stripe 13.6.0.pre.beta.1 → 14.0.0

data/rbi/stripe/resources/setup_intent.rbi

@@ -278,40 +278,6 @@ module Stripe
         # The PayPal Billing Agreement ID (BAID). This is an ID generated by PayPal which represents the mandate between the merchant and the customer.
         sig { returns(T.nilable(String)) }
         attr_reader :billing_agreement_id
-        # Three-letter [ISO currency code](https://www.iso.org/iso-4217-currency-codes.html), in lowercase. Must be a [supported currency](https://stripe.com/docs/currencies).
-        sig { returns(T.nilable(String)) }
-        attr_reader :currency
-        # The Stripe connected account IDs of the sellers on the platform for this transaction (optional). Only allowed when [separate charges and transfers](https://stripe.com/docs/connect/separate-charges-and-transfers) are used.
-        sig { returns(T::Array[String]) }
-        attr_reader :subsellers
-      end
-      class Payto < Stripe::StripeObject
-        class MandateOptions < Stripe::StripeObject
-          # Amount that will be collected. It is required when `amount_type` is `fixed`.
-          sig { returns(T.nilable(Integer)) }
-          attr_reader :amount
-          # The type of amount that will be collected. The amount charged must be exact or up to the value of `amount` param for `fixed` or `maximum` type respectively.
-          sig { returns(T.nilable(String)) }
-          attr_reader :amount_type
-          # Date, in YYYY-MM-DD format, after which payments will not be collected. Defaults to no end date.
-          sig { returns(T.nilable(String)) }
-          attr_reader :end_date
-          # The periodicity at which payments will be collected.
-          sig { returns(T.nilable(String)) }
-          attr_reader :payment_schedule
-          # The number of payments that will be made during a payment period. Defaults to 1 except for when `payment_schedule` is `adhoc`. In that case, it defaults to no limit.
-          sig { returns(T.nilable(Integer)) }
-          attr_reader :payments_per_period
-          # The purpose for which payments are made. Defaults to retail.
-          sig { returns(T.nilable(String)) }
-          attr_reader :purpose
-          # Date, in YYYY-MM-DD format, from which payments will be collected. Defaults to confirmation time.
-          sig { returns(T.nilable(String)) }
-          attr_reader :start_date
-        end
-        # Attribute for field mandate_options
-        sig { returns(MandateOptions) }
-        attr_reader :mandate_options
       end
       class SepaDebit < Stripe::StripeObject
         class MandateOptions < Stripe::StripeObject
@@ -329,21 +295,10 @@ module Stripe
             # The account subcategories to use to filter for possible accounts to link. Valid subcategories are `checking` and `savings`.
             sig { returns(T::Array[String]) }
             attr_reader :account_subcategories
-            # The institution to use to filter for possible accounts to link.
-            sig { returns(String) }
-            attr_reader :institution
-          end
-          class ManualEntry < Stripe::StripeObject
-            # Settings for configuring manual entry of account details.
-            sig { returns(String) }
-            attr_reader :mode
           end
           # Attribute for field filters
           sig { returns(Filters) }
           attr_reader :filters
-          # Attribute for field manual_entry
-          sig { returns(ManualEntry) }
-          attr_reader :manual_entry
           # The list of permissions to request. The `payment_method` permission must be included.
           sig { returns(T::Array[String]) }
           attr_reader :permissions
@@ -390,9 +345,6 @@ module Stripe
       # Attribute for field paypal
       sig { returns(Paypal) }
       attr_reader :paypal
-      # Attribute for field payto
-      sig { returns(Payto) }
-      attr_reader :payto
       # Attribute for field sepa_debit
       sig { returns(SepaDebit) }
       attr_reader :sepa_debit
@@ -488,48 +440,50 @@ module Stripe
     class ListParams < Stripe::RequestParams
       class Created < Stripe::RequestParams
         # Minimum value to filter by (exclusive)
-        sig { returns(Integer) }
+        sig { returns(T.nilable(Integer)) }
         attr_accessor :gt
         # Minimum value to filter by (inclusive)
-        sig { returns(Integer) }
+        sig { returns(T.nilable(Integer)) }
         attr_accessor :gte
         # Maximum value to filter by (exclusive)
-        sig { returns(Integer) }
+        sig { returns(T.nilable(Integer)) }
         attr_accessor :lt
         # Maximum value to filter by (inclusive)
-        sig { returns(Integer) }
+        sig { returns(T.nilable(Integer)) }
         attr_accessor :lte
-        sig { params(gt: Integer, gte: Integer, lt: Integer, lte: Integer).void }
+        sig {
+          params(gt: T.nilable(Integer), gte: T.nilable(Integer), lt: T.nilable(Integer), lte: T.nilable(Integer)).void
+         }
         def initialize(gt: nil, gte: nil, lt: nil, lte: nil); end
       end
       # If present, the SetupIntent's payment method will be attached to the in-context Stripe Account.
       #
       # It can only be used for this Stripe Account’s own money movement flows like InboundTransfer and OutboundTransfers. It cannot be set to true when setting up a PaymentMethod for a Customer, and defaults to false when attaching a PaymentMethod to a Customer.
-      sig { returns(T::Boolean) }
+      sig { returns(T.nilable(T::Boolean)) }
       attr_accessor :attach_to_self
       # A filter on the list, based on the object `created` field. The value can be a string with an integer Unix timestamp, or it can be a dictionary with a number of different query options.
-      sig { returns(T.any(::Stripe::SetupIntent::ListParams::Created, Integer)) }
+      sig { returns(T.nilable(T.any(::Stripe::SetupIntent::ListParams::Created, Integer))) }
       attr_accessor :created
       # Only return SetupIntents for the customer specified by this customer ID.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :customer
       # A cursor for use in pagination. `ending_before` is an object ID that defines your place in the list. For instance, if you make a list request and receive 100 objects, starting with `obj_bar`, your subsequent call can include `ending_before=obj_bar` in order to fetch the previous page of the list.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :ending_before
       # Specifies which fields in the response should be expanded.
-      sig { returns(T::Array[String]) }
+      sig { returns(T.nilable(T::Array[String])) }
       attr_accessor :expand
       # A limit on the number of objects to be returned. Limit can range between 1 and 100, and the default is 10.
-      sig { returns(Integer) }
+      sig { returns(T.nilable(Integer)) }
       attr_accessor :limit
       # Only return SetupIntents that associate with the specified payment method.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :payment_method
       # A cursor for use in pagination. `starting_after` is an object ID that defines your place in the list. For instance, if you make a list request and receive 100 objects, ending with `obj_foo`, your subsequent call can include `starting_after=obj_foo` in order to fetch the next page of the list.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :starting_after
       sig {
-        params(attach_to_self: T::Boolean, created: T.any(::Stripe::SetupIntent::ListParams::Created, Integer), customer: String, ending_before: String, expand: T::Array[String], limit: Integer, payment_method: String, starting_after: String).void
+        params(attach_to_self: T.nilable(T::Boolean), created: T.nilable(T.any(::Stripe::SetupIntent::ListParams::Created, Integer)), customer: T.nilable(String), ending_before: T.nilable(String), expand: T.nilable(T::Array[String]), limit: T.nilable(Integer), payment_method: T.nilable(String), starting_after: T.nilable(String)).void
        }
       def initialize(
         attach_to_self: nil,
@@ -547,12 +501,12 @@ module Stripe
         # Controls whether this SetupIntent will accept redirect-based payment methods.
         #
         # Redirect-based payment methods may require your customer to be redirected to a payment method's app or site for authentication or additional steps. To [confirm](https://stripe.com/docs/api/setup_intents/confirm) this SetupIntent, you may be required to provide a `return_url` to redirect customers back to your site after they authenticate or complete the setup.
-        sig { returns(String) }
+        sig { returns(T.nilable(String)) }
         attr_accessor :allow_redirects
         # Whether this feature is enabled.
         sig { returns(T::Boolean) }
         attr_accessor :enabled
-        sig { params(allow_redirects: String, enabled: T::Boolean).void }
+        sig { params(allow_redirects: T.nilable(String), enabled: T::Boolean).void }
         def initialize(allow_redirects: nil, enabled: nil); end
       end
       class MandateData < Stripe::RequestParams
@@ -571,23 +525,23 @@ module Stripe
             def initialize(ip_address: nil, user_agent: nil); end
           end
           # The time at which the customer accepted the Mandate.
-          sig { returns(Integer) }
+          sig { returns(T.nilable(Integer)) }
           attr_accessor :accepted_at
           # If this is a Mandate accepted offline, this hash contains details about the offline acceptance.
           sig {
-            returns(::Stripe::SetupIntent::CreateParams::MandateData::CustomerAcceptance::Offline)
+            returns(T.nilable(::Stripe::SetupIntent::CreateParams::MandateData::CustomerAcceptance::Offline))
            }
           attr_accessor :offline
           # If this is a Mandate accepted online, this hash contains details about the online acceptance.
           sig {
-            returns(::Stripe::SetupIntent::CreateParams::MandateData::CustomerAcceptance::Online)
+            returns(T.nilable(::Stripe::SetupIntent::CreateParams::MandateData::CustomerAcceptance::Online))
            }
           attr_accessor :online
           # The type of customer acceptance information included with the Mandate. One of `online` or `offline`.
           sig { returns(String) }
           attr_accessor :type
           sig {
-            params(accepted_at: Integer, offline: ::Stripe::SetupIntent::CreateParams::MandateData::CustomerAcceptance::Offline, online: ::Stripe::SetupIntent::CreateParams::MandateData::CustomerAcceptance::Online, type: String).void
+            params(accepted_at: T.nilable(Integer), offline: T.nilable(::Stripe::SetupIntent::CreateParams::MandateData::CustomerAcceptance::Offline), online: T.nilable(::Stripe::SetupIntent::CreateParams::MandateData::CustomerAcceptance::Online), type: String).void
            }
           def initialize(accepted_at: nil, offline: nil, online: nil, type: nil); end
         end
@@ -642,39 +596,42 @@ module Stripe
         end
         class BacsDebit < Stripe::RequestParams
           # Account number of the bank account that the funds will be debited from.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_number
           # Sort code of the bank account. (e.g., `10-20-30`)
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :sort_code
-          sig { params(account_number: String, sort_code: String).void }
+          sig { params(account_number: T.nilable(String), sort_code: T.nilable(String)).void }
           def initialize(account_number: nil, sort_code: nil); end
         end
         class Bancontact < Stripe::RequestParams
 
+        end
+        class Billie < Stripe::RequestParams
+
         end
         class BillingDetails < Stripe::RequestParams
           class Address < Stripe::RequestParams
             # City, district, suburb, town, or village.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :city
             # Two-letter country code ([ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2)).
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :country
             # Address line 1 (e.g., street, PO Box, or company name).
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :line1
             # Address line 2 (e.g., apartment, suite, unit, or building).
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :line2
             # ZIP or postal code.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :postal_code
             # State, county, province, or region.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :state
             sig {
-              params(city: String, country: String, line1: String, line2: String, postal_code: String, state: String).void
+              params(city: T.nilable(String), country: T.nilable(String), line1: T.nilable(String), line2: T.nilable(String), postal_code: T.nilable(String), state: T.nilable(String)).void
              }
             def initialize(
               city: nil,
@@ -687,20 +644,20 @@ module Stripe
           end
           # Billing address.
           sig {
-            returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::BillingDetails::Address))
+            returns(T.nilable(T.nilable(T.any(String, ::Stripe::SetupIntent::CreateParams::PaymentMethodData::BillingDetails::Address))))
            }
           attr_accessor :address
           # Email address.
-          sig { returns(T.nilable(String)) }
+          sig { returns(T.nilable(T.nilable(String))) }
           attr_accessor :email
           # Full name.
-          sig { returns(T.nilable(String)) }
+          sig { returns(T.nilable(T.nilable(String))) }
           attr_accessor :name
           # Billing phone number (including extension).
-          sig { returns(T.nilable(String)) }
+          sig { returns(T.nilable(T.nilable(String))) }
           attr_accessor :phone
           sig {
-            params(address: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::BillingDetails::Address), email: T.nilable(String), name: T.nilable(String), phone: T.nilable(String)).void
+            params(address: T.nilable(T.nilable(T.any(String, ::Stripe::SetupIntent::CreateParams::PaymentMethodData::BillingDetails::Address))), email: T.nilable(T.nilable(String)), name: T.nilable(T.nilable(String)), phone: T.nilable(T.nilable(String))).void
            }
           def initialize(address: nil, email: nil, name: nil, phone: nil); end
         end
@@ -722,42 +679,32 @@ module Stripe
         end
         class Eps < Stripe::RequestParams
           # The customer's bank.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :bank
-          sig { params(bank: String).void }
+          sig { params(bank: T.nilable(String)).void }
           def initialize(bank: nil); end
         end
         class Fpx < Stripe::RequestParams
           # Account holder type for FPX transaction
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_holder_type
           # The customer's bank.
           sig { returns(String) }
           attr_accessor :bank
-          sig { params(account_holder_type: String, bank: String).void }
+          sig { params(account_holder_type: T.nilable(String), bank: String).void }
           def initialize(account_holder_type: nil, bank: nil); end
         end
         class Giropay < Stripe::RequestParams
 
-        end
-        class Gopay < Stripe::RequestParams
-
         end
         class Grabpay < Stripe::RequestParams
 
-        end
-        class IdBankTransfer < Stripe::RequestParams
-          # Bank where the account is held.
-          sig { returns(String) }
-          attr_accessor :bank
-          sig { params(bank: String).void }
-          def initialize(bank: nil); end
         end
         class Ideal < Stripe::RequestParams
           # The customer's bank. Only use this parameter for existing customers. Don't use it for new customers.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :bank
-          sig { params(bank: String).void }
+          sig { params(bank: T.nilable(String)).void }
           def initialize(bank: nil); end
         end
         class InteracPresent < Stripe::RequestParams
@@ -781,10 +728,12 @@ module Stripe
             def initialize(day: nil, month: nil, year: nil); end
           end
           # Customer's date of birth
-          sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Klarna::Dob) }
+          sig {
+            returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Klarna::Dob))
+           }
           attr_accessor :dob
           sig {
-            params(dob: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Klarna::Dob).void
+            params(dob: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Klarna::Dob)).void
            }
           def initialize(dob: nil); end
         end
@@ -796,9 +745,6 @@ module Stripe
         end
         class Link < Stripe::RequestParams
 
-        end
-        class MbWay < Stripe::RequestParams
-
         end
         class Mobilepay < Stripe::RequestParams
 
@@ -808,19 +754,50 @@ module Stripe
         end
         class NaverPay < Stripe::RequestParams
           # Whether to use Naver Pay points or a card to fund this transaction. If not provided, this defaults to `card`.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :funding
-          sig { params(funding: String).void }
+          sig { params(funding: T.nilable(String)).void }
           def initialize(funding: nil); end
         end
+        class NzBankAccount < Stripe::RequestParams
+          # The name on the bank account. Only required if the account holder name is different from the name of the authorized signatory collected in the PaymentMethod’s billing details.
+          sig { returns(T.nilable(String)) }
+          attr_accessor :account_holder_name
+          # The account number for the bank account.
+          sig { returns(String) }
+          attr_accessor :account_number
+          # The numeric code for the bank account's bank.
+          sig { returns(String) }
+          attr_accessor :bank_code
+          # The numeric code for the bank account's bank branch.
+          sig { returns(String) }
+          attr_accessor :branch_code
+          # Attribute for param field reference
+          sig { returns(T.nilable(String)) }
+          attr_accessor :reference
+          # The suffix of the bank account number.
+          sig { returns(String) }
+          attr_accessor :suffix
+          sig {
+            params(account_holder_name: T.nilable(String), account_number: String, bank_code: String, branch_code: String, reference: T.nilable(String), suffix: String).void
+           }
+          def initialize(
+            account_holder_name: nil,
+            account_number: nil,
+            bank_code: nil,
+            branch_code: nil,
+            reference: nil,
+            suffix: nil
+          ); end
+        end
         class Oxxo < Stripe::RequestParams
 
         end
         class P24 < Stripe::RequestParams
           # The customer's bank.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :bank
-          sig { params(bank: String).void }
+          sig { params(bank: T.nilable(String)).void }
           def initialize(bank: nil); end
         end
         class PayByBank < Stripe::RequestParams
@@ -834,63 +811,28 @@ module Stripe
         end
         class Paypal < Stripe::RequestParams
 
-        end
-        class Payto < Stripe::RequestParams
-          # The account number for the bank account.
-          sig { returns(String) }
-          attr_accessor :account_number
-          # Bank-State-Branch number of the bank account.
-          sig { returns(String) }
-          attr_accessor :bsb_number
-          # The PayID alias for the bank account.
-          sig { returns(String) }
-          attr_accessor :pay_id
-          sig { params(account_number: String, bsb_number: String, pay_id: String).void }
-          def initialize(account_number: nil, bsb_number: nil, pay_id: nil); end
         end
         class Pix < Stripe::RequestParams
 
         end
         class Promptpay < Stripe::RequestParams
 
-        end
-        class Qris < Stripe::RequestParams
-
         end
         class RadarOptions < Stripe::RequestParams
           # A [Radar Session](https://stripe.com/docs/radar/radar-session) is a snapshot of the browser metadata and device details that help Radar make more accurate predictions on your payments.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :session
-          sig { params(session: String).void }
+          sig { params(session: T.nilable(String)).void }
           def initialize(session: nil); end
         end
-        class Rechnung < Stripe::RequestParams
-          class Dob < Stripe::RequestParams
-            # The day of birth, between 1 and 31.
-            sig { returns(Integer) }
-            attr_accessor :day
-            # The month of birth, between 1 and 12.
-            sig { returns(Integer) }
-            attr_accessor :month
-            # The four-digit year of birth.
-            sig { returns(Integer) }
-            attr_accessor :year
-            sig { params(day: Integer, month: Integer, year: Integer).void }
-            def initialize(day: nil, month: nil, year: nil); end
-          end
-          # Customer's date of birth
-          sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Rechnung::Dob) }
-          attr_accessor :dob
-          sig {
-            params(dob: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Rechnung::Dob).void
-           }
-          def initialize(dob: nil); end
-        end
         class RevolutPay < Stripe::RequestParams
 
         end
         class SamsungPay < Stripe::RequestParams
 
+        end
+        class Satispay < Stripe::RequestParams
+
         end
         class SepaDebit < Stripe::RequestParams
           # IBAN of the bank account.
@@ -898,9 +840,6 @@ module Stripe
           attr_accessor :iban
           sig { params(iban: String).void }
           def initialize(iban: nil); end
-        end
-        class Shopeepay < Stripe::RequestParams
-
         end
         class Sofort < Stripe::RequestParams
           # Two-letter ISO code representing the country the bank account is located in.
@@ -917,22 +856,22 @@ module Stripe
         end
         class UsBankAccount < Stripe::RequestParams
           # Account holder type: individual or company.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_holder_type
           # Account number of the bank account.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_number
           # Account type: checkings or savings. Defaults to checking if omitted.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_type
           # The ID of a Financial Connections Account to use as a payment method.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :financial_connections_account
           # Routing number of the bank account.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :routing_number
           sig {
-            params(account_holder_type: String, account_number: String, account_type: String, financial_connections_account: String, routing_number: String).void
+            params(account_holder_type: T.nilable(String), account_number: T.nilable(String), account_type: T.nilable(String), financial_connections_account: T.nilable(String), routing_number: T.nilable(String)).void
            }
           def initialize(
             account_holder_type: nil,
@@ -949,175 +888,203 @@ module Stripe
 
