increase 1.333.1 → 1.334.1

checksums.yaml

@@ -1,7 +1,7 @@
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data/CHANGELOG.md

@@ -1,5 +1,19 @@
 # Changelog
 
+## [1.334.1](https://github.com/Increase/increase-ruby/compare/v1.334.0...v1.334.1) (2026-06-12)
+
+
+### Chores
+
+* pin rubygems credentials action to v2.0.0 ([#447](https://github.com/Increase/increase-ruby/issues/447)) ([bd6f9d6](https://github.com/Increase/increase-ruby/commit/bd6f9d6171a43bd4405f8f936ee7c04f231ab338))
+
+## [1.334.0](https://github.com/Increase/increase-ruby/compare/v1.333.1...v1.334.0) (2026-06-12)
+
+
+### Features
+
+* **api:** api update ([#445](https://github.com/Increase/increase-ruby/issues/445)) ([48a834e](https://github.com/Increase/increase-ruby/commit/48a834ef8fa30082652254d66b71f39a54205209))
+
 ## [1.333.1](https://github.com/Increase/increase-ruby/compare/v1.333.0...v1.333.1) (2026-05-20)
 
 

data/README.md

@@ -1,6 +1,6 @@
 # Increase Ruby API library
 
-The Increase Ruby library provides convenient access to the Increase REST API from any Ruby 3.2.0+ application. It ships with comprehensive types & docstrings in Yard, RBS, and RBI – [see below](https://github.com/Increase/increase-ruby#Sorbet) for usage with Sorbet. The standard library's `net/http` is used as the HTTP transport, with connection pooling via the `connection_pool` gem.
+The Increase Ruby library provides convenient access to the Increase REST API from any Ruby 3.3.0+ application. It ships with comprehensive types & docstrings in Yard, RBS, and RBI – [see below](https://github.com/Increase/increase-ruby#Sorbet) for usage with Sorbet. The standard library's `net/http` is used as the HTTP transport, with connection pooling via the `connection_pool` gem.
 
 ## Documentation
 
@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.333.1"
+gem "increase", "~> 1.334.1"
 ```
 
 <!-- x-release-please-end -->
@@ -27,8 +27,7 @@ require "bundler/setup"
 require "increase"
 
 increase = Increase::Client.new(
-  api_key: ENV["INCREASE_API_KEY"], # This is the default and can be omitted
-  environment: "sandbox" # defaults to "production"
+  api_key: ENV["INCREASE_API_KEY"] # This is the default and can be omitted
 )
 
 account = increase.accounts.create(
@@ -304,7 +303,7 @@ This package considers improvements to the (non-runtime) `*.rbi` and `*.rbs` typ
 
 ## Requirements
 
-Ruby 3.2.0 or higher.
+Ruby 3.3.0 or higher.
 
 ## Contributing
 

data/lib/increase/models/ach_prenotification.rb

@@ -190,10 +190,10 @@ module Increase
       module CreditDebitIndicator
         extend Increase::Internal::Type::Enum
 
-        # The Prenotification is for an anticipated credit.
+        # Credit
         CREDIT = :credit
 
-        # The Prenotification is for an anticipated debit.
+        # Debit
         DEBIT = :debit
 
         # @!method self.values
@@ -345,6 +345,9 @@ module Increase
           # A savings account.
           SAVINGS = :savings
 
+          # A loan account used in a lender-borrower relationship. Uncommon.
+          LOAN = :loan
+
           # A bank's general ledger. Uncommon.
           GENERAL_LEDGER = :general_ledger
 

data/lib/increase/models/ach_prenotification_create_params.rb

@@ -128,10 +128,10 @@ module Increase
       module CreditDebitIndicator
         extend Increase::Internal::Type::Enum
 
-        # The Prenotification is for an anticipated credit.
+        # Credit
         CREDIT = :credit
 
-        # The Prenotification is for an anticipated debit.
