increase 1.353.0 → 1.354.0

checksums.yaml

@@ -1,7 +1,7 @@
 ---
 SHA256:
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-  data.tar.gz: 96a88553b9dfb0bb7df9a6e6f66a4322320384b26ff3e9a723d1ed7e8a8cb081
+  metadata.gz: 7732800cda221f29bc8f143be720bd6491505aeb9ac83b3efc0c5eb74b91dd17
+  data.tar.gz: cf22b4774fe1ead290a099e6f85e27a1bc260e09469b9f048ee1eb44388f06e3
 SHA512:
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-  data.tar.gz: 2ae3049931377b31e164a8355fc0913f0c3f9ae2824e11f94418f77ff8c18d499a31de0babe2f9245637b269c7688d07b81f17ffdc05464868d30191afad56e7
+  metadata.gz: d08386684a0bbb22746a6d9cc4c390ce2f64fe86825cae6f4646edcf29e8ac43953b97966d7a19978374a71ab8575c0e2a5330846aa4b7e60e1df4d40135befc
+  data.tar.gz: 7b50dc6bb2ef4cff0c50a1dd9243f080a884a38b10ac50e5e14b197eee0bb340f34f402f536f453a9259e4695aadf2bcad84baeb96baf2b5acfcc387ef497fdb

data/README.md

@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.353.0"
+gem "increase", "~> 1.354.0"
 ```
 
 <!-- x-release-please-end -->

data/lib/increase/models/ach_transfer.rb

@@ -385,15 +385,15 @@ module Increase
         #   When the Federal Reserve acknowledged the submitted file containing this
         #   transfer.
         #
-        #   @return [String]
-        required :acknowledged_at, String
+        #   @return [Time]
+        required :acknowledged_at, Time
 
         # @!method initialize(acknowledged_at:)
         #   After the transfer is acknowledged by FedACH, this will contain supplemental
         #   details. The Federal Reserve sends an acknowledgement message for each file that
         #   Increase submits.
         #
-        #   @param acknowledged_at [String]
+        #   @param acknowledged_at [Time]
         #     When the Federal Reserve acknowledged the submitted file containing this
         #     transfer.
       end

data/lib/increase/models/beneficial_owner_create_params.rb

@@ -250,7 +250,7 @@ module Increase
             # A social security number.
             SOCIAL_SECURITY_NUMBER = :social_security_number
 
-            # The last four digits of a social security number.
+            # The last four digits of a social security number. Not all programs can use this method.
             SOCIAL_SECURITY_NUMBER_LAST4 = :social_security_number_last4
 
             # An individual taxpayer identification number (ITIN).

data/lib/increase/models/beneficial_owner_update_params.rb

@@ -225,7 +225,7 @@ module Increase
           # A social security number.
           SOCIAL_SECURITY_NUMBER = :social_security_number
 
-          # The last four digits of a social security number.
+          # The last four digits of a social security number. Not all programs can use this method.
           SOCIAL_SECURITY_NUMBER_LAST4 = :social_security_number_last4
 
           # An individual taxpayer identification number (ITIN).

data/lib/increase/models/card_payment.rb

@@ -5682,6 +5682,9 @@ module Increase
             # The transaction is suspected to be fraudulent. The merchant may attempt to process the transaction again.
             SUSPECTED_FRAUD = :suspected_fraud
 
+            # Additional customer authentication is required to complete the transaction, such as 3DS.
+            ADDITIONAL_CUSTOMER_AUTHENTICATION_REQUIRED = :additional_customer_authentication_required
+
             # The transaction was declined for another reason. The merchant may attempt to process the transaction again. This should be used sparingly.
             OTHER = :other
 

data/lib/increase/models/declined_transaction.rb

@@ -1681,6 +1681,9 @@ module Increase
             # The transaction is suspected to be fraudulent. The merchant may attempt to process the transaction again.
             SUSPECTED_FRAUD = :suspected_fraud
 
+            # Additional customer authentication is required to complete the transaction, such as 3DS.
