increase 0.3.3 → 1.0.0

data/rbi/increase/models/ach_transfer.rbi

@@ -0,0 +1,2672 @@
+# typed: strong
+
+module Increase
+  module Models
+    class ACHTransfer < Increase::Internal::Type::BaseModel
+      OrHash =
+        T.type_alias do
+          T.any(Increase::ACHTransfer, Increase::Internal::AnyHash)
+        end
+
+      # The ACH transfer's identifier.
+      sig { returns(String) }
+      attr_accessor :id
+
+      # The Account to which the transfer belongs.
+      sig { returns(String) }
+      attr_accessor :account_id
+
+      # The destination account number.
+      sig { returns(String) }
+      attr_accessor :account_number
+
+      # After the transfer is acknowledged by FedACH, this will contain supplemental
+      # details. The Federal Reserve sends an acknowledgement message for each file that
+      # Increase submits.
+      sig { returns(T.nilable(Increase::ACHTransfer::Acknowledgement)) }
+      attr_reader :acknowledgement
+
+      sig do
+        params(
+          acknowledgement:
+            T.nilable(Increase::ACHTransfer::Acknowledgement::OrHash)
+        ).void
+      end
+      attr_writer :acknowledgement
+
+      # Additional information that will be sent to the recipient.
+      sig { returns(T.nilable(Increase::ACHTransfer::Addenda)) }
+      attr_reader :addenda
+
+      sig do
+        params(addenda: T.nilable(Increase::ACHTransfer::Addenda::OrHash)).void
+      end
+      attr_writer :addenda
+
+      # The transfer amount in USD cents. A positive amount indicates a credit transfer
+      # pushing funds to the receiving account. A negative amount indicates a debit
+      # transfer pulling funds from the receiving account.
+      sig { returns(Integer) }
+      attr_accessor :amount
+
+      # If your account requires approvals for transfers and the transfer was approved,
+      # this will contain details of the approval.
+      sig { returns(T.nilable(Increase::ACHTransfer::Approval)) }
+      attr_reader :approval
+
+      sig do
+        params(
+          approval: T.nilable(Increase::ACHTransfer::Approval::OrHash)
+        ).void
+      end
+      attr_writer :approval
+
+      # If your account requires approvals for transfers and the transfer was not
+      # approved, this will contain details of the cancellation.
+      sig { returns(T.nilable(Increase::ACHTransfer::Cancellation)) }
+      attr_reader :cancellation
+
+      sig do
+        params(
+          cancellation: T.nilable(Increase::ACHTransfer::Cancellation::OrHash)
+        ).void
+      end
+      attr_writer :cancellation
+
+      # The description of the date of the transfer.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :company_descriptive_date
+
+      # The data you chose to associate with the transfer.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :company_discretionary_data
+
+      # The description of the transfer you set to be shown to the recipient.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :company_entry_description
+
+      # The company ID associated with the transfer.
+      sig { returns(String) }
+      attr_accessor :company_id
+
+      # The name by which the recipient knows you.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :company_name
+
+      # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+      # the transfer was created.
+      sig { returns(Time) }
+      attr_accessor :created_at
+
+      # What object created the transfer, either via the API or the dashboard.
+      sig { returns(T.nilable(Increase::ACHTransfer::CreatedBy)) }
+      attr_reader :created_by
+
+      sig do
+        params(
+          created_by: T.nilable(Increase::ACHTransfer::CreatedBy::OrHash)
+        ).void
+      end
+      attr_writer :created_by
+
+      # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the transfer's
+      # currency. For ACH transfers this is always equal to `usd`.
+      sig { returns(Increase::ACHTransfer::Currency::TaggedSymbol) }
+      attr_accessor :currency
+
+      # The type of entity that owns the account to which the ACH Transfer is being
+      # sent.
+      sig do
+        returns(Increase::ACHTransfer::DestinationAccountHolder::TaggedSymbol)
+      end
+      attr_accessor :destination_account_holder
+
+      # The identifier of the External Account the transfer was made to, if any.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :external_account_id
+
+      # The type of the account to which the transfer will be sent.
+      sig { returns(Increase::ACHTransfer::Funding::TaggedSymbol) }
+      attr_accessor :funding
+
+      # The idempotency key you chose for this object. This value is unique across
+      # Increase and is used to ensure that a request is only processed once. Learn more
+      # about [idempotency](https://increase.com/documentation/idempotency-keys).
+      sig { returns(T.nilable(String)) }
+      attr_accessor :idempotency_key
+
+      # Increase will sometimes hold the funds for ACH debit transfers. If funds are
+      # held, this sub-object will contain details of the hold.
+      sig { returns(T.nilable(Increase::ACHTransfer::InboundFundsHold)) }
+      attr_reader :inbound_funds_hold
+
+      sig do
+        params(
+          inbound_funds_hold:
+            T.nilable(Increase::ACHTransfer::InboundFundsHold::OrHash)
+        ).void
+      end
+      attr_writer :inbound_funds_hold
+
+      # Your identifier for the transfer recipient.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :individual_id
+
+      # The name of the transfer recipient. This value is information and not verified
+      # by the recipient's bank.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :individual_name
+
+      # The transfer's network.
+      sig { returns(Increase::ACHTransfer::Network::TaggedSymbol) }
+      attr_accessor :network
+
+      # If the receiving bank accepts the transfer but notifies that future transfers
+      # should use different details, this will contain those details.
+      sig { returns(T::Array[Increase::ACHTransfer::NotificationsOfChange]) }
+      attr_accessor :notifications_of_change
+
+      # The ID for the pending transaction representing the transfer. A pending
+      # transaction is created when the transfer
+      # [requires approval](https://increase.com/documentation/transfer-approvals#transfer-approvals)
+      # by someone else in your organization.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :pending_transaction_id
+
+      # Configuration for how the effective date of the transfer will be set. This
+      # determines same-day vs future-dated settlement timing. If not set, defaults to a
+      # `settlement_schedule` of `same_day`. If set, exactly one of the child attributes
+      # must be set.
+      sig { returns(Increase::ACHTransfer::PreferredEffectiveDate) }
+      attr_reader :preferred_effective_date
+
+      sig do
+        params(
+          preferred_effective_date:
+            Increase::ACHTransfer::PreferredEffectiveDate::OrHash
+        ).void
+      end
+      attr_writer :preferred_effective_date
+
+      # If your transfer is returned, this will contain details of the return.
+      sig { returns(T.nilable(Increase::ACHTransfer::Return)) }
+      attr_reader :return_
+
+      sig do
+        params(return_: T.nilable(Increase::ACHTransfer::Return::OrHash)).void
+      end
+      attr_writer :return_
+
+      # The American Bankers' Association (ABA) Routing Transit Number (RTN).
+      sig { returns(String) }
+      attr_accessor :routing_number
+
+      # A subhash containing information about when and how the transfer settled at the
+      # Federal Reserve.
+      sig { returns(T.nilable(Increase::ACHTransfer::Settlement)) }
+      attr_reader :settlement
+
+      sig do
+        params(
+          settlement: T.nilable(Increase::ACHTransfer::Settlement::OrHash)
+        ).void
+      end
+      attr_writer :settlement
+
+      # The Standard Entry Class (SEC) code to use for the transfer.
+      sig do
+        returns(Increase::ACHTransfer::StandardEntryClassCode::TaggedSymbol)
+      end
+      attr_accessor :standard_entry_class_code
+
+      # The descriptor that will show on the recipient's bank statement.
+      sig { returns(String) }
+      attr_accessor :statement_descriptor
+
+      # The lifecycle status of the transfer.
+      sig { returns(Increase::ACHTransfer::Status::TaggedSymbol) }
+      attr_accessor :status
+
+      # After the transfer is submitted to FedACH, this will contain supplemental
+      # details. Increase batches transfers and submits a file to the Federal Reserve
+      # roughly every 30 minutes. The Federal Reserve processes ACH transfers during
+      # weekdays according to their
+      # [posted schedule](https://www.frbservices.org/resources/resource-centers/same-day-ach/fedach-processing-schedule.html).
+      sig { returns(T.nilable(Increase::ACHTransfer::Submission)) }
+      attr_reader :submission
+
+      sig do
+        params(
+          submission: T.nilable(Increase::ACHTransfer::Submission::OrHash)
+        ).void
+      end
+      attr_writer :submission
+
+      # The ID for the transaction funding the transfer.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :transaction_id
+
+      # A constant representing the object's type. For this resource it will always be
+      # `ach_transfer`.
+      sig { returns(Increase::ACHTransfer::Type::TaggedSymbol) }
+      attr_accessor :type
+
+      # ACH transfers move funds between your Increase account and any other account
+      # accessible by the Automated Clearing House (ACH).
+      sig do
+        params(
+          id: String,
+          account_id: String,
+          account_number: String,
+          acknowledgement:
+            T.nilable(Increase::ACHTransfer::Acknowledgement::OrHash),
+          addenda: T.nilable(Increase::ACHTransfer::Addenda::OrHash),
+          amount: Integer,
+          approval: T.nilable(Increase::ACHTransfer::Approval::OrHash),
+          cancellation: T.nilable(Increase::ACHTransfer::Cancellation::OrHash),
+          company_descriptive_date: T.nilable(String),
+          company_discretionary_data: T.nilable(String),
+          company_entry_description: T.nilable(String),
+          company_id: String,
+          company_name: T.nilable(String),
+          created_at: Time,
+          created_by: T.nilable(Increase::ACHTransfer::CreatedBy::OrHash),
+          currency: Increase::ACHTransfer::Currency::OrSymbol,
+          destination_account_holder:
+            Increase::ACHTransfer::DestinationAccountHolder::OrSymbol,
+          external_account_id: T.nilable(String),
+          funding: Increase::ACHTransfer::Funding::OrSymbol,
+          idempotency_key: T.nilable(String),
+          inbound_funds_hold:
+            T.nilable(Increase::ACHTransfer::InboundFundsHold::OrHash),
+          individual_id: T.nilable(String),
+          individual_name: T.nilable(String),
+          network: Increase::ACHTransfer::Network::OrSymbol,
+          notifications_of_change:
+            T::Array[Increase::ACHTransfer::NotificationsOfChange::OrHash],
+          pending_transaction_id: T.nilable(String),
+          preferred_effective_date:
+            Increase::ACHTransfer::PreferredEffectiveDate::OrHash,
+          return_: T.nilable(Increase::ACHTransfer::Return::OrHash),
+          routing_number: String,
+          settlement: T.nilable(Increase::ACHTransfer::Settlement::OrHash),
+          standard_entry_class_code:
+            Increase::ACHTransfer::StandardEntryClassCode::OrSymbol,
+          statement_descriptor: String,
+          status: Increase::ACHTransfer::Status::OrSymbol,
+          submission: T.nilable(Increase::ACHTransfer::Submission::OrHash),
+          transaction_id: T.nilable(String),
+          type: Increase::ACHTransfer::Type::OrSymbol
+        ).returns(T.attached_class)
+      end
+      def self.new(
+        # The ACH transfer's identifier.