+        # Debit
         DEBIT = :debit
 
         # @!method self.values

data/lib/increase/models/ach_transfer.rb

@@ -162,8 +162,8 @@ module Increase
       required :network, enum: -> { Increase::ACHTransfer::Network }
 
       # @!attribute notifications_of_change
-      #   If the receiving bank accepts the transfer but notifies that future transfers
-      #   should use different details, this will contain those details.
+      #   If the receiving bank notifies that future transfers should use different
+      #   details, this will contain those details.
       #
       #   @return [Array<Increase::Models::ACHTransfer::NotificationsOfChange>]
       required :notifications_of_change,
@@ -304,7 +304,7 @@ module Increase
       #
       #   @param network [Symbol, Increase::Models::ACHTransfer::Network] The transfer's network.
       #
-      #   @param notifications_of_change [Array<Increase::Models::ACHTransfer::NotificationsOfChange>] If the receiving bank accepts the transfer but notifies that future transfers sh
+      #   @param notifications_of_change [Array<Increase::Models::ACHTransfer::NotificationsOfChange>] If the receiving bank notifies that future transfers should use different detail
       #
       #   @param pending_transaction_id [String, nil] The ID for the pending transaction representing the transfer. A pending transact
       #
@@ -966,6 +966,9 @@ module Increase
           # A savings account.
           SAVINGS = :savings
 
+          # A loan account used in a lender-borrower relationship. Uncommon.
+          LOAN = :loan
+
           # A bank's general ledger. Uncommon.
           GENERAL_LEDGER = :general_ledger
 

data/lib/increase/models/card.rb

@@ -28,6 +28,12 @@ module Increase
       #   @return [Increase::Models::Card::BillingAddress]
       required :billing_address, -> { Increase::Card::BillingAddress }
 
+      # @!attribute bin
+      #   The Bank Identification Number (BIN) of the Card.
+      #
+      #   @return [String]
+      required :bin, String
+
       # @!attribute created_at
       #   The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
       #   the Card was created.
@@ -94,7 +100,7 @@ module Increase
       #   @return [Symbol, Increase::Models::Card::Type]
       required :type, enum: -> { Increase::Card::Type }
 
-      # @!method initialize(id:, account_id:, authorization_controls:, billing_address:, created_at:, description:, digital_wallet:, entity_id:, expiration_month:, expiration_year:, idempotency_key:, last4:, status:, type:)
+      # @!method initialize(id:, account_id:, authorization_controls:, billing_address:, bin:, created_at:, description:, digital_wallet:, entity_id:, expiration_month:, expiration_year:, idempotency_key:, last4:, status:, type:)
       #   Some parameter documentations has been truncated, see {Increase::Models::Card}
       #   for more details.
       #
@@ -112,6 +118,8 @@ module Increase
       #
       #   @param billing_address [Increase::Models::Card::BillingAddress] The Card's billing address.
       #
+      #   @param bin [String] The Bank Identification Number (BIN) of the Card.
+      #
       #   @param created_at [Time] The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which th
       #
       #   @param description [String, nil] The card's description for display purposes.

data/lib/increase/models/card_dispute.rb

@@ -56,6 +56,13 @@ module Increase
       #   @return [Symbol, Increase::Models::CardDispute::Network]
       required :network, enum: -> { Increase::CardDispute::Network }
 
+      # @!attribute rejection
+      #   If the Card Dispute has been rejected, this will contain details of the
+      #   rejection.
