+				const rightBlockedUntil = right.blockedUntil ?? Number.POSITIVE_INFINITY;
+				if (leftBlockedUntil !== rightBlockedUntil) return leftBlockedUntil - rightBlockedUntil;
+				return left.orderPos - right.orderPos;
+			}
+			if (requiresOpenAICodexProModel(args.provider, args.options?.modelId)) {
+				const leftPlanPriority = getOpenAICodexPlanPriority(left.usage);
+				const rightPlanPriority = getOpenAICodexPlanPriority(right.usage);
+				if (leftPlanPriority !== rightPlanPriority) return leftPlanPriority - rightPlanPriority;
+			}
+			if (left.hasPriorityBoost !== right.hasPriorityBoost) return left.hasPriorityBoost ? -1 : 1;
+			if (left.secondaryDrainRate !== right.secondaryDrainRate)
+				return left.secondaryDrainRate - right.secondaryDrainRate;
+			if (left.secondaryUsed !== right.secondaryUsed) return left.secondaryUsed - right.secondaryUsed;
+			if (left.primaryDrainRate !== right.primaryDrainRate) return left.primaryDrainRate - right.primaryDrainRate;
+			if (left.primaryUsed !== right.primaryUsed) return left.primaryUsed - right.primaryUsed;
+			return left.orderPos - right.orderPos;
+		});
+		return ranked.map(candidate => ({
+			selection: candidate.selection,
+			usage: candidate.usage,
+			usageChecked: candidate.usageChecked,
+		}));
+	}
+
+	/**
+	 * Resolves an OAuth credential, trying credentials in priority order.
+	 * Skips blocked credentials and checks usage limits for providers with usage data.
+	 * Falls back to earliest-unblocking credential if all are blocked.
+	 *
+	 * Returns both the API key bytes for outbound requests AND the refreshed
+	 * {@link OAuthCredential} so callers needing identity metadata (account id,
+	 * project id, etc.) do not have to dereference the snapshot themselves.
+	 */
+	async #resolveOAuthSelection(
+		provider: string,
+		sessionId?: string,
+		options?: AuthApiKeyOptions,
+	): Promise<OAuthResolutionResult | undefined> {
+		const credentials = this.#getCredentialsForProvider(provider)
+			.map((credential, index) => ({ credential, index }))
+			.filter((entry): entry is { credential: OAuthCredential; index: number } => entry.credential.type === "oauth");
+
+		if (credentials.length === 0) return undefined;
+
+		const providerKey = this.#getProviderTypeKey(provider, "oauth");
+		const order = this.#getCredentialOrder(providerKey, sessionId, credentials.length);
+		const strategy = this.#rankingStrategyResolver?.(provider);
+		const requiresProModel = requiresOpenAICodexProModel(provider, options?.modelId);
+		const checkUsage = strategy !== undefined && (credentials.length > 1 || requiresProModel);
+		const sessionCredential = this.#getSessionCredential(provider, sessionId);
+		const sessionPreferredIndex = sessionCredential?.type === "oauth" ? sessionCredential.index : undefined;
+		// Skip ranking only when the session already has a working preferred credential — re-ranking
+		// mid-session causes account switches that cold-start the server-side prompt cache. New sessions
+		// (no preference) and sessions whose preferred is blocked still rank, so we pick the account
+		// with the most headroom proactively and fall back intelligently when rate-limited.
+		const sessionPreferredIsAvailable =
+			sessionPreferredIndex !== undefined && !this.#isCredentialBlocked(providerKey, sessionPreferredIndex);
+		const shouldRank = checkUsage && (!sessionPreferredIsAvailable || requiresProModel);
+		const candidates = shouldRank
+			? await this.#rankOAuthSelections({ providerKey, provider, order, credentials, options, strategy: strategy! })
+			: order
+					.map(idx => credentials[idx])
+					.filter((selection): selection is { credential: OAuthCredential; index: number } => Boolean(selection))
+					.map(selection => ({ selection, usage: null, usageChecked: false }));
+
+		if (sessionPreferredIndex !== undefined && !requiresProModel) {
+			const sessionPreferredCandidate = candidates.findIndex(
+				candidate =>
+					!this.#isCredentialBlocked(providerKey, candidate.selection.index) &&
+					candidate.selection.index === sessionPreferredIndex,
+			);
+			if (sessionPreferredCandidate > 0) {
+				const [preferred] = candidates.splice(sessionPreferredCandidate, 1);
+				candidates.unshift(preferred);
+			}
+		}
+		await Promise.all(
+			candidates.map(async candidate => {
+				if (Date.now() + OAUTH_REFRESH_SKEW_MS < candidate.selection.credential.expires) return;
+				const latestCredential = this.#getCredentialsForProvider(provider)[candidate.selection.index];
+				if (latestCredential?.type === "oauth" && Date.now() + OAUTH_REFRESH_SKEW_MS < latestCredential.expires) {
+					candidate.selection.credential = latestCredential;
+					return;
+				}
+				try {
+					const credentialId = this.#getStoredCredentials(provider)[candidate.selection.index]?.id;
+					const refreshedCredentials = await this.#refreshOAuthCredential(
+						provider,
+						candidate.selection.credential,
+						credentialId,
+						options?.signal,
+					);
+					const updated: OAuthCredential = {
+						...candidate.selection.credential,
+						...refreshedCredentials,
+						type: "oauth",
+					};
+					candidate.selection.credential = updated;
+					this.#replaceCredentialAt(provider, candidate.selection.index, updated);
+				} catch {}
+			}),
+		);
+
+		// Skip the Pro-plan filter when no candidate is confirmed Pro, so users with only
+		// non-Pro accounts can still attempt Spark requests (e.g. trial/grandfathered access).
+		const enforceProRequirement =
+			requiresProModel && candidates.some(candidate => hasOpenAICodexProPlan(candidate.usage));
+
+		const fallback = candidates[0];
+
+		for (const candidate of candidates) {
+			const resolved = await this.#tryOAuthCredential(
+				provider,
+				candidate.selection,
+				providerKey,
+				sessionId,
+				options,
+				{
+					checkUsage,
+					allowBlocked: false,
+					prefetchedUsage: candidate.usage,
+					usagePrechecked: candidate.usageChecked,
+					enforceProRequirement,
+				},
+			);
+			if (resolved) return resolved;
+		}
+
+		if (fallback && this.#isCredentialBlocked(providerKey, fallback.selection.index)) {
+			return this.#tryOAuthCredential(provider, fallback.selection, providerKey, sessionId, options, {
+				checkUsage,
+				allowBlocked: true,
+				prefetchedUsage: fallback.usage,
+				usagePrechecked: fallback.usageChecked,
+				enforceProRequirement,
+			});
+		}
+
+		return undefined;
+	}
+
+	async #refreshOAuthCredential(
+		provider: Provider,
+		credential: OAuthCredential,
+		credentialId: number | undefined,
+		signal?: AbortSignal,
+	): Promise<OAuthCredentials> {
+		if (credentialId !== undefined) {
+			const existing = this.#oauthCredentialRefreshInFlight.get(credentialId);
+			if (existing) return raceCredentialRefreshWithSignal(existing, signal);
+		}
+		if (Date.now() + OAUTH_REFRESH_SKEW_MS < credential.expires) return credential;
+		if (credentialId === undefined) {
+			return this.#refreshOAuthCredentialUnshared(provider, credential, undefined, signal);
+		}
+		const promise = this.#refreshOAuthCredentialUnshared(provider, credential, credentialId).finally(() => {
+			this.#oauthCredentialRefreshInFlight.delete(credentialId);
+		});
+		this.#oauthCredentialRefreshInFlight.set(credentialId, promise);
+		return raceCredentialRefreshWithSignal(promise, signal);
+	}
+
+	async #refreshOAuthCredentialUnshared(
+		provider: Provider,
+		credential: OAuthCredential,
+		credentialId: number | undefined,
+		signal?: AbortSignal,
+	): Promise<OAuthCredentials> {
+		let refreshPromise: Promise<OAuthCredentials>;
+		// Caller override > store-level hook > local per-provider refresh.
+		// `RemoteAuthCredentialStore` exposes the hook so a broker-backed gateway
+		// routes refresh through the broker without explicit wiring.