         end
         # If this is an `acss_debit` PaymentMethod, this hash contains details about the ACSS Debit payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::AcssDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::AcssDebit))
+         }
         attr_accessor :acss_debit
         # If this is an `affirm` PaymentMethod, this hash contains details about the Affirm payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Affirm) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Affirm)) }
         attr_accessor :affirm
         # If this is an `AfterpayClearpay` PaymentMethod, this hash contains details about the AfterpayClearpay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::AfterpayClearpay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::AfterpayClearpay))
+         }
         attr_accessor :afterpay_clearpay
         # If this is an `Alipay` PaymentMethod, this hash contains details about the Alipay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Alipay) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Alipay)) }
         attr_accessor :alipay
         # This field indicates whether this payment method can be shown again to its customer in a checkout flow. Stripe products such as Checkout and Elements use this field to determine whether a payment method can be shown as a saved payment method in a checkout flow. The field defaults to `unspecified`.
-        sig { returns(String) }
+        sig { returns(T.nilable(String)) }
         attr_accessor :allow_redisplay
         # If this is a Alma PaymentMethod, this hash contains details about the Alma payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Alma) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Alma)) }
         attr_accessor :alma
         # If this is a AmazonPay PaymentMethod, this hash contains details about the AmazonPay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::AmazonPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::AmazonPay))
+         }
         attr_accessor :amazon_pay
         # If this is an `au_becs_debit` PaymentMethod, this hash contains details about the bank account.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::AuBecsDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::AuBecsDebit))
+         }
         attr_accessor :au_becs_debit
         # If this is a `bacs_debit` PaymentMethod, this hash contains details about the Bacs Direct Debit bank account.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::BacsDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::BacsDebit))
+         }
         attr_accessor :bacs_debit
         # If this is a `bancontact` PaymentMethod, this hash contains details about the Bancontact payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Bancontact) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Bancontact))
+         }
         attr_accessor :bancontact
+        # If this is a `billie` PaymentMethod, this hash contains details about the billie payment method.
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Billie)) }
+        attr_accessor :billie
         # Billing information associated with the PaymentMethod that may be used or required by particular types of payment methods.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::BillingDetails) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::BillingDetails))
+         }
         attr_accessor :billing_details
         # If this is a `blik` PaymentMethod, this hash contains details about the BLIK payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Blik) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Blik)) }
         attr_accessor :blik
         # If this is a `boleto` PaymentMethod, this hash contains details about the Boleto payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Boleto) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Boleto)) }
         attr_accessor :boleto
         # If this is a `cashapp` PaymentMethod, this hash contains details about the Cash App Pay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Cashapp) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Cashapp)) }
         attr_accessor :cashapp
         # If this is a `customer_balance` PaymentMethod, this hash contains details about the CustomerBalance payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::CustomerBalance) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::CustomerBalance))
+         }
         attr_accessor :customer_balance
         # If this is an `eps` PaymentMethod, this hash contains details about the EPS payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Eps) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Eps)) }
         attr_accessor :eps
         # If this is an `fpx` PaymentMethod, this hash contains details about the FPX payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Fpx) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Fpx)) }
         attr_accessor :fpx
         # If this is a `giropay` PaymentMethod, this hash contains details about the Giropay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Giropay) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Giropay)) }
         attr_accessor :giropay
-        # If this is a Gopay PaymentMethod, this hash contains details about the Gopay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Gopay) }
-        attr_accessor :gopay
         # If this is a `grabpay` PaymentMethod, this hash contains details about the GrabPay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Grabpay) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Grabpay)) }
         attr_accessor :grabpay
-        # If this is an `IdBankTransfer` PaymentMethod, this hash contains details about the IdBankTransfer payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::IdBankTransfer) }
-        attr_accessor :id_bank_transfer
         # If this is an `ideal` PaymentMethod, this hash contains details about the iDEAL payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Ideal) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Ideal)) }
         attr_accessor :ideal
         # If this is an `interac_present` PaymentMethod, this hash contains details about the Interac Present payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::InteracPresent) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::InteracPresent))
+         }
         attr_accessor :interac_present
         # If this is a `kakao_pay` PaymentMethod, this hash contains details about the Kakao Pay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::KakaoPay) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::KakaoPay)) }
         attr_accessor :kakao_pay
         # If this is a `klarna` PaymentMethod, this hash contains details about the Klarna payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Klarna) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Klarna)) }
         attr_accessor :klarna
         # If this is a `konbini` PaymentMethod, this hash contains details about the Konbini payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Konbini) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Konbini)) }
         attr_accessor :konbini
         # If this is a `kr_card` PaymentMethod, this hash contains details about the Korean Card payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::KrCard) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::KrCard)) }
         attr_accessor :kr_card
         # If this is an `Link` PaymentMethod, this hash contains details about the Link payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Link) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Link)) }
         attr_accessor :link
-        # If this is a MB WAY PaymentMethod, this hash contains details about the MB WAY payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::MbWay) }
-        attr_accessor :mb_way
         # Set of [key-value pairs](https://stripe.com/docs/api/metadata) that you can attach to an object. This can be useful for storing additional information about the object in a structured format. Individual keys can be unset by posting an empty value to them. All keys can be unset by posting an empty value to `metadata`.
-        sig { returns(T::Hash[String, String]) }
+        sig { returns(T.nilable(T::Hash[String, String])) }
         attr_accessor :metadata
         # If this is a `mobilepay` PaymentMethod, this hash contains details about the MobilePay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Mobilepay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Mobilepay))
+         }
         attr_accessor :mobilepay
         # If this is a `multibanco` PaymentMethod, this hash contains details about the Multibanco payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Multibanco) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Multibanco))
+         }
         attr_accessor :multibanco
         # If this is a `naver_pay` PaymentMethod, this hash contains details about the Naver Pay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::NaverPay) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::NaverPay)) }
         attr_accessor :naver_pay
+        # If this is an nz_bank_account PaymentMethod, this hash contains details about the nz_bank_account payment method.
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::NzBankAccount))
+         }
+        attr_accessor :nz_bank_account
         # If this is an `oxxo` PaymentMethod, this hash contains details about the OXXO payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Oxxo) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Oxxo)) }
         attr_accessor :oxxo
         # If this is a `p24` PaymentMethod, this hash contains details about the P24 payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::P24) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::P24)) }
         attr_accessor :p24
         # If this is a `pay_by_bank` PaymentMethod, this hash contains details about the PayByBank payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::PayByBank) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::PayByBank))
+         }
         attr_accessor :pay_by_bank
         # If this is a `payco` PaymentMethod, this hash contains details about the PAYCO payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Payco) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Payco)) }
         attr_accessor :payco
         # If this is a `paynow` PaymentMethod, this hash contains details about the PayNow payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Paynow) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Paynow)) }
         attr_accessor :paynow
         # If this is a `paypal` PaymentMethod, this hash contains details about the PayPal payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Paypal) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Paypal)) }
         attr_accessor :paypal
-        # If this is a `payto` PaymentMethod, this hash contains details about the PayTo payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Payto) }
-        attr_accessor :payto
         # If this is a `pix` PaymentMethod, this hash contains details about the Pix payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Pix) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Pix)) }
         attr_accessor :pix
         # If this is a `promptpay` PaymentMethod, this hash contains details about the PromptPay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Promptpay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Promptpay))
+         }
         attr_accessor :promptpay
-        # If this is a `qris` PaymentMethod, this hash contains details about the QRIS payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Qris) }
-        attr_accessor :qris
         # Options to configure Radar. See [Radar Session](https://stripe.com/docs/radar/radar-session) for more information.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::RadarOptions) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::RadarOptions))
+         }
         attr_accessor :radar_options
-        # If this is a `rechnung` PaymentMethod, this hash contains details about the Rechnung payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Rechnung) }
-        attr_accessor :rechnung
         # If this is a `Revolut Pay` PaymentMethod, this hash contains details about the Revolut Pay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::RevolutPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::RevolutPay))
+         }
         attr_accessor :revolut_pay
         # If this is a `samsung_pay` PaymentMethod, this hash contains details about the SamsungPay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::SamsungPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::SamsungPay))
+         }
         attr_accessor :samsung_pay
+        # If this is a `satispay` PaymentMethod, this hash contains details about the satispay payment method.
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Satispay)) }
+        attr_accessor :satispay
         # If this is a `sepa_debit` PaymentMethod, this hash contains details about the SEPA debit bank account.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::SepaDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::SepaDebit))
+         }
         attr_accessor :sepa_debit
-        # If this is a Shopeepay PaymentMethod, this hash contains details about the Shopeepay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Shopeepay) }
-        attr_accessor :shopeepay
         # If this is a `sofort` PaymentMethod, this hash contains details about the SOFORT payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Sofort) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Sofort)) }
         attr_accessor :sofort
         # If this is a `swish` PaymentMethod, this hash contains details about the Swish payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Swish) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Swish)) }
         attr_accessor :swish
         # If this is a TWINT PaymentMethod, this hash contains details about the TWINT payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Twint) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Twint)) }
         attr_accessor :twint
         # The type of the PaymentMethod. An additional hash is included on the PaymentMethod with a name matching this value. It contains additional information specific to the PaymentMethod type.
         sig { returns(String) }
         attr_accessor :type
         # If this is an `us_bank_account` PaymentMethod, this hash contains details about the US bank account payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::UsBankAccount) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::UsBankAccount))
+         }
         attr_accessor :us_bank_account
         # If this is an `wechat_pay` PaymentMethod, this hash contains details about the wechat_pay payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::WechatPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::WechatPay))
+         }
         attr_accessor :wechat_pay
         # If this is a `zip` PaymentMethod, this hash contains details about the Zip payment method.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Zip) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Zip)) }
         attr_accessor :zip
         sig {
-          params(acss_debit: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::AcssDebit, affirm: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Affirm, afterpay_clearpay: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::AfterpayClearpay, alipay: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Alipay, allow_redisplay: String, alma: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Alma, amazon_pay: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::AmazonPay, au_becs_debit: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::AuBecsDebit, bacs_debit: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::BacsDebit, bancontact: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Bancontact, billing_details: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::BillingDetails, blik: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Blik, boleto: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Boleto, cashapp: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Cashapp, customer_balance: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::CustomerBalance, eps: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Eps, fpx: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Fpx, giropay: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Giropay, gopay: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Gopay, grabpay: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Grabpay, id_bank_transfer: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::IdBankTransfer, ideal: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Ideal, interac_present: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::InteracPresent, kakao_pay: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::KakaoPay, klarna: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Klarna, konbini: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Konbini, kr_card: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::KrCard, link: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Link, mb_way: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::MbWay, metadata: T::Hash[String, String], mobilepay: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Mobilepay, multibanco: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Multibanco, naver_pay: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::NaverPay, oxxo: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Oxxo, p24: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::P24, pay_by_bank: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::PayByBank, payco: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Payco, paynow: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Paynow, paypal: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Paypal, payto: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Payto, pix: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Pix, promptpay: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Promptpay, qris: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Qris, radar_options: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::RadarOptions, rechnung: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Rechnung, revolut_pay: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::RevolutPay, samsung_pay: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::SamsungPay, sepa_debit: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::SepaDebit, shopeepay: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Shopeepay, sofort: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Sofort, swish: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Swish, twint: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Twint, type: String, us_bank_account: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::UsBankAccount, wechat_pay: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::WechatPay, zip: ::Stripe::SetupIntent::CreateParams::PaymentMethodData::Zip).void
+          params(acss_debit: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::AcssDebit), affirm: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Affirm), afterpay_clearpay: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::AfterpayClearpay), alipay: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Alipay), allow_redisplay: T.nilable(String), alma: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Alma), amazon_pay: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::AmazonPay), au_becs_debit: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::AuBecsDebit), bacs_debit: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::BacsDebit), bancontact: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Bancontact), billie: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Billie), billing_details: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::BillingDetails), blik: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Blik), boleto: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Boleto), cashapp: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Cashapp), customer_balance: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::CustomerBalance), eps: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Eps), fpx: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Fpx), giropay: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Giropay), grabpay: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Grabpay), ideal: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Ideal), interac_present: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::InteracPresent), kakao_pay: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::KakaoPay), klarna: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Klarna), konbini: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Konbini), kr_card: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::KrCard), link: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Link), metadata: T.nilable(T::Hash[String, String]), mobilepay: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Mobilepay), multibanco: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Multibanco), naver_pay: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::NaverPay), nz_bank_account: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::NzBankAccount), oxxo: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Oxxo), p24: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::P24), pay_by_bank: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::PayByBank), payco: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Payco), paynow: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Paynow), paypal: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Paypal), pix: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Pix), promptpay: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Promptpay), radar_options: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::RadarOptions), revolut_pay: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::RevolutPay), samsung_pay: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::SamsungPay), satispay: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Satispay), sepa_debit: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::SepaDebit), sofort: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Sofort), swish: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Swish), twint: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Twint), type: String, us_bank_account: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::UsBankAccount), wechat_pay: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::WechatPay), zip: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData::Zip)).void
          }
         def initialize(
           acss_debit: nil,
@@ -1130,6 +1097,7 @@ module Stripe
           au_becs_debit: nil,
           bacs_debit: nil,
           bancontact: nil,
+          billie: nil,
           billing_details: nil,
           blik: nil,
           boleto: nil,
@@ -1138,9 +1106,7 @@ module Stripe
           eps: nil,
           fpx: nil,
           giropay: nil,
-          gopay: nil,
           grabpay: nil,
-          id_bank_transfer: nil,
           ideal: nil,
           interac_present: nil,
           kakao_pay: nil,
@@ -1148,27 +1114,24 @@ module Stripe
           konbini: nil,
           kr_card: nil,
           link: nil,
-          mb_way: nil,
           metadata: nil,
           mobilepay: nil,
           multibanco: nil,
           naver_pay: nil,
+          nz_bank_account: nil,
           oxxo: nil,
           p24: nil,
           pay_by_bank: nil,
           payco: nil,
           paynow: nil,
           paypal: nil,
-          payto: nil,
           pix: nil,
           promptpay: nil,
-          qris: nil,
           radar_options: nil,
-          rechnung: nil,
           revolut_pay: nil,
           samsung_pay: nil,
+          satispay: nil,
           sepa_debit: nil,
-          shopeepay: nil,
           sofort: nil,
           swish: nil,
           twint: nil,
@@ -1184,22 +1147,22 @@ module Stripe
             # A URL for custom mandate text to render during confirmation step.
             # The URL will be rendered with additional GET parameters `payment_intent` and `payment_intent_client_secret` when confirming a Payment Intent,
             # or `setup_intent` and `setup_intent_client_secret` when confirming a Setup Intent.
-            sig { returns(T.nilable(String)) }
+            sig { returns(T.nilable(T.nilable(String))) }
             attr_accessor :custom_mandate_url
             # List of Stripe products where this mandate can be selected automatically.
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :default_for
             # Description of the mandate interval. Only required if 'payment_schedule' parameter is 'interval' or 'combined'.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :interval_description
             # Payment schedule for the mandate.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :payment_schedule
             # Transaction type of the mandate.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :transaction_type
             sig {
-              params(custom_mandate_url: T.nilable(String), default_for: T::Array[String], interval_description: String, payment_schedule: String, transaction_type: String).void
+              params(custom_mandate_url: T.nilable(T.nilable(String)), default_for: T.nilable(T::Array[String]), interval_description: T.nilable(String), payment_schedule: T.nilable(String), transaction_type: T.nilable(String)).void
              }
             def initialize(
               custom_mandate_url: nil,
@@ -1210,18 +1173,18 @@ module Stripe
             ); end
           end
           # Three-letter [ISO currency code](https://www.iso.org/iso-4217-currency-codes.html), in lowercase. Must be a [supported currency](https://stripe.com/docs/currencies).
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :currency
           # Additional fields for Mandate creation
           sig {
-            returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::AcssDebit::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::AcssDebit::MandateOptions))
            }
           attr_accessor :mandate_options
           # Bank account verification method.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :verification_method
           sig {
-            params(currency: String, mandate_options: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::AcssDebit::MandateOptions, verification_method: String).void
+            params(currency: T.nilable(String), mandate_options: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::AcssDebit::MandateOptions), verification_method: T.nilable(String)).void
            }
           def initialize(currency: nil, mandate_options: nil, verification_method: nil); end
         end
@@ -1231,18 +1194,18 @@ module Stripe
         class BacsDebit < Stripe::RequestParams
           class MandateOptions < Stripe::RequestParams
             # Prefix used to generate the Mandate reference. Must be at most 12 characters long. Must consist of only uppercase letters, numbers, spaces, or the following special characters: '/', '_', '-', '&', '.'. Cannot begin with 'DDIC' or 'STRIPE'.
-            sig { returns(T.nilable(String)) }
+            sig { returns(T.nilable(T.nilable(String))) }
             attr_accessor :reference_prefix
-            sig { params(reference_prefix: T.nilable(String)).void }
+            sig { params(reference_prefix: T.nilable(T.nilable(String))).void }
             def initialize(reference_prefix: nil); end
           end
           # Additional fields for Mandate creation
           sig {
-            returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::BacsDebit::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::BacsDebit::MandateOptions))
            }
           attr_accessor :mandate_options
           sig {
-            params(mandate_options: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::BacsDebit::MandateOptions).void
+            params(mandate_options: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::BacsDebit::MandateOptions)).void
            }
           def initialize(mandate_options: nil); end
         end
@@ -1258,16 +1221,16 @@ module Stripe
             sig { returns(String) }
             attr_accessor :currency
             # A description of the mandate or subscription that is meant to be displayed to the customer.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :description
             # End date of the mandate or subscription. If not provided, the mandate will be active until canceled. If provided, end date should be after start date.
-            sig { returns(Integer) }
+            sig { returns(T.nilable(Integer)) }
             attr_accessor :end_date
             # Specifies payment frequency. One of `day`, `week`, `month`, `year`, or `sporadic`.
             sig { returns(String) }
             attr_accessor :interval
             # The number of intervals between payments. For example, `interval=month` and `interval_count=3` indicates one payment every three months. Maximum of one year interval allowed (1 year, 12 months, or 52 weeks). This parameter is optional when `interval=sporadic`.
-            sig { returns(Integer) }
+            sig { returns(T.nilable(Integer)) }
             attr_accessor :interval_count
             # Unique identifier for the mandate or subscription.
             sig { returns(String) }
@@ -1276,10 +1239,10 @@ module Stripe
             sig { returns(Integer) }
             attr_accessor :start_date
             # Specifies the type of mandates supported. Possible values are `india`.
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :supported_types
             sig {
-              params(amount: Integer, amount_type: String, currency: String, description: String, end_date: Integer, interval: String, interval_count: Integer, reference: String, start_date: Integer, supported_types: T::Array[String]).void
+              params(amount: Integer, amount_type: String, currency: String, description: T.nilable(String), end_date: T.nilable(Integer), interval: String, interval_count: T.nilable(Integer), reference: String, start_date: Integer, supported_types: T.nilable(T::Array[String])).void
              }
             def initialize(
               amount: nil,
@@ -1306,58 +1269,60 @@ module Stripe
                 # message extension: CB-EXEMPTION; string (4 characters)
                 # This is a 3 byte bitmap (low significant byte first and most significant
                 # bit first) that has been Base64 encoded
-                sig { returns(String) }
+                sig { returns(T.nilable(String)) }
                 attr_accessor :cb_exemption
                 # The risk score returned from Cartes Bancaires in the ARes.
                 # message extension: CB-SCORE; numeric value 0-99
-                sig { returns(Integer) }
+                sig { returns(T.nilable(Integer)) }
                 attr_accessor :cb_score
-                sig { params(cb_avalgo: String, cb_exemption: String, cb_score: Integer).void }
+                sig {
+                  params(cb_avalgo: String, cb_exemption: T.nilable(String), cb_score: T.nilable(Integer)).void
+                 }
                 def initialize(cb_avalgo: nil, cb_exemption: nil, cb_score: nil); end
               end
               # Cartes Bancaires-specific 3DS fields.
               sig {
-                returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions::CartesBancaires)
+                returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions::CartesBancaires))
                }
               attr_accessor :cartes_bancaires
               sig {
-                params(cartes_bancaires: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions::CartesBancaires).void
+                params(cartes_bancaires: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions::CartesBancaires)).void
                }
               def initialize(cartes_bancaires: nil); end
             end
             # The `transStatus` returned from the card Issuer’s ACS in the ARes.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :ares_trans_status
             # The cryptogram, also known as the "authentication value" (AAV, CAVV or
             # AEVV). This value is 20 bytes, base64-encoded into a 28-character string.
             # (Most 3D Secure providers will return the base64-encoded version, which
             # is what you should specify here.)
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :cryptogram
             # The Electronic Commerce Indicator (ECI) is returned by your 3D Secure
             # provider and indicates what degree of authentication was performed.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :electronic_commerce_indicator
             # Network specific 3DS fields. Network specific arguments require an
             # explicit card brand choice. The parameter `payment_method_options.card.network``
             # must be populated accordingly
             sig {
-              returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions)
+              returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions))
              }
             attr_accessor :network_options
             # The challenge indicator (`threeDSRequestorChallengeInd`) which was requested in the
             # AReq sent to the card Issuer's ACS. A string containing 2 digits from 01-99.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :requestor_challenge_indicator
             # For 3D Secure 1, the XID. For 3D Secure 2, the Directory Server
             # Transaction ID (dsTransID).
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :transaction_id
             # The version of 3D Secure that was performed.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :version
             sig {
-              params(ares_trans_status: String, cryptogram: String, electronic_commerce_indicator: String, network_options: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions, requestor_challenge_indicator: String, transaction_id: String, version: String).void
+              params(ares_trans_status: T.nilable(String), cryptogram: T.nilable(String), electronic_commerce_indicator: T.nilable(String), network_options: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions), requestor_challenge_indicator: T.nilable(String), transaction_id: T.nilable(String), version: T.nilable(String)).void
              }
             def initialize(
               ares_trans_status: nil,
@@ -1371,28 +1336,28 @@ module Stripe
           end
           # Configuration options for setting up an eMandate for cards issued in India.
           sig {
-            returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::MandateOptions))
            }
           attr_accessor :mandate_options
           # When specified, this parameter signals that a card has been collected
           # as MOTO (Mail Order Telephone Order) and thus out of scope for SCA. This
           # parameter can only be provided during confirmation.
-          sig { returns(T::Boolean) }
+          sig { returns(T.nilable(T::Boolean)) }
           attr_accessor :moto
           # Selected network to process this SetupIntent on. Depends on the available networks of the card attached to the SetupIntent. Can be only set confirm-time.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :network
           # We strongly recommend that you rely on our SCA Engine to automatically prompt your customers for authentication based on risk level and [other requirements](https://stripe.com/docs/strong-customer-authentication). However, if you wish to request 3D Secure based on logic from your own fraud engine, provide this option. If not provided, this value defaults to `automatic`. Read our guide on [manually requesting 3D Secure](https://stripe.com/docs/payments/3d-secure/authentication-flow#manual-three-ds) for more information on how this configuration interacts with Radar and our SCA Engine.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :request_three_d_secure
           # If 3D Secure authentication was performed with a third-party provider,
           # the authentication details to use for this setup.
           sig {
-            returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::ThreeDSecure)
+            returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::ThreeDSecure))
            }
           attr_accessor :three_d_secure
           sig {
-            params(mandate_options: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::MandateOptions, moto: T::Boolean, network: String, request_three_d_secure: String, three_d_secure: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::ThreeDSecure).void
+            params(mandate_options: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::MandateOptions), moto: T.nilable(T::Boolean), network: T.nilable(String), request_three_d_secure: T.nilable(String), three_d_secure: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card::ThreeDSecure)).void
            }
           def initialize(
             mandate_options: nil,
@@ -1407,87 +1372,33 @@ module Stripe
         end
         class Link < Stripe::RequestParams
           # [Deprecated] This is a legacy parameter that no longer has any function.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :persistent_token
-          sig { params(persistent_token: String).void }
+          sig { params(persistent_token: T.nilable(String)).void }
           def initialize(persistent_token: nil); end
         end
         class Paypal < Stripe::RequestParams
           # The PayPal Billing Agreement ID (BAID). This is an ID generated by PayPal which represents the mandate between the merchant and the customer.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :billing_agreement_id
-          # Attribute for param field currency
-          sig { returns(String) }
-          attr_accessor :currency
-          # The Stripe connected account IDs of the sellers on the platform for this transaction (optional). Only allowed when [separate charges and transfers](https://stripe.com/docs/connect/separate-charges-and-transfers) are used.
-          sig { returns(T::Array[String]) }
-          attr_accessor :subsellers
-          sig {
-            params(billing_agreement_id: String, currency: String, subsellers: T::Array[String]).void
-           }
-          def initialize(billing_agreement_id: nil, currency: nil, subsellers: nil); end
+          sig { params(billing_agreement_id: T.nilable(String)).void }
+          def initialize(billing_agreement_id: nil); end
         end
-        class Payto < Stripe::RequestParams
+        class SepaDebit < Stripe::RequestParams
           class MandateOptions < Stripe::RequestParams
-            # Amount that will be collected. It is required when `amount_type` is `fixed`.
-            sig { returns(Integer) }
-            attr_accessor :amount
-            # The type of amount that will be collected. The amount charged must be exact or up to the value of `amount` param for `fixed` or `maximum` type respectively.
-            sig { returns(String) }
-            attr_accessor :amount_type
-            # Date, in YYYY-MM-DD format, after which payments will not be collected. Defaults to no end date.
-            sig { returns(String) }
-            attr_accessor :end_date
-            # The periodicity at which payments will be collected.
-            sig { returns(String) }
-            attr_accessor :payment_schedule
-            # The number of payments that will be made during a payment period. Defaults to 1 except for when `payment_schedule` is `adhoc`. In that case, it defaults to no limit.
-            sig { returns(Integer) }
-            attr_accessor :payments_per_period
-            # The purpose for which payments are made. Defaults to retail.
-            sig { returns(String) }
-            attr_accessor :purpose
-            # Date, in YYYY-MM-DD format, from which payments will be collected. Defaults to confirmation time.
-            sig { returns(String) }
-            attr_accessor :start_date
-            sig {
-              params(amount: Integer, amount_type: String, end_date: String, payment_schedule: String, payments_per_period: Integer, purpose: String, start_date: String).void
-             }
-            def initialize(
-              amount: nil,
-              amount_type: nil,
-              end_date: nil,
-              payment_schedule: nil,
-              payments_per_period: nil,
-              purpose: nil,
-              start_date: nil
-            ); end
+            # Prefix used to generate the Mandate reference. Must be at most 12 characters long. Must consist of only uppercase letters, numbers, spaces, or the following special characters: '/', '_', '-', '&', '.'. Cannot begin with 'STRIPE'.
+            sig { returns(T.nilable(T.nilable(String))) }
+            attr_accessor :reference_prefix
+            sig { params(reference_prefix: T.nilable(T.nilable(String))).void }
+            def initialize(reference_prefix: nil); end
           end
-          # Additional fields for Mandate creation.
+          # Additional fields for Mandate creation
           sig {
-            returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Payto::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::SepaDebit::MandateOptions))
            }
           attr_accessor :mandate_options
           sig {
-            params(mandate_options: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Payto::MandateOptions).void
-           }
-          def initialize(mandate_options: nil); end
-        end
-        class SepaDebit < Stripe::RequestParams
-          class MandateOptions < Stripe::RequestParams
-            # Prefix used to generate the Mandate reference. Must be at most 12 characters long. Must consist of only uppercase letters, numbers, spaces, or the following special characters: '/', '_', '-', '&', '.'. Cannot begin with 'STRIPE'.
-            sig { returns(T.nilable(String)) }
-            attr_accessor :reference_prefix
-            sig { params(reference_prefix: T.nilable(String)).void }
-            def initialize(reference_prefix: nil); end
-          end
-          # Additional fields for Mandate creation
-          sig {
-            returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::SepaDebit::MandateOptions)
-           }
-          attr_accessor :mandate_options
-          sig {
-            params(mandate_options: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::SepaDebit::MandateOptions).void
+            params(mandate_options: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::SepaDebit::MandateOptions)).void
            }
           def initialize(mandate_options: nil); end
         end
@@ -1495,85 +1406,64 @@ module Stripe
           class FinancialConnections < Stripe::RequestParams
             class Filters < Stripe::RequestParams
               # The account subcategories to use to filter for selectable accounts. Valid subcategories are `checking` and `savings`.
-              sig { returns(T::Array[String]) }
+              sig { returns(T.nilable(T::Array[String])) }
               attr_accessor :account_subcategories
-              # ID of the institution to use to filter for selectable accounts.
-              sig { returns(String) }
-              attr_accessor :institution
-              sig { params(account_subcategories: T::Array[String], institution: String).void }
-              def initialize(account_subcategories: nil, institution: nil); end
-            end
-            class ManualEntry < Stripe::RequestParams
-              # Settings for configuring manual entry of account details.
-              sig { returns(String) }
-              attr_accessor :mode
-              sig { params(mode: String).void }
-              def initialize(mode: nil); end
+              sig { params(account_subcategories: T.nilable(T::Array[String])).void }
+              def initialize(account_subcategories: nil); end
             end
             # Provide filters for the linked accounts that the customer can select for the payment method.
             sig {
-              returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::Filters)
+              returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::Filters))
              }
             attr_accessor :filters
-            # Customize manual entry behavior
-            sig {
-              returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::ManualEntry)
-             }
-            attr_accessor :manual_entry
             # The list of permissions to request. If this parameter is passed, the `payment_method` permission must be included. Valid permissions include: `balances`, `ownership`, `payment_method`, and `transactions`.
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :permissions
             # List of data features that you would like to retrieve upon account creation.
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :prefetch
             # For webview integrations only. Upon completing OAuth login in the native browser, the user will be redirected to this URL to return to your app.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :return_url
             sig {
-              params(filters: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::Filters, manual_entry: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::ManualEntry, permissions: T::Array[String], prefetch: T::Array[String], return_url: String).void
+              params(filters: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::Filters), permissions: T.nilable(T::Array[String]), prefetch: T.nilable(T::Array[String]), return_url: T.nilable(String)).void
              }
-            def initialize(
-              filters: nil,
-              manual_entry: nil,
-              permissions: nil,
-              prefetch: nil,
-              return_url: nil
-            ); end
+            def initialize(filters: nil, permissions: nil, prefetch: nil, return_url: nil); end
           end
           class MandateOptions < Stripe::RequestParams
             # The method used to collect offline mandate customer acceptance.
-            sig { returns(T.nilable(String)) }
+            sig { returns(T.nilable(T.nilable(String))) }
             attr_accessor :collection_method
-            sig { params(collection_method: T.nilable(String)).void }
+            sig { params(collection_method: T.nilable(T.nilable(String))).void }
             def initialize(collection_method: nil); end
           end
           class Networks < Stripe::RequestParams
             # Triggers validations to run across the selected networks
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :requested
-            sig { params(requested: T::Array[String]).void }
+            sig { params(requested: T.nilable(T::Array[String])).void }
             def initialize(requested: nil); end
           end
           # Additional fields for Financial Connections Session creation
           sig {
-            returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections)
+            returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections))
            }
           attr_accessor :financial_connections
           # Additional fields for Mandate creation
           sig {
-            returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::MandateOptions))
            }
           attr_accessor :mandate_options
           # Additional fields for network related functions
           sig {
-            returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::Networks)
+            returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::Networks))
            }
           attr_accessor :networks
           # Bank account verification method.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :verification_method
           sig {
-            params(financial_connections: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections, mandate_options: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::MandateOptions, networks: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::Networks, verification_method: String).void
+            params(financial_connections: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections), mandate_options: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::MandateOptions), networks: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount::Networks), verification_method: T.nilable(String)).void
            }
           def initialize(
             financial_connections: nil,
@@ -1583,37 +1473,48 @@ module Stripe
           ); end
         end
         # If this is a `acss_debit` SetupIntent, this sub-hash contains details about the ACSS Debit payment method options.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::AcssDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::AcssDebit))
+         }
         attr_accessor :acss_debit
         # If this is a `amazon_pay` SetupIntent, this sub-hash contains details about the AmazonPay payment method options.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::AmazonPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::AmazonPay))
+         }
         attr_accessor :amazon_pay
         # If this is a `bacs_debit` SetupIntent, this sub-hash contains details about the Bacs Debit payment method options.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::BacsDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::BacsDebit))
+         }
         attr_accessor :bacs_debit
         # Configuration for any card setup attempted on this SetupIntent.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card)) }
         attr_accessor :card
         # If this is a `card_present` PaymentMethod, this sub-hash contains details about the card-present payment method options.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::CardPresent) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::CardPresent))
+         }
         attr_accessor :card_present
         # If this is a `link` PaymentMethod, this sub-hash contains details about the Link payment method options.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Link) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Link)) }
         attr_accessor :link
         # If this is a `paypal` PaymentMethod, this sub-hash contains details about the PayPal payment method options.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Paypal) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Paypal))
+         }
         attr_accessor :paypal
-        # If this is a `payto` SetupIntent, this sub-hash contains details about the PayTo payment method options.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Payto) }
-        attr_accessor :payto
         # If this is a `sepa_debit` SetupIntent, this sub-hash contains details about the SEPA Debit payment method options.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::SepaDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::SepaDebit))
+         }
         attr_accessor :sepa_debit
         # If this is a `us_bank_account` SetupIntent, this sub-hash contains details about the US bank account payment method options.
-        sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount))
+         }
         attr_accessor :us_bank_account
         sig {
-          params(acss_debit: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::AcssDebit, amazon_pay: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::AmazonPay, bacs_debit: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::BacsDebit, card: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card, card_present: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::CardPresent, link: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Link, paypal: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Paypal, payto: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Payto, sepa_debit: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::SepaDebit, us_bank_account: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount).void
+          params(acss_debit: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::AcssDebit), amazon_pay: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::AmazonPay), bacs_debit: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::BacsDebit), card: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Card), card_present: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::CardPresent), link: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Link), paypal: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::Paypal), sepa_debit: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::SepaDebit), us_bank_account: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions::UsBankAccount)).void
          }
         def initialize(
           acss_debit: nil,
@@ -1623,7 +1524,6 @@ module Stripe
           card_present: nil,
           link: nil,
           paypal: nil,
-          payto: nil,
           sepa_debit: nil,
           us_bank_account: nil
         ); end
@@ -1641,74 +1541,78 @@ module Stripe
       # If present, the SetupIntent's payment method will be attached to the in-context Stripe Account.
       #
       # It can only be used for this Stripe Account’s own money movement flows like InboundTransfer and OutboundTransfers. It cannot be set to true when setting up a PaymentMethod for a Customer, and defaults to false when attaching a PaymentMethod to a Customer.
-      sig { returns(T::Boolean) }
+      sig { returns(T.nilable(T::Boolean)) }
       attr_accessor :attach_to_self
       # When you enable this parameter, this SetupIntent accepts payment methods that you enable in the Dashboard and that are compatible with its other parameters.
-      sig { returns(::Stripe::SetupIntent::CreateParams::AutomaticPaymentMethods) }
+      sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::AutomaticPaymentMethods)) }
       attr_accessor :automatic_payment_methods
       # Set to `true` to attempt to confirm this SetupIntent immediately. This parameter defaults to `false`. If a card is the attached payment method, you can provide a `return_url` in case further authentication is necessary.
-      sig { returns(T::Boolean) }
+      sig { returns(T.nilable(T::Boolean)) }
       attr_accessor :confirm
       # ID of the ConfirmationToken used to confirm this SetupIntent.
       #
       # If the provided ConfirmationToken contains properties that are also being provided in this request, such as `payment_method`, then the values in this request will take precedence.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :confirmation_token
       # ID of the Customer this SetupIntent belongs to, if one exists.
       #
       # If present, the SetupIntent's payment method will be attached to the Customer on successful setup. Payment methods attached to other Customers cannot be used with this SetupIntent.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :customer
       # An arbitrary string attached to the object. Often useful for displaying to users.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :description
       # Specifies which fields in the response should be expanded.
-      sig { returns(T::Array[String]) }
+      sig { returns(T.nilable(T::Array[String])) }
       attr_accessor :expand
       # Indicates the directions of money movement for which this payment method is intended to be used.
       #
       # Include `inbound` if you intend to use the payment method as the origin to pull funds from. Include `outbound` if you intend to use the payment method as the destination to send funds to. You can include both if you intend to use the payment method for both purposes.
-      sig { returns(T::Array[String]) }
+      sig { returns(T.nilable(T::Array[String])) }
       attr_accessor :flow_directions
       # This hash contains details about the mandate to create. This parameter can only be used with [`confirm=true`](https://stripe.com/docs/api/setup_intents/create#create_setup_intent-confirm).
-      sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::MandateData)) }
+      sig {
+        returns(T.nilable(T.nilable(T.any(String, ::Stripe::SetupIntent::CreateParams::MandateData))))
+       }
       attr_accessor :mandate_data
       # Set of [key-value pairs](https://stripe.com/docs/api/metadata) that you can attach to an object. This can be useful for storing additional information about the object in a structured format. Individual keys can be unset by posting an empty value to them. All keys can be unset by posting an empty value to `metadata`.
-      sig { returns(T::Hash[String, String]) }
+      sig { returns(T.nilable(T::Hash[String, String])) }
       attr_accessor :metadata
       # The Stripe account ID created for this SetupIntent.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :on_behalf_of
       # ID of the payment method (a PaymentMethod, Card, or saved Source object) to attach to this SetupIntent.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :payment_method
       # The ID of the [payment method configuration](https://stripe.com/docs/api/payment_method_configurations) to use with this SetupIntent.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :payment_method_configuration
       # When included, this hash creates a PaymentMethod that is set as the [`payment_method`](https://stripe.com/docs/api/setup_intents/object#setup_intent_object-payment_method)
       # value in the SetupIntent.
-      sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodData) }
+      sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData)) }
       attr_accessor :payment_method_data
       # Payment method-specific configuration for this SetupIntent.
-      sig { returns(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions) }
+      sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions)) }
       attr_accessor :payment_method_options
       # The list of payment method types (for example, card) that this SetupIntent can use. If you don't provide this, Stripe will dynamically show relevant payment methods from your [payment method settings](https://dashboard.stripe.com/settings/payment_methods).
-      sig { returns(T::Array[String]) }
+      sig { returns(T.nilable(T::Array[String])) }
       attr_accessor :payment_method_types
       # The URL to redirect your customer back to after they authenticate or cancel their payment on the payment method's app or site. To redirect to a mobile application, you can alternatively supply an application URI scheme. This parameter can only be used with [`confirm=true`](https://stripe.com/docs/api/setup_intents/create#create_setup_intent-confirm).
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :return_url
       # If you populate this hash, this SetupIntent generates a `single_use` mandate after successful completion.
-      sig { returns(::Stripe::SetupIntent::CreateParams::SingleUse) }
+      #
+      # Single-use mandates are only valid for the following payment methods: `acss_debit`, `alipay`, `au_becs_debit`, `bacs_debit`, `bancontact`, `boleto`, `ideal`, `link`, `sepa_debit`, and `us_bank_account`.
+      sig { returns(T.nilable(::Stripe::SetupIntent::CreateParams::SingleUse)) }
       attr_accessor :single_use
       # Indicates how the payment method is intended to be used in the future. If not provided, this value defaults to `off_session`.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :usage
       # Set to `true` when confirming server-side and using Stripe.js, iOS, or Android client-side SDKs to handle the next actions.
-      sig { returns(T::Boolean) }
+      sig { returns(T.nilable(T::Boolean)) }
       attr_accessor :use_stripe_sdk
       sig {
-        params(attach_to_self: T::Boolean, automatic_payment_methods: ::Stripe::SetupIntent::CreateParams::AutomaticPaymentMethods, confirm: T::Boolean, confirmation_token: String, customer: String, description: String, expand: T::Array[String], flow_directions: T::Array[String], mandate_data: T.nilable(::Stripe::SetupIntent::CreateParams::MandateData), metadata: T::Hash[String, String], on_behalf_of: String, payment_method: String, payment_method_configuration: String, payment_method_data: ::Stripe::SetupIntent::CreateParams::PaymentMethodData, payment_method_options: ::Stripe::SetupIntent::CreateParams::PaymentMethodOptions, payment_method_types: T::Array[String], return_url: String, single_use: ::Stripe::SetupIntent::CreateParams::SingleUse, usage: String, use_stripe_sdk: T::Boolean).void
+        params(attach_to_self: T.nilable(T::Boolean), automatic_payment_methods: T.nilable(::Stripe::SetupIntent::CreateParams::AutomaticPaymentMethods), confirm: T.nilable(T::Boolean), confirmation_token: T.nilable(String), customer: T.nilable(String), description: T.nilable(String), expand: T.nilable(T::Array[String]), flow_directions: T.nilable(T::Array[String]), mandate_data: T.nilable(T.nilable(T.any(String, ::Stripe::SetupIntent::CreateParams::MandateData))), metadata: T.nilable(T::Hash[String, String]), on_behalf_of: T.nilable(String), payment_method: T.nilable(String), payment_method_configuration: T.nilable(String), payment_method_data: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodData), payment_method_options: T.nilable(::Stripe::SetupIntent::CreateParams::PaymentMethodOptions), payment_method_types: T.nilable(T::Array[String]), return_url: T.nilable(String), single_use: T.nilable(::Stripe::SetupIntent::CreateParams::SingleUse), usage: T.nilable(String), use_stripe_sdk: T.nilable(T::Boolean)).void
        }
       def initialize(
         attach_to_self: nil,
@@ -1733,16 +1637,6 @@ module Stripe
         use_stripe_sdk: nil
       ); end
     end
-    class RetrieveParams < Stripe::RequestParams
-      # The client secret of the SetupIntent. We require this string if you use a publishable key to retrieve the SetupIntent.
-      sig { returns(String) }
-      attr_accessor :client_secret
-      # Specifies which fields in the response should be expanded.
-      sig { returns(T::Array[String]) }
-      attr_accessor :expand
-      sig { params(client_secret: String, expand: T::Array[String]).void }
-      def initialize(client_secret: nil, expand: nil); end
-    end
     class UpdateParams < Stripe::RequestParams
       class PaymentMethodData < Stripe::RequestParams
         class AcssDebit < Stripe::RequestParams
@@ -1787,39 +1681,42 @@ module Stripe
         end
         class BacsDebit < Stripe::RequestParams
           # Account number of the bank account that the funds will be debited from.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_number
           # Sort code of the bank account. (e.g., `10-20-30`)
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :sort_code
-          sig { params(account_number: String, sort_code: String).void }
+          sig { params(account_number: T.nilable(String), sort_code: T.nilable(String)).void }
           def initialize(account_number: nil, sort_code: nil); end
         end
         class Bancontact < Stripe::RequestParams
 