+      #
+      #   @return [Increase::Models::CardDispute::Rejection, nil]
+      required :rejection, -> { Increase::CardDispute::Rejection }, nil?: true
+
       # @!attribute status
       #   The status of the Card Dispute.
       #
@@ -100,7 +107,7 @@ module Increase
       #   @return [Increase::Models::CardDispute::Withdrawal, nil]
       required :withdrawal, -> { Increase::CardDispute::Withdrawal }, nil?: true
 
-      # @!method initialize(id:, amount:, card_id:, created_at:, disputed_transaction_id:, idempotency_key:, loss:, network:, status:, type:, user_submission_required_by:, visa:, win:, withdrawal:)
+      # @!method initialize(id:, amount:, card_id:, created_at:, disputed_transaction_id:, idempotency_key:, loss:, network:, rejection:, status:, type:, user_submission_required_by:, visa:, win:, withdrawal:)
       #   Some parameter documentations has been truncated, see
       #   {Increase::Models::CardDispute} for more details.
       #
@@ -123,6 +130,8 @@ module Increase
       #
       #   @param network [Symbol, Increase::Models::CardDispute::Network] The network that the Card Dispute is associated with.
       #
+      #   @param rejection [Increase::Models::CardDispute::Rejection, nil] If the Card Dispute has been rejected, this will contain details of the rejectio
+      #
       #   @param status [Symbol, Increase::Models::CardDispute::Status] The status of the Card Dispute.
       #
       #   @param type [Symbol, Increase::Models::CardDispute::Type] A constant representing the object's type. For this resource it will always be `
@@ -194,6 +203,33 @@ module Increase
         #   @return [Array<Symbol>]
       end
 
+      # @see Increase::Models::CardDispute#rejection
+      class Rejection < Increase::Internal::Type::BaseModel
+        # @!attribute explanation
+        #   Why the Card Dispute was rejected.
+        #
+        #   @return [String]
+        required :explanation, String
+
+        # @!attribute rejected_at
+        #   The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+        #   the Card Dispute was rejected.
+        #
+        #   @return [Time]
+        required :rejected_at, Time
+
+        # @!method initialize(explanation:, rejected_at:)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::CardDispute::Rejection} for more details.
+        #
+        #   If the Card Dispute has been rejected, this will contain details of the
+        #   rejection.
+        #
+        #   @param explanation [String] Why the Card Dispute was rejected.
+        #
+        #   @param rejected_at [Time] The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which th
+      end
+
       # The status of the Card Dispute.
       #
       # @see Increase::Models::CardDispute#status
@@ -221,6 +257,9 @@ module Increase
         # The Card Dispute has been won and no further action can be taken.
         WON = :won
 
+        # The Card Dispute has been reviewed and rejected, please review the explanation for more details.
+        REJECTED = :rejected
+
         # @!method self.values
         #   @return [Array<Symbol>]
       end

data/lib/increase/models/card_dispute_list_params.rb

@@ -138,6 +138,9 @@ module Increase
           # The Card Dispute has been won and no further action can be taken.
           WON = :won
 
+          # The Card Dispute has been reviewed and rejected, please review the explanation for more details.
+          REJECTED = :rejected
+
           # @!method self.values
           #   @return [Array<Symbol>]
         end

data/lib/increase/models/card_payment.rb

@@ -147,8 +147,10 @@ module Increase
 
         # @!attribute card_financial
         #   A Card Financial object. This field will be present in the JSON response if and
-        #   only if `category` is equal to `card_financial`. Card Financials are temporary
-        #   holds placed on a customer's funds with the intent to later clear a transaction.
+        #   only if `category` is equal to `card_financial`. Card Financials are card
+        #   transactions that have cleared and settled. Unlike a Card Settlement, which
+        #   clears a previous authorization, a Card Financial is authorized and cleared in a
+        #   single message.
         #
         #   @return [Increase::Models::CardPayment::Element::CardFinancial, nil]
         optional :card_financial, -> { Increase::CardPayment::Element::CardFinancial }, nil?: true
@@ -1327,6 +1329,17 @@ module Increase
           #   @return [Time]
           required :expires_at, Time
 
+          # @!attribute healthcare
+          #   The healthcare-related fields for this authorization. Only present for specific
+          #   programs.
