increase 1.353.0 → 1.354.0

data/sig/increase/models/inbound_wire_transfer.rbs

@@ -22,6 +22,7 @@ module Increase
         end_to_end_identification: String?,
         input_message_accountability_data: String?,
         instructing_agent_routing_number: String?,
+        instruction_for_creditor_agent: String?,
         instruction_identification: String?,
         purpose: String?,
         reversal: Increase::InboundWireTransfer::Reversal?,
@@ -73,6 +74,8 @@ module Increase
 
       attr_accessor instructing_agent_routing_number: String?
 
+      attr_accessor instruction_for_creditor_agent: String?
+
       attr_accessor instruction_identification: String?
 
       attr_accessor purpose: String?
@@ -110,6 +113,7 @@ module Increase
         end_to_end_identification: String?,
         input_message_accountability_data: String?,
         instructing_agent_routing_number: String?,
+        instruction_for_creditor_agent: String?,
         instruction_identification: String?,
         purpose: String?,
         reversal: Increase::InboundWireTransfer::Reversal?,
@@ -141,6 +145,7 @@ module Increase
         end_to_end_identification: String?,
         input_message_accountability_data: String?,
         instructing_agent_routing_number: String?,
+        instruction_for_creditor_agent: String?,
         instruction_identification: String?,
         purpose: String?,
         reversal: Increase::InboundWireTransfer::Reversal?,

data/sig/increase/models/real_time_decision.rbs

@@ -1100,6 +1100,7 @@ module Increase
             | :exceeds_approval_limit
             | :card_temporarily_disabled
             | :suspected_fraud
+            | :additional_customer_authentication_required
             | :other
 
           module Reason
@@ -1120,6 +1121,9 @@ module Increase
             # The transaction is suspected to be fraudulent. The merchant may attempt to process the transaction again.
             SUSPECTED_FRAUD: :suspected_fraud
 
+            # Additional customer authentication is required to complete the transaction, such as 3DS.
+            ADDITIONAL_CUSTOMER_AUTHENTICATION_REQUIRED: :additional_customer_authentication_required
+
             # The transaction was declined for another reason. The merchant may attempt to process the transaction again. This should be used sparingly.
             OTHER: :other
 

data/sig/increase/models/real_time_decision_action_params.rbs

@@ -314,6 +314,7 @@ module Increase
             | :exceeds_approval_limit
             | :card_temporarily_disabled
             | :suspected_fraud
+            | :additional_customer_authentication_required
             | :other
 
           module Reason
@@ -334,6 +335,9 @@ module Increase
             # The transaction is suspected to be fraudulent. The merchant may attempt to process the transaction again.
             SUSPECTED_FRAUD: :suspected_fraud
 
+            # Additional customer authentication is required to complete the transaction, such as 3DS.
+            ADDITIONAL_CUSTOMER_AUTHENTICATION_REQUIRED: :additional_customer_authentication_required
+
             # The transaction was declined for another reason. The merchant may attempt to process the transaction again. This should be used sparingly.
             OTHER: :other
 

data/sig/increase/models/simulations/digital_wallet_token_request_create_response.rbs

@@ -34,6 +34,9 @@ module Increase
           | :webhook_declined
           | :incorrect_card_verification_code
           | :declined_by_token_requestor
+          | :group_locked
+          | :account_closed
+          | :entity_not_active
 
         module DeclineReason
           extend Increase::Internal::Type::Enum
@@ -56,6 +59,15 @@ module Increase
           # The tokenization attempt was declined by the token requestor.
           DECLINED_BY_TOKEN_REQUESTOR: :declined_by_token_requestor
 
+          # The group was locked.
+          GROUP_LOCKED: :group_locked
+
+          # The account has been closed.
+          ACCOUNT_CLOSED: :account_closed
+
+          # The account's entity was not active.
+          ENTITY_NOT_ACTIVE: :entity_not_active
+
           def self?.values: -> ::Array[Increase::Models::Simulations::DigitalWalletTokenRequestCreateResponse::decline_reason]
         end
 

data/sig/increase/models/simulations/entity_update_validation_params.rbs

@@ -50,6 +50,7 @@ module Increase
             | :entity_identity
             | :beneficial_owner_identity
             | :beneficial_owner_address
+            | :beneficial_owner_tax_identifier
 
           module Category
             extend Increase::Internal::Type::Enum
@@ -69,6 +70,9 @@ module Increase
             # A beneficial owner's address could not be validated. Update the address with the [update a beneficial owner API](/documentation/api/beneficial-owners#update-a-beneficial-owner).
             BENEFICIAL_OWNER_ADDRESS: :beneficial_owner_address
 
+            # A beneficial owner's full tax identifier is required. A non-US person can submit a passport or driver's license. Make changes via the [update a beneficial owner API](/documentation/api/beneficial-owners#update-a-beneficial-owner).
+            BENEFICIAL_OWNER_TAX_IDENTIFIER: :beneficial_owner_tax_identifier
+
             def self?.values: -> ::Array[Increase::Models::Simulations::EntityUpdateValidationParams::Issue::category]
           end
         end

data/sig/increase/models/transaction.rbs

@@ -6682,6 +6682,7 @@ module Increase
             end_to_end_identification: String?,
             input_message_accountability_data: String?,
             instructing_agent_routing_number: String?,
+            instruction_for_creditor_agent: String?,
             instruction_identification: String?,
             purpose: String?,
             transfer_id: String,
@@ -6716,6 +6717,8 @@ module Increase
 
           attr_accessor instructing_agent_routing_number: String?
 
+          attr_accessor instruction_for_creditor_agent: String?
+
           attr_accessor instruction_identification: String?
 
           attr_accessor purpose: String?
@@ -6740,6 +6743,7 @@ module Increase
             end_to_end_identification: String?,
             input_message_accountability_data: String?,
             instructing_agent_routing_number: String?,
+            instruction_for_creditor_agent: String?,
             instruction_identification: String?,
             purpose: String?,
             transfer_id: String,
@@ -6761,6 +6765,7 @@ module Increase
             end_to_end_identification: String?,
             input_message_accountability_data: String?,
             instructing_agent_routing_number: String?,
+            instruction_for_creditor_agent: String?,
             instruction_identification: String?,
             purpose: String?,
             transfer_id: String,

metadata

@@ -1,14 +1,14 @@
 --- !ruby/object:Gem::Specification
 name: increase
 version: !ruby/object:Gem::Version
-  version: 1.353.0
+  version: 1.354.0
 platform: ruby
 authors:
 - Increase
 autorequire:
 bindir: bin
 cert_chain: []
-date: 2026-09-21 00:00:00.000000000 Z
+date: 2026-09-25 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: cgi