increase 1.347.0 → 1.349.0

data/rbi/increase/models/wire_transfer_create_params.rbi

@@ -231,93 +231,135 @@ module Increase
               )
             end
 
-          # Unstructured address lines.
+          # Structured address components. City and country are required.
           sig do
             returns(
               T.nilable(
-                Increase::WireTransferCreateParams::Creditor::Address::Unstructured
+                Increase::WireTransferCreateParams::Creditor::Address::Structured
               )
             )
           end
-          attr_reader :unstructured
+          attr_reader :structured
 
           sig do
             params(
-              unstructured:
-                Increase::WireTransferCreateParams::Creditor::Address::Unstructured::OrHash
+              structured:
+                Increase::WireTransferCreateParams::Creditor::Address::Structured::OrHash
             ).void
           end
-          attr_writer :unstructured
+          attr_writer :structured
 
           # The person or business's address.
           sig do
             params(
-              unstructured:
-                Increase::WireTransferCreateParams::Creditor::Address::Unstructured::OrHash
+              structured:
+                Increase::WireTransferCreateParams::Creditor::Address::Structured::OrHash
             ).returns(T.attached_class)
           end
           def self.new(
-            # Unstructured address lines.
-            unstructured: nil
+            # Structured address components. City and country are required.
+            structured: nil
           )
           end
 
           sig do
             override.returns(
               {
-                unstructured:
-                  Increase::WireTransferCreateParams::Creditor::Address::Unstructured
+                structured:
+                  Increase::WireTransferCreateParams::Creditor::Address::Structured
               }
             )
           end
           def to_hash
           end
 
-          class Unstructured < Increase::Internal::Type::BaseModel
+          class Structured < Increase::Internal::Type::BaseModel
             OrHash =
               T.type_alias do
                 T.any(
-                  Increase::WireTransferCreateParams::Creditor::Address::Unstructured,
+                  Increase::WireTransferCreateParams::Creditor::Address::Structured,
                   Increase::Internal::AnyHash
                 )
               end
 
-            # The address line 1.
+            # The city, district, town, or village of the address.
+            sig { returns(String) }
+            attr_accessor :city
+
+            # The two-letter
+            # [ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2) code for
+            # the country of the address.
             sig { returns(String) }
-            attr_accessor :line1
+            attr_accessor :country
+
+            # The first line of the address.
+            sig { returns(T.nilable(String)) }
+            attr_reader :line1
 
-            # The address line 2.
+            sig { params(line1: String).void }
+            attr_writer :line1
+
+            # The second line of the address.
             sig { returns(T.nilable(String)) }
             attr_reader :line2
 
             sig { params(line2: String).void }
             attr_writer :line2
 
-            # The address line 3.
+            # The postal code of the address.
+            sig { returns(T.nilable(String)) }
+            attr_reader :postal_code
+
+            sig { params(postal_code: String).void }
+            attr_writer :postal_code
+
+            # The address state.
             sig { returns(T.nilable(String)) }
-            attr_reader :line3
+            attr_reader :state
 
-            sig { params(line3: String).void }
-            attr_writer :line3
+            sig { params(state: String).void }
+            attr_writer :state
 
-            # Unstructured address lines.
+            # Structured address components. City and country are required.
             sig do
-              params(line1: String, line2: String, line3: String).returns(
-                T.attached_class
-              )
+              params(
+                city: String,
+                country: String,
+                line1: String,
+                line2: String,
+                postal_code: String,
+                state: String
+              ).returns(T.attached_class)
             end
             def self.new(
-              # The address line 1.
-              line1:,
-              # The address line 2.
+              # The city, district, town, or village of the address.
+              city:,
+              # The two-letter
+              # [ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2) code for
+              # the country of the address.
+              country:,
+              # The first line of the address.
+              line1: nil,
+              # The second line of the address.
               line2: nil,
-              # The address line 3.
-              line3: nil
+              # The postal code of the address.
+              postal_code: nil,
+              # The address state.
+              state: nil
             )
             end
 
             sig do
-              override.returns({ line1: String, line2: String, line3: String })
+              override.returns(
+                {
+                  city: String,
+                  country: String,
+                  line1: String,
+                  line2: String,
+                  postal_code: String,
+                  state: String
+                }
+              )
             end
             def to_hash
             end
@@ -597,93 +639,135 @@ module Increase
               )
             end
 
