increase 0.3.3 → 1.0.0

data/lib/increase/models/ach_transfer.rb

@@ -0,0 +1,1481 @@
+# frozen_string_literal: true
+
+module Increase
+  module Models
+    # @see Increase::Resources::ACHTransfers#create
+    class ACHTransfer < Increase::Internal::Type::BaseModel
+      # @!attribute id
+      #   The ACH transfer's identifier.
+      #
+      #   @return [String]
+      required :id, String
+
+      # @!attribute account_id
+      #   The Account to which the transfer belongs.
+      #
+      #   @return [String]
+      required :account_id, String
+
+      # @!attribute account_number
+      #   The destination account number.
+      #
+      #   @return [String]
+      required :account_number, String
+
+      # @!attribute acknowledgement
+      #   After the transfer is acknowledged by FedACH, this will contain supplemental
+      #   details. The Federal Reserve sends an acknowledgement message for each file that
+      #   Increase submits.
+      #
+      #   @return [Increase::Models::ACHTransfer::Acknowledgement, nil]
+      required :acknowledgement, -> { Increase::ACHTransfer::Acknowledgement }, nil?: true
+
+      # @!attribute addenda
+      #   Additional information that will be sent to the recipient.
+      #
+      #   @return [Increase::Models::ACHTransfer::Addenda, nil]
+      required :addenda, -> { Increase::ACHTransfer::Addenda }, nil?: true
+
+      # @!attribute amount
+      #   The transfer amount in USD cents. A positive amount indicates a credit transfer
+      #   pushing funds to the receiving account. A negative amount indicates a debit
+      #   transfer pulling funds from the receiving account.
+      #
+      #   @return [Integer]
+      required :amount, Integer
+
+      # @!attribute approval
+      #   If your account requires approvals for transfers and the transfer was approved,
+      #   this will contain details of the approval.
+      #
+      #   @return [Increase::Models::ACHTransfer::Approval, nil]
+      required :approval, -> { Increase::ACHTransfer::Approval }, nil?: true
+
+      # @!attribute cancellation
+      #   If your account requires approvals for transfers and the transfer was not
+      #   approved, this will contain details of the cancellation.
+      #
+      #   @return [Increase::Models::ACHTransfer::Cancellation, nil]
+      required :cancellation, -> { Increase::ACHTransfer::Cancellation }, nil?: true
+
+      # @!attribute company_descriptive_date
+      #   The description of the date of the transfer.
+      #
+      #   @return [String, nil]
+      required :company_descriptive_date, String, nil?: true
+
+      # @!attribute company_discretionary_data
+      #   The data you chose to associate with the transfer.
+      #
+      #   @return [String, nil]
+      required :company_discretionary_data, String, nil?: true
+
+      # @!attribute company_entry_description
+      #   The description of the transfer you set to be shown to the recipient.
+      #
+      #   @return [String, nil]
+      required :company_entry_description, String, nil?: true
+
+      # @!attribute company_id
+      #   The company ID associated with the transfer.
+      #
+      #   @return [String]
+      required :company_id, String
+
+      # @!attribute company_name
+      #   The name by which the recipient knows you.
+      #
+      #   @return [String, nil]
+      required :company_name, String, nil?: true
+
+      # @!attribute created_at
+      #   The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+      #   the transfer was created.
+      #
+      #   @return [Time]
+      required :created_at, Time
+
+      # @!attribute created_by
+      #   What object created the transfer, either via the API or the dashboard.
+      #
+      #   @return [Increase::Models::ACHTransfer::CreatedBy, nil]
+      required :created_by, -> { Increase::ACHTransfer::CreatedBy }, nil?: true
+
+      # @!attribute currency
+      #   The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the transfer's
+      #   currency. For ACH transfers this is always equal to `usd`.
+      #
+      #   @return [Symbol, Increase::Models::ACHTransfer::Currency]
+      required :currency, enum: -> { Increase::ACHTransfer::Currency }
+
+      # @!attribute destination_account_holder
+      #   The type of entity that owns the account to which the ACH Transfer is being
+      #   sent.
+      #
+      #   @return [Symbol, Increase::Models::ACHTransfer::DestinationAccountHolder]
+      required :destination_account_holder, enum: -> { Increase::ACHTransfer::DestinationAccountHolder }
+
+      # @!attribute external_account_id
+      #   The identifier of the External Account the transfer was made to, if any.
+      #
+      #   @return [String, nil]
+      required :external_account_id, String, nil?: true
+
+      # @!attribute funding
+      #   The type of the account to which the transfer will be sent.
+      #
+      #   @return [Symbol, Increase::Models::ACHTransfer::Funding]
+      required :funding, enum: -> { Increase::ACHTransfer::Funding }
+
+      # @!attribute idempotency_key
+      #   The idempotency key you chose for this object. This value is unique across
+      #   Increase and is used to ensure that a request is only processed once. Learn more
+      #   about [idempotency](https://increase.com/documentation/idempotency-keys).
+      #
+      #   @return [String, nil]
+      required :idempotency_key, String, nil?: true
+
+      # @!attribute inbound_funds_hold
+      #   Increase will sometimes hold the funds for ACH debit transfers. If funds are
+      #   held, this sub-object will contain details of the hold.
+      #
+      #   @return [Increase::Models::ACHTransfer::InboundFundsHold, nil]
+      required :inbound_funds_hold, -> { Increase::ACHTransfer::InboundFundsHold }, nil?: true
+
+      # @!attribute individual_id
+      #   Your identifier for the transfer recipient.
+      #
+      #   @return [String, nil]
+      required :individual_id, String, nil?: true
+
+      # @!attribute individual_name
+      #   The name of the transfer recipient. This value is information and not verified
+      #   by the recipient's bank.
+      #
+      #   @return [String, nil]
+      required :individual_name, String, nil?: true
+
+      # @!attribute network
+      #   The transfer's network.
+      #
+      #   @return [Symbol, Increase::Models::ACHTransfer::Network]
+      required :network, enum: -> { Increase::ACHTransfer::Network }
+
+      # @!attribute notifications_of_change
+      #   If the receiving bank accepts the transfer but notifies that future transfers
+      #   should use different details, this will contain those details.
+      #
+      #   @return [Array<Increase::Models::ACHTransfer::NotificationsOfChange>]
+      required :notifications_of_change,
+               -> { Increase::Internal::Type::ArrayOf[Increase::ACHTransfer::NotificationsOfChange] }
+
+      # @!attribute pending_transaction_id
+      #   The ID for the pending transaction representing the transfer. A pending
+      #   transaction is created when the transfer
+      #   [requires approval](https://increase.com/documentation/transfer-approvals#transfer-approvals)
+      #   by someone else in your organization.
+      #
+      #   @return [String, nil]
+      required :pending_transaction_id, String, nil?: true
+
+      # @!attribute preferred_effective_date
+      #   Configuration for how the effective date of the transfer will be set. This
+      #   determines same-day vs future-dated settlement timing. If not set, defaults to a
+      #   `settlement_schedule` of `same_day`. If set, exactly one of the child attributes
+      #   must be set.
+      #
+      #   @return [Increase::Models::ACHTransfer::PreferredEffectiveDate]
+      required :preferred_effective_date, -> { Increase::ACHTransfer::PreferredEffectiveDate }
+
+      # @!attribute return_
+      #   If your transfer is returned, this will contain details of the return.
+      #
+      #   @return [Increase::Models::ACHTransfer::Return, nil]
+      required :return_, -> { Increase::ACHTransfer::Return }, api_name: :return, nil?: true
+
+      # @!attribute routing_number
+      #   The American Bankers' Association (ABA) Routing Transit Number (RTN).
+      #
+      #   @return [String]
+      required :routing_number, String
+
+      # @!attribute settlement
+      #   A subhash containing information about when and how the transfer settled at the
+      #   Federal Reserve.
