start_activemerchant 1.50.0

data/lib/active_merchant/billing/gateways/spreedly_core.rb

@@ -0,0 +1,247 @@
+require 'nokogiri'
+
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    # Public: This gateway allows you to interact with any gateway you've
+    # created in Spreedly (https://spreedly.com).  It's an adapter which can be
+    # particularly useful if you already have code interacting with
+    # ActiveMerchant and want to easily take advantage of Spreedly's vault.
+    class SpreedlyCoreGateway < Gateway
+      self.live_url = 'https://core.spreedly.com/v1'
+
+      self.supported_countries = %w(AD AE AT AU BD BE BG BN CA CH CY CZ DE DK EE EG ES FI FR GB
+                                    GI GR HK HU ID IE IL IM IN IS IT JO KW LB LI LK LT LU LV MC
+                                    MT MU MV MX MY NL NO NZ OM PH PL PT QA RO SA SE SG SI SK SM
+                                    TR TT UM US VA VN ZA)
+
+      self.supported_cardtypes = [:visa, :master, :american_express, :discover]
+      self.homepage_url = 'https://spreedly.com'
+      self.display_name = 'Spreedly'
+      self.money_format = :cents
+      self.default_currency = 'USD'
+
+      # Public: Create a new Spreedly gateway.
+      #
+      # options - A hash of options:
+      #           :login         - The environment key.
+      #           :password      - The access secret.
+      #           :gateway_token - The token of the gateway you've created in
+      #                            Spreedly.
+      def initialize(options = {})
+        requires!(options, :login, :password, :gateway_token)
+        super
+      end
+
+      # Public: Run a purchase transaction.
+      #
+      # money          - The monetary amount of the transaction in cents.
+      # payment_method - The CreditCard or the Spreedly payment method token.
+      # options        - A hash of options:
+      #                  :store - Retain the payment method if the purchase
+      #                           succeeds.  Defaults to false.  (optional)
+      def purchase(money, payment_method, options = {})
+        if payment_method.is_a?(String)
+          purchase_with_token(money, payment_method, options)
+        else
+          MultiResponse.run do |r|
+            r.process { save_card(false, payment_method, options) }
+            r.process { purchase_with_token(money, r.authorization, options) }
+          end
+        end
+      end
+
+      # Public: Run an authorize transaction.
+      #
+      # money          - The monetary amount of the transaction in cents.
+      # payment_method - The CreditCard or the Spreedly payment method token.
+      # options        - A hash of options:
+      #                  :store - Retain the payment method if the authorize
+      #                           succeeds.  Defaults to false.  (optional)
+      def authorize(money, payment_method, options = {})
+        if payment_method.is_a?(String)
+          authorize_with_token(money, payment_method, options)
+        else
+          MultiResponse.run do |r|
+            r.process { save_card(false, payment_method, options) }
+            r.process { authorize_with_token(money, r.authorization, options) }
+          end
+        end
+      end
+
+      def capture(money, authorization, options={})
+        request = build_xml_request('transaction') do |doc|
+          add_invoice(doc, money, options)
+        end
+
+        commit("transactions/#{authorization}/capture.xml", request)
+      end
+
+      def refund(money, authorization, options={})
+        request = build_xml_request('transaction') do |doc|
+          add_invoice(doc, money, options)
+        end
+
+        commit("transactions/#{authorization}/credit.xml", request)
+      end
+
+      def void(authorization, options={})
+        commit("transactions/#{authorization}/void.xml", '')
+      end
+
+      # Public: Store a credit card in the Spreedly vault and retain it.
+      #
+      # credit_card    - The CreditCard to store
+      # options        - A standard ActiveMerchant options hash
+      def store(credit_card, options={})
+        retain = (options.has_key?(:retain) ? options[:retain] : true)
+        save_card(retain, credit_card, options)
+      end
+
+      # Public: Redact the CreditCard in Spreedly. This wipes the sensitive
+      #         payment information from the card.
