swiss-crm-activemerchant 1.0.12

data/lib/active_merchant/billing/gateways/decidir.rb

@@ -0,0 +1,358 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class DecidirGateway < Gateway
+      self.test_url = 'https://developers.decidir.com/api/v2'
+      self.live_url = 'https://live.decidir.com/api/v2'
+
+      self.supported_countries = ['AR']
+      self.money_format = :cents
+      self.default_currency = 'ARS'
+      self.supported_cardtypes = %i[visa master american_express diners_club naranja cabal]
+
+      self.homepage_url = 'http://www.decidir.com'
+      self.display_name = 'Decidir'
+
+      STANDARD_ERROR_CODE_MAPPING = {
+        1 => STANDARD_ERROR_CODE[:call_issuer],
+        2 => STANDARD_ERROR_CODE[:call_issuer],
+        3 => STANDARD_ERROR_CODE[:config_error],
+        4 => STANDARD_ERROR_CODE[:pickup_card],
+        5 => STANDARD_ERROR_CODE[:card_declined],
+        7 => STANDARD_ERROR_CODE[:pickup_card],
+        12 => STANDARD_ERROR_CODE[:processing_error],
+        14 => STANDARD_ERROR_CODE[:invalid_number],
+        28 => STANDARD_ERROR_CODE[:processing_error],
+        38 => STANDARD_ERROR_CODE[:incorrect_pin],
+        39 => STANDARD_ERROR_CODE[:invalid_number],
+        43 => STANDARD_ERROR_CODE[:pickup_card],
+        45 => STANDARD_ERROR_CODE[:card_declined],
+        46 => STANDARD_ERROR_CODE[:invalid_number],
+        47 => STANDARD_ERROR_CODE[:card_declined],
+        48 => STANDARD_ERROR_CODE[:card_declined],
+        49 => STANDARD_ERROR_CODE[:invalid_expiry_date],
+        51 => STANDARD_ERROR_CODE[:card_declined],
+        53 => STANDARD_ERROR_CODE[:card_declined],
+        54 => STANDARD_ERROR_CODE[:expired_card],
+        55 => STANDARD_ERROR_CODE[:incorrect_pin],
+        56 => STANDARD_ERROR_CODE[:card_declined],
+        57 => STANDARD_ERROR_CODE[:card_declined],
+        76 => STANDARD_ERROR_CODE[:call_issuer],
+        91 => STANDARD_ERROR_CODE[:call_issuer],
+        96 => STANDARD_ERROR_CODE[:processing_error],
+        97 => STANDARD_ERROR_CODE[:processing_error]
+      }
+
+      def initialize(options = {})
+        requires!(options, :api_key)
+        super
+        @options[:preauth_mode] ||= false
+      end
+
+      def purchase(money, payment, options = {})
+        raise ArgumentError, 'Purchase is not supported on Decidir gateways configured with the preauth_mode option' if @options[:preauth_mode]
+
+        post = {}
+        add_auth_purchase_params(post, money, payment, options)
+        commit(:post, 'payments', post)
+      end
+
+      def authorize(money, payment, options = {})
+        raise ArgumentError, 'Authorize is not supported on Decidir gateways unless the preauth_mode option is enabled' unless @options[:preauth_mode]
+
+        post = {}
+        add_auth_purchase_params(post, money, payment, options)
+        commit(:post, 'payments', post)
+      end
+
+      def capture(money, authorization, options = {})
+        raise ArgumentError, 'Capture is not supported on Decidir gateways unless the preauth_mode option is enabled' unless @options[:preauth_mode]
+
+        post = {}
+        add_amount(post, money, options)
+        commit(:put, "payments/#{authorization}", post)
+      end
+
+      def refund(money, authorization, options = {})
+        post = {}
+        add_amount(post, money, options)
+        commit(:post, "payments/#{authorization}/refunds", post)
+      end
+
+      def void(authorization, options = {})
+        post = {}
+        commit(:post, "payments/#{authorization}/refunds", post)
+      end
+
+      def inquire(authorization, options = {})
+        options[:action] = 'inquire'
+        commit(:get, "payments/#{authorization}", nil, options)
+      end
+
+      def verify(credit_card, options = {})
+        raise ArgumentError, 'Verify is not supported on Decidir gateways unless the preauth_mode option is enabled' unless @options[:preauth_mode]
+
+        MultiResponse.run(:use_first_response) do |r|
+          r.process { authorize(100, credit_card, options) }
+          r.process(:ignore_result) { void(r.authorization, options) }
+        end
+      end
+
+      def supports_scrubbing?