+      #
+      #   @return [Increase::Models::ACHTransfer::Settlement, nil]
+      required :settlement, -> { Increase::ACHTransfer::Settlement }, nil?: true
+
+      # @!attribute standard_entry_class_code
+      #   The Standard Entry Class (SEC) code to use for the transfer.
+      #
+      #   @return [Symbol, Increase::Models::ACHTransfer::StandardEntryClassCode]
+      required :standard_entry_class_code, enum: -> { Increase::ACHTransfer::StandardEntryClassCode }
+
+      # @!attribute statement_descriptor
+      #   The descriptor that will show on the recipient's bank statement.
+      #
+      #   @return [String]
+      required :statement_descriptor, String
+
+      # @!attribute status
+      #   The lifecycle status of the transfer.
+      #
+      #   @return [Symbol, Increase::Models::ACHTransfer::Status]
+      required :status, enum: -> { Increase::ACHTransfer::Status }
+
+      # @!attribute submission
+      #   After the transfer is submitted to FedACH, this will contain supplemental
+      #   details. Increase batches transfers and submits a file to the Federal Reserve
+      #   roughly every 30 minutes. The Federal Reserve processes ACH transfers during
+      #   weekdays according to their
+      #   [posted schedule](https://www.frbservices.org/resources/resource-centers/same-day-ach/fedach-processing-schedule.html).
+      #
+      #   @return [Increase::Models::ACHTransfer::Submission, nil]
+      required :submission, -> { Increase::ACHTransfer::Submission }, nil?: true
+
+      # @!attribute transaction_id
+      #   The ID for the transaction funding the transfer.
+      #
+      #   @return [String, nil]
+      required :transaction_id, String, nil?: true
+
+      # @!attribute type
+      #   A constant representing the object's type. For this resource it will always be
+      #   `ach_transfer`.
+      #
+      #   @return [Symbol, Increase::Models::ACHTransfer::Type]
+      required :type, enum: -> { Increase::ACHTransfer::Type }
+
+      # @!method initialize(id:, account_id:, account_number:, acknowledgement:, addenda:, amount:, approval:, cancellation:, company_descriptive_date:, company_discretionary_data:, company_entry_description:, company_id:, company_name:, created_at:, created_by:, currency:, destination_account_holder:, external_account_id:, funding:, idempotency_key:, inbound_funds_hold:, individual_id:, individual_name:, network:, notifications_of_change:, pending_transaction_id:, preferred_effective_date:, return_:, routing_number:, settlement:, standard_entry_class_code:, statement_descriptor:, status:, submission:, transaction_id:, type:)
+      #   Some parameter documentations has been truncated, see
+      #   {Increase::Models::ACHTransfer} for more details.
+      #
+      #   ACH transfers move funds between your Increase account and any other account
+      #   accessible by the Automated Clearing House (ACH).
+      #
+      #   @param id [String] The ACH transfer's identifier.
+      #
+      #   @param account_id [String] The Account to which the transfer belongs.
+      #
+      #   @param account_number [String] The destination account number.
+      #
+      #   @param acknowledgement [Increase::Models::ACHTransfer::Acknowledgement, nil] After the transfer is acknowledged by FedACH, this will contain supplemental det
+      #
+      #   @param addenda [Increase::Models::ACHTransfer::Addenda, nil] Additional information that will be sent to the recipient.
+      #
+      #   @param amount [Integer] The transfer amount in USD cents. A positive amount indicates a credit transfer
+      #
+      #   @param approval [Increase::Models::ACHTransfer::Approval, nil] If your account requires approvals for transfers and the transfer was approved,
+      #
+      #   @param cancellation [Increase::Models::ACHTransfer::Cancellation, nil] If your account requires approvals for transfers and the transfer was not approv
+      #
+      #   @param company_descriptive_date [String, nil] The description of the date of the transfer.
+      #
+      #   @param company_discretionary_data [String, nil] The data you chose to associate with the transfer.
+      #
+      #   @param company_entry_description [String, nil] The description of the transfer you set to be shown to the recipient.
+      #
+      #   @param company_id [String] The company ID associated with the transfer.
+      #
+      #   @param company_name [String, nil] The name by which the recipient knows you.
+      #
+      #   @param created_at [Time] The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which th
+      #
+      #   @param created_by [Increase::Models::ACHTransfer::CreatedBy, nil] What object created the transfer, either via the API or the dashboard.
+      #
+      #   @param currency [Symbol, Increase::Models::ACHTransfer::Currency] The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the transfer's c
+      #
+      #   @param destination_account_holder [Symbol, Increase::Models::ACHTransfer::DestinationAccountHolder] The type of entity that owns the account to which the ACH Transfer is being sent
+      #
+      #   @param external_account_id [String, nil] The identifier of the External Account the transfer was made to, if any.
+      #
+      #   @param funding [Symbol, Increase::Models::ACHTransfer::Funding] The type of the account to which the transfer will be sent.
+      #
+      #   @param idempotency_key [String, nil] The idempotency key you chose for this object. This value is unique across Incre
+      #
+      #   @param inbound_funds_hold [Increase::Models::ACHTransfer::InboundFundsHold, nil] Increase will sometimes hold the funds for ACH debit transfers. If funds are hel
+      #
+      #   @param individual_id [String, nil] Your identifier for the transfer recipient.
+      #
+      #   @param individual_name [String, nil] The name of the transfer recipient. This value is information and not verified b
+      #
+      #   @param network [Symbol, Increase::Models::ACHTransfer::Network] The transfer's network.
+      #
+      #   @param notifications_of_change [Array<Increase::Models::ACHTransfer::NotificationsOfChange>] If the receiving bank accepts the transfer but notifies that future transfers sh
+      #
+      #   @param pending_transaction_id [String, nil] The ID for the pending transaction representing the transfer. A pending transact
+      #
+      #   @param preferred_effective_date [Increase::Models::ACHTransfer::PreferredEffectiveDate] Configuration for how the effective date of the transfer will be set. This deter
+      #
+      #   @param return_ [Increase::Models::ACHTransfer::Return, nil] If your transfer is returned, this will contain details of the return.
+      #
+      #   @param routing_number [String] The American Bankers' Association (ABA) Routing Transit Number (RTN).
+      #
+      #   @param settlement [Increase::Models::ACHTransfer::Settlement, nil] A subhash containing information about when and how the transfer settled at the
+      #
+      #   @param standard_entry_class_code [Symbol, Increase::Models::ACHTransfer::StandardEntryClassCode] The Standard Entry Class (SEC) code to use for the transfer.
+      #
+      #   @param statement_descriptor [String] The descriptor that will show on the recipient's bank statement.
+      #
+      #   @param status [Symbol, Increase::Models::ACHTransfer::Status] The lifecycle status of the transfer.
+      #
+      #   @param submission [Increase::Models::ACHTransfer::Submission, nil] After the transfer is submitted to FedACH, this will contain supplemental detail
+      #
+      #   @param transaction_id [String, nil] The ID for the transaction funding the transfer.
+      #
+      #   @param type [Symbol, Increase::Models::ACHTransfer::Type] A constant representing the object's type. For this resource it will always be `
+
+      # @see Increase::Models::ACHTransfer#acknowledgement
+      class Acknowledgement < Increase::Internal::Type::BaseModel
+        # @!attribute acknowledged_at
+        #   When the Federal Reserve acknowledged the submitted file containing this
+        #   transfer.
+        #
+        #   @return [String]
+        required :acknowledged_at, String
+
+        # @!method initialize(acknowledged_at:)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::ACHTransfer::Acknowledgement} for more details.
+        #
+        #   After the transfer is acknowledged by FedACH, this will contain supplemental
+        #   details. The Federal Reserve sends an acknowledgement message for each file that
+        #   Increase submits.
+        #
+        #   @param acknowledged_at [String] When the Federal Reserve acknowledged the submitted file containing this transfe
+      end
+
+      # @see Increase::Models::ACHTransfer#addenda
+      class Addenda < Increase::Internal::Type::BaseModel
+        # @!attribute category
+        #   The type of the resource. We may add additional possible values for this enum
+        #   over time; your application should be able to handle such additions gracefully.