+          #
+          #   @return [Increase::Models::CardPayment::Element::CardAuthorization::Healthcare, nil]
+          required :healthcare,
+                   -> {
+                     Increase::CardPayment::Element::CardAuthorization::Healthcare
+                   },
+                   nil?: true
+
           # @!attribute merchant_acceptor_id
           #   The merchant identifier (commonly abbreviated as MID) of the merchant the card
           #   is transacting with.
@@ -1461,7 +1474,7 @@ module Increase
           #   @return [Increase::Models::CardPayment::Element::CardAuthorization::Verification]
           required :verification, -> { Increase::CardPayment::Element::CardAuthorization::Verification }
 
-          # @!method initialize(id:, actioner:, additional_amounts:, amount:, card_payment_id:, currency:, digital_wallet_token_id:, direction:, expires_at:, merchant_acceptor_id:, merchant_category_code:, merchant_city:, merchant_country:, merchant_descriptor:, merchant_postal_code:, merchant_state:, network_details:, network_identifiers:, network_risk_score:, pending_transaction_id:, physical_card_id:, presentment_amount:, presentment_currency:, processing_category:, real_time_decision_id:, scheme_fees:, terminal_id:, type:, verification:)
+          # @!method initialize(id:, actioner:, additional_amounts:, amount:, card_payment_id:, currency:, digital_wallet_token_id:, direction:, expires_at:, healthcare:, merchant_acceptor_id:, merchant_category_code:, merchant_city:, merchant_country:, merchant_descriptor:, merchant_postal_code:, merchant_state:, network_details:, network_identifiers:, network_risk_score:, pending_transaction_id:, physical_card_id:, presentment_amount:, presentment_currency:, processing_category:, real_time_decision_id:, scheme_fees:, terminal_id:, type:, verification:)
           #   Some parameter documentations has been truncated, see
           #   {Increase::Models::CardPayment::Element::CardAuthorization} for more details.
           #
@@ -1488,6 +1501,8 @@ module Increase
           #
           #   @param expires_at [Time] The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) when this authorization w
           #
+          #   @param healthcare [Increase::Models::CardPayment::Element::CardAuthorization::Healthcare, nil] The healthcare-related fields for this authorization. Only present for specific
+          #
           #   @param merchant_acceptor_id [String] The merchant identifier (commonly abbreviated as MID) of the merchant the card i
           #
           #   @param merchant_category_code [String] The Merchant Category Code (commonly abbreviated as MCC) of the merchant the car
@@ -1987,6 +2002,48 @@ module Increase
             #   @return [Array<Symbol>]
           end
 
+          # @see Increase::Models::CardPayment::Element::CardAuthorization#healthcare
+          class Healthcare < Increase::Internal::Type::BaseModel
+            # @!attribute merchant_ninety_percent_eligibility
+            #   The merchant's eligibility under the Internal Revenue Service's 90% Rule for
+            #   Flexible Spending Account (FSA) and Health Savings Account (HSA) eligible
+            #   products. The eligibility is determined based on the list of merchants
+            #   maintained by the Special Interest Group for IIAS Standards (SIGIS).
+            #
+            #   @return [Symbol, Increase::Models::CardPayment::Element::CardAuthorization::Healthcare::MerchantNinetyPercentEligibility]
+            required :merchant_ninety_percent_eligibility,
+                     enum: -> { Increase::CardPayment::Element::CardAuthorization::Healthcare::MerchantNinetyPercentEligibility }
+
+            # @!method initialize(merchant_ninety_percent_eligibility:)
+            #   Some parameter documentations has been truncated, see
+            #   {Increase::Models::CardPayment::Element::CardAuthorization::Healthcare} for more
+            #   details.
+            #
+            #   The healthcare-related fields for this authorization. Only present for specific
+            #   programs.
+            #
+            #   @param merchant_ninety_percent_eligibility [Symbol, Increase::Models::CardPayment::Element::CardAuthorization::Healthcare::MerchantNinetyPercentEligibility] The merchant's eligibility under the Internal Revenue Service's 90% Rule for Fle
+
+            # The merchant's eligibility under the Internal Revenue Service's 90% Rule for
+            # Flexible Spending Account (FSA) and Health Savings Account (HSA) eligible
+            # products. The eligibility is determined based on the list of merchants
+            # maintained by the Special Interest Group for IIAS Standards (SIGIS).
