swiss-crm-activemerchant 1.0.12

data/lib/active_merchant/billing/gateways/flo2cash.rb

@@ -0,0 +1,215 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class Flo2cashGateway < Gateway
+      self.display_name = 'Flo2Cash'
+      self.homepage_url = 'http://www.flo2cash.co.nz/'
+
+      self.test_url = 'https://demo.flo2cash.co.nz/ws/paymentws.asmx'
+      self.live_url = 'https://secure.flo2cash.co.nz/ws/paymentws.asmx'
+
+      self.supported_countries = ['NZ']
+      self.default_currency = 'NZD'
+      self.money_format = :dollars
+      self.supported_cardtypes = %i[visa master american_express diners_club]
+
+      BRAND_MAP = {
+        'visa' => 'VISA',
+        'master' => 'MC',
+        'american_express' => 'AMEX',
+        'diners_club' => 'DINERS'
+      }
+
+      def initialize(options = {})
+        requires!(options, :username, :password, :account_id)
+        super
+      end
+
+      def purchase(amount, payment_method, options = {})
+        MultiResponse.run do |r|
+          r.process { authorize(amount, payment_method, options) }
+          r.process { capture(amount, r.authorization, options) }
+        end
+      end
+
+      def authorize(amount, payment_method, options = {})
+        post = {}
+        add_invoice(post, amount, options)
+        add_payment_method(post, payment_method)
+        add_customer_data(post, options)
+
+        commit('ProcessAuthorise', post)
+      end
+
+      def capture(amount, authorization, options = {})
+        post = {}
+        add_invoice(post, amount, options)
+        add_reference(post, authorization)
+        add_customer_data(post, options)
+
+        commit('ProcessCapture', post)
+      end
+
+      def refund(amount, authorization, options = {})
+        post = {}
+        add_invoice(post, amount, options)
+        add_reference(post, authorization)
+        add_customer_data(post, options)
+
+        commit('ProcessRefund', post)
+      end
+
+      def supports_scrubbing?
+        true
+      end
+
+      def scrub(transcript)
+        transcript.
+          gsub(%r((<Password>)[^<]+(<))i, '\1[FILTERED]\2').
+          gsub(%r((<CardNumber>)[^<]+(<))i, '\1[FILTERED]\2').
+          gsub(%r((<CardCSC>)[^<]+(<))i, '\1[FILTERED]\2')
+      end
+
+      private
+
+      CURRENCY_CODES = Hash.new { |_h, k| raise ArgumentError.new("Unsupported currency: #{k}") }
+      CURRENCY_CODES['NZD'] = '554'
+
+      def add_invoice(post, money, options)
+        post[:Amount] = amount(money)
+        post[:Reference] = options[:order_id]
+        post[:Particular] = options[:description]
+      end
+
+      def add_payment_method(post, payment_method)
+        post[:CardNumber] = payment_method.number
+        post[:CardType] = BRAND_MAP[payment_method.brand.to_s]
+        post[:CardExpiry] = format(payment_method.month, :two_digits) + format(payment_method.year, :two_digits)
+        post[:CardHolderName] = payment_method.name
+        post[:CardCSC] = payment_method.verification_value
+      end
+
+      def add_customer_data(post, options)
+        if (billing_address = (options[:billing_address] || options[:address]))
+          post[:Email] = billing_address[:email]
+        end
+      end
+
+      def add_reference(post, authorization)
+        post[:OriginalTransactionId] = authorization
+      end
+
+      def commit(action, post)
+        post[:Username] = @options[:username]
+        post[:Password] = @options[:password]
+        post[:AccountId] = @options[:account_id]
+
+        data = build_request(action, post)
+        begin
+          raw = parse(ssl_post(url, data, headers(action)), action)
+        rescue ActiveMerchant::ResponseError => e
+          if e.response.code == '500' && e.response.body.start_with?('<?xml')
+            raw = parse(e.response.body, action)
+          else
+            raise
+          end
+        end
+
+        succeeded = success_from(raw[:status])
+        Response.new(
+          succeeded,
+          message_from(succeeded, raw),
+          raw,
+          authorization: authorization_from(action, raw[:transaction_id], post[:OriginalTransactionId]),
+          error_code: error_code_from(succeeded, raw),
+          test: test?
+        )
+      end
+
+      def headers(action)
+        {
+          'Content-Type'  => 'application/soap+xml; charset=utf-8',
+          'SOAPAction'    => %{"http://www.flo2cash.co.nz/webservices/paymentwebservice/#{action}"}
+        }
+      end
+
+      def build_request(action, post)
+        xml = Builder::XmlMarkup.new indent: 2
+        post.each do |field, value|
+          xml.tag!(field, value)
+        end
+        body = xml.target!
