start_activemerchant 1.50.0

data/MIT-LICENSE

@@ -0,0 +1,20 @@
+Copyright (c) 2005-2010 Tobias Luetke
+
+Permission is hereby granted, free of charge, to any person obtaining
+a copy of this software and associated documentation files (the
+"Software"), to deal in the Software without restriction, including
+without limitation the rights to use, copy, modify, merge, publish,
+distribute, sublicense, and/or sell copies of the Software, and to
+permit persons to whom the Software is furnished to do so, subject to
+the following conditions:
+
+The above copyright notice and this permission notice shall be
+included in all copies or substantial portions of the Software.
+
+THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND,
+EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF
+MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
+NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE
+LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION
+OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION
+WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.

data/README.md

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+# Active Merchant
+[![Build Status](https://travis-ci.org/activemerchant/active_merchant.png?branch=master)](https://travis-ci.org/activemerchant/active_merchant)
+[![Code Climate](https://codeclimate.com/github/activemerchant/active_merchant.png)](https://codeclimate.com/github/activemerchant/active_merchant)
+
+Active Merchant is an extraction from the ecommerce system [Shopify](http://www.shopify.com).
+Shopify's requirements for a simple and unified API to access dozens of different payment
+gateways with very different internal APIs was the chief principle in designing the library.
+
+It was developed for usage in Ruby on Rails web applications and integrates seamlessly
+as a Rails plugin, but it also works excellently as a stand alone Ruby library.
+
+Active Merchant has been in production use since June 2006 and is now used in most modern
+Ruby applications which deal with financial transactions. It is maintained by the
+[Shopify](http://www.shopify.com) and [Spreedly](https://spreedly.com) teams, with much help
+from an ever-growing set of contributors.
+
+See [GettingStarted.md](GettingStarted.md) if you want to learn more about using Active Merchant in your
+applications.
+
+## Installation
+
+### From Git
+
+You can check out the latest source from git:
+
+    git clone git://github.com/activemerchant/active_merchant.git
+
+### From RubyGems
+
+Installation from RubyGems:
+
+    gem install activemerchant
+
+Or, if you're using Bundler, just add the following to your Gemfile:
+
+    gem 'activemerchant'
+
+## Usage
+
+This simple example demonstrates how a purchase can be made using a person's
+credit card details.
+
+```ruby
+require 'active_merchant'
+
+# Use the TrustCommerce test servers
+ActiveMerchant::Billing::Base.mode = :test
+
+gateway = ActiveMerchant::Billing::TrustCommerceGateway.new(
+            :login => 'TestMerchant',
+            :password => 'password')
+
+# ActiveMerchant accepts all amounts as Integer values in cents
+amount = 1000  # $10.00
+
+# The card verification value is also known as CVV2, CVC2, or CID
+credit_card = ActiveMerchant::Billing::CreditCard.new(
+                :first_name         => 'Bob',
+                :last_name          => 'Bobsen',
+                :number             => '4242424242424242',
+                :month              => '8',
+                :year               => Time.now.year+1,
+                :verification_value => '000')
+
+# Validating the card automatically detects the card type
+if credit_card.validate.empty?
+  # Capture $10 from the credit card
+  response = gateway.purchase(amount, credit_card)
+
+  if response.success?
+    puts "Successfully charged $#{sprintf("%.2f", amount / 100)} to the credit card #{credit_card.display_number}"
+  else
+    raise StandardError, response.message
+  end
+end
+```
+
+For more in-depth documentation and tutorials, see [GettingStarted.md](GettingStarted.md) and the
+[API documentation](http://www.rubydoc.info/github/activemerchant/active_merchant/).
+
+## Supported Payment Gateways
+
+The [ActiveMerchant Wiki](http://github.com/activemerchant/active_merchant/wikis) contains a [table of features supported by each gateway](http://github.com/activemerchant/active_merchant/wikis/gatewayfeaturematrix).