+        true
+      end
+
+      def scrub(transcript)
+        transcript.
+          gsub(%r((apikey: )\w+)i, '\1[FILTERED]').
+          gsub(%r((\"card_number\\\":\\\")\d+), '\1[FILTERED]').
+          gsub(%r((\"security_code\\\":\\\")\d+), '\1[FILTERED]').
+          gsub(%r((\"emv_issuer_data\\\":\\\")\d+), '\1[FILTERED]')
+      end
+
+      private
+
+      def add_auth_purchase_params(post, money, credit_card, options)
+        post[:payment_method_id] = add_payment_method_id(credit_card, options)
+        post[:site_transaction_id] = options[:order_id]
+        post[:bin] = credit_card.number[0..5]
+        post[:payment_type] = options[:payment_type] || 'single'
+        post[:installments] = options[:installments] ? options[:installments].to_i : 1
+        post[:description] = options[:description] if options[:description]
+        post[:email] = options[:email] if options[:email]
+        post[:establishment_name] = options[:establishment_name] if options[:establishment_name]
+        post[:fraud_detection] = add_fraud_detection(options[:fraud_detection]) if options[:fraud_detection].present?
+        post[:site_id] = options[:site_id] if options[:site_id]
+
+        add_invoice(post, money, options)
+        add_payment(post, credit_card, options)
+        add_aggregate_data(post, options) if options[:aggregate_data]
+        add_sub_payments(post, options)
+      end
+
+      def add_payment_method_id(credit_card, options)
+        if options[:payment_method_id]
+          options[:payment_method_id].to_i
+        elsif options[:debit]
+          if CreditCard.brand?(credit_card.number) == 'visa'
+            31
+          elsif CreditCard.brand?(credit_card.number) == 'master'
+            105
+          elsif CreditCard.brand?(credit_card.number) == 'maestro'
+            106
+          elsif CreditCard.brand?(credit_card.number) == 'cabal'
+            108
+          end
+        elsif CreditCard.brand?(credit_card.number) == 'master'
+          104
+        elsif CreditCard.brand?(credit_card.number) == 'american_express'
+          65
+        elsif CreditCard.brand?(credit_card.number) == 'diners_club'
+          8
+        elsif CreditCard.brand?(credit_card.number) == 'cabal'
+          63
+        elsif CreditCard.brand?(credit_card.number) == 'naranja'
+          24
+        else
+          1
+        end
+      end
+
+      def add_invoice(post, money, options)
+        add_amount(post, money, options)
+        post[:currency] = (options[:currency] || currency(money))
+      end
+
+      def add_amount(post, money, options)
+        currency = (options[:currency] || currency(money))
+        post[:amount] = localized_amount(money, currency).to_i
+      end
+
+      def add_payment(post, credit_card, options)
+        card_data = {}
+        card_data[:card_number] = credit_card.number
+        card_data[:card_expiration_month] = format(credit_card.month, :two_digits)
+        card_data[:card_expiration_year] = format(credit_card.year, :two_digits)
+        card_data[:security_code] = credit_card.verification_value if credit_card.verification_value?
+        card_data[:card_holder_name] = credit_card.name if credit_card.name
+
+        # the device_unique_id has to be sent in via the card data (as device_unique_identifier) no other fraud detection fields require this
+        if options[:fraud_detection].present?
+          card_data[:fraud_detection] = {} if (options[:fraud_detection][:device_unique_id]).present?