+      #
+      # credit_card    - The CreditCard to store
+      # options        - A standard ActiveMerchant options hash
+      def unstore(authorization, options={})
+        commit("payment_methods/#{authorization}/redact.xml", '', :put)
+      end
+
+      private
+
+      def save_card(retain, credit_card, options)
+        request = build_xml_request('payment_method') do |doc|
+          add_credit_card(doc, credit_card, options)
+          add_extra_options(:data, doc, options)
+          doc.retained(true) if retain
+        end
+
+        commit("payment_methods.xml", request, :post, :payment_method_token)
+      end
+
+      def purchase_with_token(money, payment_method_token, options)
+        request = auth_purchase_request(money, payment_method_token, options)
+        commit("gateways/#{options[:gateway_token] || @options[:gateway_token]}/purchase.xml", request)
+      end
+
+      def authorize_with_token(money, payment_method_token, options)
+        request = auth_purchase_request(money, payment_method_token, options)
+        commit("gateways/#{@options[:gateway_token]}/authorize.xml", request)
+      end
+
+      def auth_purchase_request(money, payment_method_token, options)
+        build_xml_request('transaction') do |doc|
+          add_invoice(doc, money, options)
+          doc.ip(options[:ip])
+          add_extra_options(:gateway_specific_fields, doc, options)
+          doc.payment_method_token(payment_method_token)
+          doc.retain_on_success(true) if options[:store]
+        end
+      end
+
+      def add_invoice(doc, money, options)
+        doc.amount amount(money)
+        doc.currency_code(options[:currency] || currency(money) || default_currency)
+        doc.order_id(options[:order_id])
+        doc.ip(options[:ip])
+        doc.description(options[:description])
+      end
+
+      def add_credit_card(doc, credit_card, options)
+        doc.credit_card do
+          doc.number(credit_card.number)
+          doc.verification_value(credit_card.verification_value)
+          doc.first_name(credit_card.first_name)
+          doc.last_name(credit_card.last_name)
+          doc.month(credit_card.month)
+          doc.year(credit_card.year)
+          doc.email(options[:email])
+          doc.address1(options[:billing_address].try(:[], :address1))
+          doc.address2(options[:billing_address].try(:[], :address2))
+          doc.city(options[:billing_address].try(:[], :city))
+          doc.state(options[:billing_address].try(:[], :state))
+          doc.zip(options[:billing_address].try(:[], :zip))
+          doc.country(options[:billing_address].try(:[], :country))
+        end
+      end
+
+      def add_extra_options(type, doc, options)
+        doc.send(type) do
+          extra_options_to_doc(doc, options[type])
+        end
+      end
+
+      def extra_options_to_doc(doc, value)
+        return doc.text value unless value.kind_of? Hash
+        value.each do |k, v|
+          doc.send(k) do
+            extra_options_to_doc(doc, v)
+          end
+        end
+      end
+
+      def parse(xml)
+        response = {}
+
+        doc = Nokogiri::XML(xml)
+        doc.root.xpath('*').each do |node|
+          if (node.elements.empty?)
+            response[node.name.downcase.to_sym] = node.text
+          else
+            node.elements.each do |childnode|
+              childnode_to_response(response, node, childnode)
+            end
+          end
+        end
+
+        response
+      end
+
+      def childnode_to_response(response, node, childnode)
+        name = "#{node.name.downcase}_#{childnode.name.downcase}"
+        if name == 'payment_method_data' && !childnode.elements.empty?