+            #
+            # @see Increase::Models::CardPayment::Element::CardAuthorization::Healthcare#merchant_ninety_percent_eligibility
+            module MerchantNinetyPercentEligibility
+              extend Increase::Internal::Type::Enum
+
+              # The merchant is eligible for treatment under the 90% rule.
+              ELIGIBLE = :eligible
+
+              # The merchant is not eligible for treatment under the 90% rule.
+              NOT_ELIGIBLE = :not_eligible
+
+              # @!method self.values
+              #   @return [Array<Symbol>]
+            end
+          end
+
           # @see Increase::Models::CardPayment::Element::CardAuthorization#network_details
           class NetworkDetails < Increase::Internal::Type::BaseModel
             # @!attribute category
@@ -5315,7 +5372,7 @@ module Increase
             # The attempted card transaction is not allowed per Increase's terms.
             TRANSACTION_NOT_ALLOWED = :transaction_not_allowed
 
-            # The transaction was blocked by a Limit.
+            # The transaction was blocked by a limit or an authorization control.
             BREACHES_LIMIT = :breaches_limit
 
             # Your application declined the transaction via webhook.
@@ -5904,8 +5961,10 @@ module Increase
           #   {Increase::Models::CardPayment::Element::CardFinancial} for more details.
           #
           #   A Card Financial object. This field will be present in the JSON response if and
-          #   only if `category` is equal to `card_financial`. Card Financials are temporary
-          #   holds placed on a customer's funds with the intent to later clear a transaction.
+          #   only if `category` is equal to `card_financial`. Card Financials are card
+          #   transactions that have cleared and settled. Unlike a Card Settlement, which
+          #   clears a previous authorization, a Card Financial is authorized and cleared in a
+          #   single message.
           #
           #   @param id [String] The Card Financial identifier.
           #

data/lib/increase/models/card_push_transfer.rb

@@ -95,6 +95,13 @@ module Increase
       #   @return [String]
       required :merchant_city_name, String
 
+      # @!attribute merchant_legal_business_name
+      #   The legal business name of the merchant (generally your business) sending the
+      #   transfer.
+      #
+      #   @return [String, nil]
+      required :merchant_legal_business_name, String, nil?: true
+
       # @!attribute merchant_name
       #   The merchant name shows up as the statement descriptor for the transfer. This is
       #   typically the name of your business or organization.
@@ -122,6 +129,13 @@ module Increase
       #   @return [String]
       required :merchant_state, String
 
+      # @!attribute merchant_street_address
+      #   The street address of the merchant (generally your business) sending the
+      #   transfer.
+      #
+      #   @return [String, nil]
+      required :merchant_street_address, String, nil?: true
+
       # @!attribute presentment_amount
       #   The amount that was transferred. The receiving bank will have converted this to
       #   the cardholder's currency. The amount that is applied to your Increase account
@@ -130,6 +144,32 @@ module Increase
       #   @return [Increase::Models::CardPushTransfer::PresentmentAmount]
       required :presentment_amount, -> { Increase::CardPushTransfer::PresentmentAmount }
 
+      # @!attribute recipient_address_city
+      #   The city of the recipient. Required if the card is issued in Canada.
+      #
+      #   @return [String, nil]
+      required :recipient_address_city, String, nil?: true
+
+      # @!attribute recipient_address_line1
+      #   The first line of the recipient's address. Required if the card is issued in
+      #   Canada.
+      #
+      #   @return [String, nil]
+      required :recipient_address_line1, String, nil?: true
+
+      # @!attribute recipient_address_postal_code
+      #   The postal code of the recipient. Required if the card is issued in Canada.