+          card_data[:fraud_detection][:device_unique_identifier] = (options[:fraud_detection][:device_unique_id]) if (options[:fraud_detection][:device_unique_id]).present?
+        end
+
+        # additional data used for Visa transactions
+        card_data[:card_holder_door_number] = options[:card_holder_door_number].to_i if options[:card_holder_door_number]
+        card_data[:card_holder_birthday] = options[:card_holder_birthday] if options[:card_holder_birthday]
+
+        card_data[:card_holder_identification] = {}
+        card_data[:card_holder_identification][:type] = options[:card_holder_identification_type] if options[:card_holder_identification_type]
+        card_data[:card_holder_identification][:number] = options[:card_holder_identification_number] if options[:card_holder_identification_number]
+
+        post[:card_data] = card_data
+      end
+
+      def add_aggregate_data(post, options)
+        aggregate_data = {}
+        data = options[:aggregate_data]
+        aggregate_data[:indicator] = data[:indicator] if data[:indicator]
+        aggregate_data[:identification_number] = data[:identification_number] if data[:identification_number]
+        aggregate_data[:bill_to_pay] = data[:bill_to_pay] if data[:bill_to_pay]
+        aggregate_data[:bill_to_refund] = data[:bill_to_refund] if data[:bill_to_refund]
+        aggregate_data[:merchant_name] = data[:merchant_name] if data[:merchant_name]
+        aggregate_data[:street] = data[:street] if data[:street]
+        aggregate_data[:number] = data[:number] if data[:number]
+        aggregate_data[:postal_code] = data[:postal_code] if data[:postal_code]
+        aggregate_data[:category] = data[:category] if data[:category]
+        aggregate_data[:channel] = data[:channel] if data[:channel]
+        aggregate_data[:geographic_code] = data[:geographic_code] if data[:geographic_code]
+        aggregate_data[:city] = data[:city] if data[:city]
+        aggregate_data[:merchant_id] = data[:merchant_id] if data[:merchant_id]
+        aggregate_data[:province] = data[:province] if data[:province]
+        aggregate_data[:country] = data[:country] if data[:country]
+        aggregate_data[:merchant_email] = data[:merchant_email] if data[:merchant_email]
+        aggregate_data[:merchant_phone] = data[:merchant_phone] if data[:merchant_phone]
+        post[:aggregate_data] = aggregate_data
+      end
+
+      def add_sub_payments(post, options)
+        # sub_payments field is required for purchase transactions, even if empty
+        post[:sub_payments] = []
+
+        return unless sub_payments = options[:sub_payments]
+
+        sub_payments.each do |sub_payment|
+          sub_payment_hash = {
+            site_id: sub_payment[:site_id],
+            installments: sub_payment[:installments].to_i,
+            amount: sub_payment[:amount].to_i
+          }
+          post[:sub_payments] << sub_payment_hash
+        end
+      end
+
+      def add_fraud_detection(options = {})
+        {}.tap do |hsh|
+          hsh[:send_to_cs] = options[:send_to_cs] if valid_fraud_detection_option?(options[:send_to_cs]) # true/false
+          hsh[:channel] = options[:channel] if valid_fraud_detection_option?(options[:channel])
+          hsh[:dispatch_method] = options[:dispatch_method] if valid_fraud_detection_option?(options[:dispatch_method])
+          hsh[:csmdds] = options[:csmdds] if valid_fraud_detection_option?(options[:csmdds])
+          hsh[:device_unique_id] = options[:device_unique_id] if valid_fraud_detection_option?(options[:device_unique_id])
+          hsh[:bill_to] = options[:bill_to] if valid_fraud_detection_option?(options[:bill_to])
+          hsh[:purchase_totals] = options[:purchase_totals] if valid_fraud_detection_option?(options[:purchase_totals])
+          hsh[:customer_in_site] = options[:customer_in_site] if valid_fraud_detection_option?(options[:customer_in_site])
+          hsh[:retail_transaction_data] = options[:retail_transaction_data] if valid_fraud_detection_option?(options[:retail_transaction_data])
+          hsh[:ship_to] = options[:ship_to] if valid_fraud_detection_option?(options[:ship_to])
+          hsh[:tax_voucher_required] = options[:tax_voucher_required] if valid_fraud_detection_option?(options[:tax_voucher_required])
+          hsh[:copy_paste_card_data] = options[:copy_paste_card_data] if valid_fraud_detection_option?(options[:copy_paste_card_data])
+        end
+      end
+
+      # Avoid sending fields with empty or null when not populated.
