@socialgouv/fiches-vdd 2.1171.0 → 2.1172.0
This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.
- package/CHANGELOG.md +7 -0
- package/data/associations/F1926.json +3 -3
- package/data/associations/F21899.json +349 -220
- package/data/associations/F34727.json +15 -32
- package/data/{professionnels/R50275.json → associations/R69802.json} +57 -49
- package/data/associations/index.json +84 -83
- package/data/index.json +75941 -76547
- package/data/particuliers/F10.json +715 -730
- package/data/particuliers/F10409.json +190 -69
- package/data/particuliers/F1042.json +33 -5
- package/data/particuliers/F1043.json +2 -4
- package/data/particuliers/F10449.json +1 -1
- package/data/particuliers/F10864.json +1 -1
- package/data/particuliers/F1114.json +1 -1
- package/data/particuliers/F11166.json +15 -15
- package/data/particuliers/F11267.json +1 -1
- package/data/particuliers/F1168.json +81 -98
- package/data/particuliers/F1177.json +1 -1
- package/data/particuliers/F12386.json +1 -1
- package/data/particuliers/F12842.json +26 -6
- package/data/particuliers/F13516.json +1 -1
- package/data/particuliers/F1382.json +31 -10
- package/data/particuliers/F14018.json +1 -1
- package/data/particuliers/F14100.json +1 -1
- package/data/particuliers/F14102.json +1 -1
- package/data/particuliers/F1427.json +1 -1
- package/data/particuliers/F1429.json +164 -49
- package/data/particuliers/F1432.json +1 -1
- package/data/particuliers/F1444.json +1 -1
- package/data/particuliers/F1454.json +162 -107
- package/data/particuliers/F1456.json +128 -8
- package/data/particuliers/F1470.json +66 -19
- package/data/particuliers/F14837.json +58 -5
- package/data/particuliers/F14860.json +1 -1
- package/data/particuliers/F1487.json +6 -6
- package/data/particuliers/F15478.json +8 -8
- package/data/particuliers/F1558.json +1 -1
- package/data/particuliers/F15759.json +1 -1
- package/data/particuliers/F15882.json +1 -1
- package/data/particuliers/F15963.json +0 -26
- package/data/particuliers/F16124.json +788 -280
- package/data/particuliers/F1619.json +1 -1
- package/data/particuliers/F1633.json +1 -1
- package/data/particuliers/F16455.json +1 -1
- package/data/particuliers/F1656.json +1 -1
- package/data/particuliers/F1661.json +59 -228
- package/data/particuliers/F1664.json +0 -26
- package/data/particuliers/F16676.json +1 -1
- package/data/particuliers/F17059.json +1 -1
- package/data/particuliers/F1732.json +1 -1
- package/data/particuliers/F17556.json +0 -14
- package/data/particuliers/F178.json +1 -1
- package/data/particuliers/F1807.json +5 -14
- package/data/particuliers/F18777.json +1417 -1056
- package/data/particuliers/F19030.json +2 -2
- package/data/particuliers/F1926.json +3 -3
- package/data/particuliers/F19300.json +0 -35
- package/data/particuliers/F2007.json +8 -7
- package/data/particuliers/F20367.json +3 -5
- package/data/particuliers/F2057.json +1 -1
- package/data/particuliers/F2064.json +1 -1
- package/data/particuliers/F20752.json +96 -6
- package/data/particuliers/F2094.json +1 -1
- package/data/particuliers/F2120.json +1 -1
- package/data/particuliers/F21375.json +1 -1
- package/data/particuliers/F21789.json +1 -1
- package/data/particuliers/F21887.json +1 -1
- package/data/particuliers/F21899.json +349 -220
- package/data/particuliers/F2211.json +2 -2
- package/data/particuliers/F22393.json +1 -1
- package/data/particuliers/F2284.json +7 -7
- package/data/particuliers/F2289.json +1 -1
- package/data/particuliers/F23106.json +1 -1
- package/data/particuliers/F2344.json +6 -6
- package/data/particuliers/F2401.json +1 -1
- package/data/particuliers/F2406.json +2 -2
- package/data/particuliers/F2434.json +1 -1
- package/data/particuliers/F2435.json +1 -1
- package/data/particuliers/F2436.json +3908 -704
- package/data/particuliers/F2438.json +1 -1
- package/data/particuliers/F2440.json +1 -1
- package/data/particuliers/F2451.json +1 -1
- package/data/particuliers/F2471.json +1 -1
- package/data/particuliers/F2485.json +2 -2
- package/data/particuliers/F258.json +1 -1
- package/data/particuliers/F2808.json +2 -2
- package/data/particuliers/F2811.json +1 -1
- package/data/particuliers/F2857.json +1 -1
- package/data/particuliers/F2867.json +1 -1
- package/data/particuliers/F2902.json +138 -57
- package/data/particuliers/F2912.json +55 -2
- package/data/particuliers/F2918.json +8 -8
- package/data/particuliers/F2954.json +1 -1
- package/data/particuliers/F2962.json +1 -1
- package/data/particuliers/F2965.json +1 -1
- package/data/particuliers/F3005.json +1 -1
- package/data/particuliers/F3059.json +4 -4
- package/data/particuliers/F3087.json +1 -1
- package/data/particuliers/F3131.json +1 -1
- package/data/particuliers/F3155.json +0 -26
- package/data/particuliers/F31602.json +1 -1
- package/data/particuliers/F31622.json +2 -2
- package/data/particuliers/F31631.json +1 -1
- package/data/particuliers/F31704.json +4 -4
- package/data/particuliers/F32031.json +1 -1
- package/data/particuliers/F32040.json +3 -3
- package/data/particuliers/F32129.json +70 -236
- package/data/particuliers/F32131.json +1 -1
- package/data/particuliers/F32157.json +1 -1
- package/data/particuliers/F32326.json +120 -1
- package/data/particuliers/F32360.json +23 -23
- package/data/particuliers/F32700.json +5 -5
- package/data/particuliers/F33307.json +0 -26
- package/data/particuliers/F33682.json +1 -1
- package/data/particuliers/F33775.json +2 -93
- package/data/particuliers/F33963.json +326 -247
- package/data/particuliers/F34640.json +1 -1
- package/data/particuliers/F34727.json +15 -32
- package/data/particuliers/F34826.json +1 -1
- package/data/particuliers/F35274.json +1 -1
- package/data/particuliers/F35381.json +2 -2
- package/data/particuliers/F35434.json +3 -5
- package/data/particuliers/F36104.json +0 -37
- package/data/particuliers/F37509.json +1 -1
- package/data/particuliers/F379.json +0 -39
- package/data/particuliers/F37904.json +3 -3
- package/data/particuliers/F37916.json +3 -3
- package/data/particuliers/F38.json +1 -1
- package/data/particuliers/F496.json +1 -1
- package/data/particuliers/F548.json +1 -1
- package/data/particuliers/F55.json +0 -26
- package/data/particuliers/F559.json +2 -2
- package/data/particuliers/F762.json +1 -1
- package/data/particuliers/F781.json +397 -113
- package/data/particuliers/F9.json +205 -201
- package/data/particuliers/F929.json +6 -6
- package/data/particuliers/F986.json +1 -1
- package/data/particuliers/N11165.json +3 -3
- package/data/particuliers/N11240.json +1 -1
- package/data/particuliers/N120.json +57 -328
- package/data/particuliers/N177.json +1 -1
- package/data/particuliers/N19871.json +1 -1
- package/data/particuliers/N359.json +1 -1
- package/data/particuliers/N474.json +2 -2
- package/data/particuliers/N96.json +1 -1
- package/data/particuliers/R1319.json +1 -1
- package/data/particuliers/R17771.json +3 -3
- package/data/particuliers/R22608.json +5 -10
- package/data/particuliers/R33519.json +40 -11
- package/data/particuliers/R44842.json +1 -1
- package/data/particuliers/R45641.json +1 -1
- package/data/particuliers/R50955.json +1 -1
- package/data/particuliers/R54257.json +5 -10
- package/data/particuliers/R63043.json +2 -2
- package/data/particuliers/R63484.json +5 -5
- package/data/particuliers/R65096.json +1 -1
- package/data/particuliers/R65924.json +3 -3
- package/data/particuliers/R66087.json +2 -2
- package/data/particuliers/{R36572.json → R69802.json} +38 -25
- package/data/particuliers/R997.json +1 -1
- package/data/particuliers/index.json +5206 -5214
- package/data/professionnels/F15478.json +8 -8
- package/data/professionnels/F1633.json +1 -1
- package/data/professionnels/F19030.json +2 -2
- package/data/professionnels/F21789.json +1 -1
- package/data/professionnels/F22393.json +1 -1
- package/data/professionnels/F22570.json +1 -1
- package/data/professionnels/F23106.json +1 -1
- package/data/professionnels/F23107.json +1 -1
- package/data/professionnels/F23458.json +31 -32
- package/data/professionnels/F23497.json +31 -31
- package/data/professionnels/F23513.json +3 -5
- package/data/professionnels/F23556.json +5 -9
- package/data/professionnels/F23568.json +52 -14
- package/data/professionnels/F23571.json +1 -1
- package/data/professionnels/F24542.json +4 -4
- package/data/professionnels/F2811.json +1 -1
- package/data/professionnels/F2867.json +1 -1
- package/data/professionnels/F2918.json +8 -8
- package/data/professionnels/F3131.json +1 -1
- package/data/professionnels/F31409.json +1 -1
- package/data/professionnels/F31532.json +1 -1
- package/data/professionnels/F31684.json +1 -1
- package/data/professionnels/F31687.json +1 -1
- package/data/professionnels/F31689.json +52 -14
- package/data/professionnels/F31704.json +4 -4
- package/data/professionnels/F32131.json +1 -1
- package/data/professionnels/F32193.json +6784 -3844
- package/data/professionnels/F32251.json +52 -14
- package/data/professionnels/F33368.json +53 -50
- package/data/professionnels/F34333.json +731 -799
- package/data/professionnels/F35103.json +1 -1
- package/data/professionnels/F35274.json +1 -1
- package/data/professionnels/F35276.json +1 -1
- package/data/professionnels/F35381.json +2 -2
- package/data/professionnels/F35391.json +5 -9
- package/data/professionnels/F35585.json +52 -14
- package/data/professionnels/F37509.json +1 -1
- package/data/professionnels/F37782.json +31 -31
- package/data/professionnels/F37825.json +31 -31
- package/data/professionnels/F37829.json +31 -31
- package/data/professionnels/F37830.json +31 -31
- package/data/professionnels/F37882.json +31 -31
- package/data/professionnels/F37901.json +1 -1
- package/data/professionnels/F37910.json +31 -31
- package/data/professionnels/F37937.json +31 -31
- package/data/professionnels/F37980.json +31 -31
- package/data/professionnels/F37982.json +31 -31
- package/data/professionnels/F38006.json +53 -15
- package/data/professionnels/F38065.json +54 -16
- package/data/professionnels/F38092.json +31 -31
- package/data/professionnels/F38096.json +31 -31
- package/data/professionnels/F38102.json +53 -15
- package/data/professionnels/F38106.json +53 -15
- package/data/professionnels/F38107.json +53 -15
- package/data/professionnels/F38154.json +31 -31
- package/data/professionnels/F38196.json +54 -16
- package/data/professionnels/F38459.json +31 -31
- package/data/professionnels/F38468.json +53 -15
- package/data/professionnels/F38511.json +1402 -0
- package/data/professionnels/F559.json +2 -2
- package/data/professionnels/N11240.json +1 -1
- package/data/professionnels/N13442.json +0 -182
- package/data/professionnels/N14601.json +1 -1
- package/data/professionnels/N17109.json +2 -2
- package/data/professionnels/N17310.json +2 -2
- package/data/professionnels/N31782.json +1 -1
- package/data/professionnels/N32301.json +83 -34
- package/data/professionnels/N32302.json +54 -16
- package/data/professionnels/N474.json +2 -2
- package/data/professionnels/R1319.json +1 -1
- package/data/professionnels/R21802.json +112 -7
- package/data/professionnels/R39637.json +271 -6
- package/data/professionnels/{R38597.json → R42998.json} +243 -116
- package/data/professionnels/{R50274.json → R48932.json} +17 -43
- package/data/professionnels/R48934.json +4 -4
- package/data/professionnels/R69404.json +106 -1
- package/data/professionnels/index.json +2376 -2396
- package/package.json +1 -1
- package/data/particuliers/F1683.json +0 -1911
- package/data/particuliers/F31833.json +0 -1150
- package/data/particuliers/F401.json +0 -2375
- package/data/particuliers/F402.json +0 -2509
- package/data/particuliers/R47006.json +0 -417
- package/data/particuliers/R54268.json +0 -308
- package/data/particuliers/R54273.json +0 -308
- package/data/particuliers/R54276.json +0 -308
- package/data/professionnels/R21803.json +0 -313
- package/data/professionnels/R21804.json +0 -313
- package/data/professionnels/R21805.json +0 -329
- package/data/professionnels/R21806.json +0 -335
- package/data/professionnels/R39638.json +0 -333
- package/data/professionnels/R39639.json +0 -311
- package/data/professionnels/R39640.json +0 -311
- package/data/professionnels/R39641.json +0 -311
- package/data/professionnels/R39642.json +0 -311
- package/data/professionnels/R39643.json +0 -311
- package/data/professionnels/R39644.json +0 -311
- package/data/professionnels/R39646.json +0 -335
- package/data/professionnels/R39648.json +0 -312
- package/data/professionnels/R42977.json +0 -335
- package/data/professionnels/R42978.json +0 -305
- package/data/professionnels/R42979.json +0 -319
- package/data/professionnels/R50272.json +0 -341
- package/data/professionnels/R50273.json +0 -339
- package/data/professionnels/R50277.json +0 -339
- package/data/professionnels/R66675.json +0 -334
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"ID": "F18777",
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"type": "Fiche d'information conditionnée",
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"xsi:noNamespaceSchemaLocation": "../Schemas/3.3/Publication.xsd",
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"dateDerniereModificationImportante": "2023-02-01T00:00:00",
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"spUrl": "https://www.service-public.fr/particuliers/vosdroits/F18777"
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"text": ". Vous vous demandez si vous devez payer des frais ou comment régulariser votre situation ?
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"text": ". Vous vous demandez si vous devez payer des frais ou comment régulariser votre situation ? Nous vous présentons les informations à connaître."
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"text": "Les règles diffèrent selon le type d'incident de paiement : rejet d'un chèque sans provision, rejet d'un virement ou d'un prélèvement, dépassement du découvert autorisé."
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"name": "ListeSituations",
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"attributes": {
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"affichage": "onglet"
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"children": [
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
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{
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"type": "text",
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"text": "Information relative au rejet de chèque"
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}
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]
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}
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]
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},
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
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{
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"type": "text",
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"text": "La banque doit vous informer avant et après le rejet du chèque."
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}
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]
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},
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
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{
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"type": "element",
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"name": "MiseEnEvidence",
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"children": [
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{
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"type": "text",
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"text": "Avant le rejet"
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}
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]
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},
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{
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"type": "text",
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"text": ", la banque vous prévient obligatoirement du risque d'incident de paiement pour vous permettre de réapprovisionner votre compte rapidement."
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}
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]
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},
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
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{
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"type": "element",
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"name": "MiseEnEvidence",
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"children": [
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{
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"type": "text",
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"text": "Si le chèque a été rejeté"
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}
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]
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},
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{
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"type": "text",
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"text": ", la banque doit vous envoyer dans des délais brefs une lettre mentionnant les conséquences du rejet et les moyens de régulariser votre situation."
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}
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]
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{
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"type": "element",
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"children": [
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{
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"type": "text",
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"text": "La banque doit vous informer avant et après le rejet du chèque."
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}
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]
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},
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
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{
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"type": "text",
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"text": "Avant le rejet, la banque vous prévient obligatoirement du risque d'incident de paiement pour vous permettre de réapprovisionner votre compte rapidement."
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}
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{
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"children": [
