increase 1.121.0 → 1.123.0

data/lib/increase/models/wire_transfer_create_params.rb

@@ -19,11 +19,17 @@ module Increase
       #   @return [Integer]
       required :amount, Integer
 
-      # @!attribute beneficiary_name
-      #   The beneficiary's name.
+      # @!attribute creditor
+      #   The person or business that is receiving the funds from the transfer.
       #
-      #   @return [String]
-      required :beneficiary_name, String
+      #   @return [Increase::Models::WireTransferCreateParams::Creditor]
+      required :creditor, -> { Increase::WireTransferCreateParams::Creditor }
+
+      # @!attribute remittance
+      #   Additional remittance information related to the wire transfer.
+      #
+      #   @return [Increase::Models::WireTransferCreateParams::Remittance]
+      required :remittance, -> { Increase::WireTransferCreateParams::Remittance }
 
       # @!attribute account_number
       #   The account number for the destination account.
@@ -31,23 +37,13 @@ module Increase
       #   @return [String, nil]
       optional :account_number, String
 
-      # @!attribute beneficiary_address_line1
-      #   The beneficiary's address line 1.
-      #
-      #   @return [String, nil]
-      optional :beneficiary_address_line1, String
-
-      # @!attribute beneficiary_address_line2
-      #   The beneficiary's address line 2.
+      # @!attribute debtor
+      #   The person or business whose funds are being transferred. This is only necessary
+      #   if you're transferring from a commingled account. Otherwise, we'll use the
+      #   associated entity's details.
       #
-      #   @return [String, nil]
-      optional :beneficiary_address_line2, String
-
-      # @!attribute beneficiary_address_line3
-      #   The beneficiary's address line 3.
-      #
-      #   @return [String, nil]
-      optional :beneficiary_address_line3, String
+      #   @return [Increase::Models::WireTransferCreateParams::Debtor, nil]
+      optional :debtor, -> { Increase::WireTransferCreateParams::Debtor }
 
       # @!attribute external_account_id
       #   The ID of an External Account to initiate a transfer to. If this parameter is
@@ -63,40 +59,6 @@ module Increase
       #   @return [String, nil]
       optional :inbound_wire_drawdown_request_id, String
 
-      # @!attribute originator_address_line1
-      #   The originator's address line 1. This is only necessary if you're transferring
-      #   from a commingled account. Otherwise, we'll use the associated entity's details.
-      #
-      #   @return [String, nil]
-      optional :originator_address_line1, String
-
-      # @!attribute originator_address_line2
-      #   The originator's address line 2. This is only necessary if you're transferring
-      #   from a commingled account. Otherwise, we'll use the associated entity's details.
-      #
-      #   @return [String, nil]
-      optional :originator_address_line2, String
-
-      # @!attribute originator_address_line3
-      #   The originator's address line 3. This is only necessary if you're transferring
-      #   from a commingled account. Otherwise, we'll use the associated entity's details.
-      #
-      #   @return [String, nil]
-      optional :originator_address_line3, String
-
-      # @!attribute originator_name
-      #   The originator's name. This is only necessary if you're transferring from a
-      #   commingled account. Otherwise, we'll use the associated entity's details.
-      #
-      #   @return [String, nil]
-      optional :originator_name, String
-
-      # @!attribute remittance
-      #   Additional remittance information related to the wire transfer.
-      #
-      #   @return [Increase::Models::WireTransferCreateParams::Remittance, nil]
-      optional :remittance, -> { Increase::WireTransferCreateParams::Remittance }
-
       # @!attribute require_approval
       #   Whether the transfer requires explicit approval via the dashboard or API.
       #
@@ -116,7 +78,7 @@ module Increase
       #   @return [String, nil]
       optional :source_account_number_id, String
 