+            ADDITIONAL_CUSTOMER_AUTHENTICATION_REQUIRED = :additional_customer_authentication_required
+
             # The transaction was declined for another reason. The merchant may attempt to process the transaction again. This should be used sparingly.
             OTHER = :other
 

data/lib/increase/models/digital_wallet_token.rb

@@ -192,6 +192,15 @@ module Increase
           # The tokenization attempt was declined by the token requestor.
           DECLINED_BY_TOKEN_REQUESTOR = :declined_by_token_requestor
 
+          # The group was locked.
+          GROUP_LOCKED = :group_locked
+
+          # The account has been closed.
+          ACCOUNT_CLOSED = :account_closed
+
+          # The account's entity was not active.
+          ENTITY_NOT_ACTIVE = :entity_not_active
+
           # @!method self.values
           #   @return [Array<Symbol>]
         end
@@ -315,6 +324,9 @@ module Increase
         # The digital wallet token was declined during provisioning.
         DECLINED = :declined
 
+        # The digital wallet token is transitioning to a new status and is awaiting confirmation from the card network.
+        PENDING_TRANSITIONING = :pending_transitioning
+
         # @!method self.values
         #   @return [Array<Symbol>]
       end
@@ -397,6 +409,9 @@ module Increase
           # The digital wallet token was declined during provisioning.
           DECLINED = :declined
 
+          # The digital wallet token is transitioning to a new status and is awaiting confirmation from the card network.
+          PENDING_TRANSITIONING = :pending_transitioning
+
           # @!method self.values
           #   @return [Array<Symbol>]
         end

data/lib/increase/models/entity.rb

@@ -546,7 +546,7 @@ module Increase
                 # A social security number.
                 SOCIAL_SECURITY_NUMBER = :social_security_number
 
-                # The last four digits of a social security number.
+                # The last four digits of a social security number. Not all programs can use this method.
                 SOCIAL_SECURITY_NUMBER_LAST4 = :social_security_number_last4
 
                 # An individual taxpayer identification number (ITIN).
@@ -952,7 +952,7 @@ module Increase
               # A social security number.
               SOCIAL_SECURITY_NUMBER = :social_security_number
 
-              # The last four digits of a social security number.
+              # The last four digits of a social security number. Not all programs can use this method.
               SOCIAL_SECURITY_NUMBER_LAST4 = :social_security_number_last4
 
               # An individual taxpayer identification number (ITIN).
@@ -1108,7 +1108,7 @@ module Increase
             # A social security number.
             SOCIAL_SECURITY_NUMBER = :social_security_number
 
-            # The last four digits of a social security number.
+            # The last four digits of a social security number. Not all programs can use this method.
             SOCIAL_SECURITY_NUMBER_LAST4 = :social_security_number_last4
 
             # An individual taxpayer identification number (ITIN).
@@ -1433,7 +1433,7 @@ module Increase
               # A social security number.
               SOCIAL_SECURITY_NUMBER = :social_security_number
 
-              # The last four digits of a social security number.
+              # The last four digits of a social security number. Not all programs can use this method.
               SOCIAL_SECURITY_NUMBER_LAST4 = :social_security_number_last4
 
               # An individual taxpayer identification number (ITIN).
@@ -1858,7 +1858,7 @@ module Increase
               # A social security number.
               SOCIAL_SECURITY_NUMBER = :social_security_number
 
-              # The last four digits of a social security number.
+              # The last four digits of a social security number. Not all programs can use this method.
               SOCIAL_SECURITY_NUMBER_LAST4 = :social_security_number_last4
 
               # An individual taxpayer identification number (ITIN).
@@ -2037,7 +2037,7 @@ module Increase
                 # A social security number.
                 SOCIAL_SECURITY_NUMBER = :social_security_number
 
-                # The last four digits of a social security number.
+                # The last four digits of a social security number. Not all programs can use this method.
