increase 1.349.0 → 1.350.0

data/rbi/increase/models/wire_transfer_create_params.rbi

@@ -90,7 +90,7 @@ module Increase
       sig { params(routing_number: String).void }
       attr_writer :routing_number
 
-      # The ID of an Account Number that will be passed to the wire's recipient
+      # The ID of an Account Number that will be passed to the wire's recipient.
       sig { returns(T.nilable(String)) }
       attr_reader :source_account_number_id
 
@@ -139,7 +139,7 @@ module Increase
         # The American Bankers' Association (ABA) Routing Transit Number (RTN) for the
         # destination account.
         routing_number: nil,
-        # The ID of an Account Number that will be passed to the wire's recipient
+        # The ID of an Account Number that will be passed to the wire's recipient.
         source_account_number_id: nil,
         request_options: {}
       )

data/rbi/increase/resources/cards.rbi

@@ -145,8 +145,8 @@ module Increase
       )
       end
 
-      # Sensitive details for a Card include the primary account number, expiry, card
-      # verification code, and PIN.
+      # Sensitive details for a Card include the primary account number, expiration,
+      # card verification code, and PIN.
       sig do
         params(
           card_id: String,

data/rbi/increase/resources/check_transfers.rbi

@@ -52,7 +52,7 @@ module Increase
         # If provided, the check will be valid on or before this date. After this date,
         # the check transfer will be automatically stopped and deposits will not be
         # accepted. For checks printed by Increase, this date is included on the check as
-        # its expiry.
+        # its expiration.
         valid_until_date: nil,
         request_options: {}
       )

data/rbi/increase/resources/entities.rbi

@@ -14,6 +14,8 @@ module Increase
           joint: Increase::EntityCreateParams::Joint::OrHash,
           natural_person: Increase::EntityCreateParams::NaturalPerson::OrHash,
           risk_rating: Increase::EntityCreateParams::RiskRating::OrHash,
+          sole_proprietorship:
+            Increase::EntityCreateParams::SoleProprietorship::OrHash,
           supplemental_documents:
             T::Array[
               Increase::EntityCreateParams::SupplementalDocument::OrHash
@@ -48,6 +50,9 @@ module Increase
         # An assessment of the entity's potential risk of involvement in financial crimes,
         # such as money laundering.
         risk_rating: nil,
+        # Details of the sole proprietorship entity to create. Required if `structure` is
+        # equal to `sole_proprietorship`.
+        sole_proprietorship: nil,
         # Additional documentation associated with the entity.
         supplemental_documents: nil,
         # The terms that the Entity agreed to. Not all programs are required to submit
@@ -88,6 +93,8 @@ module Increase
             Increase::EntityUpdateParams::GovernmentAuthority::OrHash,
           natural_person: Increase::EntityUpdateParams::NaturalPerson::OrHash,
           risk_rating: Increase::EntityUpdateParams::RiskRating::OrHash,
+          sole_proprietorship:
+            Increase::EntityUpdateParams::SoleProprietorship::OrHash,
           terms_agreements:
             T::Array[Increase::EntityUpdateParams::TermsAgreement::OrHash],
           third_party_verification:
@@ -115,6 +122,9 @@ module Increase
         # An assessment of the entity’s potential risk of involvement in financial crimes,
         # such as money laundering.
         risk_rating: nil,
+        # Details of the sole proprietorship entity to update. If you specify this
+        # parameter and the entity is not a sole proprietorship, the request will fail.
+        sole_proprietorship: nil,
         # New terms that the Entity agreed to. Not all programs are required to submit
         # this data. This will not archive previously submitted terms.
         terms_agreements: nil,

data/rbi/increase/resources/entity_onboarding_sessions.rbi

@@ -41,7 +41,7 @@ module Increase
       )
       end
 
-      # List Entity Onboarding Session
+      # List Entity Onboarding Sessions
       sig do
         params(
           cursor: String,

data/rbi/increase/resources/lockbox_recipients.rbi

@@ -21,7 +21,7 @@ module Increase
         lockbox_address_id:,
         # The description you choose for the Lockbox Recipient.
         description: nil,
-        # The name of the Lockbox Recipient
+        # The name of the Lockbox Recipient.
         recipient_name: nil,
         request_options: {}
       )

data/rbi/increase/resources/simulations/card_authentications.rbi

@@ -37,7 +37,7 @@ module Increase
           merchant_category_code: nil,
           # The country the merchant resides in.
           merchant_country: nil,
-          # The name of the merchant
+          # The name of the merchant.
           merchant_name: nil,
           # The purchase amount in cents.
           purchase_amount: nil,