-      # @!method initialize(account_id:, amount:, beneficiary_name:, account_number: nil, beneficiary_address_line1: nil, beneficiary_address_line2: nil, beneficiary_address_line3: nil, external_account_id: nil, inbound_wire_drawdown_request_id: nil, originator_address_line1: nil, originator_address_line2: nil, originator_address_line3: nil, originator_name: nil, remittance: nil, require_approval: nil, routing_number: nil, source_account_number_id: nil, request_options: {})
+      # @!method initialize(account_id:, amount:, creditor:, remittance:, account_number: nil, debtor: nil, external_account_id: nil, inbound_wire_drawdown_request_id: nil, require_approval: nil, routing_number: nil, source_account_number_id: nil, request_options: {})
       #   Some parameter documentations has been truncated, see
       #   {Increase::Models::WireTransferCreateParams} for more details.
       #
@@ -124,30 +86,18 @@ module Increase
       #
       #   @param amount [Integer] The transfer amount in USD cents.
       #
-      #   @param beneficiary_name [String] The beneficiary's name.
+      #   @param creditor [Increase::Models::WireTransferCreateParams::Creditor] The person or business that is receiving the funds from the transfer.
       #
-      #   @param account_number [String] The account number for the destination account.
-      #
-      #   @param beneficiary_address_line1 [String] The beneficiary's address line 1.
+      #   @param remittance [Increase::Models::WireTransferCreateParams::Remittance] Additional remittance information related to the wire transfer.
       #
-      #   @param beneficiary_address_line2 [String] The beneficiary's address line 2.
+      #   @param account_number [String] The account number for the destination account.
       #
-      #   @param beneficiary_address_line3 [String] The beneficiary's address line 3.
+      #   @param debtor [Increase::Models::WireTransferCreateParams::Debtor] The person or business whose funds are being transferred. This is only necessary
       #
       #   @param external_account_id [String] The ID of an External Account to initiate a transfer to. If this parameter is pr
       #
       #   @param inbound_wire_drawdown_request_id [String] The ID of an Inbound Wire Drawdown Request in response to which this transfer is
       #
-      #   @param originator_address_line1 [String] The originator's address line 1. This is only necessary if you're transferring f
-      #
-      #   @param originator_address_line2 [String] The originator's address line 2. This is only necessary if you're transferring f
-      #
-      #   @param originator_address_line3 [String] The originator's address line 3. This is only necessary if you're transferring f
-      #
-      #   @param originator_name [String] The originator's name. This is only necessary if you're transferring from a comm
-      #
-      #   @param remittance [Increase::Models::WireTransferCreateParams::Remittance] Additional remittance information related to the wire transfer.
-      #
       #   @param require_approval [Boolean] Whether the transfer requires explicit approval via the dashboard or API.
       #
       #   @param routing_number [String] The American Bankers' Association (ABA) Routing Transit Number (RTN) for the des
@@ -156,6 +106,71 @@ module Increase
       #
       #   @param request_options [Increase::RequestOptions, Hash{Symbol=>Object}]
 