                 SOCIAL_SECURITY_NUMBER_LAST4 = :social_security_number_last4
 
                 # An individual taxpayer identification number (ITIN).
@@ -2129,6 +2129,14 @@ module Increase
                    -> { Increase::Entity::Validation::Issue::BeneficialOwnerIdentity },
                    nil?: true
 
+          # @!attribute beneficial_owner_tax_identifier
+          #   Details when the issue is with a beneficial owner's tax identifier.
+          #
+          #   @return [Increase::Models::Entity::Validation::Issue::BeneficialOwnerTaxIdentifier, nil]
+          required :beneficial_owner_tax_identifier,
+                   -> { Increase::Entity::Validation::Issue::BeneficialOwnerTaxIdentifier },
+                   nil?: true
+
           # @!attribute category
           #   The type of issue. We may add additional possible values for this enum over
           #   time; your application should be able to handle such additions gracefully.
@@ -2156,13 +2164,16 @@ module Increase
                    -> { Increase::Entity::Validation::Issue::EntityTaxIdentifier },
                    nil?: true
 
-          # @!method initialize(beneficial_owner_address:, beneficial_owner_identity:, category:, entity_address:, entity_identity:, entity_tax_identifier:)
+          # @!method initialize(beneficial_owner_address:, beneficial_owner_identity:, beneficial_owner_tax_identifier:, category:, entity_address:, entity_identity:, entity_tax_identifier:)
           #   @param beneficial_owner_address [Increase::Models::Entity::Validation::Issue::BeneficialOwnerAddress, nil]
           #     Details when the issue is with a beneficial owner's address.
           #
           #   @param beneficial_owner_identity [Increase::Models::Entity::Validation::Issue::BeneficialOwnerIdentity, nil]
           #     Details when the issue is with a beneficial owner's identity verification.
           #
+          #   @param beneficial_owner_tax_identifier [Increase::Models::Entity::Validation::Issue::BeneficialOwnerTaxIdentifier, nil]
+          #     Details when the issue is with a beneficial owner's tax identifier.
+          #
           #   @param category [Symbol, Increase::Models::Entity::Validation::Issue::Category]
           #     The type of issue. We may add additional possible values for this enum over
           #     time; your application should be able to handle such additions gracefully.
@@ -2226,6 +2237,20 @@ module Increase
             #   @param beneficial_owner_id [String] The ID of the beneficial owner.
           end
 
+          # @see Increase::Models::Entity::Validation::Issue#beneficial_owner_tax_identifier
+          class BeneficialOwnerTaxIdentifier < Increase::Internal::Type::BaseModel
+            # @!attribute beneficial_owner_id
+            #   The ID of the beneficial owner.
+            #
+            #   @return [String]
+            required :beneficial_owner_id, String
+
+            # @!method initialize(beneficial_owner_id:)
+            #   Details when the issue is with a beneficial owner's tax identifier.
+            #
+            #   @param beneficial_owner_id [String] The ID of the beneficial owner.
+          end
+
           # The type of issue. We may add additional possible values for this enum over
           # time; your application should be able to handle such additions gracefully.
           #
@@ -2248,6 +2273,9 @@ module Increase
             # A beneficial owner's address could not be validated. Update the address with the [update a beneficial owner API](/documentation/api/beneficial-owners#update-a-beneficial-owner).
             BENEFICIAL_OWNER_ADDRESS = :beneficial_owner_address
 
+            # A beneficial owner's full tax identifier is required. A non-US person can submit a passport or driver's license. Make changes via the [update a beneficial owner API](/documentation/api/beneficial-owners#update-a-beneficial-owner).
+            BENEFICIAL_OWNER_TAX_IDENTIFIER = :beneficial_owner_tax_identifier
+
             # @!method self.values
             #   @return [Array<Symbol>]
           end

data/lib/increase/models/entity_beneficial_owner.rb

@@ -223,7 +223,7 @@ module Increase
             # A social security number.
             SOCIAL_SECURITY_NUMBER = :social_security_number
 
-            # The last four digits of a social security number.
+            # The last four digits of a social security number. Not all programs can use this method.