+        id:,
+        # The Account to which the transfer belongs.
+        account_id:,
+        # The destination account number.
+        account_number:,
+        # After the transfer is acknowledged by FedACH, this will contain supplemental
+        # details. The Federal Reserve sends an acknowledgement message for each file that
+        # Increase submits.
+        acknowledgement:,
+        # Additional information that will be sent to the recipient.
+        addenda:,
+        # The transfer amount in USD cents. A positive amount indicates a credit transfer
+        # pushing funds to the receiving account. A negative amount indicates a debit
+        # transfer pulling funds from the receiving account.
+        amount:,
+        # If your account requires approvals for transfers and the transfer was approved,
+        # this will contain details of the approval.
+        approval:,
+        # If your account requires approvals for transfers and the transfer was not
+        # approved, this will contain details of the cancellation.
+        cancellation:,
+        # The description of the date of the transfer.
+        company_descriptive_date:,
+        # The data you chose to associate with the transfer.
+        company_discretionary_data:,
+        # The description of the transfer you set to be shown to the recipient.
+        company_entry_description:,
+        # The company ID associated with the transfer.
+        company_id:,
+        # The name by which the recipient knows you.
+        company_name:,
+        # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+        # the transfer was created.
+        created_at:,
+        # What object created the transfer, either via the API or the dashboard.
+        created_by:,
+        # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the transfer's
+        # currency. For ACH transfers this is always equal to `usd`.
+        currency:,
+        # The type of entity that owns the account to which the ACH Transfer is being
+        # sent.
+        destination_account_holder:,
+        # The identifier of the External Account the transfer was made to, if any.
+        external_account_id:,
+        # The type of the account to which the transfer will be sent.
+        funding:,
+        # The idempotency key you chose for this object. This value is unique across
+        # Increase and is used to ensure that a request is only processed once. Learn more
+        # about [idempotency](https://increase.com/documentation/idempotency-keys).
+        idempotency_key:,
+        # Increase will sometimes hold the funds for ACH debit transfers. If funds are
+        # held, this sub-object will contain details of the hold.
+        inbound_funds_hold:,
+        # Your identifier for the transfer recipient.
+        individual_id:,
+        # The name of the transfer recipient. This value is information and not verified
+        # by the recipient's bank.
+        individual_name:,
+        # The transfer's network.
+        network:,
+        # If the receiving bank accepts the transfer but notifies that future transfers
+        # should use different details, this will contain those details.
+        notifications_of_change:,
+        # The ID for the pending transaction representing the transfer. A pending
+        # transaction is created when the transfer
+        # [requires approval](https://increase.com/documentation/transfer-approvals#transfer-approvals)
+        # by someone else in your organization.
+        pending_transaction_id:,
+        # Configuration for how the effective date of the transfer will be set. This
+        # determines same-day vs future-dated settlement timing. If not set, defaults to a
+        # `settlement_schedule` of `same_day`. If set, exactly one of the child attributes
+        # must be set.
+        preferred_effective_date:,
+        # If your transfer is returned, this will contain details of the return.
+        return_:,
+        # The American Bankers' Association (ABA) Routing Transit Number (RTN).
+        routing_number:,
+        # A subhash containing information about when and how the transfer settled at the
+        # Federal Reserve.
+        settlement:,
+        # The Standard Entry Class (SEC) code to use for the transfer.
+        standard_entry_class_code:,
+        # The descriptor that will show on the recipient's bank statement.
+        statement_descriptor:,
+        # The lifecycle status of the transfer.
+        status:,
+        # After the transfer is submitted to FedACH, this will contain supplemental
+        # details. Increase batches transfers and submits a file to the Federal Reserve
+        # roughly every 30 minutes. The Federal Reserve processes ACH transfers during
+        # weekdays according to their
+        # [posted schedule](https://www.frbservices.org/resources/resource-centers/same-day-ach/fedach-processing-schedule.html).
+        submission:,
+        # The ID for the transaction funding the transfer.
+        transaction_id:,
+        # A constant representing the object's type. For this resource it will always be
+        # `ach_transfer`.
+        type:
+      )
+      end
+
+      sig do
+        override.returns(
+          {
+            id: String,
+            account_id: String,
+            account_number: String,
+            acknowledgement: T.nilable(Increase::ACHTransfer::Acknowledgement),
+            addenda: T.nilable(Increase::ACHTransfer::Addenda),
+            amount: Integer,
+            approval: T.nilable(Increase::ACHTransfer::Approval),
+            cancellation: T.nilable(Increase::ACHTransfer::Cancellation),
+            company_descriptive_date: T.nilable(String),
+            company_discretionary_data: T.nilable(String),
+            company_entry_description: T.nilable(String),
+            company_id: String,
+            company_name: T.nilable(String),
+            created_at: Time,
+            created_by: T.nilable(Increase::ACHTransfer::CreatedBy),
+            currency: Increase::ACHTransfer::Currency::TaggedSymbol,
+            destination_account_holder:
+              Increase::ACHTransfer::DestinationAccountHolder::TaggedSymbol,
+            external_account_id: T.nilable(String),
+            funding: Increase::ACHTransfer::Funding::TaggedSymbol,
+            idempotency_key: T.nilable(String),
+            inbound_funds_hold:
+              T.nilable(Increase::ACHTransfer::InboundFundsHold),
+            individual_id: T.nilable(String),
+            individual_name: T.nilable(String),
+            network: Increase::ACHTransfer::Network::TaggedSymbol,
+            notifications_of_change:
+              T::Array[Increase::ACHTransfer::NotificationsOfChange],
+            pending_transaction_id: T.nilable(String),
+            preferred_effective_date:
+              Increase::ACHTransfer::PreferredEffectiveDate,
+            return_: T.nilable(Increase::ACHTransfer::Return),
+            routing_number: String,
+            settlement: T.nilable(Increase::ACHTransfer::Settlement),
+            standard_entry_class_code:
+              Increase::ACHTransfer::StandardEntryClassCode::TaggedSymbol,
+            statement_descriptor: String,
+            status: Increase::ACHTransfer::Status::TaggedSymbol,
+            submission: T.nilable(Increase::ACHTransfer::Submission),
+            transaction_id: T.nilable(String),
+            type: Increase::ACHTransfer::Type::TaggedSymbol
+          }
+        )
+      end
+      def to_hash
+      end
+
+      class Acknowledgement < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(
+              Increase::ACHTransfer::Acknowledgement,
+              Increase::Internal::AnyHash
+            )
+          end
+
+        # When the Federal Reserve acknowledged the submitted file containing this
+        # transfer.
+        sig { returns(String) }
+        attr_accessor :acknowledged_at
+
+        # After the transfer is acknowledged by FedACH, this will contain supplemental
+        # details. The Federal Reserve sends an acknowledgement message for each file that
+        # Increase submits.
+        sig { params(acknowledged_at: String).returns(T.attached_class) }
+        def self.new(
+          # When the Federal Reserve acknowledged the submitted file containing this
+          # transfer.
+          acknowledged_at:
+        )
+        end
+
+        sig { override.returns({ acknowledged_at: String }) }
+        def to_hash
+        end
+      end
+
+      class Addenda < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(Increase::ACHTransfer::Addenda, Increase::Internal::AnyHash)
+          end
+
+        # The type of the resource. We may add additional possible values for this enum
+        # over time; your application should be able to handle such additions gracefully.
+        sig { returns(Increase::ACHTransfer::Addenda::Category::TaggedSymbol) }
+        attr_accessor :category
+
+        # Unstructured `payment_related_information` passed through with the transfer.
+        sig { returns(T.nilable(Increase::ACHTransfer::Addenda::Freeform)) }
+        attr_reader :freeform
+
+        sig do
+          params(
+            freeform:
+              T.nilable(Increase::ACHTransfer::Addenda::Freeform::OrHash)
+          ).void
+        end
+        attr_writer :freeform
+
+        # Structured ASC X12 820 remittance advice records. Please reach out to
+        # [support@increase.com](mailto:support@increase.com) for more information.
+        sig do
+          returns(
+            T.nilable(
+              Increase::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice
+            )
+          )
+        end
+        attr_reader :payment_order_remittance_advice
+
+        sig do
+          params(
+            payment_order_remittance_advice:
+              T.nilable(
+                Increase::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice::OrHash
+              )
+          ).void
+        end
+        attr_writer :payment_order_remittance_advice
+
+        # Additional information that will be sent to the recipient.
+        sig do
+          params(
+            category: Increase::ACHTransfer::Addenda::Category::OrSymbol,
+            freeform:
+              T.nilable(Increase::ACHTransfer::Addenda::Freeform::OrHash),
+            payment_order_remittance_advice:
+              T.nilable(
+                Increase::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice::OrHash
+              )
+          ).returns(T.attached_class)
+        end
+        def self.new(
+          # The type of the resource. We may add additional possible values for this enum
+          # over time; your application should be able to handle such additions gracefully.
+          category:,
+          # Unstructured `payment_related_information` passed through with the transfer.
+          freeform:,
+          # Structured ASC X12 820 remittance advice records. Please reach out to
+          # [support@increase.com](mailto:support@increase.com) for more information.
