increase 1.349.0 → 1.350.0

data/sig/increase/models/entity_update_params.rbs

@@ -8,6 +8,7 @@ module Increase
         government_authority: Increase::EntityUpdateParams::GovernmentAuthority,
         natural_person: Increase::EntityUpdateParams::NaturalPerson,
         risk_rating: Increase::EntityUpdateParams::RiskRating,
+        sole_proprietorship: Increase::EntityUpdateParams::SoleProprietorship,
         terms_agreements: ::Array[Increase::EntityUpdateParams::TermsAgreement],
         third_party_verification: Increase::EntityUpdateParams::ThirdPartyVerification,
         trust: Increase::EntityUpdateParams::Trust
@@ -48,6 +49,12 @@ module Increase
         Increase::EntityUpdateParams::RiskRating
       ) -> Increase::EntityUpdateParams::RiskRating
 
+      attr_reader sole_proprietorship: Increase::EntityUpdateParams::SoleProprietorship?
+
+      def sole_proprietorship=: (
+        Increase::EntityUpdateParams::SoleProprietorship
+      ) -> Increase::EntityUpdateParams::SoleProprietorship
+
       attr_reader terms_agreements: ::Array[Increase::EntityUpdateParams::TermsAgreement]?
 
       def terms_agreements=: (
@@ -73,6 +80,7 @@ module Increase
         ?government_authority: Increase::EntityUpdateParams::GovernmentAuthority,
         ?natural_person: Increase::EntityUpdateParams::NaturalPerson,
         ?risk_rating: Increase::EntityUpdateParams::RiskRating,
+        ?sole_proprietorship: Increase::EntityUpdateParams::SoleProprietorship,
         ?terms_agreements: ::Array[Increase::EntityUpdateParams::TermsAgreement],
         ?third_party_verification: Increase::EntityUpdateParams::ThirdPartyVerification,
         ?trust: Increase::EntityUpdateParams::Trust,
@@ -86,6 +94,7 @@ module Increase
         government_authority: Increase::EntityUpdateParams::GovernmentAuthority,
         natural_person: Increase::EntityUpdateParams::NaturalPerson,
         risk_rating: Increase::EntityUpdateParams::RiskRating,
+        sole_proprietorship: Increase::EntityUpdateParams::SoleProprietorship,
         terms_agreements: ::Array[Increase::EntityUpdateParams::TermsAgreement],
         third_party_verification: Increase::EntityUpdateParams::ThirdPartyVerification,
         trust: Increase::EntityUpdateParams::Trust,
@@ -618,6 +627,363 @@ module Increase
         end
       end
 
