increase 1.347.0 → 1.349.0

data/rbi/increase/models/account_create_params.rbi

@@ -144,37 +144,53 @@ module Increase
 
         # The number of days after the statement date that the Account can be past due
         # before being considered delinquent.
-        sig { returns(Integer) }
-        attr_accessor :grace_period_days
+        sig { returns(T.nilable(Integer)) }
+        attr_reader :grace_period_days
+
+        sig { params(grace_period_days: Integer).void }
+        attr_writer :grace_period_days
+
+        # The date on which the loan matures.
+        sig { returns(T.nilable(Date)) }
+        attr_reader :maturity_date
+
+        sig { params(maturity_date: Date).void }
+        attr_writer :maturity_date
 
         # The day of the month on which the loan statement is generated.
-        sig { returns(Integer) }
-        attr_accessor :statement_day_of_month
+        sig { returns(T.nilable(Integer)) }
+        attr_reader :statement_day_of_month
+
+        sig { params(statement_day_of_month: Integer).void }
+        attr_writer :statement_day_of_month
 
         # The type of statement payment for the account.
         sig do
           returns(
-            Increase::AccountCreateParams::Loan::StatementPaymentType::OrSymbol
+            T.nilable(
+              Increase::AccountCreateParams::Loan::StatementPaymentType::OrSymbol
+            )
           )
         end
-        attr_accessor :statement_payment_type
+        attr_reader :statement_payment_type
 
-        # The date on which the loan matures.
-        sig { returns(T.nilable(Date)) }
-        attr_reader :maturity_date
-
-        sig { params(maturity_date: Date).void }
-        attr_writer :maturity_date
+        sig do
+          params(
+            statement_payment_type:
+              Increase::AccountCreateParams::Loan::StatementPaymentType::OrSymbol
+          ).void
+        end
+        attr_writer :statement_payment_type
 
         # The loan details for the account.
         sig do
           params(
             credit_limit: Integer,
             grace_period_days: Integer,
+            maturity_date: Date,
             statement_day_of_month: Integer,
             statement_payment_type:
-              Increase::AccountCreateParams::Loan::StatementPaymentType::OrSymbol,
-            maturity_date: Date
+              Increase::AccountCreateParams::Loan::StatementPaymentType::OrSymbol
           ).returns(T.attached_class)
         end
         def self.new(
@@ -182,13 +198,13 @@ module Increase
           credit_limit:,
           # The number of days after the statement date that the Account can be past due
           # before being considered delinquent.
-          grace_period_days:,
+          grace_period_days: nil,
+          # The date on which the loan matures.
+          maturity_date: nil,
           # The day of the month on which the loan statement is generated.
-          statement_day_of_month:,
+          statement_day_of_month: nil,
           # The type of statement payment for the account.
-          statement_payment_type:,
-          # The date on which the loan matures.
-          maturity_date: nil
+          statement_payment_type: nil
         )
         end
 
@@ -197,10 +213,10 @@ module Increase
             {
               credit_limit: Integer,
               grace_period_days: Integer,
+              maturity_date: Date,
               statement_day_of_month: Integer,
               statement_payment_type:
-                Increase::AccountCreateParams::Loan::StatementPaymentType::OrSymbol,
-              maturity_date: Date
+                Increase::AccountCreateParams::Loan::StatementPaymentType::OrSymbol
             }
           )
         end

data/rbi/increase/models/ach_prenotification_create_params.rbi

@@ -97,7 +97,7 @@ module Increase
       sig { params(individual_id: String).void }
       attr_writer :individual_id
 