+      class Creditor < Increase::Internal::Type::BaseModel
+        # @!attribute name
+        #   The person or business's name.
+        #
+        #   @return [String]
+        required :name, String
+
+        # @!attribute address
+        #   The person or business's address.
+        #
+        #   @return [Increase::Models::WireTransferCreateParams::Creditor::Address, nil]
+        optional :address, -> { Increase::WireTransferCreateParams::Creditor::Address }
+
+        # @!method initialize(name:, address: nil)
+        #   The person or business that is receiving the funds from the transfer.
+        #
+        #   @param name [String] The person or business's name.
+        #
+        #   @param address [Increase::Models::WireTransferCreateParams::Creditor::Address] The person or business's address.
+
+        # @see Increase::Models::WireTransferCreateParams::Creditor#address
+        class Address < Increase::Internal::Type::BaseModel
+          # @!attribute unstructured
+          #   Unstructured address lines.
+          #
+          #   @return [Increase::Models::WireTransferCreateParams::Creditor::Address::Unstructured]
+          required :unstructured, -> { Increase::WireTransferCreateParams::Creditor::Address::Unstructured }
+
+          # @!method initialize(unstructured:)
+          #   The person or business's address.
+          #
+          #   @param unstructured [Increase::Models::WireTransferCreateParams::Creditor::Address::Unstructured] Unstructured address lines.
+
+          # @see Increase::Models::WireTransferCreateParams::Creditor::Address#unstructured
+          class Unstructured < Increase::Internal::Type::BaseModel
+            # @!attribute line1
+            #   The address line 1.
+            #
+            #   @return [String]
+            required :line1, String
+
+            # @!attribute line2
+            #   The address line 2.
+            #
+            #   @return [String, nil]
+            optional :line2, String
+
+            # @!attribute line3
+            #   The address line 3.
+            #
+            #   @return [String, nil]
+            optional :line3, String
+
+            # @!method initialize(line1:, line2: nil, line3: nil)
+            #   Unstructured address lines.
+            #
+            #   @param line1 [String] The address line 1.
+            #
+            #   @param line2 [String] The address line 2.
+            #
+            #   @param line3 [String] The address line 3.
+          end
+        end
+      end
+
       class Remittance < Increase::Internal::Type::BaseModel
         # @!attribute category
         #   The type of remittance information being passed.
@@ -244,7 +259,7 @@ module Increase
         # @see Increase::Models::WireTransferCreateParams::Remittance#unstructured
         class Unstructured < Increase::Internal::Type::BaseModel
           # @!attribute message
-          #   The message to the beneficiary.
+          #   The information.
           #
           #   @return [String]
           required :message, String
@@ -253,7 +268,74 @@ module Increase
           #   Unstructured remittance information. Required if `category` is equal to
           #   `unstructured`.
           #
-          #   @param message [String] The message to the beneficiary.
+          #   @param message [String] The information.
+        end
+      end
+
+      class Debtor < Increase::Internal::Type::BaseModel
+        # @!attribute name
+        #   The person or business's name.
+        #
+        #   @return [String]
+        required :name, String
+
+        # @!attribute address
+        #   The person or business's address.
+        #
+        #   @return [Increase::Models::WireTransferCreateParams::Debtor::Address, nil]
+        optional :address, -> { Increase::WireTransferCreateParams::Debtor::Address }
+
+        # @!method initialize(name:, address: nil)
+        #   The person or business whose funds are being transferred. This is only necessary
+        #   if you're transferring from a commingled account. Otherwise, we'll use the
+        #   associated entity's details.
+        #
+        #   @param name [String] The person or business's name.
+        #
+        #   @param address [Increase::Models::WireTransferCreateParams::Debtor::Address] The person or business's address.
+
+        # @see Increase::Models::WireTransferCreateParams::Debtor#address
+        class Address < Increase::Internal::Type::BaseModel
+          # @!attribute unstructured
+          #   Unstructured address lines.
+          #
+          #   @return [Increase::Models::WireTransferCreateParams::Debtor::Address::Unstructured]
+          required :unstructured, -> { Increase::WireTransferCreateParams::Debtor::Address::Unstructured }
+
+          # @!method initialize(unstructured:)
+          #   The person or business's address.
+          #
+          #   @param unstructured [Increase::Models::WireTransferCreateParams::Debtor::Address::Unstructured] Unstructured address lines.
+
+          # @see Increase::Models::WireTransferCreateParams::Debtor::Address#unstructured
+          class Unstructured < Increase::Internal::Type::BaseModel
+            # @!attribute line1
+            #   The address line 1.
+            #
+            #   @return [String]
+            required :line1, String
+
+            # @!attribute line2
+            #   The address line 2.
+            #
+            #   @return [String, nil]
+            optional :line2, String
+
+            # @!attribute line3
+            #   The address line 3.
+            #
+            #   @return [String, nil]
+            optional :line3, String
+
+            # @!method initialize(line1:, line2: nil, line3: nil)
+            #   Unstructured address lines.
+            #
+            #   @param line1 [String] The address line 1.
+            #
+            #   @param line2 [String] The address line 2.
+            #
+            #   @param line3 [String] The address line 3.
+          end
         end
       end
     end