+        #
+        #   @return [Symbol, Increase::Models::ACHTransfer::Addenda::Category]
+        required :category, enum: -> { Increase::ACHTransfer::Addenda::Category }
+
+        # @!attribute freeform
+        #   Unstructured `payment_related_information` passed through with the transfer.
+        #
+        #   @return [Increase::Models::ACHTransfer::Addenda::Freeform, nil]
+        required :freeform, -> { Increase::ACHTransfer::Addenda::Freeform }, nil?: true
+
+        # @!attribute payment_order_remittance_advice
+        #   Structured ASC X12 820 remittance advice records. Please reach out to
+        #   [support@increase.com](mailto:support@increase.com) for more information.
+        #
+        #   @return [Increase::Models::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice, nil]
+        required :payment_order_remittance_advice,
+                 -> { Increase::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice },
+                 nil?: true
+
+        # @!method initialize(category:, freeform:, payment_order_remittance_advice:)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::ACHTransfer::Addenda} for more details.
+        #
+        #   Additional information that will be sent to the recipient.
+        #
+        #   @param category [Symbol, Increase::Models::ACHTransfer::Addenda::Category] The type of the resource. We may add additional possible values for this enum ov
+        #
+        #   @param freeform [Increase::Models::ACHTransfer::Addenda::Freeform, nil] Unstructured `payment_related_information` passed through with the transfer.
+        #
+        #   @param payment_order_remittance_advice [Increase::Models::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice, nil] Structured ASC X12 820 remittance advice records. Please reach out to [support@i
+
+        # The type of the resource. We may add additional possible values for this enum
+        # over time; your application should be able to handle such additions gracefully.
+        #
+        # @see Increase::Models::ACHTransfer::Addenda#category
+        module Category
+          extend Increase::Internal::Type::Enum
+
+          # Unstructured `payment_related_information` passed through with the transfer.
+          FREEFORM = :freeform
+
+          # Structured ASC X12 820 remittance advice records. Please reach out to [support@increase.com](mailto:support@increase.com) for more information.
+          PAYMENT_ORDER_REMITTANCE_ADVICE = :payment_order_remittance_advice
+
+          # Unknown addenda type.
+          OTHER = :other
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+
+        # @see Increase::Models::ACHTransfer::Addenda#freeform
+        class Freeform < Increase::Internal::Type::BaseModel
+          # @!attribute entries
+          #   Each entry represents an addendum sent with the transfer.
+          #
+          #   @return [Array<Increase::Models::ACHTransfer::Addenda::Freeform::Entry>]
+          required :entries,
+                   -> { Increase::Internal::Type::ArrayOf[Increase::ACHTransfer::Addenda::Freeform::Entry] }
+
+          # @!method initialize(entries:)
+          #   Unstructured `payment_related_information` passed through with the transfer.
+          #
+          #   @param entries [Array<Increase::Models::ACHTransfer::Addenda::Freeform::Entry>] Each entry represents an addendum sent with the transfer.
+
+          class Entry < Increase::Internal::Type::BaseModel
+            # @!attribute payment_related_information
+            #   The payment related information passed in the addendum.
+            #
+            #   @return [String]
+            required :payment_related_information, String
+
+            # @!method initialize(payment_related_information:)
+            #   @param payment_related_information [String] The payment related information passed in the addendum.
+          end
+        end
+
+        # @see Increase::Models::ACHTransfer::Addenda#payment_order_remittance_advice
+        class PaymentOrderRemittanceAdvice < Increase::Internal::Type::BaseModel
+          # @!attribute invoices
+          #   ASC X12 RMR records for this specific transfer.
+          #
+          #   @return [Array<Increase::Models::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice::Invoice>]
+          required :invoices,
+                   -> {
+                     Increase::Internal::Type::ArrayOf[Increase::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice::Invoice]
+                   }
+
+          # @!method initialize(invoices:)
+          #   Structured ASC X12 820 remittance advice records. Please reach out to
+          #   [support@increase.com](mailto:support@increase.com) for more information.
+          #
+          #   @param invoices [Array<Increase::Models::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice::Invoice>] ASC X12 RMR records for this specific transfer.
+
+          class Invoice < Increase::Internal::Type::BaseModel
+            # @!attribute invoice_number
+            #   The invoice number for this reference, determined in advance with the receiver.
+            #
+            #   @return [String]
+            required :invoice_number, String
+
+            # @!attribute paid_amount
+            #   The amount that was paid for this invoice in the minor unit of its currency. For
+            #   dollars, for example, this is cents.
+            #
+            #   @return [Integer]
+            required :paid_amount, Integer
+
+            # @!method initialize(invoice_number:, paid_amount:)
+            #   Some parameter documentations has been truncated, see
+            #   {Increase::Models::ACHTransfer::Addenda::PaymentOrderRemittanceAdvice::Invoice}
+            #   for more details.
+            #
+            #   @param invoice_number [String] The invoice number for this reference, determined in advance with the receiver.
+            #
+            #   @param paid_amount [Integer] The amount that was paid for this invoice in the minor unit of its currency. For
+          end
+        end
+      end
+
+      # @see Increase::Models::ACHTransfer#approval
+      class Approval < Increase::Internal::Type::BaseModel
+        # @!attribute approved_at
+        #   The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+        #   the transfer was approved.
+        #
+        #   @return [Time]
+        required :approved_at, Time
+
+        # @!attribute approved_by
+        #   If the Transfer was approved by a user in the dashboard, the email address of
+        #   that user.
+        #
+        #   @return [String, nil]
+        required :approved_by, String, nil?: true
+
+        # @!method initialize(approved_at:, approved_by:)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::ACHTransfer::Approval} for more details.
+        #
+        #   If your account requires approvals for transfers and the transfer was approved,
+        #   this will contain details of the approval.
+        #
+        #   @param approved_at [Time] The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which th
+        #
+        #   @param approved_by [String, nil] If the Transfer was approved by a user in the dashboard, the email address of th
+      end
+
+      # @see Increase::Models::ACHTransfer#cancellation
+      class Cancellation < Increase::Internal::Type::BaseModel
+        # @!attribute canceled_at
+        #   The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+        #   the Transfer was canceled.
+        #
+        #   @return [Time]
+        required :canceled_at, Time
+
+        # @!attribute canceled_by
+        #   If the Transfer was canceled by a user in the dashboard, the email address of
+        #   that user.
+        #
+        #   @return [String, nil]
+        required :canceled_by, String, nil?: true
+
+        # @!method initialize(canceled_at:, canceled_by:)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::ACHTransfer::Cancellation} for more details.
+        #
+        #   If your account requires approvals for transfers and the transfer was not
+        #   approved, this will contain details of the cancellation.
+        #
+        #   @param canceled_at [Time] The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which th
+        #
+        #   @param canceled_by [String, nil] If the Transfer was canceled by a user in the dashboard, the email address of th
+      end
+
+      # @see Increase::Models::ACHTransfer#created_by
+      class CreatedBy < Increase::Internal::Type::BaseModel
+        # @!attribute api_key
+        #   If present, details about the API key that created the transfer.
+        #
+        #   @return [Increase::Models::ACHTransfer::CreatedBy::APIKey, nil]
+        required :api_key, -> { Increase::ACHTransfer::CreatedBy::APIKey }, nil?: true
+
+        # @!attribute category
+        #   The type of object that created this transfer.
+        #
+        #   @return [Symbol, Increase::Models::ACHTransfer::CreatedBy::Category]
+        required :category, enum: -> { Increase::ACHTransfer::CreatedBy::Category }
+
+        # @!attribute oauth_application
+        #   If present, details about the OAuth Application that created the transfer.
+        #
+        #   @return [Increase::Models::ACHTransfer::CreatedBy::OAuthApplication, nil]
+        required :oauth_application, -> { Increase::ACHTransfer::CreatedBy::OAuthApplication }, nil?: true
+
+        # @!attribute user
+        #   If present, details about the User that created the transfer.
