increase 1.121.0 → 1.123.0

checksums.yaml

@@ -1,7 +1,7 @@
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data/CHANGELOG.md

@@ -1,5 +1,22 @@
 # Changelog
 
+## 1.123.0 (2025-10-30)
+
+Full Changelog: [v1.122.0...v1.123.0](https://github.com/Increase/increase-ruby/compare/v1.122.0...v1.123.0)
+
+### Features
+
+* **api:** api update ([6628932](https://github.com/Increase/increase-ruby/commit/66289327b2c7f5a9c006ccb628d8d6ab4da8057d))
+* **api:** api update ([87e5fe0](https://github.com/Increase/increase-ruby/commit/87e5fe0c02607735c9e1142f71bfa7f5bd85a610))
+
+## 1.122.0 (2025-10-29)
+
+Full Changelog: [v1.121.0...v1.122.0](https://github.com/Increase/increase-ruby/compare/v1.121.0...v1.122.0)
+
+### Features
+
+* **api:** api update ([77104e0](https://github.com/Increase/increase-ruby/commit/77104e0578897433f919507fafdcca3915c3db5a))
+
 ## 1.121.0 (2025-10-29)
 
 Full Changelog: [v1.120.0...v1.121.0](https://github.com/Increase/increase-ruby/compare/v1.120.0...v1.121.0)

data/README.md

@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.121.0"
+gem "increase", "~> 1.123.0"
 ```
 
 <!-- x-release-please-end -->

data/lib/increase/models/card_dispute.rb

@@ -993,11 +993,9 @@ module Increase
             #   Non-fiat currency or non-fungible token as described details. Present if and
             #   only if `reason` is `non_fiat_currency_or_non_fungible_token_as_described`.
             #
-            #   @return [Increase::Models::CardDispute::Visa::NetworkEvent::Represented::NonFiatCurrencyOrNonFungibleTokenAsDescribed, nil]
+            #   @return [Object, nil]
             required :non_fiat_currency_or_non_fungible_token_as_described,
-                     -> {
-                       Increase::CardDispute::Visa::NetworkEvent::Represented::NonFiatCurrencyOrNonFungibleTokenAsDescribed
-                     },
+                     Increase::Internal::Type::Unknown,
                      nil?: true
 
             # @!attribute non_fiat_currency_or_non_fungible_token_received
@@ -1052,7 +1050,7 @@ module Increase
             #
             #   @param invalid_dispute [Increase::Models::CardDispute::Visa::NetworkEvent::Represented::InvalidDispute, nil] Invalid dispute details. Present if and only if `reason` is `invalid_dispute`.
             #
-            #   @param non_fiat_currency_or_non_fungible_token_as_described [Increase::Models::CardDispute::Visa::NetworkEvent::Represented::NonFiatCurrencyOrNonFungibleTokenAsDescribed, nil] Non-fiat currency or non-fungible token as described details. Present if and onl
+            #   @param non_fiat_currency_or_non_fungible_token_as_described [Object, nil] Non-fiat currency or non-fungible token as described details. Present if and onl
             #
             #   @param non_fiat_currency_or_non_fungible_token_received [Increase::Models::CardDispute::Visa::NetworkEvent::Represented::NonFiatCurrencyOrNonFungibleTokenReceived, nil] Non-fiat currency or non-fungible token received details. Present if and only if
             #
@@ -1268,13 +1266,6 @@ module Increase
               end
             end
 
-            # @see Increase::Models::CardDispute::Visa::NetworkEvent::Represented#non_fiat_currency_or_non_fungible_token_as_described
-            class NonFiatCurrencyOrNonFungibleTokenAsDescribed < Increase::Internal::Type::BaseModel
-              # @!method initialize
-              #   Non-fiat currency or non-fungible token as described details. Present if and
-              #   only if `reason` is `non_fiat_currency_or_non_fungible_token_as_described`.