data/lib/increase/resources/wire_transfers.rb

@@ -8,36 +8,24 @@ module Increase
       #
       # Create a Wire Transfer
       #
-      # @overload create(account_id:, amount:, beneficiary_name:, account_number: nil, beneficiary_address_line1: nil, beneficiary_address_line2: nil, beneficiary_address_line3: nil, external_account_id: nil, inbound_wire_drawdown_request_id: nil, originator_address_line1: nil, originator_address_line2: nil, originator_address_line3: nil, originator_name: nil, remittance: nil, require_approval: nil, routing_number: nil, source_account_number_id: nil, request_options: {})
+      # @overload create(account_id:, amount:, creditor:, remittance:, account_number: nil, debtor: nil, external_account_id: nil, inbound_wire_drawdown_request_id: nil, require_approval: nil, routing_number: nil, source_account_number_id: nil, request_options: {})
       #
       # @param account_id [String] The identifier for the account that will send the transfer.
       #
       # @param amount [Integer] The transfer amount in USD cents.
       #
-      # @param beneficiary_name [String] The beneficiary's name.
+      # @param creditor [Increase::Models::WireTransferCreateParams::Creditor] The person or business that is receiving the funds from the transfer.
       #
-      # @param account_number [String] The account number for the destination account.
-      #
-      # @param beneficiary_address_line1 [String] The beneficiary's address line 1.
+      # @param remittance [Increase::Models::WireTransferCreateParams::Remittance] Additional remittance information related to the wire transfer.
       #
-      # @param beneficiary_address_line2 [String] The beneficiary's address line 2.
+      # @param account_number [String] The account number for the destination account.
       #
-      # @param beneficiary_address_line3 [String] The beneficiary's address line 3.
+      # @param debtor [Increase::Models::WireTransferCreateParams::Debtor] The person or business whose funds are being transferred. This is only necessary
       #
       # @param external_account_id [String] The ID of an External Account to initiate a transfer to. If this parameter is pr
       #
       # @param inbound_wire_drawdown_request_id [String] The ID of an Inbound Wire Drawdown Request in response to which this transfer is
       #
-      # @param originator_address_line1 [String] The originator's address line 1. This is only necessary if you're transferring f
-      #
-      # @param originator_address_line2 [String] The originator's address line 2. This is only necessary if you're transferring f
-      #
-      # @param originator_address_line3 [String] The originator's address line 3. This is only necessary if you're transferring f
-      #
-      # @param originator_name [String] The originator's name. This is only necessary if you're transferring from a comm
-      #
-      # @param remittance [Increase::Models::WireTransferCreateParams::Remittance] Additional remittance information related to the wire transfer.
-      #
       # @param require_approval [Boolean] Whether the transfer requires explicit approval via the dashboard or API.
       #
       # @param routing_number [String] The American Bankers' Association (ABA) Routing Transit Number (RTN) for the des

data/lib/increase/version.rb

@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.121.0"
+  VERSION = "1.123.0"
 end

data/rbi/increase/models/card_dispute.rbi

@@ -1838,24 +1838,8 @@ module Increase
 
             # Non-fiat currency or non-fungible token as described details. Present if and
             # only if `reason` is `non_fiat_currency_or_non_fungible_token_as_described`.
-            sig do
-              returns(
-                T.nilable(
-                  Increase::CardDispute::Visa::NetworkEvent::Represented::NonFiatCurrencyOrNonFungibleTokenAsDescribed
-                )
-              )
-            end
-            attr_reader :non_fiat_currency_or_non_fungible_token_as_described
-
-            sig do
-              params(
-                non_fiat_currency_or_non_fungible_token_as_described:
-                  T.nilable(
-                    Increase::CardDispute::Visa::NetworkEvent::Represented::NonFiatCurrencyOrNonFungibleTokenAsDescribed::OrHash
-                  )
-              ).void
-            end
-            attr_writer :non_fiat_currency_or_non_fungible_token_as_described
+            sig { returns(T.nilable(T.anything)) }
+            attr_accessor :non_fiat_currency_or_non_fungible_token_as_described
 