             SOCIAL_SECURITY_NUMBER_LAST4 = :social_security_number_last4
 
             # An individual taxpayer identification number (ITIN).

data/lib/increase/models/entity_create_params.rb

@@ -587,7 +587,7 @@ module Increase
                 # A social security number.
                 SOCIAL_SECURITY_NUMBER = :social_security_number
 
-                # The last four digits of a social security number.
+                # The last four digits of a social security number. Not all programs can use this method.
                 SOCIAL_SECURITY_NUMBER_LAST4 = :social_security_number_last4
 
                 # An individual taxpayer identification number (ITIN).

data/lib/increase/models/export.rb

@@ -432,14 +432,14 @@ module Increase
       module Category
         extend Increase::Internal::Type::Enum
 
-        # Export an Open Financial Exchange (OFX) file of transactions and balances for a given time range and Account.
-        ACCOUNT_STATEMENT_OFX = :account_statement_ofx
-
         # Export a BAI2 file of transactions and balances for a given date and optional Account.
         ACCOUNT_STATEMENT_BAI2 = :account_statement_bai2
 
-        # Export a CSV of all transactions for a given time range.
-        TRANSACTION_CSV = :transaction_csv
+        # Export an Open Financial Exchange (OFX) file of transactions and balances for a given time range and Account.
+        ACCOUNT_STATEMENT_OFX = :account_statement_ofx
+
+        # A PDF of an account verification letter.
+        ACCOUNT_VERIFICATION_LETTER = :account_verification_letter
 
         # Export a CSV of account balances for the dates in a given range. (deprecated, use `daily_account_balance_csv` instead)
         BALANCE_CSV = :balance_csv
@@ -447,20 +447,17 @@ module Increase
         # Export a CSV of bookkeeping account balances for the dates in a given range.
         BOOKKEEPING_ACCOUNT_BALANCE_CSV = :bookkeeping_account_balance_csv
 
-        # Export a CSV of entities with a given status.
-        ENTITY_CSV = :entity_csv
-
-        # Export a CSV of vendors added to the third-party risk management dashboard.
-        VENDOR_CSV = :vendor_csv
+        # Export a CSV of daily account balances with starting and ending balances for a given date range.
+        DAILY_ACCOUNT_BALANCE_CSV = :daily_account_balance_csv
 
         # Certain dashboard tables are available as CSV exports. This export cannot be created via the API.
         DASHBOARD_TABLE_CSV = :dashboard_table_csv
 
-        # A PDF of an account verification letter.
-        ACCOUNT_VERIFICATION_LETTER = :account_verification_letter
+        # Export a CSV of entities with a given status.
+        ENTITY_CSV = :entity_csv
 
-        # A PDF of funding instructions.
-        FUNDING_INSTRUCTIONS = :funding_instructions
+        # Export a CSV of fees. The time range must not include any fees that are part of an open fee statement.
+        FEE_CSV = :fee_csv
 
         # A PDF of an Internal Revenue Service Form 1099-INT.
         FORM_1099_INT = :form_1099_int
@@ -468,15 +465,18 @@ module Increase
         # A PDF of an Internal Revenue Service Form 1099-MISC.
         FORM_1099_MISC = :form_1099_misc
 
-        # Export a CSV of fees. The time range must not include any fees that are part of an open fee statement.
-        FEE_CSV = :fee_csv
+        # A PDF of funding instructions.
+        FUNDING_INSTRUCTIONS = :funding_instructions
+
+        # Export a CSV of all transactions for a given time range.
+        TRANSACTION_CSV = :transaction_csv
+
+        # Export a CSV of vendors added to the third-party risk management dashboard.
+        VENDOR_CSV = :vendor_csv
 
         # A PDF of a voided check.
         VOIDED_CHECK = :voided_check
 
-        # Export a CSV of daily account balances with starting and ending balances for a given date range.
-        DAILY_ACCOUNT_BALANCE_CSV = :daily_account_balance_csv
-
         # @!method self.values
         #   @return [Array<Symbol>]
       end

data/lib/increase/models/export_create_params.rb

@@ -138,14 +138,14 @@ module Increase
       module Category
         extend Increase::Internal::Type::Enum
 
-        # Export an Open Financial Exchange (OFX) file of transactions and balances for a given time range and Account.