+		const storeRefresh = this.#store.refreshOAuthCredential?.bind(this.#store);
+		const overrideRefresh = this.#refreshOAuthCredentialOverride ?? storeRefresh;
+		if (overrideRefresh && credentialId !== undefined) {
+			refreshPromise = overrideRefresh(provider, credentialId, credential, signal);
+		} else {
+			const customProvider = getOAuthProvider(provider);
+			if (customProvider) {
+				if (!customProvider.refreshToken) {
+					throw new Error(`OAuth provider "${provider}" does not support token refresh`);
+				}
+				refreshPromise = customProvider.refreshToken(credential);
+			} else {
+				refreshPromise = refreshOAuthToken(provider as OAuthProvider, credential);
+			}
+		}
+		// Bound the refresh so a slow/hanging token endpoint cannot stall credential selection.
+		// Caller-driven abort jumps the gun on the timeout — the agent's ESC must
+		// take priority over the floor timeout.
+		let timeout: NodeJS.Timeout | undefined;
+		let onAbort: (() => void) | undefined;
+		const cancellation = Promise.withResolvers<never>();
+		timeout = setTimeout(
+			() => cancellation.reject(new Error(`OAuth token refresh timed out for provider: ${provider}`)),
+			DEFAULT_OAUTH_REFRESH_TIMEOUT_MS,
+		);
+		if (signal) {
+			if (signal.aborted) {
+				cancellation.reject(new Error("OAuth token refresh aborted by caller"));
+			} else {
+				onAbort = () => cancellation.reject(new Error("OAuth token refresh aborted by caller"));
+				signal.addEventListener("abort", onAbort, { once: true });
+			}
+		}
+		try {
+			return await Promise.race([refreshPromise, cancellation.promise]);
+		} finally {
+			if (timeout) clearTimeout(timeout);
+			if (signal && onAbort) signal.removeEventListener("abort", onAbort);
+		}
+	}
+
+	async #prepareOAuthCredentialForRequest(
+		provider: string,
+		selection: { credential: OAuthCredential; index: number },
+		options: AuthApiKeyOptions | undefined,
+	): Promise<boolean> {
+		const prepare = this.#store.prepareForRequest?.bind(this.#store);
+		if (!prepare) return true;
+		const stored = this.#getStoredCredentials(provider);
+		const selected = stored[selection.index];
+		if (!selected || selected.credential.type !== "oauth") return false;
+
+		const prepared = await prepare(selected.id, { signal: options?.signal });
+		if (!prepared) return true;
+		const latestRows = this.#store.listAuthCredentials(provider);
+		this.#setStoredCredentials(
+			provider,
+			latestRows.map(row => ({ id: row.id, credential: row.credential })),
+		);
+		const latestIndex = latestRows.findIndex(row => row.id === selected.id);
+		if (latestIndex === -1) return false;
+		const latest = latestRows[latestIndex];
+		if (!latest || latest.credential.type !== "oauth") return false;
+		selection.index = latestIndex;
+		selection.credential = latest.credential;
+		return true;
+	}
+
+	/** Attempts to use a single OAuth credential, checking usage and refreshing token. */
+	async #tryOAuthCredential(
+		provider: Provider,
+		selection: { credential: OAuthCredential; index: number },
+		providerKey: string,
+		sessionId: string | undefined,
+		options: AuthApiKeyOptions | undefined,
+		usageOptions: {
+			checkUsage: boolean;
+			allowBlocked: boolean;
+			prefetchedUsage?: UsageReport | null;
+			usagePrechecked?: boolean;
+			enforceProRequirement?: boolean;
+		},
+	): Promise<OAuthResolutionResult | undefined> {
+		const {
+			checkUsage,
+			allowBlocked,
+			prefetchedUsage = null,
+			usagePrechecked = false,
+			enforceProRequirement,
+		} = usageOptions;
+		if (!allowBlocked && this.#isCredentialBlocked(providerKey, selection.index)) {
+			return undefined;
+		}
+
+		if (!(await this.#prepareOAuthCredentialForRequest(provider, selection, options))) {
+			return undefined;
+		}
+
+		const requiresProModel = requiresOpenAICodexProModel(provider, options?.modelId);
+		const applyProFilter = enforceProRequirement ?? requiresProModel;
+		let usage: UsageReport | null = null;
+		let usageChecked = false;
+
+		if ((checkUsage && !allowBlocked) || requiresProModel) {
+			if (usagePrechecked) {
+				usage = prefetchedUsage;
+				usageChecked = true;
+			} else {
+				usage = await this.#getUsageReport(provider, selection.credential, {
+					...options,
+					timeoutMs: this.#usageRequestTimeoutMs,
+				});
+				usageChecked = true;
+			}
+			if (applyProFilter && !hasOpenAICodexProPlan(usage)) {
+				return undefined;
+			}
+			if (checkUsage && !allowBlocked && usage && this.#isUsageLimitReached(usage)) {
+				const resetAtMs = this.#getUsageResetAtMs(usage, Date.now());
+				this.#markCredentialBlocked(
+					providerKey,
+					selection.index,
+					resetAtMs ?? Date.now() + AuthStorage.#defaultBackoffMs,
+				);
+				return undefined;
+			}
+		}
+
+		try {
+			let result: { newCredentials: OAuthCredentials; apiKey: string } | null;
+			const customProvider = getOAuthProvider(provider);
+			if (customProvider) {
+				const refreshedCredentials = await this.#refreshOAuthCredential(
+					provider,
+					selection.credential,
+					this.#getStoredCredentials(provider)[selection.index]?.id,
+					options?.signal,
+				);
+				const apiKey = customProvider.getApiKey
+					? customProvider.getApiKey(refreshedCredentials)
+					: refreshedCredentials.access;
+				result = { newCredentials: refreshedCredentials, apiKey };
+			} else {
+				// Refresh first through the broker-aware single-flighted machinery
+				// so transient failures surface as network errors (5-min temp block)
+				// instead of `getOAuthApiKey`'s "expired" precondition error, which
+				// the definitive-failure regex below would otherwise classify as
+				// auth failure and soft-disable a still-valid credential.
+				const refreshedCredentials = await this.#refreshOAuthCredential(
+					provider,
+					selection.credential,
+					this.#getStoredCredentials(provider)[selection.index]?.id,
+					options?.signal,
+				);
+				const oauthCreds: Record<string, OAuthCredentials> = {
+					[provider]: refreshedCredentials,
+				};
+				result = await getOAuthApiKey(provider as OAuthProvider, oauthCreds);
+			}
+			if (!result) return undefined;
+			const updated: OAuthCredential = {
+				type: "oauth",
+				access: result.newCredentials.access,
+				refresh: result.newCredentials.refresh,
+				expires: result.newCredentials.expires,
+				accountId: result.newCredentials.accountId ?? selection.credential.accountId,
+				email: result.newCredentials.email ?? selection.credential.email,
+				projectId: result.newCredentials.projectId ?? selection.credential.projectId,
+				enterpriseUrl: result.newCredentials.enterpriseUrl ?? selection.credential.enterpriseUrl,
+			};
+			this.#replaceCredentialAt(provider, selection.index, updated);
+			if ((checkUsage && !allowBlocked) || requiresProModel) {
+				const sameAccount = selection.credential.accountId === updated.accountId;
+				if (!usageChecked || !sameAccount) {
+					usage = await this.#getUsageReport(provider, updated, {
+						...options,
+						timeoutMs: this.#usageRequestTimeoutMs,
+					});
+					usageChecked = true;
+				}
+				if (applyProFilter && !hasOpenAICodexProPlan(usage)) {
+					return undefined;
+				}
+				if (checkUsage && !allowBlocked && usage && this.#isUsageLimitReached(usage)) {
+					const resetAtMs = this.#getUsageResetAtMs(usage, Date.now());
+					this.#markCredentialBlocked(
+						providerKey,
+						selection.index,
+						resetAtMs ?? Date.now() + AuthStorage.#defaultBackoffMs,
+					);
+					return undefined;
+				}
+			}
+			this.#recordSessionCredential(provider, sessionId, "oauth", selection.index);
+			return { apiKey: result.apiKey, credential: updated };
+		} catch (error) {
+			const errorMsg = String(error);
+			// Only remove credentials for definitive auth failures
+			// Keep credentials for transient errors (network, 5xx) and block temporarily
+			const isDefinitiveFailure =
+				/invalid_grant|invalid_token|revoked|unauthorized|expired.*refresh|refresh.*expired/i.test(errorMsg) ||
+				(/\b(401|403)\b/.test(errorMsg) && !/timeout|network|fetch failed|ECONNREFUSED/i.test(errorMsg));
+
+			logger.warn("OAuth token refresh failed", {
+				provider,
+				index: selection.index,
+				error: errorMsg,
+				isDefinitiveFailure,
+			});
+
+			if (isDefinitiveFailure) {
+				// The credential at this index may have been rotated by another process between
+				// our in-memory snapshot and the refresh attempt: Anthropic rotates refresh
+				// tokens on every use, so the peer's success leaves our stored token invalid.
