increase 1.333.1 → 1.334.1

data/rbi/increase/models/card_payment.rbi

@@ -216,8 +216,10 @@ module Increase
         attr_writer :card_decline
 
         # A Card Financial object. This field will be present in the JSON response if and
-        # only if `category` is equal to `card_financial`. Card Financials are temporary
-        # holds placed on a customer's funds with the intent to later clear a transaction.
+        # only if `category` is equal to `card_financial`. Card Financials are card
+        # transactions that have cleared and settled. Unlike a Card Settlement, which
+        # clears a previous authorization, a Card Financial is authorized and cleared in a
+        # single message.
         sig do
           returns(T.nilable(Increase::CardPayment::Element::CardFinancial))
         end
@@ -417,8 +419,10 @@ module Increase
           # only if `category` is equal to `card_decline`.
           card_decline: nil,
           # A Card Financial object. This field will be present in the JSON response if and
-          # only if `category` is equal to `card_financial`. Card Financials are temporary
-          # holds placed on a customer's funds with the intent to later clear a transaction.
+          # only if `category` is equal to `card_financial`. Card Financials are card
+          # transactions that have cleared and settled. Unlike a Card Settlement, which
+          # clears a previous authorization, a Card Financial is authorized and cleared in a
+          # single message.
           card_financial: nil,
           # A Card Fuel Confirmation object. This field will be present in the JSON response
           # if and only if `category` is equal to `card_fuel_confirmation`. Card Fuel
@@ -2491,6 +2495,27 @@ module Increase
           sig { returns(Time) }
           attr_accessor :expires_at
 
+          # The healthcare-related fields for this authorization. Only present for specific
+          # programs.
+          sig do
+            returns(
+              T.nilable(
+                Increase::CardPayment::Element::CardAuthorization::Healthcare
+              )
+            )
+          end
+          attr_reader :healthcare
+
+          sig do
+            params(
+              healthcare:
+                T.nilable(
+                  Increase::CardPayment::Element::CardAuthorization::Healthcare::OrHash
+                )
+            ).void
+          end
+          attr_writer :healthcare
+
           # The merchant identifier (commonly abbreviated as MID) of the merchant the card
           # is transacting with.
           sig { returns(String) }
@@ -2651,6 +2676,10 @@ module Increase
               direction:
                 Increase::CardPayment::Element::CardAuthorization::Direction::OrSymbol,
               expires_at: Time,
+              healthcare:
+                T.nilable(
+                  Increase::CardPayment::Element::CardAuthorization::Healthcare::OrHash
+                ),
               merchant_acceptor_id: String,
               merchant_category_code: String,
               merchant_city: T.nilable(String),
@@ -2708,6 +2737,9 @@ module Increase
             # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) when this authorization
             # will expire and the pending transaction will be released.
             expires_at:,
+            # The healthcare-related fields for this authorization. Only present for specific
+            # programs.
+            healthcare:,
             # The merchant identifier (commonly abbreviated as MID) of the merchant the card
             # is transacting with.
             merchant_acceptor_id:,
@@ -2778,6 +2810,10 @@ module Increase
                 direction:
                   Increase::CardPayment::Element::CardAuthorization::Direction::TaggedSymbol,
                 expires_at: Time,
+                healthcare:
+                  T.nilable(
+                    Increase::CardPayment::Element::CardAuthorization::Healthcare
+                  ),
                 merchant_acceptor_id: String,
                 merchant_category_code: String,
                 merchant_city: T.nilable(String),
@@ -3679,6 +3715,96 @@ module Increase
             end
           end
 