-      # The name of therecipient. This value is informational and not verified by the
+      # The name of the recipient. This value is informational and not verified by the
       # recipient's bank.
       sig { returns(T.nilable(String)) }
       attr_reader :individual_name
@@ -174,7 +174,7 @@ module Increase
         effective_date: nil,
         # Your identifier for the recipient.
         individual_id: nil,
-        # The name of therecipient. This value is informational and not verified by the
+        # The name of the recipient. This value is informational and not verified by the
         # recipient's bank.
         individual_name: nil,
         # The

data/rbi/increase/models/ach_transfer.rbi

@@ -2576,7 +2576,7 @@ module Increase
           end
 
         # The timestamp by which any administrative returns are expected to be received
-        # by. This follows the NACHA guidelines for return windows, which are: "In
+        # by. This follows the Nacha guidelines for return windows, which are: "In
         # general, return entries must be received by the RDFI’s ACH Operator by its
         # deposit deadline for the return entry to be made available to the ODFI no later
         # than the opening of business on the second banking day following the Settlement
@@ -2638,7 +2638,7 @@ module Increase
         end
         def self.new(
           # The timestamp by which any administrative returns are expected to be received
-          # by. This follows the NACHA guidelines for return windows, which are: "In
+          # by. This follows the Nacha guidelines for return windows, which are: "In
           # general, return entries must be received by the RDFI’s ACH Operator by its
           # deposit deadline for the return entry to be made available to the ODFI no later
           # than the opening of business on the second banking day following the Settlement

data/rbi/increase/models/ach_transfer_create_params.rbi

@@ -201,24 +201,6 @@ module Increase
       end
       attr_writer :standard_entry_class_code
 
-      # The timing of the transaction.
-      sig do
-        returns(
-          T.nilable(
-            Increase::ACHTransferCreateParams::TransactionTiming::OrSymbol
-          )
-        )
-      end
-      attr_reader :transaction_timing
-
-      sig do
-        params(
-          transaction_timing:
-            Increase::ACHTransferCreateParams::TransactionTiming::OrSymbol
-        ).void
-      end
-      attr_writer :transaction_timing
-
       sig do
         params(
           account_id: String,
@@ -242,8 +224,6 @@ module Increase
           routing_number: String,
           standard_entry_class_code:
             Increase::ACHTransferCreateParams::StandardEntryClassCode::OrSymbol,
-          transaction_timing:
-            Increase::ACHTransferCreateParams::TransactionTiming::OrSymbol,
           request_options: Increase::RequestOptions::OrHash
         ).returns(T.attached_class)
       end
@@ -318,8 +298,6 @@ module Increase
         # to use for the transfer. If not provided, the default is
         # `corporate_credit_or_debit`.
         standard_entry_class_code: nil,
-        # The timing of the transaction.
-        transaction_timing: nil,
         request_options: {}
       )
       end
@@ -348,8 +326,6 @@ module Increase
             routing_number: String,
             standard_entry_class_code:
               Increase::ACHTransferCreateParams::StandardEntryClassCode::OrSymbol,
-            transaction_timing:
-              Increase::ACHTransferCreateParams::TransactionTiming::OrSymbol,
             request_options: Increase::RequestOptions
           }
         )
@@ -913,41 +889,6 @@ module Increase
         def self.values
         end
       end
-
-      # The timing of the transaction.
-      module TransactionTiming
-        extend Increase::Internal::Type::Enum
-
-        TaggedSymbol =
-          T.type_alias do
-            T.all(Symbol, Increase::ACHTransferCreateParams::TransactionTiming)
-          end
-        OrSymbol = T.type_alias { T.any(Symbol, String) }
-
-        # A Transaction will be created immediately.
-        SYNCHRONOUS =
-          T.let(
-            :synchronous,
-            Increase::ACHTransferCreateParams::TransactionTiming::TaggedSymbol
-          )
-
-        # A Transaction will be created when the funds settle at the Federal Reserve.
-        ASYNCHRONOUS =
-          T.let(
-            :asynchronous,
-            Increase::ACHTransferCreateParams::TransactionTiming::TaggedSymbol
-          )
-
-        sig do
-          override.returns(
-            T::Array[
-              Increase::ACHTransferCreateParams::TransactionTiming::TaggedSymbol
-            ]
-          )
-        end
-        def self.values
-        end
-      end
     end
   end
 end

data/rbi/increase/models/balance_lookup.rbi

@@ -93,6 +93,30 @@ module Increase
         sig { returns(Integer) }
         attr_accessor :due_balance
 