             # Non-fiat currency or non-fungible token received details. Present if and only if
             # `reason` is `non_fiat_currency_or_non_fungible_token_received`.
@@ -1948,9 +1932,7 @@ module Increase
                     Increase::CardDispute::Visa::NetworkEvent::Represented::InvalidDispute::OrHash
                   ),
                 non_fiat_currency_or_non_fungible_token_as_described:
-                  T.nilable(
-                    Increase::CardDispute::Visa::NetworkEvent::Represented::NonFiatCurrencyOrNonFungibleTokenAsDescribed::OrHash
-                  ),
+                  T.nilable(T.anything),
                 non_fiat_currency_or_non_fungible_token_received:
                   T.nilable(
                     Increase::CardDispute::Visa::NetworkEvent::Represented::NonFiatCurrencyOrNonFungibleTokenReceived::OrHash
@@ -2009,9 +1991,7 @@ module Increase
                       Increase::CardDispute::Visa::NetworkEvent::Represented::InvalidDispute
                     ),
                   non_fiat_currency_or_non_fungible_token_as_described:
-                    T.nilable(
-                      Increase::CardDispute::Visa::NetworkEvent::Represented::NonFiatCurrencyOrNonFungibleTokenAsDescribed
-                    ),
+                    T.nilable(T.anything),
                   non_fiat_currency_or_non_fungible_token_received:
                     T.nilable(
                       Increase::CardDispute::Visa::NetworkEvent::Represented::NonFiatCurrencyOrNonFungibleTokenReceived
@@ -2440,26 +2420,6 @@ module Increase
               end
             end
 
-            class NonFiatCurrencyOrNonFungibleTokenAsDescribed < Increase::Internal::Type::BaseModel
-              OrHash =
-                T.type_alias do
-                  T.any(
-                    Increase::CardDispute::Visa::NetworkEvent::Represented::NonFiatCurrencyOrNonFungibleTokenAsDescribed,
-                    Increase::Internal::AnyHash
-                  )
-                end
-
-              # Non-fiat currency or non-fungible token as described details. Present if and
-              # only if `reason` is `non_fiat_currency_or_non_fungible_token_as_described`.
-              sig { returns(T.attached_class) }
-              def self.new
-              end
-
-              sig { override.returns({}) }
-              def to_hash
-              end
-            end
-
             class NonFiatCurrencyOrNonFungibleTokenReceived < Increase::Internal::Type::BaseModel
               OrHash =
                 T.type_alias do
@@ -3239,24 +3199,8 @@ module Increase
 
             # Non-receipt of cash. Present if and only if `category` is
             # `consumer_non_receipt_of_cash`.
-            sig do
-              returns(
-                T.nilable(
-                  Increase::CardDispute::Visa::UserSubmission::Chargeback::ConsumerNonReceiptOfCash
-                )
-              )
-            end
-            attr_reader :consumer_non_receipt_of_cash
-
-            sig do
-              params(
-                consumer_non_receipt_of_cash:
-                  T.nilable(
-                    Increase::CardDispute::Visa::UserSubmission::Chargeback::ConsumerNonReceiptOfCash::OrHash
-                  )
-              ).void
-            end
-            attr_writer :consumer_non_receipt_of_cash
+            sig { returns(T.nilable(T.anything)) }
+            attr_accessor :consumer_non_receipt_of_cash
 