+        end
+        class Billie < Stripe::RequestParams
+
         end
         class BillingDetails < Stripe::RequestParams
           class Address < Stripe::RequestParams
             # City, district, suburb, town, or village.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :city
             # Two-letter country code ([ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2)).
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :country
             # Address line 1 (e.g., street, PO Box, or company name).
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :line1
             # Address line 2 (e.g., apartment, suite, unit, or building).
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :line2
             # ZIP or postal code.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :postal_code
             # State, county, province, or region.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :state
             sig {
-              params(city: String, country: String, line1: String, line2: String, postal_code: String, state: String).void
+              params(city: T.nilable(String), country: T.nilable(String), line1: T.nilable(String), line2: T.nilable(String), postal_code: T.nilable(String), state: T.nilable(String)).void
              }
             def initialize(
               city: nil,
@@ -1832,20 +1729,20 @@ module Stripe
           end
           # Billing address.
           sig {
-            returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::BillingDetails::Address))
+            returns(T.nilable(T.nilable(T.any(String, ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::BillingDetails::Address))))
            }
           attr_accessor :address
           # Email address.
-          sig { returns(T.nilable(String)) }
+          sig { returns(T.nilable(T.nilable(String))) }
           attr_accessor :email
           # Full name.
-          sig { returns(T.nilable(String)) }
+          sig { returns(T.nilable(T.nilable(String))) }
           attr_accessor :name
           # Billing phone number (including extension).
-          sig { returns(T.nilable(String)) }
+          sig { returns(T.nilable(T.nilable(String))) }
           attr_accessor :phone
           sig {
-            params(address: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::BillingDetails::Address), email: T.nilable(String), name: T.nilable(String), phone: T.nilable(String)).void
+            params(address: T.nilable(T.nilable(T.any(String, ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::BillingDetails::Address))), email: T.nilable(T.nilable(String)), name: T.nilable(T.nilable(String)), phone: T.nilable(T.nilable(String))).void
            }
           def initialize(address: nil, email: nil, name: nil, phone: nil); end
         end
@@ -1867,42 +1764,32 @@ module Stripe
         end
         class Eps < Stripe::RequestParams
           # The customer's bank.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :bank
-          sig { params(bank: String).void }
+          sig { params(bank: T.nilable(String)).void }
           def initialize(bank: nil); end
         end
         class Fpx < Stripe::RequestParams
           # Account holder type for FPX transaction
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_holder_type
           # The customer's bank.
           sig { returns(String) }
           attr_accessor :bank
-          sig { params(account_holder_type: String, bank: String).void }
+          sig { params(account_holder_type: T.nilable(String), bank: String).void }
           def initialize(account_holder_type: nil, bank: nil); end
         end
         class Giropay < Stripe::RequestParams
 