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{
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"type": "text",
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"text": "Si le chèque a été rejeté, la banque doit vous envoyer dans des délais brefs une lettre mentionnant les conséquences du rejet et les moyens de régulariser votre situation."
|
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}
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]
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},
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
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},
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{
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"type": "element",
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"name": "
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"name": "SousChapitre",
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"type": "
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"
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"type": "element",
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"name": "Titre",
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"children": [
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
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{
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"type": "text",
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"text": "Information concernant les frais d'incident"
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}
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]
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}
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},
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
|
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{
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|
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"type": "text",
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|
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"text": "La banque doit vous informer du montant des frais bancaires liés à l'incident de paiement (frais de lettre d'information, frais de rejet, commissions d'intervention etc.). Elle doit le faire au moins 14 jours avant le prélèvement des frais sur le compte."
|
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}
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]
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},
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
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{
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|
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"type": "text",
|
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|
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"text": "Ces informations sont généralement mentionnées à la fin de votre relevé de compte, dans une rubrique spécifique."
|
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|
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}
|
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|
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]
|
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@@ -606,74 +677,102 @@
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"children": [
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{
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"type": "text",
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|
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"text": "La banque doit vous informer du montant des frais bancaires liés à l'incident de paiement (frais de lettre d'information, frais de rejet, commissions d'intervention etc.). Elle doit le faire au moins 14 jours avant le prélèvement des frais sur le compte."
|
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"type": "element",
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"name": "Chapitre",
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"type": "element",
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"name": "Titre",
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"children": [
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
|
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{
|
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"type": "text",
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"text": "Comment régulariser un chèque sans provision ?"
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}
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]
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}
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},
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|
{
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{
|
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"type": "text",
|
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|
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"text": "
|
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|
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"text": "Dès que vous êtes informé de l'incident, vous devez régulariser votre situation "
|
|
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|
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},
|
|
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|
+
{
|
|
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|
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"type": "element",
|
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|
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"name": "MiseEnEvidence",
|
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|
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"children": [
|
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|
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{
|
|
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|
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"type": "text",
|
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|
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"text": "par l'un des deux moyens suivants"
|
|
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|
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}
|
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|
+
]
|
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|
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},
|
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|
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{
|
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|
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"type": "text",
|
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|
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"text": " :"
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|
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|
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|
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|
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}
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]
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|
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},
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|
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{
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|
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"type": "element",
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|
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"children": [
|
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|
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{
|
|
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|
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"type": "text",
|
|
655
|
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"text": "Dès que vous êtes informé de l'incident, vous devez régulariser votre situation par l'un des deux moyens suivants :"
|
|
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|
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}
|
|
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|
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]
|
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|
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},
|
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|
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{
|
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|
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"type": "element",
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|
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"name": "Liste",
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|
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"attributes": {
|
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|
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"type": "puce"
|
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|
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},
|
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|
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"children": [
|
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|
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},
|
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|
{
|
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|
"type": "element",
|
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|
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"name": "
|
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724
|
+
"name": "Liste",
|
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|
+
"attributes": {
|
|
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|
+
"type": "puce"
|
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|
+
},
|
|
669
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|
"children": [
|
|
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729
|
{
|
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|
"type": "element",
|
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|
-
"name": "
|
|
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|
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"name": "Item",
|
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732
|
"children": [
|
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|
{
|
|
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|
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"type": "
|
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|
-
"
|
|
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|
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"type": "element",
|
|
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|
+
"name": "Paragraphe",
|
|
736
|
+
"children": [
|
|
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|
+
{
|
|
738
|
+
"type": "text",
|
|
739
|
+
"text": "En présentant une nouvelle fois le chèque, après avoir réapprovisionné votre compte"
|
|
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|
+
}
|
|
741
|
+
]
|
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|
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}
|
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|
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]
|
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|
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},
|
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|
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{
|
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|
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"type": "element",
|
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|
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"name": "Item",
|
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|
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"children": [
|
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|
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{
|
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|
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"type": "element",
|
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|
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"name": "Paragraphe",
|
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|
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"children": [
|
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|
+
{
|
|
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|
+
"type": "text",
|
|
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|
+
"text": "En payant directement les sommes dues auprès de votre "
|
|
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|
+
},
|
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|
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{
|
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|
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"type": "element",
|
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|
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"name": "LienIntra",
|
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|
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"attributes": {
|
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|
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"LienID": "R15912",
|
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|
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"type": "Définition de glossaire"
|
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|
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},
|
|
764
|
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"children": [
|
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|
+
{
|
|
766
|
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"type": "text",
|
|
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|
+
"text": "créancier"
|
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|
+
}
|
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|
+
]
|
|
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|
+
},
|
|
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|
+
{
|
|
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|
+
"type": "text",
|
|
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|
+
"text": ", par tout moyen. Dans ce cas, vous devez remettre le chèque à votre banque."
|
|
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|
+
}
|
|
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|
+
]
|
|
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|
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|
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|
|
@@ -681,168 +780,131 @@
|
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},
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|
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"name": "
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|
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"name": "Attention",
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|
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|
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{
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"type": "element",
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"name": "Titre",
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"children": [
|
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|
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{
|
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|
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"type": "text",
|
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|
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"text": "Attention"
|
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|
+
}
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|
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]
|
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|
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},
|
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|
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|
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{
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|
"type": "text",
|
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|
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"text": "
|
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|
+
"text": "Si vous ne régularisez pas votre situation, vous risquez d'être "
|
|
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|
},
|
|
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|
{
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|
"type": "element",
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"name": "
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|
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"name": "LienInterne",
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|
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|
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"
|
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|
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"type": "
|
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|
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"LienPublication": "F31388",
|
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|
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"type": "Fiche d'information conditionnée",
|
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|
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"audience": "Particuliers"
|
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|
},
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|
"children": [
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|
{
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|
"type": "text",
|
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|
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"text": "
|
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|
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"text": "interdit bancaire"
|
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|
}
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|
]
|
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|
},
|
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|
{
|
|
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|
"type": "text",
|
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|
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"text": "
|
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|
+
"text": " pendant 5 ans."