+				// Re-read the row from disk before marking it disabled — if the persisted
+				// refresh token has changed, the peer rotation succeeded and we should pick
+				// up the new credential instead of soft-deleting the row that the peer just
+				// updated.
+				const credentialId = this.#getStoredCredentials(provider)[selection.index]?.id;
+				if (credentialId !== undefined) {
+					const latestRow = this.#store.listAuthCredentials(provider).find(row => row.id === credentialId);
+					const latestCredential = latestRow?.credential;
+					if (latestCredential?.type === "oauth" && latestCredential.refresh !== selection.credential.refresh) {
+						logger.debug("OAuth refresh race detected; another process rotated token first", {
+							provider,
+							index: selection.index,
+							credentialId,
+						});
+						await this.reload();
+						return this.#resolveOAuthSelection(provider, sessionId, options);
+					}
+				}
+				// Permanently disable invalid credentials with an explicit cause for inspection/debugging.
+				// Use a CAS-style disable conditioned on the row still containing the stale credential
+				// we tried to refresh, so a peer rotation that lands between the pre-check above and
+				// this disable doesn't soft-delete the freshly-rotated row.
+				const disabled = this.#tryDisableCredentialAtIfMatches(
+					provider,
+					selection.index,
+					selection.credential,
+					`oauth refresh failed: ${errorMsg}`,
+				);
+				if (!disabled) {
+					logger.debug("OAuth refresh disable lost CAS; reloading after peer rotation", {
+						provider,
+						index: selection.index,
+					});
+					await this.reload();
+					return this.#resolveOAuthSelection(provider, sessionId, options);
+				}
+				if (this.#getCredentialsForProvider(provider).some(credential => credential.type === "oauth")) {
+					return this.#resolveOAuthSelection(provider, sessionId, options);
+				}
+			} else {
+				// Block temporarily for transient failures (5 minutes)
+				this.#markCredentialBlocked(providerKey, selection.index, Date.now() + 5 * 60 * 1000);
+			}
+		}
+
+		return undefined;
+	}
+
+	/**
+	 * Peek at API key for a provider without refreshing OAuth tokens.
+	 * Used for model discovery where we only need to know if credentials exist
+	 * and get a best-effort token. For GitHub Copilot we preserve enterprise
+	 * routing metadata so discovery can hit the correct host.
+	 */
+	async peekApiKey(provider: string): Promise<string | undefined> {
+		const runtimeKey = this.#runtimeOverrides.get(provider);
+		if (runtimeKey) {
+			return runtimeKey;
+		}
+
+		const configKey = this.#configOverrides.get(provider);
+		if (configKey) {
+			return configKey;
+		}
+
+		const apiKeySelection = this.#selectCredentialByType(provider, "api_key");
+		if (apiKeySelection) {
+			return this.#configValueResolver(apiKeySelection.credential.key);
+		}
+
+		// Return current OAuth access token only if it is not already expired.
+		const oauthSelection = this.#selectCredentialByType(provider, "oauth");
+		if (oauthSelection) {
+			const expiresAt = oauthSelection.credential.expires;
+			if (Number.isFinite(expiresAt) && expiresAt > Date.now()) {
+				if (provider === "github-copilot") {
+					return JSON.stringify({
+						token: oauthSelection.credential.access,
+						enterpriseUrl: oauthSelection.credential.enterpriseUrl,
+					});
+				}
+				return oauthSelection.credential.access;
+			}
+		}
+
+		const envKey = getEnvApiKey(provider);
+		if (envKey) return envKey;
+
+		return this.#fallbackResolver?.(provider) ?? undefined;
+	}
+
+	/**
+	 * Get API key for a provider.
+	 * Priority:
+	 * 1. Runtime override (CLI --api-key)
+	 * 2. Config override (models.yml `providers.<name>.apiKey`)
+	 * 3. API key from storage
+	 * 4. OAuth token from storage (auto-refreshed)
+	 * 5. Environment variable
+	 * 6. Fallback resolver (models.yml custom providers, last-resort)
+	 */
+	async getApiKey(provider: string, sessionId?: string, options?: AuthApiKeyOptions): Promise<string | undefined> {
+		// Runtime override takes highest priority
+		const runtimeKey = this.#runtimeOverrides.get(provider);
+		if (runtimeKey) {
+			return runtimeKey;
+		}
+
+		// Config override: explicit apiKey pinned in models.yml beats the broker's
+		// OAuth credentials. The user redirected a provider at a custom baseUrl
+		// (e.g. an auth-gateway) and supplied the bearer for that endpoint —
+		// honor it instead of forwarding an upstream OAuth token that the proxy
+		// won't accept.
+		const configKey = this.#configOverrides.get(provider);
+		if (configKey) {
+			return configKey;
+		}
+
+		const apiKeySelection = this.#selectCredentialByType(provider, "api_key", sessionId);
+		if (apiKeySelection) {
+			this.#recordSessionCredential(provider, sessionId, "api_key", apiKeySelection.index);
+			return this.#configValueResolver(apiKeySelection.credential.key);
+		}
+
+		const oauthResolved = await this.#resolveOAuthSelection(provider, sessionId, options);
+		if (oauthResolved) {
+			return oauthResolved.apiKey;
+		}
+
+		// Fall back to environment variable or custom resolver. If we reach here after
+		// an OAuth miss, the session sticky (if any) is stale — the request will
+		// authenticate via env/fallback, not OAuth, so clear the sticky now so that
+		// getOAuthAccountId() correctly suppresses account_uuid for this session.
+		if (sessionId) this.#sessionLastCredential.get(provider)?.delete(sessionId);
+		const envKey = getEnvApiKey(provider);
+		if (envKey) return envKey;
+
+		// Fall back to custom resolver (e.g., models.json custom providers)
+		return this.#fallbackResolver?.(provider) ?? undefined;
+	}
+
+	/**
+	 * Resolve the OAuth credential for `provider`, refreshing through the same
+	 * pipeline as {@link AuthStorage.getApiKey} but returning the refreshed
+	 * {@link OAuthAccess} (raw access token + identity metadata) instead of
+	 * the API-key bytes.
+	 *
+	 * Use this when the caller needs to inject identity headers alongside the
+	 * bearer (OpenAI code backend `chatgpt-account-id`, Google `project`, GitHub
+	 * `enterpriseUrl`). For pure "give me the bytes for `Authorization`"
+	 * scenarios, prefer {@link AuthStorage.getApiKey}.
+	 *
+	 * Returns `undefined` when no OAuth credential is available, the
+	 * credential fails to refresh, or runtime/config overrides have replaced
+	 * OAuth with an explicit API key.
+	 */
+	async getOAuthAccess(
+		provider: string,
+		sessionId?: string,
+		options?: AuthApiKeyOptions,
+	): Promise<OAuthAccess | undefined> {
+		// Runtime / config overrides intentionally short-circuit OAuth: when the
+		// user has pinned an API key, they expect the OAuth identity to be
+		// suppressed (same contract as `getOAuthAccountId`).