+
+* [App55](https://www.app55.com/) - AU, BR, CA, CH, CL, CN, CO, CZ, DK, EU, GB, HK, HU, ID, IS, JP, KE, KR, MX, MY, NO, NZ, PH, PL, TH, TW, US, VN, ZA
+* [Authorize.Net CIM](http://www.authorize.net/) - US
+* [Authorize.Net](http://www.authorize.net/) - AD, AT, AU, BE, BG, CA, CH, CY, CZ, DE, DK, ES, FI, FR, GB, GB, GI, GR, HU, IE, IT, LI, LU, MC, MT, NL, NO, PL, PT, RO, SE, SI, SK, SM, TR, US, VA
+* [Axcess MS](http://www.axcessms.com/) - AD, AT, BE, BG, BR, CA, CH, CY, CZ, DE, DK, EE, ES, FI, FO, FR, GB, GI, GR, HR, HU, IE, IL, IM, IS, IT, LI, LT, LU, LV, MC, MT, MX, NL, NO, PL, PT, RO, RU, SE, SI, SK, TR, US, VA
+* [Balanced](https://www.balancedpayments.com/) - US
+* [Bank Frick](http://www.bankfrickacquiring.com/) - LI, US
+* [Banwire](http://www.banwire.com/) - MX
+* [Barclays ePDQ Extra Plus](http://www.barclaycard.co.uk/business/accepting-payments/epdq-ecomm/) - GB
+* [Barclays ePDQ MPI](http://www.barclaycard.co.uk/business/accepting-payments/epdq-mpi/) - GB
+* [Be2Bill](http://www.be2bill.com/) - FR
+* [Beanstream.com](http://www.beanstream.com/) - CA, US
+* [BluePay](http://www.bluepay.com/) - US
+* [Borgun](https://www.borgun.is/) - IS
+* [Braintree](http://www.braintreepaymentsolutions.com) - US, CA, AU, AD, AT, BE, BG, CY, CZ, DK, EE, FI, FR, GI, DE, GR, HU, IS, IM, IE, IT, LV, LI, LT, LU, MT, MC, NL, NO, PL, PT, RO, SM, SK, SI, ES, SE, CH, TR, GB
+* [BridgePay](http://www.bridgepaynetwork.com/) - CA, US
+* [CardSave](http://www.cardsave.net/) - GB
+* [CardStream](http://www.cardstream.com/) - GB
+* [Cashnet](http://www.higherone.com/) - US
+* [Cecabank](http://www.ceca.es/es/) - ES
+* [Cenpos](https://www.cenpos.com/) - AD, AI, AG, AR, AU, AT, BS, BB, BE, BZ, BM, BR, BN, BG, CA, HR, CY, CZ, DK, DM, EE, FI, FR, DE, GR, GD, GY, HK, HU, IS, IN, IL, IT, JP, LV, LI, LT, LU, MY, MT, MX, MC, MS, NL, PA, PL, PT, KN, LC, MF, VC, SM, SG, SK, SI, ZA, ES, SR, SE, CH, TR, GB, US, UY
+* [CertoDirect](http://www.certodirect.com/) - BE, BG, CZ, DK, DE, EE, IE, EL, ES, FR, IT, CY, LV, LT, LU, HU, MT, NL, AT, PL, PT, RO, SI, SK, FI, SE, GB
+* [Checkout.com](https://www.checkout.com/) - AT, BE, BG, CY, CZ, DE, DK, EE, ES, FI, FR, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MT, MU, NL, NO, PL, PT, RO, SE, SI, SK, US
+* [Commercegate](http://www.commercegate.com/) - AD, AT, AX, BE, BG, CH, CY, CZ, DE, DK, ES, FI, FR, GB, GG, GI, GR, HR, HU, IE, IM, IS, IT, JE, LI, LT, LU, LV, MC, MT, NL, NO, PL, PT, RO, SE, SI, SK, VA
+* [Conekta](https://conekta.io) - MX
+* [CyberSource](http://www.cybersource.com) - US, BR, CA, CN, DK, FI, FR, DE, JP, MX, NO, SE, GB, SG
+* [DIBS](http://www.dibspayment.com/) - US, FI, NO, SE, GB
+* [DataCash](http://www.datacash.com/) - GB
+* [Efsnet](http://www.concordefsnet.com/) - US