+        # The fees on the loan that are due and unpaid.
+        sig { returns(T.nilable(Integer)) }
+        attr_accessor :due_fees
+
+        # The interest on the loan that is due and unpaid.
+        sig { returns(T.nilable(Integer)) }
+        attr_accessor :due_interest
+
+        # The principal on the loan that is due and unpaid.
+        sig { returns(T.nilable(Integer)) }
+        attr_accessor :due_principal
+
+        # The fees on the loan that are not yet due.
+        sig { returns(T.nilable(Integer)) }
+        attr_accessor :not_due_fees
+
+        # The interest on the loan that is not yet due.
+        sig { returns(T.nilable(Integer)) }
+        attr_accessor :not_due_interest
+
+        # The principal on the loan that is not yet due.
+        sig { returns(T.nilable(Integer)) }
+        attr_accessor :not_due_principal
+
         # The amount past due on the loan.
         sig { returns(Integer) }
         attr_accessor :past_due_balance
@@ -114,6 +138,12 @@ module Increase
           params(
             due_at: T.nilable(Time),
             due_balance: Integer,
+            due_fees: T.nilable(Integer),
+            due_interest: T.nilable(Integer),
+            due_principal: T.nilable(Integer),
+            not_due_fees: T.nilable(Integer),
+            not_due_interest: T.nilable(Integer),
+            not_due_principal: T.nilable(Integer),
             past_due_balance: Integer,
             receivables:
               T.nilable(Increase::BalanceLookup::Loan::Receivables::OrHash)
@@ -125,6 +155,18 @@ module Increase
           due_at:,
           # The total amount due on the loan.
           due_balance:,
+          # The fees on the loan that are due and unpaid.
+          due_fees:,
+          # The interest on the loan that is due and unpaid.
+          due_interest:,
+          # The principal on the loan that is due and unpaid.
+          due_principal:,
+          # The fees on the loan that are not yet due.
+          not_due_fees:,
+          # The interest on the loan that is not yet due.
+          not_due_interest:,
+          # The principal on the loan that is not yet due.
+          not_due_principal:,
           # The amount past due on the loan.
           past_due_balance:,
           # The receivables balances for the loan.
@@ -137,6 +179,12 @@ module Increase
             {
               due_at: T.nilable(Time),
               due_balance: Integer,
+              due_fees: T.nilable(Integer),
+              due_interest: T.nilable(Integer),
+              due_principal: T.nilable(Integer),
+              not_due_fees: T.nilable(Integer),
+              not_due_interest: T.nilable(Integer),
+              not_due_principal: T.nilable(Integer),
               past_due_balance: Integer,
               receivables: T.nilable(Increase::BalanceLookup::Loan::Receivables)
             }

data/rbi/increase/models/beneficial_owner_update_params.rbi

@@ -40,6 +40,13 @@ module Increase
       sig { params(confirmed_no_us_tax_id: T::Boolean).void }
       attr_writer :confirmed_no_us_tax_id
 
+      # The person's date of birth in YYYY-MM-DD format.
+      sig { returns(T.nilable(Date)) }
+      attr_reader :date_of_birth
+
+      sig { params(date_of_birth: Date).void }
+      attr_writer :date_of_birth
+
       # A means of verifying the person's identity.
       sig do
         returns(
@@ -89,6 +96,7 @@ module Increase
           entity_beneficial_owner_id: String,
           address: Increase::BeneficialOwnerUpdateParams::Address::OrHash,
           confirmed_no_us_tax_id: T::Boolean,
+          date_of_birth: Date,
           identification:
             Increase::BeneficialOwnerUpdateParams::Identification::OrHash,
           name: String,
@@ -108,6 +116,8 @@ module Increase
         # tax id (either a Social Security Number or Individual Taxpayer Identification
         # Number).
         confirmed_no_us_tax_id: nil,
+        # The person's date of birth in YYYY-MM-DD format.
+        date_of_birth: nil,
         # A means of verifying the person's identity.
         identification: nil,
         # The individual's legal name.
@@ -127,6 +137,7 @@ module Increase
             entity_beneficial_owner_id: String,
             address: Increase::BeneficialOwnerUpdateParams::Address,
             confirmed_no_us_tax_id: T::Boolean,
+            date_of_birth: Date,
             identification:
               Increase::BeneficialOwnerUpdateParams::Identification,
             name: String,