+		if (this.#runtimeOverrides.has(provider) || this.#configOverrides.has(provider)) {
+			return undefined;
+		}
+		const resolved = await this.#resolveOAuthSelection(provider, sessionId, options);
+		if (!resolved) return undefined;
+		const { credential } = resolved;
+		return {
+			accessToken: credential.access,
+			accountId: credential.accountId,
+			email: credential.email,
+			projectId: credential.projectId,
+			enterpriseUrl: credential.enterpriseUrl,
+		};
+	}
+
+	#extractStructuredApiKeyToken(apiKey: string): string | undefined {
+		if (!apiKey.startsWith("{")) return undefined;
+		try {
+			const parsed = JSON.parse(apiKey) as { token?: unknown };
+			return typeof parsed.token === "string" ? parsed.token : undefined;
+		} catch {
+			return undefined;
+		}
+	}
+
+	async #credentialMatchesApiKey(credential: AuthCredential, apiKey: string): Promise<boolean> {
+		if (credential.type === "api_key") {
+			return (await this.#configValueResolver(credential.key)) === apiKey;
+		}
+		if (credential.access === apiKey) return true;
+		return this.#extractStructuredApiKeyToken(apiKey) === credential.access;
+	}
+
+	async invalidateCredentialMatching(
+		provider: string,
+		apiKey: string,
+		options?: InvalidateCredentialMatchingOptions,
+	): Promise<boolean>;
+	async invalidateCredentialMatching(provider: string, apiKey: string, signal?: AbortSignal): Promise<boolean>;
+	async invalidateCredentialMatching(
+		provider: string,
+		apiKey: string,
+		optionsOrSignal?: InvalidateCredentialMatchingOptions | AbortSignal,
+	): Promise<boolean> {
+		const signal = isAbortSignalOption(optionsOrSignal) ? optionsOrSignal : optionsOrSignal?.signal;
+		const sessionId = isAbortSignalOption(optionsOrSignal) ? undefined : optionsOrSignal?.sessionId;
+		const stored = this.#getStoredCredentials(provider);
+		let matched: { id: number; type: AuthCredential["type"]; index: number } | undefined;
+		for (let index = 0; index < stored.length; index++) {
+			const entry = stored[index];
+			if (entry && (await this.#credentialMatchesApiKey(entry.credential, apiKey))) {
+				matched = { id: entry.id, type: entry.credential.type, index };
+				break;
+			}
+		}
+
+		if (!matched) {
+			await this.reload();
+			return false;
+		}
+
+		this.#clearSessionCredential(provider, sessionId);
+		this.#markCredentialBlocked(
+			this.#getProviderTypeKey(provider, matched.type),
+			matched.index,
+			Date.now() + AuthStorage.#defaultBackoffMs,
+		);
+
+		const markSuspect = this.#store.markCredentialSuspect?.bind(this.#store);
+		if (markSuspect) {
+			await markSuspect(matched.id, { signal });
+		} else {
+			await this.reload();
+		}
+
+		const latestRows = this.#store.listAuthCredentials(provider);
+		this.#setStoredCredentials(
+			provider,
+			latestRows.map(row => ({ id: row.id, credential: row.credential })),
+		);
+		return true;
+	}
+
+	// ─── Auth Broker integration ────────────────────────────────────────────
+
+	/**
+	 * Build a redacted snapshot of all loaded credentials for the auth-broker
+	 * wire. OAuth refresh tokens are replaced with {@link REMOTE_REFRESH_SENTINEL}
+	 * so clients never see the actual refresh token.
+	 *
+	 * Callers must {@link AuthStorage.reload} first when serving a stale snapshot
+	 * (the broker server's HTTP handler does this).
+	 */
+	exportSnapshot(): AuthCredentialSnapshot {
+		const entries: AuthCredentialSnapshotEntry[] = [];
+		for (const [provider, stored] of this.#data) {
+			for (const entry of stored) {
+				const credential = entry.credential;
+				const redacted: SnapshotCredential =
+					credential.type === "api_key" ? credential : { ...credential, refresh: REMOTE_REFRESH_SENTINEL };
+				entries.push({
+					id: entry.id,
+					provider,
+					credential: redacted,
+					identityKey: resolveCredentialIdentityKey(provider, credential),
+				});
+			}
+		}
+		return { generation: this.#generation, generatedAt: Date.now(), credentials: entries };
+	}
+
+	/**
+	 * Refresh the OAuth credential with the given id through a per-credential
+	 * single-flight. Concurrent callers for the same row await the same upstream
+	 * refresh attempt, which is required for providers that rotate refresh tokens
+	 * on every successful refresh.
+	 */
+	async refreshCredentialById(id: number, signal?: AbortSignal): Promise<AuthCredentialSnapshotEntry> {
+		const existing = this.#oauthRefreshInFlight.get(id);
+		if (existing) return raceCredentialRefreshWithSignal(existing, signal);
+
+		const promise = (async () => {
+			this.#bumpGeneration("credential-refresh-start");
+			try {
+				return await this.#forceRefreshCredentialByIdUnshared(id, signal);
+			} catch (error) {
+				this.#bumpGeneration("credential-refresh-failure");
+				throw error;
+			} finally {
+				this.#oauthRefreshInFlight.delete(id);
+			}
+		})();
+		this.#oauthRefreshInFlight.set(id, promise);
+		return raceCredentialRefreshWithSignal(promise, signal);
+	}
+
+	/**
+	 * Force-refresh the OAuth credential with the given id, bypassing the
+	 * not-yet-expired guard. Used by the auth-broker server to honour
+	 * `POST /v1/credential/:id/refresh`.
+	 *
+	 * Returns the redacted snapshot entry for the refreshed row.
+	 * Throws when no OAuth credential with that id is loaded.
+	 */
+	async forceRefreshCredentialById(id: number, signal?: AbortSignal): Promise<AuthCredentialSnapshotEntry> {
+		return this.refreshCredentialById(id, signal);
+	}
+
+	async #forceRefreshCredentialByIdUnshared(id: number, signal?: AbortSignal): Promise<AuthCredentialSnapshotEntry> {
+		for (const [provider, entries] of this.#data) {
+			const index = entries.findIndex(entry => entry.id === id);
+			if (index === -1) continue;
+			const target = entries[index];
+			if (target.credential.type !== "oauth") {
+				throw new Error(`Credential ${id} is not OAuth (provider=${provider}, type=${target.credential.type})`);
+			}
+			// Pass a clone with expires=0 so the cached not-yet-expired short-circuit
+			// in #refreshOAuthCredential doesn't suppress the requested refresh.
+			const stale: OAuthCredential = { ...target.credential, expires: 0 };
+			const refreshed = await this.#refreshOAuthCredential(provider as Provider, stale, id, signal);
+			const updated: OAuthCredential = {
+				type: "oauth",
+				access: refreshed.access,
+				refresh: refreshed.refresh,
+				expires: refreshed.expires,
+				accountId: refreshed.accountId ?? target.credential.accountId,
+				email: refreshed.email ?? target.credential.email,
+				projectId: refreshed.projectId ?? target.credential.projectId,
+				enterpriseUrl: refreshed.enterpriseUrl ?? target.credential.enterpriseUrl,
+			};
+			this.#replaceCredentialAt(provider, index, updated);
+			return {
+				id,
+				provider,
+				credential: { ...updated, refresh: REMOTE_REFRESH_SENTINEL },
+				identityKey: resolveCredentialIdentityKey(provider, updated),
+			};
+		}
+		throw new Error(`No credential with id=${id}`);
+	}
+
+	/**
+	 * Disable the credential with the given id and emit a
+	 * {@link CredentialDisabledEvent}. Used by the auth-broker server to honour
+	 * `POST /v1/credential/:id/disable`. Returns `false` when no such row exists.
+	 */
+	disableCredentialById(id: number, disabledCause: string): boolean {
+		for (const [provider, entries] of this.#data) {
+			const index = entries.findIndex(entry => entry.id === id);
+			if (index === -1) continue;
+			this.#store.deleteAuthCredential(id, disabledCause);
+			const next = entries.filter((_value, idx) => idx !== index);
+			this.#setStoredCredentials(provider, next);
+			this.#resetProviderAssignments(provider);
+			this.#emitCredentialDisabled({ provider, disabledCause });
+			return true;
+		}
+		return false;
+	}
+
+	/**
+	 * Upsert a credential into the underlying store, refresh the in-memory
+	 * snapshot, and return the redacted snapshot entries for the provider.
+	 *
+	 * Used by the auth-broker server to honour `POST /v1/credential`. The
+	 * persistence layer (`SqliteAuthCredentialStore.upsertAuthCredentialForProvider`)
+	 * does identity-key matching, so re-uploading the same email/account replaces
+	 * the existing row instead of inserting a duplicate.
+	 */
+	upsertCredential(provider: string, credential: AuthCredential): AuthCredentialSnapshotEntry[] {
+		const stored = this.#store.upsertAuthCredentialForProvider(provider, credential);
+		this.#setStoredCredentials(
+			provider,
+			stored.map(entry => ({ id: entry.id, credential: entry.credential })),
+		);
+		this.#resetProviderAssignments(provider);
+		return stored.map(entry => {
+			const persisted = entry.credential;
+			const redacted: SnapshotCredential =
+				persisted.type === "api_key" ? persisted : { ...persisted, refresh: REMOTE_REFRESH_SENTINEL };
+			return {
+				id: entry.id,
+				provider: entry.provider,
+				credential: redacted,
+				identityKey: resolveCredentialIdentityKey(provider, persisted),
+			};
+		});
+	}
+
+	/**
+	 * Describe where the active credential for a provider came from.