+          payment_order_remittance_advice:
+        )
+        end
+
+        sig do
+          override.returns(
+            {
+              category: Increase::ACHTransfer::Addenda::Category::TaggedSymbol,
+              freeform: T.nilable(Increase::ACHTransfer::Addenda::Freeform),
+              payment_order_remittance_advice:
+                T.nilable(
+                  Increase::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice
+                )
+            }
+          )
+        end
+        def to_hash
+        end
+
+        # The type of the resource. We may add additional possible values for this enum
+        # over time; your application should be able to handle such additions gracefully.
+        module Category
+          extend Increase::Internal::Type::Enum
+
+          TaggedSymbol =
+            T.type_alias do
+              T.all(Symbol, Increase::ACHTransfer::Addenda::Category)
+            end
+          OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+          # Unstructured `payment_related_information` passed through with the transfer.
+          FREEFORM =
+            T.let(
+              :freeform,
+              Increase::ACHTransfer::Addenda::Category::TaggedSymbol
+            )
+
+          # Structured ASC X12 820 remittance advice records. Please reach out to [support@increase.com](mailto:support@increase.com) for more information.
+          PAYMENT_ORDER_REMITTANCE_ADVICE =
+            T.let(
+              :payment_order_remittance_advice,
+              Increase::ACHTransfer::Addenda::Category::TaggedSymbol
+            )
+
+          # Unknown addenda type.
+          OTHER =
+            T.let(
+              :other,
+              Increase::ACHTransfer::Addenda::Category::TaggedSymbol
+            )
+
+          sig do
+            override.returns(
+              T::Array[Increase::ACHTransfer::Addenda::Category::TaggedSymbol]
+            )
+          end
+          def self.values
+          end
+        end
+
+        class Freeform < Increase::Internal::Type::BaseModel
+          OrHash =
+            T.type_alias do
+              T.any(
+                Increase::ACHTransfer::Addenda::Freeform,
+                Increase::Internal::AnyHash
+              )
+            end
+
+          # Each entry represents an addendum sent with the transfer.
+          sig do
+            returns(T::Array[Increase::ACHTransfer::Addenda::Freeform::Entry])
+          end
+          attr_accessor :entries
+
+          # Unstructured `payment_related_information` passed through with the transfer.
+          sig do
+            params(
+              entries:
+                T::Array[
+                  Increase::ACHTransfer::Addenda::Freeform::Entry::OrHash
+                ]
+            ).returns(T.attached_class)
+          end
+          def self.new(
+            # Each entry represents an addendum sent with the transfer.
+            entries:
+          )
+          end
+
+          sig do
+            override.returns(
+              {
+                entries:
+                  T::Array[Increase::ACHTransfer::Addenda::Freeform::Entry]
+              }
+            )
+          end
+          def to_hash
+          end
+
+          class Entry < Increase::Internal::Type::BaseModel
+            OrHash =
+              T.type_alias do
+                T.any(
+                  Increase::ACHTransfer::Addenda::Freeform::Entry,
+                  Increase::Internal::AnyHash
+                )
+              end
+
+            # The payment related information passed in the addendum.
+            sig { returns(String) }
+            attr_accessor :payment_related_information
+
+            sig do
+              params(payment_related_information: String).returns(
+                T.attached_class
+              )
+            end
+            def self.new(
+              # The payment related information passed in the addendum.
+              payment_related_information:
+            )
+            end
+
+            sig { override.returns({ payment_related_information: String }) }
+            def to_hash
+            end
+          end
+        end
+
+        class PaymentOrderRemittanceAdvice < Increase::Internal::Type::BaseModel
+          OrHash =
+            T.type_alias do
+              T.any(
+                Increase::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice,
+                Increase::Internal::AnyHash
+              )
+            end
+
+          # ASC X12 RMR records for this specific transfer.
+          sig do
+            returns(
+              T::Array[
+                Increase::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice::Invoice
+              ]
+            )
+          end
+          attr_accessor :invoices
+
+          # Structured ASC X12 820 remittance advice records. Please reach out to
+          # [support@increase.com](mailto:support@increase.com) for more information.
+          sig do
+            params(
+              invoices:
+                T::Array[
+                  Increase::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice::Invoice::OrHash
+                ]
+            ).returns(T.attached_class)
+          end
+          def self.new(
+            # ASC X12 RMR records for this specific transfer.
+            invoices:
+          )
+          end
+
+          sig do
+            override.returns(
+              {
+                invoices:
+                  T::Array[
+                    Increase::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice::Invoice
+                  ]
+              }
+            )
+          end
+          def to_hash
+          end
+
+          class Invoice < Increase::Internal::Type::BaseModel
+            OrHash =
+              T.type_alias do
+                T.any(
+                  Increase::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice::Invoice,
+                  Increase::Internal::AnyHash
+                )
+              end
+
+            # The invoice number for this reference, determined in advance with the receiver.
+            sig { returns(String) }
+            attr_accessor :invoice_number
+
+            # The amount that was paid for this invoice in the minor unit of its currency. For
+            # dollars, for example, this is cents.
+            sig { returns(Integer) }
+            attr_accessor :paid_amount
+
+            sig do
+              params(invoice_number: String, paid_amount: Integer).returns(
+                T.attached_class
+              )
+            end
+            def self.new(
+              # The invoice number for this reference, determined in advance with the receiver.
+              invoice_number:,
+              # The amount that was paid for this invoice in the minor unit of its currency. For
+              # dollars, for example, this is cents.
+              paid_amount:
+            )
+            end
+
+            sig do
+              override.returns({ invoice_number: String, paid_amount: Integer })
+            end
+            def to_hash
+            end
+          end
+        end
+      end
+
+      class Approval < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(Increase::ACHTransfer::Approval, Increase::Internal::AnyHash)
+          end
+
+        # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+        # the transfer was approved.
+        sig { returns(Time) }
+        attr_accessor :approved_at
+
+        # If the Transfer was approved by a user in the dashboard, the email address of
+        # that user.
+        sig { returns(T.nilable(String)) }
+        attr_accessor :approved_by
+
+        # If your account requires approvals for transfers and the transfer was approved,
+        # this will contain details of the approval.
+        sig do
+          params(approved_at: Time, approved_by: T.nilable(String)).returns(
+            T.attached_class
+          )
+        end
+        def self.new(
+          # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+          # the transfer was approved.
+          approved_at:,
+          # If the Transfer was approved by a user in the dashboard, the email address of
+          # that user.
+          approved_by:
+        )
+        end
+
+        sig do
+          override.returns(
+            { approved_at: Time, approved_by: T.nilable(String) }
+          )
+        end
+        def to_hash
+        end
+      end
+
+      class Cancellation < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(
+              Increase::ACHTransfer::Cancellation,
+              Increase::Internal::AnyHash
+            )
+          end
+
+        # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+        # the Transfer was canceled.
+        sig { returns(Time) }
+        attr_accessor :canceled_at
+
+        # If the Transfer was canceled by a user in the dashboard, the email address of
+        # that user.
+        sig { returns(T.nilable(String)) }
+        attr_accessor :canceled_by
+
+        # If your account requires approvals for transfers and the transfer was not
+        # approved, this will contain details of the cancellation.
+        sig do
+          params(canceled_at: Time, canceled_by: T.nilable(String)).returns(
+            T.attached_class
+          )
+        end
+        def self.new(
+          # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+          # the Transfer was canceled.
+          canceled_at:,
+          # If the Transfer was canceled by a user in the dashboard, the email address of
+          # that user.
+          canceled_by:
+        )
+        end
+
+        sig do
+          override.returns(
+            { canceled_at: Time, canceled_by: T.nilable(String) }
+          )
+        end
+        def to_hash
+        end
+      end
+
+      class CreatedBy < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(Increase::ACHTransfer::CreatedBy, Increase::Internal::AnyHash)
+          end
+
+        # If present, details about the API key that created the transfer.
+        sig { returns(T.nilable(Increase::ACHTransfer::CreatedBy::APIKey)) }
+        attr_reader :api_key
+
+        sig do
+          params(
+            api_key: T.nilable(Increase::ACHTransfer::CreatedBy::APIKey::OrHash)
+          ).void
+        end
+        attr_writer :api_key
+
+        # The type of object that created this transfer.
+        sig do
+          returns(Increase::ACHTransfer::CreatedBy::Category::TaggedSymbol)
+        end
+        attr_accessor :category
+
+        # If present, details about the OAuth Application that created the transfer.
+        sig do
+          returns(T.nilable(Increase::ACHTransfer::CreatedBy::OAuthApplication))
+        end
+        attr_reader :oauth_application
+
+        sig do
+          params(
+            oauth_application:
+              T.nilable(
+                Increase::ACHTransfer::CreatedBy::OAuthApplication::OrHash
+              )
+          ).void
+        end
+        attr_writer :oauth_application
+
+        # If present, details about the User that created the transfer.
+        sig { returns(T.nilable(Increase::ACHTransfer::CreatedBy::User)) }
+        attr_reader :user
+
+        sig do
+          params(
+            user: T.nilable(Increase::ACHTransfer::CreatedBy::User::OrHash)
+          ).void
+        end
+        attr_writer :user
+
+        # What object created the transfer, either via the API or the dashboard.
+        sig do
+          params(
+            api_key:
+              T.nilable(Increase::ACHTransfer::CreatedBy::APIKey::OrHash),
+            category: Increase::ACHTransfer::CreatedBy::Category::OrSymbol,
+            oauth_application:
+              T.nilable(
+                Increase::ACHTransfer::CreatedBy::OAuthApplication::OrHash
+              ),
+            user: T.nilable(Increase::ACHTransfer::CreatedBy::User::OrHash)
+          ).returns(T.attached_class)
+        end
+        def self.new(
+          # If present, details about the API key that created the transfer.
+          api_key:,
+          # The type of object that created this transfer.
+          category:,
+          # If present, details about the OAuth Application that created the transfer.
+          oauth_application:,
+          # If present, details about the User that created the transfer.