+          class Healthcare < Increase::Internal::Type::BaseModel
+            OrHash =
+              T.type_alias do
+                T.any(
+                  Increase::CardPayment::Element::CardAuthorization::Healthcare,
+                  Increase::Internal::AnyHash
+                )
+              end
+
+            # The merchant's eligibility under the Internal Revenue Service's 90% Rule for
+            # Flexible Spending Account (FSA) and Health Savings Account (HSA) eligible
+            # products. The eligibility is determined based on the list of merchants
+            # maintained by the Special Interest Group for IIAS Standards (SIGIS).
+            sig do
+              returns(
+                Increase::CardPayment::Element::CardAuthorization::Healthcare::MerchantNinetyPercentEligibility::TaggedSymbol
+              )
+            end
+            attr_accessor :merchant_ninety_percent_eligibility
+
+            # The healthcare-related fields for this authorization. Only present for specific
+            # programs.
+            sig do
+              params(
+                merchant_ninety_percent_eligibility:
+                  Increase::CardPayment::Element::CardAuthorization::Healthcare::MerchantNinetyPercentEligibility::OrSymbol
+              ).returns(T.attached_class)
+            end
+            def self.new(
+              # The merchant's eligibility under the Internal Revenue Service's 90% Rule for
+              # Flexible Spending Account (FSA) and Health Savings Account (HSA) eligible
+              # products. The eligibility is determined based on the list of merchants
+              # maintained by the Special Interest Group for IIAS Standards (SIGIS).
+              merchant_ninety_percent_eligibility:
+            )
+            end
+
+            sig do
+              override.returns(
+                {
+                  merchant_ninety_percent_eligibility:
+                    Increase::CardPayment::Element::CardAuthorization::Healthcare::MerchantNinetyPercentEligibility::TaggedSymbol
+                }
+              )
+            end
+            def to_hash
+            end
+
+            # The merchant's eligibility under the Internal Revenue Service's 90% Rule for
+            # Flexible Spending Account (FSA) and Health Savings Account (HSA) eligible
+            # products. The eligibility is determined based on the list of merchants
+            # maintained by the Special Interest Group for IIAS Standards (SIGIS).
+            module MerchantNinetyPercentEligibility
+              extend Increase::Internal::Type::Enum
+
+              TaggedSymbol =
+                T.type_alias do
+                  T.all(
+                    Symbol,
+                    Increase::CardPayment::Element::CardAuthorization::Healthcare::MerchantNinetyPercentEligibility
+                  )
+                end
+              OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+              # The merchant is eligible for treatment under the 90% rule.
+              ELIGIBLE =
+                T.let(
+                  :eligible,
+                  Increase::CardPayment::Element::CardAuthorization::Healthcare::MerchantNinetyPercentEligibility::TaggedSymbol
+                )
+
+              # The merchant is not eligible for treatment under the 90% rule.
+              NOT_ELIGIBLE =
+                T.let(
+                  :not_eligible,
+                  Increase::CardPayment::Element::CardAuthorization::Healthcare::MerchantNinetyPercentEligibility::TaggedSymbol
+                )
+
+              sig do
+                override.returns(
+                  T::Array[
+                    Increase::CardPayment::Element::CardAuthorization::Healthcare::MerchantNinetyPercentEligibility::TaggedSymbol
+                  ]
+                )
+              end
+              def self.values
+              end
+            end
+          end
+
           class NetworkDetails < Increase::Internal::Type::BaseModel
             OrHash =
               T.type_alias do
@@ -10239,7 +10365,7 @@ module Increase
                 Increase::CardPayment::Element::CardDecline::Reason::TaggedSymbol
               )
 
-            # The transaction was blocked by a Limit.
+            # The transaction was blocked by a limit or an authorization control.
             BREACHES_LIMIT =
               T.let(
                 :breaches_limit,
@@ -11274,8 +11400,10 @@ module Increase
           attr_writer :verification
 
           # A Card Financial object. This field will be present in the JSON response if and
-          # only if `category` is equal to `card_financial`. Card Financials are temporary
-          # holds placed on a customer's funds with the intent to later clear a transaction.
+          # only if `category` is equal to `card_financial`. Card Financials are card
+          # transactions that have cleared and settled. Unlike a Card Settlement, which
+          # clears a previous authorization, a Card Financial is authorized and cleared in a
+          # single message.
           sig do
             params(
               id: String,

data/rbi/increase/models/card_push_transfer.rbi

@@ -112,6 +112,11 @@ module Increase
       sig { returns(String) }
       attr_accessor :merchant_city_name
 