+	 *
+	 * Surfaces four layers, highest precedence first:
+	 *   1. Runtime override (`--api-key`).
+	 *   2. Config override (`models.yml` `providers.<name>.apiKey`).
+	 *   3. Stored credential (the one this session is currently sticky to, or the
+	 *      one round-robin would pick next when no session id is supplied).
+	 *   4. Env var / fallback resolver — when no stored credential exists.
+	 *
+	 * The string is purely informational; consumers must not parse it.
+	 */
+	describeCredentialSource(provider: string, sessionId?: string): string | undefined {
+		if (this.#runtimeOverrides.has(provider)) {
+			return "runtime override (--api-key)";
+		}
+		if (this.#configOverrides.has(provider)) {
+			return "config override (models.yml)";
+		}
+
+		const baseLabel = this.#sourceLabel ?? "local store";
+		const stored = this.#getStoredCredentials(provider);
+		if (stored.length === 0) {
+			if (getEnvApiKey(provider)) return `env ${baseLabel ? `(fallback over ${baseLabel})` : ""}`.trim();
+			if (this.#fallbackResolver?.(provider) !== undefined) return `fallback resolver`;
+			return undefined;
+		}
+
+		const session = sessionId ? this.#sessionLastCredential.get(provider)?.get(sessionId) : undefined;
+		// Same selection logic as #selectCredentialByType for "no session" lookups: prefer
+		// the type with stored credentials, lean OAuth before api_key. We don't run the
+		// full round-robin here because describing the source shouldn't advance the index.
+		const preferredType: AuthCredential["type"] =
+			session?.type ?? (stored.some(entry => entry.credential.type === "oauth") ? "oauth" : "api_key");
+		const typed = stored
+			.map((entry, index) => ({ entry, index }))
+			.filter(({ entry }) => entry.credential.type === preferredType);
+		if (typed.length === 0) return baseLabel;
+		const index = session?.index ?? typed[0].index;
+		const chosen = stored[index] ?? typed[0].entry;
+		const credential = chosen.credential;
+		const identity =
+			credential.type === "oauth"
+				? (credential.email ?? credential.accountId ?? credential.projectId ?? `cred ${chosen.id}`)
+				: `cred ${chosen.id}`;
+		return `${baseLabel} · ${preferredType} #${chosen.id} (${identity})`;
+	}
+}
+
+// ─────────────────────────────────────────────────────────────────────────────
+// SqliteAuthCredentialStore
+// ─────────────────────────────────────────────────────────────────────────────
+
+/** Row shape for auth_credentials table queries */
+type AuthRow = {
+	id: number;
+	provider: string;
+	credential_type: string;
+	data: string;
+	disabled_cause: string | null;
+	identity_key: string | null;
+};
+
+type SerializedCredentialRecord = {
+	credentialType: AuthCredential["type"];
+	data: string;
+	identityKey: string | null;
+};
+
+const AUTH_SCHEMA_VERSION = 4;
+const SQLITE_NOW_EPOCH = "CAST(strftime('%s','now') AS INTEGER)";
+
+function normalizeStoredAccountId(accountId: string | null | undefined): string | null {
+	const normalized = accountId?.trim();
+	return normalized && normalized.length > 0 ? normalized : null;
+}
+
+function normalizeStoredEmail(email: string | null | undefined): string | null {
+	const normalized = email?.trim().toLowerCase();
+	return normalized && normalized.length > 0 ? normalized : null;
+}
+
+function normalizeStoredIdentityKey(identityKey: string | null | undefined): string | null {
+	const normalized = identityKey?.trim();
+	return normalized && normalized.length > 0 ? normalized : null;
+}
+
+function serializeCredential(provider: string, credential: AuthCredential): SerializedCredentialRecord | null {
+	if (credential.type === "api_key") {
+		return {
+			credentialType: "api_key",
+			data: JSON.stringify({ key: credential.key }),
+			identityKey: null,
+		};
+	}
+	if (credential.type === "oauth") {
+		const { type: _type, ...rest } = credential;
+		return {
+			credentialType: "oauth",
+			data: JSON.stringify(rest),
+			identityKey: resolveCredentialIdentityKey(provider, credential),
+		};
+	}
+	return null;
+}
+
+function deserializeCredential(row: AuthRow): AuthCredential | null {
+	let parsed: unknown;
+	try {
+		parsed = JSON.parse(row.data);
+	} catch {
+		return null;
+	}
+	if (!parsed || typeof parsed !== "object" || Array.isArray(parsed)) {
+		return null;
+	}
+	if (row.credential_type === "api_key") {
+		const data = parsed as Record<string, unknown>;
+		if (typeof data.key === "string") {
+			return { type: "api_key", key: data.key };
+		}
+	}
+	if (row.credential_type === "oauth") {
+		return { type: "oauth", ...(parsed as Record<string, unknown>) } as AuthCredential;
+	}
+	return null;
+}
+
+function normalizeDisabledCause(disabledCause: string): string {
+	const normalized = disabledCause.trim();
+	return normalized.length > 0 ? normalized : "disabled";
+}
+
+function toStoredAuthCredential(row: AuthRow, credential: AuthCredential): StoredAuthCredential {
+	return { id: row.id, provider: row.provider, credential, disabledCause: row.disabled_cause };
+}
+
+function resolveProviderCredentialIdentityKey(provider: string, identifiers: string[]): string | null {
+	const emailIdentifier = identifiers.find(identifier => identifier.startsWith("email:"));
+	if ((provider === "openai-codex" || provider === "anthropic") && emailIdentifier) return emailIdentifier;
+	const accountIdentifier = identifiers.find(identifier => identifier.startsWith("account:"));
+	if (accountIdentifier) return accountIdentifier;
+	if (emailIdentifier) return emailIdentifier;
+	return null;
+}
+
+function resolveCredentialIdentityKey(provider: string, credential: AuthCredential): string | null {
+	if (credential.type === "api_key") return null;
+	return resolveProviderCredentialIdentityKey(provider, extractOAuthCredentialIdentifiers(credential));
+}
+
+function resolveRowCredentialIdentityKey(provider: string, row: AuthRow): string | null {
+	const identityKey = normalizeStoredIdentityKey(row.identity_key);
+	if (identityKey) return identityKey;
+	const credential = deserializeCredential(row);
+	return credential?.type === "oauth" ? resolveCredentialIdentityKey(provider, credential) : null;
+}
+
+function matchesReplacementCredential(
+	provider: string,
+	existing: AuthCredential | null,
+	existingIdentityKey: string | null,
+	incoming: AuthCredential,
+): boolean {
+	if (!existing || existing.type !== incoming.type) return false;
+	if (incoming.type === "api_key") {
+		return existing.type === "api_key" && existing.key === incoming.key;
+	}
+	const incomingIdentityKey = resolveCredentialIdentityKey(provider, incoming);
+	return incomingIdentityKey !== null && incomingIdentityKey === existingIdentityKey;
+}
+
+function extractOAuthCredentialIdentifiers(credential: OAuthCredential): string[] {
+	const identifiers = new Set<string>();
+	const accountId = normalizeStoredAccountId(credential.accountId);
+	if (accountId) identifiers.add(`account:${accountId}`);
+	const email = normalizeStoredEmail(credential.email);
+	if (email) identifiers.add(`email:${email}`);
+	const accessIdentifiers = extractOAuthTokenIdentifiers(credential.access) ?? [];
+	for (const identifier of accessIdentifiers) {
+		identifiers.add(identifier);
+	}
+	const refreshIdentifiers = extractOAuthTokenIdentifiers(credential.refresh) ?? [];
+	for (const identifier of refreshIdentifiers) {
+		identifiers.add(identifier);
+	}
+	return [...identifiers];
+}
+
+function extractOAuthTokenIdentifiers(token: string | undefined): string[] | undefined {
+	if (!token) return undefined;
+	const parts = token.split(".");
+	if (parts.length !== 3) return undefined;
+	try {
+		const payload = JSON.parse(
+			new TextDecoder("utf-8").decode(Uint8Array.fromBase64(parts[1], { alphabet: "base64url" })),
+		) as Record<string, unknown>;
+		const identifiers = new Set<string>();
+		const directEmail = normalizeStoredEmail(typeof payload.email === "string" ? payload.email : undefined);
+		if (directEmail) identifiers.add(`email:${directEmail}`);
+		const openAiProfile = payload["https://api.openai.com/profile"];
+		if (typeof openAiProfile === "object" && openAiProfile !== null && !Array.isArray(openAiProfile)) {
+			const claimEmail = normalizeStoredEmail(
+				(openAiProfile as Record<string, unknown>).email as string | undefined,
+			);
+			if (claimEmail) identifiers.add(`email:${claimEmail}`);
+		}
+		const openAiAuth = payload["https://api.openai.com/auth"];
+		const authClaims =
+			typeof openAiAuth === "object" && openAiAuth !== null && !Array.isArray(openAiAuth)
+				? (openAiAuth as Record<string, unknown>)
+				: undefined;
+		const accountId = normalizeStoredAccountId(
+			typeof payload.account_id === "string"
+				? payload.account_id
+				: typeof payload.accountId === "string"
+					? payload.accountId
+					: typeof payload.user_id === "string"
+						? payload.user_id
+						: typeof payload.sub === "string"
+							? payload.sub
+							: typeof authClaims?.chatgpt_account_id === "string"
+								? authClaims.chatgpt_account_id
+								: undefined,
+		);
+		if (accountId) identifiers.add(`account:${accountId}`);
+		return identifiers.size > 0 ? [...identifiers] : undefined;
+	} catch {
+		return undefined;
+	}
+}
+/**
+ * Default SQLite-backed implementation of {@link AuthCredentialStore}.