+        #
+        #   @return [Increase::Models::ACHTransfer::CreatedBy::User, nil]
+        required :user, -> { Increase::ACHTransfer::CreatedBy::User }, nil?: true
+
+        # @!method initialize(api_key:, category:, oauth_application:, user:)
+        #   What object created the transfer, either via the API or the dashboard.
+        #
+        #   @param api_key [Increase::Models::ACHTransfer::CreatedBy::APIKey, nil] If present, details about the API key that created the transfer.
+        #
+        #   @param category [Symbol, Increase::Models::ACHTransfer::CreatedBy::Category] The type of object that created this transfer.
+        #
+        #   @param oauth_application [Increase::Models::ACHTransfer::CreatedBy::OAuthApplication, nil] If present, details about the OAuth Application that created the transfer.
+        #
+        #   @param user [Increase::Models::ACHTransfer::CreatedBy::User, nil] If present, details about the User that created the transfer.
+
+        # @see Increase::Models::ACHTransfer::CreatedBy#api_key
+        class APIKey < Increase::Internal::Type::BaseModel
+          # @!attribute description
+          #   The description set for the API key when it was created.
+          #
+          #   @return [String, nil]
+          required :description, String, nil?: true
+
+          # @!method initialize(description:)
+          #   If present, details about the API key that created the transfer.
+          #
+          #   @param description [String, nil] The description set for the API key when it was created.
+        end
+
+        # The type of object that created this transfer.
+        #
+        # @see Increase::Models::ACHTransfer::CreatedBy#category
+        module Category
+          extend Increase::Internal::Type::Enum
+
+          # An API key. Details will be under the `api_key` object.
+          API_KEY = :api_key
+
+          # An OAuth application you connected to Increase. Details will be under the `oauth_application` object.
+          OAUTH_APPLICATION = :oauth_application
+
+          # A User in the Increase dashboard. Details will be under the `user` object.
+          USER = :user
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+
+        # @see Increase::Models::ACHTransfer::CreatedBy#oauth_application
+        class OAuthApplication < Increase::Internal::Type::BaseModel
+          # @!attribute name
+          #   The name of the OAuth Application.
+          #
+          #   @return [String]
+          required :name, String
+
+          # @!method initialize(name:)
+          #   If present, details about the OAuth Application that created the transfer.
+          #
+          #   @param name [String] The name of the OAuth Application.
+        end
+
+        # @see Increase::Models::ACHTransfer::CreatedBy#user
+        class User < Increase::Internal::Type::BaseModel
+          # @!attribute email
+          #   The email address of the User.
+          #
+          #   @return [String]
+          required :email, String
+
+          # @!method initialize(email:)
+          #   If present, details about the User that created the transfer.
+          #
+          #   @param email [String] The email address of the User.
+        end
+      end
+
+      # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the transfer's
+      # currency. For ACH transfers this is always equal to `usd`.
+      #
+      # @see Increase::Models::ACHTransfer#currency
+      module Currency
+        extend Increase::Internal::Type::Enum
+
+        # Canadian Dollar (CAD)
+        CAD = :CAD
+
+        # Swiss Franc (CHF)
+        CHF = :CHF
+
+        # Euro (EUR)
+        EUR = :EUR
+
+        # British Pound (GBP)
+        GBP = :GBP
+
+        # Japanese Yen (JPY)
+        JPY = :JPY
+
+        # US Dollar (USD)
+        USD = :USD
+
+        # @!method self.values
+        #   @return [Array<Symbol>]
+      end
+
+      # The type of entity that owns the account to which the ACH Transfer is being
+      # sent.
+      #
+      # @see Increase::Models::ACHTransfer#destination_account_holder
+      module DestinationAccountHolder
+        extend Increase::Internal::Type::Enum
+
+        # The External Account is owned by a business.
+        BUSINESS = :business
+
+        # The External Account is owned by an individual.
+        INDIVIDUAL = :individual
+
+        # It's unknown what kind of entity owns the External Account.
+        UNKNOWN = :unknown
+
+        # @!method self.values
+        #   @return [Array<Symbol>]
+      end
+
+      # The type of the account to which the transfer will be sent.
+      #
+      # @see Increase::Models::ACHTransfer#funding
+      module Funding
+        extend Increase::Internal::Type::Enum
+
+        # A checking account.
+        CHECKING = :checking
+
+        # A savings account.
+        SAVINGS = :savings
+
+        # @!method self.values
+        #   @return [Array<Symbol>]
+      end
+
+      # @see Increase::Models::ACHTransfer#inbound_funds_hold
+      class InboundFundsHold < Increase::Internal::Type::BaseModel
+        # @!attribute id
+        #   The Inbound Funds Hold identifier.
+        #
+        #   @return [String]
+        required :id, String
+
+        # @!attribute amount
+        #   The held amount in the minor unit of the account's currency. For dollars, for
+        #   example, this is cents.
+        #
+        #   @return [Integer]
+        required :amount, Integer
+
+        # @!attribute automatically_releases_at
+        #   When the hold will be released automatically. Certain conditions may cause it to
+        #   be released before this time.
+        #
+        #   @return [Time]
+        required :automatically_releases_at, Time
+
+        # @!attribute created_at
+        #   The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) time at which the hold
+        #   was created.
+        #
+        #   @return [Time]
+        required :created_at, Time
+
+        # @!attribute currency
+        #   The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the hold's
+        #   currency.
+        #
+        #   @return [Symbol, Increase::Models::ACHTransfer::InboundFundsHold::Currency]
+        required :currency, enum: -> { Increase::ACHTransfer::InboundFundsHold::Currency }
+
+        # @!attribute held_transaction_id
+        #   The ID of the Transaction for which funds were held.
+        #
+        #   @return [String, nil]
+        required :held_transaction_id, String, nil?: true
+
+        # @!attribute pending_transaction_id
+        #   The ID of the Pending Transaction representing the held funds.
+        #
+        #   @return [String, nil]
+        required :pending_transaction_id, String, nil?: true
+
+        # @!attribute released_at
+        #   When the hold was released (if it has been released).
+        #
+        #   @return [Time, nil]
+        required :released_at, Time, nil?: true
+
+        # @!attribute status
+        #   The status of the hold.
+        #
+        #   @return [Symbol, Increase::Models::ACHTransfer::InboundFundsHold::Status]
+        required :status, enum: -> { Increase::ACHTransfer::InboundFundsHold::Status }
+
+        # @!attribute type
+        #   A constant representing the object's type. For this resource it will always be
+        #   `inbound_funds_hold`.
+        #
+        #   @return [Symbol, Increase::Models::ACHTransfer::InboundFundsHold::Type]
+        required :type, enum: -> { Increase::ACHTransfer::InboundFundsHold::Type }
+
+        # @!method initialize(id:, amount:, automatically_releases_at:, created_at:, currency:, held_transaction_id:, pending_transaction_id:, released_at:, status:, type:)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::ACHTransfer::InboundFundsHold} for more details.
+        #
+        #   Increase will sometimes hold the funds for ACH debit transfers. If funds are
+        #   held, this sub-object will contain details of the hold.
+        #
+        #   @param id [String] The Inbound Funds Hold identifier.
+        #
+        #   @param amount [Integer] The held amount in the minor unit of the account's currency. For dollars, for ex
+        #
+        #   @param automatically_releases_at [Time] When the hold will be released automatically. Certain conditions may cause it to
+        #
+        #   @param created_at [Time] The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) time at which the hold wa
+        #
+        #   @param currency [Symbol, Increase::Models::ACHTransfer::InboundFundsHold::Currency] The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the hold's curre
+        #
+        #   @param held_transaction_id [String, nil] The ID of the Transaction for which funds were held.
+        #
+        #   @param pending_transaction_id [String, nil] The ID of the Pending Transaction representing the held funds.