-        end
-        class Gopay < Stripe::RequestParams
-
         end
         class Grabpay < Stripe::RequestParams
 
-        end
-        class IdBankTransfer < Stripe::RequestParams
-          # Bank where the account is held.
-          sig { returns(String) }
-          attr_accessor :bank
-          sig { params(bank: String).void }
-          def initialize(bank: nil); end
         end
         class Ideal < Stripe::RequestParams
           # The customer's bank. Only use this parameter for existing customers. Don't use it for new customers.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :bank
-          sig { params(bank: String).void }
+          sig { params(bank: T.nilable(String)).void }
           def initialize(bank: nil); end
         end
         class InteracPresent < Stripe::RequestParams
@@ -1926,10 +1813,12 @@ module Stripe
             def initialize(day: nil, month: nil, year: nil); end
           end
           # Customer's date of birth
-          sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Klarna::Dob) }
+          sig {
+            returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Klarna::Dob))
+           }
           attr_accessor :dob
           sig {
-            params(dob: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Klarna::Dob).void
+            params(dob: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Klarna::Dob)).void
            }
           def initialize(dob: nil); end
         end
@@ -1941,9 +1830,6 @@ module Stripe
         end
         class Link < Stripe::RequestParams
 
-        end
-        class MbWay < Stripe::RequestParams
-
         end
         class Mobilepay < Stripe::RequestParams
 
@@ -1953,19 +1839,50 @@ module Stripe
         end
         class NaverPay < Stripe::RequestParams
           # Whether to use Naver Pay points or a card to fund this transaction. If not provided, this defaults to `card`.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :funding
-          sig { params(funding: String).void }
+          sig { params(funding: T.nilable(String)).void }
           def initialize(funding: nil); end
         end
+        class NzBankAccount < Stripe::RequestParams
+          # The name on the bank account. Only required if the account holder name is different from the name of the authorized signatory collected in the PaymentMethod’s billing details.
+          sig { returns(T.nilable(String)) }
+          attr_accessor :account_holder_name
+          # The account number for the bank account.
+          sig { returns(String) }
+          attr_accessor :account_number
+          # The numeric code for the bank account's bank.
+          sig { returns(String) }
+          attr_accessor :bank_code
+          # The numeric code for the bank account's bank branch.
+          sig { returns(String) }
+          attr_accessor :branch_code
+          # Attribute for param field reference
+          sig { returns(T.nilable(String)) }
+          attr_accessor :reference
+          # The suffix of the bank account number.
+          sig { returns(String) }
+          attr_accessor :suffix
+          sig {
+            params(account_holder_name: T.nilable(String), account_number: String, bank_code: String, branch_code: String, reference: T.nilable(String), suffix: String).void
+           }
+          def initialize(
+            account_holder_name: nil,
+            account_number: nil,
+            bank_code: nil,
+            branch_code: nil,
+            reference: nil,
+            suffix: nil
+          ); end
+        end
         class Oxxo < Stripe::RequestParams
 
         end
         class P24 < Stripe::RequestParams
           # The customer's bank.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :bank
-          sig { params(bank: String).void }
+          sig { params(bank: T.nilable(String)).void }
           def initialize(bank: nil); end
         end
         class PayByBank < Stripe::RequestParams
@@ -1979,63 +1896,28 @@ module Stripe
         end
         class Paypal < Stripe::RequestParams
 
-        end
-        class Payto < Stripe::RequestParams
-          # The account number for the bank account.
-          sig { returns(String) }
-          attr_accessor :account_number
-          # Bank-State-Branch number of the bank account.
-          sig { returns(String) }
-          attr_accessor :bsb_number
-          # The PayID alias for the bank account.
-          sig { returns(String) }
-          attr_accessor :pay_id
-          sig { params(account_number: String, bsb_number: String, pay_id: String).void }
-          def initialize(account_number: nil, bsb_number: nil, pay_id: nil); end
         end
         class Pix < Stripe::RequestParams
 
         end
         class Promptpay < Stripe::RequestParams
 
-        end
-        class Qris < Stripe::RequestParams
-
         end
         class RadarOptions < Stripe::RequestParams
           # A [Radar Session](https://stripe.com/docs/radar/radar-session) is a snapshot of the browser metadata and device details that help Radar make more accurate predictions on your payments.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :session
-          sig { params(session: String).void }
+          sig { params(session: T.nilable(String)).void }
           def initialize(session: nil); end
         end
-        class Rechnung < Stripe::RequestParams
-          class Dob < Stripe::RequestParams
-            # The day of birth, between 1 and 31.
-            sig { returns(Integer) }
-            attr_accessor :day
-            # The month of birth, between 1 and 12.
-            sig { returns(Integer) }
-            attr_accessor :month
-            # The four-digit year of birth.
-            sig { returns(Integer) }
-            attr_accessor :year
-            sig { params(day: Integer, month: Integer, year: Integer).void }
-            def initialize(day: nil, month: nil, year: nil); end
-          end
-          # Customer's date of birth
-          sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Rechnung::Dob) }
-          attr_accessor :dob
-          sig {
-            params(dob: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Rechnung::Dob).void
-           }
-          def initialize(dob: nil); end
-        end
         class RevolutPay < Stripe::RequestParams
 
         end
         class SamsungPay < Stripe::RequestParams
 
+        end
+        class Satispay < Stripe::RequestParams
+
         end
         class SepaDebit < Stripe::RequestParams
           # IBAN of the bank account.
@@ -2043,9 +1925,6 @@ module Stripe
           attr_accessor :iban
           sig { params(iban: String).void }
           def initialize(iban: nil); end
-        end
-        class Shopeepay < Stripe::RequestParams
-
         end
         class Sofort < Stripe::RequestParams
           # Two-letter ISO code representing the country the bank account is located in.
@@ -2062,22 +1941,22 @@ module Stripe
         end
         class UsBankAccount < Stripe::RequestParams
           # Account holder type: individual or company.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_holder_type
           # Account number of the bank account.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_number
           # Account type: checkings or savings. Defaults to checking if omitted.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_type
           # The ID of a Financial Connections Account to use as a payment method.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :financial_connections_account
           # Routing number of the bank account.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :routing_number
           sig {
-            params(account_holder_type: String, account_number: String, account_type: String, financial_connections_account: String, routing_number: String).void
+            params(account_holder_type: T.nilable(String), account_number: T.nilable(String), account_type: T.nilable(String), financial_connections_account: T.nilable(String), routing_number: T.nilable(String)).void
            }
           def initialize(
             account_holder_type: nil,
@@ -2094,175 +1973,203 @@ module Stripe
 