+      # The legal business name of the merchant (generally your business) sending the
+      # transfer.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :merchant_legal_business_name
+
       # The merchant name shows up as the statement descriptor for the transfer. This is
       # typically the name of your business or organization.
       sig { returns(String) }
@@ -131,6 +136,11 @@ module Increase
       sig { returns(String) }
       attr_accessor :merchant_state
 
+      # The street address of the merchant (generally your business) sending the
+      # transfer.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :merchant_street_address
+
       # The amount that was transferred. The receiving bank will have converted this to
       # the cardholder's currency. The amount that is applied to your Increase account
       # matches the currency of your account.
@@ -145,6 +155,24 @@ module Increase
       end
       attr_writer :presentment_amount
 
+      # The city of the recipient. Required if the card is issued in Canada.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :recipient_address_city
+
+      # The first line of the recipient's address. Required if the card is issued in
+      # Canada.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :recipient_address_line1
+
+      # The postal code of the recipient. Required if the card is issued in Canada.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :recipient_address_postal_code
+
+      # The state or province of the recipient. Required if the card is issued in
+      # Canada.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :recipient_address_state
+
       # The name of the funds recipient.
       sig { returns(String) }
       attr_accessor :recipient_name
@@ -216,12 +244,18 @@ module Increase
           idempotency_key: T.nilable(String),
           merchant_category_code: String,
           merchant_city_name: String,
+          merchant_legal_business_name: T.nilable(String),
           merchant_name: String,
           merchant_name_prefix: String,
           merchant_postal_code: String,
           merchant_state: String,
+          merchant_street_address: T.nilable(String),
           presentment_amount:
             Increase::CardPushTransfer::PresentmentAmount::OrHash,
+          recipient_address_city: T.nilable(String),
+          recipient_address_line1: T.nilable(String),
+          recipient_address_postal_code: T.nilable(String),
+          recipient_address_state: T.nilable(String),
           recipient_name: String,
           route: Increase::CardPushTransfer::Route::OrSymbol,
           sender_address_city: String,
@@ -274,6 +308,9 @@ module Increase
         merchant_category_code:,
         # The city name of the merchant (generally your business) sending the transfer.
         merchant_city_name:,
+        # The legal business name of the merchant (generally your business) sending the
+        # transfer.
+        merchant_legal_business_name:,
         # The merchant name shows up as the statement descriptor for the transfer. This is
         # typically the name of your business or organization.
         merchant_name:,
@@ -285,10 +322,23 @@ module Increase
         merchant_postal_code:,
         # The state of the merchant (generally your business) sending the transfer.
         merchant_state:,
+        # The street address of the merchant (generally your business) sending the
+        # transfer.
+        merchant_street_address:,
         # The amount that was transferred. The receiving bank will have converted this to
         # the cardholder's currency. The amount that is applied to your Increase account
         # matches the currency of your account.
         presentment_amount:,
+        # The city of the recipient. Required if the card is issued in Canada.
+        recipient_address_city:,
+        # The first line of the recipient's address. Required if the card is issued in
+        # Canada.
+        recipient_address_line1:,
+        # The postal code of the recipient. Required if the card is issued in Canada.
+        recipient_address_postal_code:,
+        # The state or province of the recipient. Required if the card is issued in
+        # Canada.
+        recipient_address_state:,
         # The name of the funds recipient.
         recipient_name:,
         # The card network route used for the transfer.
@@ -333,11 +383,17 @@ module Increase
             idempotency_key: T.nilable(String),
             merchant_category_code: String,
             merchant_city_name: String,
+            merchant_legal_business_name: T.nilable(String),
             merchant_name: String,
             merchant_name_prefix: String,
             merchant_postal_code: String,
             merchant_state: String,
+            merchant_street_address: T.nilable(String),
             presentment_amount: Increase::CardPushTransfer::PresentmentAmount,
+            recipient_address_city: T.nilable(String),
+            recipient_address_line1: T.nilable(String),
+            recipient_address_postal_code: T.nilable(String),
+            recipient_address_state: T.nilable(String),
             recipient_name: String,
             route: Increase::CardPushTransfer::Route::TaggedSymbol,
             sender_address_city: String,