-          # Unstructured address lines.
+          # Structured address components. City and country are required.
           sig do
             returns(
               T.nilable(
-                Increase::WireTransferCreateParams::Debtor::Address::Unstructured
+                Increase::WireTransferCreateParams::Debtor::Address::Structured
               )
             )
           end
-          attr_reader :unstructured
+          attr_reader :structured
 
           sig do
             params(
-              unstructured:
-                Increase::WireTransferCreateParams::Debtor::Address::Unstructured::OrHash
+              structured:
+                Increase::WireTransferCreateParams::Debtor::Address::Structured::OrHash
             ).void
           end
-          attr_writer :unstructured
+          attr_writer :structured
 
           # The person or business's address.
           sig do
             params(
-              unstructured:
-                Increase::WireTransferCreateParams::Debtor::Address::Unstructured::OrHash
+              structured:
+                Increase::WireTransferCreateParams::Debtor::Address::Structured::OrHash
             ).returns(T.attached_class)
           end
           def self.new(
-            # Unstructured address lines.
-            unstructured: nil
+            # Structured address components. City and country are required.
+            structured: nil
           )
           end
 
           sig do
             override.returns(
               {
-                unstructured:
-                  Increase::WireTransferCreateParams::Debtor::Address::Unstructured
+                structured:
+                  Increase::WireTransferCreateParams::Debtor::Address::Structured
               }
             )
           end
           def to_hash
           end
 
-          class Unstructured < Increase::Internal::Type::BaseModel
+          class Structured < Increase::Internal::Type::BaseModel
             OrHash =
               T.type_alias do
                 T.any(
-                  Increase::WireTransferCreateParams::Debtor::Address::Unstructured,
+                  Increase::WireTransferCreateParams::Debtor::Address::Structured,
                   Increase::Internal::AnyHash
                 )
               end
 
-            # The address line 1.
+            # The city, district, town, or village of the address.
+            sig { returns(String) }
+            attr_accessor :city
+
+            # The two-letter
+            # [ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2) code for
+            # the country of the address.
             sig { returns(String) }
-            attr_accessor :line1
+            attr_accessor :country
+
+            # The first line of the address.
+            sig { returns(T.nilable(String)) }
+            attr_reader :line1
 
-            # The address line 2.
+            sig { params(line1: String).void }
+            attr_writer :line1
+
+            # The second line of the address.
             sig { returns(T.nilable(String)) }
             attr_reader :line2
 
             sig { params(line2: String).void }
             attr_writer :line2
 
-            # The address line 3.
+            # The postal code of the address.
+            sig { returns(T.nilable(String)) }
+            attr_reader :postal_code
+
+            sig { params(postal_code: String).void }
+            attr_writer :postal_code
+
+            # The address state.
             sig { returns(T.nilable(String)) }
-            attr_reader :line3
+            attr_reader :state
 
-            sig { params(line3: String).void }
-            attr_writer :line3
+            sig { params(state: String).void }
+            attr_writer :state
 
-            # Unstructured address lines.
+            # Structured address components. City and country are required.
             sig do
-              params(line1: String, line2: String, line3: String).returns(
-                T.attached_class
-              )
+              params(
+                city: String,
+                country: String,
+                line1: String,
+                line2: String,
+                postal_code: String,
+                state: String
+              ).returns(T.attached_class)
             end
             def self.new(
-              # The address line 1.
-              line1:,
-              # The address line 2.
+              # The city, district, town, or village of the address.
+              city:,
+              # The two-letter
+              # [ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2) code for
+              # the country of the address.
+              country:,
+              # The first line of the address.
+              line1: nil,
+              # The second line of the address.
               line2: nil,
-              # The address line 3.
-              line3: nil
+              # The postal code of the address.
+              postal_code: nil,
+              # The address state.
+              state: nil
             )
             end
 
             sig do
-              override.returns({ line1: String, line2: String, line3: String })
+              override.returns(
+                {
+                  city: String,
+                  country: String,
+                  line1: String,
+                  line2: String,
+                  postal_code: String,
+                  state: String
+                }
+              )
             end
             def to_hash
             end

data/rbi/increase/resources/ach_prenotifications.rbi

@@ -51,7 +51,7 @@ module Increase
         effective_date: nil,
         # Your identifier for the recipient.
         individual_id: nil,
-        # The name of therecipient. This value is informational and not verified by the
+        # The name of the recipient. This value is informational and not verified by the
         # recipient's bank.
         individual_name: nil,
         # The