+      def valid_fraud_detection_option?(val)
+        !val.nil? && val != ''
+      end
+
+      def headers(options = {})
+        {
+          'apikey' => @options[:api_key],
+          'Content-type'  => 'application/json',
+          'Cache-Control' => 'no-cache'
+        }
+      end
+
+      def commit(method, endpoint, parameters, options = {})
+        url = "#{(test? ? test_url : live_url)}/#{endpoint}"
+
+        begin
+          raw_response = ssl_request(method, url, post_data(parameters), headers(options))
+          response = parse(raw_response)
+        rescue ResponseError => e
+          raw_response = e.response.body
+          response = parse(raw_response)
+        end
+
+        success = success_from(response, options)
+        Response.new(
+          success,
+          message_from(success, response),
+          response,
+          authorization: authorization_from(response),
+          test: test?,
+          error_code: success ? nil : error_code_from(response)
+        )
+      end
+
+      def post_data(parameters = {})
+        parameters&.to_json
+      end
+
+      def parse(body)
+        JSON.parse(body)
+      rescue JSON::ParserError
+        {
+          'message' => "A non-JSON response was received from Decidir where one was expected. The raw response was:\n\n#{body}"
+        }
+      end
+
+      def message_from(success, response)
+        return response['status'] if success
+        return response['message'] if response['message']
+
+        message = nil
+        if error = response.dig('status_details', 'error')
+          message = "#{error.dig('reason', 'description')} | #{error['type']}"
+        elsif response['error_type']
+          if response['validation_errors'].is_a?(Array)
+            message = response['validation_errors'].map { |errors| "#{errors['code']}: #{errors['param']}" }.join(', ')
+          elsif response['validation_errors'].is_a?(Hash)
+            errors = response['validation_errors'].map { |k, v| "#{k}: #{v}" }.join(', ')
+            message = "#{response['error_type']} - #{errors}"
+          end
+
+          message ||= response['error_type']
+        end
+
+        message
+      end
+
+      def success_from(response, options)
+        status = %w(approved pre_approved)
+
+        if options[:action] == 'inquire'
+          status.include?(response['status']) || response['status'] == 'rejected'
+        else
+          status.include?(response['status'])
+        end
+      end
+
+      def authorization_from(response)
+        response['id']
+      end
+
+      def error_code_from(response)
+        error_code = nil
+        if error = response.dig('status_details', 'error')
+          code = error.dig('reason', 'id')
+          standard_error_code = STANDARD_ERROR_CODE_MAPPING[code]
+          error_code = "#{code}, #{standard_error_code}"
+          error_code ||= error['type']
+        elsif response['error_type']
+          error_code = response['error_type'] if response['validation_errors']
+        elsif response.dig('error', 'validation_errors')
+          error = response.dig('error')
+          validation_errors = error.dig('validation_errors', 0)
+          code = validation_errors['code'] if validation_errors && validation_errors['code']
+          param = validation_errors['param'] if validation_errors && validation_errors['param']
+          error_code = "#{error['error_type']} | #{code} | #{param}" if error['error_type']
+        elsif error = response.dig('error')
+          code = error.dig('reason', 'id')
+          standard_error_code = STANDARD_ERROR_CODE_MAPPING[code]
+          error_code = "#{code}, #{standard_error_code}"
+        end
+
+        error_code || STANDARD_ERROR_CODE[:processing_error]
+      end
+    end
+  end
+end

data/lib/active_merchant/billing/gateways/decidir_plus.rb

@@ -0,0 +1,344 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class DecidirPlusGateway < Gateway
+      self.test_url = 'https://developers.decidir.com/api/v2'
+      self.live_url = 'https://live.decidir.com/api/v2'
+
+      self.supported_countries = ['AR']
+      self.default_currency = 'ARS'
+      self.supported_cardtypes = %i[visa master american_express discover diners_club naranja cabal]