+* [Elavon MyVirtualMerchant](http://www.elavon.com/) - US, CA
+* [ePay](http://epay.dk/) - DK, SE, NO
+* [EVO Canada](http://www.evocanada.com/) - CA
+* [eWAY](http://www.eway.com.au/) - AU, NZ, GB
+* [eWAY Rapid](http://www.eway.com.au/) - AU, NZ, GB, SG
+* [E-xact](http://www.e-xact.com) - CA, US
+* [Ezic](http://www.ezic.com/) - AU, CA, CN, FR, DE, GI, IL, MT, MU, MX, NL, NZ, PA, PH, RU, SG, KR, ES, KN, GB
+* [Fat Zebra](https://www.fatzebra.com.au/) - AU
+* [Federated Canada](http://www.federatedcanada.com/) - CA
+* [Finansbank WebPOS](https://www.fbwebpos.com/) - US, TR
+* [Flo2Cash](http://www.flo2cash.co.nz/) - NZ
+* [1stPayGateway.Net](http://1stpaygateway.net/) - US
+* [FirstData Global Gateway e4](http://www.firstdata.com) - CA, US
+* [FirstGiving](http://www.firstgiving.com/) - US
+* [Garanti Sanal POS](https://sanalposweb.garanti.com.tr) - US, TR
+* [Global Transport](https://www.globalpaymentsinc.com) - CA, PR, US
+* [HDFC](http://www.hdfcbank.com/sme/sme-details/merchant-services/guzh6m0i) - IN
+* [Heartland Payment Systems](http://developer.heartlandpaymentsystems.com/SecureSubmit/) - US
+* [iATS Payments](http://home.iatspayments.com/) - AU, BR, CA, CH, DE, DK, ES, FI, FR, GR, HK, IE, IT, NL, NO, PT, SE, SG, TR, UK, US
+* [Inspire Commerce](http://www.inspiregateway.com) - US
+* [InstaPay](http://www.instapayllc.com) - US
+* [IPP](http://www.ippayments.com.au/) - AU
+* [Iridium](http://www.iridiumcorp.co.uk/) - GB, ES
+* [iTransact](http://www.itransact.com/) - US
+* [JetPay](http://www.jetpay.com/) - US
+* [LinkPoint](http://www.linkpoint.com/) - US
+* [Litle & Co.](http://www.litle.com/) - US
+* [maxiPago!](http://www.maxipago.com/) - BR
+* [Merchant e-Solutions](http://www.merchante-solutions.com/) - US
+* [Merchant One Gateway](http://merchantone.com/) - US
+* [MerchantWARE](http://merchantwarehouse.com/merchantware) - US
+* [MerchantWarrior](http://www.merchantwarrior.com/) - AU
+* [Mercury](http://www.mercurypay.com) - US, CA
+* [Metrics Global](http://www.metricsglobal.com) - US
+* [MasterCard Internet Gateway Service (MiGS)](http://mastercard.com/mastercardsps) - AU, AE, BD, BN, EG, HK, ID, IN, JO, KW, LB, LK, MU, MV, MY, NZ, OM, PH, QA, SA, SG, TT, VN
+* [Modern Payments](http://www.modpay.com) - US
+* [Moneris](http://www.moneris.com/) - CA
+* [Moneris (US)](http://www.monerisusa.com/) - US
+* [MoneyMovers](http://mmoa.us/) - US
+* [NAB Transact](http://transact.nab.com.au) - AU
+* [NetRegistry](http://www.netregistry.com.au) - AU
+* [BBS Netaxept](http://www.betalingsterminal.no/Netthandel-forside/) - NO, DK, SE, FI
+* [NETbilling](http://www.netbilling.com) - US
+* [NETPAY Gateway](http://www.netpay.com.mx) - MX
+* [NMI](http://nmi.com/) - US
+* [Ogone](http://www.ogone.com/) - BE, DE, FR, NL, AT, CH
+* [Omise](https://www.omise.co/) - TH