         end
         # If this is an `acss_debit` PaymentMethod, this hash contains details about the ACSS Debit payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AcssDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AcssDebit))
+         }
         attr_accessor :acss_debit
         # If this is an `affirm` PaymentMethod, this hash contains details about the Affirm payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Affirm) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Affirm)) }
         attr_accessor :affirm
         # If this is an `AfterpayClearpay` PaymentMethod, this hash contains details about the AfterpayClearpay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AfterpayClearpay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AfterpayClearpay))
+         }
         attr_accessor :afterpay_clearpay
         # If this is an `Alipay` PaymentMethod, this hash contains details about the Alipay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Alipay) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Alipay)) }
         attr_accessor :alipay
         # This field indicates whether this payment method can be shown again to its customer in a checkout flow. Stripe products such as Checkout and Elements use this field to determine whether a payment method can be shown as a saved payment method in a checkout flow. The field defaults to `unspecified`.
-        sig { returns(String) }
+        sig { returns(T.nilable(String)) }
         attr_accessor :allow_redisplay
         # If this is a Alma PaymentMethod, this hash contains details about the Alma payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Alma) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Alma)) }
         attr_accessor :alma
         # If this is a AmazonPay PaymentMethod, this hash contains details about the AmazonPay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AmazonPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AmazonPay))
+         }
         attr_accessor :amazon_pay
         # If this is an `au_becs_debit` PaymentMethod, this hash contains details about the bank account.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AuBecsDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AuBecsDebit))
+         }
         attr_accessor :au_becs_debit
         # If this is a `bacs_debit` PaymentMethod, this hash contains details about the Bacs Direct Debit bank account.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::BacsDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::BacsDebit))
+         }
         attr_accessor :bacs_debit
         # If this is a `bancontact` PaymentMethod, this hash contains details about the Bancontact payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Bancontact) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Bancontact))
+         }
         attr_accessor :bancontact
+        # If this is a `billie` PaymentMethod, this hash contains details about the billie payment method.
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Billie)) }
+        attr_accessor :billie
         # Billing information associated with the PaymentMethod that may be used or required by particular types of payment methods.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::BillingDetails) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::BillingDetails))
+         }
         attr_accessor :billing_details
         # If this is a `blik` PaymentMethod, this hash contains details about the BLIK payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Blik) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Blik)) }
         attr_accessor :blik
         # If this is a `boleto` PaymentMethod, this hash contains details about the Boleto payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Boleto) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Boleto)) }
         attr_accessor :boleto
         # If this is a `cashapp` PaymentMethod, this hash contains details about the Cash App Pay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Cashapp) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Cashapp)) }
         attr_accessor :cashapp
         # If this is a `customer_balance` PaymentMethod, this hash contains details about the CustomerBalance payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::CustomerBalance) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::CustomerBalance))
+         }
         attr_accessor :customer_balance
         # If this is an `eps` PaymentMethod, this hash contains details about the EPS payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Eps) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Eps)) }
         attr_accessor :eps
         # If this is an `fpx` PaymentMethod, this hash contains details about the FPX payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Fpx) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Fpx)) }
         attr_accessor :fpx
         # If this is a `giropay` PaymentMethod, this hash contains details about the Giropay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Giropay) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Giropay)) }
         attr_accessor :giropay
-        # If this is a Gopay PaymentMethod, this hash contains details about the Gopay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Gopay) }
-        attr_accessor :gopay
         # If this is a `grabpay` PaymentMethod, this hash contains details about the GrabPay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Grabpay) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Grabpay)) }
         attr_accessor :grabpay
-        # If this is an `IdBankTransfer` PaymentMethod, this hash contains details about the IdBankTransfer payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::IdBankTransfer) }
-        attr_accessor :id_bank_transfer
         # If this is an `ideal` PaymentMethod, this hash contains details about the iDEAL payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Ideal) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Ideal)) }
         attr_accessor :ideal
         # If this is an `interac_present` PaymentMethod, this hash contains details about the Interac Present payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::InteracPresent) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::InteracPresent))
+         }
         attr_accessor :interac_present
         # If this is a `kakao_pay` PaymentMethod, this hash contains details about the Kakao Pay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::KakaoPay) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::KakaoPay)) }
         attr_accessor :kakao_pay
         # If this is a `klarna` PaymentMethod, this hash contains details about the Klarna payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Klarna) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Klarna)) }
         attr_accessor :klarna
         # If this is a `konbini` PaymentMethod, this hash contains details about the Konbini payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Konbini) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Konbini)) }
         attr_accessor :konbini
         # If this is a `kr_card` PaymentMethod, this hash contains details about the Korean Card payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::KrCard) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::KrCard)) }
         attr_accessor :kr_card
         # If this is an `Link` PaymentMethod, this hash contains details about the Link payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Link) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Link)) }
         attr_accessor :link
-        # If this is a MB WAY PaymentMethod, this hash contains details about the MB WAY payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::MbWay) }
-        attr_accessor :mb_way
         # Set of [key-value pairs](https://stripe.com/docs/api/metadata) that you can attach to an object. This can be useful for storing additional information about the object in a structured format. Individual keys can be unset by posting an empty value to them. All keys can be unset by posting an empty value to `metadata`.
-        sig { returns(T::Hash[String, String]) }
+        sig { returns(T.nilable(T::Hash[String, String])) }
         attr_accessor :metadata
         # If this is a `mobilepay` PaymentMethod, this hash contains details about the MobilePay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Mobilepay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Mobilepay))
+         }
         attr_accessor :mobilepay
         # If this is a `multibanco` PaymentMethod, this hash contains details about the Multibanco payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Multibanco) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Multibanco))
+         }
         attr_accessor :multibanco
         # If this is a `naver_pay` PaymentMethod, this hash contains details about the Naver Pay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::NaverPay) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::NaverPay)) }
         attr_accessor :naver_pay
+        # If this is an nz_bank_account PaymentMethod, this hash contains details about the nz_bank_account payment method.
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::NzBankAccount))
+         }
+        attr_accessor :nz_bank_account
         # If this is an `oxxo` PaymentMethod, this hash contains details about the OXXO payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Oxxo) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Oxxo)) }
         attr_accessor :oxxo
         # If this is a `p24` PaymentMethod, this hash contains details about the P24 payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::P24) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::P24)) }
         attr_accessor :p24
         # If this is a `pay_by_bank` PaymentMethod, this hash contains details about the PayByBank payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::PayByBank) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::PayByBank))
+         }
         attr_accessor :pay_by_bank
         # If this is a `payco` PaymentMethod, this hash contains details about the PAYCO payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Payco) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Payco)) }
         attr_accessor :payco
         # If this is a `paynow` PaymentMethod, this hash contains details about the PayNow payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Paynow) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Paynow)) }
         attr_accessor :paynow
         # If this is a `paypal` PaymentMethod, this hash contains details about the PayPal payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Paypal) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Paypal)) }
         attr_accessor :paypal
-        # If this is a `payto` PaymentMethod, this hash contains details about the PayTo payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Payto) }
-        attr_accessor :payto
         # If this is a `pix` PaymentMethod, this hash contains details about the Pix payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Pix) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Pix)) }
         attr_accessor :pix
         # If this is a `promptpay` PaymentMethod, this hash contains details about the PromptPay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Promptpay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Promptpay))
+         }
         attr_accessor :promptpay
-        # If this is a `qris` PaymentMethod, this hash contains details about the QRIS payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Qris) }
-        attr_accessor :qris
         # Options to configure Radar. See [Radar Session](https://stripe.com/docs/radar/radar-session) for more information.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::RadarOptions) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::RadarOptions))
+         }
         attr_accessor :radar_options
-        # If this is a `rechnung` PaymentMethod, this hash contains details about the Rechnung payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Rechnung) }
-        attr_accessor :rechnung
         # If this is a `Revolut Pay` PaymentMethod, this hash contains details about the Revolut Pay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::RevolutPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::RevolutPay))
+         }
         attr_accessor :revolut_pay
         # If this is a `samsung_pay` PaymentMethod, this hash contains details about the SamsungPay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::SamsungPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::SamsungPay))
+         }
         attr_accessor :samsung_pay
+        # If this is a `satispay` PaymentMethod, this hash contains details about the satispay payment method.
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Satispay)) }
+        attr_accessor :satispay
         # If this is a `sepa_debit` PaymentMethod, this hash contains details about the SEPA debit bank account.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::SepaDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::SepaDebit))
+         }
         attr_accessor :sepa_debit
-        # If this is a Shopeepay PaymentMethod, this hash contains details about the Shopeepay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Shopeepay) }
-        attr_accessor :shopeepay
         # If this is a `sofort` PaymentMethod, this hash contains details about the SOFORT payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Sofort) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Sofort)) }
         attr_accessor :sofort
         # If this is a `swish` PaymentMethod, this hash contains details about the Swish payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Swish) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Swish)) }
         attr_accessor :swish
         # If this is a TWINT PaymentMethod, this hash contains details about the TWINT payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Twint) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Twint)) }
         attr_accessor :twint
         # The type of the PaymentMethod. An additional hash is included on the PaymentMethod with a name matching this value. It contains additional information specific to the PaymentMethod type.
         sig { returns(String) }
         attr_accessor :type
         # If this is an `us_bank_account` PaymentMethod, this hash contains details about the US bank account payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::UsBankAccount) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::UsBankAccount))
+         }
         attr_accessor :us_bank_account
         # If this is an `wechat_pay` PaymentMethod, this hash contains details about the wechat_pay payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::WechatPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::WechatPay))
+         }
         attr_accessor :wechat_pay
         # If this is a `zip` PaymentMethod, this hash contains details about the Zip payment method.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Zip) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Zip)) }
         attr_accessor :zip
         sig {
-          params(acss_debit: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AcssDebit, affirm: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Affirm, afterpay_clearpay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AfterpayClearpay, alipay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Alipay, allow_redisplay: String, alma: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Alma, amazon_pay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AmazonPay, au_becs_debit: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AuBecsDebit, bacs_debit: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::BacsDebit, bancontact: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Bancontact, billing_details: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::BillingDetails, blik: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Blik, boleto: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Boleto, cashapp: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Cashapp, customer_balance: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::CustomerBalance, eps: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Eps, fpx: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Fpx, giropay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Giropay, gopay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Gopay, grabpay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Grabpay, id_bank_transfer: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::IdBankTransfer, ideal: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Ideal, interac_present: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::InteracPresent, kakao_pay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::KakaoPay, klarna: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Klarna, konbini: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Konbini, kr_card: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::KrCard, link: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Link, mb_way: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::MbWay, metadata: T::Hash[String, String], mobilepay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Mobilepay, multibanco: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Multibanco, naver_pay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::NaverPay, oxxo: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Oxxo, p24: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::P24, pay_by_bank: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::PayByBank, payco: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Payco, paynow: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Paynow, paypal: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Paypal, payto: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Payto, pix: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Pix, promptpay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Promptpay, qris: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Qris, radar_options: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::RadarOptions, rechnung: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Rechnung, revolut_pay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::RevolutPay, samsung_pay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::SamsungPay, sepa_debit: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::SepaDebit, shopeepay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Shopeepay, sofort: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Sofort, swish: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Swish, twint: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Twint, type: String, us_bank_account: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::UsBankAccount, wechat_pay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::WechatPay, zip: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Zip).void
+          params(acss_debit: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AcssDebit), affirm: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Affirm), afterpay_clearpay: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AfterpayClearpay), alipay: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Alipay), allow_redisplay: T.nilable(String), alma: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Alma), amazon_pay: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AmazonPay), au_becs_debit: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::AuBecsDebit), bacs_debit: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::BacsDebit), bancontact: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Bancontact), billie: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Billie), billing_details: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::BillingDetails), blik: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Blik), boleto: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Boleto), cashapp: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Cashapp), customer_balance: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::CustomerBalance), eps: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Eps), fpx: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Fpx), giropay: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Giropay), grabpay: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Grabpay), ideal: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Ideal), interac_present: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::InteracPresent), kakao_pay: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::KakaoPay), klarna: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Klarna), konbini: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Konbini), kr_card: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::KrCard), link: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Link), metadata: T.nilable(T::Hash[String, String]), mobilepay: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Mobilepay), multibanco: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Multibanco), naver_pay: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::NaverPay), nz_bank_account: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::NzBankAccount), oxxo: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Oxxo), p24: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::P24), pay_by_bank: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::PayByBank), payco: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Payco), paynow: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Paynow), paypal: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Paypal), pix: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Pix), promptpay: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Promptpay), radar_options: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::RadarOptions), revolut_pay: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::RevolutPay), samsung_pay: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::SamsungPay), satispay: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Satispay), sepa_debit: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::SepaDebit), sofort: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Sofort), swish: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Swish), twint: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Twint), type: String, us_bank_account: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::UsBankAccount), wechat_pay: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::WechatPay), zip: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData::Zip)).void
          }
         def initialize(
           acss_debit: nil,
@@ -2275,6 +2182,7 @@ module Stripe
           au_becs_debit: nil,
           bacs_debit: nil,
           bancontact: nil,
+          billie: nil,
           billing_details: nil,
           blik: nil,
           boleto: nil,
@@ -2283,9 +2191,7 @@ module Stripe
           eps: nil,
           fpx: nil,
           giropay: nil,
-          gopay: nil,
           grabpay: nil,
-          id_bank_transfer: nil,
           ideal: nil,
           interac_present: nil,
           kakao_pay: nil,
@@ -2293,27 +2199,24 @@ module Stripe
           konbini: nil,
           kr_card: nil,
           link: nil,
-          mb_way: nil,
           metadata: nil,
           mobilepay: nil,
           multibanco: nil,
           naver_pay: nil,
+          nz_bank_account: nil,
           oxxo: nil,
           p24: nil,
           pay_by_bank: nil,
           payco: nil,
           paynow: nil,
           paypal: nil,
-          payto: nil,
           pix: nil,
           promptpay: nil,
-          qris: nil,
           radar_options: nil,
-          rechnung: nil,
           revolut_pay: nil,
           samsung_pay: nil,
+          satispay: nil,
           sepa_debit: nil,
-          shopeepay: nil,
           sofort: nil,
           swish: nil,
           twint: nil,
@@ -2329,22 +2232,22 @@ module Stripe
             # A URL for custom mandate text to render during confirmation step.
             # The URL will be rendered with additional GET parameters `payment_intent` and `payment_intent_client_secret` when confirming a Payment Intent,
             # or `setup_intent` and `setup_intent_client_secret` when confirming a Setup Intent.
-            sig { returns(T.nilable(String)) }
+            sig { returns(T.nilable(T.nilable(String))) }
             attr_accessor :custom_mandate_url
             # List of Stripe products where this mandate can be selected automatically.
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :default_for
             # Description of the mandate interval. Only required if 'payment_schedule' parameter is 'interval' or 'combined'.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :interval_description
             # Payment schedule for the mandate.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :payment_schedule
             # Transaction type of the mandate.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :transaction_type
             sig {
-              params(custom_mandate_url: T.nilable(String), default_for: T::Array[String], interval_description: String, payment_schedule: String, transaction_type: String).void
+              params(custom_mandate_url: T.nilable(T.nilable(String)), default_for: T.nilable(T::Array[String]), interval_description: T.nilable(String), payment_schedule: T.nilable(String), transaction_type: T.nilable(String)).void
              }
             def initialize(
               custom_mandate_url: nil,
@@ -2355,18 +2258,18 @@ module Stripe
             ); end
           end
           # Three-letter [ISO currency code](https://www.iso.org/iso-4217-currency-codes.html), in lowercase. Must be a [supported currency](https://stripe.com/docs/currencies).
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :currency
           # Additional fields for Mandate creation
           sig {
-            returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::AcssDebit::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::AcssDebit::MandateOptions))
            }
           attr_accessor :mandate_options
           # Bank account verification method.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :verification_method
           sig {
-            params(currency: String, mandate_options: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::AcssDebit::MandateOptions, verification_method: String).void
+            params(currency: T.nilable(String), mandate_options: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::AcssDebit::MandateOptions), verification_method: T.nilable(String)).void
            }
           def initialize(currency: nil, mandate_options: nil, verification_method: nil); end
         end
@@ -2376,18 +2279,18 @@ module Stripe
         class BacsDebit < Stripe::RequestParams
           class MandateOptions < Stripe::RequestParams
             # Prefix used to generate the Mandate reference. Must be at most 12 characters long. Must consist of only uppercase letters, numbers, spaces, or the following special characters: '/', '_', '-', '&', '.'. Cannot begin with 'DDIC' or 'STRIPE'.
-            sig { returns(T.nilable(String)) }
+            sig { returns(T.nilable(T.nilable(String))) }
             attr_accessor :reference_prefix
-            sig { params(reference_prefix: T.nilable(String)).void }
+            sig { params(reference_prefix: T.nilable(T.nilable(String))).void }
             def initialize(reference_prefix: nil); end
           end
           # Additional fields for Mandate creation
           sig {
-            returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::BacsDebit::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::BacsDebit::MandateOptions))
            }
           attr_accessor :mandate_options
           sig {
-            params(mandate_options: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::BacsDebit::MandateOptions).void
+            params(mandate_options: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::BacsDebit::MandateOptions)).void
            }
           def initialize(mandate_options: nil); end
         end
@@ -2403,16 +2306,16 @@ module Stripe
             sig { returns(String) }
             attr_accessor :currency
             # A description of the mandate or subscription that is meant to be displayed to the customer.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :description
             # End date of the mandate or subscription. If not provided, the mandate will be active until canceled. If provided, end date should be after start date.
-            sig { returns(Integer) }
+            sig { returns(T.nilable(Integer)) }
             attr_accessor :end_date
             # Specifies payment frequency. One of `day`, `week`, `month`, `year`, or `sporadic`.
             sig { returns(String) }
             attr_accessor :interval
             # The number of intervals between payments. For example, `interval=month` and `interval_count=3` indicates one payment every three months. Maximum of one year interval allowed (1 year, 12 months, or 52 weeks). This parameter is optional when `interval=sporadic`.
-            sig { returns(Integer) }
+            sig { returns(T.nilable(Integer)) }
             attr_accessor :interval_count
             # Unique identifier for the mandate or subscription.
             sig { returns(String) }
@@ -2421,10 +2324,10 @@ module Stripe
             sig { returns(Integer) }
             attr_accessor :start_date
             # Specifies the type of mandates supported. Possible values are `india`.
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :supported_types
             sig {
-              params(amount: Integer, amount_type: String, currency: String, description: String, end_date: Integer, interval: String, interval_count: Integer, reference: String, start_date: Integer, supported_types: T::Array[String]).void
+              params(amount: Integer, amount_type: String, currency: String, description: T.nilable(String), end_date: T.nilable(Integer), interval: String, interval_count: T.nilable(Integer), reference: String, start_date: Integer, supported_types: T.nilable(T::Array[String])).void
              }
             def initialize(
               amount: nil,
@@ -2451,58 +2354,60 @@ module Stripe
                 # message extension: CB-EXEMPTION; string (4 characters)
                 # This is a 3 byte bitmap (low significant byte first and most significant
                 # bit first) that has been Base64 encoded
-                sig { returns(String) }
+                sig { returns(T.nilable(String)) }
                 attr_accessor :cb_exemption
                 # The risk score returned from Cartes Bancaires in the ARes.
                 # message extension: CB-SCORE; numeric value 0-99
-                sig { returns(Integer) }
+                sig { returns(T.nilable(Integer)) }
                 attr_accessor :cb_score
-                sig { params(cb_avalgo: String, cb_exemption: String, cb_score: Integer).void }
+                sig {
+                  params(cb_avalgo: String, cb_exemption: T.nilable(String), cb_score: T.nilable(Integer)).void
+                 }
                 def initialize(cb_avalgo: nil, cb_exemption: nil, cb_score: nil); end
               end
               # Cartes Bancaires-specific 3DS fields.
               sig {
-                returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions::CartesBancaires)
+                returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions::CartesBancaires))
                }
               attr_accessor :cartes_bancaires
               sig {
-                params(cartes_bancaires: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions::CartesBancaires).void
+                params(cartes_bancaires: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions::CartesBancaires)).void
                }
               def initialize(cartes_bancaires: nil); end
             end
             # The `transStatus` returned from the card Issuer’s ACS in the ARes.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :ares_trans_status
             # The cryptogram, also known as the "authentication value" (AAV, CAVV or
             # AEVV). This value is 20 bytes, base64-encoded into a 28-character string.
             # (Most 3D Secure providers will return the base64-encoded version, which
             # is what you should specify here.)
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :cryptogram
             # The Electronic Commerce Indicator (ECI) is returned by your 3D Secure
             # provider and indicates what degree of authentication was performed.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :electronic_commerce_indicator
             # Network specific 3DS fields. Network specific arguments require an
             # explicit card brand choice. The parameter `payment_method_options.card.network``
             # must be populated accordingly
             sig {
-              returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions)
+              returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions))
              }
             attr_accessor :network_options
             # The challenge indicator (`threeDSRequestorChallengeInd`) which was requested in the
             # AReq sent to the card Issuer's ACS. A string containing 2 digits from 01-99.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :requestor_challenge_indicator
             # For 3D Secure 1, the XID. For 3D Secure 2, the Directory Server
             # Transaction ID (dsTransID).
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :transaction_id
             # The version of 3D Secure that was performed.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :version
             sig {
-              params(ares_trans_status: String, cryptogram: String, electronic_commerce_indicator: String, network_options: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions, requestor_challenge_indicator: String, transaction_id: String, version: String).void
+              params(ares_trans_status: T.nilable(String), cryptogram: T.nilable(String), electronic_commerce_indicator: T.nilable(String), network_options: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions), requestor_challenge_indicator: T.nilable(String), transaction_id: T.nilable(String), version: T.nilable(String)).void
              }
             def initialize(
               ares_trans_status: nil,
@@ -2516,28 +2421,28 @@ module Stripe
           end
           # Configuration options for setting up an eMandate for cards issued in India.
           sig {
-            returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::MandateOptions))
            }
           attr_accessor :mandate_options
           # When specified, this parameter signals that a card has been collected
           # as MOTO (Mail Order Telephone Order) and thus out of scope for SCA. This
           # parameter can only be provided during confirmation.
-          sig { returns(T::Boolean) }
+          sig { returns(T.nilable(T::Boolean)) }
           attr_accessor :moto
           # Selected network to process this SetupIntent on. Depends on the available networks of the card attached to the SetupIntent. Can be only set confirm-time.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :network
           # We strongly recommend that you rely on our SCA Engine to automatically prompt your customers for authentication based on risk level and [other requirements](https://stripe.com/docs/strong-customer-authentication). However, if you wish to request 3D Secure based on logic from your own fraud engine, provide this option. If not provided, this value defaults to `automatic`. Read our guide on [manually requesting 3D Secure](https://stripe.com/docs/payments/3d-secure/authentication-flow#manual-three-ds) for more information on how this configuration interacts with Radar and our SCA Engine.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :request_three_d_secure
           # If 3D Secure authentication was performed with a third-party provider,
           # the authentication details to use for this setup.
           sig {
-            returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::ThreeDSecure)
+            returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::ThreeDSecure))
            }
           attr_accessor :three_d_secure
           sig {
-            params(mandate_options: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::MandateOptions, moto: T::Boolean, network: String, request_three_d_secure: String, three_d_secure: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::ThreeDSecure).void
+            params(mandate_options: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::MandateOptions), moto: T.nilable(T::Boolean), network: T.nilable(String), request_three_d_secure: T.nilable(String), three_d_secure: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card::ThreeDSecure)).void
            }
           def initialize(
             mandate_options: nil,
@@ -2552,87 +2457,33 @@ module Stripe
         end
         class Link < Stripe::RequestParams
           # [Deprecated] This is a legacy parameter that no longer has any function.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :persistent_token
-          sig { params(persistent_token: String).void }
+          sig { params(persistent_token: T.nilable(String)).void }
           def initialize(persistent_token: nil); end
         end
         class Paypal < Stripe::RequestParams
           # The PayPal Billing Agreement ID (BAID). This is an ID generated by PayPal which represents the mandate between the merchant and the customer.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :billing_agreement_id
-          # Attribute for param field currency
-          sig { returns(String) }
-          attr_accessor :currency
-          # The Stripe connected account IDs of the sellers on the platform for this transaction (optional). Only allowed when [separate charges and transfers](https://stripe.com/docs/connect/separate-charges-and-transfers) are used.
-          sig { returns(T::Array[String]) }
-          attr_accessor :subsellers
-          sig {
-            params(billing_agreement_id: String, currency: String, subsellers: T::Array[String]).void
-           }
-          def initialize(billing_agreement_id: nil, currency: nil, subsellers: nil); end
+          sig { params(billing_agreement_id: T.nilable(String)).void }
+          def initialize(billing_agreement_id: nil); end
         end
-        class Payto < Stripe::RequestParams
-          class MandateOptions < Stripe::RequestParams
-            # Amount that will be collected. It is required when `amount_type` is `fixed`.
-            sig { returns(Integer) }
-            attr_accessor :amount
-            # The type of amount that will be collected. The amount charged must be exact or up to the value of `amount` param for `fixed` or `maximum` type respectively.
-            sig { returns(String) }
-            attr_accessor :amount_type
-            # Date, in YYYY-MM-DD format, after which payments will not be collected. Defaults to no end date.
-            sig { returns(String) }
-            attr_accessor :end_date
-            # The periodicity at which payments will be collected.
-            sig { returns(String) }
-            attr_accessor :payment_schedule
-            # The number of payments that will be made during a payment period. Defaults to 1 except for when `payment_schedule` is `adhoc`. In that case, it defaults to no limit.
-            sig { returns(Integer) }
-            attr_accessor :payments_per_period
-            # The purpose for which payments are made. Defaults to retail.
-            sig { returns(String) }
-            attr_accessor :purpose
-            # Date, in YYYY-MM-DD format, from which payments will be collected. Defaults to confirmation time.
-            sig { returns(String) }
-            attr_accessor :start_date
-            sig {
-              params(amount: Integer, amount_type: String, end_date: String, payment_schedule: String, payments_per_period: Integer, purpose: String, start_date: String).void
-             }
-            def initialize(
-              amount: nil,
-              amount_type: nil,
-              end_date: nil,
-              payment_schedule: nil,
-              payments_per_period: nil,
-              purpose: nil,
-              start_date: nil
-            ); end
-          end
-          # Additional fields for Mandate creation.
-          sig {
-            returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Payto::MandateOptions)
-           }
-          attr_accessor :mandate_options
-          sig {
-            params(mandate_options: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Payto::MandateOptions).void
-           }
-          def initialize(mandate_options: nil); end
-        end
-        class SepaDebit < Stripe::RequestParams
+        class SepaDebit < Stripe::RequestParams
           class MandateOptions < Stripe::RequestParams
             # Prefix used to generate the Mandate reference. Must be at most 12 characters long. Must consist of only uppercase letters, numbers, spaces, or the following special characters: '/', '_', '-', '&', '.'. Cannot begin with 'STRIPE'.
-            sig { returns(T.nilable(String)) }
+            sig { returns(T.nilable(T.nilable(String))) }
             attr_accessor :reference_prefix
-            sig { params(reference_prefix: T.nilable(String)).void }
+            sig { params(reference_prefix: T.nilable(T.nilable(String))).void }
             def initialize(reference_prefix: nil); end
           end
           # Additional fields for Mandate creation
           sig {
-            returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::SepaDebit::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::SepaDebit::MandateOptions))
            }
           attr_accessor :mandate_options
           sig {
-            params(mandate_options: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::SepaDebit::MandateOptions).void
+            params(mandate_options: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::SepaDebit::MandateOptions)).void
            }
           def initialize(mandate_options: nil); end
         end
@@ -2640,85 +2491,64 @@ module Stripe
           class FinancialConnections < Stripe::RequestParams
             class Filters < Stripe::RequestParams
               # The account subcategories to use to filter for selectable accounts. Valid subcategories are `checking` and `savings`.
-              sig { returns(T::Array[String]) }
+              sig { returns(T.nilable(T::Array[String])) }
               attr_accessor :account_subcategories
-              # ID of the institution to use to filter for selectable accounts.
-              sig { returns(String) }
-              attr_accessor :institution
-              sig { params(account_subcategories: T::Array[String], institution: String).void }
-              def initialize(account_subcategories: nil, institution: nil); end
-            end
-            class ManualEntry < Stripe::RequestParams
-              # Settings for configuring manual entry of account details.
-              sig { returns(String) }
-              attr_accessor :mode
-              sig { params(mode: String).void }
-              def initialize(mode: nil); end
+              sig { params(account_subcategories: T.nilable(T::Array[String])).void }
+              def initialize(account_subcategories: nil); end
             end
             # Provide filters for the linked accounts that the customer can select for the payment method.
             sig {
-              returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::Filters)
+              returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::Filters))
              }
             attr_accessor :filters
-            # Customize manual entry behavior
-            sig {
-              returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::ManualEntry)
-             }
-            attr_accessor :manual_entry
             # The list of permissions to request. If this parameter is passed, the `payment_method` permission must be included. Valid permissions include: `balances`, `ownership`, `payment_method`, and `transactions`.
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :permissions
             # List of data features that you would like to retrieve upon account creation.
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :prefetch
             # For webview integrations only. Upon completing OAuth login in the native browser, the user will be redirected to this URL to return to your app.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :return_url
             sig {
-              params(filters: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::Filters, manual_entry: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::ManualEntry, permissions: T::Array[String], prefetch: T::Array[String], return_url: String).void
+              params(filters: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::Filters), permissions: T.nilable(T::Array[String]), prefetch: T.nilable(T::Array[String]), return_url: T.nilable(String)).void
              }
-            def initialize(
-              filters: nil,
-              manual_entry: nil,
-              permissions: nil,
-              prefetch: nil,
-              return_url: nil
-            ); end
+            def initialize(filters: nil, permissions: nil, prefetch: nil, return_url: nil); end
           end
           class MandateOptions < Stripe::RequestParams
             # The method used to collect offline mandate customer acceptance.
-            sig { returns(T.nilable(String)) }
+            sig { returns(T.nilable(T.nilable(String))) }
             attr_accessor :collection_method
-            sig { params(collection_method: T.nilable(String)).void }
+            sig { params(collection_method: T.nilable(T.nilable(String))).void }
             def initialize(collection_method: nil); end
           end
           class Networks < Stripe::RequestParams
             # Triggers validations to run across the selected networks
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :requested
-            sig { params(requested: T::Array[String]).void }
+            sig { params(requested: T.nilable(T::Array[String])).void }
             def initialize(requested: nil); end
           end
           # Additional fields for Financial Connections Session creation
           sig {
-            returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections)
+            returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections))
            }
           attr_accessor :financial_connections
           # Additional fields for Mandate creation
           sig {
-            returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::MandateOptions))
            }
           attr_accessor :mandate_options
           # Additional fields for network related functions
           sig {
-            returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::Networks)
+            returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::Networks))
            }
           attr_accessor :networks
           # Bank account verification method.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :verification_method
           sig {
-            params(financial_connections: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections, mandate_options: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::MandateOptions, networks: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::Networks, verification_method: String).void
+            params(financial_connections: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::FinancialConnections), mandate_options: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::MandateOptions), networks: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount::Networks), verification_method: T.nilable(String)).void
            }
           def initialize(
             financial_connections: nil,
@@ -2728,37 +2558,48 @@ module Stripe
           ); end
         end
         # If this is a `acss_debit` SetupIntent, this sub-hash contains details about the ACSS Debit payment method options.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::AcssDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::AcssDebit))
+         }
         attr_accessor :acss_debit
         # If this is a `amazon_pay` SetupIntent, this sub-hash contains details about the AmazonPay payment method options.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::AmazonPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::AmazonPay))
+         }
         attr_accessor :amazon_pay
         # If this is a `bacs_debit` SetupIntent, this sub-hash contains details about the Bacs Debit payment method options.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::BacsDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::BacsDebit))
+         }
         attr_accessor :bacs_debit
         # Configuration for any card setup attempted on this SetupIntent.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card)) }
         attr_accessor :card
         # If this is a `card_present` PaymentMethod, this sub-hash contains details about the card-present payment method options.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::CardPresent) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::CardPresent))
+         }
         attr_accessor :card_present
         # If this is a `link` PaymentMethod, this sub-hash contains details about the Link payment method options.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Link) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Link)) }
         attr_accessor :link
         # If this is a `paypal` PaymentMethod, this sub-hash contains details about the PayPal payment method options.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Paypal) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Paypal))
+         }
         attr_accessor :paypal
-        # If this is a `payto` SetupIntent, this sub-hash contains details about the PayTo payment method options.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Payto) }
-        attr_accessor :payto
         # If this is a `sepa_debit` SetupIntent, this sub-hash contains details about the SEPA Debit payment method options.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::SepaDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::SepaDebit))
+         }
         attr_accessor :sepa_debit
         # If this is a `us_bank_account` SetupIntent, this sub-hash contains details about the US bank account payment method options.
-        sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount))
+         }
         attr_accessor :us_bank_account
         sig {
-          params(acss_debit: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::AcssDebit, amazon_pay: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::AmazonPay, bacs_debit: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::BacsDebit, card: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card, card_present: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::CardPresent, link: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Link, paypal: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Paypal, payto: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Payto, sepa_debit: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::SepaDebit, us_bank_account: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount).void
+          params(acss_debit: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::AcssDebit), amazon_pay: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::AmazonPay), bacs_debit: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::BacsDebit), card: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Card), card_present: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::CardPresent), link: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Link), paypal: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::Paypal), sepa_debit: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::SepaDebit), us_bank_account: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions::UsBankAccount)).void
          }
         def initialize(
           acss_debit: nil,
@@ -2768,7 +2609,6 @@ module Stripe
           card_present: nil,
           link: nil,
           paypal: nil,
-          payto: nil,
           sepa_debit: nil,
           us_bank_account: nil
         ); end
@@ -2776,45 +2616,45 @@ module Stripe
       # If present, the SetupIntent's payment method will be attached to the in-context Stripe Account.
       #
       # It can only be used for this Stripe Account’s own money movement flows like InboundTransfer and OutboundTransfers. It cannot be set to true when setting up a PaymentMethod for a Customer, and defaults to false when attaching a PaymentMethod to a Customer.
-      sig { returns(T::Boolean) }
+      sig { returns(T.nilable(T::Boolean)) }
       attr_accessor :attach_to_self
       # ID of the Customer this SetupIntent belongs to, if one exists.
       #
       # If present, the SetupIntent's payment method will be attached to the Customer on successful setup. Payment methods attached to other Customers cannot be used with this SetupIntent.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :customer
       # An arbitrary string attached to the object. Often useful for displaying to users.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :description
       # Specifies which fields in the response should be expanded.
-      sig { returns(T::Array[String]) }
+      sig { returns(T.nilable(T::Array[String])) }
       attr_accessor :expand
       # Indicates the directions of money movement for which this payment method is intended to be used.
       #
       # Include `inbound` if you intend to use the payment method as the origin to pull funds from. Include `outbound` if you intend to use the payment method as the destination to send funds to. You can include both if you intend to use the payment method for both purposes.
-      sig { returns(T::Array[String]) }
+      sig { returns(T.nilable(T::Array[String])) }
       attr_accessor :flow_directions
       # Set of [key-value pairs](https://stripe.com/docs/api/metadata) that you can attach to an object. This can be useful for storing additional information about the object in a structured format. Individual keys can be unset by posting an empty value to them. All keys can be unset by posting an empty value to `metadata`.
-      sig { returns(T.nilable(T::Hash[String, String])) }
+      sig { returns(T.nilable(T.nilable(T.any(String, T::Hash[String, String])))) }
       attr_accessor :metadata
       # ID of the payment method (a PaymentMethod, Card, or saved Source object) to attach to this SetupIntent. To unset this field to null, pass in an empty string.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :payment_method
       # The ID of the [payment method configuration](https://stripe.com/docs/api/payment_method_configurations) to use with this SetupIntent.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :payment_method_configuration
       # When included, this hash creates a PaymentMethod that is set as the [`payment_method`](https://stripe.com/docs/api/setup_intents/object#setup_intent_object-payment_method)
       # value in the SetupIntent.
-      sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodData) }
+      sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData)) }
       attr_accessor :payment_method_data
       # Payment method-specific configuration for this SetupIntent.
-      sig { returns(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions) }
+      sig { returns(T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions)) }
       attr_accessor :payment_method_options
       # The list of payment method types (for example, card) that this SetupIntent can set up. If you don't provide this, Stripe will dynamically show relevant payment methods from your [payment method settings](https://dashboard.stripe.com/settings/payment_methods).
-      sig { returns(T::Array[String]) }
+      sig { returns(T.nilable(T::Array[String])) }
       attr_accessor :payment_method_types
       sig {
-        params(attach_to_self: T::Boolean, customer: String, description: String, expand: T::Array[String], flow_directions: T::Array[String], metadata: T.nilable(T::Hash[String, String]), payment_method: String, payment_method_configuration: String, payment_method_data: ::Stripe::SetupIntent::UpdateParams::PaymentMethodData, payment_method_options: ::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions, payment_method_types: T::Array[String]).void
+        params(attach_to_self: T.nilable(T::Boolean), customer: T.nilable(String), description: T.nilable(String), expand: T.nilable(T::Array[String]), flow_directions: T.nilable(T::Array[String]), metadata: T.nilable(T.nilable(T.any(String, T::Hash[String, String]))), payment_method: T.nilable(String), payment_method_configuration: T.nilable(String), payment_method_data: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodData), payment_method_options: T.nilable(::Stripe::SetupIntent::UpdateParams::PaymentMethodOptions), payment_method_types: T.nilable(T::Array[String])).void
        }
       def initialize(
         attach_to_self: nil,
@@ -2832,12 +2672,14 @@ module Stripe
     end
     class CancelParams < Stripe::RequestParams
       # Reason for canceling this SetupIntent. Possible values are: `abandoned`, `requested_by_customer`, or `duplicate`
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :cancellation_reason
       # Specifies which fields in the response should be expanded.
-      sig { returns(T::Array[String]) }
+      sig { returns(T.nilable(T::Array[String])) }
       attr_accessor :expand
-      sig { params(cancellation_reason: String, expand: T::Array[String]).void }
+      sig {
+        params(cancellation_reason: T.nilable(String), expand: T.nilable(T::Array[String])).void
+       }
       def initialize(cancellation_reason: nil, expand: nil); end
     end
     class ConfirmParams < Stripe::RequestParams
@@ -2848,40 +2690,42 @@ module Stripe
           end
           class Online < Stripe::RequestParams
             # The IP address from which the Mandate was accepted by the customer.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :ip_address
             # The user agent of the browser from which the Mandate was accepted by the customer.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :user_agent
-            sig { params(ip_address: String, user_agent: String).void }
+            sig { params(ip_address: T.nilable(String), user_agent: T.nilable(String)).void }
             def initialize(ip_address: nil, user_agent: nil); end
           end
           # The time at which the customer accepted the Mandate.
-          sig { returns(Integer) }
+          sig { returns(T.nilable(Integer)) }
           attr_accessor :accepted_at
           # If this is a Mandate accepted offline, this hash contains details about the offline acceptance.
           sig {
-            returns(::Stripe::SetupIntent::ConfirmParams::MandateData::CustomerAcceptance::Offline)
+            returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::MandateData::CustomerAcceptance::Offline))
            }
           attr_accessor :offline
           # If this is a Mandate accepted online, this hash contains details about the online acceptance.
           sig {
-            returns(::Stripe::SetupIntent::ConfirmParams::MandateData::CustomerAcceptance::Online)
+            returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::MandateData::CustomerAcceptance::Online))
            }
           attr_accessor :online
           # The type of customer acceptance information included with the Mandate. One of `online` or `offline`.
           sig { returns(String) }
           attr_accessor :type
           sig {
-            params(accepted_at: Integer, offline: ::Stripe::SetupIntent::ConfirmParams::MandateData::CustomerAcceptance::Offline, online: ::Stripe::SetupIntent::ConfirmParams::MandateData::CustomerAcceptance::Online, type: String).void
+            params(accepted_at: T.nilable(Integer), offline: T.nilable(::Stripe::SetupIntent::ConfirmParams::MandateData::CustomerAcceptance::Offline), online: T.nilable(::Stripe::SetupIntent::ConfirmParams::MandateData::CustomerAcceptance::Online), type: String).void
            }
           def initialize(accepted_at: nil, offline: nil, online: nil, type: nil); end
         end
         # This hash contains details about the customer acceptance of the Mandate.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::MandateData::CustomerAcceptance) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::MandateData::CustomerAcceptance))
+         }
         attr_accessor :customer_acceptance
         sig {
-          params(customer_acceptance: ::Stripe::SetupIntent::ConfirmParams::MandateData::CustomerAcceptance).void
+          params(customer_acceptance: T.nilable(::Stripe::SetupIntent::ConfirmParams::MandateData::CustomerAcceptance)).void
          }
         def initialize(customer_acceptance: nil); end
       end
@@ -2928,39 +2772,42 @@ module Stripe
         end
         class BacsDebit < Stripe::RequestParams
           # Account number of the bank account that the funds will be debited from.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_number
           # Sort code of the bank account. (e.g., `10-20-30`)
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :sort_code
-          sig { params(account_number: String, sort_code: String).void }
+          sig { params(account_number: T.nilable(String), sort_code: T.nilable(String)).void }
           def initialize(account_number: nil, sort_code: nil); end
         end
         class Bancontact < Stripe::RequestParams
 