+      #
+      #   @return [String, nil]
+      required :recipient_address_postal_code, String, nil?: true
+
+      # @!attribute recipient_address_state
+      #   The state or province of the recipient. Required if the card is issued in
+      #   Canada.
+      #
+      #   @return [String, nil]
+      required :recipient_address_state, String, nil?: true
+
       # @!attribute recipient_name
       #   The name of the funds recipient.
       #
@@ -198,7 +238,7 @@ module Increase
       #   @return [Symbol, Increase::Models::CardPushTransfer::Type]
       required :type, enum: -> { Increase::CardPushTransfer::Type }
 
-      # @!method initialize(id:, acceptance:, account_id:, approval:, business_application_identifier:, cancellation:, card_token_id:, created_at:, created_by:, decline:, idempotency_key:, merchant_category_code:, merchant_city_name:, merchant_name:, merchant_name_prefix:, merchant_postal_code:, merchant_state:, presentment_amount:, recipient_name:, route:, sender_address_city:, sender_address_line1:, sender_address_postal_code:, sender_address_state:, sender_name:, source_account_number_id:, status:, submission:, type:)
+      # @!method initialize(id:, acceptance:, account_id:, approval:, business_application_identifier:, cancellation:, card_token_id:, created_at:, created_by:, decline:, idempotency_key:, merchant_category_code:, merchant_city_name:, merchant_legal_business_name:, merchant_name:, merchant_name_prefix:, merchant_postal_code:, merchant_state:, merchant_street_address:, presentment_amount:, recipient_address_city:, recipient_address_line1:, recipient_address_postal_code:, recipient_address_state:, recipient_name:, route:, sender_address_city:, sender_address_line1:, sender_address_postal_code:, sender_address_state:, sender_name:, source_account_number_id:, status:, submission:, type:)
       #   Some parameter documentations has been truncated, see
       #   {Increase::Models::CardPushTransfer} for more details.
       #
@@ -230,6 +270,8 @@ module Increase
       #
       #   @param merchant_city_name [String] The city name of the merchant (generally your business) sending the transfer.
       #
+      #   @param merchant_legal_business_name [String, nil] The legal business name of the merchant (generally your business) sending the tr
+      #
       #   @param merchant_name [String] The merchant name shows up as the statement descriptor for the transfer. This is
       #
       #   @param merchant_name_prefix [String] For certain Business Application Identifiers, the statement descriptor is `merch
@@ -238,8 +280,18 @@ module Increase
       #
       #   @param merchant_state [String] The state of the merchant (generally your business) sending the transfer.
       #
+      #   @param merchant_street_address [String, nil] The street address of the merchant (generally your business) sending the transfe
+      #
       #   @param presentment_amount [Increase::Models::CardPushTransfer::PresentmentAmount] The amount that was transferred. The receiving bank will have converted this to
       #
+      #   @param recipient_address_city [String, nil] The city of the recipient. Required if the card is issued in Canada.
+      #
+      #   @param recipient_address_line1 [String, nil] The first line of the recipient's address. Required if the card is issued in Can
+      #
+      #   @param recipient_address_postal_code [String, nil] The postal code of the recipient. Required if the card is issued in Canada.
+      #
+      #   @param recipient_address_state [String, nil] The state or province of the recipient. Required if the card is issued in Canada
+      #
       #   @param recipient_name [String] The name of the funds recipient.
       #
       #   @param route [Symbol, Increase::Models::CardPushTransfer::Route] The card network route used for the transfer.

data/lib/increase/models/check_transfer.rb

@@ -506,12 +506,8 @@ module Increase
         # @!attribute shipping_method
         #   The shipping method for the check.
         #
-        #   @return [Symbol, Increase::Models::CheckTransfer::PhysicalCheck::ShippingMethod, nil]
-        required :shipping_method,
-                 enum: -> {
-                   Increase::CheckTransfer::PhysicalCheck::ShippingMethod
-                 },
-                 nil?: true
+        #   @return [Symbol, Increase::Models::CheckTransfer::PhysicalCheck::ShippingMethod]
+        required :shipping_method, enum: -> { Increase::CheckTransfer::PhysicalCheck::ShippingMethod }
 
         # @!attribute signature
         #   The signature that will appear on the check.
@@ -549,7 +545,7 @@ module Increase
         #
         #   @param return_address [Increase::Models::CheckTransfer::PhysicalCheck::ReturnAddress, nil] The return address to be printed on the check.