+        #
+        #   @param released_at [Time, nil] When the hold was released (if it has been released).
+        #
+        #   @param status [Symbol, Increase::Models::ACHTransfer::InboundFundsHold::Status] The status of the hold.
+        #
+        #   @param type [Symbol, Increase::Models::ACHTransfer::InboundFundsHold::Type] A constant representing the object's type. For this resource it will always be `
+
+        # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the hold's
+        # currency.
+        #
+        # @see Increase::Models::ACHTransfer::InboundFundsHold#currency
+        module Currency
+          extend Increase::Internal::Type::Enum
+
+          # Canadian Dollar (CAD)
+          CAD = :CAD
+
+          # Swiss Franc (CHF)
+          CHF = :CHF
+
+          # Euro (EUR)
+          EUR = :EUR
+
+          # British Pound (GBP)
+          GBP = :GBP
+
+          # Japanese Yen (JPY)
+          JPY = :JPY
+
+          # US Dollar (USD)
+          USD = :USD
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+
+        # The status of the hold.
+        #
+        # @see Increase::Models::ACHTransfer::InboundFundsHold#status
+        module Status
+          extend Increase::Internal::Type::Enum
+
+          # Funds are still being held.
+          HELD = :held
+
+          # Funds have been released.
+          COMPLETE = :complete
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+
+        # A constant representing the object's type. For this resource it will always be
+        # `inbound_funds_hold`.
+        #
+        # @see Increase::Models::ACHTransfer::InboundFundsHold#type
+        module Type
+          extend Increase::Internal::Type::Enum
+
+          INBOUND_FUNDS_HOLD = :inbound_funds_hold
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+      end
+
+      # The transfer's network.
+      #
+      # @see Increase::Models::ACHTransfer#network
+      module Network
+        extend Increase::Internal::Type::Enum
+
+        ACH = :ach
+
+        # @!method self.values
+        #   @return [Array<Symbol>]
+      end
+
+      class NotificationsOfChange < Increase::Internal::Type::BaseModel
+        # @!attribute change_code
+        #   The required type of change that is being signaled by the receiving financial
+        #   institution.
+        #
+        #   @return [Symbol, Increase::Models::ACHTransfer::NotificationsOfChange::ChangeCode]
+        required :change_code, enum: -> { Increase::ACHTransfer::NotificationsOfChange::ChangeCode }
+
+        # @!attribute corrected_data
+        #   The corrected data that should be used in future ACHs to this account. This may
+        #   contain the suggested new account number or routing number. When the
+        #   `change_code` is `incorrect_transaction_code`, this field contains an integer.
+        #   Numbers starting with a 2 encourage changing the `funding` parameter to
+        #   checking; numbers starting with a 3 encourage changing to savings.
+        #
+        #   @return [String]
+        required :corrected_data, String
+
+        # @!attribute created_at
+        #   The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+        #   the notification occurred.
+        #
+        #   @return [Time]
+        required :created_at, Time
+
+        # @!method initialize(change_code:, corrected_data:, created_at:)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::ACHTransfer::NotificationsOfChange} for more details.
+        #
+        #   @param change_code [Symbol, Increase::Models::ACHTransfer::NotificationsOfChange::ChangeCode] The required type of change that is being signaled by the receiving financial in
+        #
+        #   @param corrected_data [String] The corrected data that should be used in future ACHs to this account. This may
+        #
+        #   @param created_at [Time] The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which th
+
+        # The required type of change that is being signaled by the receiving financial
+        # institution.
+        #
+        # @see Increase::Models::ACHTransfer::NotificationsOfChange#change_code
+        module ChangeCode
+          extend Increase::Internal::Type::Enum
+
+          # The account number was incorrect.
+          INCORRECT_ACCOUNT_NUMBER = :incorrect_account_number
+
+          # The routing number was incorrect.
+          INCORRECT_ROUTING_NUMBER = :incorrect_routing_number
+
+          # Both the routing number and the account number were incorrect.
+          INCORRECT_ROUTING_NUMBER_AND_ACCOUNT_NUMBER = :incorrect_routing_number_and_account_number
+
+          # The transaction code was incorrect. Try changing the `funding` parameter from checking to savings or vice-versa.
+          INCORRECT_TRANSACTION_CODE = :incorrect_transaction_code
+
+          # The account number and the transaction code were incorrect.
+          INCORRECT_ACCOUNT_NUMBER_AND_TRANSACTION_CODE = :incorrect_account_number_and_transaction_code
+
+          # The routing number, account number, and transaction code were incorrect.
+          INCORRECT_ROUTING_NUMBER_ACCOUNT_NUMBER_AND_TRANSACTION_CODE =
+            :incorrect_routing_number_account_number_and_transaction_code
+
+          # The receiving depository financial institution identification was incorrect.
+          INCORRECT_RECEIVING_DEPOSITORY_FINANCIAL_INSTITUTION_IDENTIFICATION =
+            :incorrect_receiving_depository_financial_institution_identification
+
+          # The individual identification number was incorrect.
+          INCORRECT_INDIVIDUAL_IDENTIFICATION_NUMBER = :incorrect_individual_identification_number
+
+          # The addenda had an incorrect format.
+          ADDENDA_FORMAT_ERROR = :addenda_format_error
+
+          # The standard entry class code was incorrect for an outbound international payment.
+          INCORRECT_STANDARD_ENTRY_CLASS_CODE_FOR_OUTBOUND_INTERNATIONAL_PAYMENT =
+            :incorrect_standard_entry_class_code_for_outbound_international_payment
+
+          # The notification of change was misrouted.
+          MISROUTED_NOTIFICATION_OF_CHANGE = :misrouted_notification_of_change
+
+          # The trace number was incorrect.
+          INCORRECT_TRACE_NUMBER = :incorrect_trace_number
+
+          # The company identification number was incorrect.
+          INCORRECT_COMPANY_IDENTIFICATION_NUMBER = :incorrect_company_identification_number
+
+          # The individual identification number or identification number was incorrect.
+          INCORRECT_IDENTIFICATION_NUMBER = :incorrect_identification_number
+
+          # The corrected data was incorrectly formatted.
+          INCORRECTLY_FORMATTED_CORRECTED_DATA = :incorrectly_formatted_corrected_data
+
+          # The discretionary data was incorrect.
+          INCORRECT_DISCRETIONARY_DATA = :incorrect_discretionary_data
+
+          # The routing number was not from the original entry detail record.
+          ROUTING_NUMBER_NOT_FROM_ORIGINAL_ENTRY_DETAIL_RECORD =
+            :routing_number_not_from_original_entry_detail_record
+
+          # The depository financial institution account number was not from the original entry detail record.
+          DEPOSITORY_FINANCIAL_INSTITUTION_ACCOUNT_NUMBER_NOT_FROM_ORIGINAL_ENTRY_DETAIL_RECORD =
+            :depository_financial_institution_account_number_not_from_original_entry_detail_record
+
+          # The transaction code was incorrect, initiated by the originating depository financial institution.
+          INCORRECT_TRANSACTION_CODE_BY_ORIGINATING_DEPOSITORY_FINANCIAL_INSTITUTION =
+            :incorrect_transaction_code_by_originating_depository_financial_institution
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+      end
+
+      # @see Increase::Models::ACHTransfer#preferred_effective_date
+      class PreferredEffectiveDate < Increase::Internal::Type::BaseModel
+        # @!attribute date
+        #   A specific date in [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) format to
+        #   use as the effective date when submitting this transfer.
+        #
+        #   @return [Date, nil]
+        required :date, Date, nil?: true
+
+        # @!attribute settlement_schedule
+        #   A schedule by which Increase will choose an effective date for the transfer.
+        #
+        #   @return [Symbol, Increase::Models::ACHTransfer::PreferredEffectiveDate::SettlementSchedule, nil]
+        required :settlement_schedule,
+                 enum: -> { Increase::ACHTransfer::PreferredEffectiveDate::SettlementSchedule },
+                 nil?: true
+
+        # @!method initialize(date:, settlement_schedule:)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::ACHTransfer::PreferredEffectiveDate} for more details.