+          user:
+        )
+        end
+
+        sig do
+          override.returns(
+            {
+              api_key: T.nilable(Increase::ACHTransfer::CreatedBy::APIKey),
+              category:
+                Increase::ACHTransfer::CreatedBy::Category::TaggedSymbol,
+              oauth_application:
+                T.nilable(Increase::ACHTransfer::CreatedBy::OAuthApplication),
+              user: T.nilable(Increase::ACHTransfer::CreatedBy::User)
+            }
+          )
+        end
+        def to_hash
+        end
+
+        class APIKey < Increase::Internal::Type::BaseModel
+          OrHash =
+            T.type_alias do
+              T.any(
+                Increase::ACHTransfer::CreatedBy::APIKey,
+                Increase::Internal::AnyHash
+              )
+            end
+
+          # The description set for the API key when it was created.
+          sig { returns(T.nilable(String)) }
+          attr_accessor :description
+
+          # If present, details about the API key that created the transfer.
+          sig do
+            params(description: T.nilable(String)).returns(T.attached_class)
+          end
+          def self.new(
+            # The description set for the API key when it was created.
+            description:
+          )
+          end
+
+          sig { override.returns({ description: T.nilable(String) }) }
+          def to_hash
+          end
+        end
+
+        # The type of object that created this transfer.
+        module Category
+          extend Increase::Internal::Type::Enum
+
+          TaggedSymbol =
+            T.type_alias do
+              T.all(Symbol, Increase::ACHTransfer::CreatedBy::Category)
+            end
+          OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+          # An API key. Details will be under the `api_key` object.
+          API_KEY =
+            T.let(
+              :api_key,
+              Increase::ACHTransfer::CreatedBy::Category::TaggedSymbol
+            )
+
+          # An OAuth application you connected to Increase. Details will be under the `oauth_application` object.
+          OAUTH_APPLICATION =
+            T.let(
+              :oauth_application,
+              Increase::ACHTransfer::CreatedBy::Category::TaggedSymbol
+            )
+
+          # A User in the Increase dashboard. Details will be under the `user` object.
+          USER =
+            T.let(
+              :user,
+              Increase::ACHTransfer::CreatedBy::Category::TaggedSymbol
+            )
+
+          sig do
+            override.returns(
+              T::Array[Increase::ACHTransfer::CreatedBy::Category::TaggedSymbol]
+            )
+          end
+          def self.values
+          end
+        end
+
+        class OAuthApplication < Increase::Internal::Type::BaseModel
+          OrHash =
+            T.type_alias do
+              T.any(
+                Increase::ACHTransfer::CreatedBy::OAuthApplication,
+                Increase::Internal::AnyHash
+              )
+            end
+
+          # The name of the OAuth Application.
+          sig { returns(String) }
+          attr_accessor :name
+
+          # If present, details about the OAuth Application that created the transfer.
+          sig { params(name: String).returns(T.attached_class) }
+          def self.new(
+            # The name of the OAuth Application.
+            name:
+          )
+          end
+
+          sig { override.returns({ name: String }) }
+          def to_hash
+          end
+        end
+
+        class User < Increase::Internal::Type::BaseModel
+          OrHash =
+            T.type_alias do
+              T.any(
+                Increase::ACHTransfer::CreatedBy::User,
+                Increase::Internal::AnyHash
+              )
+            end
+
+          # The email address of the User.
+          sig { returns(String) }
+          attr_accessor :email
+
+          # If present, details about the User that created the transfer.
+          sig { params(email: String).returns(T.attached_class) }
+          def self.new(
+            # The email address of the User.
+            email:
+          )
+          end
+
+          sig { override.returns({ email: String }) }
+          def to_hash
+          end
+        end
+      end
+
+      # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the transfer's
+      # currency. For ACH transfers this is always equal to `usd`.
+      module Currency
+        extend Increase::Internal::Type::Enum
+
+        TaggedSymbol =
+          T.type_alias { T.all(Symbol, Increase::ACHTransfer::Currency) }
+        OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+        # Canadian Dollar (CAD)
+        CAD = T.let(:CAD, Increase::ACHTransfer::Currency::TaggedSymbol)
+
+        # Swiss Franc (CHF)
+        CHF = T.let(:CHF, Increase::ACHTransfer::Currency::TaggedSymbol)
+
+        # Euro (EUR)
+        EUR = T.let(:EUR, Increase::ACHTransfer::Currency::TaggedSymbol)
+
+        # British Pound (GBP)
+        GBP = T.let(:GBP, Increase::ACHTransfer::Currency::TaggedSymbol)
+
+        # Japanese Yen (JPY)
+        JPY = T.let(:JPY, Increase::ACHTransfer::Currency::TaggedSymbol)
+
+        # US Dollar (USD)
+        USD = T.let(:USD, Increase::ACHTransfer::Currency::TaggedSymbol)
+
+        sig do
+          override.returns(
+            T::Array[Increase::ACHTransfer::Currency::TaggedSymbol]
+          )
+        end
+        def self.values
+        end
+      end
+
+      # The type of entity that owns the account to which the ACH Transfer is being
+      # sent.
+      module DestinationAccountHolder
+        extend Increase::Internal::Type::Enum
+
+        TaggedSymbol =
+          T.type_alias do
+            T.all(Symbol, Increase::ACHTransfer::DestinationAccountHolder)
+          end
+        OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+        # The External Account is owned by a business.
+        BUSINESS =
+          T.let(
+            :business,
+            Increase::ACHTransfer::DestinationAccountHolder::TaggedSymbol
+          )
+
+        # The External Account is owned by an individual.
+        INDIVIDUAL =
+          T.let(
+            :individual,
+            Increase::ACHTransfer::DestinationAccountHolder::TaggedSymbol
+          )
+
+        # It's unknown what kind of entity owns the External Account.
+        UNKNOWN =
+          T.let(
+            :unknown,
+            Increase::ACHTransfer::DestinationAccountHolder::TaggedSymbol
+          )
+
+        sig do
+          override.returns(
+            T::Array[
+              Increase::ACHTransfer::DestinationAccountHolder::TaggedSymbol
+            ]
+          )
+        end
+        def self.values
+        end
+      end
+
+      # The type of the account to which the transfer will be sent.
+      module Funding
+        extend Increase::Internal::Type::Enum
+
+        TaggedSymbol =
+          T.type_alias { T.all(Symbol, Increase::ACHTransfer::Funding) }
+        OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+        # A checking account.
+        CHECKING =
+          T.let(:checking, Increase::ACHTransfer::Funding::TaggedSymbol)
+
+        # A savings account.
+        SAVINGS = T.let(:savings, Increase::ACHTransfer::Funding::TaggedSymbol)
+
+        sig do
+          override.returns(
+            T::Array[Increase::ACHTransfer::Funding::TaggedSymbol]
+          )
+        end
+        def self.values
+        end
+      end
+
+      class InboundFundsHold < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(
+              Increase::ACHTransfer::InboundFundsHold,
+              Increase::Internal::AnyHash
+            )
+          end
+
+        # The Inbound Funds Hold identifier.
+        sig { returns(String) }
+        attr_accessor :id
+
+        # The held amount in the minor unit of the account's currency. For dollars, for
+        # example, this is cents.
+        sig { returns(Integer) }
+        attr_accessor :amount
+
+        # When the hold will be released automatically. Certain conditions may cause it to
+        # be released before this time.
+        sig { returns(Time) }
+        attr_accessor :automatically_releases_at
+
+        # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) time at which the hold
+        # was created.
+        sig { returns(Time) }
+        attr_accessor :created_at
+
+        # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the hold's
+        # currency.
+        sig do
+          returns(
+            Increase::ACHTransfer::InboundFundsHold::Currency::TaggedSymbol
+          )
+        end
+        attr_accessor :currency
+
+        # The ID of the Transaction for which funds were held.
+        sig { returns(T.nilable(String)) }
+        attr_accessor :held_transaction_id
+
+        # The ID of the Pending Transaction representing the held funds.
+        sig { returns(T.nilable(String)) }
+        attr_accessor :pending_transaction_id
+
+        # When the hold was released (if it has been released).
+        sig { returns(T.nilable(Time)) }
+        attr_accessor :released_at
+
+        # The status of the hold.
+        sig do
+          returns(Increase::ACHTransfer::InboundFundsHold::Status::TaggedSymbol)
+        end
+        attr_accessor :status
+
+        # A constant representing the object's type. For this resource it will always be
+        # `inbound_funds_hold`.
+        sig do
+          returns(Increase::ACHTransfer::InboundFundsHold::Type::TaggedSymbol)
+        end
+        attr_accessor :type
+
+        # Increase will sometimes hold the funds for ACH debit transfers. If funds are
+        # held, this sub-object will contain details of the hold.
+        sig do
+          params(
+            id: String,
+            amount: Integer,
+            automatically_releases_at: Time,
+            created_at: Time,
+            currency:
+              Increase::ACHTransfer::InboundFundsHold::Currency::OrSymbol,
+            held_transaction_id: T.nilable(String),
+            pending_transaction_id: T.nilable(String),
+            released_at: T.nilable(Time),
+            status: Increase::ACHTransfer::InboundFundsHold::Status::OrSymbol,
+            type: Increase::ACHTransfer::InboundFundsHold::Type::OrSymbol
+          ).returns(T.attached_class)
+        end
+        def self.new(
+          # The Inbound Funds Hold identifier.
+          id:,
+          # The held amount in the minor unit of the account's currency. For dollars, for
+          # example, this is cents.
+          amount:,
+          # When the hold will be released automatically. Certain conditions may cause it to
+          # be released before this time.
+          automatically_releases_at:,
+          # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) time at which the hold
+          # was created.
+          created_at:,
+          # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the hold's
+          # currency.
+          currency:,
+          # The ID of the Transaction for which funds were held.
+          held_transaction_id:,
+          # The ID of the Pending Transaction representing the held funds.
+          pending_transaction_id:,
+          # When the hold was released (if it has been released).
+          released_at:,
+          # The status of the hold.
+          status:,
+          # A constant representing the object's type. For this resource it will always be
+          # `inbound_funds_hold`.