+        end
+        class Billie < Stripe::RequestParams
+
         end
         class BillingDetails < Stripe::RequestParams
           class Address < Stripe::RequestParams
             # City, district, suburb, town, or village.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :city
             # Two-letter country code ([ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2)).
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :country
             # Address line 1 (e.g., street, PO Box, or company name).
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :line1
             # Address line 2 (e.g., apartment, suite, unit, or building).
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :line2
             # ZIP or postal code.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :postal_code
             # State, county, province, or region.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :state
             sig {
-              params(city: String, country: String, line1: String, line2: String, postal_code: String, state: String).void
+              params(city: T.nilable(String), country: T.nilable(String), line1: T.nilable(String), line2: T.nilable(String), postal_code: T.nilable(String), state: T.nilable(String)).void
              }
             def initialize(
               city: nil,
@@ -2973,20 +2820,20 @@ module Stripe
           end
           # Billing address.
           sig {
-            returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::BillingDetails::Address))
+            returns(T.nilable(T.nilable(T.any(String, ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::BillingDetails::Address))))
            }
           attr_accessor :address
           # Email address.
-          sig { returns(T.nilable(String)) }
+          sig { returns(T.nilable(T.nilable(String))) }
           attr_accessor :email
           # Full name.
-          sig { returns(T.nilable(String)) }
+          sig { returns(T.nilable(T.nilable(String))) }
           attr_accessor :name
           # Billing phone number (including extension).
-          sig { returns(T.nilable(String)) }
+          sig { returns(T.nilable(T.nilable(String))) }
           attr_accessor :phone
           sig {
-            params(address: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::BillingDetails::Address), email: T.nilable(String), name: T.nilable(String), phone: T.nilable(String)).void
+            params(address: T.nilable(T.nilable(T.any(String, ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::BillingDetails::Address))), email: T.nilable(T.nilable(String)), name: T.nilable(T.nilable(String)), phone: T.nilable(T.nilable(String))).void
            }
           def initialize(address: nil, email: nil, name: nil, phone: nil); end
         end
@@ -3008,42 +2855,32 @@ module Stripe
         end
         class Eps < Stripe::RequestParams
           # The customer's bank.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :bank
-          sig { params(bank: String).void }
+          sig { params(bank: T.nilable(String)).void }
           def initialize(bank: nil); end
         end
         class Fpx < Stripe::RequestParams
           # Account holder type for FPX transaction
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_holder_type
           # The customer's bank.
           sig { returns(String) }
           attr_accessor :bank
-          sig { params(account_holder_type: String, bank: String).void }
+          sig { params(account_holder_type: T.nilable(String), bank: String).void }
           def initialize(account_holder_type: nil, bank: nil); end
         end
         class Giropay < Stripe::RequestParams
 
-        end
-        class Gopay < Stripe::RequestParams
-
         end
         class Grabpay < Stripe::RequestParams
 
-        end
-        class IdBankTransfer < Stripe::RequestParams
-          # Bank where the account is held.
-          sig { returns(String) }
-          attr_accessor :bank
-          sig { params(bank: String).void }
-          def initialize(bank: nil); end
         end
         class Ideal < Stripe::RequestParams
           # The customer's bank. Only use this parameter for existing customers. Don't use it for new customers.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :bank
-          sig { params(bank: String).void }
+          sig { params(bank: T.nilable(String)).void }
           def initialize(bank: nil); end
         end
         class InteracPresent < Stripe::RequestParams
@@ -3067,10 +2904,12 @@ module Stripe
             def initialize(day: nil, month: nil, year: nil); end
           end
           # Customer's date of birth
-          sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Klarna::Dob) }
+          sig {
+            returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Klarna::Dob))
+           }
           attr_accessor :dob
           sig {
-            params(dob: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Klarna::Dob).void
+            params(dob: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Klarna::Dob)).void
            }
           def initialize(dob: nil); end
         end
@@ -3082,9 +2921,6 @@ module Stripe
         end
         class Link < Stripe::RequestParams
 
-        end
-        class MbWay < Stripe::RequestParams
-
         end
         class Mobilepay < Stripe::RequestParams
 
@@ -3094,19 +2930,50 @@ module Stripe
         end
         class NaverPay < Stripe::RequestParams
           # Whether to use Naver Pay points or a card to fund this transaction. If not provided, this defaults to `card`.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :funding
-          sig { params(funding: String).void }
+          sig { params(funding: T.nilable(String)).void }
           def initialize(funding: nil); end
         end
+        class NzBankAccount < Stripe::RequestParams
+          # The name on the bank account. Only required if the account holder name is different from the name of the authorized signatory collected in the PaymentMethod’s billing details.
+          sig { returns(T.nilable(String)) }
+          attr_accessor :account_holder_name
+          # The account number for the bank account.
+          sig { returns(String) }
+          attr_accessor :account_number
+          # The numeric code for the bank account's bank.
+          sig { returns(String) }
+          attr_accessor :bank_code
+          # The numeric code for the bank account's bank branch.
+          sig { returns(String) }
+          attr_accessor :branch_code
+          # Attribute for param field reference
+          sig { returns(T.nilable(String)) }
+          attr_accessor :reference
+          # The suffix of the bank account number.
+          sig { returns(String) }
+          attr_accessor :suffix
+          sig {
+            params(account_holder_name: T.nilable(String), account_number: String, bank_code: String, branch_code: String, reference: T.nilable(String), suffix: String).void
+           }
+          def initialize(
+            account_holder_name: nil,
+            account_number: nil,
+            bank_code: nil,
+            branch_code: nil,
+            reference: nil,
+            suffix: nil
+          ); end
+        end
         class Oxxo < Stripe::RequestParams
 
         end
         class P24 < Stripe::RequestParams
           # The customer's bank.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :bank
-          sig { params(bank: String).void }
+          sig { params(bank: T.nilable(String)).void }
           def initialize(bank: nil); end
         end
         class PayByBank < Stripe::RequestParams
@@ -3120,63 +2987,28 @@ module Stripe
         end
         class Paypal < Stripe::RequestParams
 