data/rbi/increase/resources/simulations/card_disputes.rbi

@@ -23,8 +23,8 @@ module Increase
           # The network of the Card Dispute. Details specific to the network are required
           # under the sub-object with the same identifier as the network.
           network:,
-          # The Visa-specific parameters for the taking action on the dispute. Required if
-          # and only if `network` is `visa`.
+          # The Visa-specific parameters for taking action on the dispute. Required if and
+          # only if `network` is `visa`.
           visa: nil,
           request_options: {}
         )

data/rbi/increase/resources/simulations/interest_payments.rbi

@@ -17,7 +17,7 @@ module Increase
           ).returns(Increase::Transaction)
         end
         def create(
-          # The identifier of the Account the Interest Payment should be paid to is for.
+          # The identifier of the Account the Interest Payment should be paid to.
           account_id:,
           # The interest amount in cents. Must be positive.
           amount:,

data/rbi/increase/resources/simulations/pending_transactions.rbi

@@ -13,7 +13,7 @@ module Increase
           ).returns(Increase::PendingTransaction)
         end
         def release_inbound_funds_hold(
-          # The pending transaction to release. The pending transaction must have a
+          # The pending transaction to release. The pending transaction must have an
           # `inbound_funds_hold` source.
           pending_transaction_id,
           request_options: {}

data/rbi/increase/resources/simulations/physical_cards.rbi

@@ -37,8 +37,8 @@ module Increase
         end
 
         # This endpoint allows you to simulate advancing the shipment status of a Physical
-        # Card, to simulate e.g., that a physical card was attempted shipped but then
-        # failed delivery.
+        # Card, to simulate e.g., that a physical card was attempted to be shipped but
+        # then failed delivery.
         sig do
           params(
             physical_card_id: String,

data/rbi/increase/resources/simulations/programs.rbi

@@ -13,6 +13,7 @@ module Increase
             name: String,
             bank: Increase::Simulations::ProgramCreateParams::Bank::OrSymbol,
             lending_maximum_extendable_credit: Integer,
+            loan_accounts_require_loan_offers: T::Boolean,
             reserve_account_id: String,
             request_options: Increase::RequestOptions::OrHash
           ).returns(Increase::Program)
@@ -24,7 +25,10 @@ module Increase
           bank: nil,
           # The maximum extendable credit of the program being added.
           lending_maximum_extendable_credit: nil,
-          # The identifier of the Account the Program should be added to is for.
+          # Whether opening a loan Account under this Program requires an accepted Loan
+          # Offer. Requires `lending_maximum_extendable_credit`. Defaults to `false`.
+          loan_accounts_require_loan_offers: nil,
+          # The identifier of the Account the Program should be added to.
           reserve_account_id: nil,
           request_options: {}
         )

data/rbi/increase/resources/wire_transfers.rbi

@@ -46,7 +46,7 @@ module Increase
         # The American Bankers' Association (ABA) Routing Transit Number (RTN) for the
         # destination account.
         routing_number: nil,
-        # The ID of an Account Number that will be passed to the wire's recipient
+        # The ID of an Account Number that will be passed to the wire's recipient.
         source_account_number_id: nil,
         request_options: {}
       )

data/sig/increase/models/card_dispute.rbs

@@ -3,6 +3,7 @@ module Increase
     type card_dispute =
       {
         id: String,
+        account_id: String,
         amount: Integer,
         card_id: String,
         created_at: Time,
@@ -22,6 +23,8 @@ module Increase
     class CardDispute < Increase::Internal::Type::BaseModel
       attr_accessor id: String
 
+      attr_accessor account_id: String
+
       attr_accessor amount: Integer
 
       attr_accessor card_id: String
@@ -52,6 +55,7 @@ module Increase
 
       def initialize: (
         id: String,
+        account_id: String,
         amount: Integer,
         card_id: String,
         created_at: Time,
@@ -70,6 +74,7 @@ module Increase
 
       def to_hash: -> {
         id: String,
+        account_id: String,
         amount: Integer,
         card_id: String,
         created_at: Time,

data/sig/increase/models/card_purchase_supplement.rbs

@@ -3,6 +3,7 @@ module Increase
     type card_purchase_supplement =
       {
         id: String,
+        account_id: String,
         card_payment_id: String?,
         invoice: Increase::CardPurchaseSupplement::Invoice?,
         line_items: ::Array[Increase::CardPurchaseSupplement::LineItem]?,
@@ -14,6 +15,8 @@ module Increase
     class CardPurchaseSupplement < Increase::Internal::Type::BaseModel
       attr_accessor id: String
 