+          type:
+        )
+        end
+
+        sig do
+          override.returns(
+            {
+              id: String,
+              amount: Integer,
+              automatically_releases_at: Time,
+              created_at: Time,
+              currency:
+                Increase::ACHTransfer::InboundFundsHold::Currency::TaggedSymbol,
+              held_transaction_id: T.nilable(String),
+              pending_transaction_id: T.nilable(String),
+              released_at: T.nilable(Time),
+              status:
+                Increase::ACHTransfer::InboundFundsHold::Status::TaggedSymbol,
+              type: Increase::ACHTransfer::InboundFundsHold::Type::TaggedSymbol
+            }
+          )
+        end
+        def to_hash
+        end
+
+        # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the hold's
+        # currency.
+        module Currency
+          extend Increase::Internal::Type::Enum
+
+          TaggedSymbol =
+            T.type_alias do
+              T.all(Symbol, Increase::ACHTransfer::InboundFundsHold::Currency)
+            end
+          OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+          # Canadian Dollar (CAD)
+          CAD =
+            T.let(
+              :CAD,
+              Increase::ACHTransfer::InboundFundsHold::Currency::TaggedSymbol
+            )
+
+          # Swiss Franc (CHF)
+          CHF =
+            T.let(
+              :CHF,
+              Increase::ACHTransfer::InboundFundsHold::Currency::TaggedSymbol
+            )
+
+          # Euro (EUR)
+          EUR =
+            T.let(
+              :EUR,
+              Increase::ACHTransfer::InboundFundsHold::Currency::TaggedSymbol
+            )
+
+          # British Pound (GBP)
+          GBP =
+            T.let(
+              :GBP,
+              Increase::ACHTransfer::InboundFundsHold::Currency::TaggedSymbol
+            )
+
+          # Japanese Yen (JPY)
+          JPY =
+            T.let(
+              :JPY,
+              Increase::ACHTransfer::InboundFundsHold::Currency::TaggedSymbol
+            )
+
+          # US Dollar (USD)
+          USD =
+            T.let(
+              :USD,
+              Increase::ACHTransfer::InboundFundsHold::Currency::TaggedSymbol
+            )
+
+          sig do
+            override.returns(
+              T::Array[
+                Increase::ACHTransfer::InboundFundsHold::Currency::TaggedSymbol
+              ]
+            )
+          end
+          def self.values
+          end
+        end
+
+        # The status of the hold.
+        module Status
+          extend Increase::Internal::Type::Enum
+
+          TaggedSymbol =
+            T.type_alias do
+              T.all(Symbol, Increase::ACHTransfer::InboundFundsHold::Status)
+            end
+          OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+          # Funds are still being held.
+          HELD =
+            T.let(
+              :held,
+              Increase::ACHTransfer::InboundFundsHold::Status::TaggedSymbol
+            )
+
+          # Funds have been released.
+          COMPLETE =
+            T.let(
+              :complete,
+              Increase::ACHTransfer::InboundFundsHold::Status::TaggedSymbol
+            )
+
+          sig do
+            override.returns(
+              T::Array[
+                Increase::ACHTransfer::InboundFundsHold::Status::TaggedSymbol
+              ]
+            )
+          end
+          def self.values
+          end
+        end
+
+        # A constant representing the object's type. For this resource it will always be
+        # `inbound_funds_hold`.
+        module Type
+          extend Increase::Internal::Type::Enum
+
+          TaggedSymbol =
+            T.type_alias do
+              T.all(Symbol, Increase::ACHTransfer::InboundFundsHold::Type)
+            end
+          OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+          INBOUND_FUNDS_HOLD =
+            T.let(
+              :inbound_funds_hold,
+              Increase::ACHTransfer::InboundFundsHold::Type::TaggedSymbol
+            )
+
+          sig do
+            override.returns(
+              T::Array[
+                Increase::ACHTransfer::InboundFundsHold::Type::TaggedSymbol
+              ]
+            )
+          end
+          def self.values
+          end
+        end
+      end
+
+      # The transfer's network.
+      module Network
+        extend Increase::Internal::Type::Enum
+
+        TaggedSymbol =
+          T.type_alias { T.all(Symbol, Increase::ACHTransfer::Network) }
+        OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+        ACH = T.let(:ach, Increase::ACHTransfer::Network::TaggedSymbol)
+
+        sig do
+          override.returns(
+            T::Array[Increase::ACHTransfer::Network::TaggedSymbol]
+          )
+        end
+        def self.values
+        end
+      end
+
+      class NotificationsOfChange < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(
+              Increase::ACHTransfer::NotificationsOfChange,
+              Increase::Internal::AnyHash
+            )
+          end
+
+        # The required type of change that is being signaled by the receiving financial
+        # institution.
+        sig do
+          returns(
+            Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+          )
+        end
+        attr_accessor :change_code
+
+        # The corrected data that should be used in future ACHs to this account. This may
+        # contain the suggested new account number or routing number. When the
+        # `change_code` is `incorrect_transaction_code`, this field contains an integer.
+        # Numbers starting with a 2 encourage changing the `funding` parameter to
+        # checking; numbers starting with a 3 encourage changing to savings.
+        sig { returns(String) }
+        attr_accessor :corrected_data
+
+        # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+        # the notification occurred.
+        sig { returns(Time) }
+        attr_accessor :created_at
+
+        sig do
+          params(
+            change_code:
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::OrSymbol,
+            corrected_data: String,
+            created_at: Time
+          ).returns(T.attached_class)
+        end
+        def self.new(
+          # The required type of change that is being signaled by the receiving financial
+          # institution.
+          change_code:,
+          # The corrected data that should be used in future ACHs to this account. This may
+          # contain the suggested new account number or routing number. When the
+          # `change_code` is `incorrect_transaction_code`, this field contains an integer.
+          # Numbers starting with a 2 encourage changing the `funding` parameter to
+          # checking; numbers starting with a 3 encourage changing to savings.
+          corrected_data:,
+          # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+          # the notification occurred.
+          created_at:
+        )
+        end
+
+        sig do
+          override.returns(
+            {
+              change_code:
+                Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol,
+              corrected_data: String,
+              created_at: Time
+            }
+          )
+        end
+        def to_hash
+        end
+
+        # The required type of change that is being signaled by the receiving financial
+        # institution.
+        module ChangeCode
+          extend Increase::Internal::Type::Enum
+
+          TaggedSymbol =
+            T.type_alias do
+              T.all(
+                Symbol,
+                Increase::ACHTransfer::NotificationsOfChange::ChangeCode
+              )
+            end
+          OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+          # The account number was incorrect.
+          INCORRECT_ACCOUNT_NUMBER =
+            T.let(
+              :incorrect_account_number,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The routing number was incorrect.
+          INCORRECT_ROUTING_NUMBER =
+            T.let(
+              :incorrect_routing_number,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # Both the routing number and the account number were incorrect.
+          INCORRECT_ROUTING_NUMBER_AND_ACCOUNT_NUMBER =
+            T.let(
+              :incorrect_routing_number_and_account_number,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The transaction code was incorrect. Try changing the `funding` parameter from checking to savings or vice-versa.
+          INCORRECT_TRANSACTION_CODE =
+            T.let(
+              :incorrect_transaction_code,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The account number and the transaction code were incorrect.
+          INCORRECT_ACCOUNT_NUMBER_AND_TRANSACTION_CODE =
+            T.let(
+              :incorrect_account_number_and_transaction_code,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The routing number, account number, and transaction code were incorrect.
+          INCORRECT_ROUTING_NUMBER_ACCOUNT_NUMBER_AND_TRANSACTION_CODE =
+            T.let(
+              :incorrect_routing_number_account_number_and_transaction_code,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The receiving depository financial institution identification was incorrect.
+          INCORRECT_RECEIVING_DEPOSITORY_FINANCIAL_INSTITUTION_IDENTIFICATION =
+            T.let(
+              :incorrect_receiving_depository_financial_institution_identification,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The individual identification number was incorrect.
+          INCORRECT_INDIVIDUAL_IDENTIFICATION_NUMBER =
+            T.let(
+              :incorrect_individual_identification_number,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The addenda had an incorrect format.
+          ADDENDA_FORMAT_ERROR =
+            T.let(
+              :addenda_format_error,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The standard entry class code was incorrect for an outbound international payment.
+          INCORRECT_STANDARD_ENTRY_CLASS_CODE_FOR_OUTBOUND_INTERNATIONAL_PAYMENT =
+            T.let(
+              :incorrect_standard_entry_class_code_for_outbound_international_payment,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The notification of change was misrouted.
+          MISROUTED_NOTIFICATION_OF_CHANGE =
+            T.let(
+              :misrouted_notification_of_change,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The trace number was incorrect.
+          INCORRECT_TRACE_NUMBER =
+            T.let(
+              :incorrect_trace_number,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The company identification number was incorrect.
+          INCORRECT_COMPANY_IDENTIFICATION_NUMBER =
+            T.let(
+              :incorrect_company_identification_number,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The individual identification number or identification number was incorrect.
+          INCORRECT_IDENTIFICATION_NUMBER =
+            T.let(
+              :incorrect_identification_number,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The corrected data was incorrectly formatted.
+          INCORRECTLY_FORMATTED_CORRECTED_DATA =
+            T.let(
+              :incorrectly_formatted_corrected_data,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The discretionary data was incorrect.
+          INCORRECT_DISCRETIONARY_DATA =
+            T.let(
+              :incorrect_discretionary_data,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The routing number was not from the original entry detail record.
+          ROUTING_NUMBER_NOT_FROM_ORIGINAL_ENTRY_DETAIL_RECORD =
+            T.let(
+              :routing_number_not_from_original_entry_detail_record,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The depository financial institution account number was not from the original entry detail record.
+          DEPOSITORY_FINANCIAL_INSTITUTION_ACCOUNT_NUMBER_NOT_FROM_ORIGINAL_ENTRY_DETAIL_RECORD =
+            T.let(
+              :depository_financial_institution_account_number_not_from_original_entry_detail_record,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          # The transaction code was incorrect, initiated by the originating depository financial institution.