+
+      self.homepage_url = 'http://decidir.com.ar/home'
+      self.display_name = 'Decidir Plus'
+
+      def initialize(options = {})
+        requires!(options, :public_key, :private_key)
+        super
+      end
+
+      def purchase(money, payment, options = {})
+        post = {}
+        build_purchase_authorize_request(post, money, payment, options)
+
+        commit(:post, 'payments', post)
+      end
+
+      def authorize(money, payment, options = {})
+        post = {}
+        build_purchase_authorize_request(post, money, payment, options)
+
+        commit(:post, 'payments', post)
+      end
+
+      def capture(money, authorization, options = {})
+        post = {}
+        post[:amount] = money
+
+        commit(:put, "payments/#{add_reference(authorization)}", post)
+      end
+
+      def refund(money, authorization, options = {})
+        post = {}
+        post[:amount] = money
+
+        commit(:post, "payments/#{add_reference(authorization)}/refunds", post)
+      end
+
+      def void(authorization, options = {})
+        commit(:post, "payments/#{add_reference(authorization)}/refunds")
+      end
+
+      def verify(credit_card, options = {})
+        MultiResponse.run(:use_first_response) do |r|
+          r.process { store(credit_card, options) }
+          r.process { authorize(100, r.authorization, options) }
+          r.process(:ignore_result) { void(r.authorization, options) }
+        end
+      end
+
+      def store(payment, options = {})
+        post = {}
+        add_payment(post, payment, options)
+
+        commit(:post, 'tokens', post)
+      end
+
+      def unstore(customer_token)
+        commit(:delete, "cardtokens/#{customer_token}")
+      end
+
+      def supports_scrubbing?
+        true
+      end
+
+      def scrub(transcript)
+        transcript.
+          gsub(%r((Apikey: )\w+), '\1[FILTERED]').
+          gsub(%r(("card_number\\?"\s*:\s*\\?")[^"]*)i, '\1[FILTERED]').
+          gsub(%r(("security_code\\?"\s*:\s*\\?")[^"]*)i, '\1[FILTERED]')
+      end
+
+      private
+
+      def build_purchase_authorize_request(post, money, payment, options)
+        add_customer_data(post, options)
+        add_payment(post, payment, options)
+        add_purchase_data(post, money, payment, options)
+        add_fraud_detection(post, options)
+      end
+
+      def add_reference(authorization)
+        return unless authorization
+
+        authorization.split('|')[0]
+      end
+
+      def add_payment(post, payment, options = {})
+        if payment.is_a?(String)
+          token, bin = payment.split('|')
+          post[:token] = token
+          post[:bin] = bin
+        else
+          post[:card_number] = payment.number
+          post[:card_expiration_month] = format(payment.month, :two_digits)
+          post[:card_expiration_year] = format(payment.year, :two_digits)
+          post[:security_code] = payment.verification_value.to_s
+          post[:card_holder_name] = payment.name.empty? ? options[:name_override] : payment.name
+          post[:card_holder_identification] = {}
+          post[:card_holder_identification][:type] = options[:card_holder_identification_type] if options[:card_holder_identification_type]
+          post[:card_holder_identification][:number] = options[:card_holder_identification_number] if options[:card_holder_identification_number]
+
+          # additional data used for Visa transactions
+          post[:card_holder_door_number] = options[:card_holder_door_number].to_i if options[:card_holder_door_number]
+          post[:card_holder_birthday] = options[:card_holder_birthday] if options[:card_holder_birthday]
+        end
+      end
+
+      def add_customer_data(post, options = {})
+        return unless customer = options[:customer]
+
+        post[:customer] = {}
+        post[:customer][:id] = customer[:id] if customer[:id]
+        post[:customer][:email] = customer[:email] if customer[:email]
+      end
+
+      def add_purchase_data(post, money, payment, options = {})
+        post[:site_transaction_id] = options[:site_transaction_id] || SecureRandom.hex
+        post[:payment_method_id] = add_payment_method_id(options)
+        post[:amount] = money