-            end
-
             # @see Increase::Models::CardDispute::Visa::NetworkEvent::Represented#non_fiat_currency_or_non_fungible_token_received
             class NonFiatCurrencyOrNonFungibleTokenReceived < Increase::Internal::Type::BaseModel
               # @!attribute blockchain_transaction_hash
@@ -1668,10 +1659,8 @@ module Increase
             #   Non-receipt of cash. Present if and only if `category` is
             #   `consumer_non_receipt_of_cash`.
             #
-            #   @return [Increase::Models::CardDispute::Visa::UserSubmission::Chargeback::ConsumerNonReceiptOfCash, nil]
-            required :consumer_non_receipt_of_cash,
-                     -> { Increase::CardDispute::Visa::UserSubmission::Chargeback::ConsumerNonReceiptOfCash },
-                     nil?: true
+            #   @return [Object, nil]
+            required :consumer_non_receipt_of_cash, Increase::Internal::Type::Unknown, nil?: true
 
             # @!attribute consumer_original_credit_transaction_not_accepted
             #   Original Credit Transaction (OCT) not accepted. Present if and only if
@@ -1783,7 +1772,7 @@ module Increase
             #
             #   @param consumer_merchandise_not_received [Increase::Models::CardDispute::Visa::UserSubmission::Chargeback::ConsumerMerchandiseNotReceived, nil] Merchandise not received. Present if and only if `category` is `consumer_merchan
             #
-            #   @param consumer_non_receipt_of_cash [Increase::Models::CardDispute::Visa::UserSubmission::Chargeback::ConsumerNonReceiptOfCash, nil] Non-receipt of cash. Present if and only if `category` is `consumer*non_receipt*
+            #   @param consumer_non_receipt_of_cash [Object, nil] Non-receipt of cash. Present if and only if `category` is `consumer*non_receipt*
             #
             #   @param consumer_original_credit_transaction_not_accepted [Increase::Models::CardDispute::Visa::UserSubmission::Chargeback::ConsumerOriginalCreditTransactionNotAccepted, nil] Original Credit Transaction (OCT) not accepted. Present if and only if `category
             #
@@ -3686,13 +3675,6 @@ module Increase
               end
             end
 
-            # @see Increase::Models::CardDispute::Visa::UserSubmission::Chargeback#consumer_non_receipt_of_cash
-            class ConsumerNonReceiptOfCash < Increase::Internal::Type::BaseModel
-              # @!method initialize
-              #   Non-receipt of cash. Present if and only if `category` is
-              #   `consumer_non_receipt_of_cash`.
-            end
-
             # @see Increase::Models::CardDispute::Visa::UserSubmission::Chargeback#consumer_original_credit_transaction_not_accepted
             class ConsumerOriginalCreditTransactionNotAccepted < Increase::Internal::Type::BaseModel
               # @!attribute explanation

data/lib/increase/models/entity_create_params.rb

@@ -654,6 +654,9 @@ module Increase
           # A public entity acting on behalf of the federal or a state government.
           PUBLIC_ENTITY = :public_entity
 
+          # Any other reason why this entity is exempt from the requirement to submit beneficial owners. You can only use this exemption after approval from your bank partner.
+          OTHER = :other
+
           # @!method self.values
           #   @return [Array<Symbol>]
         end

data/lib/increase/models/pending_transaction.rb

@@ -327,8 +327,10 @@ module Increase
         #   if and only if `category` is equal to `user_initiated_hold`. Created when a user
         #   initiates a hold on funds in their account.
         #
-        #   @return [Object, nil]
-        required :user_initiated_hold, Increase::Internal::Type::Unknown, nil?: true
+        #   @return [Hash{Symbol=>Object}, nil]
+        required :user_initiated_hold,
+                 Increase::Internal::Type::HashOf[Increase::Internal::Type::Unknown],
+                 nil?: true
 
         # @!attribute wire_transfer_instruction
         #   A Wire Transfer Instruction object. This field will be present in the JSON
@@ -373,7 +375,7 @@ module Increase
         #
         #   @param swift_transfer_instruction [Increase::Models::PendingTransaction::Source::SwiftTransferInstruction, nil] A Swift Transfer Instruction object. This field will be present in the JSON resp
         #
-        #   @param user_initiated_hold [Object, nil] An User Initiated Hold object. This field will be present in the JSON response i
+        #   @param user_initiated_hold [Hash{Symbol=>Object}, nil] An User Initiated Hold object. This field will be present in the JSON response i
         #
         #   @param wire_transfer_instruction [Increase::Models::PendingTransaction::Source::WireTransferInstruction, nil] A Wire Transfer Instruction object. This field will be present in the JSON respo
 

data/lib/increase/models/wire_transfer.rb

@@ -35,30 +35,6 @@ module Increase
       #   @return [Increase::Models::WireTransfer::Approval, nil]
       required :approval, -> { Increase::WireTransfer::Approval }, nil?: true
 
-      # @!attribute beneficiary_address_line1
-      #   The beneficiary's address line 1.