data/rbi/increase/resources/ach_transfers.rbi

@@ -27,8 +27,6 @@ module Increase
           routing_number: String,
           standard_entry_class_code:
             Increase::ACHTransferCreateParams::StandardEntryClassCode::OrSymbol,
-          transaction_timing:
-            Increase::ACHTransferCreateParams::TransactionTiming::OrSymbol,
           request_options: Increase::RequestOptions::OrHash
         ).returns(Increase::ACHTransfer)
       end
@@ -103,8 +101,6 @@ module Increase
         # to use for the transfer. If not provided, the default is
         # `corporate_credit_or_debit`.
         standard_entry_class_code: nil,
-        # The timing of the transaction.
-        transaction_timing: nil,
         request_options: {}
       )
       end

data/rbi/increase/resources/beneficial_owners.rbi

@@ -50,6 +50,7 @@ module Increase
           entity_beneficial_owner_id: String,
           address: Increase::BeneficialOwnerUpdateParams::Address::OrHash,
           confirmed_no_us_tax_id: T::Boolean,
+          date_of_birth: Date,
           identification:
             Increase::BeneficialOwnerUpdateParams::Identification::OrHash,
           name: String,
@@ -69,6 +70,8 @@ module Increase
         # tax id (either a Social Security Number or Individual Taxpayer Identification
         # Number).
         confirmed_no_us_tax_id: nil,
+        # The person's date of birth in YYYY-MM-DD format.
+        date_of_birth: nil,
         # A means of verifying the person's identity.
         identification: nil,
         # The individual's legal name.

data/rbi/increase/resources/cards.rbi

@@ -10,6 +10,7 @@ module Increase
           authorization_controls:
             Increase::CardCreateParams::AuthorizationControls::OrHash,
           billing_address: Increase::CardCreateParams::BillingAddress::OrHash,
+          cardholder_name: Increase::CardCreateParams::CardholderName::OrHash,
           description: String,
           digital_wallet: Increase::CardCreateParams::DigitalWallet::OrHash,
           entity_id: String,
@@ -23,6 +24,9 @@ module Increase
         authorization_controls: nil,
         # The card's billing address.
         billing_address: nil,
+        # The name of the cardholder. Used to respond to Account Name Inquiry requests
+        # from acquirers in Card Validations.
+        cardholder_name: nil,
         # The description you choose to give the card.
         description: nil,
         # The contact information used in the two-factor steps for digital wallet card

data/rbi/increase/resources/physical_cards.rbi

@@ -16,7 +16,8 @@ module Increase
       def create(
         # The underlying card representing this physical card.
         card_id:,
-        # Details about the cardholder, as it will appear on the physical card.
+        # Details about the cardholder, as it will appear on the physical card. The
+        # combined first name and last name cannot exceed 25 characters.
         cardholder:,
         # The details used to ship this physical card.
         shipment:,

data/rbi/increase/resources/real_time_payments_transfers.rbi

@@ -13,6 +13,7 @@ module Increase
           account_number: String,
           debtor_name: String,
           external_account_id: String,
+          inbound_real_time_payments_request_for_payment_id: String,
           require_approval: T::Boolean,
           routing_number: String,
           ultimate_creditor_name: String,
@@ -38,6 +39,9 @@ module Increase
         # The ID of an External Account to initiate a transfer to. If this parameter is
         # provided, `account_number` and `routing_number` must be absent.
         external_account_id: nil,
+        # The ID of an Inbound Real-Time Payments Request for Payment in response to which
+        # this transfer is being sent.
+        inbound_real_time_payments_request_for_payment_id: nil,
         # Whether the transfer requires explicit approval via the dashboard or API.
         require_approval: nil,
         # The destination American Bankers' Association (ABA) Routing Transit Number

data/rbi/increase/resources/simulations/inbound_check_deposits.rbi

@@ -50,7 +50,10 @@ module Increase
         def adjustment(
           # The identifier of the Inbound Check Deposit to adjust.
           inbound_check_deposit_id,
-          # The adjustment amount in cents. Defaults to the amount of the Inbound Check
+          # The adjustment amount in cents. A positive amount means that the funds are being
+          # returned to you by the other bank and is a credit to your account, as happens
+          # for a `wrong_payee_credit`. A negative amount is a debit to your account, as
+          # happens for a `late_return`. Defaults to the amount of the Inbound Check
           # Deposit.
           amount: nil,
           # The reason for the adjustment. Defaults to `wrong_payee_credit`.