-        ACCOUNT_STATEMENT_OFX = :account_statement_ofx
-
         # Export a BAI2 file of transactions and balances for a given date and optional Account.
         ACCOUNT_STATEMENT_BAI2 = :account_statement_bai2
 
-        # Export a CSV of all transactions for a given time range.
-        TRANSACTION_CSV = :transaction_csv
+        # Export an Open Financial Exchange (OFX) file of transactions and balances for a given time range and Account.
+        ACCOUNT_STATEMENT_OFX = :account_statement_ofx
+
+        # A PDF of an account verification letter.
+        ACCOUNT_VERIFICATION_LETTER = :account_verification_letter
 
         # Export a CSV of account balances for the dates in a given range. (deprecated, use `daily_account_balance_csv` instead)
         BALANCE_CSV = :balance_csv
@@ -153,27 +153,27 @@ module Increase
         # Export a CSV of bookkeeping account balances for the dates in a given range.
         BOOKKEEPING_ACCOUNT_BALANCE_CSV = :bookkeeping_account_balance_csv
 
+        # Export a CSV of daily account balances with starting and ending balances for a given date range.
+        DAILY_ACCOUNT_BALANCE_CSV = :daily_account_balance_csv
+
         # Export a CSV of entities with a given status.
         ENTITY_CSV = :entity_csv
 
-        # Export a CSV of vendors added to the third-party risk management dashboard.
-        VENDOR_CSV = :vendor_csv
-
-        # A PDF of an account verification letter.
-        ACCOUNT_VERIFICATION_LETTER = :account_verification_letter
+        # Export a CSV of fees. The time range must not include any fees that are part of an open fee statement.
+        FEE_CSV = :fee_csv
 
         # A PDF of funding instructions.
         FUNDING_INSTRUCTIONS = :funding_instructions
 
-        # Export a CSV of fees. The time range must not include any fees that are part of an open fee statement.
-        FEE_CSV = :fee_csv
+        # Export a CSV of all transactions for a given time range.
+        TRANSACTION_CSV = :transaction_csv
+
+        # Export a CSV of vendors added to the third-party risk management dashboard.
+        VENDOR_CSV = :vendor_csv
 
         # A PDF of a voided check.
         VOIDED_CHECK = :voided_check
 
-        # Export a CSV of daily account balances with starting and ending balances for a given date range.
-        DAILY_ACCOUNT_BALANCE_CSV = :daily_account_balance_csv
-
         # @!method self.values
         #   @return [Array<Symbol>]
       end

data/lib/increase/models/export_list_params.rb

@@ -89,14 +89,14 @@ module Increase
       module Category
         extend Increase::Internal::Type::Enum
 
-        # Export an Open Financial Exchange (OFX) file of transactions and balances for a given time range and Account.
-        ACCOUNT_STATEMENT_OFX = :account_statement_ofx
-
         # Export a BAI2 file of transactions and balances for a given date and optional Account.
         ACCOUNT_STATEMENT_BAI2 = :account_statement_bai2
 
-        # Export a CSV of all transactions for a given time range.
-        TRANSACTION_CSV = :transaction_csv
+        # Export an Open Financial Exchange (OFX) file of transactions and balances for a given time range and Account.
+        ACCOUNT_STATEMENT_OFX = :account_statement_ofx
+
+        # A PDF of an account verification letter.
+        ACCOUNT_VERIFICATION_LETTER = :account_verification_letter
 
         # Export a CSV of account balances for the dates in a given range. (deprecated, use `daily_account_balance_csv` instead)
         BALANCE_CSV = :balance_csv
@@ -104,20 +104,17 @@ module Increase
         # Export a CSV of bookkeeping account balances for the dates in a given range.
         BOOKKEEPING_ACCOUNT_BALANCE_CSV = :bookkeeping_account_balance_csv
 
-        # Export a CSV of entities with a given status.