+        post[:currency] = options[:currency] || self.default_currency
+        post[:installments] = options[:installments] || 1
+        post[:payment_type] = options[:payment_type] || 'single'
+        post[:establishment_name] = options[:establishment_name] if options[:establishment_name]
+
+        add_aggregate_data(post, options) if options[:aggregate_data]
+        add_sub_payments(post, options)
+      end
+
+      def add_aggregate_data(post, options)
+        aggregate_data = {}
+        data = options[:aggregate_data]
+        aggregate_data[:indicator] = data[:indicator] if data[:indicator]
+        aggregate_data[:identification_number] = data[:identification_number] if data[:identification_number]
+        aggregate_data[:bill_to_pay] = data[:bill_to_pay] if data[:bill_to_pay]
+        aggregate_data[:bill_to_refund] = data[:bill_to_refund] if data[:bill_to_refund]
+        aggregate_data[:merchant_name] = data[:merchant_name] if data[:merchant_name]
+        aggregate_data[:street] = data[:street] if data[:street]
+        aggregate_data[:number] = data[:number] if data[:number]
+        aggregate_data[:postal_code] = data[:postal_code] if data[:postal_code]
+        aggregate_data[:category] = data[:category] if data[:category]
+        aggregate_data[:channel] = data[:channel] if data[:channel]
+        aggregate_data[:geographic_code] = data[:geographic_code] if data[:geographic_code]
+        aggregate_data[:city] = data[:city] if data[:city]
+        aggregate_data[:merchant_id] = data[:merchant_id] if data[:merchant_id]
+        aggregate_data[:province] = data[:province] if data[:province]
+        aggregate_data[:country] = data[:country] if data[:country]
+        aggregate_data[:merchant_email] = data[:merchant_email] if data[:merchant_email]
+        aggregate_data[:merchant_phone] = data[:merchant_phone] if data[:merchant_phone]
+        post[:aggregate_data] = aggregate_data
+      end
+
+      def add_sub_payments(post, options)
+        # sub_payments field is required for purchase transactions, even if empty
+        post[:sub_payments] = []
+
+        return unless sub_payments = options[:sub_payments]
+
+        sub_payments.each do |sub_payment|
+          sub_payment_hash = {
+            site_id: sub_payment[:site_id],
+            installments: sub_payment[:installments].to_i,
+            amount: sub_payment[:amount].to_i
+          }
+          post[:sub_payments] << sub_payment_hash
+        end
+      end
+
+      def add_payment_method_id(options)
+        return options[:payment_method_id].to_i if options[:payment_method_id]
+
+        if options[:debit]
+          case options[:card_brand]
+          when 'visa'
+            31
+          when 'master'
+            105
+          when 'maestro'
+            106
+          when 'cabal'
+            108
+          else
+            31
+          end
+        else
+          case options[:card_brand]
+          when 'visa'
+            1
+          when 'master'
+            104
+          when 'american_express'
+            65
+          when 'american_express_prisma'
+            111
+          when 'cabal'
+            63
+          when 'diners_club'
+            8
+          else
+            1
+          end
+        end
+      end
+
+      def add_fraud_detection(post, options)
+        return unless fraud_detection = options[:fraud_detection]
+
+        {}.tap do |hsh|
+          hsh[:send_to_cs] = fraud_detection[:send_to_cs] == 'true' # true/false
+          hsh[:channel] = fraud_detection[:channel] if fraud_detection[:channel]
+          hsh[:dispatch_method] = fraud_detection[:dispatch_method] if fraud_detection[:dispatch_method]
+          add_csmdds(hsh, fraud_detection)
+
+          post[:fraud_detection] = hsh
+        end
+      end
+
+      def add_csmdds(hsh, fraud_detection)
+        return unless fraud_detection[:csmdds]
+
+        csmdds_arr = []
+        fraud_detection[:csmdds].each do |csmdds|
+          csmdds_hsh = {}
+          csmdds_hsh[:code] = csmdds[:code].to_i
+          csmdds_hsh[:description] = csmdds[:description]
+          csmdds_arr.append(csmdds_hsh)
+        end
+        hsh[:csmdds] = csmdds_arr unless csmdds_arr.empty?