+        envelope_wrap(action, body)
+      end
+
+      def envelope_wrap(action, body)
+        <<~XML
+          <?xml version="1.0" encoding="utf-8"?>
+          <soap12:Envelope xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:soap12="http://www.w3.org/2003/05/soap-envelope">
+            <soap12:Body>
+              <#{action} xmlns="http://www.flo2cash.co.nz/webservices/paymentwebservice">
+                #{body}
+              </#{action}>
+            </soap12:Body>
+          </soap12:Envelope>
+        XML
+      end
+
+      def url
+        (test? ? test_url : live_url)
+      end
+
+      def parse(body, action)
+        response = {}
+        xml = REXML::Document.new(body)
+        root = (REXML::XPath.first(xml, "//#{action}Response") || REXML::XPath.first(xml, '//detail'))
+
+        root.elements.to_a.each do |node|
+          parse_element(response, node)
+        end if root
+
+        response
+      end
+
+      def parse_element(response, node)
+        if node.has_elements?
+          node.elements.each { |element| parse_element(response, element) }
+        else
+          response[node.name.underscore.to_sym] = node.text
+        end
+      end
+
+      def success_from(response)
+        response == 'SUCCESSFUL'
+      end
+
+      def message_from(succeeded, response)
+        if succeeded
+          'Succeeded'
+        else
+          response[:message] || response[:errormessage] || 'Unable to read error message'
+        end
+      end
+
+      def authorization_from(action, current, original)
+        # Refunds require the authorization from the authorize() of the MultiResponse.
+        if action == 'ProcessCapture'
+          original
+        else
+          current
+        end
+      end
+
+      STANDARD_ERROR_CODE_MAPPING = {
+        'Transaction Declined - Expired Card' => STANDARD_ERROR_CODE[:expired_card],
+        'Bank Declined Transaction' => STANDARD_ERROR_CODE[:card_declined],
+        'Insufficient Funds' => STANDARD_ERROR_CODE[:card_declined],
+        'Transaction Declined - Bank Error' => STANDARD_ERROR_CODE[:processing_error],
+        'No Reply from Bank' => STANDARD_ERROR_CODE[:processing_error]
+      }
+
+      def error_code_from(succeeded, response)
+        succeeded ? nil : STANDARD_ERROR_CODE_MAPPING[response[:message]]
+      end
+    end
+  end
+end

data/lib/active_merchant/billing/gateways/flo2cash_simple.rb

@@ -0,0 +1,20 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class Flo2cashSimpleGateway < Flo2cashGateway
+      self.display_name = 'Flo2Cash Simple'
+
+      def purchase(amount, payment_method, options = {})
+        post = {}
+        add_invoice(post, amount, options)
+        add_payment_method(post, payment_method)
+        add_customer_data(post, options)
+
+        commit('ProcessPurchase', post)
+      end
+
+      # Flo2Cash's "simple mode" does not support auth/capture
+      undef_method :authorize
+      undef_method :capture
+    end
+  end
+end

data/lib/active_merchant/billing/gateways/fluidpay.rb

@@ -0,0 +1,275 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class FluidpayGateway < Gateway
+      include Empty
+
+      SUCCESS_CODE = 100
+      SOFT_DECLINE_CODES = [201, 203, 204, 205, 221, 223, 225, 226, 240].freeze
+
+      self.test_url = 'https://sandbox.fluidpay.com'
+      self.live_url = 'https://app.fluidpay.com'
+      self.default_currency = 'USD'
+      self.money_format = :dollars
+      self.supported_countries = %w[US CA GB AU DE FR ES IT JP SG HK BR MX]
+      self.supported_cardtypes = %i[visa master american_express discover diners_club jcb]
+      self.homepage_url = 'https://www.fluidpay.com/'
+      self.display_name = 'Fluidpay'
+
+      def initialize(options = {})
+        requires!(options, :api_key)
+        super
+        @response_http_code = nil
+      end
+
+      def purchase(amount, payment_method, options = {})
+        post = {}
+        add_invoice(post, amount, options)
+        add_payment_method(post, payment_method, options)
+        add_customer_data(post, options)
+        add_vendor_data(post, options)
+        add_level3_fields(post, options)
+        add_three_d_secure(post, options)
+
+        commit('transaction', post)
+      end
+
+      def capture(amount, authorization, options = {})
+        post = {}
+        add_invoice(post, amount, options)
+        add_level3_fields(post, options)
+        add_reference(post, authorization)
+
+        commit('capture', post)
+      end
+
+      def void(authorization, options = {})
+        post = {}
+        add_reference(post, authorization)
+
+        commit('void', post)
+      end
+
+      def refund(amount, authorization, options = {})
+        post = {}
+        post[:amount] = amount
+        add_reference(post, authorization)
+
+        commit('refund', post)
+      end
+
+      def verify_credentials
+        response = void('0')
+        response.message != 'Authentication Failed'
+      end
+
+      def supports_network_tokenization?