+          response[name.to_sym] = Hash.from_xml(childnode.to_s).values.first
+        else
+          response[name.to_sym] = childnode.text
+        end
+      end
+
+      def build_xml_request(root)
+        builder = Nokogiri::XML::Builder.new
+        builder.__send__(root) do |doc|
+          yield(doc)
+        end
+        builder.to_xml
+      end
+
+      def commit(relative_url, request, method = :post, authorization_field = :token)
+        begin
+          raw_response = ssl_request(method, "#{live_url}/#{relative_url}", request, headers)
+        rescue ResponseError => e
+          raw_response = e.response.body
+        end
+
+        response_from(raw_response, authorization_field)
+      end
+
+      def response_from(raw_response, authorization_field)
+        parsed = parse(raw_response)
+        options = {
+          :authorization => parsed[authorization_field],
+          :test => (parsed[:on_test_gateway] == 'true'),
+          :avs_result => { :code => parsed[:response_avs_code] },
+          :cvv_result => parsed[:response_cvv_code]
+        }
+
+        Response.new(parsed[:succeeded] == 'true', parsed[:message] || parsed[:error], parsed, options)
+      end
+
+      def headers
+        {
+          'Authorization' => ('Basic ' + Base64.strict_encode64("#{@options[:login]}:#{@options[:password]}").chomp),
+          'Content-Type' => 'text/xml'
+        }
+      end
+    end
+  end
+end
+

data/lib/active_merchant/billing/gateways/stripe.rb

@@ -0,0 +1,489 @@
+require 'active_support/core_ext/hash/slice'
+
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class StripeGateway < Gateway
+      self.live_url = 'https://api.stripe.com/v1/'
+
+      AVS_CODE_TRANSLATOR = {
+        'line1: pass, zip: pass' => 'Y',
+        'line1: pass, zip: fail' => 'A',
+        'line1: pass, zip: unchecked' => 'B',
+        'line1: fail, zip: pass' => 'Z',
+        'line1: fail, zip: fail' => 'N',
+        'line1: unchecked, zip: pass' => 'P',
+        'line1: unchecked, zip: unchecked' => 'I'
+      }
+
+      CVC_CODE_TRANSLATOR = {
+        'pass' => 'M',
+        'fail' => 'N',
+        'unchecked' => 'P'
+      }
+
+      # Source: https://support.stripe.com/questions/which-zero-decimal-currencies-does-stripe-support
+      CURRENCIES_WITHOUT_FRACTIONS = ['BIF', 'CLP', 'DJF', 'GNF', 'JPY', 'KMF', 'KRW', 'MGA', 'PYG', 'RWF', 'VUV', 'XAF', 'XOF', 'XPF']
+
+      self.supported_countries = %w(AT AU BE CA CH DE DK ES FI FR GB IE IT LU NL NO SE US)
+      self.default_currency = 'USD'
+      self.money_format = :cents
+      self.supported_cardtypes = [:visa, :master, :american_express, :discover, :jcb, :diners_club, :maestro]
+
+      self.homepage_url = 'https://stripe.com/'
+      self.display_name = 'Stripe'
+
+      STANDARD_ERROR_CODE_MAPPING = {
+        'incorrect_number' => STANDARD_ERROR_CODE[:incorrect_number],
+        'invalid_number' => STANDARD_ERROR_CODE[:invalid_number],
+        'invalid_expiry_month' => STANDARD_ERROR_CODE[:invalid_expiry_date],
+        'invalid_expiry_year' => STANDARD_ERROR_CODE[:invalid_expiry_date],
+        'invalid_cvc' => STANDARD_ERROR_CODE[:invalid_cvc],
+        'expired_card' => STANDARD_ERROR_CODE[:expired_card],
+        'incorrect_cvc' => STANDARD_ERROR_CODE[:incorrect_cvc],
+        'incorrect_zip' => STANDARD_ERROR_CODE[:incorrect_zip],
+        'card_declined' => STANDARD_ERROR_CODE[:card_declined],
+        'call_issuer' => STANDARD_ERROR_CODE[:call_issuer],
+        'processing_error' => STANDARD_ERROR_CODE[:processing_error]
+      }
+
+      def initialize(options = {})
+        requires!(options, :login)
+        @api_key = options[:login]
+        @fee_refund_api_key = options[:fee_refund_login]
+
+        super
+      end
+
+      def authorize(money, payment, options = {})
+        MultiResponse.run do |r|
+          if payment.is_a?(ApplePayPaymentToken)
+            r.process { tokenize_apple_pay_token(payment) }
+            payment = StripePaymentToken.new(r.params["token"]) if r.success?