-        ENTITY_CSV = :entity_csv
-
-        # Export a CSV of vendors added to the third-party risk management dashboard.
-        VENDOR_CSV = :vendor_csv
+        # Export a CSV of daily account balances with starting and ending balances for a given date range.
+        DAILY_ACCOUNT_BALANCE_CSV = :daily_account_balance_csv
 
         # Certain dashboard tables are available as CSV exports. This export cannot be created via the API.
         DASHBOARD_TABLE_CSV = :dashboard_table_csv
 
-        # A PDF of an account verification letter.
-        ACCOUNT_VERIFICATION_LETTER = :account_verification_letter
+        # Export a CSV of entities with a given status.
+        ENTITY_CSV = :entity_csv
 
-        # A PDF of funding instructions.
-        FUNDING_INSTRUCTIONS = :funding_instructions
+        # Export a CSV of fees. The time range must not include any fees that are part of an open fee statement.
+        FEE_CSV = :fee_csv
 
         # A PDF of an Internal Revenue Service Form 1099-INT.
         FORM_1099_INT = :form_1099_int
@@ -125,15 +122,18 @@ module Increase
         # A PDF of an Internal Revenue Service Form 1099-MISC.
         FORM_1099_MISC = :form_1099_misc
 
-        # Export a CSV of fees. The time range must not include any fees that are part of an open fee statement.
-        FEE_CSV = :fee_csv
+        # A PDF of funding instructions.
+        FUNDING_INSTRUCTIONS = :funding_instructions
+
+        # Export a CSV of all transactions for a given time range.
+        TRANSACTION_CSV = :transaction_csv
+
+        # Export a CSV of vendors added to the third-party risk management dashboard.
+        VENDOR_CSV = :vendor_csv
 
         # A PDF of a voided check.
         VOIDED_CHECK = :voided_check
 
-        # Export a CSV of daily account balances with starting and ending balances for a given date range.
-        DAILY_ACCOUNT_BALANCE_CSV = :daily_account_balance_csv
-
         # @!method self.values
         #   @return [Array<Symbol>]
       end

data/lib/increase/models/inbound_wire_transfer.rb

@@ -128,6 +128,12 @@ module Increase
       #   @return [String, nil]
       required :instructing_agent_routing_number, String, nil?: true
 
+      # @!attribute instruction_for_creditor_agent
+      #   A free-form instruction for the receiving bank set by the sender.
+      #
+      #   @return [String, nil]
+      required :instruction_for_creditor_agent, String, nil?: true
+
       # @!attribute instruction_identification
       #   The sending bank's identifier for the wire transfer.
       #
@@ -179,7 +185,7 @@ module Increase
       #   @return [String, nil]
       required :wire_drawdown_request_id, String, nil?: true
 
-      # @!method initialize(id:, acceptance:, account_id:, account_number_id:, amount:, created_at:, creditor_address_line1:, creditor_address_line2:, creditor_address_line3:, creditor_name:, debtor_account_number:, debtor_address_line1:, debtor_address_line2:, debtor_address_line3:, debtor_name:, debtor_routing_number:, description:, end_to_end_identification:, input_message_accountability_data:, instructing_agent_routing_number:, instruction_identification:, purpose:, reversal:, status:, type:, unique_end_to_end_transaction_reference:, unstructured_remittance_information:, wire_drawdown_request_id:)
+      # @!method initialize(id:, acceptance:, account_id:, account_number_id:, amount:, created_at:, creditor_address_line1:, creditor_address_line2:, creditor_address_line3:, creditor_name:, debtor_account_number:, debtor_address_line1:, debtor_address_line2:, debtor_address_line3:, debtor_name:, debtor_routing_number:, description:, end_to_end_identification:, input_message_accountability_data:, instructing_agent_routing_number:, instruction_for_creditor_agent:, instruction_identification:, purpose:, reversal:, status:, type:, unique_end_to_end_transaction_reference:, unstructured_remittance_information:, wire_drawdown_request_id:)
       #   An Inbound Wire Transfer is a wire transfer initiated outside of Increase to
       #   your account.
       #
@@ -233,6 +239,9 @@ module Increase
       #     The American Bankers' Association (ABA) routing number of the bank that sent the
       #     wire.
       #
+      #   @param instruction_for_creditor_agent [String, nil]
+      #     A free-form instruction for the receiving bank set by the sender.