data/rbi/increase/models/card.rbi

@@ -39,6 +39,18 @@ module Increase
       sig { returns(String) }
       attr_accessor :bin
 
+      # The name of the cardholder. Used to respond to Account Name Inquiry requests
+      # from acquirers in Card Validations.
+      sig { returns(T.nilable(Increase::Card::CardholderName)) }
+      attr_reader :cardholder_name
+
+      sig do
+        params(
+          cardholder_name: T.nilable(Increase::Card::CardholderName::OrHash)
+        ).void
+      end
+      attr_writer :cardholder_name
+
       # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
       # the Card was created.
       sig { returns(Time) }
@@ -105,6 +117,7 @@ module Increase
             T.nilable(Increase::Card::AuthorizationControls::OrHash),
           billing_address: Increase::Card::BillingAddress::OrHash,
           bin: String,
+          cardholder_name: T.nilable(Increase::Card::CardholderName::OrHash),
           created_at: Time,
           description: T.nilable(String),
           digital_wallet: T.nilable(Increase::Card::DigitalWallet::OrHash),
@@ -128,6 +141,9 @@ module Increase
         billing_address:,
         # The Bank Identification Number (BIN) of the Card.
         bin:,
+        # The name of the cardholder. Used to respond to Account Name Inquiry requests
+        # from acquirers in Card Validations.
+        cardholder_name:,
         # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
         # the Card was created.
         created_at:,
@@ -166,6 +182,7 @@ module Increase
               T.nilable(Increase::Card::AuthorizationControls),
             billing_address: Increase::Card::BillingAddress,
             bin: String,
+            cardholder_name: T.nilable(Increase::Card::CardholderName),
             created_at: Time,
             description: T.nilable(String),
             digital_wallet: T.nilable(Increase::Card::DigitalWallet),
@@ -1273,6 +1290,52 @@ module Increase
         end
       end
 
+      class CardholderName < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(Increase::Card::CardholderName, Increase::Internal::AnyHash)
+          end
+
+        # The cardholder's first name.
+        sig { returns(String) }
+        attr_accessor :first
+
+        # The cardholder's last name.
+        sig { returns(String) }
+        attr_accessor :last
+
+        # The cardholder's middle name.
+        sig { returns(T.nilable(String)) }
+        attr_accessor :middle
+
+        # The name of the cardholder. Used to respond to Account Name Inquiry requests
+        # from acquirers in Card Validations.
+        sig do
+          params(
+            first: String,
+            last: String,
+            middle: T.nilable(String)
+          ).returns(T.attached_class)
+        end
+        def self.new(
+          # The cardholder's first name.
+          first:,
+          # The cardholder's last name.
+          last:,
+          # The cardholder's middle name.
+          middle:
+        )
+        end
+
+        sig do
+          override.returns(
+            { first: String, last: String, middle: T.nilable(String) }
+          )
+        end
+        def to_hash
+        end
+      end
+
       class DigitalWallet < Increase::Internal::Type::BaseModel
         OrHash =
           T.type_alias do

data/rbi/increase/models/card_create_params.rbi

@@ -40,6 +40,18 @@ module Increase
       end
       attr_writer :billing_address
 