+          end
+          r.process do
+            post = create_post_for_auth_or_purchase(money, payment, options)
+            post[:capture] = "false" unless emv_payment?(payment)
+            commit(:post, 'charges', post, options)
+          end
+        end.responses.last
+      end
+
+      # To create a charge on a card or a token, call
+      #
+      #   purchase(money, card_hash_or_token, { ... })
+      #
+      # To create a charge on a customer, call
+      #
+      #   purchase(money, nil, { :customer => id, ... })
+      def purchase(money, payment, options = {})
+        MultiResponse.run do |r|
+          if payment.is_a?(ApplePayPaymentToken)
+            r.process { tokenize_apple_pay_token(payment) }
+            payment = StripePaymentToken.new(r.params["token"]) if r.success?
+          end
+          r.process do
+            post = create_post_for_auth_or_purchase(money, payment, options)
+            commit(:post, 'charges', post, options)
+          end
+        end.responses.last
+      end
+
+      def capture(money, authorization, options = {})
+        post = {}
+
+        add_application_fee(post, options)
+
+        if emv_tc_response = options.delete(:icc_data)
+          post[:card] = { emv_approval_data: emv_tc_response }
+          commit(:post, "charges/#{CGI.escape(authorization)}", post, options)
+        else
+          add_amount(post, money, options)
+          commit(:post, "charges/#{CGI.escape(authorization)}/capture", post, options)
+        end
+      end
+
+      def void(identification, options = {})
+        commit(:post, "charges/#{CGI.escape(identification)}/refund", {}, options)
+      end
+
+      def refund(money, identification, options = {})
+        post = {}
+        add_amount(post, money, options)
+        post[:refund_application_fee] = true if options[:refund_application_fee]
+        post[:reverse_transfer] = options[:reverse_transfer] if options[:reverse_transfer]
+
+        MultiResponse.run(:first) do |r|
+          r.process { commit(:post, "charges/#{CGI.escape(identification)}/refund", post, options) }
+
+          return r unless options[:refund_fee_amount]
+
+          r.process { fetch_application_fees(identification, options) }
+          r.process { refund_application_fee(options[:refund_fee_amount], application_fee_from_response(r.responses.last), options) }
+        end
+      end
+
+      def verify(payment, options = {})
+        MultiResponse.run(:use_first_response) do |r|
+          r.process { authorize(50, payment, options) }
+          r.process(:ignore_result) { void(r.authorization, options) }
+        end
+      end
+
+      def application_fee_from_response(response)
+        return unless response.success?
+
+        application_fees = response.params["data"].select { |fee| fee["object"] == "application_fee" }
+        application_fees.first["id"] unless application_fees.empty?
+      end
+
+      def refund_application_fee(money, identification, options = {})
+        return Response.new(false, "Application fee id could not be found") unless identification
+
+        post = {}
+        add_amount(post, money, options)
+        options.merge!(:key => @fee_refund_api_key)
+
+        commit(:post, "application_fees/#{CGI.escape(identification)}/refund", post, options)
+      end
+
+      # Note: creating a new credit card will not change the customer's existing default credit card (use :set_default => true)
+      def store(payment, options = {})
+        card_params = {}
+        post = {}
+
+        if payment.is_a?(ApplePayPaymentToken)
+          token_exchange_response = tokenize_apple_pay_token(payment)
+          card_params = { card: token_exchange_response.params["token"]["id"] } if token_exchange_response.success?