+      #
       #   @param instruction_identification [String, nil] The sending bank's identifier for the wire transfer.
       #
       #   @param purpose [String, nil] The reason for the wire transfer, as set by the sender.

data/lib/increase/models/real_time_decision.rb

@@ -1784,6 +1784,9 @@ module Increase
             # The transaction is suspected to be fraudulent. The merchant may attempt to process the transaction again.
             SUSPECTED_FRAUD = :suspected_fraud
 
+            # Additional customer authentication is required to complete the transaction, such as 3DS.
+            ADDITIONAL_CUSTOMER_AUTHENTICATION_REQUIRED = :additional_customer_authentication_required
+
             # The transaction was declined for another reason. The merchant may attempt to process the transaction again. This should be used sparingly.
             OTHER = :other
 

data/lib/increase/models/real_time_decision_action_params.rb

@@ -393,6 +393,9 @@ module Increase
             # The transaction is suspected to be fraudulent. The merchant may attempt to process the transaction again.
             SUSPECTED_FRAUD = :suspected_fraud
 
+            # Additional customer authentication is required to complete the transaction, such as 3DS.
+            ADDITIONAL_CUSTOMER_AUTHENTICATION_REQUIRED = :additional_customer_authentication_required
+
             # The transaction was declined for another reason. The merchant may attempt to process the transaction again. This should be used sparingly.
             OTHER = :other
 

data/lib/increase/models/simulations/digital_wallet_token_request_create_response.rb

@@ -68,6 +68,15 @@ module Increase
           # The tokenization attempt was declined by the token requestor.
           DECLINED_BY_TOKEN_REQUESTOR = :declined_by_token_requestor
 
+          # The group was locked.
+          GROUP_LOCKED = :group_locked
+
+          # The account has been closed.
+          ACCOUNT_CLOSED = :account_closed
+
+          # The account's entity was not active.
+          ENTITY_NOT_ACTIVE = :entity_not_active
+
           # @!method self.values
           #   @return [Array<Symbol>]
         end

data/lib/increase/models/simulations/entity_update_validation_params.rb

@@ -63,6 +63,9 @@ module Increase
             # A beneficial owner's address could not be validated. Update the address with the [update a beneficial owner API](/documentation/api/beneficial-owners#update-a-beneficial-owner).
             BENEFICIAL_OWNER_ADDRESS = :beneficial_owner_address
 
+            # A beneficial owner's full tax identifier is required. A non-US person can submit a passport or driver's license. Make changes via the [update a beneficial owner API](/documentation/api/beneficial-owners#update-a-beneficial-owner).
+            BENEFICIAL_OWNER_TAX_IDENTIFIER = :beneficial_owner_tax_identifier
+
             # @!method self.values
             #   @return [Array<Symbol>]
           end

data/lib/increase/models/transaction.rb

@@ -8993,6 +8993,12 @@ module Increase
           #   @return [String, nil]
           required :instructing_agent_routing_number, String, nil?: true
 
+          # @!attribute instruction_for_creditor_agent
+          #   A free-form instruction for the receiving bank set by the sender.