+* [Openpay](Openpay) - MX
+* [Optimal Payments](http://www.optimalpayments.com/) - CA, US, GB
+* [Orbital Paymentech](http://chasepaymentech.com/) - US, CA
+* [PagoFacil](http://www.pagofacil.net/) - MX
+* [PayConex](http://www.bluefincommerce.com/) - US, CA
+* [PayGate PayXML](http://paygate.co.za/) - US, ZA
+* [PayHub](http://www.payhub.com/) - US
+* [PayJunction](http://www.payjunction.com/) - US
+* [PaySecure](http://www.commsecure.com.au/paysecure.shtml) - AU
+* [Paybox Direct](http://www.paybox.com/) - FR
+* [Payex](http://payex.com/) - DK, FI, NO, SE
+* [PaymentExpress](http://www.paymentexpress.com/) - AU, CA, DE, ES, FR, GB, HK, IE, MY, NL, NZ, SG, US, ZA
+* [PAYMILL](https://paymill.com) - AD, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FO, FR, GB, GI, GR, HU, IE, IL, IS, IT, LI, LT, LU, LV, MT, NL, NO, PL, PT, RO, SE, SI, SK, TR, VA
+* [PayPal Express Checkout](https://www.paypal.com/webapps/mpp/express-checkout) - US, CA, SG, AU
+* [PayPal Express Checkout (UK)](https://www.paypal.com/uk/webapps/mpp/express-checkout) - GB
+* [PayPal Payflow Pro](https://www.paypal.com/webapps/mpp/payflow-payment-gateway) - US, CA, SG, AU
+* [PayPal Payments Pro (US)](https://www.paypal.com/us/webapps/mpp/paypal-payments-pro) - US
+* [PayPal Payments Pro (UK)](https://www.paypal.com/uk/webapps/mpp/pro) - GB
+* [PayPal Website Payments Pro (CA)](https://www.paypal.com/cgi-bin/webscr?cmd=_wp-pro-overview-outside) - CA
+* [PayPal Express Checkout for Digital Goods](https://www.x.com/community/ppx/xspaces/digital_goods) - AU, CA, CN, FI, GB, ID, IN, IT, MY, NO, NZ, PH, PL, SE, SG, TH, VN
+* [Payscout](http://www.payscout.com/) - US
+* [Paystation](http://paystation.co.nz) - NZ
+* [Pay Way](http://www.payway.com.au) - AU
+* [PayU India](https://www.payu.in/) - IN
+* [Pin Payments](http://www.pin.net.au/) - AU
+* [Plug'n Pay](http://www.plugnpay.com/) - US
+* [Psigate](http://www.psigate.com/) - CA
+* [PSL Payment Solutions](http://www.paymentsolutionsltd.com/) - GB
+* [QuickBooks Merchant Services](http://payments.intuit.com/) - US
+* [QuickBooks Payments](http://payments.intuit.com/) - US
+* [Quantum Gateway](http://www.quantumgateway.com) - US
+* [QuickPay](http://quickpay.net/) - DE, DK, ES, FI, FR, FO, GB, IS, NO, SE
+* [Qvalent](https://www.qvalent.com/) - AU
+* [Raven PacNet](http://www.pacnetservices.com/) - US
+* [Realex](http://www.realexpayments.com/) - IE, GB, FR, BE, NL, LU, IT
+* [Redsys](http://www.redsys.es/) - ES
+* [S5](http://www.s5.dk/) - DK
+* [SagePay](http://www.sagepay.com) - GB, IE
+* [Sage Payment Solutions](http://www.sagepayments.com) - US, CA
+* [Sallie Mae](http://www.salliemae.com/) - US
+* [SecureNet](http://www.securenet.com/) - US
+* [SecurePay](http://www.securepay.com/) - US, CA, GB, AU