+      type sole_proprietorship =
+        {
+          address: Increase::EntityUpdateParams::SoleProprietorship::Address,
+          email: String,
+          industry_code: String,
+          sole_proprietor: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor,
+          tax_identifier: String,
+          website: String
+        }
+
+      class SoleProprietorship < Increase::Internal::Type::BaseModel
+        attr_reader address: Increase::EntityUpdateParams::SoleProprietorship::Address?
+
+        def address=: (
+          Increase::EntityUpdateParams::SoleProprietorship::Address
+        ) -> Increase::EntityUpdateParams::SoleProprietorship::Address
+
+        attr_reader email: String?
+
+        def email=: (String) -> String
+
+        attr_reader industry_code: String?
+
+        def industry_code=: (String) -> String
+
+        attr_reader sole_proprietor: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor?
+
+        def sole_proprietor=: (
+          Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor
+        ) -> Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor
+
+        attr_reader tax_identifier: String?
+
+        def tax_identifier=: (String) -> String
+
+        attr_reader website: String?
+
+        def website=: (String) -> String
+
+        def initialize: (
+          ?address: Increase::EntityUpdateParams::SoleProprietorship::Address,
+          ?email: String,
+          ?industry_code: String,
+          ?sole_proprietor: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor,
+          ?tax_identifier: String,
+          ?website: String
+        ) -> void
+
+        def to_hash: -> {
+          address: Increase::EntityUpdateParams::SoleProprietorship::Address,
+          email: String,
+          industry_code: String,
+          sole_proprietor: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor,
+          tax_identifier: String,
+          website: String
+        }
+
+        type address =
+          {
+            city: String,
+            :line1 => String,
+            state: String,
+            zip: String,
+            :line2 => String
+          }
+
+        class Address < Increase::Internal::Type::BaseModel
+          attr_accessor city: String
+
+          attr_accessor line1: String
+
+          attr_accessor state: String
+
+          attr_accessor zip: String
+
+          attr_reader line2: String?
+
+          def line2=: (String) -> String
+
+          def initialize: (
+            city: String,
+            line1: String,
+            state: String,
+            zip: String,
+            ?line2: String
+          ) -> void
+
+          def to_hash: -> {
+            city: String,
+            :line1 => String,
+            state: String,
+            zip: String,
+            :line2 => String
+          }
+        end
+
+        type sole_proprietor =
+          {
+            address: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Address,
+            identification: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification,
+            name: String
+          }
+
+        class SoleProprietor < Increase::Internal::Type::BaseModel
+          attr_reader address: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Address?
+
+          def address=: (
+            Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Address
+          ) -> Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Address
+
+          attr_reader identification: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification?
+
+          def identification=: (
+            Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification
+          ) -> Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification
+
+          attr_reader name: String?
+
+          def name=: (String) -> String
+
+          def initialize: (
+            ?address: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Address,
+            ?identification: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification,
+            ?name: String
+          ) -> void
+
+          def to_hash: -> {
+            address: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Address,
+            identification: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification,
+            name: String
+          }
+
+          type address =
+            {
+              city: String,
+              country: String,
+              :line1 => String,
+              :line2 => String,
+              state: String,
+              zip: String
+            }
+
+          class Address < Increase::Internal::Type::BaseModel
+            attr_accessor city: String
+
+            attr_accessor country: String
+
+            attr_accessor line1: String
+
+            attr_reader line2: String?
+
+            def line2=: (String) -> String
+
+            attr_reader state: String?
+
+            def state=: (String) -> String
+
+            attr_reader zip: String?
+
+            def zip=: (String) -> String
+
+            def initialize: (
+              city: String,
+              country: String,
+              line1: String,
+              ?line2: String,
+              ?state: String,
+              ?zip: String
+            ) -> void
+
+            def to_hash: -> {
+              city: String,
+              country: String,
+              :line1 => String,
+              :line2 => String,
+              state: String,
+              zip: String
+            }
+          end
+
+          type identification =
+            {
+              method_: Increase::Models::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::method_,
+              number: String,
+              drivers_license: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::DriversLicense,
+              other: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::Other,
+              passport: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::Passport
+            }
+
+          class Identification < Increase::Internal::Type::BaseModel
+            attr_accessor method_: Increase::Models::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::method_
+
+            attr_accessor number: String
+
+            attr_reader drivers_license: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::DriversLicense?
+
+            def drivers_license=: (
+              Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::DriversLicense
+            ) -> Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::DriversLicense
+
+            attr_reader other: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::Other?
+
+            def other=: (
+              Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::Other
+            ) -> Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::Other
+
+            attr_reader passport: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::Passport?
+
+            def passport=: (
+              Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::Passport
+            ) -> Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::Passport
+
+            def initialize: (
+              method_: Increase::Models::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::method_,
+              number: String,
+              ?drivers_license: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::DriversLicense,
+              ?other: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::Other,
+              ?passport: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::Passport
+            ) -> void
+
+            def to_hash: -> {
+              method_: Increase::Models::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::method_,
+              number: String,
+              drivers_license: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::DriversLicense,
+              other: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::Other,
+              passport: Increase::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::Passport
+            }
+
+            type method_ =
+              :social_security_number
+              | :individual_taxpayer_identification_number
+              | :passport
+              | :drivers_license
+              | :other
+
+            module Method
+              extend Increase::Internal::Type::Enum
+
+              # A social security number.
+              SOCIAL_SECURITY_NUMBER: :social_security_number
+
+              # An individual taxpayer identification number (ITIN).
+              INDIVIDUAL_TAXPAYER_IDENTIFICATION_NUMBER: :individual_taxpayer_identification_number
+
+              # A passport number.
+              PASSPORT: :passport
+
+              # A driver's license number.
+              DRIVERS_LICENSE: :drivers_license
+
+              # Another identifying document.
+              OTHER: :other
+
+              def self?.values: -> ::Array[Increase::Models::EntityUpdateParams::SoleProprietorship::SoleProprietor::Identification::method_]
+            end
+
+            type drivers_license =
+              {
+                expiration_date: Date,
+                file_id: String,
+                state: String,
+                back_file_id: String
+              }
+
+            class DriversLicense < Increase::Internal::Type::BaseModel
+              attr_accessor expiration_date: Date
+
+              attr_accessor file_id: String
+
+              attr_accessor state: String
+
+              attr_reader back_file_id: String?
+
+              def back_file_id=: (String) -> String
+
+              def initialize: (
+                expiration_date: Date,
+                file_id: String,
+                state: String,
+                ?back_file_id: String
+              ) -> void
+
+              def to_hash: -> {
+                expiration_date: Date,
+                file_id: String,
+                state: String,
+                back_file_id: String
+              }
+            end
+
+            type other =
+              {
+                country: String,
+                description: String,
+                file_id: String,
+                back_file_id: String,
+                expiration_date: Date
+              }
+
+            class Other < Increase::Internal::Type::BaseModel
+              attr_accessor country: String
+
+              attr_accessor description: String
+
+              attr_accessor file_id: String
+
+              attr_reader back_file_id: String?
+
+              def back_file_id=: (String) -> String
+
+              attr_reader expiration_date: Date?
+
+              def expiration_date=: (Date) -> Date
+
+              def initialize: (
+                country: String,
+                description: String,
+                file_id: String,
+                ?back_file_id: String,
+                ?expiration_date: Date
+              ) -> void
+
+              def to_hash: -> {
+                country: String,
+                description: String,
+                file_id: String,
+                back_file_id: String,
+                expiration_date: Date
+              }
+            end
+
+            type passport =
+              { country: String, expiration_date: Date, file_id: String }
+
+            class Passport < Increase::Internal::Type::BaseModel
+              attr_accessor country: String
+
+              attr_accessor expiration_date: Date
+
+              attr_accessor file_id: String
+
+              def initialize: (
+                country: String,
+                expiration_date: Date,
+                file_id: String
+              ) -> void
+
+              def to_hash: -> {
+                country: String,
+                expiration_date: Date,
+                file_id: String
+              }
+            end
+          end
+        end
+      end
+
       type terms_agreement =
         { agreed_at: Time, ip_address: String, terms_url: String }
 