+        #
+        #   Configuration for how the effective date of the transfer will be set. This
+        #   determines same-day vs future-dated settlement timing. If not set, defaults to a
+        #   `settlement_schedule` of `same_day`. If set, exactly one of the child attributes
+        #   must be set.
+        #
+        #   @param date [Date, nil] A specific date in [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) format to
+        #
+        #   @param settlement_schedule [Symbol, Increase::Models::ACHTransfer::PreferredEffectiveDate::SettlementSchedule, nil] A schedule by which Increase will choose an effective date for the transfer.
+
+        # A schedule by which Increase will choose an effective date for the transfer.
+        #
+        # @see Increase::Models::ACHTransfer::PreferredEffectiveDate#settlement_schedule
+        module SettlementSchedule
+          extend Increase::Internal::Type::Enum
+
+          # The chosen effective date will be the same as the ACH processing date on which the transfer is submitted.
+          # This is necessary, but not sufficient for the transfer to be settled same-day:
+          # it must also be submitted before the last same-day cutoff
+          # and be less than or equal to $1,000.000.00.
+          SAME_DAY = :same_day
+
+          # The chosen effective date will be the business day following the ACH processing date on which the transfer is submitted. The transfer will be settled on that future day.
+          FUTURE_DATED = :future_dated
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+      end
+
+      # @see Increase::Models::ACHTransfer#return_
+      class Return < Increase::Internal::Type::BaseModel
+        # @!attribute created_at
+        #   The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
+        #   the transfer was created.
+        #
+        #   @return [Time]
+        required :created_at, Time
+
+        # @!attribute raw_return_reason_code
+        #   The three character ACH return code, in the range R01 to R85.
+        #
+        #   @return [String]
+        required :raw_return_reason_code, String
+
+        # @!attribute return_reason_code
+        #   Why the ACH Transfer was returned. This reason code is sent by the receiving
+        #   bank back to Increase.
+        #
+        #   @return [Symbol, Increase::Models::ACHTransfer::Return::ReturnReasonCode]
+        required :return_reason_code, enum: -> { Increase::ACHTransfer::Return::ReturnReasonCode }
+
+        # @!attribute trace_number
+        #   A 15 digit number that was generated by the bank that initiated the return. The
+        #   trace number of the return is different than that of the original transfer. ACH
+        #   trace numbers are not unique, but along with the amount and date this number can
+        #   be used to identify the ACH return at the bank that initiated it.
+        #
+        #   @return [String]
+        required :trace_number, String
+
+        # @!attribute transaction_id
+        #   The identifier of the Transaction associated with this return.
+        #
+        #   @return [String]
+        required :transaction_id, String
+
+        # @!attribute transfer_id
+        #   The identifier of the ACH Transfer associated with this return.
+        #
+        #   @return [String]
+        required :transfer_id, String
+
+        # @!method initialize(created_at:, raw_return_reason_code:, return_reason_code:, trace_number:, transaction_id:, transfer_id:)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::ACHTransfer::Return} for more details.
+        #
+        #   If your transfer is returned, this will contain details of the return.
+        #
+        #   @param created_at [Time] The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which th
+        #
+        #   @param raw_return_reason_code [String] The three character ACH return code, in the range R01 to R85.
+        #
+        #   @param return_reason_code [Symbol, Increase::Models::ACHTransfer::Return::ReturnReasonCode] Why the ACH Transfer was returned. This reason code is sent by the receiving ban
+        #
+        #   @param trace_number [String] A 15 digit number that was generated by the bank that initiated the return. The
+        #
+        #   @param transaction_id [String] The identifier of the Transaction associated with this return.
+        #
+        #   @param transfer_id [String] The identifier of the ACH Transfer associated with this return.
+
+        # Why the ACH Transfer was returned. This reason code is sent by the receiving
+        # bank back to Increase.
+        #
+        # @see Increase::Models::ACHTransfer::Return#return_reason_code
+        module ReturnReasonCode
+          extend Increase::Internal::Type::Enum
+
+          # Code R01. Insufficient funds in the receiving account. Sometimes abbreviated to NSF.
+          INSUFFICIENT_FUND = :insufficient_fund
+
+          # Code R03. The account does not exist or the receiving bank was unable to locate it.
+          NO_ACCOUNT = :no_account
+
+          # Code R02. The account is closed at the receiving bank.
+          ACCOUNT_CLOSED = :account_closed
+
+          # Code R04. The account number is invalid at the receiving bank.
+          INVALID_ACCOUNT_NUMBER_STRUCTURE = :invalid_account_number_structure
+
+          # Code R16. The account at the receiving bank was frozen per the Office of Foreign Assets Control.
+          ACCOUNT_FROZEN_ENTRY_RETURNED_PER_OFAC_INSTRUCTION = :account_frozen_entry_returned_per_ofac_instruction
+
+          # Code R23. The receiving bank account refused a credit transfer.
+          CREDIT_ENTRY_REFUSED_BY_RECEIVER = :credit_entry_refused_by_receiver
+
+          # Code R05. The receiving bank rejected because of an incorrect Standard Entry Class code.
+          UNAUTHORIZED_DEBIT_TO_CONSUMER_ACCOUNT_USING_CORPORATE_SEC_CODE =
+            :unauthorized_debit_to_consumer_account_using_corporate_sec_code
+
+          # Code R29. The corporate customer at the receiving bank reversed the transfer.
+          CORPORATE_CUSTOMER_ADVISED_NOT_AUTHORIZED = :corporate_customer_advised_not_authorized
+
+          # Code R08. The receiving bank stopped payment on this transfer.
+          PAYMENT_STOPPED = :payment_stopped
+
+          # Code R20. The receiving bank account does not perform transfers.
+          NON_TRANSACTION_ACCOUNT = :non_transaction_account
+
+          # Code R09. The receiving bank account does not have enough available balance for the transfer.
+          UNCOLLECTED_FUNDS = :uncollected_funds
+
+          # Code R28. The routing number is incorrect.
+          ROUTING_NUMBER_CHECK_DIGIT_ERROR = :routing_number_check_digit_error
+
+          # Code R10. The customer at the receiving bank reversed the transfer.
+          CUSTOMER_ADVISED_UNAUTHORIZED_IMPROPER_INELIGIBLE_OR_INCOMPLETE =
+            :customer_advised_unauthorized_improper_ineligible_or_incomplete
+
+          # Code R19. The amount field is incorrect or too large.
+          AMOUNT_FIELD_ERROR = :amount_field_error
+
+          # Code R07. The customer at the receiving institution informed their bank that they have revoked authorization for a previously authorized transfer.
+          AUTHORIZATION_REVOKED_BY_CUSTOMER = :authorization_revoked_by_customer
+
+          # Code R13. The routing number is invalid.
+          INVALID_ACH_ROUTING_NUMBER = :invalid_ach_routing_number
+
+          # Code R17. The receiving bank is unable to process a field in the transfer.
+          FILE_RECORD_EDIT_CRITERIA = :file_record_edit_criteria
+
+          # Code R45. The individual name field was invalid.
+          ENR_INVALID_INDIVIDUAL_NAME = :enr_invalid_individual_name
+
+          # Code R06. The originating financial institution asked for this transfer to be returned. The receiving bank is complying with the request.
+          RETURNED_PER_ODFI_REQUEST = :returned_per_odfi_request
+
+          # Code R34. The receiving bank's regulatory supervisor has limited their participation in the ACH network.
+          LIMITED_PARTICIPATION_DFI = :limited_participation_dfi
+
+          # Code R85. The outbound international ACH transfer was incorrect.
+          INCORRECTLY_CODED_OUTBOUND_INTERNATIONAL_PAYMENT = :incorrectly_coded_outbound_international_payment
+
+          # Code R12. A rare return reason. The account was sold to another bank.