+          INCORRECT_TRANSACTION_CODE_BY_ORIGINATING_DEPOSITORY_FINANCIAL_INSTITUTION =
+            T.let(
+              :incorrect_transaction_code_by_originating_depository_financial_institution,
+              Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+            )
+
+          sig do
+            override.returns(
+              T::Array[
+                Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol
+              ]
+            )
+          end
+          def self.values
+          end
+        end
+      end
+
+      class PreferredEffectiveDate < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(
+              Increase::ACHTransfer::PreferredEffectiveDate,
+              Increase::Internal::AnyHash
+            )
+          end
+
+        # A specific date in [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) format to
+        # use as the effective date when submitting this transfer.
+        sig { returns(T.nilable(Date)) }
+        attr_accessor :date
+
+        # A schedule by which Increase will choose an effective date for the transfer.
+        sig do
+          returns(
+            T.nilable(
+              Increase::ACHTransfer::PreferredEffectiveDate::SettlementSchedule::TaggedSymbol
+            )
+          )
+        end
+        attr_accessor :settlement_schedule
+
+        # Configuration for how the effective date of the transfer will be set. This
+        # determines same-day vs future-dated settlement timing. If not set, defaults to a
+        # `settlement_schedule` of `same_day`. If set, exactly one of the child attributes
+        # must be set.
+        sig do
+          params(
+            date: T.nilable(Date),
+            settlement_schedule:
+              T.nilable(
+                Increase::ACHTransfer::PreferredEffectiveDate::SettlementSchedule::OrSymbol
+              )
+          ).returns(T.attached_class)
+        end
+        def self.new(
+          # A specific date in [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) format to
+          # use as the effective date when submitting this transfer.
+          date:,
+          # A schedule by which Increase will choose an effective date for the transfer.
+          settlement_schedule:
+        )
+        end
+
+        sig do
+          override.returns(
+            {
+              date: T.nilable(Date),
+              settlement_schedule:
+                T.nilable(
+                  Increase::ACHTransfer::PreferredEffectiveDate::SettlementSchedule::TaggedSymbol
+                )
+            }
+          )
+        end
+        def to_hash
+        end
+
+        # A schedule by which Increase will choose an effective date for the transfer.
+        module SettlementSchedule
+          extend Increase::Internal::Type::Enum
+
+          TaggedSymbol =
+            T.type_alias do
+              T.all(
+                Symbol,
+                Increase::ACHTransfer::PreferredEffectiveDate::SettlementSchedule
+              )
+            end
+          OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+          # The chosen effective date will be the same as the ACH processing date on which the transfer is submitted.
+          # This is necessary, but not sufficient for the transfer to be settled same-day:
+          # it must also be submitted before the last same-day cutoff
+          # and be less than or equal to $1,000.000.00.
+          SAME_DAY =
+            T.let(
+              :same_day,
+              Increase::ACHTransfer::PreferredEffectiveDate::SettlementSchedule::TaggedSymbol
+            )
+
+          # The chosen effective date will be the business day following the ACH processing date on which the transfer is submitted. The transfer will be settled on that future day.
+          FUTURE_DATED =
+            T.let(
+              :future_dated,
+              Increase::ACHTransfer::PreferredEffectiveDate::SettlementSchedule::TaggedSymbol
+            )
+
+          sig do
+            override.returns(
+              T::Array[
+                Increase::ACHTransfer::PreferredEffectiveDate::SettlementSchedule::TaggedSymbol
+              ]
+            )
+          end
+          def self.values
+          end
+        end
+      end
+
+      class Return < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(Increase::ACHTransfer::Return, Increase::Internal::AnyHash)
+          end
+
+        # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+        # the transfer was created.
+        sig { returns(Time) }
+        attr_accessor :created_at
+
+        # The three character ACH return code, in the range R01 to R85.
+        sig { returns(String) }
+        attr_accessor :raw_return_reason_code
+
+        # Why the ACH Transfer was returned. This reason code is sent by the receiving
+        # bank back to Increase.
+        sig do
+          returns(Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol)
+        end
+        attr_accessor :return_reason_code
+
+        # A 15 digit number that was generated by the bank that initiated the return. The
+        # trace number of the return is different than that of the original transfer. ACH
+        # trace numbers are not unique, but along with the amount and date this number can
+        # be used to identify the ACH return at the bank that initiated it.
+        sig { returns(String) }
+        attr_accessor :trace_number
+
+        # The identifier of the Transaction associated with this return.
+        sig { returns(String) }
+        attr_accessor :transaction_id
+
+        # The identifier of the ACH Transfer associated with this return.
+        sig { returns(String) }
+        attr_accessor :transfer_id
+
+        # If your transfer is returned, this will contain details of the return.
+        sig do
+          params(
+            created_at: Time,
+            raw_return_reason_code: String,
+            return_reason_code:
+              Increase::ACHTransfer::Return::ReturnReasonCode::OrSymbol,
+            trace_number: String,
+            transaction_id: String,
+            transfer_id: String
+          ).returns(T.attached_class)
+        end
+        def self.new(
+          # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+          # the transfer was created.
+          created_at:,
+          # The three character ACH return code, in the range R01 to R85.
+          raw_return_reason_code:,
+          # Why the ACH Transfer was returned. This reason code is sent by the receiving
+          # bank back to Increase.
+          return_reason_code:,
+          # A 15 digit number that was generated by the bank that initiated the return. The
+          # trace number of the return is different than that of the original transfer. ACH
+          # trace numbers are not unique, but along with the amount and date this number can
+          # be used to identify the ACH return at the bank that initiated it.
+          trace_number:,
+          # The identifier of the Transaction associated with this return.
+          transaction_id:,
+          # The identifier of the ACH Transfer associated with this return.
+          transfer_id:
+        )
+        end
+
+        sig do
+          override.returns(
+            {
+              created_at: Time,
+              raw_return_reason_code: String,
+              return_reason_code:
+                Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol,
+              trace_number: String,
+              transaction_id: String,
+              transfer_id: String
+            }
+          )
+        end
+        def to_hash
+        end
+
+        # Why the ACH Transfer was returned. This reason code is sent by the receiving
+        # bank back to Increase.
+        module ReturnReasonCode
+          extend Increase::Internal::Type::Enum
+
+          TaggedSymbol =
+            T.type_alias do
+              T.all(Symbol, Increase::ACHTransfer::Return::ReturnReasonCode)
+            end
+          OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+          # Code R01. Insufficient funds in the receiving account. Sometimes abbreviated to NSF.
+          INSUFFICIENT_FUND =
+            T.let(
+              :insufficient_fund,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R03. The account does not exist or the receiving bank was unable to locate it.
+          NO_ACCOUNT =
+            T.let(
+              :no_account,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R02. The account is closed at the receiving bank.
+          ACCOUNT_CLOSED =
+            T.let(
+              :account_closed,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R04. The account number is invalid at the receiving bank.
+          INVALID_ACCOUNT_NUMBER_STRUCTURE =
+            T.let(
+              :invalid_account_number_structure,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R16. The account at the receiving bank was frozen per the Office of Foreign Assets Control.
+          ACCOUNT_FROZEN_ENTRY_RETURNED_PER_OFAC_INSTRUCTION =
+            T.let(
+              :account_frozen_entry_returned_per_ofac_instruction,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R23. The receiving bank account refused a credit transfer.
+          CREDIT_ENTRY_REFUSED_BY_RECEIVER =
+            T.let(
+              :credit_entry_refused_by_receiver,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R05. The receiving bank rejected because of an incorrect Standard Entry Class code.
+          UNAUTHORIZED_DEBIT_TO_CONSUMER_ACCOUNT_USING_CORPORATE_SEC_CODE =
+            T.let(
+              :unauthorized_debit_to_consumer_account_using_corporate_sec_code,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R29. The corporate customer at the receiving bank reversed the transfer.
+          CORPORATE_CUSTOMER_ADVISED_NOT_AUTHORIZED =
+            T.let(
+              :corporate_customer_advised_not_authorized,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R08. The receiving bank stopped payment on this transfer.
+          PAYMENT_STOPPED =
+            T.let(
+              :payment_stopped,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R20. The receiving bank account does not perform transfers.
+          NON_TRANSACTION_ACCOUNT =
+            T.let(
+              :non_transaction_account,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R09. The receiving bank account does not have enough available balance for the transfer.
+          UNCOLLECTED_FUNDS =
+            T.let(
+              :uncollected_funds,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R28. The routing number is incorrect.
+          ROUTING_NUMBER_CHECK_DIGIT_ERROR =
+            T.let(
+              :routing_number_check_digit_error,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R10. The customer at the receiving bank reversed the transfer.
+          CUSTOMER_ADVISED_UNAUTHORIZED_IMPROPER_INELIGIBLE_OR_INCOMPLETE =
+            T.let(
+              :customer_advised_unauthorized_improper_ineligible_or_incomplete,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R19. The amount field is incorrect or too large.
+          AMOUNT_FIELD_ERROR =
+            T.let(
+              :amount_field_error,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R07. The customer at the receiving institution informed their bank that they have revoked authorization for a previously authorized transfer.
+          AUTHORIZATION_REVOKED_BY_CUSTOMER =
+            T.let(
+              :authorization_revoked_by_customer,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R13. The routing number is invalid.
+          INVALID_ACH_ROUTING_NUMBER =
+            T.let(
+              :invalid_ach_routing_number,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R17. The receiving bank is unable to process a field in the transfer.
+          FILE_RECORD_EDIT_CRITERIA =
+            T.let(
+              :file_record_edit_criteria,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R45. The individual name field was invalid.
+          ENR_INVALID_INDIVIDUAL_NAME =
+            T.let(
+              :enr_invalid_individual_name,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R06. The originating financial institution asked for this transfer to be returned. The receiving bank is complying with the request.
+          RETURNED_PER_ODFI_REQUEST =
+            T.let(
+              :returned_per_odfi_request,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R34. The receiving bank's regulatory supervisor has limited their participation in the ACH network.