-      #
-      #   @return [String, nil]
-      required :beneficiary_address_line1, String, nil?: true
-
-      # @!attribute beneficiary_address_line2
-      #   The beneficiary's address line 2.
-      #
-      #   @return [String, nil]
-      required :beneficiary_address_line2, String, nil?: true
-
-      # @!attribute beneficiary_address_line3
-      #   The beneficiary's address line 3.
-      #
-      #   @return [String, nil]
-      required :beneficiary_address_line3, String, nil?: true
-
-      # @!attribute beneficiary_name
-      #   The beneficiary's name.
-      #
-      #   @return [String, nil]
-      required :beneficiary_name, String, nil?: true
-
       # @!attribute cancellation
       #   If your account requires approvals for transfers and the transfer was not
       #   approved, this will contain details of the cancellation.
@@ -79,6 +55,12 @@ module Increase
       #   @return [Increase::Models::WireTransfer::CreatedBy, nil]
       required :created_by, -> { Increase::WireTransfer::CreatedBy }, nil?: true
 
+      # @!attribute creditor
+      #   The person or business that is receiving the funds from the transfer.
+      #
+      #   @return [Increase::Models::WireTransfer::Creditor, nil]
+      required :creditor, -> { Increase::WireTransfer::Creditor }, nil?: true
+
       # @!attribute currency
       #   The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the transfer's
       #   currency. For wire transfers this is always equal to `usd`.
@@ -86,6 +68,12 @@ module Increase
       #   @return [Symbol, Increase::Models::WireTransfer::Currency]
       required :currency, enum: -> { Increase::WireTransfer::Currency }
 
+      # @!attribute debtor
+      #   The person or business whose funds are being transferred.
+      #
+      #   @return [Increase::Models::WireTransfer::Debtor, nil]
+      required :debtor, -> { Increase::WireTransfer::Debtor }, nil?: true
+
       # @!attribute external_account_id
       #   The identifier of the External Account the transfer was made to, if any.
       #
@@ -107,42 +95,12 @@ module Increase
       #   @return [String, nil]
       required :inbound_wire_drawdown_request_id, String, nil?: true
 
-      # @!attribute message_to_recipient
-      #   The message that will show on the recipient's bank statement.
-      #
-      #   @return [String]
-      required :message_to_recipient, String
-
       # @!attribute network
       #   The transfer's network.
       #
       #   @return [Symbol, Increase::Models::WireTransfer::Network]
       required :network, enum: -> { Increase::WireTransfer::Network }
 
-      # @!attribute originator_address_line1
-      #   The originator's address line 1.
-      #
-      #   @return [String, nil]
-      required :originator_address_line1, String, nil?: true
-
-      # @!attribute originator_address_line2
-      #   The originator's address line 2.
-      #
-      #   @return [String, nil]
-      required :originator_address_line2, String, nil?: true
-
-      # @!attribute originator_address_line3
-      #   The originator's address line 3.
-      #
-      #   @return [String, nil]
-      required :originator_address_line3, String, nil?: true
-
-      # @!attribute originator_name
-      #   The originator's name.