+        true
+      end
+
+      def store(payment_method, options = {})
+        post = {}
+        user_info(post, payment_method, options)
+        commit('customer', post)
+      end
+
+      private
+
+      def user_info(post, payment_method, options)
+        post[:description] = options[:description]
+        post[:default_payment] = {}
+        post[:default_payment][:card] = {}
+        post[:default_payment][:card][:number] = payment_method.number
+        post[:default_payment][:card][:expiration_date] = exp_date(payment_method)
+        add_customer_data(post, options)
+        if post[:billing_address].present?
+          post[:default_billing_address] = post[:billing_address]
+          post.delete(:billing_address)
+        end
+        if post[:shipping_address].present?
+          post[:default_shipping_address] = post[:shipping_address]
+          post.delete(:shipping_address)
+        end
+      end
+
+      def add_level3_fields(post, options)
+        add_fields_to_post_if_present(post, options, %i[tax_amount shipping_amount po_number])
+      end
+
+      def add_invoice(post, money, options)
+        post[:type] = options[:type]
+        post[:amount] = money
+        post[:order_id] = options[:order_id]
+        post[:description] = options[:description]
+        post[:currency] = options[:currency] || currency(money)
+        post[:billing_method] = 'recurring' if options[:recurring]
+      end
+
+      def add_payment_method(post, payment_method, options)
+        post[:payment_method] = {}
+        post[:payment_method][:card] = {}
+
+        if payment_method.is_a?(NetworkTokenizationCreditCard)
+          post[:payment_method][:card][:number] = payment_method.number
+          post[:payment_method][:card][:expiration_date] = exp_date(payment_method)
+          post[:payment_method][:card][:token_cryptogram] = payment_method.payment_cryptogram
+        elsif card_brand(payment_method) == 'check'
+          post[:payment] = 'check'
+          post[:payment_method][:ach][:account_number] = payment_method.account_number
+          post[:payment_method][:ach][:routing_number] = payment_method.routing_number
+          post[:payment_method][:ach][:check_number] = payment_method.check_number
+          post[:payment_method][:ach][:account_holder_type] = payment_method.account_holder_type
+          post[:payment_method][:ach][:account_type] = payment_method.account_type
+          post[:payment_method][:ach][:sec_code] = options[:sec_code] || 'WEB'
+        else
+          post[:payment] = 'credit_card'
+          post[:payment_method][:card][:number] = payment_method.number
+          post[:payment_method][:card][:cvc] = payment_method.verification_value unless empty?(payment_method.verification_value)
+          post[:payment_method][:card][:expiration_date] = exp_date(payment_method)
+        end
+      end
+
+      def add_customer_data(post, options)
+        if (billing_address = options[:billing_address] || options[:address])
+          post[:billing_address] = {}
+          post[:billing_address][:first_name], post[:billing_address][:last_name] = split_names(billing_address[:name])
+          post[:billing_address][:company] = billing_address[:company]
+          post[:billing_address][:address_line_1] = billing_address[:address1]
+          post[:billing_address][:city] = billing_address[:city]
+          post[:billing_address][:state] = billing_address[:state]
+          post[:billing_address][:country] = billing_address[:country]
+          post[:billing_address][:postal_code] = billing_address[:zip]
+          post[:billing_address][:phone] = billing_address[:phone]
+          post[:billing_address][:email] = options[:email]
+        end
+
+        if (shipping_address = options[:shipping_address])
+          post[:shipping_address] = {}
+          post[:shipping_address][:first_name], post[:shipping_address][:last_name] = split_names(billing_address[:name])
+          post[:shipping_address][:company] = shipping_address[:company]
+          post[:shipping_address][:address_line_1] = shipping_address[:address1]
+          post[:shipping_address][:city] = shipping_address[:city]
+          post[:shipping_address][:state] = shipping_address[:state]
+          post[:shipping_address][:country] = shipping_address[:country]
+          post[:shipping_address][:postal_code] = shipping_address[:zip]
+          post[:shipping_address][:phone] = shipping_address[:phone]