data/sig/increase/models/fednow_transfer.rbs

@@ -18,6 +18,7 @@ module Increase
         idempotency_key: String?,
         pending_transaction_id: String?,
         rejection: Increase::FednowTransfer::Rejection?,
+        returns: ::Array[Increase::FednowTransfer::Return],
         routing_number: String,
         source_account_number_id: String,
         status: Increase::Models::FednowTransfer::status,
@@ -61,6 +62,8 @@ module Increase
 
       attr_accessor rejection: Increase::FednowTransfer::Rejection?
 
+      attr_accessor returns: ::Array[Increase::FednowTransfer::Return]
+
       attr_accessor routing_number: String
 
       attr_accessor source_account_number_id: String
@@ -94,6 +97,7 @@ module Increase
         idempotency_key: String?,
         pending_transaction_id: String?,
         rejection: Increase::FednowTransfer::Rejection?,
+        returns: ::Array[Increase::FednowTransfer::Return],
         routing_number: String,
         source_account_number_id: String,
         status: Increase::Models::FednowTransfer::status,
@@ -121,6 +125,7 @@ module Increase
         idempotency_key: String?,
         pending_transaction_id: String?,
         rejection: Increase::FednowTransfer::Rejection?,
+        returns: ::Array[Increase::FednowTransfer::Return],
         routing_number: String,
         source_account_number_id: String,
         status: Increase::Models::FednowTransfer::status,
@@ -390,16 +395,120 @@ module Increase
         end
       end
 