|
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821
|
}
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|
]
|
|
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823
|
}
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|
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|
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|
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}
|
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|
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]
|
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|
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},
|
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|
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{
|
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|
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"type": "element",
|
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|
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"name": "Paragraphe",
|
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|
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"children": [
|
|
722
|
-
{
|
|
723
|
-
"type": "text",
|
|
724
|
-
"text": "Sinon, vous risquez d'être "
|
|
725
825
|
},
|
|
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826
|
{
|
|
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827
|
"type": "element",
|
|
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|
-
"name": "
|
|
729
|
-
"attributes": {
|
|
730
|
-
"LienPublication": "F31388",
|
|
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@@ -889,74 +945,258 @@
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"children": [
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]
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},
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|
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|
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|
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|
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|
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"text": "Les frais bancaires ne peuvent pas excéder "
|
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},
|
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{
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|
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{
|
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"type": "text",
|
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|
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"text": "50 €"
|
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|
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}
|
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|
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]
|
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|
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},
|
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|
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|
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|
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|
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}
|
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|
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]
|
|
1089
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},
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{
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"type": "element",
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"name": "Cas",
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"children": [
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{
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"type": "element",
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"name": "Titre",
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"children": [
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{
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"type": "text",
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"text": "Client en situation de fragilité financière"
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}
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]
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934
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|
},
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935
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{
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|
"type": "element",
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-
"name": "
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"name": "BlocCas",
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"attributes": {
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"affichage": "radio"
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},
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"name": "Cas",
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{
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"type": "
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"
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"children": [
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{
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"type": "text",
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"text": "Vous bénéficiez d'une offre spécifique \"client fragile\""
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}
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]
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},
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
|
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{
|
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"type": "text",
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"text": "Les frais d'incidents bancaires sont plafonnées à "
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},
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+
{
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"type": "element",
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"name": "Valeur",
|
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"children": [
|
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{
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"type": "text",
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"text": "20 €"
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}
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]
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},
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{
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"type": "text",
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"text": " par mois et à "
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},
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{
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"type": "element",
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"name": "Valeur",
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"children": [
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{
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"type": "text",
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"text": "200 €"
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}
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]
|
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},
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{
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"type": "text",
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"text": " par an."
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}
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]
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"name": "Cas",
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"children": [
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"type": "element",
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"name": "
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"name": "Titre",
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"children": [
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{
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"type": "text",
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"text": "Autre cas"
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}
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]
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},
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{
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"type": "element",
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"type": "text",
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"text": "
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"text": "Les frais d'incident bancaires sont plafonnés à "
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},
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{
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"type": "element",
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"name": "Valeur",
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"children": [
|
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{
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"type": "text",
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"text": "25 €"
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}
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]
|
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},
|
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{
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"type": "text",
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"text": " par mois."
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}
|
|
@@ -970,177 +1210,199 @@
|
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},
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{
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"type": "element",
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"name": "
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"name": "Paragraphe",
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"children": [
|
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{
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"type": "text",
|
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"text": "La facturation des divers courriers relatifs à l'incident de paiement adressés par la banque est incluse dans ces frais."
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}
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]
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}
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{
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"type": "element",
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"name": "Chapitre",
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"children": [
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{
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"type": "element",
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"name": "Titre",
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"children": [
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"name": "Paragraphe",
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"type": "text",
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"text": "
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"text": "Le rejet d'un chèque sans provision est-il mémorisé ?"
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}
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]
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}
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{
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"type": "element",
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"children": [
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{
|
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|
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"type": "text",
|
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|
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"text": "La mémoire de l'incident de paiement non résolu peut être conservée dans les fichiers suivants :"
|
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|
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}
|
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]
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},
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{
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"type": "element",
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"name": "Liste",
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"attributes": {
|
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"type": "puce"
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},
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"children": [
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{
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"type": "element",
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"name": "Item",
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"children": [
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{
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"type": "element",
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"name": "Paragraphe",
|
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"children": [
|
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{
|
|
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|
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"type": "text",
|
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|
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"text": "Fichiers privés de la banque concernée"
|
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}
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]
|
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"type": "element",
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"name": "
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"attributes": {
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"affichage": "radio"
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},
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"name": "Item",
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"children": [
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"type": "element",
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"name": "Paragraphe",
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"type": "element",
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"name": "
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"name": "LienInterne",
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"attributes": {
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"LienPublication": "F2411",
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"type": "Fiche d'information conditionnée",
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"audience": "Particuliers"
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},
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"children": [
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|
"type": "text",
|
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"text": "
|
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"text": "Fichier central des chèques (FCC)"
|
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|
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|
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{
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"type": "text",
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"text": " et "
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},
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{
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|
"type": "element",
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"name": "
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"name": "LienInterne",
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"attributes": {
|
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"LienPublication": "F21131",
|
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|
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"type": "Fiche d'information conditionnée",
|
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"audience": "Particuliers"
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},
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"children": [
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{
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"text": "
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},
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{
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"type": "element",
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"name": "Valeur",
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"children": [
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{
|
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"type": "text",
|
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"text": "20 €"
|
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1021
|
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}
|
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]
|
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|
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},
|
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{
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"type": "text",
|
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"text": " par mois et à "
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},
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{
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|
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"type": "element",
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"children": [
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|
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{
|
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|
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"type": "text",
|
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|
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"text": "200 €"
|
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|
-
}
|
|
1036
|
-
]
|
|
1037
|
-
},
|
|
1038
|
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{
|
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|
-
"type": "text",
|
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|
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"text": " par an."
|
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|
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"text": "fichier national des chèques irréguliers (FNCI)"
|
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|
}
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|
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|
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|
-
}
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|
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}
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]
|
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},
|
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|
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{
|
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"type": "element",
|
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|
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"name": "Item",
|
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|
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"children": [
|
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|
{
|
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|
"type": "element",
|
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"name": "
|
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+
"name": "Paragraphe",
|
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"children": [
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|
{
|
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|
"type": "element",
|
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|
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"name": "
|
|
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|
+
"name": "LienInterne",
|
|
1333
|
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"attributes": {
|
|
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|
+
"LienPublication": "F17608",
|
|
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|
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"type": "Fiche d'information conditionnée",
|
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|
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"audience": "Particuliers"
|
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|
+
},
|
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|
"children": [
|
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|
{
|
|
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|
"type": "text",
|
|
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|
-
"text": "
|
|
1341
|
+
"text": "Fichier des incidents de remboursement des crédits aux particuliers (FICP)"
|
|
1057
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|
}
|
|
1058
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|
]
|
|
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|
},
|
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|
{
|
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"type": "
|
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|
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"
|
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|
-
"children": [
|
|
1064
|
-
{
|
|
1065
|
-
"type": "text",
|
|
1066
|
-
"text": "Les frais d'incident bancaires sont plafonnés à "
|
|
1067
|
-
},
|
|
1068
|
-
{
|
|
1069
|
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"type": "element",
|
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"name": "Valeur",
|
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|
-
"children": [
|
|
1072
|
-
{
|
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1073
|
-
"type": "text",
|
|
1074
|
-
"text": "25 €"
|
|
1075
|
-
}
|
|
1076
|
-
]
|
|
1077
|
-
},
|
|
1078
|
-
{
|
|
1079
|
-
"type": "text",
|
|
1080
|
-
"text": " par mois."
|
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1081
|
-
}
|
|
1082
|
-
]
|
|
1346
|
+
"type": "text",
|
|
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|
+
"text": ", en cas d'impayés relatifs à des échéances de crédit."
|
|
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|
}
|
|
1084
1349
|
]
|
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1085
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|
}
|
|
1086
|
-
]
|
|
1087
|
-
}
|
|
1088
|
-
]
|
|
1089
|
-
}
|
|
1090
|
-
]
|
|
1091
|
-
},
|
|
1092
|
-
{
|
|
1093
|
-
"type": "element",
|
|
1094
|
-
"name": "Paragraphe",
|
|
1095
|
-
"children": [
|
|
1096
|
-
{
|
|
1097
|
-
"type": "text",
|
|
1098
|
-
"text": "La facturation des divers courriers relatifs à l'incident de paiement adressés par la banque est incluse dans ces frais."
|
|
1099
|
-
}
|
|
1100
|
-
]
|
|
1101
|
-
}
|
|
1102
|
-
]
|
|
1103
|
-
},
|
|
1104
|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "SousChapitre",
|
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|
-
"children": [
|
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|
-
{
|
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|
-
"type": "element",
|
|
1110
|
-
"name": "Titre",
|
|
1111
|
-
"children": [
|
|
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|
+
]
|
|
1352
|
+
}
|
|
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|
+
]
|
|
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|
+
},
|
|
1112
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|
{
|
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|
"type": "element",
|
|
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|
"name": "Paragraphe",
|
|
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|
"children": [
|
|
1359
|
+
{
|
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"type": "element",
|
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"name": "MiseEnEvidence",
|
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"children": [
|
|
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{
|
|
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"type": "text",
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"text": "Après régularisation"
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}
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]
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},
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{
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"type": "text",
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"text": ", la mémoire des incidents de paiement ne peut plus être conservée que dans les fichiers privés de la banque."
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"type": "text",
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}
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]
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"children": [
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@@ -1148,7 +1410,7 @@
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"text": "Quelles informations la banque doit-elle transmettre au client en cas de rejet d'un virement ou d'un prélèvement ?"