+ *
+ * Used by the pi-ai CLI and as the default store for `AuthStorage.create()`.
+ * Also exposes convenience methods (`saveOAuth`, `getOAuth`, `saveApiKey`,
+ * `getApiKey`, `listProviders`, `deleteProvider`) that callers can use directly
+ * without going through `AuthStorage`.
+ */
+export class SqliteAuthCredentialStore implements AuthCredentialStore {
+	#db: Database;
+	#listActiveStmt: Statement;
+	#listActiveByProviderStmt: Statement;
+	#listDisabledByProviderStmt: Statement;
+	#insertStmt: Statement;
+	#updateStmt: Statement;
+	#deleteStmt: Statement;
+	#deleteIfMatchesStmt: Statement;
+	#deleteByProviderStmt: Statement;
+	#hardDeleteStmt: Statement;
+	#getCacheStmt: Statement;
+	#getCacheIncludingExpiredStmt: Statement;
+	#upsertCacheStmt: Statement;
+	#deleteExpiredCacheStmt: Statement;
+	#closed = false;
+
+	constructor(db: Database) {
+		this.#db = db;
+		this.#initializeSchema();
+
+		this.#listActiveStmt = this.#db.prepare(
+			"SELECT id, provider, credential_type, data, disabled_cause, identity_key FROM auth_credentials WHERE disabled_cause IS NULL ORDER BY id ASC",
+		);
+		this.#listActiveByProviderStmt = this.#db.prepare(
+			"SELECT id, provider, credential_type, data, disabled_cause, identity_key FROM auth_credentials WHERE provider = ? AND disabled_cause IS NULL ORDER BY id ASC",
+		);
+		this.#listDisabledByProviderStmt = this.#db.prepare(
+			"SELECT id, provider, credential_type, data, disabled_cause, identity_key FROM auth_credentials WHERE provider = ? AND disabled_cause IS NOT NULL ORDER BY id ASC",
+		);
+		this.#insertStmt = this.#db.prepare(
+			`INSERT INTO auth_credentials (provider, credential_type, data, identity_key, created_at, updated_at) VALUES (?, ?, ?, ?, ${SQLITE_NOW_EPOCH}, ${SQLITE_NOW_EPOCH}) RETURNING id`,
+		);
+		this.#updateStmt = this.#db.prepare(
+			`UPDATE auth_credentials SET credential_type = ?, data = ?, identity_key = ?, updated_at = ${SQLITE_NOW_EPOCH} WHERE id = ?`,
+		);
+		this.#deleteStmt = this.#db.prepare(
+			`UPDATE auth_credentials SET disabled_cause = ?, updated_at = ${SQLITE_NOW_EPOCH} WHERE id = ?`,
+		);
+		this.#deleteIfMatchesStmt = this.#db.prepare(
+			`UPDATE auth_credentials SET disabled_cause = ?, updated_at = ${SQLITE_NOW_EPOCH} WHERE id = ? AND data = ? AND disabled_cause IS NULL`,
+		);
+		this.#deleteByProviderStmt = this.#db.prepare(
+			`UPDATE auth_credentials SET disabled_cause = ?, updated_at = ${SQLITE_NOW_EPOCH} WHERE provider = ? AND disabled_cause IS NULL`,
+		);
+		this.#hardDeleteStmt = this.#db.prepare("DELETE FROM auth_credentials WHERE id = ?");
+		this.#getCacheStmt = this.#db.prepare(
+			`SELECT value FROM cache WHERE key = ? AND expires_at > ${SQLITE_NOW_EPOCH}`,
+		);
+		this.#getCacheIncludingExpiredStmt = this.#db.prepare("SELECT value FROM cache WHERE key = ?");
+		this.#upsertCacheStmt = this.#db.prepare(
+			"INSERT INTO cache (key, value, expires_at) VALUES (?, ?, ?) ON CONFLICT(key) DO UPDATE SET value = excluded.value, expires_at = excluded.expires_at",
+		);
+		this.#deleteExpiredCacheStmt = this.#db.prepare(`DELETE FROM cache WHERE expires_at <= ${SQLITE_NOW_EPOCH}`);
+	}
+
+	static async open(dbPath: string = getAgentDbPath()): Promise<SqliteAuthCredentialStore> {
+		const dir = path.dirname(dbPath);
+		const dirExists = await fs
+			.stat(dir)
+			.then(s => s.isDirectory())
+			.catch(() => false);
+		if (!dirExists) {
+			await fs.mkdir(dir, { recursive: true, mode: 0o700 });
+		}
+
+		const db = new Database(dbPath);
+		try {
+			await fs.chmod(dbPath, 0o600);
+		} catch {
+			// Ignore chmod failures (e.g., Windows)
+		}
+
+		return new SqliteAuthCredentialStore(db);
+	}
+
+	#initializeSchema(): void {
+		this.#db.run(`
+			PRAGMA journal_mode=WAL;
+			PRAGMA synchronous=NORMAL;
+			PRAGMA busy_timeout=5000;
+			CREATE TABLE IF NOT EXISTS auth_schema_version (
+				id INTEGER PRIMARY KEY CHECK (id = 1),
+				version INTEGER NOT NULL
+			);
+			CREATE TABLE IF NOT EXISTS cache (
+				key TEXT PRIMARY KEY,
+				value TEXT NOT NULL,
+				expires_at INTEGER NOT NULL
+			);
+			CREATE INDEX IF NOT EXISTS idx_cache_expires ON cache(expires_at);
+		`);
+
+		if (!this.#authCredentialsTableExists()) {
+			this.#createAuthCredentialsTable();
+			this.#writeAuthSchemaVersion(AUTH_SCHEMA_VERSION);
+			return;
+		}
+
+		const schemaVersion = this.#readAuthSchemaVersion() ?? this.#inferAuthSchemaVersion();
+		const shouldWriteSchemaVersion = schemaVersion <= AUTH_SCHEMA_VERSION;
+		if (schemaVersion > AUTH_SCHEMA_VERSION) {
+			logger.warn("SqliteAuthCredentialStore schema version mismatch", {
+				current: schemaVersion,
+				expected: AUTH_SCHEMA_VERSION,
+			});
+		} else if (schemaVersion < AUTH_SCHEMA_VERSION) {
+			this.#migrateAuthSchema(schemaVersion);
+		}
+
+		this.#createAuthCredentialIndexes();
+		this.#backfillCredentialIdentityKeys();
+		if (shouldWriteSchemaVersion) {
+			this.#writeAuthSchemaVersion(AUTH_SCHEMA_VERSION);
+		}
+	}
+
+	#authCredentialsTableExists(): boolean {
+		const row = this.#db
+			.prepare("SELECT 1 AS present FROM sqlite_master WHERE type = 'table' AND name = 'auth_credentials'")
+			.get() as { present?: number } | undefined;
+		return row?.present === 1;
+	}
+
+	#readAuthSchemaVersion(): number | null {
+		const row = this.#db.prepare("SELECT version FROM auth_schema_version WHERE id = 1").get() as
+			| { version?: number }
+			| undefined;
+		return typeof row?.version === "number" ? row.version : null;
+	}
+
+	#writeAuthSchemaVersion(version: number): void {
+		this.#db.prepare("INSERT OR REPLACE INTO auth_schema_version(id, version) VALUES (1, ?)").run(version);
+	}
+
+	#inferAuthSchemaVersion(): number {
+		const cols = this.#db.prepare("PRAGMA table_info(auth_credentials)").all() as Array<{ name?: string }>;
+		const hasDisabledCause = cols.some(column => column.name === "disabled_cause");
+		const hasIdentityKey = cols.some(column => column.name === "identity_key");
+		const hasAccountId = cols.some(column => column.name === "account_id");
+		const hasEmail = cols.some(column => column.name === "email");
+		if (hasIdentityKey) return 3;
+		if (hasAccountId || hasEmail) return 2;
+		if (hasDisabledCause) return 1;
+		return 0;
+	}
+
+	#createAuthCredentialsTable(): void {
+		this.#db.run(`
+			CREATE TABLE IF NOT EXISTS auth_credentials (
+				id INTEGER PRIMARY KEY AUTOINCREMENT,
+				provider TEXT NOT NULL,
+				credential_type TEXT NOT NULL,
+				data TEXT NOT NULL,
+				disabled_cause TEXT DEFAULT NULL,
+				identity_key TEXT DEFAULT NULL,
+				created_at INTEGER NOT NULL DEFAULT (${SQLITE_NOW_EPOCH}),
+				updated_at INTEGER NOT NULL DEFAULT (${SQLITE_NOW_EPOCH})
+			);
+		`);
+		this.#createAuthCredentialIndexes();
+	}
+
+	#createAuthCredentialIndexes(): void {
+		this.#db.run(`
+			CREATE INDEX IF NOT EXISTS idx_auth_provider ON auth_credentials(provider);
+			CREATE INDEX IF NOT EXISTS idx_auth_provider_identity ON auth_credentials(provider, identity_key) WHERE identity_key IS NOT NULL;
+		`);
+	}
+
+	#migrateAuthSchema(fromVersion: number): void {
+		if (fromVersion < 1) {
+			this.#migrateAuthSchemaV0ToV1();
+		}
+		if (fromVersion < 3) {
+			this.#migrateAuthSchemaV1OrV2ToV3();
+		}
+		if (fromVersion < 4) {
+			this.#migrateAuthSchemaV3ToV4();
+		}
+	}
+