data/sig/increase/models/account_create_params.rbs

@@ -79,38 +79,46 @@ module Increase
         {
           credit_limit: Integer,
           grace_period_days: Integer,
+          maturity_date: Date,
           statement_day_of_month: Integer,
-          statement_payment_type: Increase::Models::AccountCreateParams::Loan::statement_payment_type,
-          maturity_date: Date
+          statement_payment_type: Increase::Models::AccountCreateParams::Loan::statement_payment_type
         }
 
       class Loan < Increase::Internal::Type::BaseModel
         attr_accessor credit_limit: Integer
 
-        attr_accessor grace_period_days: Integer
+        attr_reader grace_period_days: Integer?
 
-        attr_accessor statement_day_of_month: Integer
-
-        attr_accessor statement_payment_type: Increase::Models::AccountCreateParams::Loan::statement_payment_type
+        def grace_period_days=: (Integer) -> Integer
 
         attr_reader maturity_date: Date?
 
         def maturity_date=: (Date) -> Date
 
+        attr_reader statement_day_of_month: Integer?
+
+        def statement_day_of_month=: (Integer) -> Integer
+
+        attr_reader statement_payment_type: Increase::Models::AccountCreateParams::Loan::statement_payment_type?
+
+        def statement_payment_type=: (
+          Increase::Models::AccountCreateParams::Loan::statement_payment_type
+        ) -> Increase::Models::AccountCreateParams::Loan::statement_payment_type
+
         def initialize: (
           credit_limit: Integer,
-          grace_period_days: Integer,
-          statement_day_of_month: Integer,
-          statement_payment_type: Increase::Models::AccountCreateParams::Loan::statement_payment_type,
-          ?maturity_date: Date
+          ?grace_period_days: Integer,
+          ?maturity_date: Date,
+          ?statement_day_of_month: Integer,
+          ?statement_payment_type: Increase::Models::AccountCreateParams::Loan::statement_payment_type
         ) -> void
 
         def to_hash: -> {
           credit_limit: Integer,
           grace_period_days: Integer,
+          maturity_date: Date,
           statement_day_of_month: Integer,
-          statement_payment_type: Increase::Models::AccountCreateParams::Loan::statement_payment_type,
-          maturity_date: Date
+          statement_payment_type: Increase::Models::AccountCreateParams::Loan::statement_payment_type
         }
 
         type statement_payment_type = :balance | :interest_until_maturity

data/sig/increase/models/ach_transfer_create_params.rbs

@@ -19,8 +19,7 @@ module Increase
         preferred_effective_date: Increase::ACHTransferCreateParams::PreferredEffectiveDate,
         require_approval: bool,
         routing_number: String,
-        standard_entry_class_code: Increase::Models::ACHTransferCreateParams::standard_entry_class_code,
-        transaction_timing: Increase::Models::ACHTransferCreateParams::transaction_timing
+        standard_entry_class_code: Increase::Models::ACHTransferCreateParams::standard_entry_class_code
       }
       & Increase::Internal::Type::request_parameters
 
@@ -104,12 +103,6 @@ module Increase
         Increase::Models::ACHTransferCreateParams::standard_entry_class_code
       ) -> Increase::Models::ACHTransferCreateParams::standard_entry_class_code
 
-      attr_reader transaction_timing: Increase::Models::ACHTransferCreateParams::transaction_timing?
-
-      def transaction_timing=: (
-        Increase::Models::ACHTransferCreateParams::transaction_timing
-      ) -> Increase::Models::ACHTransferCreateParams::transaction_timing
-
       def initialize: (
         account_id: String,
         amount: Integer,
@@ -129,7 +122,6 @@ module Increase
         ?require_approval: bool,
         ?routing_number: String,
         ?standard_entry_class_code: Increase::Models::ACHTransferCreateParams::standard_entry_class_code,
-        ?transaction_timing: Increase::Models::ACHTransferCreateParams::transaction_timing,
         ?request_options: Increase::request_opts
       ) -> void
 
@@ -152,7 +144,6 @@ module Increase
         require_approval: bool,
         routing_number: String,
         standard_entry_class_code: Increase::Models::ACHTransferCreateParams::standard_entry_class_code,
-        transaction_timing: Increase::Models::ACHTransferCreateParams::transaction_timing,
         request_options: Increase::RequestOptions
       }
 