         #
-        #   @param shipping_method [Symbol, Increase::Models::CheckTransfer::PhysicalCheck::ShippingMethod, nil] The shipping method for the check.
+        #   @param shipping_method [Symbol, Increase::Models::CheckTransfer::PhysicalCheck::ShippingMethod] The shipping method for the check.
         #
         #   @param signature [Increase::Models::CheckTransfer::PhysicalCheck::Signature] The signature that will appear on the check.
         #
@@ -789,7 +785,7 @@ module Increase
             # The check has been processed for delivery.
             PROCESSED_FOR_DELIVERY = :processed_for_delivery
 
-            # The check has been delivered.
+            # The check has been delivered. Note that some couriers track delivery status based on driver location data rather than an explicit scan. While uncommon, a single check may have more than one delivered event.
             DELIVERED = :delivered
 
             # There is an issue preventing delivery. The delivery will be attempted again if possible. If the issue cannot be resolved, the check will be returned to sender.

data/lib/increase/models/declined_transaction.rb

@@ -1619,7 +1619,7 @@ module Increase
             # The attempted card transaction is not allowed per Increase's terms.
             TRANSACTION_NOT_ALLOWED = :transaction_not_allowed
 
-            # The transaction was blocked by a Limit.
+            # The transaction was blocked by a limit or an authorization control.
             BREACHES_LIMIT = :breaches_limit
 
             # Your application declined the transaction via webhook.

data/lib/increase/models/digital_wallet_token.rb

@@ -29,6 +29,13 @@ module Increase
       #   @return [Time]
       required :created_at, Time
 
+      # @!attribute decline
+      #   If the Digital Wallet Token was declined during provisioning, details about the
+      #   decline.
+      #
+      #   @return [Increase::Models::DigitalWalletToken::Decline, nil]
+      required :decline, -> { Increase::DigitalWalletToken::Decline }, nil?: true
+
       # @!attribute device
       #   The device that was used to create the Digital Wallet Token.
       #
@@ -68,7 +75,7 @@ module Increase
       #   @return [Array<Increase::Models::DigitalWalletToken::Update>]
       required :updates, -> { Increase::Internal::Type::ArrayOf[Increase::DigitalWalletToken::Update] }
 
-      # @!method initialize(id:, card_id:, cardholder:, created_at:, device:, dynamic_primary_account_number:, status:, token_requestor:, type:, updates:)
+      # @!method initialize(id:, card_id:, cardholder:, created_at:, decline:, device:, dynamic_primary_account_number:, status:, token_requestor:, type:, updates:)
       #   Some parameter documentations has been truncated, see
       #   {Increase::Models::DigitalWalletToken} for more details.
       #
@@ -84,6 +91,8 @@ module Increase
       #
       #   @param created_at [Time] The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which th
       #
+      #   @param decline [Increase::Models::DigitalWalletToken::Decline, nil] If the Digital Wallet Token was declined during provisioning, details about the
+      #
       #   @param device [Increase::Models::DigitalWalletToken::Device] The device that was used to create the Digital Wallet Token.
       #
       #   @param dynamic_primary_account_number [Increase::Models::DigitalWalletToken::DynamicPrimaryAccountNumber, nil] The redacted Dynamic Primary Account Number.
@@ -110,6 +119,49 @@ module Increase
         #   @param name [String, nil] Name of the cardholder, for example "John Smith".
       end
 
+      # @see Increase::Models::DigitalWalletToken#decline
+      class Decline < Increase::Internal::Type::BaseModel
+        # @!attribute reason
+        #   The reason the token provisioning was declined.