+      attr_accessor account_id: String
+
       attr_accessor card_payment_id: String?
 
       attr_accessor invoice: Increase::CardPurchaseSupplement::Invoice?
@@ -28,6 +31,7 @@ module Increase
 
       def initialize: (
         id: String,
+        account_id: String,
         card_payment_id: String?,
         invoice: Increase::CardPurchaseSupplement::Invoice?,
         line_items: ::Array[Increase::CardPurchaseSupplement::LineItem]?,
@@ -38,6 +42,7 @@ module Increase
 
       def to_hash: -> {
         id: String,
+        account_id: String,
         card_payment_id: String?,
         invoice: Increase::CardPurchaseSupplement::Invoice?,
         line_items: ::Array[Increase::CardPurchaseSupplement::LineItem]?,

data/sig/increase/models/declined_transaction.rbs

@@ -1784,6 +1784,7 @@ module Increase
             | :group_locked
             | :entity_not_active
             | :fednow_not_enabled
+            | :transaction_not_allowed
 
           module Reason
             extend Increase::Internal::Type::Enum
@@ -1806,6 +1807,9 @@ module Increase
             # Your account is not enabled to receive FedNow transfers.
             FEDNOW_NOT_ENABLED: :fednow_not_enabled
 
+            # The transaction is not allowed per Increase's terms.
+            TRANSACTION_NOT_ALLOWED: :transaction_not_allowed
+
             def self?.values: -> ::Array[Increase::Models::DeclinedTransaction::Source::InboundFednowTransferDecline::reason]
           end
         end

data/sig/increase/models/digital_wallet_token.rbs

@@ -3,6 +3,7 @@ module Increase
     type digital_wallet_token =
       {
         id: String,
+        account_id: String,
         card_id: String,
         cardholder: Increase::DigitalWalletToken::Cardholder,
         created_at: Time,
@@ -18,6 +19,8 @@ module Increase
     class DigitalWalletToken < Increase::Internal::Type::BaseModel
       attr_accessor id: String
 
+      attr_accessor account_id: String
+
       attr_accessor card_id: String
 
       attr_accessor cardholder: Increase::DigitalWalletToken::Cardholder
@@ -40,6 +43,7 @@ module Increase
 
       def initialize: (
         id: String,
+        account_id: String,
         card_id: String,
         cardholder: Increase::DigitalWalletToken::Cardholder,
         created_at: Time,
@@ -54,6 +58,7 @@ module Increase
 
       def to_hash: -> {
         id: String,
+        account_id: String,
         card_id: String,
         cardholder: Increase::DigitalWalletToken::Cardholder,
         created_at: Time,

data/sig/increase/models/entity.rbs

@@ -1707,13 +1707,13 @@ module Increase
           module Category
             extend Increase::Internal::Type::Enum
 
-            # The entity's tax identifier could not be verified. Update the tax ID with the [update an entity API](/documentation/api/entities#update-an-entity.corporation.legal_identifier).
+            # The entity's tax identifier could not be verified. Update the tax ID with the [update an entity API](/documentation/api/entities#update-an-entity).
             ENTITY_TAX_IDENTIFIER: :entity_tax_identifier
 
-            # The entity's address could not be validated. Update the address with the [update an entity API](/documentation/api/entities#update-an-entity.corporation.address).
+            # The entity's address could not be validated. Update the address with the [update an entity API](/documentation/api/entities#update-an-entity).
             ENTITY_ADDRESS: :entity_address
 
-            # The entity's identity could not be verified. Update the identification with the [update an entity API](/documentation/api/entities#update-an-entity.natural_person.identification).
+            # The entity's identity could not be verified. Update the identification with the [update an entity API](/documentation/api/entities#update-an-entity).
             ENTITY_IDENTITY: :entity_identity
 
             # A beneficial owner's identity could not be verified. Update the identification with the [update a beneficial owner API](/documentation/api/beneficial-owners#update-a-beneficial-owner).

data/sig/increase/models/entity_create_params.rbs

@@ -9,6 +9,7 @@ module Increase
         joint: Increase::EntityCreateParams::Joint,
         natural_person: Increase::EntityCreateParams::NaturalPerson,
         risk_rating: Increase::EntityCreateParams::RiskRating,
+        sole_proprietorship: Increase::EntityCreateParams::SoleProprietorship,
         supplemental_documents: ::Array[Increase::EntityCreateParams::SupplementalDocument],
         terms_agreements: ::Array[Increase::EntityCreateParams::TermsAgreement],
         third_party_verification: Increase::EntityCreateParams::ThirdPartyVerification,
@@ -56,6 +57,12 @@ module Increase
         Increase::EntityCreateParams::RiskRating
       ) -> Increase::EntityCreateParams::RiskRating
 