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"text": "Information relative au rejet de l'ordre de paiement"
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{
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"type": "text",
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"text": " de vous informer au préalable de son intention de rejeter l'ordre de virement ou de prélèvement. Elle n'a pas l'obligation de vous adresser un courrier une fois le prélèvement rejeté."
|
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{
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"type": "text",
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"text": "Vous en êtes informé uniquement en consultant vos comptes ou en interrogeant votre banque."
|
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"text": "Information concernant les frais d'incident"
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{
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"children": [
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|
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|
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"text": "La banque doit vous informer du montant des frais bancaires liés à l'incident de paiement (frais de lettre d'information, frais de rejet, commissions d'intervention etc.). Elle doit le faire au moins 14 jours avant le prélèvement des frais sur le compte."
|
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|
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|
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|
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}
|
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|
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|
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|
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
|
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|
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{
|
|
1241
|
-
"type": "text",
|
|
1242
|
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"text": "Après régularisation, la mémoire des incidents de paiement ne peut plus être conservée que dans les fichiers privés de la banque."
|
|
1243
|
-
}
|
|
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|
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]
|
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|
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}
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]
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|
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},
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|
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{
|
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|
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"type": "element",
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"name": "Chapitre",
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"children": [
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{
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"type": "element",
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"name": "Titre",
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"children": [
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
|
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|
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{
|
|
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|
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"type": "text",
|
|
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|
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"text": "Rejet d'un virement ou d'un prélèvement : quelles sont les règles ?"
|
|
1265
|
-
}
|
|
1266
|
-
]
|
|
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|
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}
|
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]
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},
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{
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"type": "element",
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"name": "SousChapitre",
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"children": [
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|
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{
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"type": "element",
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"name": "Titre",
|
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|
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"children": [
|
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|
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{
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"type": "element",
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|
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"name": "Paragraphe",
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|
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"children": [
|
|
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|
-
{
|
|
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|
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"type": "text",
|
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|
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"text": "Information du client"
|
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|
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}
|
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|
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]
|
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|
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}
|
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|
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]
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|
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},
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|
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{
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"type": "element",
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|
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{
|
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"type": "element",
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"children": [
|
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|
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},
|
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|
{
|
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"type": "
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"
|
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"type": "element",
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"name": "Paragraphe",
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"children": [
|
|
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|
+
{
|
|
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|
+
"type": "text",
|
|
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|
+
"text": "Ces informations sont généralement mentionnées à la fin de votre relevé de compte, dans une rubrique spécifique."
|
|
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|
+
}
|
|
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|
+
]
|
|
1301
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|
}
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|
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|
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|
}
|
|
@@ -1305,110 +1518,39 @@
|
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|
},
|
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|
{
|
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|
"type": "element",
|
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"name": "
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|
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"children": [
|
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|
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{
|
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|
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"type": "text",
|
|
1312
|
-
"text": "La banque n'a pas d'obligation de vous informer au préalable de son intention de rejeter l'ordre de virement ou de prélèvement. Elle n'a pas d'obligation de vous adresser un courrier une fois le prélèvement rejeté."
|
|
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|
-
}
|
|
1314
|
-
]
|
|
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|
-
},
|
|
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|
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{
|
|
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|
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"type": "element",
|
|
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|
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"name": "Paragraphe",
|
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|
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"children": [
|
|
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|
-
{
|
|
1321
|
-
"type": "text",
|
|
1322
|
-
"text": "Vous en êtes informé uniquement en consultant vos comptes ou en interrogeant votre banque."
|
|
1323
|
-
}
|
|
1324
|
-
]
|
|
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|
-
},
|
|
1326
|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Paragraphe",
|
|
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|
+
"name": "Chapitre",
|
|
1329
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|
"children": [
|
|
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1523
|
{
|
|
1331
1524
|
"type": "element",
|
|
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|
-
"name": "
|
|
1525
|
+
"name": "Titre",
|
|
1333
1526
|
"children": [
|
|
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1527
|
{
|
|
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|
-
"type": "
|
|
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|
-
"
|
|
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|
+
"type": "element",
|
|
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|
+
"name": "Paragraphe",
|
|
1530
|
+
"children": [
|
|
1531
|
+
{
|
|
1532
|
+
"type": "text",
|
|
1533
|
+
"text": "Comment régulariser le rejet d'un virement ou d'un prélèvement ?"
|
|
1534
|
+
}
|
|
1535
|
+
]
|
|
1337
1536
|
}
|
|
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1537
|
]
|
|
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|
-
}
|
|
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|
-
]
|
|
1341
|
-
},
|
|
1342
|
-
{
|
|
1343
|
-
"type": "element",
|
|
1344
|
-
"name": "Paragraphe",
|
|
1345
|
-
"children": [
|
|
1346
|
-
{
|
|
1347
|
-
"type": "text",
|
|
1348
|
-
"text": "La banque doit vous informer du montant des frais bancaires liés à l'incident de paiement (frais de lettre d'information, frais de rejet, commissions d'intervention etc.). Elle doit le faire au moins 14 jours avant le prélèvement des frais sur le compte."
|
|
1349
|
-
}
|
|
1350
|
-
]
|
|
1351
|
-
},
|
|
1352
|
-
{
|
|
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|
-
"type": "element",
|
|
1354
|
-
"name": "Paragraphe",
|
|
1355
|
-
"children": [
|
|
1356
|
-
{
|
|
1357
|
-
"type": "text",
|
|
1358
|
-
"text": "Ces informations sont généralement mentionnées à la fin de votre relevé de compte, dans une rubrique spécifique."
|
|
1359
|
-
}
|
|
1360
|
-
]
|
|
1361
|
-
}
|
|
1362
|
-
]
|
|
1363
|
-
},
|
|
1364
|
-
{
|
|
1365
|
-
"type": "element",
|
|
1366
|
-
"name": "SousChapitre",
|
|
1367
|
-
"children": [
|
|
1368
|
-
{
|
|
1369
|
-
"type": "element",
|
|
1370
|
-
"name": "Titre",
|
|
1371
|
-
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{
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"text": "Dès que vous êtes informé de l'incident, vous devez régulariser votre situation par l'un des deux moyens suivants :"
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}
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"children": [
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"text": "Dès que vous êtes informé de l'incident, vous devez régulariser votre situation par "
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"text": "l'un des deux moyens suivants :"
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"text": "En présentant une nouvelle fois l'ordre de paiement, après avoir réapprovisionné votre compte"
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"type": "Définition de glossaire"
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"text": "En payant directement les sommes dues auprès de votre "
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{
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"attributes": {
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"type": "Définition de glossaire"
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{
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"text": "créancier"
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{
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"text": ", par tout moyen."
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{
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"text": ", par tout moyen"
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"text": "Sinon, votre créancier peut vous attaquer devant les "
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"children": [
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"text": "Sinon, votre créancier peut vous attaquer devant les "
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},
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{
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"audience": "Particuliers"
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{
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"text": "tribunaux civils"
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},
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@@ -1503,35 +1648,21 @@
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{
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{
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"type": "text",
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"text": "Votre banque peut vous prélever des frais. Toutefois, ces frais sont plafonnés."
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}
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]
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{
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{
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"type": "text",
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"text": "Le montant du plafond diffère selon que vous êtes ou non en situation de fragilité financière."
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}
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{
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"type": "element",
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"
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"children": [
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{
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"type": "text",
|
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|
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"text": "Quel est le coût du rejet d'un virement ou d'un prélèvement ?"
|
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}
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|
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]
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@@ -1541,41 +1672,33 @@
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"children": [
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{
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|
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"text": "
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|
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"text": "Votre banque peut vous prélever des frais. Toutefois, ces frais sont "
|
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|
},
|
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|
{
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"name": "
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"attributes": {
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"LienPublication": "F1946",
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"type": "Fiche d'information conditionnée",
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"audience": "Particuliers"
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},
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"name": "MiseEnEvidence",
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|
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|
{
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|
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"text": "
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|
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"text": "plafonnés."
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|
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|
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|
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}
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]
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},
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|
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
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{
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|
"type": "text",
|
|
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|
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"text": "
|
|
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|
+
"text": "Le montant du plafond diffère selon que vous êtes ou non en situation de fragilité financière."
|
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|
}
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|
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|
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},
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|
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{
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"type": "element",
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"name": "BlocCas",
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"attributes": {
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},
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"children": [
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},
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{
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"name": "ANoter",
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{
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@@ -1583,7 +1706,7 @@
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|
"children": [
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{
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|
"type": "text",
|
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|
-
"text": "
|
|
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|
+
"text": "À noter"
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|
}
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|
]
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|
},
|
|
@@ -1593,21 +1716,26 @@
|
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|
"children": [
|
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|
{
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|
"type": "text",
|
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|
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"text": "
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|
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|
+
"text": "les "
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|
},
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|
{
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|
"type": "element",
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|
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"name": "
|
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|
+
"name": "LienInterne",
|
|
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|
+
"attributes": {
|
|
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|
+
"LienPublication": "F1946",
|
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|
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"type": "Fiche d'information conditionnée",
|
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|
+
"audience": "Particuliers"
|
|
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|
+
},
|
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|
"children": [
|
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|
{
|
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|
"type": "text",
|
|
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|
-
"text": "
|
|
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|
+
"text": "personnes reconnues surendettées"
|
|
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|
}
|
|
1606
1734
|
]
|
|
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|
},
|
|
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|
{
|
|
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1737
|
"type": "text",
|
|
1610
|
-
"text": "."
|
|
1738
|
+
"text": " sont considérées comme étant en situation de fragilité financière."
|
|
1611
1739
|
}
|
|
1612
1740
|
]
|
|
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|
}
|
|
@@ -1615,114 +1743,179 @@
|
|
|
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|
},
|
|
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|
{
|
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|
"type": "element",
|
|
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|
-
"name": "
|
|
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|
+
"name": "BlocCas",
|
|
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|
+
"attributes": {
|
|
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|
+
"affichage": "radio"
|
|
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|
+
},
|
|
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|
"children": [
|
|
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|
{
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|
"type": "element",
|
|
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|
-
"name": "
|
|
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|
+
"name": "Cas",
|
|
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1754
|
"children": [
|
|
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|
{
|
|
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|
-
"type": "
|
|
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|
-
"
|
|
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|
+
"type": "element",
|
|
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|
+
"name": "Titre",
|
|
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|
+
"children": [
|
|
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|
+
{
|
|
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|
+
"type": "text",
|
|
1761
|
+
"text": "Cas général"
|
|
1762
|
+
}
|
|
1763
|
+
]
|
|
1764
|
+
},
|
|
1765
|
+
{
|
|
1766
|
+
"type": "element",
|
|
1767
|
+
"name": "Paragraphe",
|
|
1768
|
+
"children": [
|
|
1769
|
+
{
|
|
1770
|
+
"type": "text",
|
|
1771
|
+
"text": "Le montant des frais bancaires ne peut pas dépasser le montant de l'ordre de paiement rejeté et ne peut pas dépasser "
|
|
1772
|
+
},
|
|
1773
|
+
{
|
|
1774
|
+
"type": "element",
|
|
1775
|
+
"name": "Valeur",
|
|
1776
|
+
"children": [
|
|
1777
|
+
{
|
|
1778
|
+
"type": "text",
|
|
1779
|
+
"text": "20,00 €"
|
|
1780
|
+
}
|
|
1781
|
+
]
|
|
1782
|
+
},
|
|
1783
|
+
{
|
|
1784
|
+
"type": "text",
|
|
1785
|
+
"text": "."