-        end
-        class Payto < Stripe::RequestParams
-          # The account number for the bank account.
-          sig { returns(String) }
-          attr_accessor :account_number
-          # Bank-State-Branch number of the bank account.
-          sig { returns(String) }
-          attr_accessor :bsb_number
-          # The PayID alias for the bank account.
-          sig { returns(String) }
-          attr_accessor :pay_id
-          sig { params(account_number: String, bsb_number: String, pay_id: String).void }
-          def initialize(account_number: nil, bsb_number: nil, pay_id: nil); end
         end
         class Pix < Stripe::RequestParams
 
         end
         class Promptpay < Stripe::RequestParams
 
-        end
-        class Qris < Stripe::RequestParams
-
         end
         class RadarOptions < Stripe::RequestParams
           # A [Radar Session](https://stripe.com/docs/radar/radar-session) is a snapshot of the browser metadata and device details that help Radar make more accurate predictions on your payments.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :session
-          sig { params(session: String).void }
+          sig { params(session: T.nilable(String)).void }
           def initialize(session: nil); end
         end
-        class Rechnung < Stripe::RequestParams
-          class Dob < Stripe::RequestParams
-            # The day of birth, between 1 and 31.
-            sig { returns(Integer) }
-            attr_accessor :day
-            # The month of birth, between 1 and 12.
-            sig { returns(Integer) }
-            attr_accessor :month
-            # The four-digit year of birth.
-            sig { returns(Integer) }
-            attr_accessor :year
-            sig { params(day: Integer, month: Integer, year: Integer).void }
-            def initialize(day: nil, month: nil, year: nil); end
-          end
-          # Customer's date of birth
-          sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Rechnung::Dob) }
-          attr_accessor :dob
-          sig {
-            params(dob: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Rechnung::Dob).void
-           }
-          def initialize(dob: nil); end
-        end
         class RevolutPay < Stripe::RequestParams
 
         end
         class SamsungPay < Stripe::RequestParams
 
+        end
+        class Satispay < Stripe::RequestParams
+
         end
         class SepaDebit < Stripe::RequestParams
           # IBAN of the bank account.
@@ -3184,9 +3016,6 @@ module Stripe
           attr_accessor :iban
           sig { params(iban: String).void }
           def initialize(iban: nil); end
-        end
-        class Shopeepay < Stripe::RequestParams
-
         end
         class Sofort < Stripe::RequestParams
           # Two-letter ISO code representing the country the bank account is located in.
@@ -3203,22 +3032,22 @@ module Stripe
         end
         class UsBankAccount < Stripe::RequestParams
           # Account holder type: individual or company.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_holder_type
           # Account number of the bank account.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_number
           # Account type: checkings or savings. Defaults to checking if omitted.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :account_type
           # The ID of a Financial Connections Account to use as a payment method.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :financial_connections_account
           # Routing number of the bank account.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :routing_number
           sig {
-            params(account_holder_type: String, account_number: String, account_type: String, financial_connections_account: String, routing_number: String).void
+            params(account_holder_type: T.nilable(String), account_number: T.nilable(String), account_type: T.nilable(String), financial_connections_account: T.nilable(String), routing_number: T.nilable(String)).void
            }
           def initialize(
             account_holder_type: nil,
@@ -3235,175 +3064,209 @@ module Stripe
 