+          post[:shipping_address][:email] = options[:email]
+        end
+
+        if (descriptor = options[:descriptors])
+          post[:descriptor] = {}
+          post[:descriptor][:name] = descriptor[:name]
+          post[:descriptor][:address] = descriptor[:address]
+          post[:descriptor][:city] = descriptor[:city]
+          post[:descriptor][:state] = descriptor[:state]
+          post[:descriptor][:postal_code] = descriptor[:postal_code]
+        end
+      end
+
+      def add_vendor_data(post, options)
+        post[:vendor_id] = options[:vendor_id] if options[:vendor_id]
+        post[:processor_id] = options[:processor_id] if options[:processor_id]
+      end
+
+      def add_three_d_secure(post, options)
+        three_d_secure = options[:three_d_secure]
+        return unless three_d_secure
+
+        post[:payment_method] = {}
+        post[:payment_method][:card] = {}
+        post[:payment_method][:card][:cardholder_authentication] = {}
+        post[:payment_method][:card][:cardholder_authentication][:cavv] = three_d_secure[:cavv]
+        post[:payment_method][:card][:cardholder_authentication][:xid] = three_d_secure[:xid]
+        post[:payment_method][:card][:cardholder_authentication][:version] = three_d_secure[:version]
+        post[:payment_method][:card][:cardholder_authentication][:eci] = three_d_secure[:eci]
+        post[:payment_method][:card][:cardholder_authentication][:ds_transaction_id] = three_d_secure[:ds_transaction_id]
+        post[:payment_method][:card][:cardholder_authentication][:acs_transaction_id] = three_d_secure[:acs_transaction_id]
+      end
+
+      def add_reference(post, authorization)
+        transaction_id, = split_authorization(authorization)[0]
+        post[:transactionid] = transaction_id
+      end
+
+      def exp_date(payment_method)
+        "#{format(payment_method.month, :two_digits)}#{format(payment_method.year, :two_digits)}"
+      end
+
+      def commit(action, params)
+        request_url = action == 'customer' ? "#{url}/api/vault/customer" : "#{url}/api/transaction"
+        request_url = (request_url + '/' + params[:transactionid] + '/' + action) if params[:transactionid].present?
+        raw_response = ssl_post(request_url, params.to_json, headers)
+        response = parse(raw_response)
+        succeeded = success_from(response)
+
+        Response.new(
+          succeeded,
+          message_from(succeeded, response),
+          response,
+          error_code: error_code_from(succeeded, response),
+          authorization: authorization_from(response, params[:payment], action),
+          avs_result: AVSResult.new(code: response.dig('data', 'response_body', 'card', 'avs_response_code')),
+          cvv_result: CVVResult.new(response.dig('data', 'response_body', 'card', 'avs_response_code')),
+          test: test?,
+          response_type: response_type(response.dig('data', 'response_code')&.to_i),
+          response_http_code: @response_http_code,
+          request_endpoint: request_url,
+          request_method: :post,
+          request_body: params
+        )
+      end
+
+      def authorization_from(response, payment_type, action)
+        authorization = response.dig('data', 'id')
+        [authorization, payment_type].join('#')
+      end
+
+      def split_authorization(authorization)
+        authorization.split('#')
+      end
+
+      def headers
+        headers = { 'Content-Type' => 'application/json', 'Authorization' => @options[:api_key] }
+        headers
+      end
+
+      def url
+        test? ? test_url : live_url
+      end
+
+      def parse(body)
+        JSON.parse(body)
+      end
+
+      def success_from(response)
+        response.dig('data', 'response') == 'approved'
+      end
+
+      def message_from(succeeded, response)
+        if succeeded
+          'Succeeded'
+        else
+          "#{response.dig('data', 'response')&.capitalize}-#{response.dig('data', 'response_body', "card", "processor_response_text")}"
+        end
+      end
+
+      def error_code_from(succeeded, response)
+        return response.dig('data', 'response_code').to_s unless succeeded
+      end
+
+      def response_type(code)
+        if code == SUCCESS_CODE
+          0
+        elsif SOFT_DECLINE_CODES.include?(code)
+          1
+        else
+          2
+        end
+      end
+
+      def handle_response(response)
+        @response_http_code = response.code.to_i
+        response.body
+      end
+    end
+  end
+end