+* [SecurePayTech](http://www.securepaytech.com/) - NZ
+* [SkipJack](http://www.skipjack.com/) - US, CA
+* [SoEasyPay](http://www.soeasypay.com/) - US, CA, AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IE, IT, LV, LT, LU, MT, NL, PL, PT, RO, SK, SI, ES, SE, GB, IS, NO, CH
+* [Spreedly](https://spreedly.com) - AD, AE, AT, AU, BD, BE, BG, BN, CA, CH, CY, CZ, DE, DK, EE, EG, ES, FI, FR, GB, GI, GR, HK, HU, ID, IE, IL, IM, IN, IS, IT, JO, KW, LB, LI, LK, LT, LU, LV, MC, MT, MU, MV, MX, MY, NL, NO, NZ, OM, PH, PL, PT, QA, RO, SA, SE, SG, SI, SK, SM, TR, TT, UM, US, VA, VN, ZA
+* [Stripe](https://stripe.com/) - AT, AU, BE, CA, CH, DE, DK, ES, FI, FR, GB, IE, IT, LU, NL, NO, SE, US
+* [Swipe](https://www.swipehq.com/checkout) - CA, NZ
+* [TransFirst](http://www.transfirst.com/) - US
+* [TNS](http://www.tnsi.com/) - AR, AU, BR, FR, DE, HK, MX, NZ, SG, GB, US
+* [NELiX TransaX](https://www.nelixtransax.com/) - US
+* [Transnational](http://www.tnbci.com/) - US
+* [TrustCommerce](http://www.trustcommerce.com/) - US
+* [USA ePay](http://www.usaepay.com/) - US
+* [Vanco Payment Solutions](http://vancopayments.com/) - US
+* [Verifi](http://www.verifi.com/) - US
+* [ViaKLIX](http://viaklix.com) - US
+* [WebPay](https://webpay.jp/) - JP
+* [WePay](https://www.wepay.com/) - US
+* [Wirecard](http://www.wirecard.com) - AD, CY, GI, IM, MT, RO, CH, AT, DK, GR, IT, MC, SM, TR, BE, EE, HU, LV, NL, SK, GB, BG, FI, IS, LI, NO, SI, VA, FR, IL, LT, PL, ES, CZ, DE, IE, LU, PT, SE
+* [Worldpay Global](http://www.worldpay.com/) - HK, GB, AU, AD, BE, CH, CY, CZ, DE, DK, ES, FI, FR, GI, GR, HU, IE, IL, IT, LI, LU, MC, MT, NL, NO, NZ, PL, PT, SE, SG, SI, SM, TR, UM, VA
+* [Worlpay Online](http://www.worldpay.com/) - HK, US, GB, AU, AD, BE, CH, CY, CZ, DE, DK, ES, FI, FR, GI, GR, HU, IE, IL, IT, LI, LU, MC, MT, NL, NO, NZ, PL, PT, SE, SG, SI, SM, TR, UM, VA
+* [Worldpay US](http://www.worldpay.com/us) - US
+
+## API stability policy
+
+Functionality or APIs that are deprecated will be marked as such. Deprecated functionality is removed on major version changes - for example, deprecations from 2.x are removed in 3.x.

data/lib/active_merchant.rb

@@ -0,0 +1,67 @@
+#--
+# Copyright (c) 2005-2010 Tobias Luetke
+#
+# Permission is hereby granted, free of charge, to any person obtaining
+# a copy of this software and associated documentation files (the
+# "Software"), to deal in the Software without restriction, including
+# without limitation the rights to use, copy, modify, merge, publish,
+# distribute, sublicense, and/or sell copies of the Software, and to
+# permit persons to whom the Software is furnished to do so, subject to
+# the following conditions:
+#
+# The above copyright notice and this permission notice shall be
+# included in all copies or substantial portions of the Software.