data/rbi/increase/models/check_transfer.rbi

@@ -816,9 +816,7 @@ module Increase
         # The shipping method for the check.
         sig do
           returns(
-            T.nilable(
-              Increase::CheckTransfer::PhysicalCheck::ShippingMethod::TaggedSymbol
-            )
+            Increase::CheckTransfer::PhysicalCheck::ShippingMethod::TaggedSymbol
           )
         end
         attr_accessor :shipping_method
@@ -860,9 +858,7 @@ module Increase
                 Increase::CheckTransfer::PhysicalCheck::ReturnAddress::OrHash
               ),
             shipping_method:
-              T.nilable(
-                Increase::CheckTransfer::PhysicalCheck::ShippingMethod::OrSymbol
-              ),
+              Increase::CheckTransfer::PhysicalCheck::ShippingMethod::OrSymbol,
             signature:
               Increase::CheckTransfer::PhysicalCheck::Signature::OrHash,
             tracking_updates:
@@ -914,9 +910,7 @@ module Increase
                   Increase::CheckTransfer::PhysicalCheck::ReturnAddress
                 ),
               shipping_method:
-                T.nilable(
-                  Increase::CheckTransfer::PhysicalCheck::ShippingMethod::TaggedSymbol
-                ),
+                Increase::CheckTransfer::PhysicalCheck::ShippingMethod::TaggedSymbol,
               signature: Increase::CheckTransfer::PhysicalCheck::Signature,
               tracking_updates:
                 T::Array[Increase::CheckTransfer::PhysicalCheck::TrackingUpdate]
@@ -1295,7 +1289,7 @@ module Increase
                 Increase::CheckTransfer::PhysicalCheck::TrackingUpdate::Category::TaggedSymbol
               )
 
-            # The check has been delivered.
+            # The check has been delivered. Note that some couriers track delivery status based on driver location data rather than an explicit scan. While uncommon, a single check may have more than one delivered event.
             DELIVERED =
               T.let(
                 :delivered,

data/rbi/increase/models/declined_transaction.rbi

@@ -3088,7 +3088,7 @@ module Increase
                 Increase::DeclinedTransaction::Source::CardDecline::Reason::TaggedSymbol
               )
 
-            # The transaction was blocked by a Limit.
+            # The transaction was blocked by a limit or an authorization control.
             BREACHES_LIMIT =
               T.let(
                 :breaches_limit,

data/rbi/increase/models/digital_wallet_token.rbi

@@ -32,6 +32,18 @@ module Increase
       sig { returns(Time) }
       attr_accessor :created_at
 
+      # If the Digital Wallet Token was declined during provisioning, details about the
+      # decline.
+      sig { returns(T.nilable(Increase::DigitalWalletToken::Decline)) }
+      attr_reader :decline
+
+      sig do
+        params(
+          decline: T.nilable(Increase::DigitalWalletToken::Decline::OrHash)
+        ).void
+      end
+      attr_writer :decline
+
       # The device that was used to create the Digital Wallet Token.
       sig { returns(Increase::DigitalWalletToken::Device) }
       attr_reader :device
@@ -85,6 +97,7 @@ module Increase
           card_id: String,
           cardholder: Increase::DigitalWalletToken::Cardholder::OrHash,
           created_at: Time,
+          decline: T.nilable(Increase::DigitalWalletToken::Decline::OrHash),
           device: Increase::DigitalWalletToken::Device::OrHash,
           dynamic_primary_account_number:
             T.nilable(
@@ -107,6 +120,9 @@ module Increase
         # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
         # the Digital Wallet Token was created.
         created_at:,
+        # If the Digital Wallet Token was declined during provisioning, details about the
+        # decline.
+        decline:,
         # The device that was used to create the Digital Wallet Token.
         device:,
         # The redacted Dynamic Primary Account Number.
@@ -130,6 +146,7 @@ module Increase
             card_id: String,
             cardholder: Increase::DigitalWalletToken::Cardholder,
             created_at: Time,
+            decline: T.nilable(Increase::DigitalWalletToken::Decline),
             device: Increase::DigitalWalletToken::Device,
             dynamic_primary_account_number:
               T.nilable(
@@ -172,6 +189,109 @@ module Increase
         end
       end
 