+          ACCOUNT_SOLD_TO_ANOTHER_DFI = :account_sold_to_another_dfi
+
+          # Code R25. The addenda record is incorrect or missing.
+          ADDENDA_ERROR = :addenda_error
+
+          # Code R15. A rare return reason. The account holder is deceased.
+          BENEFICIARY_OR_ACCOUNT_HOLDER_DECEASED = :beneficiary_or_account_holder_deceased
+
+          # Code R11. A rare return reason. The customer authorized some payment to the sender, but this payment was not in error.
+          CUSTOMER_ADVISED_NOT_WITHIN_AUTHORIZATION_TERMS = :customer_advised_not_within_authorization_terms
+
+          # Code R74. A rare return reason. Sent in response to a return that was returned with code `field_error`. The latest return should include the corrected field(s).
+          CORRECTED_RETURN = :corrected_return
+
+          # Code R24. A rare return reason. The receiving bank received an exact duplicate entry with the same trace number and amount.
+          DUPLICATE_ENTRY = :duplicate_entry
+
+          # Code R67. A rare return reason. The return this message refers to was a duplicate.
+          DUPLICATE_RETURN = :duplicate_return
+
+          # Code R47. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_DUPLICATE_ENROLLMENT = :enr_duplicate_enrollment
+
+          # Code R43. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_INVALID_DFI_ACCOUNT_NUMBER = :enr_invalid_dfi_account_number
+
+          # Code R44. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_INVALID_INDIVIDUAL_ID_NUMBER = :enr_invalid_individual_id_number
+
+          # Code R46. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_INVALID_REPRESENTATIVE_PAYEE_INDICATOR = :enr_invalid_representative_payee_indicator
+
+          # Code R41. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_INVALID_TRANSACTION_CODE = :enr_invalid_transaction_code
+
+          # Code R40. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_RETURN_OF_ENR_ENTRY = :enr_return_of_enr_entry
+
+          # Code R42. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_ROUTING_NUMBER_CHECK_DIGIT_ERROR = :enr_routing_number_check_digit_error
+
+          # Code R84. A rare return reason. The International ACH Transfer cannot be processed by the gateway.
+          ENTRY_NOT_PROCESSED_BY_GATEWAY = :entry_not_processed_by_gateway
+
+          # Code R69. A rare return reason. One or more of the fields in the ACH were malformed.
+          FIELD_ERROR = :field_error
+
+          # Code R83. A rare return reason. The Foreign receiving bank was unable to settle this ACH transfer.
+          FOREIGN_RECEIVING_DFI_UNABLE_TO_SETTLE = :foreign_receiving_dfi_unable_to_settle
+
+          # Code R80. A rare return reason. The International ACH Transfer is malformed.
+          IAT_ENTRY_CODING_ERROR = :iat_entry_coding_error
+
+          # Code R18. A rare return reason. The ACH has an improper effective entry date field.
+          IMPROPER_EFFECTIVE_ENTRY_DATE = :improper_effective_entry_date
+
+          # Code R39. A rare return reason. The source document related to this ACH, usually an ACH check conversion, was presented to the bank.
+          IMPROPER_SOURCE_DOCUMENT_SOURCE_DOCUMENT_PRESENTED = :improper_source_document_source_document_presented
+
+          # Code R21. A rare return reason. The Company ID field of the ACH was invalid.
+          INVALID_COMPANY_ID = :invalid_company_id
+
+          # Code R82. A rare return reason. The foreign receiving bank identifier for an International ACH Transfer was invalid.
+          INVALID_FOREIGN_RECEIVING_DFI_IDENTIFICATION = :invalid_foreign_receiving_dfi_identification
+
+          # Code R22. A rare return reason. The Individual ID number field of the ACH was invalid.
+          INVALID_INDIVIDUAL_ID_NUMBER = :invalid_individual_id_number
+
+          # Code R53. A rare return reason. Both the Represented Check ("RCK") entry and the original check were presented to the bank.
+          ITEM_AND_RCK_ENTRY_PRESENTED_FOR_PAYMENT = :item_and_rck_entry_presented_for_payment
+
+          # Code R51. A rare return reason. The Represented Check ("RCK") entry is ineligible.
+          ITEM_RELATED_TO_RCK_ENTRY_IS_INELIGIBLE = :item_related_to_rck_entry_is_ineligible
+
+          # Code R26. A rare return reason. The ACH is missing a required field.
+          MANDATORY_FIELD_ERROR = :mandatory_field_error
+
+          # Code R71. A rare return reason. The receiving bank does not recognize the routing number in a dishonored return entry.
+          MISROUTED_DISHONORED_RETURN = :misrouted_dishonored_return
+
+          # Code R61. A rare return reason. The receiving bank does not recognize the routing number in a return entry.
+          MISROUTED_RETURN = :misrouted_return
+
+          # Code R76. A rare return reason. Sent in response to a return, the bank does not find the errors alleged by the returning bank.
+          NO_ERRORS_FOUND = :no_errors_found
+
+          # Code R77. A rare return reason. The receiving bank does not accept the return of the erroneous debit. The funds are not available at the receiving bank.
+          NON_ACCEPTANCE_OF_R62_DISHONORED_RETURN = :non_acceptance_of_r62_dishonored_return
+
+          # Code R81. A rare return reason. The receiving bank does not accept International ACH Transfers.
+          NON_PARTICIPANT_IN_IAT_PROGRAM = :non_participant_in_iat_program
+
+          # Code R31. A rare return reason. A return that has been agreed to be accepted by the receiving bank, despite falling outside of the usual return timeframe.
+          PERMISSIBLE_RETURN_ENTRY = :permissible_return_entry
+
+          # Code R70. A rare return reason. The receiving bank had not approved this return.
+          PERMISSIBLE_RETURN_ENTRY_NOT_ACCEPTED = :permissible_return_entry_not_accepted
+
+          # Code R32. A rare return reason. The receiving bank could not settle this transaction.
+          RDFI_NON_SETTLEMENT = :rdfi_non_settlement
+
+          # Code R30. A rare return reason. The receiving bank does not accept Check Truncation ACH transfers.
+          RDFI_PARTICIPANT_IN_CHECK_TRUNCATION_PROGRAM = :rdfi_participant_in_check_truncation_program
+
+          # Code R14. A rare return reason. The payee is deceased.
+          REPRESENTATIVE_PAYEE_DECEASED_OR_UNABLE_TO_CONTINUE_IN_THAT_CAPACITY =
+            :representative_payee_deceased_or_unable_to_continue_in_that_capacity
+
+          # Code R75. A rare return reason. The originating bank disputes that an earlier `duplicate_entry` return was actually a duplicate.
+          RETURN_NOT_A_DUPLICATE = :return_not_a_duplicate
+
+          # Code R62. A rare return reason. The originating financial institution made a mistake and this return corrects it.
+          RETURN_OF_ERRONEOUS_OR_REVERSING_DEBIT = :return_of_erroneous_or_reversing_debit
+
+          # Code R36. A rare return reason. Return of a malformed credit entry.
+          RETURN_OF_IMPROPER_CREDIT_ENTRY = :return_of_improper_credit_entry
+
+          # Code R35. A rare return reason. Return of a malformed debit entry.
+          RETURN_OF_IMPROPER_DEBIT_ENTRY = :return_of_improper_debit_entry
+
+          # Code R33. A rare return reason. Return of a Destroyed Check ("XKC") entry.
+          RETURN_OF_XCK_ENTRY = :return_of_xck_entry
+
+          # Code R37. A rare return reason. The source document related to this ACH, usually an ACH check conversion, was presented to the bank.
+          SOURCE_DOCUMENT_PRESENTED_FOR_PAYMENT = :source_document_presented_for_payment
+
+          # Code R50. A rare return reason. State law prevents the bank from accepting the Represented Check ("RCK") entry.