+          LIMITED_PARTICIPATION_DFI =
+            T.let(
+              :limited_participation_dfi,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R85. The outbound international ACH transfer was incorrect.
+          INCORRECTLY_CODED_OUTBOUND_INTERNATIONAL_PAYMENT =
+            T.let(
+              :incorrectly_coded_outbound_international_payment,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R12. A rare return reason. The account was sold to another bank.
+          ACCOUNT_SOLD_TO_ANOTHER_DFI =
+            T.let(
+              :account_sold_to_another_dfi,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R25. The addenda record is incorrect or missing.
+          ADDENDA_ERROR =
+            T.let(
+              :addenda_error,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R15. A rare return reason. The account holder is deceased.
+          BENEFICIARY_OR_ACCOUNT_HOLDER_DECEASED =
+            T.let(
+              :beneficiary_or_account_holder_deceased,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R11. A rare return reason. The customer authorized some payment to the sender, but this payment was not in error.
+          CUSTOMER_ADVISED_NOT_WITHIN_AUTHORIZATION_TERMS =
+            T.let(
+              :customer_advised_not_within_authorization_terms,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R74. A rare return reason. Sent in response to a return that was returned with code `field_error`. The latest return should include the corrected field(s).
+          CORRECTED_RETURN =
+            T.let(
+              :corrected_return,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R24. A rare return reason. The receiving bank received an exact duplicate entry with the same trace number and amount.
+          DUPLICATE_ENTRY =
+            T.let(
+              :duplicate_entry,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R67. A rare return reason. The return this message refers to was a duplicate.
+          DUPLICATE_RETURN =
+            T.let(
+              :duplicate_return,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R47. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_DUPLICATE_ENROLLMENT =
+            T.let(
+              :enr_duplicate_enrollment,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R43. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_INVALID_DFI_ACCOUNT_NUMBER =
+            T.let(
+              :enr_invalid_dfi_account_number,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R44. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_INVALID_INDIVIDUAL_ID_NUMBER =
+            T.let(
+              :enr_invalid_individual_id_number,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R46. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_INVALID_REPRESENTATIVE_PAYEE_INDICATOR =
+            T.let(
+              :enr_invalid_representative_payee_indicator,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R41. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_INVALID_TRANSACTION_CODE =
+            T.let(
+              :enr_invalid_transaction_code,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R40. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_RETURN_OF_ENR_ENTRY =
+            T.let(
+              :enr_return_of_enr_entry,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R42. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_ROUTING_NUMBER_CHECK_DIGIT_ERROR =
+            T.let(
+              :enr_routing_number_check_digit_error,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R84. A rare return reason. The International ACH Transfer cannot be processed by the gateway.
+          ENTRY_NOT_PROCESSED_BY_GATEWAY =
+            T.let(
+              :entry_not_processed_by_gateway,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R69. A rare return reason. One or more of the fields in the ACH were malformed.
+          FIELD_ERROR =
+            T.let(
+              :field_error,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R83. A rare return reason. The Foreign receiving bank was unable to settle this ACH transfer.
+          FOREIGN_RECEIVING_DFI_UNABLE_TO_SETTLE =
+            T.let(
+              :foreign_receiving_dfi_unable_to_settle,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R80. A rare return reason. The International ACH Transfer is malformed.
+          IAT_ENTRY_CODING_ERROR =
+            T.let(
+              :iat_entry_coding_error,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R18. A rare return reason. The ACH has an improper effective entry date field.
+          IMPROPER_EFFECTIVE_ENTRY_DATE =
+            T.let(
+              :improper_effective_entry_date,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R39. A rare return reason. The source document related to this ACH, usually an ACH check conversion, was presented to the bank.
+          IMPROPER_SOURCE_DOCUMENT_SOURCE_DOCUMENT_PRESENTED =
+            T.let(
+              :improper_source_document_source_document_presented,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R21. A rare return reason. The Company ID field of the ACH was invalid.
+          INVALID_COMPANY_ID =
+            T.let(
+              :invalid_company_id,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R82. A rare return reason. The foreign receiving bank identifier for an International ACH Transfer was invalid.
+          INVALID_FOREIGN_RECEIVING_DFI_IDENTIFICATION =
+            T.let(
+              :invalid_foreign_receiving_dfi_identification,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R22. A rare return reason. The Individual ID number field of the ACH was invalid.
+          INVALID_INDIVIDUAL_ID_NUMBER =
+            T.let(
+              :invalid_individual_id_number,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R53. A rare return reason. Both the Represented Check ("RCK") entry and the original check were presented to the bank.
+          ITEM_AND_RCK_ENTRY_PRESENTED_FOR_PAYMENT =
+            T.let(
+              :item_and_rck_entry_presented_for_payment,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R51. A rare return reason. The Represented Check ("RCK") entry is ineligible.
+          ITEM_RELATED_TO_RCK_ENTRY_IS_INELIGIBLE =
+            T.let(
+              :item_related_to_rck_entry_is_ineligible,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R26. A rare return reason. The ACH is missing a required field.
+          MANDATORY_FIELD_ERROR =
+            T.let(
+              :mandatory_field_error,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R71. A rare return reason. The receiving bank does not recognize the routing number in a dishonored return entry.
+          MISROUTED_DISHONORED_RETURN =
+            T.let(
+              :misrouted_dishonored_return,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R61. A rare return reason. The receiving bank does not recognize the routing number in a return entry.
+          MISROUTED_RETURN =
+            T.let(
+              :misrouted_return,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R76. A rare return reason. Sent in response to a return, the bank does not find the errors alleged by the returning bank.
+          NO_ERRORS_FOUND =
+            T.let(
+              :no_errors_found,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R77. A rare return reason. The receiving bank does not accept the return of the erroneous debit. The funds are not available at the receiving bank.
+          NON_ACCEPTANCE_OF_R62_DISHONORED_RETURN =
+            T.let(
+              :non_acceptance_of_r62_dishonored_return,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R81. A rare return reason. The receiving bank does not accept International ACH Transfers.
+          NON_PARTICIPANT_IN_IAT_PROGRAM =
+            T.let(
+              :non_participant_in_iat_program,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R31. A rare return reason. A return that has been agreed to be accepted by the receiving bank, despite falling outside of the usual return timeframe.
+          PERMISSIBLE_RETURN_ENTRY =
+            T.let(
+              :permissible_return_entry,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R70. A rare return reason. The receiving bank had not approved this return.
+          PERMISSIBLE_RETURN_ENTRY_NOT_ACCEPTED =
+            T.let(
+              :permissible_return_entry_not_accepted,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R32. A rare return reason. The receiving bank could not settle this transaction.
+          RDFI_NON_SETTLEMENT =
+            T.let(
+              :rdfi_non_settlement,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R30. A rare return reason. The receiving bank does not accept Check Truncation ACH transfers.
+          RDFI_PARTICIPANT_IN_CHECK_TRUNCATION_PROGRAM =
+            T.let(
+              :rdfi_participant_in_check_truncation_program,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R14. A rare return reason. The payee is deceased.
+          REPRESENTATIVE_PAYEE_DECEASED_OR_UNABLE_TO_CONTINUE_IN_THAT_CAPACITY =
+            T.let(
+              :representative_payee_deceased_or_unable_to_continue_in_that_capacity,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R75. A rare return reason. The originating bank disputes that an earlier `duplicate_entry` return was actually a duplicate.
+          RETURN_NOT_A_DUPLICATE =
+            T.let(
+              :return_not_a_duplicate,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R62. A rare return reason. The originating financial institution made a mistake and this return corrects it.
+          RETURN_OF_ERRONEOUS_OR_REVERSING_DEBIT =
+            T.let(
+              :return_of_erroneous_or_reversing_debit,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R36. A rare return reason. Return of a malformed credit entry.
+          RETURN_OF_IMPROPER_CREDIT_ENTRY =
+            T.let(
+              :return_of_improper_credit_entry,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R35. A rare return reason. Return of a malformed debit entry.
+          RETURN_OF_IMPROPER_DEBIT_ENTRY =
+            T.let(
+              :return_of_improper_debit_entry,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R33. A rare return reason. Return of a Destroyed Check ("XKC") entry.
+          RETURN_OF_XCK_ENTRY =
+            T.let(
+              :return_of_xck_entry,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R37. A rare return reason. The source document related to this ACH, usually an ACH check conversion, was presented to the bank.
+          SOURCE_DOCUMENT_PRESENTED_FOR_PAYMENT =
+            T.let(
+              :source_document_presented_for_payment,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R50. A rare return reason. State law prevents the bank from accepting the Represented Check ("RCK") entry.
+          STATE_LAW_AFFECTING_RCK_ACCEPTANCE =
+            T.let(
+              :state_law_affecting_rck_acceptance,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R52. A rare return reason. A stop payment was issued on a Represented Check ("RCK") entry.
+          STOP_PAYMENT_ON_ITEM_RELATED_TO_RCK_ENTRY =
+            T.let(
+              :stop_payment_on_item_related_to_rck_entry,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R38. A rare return reason. The source attached to the ACH, usually an ACH check conversion, includes a stop payment.
+          STOP_PAYMENT_ON_SOURCE_DOCUMENT =
+            T.let(
+              :stop_payment_on_source_document,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R73. A rare return reason. The bank receiving an `untimely_return` believes it was on time.
+          TIMELY_ORIGINAL_RETURN =
+            T.let(
+              :timely_original_return,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R27. A rare return reason. An ACH return's trace number does not match an originated ACH.
+          TRACE_NUMBER_ERROR =
+            T.let(
+              :trace_number_error,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R72. A rare return reason. The dishonored return was sent too late.
+          UNTIMELY_DISHONORED_RETURN =
+            T.let(
+              :untimely_dishonored_return,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          # Code R68. A rare return reason. The return was sent too late.
+          UNTIMELY_RETURN =
+            T.let(
+              :untimely_return,
+              Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+            )
+
+          sig do
+            override.returns(
+              T::Array[
+                Increase::ACHTransfer::Return::ReturnReasonCode::TaggedSymbol
+              ]
+            )
+          end
+          def self.values
+          end
+        end
+      end
+
+      class Settlement < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(
+              Increase::ACHTransfer::Settlement,
+              Increase::Internal::AnyHash
+            )
+          end
+
+        # When the funds for this transfer have settled at the destination bank at the
+        # Federal Reserve.