+      class Decline < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(
+              Increase::DigitalWalletToken::Decline,
+              Increase::Internal::AnyHash
+            )
+          end
+
+        # The reason the token provisioning was declined.
+        sig do
+          returns(Increase::DigitalWalletToken::Decline::Reason::TaggedSymbol)
+        end
+        attr_accessor :reason
+
+        # If the Digital Wallet Token was declined during provisioning, details about the
+        # decline.
+        sig do
+          params(
+            reason: Increase::DigitalWalletToken::Decline::Reason::OrSymbol
+          ).returns(T.attached_class)
+        end
+        def self.new(
+          # The reason the token provisioning was declined.
+          reason:
+        )
+        end
+
+        sig do
+          override.returns(
+            {
+              reason:
+                Increase::DigitalWalletToken::Decline::Reason::TaggedSymbol
+            }
+          )
+        end
+        def to_hash
+        end
+
+        # The reason the token provisioning was declined.
+        module Reason
+          extend Increase::Internal::Type::Enum
+
+          TaggedSymbol =
+            T.type_alias do
+              T.all(Symbol, Increase::DigitalWalletToken::Decline::Reason)
+            end
+          OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+          # The card is not active.
+          CARD_NOT_ACTIVE =
+            T.let(
+              :card_not_active,
+              Increase::DigitalWalletToken::Decline::Reason::TaggedSymbol
+            )
+
+          # The card does not have a two-factor authentication method.
+          NO_VERIFICATION_METHOD =
+            T.let(
+              :no_verification_method,
+              Increase::DigitalWalletToken::Decline::Reason::TaggedSymbol
+            )
+
+          # Your webhook timed out when evaluating the token provisioning attempt.
+          WEBHOOK_TIMED_OUT =
+            T.let(
+              :webhook_timed_out,
+              Increase::DigitalWalletToken::Decline::Reason::TaggedSymbol
+            )
+
+          # Your webhook declined the token provisioning attempt.
+          WEBHOOK_DECLINED =
+            T.let(
+              :webhook_declined,
+              Increase::DigitalWalletToken::Decline::Reason::TaggedSymbol
+            )
+
+          # The tokenization attempt failed because the Card Verification Code (CVC) was incorrect.
+          INCORRECT_CARD_VERIFICATION_CODE =
+            T.let(
+              :incorrect_card_verification_code,
+              Increase::DigitalWalletToken::Decline::Reason::TaggedSymbol
+            )
+
+          # The tokenization attempt was declined by the token requestor.
+          DECLINED_BY_TOKEN_REQUESTOR =
+            T.let(
+              :declined_by_token_requestor,
+              Increase::DigitalWalletToken::Decline::Reason::TaggedSymbol
+            )
+
+          sig do
+            override.returns(
+              T::Array[
+                Increase::DigitalWalletToken::Decline::Reason::TaggedSymbol
+              ]
+            )
+          end
+          def self.values
+          end
+        end
+      end
+
       class Device < Increase::Internal::Type::BaseModel
         OrHash =
           T.type_alias do
@@ -387,6 +507,10 @@ module Increase
             Increase::DigitalWalletToken::Status::TaggedSymbol
           )
 
+        # The digital wallet token was declined during provisioning.
+        DECLINED =
+          T.let(:declined, Increase::DigitalWalletToken::Status::TaggedSymbol)
+
         sig do
           override.returns(
             T::Array[Increase::DigitalWalletToken::Status::TaggedSymbol]
@@ -552,6 +676,13 @@ module Increase
               Increase::DigitalWalletToken::Update::Status::TaggedSymbol
             )
 
+          # The digital wallet token was declined during provisioning.
+          DECLINED =
+            T.let(
+              :declined,
+              Increase::DigitalWalletToken::Update::Status::TaggedSymbol
+            )
+
           sig do
             override.returns(
               T::Array[

data/rbi/increase/models/entity.rbi

@@ -3333,7 +3333,7 @@ module Increase
               end
             OrSymbol = T.type_alias { T.any(Symbol, String) }
 