|
|
1786
|
+
}
|
|
1787
|
+
]
|
|
1627
1788
|
}
|
|
1628
1789
|
]
|
|
1629
1790
|
},
|
|
1630
1791
|
{
|
|
1631
1792
|
"type": "element",
|
|
1632
|
-
"name": "
|
|
1633
|
-
"attributes": {
|
|
1634
|
-
"affichage": "radio"
|
|
1635
|
-
},
|
|
1793
|
+
"name": "Cas",
|
|
1636
1794
|
"children": [
|
|
1637
1795
|
{
|
|
1638
1796
|
"type": "element",
|
|
1639
|
-
"name": "
|
|
1797
|
+
"name": "Titre",
|
|
1798
|
+
"children": [
|
|
1799
|
+
{
|
|
1800
|
+
"type": "text",
|
|
1801
|
+
"text": "Client en situation de fragilité financière"
|
|
1802
|
+
}
|
|
1803
|
+
]
|
|
1804
|
+
},
|
|
1805
|
+
{
|
|
1806
|
+
"type": "element",
|
|
1807
|
+
"name": "Introduction",
|
|
1640
1808
|
"children": [
|
|
1641
1809
|
{
|
|
1642
1810
|
"type": "element",
|
|
1643
|
-
"name": "
|
|
1811
|
+
"name": "Paragraphe",
|
|
1644
1812
|
"children": [
|
|
1645
1813
|
{
|
|
1646
1814
|
"type": "text",
|
|
1647
|
-
"text": "
|
|
1815
|
+
"text": "Le montant du plafond diffère selon que vous bénéficiez d'un offre spécifique « client fragile » ou non."
|
|
1648
1816
|
}
|
|
1649
1817
|
]
|
|
1650
|
-
}
|
|
1818
|
+
}
|
|
1819
|
+
]
|
|
1820
|
+
},
|
|
1821
|
+
{
|
|
1822
|
+
"type": "element",
|
|
1823
|
+
"name": "BlocCas",
|
|
1824
|
+
"attributes": {
|
|
1825
|
+
"affichage": "radio"
|
|
1826
|
+
},
|
|
1827
|
+
"children": [
|
|
1651
1828
|
{
|
|
1652
1829
|
"type": "element",
|
|
1653
|
-
"name": "
|
|
1830
|
+
"name": "Cas",
|
|
1654
1831
|
"children": [
|
|
1655
|
-
{
|
|
1656
|
-
"type": "text",
|
|
1657
|
-
"text": "Les frais d'incidents bancaires sont plafonnées à "
|
|
1658
|
-
},
|
|
1659
1832
|
{
|
|
1660
1833
|
"type": "element",
|
|
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|
-
"name": "
|
|
1834
|
+
"name": "Titre",
|
|
1662
1835
|
"children": [
|
|
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|
{
|
|
1664
1837
|
"type": "text",
|
|
1665
|
-
"text": "
|
|
1838
|
+
"text": "Offre spécifique \"client fragile\""
|
|
1666
1839
|
}
|
|
1667
1840
|
]
|
|
1668
1841
|
},
|
|
1669
|
-
{
|
|
1670
|
-
"type": "text",
|
|
1671
|
-
"text": " par mois et à "
|
|
1672
|
-
},
|
|
1673
1842
|
{
|
|
1674
1843
|
"type": "element",
|
|
1675
|
-
"name": "
|
|
1844
|
+
"name": "Paragraphe",
|
|
1676
1845
|
"children": [
|
|
1677
1846
|
{
|
|
1678
1847
|
"type": "text",
|
|
1679
|
-
"text": "
|
|
1848
|
+
"text": "Les frais d'incidents bancaires sont plafonnées à "
|
|
1849
|
+
},
|
|
1850
|
+
{
|
|
1851
|
+
"type": "element",
|
|
1852
|
+
"name": "Valeur",
|
|
1853
|
+
"children": [
|
|
1854
|
+
{
|
|
1855
|
+
"type": "text",
|
|
1856
|
+
"text": "20 €"
|
|
1857
|
+
}
|
|
1858
|
+
]
|
|
1859
|
+
},
|
|
1860
|
+
{
|
|
1861
|
+
"type": "text",
|
|
1862
|
+
"text": " par mois et à "
|
|
1863
|
+
},
|
|
1864
|
+
{
|
|
1865
|
+
"type": "element",
|
|
1866
|
+
"name": "Valeur",
|
|
1867
|
+
"children": [
|
|
1868
|
+
{
|
|
1869
|
+
"type": "text",
|
|
1870
|
+
"text": "200 €"
|
|
1871
|
+
}
|
|
1872
|
+
]
|
|
1873
|
+
},
|
|
1874
|
+
{
|
|
1875
|
+
"type": "text",
|
|
1876
|
+
"text": " par an."
|
|
1680
1877
|
}
|
|
1681
1878
|
]
|
|
1682
|
-
},
|
|
1683
|
-
{
|
|
1684
|
-
"type": "text",
|
|
1685
|
-
"text": " par an."
|
|
1686
|
-
}
|
|
1687
|
-
]
|
|
1688
|
-
}
|
|
1689
|
-
]
|
|
1690
|
-
},
|
|
1691
|
-
{
|
|
1692
|
-
"type": "element",
|
|
1693
|
-
"name": "Cas",
|
|
1694
|
-
"children": [
|
|
1695
|
-
{
|
|
1696
|
-
"type": "element",
|
|
1697
|
-
"name": "Titre",
|
|
1698
|
-
"children": [
|
|
1699
|
-
{
|
|
1700
|
-
"type": "text",
|
|
1701
|
-
"text": "Vous n'en bénéficiez pas"
|
|
1702
1879
|
}
|
|
1703
1880
|
]
|
|
1704
1881
|
},
|
|
1705
1882
|
{
|
|
1706
1883
|
"type": "element",
|
|
1707
|
-
"name": "
|
|
1884
|
+
"name": "Cas",
|
|
1708
1885
|
"children": [
|
|
1709
|
-
{
|
|
1710
|
-
"type": "text",
|
|
1711
|
-
"text": "Les frais d'incident bancaires sont plafonnés à "
|
|
1712
|
-
},
|
|
1713
1886
|
{
|
|
1714
1887
|
"type": "element",
|
|
1715
|
-
"name": "
|
|
1888
|
+
"name": "Titre",
|
|
1716
1889
|
"children": [
|
|
1717
1890
|
{
|
|
1718
1891
|
"type": "text",
|
|
1719
|
-
"text": "
|
|
1892
|
+
"text": "Autre cas"
|
|
1720
1893
|
}
|
|
1721
1894
|
]
|
|
1722
1895
|
},
|
|
1723
1896
|
{
|
|
1724
|
-
"type": "
|
|
1725
|
-
"
|
|
1897
|
+
"type": "element",
|
|
1898
|
+
"name": "Paragraphe",
|
|
1899
|
+
"children": [
|
|
1900
|
+
{
|
|
1901
|
+
"type": "text",
|
|
1902
|
+
"text": "Les frais d'incident bancaires sont plafonnés à "
|
|
1903
|
+
},
|
|
1904
|
+
{
|
|
1905
|
+
"type": "element",
|
|
1906
|
+
"name": "Valeur",
|
|
1907
|
+
"children": [
|
|
1908
|
+
{
|
|
1909
|
+
"type": "text",
|
|
1910
|
+
"text": "25 €"
|
|
1911
|
+
}
|
|
1912
|
+
]
|
|
1913
|
+
},
|
|
1914
|
+
{
|
|
1915
|
+
"type": "text",
|
|
1916
|
+
"text": " par mois."
|
|
1917
|
+
}
|
|
1918
|
+
]
|
|
1726
1919
|
}
|
|
1727
1920
|
]
|
|
1728
1921
|
}
|
|
@@ -1731,26 +1924,30 @@
|
|
|
1731
1924
|
]
|
|
1732
1925
|
}
|
|
1733
1926
|
]
|
|
1734
|
-
}
|
|
1735
|
-
]
|
|
1736
|
-
}
|
|
1737
|
-
]
|
|
1738
|
-
},
|
|
1739
|
-
{
|
|
1740
|
-
"type": "element",
|
|
1741
|
-
"name": "SousChapitre",
|
|
1742
|
-
"children": [
|
|
1743
|
-
{
|
|
1744
|
-
"type": "element",
|
|
1745
|
-
"name": "Titre",
|
|
1746
|
-
"children": [
|
|
1927
|
+
},
|
|
1747
1928
|
{
|
|
1748
1929
|
"type": "element",
|
|
1749
|
-
"name": "
|
|
1930
|
+
"name": "ANoter",
|
|
1750
1931
|
"children": [
|
|
1751
1932
|
{
|
|
1752
|
-
"type": "
|
|
1753
|
-
"
|
|
1933
|
+
"type": "element",
|
|
1934
|
+
"name": "Titre",
|
|
1935
|
+
"children": [
|
|
1936
|
+
{
|
|
1937
|
+
"type": "text",
|
|
1938
|
+
"text": "À noter"
|
|
1939
|
+
}
|
|
1940
|
+
]
|
|
1941
|
+
},
|
|
1942
|
+
{
|
|
1943
|
+
"type": "element",
|
|
1944
|
+
"name": "Paragraphe",
|
|
1945
|
+
"children": [
|
|
1946
|
+
{
|
|
1947
|
+
"type": "text",
|
|
1948
|
+
"text": "Si le virement ou le prélèvement est de nouveau rejeté, la banque ne doit pas vous facturer de nouveaux frais. Si elle le fait, elle doit vous rembourser."
|
|
1949
|
+
}
|
|
1950
|
+
]
|
|
1754
1951
|
}
|
|
1755
1952
|
]
|
|
1756
1953
|
}
|
|
@@ -1758,32 +1955,85 @@
|
|
|
1758
1955
|
},
|
|
1759
1956
|
{
|
|
1760
1957
|
"type": "element",
|
|
1761
|
-
"name": "
|
|
1958
|
+
"name": "Chapitre",
|
|
1762
1959
|
"children": [
|
|
1763
1960
|
{
|
|
1764
|
-
"type": "
|
|
1765
|
-
"
|
|
1766
|
-
|
|
1767
|
-
|
|
1768
|
-
|
|
1769
|
-
|
|
1770
|
-
|
|
1771
|
-
|
|
1772
|
-
|
|
1773
|
-
|
|
1774
|
-
|
|
1775
|
-
|
|
1961
|
+
"type": "element",
|
|
1962
|
+
"name": "Titre",
|
|
1963
|
+
"children": [
|
|
1964
|
+
{
|
|
1965
|
+
"type": "element",
|
|
1966
|
+
"name": "Paragraphe",
|
|
1967
|
+
"children": [
|
|
1968
|
+
{
|
|
1969
|
+
"type": "text",
|
|
1970
|
+
"text": "Le rejet d'un virement ou d'un prélèvement est-il mémorisé ?"