+#
+# THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND,
+# EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF
+# MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
+# NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE
+# LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION
+# OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION
+# WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.
+#++
+
+require 'active_support'
+require 'active_support/core_ext/string/inflections'
+require 'active_support/core_ext/hash/indifferent_access'
+require 'active_support/core_ext/hash/conversions'
+require 'active_support/core_ext/object/conversions'
+require 'active_support/core_ext/class/attribute'
+require 'active_support/core_ext/enumerable'
+
+if(!defined?(ActiveSupport::VERSION) || (ActiveSupport::VERSION::STRING < "4.1"))
+  require 'active_support/core_ext/class/attribute_accessors'
+end
+
+require 'active_support/core_ext/class/delegating_attributes'
+require 'active_support/core_ext/module/attribute_accessors'
+
+require 'base64'
+require 'securerandom'
+require 'builder'
+require 'cgi'
+require 'rexml/document'
+require 'timeout'
+require 'socket'
+
+require 'active_merchant/network_connection_retries'
+require 'active_merchant/connection'
+require 'active_merchant/post_data'
+require 'active_merchant/posts_data'
+
+require 'active_merchant/billing'
+require 'active_merchant/version'
+require 'active_merchant/country'
+
+module ActiveMerchant
+  def self.deprecated(message, caller=Kernel.caller[1])
+    warning = caller + ": " + message
+    if(respond_to?(:logger) && logger.present?)
+      logger.warn(warning)
+    else
+      warn(warning)
+    end
+  end
+end
+
+I18n.enforce_available_locales = false

data/lib/active_merchant/billing.rb

@@ -0,0 +1,15 @@
+require 'active_merchant/errors'
+
+require 'active_merchant/billing/avs_result'
+require 'active_merchant/billing/cvv_result'
+require 'active_merchant/billing/credit_card_methods'
+require 'active_merchant/billing/credit_card_formatting'
+require 'active_merchant/billing/credit_card'
+require 'active_merchant/billing/network_tokenization_credit_card'
+require 'active_merchant/billing/base'
+require 'active_merchant/billing/check'
+require 'active_merchant/billing/payment_token'
+require 'active_merchant/billing/apple_pay_payment_token'
+require 'active_merchant/billing/response'
+require 'active_merchant/billing/gateways'
+require 'active_merchant/billing/gateway'

data/lib/active_merchant/billing/apple_pay_payment_token.rb

@@ -0,0 +1,22 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class ApplePayPaymentToken < PaymentToken
+      # This is a representation of the token object specified here:
+      # https://developer.apple.com/library/ios/documentation/PassKit/Reference/PKPaymentToken_Ref/
+      # https://developer.apple.com/library/IOs//documentation/PassKit/Reference/PaymentTokenJSON/PaymentTokenJSON.html
+
+      attr_reader :payment_instrument_name, :payment_network
+      attr_accessor :transaction_identifier
+
+      def initialize(payment_data, options = {})
+        super
+        @payment_instrument_name = @metadata[:payment_instrument_name]
+        @payment_network = @metadata[:payment_network]
+      end
+
+      def type
+        'apple_pay'
+      end
+    end
+  end
+end

data/lib/active_merchant/billing/avs_result.rb

@@ -0,0 +1,98 @@
+#!ruby19
+# encoding: utf-8
+
+module ActiveMerchant
+  module Billing 
+    # Implements the Address Verification System
+    # https://www.wellsfargo.com/downloads/pdf/biz/merchant/visa_avs.pdf
+    # http://en.wikipedia.org/wiki/Address_Verification_System
+    # http://apps.cybersource.com/library/documentation/dev_guides/CC_Svcs_IG/html/app_avs_cvn_codes.htm#app_AVS_CVN_codes_7891_48375
+    # http://imgserver.skipjack.com/imgServer/5293710/AVS%20and%20CVV2.pdf