-            # The entity's tax identifier could not be validated. Update the tax ID with the [update an entity API](/documentation/api/entities#update-an-entity.corporation.legal_identifier).
+            # The entity's tax identifier could not be verified. Update the tax ID with the [update an entity API](/documentation/api/entities#update-an-entity.corporation.legal_identifier).
             ENTITY_TAX_IDENTIFIER =
               T.let(
                 :entity_tax_identifier,

data/rbi/increase/models/event.rbi

@@ -544,6 +544,28 @@ module Increase
             Increase::Event::Category::TaggedSymbol
           )
 
+        # Occurs whenever a Loan Application is created.
+        LOAN_APPLICATION_CREATED =
+          T.let(
+            :"loan_application.created",
+            Increase::Event::Category::TaggedSymbol
+          )
+
+        # Occurs whenever a Loan Application is updated.
+        LOAN_APPLICATION_UPDATED =
+          T.let(
+            :"loan_application.updated",
+            Increase::Event::Category::TaggedSymbol
+          )
+
+        # Occurs whenever a Loan Offer is created.
+        LOAN_OFFER_CREATED =
+          T.let(:"loan_offer.created", Increase::Event::Category::TaggedSymbol)
+
+        # Occurs whenever a Loan Offer is updated.
+        LOAN_OFFER_UPDATED =
+          T.let(:"loan_offer.updated", Increase::Event::Category::TaggedSymbol)
+
         # Occurs whenever a Lockbox is created.
         LOCKBOX_CREATED =
           T.let(:"lockbox.created", Increase::Event::Category::TaggedSymbol)

data/rbi/increase/models/event_list_params.rbi

@@ -643,6 +643,34 @@ module Increase
               Increase::EventListParams::Category::In::TaggedSymbol
             )
 
+          # Occurs whenever a Loan Application is created.
+          LOAN_APPLICATION_CREATED =
+            T.let(
+              :"loan_application.created",
+              Increase::EventListParams::Category::In::TaggedSymbol
+            )
+
+          # Occurs whenever a Loan Application is updated.
+          LOAN_APPLICATION_UPDATED =
+            T.let(
+              :"loan_application.updated",
+              Increase::EventListParams::Category::In::TaggedSymbol
+            )
+
+          # Occurs whenever a Loan Offer is created.
+          LOAN_OFFER_CREATED =
+            T.let(
+              :"loan_offer.created",
+              Increase::EventListParams::Category::In::TaggedSymbol
+            )
+
+          # Occurs whenever a Loan Offer is updated.
+          LOAN_OFFER_UPDATED =
+            T.let(
+              :"loan_offer.updated",
+              Increase::EventListParams::Category::In::TaggedSymbol
+            )
+
           # Occurs whenever a Lockbox is created.
           LOCKBOX_CREATED =
             T.let(

data/rbi/increase/models/event_subscription.rbi

@@ -668,6 +668,34 @@ module Increase
               Increase::EventSubscription::SelectedEventCategory::EventCategory::TaggedSymbol
             )
 
+          # Occurs whenever a Loan Application is created.
+          LOAN_APPLICATION_CREATED =
+            T.let(
+              :"loan_application.created",
+              Increase::EventSubscription::SelectedEventCategory::EventCategory::TaggedSymbol
+            )
+
+          # Occurs whenever a Loan Application is updated.
+          LOAN_APPLICATION_UPDATED =
+            T.let(
+              :"loan_application.updated",
+              Increase::EventSubscription::SelectedEventCategory::EventCategory::TaggedSymbol
+            )
+
+          # Occurs whenever a Loan Offer is created.
+          LOAN_OFFER_CREATED =
+            T.let(
+              :"loan_offer.created",
+              Increase::EventSubscription::SelectedEventCategory::EventCategory::TaggedSymbol
+            )
+
+          # Occurs whenever a Loan Offer is updated.
+          LOAN_OFFER_UPDATED =
+            T.let(
+              :"loan_offer.updated",
+              Increase::EventSubscription::SelectedEventCategory::EventCategory::TaggedSymbol
+            )
+
           # Occurs whenever a Lockbox is created.
           LOCKBOX_CREATED =
             T.let(