|
|
1971
|
+
}
|
|
1972
|
+
]
|
|
1973
|
+
}
|
|
1974
|
+
]
|
|
1975
|
+
},
|
|
1976
|
+
{
|
|
1977
|
+
"type": "element",
|
|
1978
|
+
"name": "Paragraphe",
|
|
1979
|
+
"children": [
|
|
1980
|
+
{
|
|
1981
|
+
"type": "text",
|
|
1982
|
+
"text": "La mémoire des incidents de paiement non résolus peut être conservée dans les fichiers suivants :"
|
|
1983
|
+
}
|
|
1984
|
+
]
|
|
1985
|
+
},
|
|
1776
1986
|
{
|
|
1777
1987
|
"type": "element",
|
|
1778
|
-
"name": "
|
|
1988
|
+
"name": "Liste",
|
|
1989
|
+
"attributes": {
|
|
1990
|
+
"type": "puce"
|
|
1991
|
+
},
|
|
1779
1992
|
"children": [
|
|
1780
1993
|
{
|
|
1781
1994
|
"type": "element",
|
|
1782
|
-
"name": "
|
|
1995
|
+
"name": "Item",
|
|
1996
|
+
"children": [
|
|
1997
|
+
{
|
|
1998
|
+
"type": "element",
|
|
1999
|
+
"name": "Paragraphe",
|
|
2000
|
+
"children": [
|
|
2001
|
+
{
|
|
2002
|
+
"type": "text",
|
|
2003
|
+
"text": "Fichiers privés de la banque concernée"
|
|
2004
|
+
}
|
|
2005
|
+
]
|
|
2006
|
+
}
|
|
2007
|
+
]
|
|
2008
|
+
},
|
|
2009
|
+
{
|
|
2010
|
+
"type": "element",
|
|
2011
|
+
"name": "Item",
|
|
1783
2012
|
"children": [
|
|
1784
2013
|
{
|
|
1785
|
-
"type": "
|
|
1786
|
-
"
|
|
2014
|
+
"type": "element",
|
|
2015
|
+
"name": "Paragraphe",
|
|
2016
|
+
"children": [
|
|
2017
|
+
{
|
|
2018
|
+
"type": "element",
|
|
2019
|
+
"name": "LienInterne",
|
|
2020
|
+
"attributes": {
|
|
2021
|
+
"LienPublication": "F17608",
|
|
2022
|
+
"type": "Fiche d'information conditionnée",
|
|
2023
|
+
"audience": "Particuliers"
|
|
2024
|
+
},
|
|
2025
|
+
"children": [
|
|
2026
|
+
{
|
|
2027
|
+
"type": "text",
|
|
2028
|
+
"text": "Fichier des incidents de remboursement des crédits aux particuliers (FICP)"
|
|
2029
|
+
}
|
|
2030
|
+
]
|
|
2031
|
+
},
|
|
2032
|
+
{
|
|
2033
|
+
"type": "text",
|
|
2034
|
+
"text": ", en cas d'impayés relatifs à des échéances de crédit."
|
|
2035
|
+
}
|
|
2036
|
+
]
|
|
1787
2037
|
}
|
|
1788
2038
|
]
|
|
1789
2039
|
}
|
|
@@ -1791,46 +2041,25 @@
|
|
|
1791
2041
|
},
|
|
1792
2042
|
{
|
|
1793
2043
|
"type": "element",
|
|
1794
|
-
"name": "
|
|
2044
|
+
"name": "Paragraphe",
|
|
1795
2045
|
"children": [
|
|
1796
2046
|
{
|
|
1797
2047
|
"type": "element",
|
|
1798
|
-
"name": "
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"name": "MiseEnEvidence",
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"children": [
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{
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"type": "element",
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"name": "LienInterne",
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|
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"attributes": {
|
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1804
|
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"LienPublication": "F17608",
|
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"type": "Fiche d'information conditionnée",
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"audience": "Particuliers"
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},
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"children": [
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1809
|
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{
|
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|
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"type": "text",
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1811
|
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"text": "Fichier des incidents de remboursement des crédits aux particuliers (FICP)"
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|
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}
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1813
|
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]
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},
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{
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|
"type": "text",
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"text": ",
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"text": "Après régularisation, "
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|
}
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},
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{
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"type": "text",
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"text": "la mémoire des incidents de paiement ne peut plus être conservée que dans les fichiers privés de la banque."
|
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|
}
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},
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
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{
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"type": "text",
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"text": "Après régularisation, la mémoire des incidents de paiement ne peut plus être conservée que dans les fichiers privés de la banque."
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}
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]
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@@ -1838,81 +2067,127 @@
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},
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{
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"name": "
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"name": "Situation",
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{
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"name": "Titre",
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"children": [
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{
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"type": "text",
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"text": "Découvert non autorisé : quelles sont les règles ?"
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}
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]
|
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"type": "text",
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"text": "Découvert"
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"name": "
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"name": "Texte",
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"name": "
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"name": "Chapitre",
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"children": [
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"name": "
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"name": "Titre",
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"
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"type": "element",
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"name": "Paragraphe",
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"children": [
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{
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"type": "text",
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2100
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"text": "Quelles informations la banque doit-elle transmettre au client en cas de dépassement de découvert ?"
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}
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]
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}
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]
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},
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
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},
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{
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"name": "
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"name": "SousChapitre",
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"children": [
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{
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"type": "
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"
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"type": "element",
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"name": "Titre",
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"children": [
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{
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"type": "element",
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"name": "Paragraphe",
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"children": [
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{
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2119
|
+
"type": "text",
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|
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"text": "Information relative au dépassement de découvert autorisé"
|
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|
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}
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+
]
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}
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]
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},
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{
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"type": "element",
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"name": "Paragraphe",
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|
+
"children": [
|
|
2130
|
+
{
|
|
2131
|
+
"type": "text",
|
|
2132
|
+
"text": "La banque "
|
|
2133
|
+
},
|
|
2134
|
+
{
|
|
2135
|
+
"type": "element",
|
|
2136
|
+
"name": "MiseEnEvidence",
|
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2137
|
+
"children": [
|
|
2138
|
+
{
|
|
2139
|
+
"type": "text",
|
|
2140
|
+
"text": "n'est pas obligée"
|
|
2141
|
+
}
|
|
2142
|
+
]
|
|
2143
|
+
},
|
|
2144
|
+
{
|
|
2145
|
+
"type": "text",
|
|
2146
|
+
"text": " de vous informer du dépassement de découvert autorisé. Mais la plupart des banques envoient une lettre d'information, souvent facturée."
|
|
2147
|
+
}
|
|
2148
|
+
]
|
|
1890
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|
}
|
|
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|
]
|
|
1892
|
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}
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|
-
]
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|
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},
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|
-
{
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|
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"type": "element",
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|
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"name": "Paragraphe",
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1898
|
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"children": [
|
|
1899
|
-
{
|
|
1900
|
-
"type": "text",
|
|
1901
|
-
"text": "La banque n'a pas d'obligation de vous informer du découvert non autorisé. Mais la plupart des banques envoient une lettre d'information, souvent facturée."
|
|
1902
|
-
}
|
|
1903
|
-
]
|
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|
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},
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|
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|
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{
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|
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"type": "element",
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|
-
"name": "Paragraphe",
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|
-
"children": [
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|
2151
|
+
},
|
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1909
2152
|
{
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|
1910
2153
|
"type": "element",
|
|
1911
|
-
"name": "
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|
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|
+
"name": "SousChapitre",
|
|
1912
2155
|
"children": [
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1913
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|
{
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1914
|
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"type": "
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1915
|
-
"
|
|
2157
|
+
"type": "element",
|
|
2158
|
+
"name": "Titre",
|
|
2159
|
+
"children": [
|
|
2160
|
+
{
|
|
2161
|
+
"type": "element",
|
|
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|
+
"name": "Paragraphe",
|
|
2163
|
+
"children": [
|
|
2164
|
+
{
|
|
2165
|
+
"type": "text",
|
|
2166
|
+
"text": "Information concernant les frais d'incident"
|
|
2167
|
+
}
|
|
2168
|
+
]
|
|
2169
|
+
}
|
|
2170
|
+
]
|
|
2171
|
+
},
|
|
2172
|
+
{
|
|
2173
|
+
"type": "element",
|
|
2174
|
+
"name": "Paragraphe",
|
|
2175
|
+
"children": [
|
|
2176
|
+
{
|
|
2177
|
+
"type": "text",
|
|
2178
|
+
"text": "La banque doit vous informer du montant des frais bancaires liés à l'incident de paiement (frais de lettre d'information, frais de rejet, commissions d'intervention etc.). Elle doit le faire au moins 14 jours avant le prélèvement des frais sur le compte."
|
|
2179
|
+
}
|
|
2180
|
+
]
|
|
2181
|
+
},
|
|
2182
|
+
{
|
|
2183
|
+
"type": "element",
|
|
2184
|
+
"name": "Paragraphe",
|
|
2185
|
+
"children": [
|
|
2186
|
+
{
|
|
2187
|
+
"type": "text",
|
|
2188
|
+
"text": "Ces informations sont généralement mentionnées à la fin de votre relevé de compte, dans une rubrique spécifique."
|
|
2189
|
+
}
|
|
2190
|
+
]
|
|
1916
2191
|
}
|
|
1917
2192
|
]
|
|
1918
2193
|
}
|
|
@@ -1920,132 +2195,104 @@
|
|
|
1920
2195
|
},
|
|
1921
2196
|
{
|
|
1922
2197
|
"type": "element",
|
|
1923
|
-
"name": "
|
|
1924
|
-
"children": [
|
|
1925
|
-
{
|
|
1926
|
-
"type": "text",
|
|
1927
|
-
"text": "La banque doit vous informer du montant des frais bancaires liés à l'incident de paiement (frais de lettre d'information, frais de rejet, commissions d'intervention etc.). Elle doit le faire au moins 14 jours avant le prélèvement des frais sur le compte."
|
|
1928
|
-
}
|
|
1929
|
-
]
|
|
1930
|
-
},
|
|
1931
|
-
{
|
|
1932
|
-
"type": "element",
|
|
1933
|
-
"name": "Paragraphe",
|
|
1934
|
-
"children": [
|
|
1935
|
-
{
|
|
1936
|
-
"type": "text",
|
|
1937
|
-
"text": "Ces informations sont généralement mentionnées à la fin de votre relevé de compte, dans une rubrique spécifique."