@@ -366,20 +357,6 @@ module Increase
 
         def self?.values: -> ::Array[Increase::Models::ACHTransferCreateParams::standard_entry_class_code]
       end
-
-      type transaction_timing = :synchronous | :asynchronous
-
-      module TransactionTiming
-        extend Increase::Internal::Type::Enum
-
-        # A Transaction will be created immediately.
-        SYNCHRONOUS: :synchronous
-
-        # A Transaction will be created when the funds settle at the Federal Reserve.
-        ASYNCHRONOUS: :asynchronous
-
-        def self?.values: -> ::Array[Increase::Models::ACHTransferCreateParams::transaction_timing]
-      end
     end
   end
 end

data/sig/increase/models/balance_lookup.rbs

@@ -40,6 +40,12 @@ module Increase
         {
           due_at: Time?,
           due_balance: Integer,
+          due_fees: Integer?,
+          due_interest: Integer?,
+          due_principal: Integer?,
+          not_due_fees: Integer?,
+          not_due_interest: Integer?,
+          not_due_principal: Integer?,
           past_due_balance: Integer,
           receivables: Increase::BalanceLookup::Loan::Receivables?
         }
@@ -49,6 +55,18 @@ module Increase
 
         attr_accessor due_balance: Integer
 
+        attr_accessor due_fees: Integer?
+
+        attr_accessor due_interest: Integer?
+
+        attr_accessor due_principal: Integer?
+
+        attr_accessor not_due_fees: Integer?
+
+        attr_accessor not_due_interest: Integer?
+
+        attr_accessor not_due_principal: Integer?
+
         attr_accessor past_due_balance: Integer
 
         attr_accessor receivables: Increase::BalanceLookup::Loan::Receivables?
@@ -56,6 +74,12 @@ module Increase
         def initialize: (
           due_at: Time?,
           due_balance: Integer,
+          due_fees: Integer?,
+          due_interest: Integer?,
+          due_principal: Integer?,
+          not_due_fees: Integer?,
+          not_due_interest: Integer?,
+          not_due_principal: Integer?,
           past_due_balance: Integer,
           receivables: Increase::BalanceLookup::Loan::Receivables?
         ) -> void
@@ -63,6 +87,12 @@ module Increase
         def to_hash: -> {
           due_at: Time?,
           due_balance: Integer,
+          due_fees: Integer?,
+          due_interest: Integer?,
+          due_principal: Integer?,
+          not_due_fees: Integer?,
+          not_due_interest: Integer?,
+          not_due_principal: Integer?,
           past_due_balance: Integer,
           receivables: Increase::BalanceLookup::Loan::Receivables?
         }

data/sig/increase/models/beneficial_owner_update_params.rbs

@@ -5,6 +5,7 @@ module Increase
         entity_beneficial_owner_id: String,
         address: Increase::BeneficialOwnerUpdateParams::Address,
         confirmed_no_us_tax_id: bool,
+        date_of_birth: Date,
         identification: Increase::BeneficialOwnerUpdateParams::Identification,
         name: String,
         prongs: ::Array[Increase::Models::BeneficialOwnerUpdateParams::prong]
@@ -27,6 +28,10 @@ module Increase
 
       def confirmed_no_us_tax_id=: (bool) -> bool
 
+      attr_reader date_of_birth: Date?
+
+      def date_of_birth=: (Date) -> Date
+
       attr_reader identification: Increase::BeneficialOwnerUpdateParams::Identification?
 
       def identification=: (
@@ -47,6 +52,7 @@ module Increase
         entity_beneficial_owner_id: String,
         ?address: Increase::BeneficialOwnerUpdateParams::Address,
         ?confirmed_no_us_tax_id: bool,
+        ?date_of_birth: Date,
         ?identification: Increase::BeneficialOwnerUpdateParams::Identification,
         ?name: String,
         ?prongs: ::Array[Increase::Models::BeneficialOwnerUpdateParams::prong],
@@ -57,6 +63,7 @@ module Increase
         entity_beneficial_owner_id: String,
         address: Increase::BeneficialOwnerUpdateParams::Address,
         confirmed_no_us_tax_id: bool,
+        date_of_birth: Date,
         identification: Increase::BeneficialOwnerUpdateParams::Identification,
         name: String,
         prongs: ::Array[Increase::Models::BeneficialOwnerUpdateParams::prong],