+        else
+          add_creditcard(card_params, payment, options)
+        end
+
+        post[:description] = options[:description] if options[:description]
+        post[:email] = options[:email] if options[:email]
+
+        if options[:customer]
+          MultiResponse.run(:first) do |r|
+            # The /cards endpoint does not update other customer parameters.
+            r.process { commit(:post, "customers/#{CGI.escape(options[:customer])}/cards", card_params, options) }
+
+            if options[:set_default] and r.success? and !r.params['id'].blank?
+              post[:default_card] = r.params['id']
+            end
+
+            if post.count > 0
+              r.process { update_customer(options[:customer], post) }
+            end
+          end
+        else
+          commit(:post, 'customers', post.merge(card_params), options)
+        end
+      end
+
+      def update(customer_id, card_id, options = {})
+        commit(:post, "customers/#{CGI.escape(customer_id)}/cards/#{CGI.escape(card_id)}", options, options)
+      end
+
+      def update_customer(customer_id, options = {})
+        commit(:post, "customers/#{CGI.escape(customer_id)}", options, options)
+      end
+
+      def unstore(customer_id, options = {}, deprecated_options = {})
+        if options.kind_of?(String)
+          ActiveMerchant.deprecated "Passing the card_id as the 2nd parameter is deprecated. Put it in the options hash instead."
+          options = deprecated_options.merge(card_id: options)
+        end
+
+        if options[:card_id]
+          commit(:delete, "customers/#{CGI.escape(customer_id)}/cards/#{CGI.escape(options[:card_id])}", nil, options)
+        else
+          commit(:delete, "customers/#{CGI.escape(customer_id)}", nil, options)
+        end
+      end
+
+      def tokenize_apple_pay_token(apple_pay_payment_token, options = {})
+        token_response = api_request(:post, "tokens?pk_token=#{CGI.escape(apple_pay_payment_token.payment_data.to_json)}")
+        success = !token_response.key?("error")
+
+        if success && token_response.key?("id")
+          Response.new(success, nil, token: token_response)
+        else
+          Response.new(success, token_response["error"]["message"])
+        end
+      end
+
+      def supports_scrubbing?
+        true
+      end
+
+      def scrub(transcript)
+        transcript.
+          gsub(%r((Authorization: Basic )\w+), '\1[FILTERED]').
+          gsub(%r((card\[number\]=)\d+), '\1[FILTERED]').
+          gsub(%r((card\[cvc\]=)\d+), '\1[FILTERED]').
+          gsub(%r((&?three_d_secure\[cryptogram\]=)[\w=]*(&?)), '\1[FILTERED]\2')
+      end
+
+      private
+
+      class StripePaymentToken < PaymentToken
+        def type
+          'stripe'
+        end
+      end
+
+      def create_post_for_auth_or_purchase(money, payment, options)
+        post = {}
+
+        if payment.is_a?(StripePaymentToken)
+          add_payment_token(post, payment, options)
+        else
+          add_creditcard(post, payment, options)
+        end
+        unless emv_payment?(payment)
+          add_amount(post, money, options, true)
+          add_customer_data(post, options)
+          add_metadata(post, options)
+          post[:description] = options[:description]
+          post[:statement_descriptor] = options[:statement_description]
+          add_customer(post, payment, options)
+          add_flags(post, options)
+        end
+
+        add_application_fee(post, options)
+        add_destination(post, options)
+        post
+      end
+
+      def add_amount(post, money, options, include_currency = false)
+        currency = options[:currency] || currency(money)
+        post[:amount] = localized_amount(money, currency)
+        post[:currency] = currency.downcase if include_currency
+      end
+
+      def add_application_fee(post, options)
+        post[:application_fee] = options[:application_fee] if options[:application_fee]
+      end
+
+      def add_destination(post, options)
+        post[:destination] = options[:destination] if options[:destination]
+      end
+
+      def add_expand_parameters(post, options)