+	#migrateAuthSchemaV0ToV1(): void {
+		const migrate = this.#db.transaction(() => {
+			const v0Cols = this.#db.prepare("PRAGMA table_info(auth_credentials)").all() as Array<{ name?: string }>;
+			const hasDisabled = v0Cols.some(col => col.name === "disabled");
+
+			this.#db.run("ALTER TABLE auth_credentials RENAME TO auth_credentials_v0");
+			this.#db.run(`
+				CREATE TABLE auth_credentials (
+					id INTEGER PRIMARY KEY AUTOINCREMENT,
+					provider TEXT NOT NULL,
+					credential_type TEXT NOT NULL,
+					data TEXT NOT NULL,
+					disabled_cause TEXT DEFAULT NULL,
+					created_at INTEGER NOT NULL DEFAULT (${SQLITE_NOW_EPOCH}),
+					updated_at INTEGER NOT NULL DEFAULT (${SQLITE_NOW_EPOCH})
+				);
+			`);
+			this.#db.run(`
+				INSERT INTO auth_credentials (id, provider, credential_type, data, disabled_cause, created_at, updated_at)
+				SELECT
+					id,
+					provider,
+					credential_type,
+					data,
+					${hasDisabled ? "CASE WHEN disabled = 1 THEN 'disabled' ELSE NULL END" : "NULL"},
+					created_at,
+					updated_at
+				FROM auth_credentials_v0
+			`);
+			this.#db.run("DROP TABLE auth_credentials_v0");
+		});
+		migrate();
+	}
+
+	#migrateAuthSchemaV1OrV2ToV3(): void {
+		const migrate = this.#db.transaction(() => {
+			this.#db.run("ALTER TABLE auth_credentials RENAME TO auth_credentials_legacy");
+			this.#createAuthCredentialsTable();
+			this.#db.run(`
+				INSERT INTO auth_credentials (id, provider, credential_type, data, disabled_cause, identity_key, created_at, updated_at)
+				SELECT
+					id,
+					provider,
+					credential_type,
+					data,
+					disabled_cause,
+					NULL,
+					created_at,
+					updated_at
+				FROM auth_credentials_legacy
+			`);
+			this.#db.run("DROP TABLE auth_credentials_legacy");
+		});
+		migrate();
+	}
+
+	#migrateAuthSchemaV3ToV4(): void {
+		const migrate = this.#db.transaction(() => {
+			this.#db.run("ALTER TABLE auth_credentials RENAME TO auth_credentials_v3");
+			this.#createAuthCredentialsTable();
+			this.#db.run(`
+				INSERT INTO auth_credentials (id, provider, credential_type, data, disabled_cause, identity_key, created_at, updated_at)
+				SELECT
+					id,
+					provider,
+					credential_type,
+					data,
+					disabled_cause,
+					identity_key,
+					created_at,
+					updated_at
+				FROM auth_credentials_v3
+			`);
+			this.#db.run("DROP TABLE auth_credentials_v3");
+		});
+		migrate();
+	}
+
+	#backfillCredentialIdentityKeys(): void {
+		const rows = this.#db
+			.prepare(
+				"SELECT id, provider, credential_type, data, disabled_cause, identity_key FROM auth_credentials WHERE identity_key IS NULL ORDER BY id ASC",
+			)
+			.all() as AuthRow[];
+		if (rows.length === 0) return;
+
+		const updateIdentity = this.#db.prepare("UPDATE auth_credentials SET identity_key = ? WHERE id = ?");
+		for (const row of rows) {
+			const identityKey = resolveRowCredentialIdentityKey(row.provider, row);
+			updateIdentity.run(identityKey, row.id);
+		}
+	}
+
+	// ─── AuthCredentialStore interface ──────────────────────────────────────
+
+	listAuthCredentials(provider?: string): StoredAuthCredential[] {
+		const rows =
+			(provider
+				? (this.#listActiveByProviderStmt.all(provider) as AuthRow[])
+				: (this.#listActiveStmt.all() as AuthRow[])) ?? [];
+
+		const results: StoredAuthCredential[] = [];
+		for (const row of rows) {
+			const credential = deserializeCredential(row);
+			if (!credential) continue;
+			results.push(toStoredAuthCredential(row, credential));
+		}
+		return results;
+	}
+
+	replaceAuthCredentialsForProvider(provider: string, credentials: AuthCredential[]): StoredAuthCredential[] {
+		const replace = this.#db.transaction((providerName: string, items: AuthCredential[]) => {
+			const existingRows = this.#listActiveByProviderStmt.all(providerName) as AuthRow[];
+			const existing = existingRows.map(row => ({
+				id: row.id,
+				credential: deserializeCredential(row),
+				identityKey: resolveRowCredentialIdentityKey(providerName, row),
+			}));
+
+			const result: StoredAuthCredential[] = [];
+			const matchedExistingIds = new Set<number>();
+
+			for (const credential of items) {
+				const serialized = serializeCredential(providerName, credential);
+				if (!serialized) continue;
+				const match = existing.find(
+					entry =>
+						!matchedExistingIds.has(entry.id) &&
+						matchesReplacementCredential(providerName, entry.credential, entry.identityKey, credential),
+				);
+				if (match) {
+					matchedExistingIds.add(match.id);
+					this.#updateStmt.run(serialized.credentialType, serialized.data, serialized.identityKey, match.id);
+					result.push({ id: match.id, provider: providerName, credential, disabledCause: null });
+				} else {
+					const row = this.#insertStmt.get(
+						providerName,
+						serialized.credentialType,
+						serialized.data,
+						serialized.identityKey,
+					) as { id?: number } | undefined;
+					if (row?.id) {
+						result.push({ id: row.id, provider: providerName, credential, disabledCause: null });
+					}
+				}
+			}
+
+			for (const row of existing) {
+				if (!matchedExistingIds.has(row.id)) {
+					this.#deleteStmt.run("replaced by newer credential", row.id);
+				}
+			}
+
+			return result;
+		});
+
+		const result = replace(provider, credentials);
+		this.#purgeSupersededDisabledRows(provider, result);
+		return result;
+	}
+
+	upsertAuthCredentialForProvider(provider: string, credential: AuthCredential): StoredAuthCredential[] {
+		const upsert = this.#db.transaction((providerName: string, item: AuthCredential) => {
+			const serialized = serializeCredential(providerName, item);
+			if (!serialized) return this.listAuthCredentials(providerName);
+			const existingRows = this.#listActiveByProviderStmt.all(providerName) as AuthRow[];
+			const existing = existingRows.map(row => ({
+				id: row.id,
+				credential: deserializeCredential(row),
+				identityKey: resolveRowCredentialIdentityKey(providerName, row),
+			}));
+
+			let targetId: number | null = null;
+			for (const row of existing) {
+				if (!matchesReplacementCredential(providerName, row.credential, row.identityKey, item)) continue;
+				if (targetId === null) {
+					targetId = row.id;
+					this.#updateStmt.run(serialized.credentialType, serialized.data, serialized.identityKey, row.id);
+					continue;
+				}
+				this.#deleteStmt.run("replaced by newer credential", row.id);
+			}
+
+			if (targetId === null) {
+				const row = this.#insertStmt.get(
+					providerName,
+					serialized.credentialType,
+					serialized.data,
+					serialized.identityKey,
+				) as { id?: number } | undefined;
+				targetId = row?.id ?? null;
+			}
+
+			const activeRows = this.#listActiveByProviderStmt.all(providerName) as AuthRow[];
+			const result: StoredAuthCredential[] = [];
+			for (const row of activeRows) {
+				const activeCredential = deserializeCredential(row);
+				if (!activeCredential) continue;
+				result.push(toStoredAuthCredential(row, activeCredential));
+			}
+			return result;
+		});
+
+		const result = upsert(provider, credential);
+		this.#purgeSupersededDisabledRows(provider, result);
+		return result;
+	}
+
+	/**
+	 * Hard-deletes disabled rows for a provider when an active row with the same identity exists.