+      # The name of the cardholder. Used to respond to Account Name Inquiry requests
+      # from acquirers in Card Validations.
+      sig { returns(T.nilable(Increase::CardCreateParams::CardholderName)) }
+      attr_reader :cardholder_name
+
+      sig do
+        params(
+          cardholder_name: Increase::CardCreateParams::CardholderName::OrHash
+        ).void
+      end
+      attr_writer :cardholder_name
+
       # The description you choose to give the card.
       sig { returns(T.nilable(String)) }
       attr_reader :description
@@ -76,6 +88,7 @@ module Increase
           authorization_controls:
             Increase::CardCreateParams::AuthorizationControls::OrHash,
           billing_address: Increase::CardCreateParams::BillingAddress::OrHash,
+          cardholder_name: Increase::CardCreateParams::CardholderName::OrHash,
           description: String,
           digital_wallet: Increase::CardCreateParams::DigitalWallet::OrHash,
           entity_id: String,
@@ -89,6 +102,9 @@ module Increase
         authorization_controls: nil,
         # The card's billing address.
         billing_address: nil,
+        # The name of the cardholder. Used to respond to Account Name Inquiry requests
+        # from acquirers in Card Validations.
+        cardholder_name: nil,
         # The description you choose to give the card.
         description: nil,
         # The contact information used in the two-factor steps for digital wallet card
@@ -111,6 +127,7 @@ module Increase
             authorization_controls:
               Increase::CardCreateParams::AuthorizationControls,
             billing_address: Increase::CardCreateParams::BillingAddress,
+            cardholder_name: Increase::CardCreateParams::CardholderName,
             description: String,
             digital_wallet: Increase::CardCreateParams::DigitalWallet,
             entity_id: String,
@@ -1258,6 +1275,54 @@ module Increase
         end
       end
 
+      class CardholderName < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(
+              Increase::CardCreateParams::CardholderName,
+              Increase::Internal::AnyHash
+            )
+          end
+
+        # The cardholder's first name.
+        sig { returns(String) }
+        attr_accessor :first
+
+        # The cardholder's last name.
+        sig { returns(String) }
+        attr_accessor :last
+
+        # The cardholder's middle name.
+        sig { returns(T.nilable(String)) }
+        attr_reader :middle
+
+        sig { params(middle: String).void }
+        attr_writer :middle
+
+        # The name of the cardholder. Used to respond to Account Name Inquiry requests
+        # from acquirers in Card Validations.
+        sig do
+          params(first: String, last: String, middle: String).returns(
+            T.attached_class
+          )
+        end
+        def self.new(
+          # The cardholder's first name.
+          first:,
+          # The cardholder's last name.
+          last:,
+          # The cardholder's middle name.
+          middle: nil
+        )
+        end
+
+        sig do
+          override.returns({ first: String, last: String, middle: String })
+        end
+        def to_hash
+        end
+      end
+
       class DigitalWallet < Increase::Internal::Type::BaseModel
         OrHash =
           T.type_alias do

data/rbi/increase/models/card_dispute.rbi

@@ -372,7 +372,7 @@ module Increase
         # The Card Dispute has been won and no further action can be taken.
         WON = T.let(:won, Increase::CardDispute::Status::TaggedSymbol)
 
-        # The Card Dispute has been reviewed and rejected, please review the explanation for more details.
+        # The Card Dispute was rejected before it was submitted to the network, either by Increase or because the user withdrew it. Please review the explanation for more details.
         REJECTED = T.let(:rejected, Increase::CardDispute::Status::TaggedSymbol)
 
         sig do

data/rbi/increase/models/card_dispute_list_params.rbi

@@ -284,7 +284,7 @@ module Increase
               Increase::CardDisputeListParams::Status::In::TaggedSymbol
             )
 
-          # The Card Dispute has been reviewed and rejected, please review the explanation for more details.
+          # The Card Dispute was rejected before it was submitted to the network, either by Increase or because the user withdrew it. Please review the explanation for more details.
           REJECTED =
             T.let(
               :rejected,

data/rbi/increase/models/card_payment.rbi

@@ -2585,6 +2585,14 @@ module Increase
           sig { returns(T.nilable(Integer)) }
           attr_accessor :network_risk_score
 