+        post[:expand] = Array.wrap(options[:expand])
+      end
+
+      def add_customer_data(post, options)
+        metadata_options = [:description, :ip, :user_agent, :referrer]
+        post.update(options.slice(*metadata_options))
+
+        post[:external_id] = options[:order_id]
+        post[:payment_user_agent] = "Stripe/v1 ActiveMerchantBindings/#{ActiveMerchant::VERSION}"
+      end
+
+      def add_address(post, options)
+        return unless post[:card] && post[:card].kind_of?(Hash)
+        if address = options[:billing_address] || options[:address]
+          post[:card][:address_line1] = address[:address1] if address[:address1]
+          post[:card][:address_line2] = address[:address2] if address[:address2]
+          post[:card][:address_country] = address[:country] if address[:country]
+          post[:card][:address_zip] = address[:zip] if address[:zip]
+          post[:card][:address_state] = address[:state] if address[:state]
+          post[:card][:address_city] = address[:city] if address[:city]
+        end
+      end
+
+      def add_creditcard(post, creditcard, options)
+        card = {}
+        if emv_payment?(creditcard)
+          add_emv_creditcard(post, creditcard.icc_data)
+          post[:card][:read_method] = "contactless" if creditcard.contactless
+          if creditcard.encrypted_pin_cryptogram.present? && creditcard.encrypted_pin_ksn.present?
+            post[:card][:encrypted_pin] = creditcard.encrypted_pin_cryptogram
+            post[:card][:encrypted_pin_key_id] = creditcard.encrypted_pin_ksn
+          end
+        elsif creditcard.respond_to?(:number)
+          if creditcard.respond_to?(:track_data) && creditcard.track_data.present?
+            card[:swipe_data] = creditcard.track_data
+            card[:fallback_reason] = creditcard.fallback_reason if creditcard.fallback_reason
+          else
+            card[:number] = creditcard.number
+            card[:exp_month] = creditcard.month
+            card[:exp_year] = creditcard.year
+            card[:cvc] = creditcard.verification_value if creditcard.verification_value?
+            card[:name] = creditcard.name if creditcard.name
+          end
+          post[:card] = card
+
+          if creditcard.is_a?(NetworkTokenizationCreditCard)
+            post[:three_d_secure] = {
+              apple_pay:  true,
+              cryptogram: creditcard.payment_cryptogram
+            }
+          end
+
+          add_address(post, options)
+        elsif creditcard.kind_of?(String)
+          if options[:track_data]
+            card[:swipe_data] = options[:track_data]
+          else
+            card = creditcard
+          end
+          post[:card] = card
+        end
+      end
+
+      def add_emv_creditcard(post, icc_data, options = {})
+        post[:card] = { emv_auth_data: icc_data }
+      end
+
+      def add_payment_token(post, token, options = {})
+        post[:card] = token.payment_data["id"]
+      end
+
+      def add_customer(post, payment, options)
+        post[:customer] = options[:customer] if options[:customer] && !payment.respond_to?(:number)
+      end
+
+      def add_flags(post, options)
+        post[:uncaptured] = true if options[:uncaptured]
+        post[:recurring] = true if (options[:eci] == 'recurring' || options[:recurring])
+      end
+
+      def add_metadata(post, options = {})
+        post[:metadata] = options[:metadata] || {}
+        post[:metadata][:email] = options[:email] if options[:email]
+        post[:metadata][:order_id] = options[:order_id] if options[:order_id]
+        post.delete(:metadata) if post[:metadata].empty?
+      end
+
+      def fetch_application_fees(identification, options = {})
+        options.merge!(:key => @fee_refund_api_key)
+
+        commit(:get, "application_fees?charge=#{identification}", nil, options)
+      end
+
+      def parse(body)
+        JSON.parse(body)
+      end
+
+      def post_data(params)
+        return nil unless params
+
+        params.map do |key, value|
+          next if value.blank?
+          if value.is_a?(Hash)
+            h = {}
+            value.each do |k, v|
+              h["#{key}[#{k}]"] = v unless v.blank?