-      #
-      #   @return [String, nil]
-      required :originator_name, String, nil?: true
-
       # @!attribute pending_transaction_id
       #   The ID for the pending transaction representing the transfer. A pending
       #   transaction is created when the transfer
@@ -202,7 +160,7 @@ module Increase
       #   @return [Symbol, Increase::Models::WireTransfer::Type]
       required :type, enum: -> { Increase::WireTransfer::Type }
 
-      # @!method initialize(id:, account_id:, account_number:, amount:, approval:, beneficiary_address_line1:, beneficiary_address_line2:, beneficiary_address_line3:, beneficiary_name:, cancellation:, created_at:, created_by:, currency:, external_account_id:, idempotency_key:, inbound_wire_drawdown_request_id:, message_to_recipient:, network:, originator_address_line1:, originator_address_line2:, originator_address_line3:, originator_name:, pending_transaction_id:, remittance:, reversal:, routing_number:, source_account_number_id:, status:, submission:, transaction_id:, type:)
+      # @!method initialize(id:, account_id:, account_number:, amount:, approval:, cancellation:, created_at:, created_by:, creditor:, currency:, debtor:, external_account_id:, idempotency_key:, inbound_wire_drawdown_request_id:, network:, pending_transaction_id:, remittance:, reversal:, routing_number:, source_account_number_id:, status:, submission:, transaction_id:, type:)
       #   Some parameter documentations has been truncated, see
       #   {Increase::Models::WireTransfer} for more details.
       #
@@ -219,40 +177,26 @@ module Increase
       #
       #   @param approval [Increase::Models::WireTransfer::Approval, nil] If your account requires approvals for transfers and the transfer was approved,
       #
-      #   @param beneficiary_address_line1 [String, nil] The beneficiary's address line 1.
-      #
-      #   @param beneficiary_address_line2 [String, nil] The beneficiary's address line 2.
-      #
-      #   @param beneficiary_address_line3 [String, nil] The beneficiary's address line 3.
-      #
-      #   @param beneficiary_name [String, nil] The beneficiary's name.
-      #
       #   @param cancellation [Increase::Models::WireTransfer::Cancellation, nil] If your account requires approvals for transfers and the transfer was not approv
       #
       #   @param created_at [Time] The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which th
       #
       #   @param created_by [Increase::Models::WireTransfer::CreatedBy, nil] What object created the transfer, either via the API or the dashboard.
       #
+      #   @param creditor [Increase::Models::WireTransfer::Creditor, nil] The person or business that is receiving the funds from the transfer.
+      #
       #   @param currency [Symbol, Increase::Models::WireTransfer::Currency] The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the transfer's c
       #
+      #   @param debtor [Increase::Models::WireTransfer::Debtor, nil] The person or business whose funds are being transferred.
+      #
       #   @param external_account_id [String, nil] The identifier of the External Account the transfer was made to, if any.
       #
       #   @param idempotency_key [String, nil] The idempotency key you chose for this object. This value is unique across Incre
       #
       #   @param inbound_wire_drawdown_request_id [String, nil] The ID of an Inbound Wire Drawdown Request in response to which this transfer wa
       #
-      #   @param message_to_recipient [String] The message that will show on the recipient's bank statement.
-      #
       #   @param network [Symbol, Increase::Models::WireTransfer::Network] The transfer's network.
       #
-      #   @param originator_address_line1 [String, nil] The originator's address line 1.
-      #
-      #   @param originator_address_line2 [String, nil] The originator's address line 2.
-      #
-      #   @param originator_address_line3 [String, nil] The originator's address line 3.
-      #
-      #   @param originator_name [String, nil] The originator's name.
-      #
       #   @param pending_transaction_id [String, nil] The ID for the pending transaction representing the transfer. A pending transact
       #
       #   @param remittance [Increase::Models::WireTransfer::Remittance, nil] Remittance information sent with the wire transfer.
@@ -426,6 +370,72 @@ module Increase
         end
       end
 
+      # @see Increase::Models::WireTransfer#creditor
+      class Creditor < Increase::Internal::Type::BaseModel
+        # @!attribute address
+        #   The person or business's address.
+        #
+        #   @return [Increase::Models::WireTransfer::Creditor::Address, nil]
+        required :address, -> { Increase::WireTransfer::Creditor::Address }, nil?: true
+
+        # @!attribute name
+        #   The person or business's name.
+        #
+        #   @return [String, nil]
+        required :name, String, nil?: true
+
+        # @!method initialize(address:, name:)
+        #   The person or business that is receiving the funds from the transfer.
+        #
+        #   @param address [Increase::Models::WireTransfer::Creditor::Address, nil] The person or business's address.