|
|
1938
|
-
}
|
|
1939
|
-
]
|
|
1940
|
-
}
|
|
1941
|
-
]
|
|
1942
|
-
},
|
|
1943
|
-
{
|
|
1944
|
-
"type": "element",
|
|
1945
|
-
"name": "SousChapitre",
|
|
1946
|
-
"children": [
|
|
1947
|
-
{
|
|
1948
|
-
"type": "element",
|
|
1949
|
-
"name": "Titre",
|
|
2198
|
+
"name": "Chapitre",
|
|
1950
2199
|
"children": [
|
|
1951
2200
|
{
|
|
1952
2201
|
"type": "element",
|
|
1953
|
-
"name": "
|
|
2202
|
+
"name": "Titre",
|
|
1954
2203
|
"children": [
|
|
1955
2204
|
{
|
|
1956
|
-
"type": "
|
|
1957
|
-
"
|
|
2205
|
+
"type": "element",
|
|
2206
|
+
"name": "Paragraphe",
|
|
2207
|
+
"children": [
|
|
2208
|
+
{
|
|
2209
|
+
"type": "text",
|
|
2210
|
+
"text": "Comment régulariser un dépassement de découvert autorisé ?"
|
|
2211
|
+
}
|
|
2212
|
+
]
|
|
1958
2213
|
}
|
|
1959
2214
|
]
|
|
1960
|
-
}
|
|
1961
|
-
]
|
|
1962
|
-
},
|
|
1963
|
-
{
|
|
1964
|
-
"type": "element",
|
|
1965
|
-
"name": "Paragraphe",
|
|
1966
|
-
"children": [
|
|
1967
|
-
{
|
|
1968
|
-
"type": "text",
|
|
1969
|
-
"text": "Dès que vous êtes informé de l'incident, vous devez régulariser votre situation par l'un des deux moyens suivants :"
|
|
1970
|
-
}
|
|
1971
|
-
]
|
|
1972
|
-
},
|
|
1973
|
-
{
|
|
1974
|
-
"type": "element",
|
|
1975
|
-
"name": "Liste",
|
|
1976
|
-
"attributes": {
|
|
1977
|
-
"type": "puce"
|
|
1978
|
-
},
|
|
1979
|
-
"children": [
|
|
2215
|
+
},
|
|
1980
2216
|
{
|
|
1981
2217
|
"type": "element",
|
|
1982
|
-
"name": "
|
|
2218
|
+
"name": "Paragraphe",
|
|
1983
2219
|
"children": [
|
|
2220
|
+
{
|
|
2221
|
+
"type": "text",
|
|
2222
|
+
"text": "Dès que vous êtes informé de l'incident, vous devez régulariser votre situation par "
|
|
2223
|
+
},
|
|
1984
2224
|
{
|
|
1985
2225
|
"type": "element",
|
|
1986
|
-
"name": "
|
|
2226
|
+
"name": "MiseEnEvidence",
|
|
1987
2227
|
"children": [
|
|
1988
2228
|
{
|
|
1989
2229
|
"type": "text",
|
|
1990
|
-
"text": "
|
|
2230
|
+
"text": "l'un des deux moyens suivants"
|
|
1991
2231
|
}
|
|
1992
2232
|
]
|
|
2233
|
+
},
|
|
2234
|
+
{
|
|
2235
|
+
"type": "text",
|
|
2236
|
+
"text": " :"
|
|
1993
2237
|
}
|
|
1994
2238
|
]
|
|
1995
2239
|
},
|
|
1996
2240
|
{
|
|
1997
2241
|
"type": "element",
|
|
1998
|
-
"name": "
|
|
2242
|
+
"name": "Liste",
|
|
2243
|
+
"attributes": {
|
|
2244
|
+
"type": "puce"
|
|
2245
|
+
},
|
|
1999
2246
|
"children": [
|
|
2000
2247
|
{
|
|
2001
2248
|
"type": "element",
|
|
2002
|
-
"name": "
|
|
2249
|
+
"name": "Item",
|
|
2003
2250
|
"children": [
|
|
2004
|
-
{
|
|
2005
|
-
"type": "text",
|
|
2006
|
-
"text": "En payant directement les sommes dues auprès de votre "
|
|
2007
|
-
},
|
|
2008
2251
|
{
|
|
2009
2252
|
"type": "element",
|
|
2010
|
-
"name": "
|
|
2011
|
-
"attributes": {
|
|
2012
|
-
"LienID": "R15912",
|
|
2013
|
-
"type": "Définition de glossaire"
|
|
2014
|
-
},
|
|
2253
|
+
"name": "Paragraphe",
|
|
2015
2254
|
"children": [
|
|
2016
2255
|
{
|
|
2017
2256
|
"type": "text",
|
|
2018
|
-
"text": "
|
|
2257
|
+
"text": "En réapprovisionnant votre compte"
|
|
2019
2258
|
}
|
|
2020
2259
|
]
|
|
2021
|
-
},
|
|
2022
|
-
{
|
|
2023
|
-
"type": "text",
|
|
2024
|
-
"text": ", par tout moyen"
|
|
2025
2260
|
}
|
|
2026
2261
|
]
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{
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"type": "text",
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"text": "En payant directement les sommes dues auprès de votre "
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},
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{
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"attributes": {
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"type": "Définition de glossaire"
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{
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{
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"text": "Votre banque peut vous prélever des frais. Toutefois, ces frais sont plafonnés."
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{
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"type": "text",
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"text": "Quel est le coût d'un dépassement de découvert autorisé ?"
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@@ -2091,41 +2324,51 @@
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{
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"type": "text",
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"text": " frais "
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{
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"text": "plafonné"
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{
|
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"type": "text",
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"text": "Le montant du plafond diffère selon que vous êtes ou non en situation de fragilité financière."
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}
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]
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{
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@@ -2133,7 +2376,7 @@
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"text": "À noter"
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@@ -2143,174 +2386,264 @@
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"text": "les "
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"name": "LienInterne",
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"attributes": {
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"LienPublication": "F1946",
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"type": "Fiche d'information conditionnée",
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"audience": "Particuliers"
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},
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|
+
"text": "personnes reconnues surendettées"
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|
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{
|
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|
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"type": "text",
|
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|
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"text": " sont considérées comme étant en situation de fragilité financière."
|
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|
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"name": "Cas",
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|
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{
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"
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"type": "element",
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"name": "Titre",
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"children": [
|
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|
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{
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|
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"type": "text",
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|
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"text": "Cas général"
|
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}
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]
|
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|
},
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{
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|
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|
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|
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"text": "
|
|
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|
+
"text": "Frais maximum par opération : "
|
|
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|
+
},
|
|
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|
+
{
|
|
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|
+
"type": "element",
|
|
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|
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"name": "Valeur",
|
|
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|
+
"children": [
|
|
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|
+
{
|
|
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|
+
"type": "text",
|
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|
+
"text": "8 €"
|
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|
+
}
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|
+
]
|
|
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|
+
},
|
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|
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{
|
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|
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"type": "text",
|
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|
+
"text": "."
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|
}
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|
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|
|
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|
-
}
|
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|
-
]
|
|
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|
-
}
|
|
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|
-
]
|
|
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|
-
},
|
|
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|
-
{
|
|
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|
-
"type": "element",
|
|
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|
-
"name": "Cas",
|
|
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|
-
"children": [
|
|
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|
-
{
|
|
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|
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"type": "element",
|
|
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|
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"name": "Titre",
|
|
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|
-
"children": [
|
|
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|
+
},
|
|
2190
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|
{
|
|
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|
-
"type": "
|
|
2192
|
-
"
|
|
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|
+
"type": "element",
|
|
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|
+
"name": "Paragraphe",
|
|
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|
+
"children": [
|
|
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|
+
{
|
|
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|
+
"type": "text",
|
|
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|
+
"text": "Frais maximum par mois : "
|
|
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|
+
},
|
|
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|
+
{
|
|
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|
+
"type": "element",
|
|
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|
+
"name": "Valeur",
|
|
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|
+
"children": [
|
|
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|
+
{
|
|
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|
+
"type": "text",
|
|
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|
+
"text": "80 €"
|
|
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|
+
}
|
|
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|
+
]
|
|
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|
+
},
|
|
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|
+
{
|
|
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|
+
"type": "text",
|
|
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|
+
"text": "."
|
|
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|
+
}
|
|
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|
+
]
|
|
2193
2482
|
}
|
|
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2483
|
]
|
|
2195
2484
|
},
|
|
2196
2485
|
{
|
|
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2486
|
"type": "element",
|
|
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|
-
"name": "
|
|
2199
|
-
"attributes": {
|
|
2200
|
-
"affichage": "radio"
|
|
2201
|
-
},
|
|
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|
+
"name": "Cas",
|
|
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2488
|
"children": [
|
|
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2489
|
{
|
|
2204
2490
|
"type": "element",
|
|
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|
-
"name": "
|
|
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|
+
"name": "Titre",
|
|
2492
|
+
"children": [
|
|
2493
|
+
{
|
|
2494
|
+
"type": "text",
|
|
2495
|
+
"text": "Client en situation de fragilité financière"
|
|
2496
|
+
}
|
|
2497
|
+
]
|
|
2498
|
+
},
|
|
2499
|
+
{
|
|
2500
|
+
"type": "element",
|
|
2501
|
+
"name": "Introduction",
|
|
2206
2502
|
"children": [
|
|
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|
{
|
|
2208
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|
"type": "element",
|
|
2209
|
-
"name": "
|
|
2505
|
+
"name": "Paragraphe",
|
|
2210
2506
|
"children": [
|
|
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|
{
|
|
2212
2508
|
"type": "text",
|
|
2213
|
-
"text": "
|
|
2509
|
+
"text": "Le montant du plafond diffère selon que vous bénéficiez d'un offre spécifique « client fragile » ou non."
|
|
2214
2510
|
}
|
|
2215
2511
|
]
|
|
2216
|
-
}
|
|
2512
|
+
}
|
|
2513
|
+
]
|
|
2514
|
+
},
|
|
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|
+
{
|
|
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|
+
"type": "element",
|
|
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|
+
"name": "BlocCas",
|
|
2518
|
+
"attributes": {
|
|
2519
|
+
"affichage": "radio"
|
|
2520
|
+
},
|
|
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|
+
"children": [
|
|
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|
{
|
|
2218
2523
|
"type": "element",
|
|
2219
|
-
"name": "
|
|
2524
|
+
"name": "Cas",
|
|
2220
2525
|
"children": [
|
|
2221
2526
|
{
|
|
2222
|
-
"type": "
|
|
2223
|
-
"
|
|
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|
+
"type": "element",
|
|
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|
+
"name": "Titre",
|
|
2529
|
+
"children": [
|
|
2530
|
+
{
|
|
2531
|
+
"type": "text",
|
|
2532
|
+
"text": "Offre spécifique \"Client fragile\""
|
|
2533
|
+
}
|
|
2534
|
+
]
|
|
2224
2535
|
},
|
|
2225
2536
|
{
|
|
2226
2537
|
"type": "element",
|
|
2227
|
-
"name": "
|
|
2538
|
+
"name": "Paragraphe",
|
|
2228
2539
|
"children": [
|
|
2229
2540
|
{
|
|
2230
2541
|
"type": "text",
|
|
2231
|
-
"text": "
|
|
2542
|
+
"text": "Frais maximum par opération : "
|
|
2543
|
+
},
|
|
2544
|
+
{
|
|
2545
|
+
"type": "element",
|
|
2546
|
+
"name": "Valeur",
|
|
2547
|
+
"children": [
|
|
2548
|
+
{
|
|
2549
|
+
"type": "text",
|
|
2550
|
+
"text": "4 €"
|
|
2551
|
+
}
|
|
2552
|
+
]
|
|
2553
|
+
},
|
|
2554
|
+
{
|
|
2555
|
+
"type": "text",
|
|
2556
|
+
"text": "."