+            end
+            post_data(h)
+          elsif value.is_a?(Array)
+            value.map { |v| "#{key}[]=#{CGI.escape(v.to_s)}" }.join("&")
+          else
+            "#{key}=#{CGI.escape(value.to_s)}"
+          end
+        end.compact.join("&")
+      end
+
+      def headers(options = {})
+        key     = options[:key] || @api_key
+        idempotency_key = options[:idempotency_key]
+
+        headers = {
+          "Authorization" => "Basic " + Base64.encode64(key.to_s + ":").strip,
+          "User-Agent" => "Stripe/v1 ActiveMerchantBindings/#{ActiveMerchant::VERSION}",
+          "Stripe-Version" => api_version(options),
+          "X-Stripe-Client-User-Agent" => user_agent,
+          "X-Stripe-Client-User-Metadata" => {:ip => options[:ip]}.to_json
+        }
+        headers.merge!("Idempotency-Key" => idempotency_key) if idempotency_key
+        headers
+      end
+
+      def api_version(options)
+        options[:version] || @options[:version] || "2015-04-07"
+      end
+
+      def api_request(method, endpoint, parameters = nil, options = {})
+        raw_response = response = nil
+        begin
+          raw_response = ssl_request(method, self.live_url + endpoint, post_data(parameters), headers(options))
+          response = parse(raw_response)
+        rescue ResponseError => e
+          raw_response = e.response.body
+          response = response_error(raw_response)
+        rescue JSON::ParserError
+          response = json_error(raw_response)
+        end
+        response
+      end
+
+      def commit(method, url, parameters = nil, options = {})
+        add_expand_parameters(parameters, options) if parameters
+        response = api_request(method, url, parameters, options)
+
+        success = !response.key?("error")
+
+        card = card_from_response(response)
+        avs_code = AVS_CODE_TRANSLATOR["line1: #{card["address_line1_check"]}, zip: #{card["address_zip_check"]}"]
+        cvc_code = CVC_CODE_TRANSLATOR[card["cvc_check"]]
+
+        Response.new(success,
+          success ? "Transaction approved" : response["error"]["message"],
+          response,
+          :test => response.has_key?("livemode") ? !response["livemode"] : false,
+          :authorization => success ? response["id"] : response["error"]["charge"],
+          :avs_result => { :code => avs_code },
+          :cvv_result => cvc_code,
+          :emv_authorization => emv_authorization_from_response(response),
+          :error_code => success ? nil : error_code_from(response)
+        )
+      end
+
+      def response_error(raw_response)
+        begin
+          parse(raw_response)
+        rescue JSON::ParserError
+          json_error(raw_response)
+        end
+      end
+
+      def json_error(raw_response)
+        msg = 'Invalid response received from the Stripe API.  Please contact support@stripe.com if you continue to receive this message.'
+        msg += "  (The raw response returned by the API was #{raw_response.inspect})"
+        {
+          "error" => {
+            "message" => msg
+          }
+        }
+      end
+
+      def non_fractional_currency?(currency)
+        CURRENCIES_WITHOUT_FRACTIONS.include?(currency.to_s)
+      end
+
+      def emv_payment?(payment)
+        payment.respond_to?(:emv?) && payment.emv?
+      end
+
+      def card_from_response(response)
+        response["card"] || response["active_card"] || response["source"] || {}
+      end
+
+      def emv_authorization_from_response(response)
+        return response["error"]["emv_auth_data"] if response["error"]
+
+        card_from_response(response)["emv_auth_data"]
+      end
+
+      def error_code_from(response)
+        code = response['error']['code']
+        decline_code = response['error']['decline_code'] if code == 'card_declined'
+
+        error_code = STANDARD_ERROR_CODE_MAPPING[decline_code]
+        error_code ||= STANDARD_ERROR_CODE_MAPPING[code]
+        error_code
+      end
+    end
+  end
+end