+          # The ID of the Card Payment containing the original authorization or card
+          # validation this transaction references. For a merchant-initiated transaction,
+          # this is the Card Payment from when the card was first stored, which is typically
+          # where the CVV2 was verified. The reference this is derived from is supplied by
+          # the merchant or their acquirer, so it is not guaranteed to be present.
+          sig { returns(T.nilable(String)) }
+          attr_accessor :original_card_payment_id
+
           # The identifier of the Pending Transaction associated with this Transaction.
           sig { returns(T.nilable(String)) }
           attr_accessor :pending_transaction_id
@@ -2692,6 +2700,7 @@ module Increase
               network_identifiers:
                 Increase::CardPayment::Element::CardAuthorization::NetworkIdentifiers::OrHash,
               network_risk_score: T.nilable(Integer),
+              original_card_payment_id: T.nilable(String),
               pending_transaction_id: T.nilable(String),
               physical_card_id: T.nilable(String),
               presentment_amount: Integer,
@@ -2765,6 +2774,12 @@ module Increase
             # Authorization risk score, from 0 to 99, where 99 is the riskiest. For Pulse the
             # score is from 0 to 999, where 999 is the riskiest.
             network_risk_score:,
+            # The ID of the Card Payment containing the original authorization or card
+            # validation this transaction references. For a merchant-initiated transaction,
+            # this is the Card Payment from when the card was first stored, which is typically
+            # where the CVV2 was verified. The reference this is derived from is supplied by
+            # the merchant or their acquirer, so it is not guaranteed to be present.
+            original_card_payment_id:,
             # The identifier of the Pending Transaction associated with this Transaction.
             pending_transaction_id:,
             # If the authorization was made in-person with a physical card, the Physical Card
@@ -2826,6 +2841,7 @@ module Increase
                 network_identifiers:
                   Increase::CardPayment::Element::CardAuthorization::NetworkIdentifiers,
                 network_risk_score: T.nilable(Integer),
+                original_card_payment_id: T.nilable(String),
                 pending_transaction_id: T.nilable(String),
                 physical_card_id: T.nilable(String),
                 presentment_amount: Integer,

data/rbi/increase/models/check_transfer.rbi

@@ -791,6 +791,10 @@ module Increase
         sig { returns(T::Array[Increase::CheckTransfer::PhysicalCheck::Payer]) }
         attr_accessor :payer
 
+        # The identifier of the Physical Check Batch that this check is a part of.
+        sig { returns(T.nilable(String)) }
+        attr_accessor :physical_check_batch_id
+
         # The name that will be printed on the check.
         sig { returns(String) }
         attr_accessor :recipient_name
@@ -857,6 +861,7 @@ module Increase
             note: T.nilable(String),
             payer:
               T::Array[Increase::CheckTransfer::PhysicalCheck::Payer::OrHash],
+            physical_check_batch_id: T.nilable(String),
             recipient_name: String,
             return_address:
               T.nilable(
@@ -887,6 +892,8 @@ module Increase
           # The payer of the check. This will be printed on the top-left portion of the
           # check and defaults to the return address if unspecified.
           payer:,
+          # The identifier of the Physical Check Batch that this check is a part of.
+          physical_check_batch_id:,
           # The name that will be printed on the check.
           recipient_name:,
           # The return address to be printed on the check.
@@ -913,6 +920,7 @@ module Increase
               memo: T.nilable(String),
               note: T.nilable(String),
               payer: T::Array[Increase::CheckTransfer::PhysicalCheck::Payer],
+              physical_check_batch_id: T.nilable(String),
               recipient_name: String,
               return_address:
                 T.nilable(
@@ -1369,6 +1377,13 @@ module Increase
         CANCELED =
           T.let(:canceled, Increase::CheckTransfer::Status::TaggedSymbol)
 
+        # The transfer is waiting for its Physical Check Batch to be completed.
+        PENDING_BATCH_COMPLETING =
+          T.let(
+            :pending_batch_completing,
+            Increase::CheckTransfer::Status::TaggedSymbol
+          )
+
         # The transfer is pending submission.
         PENDING_SUBMISSION =
           T.let(