+    # http://www.emsecommerce.net/avs_cvv2_response_codes.htm
+    class AVSResult
+      MESSAGES = {
+        'A' => 'Street address matches, but 5-digit and 9-digit postal code do not match.',
+        'B' => 'Street address matches, but postal code not verified.',
+        'C' => 'Street address and postal code do not match.',
+        'D' => 'Street address and postal code match.',
+        'E' => 'AVS data is invalid or AVS is not allowed for this card type.',
+        'F' => 'Card member\'s name does not match, but billing postal code matches.',
+        'G' => 'Non-U.S. issuing bank does not support AVS.',
+        'H' => 'Card member\'s name does not match. Street address and postal code match.',
+        'I' => 'Address not verified.',
+        'J' => 'Card member\'s name, billing address, and postal code match. Shipping information verified and chargeback protection guaranteed through the Fraud Protection Program.',
+        'K' => 'Card member\'s name matches but billing address and billing postal code do not match.',
+        'L' => 'Card member\'s name and billing postal code match, but billing address does not match.',
+        'M' => 'Street address and postal code match.',
+        'N' => 'Street address and postal code do not match.',
+        'O' => 'Card member\'s name and billing address match, but billing postal code does not match.',
+        'P' => 'Postal code matches, but street address not verified.',
+        'Q' => 'Card member\'s name, billing address, and postal code match. Shipping information verified but chargeback protection not guaranteed.',
+        'R' => 'System unavailable.',
+        'S' => 'U.S.-issuing bank does not support AVS.',
+        'T' => 'Card member\'s name does not match, but street address matches.',
+        'U' => 'Address information unavailable.',
+        'V' => 'Card member\'s name, billing address, and billing postal code match.',
+        'W' => 'Street address does not match, but 9-digit postal code matches.',
+        'X' => 'Street address and 9-digit postal code match.',
+        'Y' => 'Street address and 5-digit postal code match.',
+        'Z' => 'Street address does not match, but 5-digit postal code matches.'
+      }
+      
+      # Map vendor's AVS result code to a postal match code
+      POSTAL_MATCH_CODE = {
+        'Y' => %w( D H F H J L M P Q V W X Y Z ),
+        'N' => %w( A C K N O ),
+        'X' => %w( G S ),
+        nil => %w( B E I R T U )
+      }.inject({}) do |map, (type, codes)|
+        codes.each { |code| map[code] = type }
+        map
+      end
+      
+      # Map vendor's AVS result code to a street match code
+      STREET_MATCH_CODE = {
+        'Y' => %w( A B D H J M O Q T V X Y ),
+        'N' => %w( C K L N W Z ),
+        'X' => %w( G S ),
+        nil => %w( E F I P R U )
+      }.inject({}) do |map, (type, codes)|
+        codes.each { |code| map[code] = type }
+        map
+      end
+      
+      attr_reader :code, :message, :street_match, :postal_match
+      
+      def self.messages
+        MESSAGES
+      end
+      
+      def initialize(attrs)
+        attrs ||= {}
+        
+        @code = attrs[:code].upcase unless attrs[:code].blank?
+        @message = self.class.messages[code]
+        
+        if attrs[:street_match].blank?
+          @street_match = STREET_MATCH_CODE[code]
+        else  
+          @street_match = attrs[:street_match].upcase
+        end
+          
+        if attrs[:postal_match].blank?
+          @postal_match = POSTAL_MATCH_CODE[code]
+        else  
+          @postal_match = attrs[:postal_match].upcase
+        end
+      end
+    
+      def to_hash
+        { 'code' => code,
+          'message' => message,
+          'street_match' => street_match,
+          'postal_match' => postal_match
+        }
+      end
+    end
+  end
+end