+        #
+        #   @return [Symbol, Increase::Models::DigitalWalletToken::Decline::Reason]
+        required :reason, enum: -> { Increase::DigitalWalletToken::Decline::Reason }
+
+        # @!method initialize(reason:)
+        #   If the Digital Wallet Token was declined during provisioning, details about the
+        #   decline.
+        #
+        #   @param reason [Symbol, Increase::Models::DigitalWalletToken::Decline::Reason] The reason the token provisioning was declined.
+
+        # The reason the token provisioning was declined.
+        #
+        # @see Increase::Models::DigitalWalletToken::Decline#reason
+        module Reason
+          extend Increase::Internal::Type::Enum
+
+          # The card is not active.
+          CARD_NOT_ACTIVE = :card_not_active
+
+          # The card does not have a two-factor authentication method.
+          NO_VERIFICATION_METHOD = :no_verification_method
+
+          # Your webhook timed out when evaluating the token provisioning attempt.
+          WEBHOOK_TIMED_OUT = :webhook_timed_out
+
+          # Your webhook declined the token provisioning attempt.
+          WEBHOOK_DECLINED = :webhook_declined
+
+          # The tokenization attempt failed because the Card Verification Code (CVC) was incorrect.
+          INCORRECT_CARD_VERIFICATION_CODE = :incorrect_card_verification_code
+
+          # The tokenization attempt was declined by the token requestor.
+          DECLINED_BY_TOKEN_REQUESTOR = :declined_by_token_requestor
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+      end
+
       # @see Increase::Models::DigitalWalletToken#device
       class Device < Increase::Internal::Type::BaseModel
         # @!attribute device_type
@@ -225,6 +277,9 @@ module Increase
         # The digital wallet token has been permanently canceled.
         DEACTIVATED = :deactivated
 
+        # The digital wallet token was declined during provisioning.
+        DECLINED = :declined
+
         # @!method self.values
         #   @return [Array<Symbol>]
       end
@@ -304,6 +359,9 @@ module Increase
           # The digital wallet token has been permanently canceled.
           DEACTIVATED = :deactivated
 
+          # The digital wallet token was declined during provisioning.
+          DECLINED = :declined
+
           # @!method self.values
           #   @return [Array<Symbol>]
         end

data/lib/increase/models/entity.rb

@@ -1873,7 +1873,7 @@ module Increase
           module Category
             extend Increase::Internal::Type::Enum
 
-            # The entity's tax identifier could not be validated. Update the tax ID with the [update an entity API](/documentation/api/entities#update-an-entity.corporation.legal_identifier).
+            # The entity's tax identifier could not be verified. Update the tax ID with the [update an entity API](/documentation/api/entities#update-an-entity.corporation.legal_identifier).
             ENTITY_TAX_IDENTIFIER = :entity_tax_identifier
 
             # The entity's address could not be validated. Update the address with the [update an entity API](/documentation/api/entities#update-an-entity.corporation.address).

data/lib/increase/models/event.rb

@@ -280,6 +280,18 @@ module Increase
         # Occurs whenever an IntraFi Exclusion is updated.
         INTRAFI_EXCLUSION_UPDATED = :"intrafi_exclusion.updated"
 
+        # Occurs whenever a Loan Application is created.
+        LOAN_APPLICATION_CREATED = :"loan_application.created"
+
+        # Occurs whenever a Loan Application is updated.
+        LOAN_APPLICATION_UPDATED = :"loan_application.updated"
+
+        # Occurs whenever a Loan Offer is created.
+        LOAN_OFFER_CREATED = :"loan_offer.created"
+
+        # Occurs whenever a Loan Offer is updated.
+        LOAN_OFFER_UPDATED = :"loan_offer.updated"
+
         # Occurs whenever a Lockbox is created.
         LOCKBOX_CREATED = :"lockbox.created"