+          #
+          #   @return [String, nil]
+          required :instruction_for_creditor_agent, String, nil?: true
+
           # @!attribute instruction_identification
           #   The sending bank's identifier for the wire transfer.
           #
@@ -9025,7 +9031,7 @@ module Increase
           #   @return [String, nil]
           required :unstructured_remittance_information, String, nil?: true
 
-          # @!method initialize(amount:, creditor_address_line1:, creditor_address_line2:, creditor_address_line3:, creditor_name:, debtor_address_line1:, debtor_address_line2:, debtor_address_line3:, debtor_name:, description:, end_to_end_identification:, input_message_accountability_data:, instructing_agent_routing_number:, instruction_identification:, purpose:, transfer_id:, unique_end_to_end_transaction_reference:, unstructured_remittance_information:)
+          # @!method initialize(amount:, creditor_address_line1:, creditor_address_line2:, creditor_address_line3:, creditor_name:, debtor_address_line1:, debtor_address_line2:, debtor_address_line3:, debtor_name:, description:, end_to_end_identification:, input_message_accountability_data:, instructing_agent_routing_number:, instruction_for_creditor_agent:, instruction_identification:, purpose:, transfer_id:, unique_end_to_end_transaction_reference:, unstructured_remittance_information:)
           #   An Inbound Wire Transfer Intention object. This field will be present in the
           #   JSON response if and only if `category` is equal to `inbound_wire_transfer`. An
           #   Inbound Wire Transfer Intention is created when a wire transfer is initiated at
@@ -9063,6 +9069,9 @@ module Increase
           #     The American Bankers' Association (ABA) routing number of the bank that sent the
           #     wire.
           #
+          #   @param instruction_for_creditor_agent [String, nil]
+          #     A free-form instruction for the receiving bank set by the sender.
+          #
           #   @param instruction_identification [String, nil] The sending bank's identifier for the wire transfer.
           #
           #   @param purpose [String, nil] The reason for the wire transfer, as set by the sender.

data/lib/increase/version.rb

@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.353.0"
+  VERSION = "1.354.0"
 end

data/rbi/increase/models/ach_transfer.rbi

@@ -468,13 +468,13 @@ module Increase
 
         # When the Federal Reserve acknowledged the submitted file containing this
         # transfer.
-        sig { returns(String) }
+        sig { returns(Time) }
         attr_accessor :acknowledged_at
 
         # After the transfer is acknowledged by FedACH, this will contain supplemental
         # details. The Federal Reserve sends an acknowledgement message for each file that
         # Increase submits.
-        sig { params(acknowledged_at: String).returns(T.attached_class) }
+        sig { params(acknowledged_at: Time).returns(T.attached_class) }
         def self.new(
           # When the Federal Reserve acknowledged the submitted file containing this
           # transfer.
@@ -482,7 +482,7 @@ module Increase
         )
         end
 
-        sig { override.returns({ acknowledged_at: String }) }
+        sig { override.returns({ acknowledged_at: Time }) }
         def to_hash
         end
       end

data/rbi/increase/models/beneficial_owner_create_params.rbi

@@ -443,7 +443,7 @@ module Increase
                 Increase::BeneficialOwnerCreateParams::Individual::Identification::Method::TaggedSymbol
               )
 
-            # The last four digits of a social security number.
+            # The last four digits of a social security number. Not all programs can use this method.
             SOCIAL_SECURITY_NUMBER_LAST4 =
               T.let(
                 :social_security_number_last4,

data/rbi/increase/models/beneficial_owner_update_params.rbi

@@ -401,7 +401,7 @@ module Increase
               Increase::BeneficialOwnerUpdateParams::Identification::Method::TaggedSymbol
             )
 
-          # The last four digits of a social security number.
+          # The last four digits of a social security number. Not all programs can use this method.
           SOCIAL_SECURITY_NUMBER_LAST4 =
             T.let(
               :social_security_number_last4,

data/rbi/increase/models/card_payment.rbi

@@ -10287,6 +10287,13 @@ module Increase
                 Increase::CardPayment::Element::CardDecline::RealTimeDecisionReason::TaggedSymbol
               )
 
+            # Additional customer authentication is required to complete the transaction, such as 3DS.
+            ADDITIONAL_CUSTOMER_AUTHENTICATION_REQUIRED =
+              T.let(
+                :additional_customer_authentication_required,
+                Increase::CardPayment::Element::CardDecline::RealTimeDecisionReason::TaggedSymbol
+              )
+
             # The transaction was declined for another reason. The merchant may attempt to process the transaction again. This should be used sparingly.
             OTHER =
               T.let(