+      type return_ =
+        {
+          amount: Integer,
+          return_reason_additional_information: String?,
+          return_reason_code: Increase::Models::FednowTransfer::Return::return_reason_code,
+          transfer_id: String
+        }
+
+      class Return < Increase::Internal::Type::BaseModel
+        attr_accessor amount: Integer
+
+        attr_accessor return_reason_additional_information: String?
+
+        attr_accessor return_reason_code: Increase::Models::FednowTransfer::Return::return_reason_code
+
+        attr_accessor transfer_id: String
+
+        def initialize: (
+          amount: Integer,
+          return_reason_additional_information: String?,
+          return_reason_code: Increase::Models::FednowTransfer::Return::return_reason_code,
+          transfer_id: String
+        ) -> void
+
+        def to_hash: -> {
+          amount: Integer,
+          return_reason_additional_information: String?,
+          return_reason_code: Increase::Models::FednowTransfer::Return::return_reason_code,
+          transfer_id: String
+        }
+
+        type return_reason_code =
+          :account_closed
+          | :account_blocked
+          | :invalid_agent
+          | :invalid_creditor_account_number
+          | :incorrect_account_number
+          | :end_customer_deceased
+          | :transaction_forbidden
+          | :regulatory_reason
+          | :fraud
+          | :duplication
+          | :wrong_amount
+          | :requested_by_customer
+          | :unable_to_apply
+          | :not_specified
+          | :narrative
+          | :other
+
+        module ReturnReasonCode
+          extend Increase::Internal::Type::Enum
+
+          # The destination account is closed. Corresponds to the FedNow reason codes `AC04` and `AC07`.
+          ACCOUNT_CLOSED: :account_closed
+
+          # The destination account is currently blocked from receiving transactions. Corresponds to the FedNow reason code `AC06`.
+          ACCOUNT_BLOCKED: :account_blocked
+
+          # The recipient's bank was not a valid agent for this transfer. Corresponds to the FedNow reason codes `AC14` and `AGNT`.
+          INVALID_AGENT: :invalid_agent
+
+          # The destination account does not exist. Corresponds to the FedNow reason code `AC03`.
+          INVALID_CREDITOR_ACCOUNT_NUMBER: :invalid_creditor_account_number
+
+          # The destination account number was incorrect. Corresponds to the FedNow reason code `AC01`.
+          INCORRECT_ACCOUNT_NUMBER: :incorrect_account_number
+
+          # The destination account holder is deceased. Corresponds to the FedNow reason code `MD07`.
+          END_CUSTOMER_DECEASED: :end_customer_deceased
+
+          # The transfer was not permitted by the recipient's bank. Corresponds to the FedNow reason code `AG01`.
+          TRANSACTION_FORBIDDEN: :transaction_forbidden
+
+          # The transfer was returned for a regulatory reason at the recipient's bank. Corresponds to the FedNow reason code `RR04`.
+          REGULATORY_REASON: :regulatory_reason
+
+          # The transfer was reported as fraudulent. Corresponds to the FedNow reason code `FR01`.
+          FRAUD: :fraud
+
+          # The transfer duplicated another transfer. Corresponds to the FedNow reason codes `AM05` and `DUPL`.
+          DUPLICATION: :duplication
+
+          # The transfer amount was incorrect. Corresponds to the FedNow reason code `AM09`.
+          WRONG_AMOUNT: :wrong_amount
+
+          # The transfer was returned at the request of the recipient's customer. Corresponds to the FedNow reason code `CUST`.
+          REQUESTED_BY_CUSTOMER: :requested_by_customer
+
+          # The recipient's bank could not apply the funds. Corresponds to the FedNow reason code `RUTA`.
+          UNABLE_TO_APPLY: :unable_to_apply
+
+          # The recipient's bank did not specify a reason. Corresponds to the FedNow reason codes `MS02` and `MS03`.
+          NOT_SPECIFIED: :not_specified
+
+          # The reason is provided as narrative information in the additional information field. Corresponds to the FedNow reason code `NARR`.
+          NARRATIVE: :narrative
+
+          # The transfer was returned for some other reason.
+          OTHER: :other
+
+          def self?.values: -> ::Array[Increase::Models::FednowTransfer::Return::return_reason_code]
+        end
+      end
+
       type status =
         :pending_submitting
         | :pending_reviewing
         | :canceled
-        | :reviewing_rejected
         | :requires_attention
         | :pending_approval
         | :pending_response
         | :complete
         | :rejected
+        | :returned
 
       module Status
         extend Increase::Internal::Type::Enum
@@ -413,9 +522,6 @@ module Increase
         # The transfer has been canceled.
         CANCELED: :canceled
 
-        # The transfer has been rejected by Increase.
-        REVIEWING_REJECTED: :reviewing_rejected
-
         # The transfer requires attention from an Increase operator.
         REQUIRES_ATTENTION: :requires_attention
 