+        #
+        #   @param name [String, nil] The person or business's name.
+
+        # @see Increase::Models::WireTransfer::Creditor#address
+        class Address < Increase::Internal::Type::BaseModel
+          # @!attribute unstructured
+          #   Unstructured address lines.
+          #
+          #   @return [Increase::Models::WireTransfer::Creditor::Address::Unstructured, nil]
+          required :unstructured, -> { Increase::WireTransfer::Creditor::Address::Unstructured }, nil?: true
+
+          # @!method initialize(unstructured:)
+          #   The person or business's address.
+          #
+          #   @param unstructured [Increase::Models::WireTransfer::Creditor::Address::Unstructured, nil] Unstructured address lines.
+
+          # @see Increase::Models::WireTransfer::Creditor::Address#unstructured
+          class Unstructured < Increase::Internal::Type::BaseModel
+            # @!attribute line1
+            #   The first line.
+            #
+            #   @return [String, nil]
+            required :line1, String, nil?: true
+
+            # @!attribute line2
+            #   The second line.
+            #
+            #   @return [String, nil]
+            required :line2, String, nil?: true
+
+            # @!attribute line3
+            #   The third line.
+            #
+            #   @return [String, nil]
+            required :line3, String, nil?: true
+
+            # @!method initialize(line1:, line2:, line3:)
+            #   Unstructured address lines.
+            #
+            #   @param line1 [String, nil] The first line.
+            #
+            #   @param line2 [String, nil] The second line.
+            #
+            #   @param line3 [String, nil] The third line.
+          end
+        end
+      end
+
       # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the transfer's
       # currency. For wire transfers this is always equal to `usd`.
       #
@@ -455,6 +465,72 @@ module Increase
         #   @return [Array<Symbol>]
       end
 
+      # @see Increase::Models::WireTransfer#debtor
+      class Debtor < Increase::Internal::Type::BaseModel
+        # @!attribute address
+        #   The person or business's address.
+        #
+        #   @return [Increase::Models::WireTransfer::Debtor::Address, nil]
+        required :address, -> { Increase::WireTransfer::Debtor::Address }, nil?: true
+
+        # @!attribute name
+        #   The person or business's name.
+        #
+        #   @return [String, nil]
+        required :name, String, nil?: true
+
+        # @!method initialize(address:, name:)
+        #   The person or business whose funds are being transferred.
+        #
+        #   @param address [Increase::Models::WireTransfer::Debtor::Address, nil] The person or business's address.
+        #
+        #   @param name [String, nil] The person or business's name.
+
+        # @see Increase::Models::WireTransfer::Debtor#address
+        class Address < Increase::Internal::Type::BaseModel
+          # @!attribute unstructured
+          #   Unstructured address lines.
+          #
+          #   @return [Increase::Models::WireTransfer::Debtor::Address::Unstructured, nil]
+          required :unstructured, -> { Increase::WireTransfer::Debtor::Address::Unstructured }, nil?: true
+
+          # @!method initialize(unstructured:)
+          #   The person or business's address.
+          #
+          #   @param unstructured [Increase::Models::WireTransfer::Debtor::Address::Unstructured, nil] Unstructured address lines.
+
+          # @see Increase::Models::WireTransfer::Debtor::Address#unstructured
+          class Unstructured < Increase::Internal::Type::BaseModel
+            # @!attribute line1
+            #   The first line.
+            #
+            #   @return [String, nil]
+            required :line1, String, nil?: true
+
+            # @!attribute line2
+            #   The second line.
+            #
+            #   @return [String, nil]
+            required :line2, String, nil?: true
+
+            # @!attribute line3
+            #   The third line.
+            #
+            #   @return [String, nil]
+            required :line3, String, nil?: true
+
+            # @!method initialize(line1:, line2:, line3:)
+            #   Unstructured address lines.
+            #
+            #   @param line1 [String, nil] The first line.
+            #
+            #   @param line2 [String, nil] The second line.
+            #
+            #   @param line3 [String, nil] The third line.
+          end
+        end
+      end
+
       # The transfer's network.
       #
       # @see Increase::Models::WireTransfer#network