|
|
2232
2557
|
}
|
|
2233
2558
|
]
|
|
2234
|
-
}
|
|
2235
|
-
]
|
|
2236
|
-
},
|
|
2237
|
-
{
|
|
2238
|
-
"type": "element",
|
|
2239
|
-
"name": "Paragraphe",
|
|
2240
|
-
"children": [
|
|
2241
|
-
{
|
|
2242
|
-
"type": "text",
|
|
2243
|
-
"text": "Frais maximum par mois : "
|
|
2244
2559
|
},
|
|
2245
2560
|
{
|
|
2246
2561
|
"type": "element",
|
|
2247
|
-
"name": "
|
|
2562
|
+
"name": "Paragraphe",
|
|
2248
2563
|
"children": [
|
|
2249
2564
|
{
|
|
2250
2565
|
"type": "text",
|
|
2251
|
-
"text": "
|
|
2566
|
+
"text": "Frais maximum par mois : "
|
|
2567
|
+
},
|
|
2568
|
+
{
|
|
2569
|
+
"type": "element",
|
|
2570
|
+
"name": "Valeur",
|
|
2571
|
+
"children": [
|
|
2572
|
+
{
|
|
2573
|
+
"type": "text",
|
|
2574
|
+
"text": "20 €"
|
|
2575
|
+
}
|
|
2576
|
+
]
|
|
2577
|
+
},
|
|
2578
|
+
{
|
|
2579
|
+
"type": "text",
|
|
2580
|
+
"text": "."
|
|
2252
2581
|
}
|
|
2253
2582
|
]
|
|
2254
|
-
}
|
|
2255
|
-
]
|
|
2256
|
-
},
|
|
2257
|
-
{
|
|
2258
|
-
"type": "element",
|
|
2259
|
-
"name": "Paragraphe",
|
|
2260
|
-
"children": [
|
|
2261
|
-
{
|
|
2262
|
-
"type": "text",
|
|
2263
|
-
"text": "Frais maximum par an : "
|
|
2264
2583
|
},
|
|
2265
2584
|
{
|
|
2266
2585
|
"type": "element",
|
|
2267
|
-
"name": "
|
|
2586
|
+
"name": "Paragraphe",
|
|
2268
2587
|
"children": [
|
|
2269
2588
|
{
|
|
2270
2589
|
"type": "text",
|
|
2271
|
-
"text": "
|
|
2590
|
+
"text": "Frais maximum par an : "
|
|
2591
|
+
},
|
|
2592
|
+
{
|
|
2593
|
+
"type": "element",
|
|
2594
|
+
"name": "Valeur",
|
|
2595
|
+
"children": [
|
|
2596
|
+
{
|
|
2597
|
+
"type": "text",
|
|
2598
|
+
"text": "200 €"
|
|
2599
|
+
}
|
|
2600
|
+
]
|
|
2601
|
+
},
|
|
2602
|
+
{
|
|
2603
|
+
"type": "text",
|
|
2604
|
+
"text": "."
|
|
2272
2605
|
}
|
|
2273
2606
|
]
|
|
2274
2607
|
}
|
|
2275
2608
|
]
|
|
2276
|
-
}
|
|
2277
|
-
]
|
|
2278
|
-
},
|
|
2279
|
-
{
|
|
2280
|
-
"type": "element",
|
|
2281
|
-
"name": "Cas",
|
|
2282
|
-
"children": [
|
|
2283
|
-
{
|
|
2284
|
-
"type": "element",
|
|
2285
|
-
"name": "Titre",
|
|
2286
|
-
"children": [
|
|
2287
|
-
{
|
|
2288
|
-
"type": "text",
|
|
2289
|
-
"text": "Vous n'en bénéficiez pas"
|
|
2290
|
-
}
|
|
2291
|
-
]
|
|
2292
2609
|
},
|
|
2293
2610
|
{
|
|
2294
2611
|
"type": "element",
|
|
2295
|
-
"name": "
|
|
2612
|
+
"name": "Cas",
|
|
2296
2613
|
"children": [
|
|
2297
|
-
{
|
|
2298
|
-
"type": "text",
|
|
2299
|
-
"text": "Les frais d'incident bancaires sont plafonnés à "
|
|
2300
|
-
},
|
|
2301
2614
|
{
|
|
2302
2615
|
"type": "element",
|
|
2303
|
-
"name": "
|
|
2616
|
+
"name": "Titre",
|
|
2304
2617
|
"children": [
|
|
2305
2618
|
{
|
|
2306
2619
|
"type": "text",
|
|
2307
|
-
"text": "
|
|
2620
|
+
"text": "Autre cas"
|
|
2308
2621
|
}
|
|
2309
2622
|
]
|
|
2310
2623
|
},
|
|
2311
2624
|
{
|
|
2312
|
-
"type": "
|
|
2313
|
-
"
|
|
2625
|
+
"type": "element",
|
|
2626
|
+
"name": "Paragraphe",
|
|
2627
|
+
"children": [
|
|
2628
|
+
{
|
|
2629
|
+
"type": "text",
|
|
2630
|
+
"text": "Les frais d'incident bancaires sont plafonnés à "
|
|
2631
|
+
},
|
|
2632
|
+
{
|
|
2633
|
+
"type": "element",
|
|
2634
|
+
"name": "Valeur",
|
|
2635
|
+
"children": [
|
|
2636
|
+
{
|
|
2637
|
+
"type": "text",
|
|
2638
|
+
"text": "25 €"
|
|
2639
|
+
}
|
|
2640
|
+
]
|
|
2641
|
+
},
|
|
2642
|
+
{
|
|
2643
|
+
"type": "text",
|
|
2644
|
+
"text": " par mois."
|
|
2645
|
+
}
|
|
2646
|
+
]
|
|
2314
2647
|
}
|
|
2315
2648
|
]
|
|
2316
2649
|
}
|
|
@@ -2321,38 +2654,38 @@
|
|
|
2321
2654
|
]
|
|
2322
2655
|
}
|
|
2323
2656
|
]
|
|
2324
|
-
}
|
|
2325
|
-
]
|
|
2326
|
-
},
|
|
2327
|
-
{
|
|
2328
|
-
"type": "element",
|
|
2329
|
-
"name": "SousChapitre",
|
|
2330
|
-
"children": [
|
|
2657
|
+
},
|
|
2331
2658
|
{
|
|
2332
2659
|
"type": "element",
|
|
2333
|
-
"name": "
|
|
2660
|
+
"name": "Chapitre",
|
|
2334
2661
|
"children": [
|
|
2662
|
+
{
|
|
2663
|
+
"type": "element",
|
|
2664
|
+
"name": "Titre",
|
|
2665
|
+
"children": [
|
|
2666
|
+
{
|
|
2667
|
+
"type": "element",
|
|
2668
|
+
"name": "Paragraphe",
|
|
2669
|
+
"children": [
|
|
2670
|
+
{
|
|
2671
|
+
"type": "text",
|
|
2672
|
+
"text": "Un dépassement de découvert autorisé peut-il être mémorisé ?"
|
|
2673
|
+
}
|
|
2674
|
+
]
|
|
2675
|
+
}
|
|
2676
|
+
]
|
|
2677
|
+
},
|
|
2335
2678
|
{
|
|
2336
2679
|
"type": "element",
|
|
2337
2680
|
"name": "Paragraphe",
|
|
2338
2681
|
"children": [
|
|
2339
2682
|
{
|
|
2340
2683
|
"type": "text",
|
|
2341
|
-
"text": "
|
|
2684
|
+
"text": "La mémoire des incidents de paiement peut être conservée dans les fichiers privés de la banque concernée."
|
|
2342
2685
|
}
|
|
2343
2686
|
]
|
|
2344
2687
|
}
|
|
2345
2688
|
]
|
|
2346
|
-
},
|
|
2347
|
-
{
|
|
2348
|
-
"type": "element",
|
|
2349
|
-
"name": "Paragraphe",
|
|
2350
|
-
"children": [
|
|
2351
|
-
{
|
|
2352
|
-
"type": "text",
|
|
2353
|
-
"text": "La mémoire des incidents de paiement peut être conservée dans les fichiers privés de la banque concernée."
|
|
2354
|
-
}
|
|
2355
|
-
]
|
|
2356
2689
|
}
|
|
2357
2690
|
]
|
|
2358
2691
|
}
|
|
@@ -2360,6 +2693,34 @@
|
|
|
2360
2693
|
}
|
|
2361
2694
|
]
|
|
2362
2695
|
},
|
|
2696
|
+
{
|
|
2697
|
+
"type": "element",
|
|
2698
|
+
"name": "OuSAdresser",
|
|
2699
|
+
"attributes": {
|
|
2700
|
+
"ID": "R62702",
|
|
2701
|
+
"sve": "non",
|
|
2702
|
+
"type": "National"
|
|
2703
|
+
},
|
|
2704
|
+
"children": [
|
|
2705
|
+
{
|
|
2706
|
+
"type": "element",
|
|
2707
|
+
"name": "Titre",
|
|
2708
|
+
"children": [
|
|
2709
|
+
{
|
|
2710
|
+
"type": "text",
|
|
2711
|
+
"text": "Banque de France Particuliers"
|
|
2712
|
+
}
|
|
2713
|
+
]
|
|
2714
|
+
},
|
|
2715
|
+
{
|
|
2716
|
+
"type": "element",
|
|
2717
|
+
"name": "RessourceWeb",
|
|
2718
|
+
"attributes": {
|
|
2719
|
+
"URL": "https://particuliers.banque-france.fr/contactez-nous/contactez-nous"
|
|
2720
|
+
}
|
|
2721
|
+
}
|
|
2722
|
+
]
|
|
2723
|
+
},
|
|
2363
2724
|
{
|
|
2364
2725
|
"type": "element",
|
|
2365
2726
|
"name": "Reference",
|