+      end
+
+      def parse(body)
+        return {} if body.nil?
+
+        JSON.parse(body)
+      end
+
+      def commit(method, endpoint, parameters = {}, options = {})
+        begin
+          raw_response = ssl_request(method, url(endpoint), post_data(parameters), headers(endpoint))
+          response = parse(raw_response)
+        rescue ResponseError => e
+          raw_response = e.response.body
+          response = parse(raw_response)
+        end
+
+        Response.new(
+          success_from(response),
+          message_from(response),
+          response,
+          authorization: authorization_from(response),
+          avs_result: AVSResult.new(code: response['some_avs_response_key']),
+          cvv_result: CVVResult.new(response['some_cvv_response_key']),
+          test: test?,
+          error_code: error_code_from(response)
+        )
+      end
+
+      def headers(endpoint)
+        {
+          'Content-Type' => 'application/json',
+          'apikey' => endpoint == 'tokens' ? @options[:public_key] : @options[:private_key]
+        }
+      end
+
+      def url(action, options = {})
+        base_url = (test? ? test_url : live_url)
+
+        return "#{base_url}/#{action}"
+      end
+
+      def success_from(response)
+        response.dig('status') == 'approved' || response.dig('status') == 'active' || response.dig('status') == 'pre_approved' || response.empty?
+      end
+
+      def message_from(response)
+        return '' if response.empty?
+
+        rejected?(response) ? message_from_status_details(response) : response.dig('status') || error_message(response) || response.dig('message')
+      end
+
+      def authorization_from(response)
+        return nil unless response.dig('id') || response.dig('bin')
+
+        "#{response.dig('id')}|#{response.dig('bin')}"
+      end
+
+      def post_data(parameters = {})
+        parameters.to_json
+      end
+
+      def error_code_from(response)
+        return if success_from(response)
+
+        error_code = nil
+        if error = response.dig('status_details', 'error')
+          error_code = error.dig('reason', 'id') || error['type']
+        elsif response['error_type']
+          error_code = response['error_type']
+        elsif response.dig('error', 'validation_errors')
+          error = response.dig('error')
+          validation_errors = error.dig('validation_errors', 0)
+          code = validation_errors['code'] if validation_errors && validation_errors['code']
+          param = validation_errors['param'] if validation_errors && validation_errors['param']
+          error_code = "#{error['error_type']} | #{code} | #{param}" if error['error_type']
+        elsif error = response.dig('error')
+          error_code = error.dig('reason', 'id')
+        end
+
+        error_code
+      end
+
+      def error_message(response)
+        return error_code_from(response) unless validation_errors = response.dig('validation_errors')
+
+        validation_errors = validation_errors[0]
+
+        "#{validation_errors.dig('code')}: #{validation_errors.dig('param')}"
+      end
+
+      def rejected?(response)
+        return response.dig('status') == 'rejected'
+      end
+
+      def message_from_status_details(response)
+        return unless error = response.dig('status_details', 'error')
+        return message_from_fraud_detection(response) if error.dig('type') == 'cybersource_error'
+
+        "#{error.dig('type')}: #{error.dig('reason', 'description')}"
+      end
+
+      def message_from_fraud_detection(response)
+        return error_message(response.dig('fraud_detection', 'status', 'details'))
+      end
+    end
+  end
+end