+        sig { returns(Time) }
+        attr_accessor :settled_at
+
+        # A subhash containing information about when and how the transfer settled at the
+        # Federal Reserve.
+        sig { params(settled_at: Time).returns(T.attached_class) }
+        def self.new(
+          # When the funds for this transfer have settled at the destination bank at the
+          # Federal Reserve.
+          settled_at:
+        )
+        end
+
+        sig { override.returns({ settled_at: Time }) }
+        def to_hash
+        end
+      end
+
+      # The Standard Entry Class (SEC) code to use for the transfer.
+      module StandardEntryClassCode
+        extend Increase::Internal::Type::Enum
+
+        TaggedSymbol =
+          T.type_alias do
+            T.all(Symbol, Increase::ACHTransfer::StandardEntryClassCode)
+          end
+        OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+        # Corporate Credit and Debit (CCD).
+        CORPORATE_CREDIT_OR_DEBIT =
+          T.let(
+            :corporate_credit_or_debit,
+            Increase::ACHTransfer::StandardEntryClassCode::TaggedSymbol
+          )
+
+        # Corporate Trade Exchange (CTX).
+        CORPORATE_TRADE_EXCHANGE =
+          T.let(
+            :corporate_trade_exchange,
+            Increase::ACHTransfer::StandardEntryClassCode::TaggedSymbol
+          )
+
+        # Prearranged Payments and Deposits (PPD).
+        PREARRANGED_PAYMENTS_AND_DEPOSIT =
+          T.let(
+            :prearranged_payments_and_deposit,
+            Increase::ACHTransfer::StandardEntryClassCode::TaggedSymbol
+          )
+
+        # Internet Initiated (WEB).
+        INTERNET_INITIATED =
+          T.let(
+            :internet_initiated,
+            Increase::ACHTransfer::StandardEntryClassCode::TaggedSymbol
+          )
+
+        sig do
+          override.returns(
+            T::Array[
+              Increase::ACHTransfer::StandardEntryClassCode::TaggedSymbol
+            ]
+          )
+        end
+        def self.values
+        end
+      end
+
+      # The lifecycle status of the transfer.
+      module Status
+        extend Increase::Internal::Type::Enum
+
+        TaggedSymbol =
+          T.type_alias { T.all(Symbol, Increase::ACHTransfer::Status) }
+        OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+        # The transfer is pending approval.
+        PENDING_APPROVAL =
+          T.let(:pending_approval, Increase::ACHTransfer::Status::TaggedSymbol)
+
+        # The transfer belongs to a Transfer Session that is pending confirmation.
+        PENDING_TRANSFER_SESSION_CONFIRMATION =
+          T.let(
+            :pending_transfer_session_confirmation,
+            Increase::ACHTransfer::Status::TaggedSymbol
+          )
+
+        # The transfer has been canceled.
+        CANCELED = T.let(:canceled, Increase::ACHTransfer::Status::TaggedSymbol)
+
+        # The transfer is pending submission to the Federal Reserve.
+        PENDING_SUBMISSION =
+          T.let(
+            :pending_submission,
+            Increase::ACHTransfer::Status::TaggedSymbol
+          )
+
+        # The transfer is pending review by Increase.
+        PENDING_REVIEWING =
+          T.let(:pending_reviewing, Increase::ACHTransfer::Status::TaggedSymbol)
+
+        # The transfer requires attention from an Increase operator.
+        REQUIRES_ATTENTION =
+          T.let(
+            :requires_attention,
+            Increase::ACHTransfer::Status::TaggedSymbol
+          )
+
+        # The transfer has been rejected.
+        REJECTED = T.let(:rejected, Increase::ACHTransfer::Status::TaggedSymbol)
+
+        # The transfer is complete.
+        SUBMITTED =
+          T.let(:submitted, Increase::ACHTransfer::Status::TaggedSymbol)
+
+        # The transfer has been returned.
+        RETURNED = T.let(:returned, Increase::ACHTransfer::Status::TaggedSymbol)
+
+        sig do
+          override.returns(
+            T::Array[Increase::ACHTransfer::Status::TaggedSymbol]
+          )
+        end
+        def self.values
+        end
+      end
+
+      class Submission < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(
+              Increase::ACHTransfer::Submission,
+              Increase::Internal::AnyHash
+            )
+          end
+
+        # The ACH transfer's effective date as sent to the Federal Reserve. If a specific
+        # date was configured using `preferred_effective_date`, this will match that
+        # value. Otherwise, it will be the date selected (following the specified
+        # settlement schedule) at the time the transfer was submitted.
+        sig { returns(Date) }
+        attr_accessor :effective_date
+
+        # When the transfer is expected to settle in the recipient's account. Credits may
+        # be available sooner, at the receiving banks discretion. The FedACH schedule is
+        # published
+        # [here](https://www.frbservices.org/resources/resource-centers/same-day-ach/fedach-processing-schedule.html).
+        sig { returns(Time) }
+        attr_accessor :expected_funds_settlement_at
+
+        # The settlement schedule the transfer is expected to follow. This expectation
+        # takes into account the `effective_date`, `submitted_at`, and the amount of the
+        # transfer.
+        sig do
+          returns(
+            Increase::ACHTransfer::Submission::ExpectedSettlementSchedule::TaggedSymbol
+          )
+        end
+        attr_accessor :expected_settlement_schedule
+
+        # When the ACH transfer was sent to FedACH.
+        sig { returns(Time) }
+        attr_accessor :submitted_at
+
+        # A 15 digit number recorded in the Nacha file and transmitted to the receiving
+        # bank. Along with the amount, date, and originating routing number, this can be
+        # used to identify the ACH transfer at the receiving bank. ACH trace numbers are
+        # not unique, but are
+        # [used to correlate returns](https://increase.com/documentation/ach-returns#ach-returns).
+        sig { returns(String) }
+        attr_accessor :trace_number
+
+        # After the transfer is submitted to FedACH, this will contain supplemental
+        # details. Increase batches transfers and submits a file to the Federal Reserve
+        # roughly every 30 minutes. The Federal Reserve processes ACH transfers during
+        # weekdays according to their
+        # [posted schedule](https://www.frbservices.org/resources/resource-centers/same-day-ach/fedach-processing-schedule.html).
+        sig do
+          params(
+            effective_date: Date,
+            expected_funds_settlement_at: Time,
+            expected_settlement_schedule:
+              Increase::ACHTransfer::Submission::ExpectedSettlementSchedule::OrSymbol,
+            submitted_at: Time,
+            trace_number: String
+          ).returns(T.attached_class)
+        end
+        def self.new(
+          # The ACH transfer's effective date as sent to the Federal Reserve. If a specific
+          # date was configured using `preferred_effective_date`, this will match that
+          # value. Otherwise, it will be the date selected (following the specified
+          # settlement schedule) at the time the transfer was submitted.
+          effective_date:,
+          # When the transfer is expected to settle in the recipient's account. Credits may
+          # be available sooner, at the receiving banks discretion. The FedACH schedule is
+          # published
+          # [here](https://www.frbservices.org/resources/resource-centers/same-day-ach/fedach-processing-schedule.html).
+          expected_funds_settlement_at:,
+          # The settlement schedule the transfer is expected to follow. This expectation
+          # takes into account the `effective_date`, `submitted_at`, and the amount of the
+          # transfer.
+          expected_settlement_schedule:,
+          # When the ACH transfer was sent to FedACH.
+          submitted_at:,
+          # A 15 digit number recorded in the Nacha file and transmitted to the receiving
+          # bank. Along with the amount, date, and originating routing number, this can be
+          # used to identify the ACH transfer at the receiving bank. ACH trace numbers are
+          # not unique, but are
+          # [used to correlate returns](https://increase.com/documentation/ach-returns#ach-returns).
+          trace_number:
+        )
+        end
+
+        sig do
+          override.returns(
+            {
+              effective_date: Date,
+              expected_funds_settlement_at: Time,
+              expected_settlement_schedule:
+                Increase::ACHTransfer::Submission::ExpectedSettlementSchedule::TaggedSymbol,
+              submitted_at: Time,
+              trace_number: String
+            }
+          )
+        end
+        def to_hash
+        end
+
+        # The settlement schedule the transfer is expected to follow. This expectation
+        # takes into account the `effective_date`, `submitted_at`, and the amount of the
+        # transfer.
+        module ExpectedSettlementSchedule
+          extend Increase::Internal::Type::Enum
+
+          TaggedSymbol =
+            T.type_alias do
+              T.all(
+                Symbol,
+                Increase::ACHTransfer::Submission::ExpectedSettlementSchedule
+              )
+            end
+          OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+          # The transfer is expected to settle same-day.
+          SAME_DAY =
+            T.let(
+              :same_day,
+              Increase::ACHTransfer::Submission::ExpectedSettlementSchedule::TaggedSymbol
+            )
+
+          # The transfer is expected to settle on a future date.
+          FUTURE_DATED =
+            T.let(
+              :future_dated,
+              Increase::ACHTransfer::Submission::ExpectedSettlementSchedule::TaggedSymbol
+            )
+
+          sig do
+            override.returns(
+              T::Array[
+                Increase::ACHTransfer::Submission::ExpectedSettlementSchedule::TaggedSymbol
+              ]
+            )
+          end
+          def self.values
+          end
+        end
+      end
+
+      # A constant representing the object's type. For this resource it will always be
+      # `ach_transfer`.
+      module Type
+        extend Increase::Internal::Type::Enum
+
+        TaggedSymbol =
+          T.type_alias { T.all(Symbol, Increase::ACHTransfer::Type) }
+        OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+        ACH_TRANSFER =
+          T.let(:ach_transfer, Increase::ACHTransfer::Type::TaggedSymbol)
+
+        sig do
+          override.returns(T::Array[Increase::ACHTransfer::Type::TaggedSymbol])
+        end
+        def self.values
+        end
+      end
+    end
+  end
+end