+      attr_reader sole_proprietorship: Increase::EntityCreateParams::SoleProprietorship?
+
+      def sole_proprietorship=: (
+        Increase::EntityCreateParams::SoleProprietorship
+      ) -> Increase::EntityCreateParams::SoleProprietorship
+
       attr_reader supplemental_documents: ::Array[Increase::EntityCreateParams::SupplementalDocument]?
 
       def supplemental_documents=: (
@@ -88,6 +95,7 @@ module Increase
         ?joint: Increase::EntityCreateParams::Joint,
         ?natural_person: Increase::EntityCreateParams::NaturalPerson,
         ?risk_rating: Increase::EntityCreateParams::RiskRating,
+        ?sole_proprietorship: Increase::EntityCreateParams::SoleProprietorship,
         ?supplemental_documents: ::Array[Increase::EntityCreateParams::SupplementalDocument],
         ?terms_agreements: ::Array[Increase::EntityCreateParams::TermsAgreement],
         ?third_party_verification: Increase::EntityCreateParams::ThirdPartyVerification,
@@ -103,6 +111,7 @@ module Increase
         joint: Increase::EntityCreateParams::Joint,
         natural_person: Increase::EntityCreateParams::NaturalPerson,
         risk_rating: Increase::EntityCreateParams::RiskRating,
+        sole_proprietorship: Increase::EntityCreateParams::SoleProprietorship,
         supplemental_documents: ::Array[Increase::EntityCreateParams::SupplementalDocument],
         terms_agreements: ::Array[Increase::EntityCreateParams::TermsAgreement],
         third_party_verification: Increase::EntityCreateParams::ThirdPartyVerification,
@@ -111,7 +120,12 @@ module Increase
       }
 
       type structure =
-        :corporation | :natural_person | :joint | :trust | :government_authority
+        :corporation
+        | :natural_person
+        | :joint
+        | :trust
+        | :government_authority
+        | :sole_proprietorship
 
       module Structure
         extend Increase::Internal::Type::Enum
@@ -131,6 +145,9 @@ module Increase
         # A government authority.
         GOVERNMENT_AUTHORITY: :government_authority
 
+        # A sole proprietorship.
+        SOLE_PROPRIETORSHIP: :sole_proprietorship
+
         def self?.values: -> ::Array[Increase::Models::EntityCreateParams::structure]
       end
 