+          STATE_LAW_AFFECTING_RCK_ACCEPTANCE = :state_law_affecting_rck_acceptance
+
+          # Code R52. A rare return reason. A stop payment was issued on a Represented Check ("RCK") entry.
+          STOP_PAYMENT_ON_ITEM_RELATED_TO_RCK_ENTRY = :stop_payment_on_item_related_to_rck_entry
+
+          # Code R38. A rare return reason. The source attached to the ACH, usually an ACH check conversion, includes a stop payment.
+          STOP_PAYMENT_ON_SOURCE_DOCUMENT = :stop_payment_on_source_document
+
+          # Code R73. A rare return reason. The bank receiving an `untimely_return` believes it was on time.
+          TIMELY_ORIGINAL_RETURN = :timely_original_return
+
+          # Code R27. A rare return reason. An ACH return's trace number does not match an originated ACH.
+          TRACE_NUMBER_ERROR = :trace_number_error
+
+          # Code R72. A rare return reason. The dishonored return was sent too late.
+          UNTIMELY_DISHONORED_RETURN = :untimely_dishonored_return
+
+          # Code R68. A rare return reason. The return was sent too late.
+          UNTIMELY_RETURN = :untimely_return
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+      end
+
+      # @see Increase::Models::ACHTransfer#settlement
+      class Settlement < Increase::Internal::Type::BaseModel
+        # @!attribute settled_at
+        #   When the funds for this transfer have settled at the destination bank at the
+        #   Federal Reserve.
+        #
+        #   @return [Time]
+        required :settled_at, Time
+
+        # @!method initialize(settled_at:)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::ACHTransfer::Settlement} for more details.
+        #
+        #   A subhash containing information about when and how the transfer settled at the
+        #   Federal Reserve.
+        #
+        #   @param settled_at [Time] When the funds for this transfer have settled at the destination bank at the Fed
+      end
+
+      # The Standard Entry Class (SEC) code to use for the transfer.
+      #
+      # @see Increase::Models::ACHTransfer#standard_entry_class_code
+      module StandardEntryClassCode
+        extend Increase::Internal::Type::Enum
+
+        # Corporate Credit and Debit (CCD).
+        CORPORATE_CREDIT_OR_DEBIT = :corporate_credit_or_debit
+
+        # Corporate Trade Exchange (CTX).
+        CORPORATE_TRADE_EXCHANGE = :corporate_trade_exchange
+
+        # Prearranged Payments and Deposits (PPD).
+        PREARRANGED_PAYMENTS_AND_DEPOSIT = :prearranged_payments_and_deposit
+
+        # Internet Initiated (WEB).
+        INTERNET_INITIATED = :internet_initiated
+
+        # @!method self.values
+        #   @return [Array<Symbol>]
+      end
+
+      # The lifecycle status of the transfer.
+      #
+      # @see Increase::Models::ACHTransfer#status
+      module Status
+        extend Increase::Internal::Type::Enum
+
+        # The transfer is pending approval.
+        PENDING_APPROVAL = :pending_approval
+
+        # The transfer belongs to a Transfer Session that is pending confirmation.
+        PENDING_TRANSFER_SESSION_CONFIRMATION = :pending_transfer_session_confirmation
+
+        # The transfer has been canceled.
+        CANCELED = :canceled
+
+        # The transfer is pending submission to the Federal Reserve.
+        PENDING_SUBMISSION = :pending_submission
+
+        # The transfer is pending review by Increase.
+        PENDING_REVIEWING = :pending_reviewing
+
+        # The transfer requires attention from an Increase operator.
+        REQUIRES_ATTENTION = :requires_attention
+
+        # The transfer has been rejected.
+        REJECTED = :rejected
+
+        # The transfer is complete.
+        SUBMITTED = :submitted
+
+        # The transfer has been returned.
+        RETURNED = :returned
+
+        # @!method self.values
+        #   @return [Array<Symbol>]
+      end
+
+      # @see Increase::Models::ACHTransfer#submission
+      class Submission < Increase::Internal::Type::BaseModel
+        # @!attribute effective_date
+        #   The ACH transfer's effective date as sent to the Federal Reserve. If a specific
+        #   date was configured using `preferred_effective_date`, this will match that
+        #   value. Otherwise, it will be the date selected (following the specified
+        #   settlement schedule) at the time the transfer was submitted.
+        #
+        #   @return [Date]
+        required :effective_date, Date
+
+        # @!attribute expected_funds_settlement_at
+        #   When the transfer is expected to settle in the recipient's account. Credits may
+        #   be available sooner, at the receiving banks discretion. The FedACH schedule is
+        #   published
+        #   [here](https://www.frbservices.org/resources/resource-centers/same-day-ach/fedach-processing-schedule.html).
+        #
+        #   @return [Time]
+        required :expected_funds_settlement_at, Time
+
+        # @!attribute expected_settlement_schedule
+        #   The settlement schedule the transfer is expected to follow. This expectation
+        #   takes into account the `effective_date`, `submitted_at`, and the amount of the
+        #   transfer.
+        #
+        #   @return [Symbol, Increase::Models::ACHTransfer::Submission::ExpectedSettlementSchedule]
+        required :expected_settlement_schedule,
+                 enum: -> { Increase::ACHTransfer::Submission::ExpectedSettlementSchedule }
+
+        # @!attribute submitted_at
+        #   When the ACH transfer was sent to FedACH.
+        #
+        #   @return [Time]
+        required :submitted_at, Time
+
+        # @!attribute trace_number
+        #   A 15 digit number recorded in the Nacha file and transmitted to the receiving
+        #   bank. Along with the amount, date, and originating routing number, this can be
+        #   used to identify the ACH transfer at the receiving bank. ACH trace numbers are
+        #   not unique, but are
+        #   [used to correlate returns](https://increase.com/documentation/ach-returns#ach-returns).
+        #
+        #   @return [String]
+        required :trace_number, String
+
+        # @!method initialize(effective_date:, expected_funds_settlement_at:, expected_settlement_schedule:, submitted_at:, trace_number:)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::ACHTransfer::Submission} for more details.
+        #
+        #   After the transfer is submitted to FedACH, this will contain supplemental
+        #   details. Increase batches transfers and submits a file to the Federal Reserve
+        #   roughly every 30 minutes. The Federal Reserve processes ACH transfers during
+        #   weekdays according to their
+        #   [posted schedule](https://www.frbservices.org/resources/resource-centers/same-day-ach/fedach-processing-schedule.html).
+        #
+        #   @param effective_date [Date] The ACH transfer's effective date as sent to the Federal Reserve. If a specific
+        #
+        #   @param expected_funds_settlement_at [Time] When the transfer is expected to settle in the recipient's account. Credits may
+        #
+        #   @param expected_settlement_schedule [Symbol, Increase::Models::ACHTransfer::Submission::ExpectedSettlementSchedule] The settlement schedule the transfer is expected to follow. This expectation tak
+        #
+        #   @param submitted_at [Time] When the ACH transfer was sent to FedACH.
+        #
+        #   @param trace_number [String] A 15 digit number recorded in the Nacha file and transmitted to the receiving ba
+
+        # The settlement schedule the transfer is expected to follow. This expectation
+        # takes into account the `effective_date`, `submitted_at`, and the amount of the
+        # transfer.
+        #
+        # @see Increase::Models::ACHTransfer::Submission#expected_settlement_schedule
+        module ExpectedSettlementSchedule
+          extend Increase::Internal::Type::Enum
+
+          # The transfer is expected to settle same-day.
+          SAME_DAY = :same_day
+
+          # The transfer is expected to settle on a future date.
+          FUTURE_DATED = :future_dated
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+      end
+
+      # A constant representing the object's type. For this resource it will always be
+      # `ach_transfer`.
+      #
+      # @see Increase::Models::ACHTransfer#type
+      module Type
+        extend Increase::Internal::Type::Enum
+
+        ACH_TRANSFER = :ach_transfer
+
+        # @!method self.values
+        #   @return [Array<Symbol>]
+      end
+    end
+  end
+end