             # Original Credit Transaction (OCT) not accepted. Present if and only if
             # `category` is `consumer_original_credit_transaction_not_accepted`.
@@ -3472,10 +3416,7 @@ module Increase
                   T.nilable(
                     Increase::CardDispute::Visa::UserSubmission::Chargeback::ConsumerMerchandiseNotReceived::OrHash
                   ),
-                consumer_non_receipt_of_cash:
-                  T.nilable(
-                    Increase::CardDispute::Visa::UserSubmission::Chargeback::ConsumerNonReceiptOfCash::OrHash
-                  ),
+                consumer_non_receipt_of_cash: T.nilable(T.anything),
                 consumer_original_credit_transaction_not_accepted:
                   T.nilable(
                     Increase::CardDispute::Visa::UserSubmission::Chargeback::ConsumerOriginalCreditTransactionNotAccepted::OrHash
@@ -3615,10 +3556,7 @@ module Increase
                     T.nilable(
                       Increase::CardDispute::Visa::UserSubmission::Chargeback::ConsumerMerchandiseNotReceived
                     ),
-                  consumer_non_receipt_of_cash:
-                    T.nilable(
-                      Increase::CardDispute::Visa::UserSubmission::Chargeback::ConsumerNonReceiptOfCash
-                    ),
+                  consumer_non_receipt_of_cash: T.nilable(T.anything),
                   consumer_original_credit_transaction_not_accepted:
                     T.nilable(
                       Increase::CardDispute::Visa::UserSubmission::Chargeback::ConsumerOriginalCreditTransactionNotAccepted
@@ -7404,26 +7342,6 @@ module Increase
               end
             end
 
-            class ConsumerNonReceiptOfCash < Increase::Internal::Type::BaseModel
-              OrHash =
-                T.type_alias do
-                  T.any(
-                    Increase::CardDispute::Visa::UserSubmission::Chargeback::ConsumerNonReceiptOfCash,
-                    Increase::Internal::AnyHash
-                  )
-                end
-
-              # Non-receipt of cash. Present if and only if `category` is
-              # `consumer_non_receipt_of_cash`.
-              sig { returns(T.attached_class) }
-              def self.new
-              end
-
-              sig { override.returns({}) }
-              def to_hash
-              end
-            end
-
             class ConsumerOriginalCreditTransactionNotAccepted < Increase::Internal::Type::BaseModel
               OrHash =
                 T.type_alias do

data/rbi/increase/models/entity_create_params.rbi

@@ -1212,6 +1212,13 @@ module Increase
               Increase::EntityCreateParams::Corporation::BeneficialOwnershipExemptionReason::TaggedSymbol
             )
 
+          # Any other reason why this entity is exempt from the requirement to submit beneficial owners. You can only use this exemption after approval from your bank partner.
+          OTHER =
+            T.let(
+              :other,
+              Increase::EntityCreateParams::Corporation::BeneficialOwnershipExemptionReason::TaggedSymbol
+            )
+
           sig do
             override.returns(
               T::Array[

data/rbi/increase/models/pending_transaction.rbi

@@ -532,7 +532,7 @@ module Increase
         # An User Initiated Hold object. This field will be present in the JSON response
         # if and only if `category` is equal to `user_initiated_hold`. Created when a user
         # initiates a hold on funds in their account.
-        sig { returns(T.nilable(T.anything)) }
+        sig { returns(T.nilable(T::Hash[Symbol, T.anything])) }
         attr_accessor :user_initiated_hold
 
         # A Wire Transfer Instruction object. This field will be present in the JSON
@@ -607,7 +607,7 @@ module Increase
               T.nilable(
                 Increase::PendingTransaction::Source::SwiftTransferInstruction::OrHash
               ),
-            user_initiated_hold: T.nilable(T.anything),
+            user_initiated_hold: T.nilable(T::Hash[Symbol, T.anything]),
             wire_transfer_instruction:
               T.nilable(
                 Increase::PendingTransaction::Source::WireTransferInstruction::OrHash
@@ -721,7 +721,7 @@ module Increase
                 T.nilable(
                   Increase::PendingTransaction::Source::SwiftTransferInstruction
                 ),
-              user_initiated_hold: T.nilable(T.anything),
+              user_initiated_hold: T.nilable(T::Hash[Symbol, T.anything]),
               wire_transfer_instruction:
                 T.nilable(
                   Increase::PendingTransaction::Source::WireTransferInstruction