@@ -1314,6 +1331,220 @@ module Increase
         end
       end
 
+      type sole_proprietorship =
+        {
+          address: Increase::EntityCreateParams::SoleProprietorship::Address,
+          sole_proprietor: Increase::EntityCreateParams::SoleProprietorship::SoleProprietor,
+          doing_business_as_name: String,
+          email: String,
+          industry_code: String,
+          tax_identifier: String,
+          website: String
+        }
+
+      class SoleProprietorship < Increase::Internal::Type::BaseModel
+        attr_accessor address: Increase::EntityCreateParams::SoleProprietorship::Address
+
+        attr_accessor sole_proprietor: Increase::EntityCreateParams::SoleProprietorship::SoleProprietor
+
+        attr_reader doing_business_as_name: String?
+
+        def doing_business_as_name=: (String) -> String
+
+        attr_reader email: String?
+
+        def email=: (String) -> String
+
+        attr_reader industry_code: String?
+
+        def industry_code=: (String) -> String
+
+        attr_reader tax_identifier: String?
+
+        def tax_identifier=: (String) -> String
+
+        attr_reader website: String?
+
+        def website=: (String) -> String
+
+        def initialize: (
+          address: Increase::EntityCreateParams::SoleProprietorship::Address,
+          sole_proprietor: Increase::EntityCreateParams::SoleProprietorship::SoleProprietor,
+          ?doing_business_as_name: String,
+          ?email: String,
+          ?industry_code: String,
+          ?tax_identifier: String,
+          ?website: String
+        ) -> void
+
+        def to_hash: -> {
+          address: Increase::EntityCreateParams::SoleProprietorship::Address,
+          sole_proprietor: Increase::EntityCreateParams::SoleProprietorship::SoleProprietor,
+          doing_business_as_name: String,
+          email: String,
+          industry_code: String,
+          tax_identifier: String,
+          website: String
+        }
+
+        type address =
+          {
+            city: String,
+            :line1 => String,
+            state: String,
+            zip: String,
+            :line2 => String
+          }
+
+        class Address < Increase::Internal::Type::BaseModel
+          attr_accessor city: String
+
+          attr_accessor line1: String
+
+          attr_accessor state: String
+
+          attr_accessor zip: String
+
+          attr_reader line2: String?
+
+          def line2=: (String) -> String
+
+          def initialize: (
+            city: String,
+            line1: String,
+            state: String,
+            zip: String,
+            ?line2: String
+          ) -> void
+
+          def to_hash: -> {
+            city: String,
+            :line1 => String,
+            state: String,
+            zip: String,
+            :line2 => String
+          }
+        end
+
+        type sole_proprietor =
+          {
+            address: Increase::EntityCreateParams::SoleProprietorship::SoleProprietor::Address,
+            date_of_birth: Date,
+            identification: Increase::EntityCreateParams::SoleProprietorship::SoleProprietor::Identification,
+            name: String
+          }
+
+        class SoleProprietor < Increase::Internal::Type::BaseModel
+          attr_accessor address: Increase::EntityCreateParams::SoleProprietorship::SoleProprietor::Address
+
+          attr_accessor date_of_birth: Date
+
+          attr_accessor identification: Increase::EntityCreateParams::SoleProprietorship::SoleProprietor::Identification
+
+          attr_accessor name: String
+
+          def initialize: (
+            address: Increase::EntityCreateParams::SoleProprietorship::SoleProprietor::Address,
+            date_of_birth: Date,
+            identification: Increase::EntityCreateParams::SoleProprietorship::SoleProprietor::Identification,
+            name: String
+          ) -> void
+
+          def to_hash: -> {
+            address: Increase::EntityCreateParams::SoleProprietorship::SoleProprietor::Address,
+            date_of_birth: Date,
+            identification: Increase::EntityCreateParams::SoleProprietorship::SoleProprietor::Identification,
+            name: String
+          }
+
+          type address =
+            {
+              city: String,
+              country: String,
+              :line1 => String,
+              :line2 => String,
+              state: String,
+              zip: String
+            }
+
+          class Address < Increase::Internal::Type::BaseModel
+            attr_accessor city: String
+
+            attr_accessor country: String
+
+            attr_accessor line1: String
+
+            attr_reader line2: String?
+
+            def line2=: (String) -> String
+
+            attr_reader state: String?
+
+            def state=: (String) -> String
+
+            attr_reader zip: String?
+
+            def zip=: (String) -> String
+
+            def initialize: (
+              city: String,
+              country: String,
+              line1: String,
+              ?line2: String,
+              ?state: String,
+              ?zip: String
+            ) -> void
+
+            def to_hash: -> {
+              city: String,
+              country: String,
+              :line1 => String,
+              :line2 => String,
+              state: String,
+              zip: String
+            }
+          end
+
+          type identification =
+            {
+              method_: Increase::Models::EntityCreateParams::SoleProprietorship::SoleProprietor::Identification::method_,
+              number: String
+            }
+
+          class Identification < Increase::Internal::Type::BaseModel
+            attr_accessor method_: Increase::Models::EntityCreateParams::SoleProprietorship::SoleProprietor::Identification::method_
+
+            attr_accessor number: String
+
+            def initialize: (
+              method_: Increase::Models::EntityCreateParams::SoleProprietorship::SoleProprietor::Identification::method_,
+              number: String
+            ) -> void
+
+            def to_hash: -> {
+              method_: Increase::Models::EntityCreateParams::SoleProprietorship::SoleProprietor::Identification::method_,
+              number: String
+            }
+
+            type method_ =
+              :social_security_number
+              | :individual_taxpayer_identification_number
+
+            module Method
+              extend Increase::Internal::Type::Enum
+
+              # A social security number.
+              SOCIAL_SECURITY_NUMBER: :social_security_number
+
+              # An individual taxpayer identification number (ITIN).
+              INDIVIDUAL_TAXPAYER_IDENTIFICATION_NUMBER: :individual_taxpayer_identification_number
+
+              def self?.values: -> ::Array[Increase::Models::EntityCreateParams::SoleProprietorship::SoleProprietor::Identification::method_]
+            end
+          end
+        end
+      end
+
       type supplemental_document = { file_id: String }
 
       class SupplementalDocument < Increase::Internal::Type::BaseModel