@@ -431,6 +537,9 @@ module Increase
         # The transfer was rejected by the network or the recipient's bank.
         REJECTED: :rejected
 
+        # The transfer was returned by the recipient's bank.
+        RETURNED: :returned
+
         def self?.values: -> ::Array[Increase::Models::FednowTransfer::status]
       end
 

data/sig/increase/models/fednow_transfer_list_params.rbs

@@ -129,12 +129,12 @@ module Increase
           :pending_submitting
           | :pending_reviewing
           | :canceled
-          | :reviewing_rejected
           | :requires_attention
           | :pending_approval
           | :pending_response
           | :complete
           | :rejected
+          | :returned
 
         module In
           extend Increase::Internal::Type::Enum
@@ -148,9 +148,6 @@ module Increase
           # The transfer has been canceled.
           CANCELED: :canceled
 
-          # The transfer has been rejected by Increase.
-          REVIEWING_REJECTED: :reviewing_rejected
-
           # The transfer requires attention from an Increase operator.
           REQUIRES_ATTENTION: :requires_attention
 
@@ -166,6 +163,9 @@ module Increase
           # The transfer was rejected by the network or the recipient's bank.
           REJECTED: :rejected
 
+          # The transfer was returned by the recipient's bank.
+          RETURNED: :returned
+
           def self?.values: -> ::Array[Increase::Models::FednowTransferListParams::Status::in_]
         end
       end

data/sig/increase/models/inbound_fednow_transfer.rbs

@@ -155,6 +155,7 @@ module Increase
           | :group_locked
           | :entity_not_active
           | :fednow_not_enabled
+          | :transaction_not_allowed
 
         module Reason
           extend Increase::Internal::Type::Enum
@@ -177,6 +178,9 @@ module Increase
           # Your account is not enabled to receive FedNow transfers.
           FEDNOW_NOT_ENABLED: :fednow_not_enabled
 
+          # The transaction is not allowed per Increase's terms.
+          TRANSACTION_NOT_ALLOWED: :transaction_not_allowed
+
           def self?.values: -> ::Array[Increase::Models::InboundFednowTransfer::Decline::reason]
         end
       end

data/sig/increase/models/inbound_mail_item.rbs

@@ -3,6 +3,7 @@ module Increase
     type inbound_mail_item =
       {
         id: String,
+        account_id: String?,
         checks: ::Array[Increase::InboundMailItem::Check],
         created_at: Time,
         file_id: String,
@@ -17,6 +18,8 @@ module Increase
     class InboundMailItem < Increase::Internal::Type::BaseModel
       attr_accessor id: String
 
+      attr_accessor account_id: String?
+
       attr_accessor checks: ::Array[Increase::InboundMailItem::Check]
 
       attr_accessor created_at: Time
@@ -37,6 +40,7 @@ module Increase
 
       def initialize: (
         id: String,
+        account_id: String?,
         checks: ::Array[Increase::InboundMailItem::Check],
         created_at: Time,
         file_id: String,
@@ -50,6 +54,7 @@ module Increase
 
       def to_hash: -> {
         id: String,
+        account_id: String?,
         checks: ::Array[Increase::InboundMailItem::Check],
         created_at: Time,
         file_id: String,

data/sig/increase/models/inbound_wire_drawdown_request.rbs

@@ -3,6 +3,7 @@ module Increase
     type inbound_wire_drawdown_request =
       {
         id: String,
+        account_id: String,
         amount: Integer,
         created_at: Time,
         creditor_account_number: String,
@@ -28,6 +29,8 @@ module Increase
     class InboundWireDrawdownRequest < Increase::Internal::Type::BaseModel
       attr_accessor id: String
 
+      attr_accessor account_id: String
+
       attr_accessor amount: Integer
 
       attr_accessor created_at: Time
@@ -70,6 +73,7 @@ module Increase
 
       def initialize: (
         id: String,
+        account_id: String,
         amount: Integer,
         created_at: Time,
         creditor_account_number: String,
@@ -94,6 +98,7 @@ module Increase
 
       def to_hash: -> {
         id: String,
+        account_id: String,
         amount: Integer,
         created_at: Time,
         creditor_account_number: String,