+	 * This prevents unbounded accumulation of soft-deleted credentials while preserving
+	 * disabled rows that have no active replacement (safety net for recovery).
+	 */
+	#purgeSupersededDisabledRows(provider: string, activeRows: StoredAuthCredential[]): void {
+		try {
+			const activeIdentityKeys = new Set<string>();
+			for (const row of activeRows) {
+				const identityKey = resolveCredentialIdentityKey(provider, row.credential);
+				if (identityKey) activeIdentityKeys.add(identityKey);
+			}
+			if (activeIdentityKeys.size === 0) return;
+
+			const disabledRows = this.#listDisabledByProviderStmt.all(provider) as AuthRow[];
+			for (const row of disabledRows) {
+				const identityKey = resolveRowCredentialIdentityKey(provider, row);
+				if (identityKey && activeIdentityKeys.has(identityKey)) {
+					this.#hardDeleteStmt.run(row.id);
+				}
+			}
+		} catch {
+			// Best-effort cleanup; don't let it break the main operation
+		}
+	}
+
+	updateAuthCredential(id: number, credential: AuthCredential): void {
+		try {
+			const providerRow = this.#db.prepare("SELECT provider FROM auth_credentials WHERE id = ?").get(id) as
+				| { provider?: string }
+				| undefined;
+			const provider = providerRow?.provider ?? "";
+			const serialized = serializeCredential(provider, credential);
+			if (!serialized) return;
+			this.#updateStmt.run(serialized.credentialType, serialized.data, serialized.identityKey, id);
+			if (provider) {
+				this.#purgeSupersededDisabledRows(provider, this.listAuthCredentials(provider));
+			}
+		} catch {
+			// Ignore update failures
+		}
+	}
+
+	deleteAuthCredential(id: number, disabledCause: string): void {
+		try {
+			this.#deleteStmt.run(normalizeDisabledCause(disabledCause), id);
+		} catch {
+			// Ignore delete failures
+		}
+	}
+
+	/**
+	 * CAS-style disable: only soft-deletes the row when its `data` column still
+	 * matches `expectedData` and the row has not already been disabled. Used by
+	 * the OAuth refresh-failure path to avoid clobbering a peer that rotated the
+	 * row between our pre-check and the disable.
+	 */
+	tryDisableAuthCredentialIfMatches(id: number, expectedData: string, disabledCause: string): boolean {
+		try {
+			const result = this.#deleteIfMatchesStmt.run(normalizeDisabledCause(disabledCause), id, expectedData) as {
+				changes: number;
+			};
+			return result.changes === 1;
+		} catch {
+			return false;
+		}
+	}
+
+	deleteAuthCredentialsForProvider(provider: string, disabledCause: string): void {
+		try {
+			this.#deleteByProviderStmt.run(normalizeDisabledCause(disabledCause), provider);
+		} catch {
+			// Ignore delete failures
+		}
+	}
+
+	getCache(key: string, options?: { includeExpired?: boolean }): string | null {
+		try {
+			const stmt = options?.includeExpired === true ? this.#getCacheIncludingExpiredStmt : this.#getCacheStmt;
+			const row = stmt.get(key) as { value?: string } | undefined;
+			return row?.value ?? null;
+		} catch {
+			return null;
+		}
+	}
+
+	setCache(key: string, value: string, expiresAtSec: number): void {
+		try {
+			this.#upsertCacheStmt.run(key, value, expiresAtSec);
+		} catch {
+			// Ignore cache set failures
+		}
+	}
+
+	cleanExpiredCache(): void {
+		try {
+			this.#deleteExpiredCacheStmt.run();
+		} catch {
+			// Ignore cleanup errors
+		}
+	}
+
+	// ─── Convenience methods for CLI ────────────────────────────────────────
+
+	/**
+	 * Save OAuth credentials for a provider.
+	 * Preserves unrelated identities and replaces only the matching credential.
+	 */
+	saveOAuth(provider: string, credentials: OAuthCredentials): void {
+		const credential: AuthCredential = { type: "oauth", ...credentials };
+		this.upsertAuthCredentialForProvider(provider, credential);
+	}
+
+	/**
+	 * Get OAuth credentials for a provider.
+	 */
+	getOAuth(provider: string): OAuthCredentials | null {
+		const rows = this.#listActiveByProviderStmt.all(provider) as AuthRow[];
+		for (const row of rows) {
+			const credential = deserializeCredential(row);
+			if (credential && credential.type === "oauth") {
+				const { type: _type, ...oauth } = credential;
+				return oauth as OAuthCredentials;
+			}
+		}
+		return null;
+	}
+
+	/**
+	 * Save API key for a provider (replaces existing).
+	 */
+	saveApiKey(provider: string, apiKey: string): void {
+		const credential: AuthCredential = { type: "api_key", key: apiKey };
+		this.replaceAuthCredentialsForProvider(provider, [credential]);
+	}
+
+	/**
+	 * Get API key for a provider.
+	 */
+	getApiKey(provider: string): string | null {
+		const rows = this.#listActiveByProviderStmt.all(provider) as AuthRow[];
+		for (const row of rows) {
+			const credential = deserializeCredential(row);
+			if (credential && credential.type === "api_key") {
+				return credential.key;
+			}
+		}
+		return null;
+	}
+
+	/**
+	 * List all providers with credentials.
+	 */
+	listProviders(): string[] {
+		const rows = this.#listActiveStmt.all() as AuthRow[];
+		const providers = new Set<string>();
+		for (const row of rows) {
+			providers.add(row.provider);
+		}
+		return Array.from(providers);
+	}
+
+	/**
+	 * Delete all credentials for a provider.
+	 */
+	deleteProvider(provider: string): void {
+		this.deleteAuthCredentialsForProvider(provider, "deleted by user");
+	}
+
+	close(): void {
+		if (this.#closed) return;
+		this.#closed = true;
+		this.#listActiveStmt.finalize();
+		this.#listActiveByProviderStmt.finalize();
+		this.#listDisabledByProviderStmt.finalize();
+		this.#insertStmt.finalize();
+		this.#updateStmt.finalize();
+		this.#deleteStmt.finalize();
+		this.#deleteIfMatchesStmt.finalize();
+		this.#deleteByProviderStmt.finalize();
+		this.#hardDeleteStmt.finalize();
+		this.#getCacheStmt.finalize();
+		this.#getCacheIncludingExpiredStmt.finalize();
+		this.#upsertCacheStmt.finalize();
+		this.#deleteExpiredCacheStmt.finalize();
+		this.#db.close();
+	}
+}