         end
         # If this is an `acss_debit` PaymentMethod, this hash contains details about the ACSS Debit payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AcssDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AcssDebit))
+         }
         attr_accessor :acss_debit
         # If this is an `affirm` PaymentMethod, this hash contains details about the Affirm payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Affirm) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Affirm)) }
         attr_accessor :affirm
         # If this is an `AfterpayClearpay` PaymentMethod, this hash contains details about the AfterpayClearpay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AfterpayClearpay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AfterpayClearpay))
+         }
         attr_accessor :afterpay_clearpay
         # If this is an `Alipay` PaymentMethod, this hash contains details about the Alipay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Alipay) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Alipay)) }
         attr_accessor :alipay
         # This field indicates whether this payment method can be shown again to its customer in a checkout flow. Stripe products such as Checkout and Elements use this field to determine whether a payment method can be shown as a saved payment method in a checkout flow. The field defaults to `unspecified`.
-        sig { returns(String) }
+        sig { returns(T.nilable(String)) }
         attr_accessor :allow_redisplay
         # If this is a Alma PaymentMethod, this hash contains details about the Alma payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Alma) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Alma)) }
         attr_accessor :alma
         # If this is a AmazonPay PaymentMethod, this hash contains details about the AmazonPay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AmazonPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AmazonPay))
+         }
         attr_accessor :amazon_pay
         # If this is an `au_becs_debit` PaymentMethod, this hash contains details about the bank account.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AuBecsDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AuBecsDebit))
+         }
         attr_accessor :au_becs_debit
         # If this is a `bacs_debit` PaymentMethod, this hash contains details about the Bacs Direct Debit bank account.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::BacsDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::BacsDebit))
+         }
         attr_accessor :bacs_debit
         # If this is a `bancontact` PaymentMethod, this hash contains details about the Bancontact payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Bancontact) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Bancontact))
+         }
         attr_accessor :bancontact
+        # If this is a `billie` PaymentMethod, this hash contains details about the billie payment method.
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Billie)) }
+        attr_accessor :billie
         # Billing information associated with the PaymentMethod that may be used or required by particular types of payment methods.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::BillingDetails) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::BillingDetails))
+         }
         attr_accessor :billing_details
         # If this is a `blik` PaymentMethod, this hash contains details about the BLIK payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Blik) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Blik)) }
         attr_accessor :blik
         # If this is a `boleto` PaymentMethod, this hash contains details about the Boleto payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Boleto) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Boleto)) }
         attr_accessor :boleto
         # If this is a `cashapp` PaymentMethod, this hash contains details about the Cash App Pay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Cashapp) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Cashapp)) }
         attr_accessor :cashapp
         # If this is a `customer_balance` PaymentMethod, this hash contains details about the CustomerBalance payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::CustomerBalance) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::CustomerBalance))
+         }
         attr_accessor :customer_balance
         # If this is an `eps` PaymentMethod, this hash contains details about the EPS payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Eps) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Eps)) }
         attr_accessor :eps
         # If this is an `fpx` PaymentMethod, this hash contains details about the FPX payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Fpx) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Fpx)) }
         attr_accessor :fpx
         # If this is a `giropay` PaymentMethod, this hash contains details about the Giropay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Giropay) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Giropay)) }
         attr_accessor :giropay
-        # If this is a Gopay PaymentMethod, this hash contains details about the Gopay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Gopay) }
-        attr_accessor :gopay
         # If this is a `grabpay` PaymentMethod, this hash contains details about the GrabPay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Grabpay) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Grabpay)) }
         attr_accessor :grabpay
-        # If this is an `IdBankTransfer` PaymentMethod, this hash contains details about the IdBankTransfer payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::IdBankTransfer) }
-        attr_accessor :id_bank_transfer
         # If this is an `ideal` PaymentMethod, this hash contains details about the iDEAL payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Ideal) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Ideal)) }
         attr_accessor :ideal
         # If this is an `interac_present` PaymentMethod, this hash contains details about the Interac Present payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::InteracPresent) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::InteracPresent))
+         }
         attr_accessor :interac_present
         # If this is a `kakao_pay` PaymentMethod, this hash contains details about the Kakao Pay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::KakaoPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::KakaoPay))
+         }
         attr_accessor :kakao_pay
         # If this is a `klarna` PaymentMethod, this hash contains details about the Klarna payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Klarna) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Klarna)) }
         attr_accessor :klarna
         # If this is a `konbini` PaymentMethod, this hash contains details about the Konbini payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Konbini) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Konbini)) }
         attr_accessor :konbini
         # If this is a `kr_card` PaymentMethod, this hash contains details about the Korean Card payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::KrCard) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::KrCard)) }
         attr_accessor :kr_card
         # If this is an `Link` PaymentMethod, this hash contains details about the Link payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Link) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Link)) }
         attr_accessor :link
-        # If this is a MB WAY PaymentMethod, this hash contains details about the MB WAY payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::MbWay) }
-        attr_accessor :mb_way
         # Set of [key-value pairs](https://stripe.com/docs/api/metadata) that you can attach to an object. This can be useful for storing additional information about the object in a structured format. Individual keys can be unset by posting an empty value to them. All keys can be unset by posting an empty value to `metadata`.
-        sig { returns(T::Hash[String, String]) }
+        sig { returns(T.nilable(T::Hash[String, String])) }
         attr_accessor :metadata
         # If this is a `mobilepay` PaymentMethod, this hash contains details about the MobilePay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Mobilepay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Mobilepay))
+         }
         attr_accessor :mobilepay
         # If this is a `multibanco` PaymentMethod, this hash contains details about the Multibanco payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Multibanco) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Multibanco))
+         }
         attr_accessor :multibanco
         # If this is a `naver_pay` PaymentMethod, this hash contains details about the Naver Pay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::NaverPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::NaverPay))
+         }
         attr_accessor :naver_pay
+        # If this is an nz_bank_account PaymentMethod, this hash contains details about the nz_bank_account payment method.
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::NzBankAccount))
+         }
+        attr_accessor :nz_bank_account
         # If this is an `oxxo` PaymentMethod, this hash contains details about the OXXO payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Oxxo) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Oxxo)) }
         attr_accessor :oxxo
         # If this is a `p24` PaymentMethod, this hash contains details about the P24 payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::P24) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::P24)) }
         attr_accessor :p24
         # If this is a `pay_by_bank` PaymentMethod, this hash contains details about the PayByBank payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::PayByBank) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::PayByBank))
+         }
         attr_accessor :pay_by_bank
         # If this is a `payco` PaymentMethod, this hash contains details about the PAYCO payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Payco) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Payco)) }
         attr_accessor :payco
         # If this is a `paynow` PaymentMethod, this hash contains details about the PayNow payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Paynow) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Paynow)) }
         attr_accessor :paynow
         # If this is a `paypal` PaymentMethod, this hash contains details about the PayPal payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Paypal) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Paypal)) }
         attr_accessor :paypal
-        # If this is a `payto` PaymentMethod, this hash contains details about the PayTo payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Payto) }
-        attr_accessor :payto
         # If this is a `pix` PaymentMethod, this hash contains details about the Pix payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Pix) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Pix)) }
         attr_accessor :pix
         # If this is a `promptpay` PaymentMethod, this hash contains details about the PromptPay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Promptpay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Promptpay))
+         }
         attr_accessor :promptpay
-        # If this is a `qris` PaymentMethod, this hash contains details about the QRIS payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Qris) }
-        attr_accessor :qris
         # Options to configure Radar. See [Radar Session](https://stripe.com/docs/radar/radar-session) for more information.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::RadarOptions) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::RadarOptions))
+         }
         attr_accessor :radar_options
-        # If this is a `rechnung` PaymentMethod, this hash contains details about the Rechnung payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Rechnung) }
-        attr_accessor :rechnung
         # If this is a `Revolut Pay` PaymentMethod, this hash contains details about the Revolut Pay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::RevolutPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::RevolutPay))
+         }
         attr_accessor :revolut_pay
         # If this is a `samsung_pay` PaymentMethod, this hash contains details about the SamsungPay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::SamsungPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::SamsungPay))
+         }
         attr_accessor :samsung_pay
+        # If this is a `satispay` PaymentMethod, this hash contains details about the satispay payment method.
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Satispay))
+         }
+        attr_accessor :satispay
         # If this is a `sepa_debit` PaymentMethod, this hash contains details about the SEPA debit bank account.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::SepaDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::SepaDebit))
+         }
         attr_accessor :sepa_debit
-        # If this is a Shopeepay PaymentMethod, this hash contains details about the Shopeepay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Shopeepay) }
-        attr_accessor :shopeepay
         # If this is a `sofort` PaymentMethod, this hash contains details about the SOFORT payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Sofort) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Sofort)) }
         attr_accessor :sofort
         # If this is a `swish` PaymentMethod, this hash contains details about the Swish payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Swish) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Swish)) }
         attr_accessor :swish
         # If this is a TWINT PaymentMethod, this hash contains details about the TWINT payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Twint) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Twint)) }
         attr_accessor :twint
         # The type of the PaymentMethod. An additional hash is included on the PaymentMethod with a name matching this value. It contains additional information specific to the PaymentMethod type.
         sig { returns(String) }
         attr_accessor :type
         # If this is an `us_bank_account` PaymentMethod, this hash contains details about the US bank account payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::UsBankAccount) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::UsBankAccount))
+         }
         attr_accessor :us_bank_account
         # If this is an `wechat_pay` PaymentMethod, this hash contains details about the wechat_pay payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::WechatPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::WechatPay))
+         }
         attr_accessor :wechat_pay
         # If this is a `zip` PaymentMethod, this hash contains details about the Zip payment method.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Zip) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Zip)) }
         attr_accessor :zip
         sig {
-          params(acss_debit: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AcssDebit, affirm: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Affirm, afterpay_clearpay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AfterpayClearpay, alipay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Alipay, allow_redisplay: String, alma: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Alma, amazon_pay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AmazonPay, au_becs_debit: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AuBecsDebit, bacs_debit: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::BacsDebit, bancontact: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Bancontact, billing_details: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::BillingDetails, blik: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Blik, boleto: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Boleto, cashapp: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Cashapp, customer_balance: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::CustomerBalance, eps: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Eps, fpx: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Fpx, giropay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Giropay, gopay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Gopay, grabpay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Grabpay, id_bank_transfer: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::IdBankTransfer, ideal: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Ideal, interac_present: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::InteracPresent, kakao_pay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::KakaoPay, klarna: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Klarna, konbini: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Konbini, kr_card: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::KrCard, link: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Link, mb_way: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::MbWay, metadata: T::Hash[String, String], mobilepay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Mobilepay, multibanco: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Multibanco, naver_pay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::NaverPay, oxxo: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Oxxo, p24: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::P24, pay_by_bank: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::PayByBank, payco: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Payco, paynow: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Paynow, paypal: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Paypal, payto: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Payto, pix: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Pix, promptpay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Promptpay, qris: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Qris, radar_options: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::RadarOptions, rechnung: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Rechnung, revolut_pay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::RevolutPay, samsung_pay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::SamsungPay, sepa_debit: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::SepaDebit, shopeepay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Shopeepay, sofort: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Sofort, swish: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Swish, twint: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Twint, type: String, us_bank_account: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::UsBankAccount, wechat_pay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::WechatPay, zip: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Zip).void
+          params(acss_debit: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AcssDebit), affirm: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Affirm), afterpay_clearpay: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AfterpayClearpay), alipay: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Alipay), allow_redisplay: T.nilable(String), alma: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Alma), amazon_pay: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AmazonPay), au_becs_debit: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::AuBecsDebit), bacs_debit: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::BacsDebit), bancontact: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Bancontact), billie: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Billie), billing_details: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::BillingDetails), blik: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Blik), boleto: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Boleto), cashapp: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Cashapp), customer_balance: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::CustomerBalance), eps: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Eps), fpx: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Fpx), giropay: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Giropay), grabpay: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Grabpay), ideal: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Ideal), interac_present: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::InteracPresent), kakao_pay: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::KakaoPay), klarna: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Klarna), konbini: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Konbini), kr_card: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::KrCard), link: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Link), metadata: T.nilable(T::Hash[String, String]), mobilepay: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Mobilepay), multibanco: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Multibanco), naver_pay: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::NaverPay), nz_bank_account: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::NzBankAccount), oxxo: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Oxxo), p24: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::P24), pay_by_bank: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::PayByBank), payco: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Payco), paynow: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Paynow), paypal: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Paypal), pix: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Pix), promptpay: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Promptpay), radar_options: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::RadarOptions), revolut_pay: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::RevolutPay), samsung_pay: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::SamsungPay), satispay: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Satispay), sepa_debit: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::SepaDebit), sofort: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Sofort), swish: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Swish), twint: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Twint), type: String, us_bank_account: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::UsBankAccount), wechat_pay: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::WechatPay), zip: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData::Zip)).void
          }
         def initialize(
           acss_debit: nil,
@@ -3416,6 +3279,7 @@ module Stripe
           au_becs_debit: nil,
           bacs_debit: nil,
           bancontact: nil,
+          billie: nil,
           billing_details: nil,
           blik: nil,
           boleto: nil,
@@ -3424,9 +3288,7 @@ module Stripe
           eps: nil,
           fpx: nil,
           giropay: nil,
-          gopay: nil,
           grabpay: nil,
-          id_bank_transfer: nil,
           ideal: nil,
           interac_present: nil,
           kakao_pay: nil,
@@ -3434,27 +3296,24 @@ module Stripe
           konbini: nil,
           kr_card: nil,
           link: nil,
-          mb_way: nil,
           metadata: nil,
           mobilepay: nil,
           multibanco: nil,
           naver_pay: nil,
+          nz_bank_account: nil,
           oxxo: nil,
           p24: nil,
           pay_by_bank: nil,
           payco: nil,
           paynow: nil,
           paypal: nil,
-          payto: nil,
           pix: nil,
           promptpay: nil,
-          qris: nil,
           radar_options: nil,
-          rechnung: nil,
           revolut_pay: nil,
           samsung_pay: nil,
+          satispay: nil,
           sepa_debit: nil,
-          shopeepay: nil,
           sofort: nil,
           swish: nil,
           twint: nil,
@@ -3470,22 +3329,22 @@ module Stripe
             # A URL for custom mandate text to render during confirmation step.
             # The URL will be rendered with additional GET parameters `payment_intent` and `payment_intent_client_secret` when confirming a Payment Intent,
             # or `setup_intent` and `setup_intent_client_secret` when confirming a Setup Intent.
-            sig { returns(T.nilable(String)) }
+            sig { returns(T.nilable(T.nilable(String))) }
             attr_accessor :custom_mandate_url
             # List of Stripe products where this mandate can be selected automatically.
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :default_for
             # Description of the mandate interval. Only required if 'payment_schedule' parameter is 'interval' or 'combined'.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :interval_description
             # Payment schedule for the mandate.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :payment_schedule
             # Transaction type of the mandate.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :transaction_type
             sig {
-              params(custom_mandate_url: T.nilable(String), default_for: T::Array[String], interval_description: String, payment_schedule: String, transaction_type: String).void
+              params(custom_mandate_url: T.nilable(T.nilable(String)), default_for: T.nilable(T::Array[String]), interval_description: T.nilable(String), payment_schedule: T.nilable(String), transaction_type: T.nilable(String)).void
              }
             def initialize(
               custom_mandate_url: nil,
@@ -3496,18 +3355,18 @@ module Stripe
             ); end
           end
           # Three-letter [ISO currency code](https://www.iso.org/iso-4217-currency-codes.html), in lowercase. Must be a [supported currency](https://stripe.com/docs/currencies).
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :currency
           # Additional fields for Mandate creation
           sig {
-            returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::AcssDebit::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::AcssDebit::MandateOptions))
            }
           attr_accessor :mandate_options
           # Bank account verification method.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :verification_method
           sig {
-            params(currency: String, mandate_options: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::AcssDebit::MandateOptions, verification_method: String).void
+            params(currency: T.nilable(String), mandate_options: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::AcssDebit::MandateOptions), verification_method: T.nilable(String)).void
            }
           def initialize(currency: nil, mandate_options: nil, verification_method: nil); end
         end
@@ -3517,18 +3376,18 @@ module Stripe
         class BacsDebit < Stripe::RequestParams
           class MandateOptions < Stripe::RequestParams
             # Prefix used to generate the Mandate reference. Must be at most 12 characters long. Must consist of only uppercase letters, numbers, spaces, or the following special characters: '/', '_', '-', '&', '.'. Cannot begin with 'DDIC' or 'STRIPE'.
-            sig { returns(T.nilable(String)) }
+            sig { returns(T.nilable(T.nilable(String))) }
             attr_accessor :reference_prefix
-            sig { params(reference_prefix: T.nilable(String)).void }
+            sig { params(reference_prefix: T.nilable(T.nilable(String))).void }
             def initialize(reference_prefix: nil); end
           end
           # Additional fields for Mandate creation
           sig {
-            returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::BacsDebit::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::BacsDebit::MandateOptions))
            }
           attr_accessor :mandate_options
           sig {
-            params(mandate_options: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::BacsDebit::MandateOptions).void
+            params(mandate_options: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::BacsDebit::MandateOptions)).void
            }
           def initialize(mandate_options: nil); end
         end
@@ -3544,16 +3403,16 @@ module Stripe
             sig { returns(String) }
             attr_accessor :currency
             # A description of the mandate or subscription that is meant to be displayed to the customer.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :description
             # End date of the mandate or subscription. If not provided, the mandate will be active until canceled. If provided, end date should be after start date.
-            sig { returns(Integer) }
+            sig { returns(T.nilable(Integer)) }
             attr_accessor :end_date
             # Specifies payment frequency. One of `day`, `week`, `month`, `year`, or `sporadic`.
             sig { returns(String) }
             attr_accessor :interval
             # The number of intervals between payments. For example, `interval=month` and `interval_count=3` indicates one payment every three months. Maximum of one year interval allowed (1 year, 12 months, or 52 weeks). This parameter is optional when `interval=sporadic`.
-            sig { returns(Integer) }
+            sig { returns(T.nilable(Integer)) }
             attr_accessor :interval_count
             # Unique identifier for the mandate or subscription.
             sig { returns(String) }
@@ -3562,10 +3421,10 @@ module Stripe
             sig { returns(Integer) }
             attr_accessor :start_date
             # Specifies the type of mandates supported. Possible values are `india`.
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :supported_types
             sig {
-              params(amount: Integer, amount_type: String, currency: String, description: String, end_date: Integer, interval: String, interval_count: Integer, reference: String, start_date: Integer, supported_types: T::Array[String]).void
+              params(amount: Integer, amount_type: String, currency: String, description: T.nilable(String), end_date: T.nilable(Integer), interval: String, interval_count: T.nilable(Integer), reference: String, start_date: Integer, supported_types: T.nilable(T::Array[String])).void
              }
             def initialize(
               amount: nil,
@@ -3592,58 +3451,60 @@ module Stripe
                 # message extension: CB-EXEMPTION; string (4 characters)
                 # This is a 3 byte bitmap (low significant byte first and most significant
                 # bit first) that has been Base64 encoded
-                sig { returns(String) }
+                sig { returns(T.nilable(String)) }
                 attr_accessor :cb_exemption
                 # The risk score returned from Cartes Bancaires in the ARes.
                 # message extension: CB-SCORE; numeric value 0-99
-                sig { returns(Integer) }
+                sig { returns(T.nilable(Integer)) }
                 attr_accessor :cb_score
-                sig { params(cb_avalgo: String, cb_exemption: String, cb_score: Integer).void }
+                sig {
+                  params(cb_avalgo: String, cb_exemption: T.nilable(String), cb_score: T.nilable(Integer)).void
+                 }
                 def initialize(cb_avalgo: nil, cb_exemption: nil, cb_score: nil); end
               end
               # Cartes Bancaires-specific 3DS fields.
               sig {
-                returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions::CartesBancaires)
+                returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions::CartesBancaires))
                }
               attr_accessor :cartes_bancaires
               sig {
-                params(cartes_bancaires: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions::CartesBancaires).void
+                params(cartes_bancaires: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions::CartesBancaires)).void
                }
               def initialize(cartes_bancaires: nil); end
             end
             # The `transStatus` returned from the card Issuer’s ACS in the ARes.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :ares_trans_status
             # The cryptogram, also known as the "authentication value" (AAV, CAVV or
             # AEVV). This value is 20 bytes, base64-encoded into a 28-character string.
             # (Most 3D Secure providers will return the base64-encoded version, which
             # is what you should specify here.)
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :cryptogram
             # The Electronic Commerce Indicator (ECI) is returned by your 3D Secure
             # provider and indicates what degree of authentication was performed.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :electronic_commerce_indicator
             # Network specific 3DS fields. Network specific arguments require an
             # explicit card brand choice. The parameter `payment_method_options.card.network``
             # must be populated accordingly
             sig {
-              returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions)
+              returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions))
              }
             attr_accessor :network_options
             # The challenge indicator (`threeDSRequestorChallengeInd`) which was requested in the
             # AReq sent to the card Issuer's ACS. A string containing 2 digits from 01-99.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :requestor_challenge_indicator
             # For 3D Secure 1, the XID. For 3D Secure 2, the Directory Server
             # Transaction ID (dsTransID).
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :transaction_id
             # The version of 3D Secure that was performed.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :version
             sig {
-              params(ares_trans_status: String, cryptogram: String, electronic_commerce_indicator: String, network_options: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions, requestor_challenge_indicator: String, transaction_id: String, version: String).void
+              params(ares_trans_status: T.nilable(String), cryptogram: T.nilable(String), electronic_commerce_indicator: T.nilable(String), network_options: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::ThreeDSecure::NetworkOptions), requestor_challenge_indicator: T.nilable(String), transaction_id: T.nilable(String), version: T.nilable(String)).void
              }
             def initialize(
               ares_trans_status: nil,
@@ -3657,28 +3518,28 @@ module Stripe
           end
           # Configuration options for setting up an eMandate for cards issued in India.
           sig {
-            returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::MandateOptions))
            }
           attr_accessor :mandate_options
           # When specified, this parameter signals that a card has been collected
           # as MOTO (Mail Order Telephone Order) and thus out of scope for SCA. This
           # parameter can only be provided during confirmation.
-          sig { returns(T::Boolean) }
+          sig { returns(T.nilable(T::Boolean)) }
           attr_accessor :moto
           # Selected network to process this SetupIntent on. Depends on the available networks of the card attached to the SetupIntent. Can be only set confirm-time.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :network
           # We strongly recommend that you rely on our SCA Engine to automatically prompt your customers for authentication based on risk level and [other requirements](https://stripe.com/docs/strong-customer-authentication). However, if you wish to request 3D Secure based on logic from your own fraud engine, provide this option. If not provided, this value defaults to `automatic`. Read our guide on [manually requesting 3D Secure](https://stripe.com/docs/payments/3d-secure/authentication-flow#manual-three-ds) for more information on how this configuration interacts with Radar and our SCA Engine.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :request_three_d_secure
           # If 3D Secure authentication was performed with a third-party provider,
           # the authentication details to use for this setup.
           sig {
-            returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::ThreeDSecure)
+            returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::ThreeDSecure))
            }
           attr_accessor :three_d_secure
           sig {
-            params(mandate_options: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::MandateOptions, moto: T::Boolean, network: String, request_three_d_secure: String, three_d_secure: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::ThreeDSecure).void
+            params(mandate_options: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::MandateOptions), moto: T.nilable(T::Boolean), network: T.nilable(String), request_three_d_secure: T.nilable(String), three_d_secure: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card::ThreeDSecure)).void
            }
           def initialize(
             mandate_options: nil,
@@ -3693,87 +3554,33 @@ module Stripe
         end
         class Link < Stripe::RequestParams
           # [Deprecated] This is a legacy parameter that no longer has any function.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :persistent_token
-          sig { params(persistent_token: String).void }
+          sig { params(persistent_token: T.nilable(String)).void }
           def initialize(persistent_token: nil); end
         end
         class Paypal < Stripe::RequestParams
           # The PayPal Billing Agreement ID (BAID). This is an ID generated by PayPal which represents the mandate between the merchant and the customer.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :billing_agreement_id
-          # Attribute for param field currency
-          sig { returns(String) }
-          attr_accessor :currency
-          # The Stripe connected account IDs of the sellers on the platform for this transaction (optional). Only allowed when [separate charges and transfers](https://stripe.com/docs/connect/separate-charges-and-transfers) are used.
-          sig { returns(T::Array[String]) }
-          attr_accessor :subsellers
-          sig {
-            params(billing_agreement_id: String, currency: String, subsellers: T::Array[String]).void
-           }
-          def initialize(billing_agreement_id: nil, currency: nil, subsellers: nil); end
-        end
-        class Payto < Stripe::RequestParams
-          class MandateOptions < Stripe::RequestParams
-            # Amount that will be collected. It is required when `amount_type` is `fixed`.
-            sig { returns(Integer) }
-            attr_accessor :amount
-            # The type of amount that will be collected. The amount charged must be exact or up to the value of `amount` param for `fixed` or `maximum` type respectively.
-            sig { returns(String) }
-            attr_accessor :amount_type
-            # Date, in YYYY-MM-DD format, after which payments will not be collected. Defaults to no end date.
-            sig { returns(String) }
-            attr_accessor :end_date
-            # The periodicity at which payments will be collected.
-            sig { returns(String) }
-            attr_accessor :payment_schedule
-            # The number of payments that will be made during a payment period. Defaults to 1 except for when `payment_schedule` is `adhoc`. In that case, it defaults to no limit.
-            sig { returns(Integer) }
-            attr_accessor :payments_per_period
-            # The purpose for which payments are made. Defaults to retail.
-            sig { returns(String) }
-            attr_accessor :purpose
-            # Date, in YYYY-MM-DD format, from which payments will be collected. Defaults to confirmation time.
-            sig { returns(String) }
-            attr_accessor :start_date
-            sig {
-              params(amount: Integer, amount_type: String, end_date: String, payment_schedule: String, payments_per_period: Integer, purpose: String, start_date: String).void
-             }
-            def initialize(
-              amount: nil,
-              amount_type: nil,
-              end_date: nil,
-              payment_schedule: nil,
-              payments_per_period: nil,
-              purpose: nil,
-              start_date: nil
-            ); end
-          end
-          # Additional fields for Mandate creation.
-          sig {
-            returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Payto::MandateOptions)
-           }
-          attr_accessor :mandate_options
-          sig {
-            params(mandate_options: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Payto::MandateOptions).void
-           }
-          def initialize(mandate_options: nil); end
+          sig { params(billing_agreement_id: T.nilable(String)).void }
+          def initialize(billing_agreement_id: nil); end
         end
         class SepaDebit < Stripe::RequestParams
           class MandateOptions < Stripe::RequestParams
             # Prefix used to generate the Mandate reference. Must be at most 12 characters long. Must consist of only uppercase letters, numbers, spaces, or the following special characters: '/', '_', '-', '&', '.'. Cannot begin with 'STRIPE'.
-            sig { returns(T.nilable(String)) }
+            sig { returns(T.nilable(T.nilable(String))) }
             attr_accessor :reference_prefix
-            sig { params(reference_prefix: T.nilable(String)).void }
+            sig { params(reference_prefix: T.nilable(T.nilable(String))).void }
             def initialize(reference_prefix: nil); end
           end
           # Additional fields for Mandate creation
           sig {
-            returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::SepaDebit::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::SepaDebit::MandateOptions))
            }
           attr_accessor :mandate_options
           sig {
-            params(mandate_options: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::SepaDebit::MandateOptions).void
+            params(mandate_options: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::SepaDebit::MandateOptions)).void
            }
           def initialize(mandate_options: nil); end
         end
@@ -3781,85 +3588,64 @@ module Stripe
           class FinancialConnections < Stripe::RequestParams
             class Filters < Stripe::RequestParams
               # The account subcategories to use to filter for selectable accounts. Valid subcategories are `checking` and `savings`.
-              sig { returns(T::Array[String]) }
+              sig { returns(T.nilable(T::Array[String])) }
               attr_accessor :account_subcategories
-              # ID of the institution to use to filter for selectable accounts.
-              sig { returns(String) }
-              attr_accessor :institution
-              sig { params(account_subcategories: T::Array[String], institution: String).void }
-              def initialize(account_subcategories: nil, institution: nil); end
-            end
-            class ManualEntry < Stripe::RequestParams
-              # Settings for configuring manual entry of account details.
-              sig { returns(String) }
-              attr_accessor :mode
-              sig { params(mode: String).void }
-              def initialize(mode: nil); end
+              sig { params(account_subcategories: T.nilable(T::Array[String])).void }
+              def initialize(account_subcategories: nil); end
             end
             # Provide filters for the linked accounts that the customer can select for the payment method.
             sig {
-              returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::Filters)
+              returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::Filters))
              }
             attr_accessor :filters
-            # Customize manual entry behavior
-            sig {
-              returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::ManualEntry)
-             }
-            attr_accessor :manual_entry
             # The list of permissions to request. If this parameter is passed, the `payment_method` permission must be included. Valid permissions include: `balances`, `ownership`, `payment_method`, and `transactions`.
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :permissions
             # List of data features that you would like to retrieve upon account creation.
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :prefetch
             # For webview integrations only. Upon completing OAuth login in the native browser, the user will be redirected to this URL to return to your app.
-            sig { returns(String) }
+            sig { returns(T.nilable(String)) }
             attr_accessor :return_url
             sig {
-              params(filters: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::Filters, manual_entry: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::ManualEntry, permissions: T::Array[String], prefetch: T::Array[String], return_url: String).void
+              params(filters: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::FinancialConnections::Filters), permissions: T.nilable(T::Array[String]), prefetch: T.nilable(T::Array[String]), return_url: T.nilable(String)).void
              }
-            def initialize(
-              filters: nil,
-              manual_entry: nil,
-              permissions: nil,
-              prefetch: nil,
-              return_url: nil
-            ); end
+            def initialize(filters: nil, permissions: nil, prefetch: nil, return_url: nil); end
           end
           class MandateOptions < Stripe::RequestParams
             # The method used to collect offline mandate customer acceptance.
-            sig { returns(T.nilable(String)) }
+            sig { returns(T.nilable(T.nilable(String))) }
             attr_accessor :collection_method
-            sig { params(collection_method: T.nilable(String)).void }
+            sig { params(collection_method: T.nilable(T.nilable(String))).void }
             def initialize(collection_method: nil); end
           end
           class Networks < Stripe::RequestParams
             # Triggers validations to run across the selected networks
-            sig { returns(T::Array[String]) }
+            sig { returns(T.nilable(T::Array[String])) }
             attr_accessor :requested
-            sig { params(requested: T::Array[String]).void }
+            sig { params(requested: T.nilable(T::Array[String])).void }
             def initialize(requested: nil); end
           end
           # Additional fields for Financial Connections Session creation
           sig {
-            returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::FinancialConnections)
+            returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::FinancialConnections))
            }
           attr_accessor :financial_connections
           # Additional fields for Mandate creation
           sig {
-            returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::MandateOptions)
+            returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::MandateOptions))
            }
           attr_accessor :mandate_options
           # Additional fields for network related functions
           sig {
-            returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::Networks)
+            returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::Networks))
            }
           attr_accessor :networks
           # Bank account verification method.
-          sig { returns(String) }
+          sig { returns(T.nilable(String)) }
           attr_accessor :verification_method
           sig {
-            params(financial_connections: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::FinancialConnections, mandate_options: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::MandateOptions, networks: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::Networks, verification_method: String).void
+            params(financial_connections: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::FinancialConnections), mandate_options: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::MandateOptions), networks: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount::Networks), verification_method: T.nilable(String)).void
            }
           def initialize(
             financial_connections: nil,
@@ -3869,37 +3655,48 @@ module Stripe
           ); end
         end
         # If this is a `acss_debit` SetupIntent, this sub-hash contains details about the ACSS Debit payment method options.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::AcssDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::AcssDebit))
+         }
         attr_accessor :acss_debit
         # If this is a `amazon_pay` SetupIntent, this sub-hash contains details about the AmazonPay payment method options.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::AmazonPay) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::AmazonPay))
+         }
         attr_accessor :amazon_pay
         # If this is a `bacs_debit` SetupIntent, this sub-hash contains details about the Bacs Debit payment method options.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::BacsDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::BacsDebit))
+         }
         attr_accessor :bacs_debit
         # Configuration for any card setup attempted on this SetupIntent.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card)) }
         attr_accessor :card
         # If this is a `card_present` PaymentMethod, this sub-hash contains details about the card-present payment method options.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::CardPresent) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::CardPresent))
+         }
         attr_accessor :card_present
         # If this is a `link` PaymentMethod, this sub-hash contains details about the Link payment method options.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Link) }
+        sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Link)) }
         attr_accessor :link
         # If this is a `paypal` PaymentMethod, this sub-hash contains details about the PayPal payment method options.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Paypal) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Paypal))
+         }
         attr_accessor :paypal
-        # If this is a `payto` SetupIntent, this sub-hash contains details about the PayTo payment method options.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Payto) }
-        attr_accessor :payto
         # If this is a `sepa_debit` SetupIntent, this sub-hash contains details about the SEPA Debit payment method options.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::SepaDebit) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::SepaDebit))
+         }
         attr_accessor :sepa_debit
         # If this is a `us_bank_account` SetupIntent, this sub-hash contains details about the US bank account payment method options.
-        sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount) }
+        sig {
+          returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount))
+         }
         attr_accessor :us_bank_account
         sig {
-          params(acss_debit: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::AcssDebit, amazon_pay: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::AmazonPay, bacs_debit: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::BacsDebit, card: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card, card_present: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::CardPresent, link: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Link, paypal: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Paypal, payto: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Payto, sepa_debit: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::SepaDebit, us_bank_account: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount).void
+          params(acss_debit: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::AcssDebit), amazon_pay: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::AmazonPay), bacs_debit: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::BacsDebit), card: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Card), card_present: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::CardPresent), link: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Link), paypal: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::Paypal), sepa_debit: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::SepaDebit), us_bank_account: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions::UsBankAccount)).void
          }
         def initialize(
           acss_debit: nil,
@@ -3909,7 +3706,6 @@ module Stripe
           card_present: nil,
           link: nil,
           paypal: nil,
-          payto: nil,
           sepa_debit: nil,
           us_bank_account: nil
         ); end
@@ -3917,34 +3713,36 @@ module Stripe
       # ID of the ConfirmationToken used to confirm this SetupIntent.
       #
       # If the provided ConfirmationToken contains properties that are also being provided in this request, such as `payment_method`, then the values in this request will take precedence.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :confirmation_token
       # Specifies which fields in the response should be expanded.
-      sig { returns(T::Array[String]) }
+      sig { returns(T.nilable(T::Array[String])) }
       attr_accessor :expand
       # Attribute for param field mandate_data
-      sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::MandateData)) }
+      sig {
+        returns(T.nilable(T.nilable(T.any(String, ::Stripe::SetupIntent::ConfirmParams::MandateData))))
+       }
       attr_accessor :mandate_data
       # ID of the payment method (a PaymentMethod, Card, or saved Source object) to attach to this SetupIntent.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :payment_method
       # When included, this hash creates a PaymentMethod that is set as the [`payment_method`](https://stripe.com/docs/api/setup_intents/object#setup_intent_object-payment_method)
       # value in the SetupIntent.
-      sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData) }
+      sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData)) }
       attr_accessor :payment_method_data
       # Payment method-specific configuration for this SetupIntent.
-      sig { returns(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions) }
+      sig { returns(T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions)) }
       attr_accessor :payment_method_options
       # The URL to redirect your customer back to after they authenticate on the payment method's app or site.
       # If you'd prefer to redirect to a mobile application, you can alternatively supply an application URI scheme.
       # This parameter is only used for cards and other redirect-based payment methods.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :return_url
       # Set to `true` when confirming server-side and using Stripe.js, iOS, or Android client-side SDKs to handle the next actions.
-      sig { returns(T::Boolean) }
+      sig { returns(T.nilable(T::Boolean)) }
       attr_accessor :use_stripe_sdk
       sig {
-        params(confirmation_token: String, expand: T::Array[String], mandate_data: T.nilable(::Stripe::SetupIntent::ConfirmParams::MandateData), payment_method: String, payment_method_data: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodData, payment_method_options: ::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions, return_url: String, use_stripe_sdk: T::Boolean).void
+        params(confirmation_token: T.nilable(String), expand: T.nilable(T::Array[String]), mandate_data: T.nilable(T.nilable(T.any(String, ::Stripe::SetupIntent::ConfirmParams::MandateData))), payment_method: T.nilable(String), payment_method_data: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodData), payment_method_options: T.nilable(::Stripe::SetupIntent::ConfirmParams::PaymentMethodOptions), return_url: T.nilable(String), use_stripe_sdk: T.nilable(T::Boolean)).void
        }
       def initialize(
         confirmation_token: nil,
@@ -3959,16 +3757,16 @@ module Stripe
     end
     class VerifyMicrodepositsParams < Stripe::RequestParams
       # Two positive integers, in *cents*, equal to the values of the microdeposits sent to the bank account.
-      sig { returns(T::Array[Integer]) }
+      sig { returns(T.nilable(T::Array[Integer])) }
       attr_accessor :amounts
       # A six-character code starting with SM present in the microdeposit sent to the bank account.
-      sig { returns(String) }
+      sig { returns(T.nilable(String)) }
       attr_accessor :descriptor_code
       # Specifies which fields in the response should be expanded.
-      sig { returns(T::Array[String]) }
+      sig { returns(T.nilable(T::Array[String])) }
       attr_accessor :expand
       sig {
-        params(amounts: T::Array[Integer], descriptor_code: String, expand: T::Array[String]).void
+        params(amounts: T.nilable(T::Array[Integer]), descriptor_code: T.nilable(String), expand: T.nilable(T::Array[String])).void
        }
       def initialize(amounts: nil, descriptor_code: nil, expand: nil); end
     end